Home > Colony Bank > Net charge- offs to loans
Colony Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0860% | 1,002 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0039% | 3,693 |
| Percentage Net Loans Charged-off:Construction & development | -0.0041% | 4,223 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0040% | 483 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0235% | 4,190 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1663% | 4,486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0168% | 4,099 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8728% | 352 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0319% | 2,673 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0319% | 2,540 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0654% | 1,014 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0070% | 3,886 |
| Percentage Net Loans Charged-off:Construction & development | -0.0049% | 4,276 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0041% | 4,130 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0162% | 4,078 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2389% | 4,543 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0064% | 3,885 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7069% | 339 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0114% | 2,522 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0114% | 2,454 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0221% | 1,442 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0090% | 4,007 |
| Percentage Net Loans Charged-off:Construction & development | -0.0065% | 4,356 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0043% | 4,193 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0230% | 4,211 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3579% | 4,580 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0078% | 3,924 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3089% | 525 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0364% | 4,149 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0364% | 4,147 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0531% | 832 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0073% | 4,011 |
| Percentage Net Loans Charged-off:Construction & development | -0.0050% | 4,448 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 4,250 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0141% | 4,161 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0148% | 4,200 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6186% | 230 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0194% | 4,057 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0194% | 4,056 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0100% | 1,998 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 3,515 |
| Percentage Net Loans Charged-off:Construction & development | -0.0126% | 4,367 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0047% | 446 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0008% | 3,380 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0064% | 4,295 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0004% | 3,426 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1299% | 780 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1703% | 1,823 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1703% | 1,745 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0180% | 1,482 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 3,431 |
| Percentage Net Loans Charged-off:Construction & development | -0.0112% | 4,408 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0076% | 314 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0023% | 605 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0084% | 4,365 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0031% | 566 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2102% | 489 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2200% | 1,492 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2200% | 1,418 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0137% | 1,505 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 698 |
| Percentage Net Loans Charged-off:Construction & development | -0.0126% | 4,039 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0132% | 225 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0249% | 341 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0268% | 312 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1430% | 479 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0650% | 1,923 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0650% | 1,840 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0119% | 1,328 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0222% | 312 |
| Percentage Net Loans Charged-off:Construction & development | -0.0143% | 4,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0342% | 142 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0251% | 253 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0271% | 232 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1008% | 4,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2389% | 1,215 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2389% | 1,132 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0070% | 3,635 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0227% | 4,103 |
| Percentage Net Loans Charged-off:Construction & development | -0.3451% | 4,365 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0902% | 367 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0951% | 4,456 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0287% | 3,297 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0996% | 4,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1771% | 751 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0837% | 2,081 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0837% | 1,970 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0116% | 3,732 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0253% | 4,191 |
| Percentage Net Loans Charged-off:Construction & development | -0.4678% | 4,430 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1314% | 277 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1178% | 4,575 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0305% | 3,360 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1235% | 4,580 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1872% | 616 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0065% | 3,728 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0065% | 3,685 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0450% | 4,325 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0445% | 4,452 |
| Percentage Net Loans Charged-off:Construction & development | -0.1449% | 4,373 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0141% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0469% | 4,364 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0350% | 3,424 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0475% | 4,381 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0150% | 995 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0291% | 1,908 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0291% | 1,799 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0236% | 4,074 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0092% | 4,005 |
| Percentage Net Loans Charged-off:Construction & development | -0.0506% | 4,336 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0092% | 3,944 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0100% | 3,994 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0321% | 691 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0574% | 1,562 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0574% | 1,456 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1203% | 1,290 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0043% | 1,826 |
| Percentage Net Loans Charged-off:Construction & development | -0.0327% | 4,278 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0279% | 818 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0302% | 994 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0082% | 3,333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0325% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0222% | 1,913 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3843% | 102 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.3843% | 94 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1381% | 1,054 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0219% | 1,165 |
| Percentage Net Loans Charged-off:Construction & development | -0.0283% | 4,303 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0490% | 550 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0198% | 980 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0109% | 3,395 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0218% | 903 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0310% | 1,577 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1538% | 111 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.1538% | 97 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1409% | 1,013 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0127% | 1,161 |
| Percentage Net Loans Charged-off:Construction & development | -0.0315% | 4,347 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0116% | 574 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0667% | 527 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0162% | 3,457 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0720% | 470 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0200% | 1,458 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4726% | 86 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.4726% | 72 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1754% | 757 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0329% | 678 |
| Percentage Net Loans Charged-off:Construction & development | -0.0452% | 4,433 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0230% | 358 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1158% | 329 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1232% | 305 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0746% | 899 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2138% | 108 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.2138% | 91 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1707% | 1,180 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0563% | 1,057 |
| Percentage Net Loans Charged-off:Construction & development | -0.0660% | 4,453 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0382% | 4,705 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2947% | 239 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3079% | 3,800 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3237% | 212 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4291% | 976 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4281% | 164 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4281% | 141 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1848% | 934 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0881% | 660 |
| Percentage Net Loans Charged-off:Construction & development | -0.0559% | 4,501 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0420% | 4,795 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4015% | 147 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4303% | 3,865 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4385% | 123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5027% | 738 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5364% | 239 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5364% | 209 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1916% | 862 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1495% | 421 |
| Percentage Net Loans Charged-off:Construction & development | -0.0710% | 4,580 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0101% | 630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5068% | 121 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7171% | 3,908 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5547% | 98 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3688% | 763 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5339% | 460 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5339% | 401 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4197% | 366 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3983% | 143 |
| Percentage Net Loans Charged-off:Construction & development | 0.0803% | 105 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0273% | 345 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2606% | 38 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0765% | 3,810 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2996% | 34 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6693% | 399 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1431% | 668 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1431% | 597 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0558% | 2,343 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0180% | 1,770 |
| Percentage Net Loans Charged-off:Construction & development | -0.2593% | 4,772 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0677% | 674 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0373% | 1,389 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4919% | 3,991 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0512% | 1,184 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0327% | 4,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2124% | 639 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2124% | 573 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0839% | 1,679 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0416% | 1,119 |
| Percentage Net Loans Charged-off:Construction & development | -0.0872% | 4,644 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0920% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0286% | 1,303 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6661% | 4,031 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0465% | 1,051 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0114% | 1,823 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1074% | 678 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1074% | 605 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1091% | 1,282 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0556% | 817 |
| Percentage Net Loans Charged-off:Construction & development | -0.1360% | 4,763 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1394% | 299 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0146% | 1,319 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9275% | 4,071 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0385% | 996 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1287% | 1,098 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9344% | 772 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9344% | 689 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0344% | 1,824 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0137% | 1,053 |
| Percentage Net Loans Charged-off:Construction & development | -0.1434% | 4,855 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0051% | 4,773 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0991% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1649% | 4,013 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1059% | 503 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0337% | 4,278 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6779% | 1,102 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6779% | 1,002 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2362% | 1,099 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1865% | 572 |
| Percentage Net Loans Charged-off:Construction & development | -0.4741% | 5,047 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1399% | 607 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4919% | 192 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9452% | 62 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4820% | 199 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3517% | 1,190 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3330% | 603 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3330% | 543 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2234% | 967 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1838% | 494 |
| Percentage Net Loans Charged-off:Construction & development | -0.5956% | 5,109 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1880% | 402 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4069% | 231 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0979% | 4,071 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4176% | 233 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2664% | 1,081 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8623% | 959 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8623% | 864 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3185% | 641 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3399% | 257 |
| Percentage Net Loans Charged-off:Construction & development | -0.5361% | 5,122 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4213% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5194% | 182 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1002% | 4,074 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5322% | 177 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1052% | 1,266 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6722% | 1,192 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6722% | 1,075 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2082% | 839 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2705% | 286 |
| Percentage Net Loans Charged-off:Construction & development | -1.5787% | 5,264 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7743% | 73 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,343 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1026% | 4,139 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0021% | 1,231 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6873% | 5,455 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5349% | 1,368 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5349% | 1,239 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0976% | 2,320 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0432% | 1,915 |
