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Community Savings Bank, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$7,827,0001,527
Total interest expense$3,341,0001,319
Net interest income$4,486,0001,681
Provision for loan and lease losses$83,0001,571
Total noninterest income$690,0001,634
Gross Fiduciary activities income$48,000730
Service charges on deposit accounts$175,0001,302
Trading account gains and feesNANA
Additional Noninterest Income$467,0001,565
Total noninterest expense$3,747,0001,600
Salaries and employee benefits$2,210,0001,558
Premises and equipment expense$440,0001,408
Additional noninterest expense$467,0001,565
Pre-tax net operating income$1,346,0001,892
Securities gains (losses)$-47,0004,239
Applicable income taxes$53,0002,378
Income before extraordinary items$1,246,0001,777
Extraordinary gains, net$047
Net income$1,246,0001,797
Minority interest net income$065
Net income of bank and minority interests.$1,246,0001,777
Net charge-offs$-4,0003,828
Cash dividends$02,364
Sale, conversion, retirement of capital stock, net$0467
Net operating income$1,291,1201,754
2024-12-31 (YTD Data)Rank
Total interest income$29,218,0001,591
Total interest expense$12,873,0001,409
Net interest income$16,345,0001,727
Provision for loan and lease losses$169,0002,184
Total noninterest income$2,784,0001,671
Gross Fiduciary activities income$67,000792
Service charges on deposit accounts$747,0001,271
Trading account gains and feesNANA
Additional Noninterest Income$1,970,0001,589
Total noninterest expense$14,534,0001,610
Salaries and employee benefits$8,346,0001,598
Premises and equipment expense$1,826,0001,338
Additional noninterest expense$1,970,0001,589
Pre-tax net operating income$4,426,0002,003
Securities gains (losses)$49,000375
Applicable income taxes$135,0002,566
Income before extraordinary items$4,340,0001,852
Extraordinary gains, net$053
Net income$4,340,0001,871
Minority interest net income$090
Net income of bank and minority interests.$4,340,0001,852
Net charge-offs$03,072
Cash dividends$2,500,0001,424
Sale, conversion, retirement of capital stock, net$0564
Net operating income$4,292,4701,868
2024-09-30 (YTD Data)Rank
Total interest income$21,625,0001,594
Total interest expense$9,567,0001,413
Net interest income$12,058,0001,737
Provision for loan and lease losses$158,0001,888
Total noninterest income$2,084,0001,666
Gross Fiduciary activities income$59,000777
Service charges on deposit accounts$552,0001,277
Trading account gains and feesNANA
Additional Noninterest Income$1,473,0001,580
Total noninterest expense$10,969,0001,578
Salaries and employee benefits$6,296,0001,584
Premises and equipment expense$1,449,0001,258
Additional noninterest expense$1,473,0001,580
Pre-tax net operating income$3,015,0002,124
Securities gains (losses)$30,000487
Applicable income taxes$134,0002,439
Income before extraordinary items$2,911,0001,987
Extraordinary gains, net$051
Net income$2,911,0002,007
Minority interest net income$082
Net income of bank and minority interests.$2,911,0001,988
Net charge-offs$-2,0003,619
Cash dividends$1,000,0001,750
Sale, conversion, retirement of capital stock, net$0527
Net operating income$2,882,2001,996
2024-06-30 (YTD Data)Rank
Total interest income$14,309,0001,583
Total interest expense$6,319,0001,396
Net interest income$7,990,0001,745
Provision for loan and lease losses$156,0001,528
Total noninterest income$1,434,0001,626
Gross Fiduciary activities income$50,000771
Service charges on deposit accounts$361,0001,278
Trading account gains and feesNANA
Additional Noninterest Income$1,023,0001,536
Total noninterest expense$7,474,0001,559
Salaries and employee benefits$4,386,0001,528
Premises and equipment expense$976,0001,252
Additional noninterest expense$1,023,0001,536
Pre-tax net operating income$1,794,0002,234
Securities gains (losses)$-15,0003,850
Applicable income taxes$78,0002,499
Income before extraordinary items$1,701,0002,120
Extraordinary gains, net$052
Net income$1,701,0002,149
Minority interest net income$084
Net income of bank and minority interests.$1,701,0002,122
Net charge-offs$1,0002,478
Cash dividends$1,000,0001,422
Sale, conversion, retirement of capital stock, net$0496
Net operating income$1,715,4002,112
2024-03-31 (YTD Data)Rank
Total interest income$7,171,0001,571
Total interest expense$3,186,0001,374
Net interest income$3,985,0001,731
Provision for loan and lease losses$76,0001,376
Total noninterest income$824,0001,469
Gross Fiduciary activities income$48,000687
Service charges on deposit accounts$185,0001,252
Trading account gains and feesNANA
Additional Noninterest Income$591,0001,370
Total noninterest expense$3,849,0001,524
Salaries and employee benefits$2,249,0001,497
Premises and equipment expense$531,0001,179
Additional noninterest expense$591,0001,370
Pre-tax net operating income$884,0002,192
Securities gains (losses)$0689
Applicable income taxes$39,0002,445
Income before extraordinary items$845,0002,102
Extraordinary gains, net$051
Net income$845,0002,127
Minority interest net income$072
Net income of bank and minority interests.$845,0002,102
Net charge-offs$3,0001,876
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$0434
Net operating income$845,0002,103
2023-12-31 (YTD Data)Rank
Total interest income$25,076,0001,605
Total interest expense$9,226,0001,371
Net interest income$15,850,0001,733
Provision for loan and lease losses$235,0001,898
Total noninterest income$2,752,0001,710
Gross Fiduciary activities income$53,000765
Service charges on deposit accounts$734,0001,272
Trading account gains and feesNANA
Additional Noninterest Income$1,965,0001,636
Total noninterest expense$14,444,0001,575
Salaries and employee benefits$8,369,0001,539
Premises and equipment expense$2,084,0001,173
Additional noninterest expense$1,965,0001,636
Pre-tax net operating income$3,923,0002,192
Securities gains (losses)$98,000251
Applicable income taxes$189,0002,476
Income before extraordinary items$3,832,0002,037
Extraordinary gains, net$054
Net income$3,832,0002,062
Minority interest net income$088
Net income of bank and minority interests.$3,832,0002,040
Net charge-offs$328,000928
Cash dividends$1,250,0001,934
Sale, conversion, retirement of capital stock, net$0540
Net operating income$3,738,9002,100
2023-09-30 (YTD Data)Rank
Total interest income$18,225,0001,619
Total interest expense$6,342,0001,352
Net interest income$11,883,0001,732
Provision for loan and lease losses$158,0001,838
Total noninterest income$1,957,0001,757
Gross Fiduciary activities income$43,000748
Service charges on deposit accounts$542,0001,283
Trading account gains and feesNANA
Additional Noninterest Income$1,372,0001,691
Total noninterest expense$10,972,0001,548
Salaries and employee benefits$6,489,0001,506
Premises and equipment expense$1,552,0001,187
Additional noninterest expense$1,372,0001,691
Pre-tax net operating income$2,710,0002,354
Securities gains (losses)$66,000220
Applicable income taxes$130,0002,560
Income before extraordinary items$2,646,0002,191
Extraordinary gains, net$052
Net income$2,646,0002,213
Minority interest net income$081
Net income of bank and minority interests.$2,646,0002,193
Net charge-offs$294,000730
Cash dividends$625,0002,068
Sale, conversion, retirement of capital stock, net$0507
Net operating income$2,583,3002,248
2023-06-30 (YTD Data)Rank
Total interest income$11,812,0001,622
Total interest expense$3,864,0001,334
Net interest income$7,948,0001,752
Provision for loan and lease losses$79,0001,963
Total noninterest income$1,313,0001,687
Gross Fiduciary activities income$43,000724
Service charges on deposit accounts$354,0001,289
Trading account gains and feesNANA
Additional Noninterest Income$916,0001,617
Total noninterest expense$7,340,0001,523
Salaries and employee benefits$4,327,0001,490
Premises and equipment expense$1,057,0001,161
Additional noninterest expense$916,0001,615
Pre-tax net operating income$1,842,0002,345
Securities gains (losses)$55,000264
Applicable income taxes$89,0002,596
Income before extraordinary items$1,808,0002,185
Extraordinary gains, net$051
Net income$1,808,0002,211
Minority interest net income$081
Net income of bank and minority interests.$1,808,0002,185
Net charge-offs$297,000556
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,755,7502,228
2023-03-31 (YTD Data)Rank
Total interest income$5,686,0001,651
Total interest expense$1,718,0001,310
Net interest income$3,968,0001,764
Provision for loan and lease losses$50,0001,677
Total noninterest income$657,0001,687
Gross Fiduciary activities income$43,000707
Service charges on deposit accounts$170,0001,351
Trading account gains and feesNANA
Additional Noninterest Income$444,0001,631
Total noninterest expense$3,616,0001,562
Salaries and employee benefits$2,144,0001,537
Premises and equipment expense$531,0001,182
Additional noninterest expense$444,0001,631
Pre-tax net operating income$959,0002,351
Securities gains (losses)$17,000469
Applicable income taxes$46,0002,590
Income before extraordinary items$930,0002,190
Extraordinary gains, net$04
Net income$930,0002,190
Minority interest net income$048
Net income of bank and minority interests.$930,0002,190
Net charge-offs$-82,0004,522
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$913,8502,239
2022-12-31 (YTD Data)Rank
Total interest income$18,819,0001,658
Total interest expense$2,714,0001,272
Net interest income$16,105,0001,686
Provision for loan and lease losses$84,0002,336
Total noninterest income$2,647,0001,760
Gross Fiduciary activities income$59,000785
Service charges on deposit accounts$544,0001,592
Trading account gains and feesNANA
Additional Noninterest Income$2,044,0001,606
Total noninterest expense$14,133,0001,563
Salaries and employee benefits$8,230,0001,526
Premises and equipment expense$1,932,0001,256
Additional noninterest expense$2,044,0001,606
Pre-tax net operating income$4,535,0002,150
Securities gains (losses)$34,000279
Applicable income taxes$229,0002,562
Income before extraordinary items$4,340,0002,005
Extraordinary gains, net$05
Net income$4,340,0002,004
Minority interest net income$063
Net income of bank and minority interests.$4,340,0002,004
Net charge-offs$166,0001,013
Cash dividends$2,000,0001,482
Sale, conversion, retirement of capital stock, net$0568
Net operating income$4,307,7002,042
2022-09-30 (YTD Data)Rank
Total interest income$13,608,0001,653
Total interest expense$1,630,0001,220
Net interest income$11,978,0001,690
Provision for loan and lease losses$82,0002,030
Total noninterest income$2,025,0001,752
Gross Fiduciary activities income$36,000793
Service charges on deposit accounts$398,0001,633
Trading account gains and feesNANA
Additional Noninterest Income$1,591,0001,583
Total noninterest expense$10,583,0001,561
Salaries and employee benefits$6,197,0001,535
Premises and equipment expense$1,435,0001,272
Additional noninterest expense$1,591,0001,583
Pre-tax net operating income$3,338,0002,162
Securities gains (losses)$27,000309
Applicable income taxes$168,0002,585
Income before extraordinary items$3,197,0002,013
Extraordinary gains, net$04
Net income$3,197,0002,012
Minority interest net income$057
Net income of bank and minority interests.$3,197,0002,012
Net charge-offs$145,000798
Cash dividends$1,000,0001,660
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,171,3502,052
2022-06-30 (YTD Data)Rank
Total interest income$8,763,0001,654
Total interest expense$976,0001,162
Net interest income$7,787,0001,697
Provision for loan and lease losses$82,0001,641
Total noninterest income$1,251,0001,815
Gross Fiduciary activities income$1,000891
Service charges on deposit accounts$238,0001,739
Trading account gains and feesNANA
Additional Noninterest Income$1,012,0001,671
Total noninterest expense$7,051,0001,542
Salaries and employee benefits$4,136,0001,524
Premises and equipment expense$942,0001,281
Additional noninterest expense$1,973,0001,616
Pre-tax net operating income$1,905,0002,267
Securities gains (losses)$22,000303
Applicable income taxes$96,0002,594
Income before extraordinary items$1,831,0002,101
Extraordinary gains, net$04
Net income$1,831,0002,102
Minority interest net income$060
Net income of bank and minority interests.$1,831,0002,101
Net charge-offs$21,0001,305
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,810,1002,153
2022-03-31 (YTD Data)Rank
Total interest income$4,343,0001,613
Total interest expense$488,0001,123
Net interest income$3,855,0001,672
Provision for loan and lease losses$82,0001,075
Total noninterest income$628,0001,826
Gross Fiduciary activities income$0892
Service charges on deposit accounts$108,0001,843
Trading account gains and feesNANA
Additional Noninterest Income$520,0001,630
Total noninterest expense$3,532,0001,519
Salaries and employee benefits$2,057,0001,533
Premises and equipment expense$483,0001,256
Additional noninterest expense$992,0001,580
Pre-tax net operating income$869,0002,293
Securities gains (losses)$40,000225
Applicable income taxes$45,0002,561
Income before extraordinary items$864,0002,103
Extraordinary gains, net$04
Net income$864,0002,103
Minority interest net income$050
Net income of bank and minority interests.$864,0002,103
Net charge-offs$29,000840
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$826,0002,171
2021-12-31 (YTD Data)Rank
Total interest income$18,547,0001,572
Total interest expense$2,480,0001,094
Net interest income$16,067,0001,638
Provision for loan and lease losses$158,0001,895
Total noninterest income$4,400,0001,425
Gross Fiduciary activities income$26,000811
Service charges on deposit accounts$441,0001,747
Trading account gains and feesNANA
Additional Noninterest Income$3,933,0001,261
Total noninterest expense$14,076,0001,532
Salaries and employee benefits$8,119,0001,546
Premises and equipment expense$1,980,0001,220
Additional noninterest expense$3,977,0001,593
Pre-tax net operating income$6,233,0001,779
Securities gains (losses)$568,000327
Applicable income taxes$337,0002,383
Income before extraordinary items$6,464,0001,581
Extraordinary gains, net$010
Net income$6,464,0001,581
Minority interest net income$074
Net income of bank and minority interests.$6,464,0001,581
Net charge-offs$-60,0004,191
Cash dividends$2,400,0001,369
Sale, conversion, retirement of capital stock, net$0582
Net operating income$5,924,4001,643
2021-09-30 (YTD Data)Rank
Total interest income$13,852,0001,608
Total interest expense$1,948,0001,098
Net interest income$11,904,0001,673
Provision for loan and lease losses$153,0001,656
Total noninterest income$2,119,0001,917
Gross Fiduciary activities income$17,000812
Service charges on deposit accounts$316,0001,792
Trading account gains and feesNANA
Additional Noninterest Income$1,786,0001,793
Total noninterest expense$10,421,0001,555
Salaries and employee benefits$6,075,0001,551
Premises and equipment expense$1,499,0001,232
Additional noninterest expense$2,847,0001,649
Pre-tax net operating income$3,449,0002,250
Securities gains (losses)$494,000332
Applicable income taxes$197,0002,582
Income before extraordinary items$3,746,0001,964
Extraordinary gains, net$08
Net income$3,746,0001,963
Minority interest net income$069
Net income of bank and minority interests.$3,746,0001,964
Net charge-offs$-305,0004,751
Cash dividends$1,200,0001,567
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,276,7002,107
2021-06-30 (YTD Data)Rank
Total interest income$8,719,0001,681
Total interest expense$1,346,0001,108
Net interest income$7,373,0001,765
Provision for loan and lease losses$140,0001,468
Total noninterest income$1,611,0001,729
Gross Fiduciary activities income$13,000799
Service charges on deposit accounts$210,0001,739
Trading account gains and feesNANA
Additional Noninterest Income$1,388,0001,583
Total noninterest expense$6,926,0001,547
Salaries and employee benefits$4,164,0001,512
Premises and equipment expense$1,021,0001,196
Additional noninterest expense$1,741,0001,744
Pre-tax net operating income$1,918,0002,455
Securities gains (losses)$365,000340
Applicable income taxes$113,0002,669
Income before extraordinary items$2,170,0002,131
Extraordinary gains, net$06
Net income$2,170,0002,131
Minority interest net income$067
Net income of bank and minority interests.$2,170,0002,131
Net charge-offs$-288,0004,815
Cash dividends$600,0001,779
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,823,2502,317
2021-03-31 (YTD Data)Rank
Total interest income$4,230,0001,723
Total interest expense$694,0001,145
Net interest income$3,536,0001,807
Provision for loan and lease losses$75,0001,426
Total noninterest income$780,0001,760
Gross Fiduciary activities income$13,000764
Service charges on deposit accounts$107,0001,709
Trading account gains and feesNANA
Additional Noninterest Income$660,0001,636
Total noninterest expense$3,484,0001,530
Salaries and employee benefits$2,146,0001,460
Premises and equipment expense$532,0001,166
Additional noninterest expense$806,0001,824
Pre-tax net operating income$757,0002,731
Securities gains (losses)$364,000237
Applicable income taxes$54,0002,650
Income before extraordinary items$1,067,0002,129
Extraordinary gains, net$03
Net income$1,067,0002,129
Minority interest net income$055
Net income of bank and minority interests.$1,067,0002,129
Net charge-offs$-135,0004,815
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$721,2002,625
2020-12-31 (YTD Data)Rank
Total interest income$18,055,0001,629
Total interest expense$3,794,0001,225
Net interest income$14,261,0001,724
Provision for loan and lease losses$788,0001,836
Total noninterest income$3,418,0001,604
Gross Fiduciary activities income$21,000846
Service charges on deposit accounts$508,0001,606
Trading account gains and feesNANA
Additional Noninterest Income$2,889,0001,464
Total noninterest expense$13,111,0001,584
Salaries and employee benefits$8,013,0001,515
Premises and equipment expense$2,029,0001,167
Additional noninterest expense$3,069,0001,879
Pre-tax net operating income$3,780,0002,131
Securities gains (losses)$611,000527
Applicable income taxes$217,0002,511
Income before extraordinary items$4,174,0001,859
Extraordinary gains, net$04
Net income$4,174,0001,858
Minority interest net income$072
Net income of bank and minority interests.$4,174,0001,859
Net charge-offs$464,0001,021
Cash dividends$2,100,0001,463
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,593,5502,001
2020-09-30 (YTD Data)Rank
Total interest income$13,540,0001,635
Total interest expense$3,006,0001,235
Net interest income$10,534,0001,732
Provision for loan and lease losses$538,0001,912
Total noninterest income$2,609,0001,545
Gross Fiduciary activities income$2,000929
Service charges on deposit accounts$381,0001,605
Trading account gains and feesNANA
Additional Noninterest Income$2,226,0001,397
Total noninterest expense$9,668,0001,579
Salaries and employee benefits$5,883,0001,527
Premises and equipment expense$1,509,0001,174
Additional noninterest expense$2,276,0001,886
Pre-tax net operating income$2,937,0002,068
Securities gains (losses)$447,000535
Applicable income taxes$170,0002,489
Income before extraordinary items$3,214,0001,797
Extraordinary gains, net$04
Net income$3,214,0001,797
Minority interest net income$065
Net income of bank and minority interests.$3,214,0001,797
Net charge-offs$504,000755
Cash dividends$1,050,0001,654
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,789,3501,935
2020-06-30 (YTD Data)Rank
Total interest income$9,027,0001,653
Total interest expense$2,125,0001,258
Net interest income$6,902,0001,771
Provision for loan and lease losses$238,0002,262
Total noninterest income$1,528,0001,607
Gross Fiduciary activities income$0970
Service charges on deposit accounts$252,0001,630
Trading account gains and feesNANA
Additional Noninterest Income$1,276,0001,451
Total noninterest expense$6,199,0001,632
Salaries and employee benefits$3,815,0001,551
Premises and equipment expense$1,008,0001,165
Additional noninterest expense$1,376,0002,025
Pre-tax net operating income$1,993,0002,014
Securities gains (losses)$328,000500
Applicable income taxes$115,0002,438
Income before extraordinary items$2,206,0001,701
Extraordinary gains, net$04
Net income$2,206,0001,702
Minority interest net income$065
Net income of bank and minority interests.$2,206,0001,702
Net charge-offs$300,000808
Cash dividends$700,0001,638
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,894,4001,874
2020-03-31 (YTD Data)Rank
Total interest income$4,376,0001,687
Total interest expense$1,146,0001,283
Net interest income$3,230,0001,813
Provision for loan and lease losses$79,0002,154
Total noninterest income$904,0001,374
Gross Fiduciary activities income$0941
Service charges on deposit accounts$160,0001,558
Trading account gains and feesNANA
Additional Noninterest Income$744,0001,192
Total noninterest expense$3,088,0001,648
Salaries and employee benefits$1,852,0001,599
Premises and equipment expense$512,0001,171
Additional noninterest expense$724,0001,979
Pre-tax net operating income$967,0001,879
Securities gains (losses)$96,000619
Applicable income taxes$49,0002,421
Income before extraordinary items$1,014,0001,647
Extraordinary gains, net$04
Net income$1,014,0001,648
Minority interest net income$056
Net income of bank and minority interests.$1,014,0001,648
Net charge-offs$211,000610
Cash dividends$350,0001,532
Sale, conversion, retirement of capital stock, net$0482
Net operating income$922,8001,739
2019-12-31 (YTD Data)Rank
Total interest income$18,022,0001,657
Total interest expense$4,724,0001,305
Net interest income$13,298,0001,780
Provision for loan and lease losses$2,327,000474
Total noninterest income$917,0002,941
Gross Fiduciary activities income$30,000837
Service charges on deposit accounts$778,0001,365
Trading account gains and feesNANA
Additional Noninterest Income$109,0004,369
Total noninterest expense$11,932,0001,657
Salaries and employee benefits$7,112,0001,605
Premises and equipment expense$1,949,0001,192
Additional noninterest expense$2,871,0001,993
Pre-tax net operating income$-44,0004,991
Securities gains (losses)$369,000447
Applicable income taxes$-42,0005,054
Income before extraordinary items$367,0004,555
Extraordinary gains, net$011
Net income$367,0004,557
Minority interest net income$076
Net income of bank and minority interests.$367,0004,557
Net charge-offs$1,205,000579
Cash dividends$1,400,0001,953
Sale, conversion, retirement of capital stock, net$0626
Net operating income$-2,0004,971
2019-09-30 (YTD Data)Rank
Total interest income$13,515,0001,672
Total interest expense$3,542,0001,314
Net interest income$9,973,0001,806
Provision for loan and lease losses$2,324,000359
Total noninterest income$653,0003,014
Gross Fiduciary activities income$23,000825
Service charges on deposit accounts$592,0001,361
Trading account gains and feesNANA
Additional Noninterest Income$38,0004,783
Total noninterest expense$9,013,0001,658
Salaries and employee benefits$5,435,0001,589
Premises and equipment expense$1,467,0001,204
Additional noninterest expense$2,111,0002,036
Pre-tax net operating income$-711,0005,179
Securities gains (losses)$369,000368
Applicable income taxes$53,0003,239
Income before extraordinary items$-395,0005,153
Extraordinary gains, net$011
Net income$-395,0005,153
Minority interest net income$072
Net income of bank and minority interests.$-395,0005,153
Net charge-offs$1,199,000444
Cash dividends$1,050,0001,754
Sale, conversion, retirement of capital stock, net$0590
Net operating income$-764,0005,184
2019-06-30 (YTD Data)Rank
Total interest income$9,022,0001,672
Total interest expense$2,362,0001,287
Net interest income$6,660,0001,807
Provision for loan and lease losses$819,000574
Total noninterest income$938,0002,024
Gross Fiduciary activities income$11,000848
Service charges on deposit accounts$395,0001,342
Trading account gains and feesNANA
Additional Noninterest Income$532,0002,146
Total noninterest expense$6,056,0001,643
Salaries and employee benefits$3,608,0001,591
Premises and equipment expense$980,0001,204
Additional noninterest expense$1,468,0001,977
Pre-tax net operating income$723,0003,515
Securities gains (losses)$125,000478
Applicable income taxes$42,0003,166
Income before extraordinary items$806,0003,245
Extraordinary gains, net$011
Net income$806,0003,242
Minority interest net income$069
Net income of bank and minority interests.$806,0003,243
Net charge-offs$1,225,000307
Cash dividends$700,0001,762
Sale, conversion, retirement of capital stock, net$0573
Net operating income$687,2503,439
2019-03-31 (YTD Data)Rank
Total interest income$4,472,0001,678
Total interest expense$1,171,0001,265
Net interest income$3,301,0001,829
Provision for loan and lease losses$587,000423
Total noninterest income$372,0002,253
Gross Fiduciary activities income$0972
Service charges on deposit accounts$197,0001,334
Trading account gains and feesNANA
