Home > Citizens Tri-County Bank > Income and Expense
Citizens Tri-County Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $65,843,000 | 747 |
| Total interest expense | $24,656,000 | 681 |
| Net interest income | $41,187,000 | 789 |
| Provision for loan and lease losses | $948,000 | 864 |
| Total noninterest income | $8,200,000 | 858 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $4,806,000 | 283 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,394,000 | 1,163 |
| Total noninterest expense | $31,776,000 | 850 |
| Salaries and employee benefits | $18,644,000 | 808 |
| Premises and equipment expense | $3,227,000 | 807 |
| Additional noninterest expense | $3,394,000 | 1,163 |
| Pre-tax net operating income | $16,663,000 | 790 |
| Securities gains (losses) | $7,000 | 812 |
| Applicable income taxes | $40,000 | 3,083 |
| Income before extraordinary items | $16,630,000 | 674 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $16,630,000 | 684 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $16,630,000 | 677 |
| Net charge-offs | $3,991,000 | 260 |
| Cash dividends | $6,000,000 | 696 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $16,623,000 | 684 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $47,569,000 | 757 |
| Total interest expense | $17,130,000 | 680 |
| Net interest income | $30,439,000 | 808 |
| Provision for loan and lease losses | $-468,000 | 4,499 |
| Total noninterest income | $5,905,000 | 888 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $3,607,000 | 280 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,298,000 | 1,248 |
| Total noninterest expense | $25,556,000 | 792 |
| Salaries and employee benefits | $14,166,000 | 816 |
| Premises and equipment expense | $2,335,000 | 836 |
| Additional noninterest expense | $2,298,000 | 1,248 |
| Pre-tax net operating income | $11,256,000 | 887 |
| Securities gains (losses) | $7,000 | 656 |
| Applicable income taxes | $24,000 | 3,169 |
| Income before extraordinary items | $11,239,000 | 759 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $11,239,000 | 763 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $11,239,000 | 759 |
| Net charge-offs | $546,000 | 549 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $11,232,000 | 771 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $30,602,000 | 753 |
| Total interest expense | $10,339,000 | 669 |
| Net interest income | $20,263,000 | 812 |
| Provision for loan and lease losses | $-651,000 | 4,564 |
| Total noninterest income | $3,797,000 | 869 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $2,399,000 | 274 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,398,000 | 1,234 |
| Total noninterest expense | $14,841,000 | 879 |
| Salaries and employee benefits | $9,348,000 | 811 |
| Premises and equipment expense | $1,511,000 | 847 |
| Additional noninterest expense | $1,398,000 | 1,233 |
| Pre-tax net operating income | $9,870,000 | 701 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $12,000 | 3,260 |
| Income before extraordinary items | $9,858,000 | 604 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $9,858,000 | 614 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $9,858,000 | 604 |
| Net charge-offs | $270,000 | 582 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $9,858,000 | 613 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $14,504,000 | 783 |
| Total interest expense | $4,419,000 | 679 |
| Net interest income | $10,085,000 | 823 |
| Provision for loan and lease losses | $80,000 | 1,393 |
| Total noninterest income | $1,867,000 | 875 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $1,201,000 | 282 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $666,000 | 1,269 |
| Total noninterest expense | $6,799,000 | 956 |
| Salaries and employee benefits | $4,608,000 | 836 |
| Premises and equipment expense | $709,000 | 934 |
| Additional noninterest expense | $666,000 | 1,269 |
| Pre-tax net operating income | $5,073,000 | 716 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $3,000 | 3,301 |
| Income before extraordinary items | $5,070,000 | 610 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,070,000 | 609 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $5,070,000 | 609 |
| Net charge-offs | $216,000 | 424 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $5,070,000 | 620 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $47,985,000 | 774 |
| Total interest expense | $7,560,000 | 571 |
| Net interest income | $40,425,000 | 817 |
| Provision for loan and lease losses | $601,000 | 1,100 |
| Total noninterest income | $8,322,000 | 858 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $4,735,000 | 296 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,587,000 | 1,126 |
| Total noninterest expense | $27,506,000 | 927 |
| Salaries and employee benefits | $17,711,000 | 836 |
| Premises and equipment expense | $3,358,000 | 763 |
| Additional noninterest expense | $3,587,000 | 1,126 |
| Pre-tax net operating income | $20,640,000 | 734 |
| Securities gains (losses) | $60,000 | 218 |
| Applicable income taxes | $21,000 | 3,435 |
| Income before extraordinary items | $20,679,000 | 628 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $20,679,000 | 629 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $20,679,000 | 629 |
| Net charge-offs | $112,000 | 1,178 |
| Cash dividends | $11,000,000 | 442 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $20,619,000 | 642 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $33,988,000 | 779 |
| Total interest expense | $4,133,000 | 552 |
| Net interest income | $29,855,000 | 815 |
| Provision for loan and lease losses | $587,000 | 888 |
| Total noninterest income | $6,379,000 | 861 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $3,578,000 | 291 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,801,000 | 1,118 |
| Total noninterest expense | $19,985,000 | 952 |
| Salaries and employee benefits | $13,151,000 | 842 |
| Premises and equipment expense | $2,470,000 | 780 |
| Additional noninterest expense | $2,801,000 | 1,118 |
| Pre-tax net operating income | $15,662,000 | 726 |
| Securities gains (losses) | $60,000 | 213 |
| Applicable income taxes | $18,000 | 3,410 |
| Income before extraordinary items | $15,704,000 | 629 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $15,704,000 | 629 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $15,704,000 | 629 |
| Net charge-offs | $50,000 | 1,217 |
| Cash dividends | $2,000,000 | 1,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $15,644,000 | 639 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $21,493,000 | 779 |
| Total interest expense | $2,062,000 | 571 |
| Net interest income | $19,431,000 | 807 |
| Provision for loan and lease losses | $413,000 | 772 |
| Total noninterest income | $4,210,000 | 857 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $2,324,000 | 292 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,886,000 | 1,133 |
| Total noninterest expense | $12,907,000 | 965 |
| Salaries and employee benefits | $8,611,000 | 840 |
| Premises and equipment expense | $1,639,000 | 777 |
| Additional noninterest expense | $2,657,000 | 1,274 |
| Pre-tax net operating income | $10,321,000 | 685 |
| Securities gains (losses) | $50,000 | 215 |
| Applicable income taxes | $11,000 | 3,373 |
| Income before extraordinary items | $10,360,000 | 597 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $10,360,000 | 596 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $10,360,000 | 597 |
| Net charge-offs | $-43,000 | 4,136 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $10,310,000 | 607 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $10,307,000 | 785 |
| Total interest expense | $998,000 | 556 |
| Net interest income | $9,309,000 | 817 |
| Provision for loan and lease losses | $154,000 | 754 |
| Total noninterest income | $2,141,000 | 850 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $1,162,000 | 293 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $979,000 | 1,093 |
| Total noninterest expense | $6,324,000 | 969 |
| Salaries and employee benefits | $4,154,000 | 868 |
| Premises and equipment expense | $782,000 | 825 |
| Additional noninterest expense | $1,388,000 | 1,223 |
| Pre-tax net operating income | $4,972,000 | 690 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $4,000 | 3,304 |
| Income before extraordinary items | $4,968,000 | 595 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,968,000 | 595 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $4,968,000 | 595 |
| Net charge-offs | $-32,000 | 4,285 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $4,968,000 | 598 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $43,688,000 | 756 |
| Total interest expense | $4,481,000 | 601 |
| Net interest income | $39,207,000 | 783 |
| Provision for loan and lease losses | $1,043,000 | 573 |
| Total noninterest income | $10,000,000 | 825 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $4,056,000 | 310 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,944,000 | 951 |
| Total noninterest expense | $26,713,000 | 934 |
| Salaries and employee benefits | $17,122,000 | 839 |
| Premises and equipment expense | $3,771,000 | 701 |
| Additional noninterest expense | $5,820,000 | 1,160 |
| Pre-tax net operating income | $21,451,000 | 698 |
| Securities gains (losses) | $9,000 | 1,734 |
| Applicable income taxes | $250,000 | 2,584 |
| Income before extraordinary items | $21,210,000 | 619 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $21,210,000 | 619 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $21,210,000 | 620 |
| Net charge-offs | $-309,000 | 4,643 |
| Cash dividends | $9,000,000 | 520 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $21,201,090 | 610 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $33,083,000 | 764 |
| Total interest expense | $3,423,000 | 624 |
| Net interest income | $29,660,000 | 785 |
| Provision for loan and lease losses | $848,000 | 527 |
| Total noninterest income | $6,383,000 | 962 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $2,912,000 | 318 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,471,000 | 1,159 |
| Total noninterest expense | $19,889,000 | 944 |
| Salaries and employee benefits | $12,988,000 | 845 |
| Premises and equipment expense | $2,764,000 | 728 |
| Additional noninterest expense | $4,137,000 | 1,215 |
| Pre-tax net operating income | $15,306,000 | 753 |
| Securities gains (losses) | $9,000 | 1,653 |
| Applicable income taxes | $1,000 | 3,678 |
| Income before extraordinary items | $15,314,000 | 645 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $15,314,000 | 645 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $15,314,000 | 645 |
| Net charge-offs | $-56,000 | 4,251 |
| Cash dividends | $2,500,000 | 981 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $15,305,000 | 634 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $22,942,000 | 739 |
| Total interest expense | $2,326,000 | 642 |
| Net interest income | $20,616,000 | 748 |
| Provision for loan and lease losses | $707,000 | 435 |
| Total noninterest income | $4,238,000 | 962 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $1,838,000 | 325 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,400,000 | 1,140 |
| Total noninterest expense | $13,633,000 | 918 |
| Salaries and employee benefits | $9,131,000 | 800 |
| Premises and equipment expense | $1,873,000 | 711 |
| Additional noninterest expense | $2,629,000 | 1,256 |
| Pre-tax net operating income | $10,514,000 | 724 |
| Securities gains (losses) | $8,000 | 1,476 |
| Applicable income taxes | $3,000 | 3,587 |
| Income before extraordinary items | $10,519,000 | 637 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $10,519,000 | 637 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $10,519,000 | 637 |
| Net charge-offs | $31,000 | 1,331 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $10,511,000 | 628 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $11,027,000 | 760 |
| Total interest expense | $1,180,000 | 670 |
| Net interest income | $9,847,000 | 767 |
| Provision for loan and lease losses | $713,000 | 258 |
| Total noninterest income | $2,092,000 | 973 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $943,000 | 310 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,149,000 | 1,164 |
| Total noninterest expense | $6,186,000 | 981 |
| Salaries and employee benefits | $3,936,000 | 899 |
| Premises and equipment expense | $874,000 | 776 |
| Additional noninterest expense | $1,376,000 | 1,188 |
| Pre-tax net operating income | $5,040,000 | 761 |
| Securities gains (losses) | $8,000 | 1,119 |
| Applicable income taxes | $4,000 | 3,431 |
| Income before extraordinary items | $5,044,000 | 660 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $5,044,000 | 660 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $5,044,000 | 660 |
