Home > Eastern Bank > Net charge- offs to loans
Eastern Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0878% | 992 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0862% | 265 |
| Percentage Net Loans Charged-off:Construction & development | 0.0898% | 130 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2190% | 172 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0057% | 3,819 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0028% | 4,210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0068% | 3,875 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0907% | 1,200 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0509% | 669 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0509% | 573 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0075% | 2,141 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0034% | 3,650 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 4,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0065% | 3,852 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0038% | 4,262 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0075% | 3,917 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0339% | 3,988 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1386% | 529 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1386% | 495 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0093% | 1,860 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0030% | 3,670 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 4,095 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0061% | 3,881 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0013% | 161 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0090% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0136% | 3,788 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0457% | 559 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0457% | 560 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0046% | 1,807 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0048% | 3,892 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 4,180 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0105% | 4,075 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0027% | 96 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0153% | 4,210 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0343% | 4,005 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0294% | 563 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0294% | 515 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0046% | 2,269 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0072% | 3,711 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0042% | 4,038 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0137% | 3,937 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0011% | 4,253 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0187% | 4,063 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0206% | 3,737 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8915% | 596 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8915% | 545 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0027% | 2,153 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0088% | 3,771 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0039% | 4,069 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0180% | 4,026 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0012% | 4,309 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0250% | 4,174 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0273% | 3,770 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8857% | 558 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8857% | 508 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0015% | 3,080 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0114% | 3,804 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0047% | 4,025 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0236% | 4,012 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0012% | 3,158 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0332% | 4,159 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0393% | 3,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8331% | 574 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8331% | 523 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0073% | 1,481 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0192% | 4,124 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 4,085 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0452% | 4,298 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0013% | 3,232 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0639% | 4,411 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0245% | 553 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0138% | 488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0138% | 441 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0546% | 1,246 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0004% | 1,353 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0088% | 647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0096% | 3,695 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0162% | 3,235 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0069% | 3,652 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1797% | 744 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6211% | 704 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6211% | 638 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0588% | 1,056 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0011% | 1,173 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0135% | 534 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0140% | 3,886 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0149% | 3,298 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0136% | 3,931 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1924% | 607 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4844% | 784 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4844% | 704 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0722% | 914 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0008% | 1,072 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0084% | 482 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0084% | 3,823 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0204% | 3,376 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0036% | 3,648 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2587% | 462 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2496% | 1,161 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2496% | 1,051 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0560% | 952 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0039% | 711 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0190% | 282 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0135% | 4,065 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0398% | 3,492 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0028% | 3,727 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1694% | 456 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3399% | 967 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3399% | 876 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0846% | 1,616 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0027% | 1,883 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0048% | 4,318 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0131% | 1,260 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0645% | 256 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0074% | 4,012 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2514% | 1,034 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6725% | 937 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6725% | 855 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0669% | 1,653 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0091% | 1,441 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0040% | 780 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0190% | 996 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0910% | 196 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0094% | 4,089 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1698% | 1,046 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5979% | 1,010 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5979% | 915 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0612% | 1,636 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0156% | 1,120 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0067% | 610 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0325% | 754 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1328% | 144 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0064% | 4,026 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1835% | 940 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2536% | 1,798 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2536% | 1,669 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0779% | 1,245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0244% | 749 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 4,338 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0638% | 485 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2673% | 77 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0142% | 4,275 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2018% | 691 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5237% | 1,241 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5237% | 1,145 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0520% | 2,372 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0013% | 2,179 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 4,266 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0045% | 1,762 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0157% | 447 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0005% | 1,759 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1612% | 1,548 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3965% | 1,814 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3965% | 1,700 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0318% | 2,437 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0021% | 1,845 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 4,321 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0066% | 1,441 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0194% | 360 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0020% | 1,464 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0546% | 1,611 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3795% | 1,746 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3795% | 1,623 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0558% | 1,845 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0078% | 1,441 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0116% | 616 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0070% | 1,232 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0225% | 290 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0015% | 1,251 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1595% | 1,080 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3537% | 1,693 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3537% | 1,571 