Home > Citizens State Bank > Income and Expense
Citizens State Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $27,074,000 | 1,524 |
| Total interest expense | $9,785,000 | 1,313 |
| Net interest income | $17,289,000 | 1,623 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $1,443,000 | 2,341 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $220,000 | 2,564 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,223,000 | 2,085 |
| Total noninterest expense | $12,053,000 | 1,806 |
| Salaries and employee benefits | $7,039,000 | 1,762 |
| Premises and equipment expense | $1,371,000 | 1,645 |
| Additional noninterest expense | $1,223,000 | 2,085 |
| Pre-tax net operating income | $6,679,000 | 1,595 |
| Securities gains (losses) | $143,000 | 200 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $6,822,000 | 1,371 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,822,000 | 1,386 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $6,822,000 | 1,373 |
| Net charge-offs | $201,000 | 1,159 |
| Cash dividends | $2,645,000 | 1,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $6,679,000 | 1,414 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $19,737,000 | 1,522 |
| Total interest expense | $6,789,000 | 1,293 |
| Net interest income | $12,948,000 | 1,638 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $1,056,000 | 2,363 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $169,000 | 2,553 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $887,000 | 2,109 |
| Total noninterest expense | $8,921,000 | 1,818 |
| Salaries and employee benefits | $5,263,000 | 1,767 |
| Premises and equipment expense | $1,008,000 | 1,666 |
| Additional noninterest expense | $887,000 | 2,109 |
| Pre-tax net operating income | $5,083,000 | 1,637 |
| Securities gains (losses) | $143,000 | 129 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $5,226,000 | 1,398 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $5,226,000 | 1,409 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,226,000 | 1,398 |
| Net charge-offs | $-1,000 | 3,402 |
| Cash dividends | $1,740,000 | 1,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $5,083,000 | 1,449 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $12,644,000 | 1,536 |
| Total interest expense | $4,091,000 | 1,286 |
| Net interest income | $8,553,000 | 1,663 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $633,000 | 2,419 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $111,000 | 2,566 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $522,000 | 2,153 |
| Total noninterest expense | $5,952,000 | 1,810 |
| Salaries and employee benefits | $3,541,000 | 1,746 |
| Premises and equipment expense | $685,000 | 1,645 |
| Additional noninterest expense | $522,000 | 2,150 |
| Pre-tax net operating income | $3,234,000 | 1,672 |
| Securities gains (losses) | $129,000 | 148 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $3,363,000 | 1,438 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,363,000 | 1,455 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,363,000 | 1,438 |
| Net charge-offs | $-2,000 | 3,491 |
| Cash dividends | $1,155,000 | 1,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $3,234,000 | 1,484 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $6,209,000 | 1,537 |
| Total interest expense | $1,897,000 | 1,238 |
| Net interest income | $4,312,000 | 1,664 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $325,000 | 2,399 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $53,000 | 2,633 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $272,000 | 2,103 |
| Total noninterest expense | $3,012,000 | 1,828 |
| Salaries and employee benefits | $1,830,000 | 1,732 |
| Premises and equipment expense | $339,000 | 1,685 |
| Additional noninterest expense | $272,000 | 2,103 |
| Pre-tax net operating income | $1,625,000 | 1,696 |
| Securities gains (losses) | $119,000 | 146 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $1,744,000 | 1,430 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,744,000 | 1,430 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,744,000 | 1,430 |
| Net charge-offs | $-1,000 | 3,238 |
| Cash dividends | $585,000 | 1,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,625,000 | 1,532 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $18,760,000 | 1,663 |
| Total interest expense | $2,742,000 | 1,261 |
| Net interest income | $16,018,000 | 1,700 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $1,474,000 | 2,365 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $217,000 | 2,645 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,257,000 | 2,088 |
| Total noninterest expense | $11,704,000 | 1,810 |
| Salaries and employee benefits | $6,821,000 | 1,781 |
| Premises and equipment expense | $1,425,000 | 1,584 |
| Additional noninterest expense | $1,257,000 | 2,088 |
| Pre-tax net operating income | $5,788,000 | 1,865 |
| Securities gains (losses) | $-212,000 | 4,124 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $5,576,000 | 1,693 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,576,000 | 1,691 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $5,576,000 | 1,692 |
| Net charge-offs | $-39,000 | 4,010 |
| Cash dividends | $3,045,000 | 1,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $5,788,000 | 1,691 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $13,297,000 | 1,679 |
| Total interest expense | $1,551,000 | 1,282 |
| Net interest income | $11,746,000 | 1,715 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $1,061,000 | 2,423 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $159,000 | 2,700 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $902,000 | 2,170 |
| Total noninterest expense | $8,768,000 | 1,803 |
| Salaries and employee benefits | $5,096,000 | 1,783 |
| Premises and equipment expense | $1,047,000 | 1,619 |
| Additional noninterest expense | $902,000 | 2,170 |
| Pre-tax net operating income | $4,039,000 | 1,927 |
| Securities gains (losses) | $-212,000 | 4,367 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $3,827,000 | 1,786 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,827,000 | 1,786 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,827,000 | 1,785 |
| Net charge-offs | $36,000 | 1,353 |
| Cash dividends | $2,155,000 | 1,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $4,039,000 | 1,745 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $8,437,000 | 1,696 |
| Total interest expense | $885,000 | 1,260 |
| Net interest income | $7,552,000 | 1,731 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $642,000 | 2,535 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $98,000 | 2,797 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $544,000 | 2,304 |
| Total noninterest expense | $5,848,000 | 1,792 |
| Salaries and employee benefits | $3,400,000 | 1,782 |
| Premises and equipment expense | $686,000 | 1,655 |
| Additional noninterest expense | $1,762,000 | 1,766 |
| Pre-tax net operating income | $2,346,000 | 2,007 |
| Securities gains (losses) | $-212,000 | 4,473 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $2,134,000 | 1,920 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,134,000 | 1,920 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,134,000 | 1,920 |
| Net charge-offs | $24,000 | 1,258 |
| Cash dividends | $1,420,000 | 1,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,346,000 | 1,834 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $4,045,000 | 1,712 |
| Total interest expense | $446,000 | 1,212 |
| Net interest income | $3,599,000 | 1,753 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $340,000 | 2,452 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $46,000 | 2,846 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $294,000 | 2,208 |
| Total noninterest expense | $3,049,000 | 1,730 |
| Salaries and employee benefits | $1,712,000 | 1,762 |
| Premises and equipment expense | $339,000 | 1,688 |
| Additional noninterest expense | $998,000 | 1,573 |
| Pre-tax net operating income | $890,000 | 2,258 |
| Securities gains (losses) | $-9,000 | 4,248 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $881,000 | 2,078 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $881,000 | 2,077 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $881,000 | 2,078 |
| Net charge-offs | $26,000 | 881 |
| Cash dividends | $700,000 | 971 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $890,000 | 2,083 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $18,348,000 | 1,584 |
| Total interest expense | $2,196,000 | 1,235 |
| Net interest income | $16,152,000 | 1,629 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $1,291,000 | 2,708 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $181,000 | 2,818 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,110,000 | 2,525 |
| Total noninterest expense | $10,551,000 | 1,914 |
| Salaries and employee benefits | $6,338,000 | 1,853 |
| Premises and equipment expense | $1,301,000 | 1,707 |
| Additional noninterest expense | $2,912,000 | 2,025 |
| Pre-tax net operating income | $6,892,000 | 1,656 |
| Securities gains (losses) | $-19,000 | 4,429 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $6,873,000 | 1,520 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $6,873,000 | 1,519 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $6,873,000 | 1,520 |
| Net charge-offs | $280,000 | 867 |
| Cash dividends | $2,450,000 | 1,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $6,892,000 | 1,484 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $14,253,000 | 1,569 |
| Total interest expense | $1,729,000 | 1,237 |
| Net interest income | $12,524,000 | 1,611 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $900,000 | 2,823 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $136,000 | 2,825 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $764,000 | 2,640 |
| Total noninterest expense | $7,782,000 | 1,930 |
| Salaries and employee benefits | $4,753,000 | 1,856 |
| Premises and equipment expense | $952,000 | 1,775 |
| Additional noninterest expense | $2,077,000 | 2,106 |
| Pre-tax net operating income | $5,642,000 | 1,619 |
| Securities gains (losses) | $-19,000 | 4,623 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $5,623,000 | 1,485 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $5,623,000 | 1,485 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $5,623,000 | 1,485 |
| Net charge-offs | $297,000 | 649 |
| Cash dividends | $1,750,000 | 1,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $5,642,000 | 1,447 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $8,925,000 | 1,647 |
| Total interest expense | $1,272,000 | 1,178 |
| Net interest income | $7,653,000 | 1,711 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $578,000 | 2,847 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $86,000 | 2,850 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $492,000 | 2,657 |
| Total noninterest expense | $5,100,000 | 1,949 |
| Salaries and employee benefits | $3,136,000 | 1,863 |
| Premises and equipment expense | $627,000 | 1,790 |
| Additional noninterest expense | $1,337,000 | 2,128 |
| Pre-tax net operating income | $3,131,000 | 1,828 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $3,131,000 | 1,664 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,131,000 | 1,664 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $3,131,000 | 1,664 |
| Net charge-offs | $280,000 | 529 |
| Cash dividends | $1,400,000 | 1,107 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $3,131,000 | 1,633 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $4,636,000 | 1,599 |
| Total interest expense | $671,000 | 1,179 |
| Net interest income | $3,965,000 | 1,654 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $277,000 | 2,878 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $46,000 | 2,751 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $231,000 | 2,701 |
| Total noninterest expense | $2,469,000 | 1,980 |
| Salaries and employee benefits | $1,559,000 | 1,858 |
| Premises and equipment expense | $319,000 | 1,761 |
| Additional noninterest expense | $591,000 | 2,286 |
| Pre-tax net operating income | $1,773,000 | 1,666 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $1,773,000 | 1,523 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,773,000 | 1,523 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,773,000 | 1,523 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $950,000 | 795 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,773,000 | 1,487 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $17,238,000 | 1,698 |
| Total interest expense | $3,954,000 | 1,173 |
| Net interest income | $13,284,000 | 1,822 |
| Provision for loan and lease losses | $0 | 4,319 |
| Total noninterest income | $1,254,000 | 2,634 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $205,000 | 2,750 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $1,049,000 | 2,435 |
| Total noninterest expense | $10,169,000 | 1,942 |
| Salaries and employee benefits | $6,178,000 | 1,865 |
| Premises and equipment expense | $1,222,000 | 1,783 |
| Additional noninterest expense | $2,769,000 | 2,054 |
| Pre-tax net operating income | $4,369,000 | 1,959 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $4,369,000 | 1,807 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,369,000 | 1,807 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,369,000 | 1,807 |
| Net charge-offs | $2,000 | 3,319 |
| Cash dividends | $2,720,000 | 1,221 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $4,369,000 | 1,760 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $12,915,000 | 1,706 |
| Total interest expense | $3,113,000 | 1,191 |
| Net interest income | $9,802,000 | 1,832 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $872,000 | 2,673 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $150,000 | 2,785 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $722,000 | 2,459 |
| Total noninterest expense | $7,643,000 | 1,912 |
| Salaries and employee benefits | $4,672,000 | 1,817 |
| Premises and equipment expense | $934,000 | 1,755 |
| Additional noninterest expense | $2,037,000 | 2,048 |
| Pre-tax net operating income | $3,031,000 | 2,027 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $3,031,000 | 1,888 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,031,000 | 1,887 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,031,000 | 1,888 |
| Net charge-offs | $4,000 | 2,970 |
| Cash dividends | $2,060,000 | 1,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $3,031,000 | 1,844 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $8,766,000 | 1,691 |
| Total interest expense | $2,175,000 | 1,226 |
| Net interest income | $6,591,000 | 1,826 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $522,000 | 2,764 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $99,000 | 2,837 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $423,000 | 2,549 |
| Total noninterest expense | $5,055,000 | 1,919 |
| Salaries and employee benefits | $3,124,000 | 1,817 |
| Premises and equipment expense | $636,000 | 1,716 |
| Additional noninterest expense | $1,295,000 | 2,115 |
| Pre-tax net operating income | $2,058,000 | 1,964 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $2,058,000 | 1,806 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,058,000 | 1,807 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,058,000 | 1,807 |
| Net charge-offs | $7,000 | 2,562 |
| Cash dividends | $1,410,000 | 1,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,058,000 | 1,757 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $4,410,000 | 1,678 |
| Total interest expense | $1,157,000 | 1,274 |
| Net interest income | $3,253,000 | 1,799 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $280,000 | 2,607 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $63,000 | 2,772 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $217,000 | 2,343 |
| Total noninterest expense | $2,538,000 | 1,923 |
| Salaries and employee benefits | $1,559,000 | 1,837 |
| Premises and equipment expense | $332,000 | 1,682 |
| Additional noninterest expense | $647,000 | 2,131 |
| Pre-tax net operating income | $995,000 | 1,831 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $995,000 | 1,671 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $995,000 | 1,672 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $995,000 | 1,672 |
| Net charge-offs | $8,000 | 1,948 |
| Cash dividends | $770,000 | 978 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $995,000 | 1,640 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $18,470,000 | 1,622 |
| Total interest expense | $4,825,000 | 1,278 |
| Net interest income | $13,645,000 | 1,743 |
| Provision for loan and lease losses | $790,000 | 1,086 |
| Total noninterest income | $2,430,000 | 1,778 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $243,000 | 2,918 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $2,187,000 | 1,461 |
| Total noninterest expense | $10,529,000 | 1,846 |
| Salaries and employee benefits | $6,236,000 | 1,789 |
| Premises and equipment expense | $1,213,000 | 1,784 |
| Additional noninterest expense | $3,080,000 | 1,890 |
| Pre-tax net operating income | $4,756,000 | 1,828 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $4,756,000 | 1,663 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,756,000 | 1,665 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,756,000 | 1,665 |
| Net charge-offs | $-197,000 | 4,992 |
| Cash dividends | $3,245,000 | 1,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $4,756,000 | 1,627 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $11,435,000 | 1,910 |
| Total interest expense | $3,179,000 | 1,423 |
| Net interest income | $8,256,000 | 2,096 |
| Provision for loan and lease losses | $675,000 | 924 |
| Total noninterest income | $1,755,000 | 1,813 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $136,000 | 3,318 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $1,619,000 | 1,465 |
| Total noninterest expense | $6,189,000 | 2,204 |
| Salaries and employee benefits | $3,776,000 | 2,100 |
| Premises and equipment expense | $721,000 | 2,101 |
| Additional noninterest expense | $1,692,000 | 2,370 |
| Pre-tax net operating income | $3,147,000 | 2,045 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $3,147,000 | 1,870 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,147,000 | 1,869 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,147,000 | 1,871 |
| Net charge-offs | $-142,000 | 5,029 |
| Cash dividends | $2,220,000 | 1,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $3,147,000 | 1,835 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $7,741,000 | 1,896 |
| Total interest expense | $2,108,000 | 1,406 |
| Net interest income | $5,633,000 | 2,051 |
| Provision for loan and lease losses | $450,000 | 914 |
| Total noninterest income | $1,508,000 | 1,533 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $97,000 | 3,236 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $1,411,000 | 1,212 |
| Total noninterest expense | $4,245,000 | 2,173 |
| Salaries and employee benefits | $2,589,000 | 2,065 |
| Premises and equipment expense | $504,000 | 2,054 |
| Additional noninterest expense | $1,152,000 | 2,350 |
| Pre-tax net operating income | $2,446,000 | 1,821 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $2,446,000 | 1,635 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,446,000 | 1,636 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,446,000 | 1,636 |
| Net charge-offs | $-143,000 | 5,115 |
| Cash dividends | $1,370,000 | 1,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,446,000 | 1,604 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,912,000 | 1,889 |
| Total interest expense | $1,036,000 | 1,398 |
| Net interest income | $2,876,000 | 2,026 |
| Provision for loan and lease losses | $225,000 | 848 |
| Total noninterest income | $219,000 | 2,937 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $53,000 | 3,139 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $166,000 | 2,640 |
| Total noninterest expense | $2,091,000 | 2,201 |
| Salaries and employee benefits | $1,299,000 | 2,076 |
| Premises and equipment expense | $253,000 | 2,065 |
| Additional noninterest expense | $539,000 | 2,460 |
| Pre-tax net operating income | $779,000 | 2,406 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $779,000 | 2,229 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $779,000 | 2,228 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $779,000 | 2,228 |
| Net charge-offs | $13,000 | 1,875 |
| Cash dividends | $645,000 | 1,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $779,000 | 2,210 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $15,217,000 | 1,836 |
| Total interest expense | $3,130,000 | 1,384 |
| Net interest income | $12,087,000 | 1,935 |
| Provision for loan and lease losses | $750,000 | 1,096 |
| Total noninterest income | $1,178,000 | 2,637 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $241,000 | 3,073 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $937,000 | 2,316 |
| Total noninterest expense | $8,031,000 | 2,240 |
| Salaries and employee benefits | $4,893,000 | 2,135 |
| Premises and equipment expense | $1,028,000 | 2,010 |
| Additional noninterest expense | $2,110,000 | 2,507 |
| Pre-tax net operating income | $4,484,000 | 1,943 |
| Securities gains (losses) | $-62,000 | 4,892 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $4,422,000 | 1,748 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,422,000 | 1,747 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,422,000 | 1,747 |
| Net charge-offs | $379,000 | 1,148 |
| Cash dividends | $3,040,000 | 1,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $4,484,000 | 1,723 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $11,274,000 | 1,846 |
| Total interest expense | $2,182,000 | 1,400 |
| Net interest income | $9,092,000 | 1,939 |
| Provision for loan and lease losses | $525,000 | 1,098 |
| Total noninterest income | $807,000 | 2,779 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $182,000 | 3,081 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $625,000 | 2,475 |
| Total noninterest expense | $5,981,000 | 2,247 |
| Salaries and employee benefits | $3,661,000 | 2,126 |
| Premises and equipment expense | $604,000 | 2,371 |
| Additional noninterest expense | $1,716,000 | 2,364 |
| Pre-tax net operating income | $3,393,000 | 1,949 |
| Securities gains (losses) | $-62,000 | 5,164 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $3,331,000 | 1,762 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,331,000 | 1,761 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,331,000 | 1,761 |
| Net charge-offs | $243,000 | 1,118 |
| Cash dividends | $2,330,000 | 946 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,393,000 | 1,713 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $7,387,000 | 1,859 |
| Total interest expense | $1,410,000 | 1,356 |
| Net interest income | $5,977,000 | 1,963 |
| Provision for loan and lease losses | $300,000 | 1,165 |
| Total noninterest income | $529,000 | 2,812 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $119,000 | 3,098 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $410,000 | 2,491 |
| Total noninterest expense | $4,013,000 | 2,255 |
| Salaries and employee benefits | $2,433,000 | 2,147 |
| Premises and equipment expense | $394,000 | 2,434 |
| Additional noninterest expense | $1,186,000 | 2,312 |
| Pre-tax net operating income | $2,193,000 | 1,960 |
| Securities gains (losses) | $-62,000 | 5,288 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $2,131,000 | 1,787 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,131,000 | 1,786 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,131,000 | 1,786 |
| Net charge-offs | $-50,000 | 5,019 |
| Cash dividends | $1,510,000 | 944 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,193,000 | 1,742 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,625,000 | 1,873 |
| Total interest expense | $681,000 | 1,339 |
| Net interest income | $2,944,000 | 1,976 |
| Provision for loan and lease losses | $150,000 | 1,106 |
| Total noninterest income | $340,000 | 2,450 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $59,000 | 3,140 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $281,000 | 2,098 |
| Total noninterest expense | $2,070,000 | 2,218 |
| Salaries and employee benefits | $1,257,000 | 2,121 |
| Premises and equipment expense | $202,000 | 2,433 |
| Additional noninterest expense | $611,000 | 2,246 |
| Pre-tax net operating income | $1,064,000 | 1,952 |
| Securities gains (losses) | $-62,000 | 5,428 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $1,002,000 | 1,845 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,002,000 | 1,844 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,002,000 | 1,845 |
| Net charge-offs | $-45,000 | 5,205 |
| Cash dividends | $725,000 | 924 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,064,000 | 1,734 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $14,404,000 | 1,838 |
| Total interest expense | $2,265,000 | 1,392 |
| Net interest income | $12,139,000 | 1,885 |
| Provision for loan and lease losses | $600,000 | 1,276 |
| Total noninterest income | $1,009,000 | 2,927 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $273,000 | 3,001 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $736,000 | 2,667 |
| Total noninterest expense | $7,944,000 | 2,281 |
| Salaries and employee benefits | $4,725,000 | 2,175 |
| Premises and equipment expense | $748,000 | 2,554 |
| Additional noninterest expense | $2,471,000 | 2,280 |
| Pre-tax net operating income | $4,604,000 | 1,832 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $4,604,000 | 1,436 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,604,000 | 1,435 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,604,000 | 1,436 |
| Net charge-offs | $895,000 | 752 |
| Cash dividends | $3,860,000 | 842 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $4,604,000 | 1,418 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $10,632,000 | 1,862 |
| Total interest expense | $1,656,000 | 1,406 |
| Net interest income | $8,976,000 | 1,917 |
| Provision for loan and lease losses | $450,000 | 1,230 |
| Total noninterest income | $667,000 | 3,143 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $207,000 | 3,014 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $460,000 | 2,919 |
| Total noninterest expense | $5,986,000 | 2,278 |
| Salaries and employee benefits | $3,523,000 | 2,192 |
| Premises and equipment expense | $568,000 | 2,556 |
| Additional noninterest expense | $1,895,000 | 2,241 |
| Pre-tax net operating income | $3,207,000 | 1,958 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $3,207,000 | 1,640 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,207,000 | 1,641 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,207,000 | 1,641 |
| Net charge-offs | $887,000 | 534 |
| Cash dividends | $3,400,000 | 695 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,207,000 | 1,619 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $7,006,000 | 1,864 |
| Total interest expense | $1,066,000 | 1,411 |
| Net interest income | $5,940,000 | 1,929 |
| Provision for loan and lease losses | $300,000 | 1,177 |
| Total noninterest income | $415,000 | 3,267 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $136,000 | 3,032 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $279,000 | 3,036 |
| Total noninterest expense | $4,100,000 | 2,245 |
| Salaries and employee benefits | $2,363,000 | 2,190 |
| Premises and equipment expense | $384,000 | 2,545 |
| Additional noninterest expense | $1,353,000 | 2,096 |
| Pre-tax net operating income | $1,955,000 | 2,060 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $1,955,000 | 1,733 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,955,000 | 1,733 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,955,000 | 1,733 |
| Net charge-offs | $660,000 | 461 |
| Cash dividends | $2,075,000 | 737 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,955,000 | 1,714 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,420,000 | 1,900 |
| Total interest expense | $527,000 | 1,409 |
| Net interest income | $2,893,000 | 1,956 |
| Provision for loan and lease losses | $150,000 | 1,115 |
| Total noninterest income | $197,000 | 3,326 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $66,000 | 3,076 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $131,000 | 3,109 |
| Total noninterest expense | $2,145,000 | 2,190 |
| Salaries and employee benefits | $1,198,000 | 2,204 |
| Premises and equipment expense | $200,000 | 2,509 |
| Additional noninterest expense | $747,000 | 1,942 |
| Pre-tax net operating income | $795,000 | 2,295 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $795,000 | 1,992 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $795,000 | 1,993 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $795,000 | 1,993 |
| Net charge-offs | $522,000 | 325 |
| Cash dividends | $920,000 | 790 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $795,000 | 1,963 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $14,021,000 | 1,810 |
| Total interest expense | $2,201,000 | 1,304 |
| Net interest income | $11,820,000 | 1,885 |
| Provision for loan and lease losses | $600,000 | 1,295 |
| Total noninterest income | $1,118,000 | 2,856 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $318,000 | 2,858 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $800,000 | 2,664 |
| Total noninterest expense | $7,789,000 | 2,346 |
| Salaries and employee benefits | $4,638,000 | 2,214 |
| Premises and equipment expense | $801,000 | 2,497 |
| Additional noninterest expense | $2,350,000 | 2,430 |
| Pre-tax net operating income | $4,549,000 | 1,744 |
| Securities gains (losses) | $6,000 | 2,819 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $4,555,000 | 1,494 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,555,000 | 1,493 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,555,000 | 1,493 |
| Net charge-offs | $-29,000 | 5,210 |
| Cash dividends | $3,825,000 | 859 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $4,549,000 | 1,464 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $10,517,000 | 1,806 |
| Total interest expense | $1,646,000 | 1,302 |
| Net interest income | $8,871,000 | 1,888 |
| Provision for loan and lease losses | $450,000 | 1,227 |
| Total noninterest income | $729,000 | 3,085 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $240,000 | 2,854 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $489,000 | 2,922 |
| Total noninterest expense | $5,837,000 | 2,348 |
| Salaries and employee benefits | $3,459,000 | 2,221 |
| Premises and equipment expense | $585,000 | 2,552 |
| Additional noninterest expense | $1,793,000 | 2,397 |
| Pre-tax net operating income | $3,313,000 | 1,821 |
| Securities gains (losses) | $6,000 | 2,746 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $3,319,000 | 1,545 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,319,000 | 1,544 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,319,000 | 1,545 |
| Net charge-offs | $-25,000 | 5,146 |
| Cash dividends | $2,790,000 | 816 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $3,313,000 | 1,516 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,933,000 | 1,837 |
| Total interest expense | $1,086,000 | 1,317 |
| Net interest income | $5,847,000 | 1,912 |
| Provision for loan and lease losses | $300,000 | 1,234 |
| Total noninterest income | $436,000 | 3,265 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $153,000 | 2,920 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $283,000 | 3,100 |
| Total noninterest expense | $3,889,000 | 2,355 |
| Salaries and employee benefits | $2,304,000 | 2,234 |
| Premises and equipment expense | $392,000 | 2,547 |
| Additional noninterest expense | $1,193,000 | 2,412 |
| Pre-tax net operating income | $2,094,000 | 1,865 |
| Securities gains (losses) | $6,000 | 2,403 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $2,100,000 | 1,582 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,100,000 | 1,583 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,100,000 | 1,583 |
| Net charge-offs | $-26,000 | 5,296 |
| Cash dividends | $1,780,000 | 849 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,094,000 | 1,547 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,494,000 | 1,823 |
| Total interest expense | $542,000 | 1,309 |
| Net interest income | $2,952,000 | 1,897 |
| Provision for loan and lease losses | $150,000 | 1,146 |
| Total noninterest income | $242,000 | 3,072 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $71,000 | 3,039 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $171,000 | 2,826 |
| Total noninterest expense | $1,988,000 | 2,313 |
| Salaries and employee benefits | $1,153,000 | 2,242 |
| Premises and equipment expense | $202,000 | 2,526 |
| Additional noninterest expense | $633,000 | 2,284 |
| Pre-tax net operating income | $1,056,000 | 1,846 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $1,056,000 | 1,550 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,056,000 | 1,550 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,056,000 | 1,551 |
| Net charge-offs | $19,000 | 2,012 |
| Cash dividends | $1,025,000 | 712 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,056,000 | 1,510 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $14,477,000 | 1,708 |
| Total interest expense | $2,175,000 | 1,277 |
| Net interest income | $12,302,000 | 1,786 |
| Provision for loan and lease losses | $600,000 | 1,174 |
| Total noninterest income | $1,089,000 | 2,921 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $330,000 | 2,851 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $759,000 | 2,715 |
| Total noninterest expense | $8,068,000 | 2,281 |
| Salaries and employee benefits | $4,672,000 | 2,177 |
| Premises and equipment expense | $780,000 | 2,604 |
| Additional noninterest expense | $2,616,000 | 2,244 |
| Pre-tax net operating income | $4,723,000 | 1,643 |
| Securities gains (losses) | $43,000 | 1,751 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $4,766,000 | 1,399 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,766,000 | 1,399 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,766,000 | 1,399 |
| Net charge-offs | $53,000 | 3,199 |
| Cash dividends | $3,820,000 | 819 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $4,723,000 | 1,385 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $10,891,000 | 1,715 |
| Total interest expense | $1,636,000 | 1,282 |
| Net interest income | $9,255,000 | 1,794 |
| Provision for loan and lease losses | $450,000 | 1,115 |
| Total noninterest income | $775,000 | 3,024 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $250,000 | 2,849 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $525,000 | 2,851 |
| Total noninterest expense | $5,995,000 | 2,295 |
| Salaries and employee benefits | $3,559,000 | 2,159 |
| Premises and equipment expense | $584,000 | 2,642 |
| Additional noninterest expense | $1,852,000 | 2,358 |
| Pre-tax net operating income | $3,585,000 | 1,652 |
| Securities gains (losses) | $43,000 | 1,570 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $3,628,000 | 1,402 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,628,000 | 1,403 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,628,000 | 1,403 |
| Net charge-offs | $-10,000 | 5,156 |
| Cash dividends | $2,925,000 | 741 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $3,585,000 | 1,387 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $7,302,000 | 1,707 |
| Total interest expense | $1,090,000 | 1,288 |
| Net interest income | $6,212,000 | 1,782 |
| Provision for loan and lease losses | $300,000 | 1,096 |
| Total noninterest income | $427,000 | 3,359 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $162,000 | 2,884 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $265,000 | 3,222 |
| Total noninterest expense | $4,033,000 | 2,283 |
| Salaries and employee benefits | $2,406,000 | 2,144 |
| Premises and equipment expense | $395,000 | 2,625 |
| Additional noninterest expense | $1,232,000 | 2,377 |
| Pre-tax net operating income | $2,306,000 | 1,688 |
| Securities gains (losses) | $40,000 | 1,361 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $2,346,000 | 1,419 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,346,000 | 1,419 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,346,000 | 1,420 |
| Net charge-offs | $-19,000 | 5,456 |
| Cash dividends | $1,855,000 | 763 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,306,000 | 1,401 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,574,000 | 1,743 |
| Total interest expense | $545,000 | 1,291 |
| Net interest income | $3,029,000 | 1,818 |
| Provision for loan and lease losses | $150,000 | 1,060 |
| Total noninterest income | $221,000 | 3,253 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $78,000 | 2,920 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $143,000 | 3,095 |
| Total noninterest expense | $1,973,000 | 2,338 |
| Salaries and employee benefits | $1,224,000 | 2,121 |
| Premises and equipment expense | $176,000 | 2,888 |
| Additional noninterest expense | $573,000 | 2,512 |
| Pre-tax net operating income | $1,127,000 | 1,674 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $1,127,000 | 1,436 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,127,000 | 1,438 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,127,000 | 1,438 |
| Net charge-offs | $-17,000 | 5,627 |
| Cash dividends | $860,000 | 760 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,127,000 | 1,397 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $14,295,000 | 1,757 |
| Total interest expense | $2,217,000 | 1,314 |
| Net interest income | $12,078,000 | 1,816 |
| Provision for loan and lease losses | $600,000 | 1,269 |
| Total noninterest income | $1,092,000 | 2,979 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $373,000 | 2,799 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $719,000 | 2,773 |
| Total noninterest expense | $7,753,000 | 2,374 |
| Salaries and employee benefits | $4,589,000 | 2,209 |
| Premises and equipment expense | $742,000 | 2,799 |
| Additional noninterest expense | $2,422,000 | 2,469 |
| Pre-tax net operating income | $4,817,000 | 1,578 |
| Securities gains (losses) | $-28,000 | 6,172 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $4,789,000 | 1,361 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,789,000 | 1,360 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,789,000 | 1,360 |
| Net charge-offs | $726,000 | 1,133 |
| Cash dividends | $4,145,000 | 707 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,817,000 | 1,316 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $10,654,000 | 1,783 |
| Total interest expense | $1,665,000 | 1,320 |
| Net interest income | $8,989,000 | 1,837 |
| Provision for loan and lease losses | $450,000 | 1,237 |
| Total noninterest income | $776,000 | 3,080 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $285,000 | 2,807 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $491,000 | 2,932 |
| Total noninterest expense | $5,788,000 | 2,393 |
| Salaries and employee benefits | $3,437,000 | 2,223 |
| Premises and equipment expense | $520,000 | 2,963 |
| Additional noninterest expense | $1,831,000 | 2,466 |
| Pre-tax net operating income | $3,527,000 | 1,612 |
| Securities gains (losses) | $-31,000 | 6,302 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $3,496,000 | 1,386 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,496,000 | 1,384 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,496,000 | 1,386 |
| Net charge-offs | $683,000 | 907 |
| Cash dividends | $3,135,000 | 650 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,527,000 | 1,339 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,105,000 | 1,769 |
| Total interest expense | $1,104,000 | 1,340 |
| Net interest income | $6,001,000 | 1,829 |
| Provision for loan and lease losses | $300,000 | 1,222 |
| Total noninterest income | $449,000 | 3,297 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $187,000 | 2,826 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $262,000 | 3,223 |
| Total noninterest expense | $3,806,000 | 2,426 |
| Salaries and employee benefits | $2,306,000 | 2,206 |
| Premises and equipment expense | $336,000 | 3,052 |
| Additional noninterest expense | $1,164,000 | 2,559 |
| Pre-tax net operating income | $2,344,000 | 1,587 |
| Securities gains (losses) | $-33,000 | 6,436 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $2,311,000 | 1,356 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,311,000 | 1,357 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,311,000 | 1,358 |
| Net charge-offs | $427,000 | 984 |
| Cash dividends | $2,310,000 | 579 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,344,000 | 1,310 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,488,000 | 1,786 |
| Total interest expense | $550,000 | 1,378 |
| Net interest income | $2,938,000 | 1,852 |
| Provision for loan and lease losses | $150,000 | 1,189 |
| Total noninterest income | $236,000 | 3,157 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $92,000 | 2,836 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $144,000 | 3,033 |
| Total noninterest expense | $1,926,000 | 2,419 |
| Salaries and employee benefits | $1,172,000 | 2,199 |
| Premises and equipment expense | $164,000 | 3,153 |
| Additional noninterest expense | $590,000 | 2,518 |
| Pre-tax net operating income | $1,098,000 | 1,629 |
| Securities gains (losses) | $-74,000 | 6,626 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $1,024,000 | 1,458 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,024,000 | 1,461 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,024,000 | 1,461 |
| Net charge-offs | $403,000 | 581 |
| Cash dividends | $1,440,000 | 454 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,098,000 | 1,357 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $14,099,000 | 1,774 |
| Total interest expense | $2,271,000 | 1,499 |
| Net interest income | $11,828,000 | 1,817 |
| Provision for loan and lease losses | $600,000 | 1,620 |
| Total noninterest income | $1,092,000 | 3,045 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $443,000 | 2,612 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $649,000 | 2,982 |
| Total noninterest expense | $7,309,000 | 2,527 |
| Salaries and employee benefits | $4,505,000 | 2,253 |
| Premises and equipment expense | $732,000 | 2,872 |
| Additional noninterest expense | $2,072,000 | 2,887 |
| Pre-tax net operating income | $5,011,000 | 1,425 |
| Securities gains (losses) | $35,000 | 2,035 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $5,046,000 | 1,214 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,046,000 | 1,216 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $5,046,000 | 1,217 |
| Net charge-offs | $37,000 | 4,551 |
| Cash dividends | $3,199,000 | 831 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $5,011,000 | 1,198 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $10,499,000 | 1,791 |
| Total interest expense | $1,706,000 | 1,542 |
| Net interest income | $8,793,000 | 1,829 |
| Provision for loan and lease losses | $450,000 | 1,622 |
| Total noninterest income | $769,000 | 3,214 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $323,000 | 2,690 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $446,000 | 3,195 |
| Total noninterest expense | $5,363,000 | 2,592 |
| Salaries and employee benefits | $3,381,000 | 2,258 |
| Premises and equipment expense | $552,000 | 2,900 |
| Additional noninterest expense | $1,430,000 | 3,083 |
| Pre-tax net operating income | $3,749,000 | 1,465 |
| Securities gains (losses) | $43,000 | 1,775 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $3,792,000 | 1,222 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,792,000 | 1,222 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,792,000 | 1,224 |
| Net charge-offs | $5,000 | 4,904 |
| Cash dividends | $2,354,000 | 770 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,749,000 | 1,208 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,928,000 | 1,805 |
| Total interest expense | $1,146,000 | 1,557 |
| Net interest income | $5,782,000 | 1,846 |
| Provision for loan and lease losses | $300,000 | 1,629 |
| Total noninterest income | $431,000 | 3,578 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $200,000 | 2,788 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $231,000 | 3,566 |
| Total noninterest expense | $3,545,000 | 2,608 |
| Salaries and employee benefits | $2,264,000 | 2,250 |
| Premises and equipment expense | $348,000 | 3,008 |
| Additional noninterest expense | $933,000 | 3,124 |
| Pre-tax net operating income | $2,368,000 | 1,502 |
| Securities gains (losses) | $43,000 | 1,619 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $2,411,000 | 1,257 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,411,000 | 1,259 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,411,000 | 1,260 |
| Net charge-offs | $1,000 | 4,803 |
| Cash dividends | $1,524,000 | 777 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $2,368,000 | 1,227 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,464,000 | 1,824 |
| Total interest expense | $586,000 | 1,580 |
| Net interest income | $2,878,000 | 1,856 |
| Provision for loan and lease losses | $150,000 | 1,610 |
| Total noninterest income | $220,000 | 3,499 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $99,000 | 2,798 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $121,000 | 3,485 |
| Total noninterest expense | $1,817,000 | 2,578 |
| Salaries and employee benefits | $1,162,000 | 2,220 |
| Premises and equipment expense | $174,000 | 3,031 |
| Additional noninterest expense | $481,000 | 3,083 |
| Pre-tax net operating income | $1,131,000 | 1,546 |
| Securities gains (losses) | $43,000 | 987 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $1,174,000 | 1,275 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,174,000 | 1,277 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,174,000 | 1,277 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $769,000 | 675 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,131,000 | 1,263 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $13,833,000 | 1,911 |
| Total interest expense | $2,439,000 | 1,793 |
| Net interest income | $11,394,000 | 1,925 |
| Provision for loan and lease losses | $600,000 | 2,443 |
| Total noninterest income | $1,080,000 | 3,123 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $426,000 | 2,797 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $654,000 | 2,987 |
| Total noninterest expense | $7,173,000 | 2,607 |
| Salaries and employee benefits | $4,366,000 | 2,266 |
| Premises and equipment expense | $761,000 | 2,846 |
| Additional noninterest expense | $2,046,000 | 3,050 |
| Pre-tax net operating income | $4,701,000 | 1,448 |
| Securities gains (losses) | $379,000 | 1,160 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $5,080,000 | 1,165 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,080,000 | 1,166 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $5,080,000 | 1,166 |
| Net charge-offs | $93,000 | 4,480 |
| Cash dividends | $2,967,000 | 894 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $4,701,000 | 1,193 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $10,305,000 | 1,950 |
| Total interest expense | $1,840,000 | 1,848 |
| Net interest income | $8,465,000 | 1,963 |
| Provision for loan and lease losses | $450,000 | 2,400 |
| Total noninterest income | $707,000 | 3,397 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $310,000 | 2,894 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $397,000 | 3,277 |
| Total noninterest expense | $5,529,000 | 2,549 |
| Salaries and employee benefits | $3,239,000 | 2,292 |
| Premises and equipment expense | $553,000 | 2,953 |
| Additional noninterest expense | $1,737,000 | 2,755 |
| Pre-tax net operating income | $3,193,000 | 1,614 |
| Securities gains (losses) | $355,000 | 973 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $3,548,000 | 1,273 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,548,000 | 1,275 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,548,000 | 1,274 |
| Net charge-offs | $106,000 | 3,910 |
| Cash dividends | $2,285,000 | 697 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $3,193,000 | 1,328 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,761,000 | 1,991 |
| Total interest expense | $1,237,000 | 1,903 |
| Net interest income | $5,524,000 | 2,001 |
| Provision for loan and lease losses | $300,000 | 2,388 |
| Total noninterest income | $410,000 | 3,617 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $199,000 | 2,957 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $211,000 | 3,596 |
| Total noninterest expense | $3,679,000 | 2,562 |
| Salaries and employee benefits | $2,146,000 | 2,307 |
| Premises and equipment expense | $359,000 | 2,999 |
| Additional noninterest expense | $1,174,000 | 2,738 |
| Pre-tax net operating income | $1,955,000 | 1,713 |
| Securities gains (losses) | $355,000 | 750 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $2,310,000 | 1,287 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,310,000 | 1,287 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,310,000 | 1,287 |
| Net charge-offs | $43,000 | 4,152 |
| Cash dividends | $1,305,000 | 784 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,955,000 | 1,431 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,344,000 | 2,014 |
| Total interest expense | $636,000 | 1,930 |
| Net interest income | $2,708,000 | 2,041 |
| Provision for loan and lease losses | $150,000 | 2,302 |
| Total noninterest income | $187,000 | 3,781 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $102,000 | 2,891 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $85,000 | 3,939 |
| Total noninterest expense | $1,880,000 | 2,507 |
| Salaries and employee benefits | $1,047,000 | 2,375 |
| Premises and equipment expense | $175,000 | 3,083 |
| Additional noninterest expense | $658,000 | 2,433 |
| Pre-tax net operating income | $865,000 | 1,901 |
| Securities gains (losses) | $94,000 | 944 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $959,000 | 1,524 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $959,000 | 1,525 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $959,000 | 1,525 |
| Net charge-offs | $16,000 | 3,803 |
| Cash dividends | $585,000 | 771 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $865,000 | 1,577 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $12,689,000 | 2,207 |
| Total interest expense | $2,870,000 | 2,040 |
| Net interest income | $9,819,000 | 2,228 |
| Provision for loan and lease losses | $1,005,000 | 2,398 |
| Total noninterest income | $1,024,000 | 3,077 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $442,000 | 2,835 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $582,000 | 2,900 |
| Total noninterest expense | $6,881,000 | 2,707 |
| Salaries and employee benefits | $3,901,000 | 2,454 |
| Premises and equipment expense | $786,000 | 2,961 |
| Additional noninterest expense | $2,194,000 | 2,869 |
| Pre-tax net operating income | $2,957,000 | 1,859 |
| Securities gains (losses) | $87,000 | 2,170 |
| Applicable income taxes | $5,000 | 4,437 |
| Income before extraordinary items | $3,039,000 | 1,592 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,039,000 | 1,593 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,039,000 | 1,593 |
| Net charge-offs | $425,000 | 3,370 |
| Cash dividends | $2,455,000 | 807 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,952,000 | 1,558 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,251,000 | 2,287 |
| Total interest expense | $2,160,000 | 2,107 |
| Net interest income | $7,091,000 | 2,317 |
| Provision for loan and lease losses | $755,000 | 2,339 |
| Total noninterest income | $770,000 | 3,079 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $322,000 | 2,894 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $448,000 | 2,860 |
| Total noninterest expense | $5,043,000 | 2,755 |
| Salaries and employee benefits | $2,861,000 | 2,514 |
| Premises and equipment expense | $577,000 | 3,016 |
| Additional noninterest expense | $1,605,000 | 2,954 |
| Pre-tax net operating income | $2,063,000 | 2,036 |
| Securities gains (losses) | $69,000 | 2,085 |
| Applicable income taxes | $5,000 | 4,418 |
| Income before extraordinary items | $2,127,000 | 1,749 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,127,000 | 1,750 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,127,000 | 1,750 |
| Net charge-offs | $331,000 | 3,129 |
| Cash dividends | $1,555,000 | 809 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,058,000 | 1,718 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,946,000 | 2,383 |
| Total interest expense | $1,428,000 | 2,198 |
| Net interest income | $4,518,000 | 2,432 |
| Provision for loan and lease losses | $530,000 | 2,237 |
| Total noninterest income | $425,000 | 3,434 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $202,000 | 2,991 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $223,000 | 3,317 |
| Total noninterest expense | $3,271,000 | 2,860 |
| Salaries and employee benefits | $1,854,000 | 2,600 |
| Premises and equipment expense | $351,000 | 3,252 |
| Additional noninterest expense | $1,066,000 | 3,038 |
| Pre-tax net operating income | $1,142,000 | 2,319 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $3,000 | 4,420 |
| Income before extraordinary items | $1,139,000 | 2,032 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,139,000 | 2,032 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,139,000 | 2,032 |
| Net charge-offs | $223,000 | 2,998 |
| Cash dividends | $630,000 | 1,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,139,000 | 1,969 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,808,000 | 2,542 |
| Total interest expense | $706,000 | 2,295 |
| Net interest income | $2,102,000 | 2,615 |
| Provision for loan and lease losses | $375,000 | 1,701 |
| Total noninterest income | $195,000 | 3,639 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $88,000 | 3,243 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $107,000 | 3,447 |
| Total noninterest expense | $1,575,000 | 2,974 |
| Salaries and employee benefits | $890,000 | 2,729 |
| Premises and equipment expense | $166,000 | 3,447 |
| Additional noninterest expense | $519,000 | 3,081 |
| Pre-tax net operating income | $347,000 | 3,262 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $347,000 | 2,948 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $347,000 | 2,947 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $347,000 | 2,948 |
| Net charge-offs | $101,000 | 2,722 |
| Cash dividends | $275,000 | 1,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $347,000 | 2,893 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,038,000 | 2,721 |
| Total interest expense | $3,057,000 | 2,570 |
| Net interest income | $7,981,000 | 2,728 |
| Provision for loan and lease losses | $740,000 | 3,514 |
| Total noninterest income | $1,005,000 | 3,211 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $455,000 | 2,826 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $550,000 | 3,054 |
| Total noninterest expense | $5,871,000 | 3,168 |
| Salaries and employee benefits | $3,147,000 | 2,987 |
| Premises and equipment expense | $652,000 | 3,492 |
| Additional noninterest expense | $2,072,000 | 3,161 |
| Pre-tax net operating income | $2,375,000 | 1,958 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $5,000 | 4,343 |
| Income before extraordinary items | $2,370,000 | 1,738 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,370,000 | 1,739 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,370,000 | 1,740 |
| Net charge-offs | $345,000 | 4,135 |
| Cash dividends | $1,305,000 | 1,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,370,000 | 1,669 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,468,000 | 3,405 |
| Total interest expense | $1,786,000 | 3,231 |
| Net interest income | $4,682,000 | 3,423 |
| Provision for loan and lease losses | $225,000 | 4,711 |
| Total noninterest income | $513,000 | 4,017 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $208,000 | 3,864 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $305,000 | 3,533 |
| Total noninterest expense | $3,231,000 | 4,019 |
| Salaries and employee benefits | $1,818,000 | 3,709 |
| Premises and equipment expense | $360,000 | 4,357 |
| Additional noninterest expense | $1,053,000 | 4,164 |
| Pre-tax net operating income | $1,739,000 | 2,119 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $1,739,000 | 1,898 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,739,000 | 1,899 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,739,000 | 1,900 |
| Net charge-offs | $165,000 | 4,412 |
| Cash dividends | $925,000 | 1,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,739,000 | 1,800 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,258,000 | 3,482 |
| Total interest expense | $1,197,000 | 3,307 |
| Net interest income | $3,061,000 | 3,468 |
| Provision for loan and lease losses | $25,000 | 6,299 |
| Total noninterest income | $278,000 | 4,415 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $130,000 | 3,991 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $148,000 | 4,003 |
| Total noninterest expense | $2,109,000 | 4,091 |
| Salaries and employee benefits | $1,200,000 | 3,764 |
| Premises and equipment expense | $232,000 | 4,464 |
| Additional noninterest expense | $677,000 | 4,257 |
| Pre-tax net operating income | $1,205,000 | 2,055 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $1,205,000 | 1,798 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,205,000 | 1,797 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,205,000 | 1,798 |
| Net charge-offs | $132,000 | 3,957 |
| Cash dividends | $425,000 | 1,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,205,000 | 1,720 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,124,000 | 3,557 |
| Total interest expense | $619,000 | 3,352 |
| Net interest income | $1,505,000 | 3,547 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $138,000 | 4,465 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $56,000 | 4,261 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $82,000 | 3,862 |
| Total noninterest expense | $1,092,000 | 4,025 |
| Salaries and employee benefits | $596,000 | 3,839 |
| Premises and equipment expense | $116,000 | 4,561 |
| Additional noninterest expense | $380,000 | 3,931 |
| Pre-tax net operating income | $551,000 | 2,240 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $551,000 | 1,967 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $551,000 | 1,965 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $551,000 | 1,967 |
| Net charge-offs | $34,000 | 4,045 |
| Cash dividends | $200,000 | 1,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $551,000 | 1,894 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,684,000 | 3,606 |
| Total interest expense | $2,993,000 | 3,415 |
| Net interest income | $5,691,000 | 3,609 |
| Provision for loan and lease losses | $45,000 | 6,900 |
| Total noninterest income | $792,000 | 3,790 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $263,000 | 4,133 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $529,000 | 3,111 |
| Total noninterest expense | $4,096,000 | 4,268 |
| Salaries and employee benefits | $2,126,000 | 4,169 |
| Premises and equipment expense | $399,000 | 4,995 |
| Additional noninterest expense | $1,571,000 | 3,957 |
| Pre-tax net operating income | $2,342,000 | 1,671 |
| Securities gains (losses) | $-37,000 | 7,131 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $2,305,000 | 1,446 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,305,000 | 1,444 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,305,000 | 1,445 |
| Net charge-offs | $114,000 | 5,576 |
| Cash dividends | $1,400,000 | 1,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,342,000 | 1,400 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,511,000 | 3,650 |
| Total interest expense | $2,305,000 | 3,481 |
| Net interest income | $4,206,000 | 3,659 |
| Provision for loan and lease losses | $45,000 | 6,580 |
| Total noninterest income | $534,000 | 4,105 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $193,000 | 4,188 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $341,000 | 3,430 |
