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Dedham Institution for Savings, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$99,281,000546
Total interest expense$42,429,000445
Net interest income$56,852,000609
Provision for loan and lease losses$1,475,000651
Total noninterest income$4,627,0001,249
Gross Fiduciary activities income$0981
Service charges on deposit accounts$826,0001,163
Trading account gains and fees$0123
Additional Noninterest Income$3,801,0001,071
Total noninterest expense$47,091,000602
Salaries and employee benefits$28,415,000552
Premises and equipment expense$5,013,000549
Additional noninterest expense$3,801,0001,071
Pre-tax net operating income$12,913,000962
Securities gains (losses)$5,957,00020
Applicable income taxes$3,940,000626
Income before extraordinary items$14,930,000745
Extraordinary gains, net$054
Net income$14,930,000756
Minority interest net income$088
Net income of bank and minority interests.$14,930,000748
Net charge-offs$-30,0004,086
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$10,223,9701,010
2023-09-30 (YTD Data)Rank
Total interest income$71,972,000551
Total interest expense$29,085,000448
Net interest income$42,887,000607
Provision for loan and lease losses$595,000908
Total noninterest income$3,452,0001,248
Gross Fiduciary activities income$0950
Service charges on deposit accounts$611,0001,167
Trading account gains and fees$0125
Additional Noninterest Income$2,841,0001,069
Total noninterest expense$36,437,000584
Salaries and employee benefits$21,736,000545
Premises and equipment expense$3,722,000558
Additional noninterest expense$2,841,0001,069
Pre-tax net operating income$9,307,0001,026
Securities gains (losses)$1,291,00036
Applicable income taxes$2,161,000801
Income before extraordinary items$8,437,000960
Extraordinary gains, net$052
Net income$8,437,000964
Minority interest net income$081
Net income of bank and minority interests.$8,437,000960
Net charge-offs$-31,0004,110
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$7,404,2001,083
2023-06-30 (YTD Data)Rank
Total interest income$46,278,000544
Total interest expense$17,290,000447
Net interest income$28,988,000603
Provision for loan and lease losses$262,0001,144
Total noninterest income$2,548,0001,123
Gross Fiduciary activities income$0931
Service charges on deposit accounts$404,0001,159
Trading account gains and fees$0112
Additional Noninterest Income$2,144,000922
Total noninterest expense$24,394,000572
Salaries and employee benefits$14,487,000536
Premises and equipment expense$2,432,000560
Additional noninterest expense$2,144,000921
Pre-tax net operating income$6,880,000955
Securities gains (losses)$2,820,00025
Applicable income taxes$2,062,000651
Income before extraordinary items$7,638,000743
Extraordinary gains, net$051
Net income$7,638,000755
Minority interest net income$081
Net income of bank and minority interests.$7,638,000743
Net charge-offs$-33,0004,232
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$5,410,2001,003
2023-03-31 (YTD Data)Rank
Total interest income$22,579,000549
Total interest expense$7,606,000442
Net interest income$14,973,000598
Provision for loan and lease losses$194,000906
Total noninterest income$1,343,0001,089
Gross Fiduciary activities income$0913
Service charges on deposit accounts$201,0001,180
Trading account gains and fees$097
Additional Noninterest Income$1,142,000878
Total noninterest expense$12,229,000578
Salaries and employee benefits$7,233,000549
Premises and equipment expense$1,236,000574
Additional noninterest expense$1,142,000878
Pre-tax net operating income$3,893,000897
Securities gains (losses)$1,204,00031
Applicable income taxes$1,120,000627
Income before extraordinary items$3,977,000747
Extraordinary gains, net$04
Net income$3,977,000746
Minority interest net income$048
Net income of bank and minority interests.$3,977,000746
Net charge-offs$-34,0004,342
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,025,840949
2022-12-31 (YTD Data)Rank
Total interest income$71,395,000555
Total interest expense$8,353,000524
Net interest income$63,042,000551
Provision for loan and lease losses$1,158,000739
Total noninterest income$4,532,0001,276
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$742,0001,278
Trading account gains and fees$0116
Additional Noninterest Income$3,790,0001,087
Total noninterest expense$44,005,000612
Salaries and employee benefits$28,470,000538
Premises and equipment expense$4,603,000596
Additional noninterest expense$3,790,0001,087
Pre-tax net operating income$22,411,000696
Securities gains (losses)$-7,336,0004,657
Applicable income taxes$3,933,000704
Income before extraordinary items$11,142,0001,018
Extraordinary gains, net$05
Net income$11,142,0001,018
Minority interest net income$063
Net income of bank and minority interests.$11,142,0001,018
Net charge-offs$-50,0004,093
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$16,937,440737
2022-09-30 (YTD Data)Rank
Total interest income$50,775,000546
Total interest expense$4,042,000567
Net interest income$46,733,000549
Provision for loan and lease losses$1,005,000619
Total noninterest income$3,461,0001,279
Gross Fiduciary activities income$0968
Service charges on deposit accounts$560,0001,292
Trading account gains and fees$0111
Additional Noninterest Income$2,901,0001,096
Total noninterest expense$32,742,000610
Salaries and employee benefits$21,279,000533
Premises and equipment expense$3,393,000606
Additional noninterest expense$2,901,0001,096
Pre-tax net operating income$16,447,000701
Securities gains (losses)$-11,710,0004,716
Applicable income taxes$1,514,0001,061
Income before extraordinary items$3,223,0001,999
Extraordinary gains, net$04
Net income$3,223,0001,998
Minority interest net income$057
Net income of bank and minority interests.$3,223,0001,998
Net charge-offs$-53,0004,121
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$12,473,900750
2022-06-30 (YTD Data)Rank
Total interest income$32,230,000543
Total interest expense$1,842,000643
Net interest income$30,388,000539
Provision for loan and lease losses$655,000571
Total noninterest income$2,521,0001,203
Gross Fiduciary activities income$0925
Service charges on deposit accounts$365,0001,289
Trading account gains and fees$0108
Additional Noninterest Income$2,156,0001,048
Total noninterest expense$21,748,000603
Salaries and employee benefits$14,147,000530
Premises and equipment expense$2,288,000596
Additional noninterest expense$5,313,000735
Pre-tax net operating income$10,506,000680
Securities gains (losses)$-9,511,0004,741
Applicable income taxes$540,0001,431
Income before extraordinary items$455,0003,627
Extraordinary gains, net$04
Net income$455,0003,625
Minority interest net income$060
Net income of bank and minority interests.$455,0003,627
Net charge-offs$-56,0004,222
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$7,968,690730
2022-03-31 (YTD Data)Rank
Total interest income$15,663,000541
Total interest expense$848,000647
Net interest income$14,815,000539
Provision for loan and lease losses$178,000701
Total noninterest income$1,369,0001,136
Gross Fiduciary activities income$0892
Service charges on deposit accounts$192,0001,218
Trading account gains and fees$0103
Additional Noninterest Income$1,177,000980
Total noninterest expense$10,659,000614
Salaries and employee benefits$6,764,000561
Premises and equipment expense$1,164,000592
Additional noninterest expense$2,731,000707
Pre-tax net operating income$5,347,000658
Securities gains (losses)$-2,674,0004,759
Applicable income taxes$762,000769
Income before extraordinary items$1,911,0001,236
Extraordinary gains, net$04
Net income$1,911,0001,236
Minority interest net income$050
Net income of bank and minority interests.$1,911,0001,236
Net charge-offs$-55,0004,423
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$4,023,460702
2021-12-31 (YTD Data)Rank
Total interest income$61,196,000562
Total interest expense$3,956,000684
Net interest income$57,240,000556
Provision for loan and lease losses$232,0001,636
Total noninterest income$7,154,0001,055
Gross Fiduciary activities income$0994
Service charges on deposit accounts$719,0001,224
Trading account gains and fees$0132
Additional Noninterest Income$6,435,000900
Total noninterest expense$43,606,000603
Salaries and employee benefits$27,313,000540
Premises and equipment expense$4,614,000577
Additional noninterest expense$11,679,000681
Pre-tax net operating income$20,556,000718
Securities gains (losses)$8,357,00058
Applicable income taxes$6,777,000511
Income before extraordinary items$22,136,000596
Extraordinary gains, net$010
Net income$22,136,000596
Minority interest net income$074
Net income of bank and minority interests.$22,136,000597
Net charge-offs$-33,0003,986
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$15,533,970769
2021-09-30 (YTD Data)Rank
Total interest income$45,494,000576
Total interest expense$3,085,000693
Net interest income$42,409,000568
Provision for loan and lease losses$-172,0004,425
Total noninterest income$5,538,0001,051
Gross Fiduciary activities income$0957
Service charges on deposit accounts$521,0001,253
Trading account gains and fees$0132
Additional Noninterest Income$5,017,000902
Total noninterest expense$32,797,000601
Salaries and employee benefits$20,478,000538
Premises and equipment expense$3,439,000585
Additional noninterest expense$8,880,000667
Pre-tax net operating income$15,322,000751
Securities gains (losses)$4,857,00074
Applicable income taxes$4,747,000554
Income before extraordinary items$15,432,000640
Extraordinary gains, net$08
Net income$15,432,000640
Minority interest net income$069
Net income of bank and minority interests.$15,432,000640
Net charge-offs$-36,0004,090
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$11,594,970811
2021-06-30 (YTD Data)Rank
Total interest income$30,145,000573
Total interest expense$2,140,000696
Net interest income$28,005,000563
Provision for loan and lease losses$-174,0004,526
Total noninterest income$3,976,0001,005
Gross Fiduciary activities income$0951
Service charges on deposit accounts$335,0001,254
Trading account gains and fees$0133
Additional Noninterest Income$3,641,000861
Total noninterest expense$21,520,000603
Salaries and employee benefits$13,477,000548
Premises and equipment expense$2,300,000581
Additional noninterest expense$5,743,000676
Pre-tax net operating income$10,635,000717
Securities gains (losses)$5,359,00059
Applicable income taxes$3,720,000488
Income before extraordinary items$12,274,000568
Extraordinary gains, net$06
Net income$12,274,000568
Minority interest net income$067
Net income of bank and minority interests.$12,274,000568
Net charge-offs$-12,0003,873
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$8,040,390773
2021-03-31 (YTD Data)Rank
Total interest income$15,274,000564
Total interest expense$1,129,000699
Net interest income$14,145,000553
Provision for loan and lease losses$02,741
Total noninterest income$2,266,000917
Gross Fiduciary activities income$0922
Service charges on deposit accounts$176,0001,202