| Net charge-offs | $30,000 | 1,008 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $5,036,000 | 647 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $40,185,000 | 831 |
| Total interest expense | $6,450,000 | 739 |
| Net interest income | $33,735,000 | 848 |
| Provision for loan and lease losses | $1,279,000 | 1,367 |
| Total noninterest income | $8,060,000 | 943 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $3,890,000 | 303 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,170,000 | 1,170 |
| Total noninterest expense | $24,948,000 | 950 |
| Salaries and employee benefits | $15,823,000 | 867 |
| Premises and equipment expense | $3,845,000 | 687 |
| Additional noninterest expense | $5,280,000 | 1,215 |
| Pre-tax net operating income | $15,568,000 | 717 |
| Securities gains (losses) | $-6,000 | 4,777 |
| Applicable income taxes | $-3,000 | 4,791 |
| Income before extraordinary items | $15,565,000 | 642 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $15,565,000 | 642 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $15,565,000 | 642 |
| Net charge-offs | $760,000 | 758 |
| Cash dividends | $5,500,000 | 701 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $15,571,000 | 618 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $29,896,000 | 844 |
| Total interest expense | $5,143,000 | 755 |
| Net interest income | $24,753,000 | 855 |
| Provision for loan and lease losses | $741,000 | 1,618 |
| Total noninterest income | $5,922,000 | 921 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $2,902,000 | 300 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,020,000 | 1,166 |
| Total noninterest expense | $18,370,000 | 946 |
| Salaries and employee benefits | $11,700,000 | 860 |
| Premises and equipment expense | $2,429,000 | 786 |
| Additional noninterest expense | $4,241,000 | 1,134 |
| Pre-tax net operating income | $11,564,000 | 698 |
| Securities gains (losses) | $-9,000 | 4,770 |
| Applicable income taxes | $230,000 | 2,286 |
| Income before extraordinary items | $11,325,000 | 624 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $11,325,000 | 623 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $11,325,000 | 624 |
| Net charge-offs | $360,000 | 933 |
| Cash dividends | $1,500,000 | 1,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $11,333,820 | 602 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $19,676,000 | 864 |
| Total interest expense | $3,671,000 | 768 |
| Net interest income | $16,005,000 | 881 |
| Provision for loan and lease losses | $264,000 | 2,170 |
| Total noninterest income | $3,804,000 | 888 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $1,976,000 | 297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,828,000 | 1,155 |
| Total noninterest expense | $12,302,000 | 937 |
| Salaries and employee benefits | $7,747,000 | 849 |
| Premises and equipment expense | $1,625,000 | 783 |
| Additional noninterest expense | $2,930,000 | 1,091 |
| Pre-tax net operating income | $7,243,000 | 673 |
| Securities gains (losses) | $-7,000 | 4,741 |
| Applicable income taxes | $247,000 | 1,888 |
| Income before extraordinary items | $6,989,000 | 617 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,989,000 | 617 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $6,989,000 | 617 |
| Net charge-offs | $212,000 | 980 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $6,995,790 | 591 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $10,189,000 | 831 |
| Total interest expense | $2,056,000 | 772 |
| Net interest income | $8,133,000 | 851 |
| Provision for loan and lease losses | $44,000 | 2,688 |
| Total noninterest income | $1,958,000 | 824 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $1,219,000 | 290 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $739,000 | 1,200 |
| Total noninterest expense | $6,314,000 | 927 |
| Salaries and employee benefits | $3,852,000 | 863 |
| Premises and equipment expense | $803,000 | 794 |
| Additional noninterest expense | $1,659,000 | 1,028 |
| Pre-tax net operating income | $3,733,000 | 603 |
| Securities gains (losses) | $-1,000 | 4,671 |
| Applicable income taxes | $175,000 | 1,501 |
| Income before extraordinary items | $3,557,000 | 551 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,557,000 | 551 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $3,557,000 | 551 |
| Net charge-offs | $112,000 | 830 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $3,557,950 | 534 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $43,270,000 | 788 |
| Total interest expense | $9,148,000 | 741 |
| Net interest income | $34,122,000 | 802 |
| Provision for loan and lease losses | $1,353,000 | 720 |
| Total noninterest income | $8,922,000 | 751 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $4,762,000 | 293 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,160,000 | 937 |
| Total noninterest expense | $24,879,000 | 927 |
| Salaries and employee benefits | $15,130,000 | 855 |
| Premises and equipment expense | $3,185,000 | 792 |
| Additional noninterest expense | $6,564,000 | 1,021 |
| Pre-tax net operating income | $16,812,000 | 697 |
| Securities gains (losses) | $-7,000 | 4,752 |
| Applicable income taxes | $439,000 | 2,094 |
| Income before extraordinary items | $16,366,000 | 620 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $16,366,000 | 621 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $16,366,000 | 621 |
| Net charge-offs | $959,000 | 676 |
| Cash dividends | $22,000,000 | 281 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $16,372,790 | 608 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $32,265,000 | 794 |
| Total interest expense | $6,949,000 | 744 |
| Net interest income | $25,316,000 | 809 |
| Provision for loan and lease losses | $1,192,000 | 600 |
| Total noninterest income | $6,825,000 | 739 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $3,575,000 | 296 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,250,000 | 903 |
| Total noninterest expense | $18,049,000 | 936 |
| Salaries and employee benefits | $11,181,000 | 865 |
| Premises and equipment expense | $2,099,000 | 906 |
| Additional noninterest expense | $4,769,000 | 1,042 |
| Pre-tax net operating income | $12,900,000 | 687 |
| Securities gains (losses) | $-7,000 | 4,845 |
| Applicable income taxes | $423,000 | 1,942 |
| Income before extraordinary items | $12,470,000 | 620 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $12,470,000 | 620 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $12,470,000 | 620 |
| Net charge-offs | $785,000 | 574 |
| Cash dividends | $13,500,000 | 300 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $12,476,790 | 609 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $21,139,000 | 802 |
| Total interest expense | $4,551,000 | 740 |
| Net interest income | $16,588,000 | 822 |
| Provision for loan and lease losses | $656,000 | 674 |
| Total noninterest income | $4,961,000 | 683 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $2,348,000 | 299 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,613,000 | 785 |
| Total noninterest expense | $11,510,000 | 961 |
| Salaries and employee benefits | $7,361,000 | 868 |
| Premises and equipment expense | $1,168,000 | 1,043 |
| Additional noninterest expense | $2,981,000 | 1,097 |
| Pre-tax net operating income | $9,383,000 | 632 |
| Securities gains (losses) | $-7,000 | 4,883 |
| Applicable income taxes | $595,000 | 1,301 |
| Income before extraordinary items | $8,781,000 | 594 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $8,781,000 | 594 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $8,781,000 | 594 |
| Net charge-offs | $379,000 | 675 |
| Cash dividends | $13,500,000 | 238 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $8,787,580 | 579 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $10,226,000 | 829 |
| Total interest expense | $2,147,000 | 755 |
| Net interest income | $8,079,000 | 852 |
| Provision for loan and lease losses | $181,000 | 1,006 |
| Total noninterest income | $1,879,000 | 807 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $1,186,000 | 299 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $693,000 | 1,171 |
| Total noninterest expense | $5,569,000 | 989 |
| Salaries and employee benefits | $3,560,000 | 897 |
| Premises and equipment expense | $587,000 | 1,047 |
| Additional noninterest expense | $1,422,000 | 1,123 |
| Pre-tax net operating income | $4,208,000 | 661 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $262,000 | 1,367 |
| Income before extraordinary items | $3,946,000 | 622 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,946,000 | 622 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $3,946,000 | 621 |
| Net charge-offs | $191,000 | 640 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $3,946,000 | 605 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $39,020,000 | 808 |
| Total interest expense | $5,915,000 | 804 |
| Net interest income | $33,105,000 | 808 |
| Provision for loan and lease losses | $1,850,000 | 538 |
| Total noninterest income | $6,982,000 | 888 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $4,837,000 | 304 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,145,000 | 1,434 |
| Total noninterest expense | $22,452,000 | 968 |
| Salaries and employee benefits | $13,848,000 | 900 |
| Premises and equipment expense | $2,632,000 | 935 |
| Additional noninterest expense | $5,972,000 | 1,088 |
| Pre-tax net operating income | $15,785,000 | 721 |
| Securities gains (losses) | $74,000 | 361 |
| Applicable income taxes | $772,000 | 1,614 |
| Income before extraordinary items | $15,087,000 | 637 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $15,087,000 | 636 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $15,087,000 | 636 |
| Net charge-offs | $788,000 | 718 |
| Cash dividends | $1,000,000 | 2,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $15,016,700 | 642 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $28,787,000 | 805 |
| Total interest expense | $4,075,000 | 816 |
| Net interest income | $24,712,000 | 803 |
| Provision for loan and lease losses | $975,000 | 656 |
| Total noninterest income | $5,141,000 | 904 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $3,610,000 | 304 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,531,000 | 1,500 |
| Total noninterest expense | $16,581,000 | 977 |
| Salaries and employee benefits | $10,244,000 | 910 |
| Premises and equipment expense | $1,977,000 | 931 |
| Additional noninterest expense | $4,360,000 | 1,104 |
| Pre-tax net operating income | $12,297,000 | 697 |
| Securities gains (losses) | $74,000 | 351 |
| Applicable income taxes | $783,000 | 1,398 |
| Income before extraordinary items | $11,588,000 | 628 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $11,588,000 | 626 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $11,588,000 | 627 |
| Net charge-offs | $395,000 | 827 |
| Cash dividends | $1,000,000 | 1,656 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $11,518,440 | 630 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $18,939,000 | 805 |
| Total interest expense | $2,551,000 | 815 |
| Net interest income | $16,388,000 | 798 |
| Provision for loan and lease losses | $785,000 | 569 |
| Total noninterest income | $3,338,000 | 911 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $2,407,000 | 304 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $931,000 | 1,597 |
| Total noninterest expense | $10,907,000 | 988 |
| Salaries and employee benefits | $6,719,000 | 922 |
| Premises and equipment expense | $1,343,000 | 924 |
| Additional noninterest expense | $2,845,000 | 1,119 |
| Pre-tax net operating income | $8,034,000 | 702 |
| Securities gains (losses) | $48,000 | 344 |
| Applicable income taxes | $507,000 | 1,401 |
| Income before extraordinary items | $7,575,000 | 635 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $7,575,000 | 633 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $7,575,000 | 634 |
| Net charge-offs | $253,000 | 817 |
| Cash dividends | $1,000,000 | 1,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $7,529,880 | 636 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $9,188,000 | 823 |
| Total interest expense | $1,223,000 | 806 |
| Net interest income | $7,965,000 | 817 |
| Provision for loan and lease losses | $402,000 | 549 |
| Total noninterest income | $1,687,000 | 899 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $1,224,000 | 300 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $463,000 | 1,563 |
| Total noninterest expense | $5,442,000 | 998 |
| Salaries and employee benefits | $3,325,000 | 938 |
| Premises and equipment expense | $673,000 | 931 |
| Additional noninterest expense | $1,444,000 | 1,104 |
| Pre-tax net operating income | $3,808,000 | 708 |
| Securities gains (losses) | $22,000 | 323 |
| Applicable income taxes | $239,000 | 1,409 |
| Income before extraordinary items | $3,591,000 | 653 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $3,591,000 | 652 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $3,591,000 | 653 |
| Net charge-offs | $287,000 | 429 |
| Cash dividends | $1,000,000 | 704 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $3,570,320 | 653 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $36,110,000 | 784 |
| Total interest expense | $3,606,000 | 912 |
| Net interest income | $32,504,000 | 780 |
| Provision for loan and lease losses | $2,651,000 | 404 |
| Total noninterest income | $6,338,000 | 934 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $4,760,000 | 305 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,578,000 | 1,760 |
| Total noninterest expense | $22,366,000 | 968 |
| Salaries and employee benefits | $13,238,000 | 914 |
| Premises and equipment expense | $2,733,000 | 896 |
| Additional noninterest expense | $6,395,000 | 1,015 |
| Pre-tax net operating income | $13,825,000 | 739 |
| Securities gains (losses) | $45,000 | 945 |
| Applicable income taxes | $866,000 | 2,001 |
| Income before extraordinary items | $13,004,000 | 588 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $13,004,000 | 588 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $13,004,000 | 588 |
| Net charge-offs | $687,000 | 891 |
| Cash dividends | $11,000,000 | 347 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $12,961,700 | 590 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $26,924,000 | 789 |
| Total interest expense | $2,614,000 | 923 |
| Net interest income | $24,310,000 | 781 |
| Provision for loan and lease losses | $2,090,000 | 387 |
| Total noninterest income | $4,493,000 | 994 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $3,535,000 | 309 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $958,000 | 2,014 |
| Total noninterest expense | $16,325,000 | 986 |
| Salaries and employee benefits | $9,867,000 | 921 |
| Premises and equipment expense | $1,979,000 | 929 |
| Additional noninterest expense | $4,479,000 | 1,078 |
| Pre-tax net operating income | $10,388,000 | 738 |
| Securities gains (losses) | $45,000 | 927 |
| Applicable income taxes | $662,000 | 1,831 |
| Income before extraordinary items | $9,771,000 | 641 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $9,771,000 | 641 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $9,771,000 | 641 |
| Net charge-offs | $510,000 | 795 |
| Cash dividends | $6,000,000 | 427 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $9,728,700 | 632 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $17,876,000 | 793 |
| Total interest expense | $1,709,000 | 920 |
| Net interest income | $16,167,000 | 780 |
| Provision for loan and lease losses | $1,401,000 | 381 |
| Total noninterest income | $2,721,000 | 1,073 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $2,299,000 | 309 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $422,000 | 2,522 |
| Total noninterest expense | $10,833,000 | 994 |
| Salaries and employee benefits | $6,550,000 | 926 |
| Premises and equipment expense | $1,319,000 | 926 |
| Additional noninterest expense | $2,964,000 | 1,097 |
| Pre-tax net operating income | $6,654,000 | 743 |
| Securities gains (losses) | $33,000 | 802 |
| Applicable income taxes | $409,000 | 1,872 |
| Income before extraordinary items | $6,278,000 | 648 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $6,278,000 | 648 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $6,278,000 | 648 |
| Net charge-offs | $332,000 | 772 |
| Cash dividends | $4,000,000 | 421 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $6,246,980 | 638 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $8,840,000 | 796 |
| Total interest expense | $844,000 | 903 |
| Net interest income | $7,996,000 | 785 |
| Provision for loan and lease losses | $1,021,000 | 264 |
| Total noninterest income | $1,462,000 | 1,000 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $1,163,000 | 307 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $299,000 | 2,106 |
| Total noninterest expense | $5,325,000 | 1,010 |
| Salaries and employee benefits | $3,270,000 | 934 |
| Premises and equipment expense | $664,000 | 941 |
| Additional noninterest expense | $1,391,000 | 1,149 |
| Pre-tax net operating income | $3,112,000 | 779 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $197,000 | 1,890 |
| Income before extraordinary items | $2,915,000 | 681 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,915,000 | 681 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,915,000 | 681 |
| Net charge-offs | $67,000 | 1,148 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $2,915,000 | 669 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $31,731,000 | 852 |
| Total interest expense | $3,307,000 | 882 |
| Net interest income | $28,424,000 | 838 |
| Provision for loan and lease losses | $1,184,000 | 795 |
| Total noninterest income | $6,985,000 | 903 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $4,627,000 | 314 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,358,000 | 1,426 |
| Total noninterest expense | $21,850,000 | 975 |
| Salaries and employee benefits | $11,764,000 | 997 |
| Premises and equipment expense | $2,795,000 | 884 |
| Additional noninterest expense | $7,291,000 | 909 |
| Pre-tax net operating income | $12,375,000 | 765 |
| Securities gains (losses) | $46,000 | 1,889 |
| Applicable income taxes | $722,000 | 1,946 |
| Income before extraordinary items | $11,699,000 | 668 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $11,699,000 | 667 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $11,699,000 | 667 |
| Net charge-offs | $1,096,000 | 612 |
| Cash dividends | $9,500,000 | 399 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $11,655,760 | 654 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $23,261,000 | 861 |
| Total interest expense | $2,430,000 | 895 |
| Net interest income | $20,831,000 | 851 |
| Provision for loan and lease losses | $781,000 | 832 |
| Total noninterest income | $4,207,000 | 1,053 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $3,485,000 | 311 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $722,000 | 2,451 |
| Total noninterest expense | $15,994,000 | 992 |
| Salaries and employee benefits | $8,478,000 | 1,039 |
| Premises and equipment expense | $1,991,000 | 924 |
| Additional noninterest expense | $5,525,000 | 897 |
| Pre-tax net operating income | $8,263,000 | 859 |
| Securities gains (losses) | $46,000 | 1,823 |
| Applicable income taxes | $516,000 | 2,032 |
| Income before extraordinary items | $7,793,000 | 736 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,793,000 | 736 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $7,793,000 | 736 |
| Net charge-offs | $803,000 | 566 |
| Cash dividends | $5,000,000 | 503 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $7,749,760 | 725 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $15,042,000 | 893 |
| Total interest expense | $1,590,000 | 910 |
| Net interest income | $13,452,000 | 879 |
| Provision for loan and lease losses | $619,000 | 709 |
| Total noninterest income | $2,768,000 | 1,055 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $2,295,000 | 316 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $473,000 | 2,457 |
| Total noninterest expense | $9,924,000 | 1,056 |
| Salaries and employee benefits | $5,471,000 | 1,068 |
| Premises and equipment expense | $1,279,000 | 958 |
| Additional noninterest expense | $3,174,000 | 1,028 |
| Pre-tax net operating income | $5,677,000 | 825 |
| Securities gains (losses) | $46,000 | 1,479 |
| Applicable income taxes | $337,000 | 2,035 |
| Income before extraordinary items | $5,386,000 | 702 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $5,386,000 | 701 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $5,386,000 | 701 |
| Net charge-offs | $598,000 | 523 |
| Cash dividends | $1,500,000 | 943 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $5,342,760 | 689 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $7,354,000 | 912 |
| Total interest expense | $790,000 | 919 |
| Net interest income | $6,564,000 | 912 |
| Provision for loan and lease losses | $286,000 | 737 |
| Total noninterest income | $1,344,000 | 1,043 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $1,143,000 | 310 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $201,000 | 2,610 |
| Total noninterest expense | $4,727,000 | 1,106 |
| Salaries and employee benefits | $2,689,000 | 1,095 |
| Premises and equipment expense | $619,000 | 990 |
| Additional noninterest expense | $1,419,000 | 1,141 |
| Pre-tax net operating income | $2,895,000 | 792 |
| Securities gains (losses) | $19,000 | 1,252 |
| Applicable income taxes | $172,000 | 1,982 |
| Income before extraordinary items | $2,742,000 | 666 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $2,742,000 | 665 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $2,742,000 | 666 |
| Net charge-offs | $328,000 | 460 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,724,140 | 656 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $27,578,000 | 950 |
| Total interest expense | $3,093,000 | 901 |
| Net interest income | $24,485,000 | 934 |
| Provision for loan and lease losses | $1,282,000 | 648 |
| Total noninterest income | $5,676,000 | 1,030 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $4,347,000 | 332 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,329,000 | 2,013 |
| Total noninterest expense | $18,252,000 | 1,112 |
| Salaries and employee benefits | $10,317,000 | 1,083 |
| Premises and equipment expense | $2,473,000 | 977 |
| Additional noninterest expense | $5,462,000 | 1,175 |
| Pre-tax net operating income | $10,627,000 | 845 |
| Securities gains (losses) | $51,000 | 1,633 |
| Applicable income taxes | $674,000 | 1,949 |
| Income before extraordinary items | $10,004,000 | 736 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $10,004,000 | 736 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $10,004,000 | 736 |
| Net charge-offs | $966,000 | 713 |
| Cash dividends | $4,500,000 | 719 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $9,956,060 | 724 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $20,337,000 | 972 |
| Total interest expense | $2,330,000 | 910 |
| Net interest income | $18,007,000 | 964 |
| Provision for loan and lease losses | $738,000 | 762 |
| Total noninterest income | $4,109,000 | 1,071 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $3,291,000 | 333 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $818,000 | 2,280 |
| Total noninterest expense | $13,131,000 | 1,154 |
| Salaries and employee benefits | $7,644,000 | 1,104 |
| Premises and equipment expense | $1,759,000 | 1,037 |
| Additional noninterest expense | $3,728,000 | 1,275 |
| Pre-tax net operating income | $8,247,000 | 817 |
| Securities gains (losses) | $27,000 | 1,860 |
| Applicable income taxes | $514,000 | 1,990 |
| Income before extraordinary items | $7,760,000 | 707 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,760,000 | 705 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $7,760,000 | 707 |
| Net charge-offs | $785,000 | 610 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $7,734,620 | 695 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $13,441,000 | 972 |
| Total interest expense | $1,569,000 | 908 |
| Net interest income | $11,872,000 | 973 |
| Provision for loan and lease losses | $406,000 | 912 |
| Total noninterest income | $2,741,000 | 1,066 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $2,120,000 | 340 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $621,000 | 2,122 |
| Total noninterest expense | $8,742,000 | 1,158 |
| Salaries and employee benefits | $5,007,000 | 1,132 |
| Premises and equipment expense | $1,161,000 | 1,050 |
| Additional noninterest expense | $2,574,000 | 1,242 |
| Pre-tax net operating income | $5,465,000 | 825 |
| Securities gains (losses) | $9,000 | 2,056 |
| Applicable income taxes | $337,000 | 2,013 |
| Income before extraordinary items | $5,137,000 | 720 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $5,137,000 | 718 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $5,137,000 | 720 |
| Net charge-offs | $574,000 | 567 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $5,128,540 | 693 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $6,495,000 | 1,004 |
| Total interest expense | $782,000 | 912 |
| Net interest income | $5,713,000 | 1,004 |
| Provision for loan and lease losses | $233,000 | 796 |