| Total noninterest expense | $3,054,000 | 4,307 |
| Salaries and employee benefits | $1,604,000 | 4,182 |
| Premises and equipment expense | $295,000 | 5,080 |
| Additional noninterest expense | $1,155,000 | 3,975 |
| Pre-tax net operating income | $1,641,000 | 1,893 |
| Securities gains (losses) | $-3,000 | 7,144 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,638,000 | 1,635 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,638,000 | 1,633 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,638,000 | 1,635 |
| Net charge-offs | $114,000 | 4,936 |
| Cash dividends | $700,000 | 1,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,641,000 | 1,591 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,341,000 | 3,686 |
| Total interest expense | $1,596,000 | 3,514 |
| Net interest income | $2,745,000 | 3,705 |
| Provision for loan and lease losses | $45,000 | 6,163 |
| Total noninterest income | $282,000 | 4,555 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $121,000 | 4,290 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $161,000 | 3,981 |
| Total noninterest expense | $2,018,000 | 4,365 |
| Salaries and employee benefits | $1,060,000 | 4,264 |
| Premises and equipment expense | $191,000 | 5,198 |
| Additional noninterest expense | $767,000 | 3,997 |
| Pre-tax net operating income | $964,000 | 2,183 |
| Securities gains (losses) | $-3,000 | 7,398 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $961,000 | 1,903 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $961,000 | 1,900 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $961,000 | 1,902 |
| Net charge-offs | $114,000 | 4,103 |
| Cash dividends | $520,000 | 1,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $964,000 | 1,844 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,080,000 | 3,824 |
| Total interest expense | $836,000 | 3,509 |
| Net interest income | $1,244,000 | 3,953 |
| Provision for loan and lease losses | $35,000 | 5,303 |
| Total noninterest income | $107,000 | 5,094 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $56,000 | 4,381 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $51,000 | 4,806 |
| Total noninterest expense | $1,017,000 | 4,266 |
| Salaries and employee benefits | $541,000 | 4,207 |
| Premises and equipment expense | $99,000 | 5,139 |
| Additional noninterest expense | $377,000 | 3,753 |
| Pre-tax net operating income | $299,000 | 3,343 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $299,000 | 3,146 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $299,000 | 3,146 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $299,000 | 3,146 |
| Net charge-offs | $115,000 | 2,719 |
| Cash dividends | $400,000 | 1,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $299,000 | 2,987 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,129,000 | 3,766 |
| Total interest expense | $4,158,000 | 3,420 |
| Net interest income | $4,971,000 | 3,960 |
| Provision for loan and lease losses | $996,000 | 2,715 |
| Total noninterest income | $935,000 | 3,554 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $295,000 | 4,039 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $640,000 | 2,793 |
| Total noninterest expense | $3,437,000 | 4,699 |
| Salaries and employee benefits | $2,058,000 | 4,354 |
| Premises and equipment expense | $398,000 | 5,095 |
| Additional noninterest expense | $981,000 | 4,881 |
| Pre-tax net operating income | $1,473,000 | 3,056 |
| Securities gains (losses) | $96,000 | 1,159 |
| Applicable income taxes | $11,000 | 4,508 |
| Income before extraordinary items | $1,558,000 | 2,448 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,558,000 | 2,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $548,000 | 2,674 |
| Cash dividends | $1,335,000 | 1,896 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,462,960 | 2,707 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,705,000 | 4,334 |
| Total interest expense | $2,535,000 | 4,042 |
| Net interest income | $3,170,000 | 4,447 |
| Provision for loan and lease losses | $215,000 | 4,095 |
| Total noninterest income | $483,000 | 4,402 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $206,000 | 4,191 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $277,000 | 3,818 |
| Total noninterest expense | $2,145,000 | 5,254 |
| Salaries and employee benefits | $1,299,000 | 4,931 |
| Premises and equipment expense | $258,000 | 5,494 |
| Additional noninterest expense | $588,000 | 5,476 |
| Pre-tax net operating income | $1,293,000 | 3,169 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,293,000 | 2,613 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,293,000 | 2,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $248,000 | 2,782 |
| Cash dividends | $820,000 | 2,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,293,000 | 2,739 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,931,000 | 4,302 |
| Total interest expense | $1,776,000 | 4,046 |
| Net interest income | $2,155,000 | 4,373 |
| Provision for loan and lease losses | $110,000 | 4,116 |
| Total noninterest income | $299,000 | 4,632 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $134,000 | 4,255 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $165,000 | 4,147 |
| Total noninterest expense | $1,406,000 | 5,335 |
| Salaries and employee benefits | $867,000 | 4,951 |
| Premises and equipment expense | $165,000 | 5,639 |
| Additional noninterest expense | $374,000 | 5,603 |
| Pre-tax net operating income | $938,000 | 3,079 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $938,000 | 2,712 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $938,000 | 2,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 2,192 |
| Cash dividends | $520,000 | 2,216 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $938,000 | 2,656 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,895,000 | 4,489 |
| Total interest expense | $940,000 | 4,064 |
| Net interest income | $955,000 | 4,773 |
| Provision for loan and lease losses | $61,000 | 3,456 |
| Total noninterest income | $158,000 | 4,498 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $71,000 | 4,126 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $87,000 | 4,033 |
| Total noninterest expense | $693,000 | 5,398 |
| Salaries and employee benefits | $437,000 | 4,965 |
| Premises and equipment expense | $81,000 | 5,704 |
| Additional noninterest expense | $175,000 | 5,750 |
| Pre-tax net operating income | $359,000 | 3,775 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $359,000 | 3,437 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $359,000 | 3,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $400,000 | 1,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $359,000 | 3,335 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,323,000 | 4,259 |
| Total interest expense | $3,848,000 | 4,104 |
| Net interest income | $4,475,000 | 4,305 |
| Provision for loan and lease losses | $30,000 | 6,068 |
| Total noninterest income | $764,000 | 4,100 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $303,000 | 4,061 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $461,000 | 3,465 |
| Total noninterest expense | $2,821,000 | 5,194 |
| Salaries and employee benefits | $1,697,000 | 4,938 |
| Premises and equipment expense | $335,000 | 5,516 |
| Additional noninterest expense | $789,000 | 5,394 |
| Pre-tax net operating income | $2,388,000 | 2,926 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $2,388,000 | 2,468 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,388,000 | 2,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,608 |
| Cash dividends | $2,050,000 | 1,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,388,000 | 2,463 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,330,000 | 4,240 |
| Total interest expense | $2,847,000 | 4,147 |
| Net interest income | $3,483,000 | 4,230 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $554,000 | 4,180 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $228,000 | 4,062 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $326,000 | 3,592 |
| Total noninterest expense | $2,095,000 | 5,207 |
| Salaries and employee benefits | $1,234,000 | 5,003 |
| Premises and equipment expense | $254,000 | 5,491 |
| Additional noninterest expense | $607,000 | 5,258 |
| Pre-tax net operating income | $1,942,000 | 2,905 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,942,000 | 2,435 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,942,000 | 2,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,861 |
| Cash dividends | $1,525,000 | 1,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,942,000 | 2,410 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,971,000 | 4,415 |
| Total interest expense | $1,853,000 | 4,215 |
| Net interest income | $2,118,000 | 4,527 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $311,000 | 4,579 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $148,000 | 4,113 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $163,000 | 4,172 |
| Total noninterest expense | $1,381,000 | 5,283 |
| Salaries and employee benefits | $806,000 | 5,119 |
| Premises and equipment expense | $167,000 | 5,553 |
| Additional noninterest expense | $408,000 | 5,235 |
| Pre-tax net operating income | $1,048,000 | 3,426 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,048,000 | 2,932 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,048,000 | 2,931 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,139 |
| Cash dividends | $675,000 | 2,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,048,000 | 2,918 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,935,000 | 4,484 |
| Total interest expense | $898,000 | 4,279 |
| Net interest income | $1,037,000 | 4,580 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $162,000 | 4,451 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $69,000 | 4,205 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $93,000 | 3,879 |
| Total noninterest expense | $687,000 | 5,315 |
| Salaries and employee benefits | $410,000 | 5,078 |
| Premises and equipment expense | $81,000 | 5,658 |
| Additional noninterest expense | $196,000 | 5,325 |
| Pre-tax net operating income | $512,000 | 3,475 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $512,000 | 2,981 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $512,000 | 2,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $675,000 | 1,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $512,000 | 2,963 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,141,000 | 4,509 |
| Total interest expense | $3,037,000 | 4,290 |
| Net interest income | $4,104,000 | 4,590 |
| Provision for loan and lease losses | $10,000 | 6,573 |
| Total noninterest income | $688,000 | 4,401 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $295,000 | 4,167 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $393,000 | 3,765 |
| Total noninterest expense | $2,796,000 | 5,127 |
| Salaries and employee benefits | $1,585,000 | 5,014 |
| Premises and equipment expense | $328,000 | 5,512 |
| Additional noninterest expense | $883,000 | 4,919 |
| Pre-tax net operating income | $1,986,000 | 3,665 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,986,000 | 3,117 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,986,000 | 3,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,344 |
| Cash dividends | $1,150,000 | 2,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,986,000 | 3,107 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,204,000 | 4,585 |
| Total interest expense | $2,150,000 | 4,348 |
| Net interest income | $3,054,000 | 4,641 |
| Provision for loan and lease losses | $10,000 | 6,330 |
| Total noninterest income | $501,000 | 4,472 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $218,000 | 4,231 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $283,000 | 3,840 |
| Total noninterest expense | $2,071,000 | 5,153 |
| Salaries and employee benefits | $1,187,000 | 5,005 |
| Premises and equipment expense | $252,000 | 5,455 |
| Additional noninterest expense | $632,000 | 5,042 |
| Pre-tax net operating income | $1,474,000 | 3,822 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,474,000 | 3,245 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,474,000 | 3,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 2,236 |
| Cash dividends | $900,000 | 2,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,474,000 | 3,240 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,449,000 | 6,901 |
| Total interest expense | $614,000 | 6,406 |
| Net interest income | $835,000 | 7,095 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $180,000 | 5,854 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $29,000 | 6,890 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $151,000 | 4,304 |
| Total noninterest expense | $591,000 | 7,450 |
| Salaries and employee benefits | $356,000 | 7,264 |
| Premises and equipment expense | $92,000 | 6,935 |
| Additional noninterest expense | $143,000 | 7,697 |
| Pre-tax net operating income | $424,000 | 5,769 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $424,000 | 5,255 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $424,000 | 5,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 1,251 |
| Cash dividends | $300,000 | 3,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $424,000 | 5,259 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $697,000 | 6,959 |
| Total interest expense | $285,000 | 6,492 |
| Net interest income | $412,000 | 7,144 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $99,000 | 5,618 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $15,000 | 6,832 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $84,000 | 4,044 |
| Total noninterest expense | $292,000 | 7,487 |
| Salaries and employee benefits | $180,000 | 7,256 |
| Premises and equipment expense | $35,000 | 7,427 |
| Additional noninterest expense | $77,000 | 7,578 |
| Pre-tax net operating income | $219,000 | 5,644 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $219,000 | 5,131 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $219,000 | 5,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $100,000 | 3,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $219,000 | 5,123 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,357,000 | 7,123 |
| Total interest expense | $774,000 | 6,856 |
| Net interest income | $1,583,000 | 7,181 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $395,000 | 5,742 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $81,000 | 6,572 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $314,000 | 4,239 |
| Total noninterest expense | $1,152,000 | 7,477 |
| Salaries and employee benefits | $636,000 | 7,495 |
| Premises and equipment expense | $103,000 | 7,828 |
| Additional noninterest expense | $413,000 | 7,023 |
| Pre-tax net operating income | $826,000 | 5,805 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $826,000 | 5,274 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $826,000 | 5,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-57,000 | 8,504 |
| Cash dividends | $410,000 | 3,945 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $826,000 | 5,246 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,698,000 | 7,210 |
| Total interest expense | $541,000 | 6,922 |
| Net interest income | $1,157,000 | 7,278 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $287,000 | 5,856 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $62,000 | 6,577 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $225,000 | 4,353 |
| Total noninterest expense | $861,000 | 7,478 |
| Salaries and employee benefits | $461,000 | 7,538 |
| Premises and equipment expense | $78,000 | 7,820 |
| Additional noninterest expense | $322,000 | 6,942 |
| Pre-tax net operating income | $583,000 | 6,082 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $583,000 | 5,528 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $583,000 | 5,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-61,000 | 8,504 |
| Cash dividends | $380,000 | 3,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $583,000 | 5,492 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,099,000 | 7,249 |
| Total interest expense | $340,000 | 6,951 |
| Net interest income | $759,000 | 7,322 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $179,000 | 5,990 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $43,000 | 6,506 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $136,000 | 4,526 |
| Total noninterest expense | $563,000 | 7,524 |
| Salaries and employee benefits | $305,000 | 7,565 |
| Premises and equipment expense | $48,000 | 7,908 |
| Additional noninterest expense | $210,000 | 6,979 |
| Pre-tax net operating income | $375,000 | 6,135 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $375,000 | 5,607 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $375,000 | 5,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-61,000 | 8,530 |
| Cash dividends | $230,000 | 3,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $375,000 | 5,560 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $533,000 | 7,354 |
| Total interest expense | $158,000 | 7,067 |
| Net interest income | $375,000 | 7,400 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $82,000 | 6,117 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $21,000 | 6,536 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $61,000 | 4,744 |
| Total noninterest expense | $281,000 | 7,579 |
| Salaries and employee benefits | $159,000 | 7,524 |
| Premises and equipment expense | $25,000 | 7,927 |
| Additional noninterest expense | $97,000 | 7,205 |
| Pre-tax net operating income | $176,000 | 6,238 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $176,000 | 5,725 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $176,000 | 5,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $230,000 | 2,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $176,000 | 5,689 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,074,000 | 7,308 |
| Total interest expense | $592,000 | 6,968 |
| Net interest income | $1,482,000 | 7,326 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $367,000 | 5,983 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $75,000 | 6,866 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $292,000 | 4,319 |
| Total noninterest expense | $1,034,000 | 7,748 |
| Salaries and employee benefits | $572,000 | 7,763 |
| Premises and equipment expense | $105,000 | 7,910 |
| Additional noninterest expense | $357,000 | 7,364 |
| Pre-tax net operating income | $815,000 | 5,748 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $815,000 | 5,222 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $815,000 | 5,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-152,000 | 8,845 |
| Cash dividends | $585,000 | 3,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $815,000 | 5,156 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,547,000 | 7,335 |
| Total interest expense | $441,000 | 6,999 |
| Net interest income | $1,106,000 | 7,364 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $266,000 | 6,084 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $57,000 | 6,887 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $209,000 | 4,407 |
| Total noninterest expense | $724,000 | 7,855 |
| Salaries and employee benefits | $409,000 | 7,810 |
| Premises and equipment expense | $80,000 | 7,880 |
| Additional noninterest expense | $235,000 | 7,619 |
| Pre-tax net operating income | $648,000 | 5,701 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $648,000 | 5,161 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $648,000 | 5,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-152,000 | 8,879 |
| Cash dividends | $215,000 | 3,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $648,000 | 5,076 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,031,000 | 7,375 |
| Total interest expense | $295,000 | 7,005 |
| Net interest income | $736,000 | 7,417 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $160,000 | 6,324 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $39,000 | 6,883 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $121,000 | 4,767 |
| Total noninterest expense | $477,000 | 7,922 |
| Salaries and employee benefits | $269,000 | 7,899 |
| Premises and equipment expense | $52,000 | 7,942 |
| Additional noninterest expense | $156,000 | 7,650 |
| Pre-tax net operating income | $419,000 | 5,756 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $419,000 | 5,207 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $419,000 | 5,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,159 |
| Cash dividends | $165,000 | 3,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $419,000 | 5,119 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $522,000 | 7,399 |
| Total interest expense | $152,000 | 7,013 |
| Net interest income | $370,000 | 7,432 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $90,000 | 6,013 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $21,000 | 6,734 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $69,000 | 4,468 |
| Total noninterest expense | $239,000 | 7,963 |
| Salaries and employee benefits | $131,000 | 7,969 |
| Premises and equipment expense | $27,000 | 7,911 |
| Additional noninterest expense | $81,000 | 7,616 |
| Pre-tax net operating income | $221,000 | 5,593 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $221,000 | 5,082 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $221,000 | 5,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,263 |
| Cash dividends | $75,000 | 3,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $221,000 | 4,952 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,028,000 | 7,509 |
| Total interest expense | $668,000 | 7,153 |
| Net interest income | $1,360,000 | 7,569 |
| Provision for loan and lease losses | $248,000 | 3,572 |
| Total noninterest income | $303,000 | 6,577 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $76,000 | 6,964 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $227,000 | 5,034 |
| Total noninterest expense | $893,000 | 8,098 |
| Salaries and employee benefits | $490,000 | 8,112 |
| Premises and equipment expense | $97,000 | 8,102 |
| Additional noninterest expense | $306,000 | 7,724 |
| Pre-tax net operating income | $522,000 | 6,592 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $522,000 | 6,248 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $522,000 | 6,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $271,000 | 2,396 |
| Cash dividends | $485,000 | 3,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $522,000 | 6,092 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,509,000 | 7,616 |
| Total interest expense | $511,000 | 7,257 |
| Net interest income | $998,000 | 7,668 |
| Provision for loan and lease losses | $29,000 | 6,447 |
| Total noninterest income | $218,000 | 6,693 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $58,000 | 7,002 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $160,000 | 5,212 |
| Total noninterest expense | $662,000 | 8,108 |
| Salaries and employee benefits | $363,000 | 8,131 |
| Premises and equipment expense | $75,000 | 8,088 |
| Additional noninterest expense | $224,000 | 7,785 |
| Pre-tax net operating income | $525,000 | 6,176 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $525,000 | 5,714 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $525,000 | 5,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,966 |
| Cash dividends | $335,000 | 3,314 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $525,000 | 5,535 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,018,000 | 7,643 |
| Total interest expense | $356,000 | 7,284 |
| Net interest income | $662,000 | 7,702 |
| Provision for loan and lease losses | $9,000 | 6,877 |
| Total noninterest income | $135,000 | 6,840 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $39,000 | 6,980 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $96,000 | 5,386 |
| Total noninterest expense | $428,000 | 8,195 |
| Salaries and employee benefits | $238,000 | 8,178 |
| Premises and equipment expense | $48,000 | 8,136 |
| Additional noninterest expense | $142,000 | 7,878 |
