Home > Civista Bank > Income and Expense

Civista Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$179,115,000327
Total interest expense$48,914,000393
Net interest income$130,201,000301
Provision for loan and lease losses$4,950,000333
Total noninterest income$37,506,000298
Gross Fiduciary activities income$3,754,000299
Service charges on deposit accounts$7,227,000205
Trading account gains and fees$673,00074
Additional Noninterest Income$25,852,000270
Total noninterest expense$106,985,000307
Salaries and employee benefits$57,975,000291
Premises and equipment expense$16,457,000197
Additional noninterest expense$25,852,000270
Pre-tax net operating income$55,772,000326
Securities gains (losses)$0988
Applicable income taxes$8,934,000385
Income before extraordinary items$46,838,000298
Extraordinary gains, net$054
Net income$46,838,000301
Minority interest net income$088
Net income of bank and minority interests.$46,838,000300
Net charge-offs$980,000539
Cash dividends$28,100,000251
Sale, conversion, retirement of capital stock, net$0540
Net operating income$46,838,000309
2023-09-30 (YTD Data)Rank
Total interest income$130,552,000327
Total interest expense$31,610,000415
Net interest income$98,942,000303
Provision for loan and lease losses$2,706,000383
Total noninterest income$28,690,000301
Gross Fiduciary activities income$2,800,000299
Service charges on deposit accounts$5,478,000208
Trading account gains and fees$198,00092
Additional Noninterest Income$20,214,000260
Total noninterest expense$81,398,000303
Salaries and employee benefits$43,906,000295
Premises and equipment expense$12,149,000195
Additional noninterest expense$20,214,000260
Pre-tax net operating income$43,528,000325
Securities gains (losses)$0849
Applicable income taxes$7,106,000377
Income before extraordinary items$36,422,000305
Extraordinary gains, net$052
Net income$36,422,000308
Minority interest net income$081
Net income of bank and minority interests.$36,422,000306
Net charge-offs$535,000557
Cash dividends$22,400,000231
Sale, conversion, retirement of capital stock, net$0507
Net operating income$36,422,000311
2023-06-30 (YTD Data)Rank
Total interest income$84,800,000318
Total interest expense$18,568,000417
Net interest income$66,232,000302
Provision for loan and lease losses$1,946,000365
Total noninterest income$20,488,000276
Gross Fiduciary activities income$1,849,000295
Service charges on deposit accounts$3,625,000201
Trading account gains and fees$177,00083
Additional Noninterest Income$14,837,000242
Total noninterest expense$54,852,000289
Salaries and employee benefits$29,930,000280
Premises and equipment expense$8,232,000186
Additional noninterest expense$14,837,000242
Pre-tax net operating income$29,922,000320
Securities gains (losses)$0938
Applicable income taxes$4,918,000374
Income before extraordinary items$25,004,000301
Extraordinary gains, net$051
Net income$25,004,000306
Minority interest net income$081
Net income of bank and minority interests.$25,004,000301
Net charge-offs$36,0001,300
Cash dividends$17,000,000205
Sale, conversion, retirement of capital stock, net$0486
Net operating income$25,004,000304
2023-03-31 (YTD Data)Rank
Total interest income$41,496,000329
Total interest expense$7,769,000434
Net interest income$33,727,000305
Provision for loan and lease losses$821,000394
Total noninterest income$11,466,000251
Gross Fiduciary activities income$915,000308
Service charges on deposit accounts$1,795,000212
Trading account gains and fees$61,00087
Additional Noninterest Income$8,695,000209
Total noninterest expense$27,297,000303
Salaries and employee benefits$15,028,000290
Premises and equipment expense$2,040,000364
Additional noninterest expense$8,695,000209
Pre-tax net operating income$17,075,000293
Securities gains (losses)$0950
Applicable income taxes$2,870,000343
Income before extraordinary items$14,205,000274
Extraordinary gains, net$04
Net income$14,205,000275
Minority interest net income$048
Net income of bank and minority interests.$14,205,000275
Net charge-offs$128,000534
Cash dividends$9,900,000188
Sale, conversion, retirement of capital stock, net$0430
Net operating income$14,205,000282
2022-12-31 (YTD Data)Rank
Total interest income$121,193,000349
Total interest expense$7,267,000592
Net interest income$113,926,000327
Provision for loan and lease losses$1,752,000568
Total noninterest income$29,306,000364
Gross Fiduciary activities income$3,615,000312
Service charges on deposit accounts$7,074,000216
Trading account gains and fees$247,00093
Additional Noninterest Income$18,370,000377
Total noninterest expense$89,422,000334
Salaries and employee benefits$50,768,000322
Premises and equipment expense$9,771,000300
Additional noninterest expense$18,370,000377
Pre-tax net operating income$52,058,000365
Securities gains (losses)$10,000440
Applicable income taxes$8,741,000420
Income before extraordinary items$43,327,000357
Extraordinary gains, net$05
Net income$43,327,000357
Minority interest net income$063
Net income of bank and minority interests.$43,327,000357
Net charge-offs$-118,0004,325
Cash dividends$26,300,000249
Sale, conversion, retirement of capital stock, net$0568
Net operating income$43,318,700364
2022-09-30 (YTD Data)Rank
Total interest income$83,220,000357
Total interest expense$2,923,000751
Net interest income$80,297,000339
Provision for loan and lease losses$1,000,000621
Total noninterest income$19,298,000407
Gross Fiduciary activities income$2,738,000312
Service charges on deposit accounts$5,067,000222
Trading account gains and fees$0111
Additional Noninterest Income$11,493,000428
Total noninterest expense$61,687,000354
Salaries and employee benefits$36,436,000332
Premises and equipment expense$5,123,000422
Additional noninterest expense$11,493,000428
Pre-tax net operating income$36,908,000381
Securities gains (losses)$10,000434
Applicable income taxes$6,148,000440
Income before extraordinary items$30,770,000364
Extraordinary gains, net$04
Net income$30,770,000364
Minority interest net income$057
Net income of bank and minority interests.$30,770,000364
Net charge-offs$-132,0004,377
Cash dividends$17,100,000247
Sale, conversion, retirement of capital stock, net$0519
Net operating income$30,761,700373
2022-06-30 (YTD Data)Rank
Total interest income$50,699,000364
Total interest expense$1,804,000658
Net interest income$48,895,000354
Provision for loan and lease losses$700,000545
Total noninterest income$13,440,000387
Gross Fiduciary activities income$1,853,000274
Service charges on deposit accounts$3,119,000234
Trading account gains and fees$0108
Additional Noninterest Income$8,468,000410
Total noninterest expense$39,587,000356
Salaries and employee benefits$24,026,000326
Premises and equipment expense$3,233,000434
Additional noninterest expense$12,328,000367
Pre-tax net operating income$22,048,000399
Securities gains (losses)$7,000442
Applicable income taxes$3,533,000463
Income before extraordinary items$18,522,000381
Extraordinary gains, net$04
Net income$18,522,000381
Minority interest net income$060
Net income of bank and minority interests.$18,522,000381
Net charge-offs$-94,0004,369
Cash dividends$10,300,000260
Sale, conversion, retirement of capital stock, net$0494
Net operating income$18,516,120388
2022-03-31 (YTD Data)Rank
Total interest income$24,648,000358
Total interest expense$898,000621
Net interest income$23,750,000355
Provision for loan and lease losses$300,000484
Total noninterest income$7,597,000366
Gross Fiduciary activities income$958,000274
Service charges on deposit accounts$1,579,000239
Trading account gains and fees$0103
Additional Noninterest Income$5,060,000377
Total noninterest expense$19,723,000363
Salaries and employee benefits$12,153,000330
Premises and equipment expense$1,644,000428
Additional noninterest expense$5,926,000379
Pre-tax net operating income$11,324,000383
Securities gains (losses)$0623
Applicable income taxes$1,831,000436
Income before extraordinary items$9,493,000373
Extraordinary gains, net$04
Net income$9,493,000373
Minority interest net income$050
Net income of bank and minority interests.$9,493,000373
Net charge-offs$-92,0004,537
Cash dividends$5,600,000242
Sale, conversion, retirement of capital stock, net$0453
Net operating income$9,493,000380
2021-12-31 (YTD Data)Rank
Total interest income$101,687,000359
Total interest expense$5,361,000505
Net interest income$96,326,000347
Provision for loan and lease losses$830,000708
Total noninterest income$29,562,000393
Gross Fiduciary activities income$3,866,000267
Service charges on deposit accounts$5,905,000236
Trading account gains and fees$143,000115
Additional Noninterest Income$19,648,000419
Total noninterest expense$78,385,000360
Salaries and employee benefits$44,419,000354
Premises and equipment expense$6,039,000460
Additional noninterest expense$27,927,000341
Pre-tax net operating income$46,673,000407
Securities gains (losses)$1,786,000152
Applicable income taxes$7,438,000475
Income before extraordinary items$41,021,000383
Extraordinary gains, net$010
Net income$41,021,000382
Minority interest net income$074
Net income of bank and minority interests.$41,021,000383
Net charge-offs$-783,0004,763
Cash dividends$19,900,000304
Sale, conversion, retirement of capital stock, net$0582
Net operating income$39,502,900383
2021-09-30 (YTD Data)Rank
Total interest income$76,962,000358
Total interest expense$4,354,000494
Net interest income$72,608,000349
Provision for loan and lease losses$830,000536
Total noninterest income$22,595,000402
Gross Fiduciary activities income$2,867,000267
Service charges on deposit accounts$4,092,000249
Trading account gains and fees$72,000120
Additional Noninterest Income$15,564,000423
Total noninterest expense$61,059,000352
Salaries and employee benefits$34,374,000347
Premises and equipment expense$4,543,000462
Additional noninterest expense$22,142,000322
Pre-tax net operating income$33,314,000431
Securities gains (losses)$1,787,000130
Applicable income taxes$5,340,000505
Income before extraordinary items$29,761,000405
Extraordinary gains, net$08
Net income$29,761,000403
Minority interest net income$069
Net income of bank and minority interests.$29,761,000405
Net charge-offs$-710,0004,843
Cash dividends$15,100,000275
Sale, conversion, retirement of capital stock, net$0543
Net operating income$28,242,050409
2021-06-30 (YTD Data)Rank
Total interest income$51,188,000355
Total interest expense$3,183,000478
Net interest income$48,005,000350
Provision for loan and lease losses$830,000374
Total noninterest income$16,605,000374
Gross Fiduciary activities income$1,884,000267
Service charges on deposit accounts$2,573,000255
Trading account gains and fees$72,000119
Additional Noninterest Income$12,076,000382
Total noninterest expense$41,941,000344
Salaries and employee benefits$23,053,000346
Premises and equipment expense$3,114,000451
Additional noninterest expense$15,774,000301
Pre-tax net operating income$21,839,000431
Securities gains (losses)$1,783,000110
Applicable income taxes$3,484,000515
Income before extraordinary items$20,138,000404
Extraordinary gains, net$06
Net income$20,138,000402
Minority interest net income$067
Net income of bank and minority interests.$20,138,000404
Net charge-offs$-339,0004,832
Cash dividends$10,500,000259
Sale, conversion, retirement of capital stock, net$0517
Net operating income$18,622,450412
2021-03-31 (YTD Data)Rank
Total interest income$25,702,000348
Total interest expense$1,711,000474
Net interest income$23,991,000345
Provision for loan and lease losses$830,000217
Total noninterest income$9,024,000364
Gross Fiduciary activities income$925,000269
Service charges on deposit accounts$1,256,000251
Trading account gains and fees$56,000111
Additional Noninterest Income$6,787,000361
Total noninterest expense$19,091,000363
Salaries and employee benefits$11,715,000341
Premises and equipment expense$1,625,000434
Additional noninterest expense$5,751,000362
Pre-tax net operating income$13,094,000377
Securities gains (losses)$-1,0004,533
Applicable income taxes$2,142,000442
Income before extraordinary items$10,951,000373
Extraordinary gains, net$03
Net income$10,951,000371
Minority interest net income$055
Net income of bank and minority interests.$10,951,000373
Net charge-offs$-275,0004,890
Cash dividends$5,000,000236
Sale, conversion, retirement of capital stock, net$0482
Net operating income$10,951,840365
2020-12-31 (YTD Data)Rank
Total interest income$99,759,000361
Total interest expense$9,193,000539
Net interest income$90,566,000347
Provision for loan and lease losses$10,112,000349
Total noninterest income$28,312,000386
Gross Fiduciary activities income$3,233,000269
Service charges on deposit accounts$5,288,000240
Trading account gains and fees$1,523,00085
Additional Noninterest Income$18,268,000430
Total noninterest expense$70,802,000375
Salaries and employee benefits$42,209,000356
Premises and equipment expense$6,085,000445
Additional noninterest expense$22,508,000379
Pre-tax net operating income$37,964,000365
Securities gains (losses)$94,0001,421
Applicable income taxes$5,405,000459
Income before extraordinary items$32,653,000353
Extraordinary gains, net$04
Net income$32,653,000353
Minority interest net income$072
Net income of bank and minority interests.$32,653,000353
Net charge-offs$-149,0004,811
Cash dividends$15,300,000341
Sale, conversion, retirement of capital stock, net$0566
Net operating income$32,572,160348
2020-09-30 (YTD Data)Rank
Total interest income$74,075,000364
Total interest expense$7,190,000553
Net interest income$66,885,000344
Provision for loan and lease losses$7,862,000368
Total noninterest income$20,710,000387
Gross Fiduciary activities income$2,366,000268
Service charges on deposit accounts$3,812,000244
Trading account gains and fees$1,260,00080
Additional Noninterest Income$13,272,000417
Total noninterest expense$53,593,000364
Salaries and employee benefits$31,859,000348
Premises and equipment expense$4,557,000445
Additional noninterest expense$17,177,000360
Pre-tax net operating income$26,140,000361
Securities gains (losses)$92,0001,257
Applicable income taxes$3,547,000476
Income before extraordinary items$22,685,000349
Extraordinary gains, net$04
Net income$22,685,000348
Minority interest net income$065
Net income of bank and minority interests.$22,685,000349
Net charge-offs$-8,0004,194
Cash dividends$11,400,000329
Sale, conversion, retirement of capital stock, net$0532
Net operating income$22,605,880341
2020-06-30 (YTD Data)Rank
Total interest income$49,534,000369
Total interest expense$4,833,000599
Net interest income$44,701,000340
Provision for loan and lease losses$5,612,000372
Total noninterest income$13,975,000351
Gross Fiduciary activities income$1,542,000273
Service charges on deposit accounts$2,398,000251
Trading account gains and fees$1,102,00073
Additional Noninterest Income$8,933,000379
Total noninterest expense$35,874,000359
Salaries and employee benefits$21,333,000340
Premises and equipment expense$3,052,000442
Additional noninterest expense$11,489,000359
Pre-tax net operating income$17,190,000325
Securities gains (losses)$-1,0004,646
Applicable income taxes$2,304,000443
Income before extraordinary items$14,885,000313
Extraordinary gains, net$04
Net income$14,885,000314
Minority interest net income$065
Net income of bank and minority interests.$14,885,000313
Net charge-offs$-41,0004,698
Cash dividends$8,000,000313
Sale, conversion, retirement of capital stock, net$0504
Net operating income$14,885,870302
2020-03-31 (YTD Data)Rank
Total interest income$24,968,000371
Total interest expense$2,574,000628
Net interest income$22,394,000341
Provision for loan and lease losses$2,126,000386
Total noninterest income$7,014,000328
Gross Fiduciary activities income$812,000271
Service charges on deposit accounts$1,468,000245
Trading account gains and fees$338,00078
Additional Noninterest Income$4,396,000343
Total noninterest expense$17,778,000359
Salaries and employee benefits$10,803,000341
Premises and equipment expense$1,482,000459
Additional noninterest expense$5,493,000366
Pre-tax net operating income$9,504,000276
Securities gains (losses)$01,705
Applicable income taxes$1,356,000356
Income before extraordinary items$8,148,000269
Extraordinary gains, net$04
Net income$8,148,000269
Minority interest net income$056
Net income of bank and minority interests.$8,148,000269
Net charge-offs$-55,0004,881
Cash dividends$3,900,000345
Sale, conversion, retirement of capital stock, net$0482
Net operating income$8,148,000267
2019-12-31 (YTD Data)Rank
Total interest income$97,970,000370
Total interest expense$11,531,000613
Net interest income$86,439,000346
Provision for loan and lease losses$1,035,000886
Total noninterest income$22,473,000397
Gross Fiduciary activities income$3,076,000276
Service charges on deposit accounts$6,395,000237
Trading account gains and fees$516,000100
Additional Noninterest Income$12,486,000449
Total noninterest expense$67,143,000361
Salaries and employee benefits$38,884,000349
Premises and equipment expense$6,083,000441
Additional noninterest expense$22,176,000358
Pre-tax net operating income$40,734,000356
Securities gains (losses)$32,0001,440
Applicable income taxes$6,168,000437
Income before extraordinary items$34,598,000352
Extraordinary gains, net$011
Net income$34,598,000353
Minority interest net income$076
Net income of bank and minority interests.$34,598,000353
Net charge-offs$-53,0004,784
Cash dividends$13,300,000391
Sale, conversion, retirement of capital stock, net$0626
Net operating income$34,570,800346
2019-09-30 (YTD Data)Rank
Total interest income$73,468,000378
Total interest expense$8,561,000621
Net interest income$64,907,000351
Provision for loan and lease losses$150,0002,250
Total noninterest income$16,863,000390
Gross Fiduciary activities income$2,292,000277
Service charges on deposit accounts$4,733,000240
Trading account gains and fees$287,000109
Additional Noninterest Income$9,551,000445
Total noninterest expense$49,755,000361
Salaries and employee benefits$28,855,000353
Premises and equipment expense$4,412,000458
Additional noninterest expense$16,488,000363
Pre-tax net operating income$31,865,000348
Securities gains (losses)$17,0001,491
Applicable income taxes$5,102,000413
Income before extraordinary items$26,780,000347
Extraordinary gains, net$011
Net income$26,780,000348
Minority interest net income$072
Net income of bank and minority interests.$26,780,000348
Net charge-offs$-315,0005,137
Cash dividends$9,400,000387
Sale, conversion, retirement of capital stock, net$0590
Net operating income$26,765,720341
2019-06-30 (YTD Data)Rank
Total interest income$49,465,000377
Total interest expense$5,306,000649
Net interest income$44,159,000346
Provision for loan and lease losses$03,685
Total noninterest income$11,542,000366
Gross Fiduciary activities income$1,479,000285
Service charges on deposit accounts$3,008,000248
Trading account gains and fees$88,000116
Additional Noninterest Income$6,967,000401
Total noninterest expense$33,053,000368
Salaries and employee benefits$19,216,000353
Premises and equipment expense$2,949,000460
Additional noninterest expense$10,888,000369
Pre-tax net operating income$22,648,000330
Securities gains (losses)$14,0001,135
Applicable income taxes$3,728,000379
Income before extraordinary items$18,934,000330
Extraordinary gains, net$011
Net income$18,934,000332
Minority interest net income$069
Net income of bank and minority interests.$18,934,000332
Net charge-offs$-107,0005,069
Cash dividends$5,000,000430
Sale, conversion, retirement of capital stock, net$0573
Net operating income$18,922,240323
2019-03-31 (YTD Data)Rank
Total interest income$24,558,000381
Total interest expense$2,494,000673
Net interest income$22,064,000346
Provision for loan and lease losses$03,406
Total noninterest income$6,401,000339
Gross Fiduciary activities income$716,000283
Service charges on deposit accounts$1,456,000251
Trading account gains and fees$73,000110
Additional Noninterest Income$4,156,000329
Total noninterest expense$16,409,000369
Salaries and employee benefits$9,736,000351
Premises and equipment expense$1,503,000453
Additional noninterest expense$5,170,000377
Pre-tax net operating income$12,056,000312
Securities gains (losses)$4,000883
Applicable income taxes$2,031,000357
Income before extraordinary items$10,029,000309
Extraordinary gains, net$05
Net income$10,029,000309
Minority interest net income$052
Net income of bank and minority interests.$10,029,000309
Net charge-offs$-143,0005,235
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$10,025,680301
2018-12-31 (YTD Data)Rank
Total interest income$73,633,000451
Total interest expense$6,250,000774
Net interest income$67,383,000412
Provision for loan and lease losses$780,0001,068
Total noninterest income$18,631,000439
Gross Fiduciary activities income$3,288,000267
Service charges on deposit accounts$5,208,000290
Trading account gains and fees$621,00090
Additional Noninterest Income$9,514,000518
Total noninterest expense$55,598,000421
Salaries and employee benefits$32,286,000403
Premises and equipment expense$5,016,000511
Additional noninterest expense$18,296,000412
Pre-tax net operating income$29,636,000432
Securities gains (losses)$-413,0005,240
Applicable income taxes$4,390,000522
Income before extraordinary items$24,833,000436
Extraordinary gains, net$06
Net income$24,833,000435
Minority interest net income$072
Net income of bank and minority interests.$24,833,000435
Net charge-offs$235,0001,505
Cash dividends$10,000,000415
Sale, conversion, retirement of capital stock, net$0671
Net operating income$25,184,050431
2018-09-30 (YTD Data)Rank
Total interest income$49,936,000485
Total interest expense$3,633,000891
Net interest income$46,303,000452
Provision for loan and lease losses$390,0001,357
Total noninterest income$13,647,000454
Gross Fiduciary activities income$2,297,000278
Service charges on deposit accounts$3,712,000300
Trading account gains and fees$305,000101
Additional Noninterest Income$7,333,000518
Total noninterest expense$39,045,000445
Salaries and employee benefits$22,686,000419
Premises and equipment expense$3,443,000555
Additional noninterest expense$12,916,000425
Pre-tax net operating income$20,515,000467
Securities gains (losses)$-386,0005,377
Applicable income taxes$3,016,000558
Income before extraordinary items$17,113,000463
Extraordinary gains, net$05
Net income$17,113,000462
Minority interest net income$066
Net income of bank and minority interests.$17,113,000462
Net charge-offs$193,0001,279
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$17,441,100457
2018-06-30 (YTD Data)Rank
Total interest income$32,067,000496
Total interest expense$1,921,0001,043
Net interest income$30,146,000460
Provision for loan and lease losses$03,782
Total noninterest income$9,982,000422
Gross Fiduciary activities income$1,523,000281
Service charges on deposit accounts$2,493,000299
Trading account gains and fees$213,00091
Additional Noninterest Income$5,753,000462
Total noninterest expense$25,147,000457
Salaries and employee benefits$14,618,000433
Premises and equipment expense$2,321,000551
Additional noninterest expense$8,208,000441
Pre-tax net operating income$14,981,000433
Securities gains (losses)$6,000682
Applicable income taxes$2,281,000517
Income before extraordinary items$12,706,000428
Extraordinary gains, net$06
Net income$12,706,000426
Minority interest net income$065
Net income of bank and minority interests.$12,706,000427
Net charge-offs$267,000789
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$12,700,900427
2018-03-31 (YTD Data)Rank
Total interest income$15,913,000491
Total interest expense$864,0001,103
Net interest income$15,049,000459
Provision for loan and lease losses$03,508
Total noninterest income$5,589,000383
Gross Fiduciary activities income$770,000280
Service charges on deposit accounts$1,134,000315
Trading account gains and fees$86,00096
Additional Noninterest Income$3,599,000394
Total noninterest expense$12,165,000467
Salaries and employee benefits$7,304,000437
Premises and equipment expense$1,135,000559
Additional noninterest expense$3,726,000470
Pre-tax net operating income$8,473,000395
Securities gains (losses)$0735
Applicable income taxes$1,317,000462
Income before extraordinary items$7,156,000381
Extraordinary gains, net$07
Net income$7,156,000381
Minority interest net income$052
Net income of bank and minority interests.$7,156,000381
Net charge-offs$320,000405
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$7,156,000379
2017-12-31 (YTD Data)Rank
Total interest income$58,587,000492
Total interest expense$3,057,0001,067
Net interest income$55,530,000464
Provision for loan and lease losses$04,227
Total noninterest income$16,310,000492
Gross Fiduciary activities income$2,692,000291
Service charges on deposit accounts$4,777,000303
Trading account gains and fees$178,000115
Additional Noninterest Income$8,663,000567
Total noninterest expense$46,609,000472
Salaries and employee benefits$28,090,000435
Premises and equipment expense$4,252,000577
Additional noninterest expense$14,267,000481
Pre-tax net operating income$25,231,000455
Securities gains (losses)$12,0001,530
Applicable income taxes$7,765,000501
Income before extraordinary items$17,478,000455
Extraordinary gains, net$09
Net income$17,478,000453
Minority interest net income$076
Net income of bank and minority interests.$17,478,000455
Net charge-offs$171,0001,961
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$17,469,720451
2017-09-30 (YTD Data)Rank
Total interest income$42,749,000510
Total interest expense$2,050,0001,157
Net interest income$40,699,000476
Provision for loan and lease losses$04,088
Total noninterest income$12,704,000490
Gross Fiduciary activities income$1,955,000295
Service charges on deposit accounts$3,609,000307
Trading account gains and fees$141,000111
Additional Noninterest Income$6,999,000544
Total noninterest expense$34,806,000479
Salaries and employee benefits$20,858,000444
Premises and equipment expense$3,097,000604
Additional noninterest expense$10,851,000477
Pre-tax net operating income$18,597,000472
Securities gains (losses)$-9,0005,385
Applicable income taxes$5,291,000475
Income before extraordinary items$13,297,000488
Extraordinary gains, net$09
Net income$13,297,000486
Minority interest net income$071
Net income of bank and minority interests.$13,297,000488
Net charge-offs$359,0001,000
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$13,303,480483
2017-06-30 (YTD Data)Rank
Total interest income$27,912,000510
Total interest expense$1,161,0001,321
Net interest income$26,751,000476
Provision for loan and lease losses$03,871
Total noninterest income$9,231,000456
Gross Fiduciary activities income$1,248,000303
Service charges on deposit accounts$2,432,000299
Trading account gains and fees$47,000120
Additional Noninterest Income$5,504,000487
Total noninterest expense$23,160,000484
Salaries and employee benefits$13,806,000450
Premises and equipment expense$2,058,000607
Additional noninterest expense$7,296,000475
Pre-tax net operating income$12,822,000451
Securities gains (losses)$01,906
Applicable income taxes$3,697,000451
Income before extraordinary items$9,125,000470
Extraordinary gains, net$011
Net income$9,125,000468
Minority interest net income$071
Net income of bank and minority interests.$9,125,000470
Net charge-offs$258,000912
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$9,125,000464
2017-03-31 (YTD Data)Rank
Total interest income$13,684,000522
Total interest expense$558,0001,339
Net interest income$13,126,000484
Provision for loan and lease losses$03,537
Total noninterest income$5,132,000419
Gross Fiduciary activities income$607,000307
Service charges on deposit accounts$1,045,000338
Trading account gains and fees$28,000122
Additional Noninterest Income$3,452,000409
Total noninterest expense$11,148,000501
Salaries and employee benefits$6,922,000460
Premises and equipment expense$986,000639
Additional noninterest expense$3,240,000531
Pre-tax net operating income$7,110,000418
Securities gains (losses)$01,153
Applicable income taxes$2,096,000403
Income before extraordinary items$5,014,000437
Extraordinary gains, net$08
Net income$5,014,000436
Minority interest net income$055
Net income of bank and minority interests.$5,014,000437
Net charge-offs$5,0002,440
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$5,014,000430
2016-12-31 (YTD Data)Rank
Total interest income$53,561,000505
Total interest expense$2,424,0001,185
Net interest income$51,137,000468
Provision for loan and lease losses$-1,300,0005,849
Total noninterest income$16,071,000489
Gross Fiduciary activities income$2,274,000308
Service charges on deposit accounts$4,832,000303
Trading account gains and fees$351,000113
Additional Noninterest Income$8,614,000569
Total noninterest expense$42,732,000514
Salaries and employee benefits$24,919,000489
Premises and equipment expense$4,342,000575
Additional noninterest expense$13,471,000513
Pre-tax net operating income$25,776,000416
Securities gains (losses)$19,0002,394
Applicable income taxes$7,285,000429
Income before extraordinary items$18,510,000437
Extraordinary gains, net$05
Net income$18,510,000433
Minority interest net income$082
Net income of bank and minority interests.$18,510,000436
Net charge-offs$-244,0005,690
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$18,496,320435
2016-09-30 (YTD Data)Rank
Total interest income$40,154,000501
Total interest expense$1,809,0001,190
Net interest income$38,345,000469
Provision for loan and lease losses$-1,300,0005,935
Total noninterest income$12,942,000464
Gross Fiduciary activities income$1,684,000313
Service charges on deposit accounts$3,714,000298
Trading account gains and fees$356,000101
Additional Noninterest Income$7,188,000529
Total noninterest expense$32,151,000516
Salaries and employee benefits$18,725,000486
Premises and equipment expense$3,167,000585
Additional noninterest expense$10,259,000514
Pre-tax net operating income$20,436,000400
Securities gains (losses)$20,0002,307
Applicable income taxes$5,802,000414
Income before extraordinary items$14,654,000416
Extraordinary gains, net$05
Net income$14,654,000415
Minority interest net income$071
Net income of bank and minority interests.$14,654,000416
Net charge-offs$-390,0005,831
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$14,639,600407
2016-06-30 (YTD Data)Rank
Total interest income$26,785,000501
Total interest expense$1,186,0001,208
Net interest income$25,599,000470
Provision for loan and lease losses$-1,300,0006,031
Total noninterest income$9,310,000439
Gross Fiduciary activities income$1,098,000318
Service charges on deposit accounts$2,520,000297
Trading account gains and fees$143,000108
Additional Noninterest Income$5,549,000463
Total noninterest expense$21,264,000520
Salaries and employee benefits$12,486,000482
Premises and equipment expense$1,965,000631
Additional noninterest expense$6,813,000509
Pre-tax net operating income$14,945,000368
Securities gains (losses)$1,0002,737
Applicable income taxes$4,319,000379
Income before extraordinary items$10,627,000382
Extraordinary gains, net$016
Net income$10,627,000381
Minority interest net income$071
Net income of bank and minority interests.$10,627,000381
Net charge-offs$-1,486,0006,040
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$10,626,290378
2016-03-31 (YTD Data)Rank
Total interest income$13,046,000509
Total interest expense$605,0001,177
Net interest income$12,441,000477
Provision for loan and lease losses$03,656
Total noninterest income$5,242,000392
Gross Fiduciary activities income$535,000318
Service charges on deposit accounts$1,129,000317
Trading account gains and fees$17,000130
Additional Noninterest Income$3,561,000379
Total noninterest expense$10,533,000523
Salaries and employee benefits$6,232,000479
Premises and equipment expense$927,000673
Additional noninterest expense$3,374,000515
Pre-tax net operating income$7,150,000371
Securities gains (losses)$-5,0005,931
Applicable income taxes$2,053,000380
Income before extraordinary items$5,092,000376
Extraordinary gains, net$012
Net income$5,092,000376
Minority interest net income$062
Net income of bank and minority interests.$5,092,000376
Net charge-offs$-72,0005,823
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,095,550370
2015-12-31 (YTD Data)Rank
Total interest income$50,696,000503
Total interest expense$2,549,0001,099
Net interest income$48,147,000472
Provision for loan and lease losses$1,200,000684
Total noninterest income$14,267,000520
Gross Fiduciary activities income$2,178,000318
Service charges on deposit accounts$4,707,000313
Trading account gains and fees$63,000123
Additional Noninterest Income$7,319,000618
Total noninterest expense$40,784,000516
Salaries and employee benefits$23,054,000498
Premises and equipment expense$3,919,000632
Additional noninterest expense$13,811,000499
Pre-tax net operating income$20,430,000480
Securities gains (losses)$-18,0005,932
Applicable income taxes$5,734,000474
Income before extraordinary items$14,678,000505
Extraordinary gains, net$023
Net income$14,678,000504
Minority interest net income$081
Net income of bank and minority interests.$14,678,000506
Net charge-offs$1,107,000632
Cash dividends$14,226,000291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$14,690,960496
2015-09-30 (YTD Data)Rank
Total interest income$37,720,000508
Total interest expense$1,929,0001,104
Net interest income$35,791,000474
Provision for loan and lease losses$1,200,000504
Total noninterest income$11,123,000519
Gross Fiduciary activities income$1,633,000323
Service charges on deposit accounts$3,487,000321
Trading account gains and fees$19,000141
Additional Noninterest Income$5,984,000597
Total noninterest expense$30,655,000520
Salaries and employee benefits$17,230,000499
Premises and equipment expense$2,864,000666
Additional noninterest expense$10,561,000488
Pre-tax net operating income$15,059,000502
Securities gains (losses)$-5,0005,937
Applicable income taxes$4,098,000515
Income before extraordinary items$10,956,000521
Extraordinary gains, net$021
Net income$10,956,000519
Minority interest net income$078
Net income of bank and minority interests.$10,956,000521
Net charge-offs$708,000674
Cash dividends$14,226,000225
Sale, conversion, retirement of capital stock, net$0773
Net operating income$10,959,650509
2015-06-30 (YTD Data)Rank
Total interest income$24,498,000515
Total interest expense$1,299,0001,097
Net interest income$23,199,000485
Provision for loan and lease losses$800,000512
Total noninterest income$8,045,000483
Gross Fiduciary activities income$1,091,000325
Service charges on deposit accounts$2,225,000330
Trading account gains and fees$19,000140
Additional Noninterest Income$4,710,000535
Total noninterest expense$20,487,000519
Salaries and employee benefits$11,334,000504
Premises and equipment expense$1,966,000649
Additional noninterest expense$7,187,000483
Pre-tax net operating income$9,957,000506
Securities gains (losses)$02,636
Applicable income taxes$2,706,000521
Income before extraordinary items$7,251,000524
Extraordinary gains, net$022
Net income$7,251,000521
Minority interest net income$075
Net income of bank and minority interests.$7,251,000524
Net charge-offs$361,000811
Cash dividends$14,226,000173
Sale, conversion, retirement of capital stock, net$0751
Net operating income$7,251,000510
2015-03-31 (YTD Data)Rank
Total interest income$11,758,000539
Total interest expense$668,0001,079
Net interest income$11,090,000508
Provision for loan and lease losses$400,000491
Total noninterest income$4,404,000449
Gross Fiduciary activities income$540,000321
Service charges on deposit accounts$1,055,000337
Trading account gains and fees$0152
Additional Noninterest Income$2,809,000443
Total noninterest expense$10,078,000529
Salaries and employee benefits$5,614,000508
Premises and equipment expense$986,000649
Additional noninterest expense$3,478,000487
Pre-tax net operating income$5,016,000488
Securities gains (losses)$02,027
Applicable income taxes$1,366,000500
Income before extraordinary items$3,650,000512
Extraordinary gains, net$013
Net income$3,650,000512
Minority interest net income$064
Net income of bank and minority interests.$3,650,000512
Net charge-offs$353,000476
Cash dividends$14,611,000106
Sale, conversion, retirement of capital stock, net$0697
Net operating income$3,650,000497
2014-12-31 (YTD Data)Rank
Total interest income$45,970,000539
Total interest expense$3,327,000896
Net interest income$42,643,000517
Provision for loan and lease losses$1,500,000609
Total noninterest income$13,747,000513
Gross Fiduciary activities income$2,065,000330
Service charges on deposit accounts$4,119,000363
Trading account gains and fees$47,000153
Additional Noninterest Income$7,516,000562
Total noninterest expense$40,003,000517
Salaries and employee benefits$21,718,000509
Premises and equipment expense$3,677,000670
Additional noninterest expense$14,608,000469
Pre-tax net operating income$14,887,000581
Securities gains (losses)$113,0001,164
Applicable income taxes$3,920,000594
Income before extraordinary items$11,080,000613
Extraordinary gains, net$017
Net income$11,080,000611
Minority interest net income$084
Net income of bank and minority interests.$11,080,000613
Net charge-offs$3,760,000294
Cash dividends$7,339,000435
Sale, conversion, retirement of capital stock, net$0862
Net operating income$10,996,380612
2014-09-30 (YTD Data)Rank
Total interest income$34,346,000540
Total interest expense$2,642,000855
Net interest income$31,704,000520
Provision for loan and lease losses$1,500,000449
Total noninterest income$11,019,000484
Gross Fiduciary activities income$1,529,000335
Service charges on deposit accounts$3,078,000365
Trading account gains and fees$10,000160
Additional Noninterest Income$6,402,000507
Total noninterest expense$29,468,000522
Salaries and employee benefits$16,363,000511
Premises and equipment expense$2,794,000656
Additional noninterest expense$10,311,000493
Pre-tax net operating income$11,755,000566
Securities gains (losses)$114,000904
Applicable income taxes$3,090,000584
Income before extraordinary items$8,779,000585
Extraordinary gains, net$015
Net income$8,779,000583
Minority interest net income$081
Net income of bank and minority interests.$8,779,000584
Net charge-offs$2,583,000303
Cash dividends$5,214,000424
Sale, conversion, retirement of capital stock, net$0819
Net operating income$8,694,640579
2014-06-30 (YTD Data)Rank
Total interest income$22,680,000541
Total interest expense$1,849,000807
Net interest income$20,831,000522
Provision for loan and lease losses$1,500,000318
Total noninterest income$7,967,000449
Gross Fiduciary activities income$999,000339
Service charges on deposit accounts$2,006,000364
Trading account gains and fees$10,000158
Additional Noninterest Income$4,952,000455
Total noninterest expense$19,375,000527
Salaries and employee benefits$10,734,000514
Premises and equipment expense$1,964,000626
Additional noninterest expense$6,677,000508
Pre-tax net operating income$7,923,000549
Securities gains (losses)$112,000728
Applicable income taxes$2,089,000561
Income before extraordinary items$5,946,000555
Extraordinary gains, net$020
Net income$5,946,000554
Minority interest net income$080
Net income of bank and minority interests.$5,946,000555
Net charge-offs$2,633,000232
Cash dividends$3,271,000446
Sale, conversion, retirement of capital stock, net$0794
Net operating income$5,863,120562
2014-03-31 (YTD Data)Rank
Total interest income$11,315,000542
Total interest expense$945,000804
Net interest income$10,370,000523
Provision for loan and lease losses$750,000310
Total noninterest income$4,654,000392
Gross Fiduciary activities income$490,000338
Service charges on deposit accounts$979,000364
Trading account gains and fees$0147
Additional Noninterest Income$3,185,000363
Total noninterest expense$9,690,000529
Salaries and employee benefits$5,360,000512
Premises and equipment expense$1,030,000613
Additional noninterest expense$3,300,000507
Pre-tax net operating income$4,584,000478
Securities gains (losses)$4,0001,399
Applicable income taxes$1,233,000479
Income before extraordinary items$3,355,000484
Extraordinary gains, net$016
Net income$3,355,000483
Minority interest net income$066
Net income of bank and minority interests.$3,355,000484
Net charge-offs$511,000490
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$3,352,080474
2013-12-31 (YTD Data)Rank
Total interest income$44,881,000553
Total interest expense$4,168,000811
Net interest income$40,713,000522
Provision for loan and lease losses$1,100,0001,015
Total noninterest income$12,012,000576
Gross Fiduciary activities income$1,788,000340
Service charges on deposit accounts$4,201,000357
Trading account gains and fees$276,000112
Additional Noninterest Income$5,747,000728
Total noninterest expense$38,530,000538
Salaries and employee benefits$20,686,000530
Premises and equipment expense$3,481,000703
Additional noninterest expense$14,363,000498
Pre-tax net operating income$13,095,000604
Securities gains (losses)$204,000883
Applicable income taxes$3,327,000617
Income before extraordinary items$9,972,000648
Extraordinary gains, net$029
Net income$9,972,000650
Minority interest net income$090
Net income of bank and minority interests.$9,972,000649
Net charge-offs$4,314,000383
Cash dividends$7,888,000394
Sale, conversion, retirement of capital stock, net$0924
Net operating income$9,819,000632
2013-09-30 (YTD Data)Rank
Total interest income$33,438,000555
Total interest expense$3,178,000821
Net interest income$30,260,000528
Provision for loan and lease losses$1,100,000820
Total noninterest income$9,102,000589
Gross Fiduciary activities income$1,317,000346
Service charges on deposit accounts$3,120,000361
Trading account gains and fees$200,000114
Additional Noninterest Income$4,465,000717
Total noninterest expense$29,297,000535
Salaries and employee benefits$15,488,000531
Premises and equipment expense$3,051,000601
Additional noninterest expense$10,758,000491
Pre-tax net operating income$8,965,000671
Securities gains (losses)$138,0001,024
Applicable income taxes$2,190,000679
Income before extraordinary items$6,913,000704
Extraordinary gains, net$025
Net income$6,913,000705
Minority interest net income$084
Net income of bank and minority interests.$6,913,000706
Net charge-offs$3,545,000362
Cash dividends$5,688,000369
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,808,120689
2013-06-30 (YTD Data)Rank
Total interest income$22,311,000555
Total interest expense$2,160,000824
Net interest income$20,151,000527
Provision for loan and lease losses$800,000795
Total noninterest income$5,935,000606
Gross Fiduciary activities income$860,000352
Service charges on deposit accounts$2,032,000362
Trading account gains and fees$24,000133
Additional Noninterest Income$3,019,000718
Total noninterest expense$19,100,000547
Salaries and employee benefits$10,205,000536
Premises and equipment expense$2,028,000609
Additional noninterest expense$6,867,000510
Pre-tax net operating income$6,186,000632
Securities gains (losses)$58,0001,424
Applicable income taxes$1,498,000671
Income before extraordinary items$4,746,000679
Extraordinary gains, net$022
Net income$4,746,000682
Minority interest net income$082
Net income of bank and minority interests.$4,746,000682
Net charge-offs$1,137,000699
Cash dividends$3,994,000358
Sale, conversion, retirement of capital stock, net$0838
Net operating income$4,701,920657
2013-03-31 (YTD Data)Rank
Total interest income$11,287,000556
Total interest expense$1,109,000835
Net interest income$10,178,000526
Provision for loan and lease losses$500,000691
Total noninterest income$3,110,000596
Gross Fiduciary activities income$417,000356
Service charges on deposit accounts$965,000371
Trading account gains and fees$0148
Additional Noninterest Income$1,728,000659
Total noninterest expense$9,257,000570
Salaries and employee benefits$5,093,000543
Premises and equipment expense$1,026,000617
Additional noninterest expense$3,138,000559
Pre-tax net operating income$3,531,000576
Securities gains (losses)$17,0001,320
Applicable income taxes$867,000599
Income before extraordinary items$2,681,000612
Extraordinary gains, net$010
Net income$2,467,000656
Minority interest net income$214,00032
Net income of bank and minority interests.$2,681,000614
Net charge-offs$532,000742
Cash dividends$2,142,000286
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,668,080585
2012-12-31 (YTD Data)Rank
Total interest income$46,762,000559
Total interest expense$5,351,000836
Net interest income$41,411,000535
Provision for loan and lease losses$6,400,000417
Total noninterest income$11,295,000619
Gross Fiduciary activities income$1,564,000355
Service charges on deposit accounts$4,329,000356
Trading account gains and fees$0166
Additional Noninterest Income$5,402,000768
Total noninterest expense$35,154,000598
Salaries and employee benefits$19,230,000554
Premises and equipment expense$3,962,000606
Additional noninterest expense$11,962,000600
Pre-tax net operating income$11,152,000657
Securities gains (losses)$40,0002,851
Applicable income taxes$2,752,000661
Income before extraordinary items$8,440,000707
Extraordinary gains, net$029
Net income$7,573,000789
Minority interest net income$867,00033
Net income of bank and minority interests.$8,440,000707
Net charge-offs$7,915,000389
Cash dividends$4,747,000604
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$8,410,000682
2012-09-30 (YTD Data)Rank
Total interest income$35,404,000561
Total interest expense$4,151,000850
Net interest income$31,253,000534
Provision for loan and lease losses$5,565,000374
Total noninterest income$8,541,000616
Gross Fiduciary activities income$1,159,000355
Service charges on deposit accounts$3,243,000358
Trading account gains and fees$0157
Additional Noninterest Income$4,139,000744
Total noninterest expense$26,834,000583
Salaries and employee benefits$14,689,000539
Premises and equipment expense$2,963,000607
Additional noninterest expense$9,182,000590
Pre-tax net operating income$7,395,000753
Securities gains (losses)$40,0002,560
Applicable income taxes$1,757,000792
Income before extraordinary items$5,678,000804
Extraordinary gains, net$020
Net income$5,027,000913
Minority interest net income$651,00033
Net income of bank and minority interests.$5,678,000804
Net charge-offs$5,333,000441
Cash dividends$2,337,000682
Sale, conversion, retirement of capital stock, net$0952
Net operating income$5,647,600758
2012-06-30 (YTD Data)Rank
Total interest income$23,875,000563
Total interest expense$2,857,000861
Net interest income$21,018,000533
Provision for loan and lease losses$3,865,000376
Total noninterest income$5,800,000604
Gross Fiduciary activities income$794,000358
Service charges on deposit accounts$2,135,000359
Trading account gains and fees$0153
Additional Noninterest Income$2,871,000715
Total noninterest expense$18,319,000568
Salaries and employee benefits$9,824,000537
Premises and equipment expense$1,993,000602
Additional noninterest expense$6,502,000568
Pre-tax net operating income$4,634,000794
Securities gains (losses)$40,0002,188
Applicable income taxes$1,080,000836
Income before extraordinary items$3,594,000841
Extraordinary gains, net$019
Net income$3,162,000963
Minority interest net income$432,00032
Net income of bank and minority interests.$3,594,000841
Net charge-offs$3,200,000493
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,563,200784
2012-03-31 (YTD Data)Rank
Total interest income$12,118,000554
Total interest expense$1,462,000872
Net interest income$10,656,000522
Provision for loan and lease losses$2,400,000299
Total noninterest income$3,005,000584
Gross Fiduciary activities income$386,000351
Service charges on deposit accounts$1,062,000357
Trading account gains and fees$0148
Additional Noninterest Income$1,557,000666
Total noninterest expense$8,743,000586
Salaries and employee benefits$4,732,000550
Premises and equipment expense$1,016,000595
Additional noninterest expense$2,995,000582
Pre-tax net operating income$2,518,000730
Securities gains (losses)$-2,0006,941
Applicable income taxes$605,000753
Income before extraordinary items$1,911,000785
Extraordinary gains, net$019
Net income$1,695,000881
Minority interest net income$216,00026
Net income of bank and minority interests.$1,911,000786
Net charge-offs$1,633,000466
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,912,520738
2011-12-31 (YTD Data)Rank
Total interest income$48,861,000566
Total interest expense$6,730,000900
Net interest income$42,131,000521
Provision for loan and lease losses$9,800,000427
Total noninterest income$10,183,000601
Gross Fiduciary activities income$1,509,000322
Service charges on deposit accounts$4,550,000350
Trading account gains and fees$0146
Additional Noninterest Income$4,124,000818
Total noninterest expense$33,828,000591
Salaries and employee benefits$18,103,000538
Premises and equipment expense$4,252,000594
Additional noninterest expense$11,473,000634
Pre-tax net operating income$8,686,000711
Securities gains (losses)$-8,0006,856
Applicable income taxes$1,869,000843
Income before extraordinary items$6,809,000741
Extraordinary gains, net$029
Net income$5,942,000842
Minority interest net income$867,00034
Net income of bank and minority interests.$6,809,000741
Net charge-offs$10,311,000441
Cash dividends$2,500,000785
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$6,815,240708
2011-09-30 (YTD Data)Rank
Total interest income$36,725,000573
Total interest expense$5,183,000917
Net interest income$31,542,000523
Provision for loan and lease losses$7,700,000401
Total noninterest income$7,690,000603
Gross Fiduciary activities income$1,130,000322
Service charges on deposit accounts$3,350,000355
Trading account gains and fees$0145
Additional Noninterest Income$3,210,000793
Total noninterest expense$25,838,000581
Salaries and employee benefits$13,658,000537
Premises and equipment expense$3,264,000585
Additional noninterest expense$8,916,000607
Pre-tax net operating income$5,694,000816
Securities gains (losses)$3,0003,309
Applicable income taxes$1,130,000989
Income before extraordinary items$4,567,000844
Extraordinary gains, net$021
Net income$3,919,000987
Minority interest net income$648,00034
Net income of bank and minority interests.$4,567,000844
Net charge-offs$6,781,000484
Cash dividends$1,100,0001,073
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,564,600804
2011-06-30 (YTD Data)Rank
Total interest income$24,458,000580
Total interest expense$3,544,000922
Net interest income$20,914,000533
Provision for loan and lease losses$5,700,000378
Total noninterest income$5,054,000621
Gross Fiduciary activities income$752,000325
Service charges on deposit accounts$2,118,000366
Trading account gains and fees$0153
Additional Noninterest Income$2,184,000781
Total noninterest expense$17,036,000596
Salaries and employee benefits$8,827,000552
Premises and equipment expense$2,200,000588
Additional noninterest expense$6,009,000615
Pre-tax net operating income$3,232,000942
Securities gains (losses)$3,0002,636
Applicable income taxes$573,0001,193
Income before extraordinary items$2,662,000928
Extraordinary gains, net$015
Net income$2,246,0001,103
Minority interest net income$416,00034
Net income of bank and minority interests.$2,662,000928
Net charge-offs$5,719,000414
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,659,540898
2011-03-31 (YTD Data)Rank
Total interest income$12,414,000572
Total interest expense$1,846,000922
Net interest income$10,568,000520
Provision for loan and lease losses$3,000,000364
Total noninterest income$2,559,000606
Gross Fiduciary activities income$372,000331
Service charges on deposit accounts$1,029,000374
Trading account gains and fees$0158
Additional Noninterest Income$1,158,000739
Total noninterest expense$8,328,000618
Salaries and employee benefits$4,255,000569
Premises and equipment expense$1,108,000597
Additional noninterest expense$2,965,000604
Pre-tax net operating income$1,799,000843
Securities gains (losses)$01,772
Applicable income taxes$349,000987
Income before extraordinary items$1,450,000849
Extraordinary gains, net$09
Net income$1,237,000981
Minority interest net income$213,00035
Net income of bank and minority interests.$1,450,000849
Net charge-offs$1,112,000798
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,450,000832
2010-12-31 (YTD Data)Rank
Total interest income$51,925,000569
Total interest expense$9,643,000853
Net interest income$42,282,000511
Provision for loan and lease losses$17,940,000414
Total noninterest income$9,005,000687
Gross Fiduciary activities income$1,403,000329
Service charges on deposit accounts$4,556,000347
Trading account gains and fees$0175
Additional Noninterest Income$3,046,0001,054
Total noninterest expense$32,789,000627
Salaries and employee benefits$15,957,000600
Premises and equipment expense$4,469,000576
Additional noninterest expense$12,363,000620
Pre-tax net operating income$558,0004,234
Securities gains (losses)$212,0001,540
Applicable income taxes$-810,0007,274
Income before extraordinary items$1,580,0002,420
Extraordinary gains, net$029
Net income$713,0003,823
Minority interest net income$867,00034
Net income of bank and minority interests.$1,580,0002,422
Net charge-offs$11,443,000548
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,368,0002,557
2010-09-30 (YTD Data)Rank
Total interest income$39,319,000565
Total interest expense$7,593,000847
Net interest income$31,726,000502
Provision for loan and lease losses$14,440,000371
Total noninterest income$7,239,000645
Gross Fiduciary activities income$1,042,000330
Service charges on deposit accounts$3,410,000348
Trading account gains and fees$0165
Additional Noninterest Income$2,787,000877
Total noninterest expense$24,966,000598
Salaries and employee benefits$12,027,000587
Premises and equipment expense$3,345,000572
Additional noninterest expense$9,594,000573
Pre-tax net operating income$-441,0006,515
Securities gains (losses)$23,0002,831
Applicable income taxes$-948,0007,485
Income before extraordinary items$530,0004,007
Extraordinary gains, net$023
Net income$-119,0006,335
Minority interest net income$649,00036
Net income of bank and minority interests.$530,0004,010
Net charge-offs$8,111,000542
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$515,2803,911
2010-06-30 (YTD Data)Rank
Total interest income$26,322,000568
Total interest expense$5,259,000835
Net interest income$21,063,000501
Provision for loan and lease losses$8,340,000415
Total noninterest income$4,726,000635
Gross Fiduciary activities income$692,000332
Service charges on deposit accounts$2,213,000353
Trading account gains and fees$0152
Additional Noninterest Income$1,821,000859
Total noninterest expense$16,619,000601
Salaries and employee benefits$7,760,000610
Premises and equipment expense$2,265,000570
Additional noninterest expense$6,594,000554
Pre-tax net operating income$830,0002,732
Securities gains (losses)$15,0002,470
Applicable income taxes$-206,0007,332
Income before extraordinary items$1,051,0002,024
Extraordinary gains, net$019
Net income$767,0002,577
Minority interest net income$284,00047
Net income of bank and minority interests.$1,051,0002,024
Net charge-offs$4,679,000605
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,036,0001,972
2010-03-31 (YTD Data)Rank
Total interest income$13,173,000586
Total interest expense$2,764,000838
Net interest income$10,409,000520
Provision for loan and lease losses$3,740,000475
Total noninterest income$2,278,000644
Gross Fiduciary activities income$338,000338
Service charges on deposit accounts$1,065,000364
Trading account gains and fees$0175
Additional Noninterest Income$875,000882
Total noninterest expense$8,316,000604
Salaries and employee benefits$3,955,000608
Premises and equipment expense$1,195,000552
Additional noninterest expense$3,166,000578
Pre-tax net operating income$631,0002,021
Securities gains (losses)$14,0001,636
Applicable income taxes$-26,0007,233
Income before extraordinary items$671,0001,626
Extraordinary gains, net$016
Net income$530,0002,039
Minority interest net income$141,00042
Net income of bank and minority interests.$671,0001,628
Net charge-offs$2,372,000577
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$657,0001,597
2009-12-31 (YTD Data)Rank
Total interest income$55,183,000590
Total interest expense$13,516,000872
Net interest income$41,667,000510
Provision for loan and lease losses$13,298,000672
Total noninterest income$9,435,000673
Gross Fiduciary activities income$1,237,000340
Service charges on deposit accounts$4,829,000355
Trading account gains and fees$0211
Additional Noninterest Income$3,369,000969
Total noninterest expense$32,417,000649
Salaries and employee benefits$14,232,000671
Premises and equipment expense$4,755,000558
Additional noninterest expense$13,430,000605
Pre-tax net operating income$5,387,000784
Securities gains (losses)$75,0002,354
Applicable income taxes$944,0001,009
Income before extraordinary items$4,518,000755
Extraordinary gains, net$034
Net income$3,945,000873
Minority interest net income$573,00044
Net income of bank and minority interests.$4,518,000755
Net charge-offs$6,889,000908
Cash dividends$4,699,000371
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,455,750761
2009-09-30 (YTD Data)Rank
Total interest income$41,510,000605
Total interest expense$10,636,000868
Net interest income$30,874,000530
Provision for loan and lease losses$8,216,000734
Total noninterest income$6,922,000689
Gross Fiduciary activities income$897,000348
Service charges on deposit accounts$3,589,000359
Trading account gains and fees$0212
Additional Noninterest Income$2,436,0001,003
Total noninterest expense$25,007,000626
Salaries and employee benefits$11,044,000668
Premises and equipment expense$3,605,000559
Additional noninterest expense$10,358,000570
Pre-tax net operating income$4,573,000751
Securities gains (losses)$72,0002,060
Applicable income taxes$912,000902
Income before extraordinary items$3,733,000726
Extraordinary gains, net$027
Net income$3,304,000823
Minority interest net income$429,00049
Net income of bank and minority interests.$3,733,000727
Net charge-offs$3,029,0001,178
Cash dividends$4,699,000271
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,675,400724
2009-06-30 (YTD Data)Rank
Total interest income$27,871,000620
Total interest expense$7,386,000880
Net interest income$20,485,000534
Provision for loan and lease losses$4,764,000769
Total noninterest income$4,648,000691
Gross Fiduciary activities income$597,000347
Service charges on deposit accounts$2,319,000363
Trading account gains and fees$0193
Additional Noninterest Income$1,732,000986
Total noninterest expense$17,179,000626
Salaries and employee benefits$7,514,000666
Premises and equipment expense$2,434,000569
Additional noninterest expense$7,231,000554
Pre-tax net operating income$3,190,000726
Securities gains (losses)$53,0001,874
Applicable income taxes$667,000858
Income before extraordinary items$2,576,000715
Extraordinary gains, net$021
Net income$2,292,000813
Minority interest net income$284,00047
Net income of bank and minority interests.$2,576,000716
Net charge-offs$1,402,0001,390
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,534,130710
2009-03-31 (YTD Data)Rank
Total interest income$14,206,000610
Total interest expense$3,863,000872
Net interest income$10,343,000518
Provision for loan and lease losses$2,102,000728
Total noninterest income$2,332,000673
Gross Fiduciary activities income$310,000338
Service charges on deposit accounts$1,097,000370
Trading account gains and fees$0171
Additional Noninterest Income$925,000900
Total noninterest expense$8,475,000602
Salaries and employee benefits$3,868,000645
Premises and equipment expense$1,271,000553
Additional noninterest expense$3,336,000525
Pre-tax net operating income$2,098,000580
Securities gains (losses)$1,0002,304
Applicable income taxes$505,000666
Income before extraordinary items$1,594,000635
Extraordinary gains, net$015
Net income$1,453,000713
Minority interest net income$141,00044
Net income of bank and minority interests.$1,594,000637
Net charge-offs$629,0001,221
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,593,240597
2008-12-31 (YTD Data)Rank
Total interest income$62,194,000601
Total interest expense$19,085,000833
Net interest income$43,109,000502
Provision for loan and lease losses$7,388,000761
Total noninterest income$9,027,000652
Gross Fiduciary activities income$1,506,000316
Service charges on deposit accounts$4,778,000362
Trading account gains and fees$0154
Additional Noninterest Income$2,743,0001,039
Total noninterest expense$76,717,000297
Salaries and employee benefits$15,358,000637
Premises and equipment expense$4,874,000562
Additional noninterest expense$56,485,000205
Pre-tax net operating income$-31,969,0008,156
Securities gains (losses)$193,000731
Applicable income taxes$3,349,000426
Income before extraordinary items$-35,125,0008,166
Extraordinary gains, net$039
Net income$-35,125,0008,165
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,900,000596
Cash dividends$11,576,000255
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-35,318,0008,182
2008-09-30 (YTD Data)Rank
Total interest income$47,462,000615
Total interest expense$14,906,000829
Net interest income$32,556,000517
Provision for loan and lease losses$5,694,000598
Total noninterest income$6,760,000676
Gross Fiduciary activities income$1,182,000312
Service charges on deposit accounts$3,559,000374
Trading account gains and fees$0148
Additional Noninterest Income$2,019,0001,102
Total noninterest expense$25,774,000569
Salaries and employee benefits$11,877,000630
Premises and equipment expense$3,655,000569
Additional noninterest expense$10,242,000477
Pre-tax net operating income$7,848,000634
Securities gains (losses)$193,000641
Applicable income taxes$2,283,000582
Income before extraordinary items$5,758,000632
Extraordinary gains, net$031
Net income$5,758,000631
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,576,000475
Cash dividends$7,271,000314
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,619,040684
2008-06-30 (YTD Data)Rank
Total interest income$32,048,000612
Total interest expense$10,601,000802
Net interest income$21,447,000521
Provision for loan and lease losses$3,490,000551
Total noninterest income$4,370,000710
Gross Fiduciary activities income$795,000321
Service charges on deposit accounts$2,324,000375
Trading account gains and fees$0149
Additional Noninterest Income$1,251,0001,206
Total noninterest expense$17,192,000571
Salaries and employee benefits$7,801,000639
Premises and equipment expense$2,460,000562
Additional noninterest expense$6,931,000468
Pre-tax net operating income$5,135,000683
Securities gains (losses)$189,000643
Applicable income taxes$1,523,000649
Income before extraordinary items$3,801,000724
Extraordinary gains, net$021
Net income$3,801,000723
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,206,000403
Cash dividends$7,271,000241
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,666,810725
2008-03-31 (YTD Data)Rank
Total interest income$16,266,000625
Total interest expense$5,816,000787
Net interest income$10,450,000526
Provision for loan and lease losses$1,006,000614
Total noninterest income$2,207,000699
Gross Fiduciary activities income$385,000325
Service charges on deposit accounts$1,154,000373
Trading account gains and fees$0158
Additional Noninterest Income$668,0001,158
Total noninterest expense$8,660,000558
Salaries and employee benefits$3,878,000644
Premises and equipment expense$1,192,000579
Additional noninterest expense$3,590,000445
Pre-tax net operating income$2,991,000653
Securities gains (losses)$182,000479
Applicable income taxes$942,000612
Income before extraordinary items$2,231,000696
Extraordinary gains, net$015
Net income$2,231,000697
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$452,000762
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,103,600691
2007-12-31 (YTD Data)Rank
Total interest income$49,945,000838
Total interest expense$18,262,0001,071
Net interest income$31,683,000702
Provision for loan and lease losses$1,020,0001,402
Total noninterest income$6,967,000839
Gross Fiduciary activities income$1,520,000325
Service charges on deposit accounts$3,558,000481
Trading account gains and fees$0178
Additional Noninterest Income$1,889,0001,410
Total noninterest expense$23,336,000788
Salaries and employee benefits$11,574,000861
Premises and equipment expense$2,649,000982
Additional noninterest expense$9,113,000637
Pre-tax net operating income$14,294,000617
Securities gains (losses)$-1,0007,069
Applicable income taxes$4,484,000590
Income before extraordinary items$9,809,000665
Extraordinary gains, net$039
Net income$9,809,000663
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,984,000462
Cash dividends$16,285,000287
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$9,809,690657
2007-09-30 (YTD Data)Rank
Total interest income$36,656,000854
Total interest expense$13,331,0001,109
Net interest income$23,325,000709
Provision for loan and lease losses$1,154,000800
Total noninterest income$5,133,000847
Gross Fiduciary activities income$857,000378
Service charges on deposit accounts$2,572,000501
Trading account gains and fees$0184
Additional Noninterest Income$1,704,0001,260
Total noninterest expense$17,531,000780
Salaries and employee benefits$8,799,000844
Premises and equipment expense$1,855,0001,066
Additional noninterest expense$6,877,000609
Pre-tax net operating income$9,773,000714
Securities gains (losses)$01,655
Applicable income taxes$3,038,000694
Income before extraordinary items$6,735,000786
Extraordinary gains, net$033
Net income$6,735,000784
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,701,000317
Cash dividends$4,785,000597
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$6,735,000777
2007-06-30 (YTD Data)Rank
Total interest income$24,101,000876
Total interest expense$8,476,0001,173
Net interest income$15,625,000724
Provision for loan and lease losses$452,0001,112
Total noninterest income$3,388,000880
Gross Fiduciary activities income$563,000390
Service charges on deposit accounts$1,697,000515
Trading account gains and fees$0168
Additional Noninterest Income$1,128,0001,293
Total noninterest expense$11,718,000794
Salaries and employee benefits$5,934,000853
Premises and equipment expense$1,220,0001,095
Additional noninterest expense$4,564,000619
Pre-tax net operating income$6,843,000724
Securities gains (losses)$01,444
Applicable income taxes$2,134,000696
Income before extraordinary items$4,709,000764
Extraordinary gains, net$029
Net income$4,709,000763
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$354,000914
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$4,709,000757
2007-03-31 (YTD Data)Rank
Total interest income$11,762,000892
Total interest expense$4,161,0001,181
Net interest income$7,601,000737
Provision for loan and lease losses$270,000898
Total noninterest income$1,683,000863
Gross Fiduciary activities income$275,000394
Service charges on deposit accounts$824,000511
Trading account gains and fees$0195
Additional Noninterest Income$584,0001,225
Total noninterest expense$5,888,000794
Salaries and employee benefits$3,020,000839
Premises and equipment expense$618,0001,081
Additional noninterest expense$2,250,000613
Pre-tax net operating income$3,126,000771
Securities gains (losses)$01,187
Applicable income taxes$964,000756
Income before extraordinary items$2,162,000831
Extraordinary gains, net$022
Net income$2,162,000830
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$154,000883
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,162,000822
2006-12-31 (YTD Data)Rank
Total interest income$45,368,000856
Total interest expense$13,336,0001,264
Net interest income$32,032,000687
Provision for loan and lease losses$1,110,000953
Total noninterest income$6,155,000923
Gross Fiduciary activities income$1,019,000399
Service charges on deposit accounts$3,223,000532
Trading account gains and fees$0130
Additional Noninterest Income$1,913,0001,406
Total noninterest expense$23,603,000745
Salaries and employee benefits$12,041,000782
Premises and equipment expense$2,460,0001,017
Additional noninterest expense$9,102,000609
Pre-tax net operating income$13,474,000751
Securities gains (losses)$01,687
Applicable income taxes$4,301,000711
Income before extraordinary items$9,173,000813
Extraordinary gains, net$051
Net income$9,173,000812
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,244,000349
Cash dividends$8,310,000454
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$9,173,000800
2006-09-30 (YTD Data)Rank
Total interest income$33,586,000865
Total interest expense$9,528,0001,290
Net interest income$24,058,000703
Provision for loan and lease losses$711,0001,040
Total noninterest income$4,413,000968
Gross Fiduciary activities income$753,000394
Service charges on deposit accounts$2,338,000557
Trading account gains and fees$0126
Additional Noninterest Income$1,322,0001,486
Total noninterest expense$17,777,000752
Salaries and employee benefits$9,027,000801
Premises and equipment expense$1,861,0001,019
Additional noninterest expense$6,889,000614
Pre-tax net operating income$9,983,000791
Securities gains (losses)$01,388
Applicable income taxes$3,226,000748
Income before extraordinary items$6,757,000857
Extraordinary gains, net$045
Net income$6,757,000856
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,200,000401
Cash dividends$4,570,000567
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$6,757,000848
2006-06-30 (YTD Data)Rank
Total interest income$22,011,000854
Total interest expense$5,949,0001,312
Net interest income$16,062,000706
Provision for loan and lease losses$540,000917
Total noninterest income$2,910,000971
Gross Fiduciary activities income$496,000406
Service charges on deposit accounts$1,497,000571
Trading account gains and fees$0126
Additional Noninterest Income$917,0001,449
Total noninterest expense$11,843,000757
Salaries and employee benefits$5,953,000816
Premises and equipment expense$1,273,000994
Additional noninterest expense$4,617,000618
Pre-tax net operating income$6,589,000793
Securities gains (losses)$01,185
Applicable income taxes$2,129,000759
Income before extraordinary items$4,460,000874
Extraordinary gains, net$039
Net income$4,460,000875
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,165,000306
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$4,460,000858
2006-03-31 (YTD Data)Rank
Total interest income$10,651,000867
Total interest expense$2,825,0001,320
Net interest income$7,826,000715
Provision for loan and lease losses$270,000866
Total noninterest income$1,472,000952
Gross Fiduciary activities income$245,000410
Service charges on deposit accounts$744,000552
Trading account gains and fees$0115
Additional Noninterest Income$483,0001,371
Total noninterest expense$5,997,000746
Salaries and employee benefits$2,877,000853
Premises and equipment expense$660,000962
Additional noninterest expense$2,460,000562
Pre-tax net operating income$3,031,000839
Securities gains (losses)$0955
Applicable income taxes$978,000800
Income before extraordinary items$2,053,000924
Extraordinary gains, net$021
Net income$2,053,000923
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$455,000349
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,053,000904
2005-12-31 (YTD Data)Rank
Total interest income$41,694,000770
Total interest expense$9,791,0001,148
Net interest income$31,903,000659
Provision for loan and lease losses$1,080,000980
Total noninterest income$7,417,000789
Gross Fiduciary activities income$932,000407
Service charges on deposit accounts$3,563,000478
Trading account gains and fees$0138
Additional Noninterest Income$2,922,0001,034
Total noninterest expense$24,763,000694
Salaries and employee benefits$12,209,000733
Premises and equipment expense$2,566,000934
Additional noninterest expense$9,988,000561
Pre-tax net operating income$13,477,000734
Securities gains (losses)$-13,0007,637
Applicable income taxes$4,273,000733
Income before extraordinary items$9,191,000784
Extraordinary gains, net$046
Net income$9,191,000786
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,947,000295
Cash dividends$20,269,000234
Sale, conversion, retirement of capital stock, net$0934
Net operating income$9,199,840774
2005-09-30 (YTD Data)Rank
Total interest income$19,028,0001,277
Total interest expense$4,479,0001,790
Net interest income$14,549,0001,100
Provision for loan and lease losses$540,0001,309
Total noninterest income$3,965,0001,051
Gross Fiduciary activities income$696,000402
Service charges on deposit accounts$1,937,000670
Trading account gains and fees$0126
Additional Noninterest Income$1,332,0001,479
Total noninterest expense$11,292,0001,128
Salaries and employee benefits$5,750,0001,197
Premises and equipment expense$1,259,0001,443
Additional noninterest expense$4,283,000887
Pre-tax net operating income$6,682,0001,084
Securities gains (losses)$-20,0008,173
Applicable income taxes$2,118,0001,016
Income before extraordinary items$4,544,0001,194
Extraordinary gains, net$035
Net income$4,544,0001,194
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$606,000717
Cash dividends$1,661,0001,224
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,557,6001,161
2005-06-30 (YTD Data)Rank
Total interest income$12,454,0001,264
Total interest expense$2,859,0001,773
Net interest income$9,595,0001,095
Provision for loan and lease losses$360,0001,295
Total noninterest income$2,557,0001,053
Gross Fiduciary activities income$441,000417
Service charges on deposit accounts$1,277,000654
Trading account gains and fees$0116
Additional Noninterest Income$839,0001,523
Total noninterest expense$7,289,0001,158
Salaries and employee benefits$3,669,0001,239
Premises and equipment expense$813,0001,481
Additional noninterest expense$2,807,000898
Pre-tax net operating income$4,503,0001,053
Securities gains (losses)$-23,0008,407
Applicable income taxes$1,425,0001,004
Income before extraordinary items$3,055,0001,151
Extraordinary gains, net$030
Net income$3,055,0001,151
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$251,0001,032
Cash dividends$105,0004,194
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,070,6401,120
2005-03-31 (YTD Data)Rank
Total interest income$6,042,0001,270
Total interest expense$1,373,0001,738
Net interest income$4,669,0001,120
Provision for loan and lease losses$180,0001,214
Total noninterest income$1,241,0001,058
Gross Fiduciary activities income$220,000419
Service charges on deposit accounts$621,000651
Trading account gains and fees$0115
Additional Noninterest Income$400,0001,549
Total noninterest expense$3,521,0001,201
Salaries and employee benefits$1,752,0001,311
Premises and equipment expense$412,0001,465
Additional noninterest expense$1,357,000921
Pre-tax net operating income$2,209,0001,044
Securities gains (losses)$-11,0008,547
Applicable income taxes$699,0001,008
Income before extraordinary items$1,499,0001,159
Extraordinary gains, net$024
Net income$1,499,0001,160
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0001,912
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,506,4801,122
2004-12-31 (YTD Data)Rank
Total interest income$22,930,0001,233
Total interest expense$4,870,0001,680
Net interest income$18,060,0001,111
Provision for loan and lease losses$720,0001,420
Total noninterest income$4,696,0001,140
Gross Fiduciary activities income$703,000454
Service charges on deposit accounts$2,773,000629
Trading account gains and fees$0138
Additional Noninterest Income$1,220,0001,887
Total noninterest expense$14,145,0001,155
Salaries and employee benefits$6,917,0001,272
Premises and equipment expense$1,645,0001,400
Additional noninterest expense$5,583,000895
Pre-tax net operating income$7,891,0001,111
Securities gains (losses)$104,0001,215
Applicable income taxes$2,477,0001,057
Income before extraordinary items$5,518,0001,189
Extraordinary gains, net$034
Net income$5,518,0001,191
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$499,0001,344
Cash dividends$6,450,000498
Sale, conversion, retirement of capital stock, net$0872
Net operating income$5,446,2401,170
2004-09-30 (YTD Data)Rank
Total interest income$16,928,0001,233
Total interest expense$3,548,0001,704
Net interest income$13,380,0001,108
Provision for loan and lease losses$540,0001,362
Total noninterest income$3,459,0001,165
Gross Fiduciary activities income$496,000474
Service charges on deposit accounts$2,104,000632
Trading account gains and fees$0134
Additional Noninterest Income$859,0001,979
Total noninterest expense$10,615,0001,150
Salaries and employee benefits$5,116,0001,292
Premises and equipment expense$1,213,0001,426
Additional noninterest expense$4,286,000864
Pre-tax net operating income$5,684,0001,162
Securities gains (losses)$104,0001,148
Applicable income taxes$1,782,0001,121
Income before extraordinary items$4,006,0001,229
Extraordinary gains, net$026
Net income$4,006,0001,230
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$387,0001,191
Cash dividends$5,600,000417
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,934,2401,216
2004-06-30 (YTD Data)Rank
Total interest income$11,060,0001,247
Total interest expense$2,258,0001,758
Net interest income$8,802,0001,119
Provision for loan and lease losses$360,0001,336
Total noninterest income$2,245,0001,171
Gross Fiduciary activities income$308,000501
Service charges on deposit accounts$1,380,000634
Trading account gains and fees$0130
Additional Noninterest Income$557,0002,026
Total noninterest expense$7,064,0001,144
Salaries and employee benefits$3,365,0001,298
Premises and equipment expense$836,0001,379
Additional noninterest expense$2,863,000869
Pre-tax net operating income$3,623,0001,185
Securities gains (losses)$104,000999
Applicable income taxes$1,135,0001,155
Income before extraordinary items$2,592,0001,251
Extraordinary gains, net$021
Net income$2,592,0001,252
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$383,000873
Cash dividends$4,170,000382
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,519,2001,247
2004-03-31 (YTD Data)Rank
Total interest income$5,359,0001,294
Total interest expense$1,121,0001,794
Net interest income$4,238,0001,171
Provision for loan and lease losses$180,0001,248
Total noninterest income$1,086,0001,184
Gross Fiduciary activities income$150,000521
Service charges on deposit accounts$662,000647
Trading account gains and fees$0121
Additional Noninterest Income$274,0001,993
Total noninterest expense$3,598,0001,127
Salaries and employee benefits$1,659,0001,329
Premises and equipment expense$429,0001,357
Additional noninterest expense$1,510,000815
Pre-tax net operating income$1,546,0001,359
Securities gains (losses)$104,000781
Applicable income taxes$491,0001,309
Income before extraordinary items$1,159,0001,389
Extraordinary gains, net$016
Net income$1,159,0001,389
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0002,425
Cash dividends$3,020,000259
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,086,2001,394
2003-12-31 (YTD Data)Rank
Total interest income$24,033,0001,184
Total interest expense$5,155,0001,744
Net interest income$18,878,0001,021
Provision for loan and lease losses$300,0003,140
Total noninterest income$5,111,0001,113
Gross Fiduciary activities income$376,000646
Service charges on deposit accounts$2,662,000643
Trading account gains and fees$0160
Additional Noninterest Income$2,073,0001,438
Total noninterest expense$15,275,0001,066
Salaries and employee benefits$7,214,0001,184
Premises and equipment expense$1,710,0001,333
Additional noninterest expense$6,351,000808
Pre-tax net operating income$8,414,000993
Securities gains (losses)$301,0001,043
Applicable income taxes$2,644,0001,023
Income before extraordinary items$6,071,0001,064
Extraordinary gains, net$054
Net income$6,071,0001,066
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$576,0001,436
Cash dividends$6,530,000513
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,860,3001,041
2003-09-30 (YTD Data)Rank
Total interest income$18,382,0001,187
Total interest expense$4,035,0001,741
Net interest income$14,347,0001,023
Provision for loan and lease losses$90,0004,812
Total noninterest income$3,799,0001,142
Gross Fiduciary activities income$210,000729
Service charges on deposit accounts$1,986,000654
Trading account gains and fees$0153
Additional Noninterest Income$1,603,0001,467
Total noninterest expense$11,208,0001,087
Salaries and employee benefits$5,295,0001,226
Premises and equipment expense$1,195,0001,438
Additional noninterest expense$4,718,000828
Pre-tax net operating income$6,848,000966
Securities gains (losses)$301,000954
Applicable income taxes$2,188,000992
Income before extraordinary items$4,961,0001,015
Extraordinary gains, net$040
Net income$4,961,0001,015
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$410,0001,370
Cash dividends$5,130,000469
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,753,310989
2003-06-30 (YTD Data)Rank
Total interest income$12,556,0001,171
Total interest expense$2,852,0001,708
Net interest income$9,704,000997
Provision for loan and lease losses$07,324
Total noninterest income$2,614,0001,114
Gross Fiduciary activities income$132,000733
Service charges on deposit accounts$1,327,000640
Trading account gains and fees$0150
Additional Noninterest Income$1,155,0001,376
Total noninterest expense$7,509,0001,084
Salaries and employee benefits$3,512,0001,223
Premises and equipment expense$811,0001,417
Additional noninterest expense$3,186,000824
Pre-tax net operating income$4,809,000918
Securities gains (losses)$292,000819
Applicable income taxes$1,573,000953
Income before extraordinary items$3,528,000954
Extraordinary gains, net$030
Net income$3,528,000954
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$167,0001,850
Cash dividends$3,440,000465
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,326,520928
2003-03-31 (YTD Data)Rank
Total interest income$6,339,0001,161
Total interest expense$1,533,0001,615
Net interest income$4,806,0001,008
Provision for loan and lease losses$06,934
Total noninterest income$1,286,0001,100
Gross Fiduciary activities income$66,000747
Service charges on deposit accounts$660,000626
Trading account gains and fees$0134
Additional Noninterest Income$560,0001,372
Total noninterest expense$3,714,0001,079
Salaries and employee benefits$1,733,0001,238
Premises and equipment expense$409,0001,420
Additional noninterest expense$1,572,000805
Pre-tax net operating income$2,378,000938
Securities gains (losses)$289,000520
Applicable income taxes$828,000934
Income before extraordinary items$1,839,000916
Extraordinary gains, net$021
Net income$1,839,000915
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0001,345
Cash dividends$1,550,000467
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,639,590947
2002-12-31 (YTD Data)Rank
Total interest income$23,127,0001,325
Total interest expense$6,990,0001,631
Net interest income$16,137,0001,198
Provision for loan and lease losses$165,0004,742
Total noninterest income$4,184,0001,208
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$2,206,000731
Trading account gains and fees$0153
Additional Noninterest Income$1,978,0001,319
Total noninterest expense$12,396,0001,236
Salaries and employee benefits$5,573,0001,461
Premises and equipment expense$1,343,0001,637
Additional noninterest expense$5,480,000913
Pre-tax net operating income$7,760,0001,088
Securities gains (losses)$7,0003,799
Applicable income taxes$2,354,0001,131
Income before extraordinary items$5,413,0001,162
Extraordinary gains, net$070
Net income$5,413,0001,161
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$305,0002,338
Cash dividends$2,500,0001,086
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,408,1001,118
2001-12-31 (YTD Data)Rank
Total interest income$20,603,0001,650
Total interest expense$8,182,0001,977
Net interest income$12,421,0001,426
Provision for loan and lease losses$465,0002,340
Total noninterest income$2,948,0001,497
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,289,0001,148
Trading account gains and fees$0177
Additional Noninterest Income$1,659,0001,421
Total noninterest expense$8,920,0001,634
Salaries and employee benefits$4,113,0001,819
Premises and equipment expense$975,0002,196
Additional noninterest expense$3,832,0001,237
Pre-tax net operating income$5,984,0001,254
Securities gains (losses)$7,0003,779
Applicable income taxes$1,761,0001,308
Income before extraordinary items$4,230,0001,288
Extraordinary gains, net$0105
Net income$4,230,0001,287
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$436,0001,717
Cash dividends$5,760,000549
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,225,0301,238
2000-12-31 (YTD Data)Rank
Total interest income$20,986,0001,645
Total interest expense$8,923,0001,937
Net interest income$12,063,0001,457
Provision for loan and lease losses$635,0001,536
Total noninterest income$2,460,0001,615
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,270,0001,069
Trading account gains and fees$0180
Additional Noninterest Income$1,190,0001,659
Total noninterest expense$8,286,0001,682
Salaries and employee benefits$3,788,0001,901
Premises and equipment expense$883,0002,348
Additional noninterest expense$3,615,0001,259
Pre-tax net operating income$5,602,0001,319
Securities gains (losses)$38,000779
Applicable income taxes$1,599,0001,424
Income before extraordinary items$4,041,0001,301
Extraordinary gains, net$038
Net income$4,041,0001,302
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$388,0001,507
Cash dividends$3,860,000781
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,013,6401,296
1999-12-31 (YTD Data)Rank
Total interest income$19,838,0001,635
Total interest expense$7,945,0001,891
Net interest income$11,893,0001,483
Provision for loan and lease losses$260,0002,969
Total noninterest income$1,946,0001,897
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$778,0001,700
Trading account gains and fees$0173
Additional Noninterest Income$1,168,0001,681
Total noninterest expense$7,933,0001,736
Salaries and employee benefits$3,576,0001,962
Premises and equipment expense$762,0002,668
Additional noninterest expense$3,595,0001,275
Pre-tax net operating income$5,646,0001,348
Securities gains (losses)$28,0001,229
Applicable income taxes$1,587,0001,518
Income before extraordinary items$4,087,0001,326
Extraordinary gains, net$035
Net income$4,087,0001,326
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$446,0001,329
Cash dividends$2,600,0001,091
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$4,066,8401,310
1998-12-31 (YTD Data)Rank
Total interest income$19,821,0001,641
Total interest expense$9,065,0001,697
Net interest income$10,756,0001,571
Provision for loan and lease losses$351,0002,303
Total noninterest income$1,741,0002,024
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$732,0001,742
Trading account gains and fees$0224
Additional Noninterest Income$1,009,0001,843
Total noninterest expense$7,455,0001,754
Salaries and employee benefits$3,441,0001,931
Premises and equipment expense$687,0002,816
Additional noninterest expense$3,327,0001,321
Pre-tax net operating income$4,691,0001,580
Securities gains (losses)$32,0002,083
Applicable income taxes$1,246,0001,928
Income before extraordinary items$3,477,0001,519
Extraordinary gains, net$032
Net income$3,477,0001,518
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$300,0001,859
Cash dividends$1,925,0001,383
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,453,3201,463
1997-12-31 (YTD Data)Rank
Total interest income$19,082,0001,730
Total interest expense$8,237,0001,872
Net interest income$10,845,0001,591
Provision for loan and lease losses$422,0002,011
Total noninterest income$1,221,0002,594
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$461,0002,835
Trading account gains and fees$0239
Additional Noninterest Income$760,0002,096
Total noninterest expense$7,496,0001,732
Salaries and employee benefits$3,525,0001,859
Premises and equipment expense$726,0002,645
Additional noninterest expense$3,245,0001,344
Pre-tax net operating income$4,148,0001,830
Securities gains (losses)$214,000676
Applicable income taxes$1,102,0002,243
Income before extraordinary items$3,260,0001,654
Extraordinary gains, net$044
Net income$3,260,0001,655
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$279,0002,054
Cash dividends$2,950,000964
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,099,5001,679
1996-12-31 (YTD Data)Rank
Total interest income$18,110,0001,873
Total interest expense$7,629,0002,058
Net interest income$10,481,0001,684
Provision for loan and lease losses$350,0002,313
Total noninterest income$910,0003,364
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$411,0003,264
Trading account gains and fees$0262
Additional Noninterest Income$499,0002,922
Total noninterest expense$6,191,0002,218
Salaries and employee benefits$2,946,0002,258
Premises and equipment expense$608,0003,170
Additional noninterest expense$2,637,0001,931
Pre-tax net operating income$4,850,0001,496
Securities gains (losses)$53,0001,295
Applicable income taxes$1,235,0001,946
Income before extraordinary items$3,668,0001,349
Extraordinary gains, net$053
Net income$3,668,0001,350
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$328,0001,950
Cash dividends$3,550,000837
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,628,2501,329
1995-12-31 (YTD Data)Rank
Total interest income$17,944,0001,892
Total interest expense$7,654,0002,048
Net interest income$10,290,0001,740
Provision for loan and lease losses$347,0002,075
Total noninterest income$846,0003,531
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$371,0003,580
Trading account gains and fees$0522
Additional Noninterest Income$475,0002,977
Total noninterest expense$5,932,0002,300
Salaries and employee benefits$2,737,0002,430
Premises and equipment expense$562,0003,397
Additional noninterest expense$2,633,0001,894
Pre-tax net operating income$4,857,0001,544
Securities gains (losses)$-221,00011,696
Applicable income taxes$1,142,0002,111
Income before extraordinary items$3,494,0001,467
Extraordinary gains, net$065
Net income$3,494,0001,464
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$137,0003,131
Cash dividends$3,350,000850
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,659,7501,403
1994-12-31 (YTD Data)Rank
Total interest income$16,529,0001,866
Total interest expense$6,522,0001,913
Net interest income$10,007,0001,807
Provision for loan and lease losses$315,0002,173
Total noninterest income$666,0004,289
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$303,0004,324
Trading account gains and fees$0475
Additional Noninterest Income$363,0003,632
Total noninterest expense$5,802,0002,419
Salaries and employee benefits$2,496,0002,667
Premises and equipment expense$532,0003,601
Additional noninterest expense$2,774,0001,953
Pre-tax net operating income$4,556,0001,578
Securities gains (losses)$6,0002,522
Applicable income taxes$1,015,0002,212
Income before extraordinary items$3,547,0001,399
Extraordinary gains, net$0249
Net income$3,547,0001,398
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0006,267
Cash dividends$2,000,0001,095
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,542,3201,417
1993-12-31 (YTD Data)Rank
Total interest income$15,804,0001,983
Total interest expense$6,290,0002,060
Net interest income$9,514,0001,895
Provision for loan and lease losses$225,0003,650
Total noninterest income$702,0004,430
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$308,0004,326
Trading account gains and fees$0532
Additional Noninterest Income$394,0003,787
Total noninterest expense$5,467,0002,622
Salaries and employee benefits$2,535,0002,602
Premises and equipment expense$541,0003,625
Additional noninterest expense$2,391,0002,337
Pre-tax net operating income$4,524,0001,544
Securities gains (losses)$-458,00013,244
Applicable income taxes$1,012,0002,233
Income before extraordinary items$3,054,0001,656
Extraordinary gains, net$03,149
Net income$3,054,0001,709
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$205,0003,099
Cash dividends$1,000,0001,731
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,397,5001,408
1992-12-31 (YTD Data)Rank
Total interest income$16,839,0002,104
Total interest expense$8,055,0002,112
Net interest income$8,784,0002,075
Provision for loan and lease losses$308,0004,048
Total noninterest income$663,0004,605
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$290,0004,573
Trading account gains and fees$0504
Additional Noninterest Income$373,0003,867
Total noninterest expense$5,010,0002,863
Salaries and employee benefits$2,348,0002,761
Premises and equipment expense$447,0004,382
Additional noninterest expense$2,215,0002,571
Pre-tax net operating income$4,129,0001,524
Securities gains (losses)$08,369
Applicable income taxes$885,0002,353
Income before extraordinary items$3,244,0001,430
Extraordinary gains, net$01,422
Net income$3,244,0001,437
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$198,0004,225
Cash dividends$1,800,000936
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,244,0001,322

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.