Additional Noninterest Income$175,0002,561
Total noninterest expense$2,968,0001,680
Salaries and employee benefits$1,769,0001,638
Premises and equipment expense$493,0001,210
Additional noninterest expense$706,0002,013
Pre-tax net operating income$118,0004,585
Securities gains (losses)$114,000258
Applicable income taxes$24,0003,068
Income before extraordinary items$208,0004,058
Extraordinary gains, net$05
Net income$208,0004,056
Minority interest net income$052
Net income of bank and minority interests.$208,0004,057
Net charge-offs$1,056,000209
Cash dividends$350,0001,603
Sale, conversion, retirement of capital stock, net$0529
Net operating income$105,4004,591
2018-12-31 (YTD Data)Rank
Total interest income$17,941,0001,592
Total interest expense$3,869,0001,169
Net interest income$14,072,0001,704
Provision for loan and lease losses$3,238,000353
Total noninterest income$2,870,0001,594
Gross Fiduciary activities income$52,000820
Service charges on deposit accounts$798,0001,375
Trading account gains and feesNANA
Additional Noninterest Income$2,020,0001,489
Total noninterest expense$12,277,0001,579
Salaries and employee benefits$6,967,0001,606
Premises and equipment expense$1,895,0001,237
Additional noninterest expense$3,415,0001,711
Pre-tax net operating income$1,427,0003,599
Securities gains (losses)$67,000380
Applicable income taxes$74,0003,228
Income before extraordinary items$1,420,0003,437
Extraordinary gains, net$06
Net income$1,420,0003,435
Minority interest net income$072
Net income of bank and minority interests.$1,420,0003,436
Net charge-offs$4,863,000204
Cash dividends$1,100,0002,099
Sale, conversion, retirement of capital stock, net$0671
Net operating income$1,356,3503,513
2018-09-30 (YTD Data)Rank
Total interest income$13,391,0001,580
Total interest expense$2,757,0001,155
Net interest income$10,634,0001,691
Provision for loan and lease losses$2,828,000305
Total noninterest income$2,128,0001,619
Gross Fiduciary activities income$45,000799
Service charges on deposit accounts$580,0001,413
Trading account gains and feesNANA
Additional Noninterest Income$1,503,0001,517
Total noninterest expense$9,457,0001,544
Salaries and employee benefits$5,331,0001,578
Premises and equipment expense$1,406,0001,245
Additional noninterest expense$2,720,0001,629
Pre-tax net operating income$477,0004,558
Securities gains (losses)$61,000384
Applicable income taxes$136,0002,813
Income before extraordinary items$402,0004,591
Extraordinary gains, net$05
Net income$402,0004,589
Minority interest net income$066
Net income of bank and minority interests.$402,0004,590
Net charge-offs$4,709,000174
Cash dividends$1,100,0001,582
Sale, conversion, retirement of capital stock, net$0633
Net operating income$353,8104,687
2018-06-30 (YTD Data)Rank
Total interest income$8,909,0001,569
Total interest expense$1,774,0001,125
Net interest income$7,135,0001,679
Provision for loan and lease losses$409,000962
Total noninterest income$1,349,0001,670
Gross Fiduciary activities income$12,000877
Service charges on deposit accounts$362,0001,494
Trading account gains and feesNANA
Additional Noninterest Income$975,0001,547
Total noninterest expense$6,341,0001,551
Salaries and employee benefits$3,592,0001,572
Premises and equipment expense$949,0001,235
Additional noninterest expense$1,800,0001,650
Pre-tax net operating income$1,734,0002,305
Securities gains (losses)$7,000660
Applicable income taxes$89,0002,804
Income before extraordinary items$1,652,0002,161
Extraordinary gains, net$06
Net income$1,652,0002,158
Minority interest net income$065
Net income of bank and minority interests.$1,652,0002,160
Net charge-offs$563,000490
Cash dividends$750,0001,560
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,645,3502,158
2018-03-31 (YTD Data)Rank
Total interest income$4,471,0001,547
Total interest expense$860,0001,107
Net interest income$3,611,0001,645
Provision for loan and lease losses$303,000671
Total noninterest income$727,0001,588
Gross Fiduciary activities income$1,000957
Service charges on deposit accounts$183,0001,489
Trading account gains and feesNANA
Additional Noninterest Income$543,0001,421
Total noninterest expense$3,263,0001,524
Salaries and employee benefits$1,796,0001,588
Premises and equipment expense$465,0001,276
Additional noninterest expense$1,002,0001,506
Pre-tax net operating income$772,0002,440
Securities gains (losses)$7,000490
Applicable income taxes$39,0002,860
Income before extraordinary items$740,0002,290
Extraordinary gains, net$07
Net income$740,0002,288
Minority interest net income$052
Net income of bank and minority interests.$740,0002,290
Net charge-offs$50,0001,196
Cash dividends$400,0001,360
Sale, conversion, retirement of capital stock, net$0580
Net operating income$733,3502,299
2017-12-31 (YTD Data)Rank
Total interest income$17,827,0001,501
Total interest expense$3,029,0001,077
Net interest income$14,798,0001,582
Provision for loan and lease losses$6,521,000211
Total noninterest income$2,348,0001,840
Gross Fiduciary activities income$24,000913
Service charges on deposit accounts$721,0001,534
Trading account gains and feesNANA
Additional Noninterest Income$1,603,0001,748
Total noninterest expense$11,848,0001,635
Salaries and employee benefits$6,617,0001,674
Premises and equipment expense$1,821,0001,280
Additional noninterest expense$3,410,0001,752
Pre-tax net operating income$-1,223,0005,618
Securities gains (losses)$72,000746
Applicable income taxes$04,135
Income before extraordinary items$-1,151,0005,585
Extraordinary gains, net$09
Net income$-1,151,0005,585
Minority interest net income$076
Net income of bank and minority interests.$-1,151,0005,585
Net charge-offs$6,365,000187
Cash dividends$1,000,0002,186
Sale, conversion, retirement of capital stock, net$0711
Net operating income$-1,223,0005,589
2017-09-30 (YTD Data)Rank
Total interest income$13,248,0001,508
Total interest expense$2,198,0001,088
Net interest income$11,050,0001,581
Provision for loan and lease losses$6,514,000176
Total noninterest income$1,758,0001,861
Gross Fiduciary activities income$12,000924
Service charges on deposit accounts$530,0001,564
Trading account gains and feesNANA
Additional Noninterest Income$1,216,0001,749
Total noninterest expense$8,798,0001,657
Salaries and employee benefits$5,059,0001,651
Premises and equipment expense$1,375,0001,280
Additional noninterest expense$2,364,0001,858
Pre-tax net operating income$-2,504,0005,719
Securities gains (losses)$51,000871
Applicable income taxes$22,0003,703
Income before extraordinary items$-2,475,0005,713
Extraordinary gains, net$09
Net income$-2,475,0005,713
Minority interest net income$071
Net income of bank and minority interests.$-2,475,0005,713
Net charge-offs$5,635,000152
Cash dividends$1,000,0001,672
Sale, conversion, retirement of capital stock, net$0677
Net operating income$-2,526,0005,713
2017-06-30 (YTD Data)Rank
Total interest income$8,871,0001,487
Total interest expense$1,412,0001,103
Net interest income$7,459,0001,553
Provision for loan and lease losses$308,0001,158
Total noninterest income$1,163,0001,866
Gross Fiduciary activities income$12,000900
Service charges on deposit accounts$339,0001,601
Trading account gains and feesNANA
Additional Noninterest Income$812,0001,760
Total noninterest expense$5,987,0001,643
Salaries and employee benefits$3,471,0001,611
Premises and equipment expense$907,0001,305
Additional noninterest expense$1,609,0001,822
Pre-tax net operating income$2,327,0001,803
Securities gains (losses)$27,000880
Applicable income taxes$126,0002,790
Income before extraordinary items$2,228,0001,563
Extraordinary gains, net$011
Net income$2,228,0001,562
Minority interest net income$071
Net income of bank and minority interests.$2,228,0001,563
Net charge-offs$48,0002,028
Cash dividends$2,078,000735
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,202,3501,553
2017-03-31 (YTD Data)Rank
Total interest income$4,387,0001,493
Total interest expense$693,0001,099
Net interest income$3,694,0001,552
Provision for loan and lease losses$154,0001,096
Total noninterest income$651,0001,729
Gross Fiduciary activities income$1,000986
Service charges on deposit accounts$164,0001,640
Trading account gains and feesNANA
Additional Noninterest Income$486,0001,550
Total noninterest expense$3,055,0001,629
Salaries and employee benefits$1,732,0001,627
Premises and equipment expense$470,0001,258
Additional noninterest expense$853,0001,739
Pre-tax net operating income$1,136,0001,787
Securities gains (losses)$6,000778
Applicable income taxes$67,0002,705
Income before extraordinary items$1,075,0001,581
Extraordinary gains, net$08
Net income$1,075,0001,580
Minority interest net income$055
Net income of bank and minority interests.$1,075,0001,581
Net charge-offs$-35,0005,406
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,069,3601,572
2016-12-31 (YTD Data)Rank
Total interest income$17,389,0001,463
Total interest expense$2,571,0001,117
Net interest income$14,818,0001,509
Provision for loan and lease losses$3,145,000374
Total noninterest income$2,201,0002,002
Gross Fiduciary activities income$23,000951
Service charges on deposit accounts$637,0001,728
Trading account gains and fees$0170
Additional Noninterest Income$1,541,0001,856
Total noninterest expense$11,671,0001,664
Salaries and employee benefits$6,515,0001,661
Premises and equipment expense$1,823,0001,280
Additional noninterest expense$3,333,0001,800
Pre-tax net operating income$2,203,0002,896
Securities gains (losses)$97,0001,369
Applicable income taxes$179,0002,998
Income before extraordinary items$2,121,0002,692
Extraordinary gains, net$05
Net income$2,121,0002,690
Minority interest net income$082
Net income of bank and minority interests.$2,121,0002,691
Net charge-offs$2,084,000378
Cash dividends$1,277,0001,893
Sale, conversion, retirement of capital stock, net$3,117,000124
Net operating income$2,031,7602,707
2016-09-30 (YTD Data)Rank
Total interest income$12,958,0001,476
Total interest expense$1,958,0001,097
Net interest income$11,000,0001,526
Provision for loan and lease losses$1,480,000518
Total noninterest income$1,590,0002,052
Gross Fiduciary activities income$23,000913
Service charges on deposit accounts$468,0001,759
Trading account gains and fees$0169
Additional Noninterest Income$1,099,0001,926
Total noninterest expense$8,691,0001,670
Salaries and employee benefits$4,894,0001,653
Premises and equipment expense$1,323,0001,326
Additional noninterest expense$2,474,0001,812
Pre-tax net operating income$2,419,0002,307
Securities gains (losses)$96,0001,292
Applicable income taxes$134,0003,060
Income before extraordinary items$2,381,0002,028
Extraordinary gains, net$05
Net income$2,381,0002,027
Minority interest net income$071
Net income of bank and minority interests.$2,381,0002,028
Net charge-offs$1,074,000457
Cash dividends$27,0003,715
Sale, conversion, retirement of capital stock, net$3,117,00090
Net operating income$2,289,8002,044
2016-06-30 (YTD Data)Rank
Total interest income$7,898,0001,610
Total interest expense$1,156,0001,243
Net interest income$6,742,0001,668
Provision for loan and lease losses$823,000587
Total noninterest income$986,0002,130
Gross Fiduciary activities income$11,000948
Service charges on deposit accounts$268,0001,950
Trading account gains and fees$0157
Additional Noninterest Income$707,0001,939
Total noninterest expense$5,455,0001,766
Salaries and employee benefits$3,102,0001,730
Premises and equipment expense$826,0001,394
Additional noninterest expense$1,527,0001,944
Pre-tax net operating income$1,450,0002,462
Securities gains (losses)$85,0001,078
Applicable income taxes$85,0003,094
Income before extraordinary items$1,450,0002,195
Extraordinary gains, net$016
Net income$1,450,0002,194
Minority interest net income$071
Net income of bank and minority interests.$1,450,0002,194
Net charge-offs$17,0002,863
Cash dividends$22,0003,582
Sale, conversion, retirement of capital stock, net$3,183,00067
Net operating income$1,370,1002,211
2016-03-31 (YTD Data)Rank
Total interest income$3,864,0001,641
Total interest expense$559,0001,268
Net interest income$3,305,0001,698
Provision for loan and lease losses$155,0001,124
Total noninterest income$502,0002,064
Gross Fiduciary activities income$1,0001,021
Service charges on deposit accounts$128,0002,012
Trading account gains and fees$0142
Additional Noninterest Income$373,0001,834
Total noninterest expense$2,669,0001,801
Salaries and employee benefits$1,573,0001,724
Premises and equipment expense$399,0001,448
Additional noninterest expense$697,0002,096
Pre-tax net operating income$983,0001,942
Securities gains (losses)$6,0001,655
Applicable income taxes$46,0003,035
Income before extraordinary items$943,0001,707
Extraordinary gains, net$012
Net income$943,0001,708
Minority interest net income$062
Net income of bank and minority interests.$943,0001,708
Net charge-offs$-19,0005,448
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$937,3001,677
2015-12-31 (YTD Data)Rank
Total interest income$14,093,0001,756
Total interest expense$2,042,0001,361
Net interest income$12,051,0001,817
Provision for loan and lease losses$1,421,000600
Total noninterest income$1,814,0002,241
Gross Fiduciary activities income$40,000921
Service charges on deposit accounts$555,0001,961
Trading account gains and fees$0159
Additional Noninterest Income$1,219,0002,120
Total noninterest expense$9,440,0001,996
Salaries and employee benefits$5,515,0001,892
Premises and equipment expense$1,503,0001,532
Additional noninterest expense$2,422,0002,405
Pre-tax net operating income$3,004,0002,325
Securities gains (losses)$13,0002,458
Applicable income taxes$102,0003,308
Income before extraordinary items$2,915,0002,099
Extraordinary gains, net$023
Net income$2,915,0002,100
Minority interest net income$081
Net income of bank and minority interests.$2,915,0002,101
Net charge-offs$1,632,000459
Cash dividends$4,000,000773
Sale, conversion, retirement of capital stock, net$6,479,00070
Net operating income$2,902,3902,062
2015-09-30 (YTD Data)Rank
Total interest income$10,154,0001,839
Total interest expense$1,477,0001,418
Net interest income$8,677,0001,899
Provision for loan and lease losses$810,000708
Total noninterest income$1,351,0002,255
Gross Fiduciary activities income$29,000916
Service charges on deposit accounts$400,0002,040
Trading account gains and fees$0153
Additional Noninterest Income$922,0002,131
Total noninterest expense$6,711,0002,098
Salaries and employee benefits$3,954,0001,971
Premises and equipment expense$1,078,0001,598
Additional noninterest expense$1,679,0002,561
Pre-tax net operating income$2,507,0002,188
Securities gains (losses)$15,0002,165
Applicable income taxes$126,0003,131
Income before extraordinary items$2,396,0001,953
Extraordinary gains, net$021
Net income$2,396,0001,955
Minority interest net income$078
Net income of bank and minority interests.$2,396,0001,955
Net charge-offs$764,000623
Cash dividends$1,400,0001,277
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,381,7501,933
2015-06-30 (YTD Data)Rank
Total interest income$6,706,0001,857
Total interest expense$974,0001,437
Net interest income$5,732,0001,907
Provision for loan and lease losses$506,000751
Total noninterest income$871,0002,315
Gross Fiduciary activities income$5,0001,028
Service charges on deposit accounts$261,0002,035
Trading account gains and fees$0157
Additional Noninterest Income$605,0002,167
Total noninterest expense$4,418,0002,134
Salaries and employee benefits$2,627,0001,988
Premises and equipment expense$704,0001,659
Additional noninterest expense$1,087,0002,633
Pre-tax net operating income$1,679,0002,162
Securities gains (losses)$7,0002,148
Applicable income taxes$85,0003,131
Income before extraordinary items$1,601,0001,932
Extraordinary gains, net$022
Net income$1,601,0001,934
Minority interest net income$075
Net income of bank and minority interests.$1,601,0001,934
Net charge-offs$758,000446
Cash dividends$250,0002,577
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,594,3501,901
2015-03-31 (YTD Data)Rank
Total interest income$3,336,0001,866
Total interest expense$489,0001,433
Net interest income$2,847,0001,927
Provision for loan and lease losses$202,000880
Total noninterest income$437,0002,291
Gross Fiduciary activities income$3,0001,013
Service charges on deposit accounts$122,0002,139
Trading account gains and fees$0152
Additional Noninterest Income$312,0002,069
Total noninterest expense$2,220,0002,126
Salaries and employee benefits$1,315,0001,996
Premises and equipment expense$359,0001,641
Additional noninterest expense$546,0002,617
Pre-tax net operating income$862,0002,095
Securities gains (losses)$13,0001,390
Applicable income taxes$41,0003,134
Income before extraordinary items$834,0001,867
Extraordinary gains, net$013
Net income$834,0001,869
Minority interest net income$064
Net income of bank and minority interests.$834,0001,869
Net charge-offs$-45,0005,921
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$821,6501,824
2014-12-31 (YTD Data)Rank
Total interest income$13,284,0001,882
Total interest expense$2,508,0001,165
Net interest income$10,776,0001,991
Provision for loan and lease losses$609,0001,263
Total noninterest income$1,717,0002,329
Gross Fiduciary activities income$15,0001,039
Service charges on deposit accounts$542,0002,152
Trading account gains and fees$0180
Additional Noninterest Income$1,160,0002,127
Total noninterest expense$8,502,0002,209
Salaries and employee benefits$4,947,0002,070
Premises and equipment expense$1,400,0001,675
Additional noninterest expense$2,155,0002,721
Pre-tax net operating income$3,382,0002,087
Securities gains (losses)$190,000832
Applicable income taxes$178,0003,045
Income before extraordinary items$3,394,0001,828
Extraordinary gains, net$017
Net income$3,394,0001,828
Minority interest net income$084
Net income of bank and minority interests.$3,394,0001,827
Net charge-offs$237,0002,281
Cash dividends$1,675,0001,457
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,213,5001,871
2014-09-30 (YTD Data)Rank
Total interest income$9,921,0001,895
Total interest expense$1,962,0001,141
Net interest income$7,959,0002,021
Provision for loan and lease losses$454,0001,230
Total noninterest income$1,224,0002,408
Gross Fiduciary activities income$14,0001,006
Service charges on deposit accounts$395,0002,215
Trading account gains and fees$0174
Additional Noninterest Income$815,0002,232
Total noninterest expense$6,456,0002,192
Salaries and employee benefits$3,811,0002,019
Premises and equipment expense$1,074,0001,649
Additional noninterest expense$1,571,0002,772
Pre-tax net operating income$2,273,0002,299
Securities gains (losses)$221,000603
Applicable income taxes$120,0003,181
Income before extraordinary items$2,374,0001,929
Extraordinary gains, net$015
Net income$2,374,0001,929
Minority interest net income$081
Net income of bank and minority interests.$2,374,0001,928
Net charge-offs$115,0002,557
Cash dividends$550,0002,111
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,164,0502,041
2014-06-30 (YTD Data)Rank
Total interest income$6,569,0001,903
Total interest expense$1,327,0001,131
Net interest income$5,242,0002,033
Provision for loan and lease losses$297,0001,317
Total noninterest income$792,0002,427
Gross Fiduciary activities income$12,000987
Service charges on deposit accounts$245,0002,306
Trading account gains and fees$0172
Additional Noninterest Income$535,0002,223
Total noninterest expense$4,311,0002,177
Salaries and employee benefits$2,543,0002,030
Premises and equipment expense$717,0001,646
Additional noninterest expense$1,051,0002,765
Pre-tax net operating income$1,426,0002,351
Securities gains (losses)$103,000767
Applicable income taxes$73,0003,240
Income before extraordinary items$1,456,0002,036
Extraordinary gains, net$020
Net income$1,456,0002,039
Minority interest net income$080
Net income of bank and minority interests.$1,456,0002,038
Net charge-offs$-7,0005,559
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,358,1502,096
2014-03-31 (YTD Data)Rank
Total interest income$3,261,0001,907
Total interest expense$667,0001,131
Net interest income$2,594,0002,053
Provision for loan and lease losses$144,0001,337
Total noninterest income$390,0002,409
Gross Fiduciary activities income$1,0001,081
Service charges on deposit accounts$112,0002,440
Trading account gains and fees$0147
Additional Noninterest Income$277,0002,114
Total noninterest expense$2,175,0002,175
Salaries and employee benefits$1,267,0002,047
Premises and equipment expense$377,0001,599
Additional noninterest expense$531,0002,750
Pre-tax net operating income$665,0002,409
Securities gains (losses)$13,0001,084
Applicable income taxes$34,0003,221
Income before extraordinary items$644,0002,149
Extraordinary gains, net$016
Net income$644,0002,151
Minority interest net income$066
Net income of bank and minority interests.$644,0002,151
Net charge-offs$-9,0005,700
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$631,6502,145
2013-12-31 (YTD Data)Rank
Total interest income$13,301,0001,879
Total interest expense$2,890,0001,169
Net interest income$10,411,0002,025
Provision for loan and lease losses$1,112,0001,007
Total noninterest income$1,594,0002,483
Gross Fiduciary activities income$13,0001,087
Service charges on deposit accounts$478,0002,475
Trading account gains and fees$0184
Additional Noninterest Income$1,103,0002,240
Total noninterest expense$8,135,0002,301
Salaries and employee benefits$4,662,0002,196
Premises and equipment expense$1,353,0001,735
Additional noninterest expense$2,120,0002,850
Pre-tax net operating income$2,758,0002,301
Securities gains (losses)$209,000866
Applicable income taxes$150,0003,159
Income before extraordinary items$2,817,0001,993
Extraordinary gains, net$029
Net income$2,817,0001,996
Minority interest net income$090
Net income of bank and minority interests.$2,817,0001,997
Net charge-offs$2,114,000714
Cash dividends$1,600,0001,411
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,618,4502,065
2013-09-30 (YTD Data)Rank
Total interest income$9,969,0001,889
Total interest expense$2,190,0001,195
Net interest income$7,779,0002,032
Provision for loan and lease losses$532,0001,452
Total noninterest income$1,214,0002,518
Gross Fiduciary activities income$13,0001,043
Service charges on deposit accounts$343,0002,574
Trading account gains and fees$0180
Additional Noninterest Income$858,0002,257
Total noninterest expense$6,160,0002,298
Salaries and employee benefits$3,577,0002,139
Premises and equipment expense$1,014,0001,751
Additional noninterest expense$1,569,0002,874
Pre-tax net operating income$2,301,0002,202
Securities gains (losses)$209,000801
Applicable income taxes$122,0003,168
Income before extraordinary items$2,388,0001,840
Extraordinary gains, net$025
Net income$2,388,0001,844
Minority interest net income$084
Net income of bank and minority interests.$2,388,0001,845
Net charge-offs$1,711,000670
Cash dividends$1,600,0001,044
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,189,4501,922
2013-06-30 (YTD Data)Rank
Total interest income$6,645,0001,883
Total interest expense$1,476,0001,211
Net interest income$5,169,0002,025
Provision for loan and lease losses$451,0001,249
Total noninterest income$835,0002,484
Gross Fiduciary activities income$12,0001,009
Service charges on deposit accounts$219,0002,620
Trading account gains and fees$0157
Additional Noninterest Income$604,0002,221
Total noninterest expense$4,140,0002,292
Salaries and employee benefits$2,388,0002,150
Premises and equipment expense$672,0001,746
Additional noninterest expense$1,080,0002,783
Pre-tax net operating income$1,413,0002,299
Securities gains (losses)$209,000727
Applicable income taxes$78,0003,179
Income before extraordinary items$1,544,0001,885
Extraordinary gains, net$022
Net income$1,544,0001,891
Minority interest net income$082
Net income of bank and minority interests.$1,544,0001,891
Net charge-offs$1,587,000548
Cash dividends$800,0001,280
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,345,4502,029
2013-03-31 (YTD Data)Rank
Total interest income$3,433,0001,841
Total interest expense$751,0001,227
Net interest income$2,682,0001,983
Provision for loan and lease losses$75,0002,354
Total noninterest income$439,0002,425
Gross Fiduciary activities income$2,0001,072
Service charges on deposit accounts$107,0002,659
Trading account gains and fees$0148
Additional Noninterest Income$330,0002,099
Total noninterest expense$2,020,0002,345
Salaries and employee benefits$1,197,0002,158
Premises and equipment expense$339,0001,764
Additional noninterest expense$484,0003,072
Pre-tax net operating income$1,026,0001,662
Securities gains (losses)$35,0001,071
Applicable income taxes$51,0002,973
Income before extraordinary items$1,010,0001,469
Extraordinary gains, net$010
Net income$1,010,0001,472
Minority interest net income$076
Net income of bank and minority interests.$1,010,0001,471
Net charge-offs$363,000935
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$976,7501,460
2012-12-31 (YTD Data)Rank
Total interest income$15,166,0001,746
Total interest expense$3,482,0001,291
Net interest income$11,684,0001,876
Provision for loan and lease losses$1,151,0001,620
Total noninterest income$1,953,0002,226
Gross Fiduciary activities income$12,0001,105
Service charges on deposit accounts$498,0002,496
Trading account gains and fees$0166
Additional Noninterest Income$1,443,0001,896
Total noninterest expense$7,814,0002,428
Salaries and employee benefits$4,658,0002,143
Premises and equipment expense$1,299,0001,820
Additional noninterest expense$1,857,0003,257
Pre-tax net operating income$4,672,0001,459
Securities gains (losses)$3,0003,606
Applicable income taxes$231,0002,894
Income before extraordinary items$4,444,0001,330
Extraordinary gains, net$029
Net income$4,444,0001,330
Minority interest net income$093
Net income of bank and minority interests.$4,444,0001,331
Net charge-offs$692,0002,243
Cash dividends$2,600,000978
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,441,1501,272
2012-09-30 (YTD Data)Rank
Total interest income$11,557,0001,750
Total interest expense$2,687,0001,317
Net interest income$8,870,0001,873
Provision for loan and lease losses$926,0001,521
Total noninterest income$1,488,0002,187
Gross Fiduciary activities income$11,0001,072
Service charges on deposit accounts$340,0002,709
Trading account gains and fees$0157
Additional Noninterest Income$1,137,0001,830
Total noninterest expense$5,809,0002,446
Salaries and employee benefits$3,493,0002,135
Premises and equipment expense$965,0001,846
Additional noninterest expense$1,351,0003,372
Pre-tax net operating income$3,623,0001,454
Securities gains (losses)$335,0001,018
Applicable income taxes$190,0002,886
Income before extraordinary items$3,768,0001,193
Extraordinary gains, net$020
Net income$3,768,0001,193
Minority interest net income$086
Net income of bank and minority interests.$3,768,0001,193
Net charge-offs$455,0002,309
Cash dividends$600,0001,829
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,449,7501,243
2012-06-30 (YTD Data)Rank
Total interest income$7,766,0001,742
Total interest expense$1,831,0001,327
Net interest income$5,935,0001,868
Provision for loan and lease losses$451,0001,912
Total noninterest income$1,064,0002,078
Gross Fiduciary activities income$11,0001,043
Service charges on deposit accounts$220,0002,754
Trading account gains and fees$0153
Additional Noninterest Income$833,0001,715
Total noninterest expense$3,845,0002,461
Salaries and employee benefits$2,327,0002,133
Premises and equipment expense$642,0001,849
Additional noninterest expense$876,0003,443
Pre-tax net operating income$2,703,0001,304
Securities gains (losses)$175,0001,202
Applicable income taxes$137,0002,793
Income before extraordinary items$2,741,0001,094
Extraordinary gains, net$019
Net income$2,741,0001,095
Minority interest net income$084
Net income of bank and minority interests.$2,741,0001,094
Net charge-offs$17,0004,718
Cash dividends$600,0001,414
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,574,7501,093
2012-03-31 (YTD Data)Rank
Total interest income$3,892,0001,751
Total interest expense$933,0001,353
Net interest income$2,959,0001,876
Provision for loan and lease losses$225,0001,839
Total noninterest income$645,0001,817
Gross Fiduciary activities income$1,0001,128
Service charges on deposit accounts$106,0002,801
Trading account gains and fees$0148
Additional Noninterest Income$538,0001,437
Total noninterest expense$1,913,0002,461
Salaries and employee benefits$1,163,0002,151
Premises and equipment expense$317,0001,879
Additional noninterest expense$433,0003,457
Pre-tax net operating income$1,466,0001,197
Securities gains (losses)$68,0001,092
Applicable income taxes$75,0002,697
Income before extraordinary items$1,459,0001,019
Extraordinary gains, net$019
Net income$1,459,0001,021
Minority interest net income$078
Net income of bank and minority interests.$1,459,0001,020
Net charge-offs$134,0002,190
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,394,4001,001
2011-12-31 (YTD Data)Rank
Total interest income$15,247,0001,846
Total interest expense$4,382,0001,386
Net interest income$10,865,0002,010
Provision for loan and lease losses$754,0002,821
Total noninterest income$1,273,0002,693
Gross Fiduciary activities income$12,0001,079
Service charges on deposit accounts$518,0002,490
Trading account gains and fees$0146
Additional Noninterest Income$743,0002,560
Total noninterest expense$8,052,0002,351
Salaries and employee benefits$4,782,0002,026
Premises and equipment expense$1,262,0001,962
Additional noninterest expense$2,008,0003,136
Pre-tax net operating income$3,332,0001,667
Securities gains (losses)$145,0001,733
Applicable income taxes$177,0003,005
Income before extraordinary items$3,300,0001,484
Extraordinary gains, net$029
Net income$3,300,0001,484
Minority interest net income$096
Net income of bank and minority interests.$3,300,0001,484
Net charge-offs$214,0004,221
Cash dividends$1,600,0001,159
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,162,2501,469
2011-09-30 (YTD Data)Rank
Total interest income$11,302,0001,891
Total interest expense$3,405,0001,394
Net interest income$7,897,0002,084
Provision for loan and lease losses$582,0002,673
Total noninterest income$748,0003,132
Gross Fiduciary activities income$11,0001,030
Service charges on deposit accounts$359,0002,679
Trading account gains and fees$0145
Additional Noninterest Income$378,0003,132
Total noninterest expense$5,823,0002,447
Salaries and employee benefits$3,359,0002,163
Premises and equipment expense$928,0002,022
Additional noninterest expense$1,536,0003,087
Pre-tax net operating income$2,240,0001,910
Securities gains (losses)$43,0002,413
Applicable income taxes$120,0003,072
Income before extraordinary items$2,163,0001,718
Extraordinary gains, net$021
Net income$2,163,0001,719
Minority interest net income$087
Net income of bank and minority interests.$2,163,0001,719
Net charge-offs$127,0004,181
Cash dividends$550,0001,703
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,122,1501,669
2011-06-30 (YTD Data)Rank
Total interest income$7,470,0001,925
Total interest expense$2,385,0001,375
Net interest income$5,085,0002,149
Provision for loan and lease losses$419,0002,547
Total noninterest income$413,0003,495
Gross Fiduciary activities income$1,0001,171
Service charges on deposit accounts$235,0002,693
Trading account gains and fees$0153
Additional Noninterest Income$177,0003,686
Total noninterest expense$3,973,0002,424
Salaries and employee benefits$2,242,0002,181
Premises and equipment expense$617,0002,043
Additional noninterest expense$1,114,0002,913
Pre-tax net operating income$1,106,0002,375
Securities gains (losses)$5,0002,547
Applicable income taxes$63,0003,200
Income before extraordinary items$1,048,0002,193
Extraordinary gains, net$015
Net income$1,048,0002,193
Minority interest net income$089
Net income of bank and minority interests.$1,048,0002,193
Net charge-offs$114,0003,709
Cash dividends$550,0001,327
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,043,3002,124
2011-03-31 (YTD Data)Rank
Total interest income$3,722,0001,940
Total interest expense$1,249,0001,362
Net interest income$2,473,0002,209
Provision for loan and lease losses$165,0002,657
Total noninterest income$53,0005,872
Gross Fiduciary activities income$1,0001,126
Service charges on deposit accounts$115,0002,685
Trading account gains and fees$0158
Additional Noninterest Income$-63,0007,319
Total noninterest expense$2,062,0002,362
Salaries and employee benefits$1,120,0002,195
Premises and equipment expense$320,0002,010
Additional noninterest expense$622,0002,649
Pre-tax net operating income$299,0003,535
Securities gains (losses)$01,772
Applicable income taxes$23,0003,360
Income before extraordinary items$276,0003,392
Extraordinary gains, net$09
Net income$276,0003,389
Minority interest net income$086
Net income of bank and minority interests.$276,0003,390
Net charge-offs$13,0004,276
Cash dividends$550,000674
Sale, conversion, retirement of capital stock, net$0925
Net operating income$276,0003,339
2010-12-31 (YTD Data)Rank
Total interest income$15,848,0001,911
Total interest expense$5,624,0001,475
Net interest income$10,224,0002,137
Provision for loan and lease losses$752,0003,473
Total noninterest income$1,453,0002,570
Gross Fiduciary activities income$7,0001,193
Service charges on deposit accounts$576,0002,368
Trading account gains and fees$0175
Additional Noninterest Income$870,0002,385
Total noninterest expense$8,364,0002,309
Salaries and employee benefits$4,368,0002,215
Premises and equipment expense$1,183,0002,128
Additional noninterest expense$2,813,0002,405
Pre-tax net operating income$2,561,0001,850
Securities gains (losses)$421,0001,020
Applicable income taxes$159,0002,889
Income before extraordinary items$2,823,0001,475
Extraordinary gains, net$029
Net income$2,823,0001,477
Minority interest net income$0111
Net income of bank and minority interests.$2,823,0001,478
Net charge-offs$1,081,0002,578
Cash dividends$1,350,0001,179
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,423,0501,637
2010-09-30 (YTD Data)Rank
Total interest income$11,975,0001,935
Total interest expense$4,258,0001,523
Net interest income$7,717,0002,146
Provision for loan and lease losses$526,0003,461
Total noninterest income$917,0002,898
Gross Fiduciary activities income$5,0001,172
Service charges on deposit accounts$412,0002,530
Trading account gains and fees$0165
Additional Noninterest Income$500,0002,758
Total noninterest expense$5,606,0002,587
Salaries and employee benefits$3,222,0002,250
Premises and equipment expense$879,0002,182
Additional noninterest expense$1,505,0003,213
Pre-tax net operating income$2,502,0001,580
Securities gains (losses)$53,0002,375
Applicable income taxes$128,0002,922
Income before extraordinary items$2,427,0001,368
Extraordinary gains, net$023
Net income$2,427,0001,371
Minority interest net income$0110
Net income of bank and minority interests.$2,427,0001,372
Net charge-offs$653,0002,714
Cash dividends$1,350,000818
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,376,6501,343
2010-06-30 (YTD Data)Rank
Total interest income$7,955,0001,962
Total interest expense$2,844,0001,591
Net interest income$5,111,0002,167
Provision for loan and lease losses$301,0003,586
Total noninterest income$546,0003,052
Gross Fiduciary activities income$5,0001,142
Service charges on deposit accounts$269,0002,574
Trading account gains and fees$0152
Additional Noninterest Income$272,0003,000
Total noninterest expense$3,742,0002,596
Salaries and employee benefits$2,087,0002,341
Premises and equipment expense$583,0002,213
Additional noninterest expense$1,072,0003,015
Pre-tax net operating income$1,614,0001,608
Securities gains (losses)$53,0001,843
Applicable income taxes$83,0002,935
Income before extraordinary items$1,584,0001,388
Extraordinary gains, net$019
Net income$1,584,0001,388
Minority interest net income$0105
Net income of bank and minority interests.$1,584,0001,389
Net charge-offs$223,0003,406
Cash dividends$900,000798
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,533,6501,375
2010-03-31 (YTD Data)Rank
Total interest income$3,964,0002,021
Total interest expense$1,435,0001,641
Net interest income$2,529,0002,200
Provision for loan and lease losses$225,0002,809
Total noninterest income$333,0002,666
Gross Fiduciary activities income$1,0001,185
Service charges on deposit accounts$131,0002,617
Trading account gains and fees$0175
Additional Noninterest Income$201,0002,388
Total noninterest expense$1,741,0002,780
Salaries and employee benefits$962,0002,557
Premises and equipment expense$297,0002,221
Additional noninterest expense$482,0003,284
Pre-tax net operating income$896,0001,460
Securities gains (losses)$20,0001,521
Applicable income taxes$46,0002,855
Income before extraordinary items$870,0001,256
Extraordinary gains, net$016
Net income$870,0001,259
Minority interest net income$091
Net income of bank and minority interests.$870,0001,258
Net charge-offs$209,0002,381
Cash dividends$450,000752
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$851,0001,250
2009-12-31 (YTD Data)Rank
Total interest income$16,485,0002,067
