Home > Dacotah Bank > Net charge- offs to loans
Dacotah Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0001% | 2,915 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0038% | 3,685 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0061% | 4,142 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0045% | 3,754 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0051% | 230 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0056% | 3,840 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0088% | 3,761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1133% | 2,285 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0215% | 390 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0596% | 2,403 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0011% | 2,580 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0045% | 3,743 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0073% | 4,198 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0046% | 3,763 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0068% | 184 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0060% | 3,869 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0074% | 3,685 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1364% | 1,970 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1036% | 314 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0783% | 2,142 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0031% | 3,611 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0067% | 3,916 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0090% | 4,286 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0048% | 3,816 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0105% | 139 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0067% | 3,891 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0259% | 3,932 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1672% | 1,667 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8013% | 247 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0719% | 1,987 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0023% | 3,453 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 3,506 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0049% | 3,895 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0215% | 79 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0083% | 4,055 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0472% | 4,106 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1573% | 1,543 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4000% | 171 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0302% | 1,760 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0286% | 4,181 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0449% | 4,381 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0051% | 4,061 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0035% | 3,571 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0040% | 3,654 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0217% | 1,214 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1106% | 2,081 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2981% | 252 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0592% | 2,257 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0001% | 2,348 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 3,359 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0068% | 4,142 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0133% | 3,938 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0154% | 4,017 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0337% | 905 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1383% | 1,751 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5441% | 210 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0814% | 1,939 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0168% | 3,803 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 3,436 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0107% | 4,133 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0162% | 3,905 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0187% | 3,982 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0243% | 3,554 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1621% | 1,554 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4531% | 128 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0768% | 1,788 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0362% | 4,153 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0010% | 509 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0270% | 4,136 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0313% | 4,201 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0499% | 3,883 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1274% | 1,480 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1317% | 1,385 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0109% | 3,771 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0060% | 3,610 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0089% | 646 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2549% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0170% | 3,863 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0241% | 3,274 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0158% | 3,886 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0583% | 3,990 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0088% | 2,510 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0089% | 2,411 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0164% | 3,884 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0120% | 3,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3391% | 20 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0105% | 3,797 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0123% | 3,891 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0574% | 4,032 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0119% | 3,749 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 460 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0120% | 3,702 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0115% | 1,732 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0273% | 650 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0030% | 512 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5230% | 11 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0143% | 3,983 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0168% | 4,054 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0280% | 3,848 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0569% | 3,865 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0571% | 3,834 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0199% | 3,997 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0129% | 4,124 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0072% | 3,862 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0085% | 3,946 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0617% | 4,224 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0701% | 3,915 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0701% | 3,870 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0998% | 1,473 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1077% | 584 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1332% | 502 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0542% | 760 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0632% | 675 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1712% | 1,211 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0892% | 2,543 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0892% | 2,443 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1227% | 1,147 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1369% | 404 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1774% | 340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0056% | 3,922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0065% | 3,986 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1944% | 995 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1303% | 2,233 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1303% | 2,119 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1647% | 910 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1940% | 288 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2658% | 240 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0549% | 589 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0637% | 510 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2146% | 873 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2203% | 1,888 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2203% | 1,764 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1250% | 959 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1889% | 258 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0058% | 405 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1320% | 309 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1537% | 265 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0287% | 4,011 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2459% | 1,742 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2459% | 1,632 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0424% | 2,547 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0086% | 1,901 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0146% | 951 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0009% | 4,054 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1161% | 4,908 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0859% | 3,697 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1212% | 4,899 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2487% | 1,309 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0041% | 4,476 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0041% | 4,433 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0267% | 