| Pre-tax net operating income | $360,000 | 6,106 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $360,000 | 5,658 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $360,000 | 5,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,353 |
| Cash dividends | $235,000 | 3,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $360,000 | 5,451 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $491,000 | 7,781 |
| Total interest expense | $188,000 | 7,248 |
| Net interest income | $303,000 | 7,914 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $76,000 | 6,544 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $20,000 | 6,904 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $56,000 | 5,056 |
| Total noninterest expense | $212,000 | 8,242 |
| Salaries and employee benefits | $118,000 | 8,241 |
| Premises and equipment expense | $24,000 | 8,165 |
| Additional noninterest expense | $70,000 | 7,943 |
| Pre-tax net operating income | $167,000 | 6,251 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $167,000 | 5,762 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $167,000 | 5,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $100,000 | 2,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $167,000 | 5,563 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,052,000 | 7,801 |
| Total interest expense | $882,000 | 7,246 |
| Net interest income | $1,170,000 | 7,997 |
| Provision for loan and lease losses | $78,000 | 6,121 |
| Total noninterest income | $293,000 | 6,506 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $77,000 | 6,996 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $216,000 | 4,864 |
| Total noninterest expense | $908,000 | 8,137 |
| Salaries and employee benefits | $495,000 | 8,159 |
| Premises and equipment expense | $97,000 | 8,210 |
| Additional noninterest expense | $316,000 | 7,695 |
| Pre-tax net operating income | $477,000 | 6,855 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $78,000 | 6,185 |
| Income before extraordinary items | $399,000 | 6,854 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $399,000 | 6,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,210 |
| Cash dividends | $265,000 | 4,523 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $399,000 | 6,718 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,347,000 | 7,902 |
| Total interest expense | $1,263,000 | 7,481 |
| Net interest income | $1,084,000 | 8,119 |
| Provision for loan and lease losses | $39,000 | 6,982 |
| Total noninterest income | $278,000 | 6,596 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $59,000 | 7,414 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $219,000 | 4,749 |
| Total noninterest expense | $799,000 | 8,459 |
| Salaries and employee benefits | $453,000 | 8,384 |
| Premises and equipment expense | $94,000 | 8,393 |
| Additional noninterest expense | $252,000 | 8,202 |
| Pre-tax net operating income | $524,000 | 6,461 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-12,000 | 9,014 |
| Income before extraordinary items | $536,000 | 5,902 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $536,000 | 5,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,793 |
| Cash dividends | $360,000 | 4,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $536,000 | 5,784 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,305,000 | 8,118 |
| Total interest expense | $1,236,000 | 7,730 |
| Net interest income | $1,069,000 | 8,349 |
| Provision for loan and lease losses | $36,000 | 6,984 |
| Total noninterest income | $236,000 | 6,920 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 7,655 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $187,000 | 4,940 |
| Total noninterest expense | $763,000 | 8,669 |
| Salaries and employee benefits | $440,000 | 8,552 |
| Premises and equipment expense | $92,000 | 8,578 |
| Additional noninterest expense | $231,000 | 8,494 |
| Pre-tax net operating income | $506,000 | 6,965 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $170,000 | 5,712 |
| Income before extraordinary items | $336,000 | 7,251 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $336,000 | 7,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,623 |
| Cash dividends | $312,000 | 4,400 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $336,000 | 7,241 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,206,000 | 8,252 |
| Total interest expense | $1,191,000 | 7,672 |
| Net interest income | $1,015,000 | 8,601 |
| Provision for loan and lease losses | $100,000 | 5,206 |
| Total noninterest income | $219,000 | 7,262 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 7,941 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $173,000 | 5,273 |
| Total noninterest expense | $723,000 | 8,966 |
| Salaries and employee benefits | $406,000 | 8,855 |
| Premises and equipment expense | $92,000 | 8,784 |
| Additional noninterest expense | $225,000 | 8,793 |
| Pre-tax net operating income | $411,000 | 7,547 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $113,000 | 6,751 |
| Income before extraordinary items | $298,000 | 7,611 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $298,000 | 7,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 2,712 |
| Cash dividends | $75,000 | 6,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $298,000 | 7,585 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,422,000 | 8,185 |
| Total interest expense | $1,348,000 | 7,543 |
| Net interest income | $1,074,000 | 8,623 |
| Provision for loan and lease losses | $142,000 | 4,297 |
| Total noninterest income | $218,000 | 7,358 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 7,959 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 5,440 |
| Total noninterest expense | $708,000 | 9,084 |
| Salaries and employee benefits | $407,000 | 8,926 |
| Premises and equipment expense | $87,000 | 8,995 |
| Additional noninterest expense | $214,000 | 8,972 |
| Pre-tax net operating income | $442,000 | 7,661 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $162,000 | 6,678 |
| Income before extraordinary items | $280,000 | 8,038 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $280,000 | 8,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 2,690 |
| Cash dividends | $152,000 | 5,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $280,000 | 7,962 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,276,000 | 8,663 |
| Total interest expense | $1,193,000 | 8,134 |
| Net interest income | $1,083,000 | 8,982 |
| Provision for loan and lease losses | $50,000 | 6,616 |
| Total noninterest income | $211,000 | 7,699 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 8,344 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $158,000 | 5,563 |
| Total noninterest expense | $687,000 | 9,429 |
| Salaries and employee benefits | $396,000 | 9,284 |
| Premises and equipment expense | $83,000 | 9,364 |
| Additional noninterest expense | $208,000 | 9,301 |
| Pre-tax net operating income | $557,000 | 7,629 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $198,000 | 6,902 |
| Income before extraordinary items | $359,000 | 7,921 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $359,000 | 7,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,835 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $359,000 | 7,865 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,034,000 | 9,328 |
| Total interest expense | $1,035,000 | 8,897 |
| Net interest income | $999,000 | 9,558 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $224,000 | 7,911 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 8,520 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $163,000 | 5,724 |
| Total noninterest expense | $645,000 | 10,012 |
| Salaries and employee benefits | $362,000 | 9,875 |
| Premises and equipment expense | $81,000 | 9,791 |
| Additional noninterest expense | $202,000 | 9,911 |
| Pre-tax net operating income | $578,000 | 7,536 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $196,000 | 7,198 |
| Income before extraordinary items | $382,000 | 7,774 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $382,000 | 7,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,914 |
| Cash dividends | $180,000 | 5,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $382,000 | 7,710 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,890,000 | 9,898 |
| Total interest expense | $1,008,000 | 9,223 |
| Net interest income | $882,000 | 10,302 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $227,000 | 8,033 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 8,553 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 5,887 |
| Total noninterest expense | $612,000 | 10,519 |
| Salaries and employee benefits | $335,000 | 10,445 |
| Premises and equipment expense | $76,000 | 10,320 |
| Additional noninterest expense | $201,000 | 10,399 |
| Pre-tax net operating income | $497,000 | 8,453 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $163,000 | 8,046 |
| Income before extraordinary items | $334,000 | 8,621 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $334,000 | 8,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,004 |
| Cash dividends | $330,000 | 4,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $334,000 | 8,589 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,642,000 | 10,452 |
| Total interest expense | $766,000 | 9,774 |
| Net interest income | $876,000 | 10,801 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $214,000 | 8,501 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 9,512 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $159,000 | 6,034 |
| Total noninterest expense | $630,000 | 10,976 |
| Salaries and employee benefits | $319,000 | 11,029 |
| Premises and equipment expense | $75,000 | 10,805 |
| Additional noninterest expense | $236,000 | 10,698 |
| Pre-tax net operating income | $460,000 | 8,917 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $152,000 | 8,265 |
| Income before extraordinary items | $308,000 | 9,057 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $308,000 | 9,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $315,000 | 4,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $308,000 | 9,130 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,774,000 | 10,644 |
| Total interest expense | $844,000 | 9,811 |
| Net interest income | $930,000 | 11,031 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $190,000 | 9,414 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 9,471 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 7,197 |
| Total noninterest expense | $574,000 | 11,778 |
| Salaries and employee benefits | $292,000 | 11,743 |
| Premises and equipment expense | $64,000 | 11,705 |
| Additional noninterest expense | $218,000 | 11,491 |
| Pre-tax net operating income | $546,000 | 8,328 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $183,000 | 7,947 |
| Income before extraordinary items | $363,000 | 8,809 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $363,000 | 8,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 11,292 |
| Cash dividends | $356,000 | 3,954 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $363,000 | 8,544 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,783,000 | 11,346 |
| Total interest expense | $928,000 | 10,727 |
| Net interest income | $855,000 | 11,690 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $175,000 | 9,918 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 10,159 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 7,418 |
| Total noninterest expense | $577,000 | 12,194 |
| Salaries and employee benefits | $289,000 | 12,140 |
| Premises and equipment expense | $58,000 | 12,372 |
| Additional noninterest expense | $230,000 | 11,810 |
| Pre-tax net operating income | $453,000 | 8,778 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $148,000 | 8,666 |
| Income before extraordinary items | $305,000 | 9,253 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $305,000 | 9,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 9,883 |
| Cash dividends | $242,000 | 4,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $305,000 | 8,878 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.