Trading account gains and fees$0127
Additional Noninterest Income$2,090,000797
Total noninterest expense$10,761,000603
Salaries and employee benefits$6,692,000550
Premises and equipment expense$1,185,000575
Additional noninterest expense$2,884,000658
Pre-tax net operating income$5,650,000698
Securities gains (losses)$3,101,00056
Applicable income taxes$2,043,000458
Income before extraordinary items$6,708,000531
Extraordinary gains, net$03
Net income$6,708,000530
Minority interest net income$055
Net income of bank and minority interests.$6,708,000531
Net charge-offs$-11,0004,101
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,258,210753
2020-12-31 (YTD Data)Rank
Total interest income$60,715,000568
Total interest expense$8,088,000603
Net interest income$52,627,000559
Provision for loan and lease losses$1,706,0001,159
Total noninterest income$7,554,000975
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$698,0001,251
Trading account gains and fees$0133
Additional Noninterest Income$6,856,000822
Total noninterest expense$41,807,000595
Salaries and employee benefits$25,691,000554
Premises and equipment expense$4,405,000592
Additional noninterest expense$11,711,000651
Pre-tax net operating income$16,668,000679
Securities gains (losses)$6,551,00096
Applicable income taxes$5,265,000470
Income before extraordinary items$17,954,000571
Extraordinary gains, net$04
Net income$17,954,000570
Minority interest net income$072
Net income of bank and minority interests.$17,954,000571
Net charge-offs$-126,0004,796
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$12,778,710736
2020-09-30 (YTD Data)Rank
Total interest income$45,190,000569
Total interest expense$6,682,000589
Net interest income$38,508,000561
Provision for loan and lease losses$1,706,000979
Total noninterest income$4,803,0001,046
Gross Fiduciary activities income$0981
Service charges on deposit accounts$515,0001,263
Trading account gains and fees$0125
Additional Noninterest Income$4,288,000898
Total noninterest expense$30,277,000603
Salaries and employee benefits$18,511,000565
Premises and equipment expense$3,184,000601
Additional noninterest expense$8,582,000645
Pre-tax net operating income$11,328,000712
Securities gains (losses)$2,866,000137
Applicable income taxes$3,265,000511
Income before extraordinary items$10,929,000647
Extraordinary gains, net$04
Net income$10,929,000646
Minority interest net income$065
Net income of bank and minority interests.$10,929,000647
Net charge-offs$-103,0004,818
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$8,664,860777
2020-06-30 (YTD Data)Rank
Total interest income$29,816,000584
Total interest expense$4,979,000581
Net interest income$24,837,000573
Provision for loan and lease losses$1,183,000983
Total noninterest income$2,314,0001,239
Gross Fiduciary activities income$0970
Service charges on deposit accounts$354,0001,240
Trading account gains and fees$0123
Additional Noninterest Income$1,960,0001,105
Total noninterest expense$20,087,000601
Salaries and employee benefits$12,342,000553
Premises and equipment expense$2,124,000600
Additional noninterest expense$5,621,000640
Pre-tax net operating income$5,881,000829
Securities gains (losses)$74,0001,113
Applicable income taxes$1,352,000653
Income before extraordinary items$4,603,000921
Extraordinary gains, net$04
Net income$4,603,000920
Minority interest net income$065
Net income of bank and minority interests.$4,603,000921
Net charge-offs$-104,0004,891
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,544,540900
2020-03-31 (YTD Data)Rank
Total interest income$14,727,000586
Total interest expense$2,899,000567
Net interest income$11,828,000598
Provision for loan and lease losses$660,000757
Total noninterest income$748,0001,531
Gross Fiduciary activities income$0941
Service charges on deposit accounts$236,0001,160
Trading account gains and fees$0106
Additional Noninterest Income$512,0001,498
Total noninterest expense$10,170,000596
Salaries and employee benefits$6,314,000544
Premises and equipment expense$1,062,000608
Additional noninterest expense$2,794,000653
Pre-tax net operating income$1,746,0001,175
Securities gains (losses)$-5,168,0005,087
Applicable income taxes$-710,0005,040
Income before extraordinary items$-2,712,0005,052
Extraordinary gains, net$04
Net income$-2,712,0005,052
Minority interest net income$056
Net income of bank and minority interests.$-2,712,0005,052
Net charge-offs$02,581
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,370,7201,258
2019-12-31 (YTD Data)Rank
Total interest income$60,750,000578
Total interest expense$12,880,000547
Net interest income$47,870,000591
Provision for loan and lease losses$155,0002,573
Total noninterest income$4,734,0001,167
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$959,0001,170
Trading account gains and fees$0135
Additional Noninterest Income$3,775,0001,009
Total noninterest expense$39,498,000596
Salaries and employee benefits$23,491,000564
Premises and equipment expense$4,462,000572
Additional noninterest expense$11,545,000613
Pre-tax net operating income$12,951,000846
Securities gains (losses)$7,366,00057
Applicable income taxes$4,462,000542
Income before extraordinary items$15,855,000644
Extraordinary gains, net$011
Net income$15,855,000646
Minority interest net income$076
Net income of bank and minority interests.$15,855,000645
Net charge-offs$-3,0004,276
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$10,035,860909
2019-09-30 (YTD Data)Rank
Total interest income$45,840,000578
Total interest expense$9,838,000546
Net interest income$36,002,000590
Provision for loan and lease losses$154,0002,239
Total noninterest income$3,291,0001,215
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$702,0001,187
Trading account gains and fees$0129
Additional Noninterest Income$2,589,0001,064
Total noninterest expense$28,720,000607
Salaries and employee benefits$17,457,000565
Premises and equipment expense$3,318,000581
Additional noninterest expense$7,945,000662
Pre-tax net operating income$10,419,000816
Securities gains (losses)$4,888,00066
Applicable income taxes$3,417,000542
Income before extraordinary items$11,890,000646
Extraordinary gains, net$011
Net income$11,890,000648
Minority interest net income$072
Net income of bank and minority interests.$11,890,000647
Net charge-offs$-4,0004,209
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$8,028,480883
2019-06-30 (YTD Data)Rank
Total interest income$30,799,000572
Total interest expense$6,685,000533
Net interest income$24,114,000591
Provision for loan and lease losses$151,0001,790
Total noninterest income$2,387,0001,129
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$466,0001,187
Trading account gains and fees$0131
Additional Noninterest Income$1,921,000959
Total noninterest expense$19,242,000607
Salaries and employee benefits$11,636,000557
Premises and equipment expense$2,216,000575
Additional noninterest expense$5,390,000657
Pre-tax net operating income$7,108,000775
Securities gains (losses)$4,433,00047
Applicable income taxes$2,529,000499
Income before extraordinary items$9,012,000574
Extraordinary gains, net$011
Net income$9,012,000572
Minority interest net income$069
Net income of bank and minority interests.$9,012,000574
Net charge-offs$-4,0004,200
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,509,930835
2019-03-31 (YTD Data)Rank
Total interest income$15,615,000564
Total interest expense$3,459,000507
Net interest income$12,156,000580
Provision for loan and lease losses$77,0001,669
Total noninterest income$1,157,0001,123
Gross Fiduciary activities income$0972
Service charges on deposit accounts$243,0001,155
Trading account gains and fees$0126
Additional Noninterest Income$914,000953
Total noninterest expense$9,367,000624
Salaries and employee benefits$5,771,000561
Premises and equipment expense$1,081,000594
Additional noninterest expense$2,515,000696
Pre-tax net operating income$3,869,000708
Securities gains (losses)$3,483,00034
Applicable income taxes$1,637,000411
Income before extraordinary items$5,715,000476
Extraordinary gains, net$05
Net income$5,715,000474
Minority interest net income$052
Net income of bank and minority interests.$5,715,000475
Net charge-offs$-1,0003,818
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,963,430768
2018-12-31 (YTD Data)Rank
Total interest income$55,361,000584
Total interest expense$9,625,000540
Net interest income$45,736,000599
Provision for loan and lease losses$646,0001,220
Total noninterest income$4,069,0001,255
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,016,0001,161
Trading account gains and fees$0126
Additional Noninterest Income$3,053,0001,131
Total noninterest expense$37,631,000605
Salaries and employee benefits$23,669,000526
Premises and equipment expense$4,443,000571
Additional noninterest expense$9,519,000734
Pre-tax net operating income$11,528,000928
Securities gains (losses)$2,427,00048
Applicable income taxes$3,046,000660
Income before extraordinary items$10,909,000849
Extraordinary gains, net$06
Net income$10,909,000847
Minority interest net income$072
Net income of bank and minority interests.$10,909,000848
Net charge-offs$-76,0004,999
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$8,991,6701,003
2018-09-30 (YTD Data)Rank
Total interest income$40,292,000594
Total interest expense$6,524,000552
Net interest income$33,768,000600
Provision for loan and lease losses$244,0001,782
Total noninterest income$3,214,0001,210
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$762,0001,155
Trading account gains and fees$0138
Additional Noninterest Income$2,452,0001,082
Total noninterest expense$27,728,000616
Salaries and employee benefits$17,235,000543
Premises and equipment expense$3,344,000568
Additional noninterest expense$7,149,000721
Pre-tax net operating income$9,010,000911
Securities gains (losses)$1,214,00076
Applicable income taxes$2,360,000657
Income before extraordinary items$7,864,000877
Extraordinary gains, net$05
Net income$7,864,000875
Minority interest net income$066
Net income of bank and minority interests.$7,864,000876
Net charge-offs$-74,0005,042
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$6,904,940985
2018-06-30 (YTD Data)Rank
Total interest income$26,202,000596
Total interest expense$3,924,000567
Net interest income$22,278,000599
Provision for loan and lease losses$103,0002,162
Total noninterest income$2,111,0001,226
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$511,0001,139
Trading account gains and fees$0130
Additional Noninterest Income$1,600,0001,111
Total noninterest expense$18,480,000617
Salaries and employee benefits$11,389,000547
Premises and equipment expense$2,278,000559
Additional noninterest expense$4,813,000708
Pre-tax net operating income$5,806,000926
Securities gains (losses)$996,00069
Applicable income taxes$1,595,000642
Income before extraordinary items$5,207,000865
Extraordinary gains, net$06
Net income$5,207,000863
Minority interest net income$065
Net income of bank and minority interests.$5,207,000864
Net charge-offs$-57,0005,058