| Total noninterest income | $1,210,000 | 1,132 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $1,030,000 | 347 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $180,000 | 2,768 |
| Total noninterest expense | $4,401,000 | 1,161 |
| Salaries and employee benefits | $2,469,000 | 1,149 |
| Premises and equipment expense | $591,000 | 1,030 |
| Additional noninterest expense | $1,341,000 | 1,186 |
| Pre-tax net operating income | $2,289,000 | 938 |
| Securities gains (losses) | $9,000 | 1,518 |
| Applicable income taxes | $143,000 | 2,137 |
| Income before extraordinary items | $2,155,000 | 813 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $2,155,000 | 811 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $2,155,000 | 813 |
| Net charge-offs | $388,000 | 445 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $2,146,540 | 789 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $26,346,000 | 971 |
| Total interest expense | $3,280,000 | 909 |
| Net interest income | $23,066,000 | 967 |
| Provision for loan and lease losses | $438,000 | 1,594 |
| Total noninterest income | $4,826,000 | 1,129 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $4,888,000 | 318 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-62,000 | 6,377 |
| Total noninterest expense | $18,023,000 | 1,118 |
| Salaries and employee benefits | $9,663,000 | 1,125 |
| Premises and equipment expense | $2,353,000 | 1,028 |
| Additional noninterest expense | $6,007,000 | 1,101 |
| Pre-tax net operating income | $9,431,000 | 881 |
| Securities gains (losses) | $112,000 | 1,169 |
| Applicable income taxes | $630,000 | 1,999 |
| Income before extraordinary items | $8,913,000 | 764 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $8,913,000 | 762 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $8,913,000 | 763 |
| Net charge-offs | $2,149,000 | 469 |
| Cash dividends | $7,000,000 | 454 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $8,808,840 | 752 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $19,603,000 | 980 |
| Total interest expense | $2,482,000 | 916 |
| Net interest income | $17,121,000 | 979 |
| Provision for loan and lease losses | $132,000 | 2,538 |
| Total noninterest income | $3,828,000 | 1,095 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $3,698,000 | 309 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $130,000 | 4,754 |
| Total noninterest expense | $13,176,000 | 1,151 |
| Salaries and employee benefits | $7,212,000 | 1,134 |
| Premises and equipment expense | $1,683,000 | 1,076 |
| Additional noninterest expense | $4,281,000 | 1,154 |
| Pre-tax net operating income | $7,641,000 | 821 |
| Securities gains (losses) | $106,000 | 959 |
| Applicable income taxes | $494,000 | 2,000 |
| Income before extraordinary items | $7,253,000 | 702 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $7,253,000 | 699 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $7,253,000 | 700 |
| Net charge-offs | $1,850,000 | 407 |
| Cash dividends | $4,000,000 | 525 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $7,153,360 | 694 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $13,049,000 | 971 |
| Total interest expense | $1,666,000 | 913 |
| Net interest income | $11,383,000 | 978 |
| Provision for loan and lease losses | $-44,000 | 6,281 |
| Total noninterest income | $2,622,000 | 1,048 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $2,424,000 | 306 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $198,000 | 3,648 |
| Total noninterest expense | $8,736,000 | 1,163 |
| Salaries and employee benefits | $4,774,000 | 1,142 |
| Premises and equipment expense | $1,146,000 | 1,064 |
| Additional noninterest expense | $2,816,000 | 1,157 |
| Pre-tax net operating income | $5,313,000 | 768 |
| Securities gains (losses) | $65,000 | 1,021 |
| Applicable income taxes | $341,000 | 1,934 |
| Income before extraordinary items | $5,037,000 | 649 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $5,037,000 | 647 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $5,037,000 | 649 |
| Net charge-offs | $1,662,000 | 336 |
| Cash dividends | $1,500,000 | 822 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $4,975,900 | 641 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $6,423,000 | 986 |
| Total interest expense | $833,000 | 921 |
| Net interest income | $5,590,000 | 993 |
| Provision for loan and lease losses | $-490,000 | 6,624 |
| Total noninterest income | $1,150,000 | 1,121 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $1,167,000 | 312 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $-17,000 | 6,588 |
| Total noninterest expense | $4,271,000 | 1,193 |
| Salaries and employee benefits | $2,334,000 | 1,176 |
| Premises and equipment expense | $588,000 | 1,063 |
| Additional noninterest expense | $1,349,000 | 1,182 |
| Pre-tax net operating income | $2,959,000 | 681 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $188,000 | 1,777 |
| Income before extraordinary items | $2,771,000 | 578 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,771,000 | 579 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,771,000 | 579 |
| Net charge-offs | $708,000 | 381 |
| Cash dividends | $1,500,000 | 415 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $2,771,000 | 571 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $26,087,000 | 964 |
| Total interest expense | $3,596,000 | 950 |
| Net interest income | $22,491,000 | 965 |
| Provision for loan and lease losses | $1,806,000 | 674 |
| Total noninterest income | $4,404,000 | 1,244 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $4,290,000 | 348 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $114,000 | 5,255 |
| Total noninterest expense | $16,959,000 | 1,199 |
| Salaries and employee benefits | $9,228,000 | 1,177 |
| Premises and equipment expense | $2,213,000 | 1,078 |
| Additional noninterest expense | $5,518,000 | 1,218 |
| Pre-tax net operating income | $8,130,000 | 942 |
| Securities gains (losses) | $120,000 | 1,196 |
| Applicable income taxes | $531,000 | 2,090 |
| Income before extraordinary items | $7,719,000 | 812 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,719,000 | 813 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $7,719,000 | 814 |
| Net charge-offs | $1,479,000 | 950 |
| Cash dividends | $6,750,000 | 449 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $7,606,200 | 816 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $19,458,000 | 982 |
| Total interest expense | $2,738,000 | 969 |
| Net interest income | $16,720,000 | 984 |
| Provision for loan and lease losses | $1,266,000 | 742 |
| Total noninterest income | $3,445,000 | 1,227 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $3,141,000 | 358 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $304,000 | 3,736 |
| Total noninterest expense | $12,674,000 | 1,214 |
| Salaries and employee benefits | $6,957,000 | 1,178 |
| Premises and equipment expense | $1,674,000 | 1,078 |
| Additional noninterest expense | $4,043,000 | 1,236 |
| Pre-tax net operating income | $6,225,000 | 937 |
| Securities gains (losses) | $63,000 | 1,503 |
| Applicable income taxes | $402,000 | 2,124 |
| Income before extraordinary items | $5,886,000 | 813 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $5,886,000 | 815 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,886,000 | 815 |
| Net charge-offs | $1,321,000 | 815 |
| Cash dividends | $4,000,000 | 502 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,826,780 | 800 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $12,951,000 | 975 |
| Total interest expense | $1,847,000 | 986 |
| Net interest income | $11,104,000 | 970 |
| Provision for loan and lease losses | $755,000 | 829 |
| Total noninterest income | $2,354,000 | 1,212 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $2,063,000 | 359 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $291,000 | 3,243 |
| Total noninterest expense | $8,422,000 | 1,214 |
| Salaries and employee benefits | $4,607,000 | 1,180 |
| Premises and equipment expense | $1,102,000 | 1,086 |
| Additional noninterest expense | $2,713,000 | 1,225 |
| Pre-tax net operating income | $4,281,000 | 887 |
| Securities gains (losses) | $53,000 | 1,477 |
| Applicable income taxes | $275,000 | 2,111 |
| Income before extraordinary items | $4,059,000 | 766 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $4,059,000 | 768 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,059,000 | 768 |
| Net charge-offs | $604,000 | 1,095 |
| Cash dividends | $1,500,000 | 781 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $4,009,180 | 747 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $6,497,000 | 973 |
| Total interest expense | $939,000 | 995 |
| Net interest income | $5,558,000 | 966 |
| Provision for loan and lease losses | $395,000 | 821 |
| Total noninterest income | $1,165,000 | 1,210 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $1,000,000 | 363 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $165,000 | 3,043 |
| Total noninterest expense | $4,228,000 | 1,210 |
| Salaries and employee benefits | $2,281,000 | 1,194 |
| Premises and equipment expense | $552,000 | 1,103 |
| Additional noninterest expense | $1,395,000 | 1,181 |
| Pre-tax net operating income | $2,100,000 | 891 |
| Securities gains (losses) | $53,000 | 893 |
| Applicable income taxes | $125,000 | 2,188 |
| Income before extraordinary items | $2,028,000 | 771 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,028,000 | 772 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,028,000 | 773 |
| Net charge-offs | $147,000 | 1,599 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,978,180 | 754 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $27,864,000 | 940 |
| Total interest expense | $4,638,000 | 984 |
| Net interest income | $23,226,000 | 939 |
| Provision for loan and lease losses | $4,176,000 | 594 |
| Total noninterest income | $4,260,000 | 1,265 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $4,247,000 | 363 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $13,000 | 6,372 |
| Total noninterest expense | $17,176,000 | 1,177 |
| Salaries and employee benefits | $8,719,000 | 1,211 |
| Premises and equipment expense | $2,349,000 | 1,011 |
| Additional noninterest expense | $6,108,000 | 1,142 |
| Pre-tax net operating income | $6,134,000 | 1,161 |
| Securities gains (losses) | $325,000 | 1,300 |
| Applicable income taxes | $387,000 | 2,437 |
| Income before extraordinary items | $6,072,000 | 993 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,072,000 | 993 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $6,072,000 | 993 |
| Net charge-offs | $4,311,000 | 641 |
| Cash dividends | $4,500,000 | 632 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $5,766,500 | 986 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $20,326,000 | 985 |
| Total interest expense | $3,600,000 | 983 |
| Net interest income | $16,726,000 | 985 |
| Provision for loan and lease losses | $3,414,000 | 562 |
| Total noninterest income | $3,380,000 | 1,231 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $3,171,000 | 363 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $209,000 | 4,185 |
| Total noninterest expense | $12,649,000 | 1,196 |
| Salaries and employee benefits | $6,597,000 | 1,195 |
| Premises and equipment expense | $1,821,000 | 982 |
| Additional noninterest expense | $4,231,000 | 1,214 |
| Pre-tax net operating income | $4,043,000 | 1,314 |
| Securities gains (losses) | $301,000 | 1,116 |
| Applicable income taxes | $244,000 | 2,658 |
| Income before extraordinary items | $4,100,000 | 1,116 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,100,000 | 1,117 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $4,100,000 | 1,117 |
| Net charge-offs | $3,549,000 | 595 |
| Cash dividends | $1,750,000 | 886 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $3,817,060 | 1,111 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $13,468,000 | 999 |
| Total interest expense | $2,487,000 | 984 |
| Net interest income | $10,981,000 | 1,003 |
| Provision for loan and lease losses | $1,965,000 | 646 |
| Total noninterest income | $2,227,000 | 1,232 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $2,104,000 | 363 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $123,000 | 4,360 |
| Total noninterest expense | $8,573,000 | 1,179 |
| Salaries and employee benefits | $4,409,000 | 1,188 |
| Premises and equipment expense | $1,224,000 | 982 |
| Additional noninterest expense | $2,940,000 | 1,172 |
| Pre-tax net operating income | $2,670,000 | 1,323 |
| Securities gains (losses) | $288,000 | 882 |
| Applicable income taxes | $161,000 | 2,648 |
| Income before extraordinary items | $2,797,000 | 1,072 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,797,000 | 1,072 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,797,000 | 1,072 |
| Net charge-offs | $1,050,000 | 1,097 |
| Cash dividends | $900,000 | 1,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,523,400 | 1,117 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $6,733,000 | 1,005 |
| Total interest expense | $1,280,000 | 990 |
| Net interest income | $5,453,000 | 1,004 |
| Provision for loan and lease losses | $1,164,000 | 550 |
| Total noninterest income | $1,237,000 | 1,132 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $1,023,000 | 369 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $214,000 | 2,562 |
| Total noninterest expense | $4,249,000 | 1,178 |
| Salaries and employee benefits | $2,218,000 | 1,174 |
| Premises and equipment expense | $602,000 | 998 |
| Additional noninterest expense | $1,429,000 | 1,193 |
| Pre-tax net operating income | $1,277,000 | 1,374 |
| Securities gains (losses) | $288,000 | 469 |
| Applicable income taxes | $75,000 | 2,697 |
| Income before extraordinary items | $1,490,000 | 999 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,490,000 | 1,001 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,490,000 | 1,000 |
| Net charge-offs | $87,000 | 2,565 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,216,400 | 1,140 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $27,012,000 | 1,042 |
| Total interest expense | $5,618,000 | 1,070 |
| Net interest income | $21,394,000 | 1,027 |
| Provision for loan and lease losses | $4,335,000 | 882 |
| Total noninterest income | $3,675,000 | 1,304 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $4,628,000 | 341 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-953,000 | 7,194 |
| Total noninterest expense | $16,893,000 | 1,166 |
| Salaries and employee benefits | $8,390,000 | 1,185 |
| Premises and equipment expense | $2,399,000 | 1,031 |
| Additional noninterest expense | $6,104,000 | 1,152 |
| Pre-tax net operating income | $3,841,000 | 1,483 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $230,000 | 2,768 |
| Income before extraordinary items | $3,611,000 | 1,366 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,611,000 | 1,366 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,611,000 | 1,366 |
| Net charge-offs | $5,114,000 | 780 |
| Cash dividends | $2,600,000 | 752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,611,000 | 1,297 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $19,803,000 | 1,087 |
| Total interest expense | $4,271,000 | 1,104 |
| Net interest income | $15,532,000 | 1,084 |
| Provision for loan and lease losses | $3,173,000 | 895 |
| Total noninterest income | $2,870,000 | 1,259 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $3,388,000 | 352 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-518,000 | 7,246 |
| Total noninterest expense | $12,188,000 | 1,210 |
| Salaries and employee benefits | $6,299,000 | 1,183 |
| Premises and equipment expense | $1,728,000 | 1,095 |
| Additional noninterest expense | $4,161,000 | 1,242 |
| Pre-tax net operating income | $3,041,000 | 1,472 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $165,000 | 2,831 |
| Income before extraordinary items | $2,876,000 | 1,346 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,876,000 | 1,346 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,876,000 | 1,346 |
| Net charge-offs | $4,223,000 | 723 |
| Cash dividends | $1,600,000 | 786 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,876,000 | 1,270 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $12,969,000 | 1,120 |
| Total interest expense | $2,864,000 | 1,137 |
| Net interest income | $10,105,000 | 1,103 |
| Provision for loan and lease losses | $1,493,000 | 1,135 |
| Total noninterest income | $1,560,000 | 1,431 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $2,182,000 | 363 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-622,000 | 7,404 |
| Total noninterest expense | $7,970,000 | 1,252 |
| Salaries and employee benefits | $4,106,000 | 1,216 |
| Premises and equipment expense | $1,151,000 | 1,110 |
| Additional noninterest expense | $2,713,000 | 1,302 |
| Pre-tax net operating income | $2,202,000 | 1,327 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $133,000 | 2,625 |
| Income before extraordinary items | $2,069,000 | 1,201 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,069,000 | 1,201 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,069,000 | 1,201 |
| Net charge-offs | $1,445,000 | 1,153 |
| Cash dividends | $1,100,000 | 742 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,069,000 | 1,160 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $6,546,000 | 1,112 |
| Total interest expense | $1,478,000 | 1,136 |
| Net interest income | $5,068,000 | 1,092 |
| Provision for loan and lease losses | $761,000 | 1,052 |
| Total noninterest income | $706,000 | 1,561 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $1,016,000 | 377 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-310,000 | 7,469 |
| Total noninterest expense | $3,931,000 | 1,272 |
| Salaries and employee benefits | $2,038,000 | 1,237 |
| Premises and equipment expense | $574,000 | 1,146 |
| Additional noninterest expense | $1,319,000 | 1,332 |
| Pre-tax net operating income | $1,082,000 | 1,340 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $66,000 | 2,610 |
| Income before extraordinary items | $1,016,000 | 1,217 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,016,000 | 1,216 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,016,000 | 1,217 |
| Net charge-offs | $705,000 | 1,084 |
| Cash dividends | $450,000 | 808 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,016,000 | 1,182 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $27,777,000 | 1,115 |
| Total interest expense | $7,023,000 | 1,167 |
| Net interest income | $20,754,000 | 1,076 |
| Provision for loan and lease losses | $3,937,000 | 1,359 |
| Total noninterest income | $4,257,000 | 1,209 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $4,682,000 | 337 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-425,000 | 7,381 |
| Total noninterest expense | $16,116,000 | 1,246 |
| Salaries and employee benefits | $7,917,000 | 1,249 |
| Premises and equipment expense | $2,396,000 | 1,084 |
| Additional noninterest expense | $5,803,000 | 1,271 |
| Pre-tax net operating income | $4,958,000 | 1,046 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $314,000 | 2,317 |
| Income before extraordinary items | $4,644,000 | 951 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,644,000 | 952 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $4,644,000 | 953 |
| Net charge-offs | $3,149,000 | 1,428 |
| Cash dividends | $2,050,000 | 794 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $4,644,000 | 901 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $20,728,000 | 1,132 |
| Total interest expense | $5,401,000 | 1,187 |
| Net interest income | $15,327,000 | 1,097 |
| Provision for loan and lease losses | $3,390,000 | 1,171 |
| Total noninterest income | $3,557,000 | 1,118 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $3,562,000 | 333 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-5,000 | 7,205 |
| Total noninterest expense | $11,973,000 | 1,248 |
| Salaries and employee benefits | $6,019,000 | 1,221 |
| Premises and equipment expense | $1,779,000 | 1,104 |
| Additional noninterest expense | $4,175,000 | 1,295 |
| Pre-tax net operating income | $3,521,000 | 1,143 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $224,000 | 2,443 |
| Income before extraordinary items | $3,297,000 | 1,045 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,297,000 | 1,048 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $3,297,000 | 1,048 |
| Net charge-offs | $2,657,000 | 1,252 |
| Cash dividends | $1,550,000 | 694 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $3,297,000 | 994 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $13,910,000 | 1,134 |
| Total interest expense | $3,678,000 | 1,209 |
| Net interest income | $10,232,000 | 1,094 |
| Provision for loan and lease losses | $2,265,000 | 1,168 |
| Total noninterest income | $2,645,000 | 990 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $2,384,000 | 330 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $261,000 | 3,059 |
| Total noninterest expense | $7,953,000 | 1,250 |
| Salaries and employee benefits | $4,007,000 | 1,218 |
| Premises and equipment expense | $1,153,000 | 1,153 |
| Additional noninterest expense | $2,793,000 | 1,285 |
| Pre-tax net operating income | $2,659,000 | 1,006 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $173,000 | 2,272 |
| Income before extraordinary items | $2,486,000 | 904 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,486,000 | 904 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,486,000 | 905 |
| Net charge-offs | $1,582,000 | 1,326 |
| Cash dividends | $900,000 | 798 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,486,000 | 869 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $6,924,000 | 1,162 |
| Total interest expense | $1,872,000 | 1,247 |
| Net interest income | $5,052,000 | 1,118 |
| Provision for loan and lease losses | $1,020,000 | 1,155 |
| Total noninterest income | $1,433,000 | 913 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $1,153,000 | 338 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $280,000 | 1,918 |
| Total noninterest expense | $4,045,000 | 1,244 |
| Salaries and employee benefits | $2,026,000 | 1,224 |
| Premises and equipment expense | $582,000 | 1,178 |
| Additional noninterest expense | $1,437,000 | 1,225 |
| Pre-tax net operating income | $1,420,000 | 948 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $85,000 | 2,275 |
| Income before extraordinary items | $1,335,000 | 819 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,335,000 | 823 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,335,000 | 823 |
| Net charge-offs | $664,000 | 1,375 |
| Cash dividends | $300,000 | 1,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,335,000 | 790 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $29,391,000 | 1,162 |
| Total interest expense | $9,168,000 | 1,298 |
| Net interest income | $20,223,000 | 1,083 |
| Provision for loan and lease losses | $5,372,000 | 1,356 |
| Total noninterest income | $6,463,000 | 892 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $5,387,000 | 323 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,076,000 | 2,061 |
| Total noninterest expense | $16,370,000 | 1,266 |
| Salaries and employee benefits | $7,889,000 | 1,246 |
| Premises and equipment expense | $2,320,000 | 1,169 |
| Additional noninterest expense | $6,161,000 | 1,238 |
| Pre-tax net operating income | $4,944,000 | 851 |
| Securities gains (losses) | $259,000 | 1,353 |
| Applicable income taxes | $272,000 | 2,115 |
| Income before extraordinary items | $4,931,000 | 692 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,931,000 | 692 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $4,931,000 | 692 |
| Net charge-offs | $3,278,000 | 1,522 |
| Cash dividends | $3,920,000 | 454 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $4,684,950 | 724 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $22,293,000 | 1,176 |
| Total interest expense | $7,140,000 | 1,314 |
| Net interest income | $15,153,000 | 1,087 |
| Provision for loan and lease losses | $3,989,000 | 1,234 |
| Total noninterest income | $4,865,000 | 897 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $4,037,000 | 320 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $828,000 | 2,080 |
| Total noninterest expense | $12,804,000 | 1,202 |
| Salaries and employee benefits | $6,182,000 | 1,212 |
| Premises and equipment expense | $1,749,000 | 1,183 |
| Additional noninterest expense | $4,873,000 | 1,154 |
| Pre-tax net operating income | $3,225,000 | 1,014 |
| Securities gains (losses) | $258,000 | 1,121 |
| Applicable income taxes | $157,000 | 2,537 |
| Income before extraordinary items | $3,326,000 | 817 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $3,326,000 | 817 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $3,326,000 | 818 |
| Net charge-offs | $1,935,000 | 1,529 |
| Cash dividends | $3,920,000 | 324 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,080,900 | 870 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $14,847,000 | 1,201 |
| Total interest expense | $4,887,000 | 1,362 |
| Net interest income | $9,960,000 | 1,108 |
| Provision for loan and lease losses | $1,693,000 | 1,554 |
| Total noninterest income | $3,201,000 | 912 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $2,636,000 | 325 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $565,000 | 2,069 |
| Total noninterest expense | $8,771,000 | 1,181 |
| Salaries and employee benefits | $4,120,000 | 1,233 |
| Premises and equipment expense | $1,075,000 | 1,310 |
| Additional noninterest expense | $3,576,000 | 1,071 |
| Pre-tax net operating income | $2,697,000 | 844 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $164,000 | 2,177 |
| Income before extraordinary items | $2,533,000 | 729 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,533,000 | 726 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,533,000 | 730 |
| Net charge-offs | $1,234,000 | 1,491 |
| Cash dividends | $2,920,000 | 309 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $2,533,000 | 711 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $7,353,000 | 1,227 |
| Total interest expense | $2,538,000 | 1,356 |
| Net interest income | $4,815,000 | 1,146 |
| Provision for loan and lease losses | $1,035,000 | 1,155 |
| Total noninterest income | $1,579,000 | 899 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $1,251,000 | 331 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $328,000 | 1,835 |
| Total noninterest expense | $4,071,000 | 1,233 |
| Salaries and employee benefits | $2,075,000 | 1,237 |
| Premises and equipment expense | $564,000 | 1,263 |
| Additional noninterest expense | $1,432,000 | 1,160 |
| Pre-tax net operating income | $1,288,000 | 982 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $85,000 | 2,350 |
| Income before extraordinary items | $1,203,000 | 881 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,203,000 | 881 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,203,000 | 883 |
| Net charge-offs | $855,000 | 1,044 |
| Cash dividends | $1,700,000 | 249 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,203,000 | 814 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $31,999,000 | 1,193 |
| Total interest expense | $11,663,000 | 1,400 |
| Net interest income | $20,336,000 | 1,059 |
| Provision for loan and lease losses | $2,931,000 | 1,415 |
| Total noninterest income | $7,044,000 | 796 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $5,789,000 | 312 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,255,000 | 1,820 |
| Total noninterest expense | $15,304,000 | 1,277 |
| Salaries and employee benefits | $7,781,000 | 1,299 |
| Premises and equipment expense | $2,304,000 | 1,191 |
| Additional noninterest expense | $5,219,000 | 1,221 |
| Pre-tax net operating income | $9,145,000 | 603 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $634,000 | 1,612 |
| Income before extraordinary items | $8,511,000 | 457 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $8,511,000 | 457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,071,000 | 1,264 |
| Cash dividends | $6,800,000 | 428 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $8,511,000 | 478 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $24,062,000 | 1,220 |
| Total interest expense | $8,966,000 | 1,419 |
| Net interest income | $15,096,000 | 1,096 |
| Provision for loan and lease losses | $2,166,000 | 1,120 |
| Total noninterest income | $5,330,000 | 831 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $4,369,000 | 318 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $961,000 | 1,870 |
| Total noninterest expense | $11,616,000 | 1,248 |
| Salaries and employee benefits | $5,947,000 | 1,297 |
| Premises and equipment expense | $1,714,000 | 1,203 |
| Additional noninterest expense | $3,955,000 | 1,162 |
| Pre-tax net operating income | $6,644,000 | 757 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $463,000 | 1,998 |
| Income before extraordinary items | $6,181,000 | 588 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $6,181,000 | 587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,712,000 | 930 |
| Cash dividends | $5,100,000 | 447 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $6,181,000 | 620 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $16,134,000 | 1,233 |
| Total interest expense | $6,115,000 | 1,443 |
| Net interest income | $10,019,000 | 1,094 |
| Provision for loan and lease losses | $1,635,000 | 892 |
| Total noninterest income | $3,486,000 | 854 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $2,833,000 | 323 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $653,000 | 1,884 |
| Total noninterest expense | $7,712,000 | 1,253 |
| Salaries and employee benefits | $3,940,000 | 1,315 |
| Premises and equipment expense | $1,130,000 | 1,207 |
| Additional noninterest expense | $2,642,000 | 1,124 |
| Pre-tax net operating income | $4,158,000 | 851 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $291,000 | 2,249 |
| Income before extraordinary items | $3,867,000 | 713 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,867,000 | 712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,342,000 | 725 |
| Cash dividends | $3,400,000 | 494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $3,867,000 | 696 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $8,148,000 | 1,242 |
| Total interest expense | $3,148,000 | 1,494 |
| Net interest income | $5,000,000 | 1,090 |
| Provision for loan and lease losses | $445,000 | 1,081 |
| Total noninterest income | $1,734,000 | 847 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $1,374,000 | 324 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $360,000 | 1,740 |
| Total noninterest expense | $3,763,000 | 1,284 |
| Salaries and employee benefits | $1,950,000 | 1,336 |
| Premises and equipment expense | $567,000 | 1,217 |
| Additional noninterest expense | $1,246,000 | 1,157 |
| Pre-tax net operating income | $2,526,000 | 747 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $179,000 | 2,108 |
| Income before extraordinary items | $2,347,000 | 657 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,347,000 | 658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $271,000 | 1,045 |
| Cash dividends | $1,700,000 | 493 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $2,347,000 | 628 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $32,485,000 | 1,311 |
| Total interest expense | $13,029,000 | 1,546 |
| Net interest income | $19,456,000 | 1,141 |
| Provision for loan and lease losses | $2,292,000 | 758 |
| Total noninterest income | $6,849,000 | 849 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $5,634,000 | 316 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,215,000 | 1,957 |
| Total noninterest expense | $14,482,000 | 1,278 |
| Salaries and employee benefits | $7,408,000 | 1,367 |
| Premises and equipment expense | $2,489,000 | 1,070 |
| Additional noninterest expense | $4,585,000 | 1,228 |
| Pre-tax net operating income | $9,531,000 | 889 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $665,000 | 2,363 |
| Income before extraordinary items | $8,866,000 | 739 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $8,866,000 | 737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,656,000 | 708 |
| Cash dividends | $5,500,000 | 682 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $8,866,000 | 730 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $24,181,000 | 1,325 |
| Total interest expense | $9,785,000 | 1,540 |
| Net interest income | $14,396,000 | 1,165 |
| Provision for loan and lease losses | $1,600,000 | 620 |
| Total noninterest income | $5,017,000 | 866 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $4,096,000 | 323 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $921,000 | 1,936 |
| Total noninterest expense | $10,781,000 | 1,283 |
| Salaries and employee benefits | $5,606,000 | 1,342 |
| Premises and equipment expense | $1,852,000 | 1,068 |
| Additional noninterest expense | $3,323,000 | 1,237 |
| Pre-tax net operating income | $7,032,000 | 982 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $484,000 | 2,575 |
| Income before extraordinary items | $6,548,000 | 796 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $6,548,000 | 794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,169,000 | 582 |
| Cash dividends | $3,900,000 | 695 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $6,548,000 | 787 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $15,904,000 | 1,352 |
| Total interest expense | $6,455,000 | 1,556 |
| Net interest income | $9,449,000 | 1,208 |
| Provision for loan and lease losses | $847,000 | 670 |
| Total noninterest income | $3,238,000 | 914 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $2,624,000 | 344 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $614,000 | 1,949 |
| Total noninterest expense | $7,100,000 | 1,317 |
| Salaries and employee benefits | $3,737,000 | 1,356 |
| Premises and equipment expense | $1,241,000 | 1,079 |
| Additional noninterest expense | $2,122,000 | 1,302 |
| Pre-tax net operating income | $4,740,000 | 1,015 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $328,000 | 2,622 |
| Income before extraordinary items | $4,412,000 | 830 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,412,000 | 829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $248,000 | 1,157 |
| Cash dividends | $2,800,000 | 686 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $4,412,000 | 817 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $7,791,000 | 1,381 |
| Total interest expense | $3,165,000 | 1,571 |
| Net interest income | $4,626,000 | 1,232 |
| Provision for loan and lease losses | $295,000 | 846 |
| Total noninterest income | $1,502,000 | 950 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $1,195,000 | 364 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $307,000 | 1,928 |
| Total noninterest expense | $3,549,000 | 1,308 |
| Salaries and employee benefits | $1,869,000 | 1,375 |
| Premises and equipment expense | $643,000 | 1,030 |
| Additional noninterest expense | $1,037,000 | 1,296 |
| Pre-tax net operating income | $2,284,000 | 1,029 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $161,000 | 2,669 |
| Income before extraordinary items | $2,123,000 | 843 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,123,000 | 842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 1,228 |
| Cash dividends | $1,500,000 | 577 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,123,000 | 836 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $27,700,000 | 1,445 |
| Total interest expense | $9,973,000 | 1,685 |
| Net interest income | $17,727,000 | 1,281 |
| Provision for loan and lease losses | $1,089,000 | 971 |
| Total noninterest income | $6,164,000 | 920 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $5,069,000 | 347 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,095,000 | 2,088 |
| Total noninterest expense | $13,592,000 | 1,319 |
| Salaries and employee benefits | $6,673,000 | 1,490 |
| Premises and equipment expense | $2,222,000 | 1,152 |
| Additional noninterest expense | $4,697,000 | 1,142 |
| Pre-tax net operating income | $9,210,000 | 1,067 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $693,000 | 2,685 |
| Income before extraordinary items | $8,517,000 | 885 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $8,517,000 | 885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $887,000 | 760 |
| Cash dividends | $8,550,000 | 447 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $8,517,000 | 868 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $19,845,000 | 1,499 |
| Total interest expense | $6,927,000 | 1,769 |
| Net interest income | $12,918,000 | 1,340 |
| Provision for loan and lease losses | $881,000 | 868 |
| Total noninterest income | $4,600,000 | 939 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $3,786,000 | 353 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $814,000 | 2,101 |
| Total noninterest expense | $9,804,000 | 1,376 |
| Salaries and employee benefits | $4,780,000 | 1,551 |
| Premises and equipment expense | $1,617,000 | 1,201 |
| Additional noninterest expense | $3,407,000 | 1,186 |
| Pre-tax net operating income | $6,833,000 | 1,123 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $520,000 | 2,808 |
| Income before extraordinary items | $6,313,000 | 925 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $6,313,000 | 924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $600,000 | 698 |
| Cash dividends | $7,450,000 | 379 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $6,313,000 | 916 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $12,754,000 | 1,518 |
| Total interest expense | $4,351,000 | 1,774 |
| Net interest income | $8,403,000 | 1,377 |
| Provision for loan and lease losses | $693,000 | 722 |
| Total noninterest income | $2,959,000 | 954 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,452,000 | 357 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $507,000 | 2,195 |
| Total noninterest expense | $6,156,000 | 1,461 |
| Salaries and employee benefits | $3,119,000 | 1,589 |
| Premises and equipment expense | $1,010,000 | 1,288 |
| Additional noninterest expense | $2,027,000 | 1,322 |
| Pre-tax net operating income | $4,513,000 | 1,128 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $315,000 | 2,975 |
| Income before extraordinary items | $4,198,000 | 928 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,198,000 | 929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $519,000 | 542 |
| Cash dividends | $2,450,000 | 695 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $4,198,000 | 906 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,184,000 | 1,533 |
| Total interest expense | $2,017,000 | 1,808 |
| Net interest income | $4,167,000 | 1,377 |
| Provision for loan and lease losses | $363,000 | 667 |
| Total noninterest income | $1,299,000 | 1,045 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,066,000 | 389 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $233,000 | 2,283 |
| Total noninterest expense | $2,946,000 | 1,528 |
| Salaries and employee benefits | $1,547,000 | 1,607 |
| Premises and equipment expense | $477,000 | 1,362 |
| Additional noninterest expense | $922,000 | 1,429 |
| Pre-tax net operating income | $2,157,000 | 1,148 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $153,000 | 3,014 |
| Income before extraordinary items | $2,004,000 | 948 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,004,000 | 947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $404,000 | 379 |
| Cash dividends | $1,350,000 | 588 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,004,000 | 928 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $22,544,000 | 1,475 |
| Total interest expense | $6,572,000 | 1,730 |
| Net interest income | $15,972,000 | 1,372 |
| Provision for loan and lease losses | $1,058,000 | 1,001 |
| Total noninterest income | $4,965,000 | 1,093 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $3,888,000 | 439 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,077,000 | 2,107 |
| Total noninterest expense | $11,898,000 | 1,450 |
| Salaries and employee benefits | $5,744,000 | 1,630 |
| Premises and equipment expense | $1,860,000 | 1,320 |
| Additional noninterest expense | $4,294,000 | 1,205 |
| Pre-tax net operating income | $7,981,000 | 1,199 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,295,000 | 1,896 |
| Income before extraordinary items | $6,686,000 | 1,082 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $6,686,000 | 1,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,065,000 | 641 |
| Cash dividends | $5,000,000 | 658 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $6,686,000 | 1,064 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $16,431,000 | 1,479 |
| Total interest expense | $4,700,000 | 1,719 |
| Net interest income | $11,731,000 | 1,374 |
| Provision for loan and lease losses | $756,000 | 985 |
| Total noninterest income | $3,606,000 | 1,127 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,783,000 | 459 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $823,000 | 2,079 |
| Total noninterest expense | $8,724,000 | 1,460 |
| Salaries and employee benefits | $4,321,000 | 1,609 |
| Premises and equipment expense | $1,293,000 | 1,408 |
| Additional noninterest expense | $3,110,000 | 1,230 |
| Pre-tax net operating income | $5,857,000 | 1,219 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,068,000 | 1,794 |
| Income before extraordinary items | $4,789,000 | 1,136 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,789,000 | 1,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $694,000 | 655 |
| Cash dividends | $4,000,000 | 571 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,789,000 | 1,114 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $10,526,000 | 1,500 |
| Total interest expense | $2,949,000 | 1,711 |
| Net interest income | $7,577,000 | 1,395 |
| Provision for loan and lease losses | $353,000 | 1,327 |
| Total noninterest income | $2,262,000 | 1,154 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,741,000 | 482 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $521,000 | 2,129 |
| Total noninterest expense | $5,378,000 | 1,574 |
| Salaries and employee benefits | $2,815,000 | 1,638 |
| Premises and equipment expense | $794,000 | 1,518 |
| Additional noninterest expense | $1,769,000 | 1,411 |
| Pre-tax net operating income | $4,108,000 | 1,137 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $693,000 | 1,797 |
| Income before extraordinary items | $3,415,000 | 1,021 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,415,000 | 1,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $489,000 | 610 |
| Cash dividends | $3,000,000 | 507 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,415,000 | 1,003 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,143,000 | 1,509 |
| Total interest expense | $1,399,000 | 1,711 |
| Net interest income | $3,744,000 | 1,413 |
| Provision for loan and lease losses | $94,000 | 2,144 |
| Total noninterest income | $1,112,000 | 1,151 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $841,000 | 473 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $271,000 | 2,023 |
| Total noninterest expense | $2,619,000 | 1,620 |
| Salaries and employee benefits | $1,406,000 | 1,648 |
| Premises and equipment expense | $383,000 | 1,594 |
| Additional noninterest expense | $830,000 | 1,499 |
| Pre-tax net operating income | $2,143,000 | 1,079 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $320,000 | 1,889 |
| Income before extraordinary items | $1,823,000 | 957 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,823,000 | 958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 705 |
| Cash dividends | $2,000,000 | 351 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,823,000 | 934 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $20,598,000 | 1,387 |
| Total interest expense | $5,418,000 | 1,519 |
| Net interest income | $15,180,000 | 1,334 |
| Provision for loan and lease losses | $1,006,000 | 1,029 |
| Total noninterest income | $4,898,000 | 1,094 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $3,904,000 | 455 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $994,000 | 2,162 |
| Total noninterest expense | $10,829,000 | 1,506 |
| Salaries and employee benefits | $5,246,000 | 1,681 |
| Premises and equipment expense | $1,504,000 | 1,543 |
| Additional noninterest expense | $4,079,000 | 1,208 |
| Pre-tax net operating income | $8,243,000 | 1,068 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $2,881,000 | 933 |
| Income before extraordinary items | $5,362,000 | 1,217 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,362,000 | 1,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,142,000 | 706 |
| Cash dividends | $2,100,000 | 1,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $5,362,000 | 1,189 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $15,268,000 | 1,386 |
| Total interest expense | $4,076,000 | 1,488 |
| Net interest income | $11,192,000 | 1,347 |
| Provision for loan and lease losses | $806,000 | 950 |
| Total noninterest income | $3,610,000 | 1,123 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $2,898,000 | 466 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $712,000 | 2,242 |
| Total noninterest expense | $8,029,000 | 1,516 |
| Salaries and employee benefits | $3,912,000 | 1,687 |
| Premises and equipment expense | $1,325,000 | 1,299 |
| Additional noninterest expense | $2,792,000 | 1,326 |
| Pre-tax net operating income | $5,967,000 | 1,105 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $2,113,000 | 972 |
| Income before extraordinary items | $3,854,000 | 1,282 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,854,000 | 1,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $762,000 | 692 |
| Cash dividends | $1,600,000 | 1,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,854,000 | 1,243 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $10,170,000 | 1,364 |
| Total interest expense | $2,743,000 | 1,448 |
| Net interest income | $7,427,000 | 1,337 |
| Provision for loan and lease losses | $643,000 | 790 |
| Total noninterest income | $2,375,000 | 1,131 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,904,000 | 468 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $471,000 | 2,292 |
| Total noninterest expense | $5,325,000 | 1,520 |
| Salaries and employee benefits | $2,581,000 | 1,703 |
| Premises and equipment expense | $832,000 | 1,389 |
| Additional noninterest expense | $1,912,000 | 1,274 |
| Pre-tax net operating income | $3,834,000 | 1,126 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,351,000 | 1,004 |
| Income before extraordinary items | $2,483,000 | 1,309 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,483,000 | 1,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $491,000 | 726 |
| Cash dividends | $1,100,000 | 1,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,483,000 | 1,264 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,063,000 | 1,378 |
| Total interest expense | $1,391,000 | 1,443 |
| Net interest income | $3,672,000 | 1,351 |
| Provision for loan and lease losses | $241,000 | 988 |
| Total noninterest income | $1,130,000 | 1,144 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $898,000 | 487 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $232,000 | 2,245 |
| Total noninterest expense | $2,662,000 | 1,523 |
| Salaries and employee benefits | $1,274,000 | 1,742 |
| Premises and equipment expense | $412,000 | 1,421 |
| Additional noninterest expense | $976,000 | 1,234 |
| Pre-tax net operating income | $1,899,000 | 1,119 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $667,000 | 1,024 |
| Income before extraordinary items | $1,232,000 | 1,308 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,232,000 | 1,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $308,000 | 606 |
| Cash dividends | $700,000 | 910 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,232,000 | 1,247 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $20,277,000 | 1,410 |
| Total interest expense | $6,501,000 | 1,367 |
| Net interest income | $13,776,000 | 1,412 |
| Provision for loan and lease losses | $899,000 | 1,330 |
| Total noninterest income | $4,358,000 | 1,253 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $3,415,000 | 507 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $943,000 | 2,471 |
| Total noninterest expense | $10,025,000 | 1,603 |
| Salaries and employee benefits | $4,840,000 | 1,775 |
| Premises and equipment expense | $1,407,000 | 1,621 |
| Additional noninterest expense | $3,778,000 | 1,312 |
| Pre-tax net operating income | $7,210,000 | 1,162 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $2,497,000 | 1,079 |
| Income before extraordinary items | $4,713,000 | 1,353 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,713,000 | 1,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $820,000 | 1,069 |
| Cash dividends | $1,700,000 | 1,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,713,000 | 1,283 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $15,074,000 | 1,450 |
| Total interest expense | $4,988,000 | 1,399 |
| Net interest income | $10,086,000 | 1,460 |
| Provision for loan and lease losses | $657,000 | 1,305 |
| Total noninterest income | $3,211,000 | 1,311 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,493,000 | 522 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $718,000 | 2,518 |
| Total noninterest expense | $7,127,000 | 1,699 |
| Salaries and employee benefits | $3,494,000 | 1,855 |
| Premises and equipment expense | $1,103,000 | 1,555 |
| Additional noninterest expense | $2,530,000 | 1,459 |
| Pre-tax net operating income | $5,513,000 | 1,174 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,811,000 | 1,136 |
| Income before extraordinary items | $3,702,000 | 1,343 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,702,000 | 1,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $605,000 | 1,008 |
| Cash dividends | $1,300,000 | 1,431 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,702,000 | 1,267 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $9,921,000 | 1,486 |
| Total interest expense | $3,365,000 | 1,437 |
| Net interest income | $6,556,000 | 1,489 |
| Provision for loan and lease losses | $425,000 | 1,319 |
| Total noninterest income | $2,097,000 | 1,323 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,609,000 | 537 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $488,000 | 2,470 |
| Total noninterest expense | $4,600,000 | 1,737 |
| Salaries and employee benefits | $2,271,000 | 1,886 |
| Premises and equipment expense | $716,000 | 1,602 |
| Additional noninterest expense | $1,613,000 | 1,517 |
| Pre-tax net operating income | $3,628,000 | 1,180 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,253,000 | 1,134 |
| Income before extraordinary items | $2,375,000 | 1,385 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,375,000 | 1,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $309,000 | 1,225 |
| Cash dividends | $900,000 | 1,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,375,000 | 1,296 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,891,000 | 1,522 |
| Total interest expense | $1,658,000 | 1,496 |
| Net interest income | $3,233,000 | 1,501 |
| Provision for loan and lease losses | $230,000 | 1,194 |
| Total noninterest income | $1,005,000 | 1,326 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $767,000 | 546 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $238,000 | 2,432 |
| Total noninterest expense | $2,267,000 | 1,745 |
| Salaries and employee benefits | $1,151,000 | 1,856 |
| Premises and equipment expense | $355,000 | 1,621 |
| Additional noninterest expense | $761,000 | 1,556 |
| Pre-tax net operating income | $1,741,000 | 1,238 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $638,000 | 1,140 |
| Income before extraordinary items | $1,103,000 | 1,480 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,103,000 | 1,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 1,134 |
| Cash dividends | $500,000 | 1,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,103,000 | 1,384 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $18,509,000 | 1,662 |
| Total interest expense | $6,508,000 | 1,751 |
| Net interest income | $12,001,000 | 1,611 |
| Provision for loan and lease losses | $889,000 | 1,501 |
| Total noninterest income | $3,853,000 | 1,288 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $2,954,000 | 548 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $899,000 | 2,326 |
| Total noninterest expense | $8,463,000 | 1,792 |
| Salaries and employee benefits | $4,004,000 | 1,994 |
| Premises and equipment expense | $1,202,000 | 1,846 |
| Additional noninterest expense | $3,257,000 | 1,460 |
| Pre-tax net operating income | $6,502,000 | 1,302 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $2,328,000 | 1,143 |
| Income before extraordinary items | $4,174,000 | 1,483 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,174,000 | 1,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $412,000 | 1,896 |
| Cash dividends | $500,000 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,174,000 | 1,436 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $18,663,000 | 1,837 |
| Total interest expense | $8,646,000 | 1,871 |
| Net interest income | $10,017,000 | 1,780 |
| Provision for loan and lease losses | $885,000 | 1,378 |
| Total noninterest income | $3,518,000 | 1,303 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $2,695,000 | 564 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $823,000 | 2,341 |
| Total noninterest expense | $7,602,000 | 1,901 |
| Salaries and employee benefits | $3,527,000 | 2,136 |
| Premises and equipment expense | $1,062,000 | 2,008 |
| Additional noninterest expense | $3,013,000 | 1,543 |
| Pre-tax net operating income | $5,048,000 | 1,424 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,764,000 | 1,306 |
| Income before extraordinary items | $3,284,000 | 1,614 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,284,000 | 1,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $486,000 | 1,593 |
| Cash dividends | $1,100,000 | 2,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,284,000 | 1,546 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $16,759,000 | 2,105 |
| Total interest expense | $7,757,000 | 2,190 |
| Net interest income | $9,002,000 | 1,956 |
| Provision for loan and lease losses | $736,000 | 1,361 |
| Total noninterest income | $2,778,000 | 1,447 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,933,000 | 704 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $845,000 | 2,078 |
| Total noninterest expense | $6,474,000 | 2,127 |
| Salaries and employee benefits | $3,078,000 | 2,325 |
| Premises and equipment expense | $1,061,000 | 1,963 |
| Additional noninterest expense | $2,335,000 | 1,882 |
| Pre-tax net operating income | $4,570,000 | 1,613 |
| Securities gains (losses) | $6,000 | 1,308 |
| Applicable income taxes | $1,642,000 | 1,392 |
| Income before extraordinary items | $2,934,000 | 1,776 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,934,000 | 1,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $307,000 | 1,793 |
| Cash dividends | $850,000 | 2,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,930,160 | 1,773 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $14,021,000 | 2,327 |
| Total interest expense | $6,024,000 | 2,447 |
| Net interest income | $7,997,000 | 2,194 |
| Provision for loan and lease losses | $659,000 | 1,387 |
| Total noninterest income | $1,896,000 | 1,929 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,130,000 | 1,175 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $766,000 | 2,220 |
| Total noninterest expense | $5,511,000 | 2,457 |
| Salaries and employee benefits | $2,474,000 | 2,835 |
| Premises and equipment expense | $967,000 | 2,111 |
| Additional noninterest expense | $2,070,000 | 2,104 |
| Pre-tax net operating income | $3,723,000 | 1,977 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $1,361,000 | 1,722 |
| Income before extraordinary items | $2,364,000 | 2,214 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,364,000 | 2,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 2,079 |
| Cash dividends | $1,050,000 | 2,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,362,720 | 2,186 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,666,000 | 2,577 |
| Total interest expense | $5,631,000 | 2,688 |
| Net interest income | $7,035,000 | 2,413 |
| Provision for loan and lease losses | $341,000 | 2,356 |
| Total noninterest income | $1,297,000 | 2,526 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $986,000 | 1,260 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $311,000 | 3,945 |
| Total noninterest expense | $4,399,000 | 2,951 |
| Salaries and employee benefits | $2,103,000 | 3,177 |
| Premises and equipment expense | $835,000 | 2,339 |
| Additional noninterest expense | $1,461,000 | 2,846 |
| Pre-tax net operating income | $3,592,000 | 2,024 |
| Securities gains (losses) | $24,000 | 2,292 |
| Applicable income taxes | $1,337,000 | 1,807 |
| Income before extraordinary items | $2,279,000 | 2,283 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,279,000 | 2,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $250,000 | 2,108 |
| Cash dividends | $1,675,000 | 1,523 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,263,640 | 2,211 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,873,000 | 2,767 |
| Total interest expense | $5,321,000 | 2,810 |
| Net interest income | $6,552,000 | 2,656 |
| Provision for loan and lease losses | $282,000 | 2,747 |
| Total noninterest income | $1,270,000 | 2,502 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $931,000 | 1,381 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $339,000 | 3,653 |
| Total noninterest expense | $3,797,000 | 3,332 |
| Salaries and employee benefits | $1,799,000 | 3,641 |
| Premises and equipment expense | $672,000 | 2,843 |
| Additional noninterest expense | $1,326,000 | 3,052 |
| Pre-tax net operating income | $3,743,000 | 2,012 |
| Securities gains (losses) | $18,000 | 1,964 |
| Applicable income taxes | $1,372,000 | 1,851 |
| Income before extraordinary items | $2,389,000 | 2,210 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,389,000 | 2,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 2,759 |
| Cash dividends | $1,275,000 | 1,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,377,480 | 2,157 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,021,000 | 2,980 |
| Total interest expense | $4,852,000 | 3,087 |
| Net interest income | $6,169,000 | 2,883 |
| Provision for loan and lease losses | $222,000 | 3,185 |
| Total noninterest income | $1,108,000 | 2,866 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $922,000 | 1,458 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $186,000 | 5,374 |
| Total noninterest expense | $3,413,000 | 3,863 |
| Salaries and employee benefits | $1,625,000 | 4,007 |
| Premises and equipment expense | $517,000 | 3,674 |
| Additional noninterest expense | $1,271,000 | 3,606 |
| Pre-tax net operating income | $3,642,000 | 1,985 |
| Securities gains (losses) | $33,000 | 1,622 |
| Applicable income taxes | $1,370,000 | 1,747 |
| Income before extraordinary items | $2,305,000 | 2,149 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,305,000 | 2,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,872 |
| Cash dividends | $1,150,000 | 1,933 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,283,880 | 2,120 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,446,000 | 3,829 |
| Total interest expense | $3,622,000 | 4,028 |
| Net interest income | $4,824,000 | 3,655 |
| Provision for loan and lease losses | $242,000 | 2,631 |
| Total noninterest income | $953,000 | 3,223 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $716,000 | 1,889 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $237,000 | 4,638 |
| Total noninterest expense | $3,064,000 | 4,207 |
| Salaries and employee benefits | $1,370,000 | 4,651 |
| Premises and equipment expense | $504,000 | 3,739 |
| Additional noninterest expense | $1,190,000 | 3,764 |
| Pre-tax net operating income | $2,471,000 | 2,880 |
| Securities gains (losses) | $18,000 | 1,987 |
| Applicable income taxes | $942,000 | 2,508 |
| Income before extraordinary items | $1,547,000 | 3,156 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,547,000 | 3,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,954 |
| Cash dividends | $675,000 | 2,720 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,535,480 | 3,164 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,795,000 | 4,336 |
| Total interest expense | $2,513,000 | 4,632 |
| Net interest income | $4,282,000 | 4,105 |
| Provision for loan and lease losses | $250,000 | 2,585 |
| Total noninterest income | $852,000 | 3,516 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $624,000 | 2,173 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $228,000 | 4,839 |
| Total noninterest expense | $2,748,000 | 4,766 |
| Salaries and employee benefits | $1,218,000 | 5,175 |
| Premises and equipment expense | $291,000 | 5,851 |
| Additional noninterest expense | $1,239,000 | 3,941 |
| Pre-tax net operating income | $2,136,000 | 3,243 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $772,000 | 2,854 |
| Income before extraordinary items | $1,366,000 | 3,439 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,366,000 | 3,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 2,313 |
| Cash dividends | $630,000 | 2,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,364,720 | 3,471 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,076,000 | 4,894 |
| Total interest expense | $2,296,000 | 5,172 |
| Net interest income | $3,780,000 | 4,637 |
| Provision for loan and lease losses | $119,000 | 5,369 |
| Total noninterest income | $737,000 | 4,278 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $562,000 | 2,451 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $175,000 | 6,069 |
| Total noninterest expense | $2,424,000 | 5,405 |
| Salaries and employee benefits | $1,060,000 | 5,826 |
| Premises and equipment expense | $250,000 | 6,673 |
| Additional noninterest expense | $1,114,000 | 4,487 |
| Pre-tax net operating income | $1,974,000 | 3,357 |
| Securities gains (losses) | $6,000 | 5,977 |
| Applicable income taxes | $725,000 | 3,013 |
| Income before extraordinary items | $1,255,000 | 3,846 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,255,000 | 3,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 5,361 |
| Cash dividends | $830,000 | 2,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,251,160 | 3,651 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,636,000 | 6,739 |
| Total interest expense | $1,906,000 | 7,338 |
| Net interest income | $2,730,000 | 6,158 |
| Provision for loan and lease losses | $130,000 | 6,495 |
| Total noninterest income | $491,000 | 5,710 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $356,000 | 3,845 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 7,019 |
| Total noninterest expense | $1,707,000 | 7,246 |
| Salaries and employee benefits | $778,000 | 7,408 |
| Premises and equipment expense | $247,000 | 6,841 |
| Additional noninterest expense | $682,000 | 6,870 |
| Pre-tax net operating income | $1,384,000 | 4,360 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $483,000 | 4,102 |
| Income before extraordinary items | $901,000 | 4,929 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $901,000 | 4,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 7,980 |
| Cash dividends | $315,000 | 3,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $901,000 | 4,615 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.