| Percentage Net Loans Charged-off:Construction & development | -1.7712% | 5,384 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2565% | 527 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1588% | 965 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0242% | 731 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1617% | 924 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5094% | 1,018 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0671% | 852 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0671% | 781 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0207% | 1,466 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0809% | 2,163 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0163% | 2,200 |
| Percentage Net Loans Charged-off:Construction & development | -2.3242% | 5,445 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3455% | 337 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1429% | 937 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0639% | 552 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1446% | 914 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6773% | 679 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9001% | 924 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9001% | 838 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0334% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0206% | 4,958 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1165% | 5,660 |
| Percentage Net Loans Charged-off:Construction & development | -3.4174% | 5,501 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2542% | 390 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1365% | 957 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0942% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1375% | 906 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8521% | 534 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9069% | 895 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9069% | 795 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0641% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3127% | 5,939 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4887% | 5,979 |
| Percentage Net Loans Charged-off:Construction & development | -6.7465% | 5,534 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1044% | 384 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0998% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1020% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3693% | 300 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6159% | 1,205 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6159% | 1,079 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2193% | 559 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1407% | 1,940 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0695% | 1,990 |
| Percentage Net Loans Charged-off:Construction & development | -0.6880% | 5,427 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0016% | 1,639 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4086% | 505 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2021% | 4,453 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4209% | 503 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8003% | 716 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9073% | 909 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9073% | 818 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0371% | 1,235 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2013% | 1,282 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1621% | 1,040 |
| Percentage Net Loans Charged-off:Construction & development | -0.4254% | 5,406 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0596% | 1,019 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5391% | 340 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2752% | 4,508 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5551% | 329 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5542% | 765 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7369% | 1,032 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7368% | 946 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0613% | 1,036 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2160% | 1,178 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1745% | 990 |
| Percentage Net Loans Charged-off:Construction & development | -0.5895% | 5,506 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0246% | 1,035 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6970% | 265 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4200% | 4,576 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7184% | 254 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6300% | 622 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5463% | 1,281 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5463% | 1,173 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1538% | 735 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4200% | 584 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3628% | 457 |
| Percentage Net Loans Charged-off:Construction & development | -0.0859% | 5,244 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0480% | 620 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1155% | 153 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8460% | 4,647 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1527% | 156 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3316% | 287 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5211% | 1,275 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5211% | 1,156 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0662% | 5,450 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5807% | 692 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5416% | 538 |
| Percentage Net Loans Charged-off:Construction & development | 1.7211% | 293 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4076% | 784 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0203% | 4,959 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4926% | 676 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2587% | 167 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4777% | 707 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1864% | 671 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1285% | 807 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1285% | 724 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0749% | 5,569 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5978% | 623 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5646% | 494 |
| Percentage Net Loans Charged-off:Construction & development | 2.6983% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2875% | 858 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0268% | 5,026 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4199% | 775 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9569% | 227 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4094% | 778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1381% | 586 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1622% | 722 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1622% | 654 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0828% | 5,644 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5784% | 701 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5289% | 577 |
| Percentage Net Loans Charged-off:Construction & development | 0.7016% | 431 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4625% | 608 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5509% | 630 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4247% | 141 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5337% | 644 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4157% | 492 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9957% | 880 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9957% | 809 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1182% | 5,725 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2273% | 1,413 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2057% | 1,164 |
| Percentage Net Loans Charged-off:Construction & development | -1.1773% | 5,869 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2983% | 551 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5641% | 570 |
| Percentage Net Loans Charged-off: Home equity loans | 2.9029% | 63 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5175% | 606 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1129% | 1,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2315% | 725 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2315% | 648 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0394% | 5,605 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7268% | 886 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7791% | 671 |