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,420,160997
2018-03-31 (YTD Data)Rank
Total interest income$12,690,000606
Total interest expense$1,834,000572
Net interest income$10,856,000616
Provision for loan and lease losses$61,0001,875
Total noninterest income$948,0001,311
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$264,0001,132
Trading account gains and fees$0123
Additional Noninterest Income$684,0001,220
Total noninterest expense$9,308,000613
Salaries and employee benefits$5,779,000547
Premises and equipment expense$1,174,000547
Additional noninterest expense$2,355,000716
Pre-tax net operating income$2,435,0001,023
Securities gains (losses)$1,013,00045
Applicable income taxes$821,000609
Income before extraordinary items$2,627,000837
Extraordinary gains, net$07
Net income$2,627,000837
Minority interest net income$052
Net income of bank and minority interests.$2,627,000837
Net charge-offs$-1,0003,770
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,826,7301,119
2017-12-31 (YTD Data)Rank
Total interest income$49,124,000580
Total interest expense$6,257,000557
Net interest income$42,867,000591
Provision for loan and lease losses$155,0002,622
Total noninterest income$4,727,0001,161
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$977,0001,205
Trading account gains and fees$0151
Additional Noninterest Income$3,750,000994
Total noninterest expense$37,031,000584
Salaries and employee benefits$21,662,000554
Premises and equipment expense$4,506,000553
Additional noninterest expense$10,863,000619
Pre-tax net operating income$10,408,000958
Securities gains (losses)$8,642,00033
Applicable income taxes$6,325,000573
Income before extraordinary items$12,725,000598
Extraordinary gains, net$09
Net income$12,725,000598
Minority interest net income$076
Net income of bank and minority interests.$12,725,000598
Net charge-offs$19,0003,445
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$6,934,8601,015
2017-09-30 (YTD Data)Rank
Total interest income$36,618,000578
Total interest expense$4,555,000559
Net interest income$32,063,000584
Provision for loan and lease losses$150,0002,287
Total noninterest income$3,608,0001,171
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$717,0001,228
Trading account gains and fees$0145
Additional Noninterest Income$2,891,000998
Total noninterest expense$28,216,000578
Salaries and employee benefits$16,318,000556
Premises and equipment expense$3,325,000567
Additional noninterest expense$8,573,000590
Pre-tax net operating income$7,305,0001,027
Securities gains (losses)$9,926,00024
Applicable income taxes$5,653,000452
Income before extraordinary items$11,578,000548
Extraordinary gains, net$09
Net income$11,578,000547
Minority interest net income$071
Net income of bank and minority interests.$11,578,000548
Net charge-offs$16,0003,087
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,927,5801,155
2017-06-30 (YTD Data)Rank
Total interest income$24,205,000579
Total interest expense$2,941,000557
Net interest income$21,264,000581
Provision for loan and lease losses$72,0002,507
Total noninterest income$2,363,0001,177
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$452,0001,285
Trading account gains and fees$0139
Additional Noninterest Income$1,911,0001,003
Total noninterest expense$19,161,000570
Salaries and employee benefits$10,947,000556
Premises and equipment expense$2,228,000560
Additional noninterest expense$5,986,000567
Pre-tax net operating income$4,394,0001,102
Securities gains (losses)$9,888,00020
Applicable income taxes$4,709,000386
Income before extraordinary items$9,573,000453
Extraordinary gains, net$011
Net income$9,573,000453
Minority interest net income$071
Net income of bank and minority interests.$9,573,000453
Net charge-offs$14,0002,775
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,948,0401,238
2017-03-31 (YTD Data)Rank
Total interest income$11,897,000586
Total interest expense$1,417,000566
Net interest income$10,480,000588
Provision for loan and lease losses$03,537
Total noninterest income$1,200,0001,158
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$234,0001,254
Trading account gains and fees$0142
Additional Noninterest Income$966,000980
Total noninterest expense$9,913,000554
Salaries and employee benefits$5,568,000554
Premises and equipment expense$1,121,000567
Additional noninterest expense$3,224,000533
Pre-tax net operating income$1,767,0001,299
Securities gains (losses)$9,842,00012
Applicable income taxes$3,984,000284
Income before extraordinary items$7,625,000318
Extraordinary gains, net$08
Net income$7,625,000318
Minority interest net income$055
Net income of bank and minority interests.$7,625,000318
Net charge-offs$1,0002,795
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,129,2801,507
2016-12-31 (YTD Data)Rank
Total interest income$46,049,000582
Total interest expense$5,567,000534
Net interest income$40,482,000590
Provision for loan and lease losses$305,0001,972
Total noninterest income$4,646,0001,221
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$759,0001,507
Trading account gains and fees$0170
Additional Noninterest Income$3,887,0001,001
Total noninterest expense$34,147,000636
Salaries and employee benefits$20,490,000574
Premises and equipment expense$3,962,000621
Additional noninterest expense$9,695,000699
Pre-tax net operating income$10,676,000876
Securities gains (losses)$943,000253
Applicable income taxes$3,704,000676
Income before extraordinary items$7,915,000943
Extraordinary gains, net$05
Net income$7,915,000942
Minority interest net income$082
Net income of bank and minority interests.$7,915,000942
Net charge-offs$-581,0005,818
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$7,273,760999
2016-09-30 (YTD Data)Rank
Total interest income$34,263,000584
Total interest expense$4,198,000525
Net interest income$30,065,000595
Provision for loan and lease losses$300,0001,615
Total noninterest income$3,636,0001,172
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$565,0001,522
Trading account gains and fees$0169
Additional Noninterest Income$3,071,000967
Total noninterest expense$25,143,000644
Salaries and employee benefits$15,244,000579
Premises and equipment expense$2,912,000637
Additional noninterest expense$6,987,000717
Pre-tax net operating income$8,258,000862
Securities gains (losses)$933,000223
Applicable income taxes$2,980,000654
Income before extraordinary items$6,211,000896
Extraordinary gains, net$05
Net income$6,211,000895
Minority interest net income$071
Net income of bank and minority interests.$6,211,000896
Net charge-offs$-511,0005,865
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,576,560982
2016-06-30 (YTD Data)Rank
Total interest income$22,504,000595
Total interest expense$2,820,000521
Net interest income$19,684,000606
Provision for loan and lease losses$300,0001,234
Total noninterest income$2,334,0001,188
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$399,0001,430
Trading account gains and fees$0157
Additional Noninterest Income$1,935,000987
Total noninterest expense$16,327,000663
Salaries and employee benefits$9,850,000599
Premises and equipment expense$1,894,000654
Additional noninterest expense$4,583,000729
Pre-tax net operating income$5,391,000873
Securities gains (losses)$546,000260
Applicable income taxes$1,917,000666
Income before extraordinary items$4,020,000907
Extraordinary gains, net$016
Net income$4,020,000904
Minority interest net income$071
Net income of bank and minority interests.$4,020,000906
Net charge-offs$-507,0005,973
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,648,720981
2016-03-31 (YTD Data)Rank
Total interest income$11,181,000597
Total interest expense$1,433,000508
Net interest income$9,748,000612
Provision for loan and lease losses$298,000719
Total noninterest income$990,0001,316
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$218,0001,330
Trading account gains and fees$0142
Additional Noninterest Income$772,0001,127
Total noninterest expense$7,863,000686
Salaries and employee benefits$4,874,000604
Premises and equipment expense$971,000643
Additional noninterest expense$2,018,000813
Pre-tax net operating income$2,577,000876
Securities gains (losses)$507,000132
Applicable income taxes$980,000651
Income before extraordinary items$2,104,000848
Extraordinary gains, net$012
Net income$2,104,000849
Minority interest net income$062
Net income of bank and minority interests.$2,104,000849
Net charge-offs$-61,0005,781
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,759,240993
2015-12-31 (YTD Data)Rank
Total interest income$44,841,000566
Total interest expense$5,573,000493
Net interest income$39,268,000585
Provision for loan and lease losses$405,0001,575
Total noninterest income$3,494,0001,432
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$887,0001,357
Trading account gains and fees$0159
Additional Noninterest Income$2,607,0001,275
Total noninterest expense$31,709,000653
Salaries and employee benefits$18,858,000595
Premises and equipment expense$3,966,000624
Additional noninterest expense$8,885,000743
Pre-tax net operating income$10,648,000843
Securities gains (losses)$982,000211
Applicable income taxes$3,865,000631
Income before extraordinary items$7,765,000916
Extraordinary gains, net$023
Net income$7,765,000916
Minority interest net income$081
Net income of bank and minority interests.$7,765,000916
Net charge-offs$309,0001,573
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$7,107,060980
2015-09-30 (YTD Data)Rank
Total interest income$33,113,000582
Total interest expense$4,158,000501
Net interest income$28,955,000599
Provision for loan and lease losses$253,0001,688
Total noninterest income$2,673,0001,422
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$666,0001,363
Trading account gains and fees$0153
Additional Noninterest Income$2,007,0001,274
Total noninterest expense$23,727,000663
Salaries and employee benefits$14,002,000612
Premises and equipment expense$3,037,000624
Additional noninterest expense$6,688,000743
Pre-tax net operating income$7,648,000887
Securities gains (losses)$534,000288
Applicable income taxes$2,727,000683
Income before extraordinary items$5,455,000977
Extraordinary gains, net$021
Net income$5,455,000977
Minority interest net income$078
Net income of bank and minority interests.$5,455,000977
Net charge-offs$280,0001,254
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,097,2201,027
2015-06-30 (YTD Data)Rank
Total interest income$21,915,000584
Total interest expense$2,754,000502
Net interest income$19,161,000596
Provision for loan and lease losses$153,0001,743
Total noninterest income$1,765,0001,439
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$454,0001,314
Trading account gains and fees$0157
Additional Noninterest Income$1,311,0001,298
Total noninterest expense$15,764,000671
Salaries and employee benefits$9,199,000621
Premises and equipment expense$2,109,000601
Additional noninterest expense$4,456,000750
Pre-tax net operating income$5,009,000891
Securities gains (losses)$363,000331