2,557 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0133% | 1,496 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 4,356 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0012% | 4,120 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0916% | 4,932 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1068% | 4,951 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1922% | 1,195 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0149% | 3,100 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0149% | 2,991 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0456% | 2,000 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0268% | 1,072 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0062% | 4,552 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0019% | 4,159 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1314% | 5,022 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1529% | 5,044 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2408% | 942 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0516% | 2,654 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0516% | 2,536 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0602% | 1,436 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0165% | 965 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0123% | 4,794 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0131% | 4,428 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0152% | 4,512 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2004% | 717 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2166% | 1,851 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2166% | 1,736 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1581% | 1,217 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0795% | 905 |
| Percentage Net Loans Charged-off:Construction & development | 0.0193% | 357 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0007% | 1,134 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0009% | 4,201 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2251% | 352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2648% | 294 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3833% | 958 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0245% | 3,315 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0245% | 3,219 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1649% | 1,003 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0652% | 850 |
| Percentage Net Loans Charged-off:Construction & development | 0.0249% | 270 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0083% | 4,624 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0012% | 4,247 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2541% | 277 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2995% | 240 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4704% | 720 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0144% | 3,100 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0144% | 2,996 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2348% | 679 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0923% | 584 |
| Percentage Net Loans Charged-off:Construction & development | 0.0358% | 196 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0127% | 4,761 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0018% | 4,293 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3893% | 171 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4610% | 140 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6309% | 539 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3221% | 1,737 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3221% | 1,631 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1303% | 1,023 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0928% | 508 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0020% | 456 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3314% | 198 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3919% | 163 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2212% | 665 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3453% | 1,602 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3453% | 1,486 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0184% | 3,490 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0182% | 4,825 |
| Percentage Net Loans Charged-off:Construction & development | -0.1156% | 4,807 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0037% | 1,271 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0010% | 4,360 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0326% | 1,798 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1521% | 337 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0130% | 2,035 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0221% | 4,390 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1722% | 2,852 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1722% | 2,719 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0011% | 4,278 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0233% | 4,863 |
| Percentage Net Loans Charged-off:Construction & development | -0.1553% | 4,890 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0050% | 980 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0013% | 4,396 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0552% | 1,331 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2081% | 237 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0308% | 1,560 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0967% | 4,800 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1560% | 2,690 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1560% | 2,544 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0346% | 2,498 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0154% | 4,735 |
| Percentage Net Loans Charged-off:Construction & development | 0.0023% | 329 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0232% | 683 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0019% | 4,443 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0846% | 986 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0978% | 878 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0072% | 1,667 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2107% | 2,276 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2107% | 2,139 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0434% | 1,965 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0267% | 1,149 |
| Percentage Net Loans Charged-off:Construction & development | 0.0046% | 214 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0161% | 475 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1029% | 742 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1182% | 668 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0265% | 4,292 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3392% | 1,714 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3392% | 1,593 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2115% | 1,313 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1721% | 785 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0716% | 954 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2527% | 68 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0056% | 4,857 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0065% | 4,902 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4925% | 1,035 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1653% | 2,923 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1653% | 2,770 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1471% | 1,061 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1815% | 1,290 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2117% | 546 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0498% | 830 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6870% | 44 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 4,672 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0025% | 4,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2982% | 1,078 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1882% | 2,514 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1882% | 2,359 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0136% | 1,323 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2506% | 947 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3049% | 403 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0882% | 597 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.5003% | 30 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,118 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3560% | 883 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2269% | 2,224 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2269% | 2,073 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0238% | 1,081 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1533% | 1,201 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1515% | 658 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1738% | 321 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0064% | 4,813 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0074% | 4,898 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2926% | 718 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2647% | 1,840 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2647% | 1,693 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0502% | 786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0054% | 4,263 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0044% | 3,208 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0060% | 1,592 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0011% | 4,676 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0534% | 2,297 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0613% | 2,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0147% | 4,507 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3290% | 