Total interest expense$6,870,0001,718
Net interest income$9,615,0002,273
Provision for loan and lease losses$1,565,0002,823
Total noninterest income$1,597,0002,455
Gross Fiduciary activities income$55,000949
Service charges on deposit accounts$602,0002,532
Trading account gains and fees$0211
Additional Noninterest Income$940,0002,228
Total noninterest expense$7,640,0002,580
Salaries and employee benefits$3,985,0002,455
Premises and equipment expense$1,166,0002,271
Additional noninterest expense$2,489,0002,744
Pre-tax net operating income$2,007,0001,903
Securities gains (losses)$170,0001,678
Applicable income taxes$105,0002,853
Income before extraordinary items$2,072,0001,611
Extraordinary gains, net$034
Net income$2,072,0001,609
Minority interest net income$0115
Net income of bank and minority interests.$2,072,0001,610
Net charge-offs$965,0002,906
Cash dividends$650,0002,206
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,910,5001,711
2009-09-30 (YTD Data)Rank
Total interest income$12,368,0002,095
Total interest expense$5,275,0001,756
Net interest income$7,093,0002,310
Provision for loan and lease losses$1,089,0002,661
Total noninterest income$1,200,0002,506
Gross Fiduciary activities income$44,000931
Service charges on deposit accounts$425,0002,644
Trading account gains and fees$0212
Additional Noninterest Income$731,0002,238
Total noninterest expense$5,777,0002,566
Salaries and employee benefits$2,921,0002,527
Premises and equipment expense$860,0002,330
Additional noninterest expense$1,996,0002,578
Pre-tax net operating income$1,427,0002,134
Securities gains (losses)$146,0001,527
Applicable income taxes$72,0003,102
Income before extraordinary items$1,501,0001,773
Extraordinary gains, net$027
Net income$1,501,0001,773
Minority interest net income$0118
Net income of bank and minority interests.$1,501,0001,773
Net charge-offs$561,0002,880
Cash dividends$650,0001,695
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,362,3001,907
2009-06-30 (YTD Data)Rank
Total interest income$8,192,0002,147
Total interest expense$3,566,0001,806
Net interest income$4,626,0002,356
Provision for loan and lease losses$489,0003,005
Total noninterest income$864,0002,406
Gross Fiduciary activities income$44,000888
Service charges on deposit accounts$279,0002,644
Trading account gains and fees$0193
Additional Noninterest Income$541,0002,112
Total noninterest expense$4,038,0002,472
Salaries and employee benefits$2,004,0002,505
Premises and equipment expense$570,0002,359
Additional noninterest expense$1,464,0002,389
Pre-tax net operating income$963,0002,185
Securities gains (losses)$117,0001,371
Applicable income taxes$55,0003,087
Income before extraordinary items$1,025,0001,811
Extraordinary gains, net$021
Net income$1,025,0001,808
Minority interest net income$0112
Net income of bank and minority interests.$1,025,0001,810
Net charge-offs$508,0002,333
Cash dividends$650,0001,329
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$913,8501,934
2009-03-31 (YTD Data)Rank
Total interest income$4,072,0002,183
Total interest expense$1,776,0001,869
Net interest income$2,296,0002,363
Provision for loan and lease losses$335,0002,180
Total noninterest income$459,0002,268
Gross Fiduciary activities income$17,000933
Service charges on deposit accounts$137,0002,645
Trading account gains and fees$0171
Additional Noninterest Income$305,0001,935
Total noninterest expense$1,743,0002,755
Salaries and employee benefits$912,0002,771
Premises and equipment expense$289,0002,367
Additional noninterest expense$542,0002,812
Pre-tax net operating income$677,0001,854
Securities gains (losses)$95,0001,026
Applicable income taxes$39,0003,088
Income before extraordinary items$733,0001,486
Extraordinary gains, net$015
Net income$733,0001,488
Minority interest net income$0102
Net income of bank and minority interests.$733,0001,488
Net charge-offs$61,0003,361
Cash dividends$425,0001,036
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$642,7501,594
2008-12-31 (YTD Data)Rank
Total interest income$17,008,0002,225
Total interest expense$8,171,0001,927
Net interest income$8,837,0002,466
Provision for loan and lease losses$781,0003,084
Total noninterest income$1,537,0002,575
Gross Fiduciary activities income$3,0001,325
Service charges on deposit accounts$644,0002,506
Trading account gains and fees$0154
Additional Noninterest Income$890,0002,306
Total noninterest expense$6,871,0002,724
Salaries and employee benefits$3,814,0002,618
Premises and equipment expense$1,198,0002,249
Additional noninterest expense$1,859,0003,053
Pre-tax net operating income$2,722,0001,957
Securities gains (losses)$117,0001,018
Applicable income taxes$143,0003,103
Income before extraordinary items$2,696,0001,513
Extraordinary gains, net$039
Net income$2,696,0001,514
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$742,0002,291
Cash dividends$1,450,0001,770
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,584,8501,678
2008-09-30 (YTD Data)Rank
Total interest income$12,778,0002,269
Total interest expense$6,260,0001,971
Net interest income$6,518,0002,524
Provision for loan and lease losses$355,0003,276
Total noninterest income$1,226,0002,539
Gross Fiduciary activities income$2,0001,311
Service charges on deposit accounts$468,0002,583
Trading account gains and fees$0148
Additional Noninterest Income$756,0002,190
Total noninterest expense$4,858,0002,837
Salaries and employee benefits$2,689,0002,790
Premises and equipment expense$882,0002,296
Additional noninterest expense$1,287,0003,186
Pre-tax net operating income$2,531,0001,907
Securities gains (losses)$39,0001,595
Applicable income taxes$129,0003,361
Income before extraordinary items$2,441,0001,495
Extraordinary gains, net$031
Net income$2,441,0001,493
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$406,0002,205
Cash dividends$1,050,0001,727
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,403,9501,604
2008-06-30 (YTD Data)Rank
Total interest income$8,608,0002,279
Total interest expense$4,269,0002,021
Net interest income$4,339,0002,520
Provision for loan and lease losses$280,0002,650
Total noninterest income$617,0003,079
Gross Fiduciary activities income$2,0001,285
Service charges on deposit accounts$308,0002,590
Trading account gains and fees$0149
Additional Noninterest Income$307,0002,981
Total noninterest expense$3,238,0002,849
Salaries and employee benefits$1,806,0002,804
Premises and equipment expense$586,0002,308
Additional noninterest expense$846,0003,193
Pre-tax net operating income$1,438,0002,292
Securities gains (losses)$30,0001,782
Applicable income taxes$80,0003,665
Income before extraordinary items$1,388,0001,930
Extraordinary gains, net$021
Net income$1,388,0001,932
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$312,0001,760
Cash dividends$700,0001,851
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,359,5001,923
2008-03-31 (YTD Data)Rank
Total interest income$4,359,0002,311
Total interest expense$2,222,0002,059
Net interest income$2,137,0002,548
Provision for loan and lease losses$77,0003,104
Total noninterest income$293,0003,183
Gross Fiduciary activities income$2,0001,203
Service charges on deposit accounts$152,0002,585
Trading account gains and fees$0158
Additional Noninterest Income$139,0003,174
Total noninterest expense$1,544,0002,970
Salaries and employee benefits$819,0003,098
Premises and equipment expense$309,0002,203
Additional noninterest expense$416,0003,195
Pre-tax net operating income$809,0002,137
Securities gains (losses)$25,0001,479
Applicable income taxes$42,0003,739
Income before extraordinary items$792,0001,833
Extraordinary gains, net$015
Net income$792,0001,835
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0002,520
Cash dividends$350,0001,724
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$768,2501,816
2007-12-31 (YTD Data)Rank
Total interest income$17,578,0002,344
Total interest expense$9,536,0002,009
Net interest income$8,042,0002,713
Provision for loan and lease losses$241,0003,567
Total noninterest income$1,066,0003,415
Gross Fiduciary activities income$1,0001,439
Service charges on deposit accounts$652,0002,512
Trading account gains and fees$0178
Additional Noninterest Income$413,0003,676
Total noninterest expense$6,545,0002,737
Salaries and employee benefits$3,574,0002,743
Premises and equipment expense$1,197,0002,167
Additional noninterest expense$1,774,0002,970
Pre-tax net operating income$2,322,0002,990
Securities gains (losses)$27,0001,002
Applicable income taxes$118,0004,351
Income before extraordinary items$2,231,0002,601
Extraordinary gains, net$039
Net income$2,231,0002,600
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$294,0002,319
Cash dividends$1,310,0002,208
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,205,3502,623
2007-09-30 (YTD Data)Rank
Total interest income$13,047,0002,367
Total interest expense$7,106,0002,019
Net interest income$5,941,0002,753
Provision for loan and lease losses$241,0002,674
Total noninterest income$857,0003,244
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$457,0002,630
Trading account gains and fees$0184
Additional Noninterest Income$400,0003,207
Total noninterest expense$4,715,0002,818
Salaries and employee benefits$2,583,0002,831
Premises and equipment expense$875,0002,207
Additional noninterest expense$1,257,0003,064
Pre-tax net operating income$1,842,0003,005
Securities gains (losses)$15,000891
Applicable income taxes$93,0004,504
Income before extraordinary items$1,764,0002,633
Extraordinary gains, net$033
Net income$1,764,0002,631
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$169,0002,180
Cash dividends$985,0002,041
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,749,7502,630
2007-06-30 (YTD Data)Rank
Total interest income$8,544,0002,427
Total interest expense$4,654,0002,055
Net interest income$3,890,0002,827
Provision for loan and lease losses$180,0002,301
Total noninterest income$602,0003,138
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$304,0002,622
Trading account gains and fees$0168
Additional Noninterest Income$298,0003,020
Total noninterest expense$3,186,0002,808
Salaries and employee benefits$1,759,0002,823
Premises and equipment expense$586,0002,200
Additional noninterest expense$841,0003,061
Pre-tax net operating income$1,126,0003,250
Securities gains (losses)$13,000798
Applicable income taxes$57,0004,659
Income before extraordinary items$1,082,0002,865
Extraordinary gains, net$029
Net income$1,082,0002,864
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$155,0001,587
Cash dividends$660,0002,049
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,069,6502,865
2007-03-31 (YTD Data)Rank
Total interest income$4,153,0002,478
Total interest expense$2,263,0002,096
Net interest income$1,890,0002,901
Provision for loan and lease losses$90,0002,153
Total noninterest income$309,0003,052
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$153,0002,568
Trading account gains and fees$0195
Additional Noninterest Income$156,0002,940
Total noninterest expense$1,543,0002,903
Salaries and employee benefits$796,0003,099
Premises and equipment expense$303,0002,157
Additional noninterest expense$444,0002,896
Pre-tax net operating income$566,0003,256
Securities gains (losses)$9,000715
Applicable income taxes$29,0004,646
Income before extraordinary items$546,0002,830
Extraordinary gains, net$022
Net income$546,0002,831
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0002,323
Cash dividends$325,0001,898
Sale, conversion, retirement of capital stock, net$0885
Net operating income$537,4502,848
2006-12-31 (YTD Data)Rank
Total interest income$15,139,0002,534
Total interest expense$7,695,0002,110
Net interest income$7,444,0002,940
Provision for loan and lease losses$496,0001,926
Total noninterest income$1,169,0003,176
Gross Fiduciary activities income$8,0001,304
Service charges on deposit accounts$633,0002,580
Trading account gains and fees$0130
Additional Noninterest Income$528,0003,241
Total noninterest expense$5,894,0002,914
Salaries and employee benefits$3,327,0002,857
Premises and equipment expense$1,045,0002,363
Additional noninterest expense$1,522,0003,262
Pre-tax net operating income$2,223,0003,407
Securities gains (losses)$18,000936
Applicable income taxes$120,0004,816
Income before extraordinary items$2,121,0002,974
Extraordinary gains, net$051
Net income$2,121,0002,974
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$249,0001,909
Cash dividends$1,250,0002,194
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,103,9002,986
2006-09-30 (YTD Data)Rank
Total interest income$11,018,0002,589
Total interest expense$5,472,0002,159
Net interest income$5,546,0002,995
Provision for loan and lease losses$86,0004,427
Total noninterest income$836,0003,303
Gross Fiduciary activities income$8,0001,232
Service charges on deposit accounts$436,0002,772
Trading account gains and fees$0126
Additional Noninterest Income$392,0003,255
Total noninterest expense$4,191,0003,049
Salaries and employee benefits$2,356,0002,995
Premises and equipment expense$759,0002,443
Additional noninterest expense$1,076,0003,412
Pre-tax net operating income$2,105,0003,009
Securities gains (losses)$14,000824
Applicable income taxes$106,0004,872
Income before extraordinary items$2,013,0002,547
Extraordinary gains, net$045
Net income$2,013,0002,549
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,625
Cash dividends$925,0002,035
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,999,7002,552
2006-06-30 (YTD Data)Rank
Total interest income$7,098,0002,628
Total interest expense$3,385,0002,203
Net interest income$3,713,0002,985
Provision for loan and lease losses$56,0004,329
Total noninterest income$572,0003,221
Gross Fiduciary activities income$5,0001,257
Service charges on deposit accounts$289,0002,738
Trading account gains and fees$0126
Additional Noninterest Income$278,0003,155
Total noninterest expense$2,817,0003,040
Salaries and employee benefits$1,593,0002,971
Premises and equipment expense$501,0002,461
Additional noninterest expense$723,0003,380
Pre-tax net operating income$1,412,0003,001
Securities gains (losses)$12,000697
Applicable income taxes$71,0004,907
Income before extraordinary items$1,353,0002,533
Extraordinary gains, net$039
Net income$1,353,0002,535
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0004,447
Cash dividends$600,0002,089
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,341,6002,531
2006-03-31 (YTD Data)Rank
Total interest income$3,374,0002,683
Total interest expense$1,558,0002,265
Net interest income$1,816,0003,031
Provision for loan and lease losses$26,0004,229
Total noninterest income$264,0003,353
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$128,0002,944
Trading account gains and fees$0115
Additional Noninterest Income$136,0003,156
Total noninterest expense$1,267,0003,331
Salaries and employee benefits$704,0003,320
Premises and equipment expense$244,0002,516
Additional noninterest expense$319,0003,714
Pre-tax net operating income$787,0002,742
Securities gains (losses)$10,000584
Applicable income taxes$40,0004,735
Income before extraordinary items$757,0002,304
Extraordinary gains, net$021
Net income$757,0002,305
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,0007,977
Cash dividends$300,0001,914
Sale, conversion, retirement of capital stock, net$0648
Net operating income$747,5002,312
2005-12-31 (YTD Data)Rank
Total interest income$12,403,0002,641
Total interest expense$5,455,0002,047
Net interest income$6,948,0003,057
Provision for loan and lease losses$500,0001,892
Total noninterest income$1,334,0002,900
Gross Fiduciary activities income$1,0001,485
Service charges on deposit accounts$560,0002,812
Trading account gains and fees$0138
Additional Noninterest Income$773,0002,603
Total noninterest expense$5,672,0002,895
Salaries and employee benefits$3,184,0002,819
Premises and equipment expense$909,0002,572
Additional noninterest expense$1,579,0003,108
Pre-tax net operating income$2,110,0003,558
Securities gains (losses)$-377,0008,677
Applicable income taxes$115,0005,256
Income before extraordinary items$1,618,0003,608
Extraordinary gains, net$046
Net income$1,618,0003,609
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$325,0001,623
Cash dividends$1,200,0002,126
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,968,6103,092
2005-09-30 (YTD Data)Rank
Total interest income$9,191,0002,611
Total interest expense$3,982,0002,000
Net interest income$5,209,0003,048
Provision for loan and lease losses$500,0001,397
Total noninterest income$966,0002,979
Gross Fiduciary activities income$1,0001,428
Service charges on deposit accounts$403,0002,899
Trading account gains and fees$0126
Additional Noninterest Income$562,0002,662
Total noninterest expense$4,115,0002,941
Salaries and employee benefits$2,370,0002,796
Premises and equipment expense$675,0002,580
Additional noninterest expense$1,070,0003,327
Pre-tax net operating income$1,560,0003,640
Securities gains (losses)$-312,0008,763
Applicable income taxes$89,0005,351
Income before extraordinary items$1,159,0003,758
Extraordinary gains, net$035
Net income$1,159,0003,759
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$370,0001,075
Cash dividends$900,0001,943
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,449,1603,174
2005-06-30 (YTD Data)Rank
Total interest income$6,099,0002,567
Total interest expense$2,614,0001,906
Net interest income$3,485,0003,008
Provision for loan and lease losses$470,0001,030
Total noninterest income$616,0003,036
Gross Fiduciary activities income$1,0001,384
Service charges on deposit accounts$269,0002,845
Trading account gains and fees$0116
Additional Noninterest Income$346,0002,798
Total noninterest expense$2,837,0002,848
Salaries and employee benefits$1,546,0002,849
Premises and equipment expense$452,0002,568
Additional noninterest expense$837,0002,896
Pre-tax net operating income$794,0004,300
Securities gains (losses)$-89,0008,688
Applicable income taxes$62,0005,321
Income before extraordinary items$643,0004,242
Extraordinary gains, net$030
Net income$643,0004,243
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$335,000820
Cash dividends$600,0001,914
Sale, conversion, retirement of capital stock, net$0643
Net operating income$723,9903,850
2005-03-31 (YTD Data)Rank
Total interest income$2,149,0003,394
Total interest expense$875,0002,598
Net interest income$1,274,0003,864
Provision for loan and lease losses$45,0003,327
Total noninterest income$275,0003,248
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$105,0003,325
Trading account gains and fees$0115
Additional Noninterest Income$170,0002,758
Total noninterest expense$897,0004,178
Salaries and employee benefits$559,0003,767
Premises and equipment expense$127,0004,141
Additional noninterest expense$211,0004,905
Pre-tax net operating income$607,0003,195
Securities gains (losses)$-78,0008,822
Applicable income taxes$26,0005,434
Income before extraordinary items$503,0003,034
Extraordinary gains, net$024
Net income$503,0003,035
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$300,0001,719
Sale, conversion, retirement of capital stock, net$0491
Net operating income$577,1002,654
2004-12-31 (YTD Data)Rank
Total interest income$8,252,0003,335
Total interest expense$3,396,0002,367
Net interest income$4,856,0003,884
Provision for loan and lease losses$300,0002,900
Total noninterest income$1,135,0003,253
Gross Fiduciary activities income$1,0001,536
Service charges on deposit accounts$485,0003,215
Trading account gains and fees$0138
Additional Noninterest Income$649,0002,850
Total noninterest expense$3,533,0004,150
Salaries and employee benefits$2,110,0003,824
Premises and equipment expense$497,0004,112
Additional noninterest expense$926,0004,603
Pre-tax net operating income$2,158,0003,344
Securities gains (losses)$13,0002,682
Applicable income taxes$109,0005,421
Income before extraordinary items$2,062,0002,831
Extraordinary gains, net$034
Net income$2,062,0002,833
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$133,0003,216
Cash dividends$1,200,0002,033
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,049,6502,787
2004-09-30 (YTD Data)Rank
Total interest income$6,120,0003,336
Total interest expense$2,546,0002,316
Net interest income$3,574,0003,936
Provision for loan and lease losses$225,0002,754
Total noninterest income$885,0003,177
Gross Fiduciary activities income$1,0001,478
Service charges on deposit accounts$349,0003,315
Trading account gains and fees$0134
Additional Noninterest Income$535,0002,686
Total noninterest expense$2,607,0004,166
Salaries and employee benefits$1,528,0003,898
Premises and equipment expense$396,0003,902
Additional noninterest expense$683,0004,617
Pre-tax net operating income$1,627,0003,399
Securities gains (losses)$11,0002,659
Applicable income taxes$82,0005,558
Income before extraordinary items$1,556,0002,866
Extraordinary gains, net$026
Net income$1,556,0002,867
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$115,0002,625
Cash dividends$900,0001,840
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,545,5502,811
2004-06-30 (YTD Data)Rank
Total interest income$4,041,0003,360
Total interest expense$1,725,0002,266
Net interest income$2,316,0004,028
Provision for loan and lease losses$150,0002,691
Total noninterest income$580,0003,251
Gross Fiduciary activities income$1,0001,443
Service charges on deposit accounts$223,0003,397
Trading account gains and fees$0130
Additional Noninterest Income$356,0002,699
Total noninterest expense$1,703,0004,256
Salaries and employee benefits$986,0004,028
Premises and equipment expense$259,0003,967
Additional noninterest expense$458,0004,621
Pre-tax net operating income$1,043,0003,437
Securities gains (losses)$6,0002,670
Applicable income taxes$52,0005,605
Income before extraordinary items$997,0002,948
Extraordinary gains, net$021
Net income$997,0002,949
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0002,280
Cash dividends$600,0001,866
Sale, conversion, retirement of capital stock, net$0638
Net operating income$991,3002,869
2004-03-31 (YTD Data)Rank
Total interest income$1,980,0003,414
Total interest expense$888,0002,229
Net interest income$1,092,0004,200
Provision for loan and lease losses$75,0002,550
Total noninterest income$268,0003,362
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$102,0003,536
Trading account gains and fees$0121
Additional Noninterest Income$166,0002,759
Total noninterest expense$873,0004,184
Salaries and employee benefits$514,0003,915
Premises and equipment expense$128,0004,030
Additional noninterest expense$231,0004,582
Pre-tax net operating income$412,0004,006
Securities gains (losses)$2,0002,612
Applicable income taxes$21,0005,742
Income before extraordinary items$393,0003,561
Extraordinary gains, net$016
Net income$393,0003,560
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0002,391
Cash dividends$300,0001,707
Sale, conversion, retirement of capital stock, net$0464
Net operating income$391,1003,452
2003-12-31 (YTD Data)Rank
Total interest income$8,171,0003,378
Total interest expense$3,827,0002,311
Net interest income$4,344,0004,105
Provision for loan and lease losses$350,0002,851
Total noninterest income$1,207,0003,292
Gross Fiduciary activities income$1,0001,575
Service charges on deposit accounts$435,0003,461
Trading account gains and fees$0160
Additional Noninterest Income$771,0002,803
Total noninterest expense$3,338,0004,282
Salaries and employee benefits$1,934,0004,043
Premises and equipment expense$502,0004,039
Additional noninterest expense$902,0004,624
Pre-tax net operating income$1,863,0003,549
Securities gains (losses)$183,0001,393
Applicable income taxes$102,0005,702
Income before extraordinary items$1,944,0002,925
Extraordinary gains, net$054
Net income$1,944,0002,925
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$304,0002,231
Cash dividends$1,185,0002,093
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,770,1502,996
2003-09-30 (YTD Data)Rank
Total interest income$6,179,0003,400
Total interest expense$2,922,0002,356
Net interest income$3,257,0004,130
Provision for loan and lease losses$300,0002,501
Total noninterest income$931,0003,281
Gross Fiduciary activities income$1,0001,533
Service charges on deposit accounts$323,0003,490
Trading account gains and fees$0153
Additional Noninterest Income$607,0002,815
Total noninterest expense$2,475,0004,302
Salaries and employee benefits$1,405,0004,144
Premises and equipment expense$419,0003,722
Additional noninterest expense$651,0004,727
Pre-tax net operating income$1,413,0003,642
Securities gains (losses)$83,0001,905
Applicable income taxes$75,0005,865
Income before extraordinary items$1,421,0003,092
Extraordinary gains, net$040
Net income$1,421,0003,091
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$253,0001,912
Cash dividends$1,185,0001,548
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,342,1503,063
2003-06-30 (YTD Data)Rank
Total interest income$4,106,0003,438
Total interest expense$1,967,0002,407
Net interest income$2,139,0004,188
Provision for loan and lease losses$225,0002,308
Total noninterest income$633,0003,219
Gross Fiduciary activities income$1,0001,488
Service charges on deposit accounts$219,0003,403
Trading account gains and fees$0150
Additional Noninterest Income$413,0002,752
Total noninterest expense$1,657,0004,285
Salaries and employee benefits$901,0004,254
Premises and equipment expense$280,0003,699
Additional noninterest expense$476,0004,400
Pre-tax net operating income$890,0003,784
Securities gains (losses)$82,0001,661
Applicable income taxes$49,0005,928
Income before extraordinary items$923,0003,152
Extraordinary gains, net$030
Net income$923,0003,151
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$177,0001,789
Cash dividends$860,0001,499
Sale, conversion, retirement of capital stock, net$0589
Net operating income$845,1003,181
2003-03-31 (YTD Data)Rank
Total interest income$2,070,0003,424
Total interest expense$983,0002,474
Net interest income$1,087,0004,136
Provision for loan and lease losses$150,0001,666
Total noninterest income$365,0002,834
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$109,0003,332
Trading account gains and fees$0134
Additional Noninterest Income$256,0002,333
Total noninterest expense$834,0004,238
Salaries and employee benefits$475,0004,062
Premises and equipment expense$136,0003,779
Additional noninterest expense$223,0004,588
Pre-tax net operating income$468,0003,661
Securities gains (losses)$38,0001,549
Applicable income taxes$25,0005,890
Income before extraordinary items$481,0003,036
Extraordinary gains, net$021
Net income$481,0003,034
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$132,0001,235
Cash dividends$210,0002,141
Sale, conversion, retirement of capital stock, net$0419
Net operating income$444,9003,048
2002-12-31 (YTD Data)Rank
Total interest income$8,770,0003,378
Total interest expense$4,239,0002,610
Net interest income$4,531,0003,966
Provision for loan and lease losses$644,0001,952
Total noninterest income$1,314,0002,884
Gross Fiduciary activities income$2,0001,605
Service charges on deposit accounts$440,0003,295
Trading account gains and fees$0153
Additional Noninterest Income$872,0002,371
Total noninterest expense$3,417,0004,049
Salaries and employee benefits$1,787,0004,118
Premises and equipment expense$523,0003,805
Additional noninterest expense$1,107,0003,858
Pre-tax net operating income$1,784,0003,678
Securities gains (losses)$150,0001,391
Applicable income taxes$98,0005,981
Income before extraordinary items$1,836,0002,979
Extraordinary gains, net$070
Net income$1,836,0002,978
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$473,0001,726
Cash dividends$1,070,0002,129
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,693,5003,092
2001-12-31 (YTD Data)Rank
Total interest income$9,532,0003,453
Total interest expense$5,318,0002,989
Net interest income$4,214,0003,962
Provision for loan and lease losses$577,0001,966
Total noninterest income$1,164,0002,988
Gross Fiduciary activities income$3,0001,597
Service charges on deposit accounts$407,0003,337
Trading account gains and fees$0177
Additional Noninterest Income$754,0002,472
Total noninterest expense$3,096,0004,229
Salaries and employee benefits$1,668,0004,167
Premises and equipment expense$479,0004,040
Additional noninterest expense$949,0004,240
Pre-tax net operating income$1,705,0003,546
Securities gains (losses)$51,0002,322
Applicable income taxes$102,0005,984
Income before extraordinary items$1,654,0003,001
Extraordinary gains, net$0105
Net income$1,654,0003,005
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$545,0001,468
Cash dividends$1,246,0001,913
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,606,0602,963
2000-12-31 (YTD Data)Rank
Total interest income$9,348,0003,606
Total interest expense$5,423,0003,082
Net interest income$3,925,0004,245
Provision for loan and lease losses$370,0002,423
Total noninterest income$930,0003,311
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$362,0003,487
Trading account gains and fees$0180
Additional Noninterest Income$568,0002,720
Total noninterest expense$2,798,0004,475
Salaries and employee benefits$1,561,0004,219
Premises and equipment expense$450,0004,129
Additional noninterest expense$787,0004,797
Pre-tax net operating income$1,687,0003,737
Securities gains (losses)$-7,0008,117
Applicable income taxes$251,0004,970
Income before extraordinary items$1,429,0003,381
Extraordinary gains, net$038
Net income$1,429,0003,379
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$338,0001,678
Cash dividends$1,450,0001,703
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,434,9503,359
1999-12-31 (YTD Data)Rank
Total interest income$8,260,0003,793
Total interest expense$4,411,0003,298
Net interest income$3,849,0004,318
Provision for loan and lease losses$215,0003,402
Total noninterest income$796,0003,628
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$313,0003,863
Trading account gains and fees$0173
Additional Noninterest Income$483,0003,021
Total noninterest expense$2,822,0004,437
Salaries and employee benefits$1,538,0004,246
Premises and equipment expense$449,0004,131
Additional noninterest expense$835,0004,644
Pre-tax net operating income$1,608,0003,914
Securities gains (losses)$1,0002,805
Applicable income taxes$454,0003,839
Income before extraordinary items$1,155,0003,990
Extraordinary gains, net$035
Net income$1,155,0003,991
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0005,387
Cash dividends$401,0003,899
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,154,2803,958
1998-12-31 (YTD Data)Rank
Total interest income$7,872,0003,997
Total interest expense$4,296,0003,455
Net interest income$3,576,0004,501
Provision for loan and lease losses$245,0003,032
Total noninterest income$630,0004,251
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$278,0004,169
Trading account gains and feesNANA
Additional Noninterest Income$352,0003,690
Total noninterest expense$2,776,0004,412
Salaries and employee benefits$1,523,0004,193
Premises and equipment expense$470,0003,872
Additional noninterest expense$783,0004,754
Pre-tax net operating income$1,185,0004,921
Securities gains (losses)$82,0001,406
Applicable income taxes$340,0004,846
Income before extraordinary items$927,0004,737
Extraordinary gains, net$57,00019
Net income$984,0004,577
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$168,0002,735
Cash dividends$350,0004,247
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$867,1404,858
1997-12-31 (YTD Data)Rank
Total interest income$7,302,0004,348
Total interest expense$3,960,0003,708
Net interest income$3,342,0004,891
Provision for loan and lease losses$90,0005,371
Total noninterest income$534,0004,787
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$282,0004,261
Trading account gains and feesNANA
Additional Noninterest Income$252,0004,342
Total noninterest expense$2,551,0004,712
Salaries and employee benefits$1,376,0004,571
Premises and equipment expense$501,0003,689
Additional noninterest expense$674,0005,362
Pre-tax net operating income$1,235,0005,146
Securities gains (losses)$14,0002,133
Applicable income taxes$334,0005,439
Income before extraordinary items$915,0004,997
Extraordinary gains, net$044
Net income$915,0004,999
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$180,0002,708
Cash dividends$494,0003,546
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$904,7804,980
1996-12-31 (YTD Data)Rank
Total interest income$7,131,0004,500
Total interest expense$3,700,0003,977
Net interest income$3,431,0004,908
Provision for loan and lease losses$217,0003,234
Total noninterest income$801,0003,706
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$284,0004,396
Trading account gains and feesNANA
Additional Noninterest Income$517,0002,851
Total noninterest expense$2,632,0004,811
Salaries and employee benefits$1,267,0004,957
Premises and equipment expense$507,0003,738
Additional noninterest expense$858,0004,923
Pre-tax net operating income$1,383,0004,615
Securities gains (losses)$-18,00010,586
Applicable income taxes$426,0004,697
Income before extraordinary items$939,0004,731
Extraordinary gains, net$053
Net income$939,0004,732
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$155,0003,102
Cash dividends$460,0003,586
Sale, conversion, retirement of capital stock, net$0953
Net operating income$951,4204,629
1995-12-31 (YTD Data)Rank
Total interest income$6,936,0004,595
Total interest expense$3,656,0003,996
Net interest income$3,280,0005,128
Provision for loan and lease losses$270,0002,431
Total noninterest income$430,0005,703
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$343,0003,838
Trading account gains and feesNANA
Additional Noninterest Income$87,0007,676
Total noninterest expense$2,350,0005,264
Salaries and employee benefits$1,154,0005,398
Premises and equipment expense$456,0004,076
Additional noninterest expense$740,0005,596
Pre-tax net operating income$1,090,0005,636
Securities gains (losses)$14,0002,143
Applicable income taxes$289,0006,150
Income before extraordinary items$815,0005,372
Extraordinary gains, net$065
Net income$815,0005,369
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$195,0002,540
Cash dividends$387,0003,971
Sale, conversion, retirement of capital stock, net$0809
Net operating income$804,6405,402
1994-12-31 (YTD Data)Rank
Total interest income$6,216,0004,710
Total interest expense$2,968,0004,001
Net interest income$3,248,0005,266
Provision for loan and lease losses$165,0003,404
Total noninterest income$372,0006,423
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$297,0004,388
Trading account gains and feesNANA
Additional Noninterest Income$75,0008,448
Total noninterest expense$2,354,0005,441
Salaries and employee benefits$1,162,0005,413
Premises and equipment expense$430,0004,324
Additional noninterest expense$762,0005,925
Pre-tax net operating income$1,101,0005,567
Securities gains (losses)$-5,0009,408
Applicable income taxes$296,0005,922
Income before extraordinary items$800,0005,374
Extraordinary gains, net$0249
Net income$800,0005,389
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0005,275
Cash dividends$250,0004,888
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$803,6505,410
1993-12-31 (YTD Data)Rank
Total interest income$6,122,0004,866
Total interest expense$2,873,0004,274
Net interest income$3,249,0005,273
Provision for loan and lease losses$120,0005,200
Total noninterest income$329,0007,275
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$252,0005,087
Trading account gains and feesNANA
Additional Noninterest Income$77,0008,764
Total noninterest expense$2,364,0005,533
Salaries and employee benefits$1,054,0005,852
Premises and equipment expense$451,0004,262
Additional noninterest expense$859,0005,587
Pre-tax net operating income$1,094,0005,528
Securities gains (losses)$48,0003,456
Applicable income taxes$328,0005,755
Income before extraordinary items$814,0005,494
Extraordinary gains, net$03,149
Net income$814,0005,627
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0004,621
Cash dividends$249,0004,920
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$779,9205,443
1992-12-31 (YTD Data)Rank
Total interest income$6,026,0005,466
Total interest expense$3,046,0005,089
Net interest income$2,980,0005,751
Provision for loan and lease losses$225,0004,908
Total noninterest income$336,0007,273
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$204,0005,921
Trading account gains and feesNANA
Additional Noninterest Income$132,0007,114
Total noninterest expense$1,935,0006,546
Salaries and employee benefits$955,0006,294
Premises and equipment expense$257,0006,653
Additional noninterest expense$723,0006,595
Pre-tax net operating income$1,156,0005,074
Securities gains (losses)$25,0005,285
Applicable income taxes$289,0006,086
Income before extraordinary items$892,0004,967
Extraordinary gains, net$01,422
Net income$892,0005,019
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0007,355
Cash dividends$127,0006,088
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$873,0004,728

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.