Applicable income taxes$1,767,000695
Income before extraordinary items$3,605,000984
Extraordinary gains, net$022
Net income$3,605,000984
Minority interest net income$075
Net income of bank and minority interests.$3,605,000984
Net charge-offs$-1,0004,579
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,361,7901,023
2015-03-31 (YTD Data)Rank
Total interest income$10,663,000595
Total interest expense$1,367,000503
Net interest income$9,296,000612
Provision for loan and lease losses$75,0001,675
Total noninterest income$808,0001,498
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$238,0001,234
Trading account gains and fees$0152
Additional Noninterest Income$570,0001,366
Total noninterest expense$7,749,000678
Salaries and employee benefits$4,579,000630
Premises and equipment expense$1,073,000593
Additional noninterest expense$2,097,000781
Pre-tax net operating income$2,280,000945
Securities gains (losses)$167,000414
Applicable income taxes$763,000759
Income before extraordinary items$1,684,0001,018
Extraordinary gains, net$013
Net income$1,684,0001,018
Minority interest net income$064
Net income of bank and minority interests.$1,684,0001,019
Net charge-offs$-1,0004,352
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,568,7701,056
2014-12-31 (YTD Data)Rank
Total interest income$43,020,000578
Total interest expense$5,532,000501
Net interest income$37,488,000596
Provision for loan and lease losses$297,0002,032
Total noninterest income$3,917,0001,299
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$923,0001,398
Trading account gains and fees$0180
Additional Noninterest Income$2,994,0001,101
Total noninterest expense$29,265,000703
Salaries and employee benefits$16,881,000653
Premises and equipment expense$3,677,000670
Additional noninterest expense$8,707,000754
Pre-tax net operating income$11,843,000708
Securities gains (losses)$1,208,000174
Applicable income taxes$4,120,000570
Income before extraordinary items$8,931,000761
Extraordinary gains, net$017
Net income$8,931,000759
Minority interest net income$084
Net income of bank and minority interests.$8,931,000760
Net charge-offs$610,0001,280
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$8,109,560798
2014-09-30 (YTD Data)Rank
Total interest income$32,349,000574
Total interest expense$4,180,000505
Net interest income$28,169,000591
Provision for loan and lease losses$219,0001,993
Total noninterest income$2,961,0001,302
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$698,0001,402
Trading account gains and fees$0174
Additional Noninterest Income$2,263,0001,104
Total noninterest expense$22,025,000691
Salaries and employee benefits$12,709,000648
Premises and equipment expense$2,713,000678
Additional noninterest expense$6,603,000745
Pre-tax net operating income$8,886,000712
Securities gains (losses)$767,000196
Applicable income taxes$2,974,000598
Income before extraordinary items$6,679,000756
Extraordinary gains, net$015
Net income$6,679,000755
Minority interest net income$081
Net income of bank and minority interests.$6,679,000755
Net charge-offs$670,000923
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$6,149,770798
2014-06-30 (YTD Data)Rank
Total interest income$21,184,000581
Total interest expense$2,806,000503
Net interest income$18,378,000597
Provision for loan and lease losses$142,0001,989
Total noninterest income$2,016,0001,280
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$473,0001,353
Trading account gains and fees$0172
Additional Noninterest Income$1,543,0001,077
Total noninterest expense$14,345,000702
Salaries and employee benefits$8,341,000658
Premises and equipment expense$1,802,000689
Additional noninterest expense$4,202,000780
Pre-tax net operating income$5,907,000696
Securities gains (losses)$583,000194
Applicable income taxes$2,077,000565
Income before extraordinary items$4,413,000746
Extraordinary gains, net$020
Net income$4,413,000745
Minority interest net income$080
Net income of bank and minority interests.$4,413,000746
Net charge-offs$715,000656
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$4,016,560791
2014-03-31 (YTD Data)Rank
Total interest income$10,486,000587
Total interest expense$1,423,000494
Net interest income$9,063,000609
Provision for loan and lease losses$66,0001,967
Total noninterest income$782,0001,477
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$251,0001,270
Trading account gains and fees$0147
Additional Noninterest Income$531,0001,353
Total noninterest expense$7,270,000705
Salaries and employee benefits$4,146,000666
Premises and equipment expense$1,001,000637
Additional noninterest expense$2,123,000768
Pre-tax net operating income$2,509,000791
Securities gains (losses)$509,000131
Applicable income taxes$951,000587
Income before extraordinary items$2,067,000753
Extraordinary gains, net$016
Net income$2,067,000754
Minority interest net income$066
Net income of bank and minority interests.$2,067,000754
Net charge-offs$40,0002,022
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,720,880887
2013-12-31 (YTD Data)Rank
Total interest income$40,792,000602
Total interest expense$6,441,000488
Net interest income$34,351,000619
Provision for loan and lease losses$536,0001,760
Total noninterest income$4,742,0001,179
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$978,0001,390
Trading account gains and fees$0184
Additional Noninterest Income$3,764,000982
Total noninterest expense$28,116,000719
Salaries and employee benefits$16,377,000661
Premises and equipment expense$3,453,000709
Additional noninterest expense$8,286,000825
Pre-tax net operating income$10,441,000751
Securities gains (losses)$1,933,000133
Applicable income taxes$3,153,000644
Income before extraordinary items$9,221,000697
Extraordinary gains, net$029
Net income$9,221,000697
Minority interest net income$090
Net income of bank and minority interests.$9,221,000697
Net charge-offs$-30,0006,337
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$7,771,250800
2013-09-30 (YTD Data)Rank
Total interest income$29,997,000613
Total interest expense$4,938,000488
Net interest income$25,059,000634
Provision for loan and lease losses$373,0001,859
Total noninterest income$3,038,0001,337
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$725,0001,420
Trading account gains and fees$0180
Additional Noninterest Income$2,313,0001,151
Total noninterest expense$20,815,000737
Salaries and employee benefits$12,129,000673
Premises and equipment expense$2,627,000703
Additional noninterest expense$6,059,000838
Pre-tax net operating income$6,909,000850
Securities gains (losses)$1,777,000131
Applicable income taxes$1,951,000752
Income before extraordinary items$6,735,000720
Extraordinary gains, net$025
Net income$6,735,000721
Minority interest net income$084
Net income of bank and minority interests.$6,735,000722
Net charge-offs$53,0003,810
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,348,940871
2013-06-30 (YTD Data)Rank
Total interest income$19,973,000611
Total interest expense$3,393,000486
Net interest income$16,580,000635
Provision for loan and lease losses$269,0001,799
Total noninterest income$2,061,0001,332
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$490,0001,369
Trading account gains and fees$0157
Additional Noninterest Income$1,571,0001,165
Total noninterest expense$13,764,000739
Salaries and employee benefits$8,028,000686
Premises and equipment expense$1,773,000697
Additional noninterest expense$3,963,000854
Pre-tax net operating income$4,608,000834
Securities gains (losses)$686,000273
Applicable income taxes$1,245,000779
Income before extraordinary items$4,049,000769
Extraordinary gains, net$022
Net income$4,049,000771
Minority interest net income$082
Net income of bank and minority interests.$4,049,000771
Net charge-offs$54,0003,291
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,527,640847
2013-03-31 (YTD Data)Rank
Total interest income$10,058,000613
Total interest expense$1,758,000487
Net interest income$8,300,000636
Provision for loan and lease losses$146,0001,756
Total noninterest income$959,0001,394
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$259,0001,290
Trading account gains and fees$0148
Additional Noninterest Income$700,0001,253
Total noninterest expense$6,846,000753
Salaries and employee benefits$3,969,000701
Premises and equipment expense$890,000709
Additional noninterest expense$1,987,000855
Pre-tax net operating income$2,267,000826
Securities gains (losses)$138,000586
Applicable income taxes$547,000844
Income before extraordinary items$1,858,000826
Extraordinary gains, net$010
Net income$1,858,000827
Minority interest net income$076
Net income of bank and minority interests.$1,858,000828
Net charge-offs$6,0003,622
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,751,740834
2012-12-31 (YTD Data)Rank
Total interest income$41,146,000631
Total interest expense$8,262,000505
Net interest income$32,884,000655
Provision for loan and lease losses$1,309,0001,461
Total noninterest income$4,348,0001,256
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,663,000849
Trading account gains and fees$0166
Additional Noninterest Income$2,685,0001,267
Total noninterest expense$27,211,000742
Salaries and employee benefits$15,482,000676
Premises and equipment expense$3,083,000784
Additional noninterest expense$8,646,000812
Pre-tax net operating income$8,712,000825
Securities gains (losses)$1,952,000276
Applicable income taxes$2,700,000678
Income before extraordinary items$7,964,000756
Extraordinary gains, net$029
Net income$7,964,000753
Minority interest net income$093
Net income of bank and minority interests.$7,964,000756
Net charge-offs$1,234,0001,598
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,500,000859
2012-09-30 (YTD Data)Rank
Total interest income$30,802,000640
Total interest expense$6,321,000520
Net interest income$24,481,000662
Provision for loan and lease losses$1,042,0001,405
Total noninterest income$3,186,0001,289
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,209,000885
Trading account gains and fees$0157
Additional Noninterest Income$1,977,0001,272
Total noninterest expense$20,281,000741
Salaries and employee benefits$11,672,000670
Premises and equipment expense$2,295,000796
Additional noninterest expense$6,314,000831
Pre-tax net operating income$6,344,000879
Securities gains (losses)$1,644,000251
Applicable income taxes$2,012,000705
Income before extraordinary items$5,976,000769
Extraordinary gains, net$020
Net income$5,976,000767
Minority interest net income$086
Net income of bank and minority interests.$5,976,000769
Net charge-offs$886,0001,587
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,743,000913
2012-06-30 (YTD Data)Rank
Total interest income$20,306,000653
Total interest expense$4,323,000529
Net interest income$15,983,000678
Provision for loan and lease losses$854,0001,239
Total noninterest income$2,246,0001,222
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$799,000883
Trading account gains and fees$0153
Additional Noninterest Income$1,447,0001,166
Total noninterest expense$13,406,000750
Salaries and employee benefits$7,746,000669
Premises and equipment expense$1,521,000801
Additional noninterest expense$4,139,000837
Pre-tax net operating income$3,969,000914
Securities gains (losses)$693,000405
Applicable income taxes$1,362,000692
Income before extraordinary items$3,300,000920
Extraordinary gains, net$019
Net income$3,300,000919
Minority interest net income$084
Net income of bank and minority interests.$3,300,000920
Net charge-offs$1,015,0001,125
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,807,9701,011
2012-03-31 (YTD Data)Rank
Total interest income$10,228,000657
Total interest expense$2,229,000523
Net interest income$7,999,000674
Provision for loan and lease losses$515,0001,024
Total noninterest income$1,177,0001,178
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$408,000849
Trading account gains and fees$0148
Additional Noninterest Income$769,0001,107
Total noninterest expense$6,680,000744
Salaries and employee benefits$3,985,000657
Premises and equipment expense$756,000796
Additional noninterest expense$1,939,000873
Pre-tax net operating income$1,981,000899
Securities gains (losses)$225,000551
Applicable income taxes$681,000678
Income before extraordinary items$1,525,000977
Extraordinary gains, net$019
Net income$1,525,000979
Minority interest net income$078
Net income of bank and minority interests.$1,525,000978
Net charge-offs$675,000898
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,369,7501,018
2011-12-31 (YTD Data)Rank
Total interest income$40,068,000695
Total interest expense$11,236,000501
Net interest income$28,832,000759
Provision for loan and lease losses$795,0002,753
Total noninterest income$2,813,0001,567
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,596,000926
Trading account gains and fees$0146
Additional Noninterest Income$1,217,0001,886
Total noninterest expense$25,705,000768
Salaries and employee benefits$14,762,000664
Premises and equipment expense$3,059,000817
Additional noninterest expense$7,884,000904
Pre-tax net operating income$5,145,0001,153
Securities gains (losses)$2,736,000177
Applicable income taxes$2,108,000749
Income before extraordinary items$5,773,000871
Extraordinary gains, net$029
Net income$5,773,000871
Minority interest net income$096
Net income of bank and minority interests.$5,773,000871
Net charge-offs$1,983,0001,560
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,775,7201,245
2011-09-30 (YTD Data)Rank
Total interest income$30,804,000695
Total interest expense$8,775,000499
Net interest income$22,029,000753
Provision for loan and lease losses$792,0002,284
Total noninterest income$1,753,0001,782
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,196,000929
Trading account gains and fees$0145
Additional Noninterest Income$557,0002,534
Total noninterest expense$19,167,000775
Salaries and employee benefits$11,233,000660
Premises and equipment expense$2,199,000868
Additional noninterest expense$5,735,000919
Pre-tax net operating income$3,823,0001,209
Securities gains (losses)$1,473,000243
Applicable income taxes$1,512,000792
Income before extraordinary items$3,784,0001,025
Extraordinary gains, net$021
Net income$3,784,0001,024
Minority interest net income$087
Net income of bank and minority interests.$3,784,0001,025
Net charge-offs$643,0002,391
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,738,1701,323
2011-06-30 (YTD Data)Rank
Total interest income$19,963,000728
Total interest expense$6,105,000507
Net interest income$13,858,000794
Provision for loan and lease losses$536,0002,228
Total noninterest income$937,0002,089
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$796,000917
Trading account gains and fees$0153
Additional Noninterest Income$141,0004,052
Total noninterest expense$12,480,000808
Salaries and employee benefits$6,967,000714
Premises and equipment expense$1,408,000913
Additional noninterest expense$4,105,000884
Pre-tax net operating income$1,779,0001,610
Securities gains (losses)$1,373,000149
Applicable income taxes$775,000947
Income before extraordinary items$2,377,0001,042
Extraordinary gains, net$015
Net income$2,377,0001,040
Minority interest net income$089
Net income of bank and minority interests.$2,377,0001,042
Net charge-offs$121,0003,656
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,347,2501,699
2011-03-31 (YTD Data)Rank
Total interest income$10,336,000707
Total interest expense$3,097,000522
Net interest income$7,239,000770
Provision for loan and lease losses$263,0002,126
Total noninterest income$1,085,0001,139
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$408,000874
Trading account gains and fees$0158
Additional Noninterest Income$677,0001,081
Total noninterest expense$6,349,000789
Salaries and employee benefits$3,529,000707
Premises and equipment expense$726,000911
Additional noninterest expense$2,094,000849
Pre-tax net operating income$1,712,000879
Securities gains (losses)$261,000284
Applicable income taxes$511,000741
Income before extraordinary items$1,462,000841
Extraordinary gains, net$09
Net income$1,462,000839
Minority interest net income$086
Net income of bank and minority interests.$1,462,000841
Net charge-offs$171,0002,238
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,268,860934
2010-12-31 (YTD Data)Rank
Total interest income$43,973,000683
Total interest expense$14,378,000548
Net interest income$29,595,000748
Provision for loan and lease losses$2,201,0001,950
Total noninterest income$4,822,0001,121
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,800,000843
Trading account gains and fees$0175
Additional Noninterest Income$3,022,0001,061
Total noninterest expense$25,121,000797
Salaries and employee benefits$13,947,000696
Premises and equipment expense$3,034,000848
Additional noninterest expense$8,140,000905
Pre-tax net operating income$7,095,000759
Securities gains (losses)$551,000818
Applicable income taxes$1,067,0001,165
Income before extraordinary items$6,579,000682
Extraordinary gains, net$029
Net income$6,579,000679
Minority interest net income$0111
Net income of bank and minority interests.$6,579,000683
Net charge-offs$400,0003,933
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$6,105,140697
2010-09-30 (YTD Data)Rank
Total interest income$33,308,000679
Total interest expense$10,976,000559
Net interest income$22,332,000735
Provision for loan and lease losses$1,043,0002,452
Total noninterest income$3,039,0001,248
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,364,000861
Trading account gains and fees$0165
Additional Noninterest Income$1,675,0001,250
Total noninterest expense$18,668,000789
Salaries and employee benefits$10,494,000684
Premises and equipment expense$2,350,000827
Additional noninterest expense$5,824,000914
Pre-tax net operating income$5,660,000754
Securities gains (losses)$102,0001,924
Applicable income taxes$1,827,000636
Income before extraordinary items$3,935,000884
Extraordinary gains, net$023
Net income$3,935,000885
Minority interest net income$0110
Net income of bank and minority interests.$3,935,000885
Net charge-offs$56,0005,423
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,865,640857
2010-06-30 (YTD Data)Rank
Total interest income$22,097,000689
Total interest expense$7,448,000572
Net interest income$14,649,000749
Provision for loan and lease losses$670,0002,435
Total noninterest income$1,614,0001,437
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$929,000839
Trading account gains and fees$0152
Additional Noninterest Income$685,0001,709
Total noninterest expense$12,167,000808
Salaries and employee benefits$6,886,000696
Premises and equipment expense$1,495,000877
Additional noninterest expense$3,786,000940
Pre-tax net operating income$3,426,000803
Securities gains (losses)$103,0001,398
Applicable income taxes$1,152,000639
Income before extraordinary items$2,377,000952
Extraordinary gains, net$019
Net income$2,377,000952
Minority interest net income$0105
Net income of bank and minority interests.$2,377,000953
Net charge-offs$4,0006,102
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,307,990940
2010-03-31 (YTD Data)Rank
Total interest income$10,745,000724
Total interest expense$3,777,000596
Net interest income$6,968,000793
Provision for loan and lease losses$285,0002,522
Total noninterest income$1,127,0001,105
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$468,000831
Trading account gains and fees$0175
Additional Noninterest Income$659,0001,056
Total noninterest expense$6,101,000809
Salaries and employee benefits$3,298,000739
Premises and equipment expense$764,000876
Additional noninterest expense$2,039,000876
Pre-tax net operating income$1,709,000795
Securities gains (losses)$-255,0007,788
Applicable income taxes$454,000766
Income before extraordinary items$1,000,0001,097
Extraordinary gains, net$016
Net income$1,000,0001,098
Minority interest net income$091
Net income of bank and minority interests.$1,000,0001,099
Net charge-offs$4,0005,215
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,175,950907
2009-12-31 (YTD Data)Rank
Total interest income$46,756,000707
Total interest expense$19,195,000597
Net interest income$27,561,000782
Provision for loan and lease losses$1,425,0002,962
Total noninterest income$5,398,0001,033
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,941,000892
Trading account gains and fees$0211
Additional Noninterest Income$3,457,000950
Total noninterest expense$24,300,000866
Salaries and employee benefits$13,562,000716
Premises and equipment expense$2,709,000998
Additional noninterest expense$8,029,000981
Pre-tax net operating income$7,234,000595
Securities gains (losses)$-1,257,0007,740
Applicable income taxes$1,208,000846
Income before extraordinary items$4,769,000716
Extraordinary gains, net$034
Net income$4,769,000715
Minority interest net income$0115
Net income of bank and minority interests.$4,769,000716
Net charge-offs$625,0003,506
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$5,774,600581
2009-09-30 (YTD Data)Rank
Total interest income$35,325,000722
Total interest expense$14,969,000610
Net interest income$20,356,000792
Provision for loan and lease losses$1,078,0002,675
Total noninterest income$3,515,0001,171
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,430,000903
Trading account gains and fees$0212
Additional Noninterest Income$2,085,0001,117
Total noninterest expense$18,021,000858
Salaries and employee benefits$10,100,000732
Premises and equipment expense$2,017,0001,018
Additional noninterest expense$5,904,000957
Pre-tax net operating income$4,772,000707
Securities gains (losses)$-1,410,0007,894
Applicable income taxes$1,038,000817
Income before extraordinary items$2,324,0001,164
Extraordinary gains, net$027
Net income$2,324,0001,164
Minority interest net income$0118
Net income of bank and minority interests.$2,324,0001,164
Net charge-offs$574,0002,852
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,296,900815
2009-06-30 (YTD Data)Rank
Total interest income$23,832,000726
Total interest expense$10,423,000613
Net interest income$13,409,000804