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0523% | 1,540 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 4,090 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 4,526 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0080% | 4,284 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0037% | 3,557 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0095% | 4,357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1970% | 726 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2928% | 1,678 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2928% | 1,566 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0998% | 1,764 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 3,936 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0066% | 4,534 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0042% | 1,982 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0332% | 474 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0069% | 4,368 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4301% | 901 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2897% | 2,115 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2897% | 2,004 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0458% | 2,180 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 3,895 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0109% | 4,661 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0075% | 1,654 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0453% | 379 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0073% | 4,358 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1464% | 1,238 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2815% | 1,979 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2815% | 1,855 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0301% | 2,257 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 3,874 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0158% | 4,809 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0132% | 1,337 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0693% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0092% | 4,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0543% | 1,320 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2962% | 1,806 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2962% | 1,708 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0624% | 1,484 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0132% | 1,056 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0131% | 4,921 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0470% | 772 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1552% | 165 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0029% | 1,015 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1777% | 722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2899% | 1,729 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2899% | 1,608 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0235% | 3,337 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 4,188 |
| Percentage Net Loans Charged-off:Construction & development | 0.0015% | 515 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 4,602 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,399 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0008% | 3,691 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0003% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0163% | 2,286 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2848% | 2,378 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2848% | 2,232 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0027% | 4,355 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 4,215 |
| Percentage Net Loans Charged-off:Construction & development | 0.0022% | 415 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0122% | 4,859 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0067% | 1,968 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0012% | 3,711 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0101% | 1,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1226% | 4,882 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2793% | 2,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2793% | 2,090 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0519% | 5,189 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0143% | 4,702 |
| Percentage Net Loans Charged-off:Construction & development | 0.0035% | 328 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0398% | 5,198 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0086% | 1,699 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0006% | 3,717 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0126% | 1,560 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3484% | 5,247 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2604% | 2,130 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2604% | 1,997 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0048% | 2,811 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0270% | 5,068 |
| Percentage Net Loans Charged-off:Construction & development | -0.0403% | 4,836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0517% | 5,386 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0047% | 4,508 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0031% | 3,844 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0054% | 4,583 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0119% | 4,087 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3246% | 1,746 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3246% | 1,618 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0433% | 3,170 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0074% | 2,731 |
| Percentage Net Loans Charged-off:Construction & development | -0.0019% | 4,452 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0136% | 1,312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0030% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0054% | 784 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0020% | 2,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1326% | 1,768 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1684% | 2,904 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1684% | 2,754 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0086% | 3,625 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0009% | 2,608 |
| Percentage Net Loans Charged-off:Construction & development | -0.0024% | 4,520 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0012% | 1,163 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0012% | 2,401 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0087% | 671 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0020% | 4,708 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0290% | 4,508 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1434% | 2,717 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1434% | 2,563 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0382% | 2,692 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0098% | 2,153 |
| Percentage Net Loans Charged-off:Construction & development | -0.0035% | 4,616 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0025% | 949 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0226% | 1,832 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0183% | 543 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0244% | 1,743 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1145% | 1,291 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1227% | 2,592 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1227% | 2,443 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0207% | 2,523 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0052% | 1,704 |
| Percentage Net Loans Charged-off:Construction & development | -0.0073% | 4,770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0023% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0114% | 1,497 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0028% | 407 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0151% | 1,359 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0097% | 1,183 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1584% | 2,110 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1584% | 1,967 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0250% | 5,340 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0676% | 5,607 |
| Percentage Net Loans Charged-off:Construction & development | 0.0916% | 597 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1789% | 5,753 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0239% | 2,701 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0101% | 916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0291% | 2,540 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0187% | 2,338 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1628% | 2,860 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1628% | 2,710 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0383% | 5,447 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0880% | 5,732 |
| Percentage Net Loans Charged-off:Construction & development | 0.1225% | 504 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2409% | 5,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0387% | 2,296 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0123% | 802 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0484% | 2,104 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0323% | 1,917 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1450% | 2,693 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1450% | 2,549 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0895% | 5,745 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1421% | 5,920 |
| Percentage Net Loans Charged-off:Construction & development | 0.1882% | 381 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3636% | 6,022 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0350% | 2,108 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0112% | 4,182 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0513% | 1,837 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0374% | 4,708 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1229% | 2,601 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1229% | 2,459 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1907% | 6,047 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3066% | 6,145 |
| Percentage Net Loans Charged-off:Construction & development | 0.3810% | 233 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7295% | 6,183 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0164% | 1,707 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0128% | 4,236 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0264% | 1,539 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0195% | 1,107 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1335% | 2,191 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1335% | 2,061 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0353% | 4,125 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0114% | 3,675 |
| Percentage Net Loans Charged-off:Construction & development | 0.1043% | 931 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0132% | 5,570 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0260% | 3,215 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0201% | 4,419 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0403% | 2,911 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0239% | 2,605 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1787% | 2,975 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1787% | 2,818 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0417% | 3,664 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0254% | 3,090 |
| Percentage Net Loans Charged-off:Construction & development | 0.2383% | 684 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0184% | 5,649 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0438% | 2,701 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0135% | 4,418 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0610% | 2,411 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0120% | 2,313 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1634% | 2,814 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1634% | 2,668 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0379% | 3,465 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0303% | 2,759 |
| Percentage Net Loans Charged-off:Construction & development | 0.3273% | 569 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0271% | 5,813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0502% | 2,394 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0150% | 4,436 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0693% | 2,138 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0303% | 4,850 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1558% | 2,611 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1558% | 2,457 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0420% | 2,796 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0301% | 2,172 |
| Percentage Net Loans Charged-off:Construction & development | 0.1459% | 481 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0028% | 5,584 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0522% | 1,843 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0255% | 4,501 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0743% | 1,617 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0312% | 4,895 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1898% | 2,192 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1898% | 2,064 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0042% | 5,396 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0146% | 6,070 |
| Percentage Net Loans Charged-off:Construction & development | -0.6204% | 5,889 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0184% | 2,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0299% | 3,738 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0094% | 1,410 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0359% | 3,518 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0487% | 5,377 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1632% | 3,342 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1632% | 3,198 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0014% | 5,195 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0182% | 6,086 |
| Percentage Net Loans Charged-off:Construction & development | 0.1566% | 1,242 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1289% | 6,441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0686% | 3,070 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0220% | 1,236 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0822% | 2,789 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0379% | 5,244 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1492% | 3,139 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1492% | 2,989 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0179% | 5,939 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0573% | 6,394 |
| Percentage Net Loans Charged-off:Construction & development | -0.4295% | 5,920 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1419% | 6,507 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0681% | 2,785 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0055% | 1,073 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0869% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0313% | 2,237 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1237% | 2,987 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1237% | 2,845 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0457% | 6,091 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1130% | 6,569 |
| Percentage Net Loans Charged-off:Construction & development | -0.5553% | 6,013 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2778% | 6,676 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0968% | 2,079 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0073% | 4,643 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1287% | 1,839 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0805% | 1,483 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1333% | 2,499 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1333% | 2,355 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1551% | 4,152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1307% | 3,767 |
| Percentage Net Loans Charged-off:Construction & development | -0.7864% | 6,281 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1875% | 2,320 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2032% | 2,978 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0484% | 1,677 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2535% | 2,570 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2170% | 2,715 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2410% | 3,258 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2410% | 3,084 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1326% | 4,060 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1325% | 3,539 |
| Percentage Net Loans Charged-off:Construction & development | -0.7990% | 6,346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1481% | 2,216 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2454% | 2,581 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0661% | 1,468 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3045% | 2,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0824% | 2,883 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2244% | 3,088 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2244% | 2,907 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0341% | 4,902 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0044% | 4,475 |
| Percentage Net Loans Charged-off:Construction & development | -0.9441% | 6,387 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0740% | 6,770 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1884% | 2,671 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0345% | 1,301 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2383% | 2,327 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0171% | 2,795 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2256% | 2,886 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2256% | 2,698 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0354% | 4,197 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0180% | 6,551 |
| Percentage Net Loans Charged-off:Construction & development | -0.3596% | 6,298 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1445% | 6,914 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1340% | 2,416 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1074% | 923 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1426% | 2,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0072% | 2,025 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3679% | 2,083 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3679% | 1,912 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2787% | 4,029 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2457% | 3,665 |
| Percentage Net Loans Charged-off:Construction & development | -0.0865% | 6,427 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2942% | 2,456 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2618% | 3,106 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1873% | 1,643 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2829% | 2,905 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3325% | 3,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4482% | 2,969 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 959 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3804% | 2,931 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2812% | 3,676 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2646% | 3,271 |
| Percentage Net Loans Charged-off:Construction & development | -0.0078% | 6,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3942% | 1,870 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2121% | 3,075 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1613% | 1,474 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2262% | 2,865 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2824% | 2,847 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4252% | 2,815 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3480% | 2,784 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3247% | 3,262 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3169% | 2,839 |
| Percentage Net Loans Charged-off:Construction & development | -0.0069% | 6,364 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5668% | 1,423 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1826% | 2,965 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2188% | 1,218 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1728% | 2,856 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3444% | 2,420 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4084% | 2,686 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3155% | 2,680 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5097% | 2,204 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6369% | 1,640 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4907% | 582 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1084% | 2,626 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0631% | 986 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1202% | 2,393 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0464% | 2,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4737% | 2,154 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3291% | 2,170 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8359% | 2,543 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6069% | 2,681 |
| Percentage Net Loans Charged-off:Construction & development | -4.6703% | 7,047 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5593% | 848 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2645% | 3,150 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2832% | 1,508 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2586% | 3,078 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3187% | 1,437 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7178% | 2,763 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0367% | 6,411 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4608% | 3,447 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3946% | 3,047 |
| Percentage Net Loans Charged-off:Construction & development | -6.0500% | 7,125 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3521% | 879 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1766% | 3,271 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2469% | 1,386 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1549% | 3,261 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5358% | 2,858 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6907% | 2,629 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0244% | 6,379 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2615% | 4,036 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0585% | 4,481 |
| Percentage Net Loans Charged-off:Construction & development | -0.1649% | 7,001 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0296% | 7,351 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1553% | 3,045 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2480% | 1,171 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1275% | 3,051 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7035% | 2,345 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7262% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0351% | 6,396 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4207% | 2,783 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0995% | 3,379 |
| Percentage Net Loans Charged-off:Construction & development | -0.3143% | 7,062 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2262% | 2,192 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2907% | 818 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2075% | 2,118 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4518% | 1,296 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9206% | 1,911 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0717% | 6,512 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0907% | 2,235 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3017% | 1,556 |
| Percentage Net Loans Charged-off:Construction & development | 16.9714% | 287 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2679% | 2,244 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3261% | 2,662 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4096% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3060% | 2,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4580% | 3,834 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0029% | 2,685 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0240% | 2,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6943% | 2,612 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6760% | 2,032 |
| Percentage Net Loans Charged-off:Construction & development | 7.9397% | 631 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0348% | 7,710 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3364% | 2,258 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4145% | 1,920 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4360% | 3,279 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0433% | 2,369 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0722% | 6,804 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8374% | 2,013 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7463% | 1,686 |
| Percentage Net Loans Charged-off:Construction & development | 8.9291% | 490 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0062% | 7,671 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3187% | 2,028 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3896% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9878% | 2,004 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0783% | 2,181 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0749% | 6,824 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9731% | 1,378 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0009% | 1,016 |
| Percentage Net Loans Charged-off:Construction & development | 12.7499% | 245 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 7,644 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3141% | 1,573 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3810% | 1,330 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6244% | 1,729 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2745% | 1,728 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0983% | 6,830 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6032% | 2,029 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5233% | 1,641 |
| Percentage Net Loans Charged-off:Construction & development | 0.6072% | 1,899 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1546% | 449 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1736% | 2,325 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1585% | 1,083 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1762% | 2,176 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5522% | 2,589 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0414% | 2,190 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1688% | 7,093 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5532% | 1,527 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4748% | 1,216 |
| Percentage Net Loans Charged-off:Construction & development | 0.8138% | 1,192 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0619% | 318 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0640% | 2,672 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1963% | 822 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0388% | 2,770 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4227% | 2,201 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9748% | 1,916 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3740% | 7,195 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2939% | 2,170 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0371% | 3,120 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0712% | 2,151 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3021% | 565 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0294% | 2,319 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4951% | 1,638 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9298% | 1,838 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0342% | 6,853 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3425% | 1,484 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0478% | 2,144 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0915% | 1,417 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4202% | 340 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0350% | 1,569 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7108% | 983 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9829% | 1,557 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2537% | 2,154 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0080% | 3,935 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0226% | 1,459 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0006% | 3,344 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0041% | 930 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9924% | 1,173 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5434% | 2,898 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5974% | 7,386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1882% | 2,091 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0004% | 3,379 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0008% | 2,690 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0055% | 711 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6980% | 1,211 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5305% | 2,571 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.2418% | 7,433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2482% | 1,433 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0803% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4565% | 2,544 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3314% | 7,317 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4055% | 773 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1377% | 362 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4997% | 2,143 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3310% | 7,260 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1081% | 3,095 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0001% | 3,457 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0002% | 1,306 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0787% | 3,092 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4373% | 3,163 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1466% | 7,280 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1110% | 2,529 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0001% | 2,895 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0003% | 1,010 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1195% | 2,310 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4168% | 2,874 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1036% | 7,239 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1002% | 2,471 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0001% | 2,435 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0005% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0593% | 2,250 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4087% | 2,681 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1235% | 7,237 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0718% | 2,454 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1579% | 7,537 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4256% | 2,368 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1983% | 7,269 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1585% | 2,758 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0006% | 3,530 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0011% | 3,041 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0004% | 5,962 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0014% | 2,826 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5915% | 1,701 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3371% | 4,355 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1117% | 7,313 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1811% | 2,139 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0008% | 3,034 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0014% | 2,602 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0005% | 5,930 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0018% | 2,406 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7778% | 1,178 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3182% | 3,961 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0987% | 7,318 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0896% | 3,040 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0012% | 2,509 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0022% | 2,120 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0008% | 5,871 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0028% | 1,948 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1680% | 2,118 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3088% | 3,644 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1318% | 7,325 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0672% | 2,914 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 7,566 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0004% | 7,865 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0030% | 5,890 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0083% | 6,773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2589% | 3,342 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0021% | 836 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2557% | 2,236 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0001% | 3,890 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0002% | 3,238 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0003% | 3,063 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7603% | 1,646 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3351% | 4,649 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7942% | 653 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2663% | 1,826 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0001% | 3,316 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0003% | 2,762 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0004% | 2,597 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6691% | 1,482 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3235% | 4,251 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2778% | 434 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2975% | 1,589 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0002% | 2,794 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0005% | 2,281 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0006% | 2,141 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5750% | 1,493 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3454% | 3,864 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9540% | 306 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1096% | 2,766 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0005% | 1,952 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0010% | 1,586 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0011% | 1,465 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0704% | 7,397 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4225% | 3,153 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1067% | 755 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1955% | 3,431 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0070% | 8,163 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0027% | 8,344 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0129% | 8,385 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0149% | 8,409 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4927% | 2,637 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3061% | 5,277 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5074% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2075% | 2,904 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 7,878 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 8,410 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0012% | 2,898 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0013% | 516 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0012% | 2,755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5633% | 2,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2807% | 4,955 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5272% | 861 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2644% | 2,266 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 7,915 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0055% | 8,447 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0018% | 2,386 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0021% | 2,265 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7919% | 1,520 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3044% | 4,409 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6429% | 715 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2619% | 1,957 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 8,078 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0119% | 8,616 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0043% | 1,601 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0049% | 1,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6219% | 1,317 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3252% | 3,774 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8870% | 474 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3537% | 2,364 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0046% | 8,241 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0139% | 8,614 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0001% | 3,439 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0002% | 3,243 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0014% | 1,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2983% | 5,421 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0559% | 677 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1238% | 4,679 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0008% | 3,960 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0002% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0009% | 6,590 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0016% | 3,262 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0019% | 3,074 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0113% | 4,746 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2927% | 5,346 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4377% | 1,064 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0374% | 6,155 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1499% | 1,540 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4405% | 1,511 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0611% | 1,385 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0389% | 506 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0073% | 348 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0451% | 432 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0843% | 880 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2141% | 1,112 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3787% | 185 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0857% | 5,144 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0902% | 1,480 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3255% | 1,459 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1853% | 62 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0192% | 765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0769% | 250 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0106% | 800 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1319% | 750 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3787% | 916 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2456% | 951 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3149% | 212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0905% | 5,339 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0483% | 1,382 |
| Percentage Net Loans Charged-off:Construction & development | -0.5055% | 1,378 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0926% | 1,312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0040% | 1,279 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0201% | 355 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0069% | 1,298 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0675% | 1,274 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4927% | 843 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6783% | 108 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2171% | 3,587 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0123% | 1,281 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4420% | 1,402 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6544% | 63 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1012% | 327 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0483% | 325 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1075% | 284 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7719% | 233 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5779% | 829 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6038% | 1,420 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3580% | 147 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1872% | 63 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0682% | 473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2364% | 157 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0467% | 525 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6602% | 101 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7243% | 699 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6068% | 1,321 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3863% | 195 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7863% | 169 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2688% | 165 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1058% | 225 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2939% | 155 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8464% | 93 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2971% | 1,010 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2592% | 3,358 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1928% | 409 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5963% | 254 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0299% | 708 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1314% | 199 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0106% | 857 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5540% | 326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0120% | 1,282 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8452% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 42.2473% | 4 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2616% | 921 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5179% | 108 |
| Percentage Net Loans Charged-off:Construction & development | 0.6123% | 309 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.5317% | 89 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.6028% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4047% | 189 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2417% | 179 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4328% | 176 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0105% | 382 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1092% | 1,193 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0668% | 285 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 19.3763% | 2 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8412% | 874 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0106% | 96 |
| Percentage Net Loans Charged-off:Construction & development | 10.6815% | 67 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.2306% | 122 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2464% | 212 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0543% | 62 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3401% | 151 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1669% | 57 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7523% | 392 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0439% | 554 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0063% | 614 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |