Home > Commercial Bank of Texas > Income and Expense

Commercial Bank of Texas, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$58,048,000819
Total interest expense$14,151,0001,016
Net interest income$43,897,000747
Provision for loan and lease losses$800,000963
Total noninterest income$14,502,000575
Gross Fiduciary activities income$1,725,000421
Service charges on deposit accounts$4,054,000321
Trading account gains and feesNANA
Additional Noninterest Income$8,723,000591
Total noninterest expense$37,349,000734
Salaries and employee benefits$19,634,000776
Premises and equipment expense$4,909,000562
Additional noninterest expense$8,723,000591
Pre-tax net operating income$20,250,000684
Securities gains (losses)$-310,0004,083
Applicable income taxes$3,894,000632
Income before extraordinary items$16,046,000692
Extraordinary gains, net$054
Net income$16,046,000703
Minority interest net income$088
Net income of bank and minority interests.$16,046,000695
Net charge-offs$725,000623
Cash dividends$1,408,0001,849
Sale, conversion, retirement of capital stock, net$0540
Net operating income$16,294,000696
2023-09-30 (YTD Data)Rank
Total interest income$42,325,000826
Total interest expense$9,605,0001,020
Net interest income$32,720,000758
Provision for loan and lease losses$700,000824
Total noninterest income$10,982,000575
Gross Fiduciary activities income$1,229,000425
Service charges on deposit accounts$3,012,000325
Trading account gains and feesNANA
Additional Noninterest Income$6,741,000593
Total noninterest expense$27,869,000742
Salaries and employee benefits$14,545,000794
Premises and equipment expense$3,666,000569
Additional noninterest expense$6,741,000593
Pre-tax net operating income$15,133,000704
Securities gains (losses)$-331,0004,306
Applicable income taxes$2,886,000663
Income before extraordinary items$11,916,000721
Extraordinary gains, net$052
Net income$11,916,000725
Minority interest net income$081
Net income of bank and minority interests.$11,916,000721
Net charge-offs$400,000645
Cash dividends$1,150,0001,579
Sale, conversion, retirement of capital stock, net$0507
Net operating income$12,184,110720
2023-06-30 (YTD Data)Rank
Total interest income$27,362,000825
Total interest expense$5,608,0001,025
Net interest income$21,754,000762
Provision for loan and lease losses$650,000655
Total noninterest income$7,008,000583
Gross Fiduciary activities income$804,000422
Service charges on deposit accounts$1,989,000319
Trading account gains and feesNANA
Additional Noninterest Income$4,215,000598
Total noninterest expense$18,173,000739
Salaries and employee benefits$9,505,000799
Premises and equipment expense$2,407,000564
Additional noninterest expense$4,215,000598
Pre-tax net operating income$9,939,000699
Securities gains (losses)$-318,0004,421
Applicable income taxes$1,883,000685
Income before extraordinary items$7,738,000732
Extraordinary gains, net$051
Net income$7,738,000744
Minority interest net income$081
Net income of bank and minority interests.$7,738,000732
Net charge-offs$173,000722
Cash dividends$500,0001,943
Sale, conversion, retirement of capital stock, net$0486
Net operating income$7,992,400716
2023-03-31 (YTD Data)Rank
Total interest income$13,058,000850
Total interest expense$2,221,0001,108
Net interest income$10,837,000772
Provision for loan and lease losses$200,000881
Total noninterest income$3,368,000594
Gross Fiduciary activities income$398,000435
Service charges on deposit accounts$1,022,000318
Trading account gains and feesNANA
Additional Noninterest Income$1,948,000614
Total noninterest expense$9,100,000746
Salaries and employee benefits$4,784,000806
Premises and equipment expense$1,248,000568
Additional noninterest expense$1,948,000614
Pre-tax net operating income$4,905,000734
Securities gains (losses)$-323,0004,511
Applicable income taxes$892,000721
Income before extraordinary items$3,690,000786
Extraordinary gains, net$04
Net income$3,690,000784
Minority interest net income$048
Net income of bank and minority interests.$3,690,000785
Net charge-offs$126,000539
Cash dividends$250,0001,683
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,951,630763
2022-12-31 (YTD Data)Rank
Total interest income$44,599,000820
Total interest expense$2,733,0001,264
Net interest income$41,866,000789
Provision for loan and lease losses$900,000875
Total noninterest income$14,963,000580
Gross Fiduciary activities income$1,303,000473
Service charges on deposit accounts$4,487,000311
Trading account gains and feesNANA
Additional Noninterest Income$9,173,000598
Total noninterest expense$35,572,000735
Salaries and employee benefits$18,555,000806
Premises and equipment expense$4,881,000564
Additional noninterest expense$9,173,000598
Pre-tax net operating income$20,357,000743
Securities gains (losses)$-74,0003,830
Applicable income taxes$3,933,000704
Income before extraordinary items$16,350,000744
Extraordinary gains, net$05
Net income$16,350,000745
Minority interest net income$063
Net income of bank and minority interests.$16,350,000745
Net charge-offs$1,579,000319
Cash dividends$6,721,000618
Sale, conversion, retirement of capital stock, net$0568
Net operating income$16,409,940756
2022-09-30 (YTD Data)Rank
Total interest income$32,157,000823
Total interest expense$1,576,0001,261
Net interest income$30,581,000796
Provision for loan and lease losses$650,000823
Total noninterest income$11,344,000586
Gross Fiduciary activities income$935,000482
Service charges on deposit accounts$3,239,000318
Trading account gains and feesNANA
Additional Noninterest Income$7,170,000595
Total noninterest expense$26,084,000748
Salaries and employee benefits$13,716,000810
Premises and equipment expense$3,538,000582
Additional noninterest expense$7,170,000595
Pre-tax net operating income$15,191,000745
Securities gains (losses)$-58,0004,128
Applicable income taxes$2,931,000701
Income before extraordinary items$12,202,000750
Extraordinary gains, net$04
Net income$12,202,000750
Minority interest net income$057
Net income of bank and minority interests.$12,202,000750
Net charge-offs$1,102,000283
Cash dividends$6,476,000482
Sale, conversion, retirement of capital stock, net$0519
Net operating income$12,248,980759
2022-06-30 (YTD Data)Rank
Total interest income$20,627,000815
Total interest expense$1,061,0001,086
Net interest income$19,566,000799
Provision for loan and lease losses$250,0001,023
Total noninterest income$7,587,000583
Gross Fiduciary activities income$619,000444
Service charges on deposit accounts$2,064,000328
Trading account gains and feesNANA
Additional Noninterest Income$4,904,000601
Total noninterest expense$16,960,000759
Salaries and employee benefits$8,843,000821
Premises and equipment expense$2,343,000583
Additional noninterest expense$5,774,000682
Pre-tax net operating income$9,943,000710
Securities gains (losses)$-50,0004,241
Applicable income taxes$1,930,000675
Income before extraordinary items$7,963,000719
Extraordinary gains, net$04
Net income$7,963,000719
Minority interest net income$060
Net income of bank and minority interests.$7,963,000719
Net charge-offs$593,000307
Cash dividends$6,231,000373
Sale, conversion, retirement of capital stock, net$0494
Net operating income$8,003,000727
2022-03-31 (YTD Data)Rank
Total interest income$9,949,000817
Total interest expense$548,0001,005
Net interest income$9,401,000810
Provision for loan and lease losses$02,285
Total noninterest income$3,824,000587
Gross Fiduciary activities income$298,000456
Service charges on deposit accounts$984,000345
Trading account gains and feesNANA
Additional Noninterest Income$2,542,000603
Total noninterest expense$8,325,000770
Salaries and employee benefits$4,282,000845
Premises and equipment expense$1,133,000608
Additional noninterest expense$2,910,000663
Pre-tax net operating income$4,900,000699
Securities gains (losses)$-16,0004,311
Applicable income taxes$953,000666
Income before extraordinary items$3,931,000709
Extraordinary gains, net$04
Net income$3,931,000709
Minority interest net income$050
Net income of bank and minority interests.$3,931,000709
Net charge-offs$380,000264
Cash dividends$5,986,000236
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,943,800714
2021-12-31 (YTD Data)Rank
Total interest income$39,725,000836
Total interest expense$2,327,0001,160
Net interest income$37,398,000815
Provision for loan and lease losses$03,064
Total noninterest income$16,229,000605
Gross Fiduciary activities income$1,151,000453
Service charges on deposit accounts$3,526,000359
Trading account gains and feesNANA
Additional Noninterest Income$11,552,000607
Total noninterest expense$32,844,000769
Salaries and employee benefits$17,015,000842
Premises and equipment expense$4,624,000574
Additional noninterest expense$11,205,000703
Pre-tax net operating income$20,783,000713
Securities gains (losses)$-10,0004,367
Applicable income taxes$4,497,000676
Income before extraordinary items$16,276,000763
Extraordinary gains, net$010
Net income$16,276,000764
Minority interest net income$074
Net income of bank and minority interests.$16,276,000764
Net charge-offs$680,000527
Cash dividends$6,694,000625
Sale, conversion, retirement of capital stock, net$0582
Net operating income$16,283,900746
2021-09-30 (YTD Data)Rank
Total interest income$29,131,000865
Total interest expense$1,752,0001,225
Net interest income$27,379,000848
Provision for loan and lease losses$02,963
Total noninterest income$12,270,000622
Gross Fiduciary activities income$833,000456
Service charges on deposit accounts$2,504,000370
Trading account gains and feesNANA
Additional Noninterest Income$8,933,000611
Total noninterest expense$23,825,000809
Salaries and employee benefits$12,446,000874
Premises and equipment expense$3,291,000615
Additional noninterest expense$8,088,000729
Pre-tax net operating income$15,824,000729
Securities gains (losses)$-2,0004,460
Applicable income taxes$3,485,000682
Income before extraordinary items$12,337,000783
Extraordinary gains, net$08
Net income$12,337,000783
Minority interest net income$069
Net income of bank and minority interests.$12,337,000783
Net charge-offs$290,000659
Cash dividends$3,458,000769
Sale, conversion, retirement of capital stock, net$0543
Net operating income$12,338,580765
2021-06-30 (YTD Data)Rank
Total interest income$17,931,000920
Total interest expense$1,184,0001,254
Net interest income$16,747,000894
Provision for loan and lease losses$02,862
Total noninterest income$7,980,000632
Gross Fiduciary activities income$536,000459
Service charges on deposit accounts$1,551,000378
Trading account gains and feesNANA
Additional Noninterest Income$5,893,000626
Total noninterest expense$15,035,000843
Salaries and employee benefits$7,813,000903
Premises and equipment expense$2,060,000653
Additional noninterest expense$5,162,000743
Pre-tax net operating income$9,692,000784
Securities gains (losses)$-5,0004,583
Applicable income taxes$2,281,000683
Income before extraordinary items$7,406,000860
Extraordinary gains, net$06
Net income$7,406,000860
Minority interest net income$067
Net income of bank and minority interests.$7,406,000860
Net charge-offs$71,0001,038
Cash dividends$1,972,000882
Sale, conversion, retirement of capital stock, net$0517
Net operating income$7,409,950840
2021-03-31 (YTD Data)Rank
Total interest income$8,765,000929
Total interest expense$571,0001,373
Net interest income$8,194,000900
Provision for loan and lease losses$02,741
Total noninterest income$4,022,000628
Gross Fiduciary activities income$209,000503
Service charges on deposit accounts$780,000374
Trading account gains and feesNANA
Additional Noninterest Income$3,033,000618
Total noninterest expense$7,169,000874
Salaries and employee benefits$3,758,000932
Premises and equipment expense$1,022,000675
Additional noninterest expense$2,389,000778
Pre-tax net operating income$5,047,000759
Securities gains (losses)$-5,0004,617
Applicable income taxes$1,363,000607
Income before extraordinary items$3,679,000869
Extraordinary gains, net$03
Net income$3,679,000869
Minority interest net income$055
Net income of bank and minority interests.$3,679,000869
Net charge-offs$-20,0004,337
Cash dividends$1,736,000517
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,682,950844
2020-12-31 (YTD Data)Rank
Total interest income$38,098,000875
Total interest expense$2,956,0001,505
Net interest income$35,142,000818
Provision for loan and lease losses$9,170,000380
Total noninterest income$15,680,000589
Gross Fiduciary activities income$915,000475
Service charges on deposit accounts$3,214,000365
Trading account gains and feesNANA
Additional Noninterest Income$11,551,000591
Total noninterest expense$27,996,000862
Salaries and employee benefits$15,000,000909
Premises and equipment expense$4,063,000646
Additional noninterest expense$8,933,000808
Pre-tax net operating income$13,656,000812
Securities gains (losses)$132,0001,245
Applicable income taxes$2,759,000741
Income before extraordinary items$11,029,000876
Extraordinary gains, net$04
Net income$11,029,000876
Minority interest net income$072
Net income of bank and minority interests.$11,029,000876
Net charge-offs$525,000939
Cash dividends$2,965,0001,149
Sale, conversion, retirement of capital stock, net$0566
Net operating income$10,923,400844
2020-09-30 (YTD Data)Rank
Total interest income$28,556,000879
Total interest expense$2,277,0001,549
Net interest income$26,279,000809
Provision for loan and lease losses$7,450,000387
Total noninterest income$10,896,000599
Gross Fiduciary activities income$661,000478
Service charges on deposit accounts$2,330,000364
Trading account gains and feesNANA
Additional Noninterest Income$7,905,000594
Total noninterest expense$20,411,000877
Salaries and employee benefits$11,053,000898
Premises and equipment expense$3,012,000644
Additional noninterest expense$6,346,000825
Pre-tax net operating income$9,314,000851
Securities gains (losses)$133,0001,087
Applicable income taxes$1,887,000763
Income before extraordinary items$7,560,000907
Extraordinary gains, net$04
Net income$7,560,000907
Minority interest net income$065
Net income of bank and minority interests.$7,560,000907
Net charge-offs$292,0001,034
Cash dividends$1,745,0001,230
Sale, conversion, retirement of capital stock, net$0532
Net operating income$7,453,600893
2020-06-30 (YTD Data)Rank
Total interest income$18,103,000913
Total interest expense$1,550,0001,610
Net interest income$16,553,000851
Provision for loan and lease losses$4,200,000444
Total noninterest income$6,328,000628
Gross Fiduciary activities income$430,000476
Service charges on deposit accounts$1,558,000364
Trading account gains and feesNANA
Additional Noninterest Income$4,340,000633
Total noninterest expense$13,087,000893
Salaries and employee benefits$7,170,000919
Premises and equipment expense$1,929,000663
Additional noninterest expense$3,988,000859
Pre-tax net operating income$5,594,000865
Securities gains (losses)$127,000897
Applicable income taxes$1,160,000735
Income before extraordinary items$4,561,000931
Extraordinary gains, net$04
Net income$4,561,000931
Minority interest net income$065
Net income of bank and minority interests.$4,561,000931
Net charge-offs$145,0001,171
Cash dividends$525,0001,907
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,459,400920
2020-03-31 (YTD Data)Rank
Total interest income$8,396,000985
Total interest expense$780,0001,715
Net interest income$7,616,000896
Provision for loan and lease losses$1,200,000543
Total noninterest income$2,900,000620
Gross Fiduciary activities income$212,000486
Service charges on deposit accounts$899,000367
Trading account gains and feesNANA
Additional Noninterest Income$1,789,000655
Total noninterest expense$6,425,000911
Salaries and employee benefits$3,563,000928
Premises and equipment expense$962,000667
Additional noninterest expense$1,900,000918
Pre-tax net operating income$2,891,000759
Securities gains (losses)$106,000588
Applicable income taxes$609,000642
Income before extraordinary items$2,388,000802
Extraordinary gains, net$04
Net income$2,388,000802
Minority interest net income$056
Net income of bank and minority interests.$2,388,000802
Net charge-offs$148,000723
Cash dividends$305,0001,626
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,303,200818
2019-12-31 (YTD Data)Rank
Total interest income$32,039,0001,028
Total interest expense$2,916,0001,839
Net interest income$29,123,000924
Provision for loan and lease losses$2,795,000399
Total noninterest income$11,411,000635
Gross Fiduciary activities income$809,000493
Service charges on deposit accounts$3,687,000359
Trading account gains and feesNANA
Additional Noninterest Income$6,915,000668
Total noninterest expense$25,862,000896
Salaries and employee benefits$13,765,000932
Premises and equipment expense$3,730,000683
Additional noninterest expense$8,367,000824
Pre-tax net operating income$11,877,000915
Securities gains (losses)$-32,0004,968
Applicable income taxes$2,405,000803
Income before extraordinary items$9,440,000980
Extraordinary gains, net$011
Net income$9,440,000981
Minority interest net income$076
Net income of bank and minority interests.$9,440,000981
Net charge-offs$462,0001,093
Cash dividends$1,197,0002,150
Sale, conversion, retirement of capital stock, net$0626
Net operating income$9,465,600966
2019-09-30 (YTD Data)Rank
Total interest income$23,695,0001,048
Total interest expense$2,152,0001,878
Net interest income$21,543,000936
Provision for loan and lease losses$2,295,000363
Total noninterest income$8,529,000638
Gross Fiduciary activities income$590,000498
Service charges on deposit accounts$2,716,000360
Trading account gains and feesNANA
Additional Noninterest Income$5,223,000674
Total noninterest expense$19,161,000892
Salaries and employee benefits$10,136,000940
Premises and equipment expense$2,685,000717
Additional noninterest expense$6,340,000805
Pre-tax net operating income$8,616,000962
Securities gains (losses)$-32,0005,053
Applicable income taxes$1,752,000840
Income before extraordinary items$6,832,0001,031
Extraordinary gains, net$011
Net income$6,832,0001,032
Minority interest net income$072
Net income of bank and minority interests.$6,832,0001,032
Net charge-offs$383,000889
Cash dividends$892,0001,950
Sale, conversion, retirement of capital stock, net$0590
Net operating income$6,857,6001,009
2019-06-30 (YTD Data)Rank
Total interest income$15,415,0001,059
Total interest expense$1,392,0001,890
Net interest income$14,023,000954
Provision for loan and lease losses$1,395,000377
Total noninterest income$5,364,000649
Gross Fiduciary activities income$388,000504
Service charges on deposit accounts$1,770,000366
Trading account gains and feesNANA
Additional Noninterest Income$3,206,000688
Total noninterest expense$12,554,000902
Salaries and employee benefits$6,719,000942
Premises and equipment expense$1,708,000748
Additional noninterest expense$4,127,000834
Pre-tax net operating income$5,438,000973
Securities gains (losses)$-32,0005,112
Applicable income taxes$1,103,000853
Income before extraordinary items$4,303,0001,051
Extraordinary gains, net$011
Net income$4,303,0001,051
Minority interest net income$069
Net income of bank and minority interests.$4,303,0001,051
Net charge-offs$328,000744
Cash dividends$587,0001,964
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,328,6001,023
2019-03-31 (YTD Data)Rank
Total interest income$7,443,0001,088
Total interest expense$637,0001,979
Net interest income$6,806,000983
Provision for loan and lease losses$545,000446
Total noninterest income$2,578,000643
Gross Fiduciary activities income$190,000507
Service charges on deposit accounts$887,000361
Trading account gains and feesNANA
Additional Noninterest Income$1,501,000691
Total noninterest expense$6,188,000911
Salaries and employee benefits$3,355,000948
Premises and equipment expense$853,000763
Additional noninterest expense$1,980,000843
Pre-tax net operating income$2,651,000971
Securities gains (losses)$01,087
Applicable income taxes$542,000853
Income before extraordinary items$2,109,0001,036
Extraordinary gains, net$05
Net income$2,109,0001,035
Minority interest net income$052
Net income of bank and minority interests.$2,109,0001,035
Net charge-offs$120,000810
Cash dividends$293,0001,764
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,109,0001,015
2018-12-31 (YTD Data)Rank
Total interest income$26,774,0001,107
Total interest expense$2,116,0001,863
Net interest income$24,658,0001,045
Provision for loan and lease losses$1,675,000582
Total noninterest income$10,383,000662
Gross Fiduciary activities income$671,000540
Service charges on deposit accounts$3,669,000371
Trading account gains and feesNANA
Additional Noninterest Income$6,043,000717
Total noninterest expense$24,080,000914
Salaries and employee benefits$13,177,000936
Premises and equipment expense$3,327,000755
Additional noninterest expense$7,576,000880
Pre-tax net operating income$9,286,0001,098
Securities gains (losses)$01,125
Applicable income taxes$1,869,000915
Income before extraordinary items$7,417,0001,158
Extraordinary gains, net$06
Net income$7,417,0001,157
Minority interest net income$072
Net income of bank and minority interests.$7,417,0001,157
Net charge-offs$445,0001,027
Cash dividends$1,143,0002,074
Sale, conversion, retirement of capital stock, net$0671
Net operating income$7,417,0001,155
2018-09-30 (YTD Data)Rank
Total interest income$19,488,0001,122
Total interest expense$1,530,0001,844
Net interest income$17,958,0001,067
Provision for loan and lease losses$1,075,000615
Total noninterest income$7,719,000672
Gross Fiduciary activities income$491,000538
Service charges on deposit accounts$2,709,000375
Trading account gains and feesNANA
Additional Noninterest Income$4,519,000723
Total noninterest expense$17,869,000918
Salaries and employee benefits$9,838,000940
Premises and equipment expense$2,459,000769
Additional noninterest expense$5,572,000887
Pre-tax net operating income$6,733,0001,129
Securities gains (losses)$01,118
Applicable income taxes$1,349,000958
Income before extraordinary items$5,384,0001,189
Extraordinary gains, net$05
Net income$5,384,0001,188
Minority interest net income$066
Net income of bank and minority interests.$5,384,0001,188
Net charge-offs$333,000929
Cash dividends$857,0001,833
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,384,0001,182
2018-06-30 (YTD Data)Rank
Total interest income$12,555,0001,150
Total interest expense$890,0001,942
Net interest income$11,665,0001,094
Provision for loan and lease losses$600,000688
Total noninterest income$5,099,000678
Gross Fiduciary activities income$306,000560
Service charges on deposit accounts$1,795,000376
Trading account gains and feesNANA
Additional Noninterest Income$2,998,000724
Total noninterest expense$11,859,000924
Salaries and employee benefits$6,522,000945
Premises and equipment expense$1,679,000747
Additional noninterest expense$3,658,000896
Pre-tax net operating income$4,305,0001,153
Securities gains (losses)$0961
Applicable income taxes$869,000967
Income before extraordinary items$3,436,0001,216
Extraordinary gains, net$06
Net income$3,436,0001,215
Minority interest net income$065
Net income of bank and minority interests.$3,436,0001,215
Net charge-offs$83,0001,431
Cash dividends$571,0001,850
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,436,0001,210
2018-03-31 (YTD Data)Rank
Total interest income$6,047,0001,184
Total interest expense$392,0002,050
Net interest income$5,655,0001,117
Provision for loan and lease losses$250,000792
Total noninterest income$2,442,000685
Gross Fiduciary activities income$152,000567
Service charges on deposit accounts$898,000381
Trading account gains and feesNANA
Additional Noninterest Income$1,392,000741
Total noninterest expense$5,860,000940
Salaries and employee benefits$3,233,000957
Premises and equipment expense$835,000766
Additional noninterest expense$1,792,000903
Pre-tax net operating income$1,987,0001,195
Securities gains (losses)$0735
Applicable income taxes$409,000990
Income before extraordinary items$1,578,0001,284
Extraordinary gains, net$07
Net income$1,578,0001,284
Minority interest net income$052
Net income of bank and minority interests.$1,578,0001,284
Net charge-offs$81,000962
Cash dividends$285,0001,651
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,578,0001,274
2017-12-31 (YTD Data)Rank
Total interest income$24,141,0001,148
Total interest expense$1,334,0002,090
Net interest income$22,807,0001,091
Provision for loan and lease losses$1,609,000612
Total noninterest income$9,976,000684
Gross Fiduciary activities income$483,000594
Service charges on deposit accounts$3,730,000370
Trading account gains and feesNANA
Additional Noninterest Income$5,763,000747
Total noninterest expense$21,801,000984
Salaries and employee benefits$11,472,0001,039
Premises and equipment expense$3,248,000768
Additional noninterest expense$7,081,000930
Pre-tax net operating income$9,373,0001,038
Securities gains (losses)$-33,0005,243
Applicable income taxes$4,258,000743
Income before extraordinary items$5,082,0001,327
Extraordinary gains, net$09
Net income$5,082,0001,327
Minority interest net income$076
Net income of bank and minority interests.$5,082,0001,327
Net charge-offs$2,592,000322
Cash dividends$1,106,0002,072
Sale, conversion, retirement of capital stock, net$0711
Net operating income$5,103,1201,310
2017-09-30 (YTD Data)Rank
Total interest income$18,048,0001,155
Total interest expense$985,0002,103
Net interest income$17,063,0001,093
Provision for loan and lease losses$1,209,000587
Total noninterest income$7,449,000697
Gross Fiduciary activities income$337,000617
Service charges on deposit accounts$2,803,000377
Trading account gains and feesNANA
Additional Noninterest Income$4,309,000759
Total noninterest expense$16,211,000991
Salaries and employee benefits$8,563,0001,052
Premises and equipment expense$2,412,000779
Additional noninterest expense$5,236,000938
Pre-tax net operating income$7,092,0001,054
Securities gains (losses)$68,000747
Applicable income taxes$2,332,000830
Income before extraordinary items$4,828,0001,194
Extraordinary gains, net$09
Net income$4,828,0001,194
Minority interest net income$071
Net income of bank and minority interests.$4,828,0001,194
Net charge-offs$1,902,000308
Cash dividends$828,0001,894
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,782,4401,182
2017-06-30 (YTD Data)Rank
Total interest income$12,026,0001,145
Total interest expense$657,0002,057
Net interest income$11,369,0001,093
Provision for loan and lease losses$1,175,000448
Total noninterest income$4,881,000709
Gross Fiduciary activities income$229,000612
Service charges on deposit accounts$1,852,000375
Trading account gains and feesNANA
Additional Noninterest Income$2,800,000769
Total noninterest expense$10,663,0001,011
Salaries and employee benefits$5,696,0001,053
Premises and equipment expense$1,578,000791
Additional noninterest expense$3,389,000964
Pre-tax net operating income$4,412,0001,095
Securities gains (losses)$55,000622
Applicable income taxes$1,459,000843
Income before extraordinary items$3,008,0001,240
Extraordinary gains, net$011
Net income$3,008,0001,240
Minority interest net income$071
Net income of bank and minority interests.$3,008,0001,240
Net charge-offs$1,137,000328
Cash dividends$552,0001,887
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,971,1501,224
2017-03-31 (YTD Data)Rank
Total interest income$6,039,0001,135
Total interest expense$334,0002,013
Net interest income$5,705,0001,083
Provision for loan and lease losses$680,000360
Total noninterest income$2,444,000692
Gross Fiduciary activities income$111,000625
Service charges on deposit accounts$924,000379
Trading account gains and feesNANA
Additional Noninterest Income$1,409,000747
Total noninterest expense$5,293,0001,023
Salaries and employee benefits$2,830,0001,071
Premises and equipment expense$820,000778
Additional noninterest expense$1,643,000975
Pre-tax net operating income$2,176,0001,092
Securities gains (losses)$01,153
Applicable income taxes$710,000845
Income before extraordinary items$1,466,0001,238
Extraordinary gains, net$08
Net income$1,466,0001,237
Minority interest net income$055
Net income of bank and minority interests.$1,466,0001,238
Net charge-offs$1,087,000215
Cash dividends$276,0001,720
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,466,0001,225
2016-12-31 (YTD Data)Rank
Total interest income$22,536,0001,175
Total interest expense$1,230,0002,093
Net interest income$21,306,0001,110
Provision for loan and lease losses$1,624,000613
Total noninterest income$9,465,000720
Gross Fiduciary activities income$394,000638
Service charges on deposit accounts$3,500,000400
Trading account gains and fees$29,000156
Additional Noninterest Income$5,542,000780
Total noninterest expense$20,320,0001,041
Salaries and employee benefits$10,446,0001,112
Premises and equipment expense$2,844,000865
Additional noninterest expense$7,030,000936
Pre-tax net operating income$8,827,0001,022
Securities gains (losses)$493,000435
Applicable income taxes$2,963,000787
Income before extraordinary items$6,357,0001,138
Extraordinary gains, net$05
Net income$6,357,0001,136
Minority interest net income$082
Net income of bank and minority interests.$6,357,0001,137
Net charge-offs$614,000950
Cash dividends$1,075,0002,115
Sale, conversion, retirement of capital stock, net$0759
Net operating income$6,021,7601,166
2016-09-30 (YTD Data)Rank
Total interest income$16,463,0001,199
Total interest expense$906,0002,118
Net interest income$15,557,0001,135
Provision for loan and lease losses$1,024,000671
Total noninterest income$6,991,000734
Gross Fiduciary activities income$286,000637
Service charges on deposit accounts$2,519,000411
Trading account gains and fees$29,000153
Additional Noninterest Income$4,157,000779
Total noninterest expense$14,938,0001,051
Salaries and employee benefits$7,800,0001,113
Premises and equipment expense$2,074,000888
Additional noninterest expense$5,064,000975
Pre-tax net operating income$6,586,0001,034
Securities gains (losses)$591,000340
Applicable income taxes$2,269,000801
Income before extraordinary items$4,908,0001,130
Extraordinary gains, net$05
Net income$4,908,0001,129
Minority interest net income$071
Net income of bank and minority interests.$4,908,0001,130
Net charge-offs$389,000946
Cash dividends$806,0001,870
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,506,1201,172
2016-06-30 (YTD Data)Rank
Total interest income$10,765,0001,225
Total interest expense$605,0002,116
Net interest income$10,160,0001,155
Provision for loan and lease losses$619,000709
Total noninterest income$4,426,000754
Gross Fiduciary activities income$187,000656
Service charges on deposit accounts$1,652,000412
Trading account gains and fees$29,000145
Additional Noninterest Income$2,558,000813
Total noninterest expense$9,934,0001,054
Salaries and employee benefits$5,160,0001,122
Premises and equipment expense$1,374,000894
Additional noninterest expense$3,400,000968
Pre-tax net operating income$4,033,0001,099
Securities gains (losses)$475,000290
Applicable income taxes$1,398,000841
Income before extraordinary items$3,110,0001,166
Extraordinary gains, net$016
Net income$3,110,0001,166
Minority interest net income$071
Net income of bank and minority interests.$3,110,0001,166
Net charge-offs$239,0001,012
Cash dividends$537,0001,892
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,782,2501,242
2016-03-31 (YTD Data)Rank
Total interest income$5,265,0001,245
Total interest expense$307,0002,106
Net interest income$4,958,0001,185
Provision for loan and lease losses$379,000567
Total noninterest income$2,165,000754
Gross Fiduciary activities income$92,000654
Service charges on deposit accounts$835,000403
Trading account gains and fees$29,000125
Additional Noninterest Income$1,209,000814
Total noninterest expense$5,052,0001,046
Salaries and employee benefits$2,612,0001,119
Premises and equipment expense$674,000924
Additional noninterest expense$1,766,000923
Pre-tax net operating income$1,692,0001,271
Securities gains (losses)$438,000143
Applicable income taxes$631,000883
Income before extraordinary items$1,499,0001,183
Extraordinary gains, net$012
Net income$1,499,0001,184
Minority interest net income$062
Net income of bank and minority interests.$1,499,0001,184
Net charge-offs$135,000842
Cash dividends$268,0001,713
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,192,4001,387
2015-12-31 (YTD Data)Rank
Total interest income$20,031,0001,274
Total interest expense$1,469,0001,807
Net interest income$18,562,0001,231
Provision for loan and lease losses$923,000869
Total noninterest income$9,283,000717
Gross Fiduciary activities income$421,000638
Service charges on deposit accounts$3,383,000405
Trading account gains and fees$73,000119
Additional Noninterest Income$5,406,000773
Total noninterest expense$18,342,0001,109
Salaries and employee benefits$10,116,0001,110
Premises and equipment expense$2,651,000919
Additional noninterest expense$5,575,0001,154
Pre-tax net operating income$8,580,0001,016
Securities gains (losses)$139,000951
Applicable income taxes$2,534,000852
Income before extraordinary items$6,185,0001,138
Extraordinary gains, net$023
Net income$6,185,0001,138
Minority interest net income$081
Net income of bank and minority interests.$6,185,0001,138
Net charge-offs$504,0001,154
Cash dividends$1,041,0002,072
Sale, conversion, retirement of capital stock, net$0804
Net operating income$6,086,3101,122
2015-09-30 (YTD Data)Rank
Total interest income$14,755,0001,299
Total interest expense$1,131,0001,782
Net interest income$13,624,0001,263
Provision for loan and lease losses$803,000710
Total noninterest income$6,997,000723
Gross Fiduciary activities income$319,000636
Service charges on deposit accounts$2,461,000420
Trading account gains and fees$73,000117
Additional Noninterest Income$4,144,000764
Total noninterest expense$13,562,0001,127
Salaries and employee benefits$7,543,0001,124
Premises and equipment expense$1,964,000936
Additional noninterest expense$4,055,0001,186
Pre-tax net operating income$6,256,0001,050
Securities gains (losses)$88,0001,109
Applicable income taxes$1,771,000918
Income before extraordinary items$4,573,0001,165
Extraordinary gains, net$021
Net income$4,573,0001,164
Minority interest net income$078
Net income of bank and minority interests.$4,573,0001,165
Net charge-offs$365,0001,080
Cash dividends$780,0001,860
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,509,6401,151
2015-06-30 (YTD Data)Rank
Total interest income$9,545,0001,344
Total interest expense$780,0001,755
Net interest income$8,765,0001,301
Provision for loan and lease losses$330,0001,030
Total noninterest income$4,720,000724
Gross Fiduciary activities income$226,000628
Service charges on deposit accounts$1,537,000440
Trading account gains and fees$73,000123
Additional Noninterest Income$2,884,000733
Total noninterest expense$8,858,0001,145
Salaries and employee benefits$4,945,0001,150
Premises and equipment expense$1,292,000957
Additional noninterest expense$2,621,0001,221
Pre-tax net operating income$4,297,0001,026
Securities gains (losses)$92,000890
Applicable income taxes$1,148,000936
Income before extraordinary items$3,241,0001,091
Extraordinary gains, net$022
Net income$3,241,0001,091
Minority interest net income$075
Net income of bank and minority interests.$3,241,0001,092
Net charge-offs$172,0001,288
Cash dividends$519,0001,878
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,172,9201,085
2015-03-31 (YTD Data)Rank
Total interest income$4,753,0001,343
Total interest expense$400,0001,727
Net interest income$4,353,0001,302
Provision for loan and lease losses$100,0001,425
Total noninterest income$1,926,000816
Gross Fiduciary activities income$125,000610
Service charges on deposit accounts$747,000445
Trading account gains and fees$73,000107
Additional Noninterest Income$981,000941
Total noninterest expense$4,369,0001,166
Salaries and employee benefits$2,471,0001,147
Premises and equipment expense$659,000945
Additional noninterest expense$1,239,0001,270
Pre-tax net operating income$1,810,0001,140
Securities gains (losses)$1,0001,909
Applicable income taxes$578,000923
Income before extraordinary items$1,233,0001,337
Extraordinary gains, net$013
Net income$1,233,0001,338
Minority interest net income$064
Net income of bank and minority interests.$1,233,0001,339
Net charge-offs$62,0001,410
Cash dividends$259,0001,652
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,232,3201,296
2014-12-31 (YTD Data)Rank
Total interest income$18,499,0001,373
Total interest expense$1,795,0001,620
Net interest income$16,704,0001,338
Provision for loan and lease losses$672,0001,172
Total noninterest income$8,603,000721
Gross Fiduciary activities income$407,000650
Service charges on deposit accounts$3,261,000429
Trading account gains and fees$0180
Additional Noninterest Income$4,935,000763
Total noninterest expense$16,868,0001,183
Salaries and employee benefits$9,535,0001,143
Premises and equipment expense$2,549,000952
Additional noninterest expense$4,784,0001,346
Pre-tax net operating income$7,767,0001,057
Securities gains (losses)$297,000610
Applicable income taxes$2,505,000829
Income before extraordinary items$5,559,0001,184
Extraordinary gains, net$017
Net income$5,559,0001,182
Minority interest net income$084
Net income of bank and minority interests.$5,559,0001,183
Net charge-offs$133,0002,905
Cash dividends$1,007,0002,013
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,354,0701,195
2014-09-30 (YTD Data)Rank
Total interest income$13,743,0001,390
Total interest expense$1,381,0001,606
Net interest income$12,362,0001,351
Provision for loan and lease losses$488,0001,162
Total noninterest income$6,657,000701
Gross Fiduciary activities income$303,000647
Service charges on deposit accounts$2,453,000431
Trading account gains and fees$0174
Additional Noninterest Income$3,901,000728
Total noninterest expense$12,530,0001,207
Salaries and employee benefits$7,095,0001,152
Premises and equipment expense$1,919,000952
Additional noninterest expense$3,516,0001,377
Pre-tax net operating income$6,001,0001,041
Securities gains (losses)$239,000565
Applicable income taxes$1,927,000830
Income before extraordinary items$4,313,0001,153
Extraordinary gains, net$015
Net income$4,313,0001,151
Minority interest net income$081
Net income of bank and minority interests.$4,313,0001,152
Net charge-offs$80,0002,898
Cash dividends$755,0001,799
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,148,0901,166
2014-06-30 (YTD Data)Rank
Total interest income$9,060,0001,397
Total interest expense$932,0001,605
Net interest income$8,128,0001,367
Provision for loan and lease losses$271,0001,387
Total noninterest income$4,069,000738
Gross Fiduciary activities income$213,000641
Service charges on deposit accounts$1,637,000427
Trading account gains and fees$0172
Additional Noninterest Income$2,219,000811
Total noninterest expense$8,367,0001,202
Salaries and employee benefits$4,728,0001,154
Premises and equipment expense$1,297,000949
Additional noninterest expense$2,342,0001,374
Pre-tax net operating income$3,559,0001,117
Securities gains (losses)$135,000637
Applicable income taxes$1,095,000902
Income before extraordinary items$2,599,0001,217
Extraordinary gains, net$020
Net income$2,599,0001,216
Minority interest net income$080
Net income of bank and minority interests.$2,599,0001,218
Net charge-offs$59,0002,641
Cash dividends$503,0001,790
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,504,5001,236
2014-03-31 (YTD Data)Rank
Total interest income$4,432,0001,427
Total interest expense$467,0001,626
Net interest income$3,965,0001,398
Provision for loan and lease losses$109,0001,517
Total noninterest income$1,831,000784
Gross Fiduciary activities income$103,000652
Service charges on deposit accounts$827,000416
Trading account gains and fees$0147
Additional Noninterest Income$901,000923
Total noninterest expense$4,235,0001,201
Salaries and employee benefits$2,379,0001,155
Premises and equipment expense$658,000966
Additional noninterest expense$1,198,0001,329
Pre-tax net operating income$1,452,0001,290
Securities gains (losses)$112,000408
Applicable income taxes$494,000936
Income before extraordinary items$1,070,0001,414
Extraordinary gains, net$016
Net income$1,070,0001,416
Minority interest net income$066
Net income of bank and minority interests.$1,070,0001,416
Net charge-offs$34,0002,143
Cash dividends$251,0001,569
Sale, conversion, retirement of capital stock, net$0747
Net operating income$993,8401,486
2013-12-31 (YTD Data)Rank
Total interest income$16,119,0001,553
Total interest expense$1,862,0001,815
Net interest income$14,257,0001,523
Provision for loan and lease losses$346,0002,299
Total noninterest income$7,625,000827
Gross Fiduciary activities income$399,000649
Service charges on deposit accounts$3,234,000441
Trading account gains and fees$-67,0006,785
Additional Noninterest Income$4,059,000930
Total noninterest expense$15,637,0001,273
Salaries and employee benefits$9,102,0001,187
Premises and equipment expense$2,361,0001,013
Additional noninterest expense$4,174,0001,573
Pre-tax net operating income$5,899,0001,247
Securities gains (losses)$487,000463
Applicable income taxes$1,985,000907
Income before extraordinary items$4,401,0001,372
Extraordinary gains, net$029
Net income$4,401,0001,375
Minority interest net income$090
Net income of bank and minority interests.$4,401,0001,375
Net charge-offs$139,0003,405
Cash dividends$975,0001,971
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,064,9701,443
2013-09-30 (YTD Data)Rank
Total interest income$11,983,0001,574
Total interest expense$1,451,0001,805
Net interest income$10,532,0001,559
Provision for loan and lease losses$316,0002,016
Total noninterest income$6,082,000802
Gross Fiduciary activities income$309,000645
Service charges on deposit accounts$2,398,000445
Trading account gains and fees$-67,0006,870
Additional Noninterest Income$3,442,000888
Total noninterest expense$11,489,0001,301
Salaries and employee benefits$6,786,0001,203
Premises and equipment expense$1,733,0001,042
Additional noninterest expense$2,970,0001,628
Pre-tax net operating income$4,809,0001,180
Securities gains (losses)$508,000403
Applicable income taxes$1,685,000857
Income before extraordinary items$3,632,0001,268
Extraordinary gains, net$025
Net income$3,632,0001,269
Minority interest net income$084
Net income of bank and minority interests.$3,632,0001,270
Net charge-offs$122,0003,071
Cash dividends$744,0001,741
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,286,5601,354
2013-06-30 (YTD Data)Rank
Total interest income$7,947,0001,578
Total interest expense$1,001,0001,780
Net interest income$6,946,0001,563
Provision for loan and lease losses$216,0002,018
Total noninterest income$4,028,000813
Gross Fiduciary activities income$210,000643
Service charges on deposit accounts$1,591,000443
Trading account gains and fees$-60,0006,920
Additional Noninterest Income$2,287,000888
Total noninterest expense$7,597,0001,315
Salaries and employee benefits$4,533,0001,190
Premises and equipment expense$1,128,0001,060
Additional noninterest expense$1,936,0001,651
Pre-tax net operating income$3,161,0001,178
Securities gains (losses)$508,000363
Applicable income taxes$1,173,000823
Income before extraordinary items$2,496,0001,223
Extraordinary gains, net$022
Net income$2,496,0001,225
Minority interest net income$082
Net income of bank and minority interests.$2,496,0001,226
Net charge-offs$83,0002,924
Cash dividends$500,0001,684
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,150,5601,349
2013-03-31 (YTD Data)Rank
Total interest income$3,938,0001,603
Total interest expense$499,0001,839
Net interest income$3,439,0001,573
Provision for loan and lease losses$166,0001,523
Total noninterest income$2,013,000822
Gross Fiduciary activities income$100,000660
Service charges on deposit accounts$803,000437
Trading account gains and fees$-25,0007,002
Additional Noninterest Income$1,135,000906
Total noninterest expense$3,797,0001,327
Salaries and employee benefits$2,304,0001,188
Premises and equipment expense$575,0001,062
Additional noninterest expense$918,0001,740
Pre-tax net operating income$1,489,0001,220
Securities gains (losses)$127,000604
Applicable income taxes$524,000877
Income before extraordinary items$1,092,0001,356
Extraordinary gains, net$010
Net income$1,092,0001,357
Minority interest net income$076
Net income of bank and minority interests.$1,092,0001,358
Net charge-offs$88,0001,991
Cash dividends$250,0001,457
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,005,6401,420
2012-12-31 (YTD Data)Rank
Total interest income$16,101,0001,648
Total interest expense$2,581,0001,703
Net interest income$13,520,0001,632
Provision for loan and lease losses$669,0002,326
Total noninterest income$8,985,000734
Gross Fiduciary activities income$311,000694
Service charges on deposit accounts$3,640,000406
Trading account gains and fees$69,000129
Additional Noninterest Income$4,965,000818
Total noninterest expense$15,595,0001,281
Salaries and employee benefits$8,982,0001,174
Premises and equipment expense$2,287,0001,044
Additional noninterest expense$4,326,0001,557
Pre-tax net operating income$6,241,0001,146
Securities gains (losses)$1,007,000519
Applicable income taxes$2,242,000796
Income before extraordinary items$5,006,0001,192
Extraordinary gains, net$029
Net income$5,006,0001,192
Minority interest net income$093
Net income of bank and minority interests.$5,006,0001,192
Net charge-offs$288,0003,346
Cash dividends$940,0002,039
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,311,1701,297
2012-09-30 (YTD Data)Rank
Total interest income$12,178,0001,665
Total interest expense$2,057,0001,685
Net interest income$10,121,0001,653
Provision for loan and lease losses$396,0002,611
Total noninterest income$6,765,000735
Gross Fiduciary activities income$271,000671
Service charges on deposit accounts$2,741,000403
Trading account gains and fees$200,00095
Additional Noninterest Income$3,553,000820
Total noninterest expense$11,619,0001,288
Salaries and employee benefits$6,732,0001,167
Premises and equipment expense$1,712,0001,053
Additional noninterest expense$3,175,0001,574
Pre-tax net operating income$4,871,0001,109
Securities gains (losses)$682,000593
Applicable income taxes$1,779,000787
Income before extraordinary items$3,774,0001,189
Extraordinary gains, net$020
Net income$3,774,0001,189
Minority interest net income$086
Net income of bank and minority interests.$3,774,0001,189
Net charge-offs$227,0003,151
Cash dividends$705,0001,666
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,310,2401,290
2012-06-30 (YTD Data)Rank
Total interest income$8,465,0001,617
Total interest expense$1,465,0001,639
Net interest income$7,000,0001,587
Provision for loan and lease losses$291,0002,502
Total noninterest income$4,046,000780
Gross Fiduciary activities income$180,000674
Service charges on deposit accounts$1,823,000412
Trading account gains and fees$125,000100
Additional Noninterest Income$1,918,000947
Total noninterest expense$7,880,0001,269
Salaries and employee benefits$4,551,0001,151
Premises and equipment expense$1,153,0001,028
Additional noninterest expense$2,176,0001,561
Pre-tax net operating income$2,875,0001,239
Securities gains (losses)$484,000561
Applicable income taxes$1,112,000818
Income before extraordinary items$2,247,0001,324
Extraordinary gains, net$019
Net income$2,247,0001,324
Minority interest net income$084
Net income of bank and minority interests.$2,247,0001,324
Net charge-offs$143,0003,097
Cash dividends$470,0001,675
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,922,7201,449
2012-03-31 (YTD Data)Rank
Total interest income$4,232,0001,629
Total interest expense$770,0001,625
Net interest income$3,462,0001,612
Provision for loan and lease losses$91,0002,985
Total noninterest income$1,970,000789
Gross Fiduciary activities income$90,000679
Service charges on deposit accounts$909,000408
Trading account gains and fees$30,000111
Additional Noninterest Income$941,000946
Total noninterest expense$3,881,0001,277
Salaries and employee benefits$2,310,0001,126
Premises and equipment expense$568,0001,048
Additional noninterest expense$1,003,0001,649
Pre-tax net operating income$1,460,0001,203
Securities gains (losses)$209,000585
Applicable income taxes$519,000855
Income before extraordinary items$1,150,0001,261
Extraordinary gains, net$019
Net income$1,150,0001,262
Minority interest net income$078
Net income of bank and minority interests.$1,150,0001,262
Net charge-offs$63,0002,841
Cash dividends$235,0001,476
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,005,7901,372
2011-12-31 (YTD Data)Rank
Total interest income$17,218,0001,652
Total interest expense$3,436,0001,730
Net interest income$13,782,0001,613
Provision for loan and lease losses$285,0004,200
Total noninterest income$7,593,000757
Gross Fiduciary activities income$378,000617
Service charges on deposit accounts$3,504,000437
Trading account gains and fees$92,000104
Additional Noninterest Income$3,619,000910
Total noninterest expense$15,522,0001,270
Salaries and employee benefits$8,642,0001,147
Premises and equipment expense$2,287,0001,092
Additional noninterest expense$4,593,0001,500
Pre-tax net operating income$5,568,0001,073
Securities gains (losses)$03,838
Applicable income taxes$1,140,0001,232
Income before extraordinary items$4,428,0001,131
Extraordinary gains, net$029
Net income$4,428,0001,131
Minority interest net income$096
Net income of bank and minority interests.$4,428,0001,131
Net charge-offs$397,0003,457
Cash dividends$1,749,0001,082
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,428,0001,072
2011-09-30 (YTD Data)Rank
Total interest income$12,706,0001,687
Total interest expense$2,638,0001,753
Net interest income$10,068,0001,673
Provision for loan and lease losses$285,0003,683
Total noninterest income$5,434,000790
Gross Fiduciary activities income$288,000606
Service charges on deposit accounts$2,554,000452
Trading account gains and fees$111,000105
Additional Noninterest Income$2,481,000967
Total noninterest expense$11,207,0001,322
Salaries and employee benefits$6,220,0001,198
Premises and equipment expense$1,693,0001,127
Additional noninterest expense$3,294,0001,551
Pre-tax net operating income$4,010,0001,146
Securities gains (losses)$03,555
Applicable income taxes$1,210,000936
Income before extraordinary items$2,800,0001,380
Extraordinary gains, net$021
Net income$2,800,0001,380
Minority interest net income$087
Net income of bank and minority interests.$2,800,0001,380
Net charge-offs$271,0003,359
Cash dividends$1,522,000823
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,800,0001,305
2011-06-30 (YTD Data)Rank
Total interest income$8,079,0001,779
Total interest expense$1,760,0001,810
Net interest income$6,319,0001,767
Provision for loan and lease losses$150,0003,873
Total noninterest income$3,365,000838
Gross Fiduciary activities income$198,000610
Service charges on deposit accounts$1,521,000501
Trading account gains and fees$74,000110
Additional Noninterest Income$1,572,000983
Total noninterest expense$7,340,0001,354
Salaries and employee benefits$4,025,0001,235
Premises and equipment expense$1,068,0001,201
Additional noninterest expense$2,247,0001,548
Pre-tax net operating income$2,194,0001,334
Securities gains (losses)$02,914
Applicable income taxes$634,0001,100
Income before extraordinary items$1,560,0001,567
Extraordinary gains, net$015
Net income$1,560,0001,567
Minority interest net income$089
Net income of bank and minority interests.$1,560,0001,567
Net charge-offs$172,0003,267
Cash dividends$977,000844
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,560,0001,503
2011-03-31 (YTD Data)Rank
Total interest income$3,861,0001,863
Total interest expense$861,0001,924
Net interest income$3,000,0001,849
Provision for loan and lease losses$50,0004,153
Total noninterest income$1,599,000862
Gross Fiduciary activities income$99,000614
Service charges on deposit accounts$704,000522
Trading account gains and fees$44,000112
Additional Noninterest Income$752,0001,022
Total noninterest expense$3,431,0001,444
Salaries and employee benefits$1,951,0001,290
Premises and equipment expense$491,0001,322
Additional noninterest expense$989,0001,725
Pre-tax net operating income$1,118,0001,299
Securities gains (losses)$01,772
Applicable income taxes$322,0001,058
Income before extraordinary items$796,0001,491
Extraordinary gains, net$09
Net income$796,0001,491
Minority interest net income$086
Net income of bank and minority interests.$796,0001,491
Net charge-offs$42,0003,494
Cash dividends$425,000848
Sale, conversion, retirement of capital stock, net$0925
Net operating income$796,0001,444
2010-12-31 (YTD Data)Rank
Total interest income$16,341,0001,849
Total interest expense$4,006,0001,996
Net interest income$12,335,0001,792
Provision for loan and lease losses$1,025,0003,006
Total noninterest income$7,551,000787
Gross Fiduciary activities income$411,000597
Service charges on deposit accounts$3,134,000481
Trading account gains and fees$88,000131
Additional Noninterest Income$3,918,000888
Total noninterest expense$13,240,0001,493
Salaries and employee benefits$7,535,0001,308
Premises and equipment expense$2,013,0001,287
Additional noninterest expense$3,692,0001,925
Pre-tax net operating income$5,621,000920
Securities gains (losses)$255,0001,396
Applicable income taxes$1,709,000825
Income before extraordinary items$4,167,0001,036
Extraordinary gains, net$029
Net income$4,167,0001,038
Minority interest net income$0111
Net income of bank and minority interests.$4,167,0001,039
Net charge-offs$337,0004,166
Cash dividends$874,0001,664
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,985,9501,039
2010-09-30 (YTD Data)Rank
Total interest income$12,278,0001,888
Total interest expense$3,089,0002,025
Net interest income$9,189,0001,830
Provision for loan and lease losses$877,0002,712
Total noninterest income$5,612,000773
Gross Fiduciary activities income$325,000581
Service charges on deposit accounts$2,369,000478
Trading account gains and fees$70,000113
Additional Noninterest Income$2,848,000855
Total noninterest expense$9,903,0001,492
Salaries and employee benefits$5,672,0001,303
Premises and equipment expense$1,510,0001,309
Additional noninterest expense$2,721,0001,911
Pre-tax net operating income$4,021,0001,013
Securities gains (losses)$255,0001,187
Applicable income taxes$1,279,000850
Income before extraordinary items$2,997,0001,127
Extraordinary gains, net$023
Net income$2,997,0001,130
Minority interest net income$0110
Net income of bank and minority interests.$2,997,0001,131
Net charge-offs$281,0003,817
Cash dividends$656,0001,464
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,818,5001,142
2010-06-30 (YTD Data)Rank
Total interest income$8,109,0001,930
Total interest expense$2,098,0002,061
Net interest income$6,011,0001,861
Provision for loan and lease losses$827,0002,151
Total noninterest income$3,809,000749
Gross Fiduciary activities income$238,000562
Service charges on deposit accounts$1,558,000481
Trading account gains and fees$80,000105
Additional Noninterest Income$1,933,000826
Total noninterest expense$6,597,0001,492
Salaries and employee benefits$3,760,0001,310
Premises and equipment expense$999,0001,327
Additional noninterest expense$1,838,0001,889
Pre-tax net operating income$2,396,0001,113
Securities gains (losses)$123,0001,279
Applicable income taxes$740,000893
Income before extraordinary items$1,779,0001,251
Extraordinary gains, net$019
Net income$1,779,0001,252
Minority interest net income$0105
Net income of bank and minority interests.$1,779,0001,252
Net charge-offs$114,0004,110
Cash dividends$438,0001,479
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,691,6701,258
2010-03-31 (YTD Data)Rank
Total interest income$4,026,0001,988
Total interest expense$1,054,0002,163
Net interest income$2,972,0001,911
Provision for loan and lease losses$362,0002,181
Total noninterest income$2,070,000685
Gross Fiduciary activities income$94,000625
Service charges on deposit accounts$745,000504
Trading account gains and fees$38,000114
Additional Noninterest Income$1,193,000693
Total noninterest expense$3,299,0001,524
Salaries and employee benefits$1,870,0001,342
Premises and equipment expense$498,0001,366
Additional noninterest expense$931,0001,849
Pre-tax net operating income$1,381,000973
Securities gains (losses)$02,284
Applicable income taxes$414,000820
Income before extraordinary items$967,0001,122
Extraordinary gains, net$016
Net income$967,0001,122
Minority interest net income$091
Net income of bank and minority interests.$967,0001,124
Net charge-offs$51,0003,695
Cash dividends$220,0001,321
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$967,0001,091
2009-12-31 (YTD Data)Rank
Total interest income$16,765,0002,026
Total interest expense$4,686,0002,399
Net interest income$12,079,0001,837
Provision for loan and lease losses$484,0004,589
Total noninterest income$6,472,000891
Gross Fiduciary activities income$364,000617
Service charges on deposit accounts$2,956,000568
Trading account gains and fees$144,000141
Additional Noninterest Income$3,008,0001,035
Total noninterest expense$13,342,0001,551
Salaries and employee benefits$7,495,0001,331
Premises and equipment expense$2,007,0001,351
Additional noninterest expense$3,840,0001,914
Pre-tax net operating income$4,725,000887
Securities gains (losses)$03,754
Applicable income taxes$1,320,000787
Income before extraordinary items$3,405,000998
Extraordinary gains, net$034
Net income$3,405,000996
Minority interest net income$0115
Net income of bank and minority interests.$3,405,000997
Net charge-offs$210,0004,945
Cash dividends$840,0001,850
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,405,000995
2009-09-30 (YTD Data)Rank
Total interest income$12,663,0002,044
Total interest expense$3,574,0002,464
Net interest income$9,089,0001,832
Provision for loan and lease losses$316,0004,512
Total noninterest income$4,644,000940
Gross Fiduciary activities income$275,000610
Service charges on deposit accounts$2,134,000589
Trading account gains and fees$148,000137
Additional Noninterest Income$2,087,0001,116
Total noninterest expense$9,987,0001,539
Salaries and employee benefits$5,578,0001,363
Premises and equipment expense$1,550,0001,321
Additional noninterest expense$2,859,0001,863
Pre-tax net operating income$3,430,000969
Securities gains (losses)$03,497
Applicable income taxes$1,011,000840
Income before extraordinary items$2,419,0001,128
Extraordinary gains, net$027
Net income$2,419,0001,126
Minority interest net income$0118
Net income of bank and minority interests.$2,419,0001,128
Net charge-offs$114,0004,936
Cash dividends$631,0001,732
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,419,0001,112
2009-06-30 (YTD Data)Rank
Total interest income$8,505,0002,067
Total interest expense$2,402,0002,540
Net interest income$6,103,0001,821
Provision for loan and lease losses$275,0003,863
Total noninterest income$3,000,000965
Gross Fiduciary activities income$177,000619
Service charges on deposit accounts$1,337,000624
Trading account gains and fees$117,000130
Additional Noninterest Income$1,369,0001,165
Total noninterest expense$6,620,0001,578
Salaries and employee benefits$3,701,0001,409
Premises and equipment expense$1,038,0001,340
Additional noninterest expense$1,881,0001,903
Pre-tax net operating income$2,208,0001,029
Securities gains (losses)$03,136
Applicable income taxes$652,000873
Income before extraordinary items$1,556,0001,209
Extraordinary gains, net$021
Net income$1,556,0001,207
Minority interest net income$0112
Net income of bank and minority interests.$1,556,0001,208
Net charge-offs$55,0004,825
Cash dividends$421,0001,822
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,556,0001,178
2009-03-31 (YTD Data)Rank
Total interest income$4,172,0002,133
Total interest expense$1,238,0002,552
Net interest income$2,934,0001,879
Provision for loan and lease losses$134,0003,473
Total noninterest income$1,503,000937
Gross Fiduciary activities income$86,000636
Service charges on deposit accounts$640,000633
Trading account gains and fees$90,000103
Additional Noninterest Income$687,0001,130
Total noninterest expense$3,244,0001,548
Salaries and employee benefits$1,871,0001,395
Premises and equipment expense$523,0001,362
Additional noninterest expense$850,0001,892
Pre-tax net operating income$1,059,0001,216
Securities gains (losses)$02,434
Applicable income taxes$313,0001,020
Income before extraordinary items$746,0001,463
Extraordinary gains, net$015
Net income$746,0001,463
Minority interest net income$0102
Net income of bank and minority interests.$746,0001,465
Net charge-offs$05,728
Cash dividends$211,0001,663
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$746,0001,382
2008-12-31 (YTD Data)Rank
Total interest income$16,980,0002,231
Total interest expense$6,314,0002,408
Net interest income$10,666,0002,076
Provision for loan and lease losses$335,0004,439
Total noninterest income$5,918,000924
Gross Fiduciary activities income$384,000622
Service charges on deposit accounts$2,938,000588
Trading account gains and fees$-112,0008,214
Additional Noninterest Income$2,708,0001,051
Total noninterest expense$12,077,0001,625
Salaries and employee benefits$6,914,0001,496
Premises and equipment expense$2,113,0001,298
Additional noninterest expense$3,050,0001,981
Pre-tax net operating income$4,172,0001,308
Securities gains (losses)$255,000608
Applicable income taxes$1,278,000981
Income before extraordinary items$3,149,0001,294
Extraordinary gains, net$039
Net income$3,149,0001,295
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$285,0003,604
Cash dividends$1,803,0001,481
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,967,9501,478
2008-09-30 (YTD Data)Rank
Total interest income$12,725,0002,282
Total interest expense$4,873,0002,431
Net interest income$7,852,0002,136
Provision for loan and lease losses$215,0004,095
Total noninterest income$4,472,000957
Gross Fiduciary activities income$291,000627
Service charges on deposit accounts$2,193,000602
Trading account gains and fees$5,000136
Additional Noninterest Income$1,983,0001,109
Total noninterest expense$8,979,0001,621
Salaries and employee benefits$5,135,0001,535
Premises and equipment expense$1,585,0001,303
Additional noninterest expense$2,259,0001,929
Pre-tax net operating income$3,130,0001,562
Securities gains (losses)$145,000764
Applicable income taxes$963,0001,184
Income before extraordinary items$2,312,0001,572
Extraordinary gains, net$031
Net income$2,312,0001,572
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$227,0002,900
Cash dividends$1,602,0001,237
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,209,0501,726
2008-06-30 (YTD Data)Rank
Total interest income$8,558,0002,287
Total interest expense$3,375,0002,434
Net interest income$5,183,0002,142
Provision for loan and lease losses$181,0003,303
Total noninterest income$3,112,000940
Gross Fiduciary activities income$201,000630
Service charges on deposit accounts$1,447,000593
Trading account gains and fees$12,000124
Additional Noninterest Income$1,452,0001,083
Total noninterest expense$5,966,0001,624
Salaries and employee benefits$3,421,0001,544
Premises and equipment expense$1,040,0001,328
Additional noninterest expense$1,505,0001,918
Pre-tax net operating income$2,148,0001,586
Securities gains (losses)$145,000754
Applicable income taxes$675,0001,263
Income before extraordinary items$1,618,0001,674
Extraordinary gains, net$021
Net income$1,618,0001,675
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0003,133
Cash dividends$1,401,0001,056
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,515,0501,763
2008-03-31 (YTD Data)Rank
Total interest income$4,323,0002,332
Total interest expense$1,828,0002,422
Net interest income$2,495,0002,221
Provision for loan and lease losses$98,0002,769
Total noninterest income$1,622,000901
Gross Fiduciary activities income$103,000638
Service charges on deposit accounts$727,000586
Trading account gains and fees$40,000118
Additional Noninterest Income$752,0001,046
Total noninterest expense$2,973,0001,635
Salaries and employee benefits$1,691,0001,572
Premises and equipment expense$520,0001,332
Additional noninterest expense$762,0001,848
Pre-tax net operating income$1,046,0001,716
Securities gains (losses)$145,000549
Applicable income taxes$347,0001,330
Income before extraordinary items$844,0001,741
Extraordinary gains, net$015
Net income$844,0001,743
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0002,452
Cash dividends$200,0002,298
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$741,0501,871
2007-12-31 (YTD Data)Rank
Total interest income$17,440,0002,364
Total interest expense$7,410,0002,487
Net interest income$10,030,0002,237
Provision for loan and lease losses$319,0003,084
Total noninterest income$6,098,000936
Gross Fiduciary activities income$447,000618
Service charges on deposit accounts$2,732,000642
Trading account gains and fees$46,000141
Additional Noninterest Income$2,873,0001,045
Total noninterest expense$11,712,0001,573
Salaries and employee benefits$6,574,0001,541
Premises and equipment expense$1,906,0001,399
Additional noninterest expense$3,232,0001,719
Pre-tax net operating income$4,097,0001,945
Securities gains (losses)$02,146
Applicable income taxes$1,096,0001,753
Income before extraordinary items$3,001,0002,054
Extraordinary gains, net$039
Net income$3,001,0002,053
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0003,637
Cash dividends$1,768,0001,779
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,001,0002,037
2007-09-30 (YTD Data)Rank
Total interest income$12,938,0002,396
Total interest expense$5,504,0002,508
Net interest income$7,434,0002,272
Provision for loan and lease losses$197,0003,044
Total noninterest income$4,169,0001,010
Gross Fiduciary activities income$321,000626
Service charges on deposit accounts$1,946,000663
Trading account gains and fees$46,000142
Additional Noninterest Income$1,856,0001,180
Total noninterest expense$8,536,0001,596
Salaries and employee benefits$4,808,0001,575
Premises and equipment expense$1,406,0001,413
Additional noninterest expense$2,322,0001,749
Pre-tax net operating income$2,870,0002,185
Securities gains (losses)$01,655
Applicable income taxes$845,0001,830
Income before extraordinary items$2,025,0002,344
Extraordinary gains, net$033
Net income$2,025,0002,342
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0003,718
Cash dividends$576,0002,757
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,025,0002,324
2007-06-30 (YTD Data)Rank
Total interest income$8,447,0002,456
Total interest expense$3,596,0002,562
Net interest income$4,851,0002,342
Provision for loan and lease losses$123,0002,943
Total noninterest income$2,721,0001,049
Gross Fiduciary activities income$227,000617
Service charges on deposit accounts$1,268,000687
Trading account gains and fees$-23,0008,560
Additional Noninterest Income$1,249,0001,196
Total noninterest expense$5,692,0001,619
Salaries and employee benefits$3,207,0001,601
Premises and equipment expense$919,0001,450
Additional noninterest expense$1,566,0001,740
Pre-tax net operating income$1,757,0002,386
Securities gains (losses)$01,444
Applicable income taxes$510,0002,041
Income before extraordinary items$1,247,0002,558
Extraordinary gains, net$029
Net income$1,247,0002,557
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0004,302
Cash dividends$384,0002,833
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,247,0002,541
2007-03-31 (YTD Data)Rank
Total interest income$4,133,0002,489
Total interest expense$1,778,0002,569
Net interest income$2,355,0002,410
Provision for loan and lease losses$66,0002,646
Total noninterest income$1,438,000988
Gross Fiduciary activities income$104,000650
Service charges on deposit accounts$614,000695
Trading account gains and fees$56,000133
Additional Noninterest Income$664,0001,116
Total noninterest expense$2,800,0001,654
Salaries and employee benefits$1,584,0001,641
Premises and equipment expense$439,0001,532
Additional noninterest expense$777,0001,729
Pre-tax net operating income$927,0002,299
Securities gains (losses)$01,187
Applicable income taxes$274,0001,981
Income before extraordinary items$653,0002,465
Extraordinary gains, net$022
Net income$653,0002,465
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,195
Cash dividends$192,0002,508
Sale, conversion, retirement of capital stock, net$0885
Net operating income$653,0002,441
2006-12-31 (YTD Data)Rank
Total interest income$15,613,0002,468
Total interest expense$6,249,0002,509
Net interest income$9,364,0002,426
Provision for loan and lease losses$242,0003,151
Total noninterest income$6,172,000919
Gross Fiduciary activities income$404,000633
Service charges on deposit accounts$2,700,000644
Trading account gains and fees$0130
Additional Noninterest Income$3,068,000976
Total noninterest expense$10,841,0001,635
Salaries and employee benefits$6,064,0001,623
Premises and equipment expense$1,732,0001,484
Additional noninterest expense$3,045,0001,735
Pre-tax net operating income$4,453,0002,065
Securities gains (losses)$01,687
Applicable income taxes$1,303,0001,859
Income before extraordinary items$3,150,0002,191
Extraordinary gains, net$051
Net income$3,150,0002,191
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$217,0002,078
Cash dividends$1,349,0002,095
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,150,0002,183
2006-09-30 (YTD Data)Rank
Total interest income$11,724,0002,460
Total interest expense$4,529,0002,513
Net interest income$7,195,0002,402
Provision for loan and lease losses$164,0003,255
Total noninterest income$4,606,000938
Gross Fiduciary activities income$217,000717
Service charges on deposit accounts$2,051,000637
Trading account gains and fees$0126
Additional Noninterest Income$2,338,000987
Total noninterest expense$8,082,0001,655
Salaries and employee benefits$4,559,0001,628
Premises and equipment expense$1,279,0001,522
Additional noninterest expense$2,244,0001,740
Pre-tax net operating income$3,555,0002,032
Securities gains (losses)$01,388
Applicable income taxes$1,097,0001,764
Income before extraordinary items$2,458,0002,177
Extraordinary gains, net$045
Net income$2,458,0002,179
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$178,0001,648
Cash dividends$952,0001,999
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,458,0002,165
2006-06-30 (YTD Data)Rank
Total interest income$7,617,0002,476
Total interest expense$2,906,0002,501
Net interest income$4,711,0002,434
Provision for loan and lease losses$129,0002,901
Total noninterest income$3,325,000872
Gross Fiduciary activities income$144,000728
Service charges on deposit accounts$1,355,000633
Trading account gains and fees$0126
Additional Noninterest Income$1,826,000890
Total noninterest expense$5,403,0001,655
Salaries and employee benefits$3,013,0001,641
Premises and equipment expense$840,0001,545
Additional noninterest expense$1,550,0001,708
Pre-tax net operating income$2,504,0001,948
Securities gains (losses)$01,185
Applicable income taxes$780,0001,693
Income before extraordinary items$1,724,0002,093
Extraordinary gains, net$039
Net income$1,724,0002,096
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0001,846
Cash dividends$572,0002,197
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,724,0002,076
2006-03-31 (YTD Data)Rank
Total interest income$3,724,0002,481
Total interest expense$1,369,0002,515
Net interest income$2,355,0002,435
Provision for loan and lease losses$20,0004,517
Total noninterest income$1,375,0001,002
Gross Fiduciary activities income$72,000739
Service charges on deposit accounts$650,000638
Trading account gains and fees$0115
Additional Noninterest Income$653,0001,097
Total noninterest expense$2,610,0001,716
Salaries and employee benefits$1,474,0001,679
Premises and equipment expense$419,0001,552
Additional noninterest expense$717,0001,822
Pre-tax net operating income$1,100,0002,118
Securities gains (losses)$0955
Applicable income taxes$341,0001,846
Income before extraordinary items$759,0002,299
Extraordinary gains, net$021
Net income$759,0002,300
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0001,457
Cash dividends$180,0002,531
Sale, conversion, retirement of capital stock, net$0648
Net operating income$759,0002,276
2005-12-31 (YTD Data)Rank
Total interest income$14,107,0002,350
Total interest expense$4,953,0002,212
Net interest income$9,154,0002,407
Provision for loan and lease losses$88,0005,023
Total noninterest income$5,189,0001,063
Gross Fiduciary activities income$382,000640
Service charges on deposit accounts$2,421,000718
Trading account gains and fees$0138
Additional Noninterest Income$2,386,0001,192
Total noninterest expense$10,794,0001,590
Salaries and employee benefits$6,034,0001,554
Premises and equipment expense$1,655,0001,478
Additional noninterest expense$3,105,0001,628
Pre-tax net operating income$3,461,0002,480
Securities gains (losses)$122,000641
Applicable income taxes$1,085,0002,151
Income before extraordinary items$2,498,0002,604
Extraordinary gains, net$046
Net income$2,498,0002,604
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$219,0002,166
Cash dividends$1,209,0002,122
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,412,6002,637
2005-09-30 (YTD Data)Rank
Total interest income$10,479,0002,319
Total interest expense$3,617,0002,155
Net interest income$6,862,0002,387
Provision for loan and lease losses$88,0004,501
Total noninterest income$3,696,0001,111
Gross Fiduciary activities income$330,000610
Service charges on deposit accounts$1,757,000738
Trading account gains and fees$0126
Additional Noninterest Income$1,609,0001,293
Total noninterest expense$8,064,0001,578
Salaries and employee benefits$4,567,0001,526
Premises and equipment expense$1,229,0001,477
Additional noninterest expense$2,268,0001,660
Pre-tax net operating income$2,406,0002,650
Securities gains (losses)$122,000601
Applicable income taxes$808,0002,188
Income before extraordinary items$1,720,0002,793
Extraordinary gains, net$035
Net income$1,720,0002,793
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0002,209
Cash dividends$1,033,0001,744
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,637,0402,879
2005-06-30 (YTD Data)Rank
Total interest income$6,955,0002,267
Total interest expense$2,320,0002,122
Net interest income$4,635,0002,337
Provision for loan and lease losses$88,0003,638
Total noninterest income$2,433,0001,098
Gross Fiduciary activities income$244,000588
Service charges on deposit accounts$1,122,000750
Trading account gains and fees$0116
Additional Noninterest Income$1,067,0001,282
Total noninterest expense$5,416,0001,561
Salaries and employee benefits$3,061,0001,516
Premises and equipment expense$803,0001,502
Additional noninterest expense$1,552,0001,587
Pre-tax net operating income$1,564,0002,674
Securities gains (losses)$02,146
Applicable income taxes$503,0002,271
Income before extraordinary items$1,061,0002,951
Extraordinary gains, net$030
Net income$1,061,0002,951
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0002,276
Cash dividends$770,0001,627
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,061,0002,914
2005-03-31 (YTD Data)Rank
Total interest income$3,334,0002,318
Total interest expense$1,103,0002,131
Net interest income$2,231,0002,401
Provision for loan and lease losses$88,0002,305
Total noninterest income$1,275,0001,033
Gross Fiduciary activities income$160,000519
Service charges on deposit accounts$543,000749
Trading account gains and fees$0115
Additional Noninterest Income$572,0001,205
Total noninterest expense$2,687,0001,582
Salaries and employee benefits$1,541,0001,511
Premises and equipment expense$398,0001,526
Additional noninterest expense$748,0001,647
Pre-tax net operating income$731,0002,761
Securities gains (losses)$01,685
Applicable income taxes$234,0002,357
Income before extraordinary items$497,0003,063
Extraordinary gains, net$024
Net income$497,0003,064
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0001,740
Cash dividends$488,0001,281
Sale, conversion, retirement of capital stock, net$0491
Net operating income$497,0003,019
2004-12-31 (YTD Data)Rank
Total interest income$12,733,0002,250
Total interest expense$3,830,0002,126
Net interest income$8,903,0002,294
Provision for loan and lease losses$465,0002,077
Total noninterest income$5,035,0001,073
Gross Fiduciary activities income$479,000589
Service charges on deposit accounts$2,555,000686
Trading account gains and fees$0138
Additional Noninterest Income$2,001,0001,318
Total noninterest expense$10,515,0001,549
Salaries and employee benefits$6,107,0001,452
Premises and equipment expense$1,330,0001,732
Additional noninterest expense$3,078,0001,586
Pre-tax net operating income$2,958,0002,621
Securities gains (losses)$152,000979
Applicable income taxes$955,0002,245
Income before extraordinary items$2,155,0002,739
Extraordinary gains, net$034
Net income$2,155,0002,742
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$614,0001,138
Cash dividends$1,391,0001,841
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,050,1202,786
2004-09-30 (YTD Data)Rank
Total interest income$9,539,0002,220
Total interest expense$2,868,0002,090
Net interest income$6,671,0002,265
Provision for loan and lease losses$355,0001,982
Total noninterest income$3,809,0001,074
Gross Fiduciary activities income$363,000587
Service charges on deposit accounts$2,000,000669
Trading account gains and fees$0134
Additional Noninterest Income$1,446,0001,370
Total noninterest expense$7,882,0001,543
Salaries and employee benefits$4,606,0001,438
Premises and equipment expense$947,0001,831
Additional noninterest expense$2,329,0001,560
Pre-tax net operating income$2,243,0002,609
Securities gains (losses)$152,000931
Applicable income taxes$777,0002,145
Income before extraordinary items$1,618,0002,773
Extraordinary gains, net$026
Net income$1,618,0002,774
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$561,000866
Cash dividends$1,039,0001,662
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,514,6402,854
2004-06-30 (YTD Data)Rank
Total interest income$6,297,0002,222
Total interest expense$1,912,0002,070
Net interest income$4,385,0002,282
Provision for loan and lease losses$300,0001,523
Total noninterest income$2,599,0001,056
Gross Fiduciary activities income$252,000572
Service charges on deposit accounts$1,360,000643
Trading account gains and fees$0130
Additional Noninterest Income$987,0001,334
Total noninterest expense$5,168,0001,569
Salaries and employee benefits$3,051,0001,445
Premises and equipment expense$590,0001,942
Additional noninterest expense$1,527,0001,581
Pre-tax net operating income$1,516,0002,568
Securities gains (losses)$77,0001,189
Applicable income taxes$518,0002,142
Income before extraordinary items$1,075,0002,766
Extraordinary gains, net$021
Net income$1,075,0002,767
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$244,0001,189
Cash dividends$502,0002,115
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,023,4102,798
2004-03-31 (YTD Data)Rank
Total interest income$3,111,0002,258
Total interest expense$963,0002,076
Net interest income$2,148,0002,320
Provision for loan and lease losses$150,0001,414
Total noninterest income$1,349,000995
Gross Fiduciary activities income$135,000553
Service charges on deposit accounts$661,000648
Trading account gains and fees$0121
Additional Noninterest Income$553,0001,207
Total noninterest expense$2,584,0001,574
Salaries and employee benefits$1,512,0001,464
Premises and equipment expense$294,0001,968
Additional noninterest expense$778,0001,539
Pre-tax net operating income$763,0002,519
Securities gains (losses)$77,000940
Applicable income taxes$275,0002,054
Income before extraordinary items$565,0002,654
Extraordinary gains, net$016
Net income$565,0002,654
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$187,000855
Cash dividends$327,0001,628
Sale, conversion, retirement of capital stock, net$0464
Net operating income$513,4102,783
2003-12-31 (YTD Data)Rank
Total interest income$13,570,0002,096
Total interest expense$4,549,0001,966
Net interest income$9,021,0002,152
Provision for loan and lease losses$707,0001,605
Total noninterest income$5,718,0001,020
Gross Fiduciary activities income$429,000619
Service charges on deposit accounts$2,729,000628
Trading account gains and fees$0160
Additional Noninterest Income$2,560,0001,201
Total noninterest expense$10,261,0001,550
Salaries and employee benefits$5,952,0001,438
Premises and equipment expense$1,239,0001,848
Additional noninterest expense$3,070,0001,602
Pre-tax net operating income$3,771,0002,066
Securities gains (losses)$263,0001,138
Applicable income taxes$1,245,0001,886
Income before extraordinary items$2,789,0002,181
Extraordinary gains, net$054
Net income$2,789,0002,182
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$562,0001,467
Cash dividends$677,0002,994
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,607,5302,190
2003-09-30 (YTD Data)Rank
Total interest income$10,319,0002,099
Total interest expense$3,571,0001,952
Net interest income$6,748,0002,170
Provision for loan and lease losses$562,0001,506
Total noninterest income$4,228,0001,065
Gross Fiduciary activities income$317,000621
Service charges on deposit accounts$1,998,000649
Trading account gains and fees$0153
Additional Noninterest Income$1,913,0001,272
Total noninterest expense$7,616,0001,581
Salaries and employee benefits$4,479,0001,451
Premises and equipment expense$912,0001,877
Additional noninterest expense$2,225,0001,639
Pre-tax net operating income$2,798,0002,163
Securities gains (losses)$243,0001,104
Applicable income taxes$956,0001,924
Income before extraordinary items$2,085,0002,251
Extraordinary gains, net$040
Net income$2,085,0002,249
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$364,0001,499
Cash dividends$510,0002,639
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,917,3302,307
2003-06-30 (YTD Data)Rank
Total interest income$6,998,0002,082
Total interest expense$2,508,0001,917
Net interest income$4,490,0002,168
Provision for loan and lease losses$362,0001,530
Total noninterest income$2,680,0001,094
Gross Fiduciary activities income$215,000619
Service charges on deposit accounts$1,298,000658
Trading account gains and fees$0150
Additional Noninterest Income$1,167,0001,360
Total noninterest expense$4,988,0001,611
Salaries and employee benefits$2,881,0001,494
Premises and equipment expense$603,0001,890
Additional noninterest expense$1,504,0001,612
Pre-tax net operating income$1,820,0002,220
Securities gains (losses)$03,782
Applicable income taxes$548,0002,187
Income before extraordinary items$1,272,0002,443
Extraordinary gains, net$030
Net income$1,272,0002,441
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$210,0001,599
Cash dividends$340,0002,704
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,272,0002,308
2003-03-31 (YTD Data)Rank
Total interest income$3,558,0002,066
Total interest expense$1,282,0001,927
Net interest income$2,276,0002,146
Provision for loan and lease losses$200,0001,357
Total noninterest income$1,341,0001,063
Gross Fiduciary activities income$113,000604
Service charges on deposit accounts$612,000677
Trading account gains and fees$0134
Additional Noninterest Income$616,0001,274
Total noninterest expense$2,490,0001,603
Salaries and employee benefits$1,430,0001,498
Premises and equipment expense$294,0001,941
Additional noninterest expense$766,0001,550
Pre-tax net operating income$927,0002,182
Securities gains (losses)$02,891
Applicable income taxes$251,0002,315
Income before extraordinary items$676,0002,257
Extraordinary gains, net$021
Net income$676,0002,255
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0001,631
Cash dividends$170,0002,408
Sale, conversion, retirement of capital stock, net$0419
Net operating income$676,0002,139
2002-12-31 (YTD Data)Rank
Total interest income$15,658,0001,975
Total interest expense$6,477,0001,757
Net interest income$9,181,0002,105
Provision for loan and lease losses$768,0001,697
Total noninterest income$4,754,0001,102
Gross Fiduciary activities income$323,000691
Service charges on deposit accounts$2,484,000658
Trading account gains and fees$0153
Additional Noninterest Income$1,947,0001,336
Total noninterest expense$9,678,0001,592
Salaries and employee benefits$5,484,0001,480
Premises and equipment expense$1,287,0001,711
Additional noninterest expense$2,907,0001,625
Pre-tax net operating income$3,489,0002,211
Securities gains (losses)$24,0003,010
Applicable income taxes$1,096,0002,074
Income before extraordinary items$2,417,0002,418
Extraordinary gains, net$070
Net income$2,417,0002,417
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$715,0001,251
Cash dividends$655,0003,001
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,400,4402,352
2001-12-31 (YTD Data)Rank
Total interest income$17,422,0001,961
Total interest expense$9,607,0001,692
Net interest income$7,815,0002,289
Provision for loan and lease losses$417,0002,540
Total noninterest income$4,380,0001,109
Gross Fiduciary activities income$280,000741
Service charges on deposit accounts$2,089,000713
Trading account gains and fees$0177
Additional Noninterest Income$2,011,0001,243
Total noninterest expense$9,302,0001,572
Salaries and employee benefits$4,968,0001,518
Premises and equipment expense$1,312,0001,645
Additional noninterest expense$3,022,0001,537
Pre-tax net operating income$2,476,0002,687
Securities gains (losses)$2,0004,242
Applicable income taxes$864,0002,302
Income before extraordinary items$1,614,0003,050
Extraordinary gains, net$0105
Net income$1,614,0003,054
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$520,0001,522
Cash dividends$734,0002,778
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,612,7002,956
2000-12-31 (YTD Data)Rank
Total interest income$18,468,0001,894
Total interest expense$9,700,0001,768
Net interest income$8,768,0002,023
Provision for loan and lease losses$125,0004,758
Total noninterest income$3,194,0001,276
Gross Fiduciary activities income$256,000752
Service charges on deposit accounts$1,703,000798
Trading account gains and fees$0180
Additional Noninterest Income$1,235,0001,623
Total noninterest expense$9,526,0001,460
Salaries and employee benefits$4,991,0001,418
Premises and equipment expense$1,400,0001,484
Additional noninterest expense$3,135,0001,434
Pre-tax net operating income$2,311,0002,958
Securities gains (losses)$161,000458
Applicable income taxes$859,0002,394
Income before extraordinary items$1,613,0003,063
Extraordinary gains, net$038
Net income$1,613,0003,060
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-33,0009,523
Cash dividends$651,0003,052
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,508,3503,236
1999-12-31 (YTD Data)Rank
Total interest income$18,261,0001,782
Total interest expense$9,698,0001,552
Net interest income$8,563,0002,065
Provision for loan and lease losses$226,0003,295
Total noninterest income$3,396,0001,222
Gross Fiduciary activities income$266,000799
Service charges on deposit accounts$1,741,000767
Trading account gains and fees$0173
Additional Noninterest Income$1,389,0001,466
Total noninterest expense$9,392,0001,480
Salaries and employee benefits$4,846,0001,420
Premises and equipment expense$1,324,0001,551
Additional noninterest expense$3,222,0001,428
Pre-tax net operating income$2,341,0002,948
Securities gains (losses)$4,0002,267
Applicable income taxes$823,0002,588
Income before extraordinary items$1,522,0003,207
Extraordinary gains, net$035
Net income$1,522,0003,207
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$426,0001,379
Cash dividends$317,0004,415
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,519,4003,173
1998-12-31 (YTD Data)Rank
Total interest income$16,356,0001,983
Total interest expense$8,723,0001,760
Net interest income$7,633,0002,241
Provision for loan and lease losses$08,652
Total noninterest income$2,580,0001,506
Gross Fiduciary activities income$291,000786
Service charges on deposit accounts$1,350,000918
Trading account gains and fees$0224
Additional Noninterest Income$939,0001,951
Total noninterest expense$9,420,0001,399
Salaries and employee benefits$4,282,0001,539
Premises and equipment expense$1,229,0001,598
Additional noninterest expense$3,909,0001,143
Pre-tax net operating income$793,0006,127
Securities gains (losses)$10,0002,952
Applicable income taxes$300,0005,167
Income before extraordinary items$503,0006,595
Extraordinary gains, net$032
Net income$503,0006,594
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$293,0001,888
Cash dividends$8,415,000437
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$496,6006,517
1997-12-31 (YTD Data)Rank
Total interest income$9,933,0003,261
Total interest expense$4,746,0003,133
Net interest income$5,187,0003,370
Provision for loan and lease losses$35,0007,233
Total noninterest income$1,795,0001,933
Gross Fiduciary activities income$235,000864
Service charges on deposit accounts$946,0001,356
Trading account gains and fees$0239
Additional Noninterest Income$614,0002,437
Total noninterest expense$4,774,0002,684
Salaries and employee benefits$2,672,0002,486
Premises and equipment expense$771,0002,505
Additional noninterest expense$1,331,0003,039
Pre-tax net operating income$2,173,0003,277
Securities gains (losses)$03,944
Applicable income taxes$717,0003,180
Income before extraordinary items$1,456,0003,450
Extraordinary gains, net$044
Net income$1,456,0003,450
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0003,752
Cash dividends$947,0002,303
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,456,0003,370
1996-12-31 (YTD Data)Rank
Total interest income$9,650,0003,386
Total interest expense$4,369,0003,412
Net interest income$5,281,0003,356
Provision for loan and lease losses$125,0004,497
Total noninterest income$1,994,0001,844
Gross Fiduciary activities income$213,000949
Service charges on deposit accounts$822,0001,625
Trading account gains and fees$0262
Additional Noninterest Income$959,0001,872
Total noninterest expense$4,986,0002,750
Salaries and employee benefits$2,753,0002,418
Premises and equipment expense$839,0002,345
Additional noninterest expense$1,394,0003,320
Pre-tax net operating income$2,164,0003,204
Securities gains (losses)$15,0002,201
Applicable income taxes$726,0003,096
Income before extraordinary items$1,453,0003,293
Extraordinary gains, net$053
Net income$1,453,0003,293
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$132,0003,405
Cash dividends$1,000,0002,117
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,442,9503,281
1995-12-31 (YTD Data)Rank
Total interest income$9,685,0003,377
Total interest expense$4,359,0003,417
Net interest income$5,326,0003,328
Provision for loan and lease losses$08,958
Total noninterest income$1,288,0002,561
Gross Fiduciary activities income$204,0001,001
Service charges on deposit accounts$782,0001,738
Trading account gains and fees$0522
Additional Noninterest Income$302,0003,980
Total noninterest expense$4,626,0002,911
Salaries and employee benefits$2,474,0002,700
Premises and equipment expense$684,0002,875
Additional noninterest expense$1,468,0003,147
Pre-tax net operating income$1,988,0003,511
Securities gains (losses)$28,0001,681
Applicable income taxes$682,0003,307
Income before extraordinary items$1,334,0003,589
Extraordinary gains, net$065
Net income$1,334,0003,586
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,801
Cash dividends$750,0002,525
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,315,5203,619
1994-12-31 (YTD Data)Rank
Total interest income$8,501,0003,520
Total interest expense$3,693,0003,307
Net interest income$4,808,0003,690
Provision for loan and lease losses$09,146
Total noninterest income$1,159,0002,796
Gross Fiduciary activities income$188,0001,030
Service charges on deposit accounts$819,0001,653
Trading account gains and fees$0475
Additional Noninterest Income$152,0006,177
Total noninterest expense$4,148,0003,316
Salaries and employee benefits$2,093,0003,150
Premises and equipment expense$631,0003,120
Additional noninterest expense$1,424,0003,477
Pre-tax net operating income$1,819,0003,705
Securities gains (losses)$62,0001,024
Applicable income taxes$625,0003,393
Income before extraordinary items$1,256,0003,695
Extraordinary gains, net$0249
Net income$1,256,0003,704
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0003,836
Cash dividends$400,0003,689
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,214,4603,840
1993-12-31 (YTD Data)Rank
Total interest income$8,107,0003,772
Total interest expense$3,533,0003,556
Net interest income$4,574,0003,872
Provision for loan and lease losses$010,371
Total noninterest income$1,043,0003,237
Gross Fiduciary activities income$141,0001,142
Service charges on deposit accounts$821,0001,671
Trading account gains and fees$0532
Additional Noninterest Income$81,0008,582
Total noninterest expense$3,790,0003,655
Salaries and employee benefits$1,821,0003,574
Premises and equipment expense$619,0003,231
Additional noninterest expense$1,350,0003,818
Pre-tax net operating income$1,827,0003,619
Securities gains (losses)$771,000650
Applicable income taxes$871,0002,581
Income before extraordinary items$1,727,0002,860
Extraordinary gains, net$03,149
Net income$1,727,0002,950
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$148,0003,696
Cash dividends$550,0002,841
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,218,1403,751
1992-12-31 (YTD Data)Rank
Total interest income$8,923,0003,885
Total interest expense$4,338,0003,785
Net interest income$4,585,0003,938
Provision for loan and lease losses$284,0004,277
Total noninterest income$920,0003,555
Gross Fiduciary activities income$93,0001,266
Service charges on deposit accounts$708,0001,907
Trading account gains and fees$0504
Additional Noninterest Income$119,0007,481
Total noninterest expense$4,077,0003,431
Salaries and employee benefits$1,924,0003,319
Premises and equipment expense$569,0003,537
Additional noninterest expense$1,584,0003,426
Pre-tax net operating income$1,144,0005,117
Securities gains (losses)$520,0001,055
Applicable income taxes$464,0004,248
Income before extraordinary items$1,200,0003,810
Extraordinary gains, net$118,000664
Net income$1,318,0003,515
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$318,0003,223
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$825,6004,933

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.