Provision for loan and lease losses$559,0002,815
Total noninterest income$2,502,0001,109
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$932,000912
Trading account gains and fees$0193
Additional Noninterest Income$1,570,0001,055
Total noninterest expense$13,293,000801
Salaries and employee benefits$6,263,000813
Premises and equipment expense$1,276,0001,100
Additional noninterest expense$5,754,000674
Pre-tax net operating income$2,059,0001,108
Securities gains (losses)$177,0001,088
Applicable income taxes$773,000771
Income before extraordinary items$1,463,0001,296
Extraordinary gains, net$021
Net income$1,463,0001,294
Minority interest net income$0112
Net income of bank and minority interests.$1,463,0001,295
Net charge-offs$394,0002,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,347,9501,361
2009-03-31 (YTD Data)Rank
Total interest income$12,037,000722
Total interest expense$5,389,000616
Net interest income$6,648,000811
Provision for loan and lease losses$69,0004,501
Total noninterest income$764,0001,601
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$475,000860
Trading account gains and fees$0171
Additional Noninterest Income$289,0002,012
Total noninterest expense$5,523,000927
Salaries and employee benefits$3,022,000841
Premises and equipment expense$652,0001,096
Additional noninterest expense$1,849,000899
Pre-tax net operating income$1,820,000684
Securities gains (losses)$47,0001,331
Applicable income taxes$624,000524
Income before extraordinary items$1,243,000850
Extraordinary gains, net$015
Net income$1,243,000851
Minority interest net income$0102
Net income of bank and minority interests.$1,243,000852
Net charge-offs$79,0003,118
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,211,510808
2008-12-31 (YTD Data)Rank
Total interest income$51,236,000722
Total interest expense$25,949,000608
Net interest income$25,287,000850
Provision for loan and lease losses$490,0003,843
Total noninterest income$2,885,0001,627
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,846,000973
Trading account gains and fees$0154
Additional Noninterest Income$1,039,0002,071
Total noninterest expense$27,079,000741
Salaries and employee benefits$13,532,000730
Premises and equipment expense$2,712,0001,029
Additional noninterest expense$10,835,000633
Pre-tax net operating income$603,0004,608
Securities gains (losses)$-8,544,0008,154
Applicable income taxes$864,0001,331
Income before extraordinary items$-8,805,0007,976
Extraordinary gains, net$039
Net income$-8,805,0007,976
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0005,806
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-261,0006,684
2008-09-30 (YTD Data)Rank
Total interest income$38,665,000746
Total interest expense$19,958,000625
Net interest income$18,707,000870
Provision for loan and lease losses$303,0003,527
Total noninterest income$2,358,0001,563
Gross Fiduciary activities income$4,0001,255
Service charges on deposit accounts$1,353,0001,003
Trading account gains and fees$0148
Additional Noninterest Income$1,001,0001,814
Total noninterest expense$19,989,000739
Salaries and employee benefits$9,995,000765
Premises and equipment expense$2,017,0001,038
Additional noninterest expense$7,977,000608
Pre-tax net operating income$773,0004,160
Securities gains (losses)$362,000404
Applicable income taxes$279,0002,549
Income before extraordinary items$856,0003,432
Extraordinary gains, net$031
Net income$856,0003,431
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0005,256
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$584,5004,332
2008-06-30 (YTD Data)Rank
Total interest income$25,632,000756
Total interest expense$13,658,000633
Net interest income$11,974,000897
Provision for loan and lease losses$208,0003,094
Total noninterest income$1,507,0001,645
Gross Fiduciary activities income$3,0001,253
Service charges on deposit accounts$841,0001,048
Trading account gains and fees$0149
Additional Noninterest Income$663,0001,861
Total noninterest expense$10,861,000907
Salaries and employee benefits$6,657,000774
Premises and equipment expense$1,352,0001,028
Additional noninterest expense$2,852,0001,050
Pre-tax net operating income$2,412,0001,430
Securities gains (losses)$376,000383
Applicable income taxes$885,0001,033
Income before extraordinary items$1,903,0001,454
Extraordinary gains, net$021
Net income$1,903,0001,455
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0005,124
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,647,3201,618
2008-03-31 (YTD Data)Rank
Total interest income$12,841,000782
Total interest expense$6,859,000672
Net interest income$5,982,000894
Provision for loan and lease losses$4,0005,832
Total noninterest income$660,0001,822
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$429,0001,010
Trading account gains and fees$0158
Additional Noninterest Income$231,0002,342
Total noninterest expense$5,519,000874
Salaries and employee benefits$3,416,000750
Premises and equipment expense$666,0001,045
Additional noninterest expense$1,437,0001,000
Pre-tax net operating income$1,119,0001,614
Securities gains (losses)$142,000560
Applicable income taxes$439,0001,120
Income before extraordinary items$822,0001,772
Extraordinary gains, net$015
Net income$822,0001,774
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0003,990
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$729,7001,898
2007-12-31 (YTD Data)Rank
Total interest income$49,446,000845
Total interest expense$26,529,000735
Net interest income$22,917,000962
Provision for loan and lease losses$563,0002,155
Total noninterest income$3,261,0001,548
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,614,0001,096
Trading account gains and fees$0178
Additional Noninterest Income$1,647,0001,568
Total noninterest expense$22,946,000808
Salaries and employee benefits$14,804,000649
Premises and equipment expense$2,465,0001,079
Additional noninterest expense$5,677,0001,000
Pre-tax net operating income$2,669,0002,681
Securities gains (losses)$1,558,000132
Applicable income taxes$1,149,0001,694
Income before extraordinary items$3,078,0002,002
Extraordinary gains, net$039
Net income$3,078,0002,001
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$292,0002,330
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,940,6602,873
2007-09-30 (YTD Data)Rank
Total interest income$36,465,000861
Total interest expense$19,575,000748
Net interest income$16,890,000982
Provision for loan and lease losses$530,0001,486
Total noninterest income$2,341,0001,596
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,163,0001,131
Trading account gains and fees$0184
Additional Noninterest Income$1,178,0001,612
Total noninterest expense$16,947,000808
Salaries and employee benefits$11,015,000656
Premises and equipment expense$1,804,0001,098
Additional noninterest expense$4,128,0001,007
Pre-tax net operating income$1,754,0003,123
Securities gains (losses)$520,000221
Applicable income taxes$560,0002,389
Income before extraordinary items$1,714,0002,697
Extraordinary gains, net$033
Net income$1,714,0002,695
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$449,0001,174
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,324,0003,226
2007-06-30 (YTD Data)Rank
Total interest income$23,745,000891
Total interest expense$12,697,000777
Net interest income$11,048,0001,018
Provision for loan and lease losses$344,0001,390
Total noninterest income$1,496,0001,673
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$769,0001,151
Trading account gains and fees$0168
Additional Noninterest Income$727,0001,727
Total noninterest expense$11,274,000826
Salaries and employee benefits$7,281,000681
Premises and equipment expense$1,193,0001,123
Additional noninterest expense$2,800,000997
Pre-tax net operating income$926,0003,699
Securities gains (losses)$520,000177
Applicable income taxes$364,0002,502
Income before extraordinary items$1,082,0002,865
Extraordinary gains, net$029
Net income$1,082,0002,864
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$261,0001,121
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$692,0003,838
2007-03-31 (YTD Data)Rank
Total interest income$11,490,000917
Total interest expense$6,054,000804
Net interest income$5,436,0001,028
Provision for loan and lease losses$193,0001,202
Total noninterest income$793,0001,590
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$392,0001,098
Trading account gains and fees$0195
Additional Noninterest Income$401,0001,586
Total noninterest expense$5,549,000835
Salaries and employee benefits$3,578,000701
Premises and equipment expense$587,0001,149
Additional noninterest expense$1,384,000994
Pre-tax net operating income$487,0003,586
Securities gains (losses)$192,000208
Applicable income taxes$188,0002,483
Income before extraordinary items$491,0003,068
Extraordinary gains, net$022
Net income$491,0003,068
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0003,116
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$352,7603,775
2006-12-31 (YTD Data)Rank
Total interest income$42,918,000910
Total interest expense$20,337,000826
Net interest income$22,581,000982
Provision for loan and lease losses$326,0002,627
Total noninterest income$3,323,0001,484
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,526,0001,159
Trading account gains and fees$0130
Additional Noninterest Income$1,797,0001,466
Total noninterest expense$21,969,000807
Salaries and employee benefits$14,039,000664
Premises and equipment expense$2,304,0001,111
Additional noninterest expense$5,626,000945
Pre-tax net operating income$3,609,0002,424
Securities gains (losses)$2,243,000101
Applicable income taxes$1,596,0001,566
Income before extraordinary items$4,256,0001,694
Extraordinary gains, net$051
Net income$4,256,0001,695
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0005,438
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,618,6102,494
2006-09-30 (YTD Data)Rank
Total interest income$31,610,000927
Total interest expense$14,506,000850
Net interest income$17,104,000993
Provision for loan and lease losses$228,0002,586
Total noninterest income$2,368,0001,555
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,138,0001,175
Trading account gains and fees$0126
Additional Noninterest Income$1,230,0001,561
Total noninterest expense$16,277,000821
Salaries and employee benefits$10,481,000678
Premises and equipment expense$1,709,0001,127
Additional noninterest expense$4,087,000980
Pre-tax net operating income$2,967,0002,351
Securities gains (losses)$281,000285
Applicable income taxes$929,0001,980
Income before extraordinary items$2,319,0002,293
Extraordinary gains, net$045
Net income$2,319,0002,296
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,016
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,119,4902,441
2006-06-30 (YTD Data)Rank
Total interest income$20,611,000929
Total interest expense$9,156,000851
Net interest income$11,455,000985
Provision for loan and lease losses$213,0002,003
Total noninterest income$1,545,0001,595
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$758,0001,167
Trading account gains and fees$0126
Additional Noninterest Income$787,0001,619
Total noninterest expense$10,951,000819
Salaries and employee benefits$7,056,000683
Premises and equipment expense$1,110,0001,156
Additional noninterest expense$2,785,000962
Pre-tax net operating income$1,836,0002,477
Securities gains (losses)$38,000494
Applicable income taxes$500,0002,312
Income before extraordinary items$1,374,0002,510
Extraordinary gains, net$039
Net income$1,374,0002,512
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,958
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,346,2602,523
2006-03-31 (YTD Data)Rank
Total interest income$10,006,000928
Total interest expense$4,327,000854
Net interest income$5,679,000996
Provision for loan and lease losses$63,0002,743
Total noninterest income$787,0001,536
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$385,0001,121
Trading account gains and fees$0115
Additional Noninterest Income$402,0001,573
Total noninterest expense$5,626,000795
Salaries and employee benefits$3,675,000661
Premises and equipment expense$567,0001,125
Additional noninterest expense$1,384,000964
Pre-tax net operating income$777,0002,767
Securities gains (losses)$138,000221
Applicable income taxes$247,0002,289
Income before extraordinary items$668,0002,531
Extraordinary gains, net$021
Net income$668,0002,532
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,110
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$567,2602,846
2005-12-31 (YTD Data)Rank
Total interest income$37,100,000885
Total interest expense$14,716,000774
Net interest income$22,384,000950
Provision for loan and lease losses$159,0004,034
Total noninterest income$2,398,0001,936
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,261,0001,390
Trading account gains and fees$0138
Additional Noninterest Income$1,137,0002,035
Total noninterest expense$21,486,000790
Salaries and employee benefits$13,839,000652
Premises and equipment expense$2,278,0001,053
Additional noninterest expense$5,369,000971
Pre-tax net operating income$3,137,0002,658
Securities gains (losses)$908,000204
Applicable income taxes$1,117,0002,110
Income before extraordinary items$2,928,0002,296
Extraordinary gains, net$046
Net income$2,928,0002,297
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-51,0008,483
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,274,2402,742
2005-09-30 (YTD Data)Rank
Total interest income$27,300,000876
Total interest expense$10,758,000746
Net interest income$16,542,000957
Provision for loan and lease losses$159,0003,397
Total noninterest income$1,961,0001,806
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$880,0001,475
Trading account gains and fees$0126
Additional Noninterest Income$1,081,0001,724
Total noninterest expense$15,302,000820
Salaries and employee benefits$9,830,000679
Premises and equipment expense$1,713,0001,039
Additional noninterest expense$3,759,0001,021
Pre-tax net operating income$3,042,0002,206
Securities gains (losses)$688,000217
Applicable income taxes$1,147,0001,703
Income before extraordinary items$2,583,0002,003
Extraordinary gains, net$035
Net income$2,583,0002,002
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0008,171
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,108,2802,360
2005-06-30 (YTD Data)Rank
Total interest income$18,085,000852
Total interest expense$6,983,000719
Net interest income$11,102,000945
Provision for loan and lease losses$75,0003,815
Total noninterest income$1,208,0001,918
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$535,0001,569
Trading account gains and fees$0116
Additional Noninterest Income$673,0001,786
Total noninterest expense$10,145,000825
Salaries and employee benefits$6,398,000690
Premises and equipment expense$1,152,0001,029
Additional noninterest expense$2,595,000979
Pre-tax net operating income$2,090,0002,105
Securities gains (losses)$688,000182
Applicable income taxes$914,0001,462
Income before extraordinary items$1,864,0001,832
Extraordinary gains, net$030
Net income$1,864,0001,832
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,0008,208
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,403,0402,312
2005-03-31 (YTD Data)Rank
Total interest income$9,111,000829
Total interest expense$3,388,000712
Net interest income$5,723,000907
Provision for loan and lease losses$75,0002,455
Total noninterest income$480,0002,193
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$277,0001,467
Trading account gains and fees$0115
Additional Noninterest Income$203,0002,460
Total noninterest expense$5,268,000785
Salaries and employee benefits$3,338,000656
Premises and equipment expense$587,0001,016
Additional noninterest expense$1,343,000932
Pre-tax net operating income$860,0002,424
Securities gains (losses)$649,000129
Applicable income taxes$484,0001,393
Income before extraordinary items$1,025,0001,626
Extraordinary gains, net$024
Net income$1,025,0001,628
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,685
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$583,6802,635
2004-12-31 (YTD Data)Rank
Total interest income$34,929,000799
Total interest expense$13,768,000602
Net interest income$21,161,000932
Provision for loan and lease losses$07,314
Total noninterest income$3,184,0001,518
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,043,0001,683
Trading account gains and fees$0138
Additional Noninterest Income$2,141,0001,258
Total noninterest expense$20,781,000778
Salaries and employee benefits$12,716,000668
Premises and equipment expense$2,304,000996
Additional noninterest expense$5,761,000866
Pre-tax net operating income$3,564,0002,243
Securities gains (losses)$2,136,000175
Applicable income taxes$1,686,0001,468
Income before extraordinary items$4,014,0001,615
Extraordinary gains, net$034
Net income$4,014,0001,616
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0005,809
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,518,8002,358
2004-09-30 (YTD Data)Rank
Total interest income$25,827,000807
Total interest expense$10,301,000587
Net interest income$15,526,000950
Provision for loan and lease losses$07,100
Total noninterest income$1,916,0001,853
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$776,0001,715
Trading account gains and fees$0134
Additional Noninterest Income$1,140,0001,611
Total noninterest expense$14,731,000820
Salaries and employee benefits$9,077,000699
Premises and equipment expense$1,669,0001,034
Additional noninterest expense$3,985,000936
Pre-tax net operating income$2,711,0002,237
Securities gains (losses)$709,000334
Applicable income taxes$1,045,0001,706
Income before extraordinary items$2,375,0001,981
Extraordinary gains, net$026
Net income$2,375,0001,982
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,223
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,885,7902,385
2004-06-30 (YTD Data)Rank
Total interest income$16,965,000810
Total interest expense$6,857,000580
Net interest income$10,108,000967
Provision for loan and lease losses$06,885
Total noninterest income$1,285,0001,817
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$520,0001,682
Trading account gains and fees$0130
Additional Noninterest Income$765,0001,598
Total noninterest expense$9,817,000826
Salaries and employee benefits$6,060,000699
Premises and equipment expense$1,079,0001,078
Additional noninterest expense$2,678,000932
Pre-tax net operating income$1,576,0002,483
Securities gains (losses)$703,000280
Applicable income taxes$712,0001,684
Income before extraordinary items$1,567,0002,004
Extraordinary gains, net$021
Net income$1,567,0002,005
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0005,531
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,081,9302,670
2004-03-31 (YTD Data)Rank
Total interest income$8,657,000814
Total interest expense$3,431,000596
Net interest income$5,226,000945
Provision for loan and lease losses$06,501
Total noninterest income$697,0001,666
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$266,0001,602
Trading account gains and fees$0121
Additional Noninterest Income$431,0001,446
Total noninterest expense$4,979,000813
Salaries and employee benefits$3,153,000680
Premises and equipment expense$543,0001,092
Additional noninterest expense$1,283,000965
Pre-tax net operating income$944,0002,113
Securities gains (losses)$498,000261
Applicable income taxes$485,0001,326
Income before extraordinary items$957,0001,651
Extraordinary gains, net$016
Net income$957,0001,651
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,263
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$628,3202,304
2003-12-31 (YTD Data)Rank
Total interest income$35,864,000796
Total interest expense$16,432,000551
Net interest income$19,432,000994
Provision for loan and lease losses$-108,0009,040
Total noninterest income$3,695,0001,432
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,052,0001,638
Trading account gains and fees$0160
Additional Noninterest Income$2,643,0001,181
Total noninterest expense$18,780,000859
Salaries and employee benefits$10,920,000780
Premises and equipment expense$2,248,0001,018
Additional noninterest expense$5,612,000904
Pre-tax net operating income$4,455,0001,806
Securities gains (losses)$1,272,000398
Applicable income taxes$1,891,0001,341
Income before extraordinary items$3,836,0001,618
Extraordinary gains, net$054
Net income$3,836,0001,620
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0007,310
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,983,7601,958
2003-09-30 (YTD Data)Rank
Total interest income$27,269,000801
Total interest expense$12,723,000559
Net interest income$14,546,0001,001
Provision for loan and lease losses$-108,0009,140
Total noninterest income$2,979,0001,373
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$806,0001,604
Trading account gains and fees$0153
Additional Noninterest Income$2,173,0001,163
Total noninterest expense$13,471,000910
Salaries and employee benefits$7,936,000811
Premises and equipment expense$1,584,0001,088
Additional noninterest expense$3,951,000969
Pre-tax net operating income$4,162,0001,526
Securities gains (losses)$1,147,000403
Applicable income taxes$1,892,0001,105
Income before extraordinary items$3,417,0001,442
Extraordinary gains, net$040
Net income$3,417,0001,442
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0005,323
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,682,9201,705
2003-06-30 (YTD Data)Rank
Total interest income$18,821,000780
Total interest expense$8,837,000559
Net interest income$9,984,000975
Provision for loan and lease losses$07,324
Total noninterest income$2,123,0001,312
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$552,0001,546
Trading account gains and fees$0150
Additional Noninterest Income$1,571,0001,096
Total noninterest expense$9,029,000902
Salaries and employee benefits$5,322,000812
Premises and equipment expense$1,033,0001,109
Additional noninterest expense$2,674,000946
Pre-tax net operating income$3,078,0001,388
Securities gains (losses)$480,000588
Applicable income taxes$1,344,0001,082
Income before extraordinary items$2,214,0001,482
Extraordinary gains, net$030
Net income$2,214,0001,481
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0004,544
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,906,8001,596
2003-03-31 (YTD Data)Rank
Total interest income$9,555,000767
Total interest expense$4,551,000560
Net interest income$5,004,000968
Provision for loan and lease losses$06,934
Total noninterest income$800,0001,581
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$289,0001,432
Trading account gains and fees$0134
Additional Noninterest Income$511,0001,463
Total noninterest expense$4,489,000906
Salaries and employee benefits$2,658,000806
Premises and equipment expense$533,0001,087
Additional noninterest expense$1,298,000946
Pre-tax net operating income$1,315,0001,597
Securities gains (losses)$-61,0009,236
Applicable income taxes$552,0001,258
Income before extraordinary items$702,0002,187
Extraordinary gains, net$021
Net income$702,0002,185
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,022
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$741,0401,996
2002-12-31 (YTD Data)Rank
Total interest income$41,229,000738
Total interest expense$21,062,000555
Net interest income$20,167,000959
Provision for loan and lease losses$08,089
Total noninterest income$2,379,0001,864
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,112,0001,455
Trading account gains and fees$0153
Additional Noninterest Income$1,267,0001,871
Total noninterest expense$17,988,000875
Salaries and employee benefits$10,704,000755
Premises and equipment expense$1,997,0001,105
Additional noninterest expense$5,287,000939
Pre-tax net operating income$4,558,0001,781
Securities gains (losses)$969,000435
Applicable income taxes$2,626,0001,044
Income before extraordinary items$2,901,0002,070
Extraordinary gains, net$070
Net income$2,901,0002,069
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0004,259
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,280,8402,444
2001-12-31 (YTD Data)Rank
Total interest income$44,297,000768
Total interest expense$26,038,000643
Net interest income$18,259,000988
Provision for loan and lease losses$217,0003,949
Total noninterest income$2,544,0001,674
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,065,0001,399
Trading account gains and fees$0177
Additional Noninterest Income$1,479,0001,537
Total noninterest expense$16,434,000908
Salaries and employee benefits$9,472,000776
Premises and equipment expense$1,908,0001,113
Additional noninterest expense$5,054,000969
Pre-tax net operating income$4,152,0001,711
Securities gains (losses)$-26,0009,395
Applicable income taxes$1,604,0001,411
Income before extraordinary items$2,522,0002,076
Extraordinary gains, net$0105
Net income$2,522,0002,079
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$173,0003,125
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,538,6401,978
2000-12-31 (YTD Data)Rank
Total interest income$42,566,000837
Total interest expense$23,310,000776
Net interest income$19,256,000904
Provision for loan and lease losses$230,0003,449
Total noninterest income$2,337,0001,670
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$908,0001,508
Trading account gains and fees$0180
Additional Noninterest Income$1,429,0001,433
Total noninterest expense$15,891,000893
Salaries and employee benefits$8,755,000803
Premises and equipment expense$1,880,0001,065
Additional noninterest expense$5,256,000917
Pre-tax net operating income$5,472,0001,357
Securities gains (losses)$2,791,00076
Applicable income taxes$2,992,000824
Income before extraordinary items$5,271,0001,016
Extraordinary gains, net$038
Net income$5,271,0001,016
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0006,044
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,484,7601,505
1999-12-31 (YTD Data)Rank
Total interest income$40,323,000840
Total interest expense$23,043,000711
Net interest income$17,280,0001,015
Provision for loan and lease losses$214,0003,418
Total noninterest income$2,253,0001,702
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$742,0001,785
Trading account gains and fees$0173
Additional Noninterest Income$1,511,0001,392
Total noninterest expense$15,803,000909
Salaries and employee benefits$8,609,000807
Premises and equipment expense$2,154,000935
Additional noninterest expense$5,040,000949
Pre-tax net operating income$3,516,0002,085
Securities gains (losses)$3,866,00080
Applicable income taxes$2,398,0001,052
Income before extraordinary items$4,984,0001,103
Extraordinary gains, net$035
Net income$4,984,0001,102
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0006,307
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,355,1202,195
1998-12-31 (YTD Data)Rank
Total interest income$39,404,000850
Total interest expense$22,799,000717
Net interest income$16,605,0001,017
Provision for loan and lease losses$110,0004,906
Total noninterest income$1,764,0002,007
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$607,0002,113
Trading account gains and fees$0224
Additional Noninterest Income$1,157,0001,671
Total noninterest expense$14,346,000954
Salaries and employee benefits$8,185,000809
Premises and equipment expense$1,880,0001,026
Additional noninterest expense$4,281,0001,073
Pre-tax net operating income$3,913,0001,860
Securities gains (losses)$2,402,000211
Applicable income taxes$2,273,0001,107
Income before extraordinary items$4,042,0001,312
Extraordinary gains, net$032
Net income$4,042,0001,312
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,504,7202,010
1997-12-31 (YTD Data)Rank
Total interest income$37,508,000914
Total interest expense$20,679,000807
Net interest income$16,829,0001,043
Provision for loan and lease losses$225,0003,186
Total noninterest income$1,679,0002,021
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$543,0002,427
Trading account gains and fees$0239
Additional Noninterest Income$1,136,0001,618
Total noninterest expense$12,775,0001,060
Salaries and employee benefits$7,635,000870
Premises and equipment expense$1,462,0001,342
Additional noninterest expense$3,678,0001,203
Pre-tax net operating income$5,508,0001,409
Securities gains (losses)$2,601,000148
Applicable income taxes$3,284,000860
Income before extraordinary items$4,825,0001,154
Extraordinary gains, net$044
Net income$4,825,0001,155
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$177,0002,743
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,160,3601,656
1996-12-31 (YTD Data)Rank
Total interest income$35,717,000986
Total interest expense$19,123,000881
Net interest income$16,594,0001,096
Provision for loan and lease losses$493,0001,755
Total noninterest income$1,452,0002,355
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$548,0002,485
Trading account gains and fees$0262
Additional Noninterest Income$904,0001,940
Total noninterest expense$11,492,0001,256
Salaries and employee benefits$6,705,000999
Premises and equipment expense$1,218,0001,665
Additional noninterest expense$3,569,0001,494
Pre-tax net operating income$6,061,0001,198
Securities gains (losses)$1,741,000170
Applicable income taxes$3,203,000825
Income before extraordinary items$4,599,0001,120
Extraordinary gains, net$053
Net income$4,599,0001,121
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$138,0003,326
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,484,7601,387
1995-12-31 (YTD Data)Rank
Total interest income$33,711,0001,048
Total interest expense$16,858,0001,005
Net interest income$16,853,0001,088
Provision for loan and lease losses$622,0001,309
Total noninterest income$1,332,0002,499
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$541,0002,485
Trading account gains and fees$0522
Additional Noninterest Income$791,0002,124
Total noninterest expense$10,331,0001,371
Salaries and employee benefits$5,906,0001,141
Premises and equipment expense$1,072,0001,893
Additional noninterest expense$3,353,0001,543
Pre-tax net operating income$7,232,0001,082
Securities gains (losses)$423,000399
Applicable income taxes$3,189,000874
Income before extraordinary items$4,466,0001,185
Extraordinary gains, net$065
Net income$4,466,0001,183
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$225,0002,320
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$4,195,2801,242
1994-12-31 (YTD Data)Rank
Total interest income$30,484,0001,038
Total interest expense$14,727,000929
Net interest income$15,757,0001,158
Provision for loan and lease losses$481,0001,588
Total noninterest income$1,963,0001,856
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$540,0002,522
Trading account gains and fees$0475
Additional Noninterest Income$1,423,0001,439
Total noninterest expense$9,410,0001,558
Salaries and employee benefits$4,956,0001,365
Premises and equipment expense$1,069,0001,913
Additional noninterest expense$3,385,0001,634
Pre-tax net operating income$7,829,000984
Securities gains (losses)$48,0001,174
Applicable income taxes$3,205,000823
Income before extraordinary items$4,672,0001,083
Extraordinary gains, net$0249
Net income$4,672,0001,080
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$620,0001,179
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$4,641,2801,099
1993-12-31 (YTD Data)Rank
Total interest income$30,494,0001,046
Total interest expense$13,645,000994
Net interest income$16,849,0001,092
Provision for loan and lease losses$484,0002,152
Total noninterest income$1,308,0002,728
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$510,0002,726
Trading account gains and fees$0532
Additional Noninterest Income$798,0002,388
Total noninterest expense$9,007,0001,685
Salaries and employee benefits$4,780,0001,413
Premises and equipment expense$941,0002,183
Additional noninterest expense$3,286,0001,775
Pre-tax net operating income$8,666,000849
Securities gains (losses)$767,000657
Applicable income taxes$3,896,000665
Income before extraordinary items$5,537,000938
Extraordinary gains, net$626,000356
Net income$6,163,000880
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$354,0002,227
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$5,046,120962
1992-12-31 (YTD Data)Rank
Total interest income$32,535,0001,121
Total interest expense$16,978,0001,067
Net interest income$15,557,0001,204
Provision for loan and lease losses$956,0001,897
Total noninterest income$928,0003,530
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$500,0002,781
Trading account gains and fees$0504
Additional Noninterest Income$428,0003,543
Total noninterest expense$9,539,0001,607
Salaries and employee benefits$4,395,0001,507
Premises and equipment expense$873,0002,362
Additional noninterest expense$4,271,0001,520
Pre-tax net operating income$5,990,0001,088
Securities gains (losses)$970,000664
Applicable income taxes$2,960,000790
Income before extraordinary items$4,000,0001,171
Extraordinary gains, net$01,422
Net income$4,000,0001,175
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$739,0001,918
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,379,2001,274

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.