2,148 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3290% | 2,001 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0264% | 5,204 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0423% | 5,490 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0064% | 2,858 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0080% | 1,330 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0014% | 4,722 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0752% | 1,843 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0862% | 1,686 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2787% | 5,533 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0447% | 3,227 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0447% | 3,090 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0343% | 5,308 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0665% | 5,647 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0066% | 2,577 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0139% | 1,096 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1036% | 1,500 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1185% | 1,342 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4868% | 5,773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0977% | 2,697 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0977% | 2,570 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0079% | 5,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0204% | 5,058 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,078 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1506% | 1,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1723% | 900 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1728% | 5,450 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1736% | 2,071 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1736% | 1,949 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0788% | 3,365 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0282% | 3,346 |
| Percentage Net Loans Charged-off:Construction & development | 0.2231% | 785 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0440% | 1,845 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0407% | 367 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0238% | 5,826 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2158% | 4,668 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0025% | 3,420 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1824% | 1,875 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2727% | 2,533 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2727% | 2,381 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1203% | 1,040 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.4668% | 25 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0764% | 3,108 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0383% | 2,880 |
| Percentage Net Loans Charged-off:Construction & development | 0.2908% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0502% | 1,519 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0570% | 310 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0098% | 5,675 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0111% | 5,690 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1438% | 1,735 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3229% | 2,162 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3229% | 2,010 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0976% | 1,022 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1985% | 1,299 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0647% | 3,065 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0467% | 2,542 |
| Percentage Net Loans Charged-off:Construction & development | 0.1532% | 666 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0747% | 1,211 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0851% | 226 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0508% | 2,389 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0576% | 2,225 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1930% | 1,401 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0683% | 3,044 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0683% | 2,900 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0187% | 1,142 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.4641% | 13 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0774% | 2,378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0201% | 2,299 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0496% | 899 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1718% | 129 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0086% | 5,554 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0097% | 5,598 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3364% | 789 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2966% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2966% | 1,777 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0138% | 908 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.4502% | 9 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1905% | 2,939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0953% | 3,200 |
| Percentage Net Loans Charged-off:Construction & development | 0.3622% | 1,185 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0900% | 2,122 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0272% | 580 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2095% | 2,177 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2825% | 921 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1992% | 2,178 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7579% | 1,233 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2217% | 3,063 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2217% | 2,913 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0140% | 1,470 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 5.5457% | 24 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1606% | 2,948 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0698% | 3,211 |
| Percentage Net Loans Charged-off:Construction & development | 0.1357% | 1,268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1062% | 1,791 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0398% | 472 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0988% | 2,773 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0743% | 4,815 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1237% | 2,461 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6949% | 1,153 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2766% | 2,560 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2789% | 2,401 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0280% | 5,672 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 6.9250% | 20 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0806% | 3,568 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0585% | 3,123 |
| Percentage Net Loans Charged-off:Construction & development | 0.2080% | 1,059 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0423% | 1,826 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1374% | 2,312 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1106% | 4,856 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1730% | 2,019 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2800% | 1,551 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3501% | 2,161 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3501% | 2,019 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0783% | 5,798 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 10.5633% | 14 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0069% | 5,338 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0054% | 5,734 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0276% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0823% | 6,456 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6884% | 5,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0063% | 2,385 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1979% | 1,268 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0929% | 2,611 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0929% | 2,465 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2060% | 5,979 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4270% | 2,529 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4664% | 2,090 |
| Percentage Net Loans Charged-off:Construction & development | 4.8699% | 578 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0458% | 2,949 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3850% | 2,171 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1880% | 569 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2597% | 2,531 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8086% | 1,633 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4624% | 2,486 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4624% | 2,325 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0203% | 5,888 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 17.1239% | 32 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4040% | 2,480 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4560% | 2,027 |
| Percentage Net Loans Charged-off:Construction & development | 4.8919% | 551 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0064% | 2,830 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3201% | 2,288 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6623% | 800 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2663% | 2,376 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7849% | 1,492 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3232% | 2,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3232% | 2,506 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0565% | 6,071 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 22.3767% | 29 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2914% | 2,865 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2294% | 2,768 |
| Percentage Net Loans Charged-off:Construction & development | 2.0892% | 938 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0081% | 2,426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3599% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9900% | 576 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2608% | 2,240 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9335% | 1,297 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3104% | 2,572 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3104% | 2,395 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0853% | 6,123 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 33.0570% | 22 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5324% | 1,756 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4411% | 1,727 |
| Percentage Net Loans Charged-off:Construction & development | 4.3856% | 477 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0191% | 1,666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6690% | 1,221 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1253% | 460 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5979% | 1,224 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4920% | 788 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4567% | 1,904 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4567% | 1,736 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0058% | 5,891 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 64.6957% | 10 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2314% | 4,332 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1993% | 3,940 |
| Percentage Net Loans Charged-off:Construction & development | 1.1875% | 2,038 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0883% | 3,160 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3217% | 2,848 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2723% | 1,519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3292% | 2,711 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4938% | 2,771 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3147% | 3,476 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2863% | 3,332 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0794% | 1,396 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 5.6643% | 46 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2641% | 3,791 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2008% | 3,612 |
| Percentage Net Loans Charged-off:Construction & development | 1.6348% | 1,640 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0636% | 2,815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2073% | 3,107 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3442% | 1,252 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1864% | 3,071 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6229% | 2,226 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3801% | 2,987 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3365% | 2,839 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1005% | 1,199 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 6.4043% | 38 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2352% | 3,712 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1670% | 3,517 |
| Percentage Net Loans Charged-off:Construction & development | 2.2498% | 1,312 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0088% | 6,827 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1323% | 3,218 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5175% | 975 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0740% | 3,347 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4992% | 2,180 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3643% | 2,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3072% | 2,710 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1530% | 1,000 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.4229% | 44 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1574% | 3,539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2341% | 2,609 |
| Percentage Net Loans Charged-off:Construction & development | 4.0473% | 721 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0824% | 7,112 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0076% | 6,782 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0087% | 6,797 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0347% | 2,300 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4395% | 2,235 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3415% | 2,131 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0138% | 5,982 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0933% | 5,914 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0638% | 5,163 |
| Percentage Net Loans Charged-off:Construction & development | 0.1936% | 3,137 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0496% | 3,399 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0946% | 5,909 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1574% | 3,717 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2047% | 1,617 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1506% | 3,622 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0946% | 4,391 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7172% | 2,764 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0179% | 6,321 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0995% | 5,533 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0575% | 4,894 |
| Percentage Net Loans Charged-off:Construction & development | 0.2537% | 2,777 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0074% | 3,149 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1076% | 5,946 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1719% | 3,308 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2865% | 1,339 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1559% | 3,250 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1041% | 3,938 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7151% | 2,566 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0142% | 1,728 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1008% | 5,138 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0735% | 4,345 |
| Percentage Net Loans Charged-off:Construction & development | 0.4013% | 2,325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0143% | 2,580 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1702% | 5,942 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1819% | 2,887 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4435% | 1,013 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1463% | 2,959 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0142% | 3,794 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9471% | 1,991 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0130% | 6,307 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0126% | 5,406 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0398% | 3,762 |
| Percentage Net Loans Charged-off:Construction & development | 0.2463% | 1,821 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0048% | 1,870 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1458% | 2,461 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4367% | 752 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1071% | 2,461 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0031% | 6,336 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1329% | 3,571 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0716% | 6,511 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6760% | 3,159 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5724% | 2,705 |
| Percentage Net Loans Charged-off:Construction & development | 4.0110% | 1,463 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3322% | 2,089 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0323% | 6,131 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3247% | 2,666 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7712% | 1,002 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2648% | 2,777 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2314% | 2,595 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7586% | 3,320 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4187% | 1,334 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3701% | 3,805 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3740% | 2,837 |
| Percentage Net Loans Charged-off:Construction & development | 3.4420% | 1,313 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0748% | 2,432 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0323% | 6,134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0702% | 3,733 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2991% | 1,240 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0393% | 3,802 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0973% | 4,172 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6036% | 3,400 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5135% | 1,095 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5119% | 2,793 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5173% | 2,095 |
| Percentage Net Loans Charged-off:Construction & development | 4.7015% | 872 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0882% | 1,871 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0138% | 518 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0543% | 3,339 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4532% | 888 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1265% | 3,479 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7760% | 2,767 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7394% | 848 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5648% | 2,055 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6440% | 1,405 |
| Percentage Net Loans Charged-off:Construction & development | 6.2276% | 462 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0053% | 1,378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0415% | 7,801 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0472% | 7,799 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0097% | 6,763 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3965% | 3,175 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9407% | 619 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1349% | 4,874 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0323% | 4,630 |
| Percentage Net Loans Charged-off:Construction & development | 0.0853% | 2,638 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0221% | 2,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0499% | 3,438 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0694% | 1,259 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0474% | 3,259 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5103% | 2,684 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3253% | 4,406 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0265% | 6,810 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1009% | 4,422 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0126% | 4,266 |
| Percentage Net Loans Charged-off:Construction & development | 0.0527% | 2,079 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0114% | 7,772 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0395% | 2,947 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0446% | 2,704 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4130% | 2,223 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3086% | 3,955 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0437% | 6,871 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0727% | 4,243 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0047% | 3,698 |
| Percentage Net Loans Charged-off:Construction & development | 0.0784% | 1,514 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0154% | 7,856 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0051% | 7,708 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0057% | 7,699 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3444% | 1,936 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2595% | 3,765 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0773% | 6,971 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0487% | 7,765 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0052% | 7,693 |
| Percentage Net Loans Charged-off:Construction & development | 0.1564% | 898 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0119% | 7,909 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0035% | 7,703 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 7,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0550% | 7,151 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1091% | 3,683 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1893% | 7,083 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1330% | 3,445 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0371% | 3,098 |
| Percentage Net Loans Charged-off:Construction & development | 0.0205% | 1,467 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0054% | 1,612 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1476% | 1,536 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2367% | 511 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1356% | 1,537 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4461% | 2,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2373% | 4,354 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0262% | 1,625 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0717% | 3,698 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0183% | 2,744 |
| Percentage Net Loans Charged-off:Construction & development | -0.0048% | 7,583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0015% | 1,170 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0842% | 1,529 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1427% | 477 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0763% | 1,513 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1885% | 2,264 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1664% | 4,291 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0448% | 1,355 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0209% | 4,489 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0290% | 1,999 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0078% | 841 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1165% | 1,105 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2143% | 319 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1031% | 1,091 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0491% | 7,132 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1591% | 3,870 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0219% | 1,274 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0249% | 3,560 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0384% | 1,325 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 7,887 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5190% | 45 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1227% | 818 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0694% | 88 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0085% | 7,748 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0726% | 7,240 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0958% | 3,502 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0605% | 855 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0824% | 3,625 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0253% | 2,555 |
| Percentage Net Loans Charged-off:Construction & development | -0.0292% | 7,745 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0006% | 1,303 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1211% | 1,250 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0232% | 6,027 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1419% | 1,079 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0371% | 3,388 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3369% | 3,703 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1463% | 1,158 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0743% | 3,199 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0262% | 2,099 |
| Percentage Net Loans Charged-off:Construction & development | -0.0478% | 7,773 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0015% | 1,003 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1311% | 966 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2491% | 6,105 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1867% | 724 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0145% | 6,836 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3220% | 3,336 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1583% | 1,018 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0321% | 3,934 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0280% | 1,764 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1237% | 920 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3903% | 6,083 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2005% | 646 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0066% | 6,609 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2307% | 3,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0098% | 1,190 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0059% | 4,160 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0104% | 7,901 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 7,986 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0369% | 8,188 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7794% | 6,052 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0754% | 807 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0111% | 6,643 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1503% | 3,316 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0056% | 904 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0524% | 4,687 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0544% | 1,859 |
| Percentage Net Loans Charged-off:Construction & development | 0.0544% | 486 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0261% | 1,120 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1706% | 124 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1492% | 1,061 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0225% | 78 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0204% | 2,412 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0204% | 7,183 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3906% | 4,074 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1872% | 1,118 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0044% | 6,881 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0389% | 4,536 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0736% | 1,369 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0746% | 688 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2082% | 92 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1497% | 937 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0973% | 57 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0112% | 2,226 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0704% | 7,348 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3532% | 3,798 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3853% | 1,246 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0439% | 7,148 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0212% | 7,627 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0251% | 1,890 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0871% | 8,320 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3048% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2072% | 674 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5203% | 53 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0217% | 1,711 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2031% | 7,694 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3403% | 3,525 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1647% | 1,182 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0819% | 7,223 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1520% | 1,937 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1721% | 577 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0089% | 483 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2303% | 6,255 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6273% | 229 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1538% | 32 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1985% | 617 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2448% | 1,349 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0777% | 4,070 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1664% | 1,987 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0613% | 766 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1617% | 3,211 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0351% | 2,647 |
| Percentage Net Loans Charged-off:Construction & development | 0.5053% | 215 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0311% | 1,302 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0660% | 1,968 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0765% | 1,801 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4504% | 2,262 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6360% | 3,228 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6195% | 1,480 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0209% | 1,579 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1212% | 3,318 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0248% | 2,478 |
| Percentage Net Loans Charged-off:Construction & development | 0.6928% | 150 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 8,159 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0746% | 1,593 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0863% | 1,432 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3616% | 2,083 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5866% | 3,067 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9335% | 1,270 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0363% | 7,191 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0739% | 3,861 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0072% | 2,576 |
| Percentage Net Loans Charged-off:Construction & development | 1.0827% | 105 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 8,230 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0114% | 8,126 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0131% | 8,146 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1950% | 2,226 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5993% | 2,877 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9027% | 891 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0727% | 7,313 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0292% | 4,180 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 7,886 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0034% | 8,363 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0059% | 8,120 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0068% | 8,153 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1682% | 1,649 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1613% | 4,113 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3427% | 895 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0637% | 7,277 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1401% | 4,134 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0308% | 2,958 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 8,324 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0769% | 1,994 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0847% | 1,872 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1525% | 3,859 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7876% | 3,039 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9394% | 1,204 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0868% | 1,578 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1234% | 3,896 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0176% | 2,815 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0027% | 8,387 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0734% | 1,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0802% | 1,601 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0816% | 3,676 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7467% | 2,870 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0766% | 1,109 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1076% | 1,335 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1462% | 3,327 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0087% | 8,250 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 8,387 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0311% | 8,563 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0338% | 8,590 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1007% | 3,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6611% | 2,965 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5316% | 882 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2421% | 977 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0739% | 3,742 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 8,141 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0041% | 8,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0071% | 8,369 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0077% | 8,399 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0921% | 2,168 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5655% | 2,995 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7571% | 1,160 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0138% | 976 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0490% | 6,161 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0216% | 3,251 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 8,504 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0875% | 1,822 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0943% | 1,713 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1498% | 3,993 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4002% | 4,808 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3909% | 1,510 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0892% | 7,741 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3299% | 2,448 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0407% | 2,574 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0033% | 8,719 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0629% | 1,925 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0666% | 1,803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4431% | 1,342 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2865% | 5,396 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9589% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0043% | 7,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2513% | 2,617 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0593% | 1,500 |
| Percentage Net Loans Charged-off:Construction & development | -0.2498% | 1,448 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0639% | 1,438 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0336% | 1,471 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1091% | 9 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1094% | 1,515 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4095% | 169 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2447% | 1,073 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5869% | 877 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1026% | 1,341 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2097% | 3,105 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1041% | 259 |
| Percentage Net Loans Charged-off:Construction & development | 0.3956% | 58 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0033% | 1,191 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3059% | 93 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3145% | 88 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5013% | 386 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4088% | 889 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0456% | 778 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1032% | 313 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0835% | 5,486 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1181% | 248 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3259% | 118 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0570% | 451 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0582% | 416 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4691% | 368 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3160% | 1,005 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7101% | 874 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1702% | 1,292 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2159% | 3,604 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0706% | 437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1508% | 223 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1531% | 200 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6384% | 282 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5605% | 847 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9837% | 669 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0851% | 291 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3829% | 2,340 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0514% | 6,920 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0043% | 8,784 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0452% | 8,422 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0236% | 10,539 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |