Home > Civista Bank > Net charge- offs to loans
Civista Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0366% | 1,576 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0092% | 3,961 |
| Percentage Net Loans Charged-off:Construction & development | -0.0147% | 4,308 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 4,082 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0058% | 4,509 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0194% | 4,137 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0438% | 4,383 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0112% | 3,995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3983% | 648 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3793% | 1,442 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3793% | 1,314 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0271% | 1,527 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0084% | 3,950 |
| Percentage Net Loans Charged-off:Construction & development | -0.0070% | 4,299 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 4,030 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0058% | 4,545 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0246% | 4,211 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0585% | 4,439 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0127% | 4,047 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2986% | 594 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3835% | 1,265 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3835% | 1,193 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0028% | 2,244 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0094% | 4,022 |
| Percentage Net Loans Charged-off:Construction & development | -0.0066% | 4,357 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 4,107 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0041% | 4,582 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0292% | 4,293 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0743% | 4,483 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0129% | 4,043 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0979% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1031% | 1,894 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1031% | 1,853 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0200% | 1,281 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0041% | 3,836 |
| Percentage Net Loans Charged-off:Construction & development | -0.0065% | 4,460 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 4,167 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0050% | 4,659 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0093% | 4,045 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0026% | 4,402 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0118% | 4,140 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2012% | 413 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3455% | 1,166 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3658% | 1,064 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0051% | 3,642 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0095% | 3,813 |
| Percentage Net Loans Charged-off:Construction & development | -0.0021% | 4,265 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0053% | 4,069 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0274% | 4,676 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0128% | 3,916 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0215% | 167 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0260% | 4,172 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0097% | 1,310 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2434% | 1,567 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2434% | 1,491 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0079% | 3,612 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0107% | 3,846 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0070% | 4,145 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0349% | 4,720 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0110% | 3,875 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0338% | 111 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0284% | 4,210 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0046% | 1,083 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1200% | 1,833 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1200% | 1,748 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0093% | 3,566 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0113% | 3,800 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 4,050 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0536% | 3,854 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0077% | 3,681 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0109% | 3,822 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0018% | 3,153 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2225% | 1,378 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2225% | 1,304 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0183% | 3,867 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0249% | 4,222 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 4,009 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0998% | 3,871 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0552% | 4,353 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0564% | 3,387 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0547% | 4,363 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0018% | 3,266 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7559% | 631 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7559% | 572 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0385% | 4,212 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0354% | 4,271 |
| Percentage Net Loans Charged-off:Construction & development | -0.0006% | 3,895 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 3,934 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2599% | 3,980 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0416% | 4,202 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0272% | 188 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0691% | 4,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0452% | 3,868 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3132% | 4,479 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3132% | 4,446 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0463% | 4,323 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0419% | 4,380 |
| Percentage Net Loans Charged-off:Construction & development | -0.0007% | 3,960 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 4,020 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3619% | 4,021 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0355% | 4,212 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0365% | 155 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0640% | 4,419 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0559% | 4,021 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3986% | 4,555 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3986% | 4,520 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0330% | 4,200 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0202% | 4,171 |
| Percentage Net Loans Charged-off:Construction & development | -0.0011% | 4,024 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0018% | 4,137 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0144% | 3,976 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0638% | 4,472 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0049% | 3,258 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0866% | 4,540 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0773% | 4,198 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4109% | 4,514 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4109% | 4,478 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0532% | 4,418 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0297% | 4,402 |
| Percentage Net Loans Charged-off:Construction & development | -0.0023% | 4,142 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0033% | 4,292 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0176% | 3,977 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0942% | 4,611 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0065% | 3,338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1273% | 4,678 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1431% | 4,461 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2730% | 4,333 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2730% | 4,301 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0077% | 4,211 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0101% | 4,172 |
| Percentage Net Loans Charged-off:Construction & development | -0.0024% | 4,057 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0184% | 4,494 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0115% | 4,000 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0039% | 1,448 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0123% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0009% | 1,444 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0046% | 2,061 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0296% | 4,261 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0296% | 4,224 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0006% | 3,786 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 3,722 |
| Percentage Net Loans Charged-off:Construction & development | -0.0024% | 4,102 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0161% | 676 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0123% | 4,011 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0252% | 4,382 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0273% | 3,487 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0245% | 4,382 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0052% | 1,812 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0096% | 4,169 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0096% | 4,124 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0045% | 3,986 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0059% | 4,049 |
| Percentage Net Loans Charged-off:Construction & development | -0.0024% | 4,150 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0122% | 4,527 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0138% | 4,033 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0077% | 1,043 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0066% | 3,375 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0127% | 909 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0096% | 1,516 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0990% | 4,414 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0990% | 4,365 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0127% | 4,162 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0100% | 4,241 |
| Percentage Net Loans Charged-off:Construction & development | -0.0025% | 4,233 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0037% | 4,419 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0127% | 4,071 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0215% | 4,381 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0065% | 3,429 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0268% | 4,467 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0021% | 3,637 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4406% | 4,761 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4406% | 4,719 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0033% | 4,278 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0126% | 4,347 |
| Percentage Net Loans Charged-off:Construction & development | 0.0148% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0267% | 4,636 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0534% | 4,157 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0075% | 1,697 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0426% | 387 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0053% | 4,125 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0091% | 2,182 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6071% | 1,348 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6071% | 1,249 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0263% | 4,658 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0293% | 4,671 |
| Percentage Net Loans Charged-off:Construction & development | 0.0222% | 244 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0551% | 4,845 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0679% | 4,218 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0017% | 3,935 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0160% | 368 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0082% | 4,228 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0386% | 4,225 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2412% | 2,150 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2412% | 2,020 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0135% | 4,416 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0232% | 4,617 |
| Percentage Net Loans Charged-off:Construction & development | 0.0357% | 180 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0577% | 4,940 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0751% | 4,246 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0177% | 1,081 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0271% | 279 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0142% | 1,047 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0131% | 1,506 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3539% | 1,691 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3538% | 1,569 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0365% | 4,719 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0525% | 4,966 |
| Percentage Net Loans Charged-off:Construction & development | 0.0741% | 108 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1043% | 5,105 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0234% | 4,270 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0226% | 4,633 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0478% | 172 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0489% | 4,863 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0024% | 3,794 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8703% | 867 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8703% | 780 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0178% | 3,099 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0046% | 2,174 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0096% | 1,017 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1290% | 68 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0296% | 4,730 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0112% | 545 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0478% | 4,877 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0563% | 1,842 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6113% | 1,343 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6113% | 1,242 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0205% | 2,723 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0039% | 1,868 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0165% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1248% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0446% | 4,885 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0052% | 456 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0681% | 5,010 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0770% | 1,472 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6572% | 1,151 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6572% | 1,040 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0457% | 1,956 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0105% | 1,416 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0337% | 496 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0228% | 4,664 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0106% | 378 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0405% | 4,876 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2134% | 923 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9045% | 804 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9045% | 717 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1102% | 1,117 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0708% | 591 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1665% | 199 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0533% | 5,035 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0214% | 264 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0928% | 5,198 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3204% | 580 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9380% | 826 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9380% | 731 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0154% | 3,576 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0432% | 1,610 |
| Percentage Net Loans Charged-off:Construction & development | -0.0627% | 4,713 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0505% | 915 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0784% | 1,242 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0173% | 629 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1086% | 992 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2755% | 5,123 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7288% | 1,253 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7288% | 1,141 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0436% | 2,567 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0548% | 1,216 |
| Percentage Net Loans Charged-off:Construction & development | -0.0674% | 4,768 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0732% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0757% | 1,123 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0156% | 552 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1049% | 914 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1243% | 4,888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7651% | 1,097 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7651% | 997 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0478% | 2,260 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0592% | 1,095 |
| Percentage Net Loans Charged-off:Construction & development | -0.0651% | 4,797 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0750% | 508 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0849% | 982 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0238% | 440 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1146% | 807 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1246% | 4,901 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7911% | 1,028 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7911% | 922 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0019% | 2,902 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0097% | 1,381 |
| Percentage Net Loans Charged-off:Construction & development | -0.0359% | 4,815 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 4,927 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0537% | 958 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0240% | 3,956 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0916% | 749 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1780% | 5,105 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8907% | 936 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8907% | 832 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0237% | 5,171 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1241% | 5,578 |
| Percentage Net Loans Charged-off:Construction & development | 0.1760% | 341 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0296% | 1,170 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.6699% | 4,755 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0097% | 4,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1188% | 522 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0674% | 5,436 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6847% | 840 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4521% | 1,937 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4521% | 1,810 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0131% | 5,026 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0508% | 5,376 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1858% | 5,722 |
| Percentage Net Loans Charged-off:Construction & development | 0.2415% | 261 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0245% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.2335% | 4,778 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0562% | 5,406 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0762% | 526 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1144% | 5,590 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9423% | 533 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3394% | 1,999 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3394% | 1,859 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0184% | 5,092 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2927% | 5,881 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3456% | 5,875 |
| Percentage Net Loans Charged-off:Construction & development | -0.0067% | 4,646 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0256% | 5,270 |
| Percentage Net Loans Charged-off: Multi-family residential | -3.4135% | 4,800 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1108% | 5,659 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0812% | 451 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1936% | 5,758 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0163% | 1,626 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1565% | 2,457 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1565% | 2,302 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0269% | 5,160 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0286% | 5,043 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0384% | 5,313 |
| Percentage Net Loans Charged-off:Construction & development | -0.0065% | 4,767 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0769% | 5,657 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0260% | 4,699 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0115% | 1,493 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0774% | 343 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0165% | 5,132 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0629% | 1,041 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1349% | 5,150 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1349% | 5,083 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1126% | 2,250 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1218% | 1,407 |
| Percentage Net Loans Charged-off:Construction & development | -0.0074% | 4,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0792% | 1,110 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0396% | 4,762 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3466% | 604 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1643% | 564 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4150% | 514 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0178% | 2,346 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4058% | 1,870 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4058% | 1,737 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0651% | 5,329 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0965% | 2,189 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0959% | 1,515 |
| Percentage Net Loans Charged-off:Construction & development | -0.0077% | 4,744 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0639% | 1,002 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0409% | 4,810 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2838% | 707 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1714% | 506 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3247% | 617 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0499% | 1,810 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5505% | 1,364 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5505% | 1,257 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0822% | 5,420 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0744% | 2,329 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0807% | 1,585 |
| Percentage Net Loans Charged-off:Construction & development | -0.0086% | 4,810 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0142% | 1,093 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0457% | 4,851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3291% | 640 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1304% | 511 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3996% | 528 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0422% | 4,745 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6108% | 1,153 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6108% | 1,050 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1065% | 5,483 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1483% | 1,357 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1639% | 885 |
| Percentage Net Loans Charged-off:Construction & development | -0.0057% | 4,925 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2000% | 423 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0514% | 4,907 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3498% | 577 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0754% | 423 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4457% | 453 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0364% | 4,723 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8269% | 889 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8269% | 806 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1959% | 5,569 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4277% | 992 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4754% | 635 |
| Percentage Net Loans Charged-off:Construction & development | -0.0113% | 4,988 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3918% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0426% | 4,998 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0317% | 235 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1123% | 899 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3062% | 176 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0864% | 2,238 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5768% | 1,624 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5768% | 1,501 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0551% | 1,221 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3961% | 1,005 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4407% | 664 |
| Percentage Net Loans Charged-off:Construction & development | -0.0134% | 5,061 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4929% | 609 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0396% | 5,044 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7159% | 417 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1353% | 778 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8833% | 323 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1185% | 1,783 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1846% | 2,717 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1846% | 2,570 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0772% | 1,062 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6100% | 657 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6477% | 451 |
| Percentage Net Loans Charged-off:Construction & development | -0.0125% | 5,128 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7938% | 393 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0417% | 5,075 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9169% | 334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1035% | 724 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1439% | 268 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4478% | 1,032 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1715% | 2,540 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1715% | 2,398 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1566% | 801 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2377% | 1,366 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1753% | 1,274 |
| Percentage Net Loans Charged-off:Construction & development | -0.0086% | 5,211 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0681% | 847 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0421% | 5,116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5307% | 604 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0282% | 4,512 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6796% | 472 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7836% | 547 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5828% | 1,328 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5828% | 1,213 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1246% | 5,736 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5233% | 1,266 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5412% | 1,016 |
| Percentage Net Loans Charged-off:Construction & development | 0.1046% | 1,437 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3652% | 1,292 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0201% | 588 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1811% | 369 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1709% | 1,105 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4039% | 302 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3926% | 1,741 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4423% | 754 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4423% | 676 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0733% | 5,756 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5800% | 1,085 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6186% | 857 |
| Percentage Net Loans Charged-off:Construction & development | 0.1647% | 1,225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3587% | 1,167 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0582% | 451 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4183% | 279 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2458% | 910 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6672% | 232 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2780% | 1,782 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5999% | 621 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6000% | 567 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0826% | 5,822 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2801% | 2,085 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2923% | 1,688 |
| Percentage Net Loans Charged-off:Construction & development | -0.9518% | 6,052 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2218% | 1,289 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0185% | 406 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7623% | 724 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3553% | 735 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8450% | 648 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0829% | 2,055 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8674% | 517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8674% | 465 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0989% | 5,841 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2620% | 1,910 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2849% | 1,508 |
| Percentage Net Loans Charged-off:Construction & development | -0.9419% | 6,088 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2491% | 915 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0304% | 5,308 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6449% | 815 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4326% | 514 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6866% | 750 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1842% | 5,919 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1154% | 299 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1154% | 273 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0267% | 5,706 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0029% | 1,089 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0456% | 944 |
| Percentage Net Loans Charged-off:Construction & development | 0.8453% | 1,558 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7661% | 1,137 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6506% | 532 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8468% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3542% | 1,205 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0889% | 344 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6333% | 1,868 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7649% | 724 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7649% | 662 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2286% | 1,010 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9091% | 1,197 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9425% | 1,039 |
| Percentage Net Loans Charged-off:Construction & development | 0.6177% | 1,576 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7167% | 1,095 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2220% | 375 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5336% | 513 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3599% | 1,064 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7163% | 452 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5103% | 1,847 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6402% | 778 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6402% | 688 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6908% | 597 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8257% | 1,338 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8107% | 1,216 |
| Percentage Net Loans Charged-off:Construction & development | 0.0049% | 1,920 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7309% | 1,000 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1456% | 324 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1960% | 732 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3549% | 963 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3221% | 652 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9586% | 1,273 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0729% | 603 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0729% | 547 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1139% | 6,169 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8426% | 1,219 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8844% | 1,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.4460% | 1,159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8915% | 717 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0586% | 5,574 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2232% | 695 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4948% | 694 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3304% | 644 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6247% | 1,176 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0044% | 1,139 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0044% | 1,020 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2985% | 6,289 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3391% | 1,228 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1971% | 1,336 |
| Percentage Net Loans Charged-off:Construction & development | 1.5467% | 1,877 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5537% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.6426% | 142 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2807% | 955 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3100% | 1,466 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4184% | 865 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0509% | 795 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7871% | 2,043 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7511% | 1,854 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1482% | 1,226 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1803% | 1,328 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1776% | 1,241 |
| Percentage Net Loans Charged-off:Construction & development | 1.5032% | 1,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5187% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.0556% | 182 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4721% | 757 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4246% | 1,171 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6199% | 690 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5461% | 1,328 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8838% | 1,716 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8346% | 1,532 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3661% | 6,391 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5015% | 989 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4717% | 958 |
| Percentage Net Loans Charged-off:Construction & development | 2.7840% | 1,190 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4372% | 1,586 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.1793% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7850% | 623 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4867% | 995 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9674% | 560 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1734% | 963 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0699% | 1,391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9916% | 1,217 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1563% | 6,289 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5855% | 2,027 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5629% | 1,761 |
| Percentage Net Loans Charged-off:Construction & development | 2.6323% | 882 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0823% | 1,709 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9352% | 1,018 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1293% | 5,369 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0842% | 859 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7910% | 1,389 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5587% | 925 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3896% | 799 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1131% | 6,193 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4602% | 1,514 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2772% | 1,529 |
| Percentage Net Loans Charged-off:Construction & development | 2.2165% | 2,000 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0450% | 1,245 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4757% | 595 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4727% | 946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2575% | 1,539 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6396% | 851 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3430% | 1,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0824% | 1,027 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2959% | 1,257 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3728% | 1,479 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2239% | 1,479 |
| Percentage Net Loans Charged-off:Construction & development | 1.8017% | 1,920 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0475% | 1,090 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8076% | 465 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3131% | 962 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1189% | 1,561 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4767% | 851 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8237% | 1,078 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2040% | 935 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4222% | 1,030 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1870% | 1,606 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9781% | 1,630 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3638% | 776 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5807% | 534 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8570% | 1,327 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0975% | 1,320 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9614% | 1,184 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9028% | 997 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8066% | 712 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8246% | 725 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2047% | 1,412 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0094% | 1,359 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1207% | 712 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2003% | 290 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1269% | 941 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1693% | 877 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2592% | 839 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0843% | 767 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3481% | 850 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0688% | 6,504 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8705% | 2,659 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7908% | 2,227 |
| Percentage Net Loans Charged-off:Construction & development | 1.7309% | 2,193 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7045% | 1,459 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2666% | 774 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7342% | 1,634 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1001% | 1,755 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8182% | 1,435 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2926% | 2,528 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7777% | 896 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2414% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5102% | 3,181 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4637% | 2,542 |
| Percentage Net Loans Charged-off:Construction & development | 0.0940% | 2,954 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3294% | 1,616 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7568% | 1,348 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0042% | 5,788 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8564% | 1,171 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4610% | 3,226 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9123% | 803 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2822% | 1,287 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3542% | 3,410 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3784% | 2,444 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4154% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4597% | 1,667 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0064% | 5,816 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5197% | 1,461 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1091% | 7,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2592% | 1,050 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0472% | 6,766 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3165% | 2,836 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2974% | 2,076 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5881% | 612 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0662% | 2,384 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0745% | 2,150 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1820% | 2,320 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1568% | 1,036 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0178% | 6,661 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7389% | 1,675 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5522% | 1,559 |
| Percentage Net Loans Charged-off:Construction & development | 0.0465% | 2,720 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8177% | 606 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3361% | 402 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5668% | 1,099 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8583% | 517 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5328% | 1,080 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0078% | 1,052 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6535% | 675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1155% | 7,050 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7637% | 1,140 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6596% | 946 |
| Percentage Net Loans Charged-off:Construction & development | 0.1347% | 1,910 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0136% | 331 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6921% | 680 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9454% | 367 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6631% | 660 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4223% | 1,016 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5020% | 617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2282% | 7,146 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8010% | 870 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6891% | 702 |
| Percentage Net Loans Charged-off:Construction & development | 0.2005% | 1,317 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3593% | 211 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4995% | 777 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1292% | 732 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5411% | 682 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7298% | 705 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8738% | 841 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4256% | 7,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2263% | 2,002 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2427% | 1,111 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6891% | 234 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3295% | 805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2194% | 430 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3417% | 724 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0827% | 7,284 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7505% | 875 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6220% | 7,231 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4826% | 1,144 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4363% | 652 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5457% | 418 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2385% | 1,108 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0915% | 731 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2557% | 1,014 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8703% | 1,310 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3363% | 477 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0958% | 7,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6269% | 602 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5390% | 307 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5646% | 261 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3426% | 585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0701% | 592 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3752% | 516 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9761% | 921 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2908% | 447 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0141% | 6,865 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1243% | 2,441 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0742% | 1,421 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1391% | 8,161 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3328% | 542 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1321% | 382 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3575% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1250% | 7,469 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1319% | 498 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0220% | 6,912 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1097% | 2,090 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0264% | 1,461 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2739% | 8,259 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3132% | 463 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2989% | 198 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3150% | 446 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0652% | 7,210 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6543% | 380 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4200% | 917 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1612% | 898 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4279% | 337 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0220% | 8,072 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0252% | 8,055 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1370% | 450 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7573% | 679 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3026% | 1,085 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1369% | 836 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2936% | 352 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0459% | 1,677 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0528% | 1,518 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4145% | 581 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9959% | 1,323 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4452% | 689 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2311% | 481 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4213% | 244 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1473% | 835 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1705% | 722 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0483% | 417 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7808% | 1,623 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3537% | 799 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0701% | 884 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 7,987 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1760% | 556 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2053% | 485 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1881% | 349 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3978% | 904 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5470% | 746 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2140% | 643 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1969% | 575 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3304% | 496 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3838% | 435 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6221% | 429 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6103% | 958 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9154% | 383 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2327% | 1,701 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 7,586 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0066% | 7,872 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0081% | 7,881 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6015% | 649 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3966% | 1,046 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1430% | 2,347 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 7,552 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0066% | 7,866 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0080% | 7,892 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7734% | 1,076 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5278% | 936 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0452% | 3,369 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 7,691 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0065% | 7,966 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0080% | 7,997 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2375% | 1,365 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5168% | 2,527 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1437% | 3,478 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0067% | 3,575 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0412% | 1,244 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0247% | 8,296 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0296% | 8,310 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7362% | 1,686 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9828% | 2,075 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1493% | 2,898 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0119% | 8,103 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0265% | 8,294 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0315% | 8,331 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9774% | 1,146 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6995% | 2,671 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2240% | 2,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0065% | 2,593 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0143% | 2,032 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0169% | 1,873 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5135% | 733 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4867% | 3,261 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0368% | 4,000 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 7,813 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0032% | 8,069 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0037% | 8,105 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0758% | 1,903 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5512% | 2,776 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1746% | 3,684 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0393% | 2,766 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0142% | 1,485 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0689% | 2,096 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0793% | 1,921 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1719% | 3,764 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8025% | 1,020 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1790% | 400 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1665% | 3,349 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0200% | 2,734 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0191% | 1,155 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0250% | 2,343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0286% | 2,199 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2295% | 3,018 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7163% | 996 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9117% | 318 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1025% | 3,936 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0101% | 2,627 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0292% | 867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0031% | 8,195 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0036% | 8,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0637% | 3,244 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1640% | 1,738 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1207% | 428 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1465% | 2,791 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9014% | 946 |
| Percentage Net Loans Charged-off: Credit card loans | 9.8160% | 180 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1189% | 4,801 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0073% | 8,328 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0141% | 8,616 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 8,354 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0048% | 8,366 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2841% | 3,474 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1215% | 2,081 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4283% | 1,498 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2085% | 3,514 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 8,287 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0042% | 1,411 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0044% | 8,579 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0046% | 8,602 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0487% | 4,468 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4591% | 577 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4259% | 1,094 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1958% | 3,207 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2389% | 2,790 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1599% | 4,044 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1545% | 4,457 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1983% | 4,108 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0870% | 5,955 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0175% | 8,154 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1675% | 5,866 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1712% | 7,680 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |