Home > Citizens State Bank > Income and Expense
Citizens State Bank, Income and Expense
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $367,000 | 8,009 |
| Total interest expense | $126,000 | 7,877 |
| Net interest income | $241,000 | 7,999 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $43,000 | 7,289 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $32,000 | 6,340 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $11,000 | 7,209 |
| Total noninterest expense | $296,000 | 7,957 |
| Salaries and employee benefits | $129,000 | 8,030 |
| Premises and equipment expense | $19,000 | 8,019 |
| Additional noninterest expense | $148,000 | 7,539 |
| Pre-tax net operating income | $-12,000 | 5,843 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $2,000 | 4,423 |
| Income before extraordinary items | $-14,000 | 5,965 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-14,000 | 5,964 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-14,000 | 5,964 |
| Net charge-offs | $11,000 | 5,942 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-14,000 | 5,895 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $186,000 | 8,070 |
| Total interest expense | $70,000 | 7,902 |
| Net interest income | $116,000 | 8,067 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $20,000 | 7,420 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $16,000 | 6,311 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $4,000 | 7,406 |
| Total noninterest expense | $131,000 | 8,060 |
| Salaries and employee benefits | $63,000 | 8,089 |
| Premises and equipment expense | $9,000 | 8,068 |
| Additional noninterest expense | $59,000 | 7,722 |
| Pre-tax net operating income | $5,000 | 6,175 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $2,000 | 4,551 |
| Income before extraordinary items | $3,000 | 6,366 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,000 | 6,368 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $3,000 | 6,368 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $3,000 | 6,218 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,109,000 | 7,921 |
| Total interest expense | $420,000 | 7,816 |
| Net interest income | $689,000 | 7,914 |
| Provision for loan and lease losses | $27,000 | 6,910 |
| Total noninterest income | $101,000 | 7,288 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $95,000 | 5,963 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $6,000 | 7,774 |
| Total noninterest expense | $562,000 | 8,062 |
| Salaries and employee benefits | $276,000 | 8,109 |
| Premises and equipment expense | $68,000 | 7,900 |
| Additional noninterest expense | $218,000 | 7,811 |
| Pre-tax net operating income | $201,000 | 5,751 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $7,000 | 4,604 |
| Income before extraordinary items | $194,000 | 5,506 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $194,000 | 5,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,362 |
| Cash dividends | $210,000 | 4,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $194,000 | 5,659 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $889,000 | 7,965 |
| Total interest expense | $335,000 | 7,863 |
| Net interest income | $554,000 | 7,955 |
| Provision for loan and lease losses | $27,000 | 6,337 |
| Total noninterest income | $75,000 | 7,415 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $75,000 | 5,938 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $0 | 8,105 |
| Total noninterest expense | $417,000 | 8,123 |
| Salaries and employee benefits | $200,000 | 8,193 |
| Premises and equipment expense | $55,000 | 7,907 |
| Additional noninterest expense | $162,000 | 7,844 |
| Pre-tax net operating income | $185,000 | 6,094 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $6,000 | 4,986 |
| Income before extraordinary items | $179,000 | 5,814 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $179,000 | 5,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,592 |
| Cash dividends | $60,000 | 4,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $179,000 | 5,988 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $637,000 | 7,965 |
| Total interest expense | $247,000 | 7,884 |
| Net interest income | $390,000 | 7,953 |
| Provision for loan and lease losses | $18,000 | 6,030 |
| Total noninterest income | $70,000 | 7,132 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $54,000 | 5,837 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $16,000 | 7,379 |
| Total noninterest expense | $270,000 | 8,205 |
| Salaries and employee benefits | $134,000 | 8,260 |
| Premises and equipment expense | $35,000 | 7,997 |
| Additional noninterest expense | $101,000 | 7,955 |
| Pre-tax net operating income | $172,000 | 5,998 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $4,000 | 5,280 |
| Income before extraordinary items | $168,000 | 5,844 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $168,000 | 5,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,014 |
| Cash dividends | $30,000 | 4,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $168,000 | 5,785 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $342,000 | 7,985 |
| Total interest expense | $132,000 | 7,919 |
| Net interest income | $210,000 | 7,933 |
| Provision for loan and lease losses | $9,000 | 5,509 |
| Total noninterest income | $34,000 | 7,181 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $26,000 | 5,880 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $8,000 | 7,392 |
| Total noninterest expense | $126,000 | 8,285 |
| Salaries and employee benefits | $65,000 | 8,316 |
| Premises and equipment expense | $17,000 | 8,041 |
| Additional noninterest expense | $44,000 | 8,110 |
| Pre-tax net operating income | $109,000 | 5,910 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $2,000 | 5,366 |
| Income before extraordinary items | $107,000 | 5,748 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $107,000 | 5,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,665 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $107,000 | 5,657 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,377,000 | 7,966 |
| Total interest expense | $606,000 | 7,799 |
| Net interest income | $771,000 | 8,010 |
| Provision for loan and lease losses | $57,000 | 5,569 |
| Total noninterest income | $146,000 | 7,169 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $121,000 | 5,745 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $25,000 | 7,674 |
| Total noninterest expense | $561,000 | 8,267 |
| Salaries and employee benefits | $256,000 | 8,353 |
| Premises and equipment expense | $66,000 | 8,110 |
| Additional noninterest expense | $239,000 | 7,834 |
| Pre-tax net operating income | $299,000 | 6,598 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $6,000 | 5,740 |
| Income before extraordinary items | $293,000 | 6,454 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $293,000 | 6,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,216 |
| Cash dividends | $200,000 | 4,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $293,000 | 6,437 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,019,000 | 8,037 |
| Total interest expense | $453,000 | 7,843 |
| Net interest income | $566,000 | 8,088 |
| Provision for loan and lease losses | $48,000 | 5,090 |
| Total noninterest income | $110,000 | 7,206 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $96,000 | 5,692 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $14,000 | 7,875 |
| Total noninterest expense | $389,000 | 8,302 |
| Salaries and employee benefits | $164,000 | 8,409 |
| Premises and equipment expense | $43,000 | 8,181 |
| Additional noninterest expense | $182,000 | 7,786 |
| Pre-tax net operating income | $239,000 | 6,801 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $5,000 | 5,890 |
| Income before extraordinary items | $234,000 | 6,635 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $234,000 | 6,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,542 |
| Cash dividends | $60,000 | 4,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $234,000 | 6,619 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $673,000 | 8,109 |
| Total interest expense | $305,000 | 7,884 |
| Net interest income | $368,000 | 8,176 |
| Provision for loan and lease losses | $36,000 | 4,731 |
| Total noninterest income | $73,000 | 7,248 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $62,000 | 5,767 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $11,000 | 7,835 |
| Total noninterest expense | $280,000 | 8,303 |
| Salaries and employee benefits | $111,000 | 8,458 |
| Premises and equipment expense | $30,000 | 8,201 |
| Additional noninterest expense | $139,000 | 7,679 |
| Pre-tax net operating income | $125,000 | 7,118 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $3,000 | 6,009 |
| Income before extraordinary items | $122,000 | 6,959 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $122,000 | 6,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,719 |
| Cash dividends | $30,000 | 4,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $122,000 | 6,946 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $334,000 | 8,166 |
| Total interest expense | $150,000 | 7,933 |
| Net interest income | $184,000 | 8,234 |
| Provision for loan and lease losses | $18,000 | 4,475 |
| Total noninterest income | $36,000 | 7,257 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $31,000 | 5,740 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $5,000 | 7,889 |
| Total noninterest expense | $141,000 | 8,352 |
| Salaries and employee benefits | $56,000 | 8,499 |
| Premises and equipment expense | $21,000 | 7,981 |
| Additional noninterest expense | $64,000 | 7,794 |
| Pre-tax net operating income | $61,000 | 7,150 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $61,000 | 7,000 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $61,000 | 6,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 2,505 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $61,000 | 6,986 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,167,000 | 8,157 |
| Total interest expense | $445,000 | 8,009 |
| Net interest income | $722,000 | 8,179 |
| Provision for loan and lease losses | $61,000 | 5,306 |
| Total noninterest income | $135,000 | 7,430 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $121,000 | 5,889 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $14,000 | 8,156 |
| Total noninterest expense | $484,000 | 8,459 |
| Salaries and employee benefits | $248,000 | 8,479 |
| Premises and equipment expense | $50,000 | 8,352 |
| Additional noninterest expense | $186,000 | 8,191 |
| Pre-tax net operating income | $312,000 | 7,079 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $312,000 | 6,867 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $312,000 | 6,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 3,880 |
| Cash dividends | $210,000 | 4,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $312,000 | 6,868 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $835,000 | 8,268 |
| Total interest expense | $302,000 | 8,133 |
| Net interest income | $533,000 | 8,273 |
| Provision for loan and lease losses | $27,000 | 5,738 |
| Total noninterest income | $104,000 | 7,468 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $92,000 | 5,921 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $12,000 | 8,141 |
| Total noninterest expense | $339,000 | 8,529 |
| Salaries and employee benefits | $159,000 | 8,589 |
| Premises and equipment expense | $34,000 | 8,452 |
| Additional noninterest expense | $146,000 | 8,168 |
| Pre-tax net operating income | $271,000 | 7,137 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $271,000 | 6,869 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $271,000 | 6,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,856 |
| Cash dividends | $110,000 | 4,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $271,000 | 6,871 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $540,000 | 8,332 |
| Total interest expense | $190,000 | 8,179 |
| Net interest income | $350,000 | 8,334 |
| Provision for loan and lease losses | $18,000 | 5,601 |
| Total noninterest income | $69,000 | 7,525 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $61,000 | 5,942 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $8,000 | 8,200 |
| Total noninterest expense | $219,000 | 8,586 |
| Salaries and employee benefits | $107,000 | 8,621 |
| Premises and equipment expense | $23,000 | 8,472 |
| Additional noninterest expense | $89,000 | 8,286 |
| Pre-tax net operating income | $182,000 | 7,195 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $182,000 | 6,897 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $182,000 | 6,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,181 |
| Cash dividends | $80,000 | 4,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $182,000 | 6,902 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $283,000 | 8,302 |
| Total interest expense | $99,000 | 8,144 |
| Net interest income | $184,000 | 8,325 |
| Provision for loan and lease losses | $9,000 | 5,345 |
| Total noninterest income | $27,000 | 7,770 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $26,000 | 6,158 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,494 |
| Total noninterest expense | $115,000 | 8,578 |
| Salaries and employee benefits | $54,000 | 8,632 |
| Premises and equipment expense | $13,000 | 8,407 |
| Additional noninterest expense | $48,000 | 8,212 |
| Pre-tax net operating income | $87,000 | 7,215 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $87,000 | 6,935 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $87,000 | 6,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $30,000 | 3,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $87,000 | 6,933 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,012,000 | 8,321 |
| Total interest expense | $322,000 | 8,134 |
| Net interest income | $690,000 | 8,352 |
| Provision for loan and lease losses | $36,000 | 6,047 |
| Total noninterest income | $130,000 | 7,666 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $109,000 | 6,165 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $21,000 | 8,110 |
| Total noninterest expense | $480,000 | 8,580 |
| Salaries and employee benefits | $249,000 | 8,603 |
| Premises and equipment expense | $39,000 | 8,594 |
| Additional noninterest expense | $192,000 | 8,272 |
| Pre-tax net operating income | $304,000 | 7,367 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $304,000 | 7,168 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $304,000 | 7,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,303 |
| Cash dividends | $255,000 | 4,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $304,000 | 7,151 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $737,000 | 8,376 |
| Total interest expense | $215,000 | 8,227 |
| Net interest income | $522,000 | 8,386 |
| Provision for loan and lease losses | $27,000 | 5,913 |
| Total noninterest income | $102,000 | 7,662 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $84,000 | 6,160 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $18,000 | 8,051 |
| Total noninterest expense | $336,000 | 8,622 |
| Salaries and employee benefits | $162,000 | 8,670 |
| Premises and equipment expense | $27,000 | 8,620 |
| Additional noninterest expense | $147,000 | 8,236 |
| Pre-tax net operating income | $261,000 | 7,370 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $261,000 | 7,124 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $261,000 | 7,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,742 |
| Cash dividends | $145,000 | 4,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $261,000 | 7,088 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $477,000 | 8,405 |
| Total interest expense | $135,000 | 8,249 |
| Net interest income | $342,000 | 8,416 |
| Provision for loan and lease losses | $18,000 | 5,733 |
| Total noninterest income | $64,000 | 7,706 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $52,000 | 6,240 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $12,000 | 8,048 |
| Total noninterest expense | $221,000 | 8,632 |
| Salaries and employee benefits | $106,000 | 8,689 |
| Premises and equipment expense | $19,000 | 8,606 |
| Additional noninterest expense | $96,000 | 8,251 |
| Pre-tax net operating income | $167,000 | 7,425 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $167,000 | 7,199 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $167,000 | 7,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $80,000 | 4,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $167,000 | 7,165 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $229,000 | 8,513 |
| Total interest expense | $64,000 | 8,336 |
| Net interest income | $165,000 | 8,524 |
| Provision for loan and lease losses | $9,000 | 5,480 |
| Total noninterest income | $29,000 | 7,826 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $25,000 | 6,268 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,331 |
| Total noninterest expense | $107,000 | 8,709 |
| Salaries and employee benefits | $51,000 | 8,770 |
| Premises and equipment expense | $6,000 | 8,777 |
| Additional noninterest expense | $50,000 | 8,268 |
| Pre-tax net operating income | $78,000 | 7,517 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $78,000 | 7,274 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $78,000 | 7,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $30,000 | 3,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $78,000 | 7,245 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $923,000 | 8,461 |
| Total interest expense | $217,000 | 8,407 |
| Net interest income | $706,000 | 8,432 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $101,000 | 8,076 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $86,000 | 6,680 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $15,000 | 8,368 |
| Total noninterest expense | $478,000 | 8,697 |
| Salaries and employee benefits | $242,000 | 8,738 |
| Premises and equipment expense | $27,000 | 8,827 |
| Additional noninterest expense | $209,000 | 8,256 |
| Pre-tax net operating income | $329,000 | 7,343 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $329,000 | 7,112 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $329,000 | 7,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 8,599 |
| Cash dividends | $255,000 | 4,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $329,000 | 7,056 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $658,000 | 8,552 |
| Total interest expense | $157,000 | 8,472 |
| Net interest income | $501,000 | 8,527 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $74,000 | 8,155 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $63,000 | 6,750 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $11,000 | 8,414 |
| Total noninterest expense | $322,000 | 8,781 |
| Salaries and employee benefits | $153,000 | 8,844 |
| Premises and equipment expense | $21,000 | 8,858 |
| Additional noninterest expense | $148,000 | 8,321 |
| Pre-tax net operating income | $253,000 | 7,449 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $253,000 | 7,190 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $253,000 | 7,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,361 |
| Cash dividends | $145,000 | 4,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $253,000 | 7,130 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $431,000 | 8,620 |
| Total interest expense | $108,000 | 8,518 |
| Net interest income | $323,000 | 8,599 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $49,000 | 8,203 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $41,000 | 6,815 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $8,000 | 8,431 |
| Total noninterest expense | $207,000 | 8,862 |
| Salaries and employee benefits | $100,000 | 8,914 |
| Premises and equipment expense | $13,000 | 8,924 |
| Additional noninterest expense | $94,000 | 8,416 |
| Pre-tax net operating income | $165,000 | 7,455 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $165,000 | 7,217 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $165,000 | 7,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,839 |
| Cash dividends | $80,000 | 4,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $165,000 | 7,141 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $220,000 | 8,653 |
| Total interest expense | $55,000 | 8,560 |
| Net interest income | $165,000 | 8,616 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $23,000 | 8,272 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $20,000 | 6,805 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $3,000 | 8,561 |
| Total noninterest expense | $94,000 | 8,938 |
| Salaries and employee benefits | $49,000 | 8,958 |
| Premises and equipment expense | $7,000 | 8,909 |
| Additional noninterest expense | $38,000 | 8,683 |
| Pre-tax net operating income | $94,000 | 7,241 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $94,000 | 6,993 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $94,000 | 6,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $30,000 | 3,573 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $94,000 | 6,901 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $855,000 | 8,713 |
| Total interest expense | $264,000 | 8,572 |
| Net interest income | $591,000 | 8,704 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $93,000 | 8,378 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $80,000 | 6,892 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $13,000 | 8,668 |
| Total noninterest expense | $424,000 | 8,945 |
| Salaries and employee benefits | $219,000 | 8,963 |
| Premises and equipment expense | $38,000 | 8,915 |
| Additional noninterest expense | $167,000 | 8,648 |
| Pre-tax net operating income | $260,000 | 7,597 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $260,000 | 7,469 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $260,000 | 7,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,027 |
| Cash dividends | $235,000 | 4,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $260,000 | 7,325 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $623,000 | 8,808 |
| Total interest expense | $207,000 | 8,641 |
| Net interest income | $416,000 | 8,824 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $69,000 | 8,455 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $58,000 | 7,002 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $11,000 | 8,647 |
| Total noninterest expense | $289,000 | 9,038 |
| Salaries and employee benefits | $143,000 | 9,066 |
| Premises and equipment expense | $28,000 | 8,953 |
| Additional noninterest expense | $118,000 | 8,741 |
| Pre-tax net operating income | $196,000 | 7,748 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $196,000 | 7,609 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $196,000 | 7,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,498 |
| Cash dividends | $120,000 | 4,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $196,000 | 7,459 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $418,000 | 8,853 |
| Total interest expense | $145,000 | 8,677 |
| Net interest income | $273,000 | 8,874 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $46,000 | 8,450 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $39,000 | 6,980 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $7,000 | 8,670 |
| Total noninterest expense | $189,000 | 9,071 |
| Salaries and employee benefits | $98,000 | 9,090 |
| Premises and equipment expense | $7,000 | 9,178 |
| Additional noninterest expense | $84,000 | 8,683 |
| Pre-tax net operating income | $130,000 | 7,766 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $130,000 | 7,656 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $130,000 | 7,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,495 |
| Cash dividends | $30,000 | 4,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $130,000 | 7,477 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $208,000 | 8,909 |
| Total interest expense | $74,000 | 8,738 |
| Net interest income | $134,000 | 8,933 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $22,000 | 8,506 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $18,000 | 7,056 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,000 | 8,607 |
| Total noninterest expense | $93,000 | 9,119 |
| Salaries and employee benefits | $49,000 | 9,140 |
| Premises and equipment expense | $9,000 | 9,017 |
| Additional noninterest expense | $35,000 | 8,913 |
| Pre-tax net operating income | $63,000 | 7,787 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $63,000 | 7,631 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $63,000 | 7,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $30,000 | 3,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $63,000 | 7,480 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $910,000 | 8,929 |
| Total interest expense | $304,000 | 8,877 |
| Net interest income | $606,000 | 8,883 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $83,000 | 8,607 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $70,000 | 7,133 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $13,000 | 8,786 |
| Total noninterest expense | $426,000 | 9,102 |
| Salaries and employee benefits | $218,000 | 9,124 |
| Premises and equipment expense | $42,000 | 9,026 |
| Additional noninterest expense | $166,000 | 8,778 |
| Pre-tax net operating income | $263,000 | 7,692 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $263,000 | 7,502 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $263,000 | 7,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,916 |
| Cash dividends | $240,000 | 4,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $263,000 | 7,404 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,074,000 | 9,104 |
| Total interest expense | $458,000 | 9,086 |
| Net interest income | $616,000 | 9,011 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $75,000 | 8,843 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $64,000 | 7,308 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $11,000 | 9,089 |
| Total noninterest expense | $441,000 | 9,293 |
| Salaries and employee benefits | $231,000 | 9,318 |
| Premises and equipment expense | $46,000 | 9,195 |
| Additional noninterest expense | $164,000 | 8,958 |
| Pre-tax net operating income | $250,000 | 7,634 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $250,000 | 7,436 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $250,000 | 7,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 9,176 |
| Cash dividends | $200,000 | 4,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $250,000 | 7,321 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,065,000 | 9,347 |
| Total interest expense | $523,000 | 9,205 |
| Net interest income | $542,000 | 9,387 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $71,000 | 9,023 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 7,312 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 9,569 |
| Total noninterest expense | $398,000 | 9,603 |
| Salaries and employee benefits | $214,000 | 9,589 |
| Premises and equipment expense | $35,000 | 9,610 |
| Additional noninterest expense | $149,000 | 9,245 |
| Pre-tax net operating income | $215,000 | 8,304 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $4,000 | 8,229 |
| Income before extraordinary items | $211,000 | 8,004 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $211,000 | 8,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 9,312 |
| Cash dividends | $95,000 | 6,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $211,000 | 8,007 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $963,000 | 9,642 |
| Total interest expense | $389,000 | 9,669 |
| Net interest income | $574,000 | 9,553 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $63,000 | 9,407 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 7,665 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 9,914 |
| Total noninterest expense | $380,000 | 9,925 |
| Salaries and employee benefits | $210,000 | 9,879 |
| Premises and equipment expense | $39,000 | 9,842 |
| Additional noninterest expense | $131,000 | 9,695 |
| Pre-tax net operating income | $257,000 | 8,306 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $5,000 | 8,598 |
| Income before extraordinary items | $252,000 | 7,922 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $252,000 | 7,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 9,654 |
| Cash dividends | $165,000 | 5,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $252,000 | 7,897 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $856,000 | 9,982 |
| Total interest expense | $365,000 | 9,952 |
| Net interest income | $491,000 | 9,939 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $56,000 | 9,756 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 8,089 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 10,056 |
| Total noninterest expense | $341,000 | 10,180 |
| Salaries and employee benefits | $188,000 | 10,156 |
| Premises and equipment expense | $35,000 | 10,109 |
| Additional noninterest expense | $118,000 | 9,978 |
| Pre-tax net operating income | $206,000 | 8,877 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $69,000 | 8,007 |
| Income before extraordinary items | $137,000 | 9,069 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $137,000 | 9,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 10,024 |
| Cash dividends | $115,000 | 6,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $137,000 | 9,004 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $853,000 | 10,433 |
| Total interest expense | $358,000 | 10,422 |
| Net interest income | $495,000 | 10,380 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $59,000 | 10,114 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 8,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 10,416 |
| Total noninterest expense | $349,000 | 10,592 |
| Salaries and employee benefits | $183,000 | 10,613 |
| Premises and equipment expense | $25,000 | 10,690 |
| Additional noninterest expense | $141,000 | 10,108 |
| Pre-tax net operating income | $205,000 | 9,546 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $68,000 | 8,947 |
| Income before extraordinary items | $137,000 | 9,706 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $137,000 | 9,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 10,206 |
| Cash dividends | $105,000 | 6,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $137,000 | 9,659 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $870,000 | 10,960 |
| Total interest expense | $363,000 | 10,954 |
| Net interest income | $507,000 | 10,877 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $73,000 | 10,411 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 8,785 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 10,346 |
| Total noninterest expense | $418,000 | 10,909 |
| Salaries and employee benefits | $240,000 | 10,782 |
| Premises and equipment expense | $26,000 | 11,208 |
| Additional noninterest expense | $152,000 | 10,525 |
| Pre-tax net operating income | $162,000 | 10,011 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $61,000 | 9,494 |
| Income before extraordinary items | $101,000 | 10,209 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $101,000 | 10,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,158 |
| Cash dividends | $125,000 | 6,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $101,000 | 10,160 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $920,000 | 11,401 |
| Total interest expense | $366,000 | 11,427 |
| Net interest income | $554,000 | 11,253 |
| Provision for loan and lease losses | $40,000 | 6,618 |
| Total noninterest income | $63,000 | 11,107 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 9,237 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 11,328 |
| Total noninterest expense | $462,000 | 11,185 |
| Salaries and employee benefits | $281,000 | 10,911 |
| Premises and equipment expense | $31,000 | 11,596 |
| Additional noninterest expense | $150,000 | 11,048 |
| Pre-tax net operating income | $115,000 | 11,003 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $44,000 | 10,292 |
| Income before extraordinary items | $71,000 | 11,165 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $71,000 | 11,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,295 |
| Cash dividends | $85,000 | 7,107 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $71,000 | 11,138 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $799,000 | 12,068 |
| Total interest expense | $308,000 | 12,007 |
| Net interest income | $491,000 | 12,028 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $103,000 | 10,665 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 9,727 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 9,402 |
| Total noninterest expense | $462,000 | 11,790 |
| Salaries and employee benefits | $264,000 | 11,537 |
| Premises and equipment expense | $28,000 | 12,262 |
| Additional noninterest expense | $170,000 | 11,525 |
| Pre-tax net operating income | $132,000 | 11,395 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $19,000 | 11,165 |
| Income before extraordinary items | $113,000 | 11,240 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $113,000 | 11,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,338 |
| Cash dividends | $40,000 | 8,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $113,000 | 11,283 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $855,000 | 12,573 |
| Total interest expense | $335,000 | 12,510 |
| Net interest income | $520,000 | 12,499 |
| Provision for loan and lease losses | $20,000 | 9,046 |
| Total noninterest income | $64,000 | 12,201 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 9,944 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 12,687 |
| Total noninterest expense | $449,000 | 12,419 |
| Salaries and employee benefits | $244,000 | 12,248 |
| Premises and equipment expense | $28,000 | 12,902 |
| Additional noninterest expense | $179,000 | 12,037 |
| Pre-tax net operating income | $115,000 | 11,756 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $36,000 | 11,244 |
| Income before extraordinary items | $79,000 | 12,022 |
| Extraordinary gains, net | $-16,000 | 12,403 |
| Net income | $63,000 | 12,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 9,293 |
| Cash dividends | $100,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $79,000 | 11,838 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,047,000 | 12,941 |
| Total interest expense | $405,000 | 13,165 |
| Net interest income | $642,000 | 12,556 |
| Provision for loan and lease losses | $50,000 | 9,026 |
| Total noninterest income | $65,000 | 12,707 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 10,031 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 13,487 |
| Total noninterest expense | $464,000 | 12,832 |
| Salaries and employee benefits | $238,000 | 12,734 |
| Premises and equipment expense | $23,000 | 13,601 |
| Additional noninterest expense | $203,000 | 12,197 |
| Pre-tax net operating income | $193,000 | 11,136 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $58,000 | 11,037 |
| Income before extraordinary items | $135,000 | 11,473 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $135,000 | 11,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 8,127 |
| Cash dividends | $140,000 | 5,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $135,000 | 11,160 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.