| Percentage Net Loans Charged-off:Construction & development | 3.1422% | 408 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8488% | 683 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3113% | 1,666 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8235% | 4,974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3387% | 1,501 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1323% | 2,429 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1054% | 1,043 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1054% | 933 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0588% | 1,228 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7146% | 836 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7589% | 667 |
| Percentage Net Loans Charged-off:Construction & development | 3.6801% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6948% | 760 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3278% | 1,508 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2128% | 4,929 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3413% | 1,436 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1379% | 2,139 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1970% | 858 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1970% | 771 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1144% | 986 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6681% | 986 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7071% | 793 |
| Percentage Net Loans Charged-off:Construction & development | 2.2340% | 488 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8914% | 581 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2548% | 1,765 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0771% | 4,808 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2633% | 1,665 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0263% | 2,259 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2407% | 820 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2407% | 734 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2203% | 760 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7049% | 868 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7601% | 704 |
| Percentage Net Loans Charged-off:Construction & development | 4.0964% | 256 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5826% | 640 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3564% | 1,264 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0745% | 4,802 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3681% | 1,169 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1031% | 1,442 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9629% | 1,040 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9629% | 931 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0282% | 5,714 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3424% | 713 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4720% | 565 |
| Percentage Net Loans Charged-off:Construction & development | 6.4518% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4153% | 627 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0040% | 5,423 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4646% | 1,893 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4065% | 1,128 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4666% | 1,817 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9504% | 1,486 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2984% | 3,023 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2984% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1374% | 6,166 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2821% | 745 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4288% | 592 |
| Percentage Net Loans Charged-off:Construction & development | 4.0822% | 638 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8970% | 396 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0056% | 5,469 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4274% | 1,942 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1928% | 1,276 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4360% | 1,820 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7519% | 1,527 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0536% | 3,972 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0536% | 3,790 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0399% | 1,294 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1899% | 910 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3490% | 690 |
| Percentage Net Loans Charged-off:Construction & development | 1.4452% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3679% | 321 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0088% | 5,483 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2786% | 2,293 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2781% | 1,030 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2786% | 2,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5027% | 1,722 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0468% | 5,840 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0468% | 5,749 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0751% | 6,109 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9458% | 1,095 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0783% | 870 |
| Percentage Net Loans Charged-off:Construction & development | 1.5708% | 817 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8069% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0174% | 5,538 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2596% | 1,995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5170% | 681 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2489% | 1,903 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3287% | 1,450 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0799% | 5,796 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0799% | 5,713 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0444% | 6,031 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7385% | 388 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0518% | 283 |
| Percentage Net Loans Charged-off:Construction & development | 9.0464% | 516 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.6277% | 229 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.9231% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7764% | 1,572 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4958% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7399% | 1,614 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4005% | 1,608 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2411% | 3,798 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2299% | 3,580 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4350% | 856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9921% | 317 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3268% | 236 |
| Percentage Net Loans Charged-off:Construction & development | 6.7115% | 661 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.6385% | 135 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.8414% | 274 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7724% | 1,490 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7641% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7205% | 1,509 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5384% | 1,335 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2847% | 3,311 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2681% | 3,105 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7423% | 624 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.2382% | 176 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.5903% | 154 |
| Percentage Net Loans Charged-off:Construction & development | 10.7160% | 386 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.2435% | 97 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.7527% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6948% | 1,567 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4306% | 560 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6550% | 1,539 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2675% | 926 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2319% | 3,237 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2139% | 3,038 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.0397% | 226 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6639% | 269 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.8415% | 223 |
| Percentage Net Loans Charged-off:Construction & development | 10.7930% | 310 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.6257% | 172 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.3799% | 95 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2272% | 2,175 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5518% | 701 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2091% | 2,094 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4291% | 1,040 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1208% | 3,074 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1069% | 2,904 |
| Percentage Net Loans Charged-off: All other loans and lease | 8.1886% | 140 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8994% | 1,082 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9645% | 956 |
| Percentage Net Loans Charged-off:Construction & development | 4.7118% | 1,301 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8104% | 716 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.8181% | 346 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1455% | 1,247 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4520% | 656 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1269% | 1,249 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6661% | 3,025 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8153% | 2,509 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.8340% | 372 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1948% | 822 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3599% | 692 |
| Percentage Net Loans Charged-off:Construction & development | 5.6044% | 1,008 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2862% | 495 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.0412% | 248 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1189% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5839% | 566 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0903% | 1,154 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7884% | 2,501 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4866% | 3,198 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8762% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1360% | 845 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2749% | 712 |
| Percentage Net Loans Charged-off:Construction & development | 7.1579% | 730 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2912% | 811 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.2440% | 153 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4731% | 826 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5524% | 516 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4681% | 836 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7000% | 2,355 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2992% | 3,527 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.6398% | 293 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1823% | 779 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2764% | 643 |
| Percentage Net Loans Charged-off:Construction & development | 5.6117% | 722 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3218% | 629 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.5606% | 95 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8531% | 603 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6945% | 646 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9251% | 581 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2199% | 2,372 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3404% | 1,445 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.5813% | 246 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0338% | 693 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3650% | 542 |
| Percentage Net Loans Charged-off:Construction & development | 7.3371% | 856 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6731% | 397 |
| Percentage Net Loans Charged-off: Multi-family residential | 11.9400% | 113 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6010% | 835 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0459% | 825 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6361% | 810 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9894% | 2,882 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7499% | 1,565 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8032% | 1,073 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3827% | 772 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6769% | 574 |
| Percentage Net Loans Charged-off:Construction & development | 7.1707% | 708 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4426% | 588 |
| Percentage Net Loans Charged-off: Multi-family residential | 12.6287% | 68 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0699% | 1,011 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3968% | 1,141 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1125% | 948 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4519% | 3,249 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9610% | 2,524 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0097% | 844 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3709% | 468 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.8023% | 321 |
| Percentage Net Loans Charged-off:Construction & development | 10.3173% | 418 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1585% | 329 |
| Percentage Net Loans Charged-off: Multi-family residential | 17.0306% | 43 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1878% | 840 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6011% | 781 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2248% | 800 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7227% | 2,332 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7942% | 2,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4435% | 637 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9337% | 1,417 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9211% | 1,073 |
| Percentage Net Loans Charged-off:Construction & development | 2.0380% | 952 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4188% | 732 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3007% | 600 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0312% | 5,850 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3844% | 554 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4484% | 1,932 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8895% | 2,213 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3882% | 416 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1977% | 1,010 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1046% | 843 |
| Percentage Net Loans Charged-off:Construction & development | 3.1894% | 786 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0056% | 7,705 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.6957% | 87 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5417% | 1,132 |
| Percentage Net Loans Charged-off: Home equity loans | 5.6792% | 83 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2423% | 1,872 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9332% | 702 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5167% | 1,453 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2163% | 1,320 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8495% | 1,020 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6880% | 901 |
| Percentage Net Loans Charged-off:Construction & development | 2.1728% | 684 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0338% | 7,890 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6797% | 214 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6686% | 702 |
| Percentage Net Loans Charged-off: Home equity loans | 7.8070% | 45 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2606% | 1,355 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3444% | 435 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3309% | 1,379 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2192% | 1,118 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0563% | 7,924 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1096% | 8,165 |
| Percentage Net Loans Charged-off:Construction & development | 0.1779% | 1,343 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6546% | 8,237 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6718% | 8,216 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3690% | 1,881 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,890 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9272% | 604 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0707% | 3,434 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0986% | 1,703 |
| Percentage Net Loans Charged-off:Construction & development | 0.3449% | 724 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3036% | 1,445 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9647% | 7,265 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1728% | 2,915 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1311% | 1,819 |
| Percentage Net Loans Charged-off:Construction & development | 0.3149% | 838 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0550% | 1,255 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0616% | 2,276 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0636% | 2,114 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4408% | 2,011 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9566% | 434 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1501% | 2,465 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1163% | 1,360 |
| Percentage Net Loans Charged-off:Construction & development | 0.2366% | 567 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0726% | 796 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0685% | 1,682 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0709% | 1,563 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5737% | 1,373 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,220 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3277% | 463 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1785% | 1,868 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1363% | 998 |
| Percentage Net Loans Charged-off:Construction & development | 0.3189% | 341 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1076% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0205% | 7,888 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0212% | 7,892 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6945% | 1,021 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6184% | 400 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2930% | 1,026 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2712% | 449 |
| Percentage Net Loans Charged-off:Construction & development | 0.6397% | 141 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2073% | 257 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0271% | 7,984 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0281% | 7,967 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5064% | 453 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5023% | 537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1995% | 2,002 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0743% | 1,613 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3425% | 491 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3552% | 462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4417% | 709 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.3408% | 275 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0834% | 3,026 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0603% | 1,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2768% | 504 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2871% | 494 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9235% | 8,147 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9248% | 267 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0947% | 2,551 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0270% | 1,783 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1224% | 930 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1271% | 873 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4173% | 7,924 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.7388% | 203 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0947% | 2,159 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0584% | 954 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2563% | 439 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2664% | 411 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.9167% | 8,267 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.7914% | 131 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3153% | 1,469 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2683% | 513 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0487% | 121 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0761% | 123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5601% | 770 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7625% | 675 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4230% | 913 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3319% | 347 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2759% | 89 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3062% | 92 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0174% | 316 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,710 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5672% | 677 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3937% | 961 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5091% | 212 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8918% | 58 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9362% | 61 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.4428% | 8,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7145% | 541 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6424% | 532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6413% | 169 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3262% | 58 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3756% | 57 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9671% | 300 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0760% | 748 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2324% | 2,417 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2285% | 808 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7523% | 221 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7656% | 222 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1874% | 3,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9907% | 575 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1538% | 2,834 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1112% | 1,238 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3566% | 487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3628% | 487 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2387% | 2,459 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3806% | 413 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1176% | 3,135 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0042% | 2,667 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0127% | 2,053 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0129% | 1,923 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6477% | 1,398 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4166% | 265 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2067% | 1,902 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0172% | 1,685 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0471% | 1,244 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0478% | 1,161 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0728% | 1,920 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.4962% | 130 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0264% | 573 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1282% | 1,578 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2653% | 881 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2665% | 897 |
| Percentage Net Loans Charged-off: Commercial and industrial | 13.9001% | 49 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,896 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0320% | 684 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2139% | 395 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0952% | 1,590 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1974% | 941 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1980% | 943 |
| Percentage Net Loans Charged-off: Commercial and industrial | 16.3075% | 42 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,497 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1719% | 573 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2210% | 2,584 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1299% | 1,183 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2691% | 687 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2696% | 693 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7575% | 1,564 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,001 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8018% | 408 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0643% | 3,899 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0096% | 8,351 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0197% | 8,542 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0197% | 8,556 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1663% | 8,000 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1202% | 314 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3873% | 2,152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2821% | 809 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6395% | 310 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.6395% | 322 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5686% | 1,324 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 7,113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1000% | 662 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0859% | 5,349 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0014% | 3,937 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0046% | 3,163 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0046% | 2,988 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9941% | 1,816 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2345% | 5,754 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0899% | 4,835 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8872% | 663 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0918% | 5,318 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7716% | 862 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4365% | 443 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2760% | 104 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0194% | 254 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.6223% | 77 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1977% | 308 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |