Home > Citizens Bank of West Virginia, Inc. > Income and Expense
Citizens Bank of West Virginia, Inc., Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $28,324,000 | 1,469 |
| Total interest expense | $9,278,000 | 1,367 |
| Net interest income | $19,046,000 | 1,501 |
| Provision for loan and lease losses | $1,198,000 | 751 |
| Total noninterest income | $3,974,000 | 1,367 |
| Gross Fiduciary activities income | $581,000 | 578 |
| Service charges on deposit accounts | $765,000 | 1,231 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,628,000 | 1,374 |
| Total noninterest expense | $12,868,000 | 1,721 |
| Salaries and employee benefits | $7,062,000 | 1,754 |
| Premises and equipment expense | $1,010,000 | 2,015 |
| Additional noninterest expense | $2,628,000 | 1,374 |
| Pre-tax net operating income | $8,954,000 | 1,275 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $1,876,000 | 1,017 |
| Income before extraordinary items | $7,078,000 | 1,322 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $7,078,000 | 1,338 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $7,078,000 | 1,325 |
| Net charge-offs | $557,000 | 713 |
| Cash dividends | $4,189,000 | 920 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $7,078,000 | 1,352 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $20,231,000 | 1,495 |
| Total interest expense | $6,273,000 | 1,368 |
| Net interest income | $13,958,000 | 1,536 |
| Provision for loan and lease losses | $652,000 | 856 |
| Total noninterest income | $2,854,000 | 1,406 |
| Gross Fiduciary activities income | $474,000 | 563 |
| Service charges on deposit accounts | $552,000 | 1,272 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,828,000 | 1,428 |
| Total noninterest expense | $9,440,000 | 1,747 |
| Salaries and employee benefits | $5,199,000 | 1,780 |
| Premises and equipment expense | $751,000 | 2,030 |
| Additional noninterest expense | $1,828,000 | 1,428 |
| Pre-tax net operating income | $6,720,000 | 1,330 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $1,411,000 | 1,047 |
| Income before extraordinary items | $5,309,000 | 1,383 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $5,309,000 | 1,393 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,309,000 | 1,383 |
| Net charge-offs | $357,000 | 677 |
| Cash dividends | $1,914,000 | 1,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $5,309,000 | 1,400 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $12,881,000 | 1,518 |
| Total interest expense | $3,744,000 | 1,354 |
| Net interest income | $9,137,000 | 1,577 |
| Provision for loan and lease losses | $416,000 | 869 |
| Total noninterest income | $1,933,000 | 1,329 |
| Gross Fiduciary activities income | $340,000 | 552 |
| Service charges on deposit accounts | $366,000 | 1,259 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,227,000 | 1,348 |
| Total noninterest expense | $6,250,000 | 1,747 |
| Salaries and employee benefits | $3,485,000 | 1,769 |
| Premises and equipment expense | $499,000 | 2,018 |
| Additional noninterest expense | $1,227,000 | 1,347 |
| Pre-tax net operating income | $4,404,000 | 1,316 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $901,000 | 1,076 |
| Income before extraordinary items | $3,503,000 | 1,385 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,503,000 | 1,401 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,503,000 | 1,385 |
| Net charge-offs | $290,000 | 562 |
| Cash dividends | $1,275,000 | 1,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $3,503,000 | 1,396 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $6,256,000 | 1,524 |
| Total interest expense | $1,695,000 | 1,321 |
| Net interest income | $4,561,000 | 1,584 |
| Provision for loan and lease losses | $180,000 | 940 |
| Total noninterest income | $913,000 | 1,372 |
| Gross Fiduciary activities income | $174,000 | 566 |
| Service charges on deposit accounts | $176,000 | 1,308 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $563,000 | 1,426 |
| Total noninterest expense | $3,119,000 | 1,773 |
| Salaries and employee benefits | $1,763,000 | 1,782 |
| Premises and equipment expense | $250,000 | 2,048 |
| Additional noninterest expense | $563,000 | 1,426 |
| Pre-tax net operating income | $2,175,000 | 1,378 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $370,000 | 1,226 |
| Income before extraordinary items | $1,805,000 | 1,382 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,805,000 | 1,381 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,805,000 | 1,382 |
| Net charge-offs | $189,000 | 446 |
| Cash dividends | $636,000 | 1,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,805,000 | 1,398 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $19,113,000 | 1,638 |
| Total interest expense | $2,384,000 | 1,411 |
| Net interest income | $16,729,000 | 1,651 |
| Provision for loan and lease losses | $550,000 | 1,172 |
| Total noninterest income | $3,591,000 | 1,455 |
| Gross Fiduciary activities income | $501,000 | 614 |
| Service charges on deposit accounts | $713,000 | 1,326 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,377,000 | 1,471 |
| Total noninterest expense | $11,201,000 | 1,860 |
| Salaries and employee benefits | $5,903,000 | 1,977 |
| Premises and equipment expense | $922,000 | 2,104 |
| Additional noninterest expense | $2,377,000 | 1,471 |
| Pre-tax net operating income | $8,569,000 | 1,420 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $1,694,000 | 1,186 |
| Income before extraordinary items | $6,875,000 | 1,483 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,875,000 | 1,482 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $6,875,000 | 1,482 |
| Net charge-offs | $277,000 | 804 |
| Cash dividends | $1,723,000 | 1,646 |
| Sale, conversion, retirement of capital stock, net | $10,000,000 | 76 |
| Net operating income | $6,875,000 | 1,500 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $13,256,000 | 1,680 |
| Total interest expense | $1,112,000 | 1,641 |
| Net interest income | $12,144,000 | 1,671 |
| Provision for loan and lease losses | $450,000 | 1,008 |
| Total noninterest income | $2,730,000 | 1,464 |
| Gross Fiduciary activities income | $362,000 | 617 |
| Service charges on deposit accounts | $528,000 | 1,348 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,840,000 | 1,459 |
| Total noninterest expense | $8,036,000 | 1,913 |
| Salaries and employee benefits | $4,153,000 | 2,036 |
| Premises and equipment expense | $682,000 | 2,143 |
| Additional noninterest expense | $1,840,000 | 1,459 |
| Pre-tax net operating income | $6,388,000 | 1,416 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $1,253,000 | 1,210 |
| Income before extraordinary items | $5,135,000 | 1,453 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,135,000 | 1,453 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $5,135,000 | 1,453 |
| Net charge-offs | $240,000 | 637 |
| Cash dividends | $1,274,000 | 1,465 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $5,135,000 | 1,483 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $8,288,000 | 1,711 |
| Total interest expense | $583,000 | 1,773 |
| Net interest income | $7,705,000 | 1,707 |
| Provision for loan and lease losses | $300,000 | 908 |
| Total noninterest income | $1,859,000 | 1,440 |
| Gross Fiduciary activities income | $247,000 | 580 |
| Service charges on deposit accounts | $342,000 | 1,356 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,270,000 | 1,451 |
| Total noninterest expense | $5,086,000 | 1,960 |
| Salaries and employee benefits | $2,599,000 | 2,125 |
| Premises and equipment expense | $456,000 | 2,134 |
| Additional noninterest expense | $2,031,000 | 1,587 |
| Pre-tax net operating income | $4,178,000 | 1,368 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $828,000 | 1,142 |
| Income before extraordinary items | $3,350,000 | 1,400 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,350,000 | 1,399 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $3,350,000 | 1,400 |
| Net charge-offs | $116,000 | 681 |
| Cash dividends | $771,000 | 1,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $3,350,000 | 1,436 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,901,000 | 1,752 |
| Total interest expense | $305,000 | 1,651 |
| Net interest income | $3,596,000 | 1,755 |
| Provision for loan and lease losses | $150,000 | 763 |
| Total noninterest income | $959,000 | 1,411 |
| Gross Fiduciary activities income | $122,000 | 588 |
| Service charges on deposit accounts | $167,000 | 1,371 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $670,000 | 1,413 |
| Total noninterest expense | $2,706,000 | 1,885 |
| Salaries and employee benefits | $1,464,000 | 1,968 |
| Premises and equipment expense | $232,000 | 2,128 |
| Additional noninterest expense | $1,010,000 | 1,560 |
| Pre-tax net operating income | $1,699,000 | 1,506 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $342,000 | 1,207 |
| Income before extraordinary items | $1,357,000 | 1,556 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,357,000 | 1,554 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,357,000 | 1,556 |
| Net charge-offs | $77,000 | 556 |
| Cash dividends | $355,000 | 1,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,357,000 | 1,578 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $15,086,000 | 1,860 |
| Total interest expense | $1,217,000 | 1,936 |
| Net interest income | $13,869,000 | 1,840 |
| Provision for loan and lease losses | $500,000 | 1,035 |
| Total noninterest income | $3,623,000 | 1,604 |
| Gross Fiduciary activities income | $365,000 | 610 |
| Service charges on deposit accounts | $523,000 | 1,557 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,735,000 | 1,574 |
| Total noninterest expense | $9,671,000 | 2,017 |
| Salaries and employee benefits | $5,398,000 | 2,078 |
| Premises and equipment expense | $832,000 | 2,258 |
| Additional noninterest expense | $3,441,000 | 1,789 |
| Pre-tax net operating income | $7,321,000 | 1,579 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $1,502,000 | 1,312 |
| Income before extraordinary items | $5,819,000 | 1,694 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $5,819,000 | 1,693 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $5,819,000 | 1,694 |
| Net charge-offs | $-148,000 | 4,463 |
| Cash dividends | $1,309,000 | 1,945 |
| Sale, conversion, retirement of capital stock, net | $6,000,000 | 94 |
| Net operating income | $5,819,000 | 1,667 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $11,125,000 | 1,917 |
| Total interest expense | $918,000 | 2,021 |
| Net interest income | $10,207,000 | 1,891 |
| Provision for loan and lease losses | $450,000 | 883 |
| Total noninterest income | $2,636,000 | 1,669 |
| Gross Fiduciary activities income | $258,000 | 616 |
| Service charges on deposit accounts | $360,000 | 1,646 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,018,000 | 1,659 |
| Total noninterest expense | $6,926,000 | 2,091 |
| Salaries and employee benefits | $3,795,000 | 2,167 |
| Premises and equipment expense | $621,000 | 2,298 |
| Additional noninterest expense | $2,510,000 | 1,826 |
| Pre-tax net operating income | $5,467,000 | 1,657 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $1,139,000 | 1,362 |
| Income before extraordinary items | $4,328,000 | 1,772 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $4,328,000 | 1,771 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,328,000 | 1,772 |
| Net charge-offs | $-20,000 | 3,887 |
| Cash dividends | $1,006,000 | 1,722 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $4,328,000 | 1,749 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $7,282,000 | 1,945 |
| Total interest expense | $630,000 | 2,039 |
| Net interest income | $6,652,000 | 1,907 |
| Provision for loan and lease losses | $300,000 | 865 |
| Total noninterest income | $1,746,000 | 1,649 |
| Gross Fiduciary activities income | $176,000 | 616 |
| Service charges on deposit accounts | $223,000 | 1,661 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,347,000 | 1,611 |
| Total noninterest expense | $4,626,000 | 2,087 |
| Salaries and employee benefits | $2,542,000 | 2,156 |
| Premises and equipment expense | $424,000 | 2,256 |
| Additional noninterest expense | $1,660,000 | 1,809 |
| Pre-tax net operating income | $3,472,000 | 1,688 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $721,000 | 1,401 |
| Income before extraordinary items | $2,751,000 | 1,809 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,751,000 | 1,809 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,751,000 | 1,809 |
| Net charge-offs | $12,000 | 1,675 |
| Cash dividends | $604,000 | 1,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,751,000 | 1,775 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,666,000 | 1,906 |
| Total interest expense | $330,000 | 2,043 |
| Net interest income | $3,336,000 | 1,867 |
| Provision for loan and lease losses | $150,000 | 937 |
| Total noninterest income | $897,000 | 1,636 |
| Gross Fiduciary activities income | $91,000 | 616 |
| Service charges on deposit accounts | $111,000 | 1,669 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $695,000 | 1,594 |
| Total noninterest expense | $2,401,000 | 2,016 |
| Salaries and employee benefits | $1,268,000 | 2,142 |
| Premises and equipment expense | $213,000 | 2,275 |
| Additional noninterest expense | $920,000 | 1,643 |
| Pre-tax net operating income | $1,682,000 | 1,720 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $352,000 | 1,398 |
| Income before extraordinary items | $1,330,000 | 1,859 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,330,000 | 1,858 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,330,000 | 1,859 |
| Net charge-offs | $28,000 | 1,032 |
| Cash dividends | $302,000 | 1,546 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,330,000 | 1,826 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $14,014,000 | 1,983 |
| Total interest expense | $1,659,000 | 2,234 |
| Net interest income | $12,355,000 | 1,903 |
| Provision for loan and lease losses | $1,052,000 | 1,546 |
| Total noninterest income | $3,311,000 | 1,631 |
| Gross Fiduciary activities income | $335,000 | 618 |
| Service charges on deposit accounts | $476,000 | 1,661 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,500,000 | 1,589 |
| Total noninterest expense | $9,188,000 | 2,065 |
| Salaries and employee benefits | $5,204,000 | 2,087 |
| Premises and equipment expense | $782,000 | 2,379 |
| Additional noninterest expense | $3,202,000 | 1,827 |
| Pre-tax net operating income | $5,426,000 | 1,683 |
| Securities gains (losses) | $1,000 | 2,609 |
| Applicable income taxes | $1,104,000 | 1,359 |
| Income before extraordinary items | $4,323,000 | 1,815 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,323,000 | 1,814 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,323,000 | 1,815 |
| Net charge-offs | $547,000 | 919 |
| Cash dividends | $1,136,000 | 2,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $4,322,200 | 1,774 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $10,166,000 | 2,042 |
| Total interest expense | $1,320,000 | 2,240 |
| Net interest income | $8,846,000 | 1,979 |
| Provision for loan and lease losses | $751,000 | 1,598 |
| Total noninterest income | $2,793,000 | 1,491 |
| Gross Fiduciary activities income | $248,000 | 617 |
| Service charges on deposit accounts | $349,000 | 1,688 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,196,000 | 1,403 |
| Total noninterest expense | $6,869,000 | 2,051 |
| Salaries and employee benefits | $3,876,000 | 2,086 |
| Premises and equipment expense | $598,000 | 2,344 |
| Additional noninterest expense | $2,395,000 | 1,796 |
| Pre-tax net operating income | $4,019,000 | 1,669 |
| Securities gains (losses) | $1,000 | 2,423 |
| Applicable income taxes | $823,000 | 1,335 |
| Income before extraordinary items | $3,197,000 | 1,810 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,197,000 | 1,810 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,197,000 | 1,810 |
| Net charge-offs | $137,000 | 1,471 |
| Cash dividends | $801,000 | 1,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $3,196,200 | 1,762 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $6,657,000 | 2,102 |
| Total interest expense | $962,000 | 2,204 |
| Net interest income | $5,695,000 | 2,050 |
| Provision for loan and lease losses | $361,000 | 1,868 |
| Total noninterest income | $1,617,000 | 1,541 |
| Gross Fiduciary activities income | $159,000 | 625 |
| Service charges on deposit accounts | $237,000 | 1,694 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,221,000 | 1,490 |
| Total noninterest expense | $4,537,000 | 2,071 |
| Salaries and employee benefits | $2,616,000 | 2,075 |
| Premises and equipment expense | $393,000 | 2,354 |
| Additional noninterest expense | $1,528,000 | 1,856 |
| Pre-tax net operating income | $2,414,000 | 1,751 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $476,000 | 1,386 |
| Income before extraordinary items | $1,938,000 | 1,891 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,938,000 | 1,891 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,938,000 | 1,892 |
| Net charge-offs | $122,000 | 1,259 |
| Cash dividends | $534,000 | 1,897 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,938,000 | 1,852 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,353,000 | 2,071 |
| Total interest expense | $524,000 | 2,219 |
| Net interest income | $2,829,000 | 2,013 |
| Provision for loan and lease losses | $211,000 | 1,404 |
| Total noninterest income | $721,000 | 1,563 |
| Gross Fiduciary activities income | $81,000 | 624 |
| Service charges on deposit accounts | $143,000 | 1,687 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $497,000 | 1,523 |
| Total noninterest expense | $2,349,000 | 2,038 |
| Salaries and employee benefits | $1,366,000 | 2,021 |
| Premises and equipment expense | $192,000 | 2,402 |
| Additional noninterest expense | $791,000 | 1,844 |
| Pre-tax net operating income | $990,000 | 1,837 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $191,000 | 1,433 |
| Income before extraordinary items | $799,000 | 1,985 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $799,000 | 1,985 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $799,000 | 1,985 |
| Net charge-offs | $122,000 | 794 |
| Cash dividends | $267,000 | 1,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $799,000 | 1,948 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $13,303,000 | 2,115 |
| Total interest expense | $2,229,000 | 2,189 |
| Net interest income | $11,074,000 | 2,060 |
| Provision for loan and lease losses | $912,000 | 962 |
| Total noninterest income | $2,030,000 | 1,955 |
| Gross Fiduciary activities income | $365,000 | 616 |
| Service charges on deposit accounts | $580,000 | 1,715 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,085,000 | 2,157 |
| Total noninterest expense | $8,312,000 | 2,190 |
| Salaries and employee benefits | $4,487,000 | 2,258 |
| Premises and equipment expense | $882,000 | 2,208 |
| Additional noninterest expense | $2,943,000 | 1,959 |
| Pre-tax net operating income | $3,880,000 | 2,102 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $774,000 | 1,626 |
| Income before extraordinary items | $3,106,000 | 2,234 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,106,000 | 2,236 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,106,000 | 2,236 |
| Net charge-offs | $703,000 | 846 |
| Cash dividends | $1,119,000 | 2,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,106,000 | 2,200 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $9,885,000 | 2,151 |
| Total interest expense | $1,654,000 | 2,212 |
| Net interest income | $8,231,000 | 2,098 |
| Provision for loan and lease losses | $763,000 | 847 |
| Total noninterest income | $1,698,000 | 1,851 |
| Gross Fiduciary activities income | $288,000 | 609 |
| Service charges on deposit accounts | $424,000 | 1,756 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $986,000 | 1,936 |
| Total noninterest expense | $6,201,000 | 2,198 |
| Salaries and employee benefits | $3,358,000 | 2,270 |
| Premises and equipment expense | $697,000 | 2,149 |
| Additional noninterest expense | $2,146,000 | 2,009 |
| Pre-tax net operating income | $2,965,000 | 2,123 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $602,000 | 1,653 |
| Income before extraordinary items | $2,363,000 | 2,278 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,363,000 | 2,278 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,363,000 | 2,279 |
| Net charge-offs | $447,000 | 814 |
| Cash dividends | $852,000 | 1,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,363,000 | 2,237 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $6,494,000 | 2,175 |
| Total interest expense | $1,076,000 | 2,233 |
| Net interest income | $5,418,000 | 2,132 |
| Provision for loan and lease losses | $314,000 | 1,167 |
| Total noninterest income | $1,051,000 | 1,917 |
| Gross Fiduciary activities income | $208,000 | 602 |
| Service charges on deposit accounts | $271,000 | 1,791 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $572,000 | 2,060 |
| Total noninterest expense | $4,225,000 | 2,179 |
| Salaries and employee benefits | $2,247,000 | 2,278 |
| Premises and equipment expense | $524,000 | 1,993 |
| Additional noninterest expense | $1,454,000 | 1,999 |
| Pre-tax net operating income | $1,930,000 | 2,145 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $370,000 | 1,683 |
| Income before extraordinary items | $1,560,000 | 2,280 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,560,000 | 2,280 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,560,000 | 2,280 |
| Net charge-offs | $192,000 | 1,011 |
| Cash dividends | $534,000 | 2,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,560,000 | 2,245 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,172,000 | 2,215 |
| Total interest expense | $514,000 | 2,263 |
| Net interest income | $2,658,000 | 2,169 |
| Provision for loan and lease losses | $100,000 | 1,466 |
| Total noninterest income | $494,000 | 1,934 |
| Gross Fiduciary activities income | $116,000 | 598 |
| Service charges on deposit accounts | $130,000 | 1,839 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $248,000 | 2,158 |
| Total noninterest expense | $2,139,000 | 2,168 |
| Salaries and employee benefits | $1,174,000 | 2,239 |
| Premises and equipment expense | $229,000 | 2,202 |
| Additional noninterest expense | $736,000 | 1,952 |
| Pre-tax net operating income | $913,000 | 2,172 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $181,000 | 1,669 |
| Income before extraordinary items | $732,000 | 2,304 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $732,000 | 2,303 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $732,000 | 2,303 |
| Net charge-offs | $79,000 | 998 |
| Cash dividends | $267,000 | 1,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $732,000 | 2,282 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $11,758,000 | 2,247 |
| Total interest expense | $1,354,000 | 2,487 |
| Net interest income | $10,404,000 | 2,172 |
| Provision for loan and lease losses | $450,000 | 1,544 |
| Total noninterest income | $1,532,000 | 2,308 |
| Gross Fiduciary activities income | $381,000 | 632 |
| Service charges on deposit accounts | $538,000 | 1,874 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $613,000 | 2,825 |
| Total noninterest expense | $7,539,000 | 2,351 |
| Salaries and employee benefits | $4,061,000 | 2,434 |
| Premises and equipment expense | $664,000 | 2,662 |
| Additional noninterest expense | $2,814,000 | 2,031 |
| Pre-tax net operating income | $3,947,000 | 2,126 |
| Securities gains (losses) | $-1,000 | 4,008 |
| Applicable income taxes | $774,000 | 1,610 |
| Income before extraordinary items | $3,172,000 | 2,245 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,172,000 | 2,243 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,172,000 | 2,244 |
| Net charge-offs | $272,000 | 1,403 |
| Cash dividends | $958,000 | 2,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,172,800 | 2,243 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $8,601,000 | 2,280 |
| Total interest expense | $929,000 | 2,549 |
| Net interest income | $7,672,000 | 2,203 |
| Provision for loan and lease losses | $336,000 | 1,476 |
| Total noninterest income | $1,160,000 | 2,308 |
| Gross Fiduciary activities income | $252,000 | 638 |
| Service charges on deposit accounts | $397,000 | 1,908 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $511,000 | 2,726 |
| Total noninterest expense | $5,528,000 | 2,393 |
| Salaries and employee benefits | $3,035,000 | 2,435 |
| Premises and equipment expense | $493,000 | 2,700 |
| Additional noninterest expense | $2,000,000 | 2,120 |
| Pre-tax net operating income | $2,968,000 | 2,143 |
| Securities gains (losses) | $-1,000 | 4,378 |
| Applicable income taxes | $588,000 | 1,648 |
| Income before extraordinary items | $2,379,000 | 2,247 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,379,000 | 2,245 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,379,000 | 2,246 |
| Net charge-offs | $195,000 | 1,272 |
| Cash dividends | $693,000 | 2,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,379,800 | 2,249 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,618,000 | 2,301 |
| Total interest expense | $543,000 | 2,676 |
| Net interest income | $5,075,000 | 2,205 |
| Provision for loan and lease losses | $184,000 | 1,586 |
| Total noninterest income | $656,000 | 2,530 |
| Gross Fiduciary activities income | $155,000 | 655 |
| Service charges on deposit accounts | $256,000 | 1,949 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $245,000 | 3,128 |
| Total noninterest expense | $3,661,000 | 2,403 |
| Salaries and employee benefits | $2,016,000 | 2,453 |
| Premises and equipment expense | $332,000 | 2,690 |
| Additional noninterest expense | $1,313,000 | 2,157 |
| Pre-tax net operating income | $1,886,000 | 2,175 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $360,000 | 1,708 |
| Income before extraordinary items | $1,526,000 | 2,282 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,526,000 | 2,280 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,526,000 | 2,281 |
| Net charge-offs | $162,000 | 1,038 |
| Cash dividends | $479,000 | 2,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,526,000 | 2,281 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,768,000 | 2,318 |
| Total interest expense | $258,000 | 2,695 |
| Net interest income | $2,510,000 | 2,240 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $228,000 | 2,982 |
| Gross Fiduciary activities income | $71,000 | 670 |
| Service charges on deposit accounts | $133,000 | 1,911 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 4,730 |
| Total noninterest expense | $1,886,000 | 2,369 |
| Salaries and employee benefits | $1,001,000 | 2,507 |
| Premises and equipment expense | $178,000 | 2,624 |
| Additional noninterest expense | $707,000 | 2,024 |
| Pre-tax net operating income | $852,000 | 2,284 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $164,000 | 1,755 |
| Income before extraordinary items | $688,000 | 2,402 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $688,000 | 2,401 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $688,000 | 2,402 |
| Net charge-offs | $52,000 | 1,180 |
| Cash dividends | $215,000 | 1,842 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $688,000 | 2,392 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $10,266,000 | 2,400 |
| Total interest expense | $884,000 | 2,769 |
| Net interest income | $9,382,000 | 2,321 |
| Provision for loan and lease losses | $328,000 | 1,882 |
| Total noninterest income | $1,749,000 | 2,200 |
| Gross Fiduciary activities income | $270,000 | 681 |
| Service charges on deposit accounts | $554,000 | 1,887 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $925,000 | 2,373 |
| Total noninterest expense | $7,572,000 | 2,364 |
| Salaries and employee benefits | $4,273,000 | 2,363 |
| Premises and equipment expense | $593,000 | 2,939 |
| Additional noninterest expense | $2,706,000 | 2,119 |
| Pre-tax net operating income | $3,231,000 | 2,361 |
| Securities gains (losses) | $-1,000 | 4,786 |
| Applicable income taxes | $1,658,000 | 1,449 |
| Income before extraordinary items | $1,572,000 | 3,055 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,572,000 | 3,053 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,572,000 | 3,055 |
| Net charge-offs | $215,000 | 1,773 |
| Cash dividends | $825,000 | 2,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,572,640 | 3,030 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,592,000 | 2,433 |
| Total interest expense | $626,000 | 2,850 |
| Net interest income | $6,966,000 | 2,354 |
| Provision for loan and lease losses | $203,000 | 2,004 |
| Total noninterest income | $1,327,000 | 2,212 |
| Gross Fiduciary activities income | $205,000 | 680 |
| Service charges on deposit accounts | $412,000 | 1,910 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $710,000 | 2,382 |
| Total noninterest expense | $5,733,000 | 2,360 |
| Salaries and employee benefits | $3,301,000 | 2,319 |
| Premises and equipment expense | $430,000 | 3,036 |
| Additional noninterest expense | $2,002,000 | 2,117 |
| Pre-tax net operating income | $2,357,000 | 2,455 |
| Securities gains (losses) | $-1,000 | 5,136 |
| Applicable income taxes | $768,000 | 1,704 |
| Income before extraordinary items | $1,588,000 | 2,764 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,588,000 | 2,763 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,588,000 | 2,764 |
| Net charge-offs | $109,000 | 1,851 |
| Cash dividends | $647,000 | 2,154 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,588,670 | 2,745 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,948,000 | 2,457 |
| Total interest expense | $380,000 | 2,958 |
| Net interest income | $4,568,000 | 2,378 |
| Provision for loan and lease losses | $103,000 | 2,215 |
| Total noninterest income | $899,000 | 2,192 |
| Gross Fiduciary activities income | $134,000 | 687 |
| Service charges on deposit accounts | $263,000 | 1,960 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $502,000 | 2,327 |
| Total noninterest expense | $3,945,000 | 2,305 |
| Salaries and employee benefits | $2,356,000 | 2,200 |
| Premises and equipment expense | $281,000 | 3,073 |
| Additional noninterest expense | $1,308,000 | 2,163 |
| Pre-tax net operating income | $1,419,000 | 2,580 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $461,000 | 1,767 |
| Income before extraordinary items | $958,000 | 2,885 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $958,000 | 2,885 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $958,000 | 2,885 |
| Net charge-offs | $95,000 | 1,566 |
| Cash dividends | $359,000 | 2,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $958,000 | 2,867 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,460,000 | 2,457 |
| Total interest expense | $182,000 | 3,035 |
| Net interest income | $2,278,000 | 2,385 |
| Provision for loan and lease losses | $24,000 | 2,712 |
| Total noninterest income | $506,000 | 2,033 |
| Gross Fiduciary activities income | $62,000 | 706 |
| Service charges on deposit accounts | $131,000 | 1,966 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $313,000 | 2,040 |
| Total noninterest expense | $1,885,000 | 2,403 |
| Salaries and employee benefits | $1,075,000 | 2,397 |
| Premises and equipment expense | $142,000 | 3,101 |
| Additional noninterest expense | $668,000 | 2,114 |
| Pre-tax net operating income | $875,000 | 2,143 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $292,000 | 1,516 |
| Income before extraordinary items | $583,000 | 2,502 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $583,000 | 2,501 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $583,000 | 2,502 |
| Net charge-offs | $50,000 | 1,332 |
| Cash dividends | $180,000 | 2,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $583,000 | 2,481 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $9,639,000 | 2,475 |
| Total interest expense | $695,000 | 3,065 |
| Net interest income | $8,944,000 | 2,395 |
| Provision for loan and lease losses | $299,000 | 2,031 |
| Total noninterest income | $2,000,000 | 2,118 |
| Gross Fiduciary activities income | $275,000 | 692 |
| Service charges on deposit accounts | $568,000 | 1,876 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,157,000 | 2,223 |
| Total noninterest expense | $7,902,000 | 2,311 |
| Salaries and employee benefits | $4,452,000 | 2,296 |
| Premises and equipment expense | $608,000 | 2,985 |
| Additional noninterest expense | $2,842,000 | 2,070 |
| Pre-tax net operating income | $2,743,000 | 2,528 |
| Securities gains (losses) | $-1,000 | 5,500 |
| Applicable income taxes | $918,000 | 1,735 |
| Income before extraordinary items | $1,824,000 | 2,944 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,824,000 | 2,943 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,824,000 | 2,943 |
| Net charge-offs | $189,000 | 1,981 |
| Cash dividends | $576,000 | 2,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,824,670 | 2,895 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,158,000 | 2,496 |
| Total interest expense | $516,000 | 3,072 |
| Net interest income | $6,642,000 | 2,415 |
| Provision for loan and lease losses | $214,000 | 1,991 |
| Total noninterest income | $1,426,000 | 2,185 |
| Gross Fiduciary activities income | $208,000 | 693 |
| Service charges on deposit accounts | $421,000 | 1,901 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $797,000 | 2,322 |
| Total noninterest expense | $5,846,000 | 2,343 |
| Salaries and employee benefits | $3,279,000 | 2,328 |
| Premises and equipment expense | $454,000 | 3,009 |
| Additional noninterest expense | $2,113,000 | 2,080 |
| Pre-tax net operating income | $2,008,000 | 2,614 |
| Securities gains (losses) | $-1,000 | 5,663 |
| Applicable income taxes | $628,000 | 1,858 |
| Income before extraordinary items | $1,379,000 | 2,948 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,379,000 | 2,948 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,379,000 | 2,948 |
| Net charge-offs | $143,000 | 1,734 |
| Cash dividends | $432,000 | 2,573 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,379,690 | 2,897 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,700,000 | 2,528 |
| Total interest expense | $332,000 | 3,145 |
| Net interest income | $4,368,000 | 2,448 |
| Provision for loan and lease losses | $130,000 | 2,045 |
| Total noninterest income | $916,000 | 2,210 |
| Gross Fiduciary activities income | $137,000 | 698 |
| Service charges on deposit accounts | $275,000 | 1,908 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $504,000 | 2,358 |
| Total noninterest expense | $3,826,000 | 2,389 |
| Salaries and employee benefits | $2,119,000 | 2,391 |
| Premises and equipment expense | $310,000 | 2,980 |
| Additional noninterest expense | $1,397,000 | 2,108 |
| Pre-tax net operating income | $1,328,000 | 2,595 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $432,000 | 1,811 |
| Income before extraordinary items | $896,000 | 2,977 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $896,000 | 2,975 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $896,000 | 2,976 |
| Net charge-offs | $93,000 | 1,689 |
| Cash dividends | $288,000 | 2,577 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $896,000 | 2,915 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,355,000 | 2,531 |
| Total interest expense | $162,000 | 3,207 |
| Net interest income | $2,193,000 | 2,444 |
| Provision for loan and lease losses | $83,000 | 1,682 |
| Total noninterest income | $456,000 | 2,189 |
| Gross Fiduciary activities income | $66,000 | 703 |
| Service charges on deposit accounts | $134,000 | 1,942 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $256,000 | 2,307 |
| Total noninterest expense | $1,920,000 | 2,386 |
| Salaries and employee benefits | $1,050,000 | 2,428 |
| Premises and equipment expense | $158,000 | 2,974 |
| Additional noninterest expense | $712,000 | 2,052 |
| Pre-tax net operating income | $646,000 | 2,615 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $212,000 | 1,778 |
| Income before extraordinary items | $434,000 | 2,981 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $434,000 | 2,980 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $434,000 | 2,981 |
| Net charge-offs | $27,000 | 1,801 |
| Cash dividends | $144,000 | 2,184 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $434,000 | 2,922 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $9,096,000 | 2,575 |
| Total interest expense | $656,000 | 3,190 |
| Net interest income | $8,440,000 | 2,466 |
| Provision for loan and lease losses | $251,000 | 2,079 |
| Total noninterest income | $1,887,000 | 2,188 |
| Gross Fiduciary activities income | $255,000 | 717 |
| Service charges on deposit accounts | $569,000 | 1,916 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,063,000 | 2,300 |
| Total noninterest expense | $7,838,000 | 2,331 |
| Salaries and employee benefits | $4,154,000 | 2,416 |
| Premises and equipment expense | $646,000 | 2,956 |
| Additional noninterest expense | $3,038,000 | 1,986 |
| Pre-tax net operating income | $2,238,000 | 2,809 |
| Securities gains (losses) | $-1,000 | 5,649 |
| Applicable income taxes | $717,000 | 1,897 |
| Income before extraordinary items | $1,520,000 | 3,203 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,520,000 | 3,204 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,520,000 | 3,205 |
| Net charge-offs | $148,000 | 2,272 |
| Cash dividends | $750,000 | 2,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,520,680 | 3,153 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,736,000 | 2,619 |
| Total interest expense | $500,000 | 3,209 |
| Net interest income | $6,236,000 | 2,518 |
| Provision for loan and lease losses | $126,000 | 2,464 |
| Total noninterest income | $1,382,000 | 2,224 |
| Gross Fiduciary activities income | $194,000 | 715 |
| Service charges on deposit accounts | $419,000 | 1,965 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $769,000 | 2,371 |
| Total noninterest expense | $5,841,000 | 2,345 |
| Salaries and employee benefits | $3,058,000 | 2,462 |
| Premises and equipment expense | $486,000 | 3,002 |
| Additional noninterest expense | $2,297,000 | 1,958 |
| Pre-tax net operating income | $1,651,000 | 2,905 |
| Securities gains (losses) | $-1,000 | 5,801 |
| Applicable income taxes | $512,000 | 1,995 |
| Income before extraordinary items | $1,138,000 | 3,280 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,138,000 | 3,278 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,138,000 | 3,279 |
| Net charge-offs | $78,000 | 2,389 |
| Cash dividends | $606,000 | 2,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,138,690 | 3,225 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,412,000 | 2,656 |
| Total interest expense | $335,000 | 3,225 |
| Net interest income | $4,077,000 | 2,567 |
| Provision for loan and lease losses | $250,000 | 1,275 |
| Total noninterest income | $1,016,000 | 2,114 |
| Gross Fiduciary activities income | $130,000 | 724 |
| Service charges on deposit accounts | $272,000 | 1,966 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $614,000 | 2,143 |
| Total noninterest expense | $3,685,000 | 2,476 |
| Salaries and employee benefits | $2,040,000 | 2,475 |
| Premises and equipment expense | $318,000 | 3,045 |
| Additional noninterest expense | $1,327,000 | 2,216 |
| Pre-tax net operating income | $1,158,000 | 2,808 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $345,000 | 1,990 |
| Income before extraordinary items | $813,000 | 3,124 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $813,000 | 3,124 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $813,000 | 3,125 |
| Net charge-offs | $212,000 | 1,155 |
| Cash dividends | $462,000 | 2,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $813,000 | 3,064 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,202,000 | 2,666 |
| Total interest expense | $167,000 | 3,257 |
| Net interest income | $2,035,000 | 2,561 |
| Provision for loan and lease losses | $125,000 | 1,243 |
| Total noninterest income | $505,000 | 2,087 |
| Gross Fiduciary activities income | $66,000 | 725 |
| Service charges on deposit accounts | $241,000 | 1,221 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $198,000 | 2,649 |
| Total noninterest expense | $1,829,000 | 2,505 |
| Salaries and employee benefits | $964,000 | 2,601 |
| Premises and equipment expense | $169,000 | 2,951 |
| Additional noninterest expense | $696,000 | 2,121 |
| Pre-tax net operating income | $586,000 | 2,737 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $186,000 | 1,893 |
| Income before extraordinary items | $400,000 | 3,124 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $400,000 | 3,127 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $400,000 | 3,127 |
| Net charge-offs | $6,000 | 2,677 |
| Cash dividends | $241,000 | 1,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $400,000 | 3,057 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,635,000 | 2,727 |
| Total interest expense | $737,000 | 3,199 |
| Net interest income | $7,898,000 | 2,656 |
| Provision for loan and lease losses | $-661,000 | 6,293 |
| Total noninterest income | $1,624,000 | 2,400 |
| Gross Fiduciary activities income | $215,000 | 763 |
| Service charges on deposit accounts | $1,085,000 | 1,205 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $324,000 | 3,907 |
| Total noninterest expense | $7,111,000 | 2,586 |
| Salaries and employee benefits | $4,003,000 | 2,495 |
| Premises and equipment expense | $575,000 | 3,326 |
| Additional noninterest expense | $2,533,000 | 2,383 |
| Pre-tax net operating income | $3,072,000 | 2,241 |
| Securities gains (losses) | $6,000 | 2,820 |
| Applicable income taxes | $916,000 | 1,635 |
| Income before extraordinary items | $2,162,000 | 2,549 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,162,000 | 2,549 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,162,000 | 2,549 |
| Net charge-offs | $248,000 | 2,232 |
| Cash dividends | $522,000 | 2,797 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,157,800 | 2,514 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,444,000 | 2,758 |
| Total interest expense | $559,000 | 3,233 |
| Net interest income | $5,885,000 | 2,679 |
| Provision for loan and lease losses | $-202,000 | 6,282 |
| Total noninterest income | $1,620,000 | 2,002 |
| Gross Fiduciary activities income | $152,000 | 765 |
| Service charges on deposit accounts | $822,000 | 1,207 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $646,000 | 2,540 |
| Total noninterest expense | $5,125,000 | 2,664 |
| Salaries and employee benefits | $2,865,000 | 2,597 |
| Premises and equipment expense | $428,000 | 3,386 |
| Additional noninterest expense | $1,832,000 | 2,463 |
| Pre-tax net operating income | $2,582,000 | 2,091 |
| Securities gains (losses) | $6,000 | 2,508 |
| Applicable income taxes | $742,000 | 1,586 |
| Income before extraordinary items | $1,846,000 | 2,363 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,846,000 | 2,364 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,846,000 | 2,363 |
| Net charge-offs | $343,000 | 1,483 |
| Cash dividends | $413,000 | 2,428 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,841,740 | 2,311 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,233,000 | 2,795 |
| Total interest expense | $377,000 | 3,247 |
| Net interest income | $3,856,000 | 2,726 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $840,000 | 2,345 |
| Gross Fiduciary activities income | $107,000 | 762 |
| Service charges on deposit accounts | $545,000 | 1,192 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $188,000 | 3,731 |
| Total noninterest expense | $3,359,000 | 2,713 |
| Salaries and employee benefits | $1,912,000 | 2,606 |
| Premises and equipment expense | $293,000 | 3,344 |
| Additional noninterest expense | $1,154,000 | 2,580 |
| Pre-tax net operating income | $1,337,000 | 2,449 |
| Securities gains (losses) | $6,000 | 2,106 |
| Applicable income taxes | $435,000 | 1,685 |
| Income before extraordinary items | $908,000 | 2,833 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $908,000 | 2,838 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $908,000 | 2,838 |
| Net charge-offs | $103,000 | 2,163 |
| Cash dividends | $304,000 | 2,310 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $903,920 | 2,792 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,115,000 | 2,799 |
| Total interest expense | $192,000 | 3,263 |
| Net interest income | $1,923,000 | 2,710 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $406,000 | 2,347 |
| Gross Fiduciary activities income | $50,000 | 778 |
| Service charges on deposit accounts | $269,000 | 1,189 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $87,000 | 3,774 |
| Total noninterest expense | $1,706,000 | 2,683 |
| Salaries and employee benefits | $972,000 | 2,578 |
| Premises and equipment expense | $152,000 | 3,313 |
| Additional noninterest expense | $582,000 | 2,553 |
| Pre-tax net operating income | $623,000 | 2,512 |
| Securities gains (losses) | $6,000 | 1,292 |
| Applicable income taxes | $167,000 | 1,900 |
| Income before extraordinary items | $462,000 | 2,716 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $462,000 | 2,719 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $462,000 | 2,719 |
| Net charge-offs | $7,000 | 2,989 |
| Cash dividends | $195,000 | 1,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $457,620 | 2,704 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,667,000 | 2,763 |
| Total interest expense | $957,000 | 3,048 |
| Net interest income | $7,710,000 | 2,699 |
| Provision for loan and lease losses | $-903,000 | 6,662 |
| Total noninterest income | $1,216,000 | 2,892 |
| Gross Fiduciary activities income | $219,000 | 766 |
| Service charges on deposit accounts | $1,080,000 | 1,261 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-83,000 | 6,602 |
| Total noninterest expense | $7,586,000 | 2,458 |
| Salaries and employee benefits | $4,228,000 | 2,358 |
| Premises and equipment expense | $557,000 | 3,488 |
| Additional noninterest expense | $2,801,000 | 2,232 |
| Pre-tax net operating income | $2,243,000 | 2,636 |
| Securities gains (losses) | $1,000 | 3,056 |
| Applicable income taxes | $639,000 | 1,904 |
| Income before extraordinary items | $1,605,000 | 3,033 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,605,000 | 3,035 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,605,000 | 3,036 |
| Net charge-offs | $-303,000 | 6,684 |
| Cash dividends | $106,000 | 3,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,604,280 | 2,970 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,488,000 | 2,789 |
| Total interest expense | $747,000 | 3,028 |
| Net interest income | $5,741,000 | 2,721 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $1,176,000 | 2,563 |
| Gross Fiduciary activities income | $165,000 | 758 |
| Service charges on deposit accounts | $803,000 | 1,274 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $208,000 | 4,264 |
| Total noninterest expense | $5,484,000 | 2,534 |
| Salaries and employee benefits | $2,956,000 | 2,512 |
| Premises and equipment expense | $426,000 | 3,471 |
| Additional noninterest expense | $2,102,000 | 2,208 |
| Pre-tax net operating income | $1,433,000 | 3,004 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $439,000 | 2,043 |
| Income before extraordinary items | $994,000 | 3,436 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $994,000 | 3,439 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $994,000 | 3,440 |
| Net charge-offs | $385,000 | 1,861 |
| Cash dividends | $106,000 | 3,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $994,000 | 3,363 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,301,000 | 2,794 |
| Total interest expense | $513,000 | 3,012 |
| Net interest income | $3,788,000 | 2,733 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $746,000 | 2,661 |
| Gross Fiduciary activities income | $117,000 | 750 |
| Service charges on deposit accounts | $522,000 | 1,279 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $107,000 | 4,649 |
| Total noninterest expense | $3,724,000 | 2,490 |
| Salaries and employee benefits | $2,017,000 | 2,480 |
| Premises and equipment expense | $297,000 | 3,379 |
| Additional noninterest expense | $1,410,000 | 2,195 |
| Pre-tax net operating income | $810,000 | 3,314 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $237,000 | 2,273 |
| Income before extraordinary items | $573,000 | 3,693 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $573,000 | 3,695 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $573,000 | 3,696 |
| Net charge-offs | $267,000 | 1,802 |
| Cash dividends | $106,000 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $573,000 | 3,590 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,102,000 | 2,869 |
| Total interest expense | $276,000 | 2,945 |
| Net interest income | $1,826,000 | 2,825 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $321,000 | 2,913 |
| Gross Fiduciary activities income | $50,000 | 781 |
| Service charges on deposit accounts | $258,000 | 1,296 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $13,000 | 5,979 |
| Total noninterest expense | $1,794,000 | 2,608 |
| Salaries and employee benefits | $916,000 | 2,723 |
| Premises and equipment expense | $149,000 | 3,396 |
| Additional noninterest expense | $729,000 | 2,135 |
| Pre-tax net operating income | $353,000 | 3,500 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $100,000 | 2,402 |
| Income before extraordinary items | $253,000 | 3,871 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $253,000 | 3,870 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $253,000 | 3,873 |
| Net charge-offs | $23,000 | 2,983 |
| Cash dividends | $20,000 | 2,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $253,000 | 3,764 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,038,000 | 2,822 |
| Total interest expense | $1,302,000 | 3,026 |
| Net interest income | $7,736,000 | 2,736 |
| Provision for loan and lease losses | $952,000 | 1,827 |
| Total noninterest income | $1,722,000 | 2,406 |
| Gross Fiduciary activities income | $365,000 | 671 |
| Service charges on deposit accounts | $1,096,000 | 1,301 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $261,000 | 4,237 |
| Total noninterest expense | $6,682,000 | 2,780 |
| Salaries and employee benefits | $3,401,000 | 2,864 |
| Premises and equipment expense | $554,000 | 3,577 |
| Additional noninterest expense | $2,727,000 | 2,381 |
| Pre-tax net operating income | $1,824,000 | 2,992 |
| Securities gains (losses) | $592,000 | 819 |
| Applicable income taxes | $514,000 | 2,161 |
| Income before extraordinary items | $1,902,000 | 2,669 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,902,000 | 2,672 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,902,000 | 2,670 |
| Net charge-offs | $2,897,000 | 865 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,434,320 | 3,077 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,862,000 | 2,851 |
| Total interest expense | $1,017,000 | 3,035 |
| Net interest income | $5,845,000 | 2,761 |
| Provision for loan and lease losses | $952,000 | 1,486 |
| Total noninterest income | $1,353,000 | 2,343 |
| Gross Fiduciary activities income | $323,000 | 637 |
| Service charges on deposit accounts | $823,000 | 1,308 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $207,000 | 4,203 |
| Total noninterest expense | $5,045,000 | 2,770 |
| Salaries and employee benefits | $2,564,000 | 2,853 |
| Premises and equipment expense | $420,000 | 3,598 |
| Additional noninterest expense | $2,061,000 | 2,349 |
| Pre-tax net operating income | $1,201,000 | 3,320 |
| Securities gains (losses) | $321,000 | 1,060 |
| Applicable income taxes | $410,000 | 2,138 |
| Income before extraordinary items | $1,112,000 | 3,222 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,112,000 | 3,223 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,112,000 | 3,222 |
| Net charge-offs | $2,849,000 | 697 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $877,670 | 3,535 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,624,000 | 2,842 |
| Total interest expense | $712,000 | 3,016 |
| Net interest income | $3,912,000 | 2,763 |
| Provision for loan and lease losses | $952,000 | 1,139 |
| Total noninterest income | $957,000 | 2,223 |
| Gross Fiduciary activities income | $276,000 | 588 |
| Service charges on deposit accounts | $553,000 | 1,279 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $128,000 | 4,307 |
| Total noninterest expense | $3,317,000 | 2,800 |
| Salaries and employee benefits | $1,687,000 | 2,894 |
| Premises and equipment expense | $273,000 | 3,654 |
| Additional noninterest expense | $1,357,000 | 2,393 |
| Pre-tax net operating income | $600,000 | 3,795 |
| Securities gains (losses) | $321,000 | 810 |
| Applicable income taxes | $221,000 | 2,355 |
| Income before extraordinary items | $700,000 | 3,326 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $700,000 | 3,326 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $700,000 | 3,327 |
| Net charge-offs | $965,000 | 1,163 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $456,040 | 3,947 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,330,000 | 2,855 |
| Total interest expense | $388,000 | 2,921 |
| Net interest income | $1,942,000 | 2,791 |
| Provision for loan and lease losses | $507,000 | 1,030 |
| Total noninterest income | $545,000 | 2,031 |
| Gross Fiduciary activities income | $225,000 | 476 |
| Service charges on deposit accounts | $281,000 | 1,255 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $39,000 | 5,056 |
| Total noninterest expense | $1,680,000 | 2,771 |
| Salaries and employee benefits | $829,000 | 2,948 |
| Premises and equipment expense | $85,000 | 4,786 |
| Additional noninterest expense | $766,000 | 2,107 |
| Pre-tax net operating income | $300,000 | 3,839 |
| Securities gains (losses) | $315,000 | 440 |
| Applicable income taxes | $154,000 | 1,999 |
| Income before extraordinary items | $461,000 | 2,775 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $461,000 | 2,777 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $461,000 | 2,778 |
| Net charge-offs | $1,640,000 | 464 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $224,750 | 4,035 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,332,000 | 2,687 |
| Total interest expense | $2,641,000 | 2,185 |
| Net interest income | $7,691,000 | 2,836 |
| Provision for loan and lease losses | $8,680,000 | 473 |
| Total noninterest income | $1,642,000 | 2,312 |
| Gross Fiduciary activities income | $226,000 | 715 |
| Service charges on deposit accounts | $1,151,000 | 1,289 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $265,000 | 4,049 |
| Total noninterest expense | $7,214,000 | 2,601 |
| Salaries and employee benefits | $3,710,000 | 2,593 |
| Premises and equipment expense | $582,000 | 3,658 |
| Additional noninterest expense | $2,922,000 | 2,258 |
| Pre-tax net operating income | $-6,561,000 | 7,129 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-2,779,000 | 7,273 |
| Income before extraordinary items | $-3,782,000 | 7,007 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,782,000 | 7,008 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-3,782,000 | 7,008 |
| Net charge-offs | $5,964,000 | 690 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-3,782,000 | 6,991 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,851,000 | 2,685 |
| Total interest expense | $2,118,000 | 2,146 |
| Net interest income | $5,733,000 | 2,858 |
| Provision for loan and lease losses | $6,724,000 | 473 |
| Total noninterest income | $1,186,000 | 2,351 |
| Gross Fiduciary activities income | $160,000 | 721 |
| Service charges on deposit accounts | $866,000 | 1,282 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $160,000 | 4,426 |
| Total noninterest expense | $5,265,000 | 2,668 |
| Salaries and employee benefits | $2,807,000 | 2,562 |
| Premises and equipment expense | $451,000 | 3,611 |
| Additional noninterest expense | $2,007,000 | 2,452 |
| Pre-tax net operating income | $-5,070,000 | 7,233 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-2,134,000 | 7,364 |
| Income before extraordinary items | $-2,936,000 | 7,144 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,936,000 | 7,144 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-2,936,000 | 7,145 |
| Net charge-offs | $5,578,000 | 579 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-2,936,000 | 7,132 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,131,000 | 2,750 |
| Total interest expense | $1,467,000 | 2,139 |
| Net interest income | $3,664,000 | 2,966 |
| Provision for loan and lease losses | $4,957,000 | 445 |
| Total noninterest income | $746,000 | 2,424 |
| Gross Fiduciary activities income | $103,000 | 744 |
| Service charges on deposit accounts | $575,000 | 1,260 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $68,000 | 5,121 |
| Total noninterest expense | $3,545,000 | 2,666 |
| Salaries and employee benefits | $1,965,000 | 2,455 |
| Premises and equipment expense | $310,000 | 3,569 |
| Additional noninterest expense | $1,270,000 | 2,608 |
| Pre-tax net operating income | $-4,092,000 | 7,330 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-1,689,000 | 7,446 |
| Income before extraordinary items | $-2,403,000 | 7,245 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,403,000 | 7,245 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-2,403,000 | 7,246 |
| Net charge-offs | $746,000 | 1,742 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-2,403,000 | 7,236 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,610,000 | 2,722 |
| Total interest expense | $743,000 | 2,197 |
| Net interest income | $1,867,000 | 2,895 |
| Provision for loan and lease losses | $1,067,000 | 812 |
| Total noninterest income | $310,000 | 2,782 |
| Gross Fiduciary activities income | $49,000 | 760 |
| Service charges on deposit accounts | $267,000 | 1,333 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-6,000 | 7,156 |
| Total noninterest expense | $1,787,000 | 2,661 |
| Salaries and employee benefits | $997,000 | 2,439 |
| Premises and equipment expense | $167,000 | 3,438 |
| Additional noninterest expense | $623,000 | 2,643 |
| Pre-tax net operating income | $-677,000 | 7,172 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-327,000 | 7,435 |
| Income before extraordinary items | $-350,000 | 7,037 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-350,000 | 7,037 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-350,000 | 7,037 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-350,000 | 7,023 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,622,000 | 2,571 |
| Total interest expense | $3,513,000 | 2,251 |
| Net interest income | $8,109,000 | 2,684 |
| Provision for loan and lease losses | $1,375,000 | 2,582 |
| Total noninterest income | $1,511,000 | 2,501 |
| Gross Fiduciary activities income | $223,000 | 741 |
| Service charges on deposit accounts | $1,102,000 | 1,379 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $186,000 | 4,691 |
| Total noninterest expense | $7,459,000 | 2,592 |
| Salaries and employee benefits | $3,891,000 | 2,471 |
| Premises and equipment expense | $649,000 | 3,506 |
| Additional noninterest expense | $2,919,000 | 2,332 |
| Pre-tax net operating income | $786,000 | 3,760 |
| Securities gains (losses) | $97,000 | 2,198 |
| Applicable income taxes | $32,000 | 3,826 |
| Income before extraordinary items | $851,000 | 3,514 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $851,000 | 3,511 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $851,000 | 3,514 |
| Net charge-offs | $1,338,000 | 2,304 |
| Cash dividends | $930,000 | 1,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $757,880 | 3,566 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,837,000 | 2,600 |
| Total interest expense | $2,723,000 | 2,277 |
| Net interest income | $6,114,000 | 2,706 |
| Provision for loan and lease losses | $347,000 | 4,119 |
| Total noninterest income | $1,258,000 | 2,356 |
| Gross Fiduciary activities income | $169,000 | 724 |
| Service charges on deposit accounts | $828,000 | 1,413 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $261,000 | 3,772 |
| Total noninterest expense | $5,580,000 | 2,599 |
| Salaries and employee benefits | $2,965,000 | 2,441 |
| Premises and equipment expense | $493,000 | 3,521 |
| Additional noninterest expense | $2,122,000 | 2,361 |
| Pre-tax net operating income | $1,445,000 | 2,442 |
| Securities gains (losses) | $19,000 | 2,905 |
| Applicable income taxes | $322,000 | 2,078 |
| Income before extraordinary items | $1,142,000 | 2,647 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,142,000 | 2,645 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,142,000 | 2,649 |
| Net charge-offs | $308,000 | 3,698 |
| Cash dividends | $714,000 | 1,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,127,180 | 2,550 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,945,000 | 2,606 |
| Total interest expense | $1,835,000 | 2,337 |
| Net interest income | $4,110,000 | 2,693 |
| Provision for loan and lease losses | $188,000 | 4,314 |
| Total noninterest income | $868,000 | 2,246 |
| Gross Fiduciary activities income | $120,000 | 710 |
| Service charges on deposit accounts | $559,000 | 1,407 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $189,000 | 3,582 |
| Total noninterest expense | $3,741,000 | 2,597 |
| Salaries and employee benefits | $1,988,000 | 2,446 |
| Premises and equipment expense | $340,000 | 3,462 |
| Additional noninterest expense | $1,413,000 | 2,371 |
| Pre-tax net operating income | $1,049,000 | 2,290 |
| Securities gains (losses) | $12,000 | 2,543 |
| Applicable income taxes | $236,000 | 1,971 |
| Income before extraordinary items | $825,000 | 2,450 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $825,000 | 2,445 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $825,000 | 2,449 |
| Net charge-offs | $121,000 | 4,036 |
| Cash dividends | $545,000 | 1,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $815,640 | 2,372 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,963,000 | 2,675 |
| Total interest expense | $919,000 | 2,452 |
| Net interest income | $2,044,000 | 2,728 |
| Provision for loan and lease losses | $20,000 | 5,721 |
| Total noninterest income | $426,000 | 2,265 |
| Gross Fiduciary activities income | $51,000 | 757 |
| Service charges on deposit accounts | $270,000 | 1,450 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $105,000 | 3,412 |
| Total noninterest expense | $1,884,000 | 2,590 |
| Salaries and employee benefits | $1,016,000 | 2,436 |
| Premises and equipment expense | $178,000 | 3,414 |
| Additional noninterest expense | $690,000 | 2,410 |
| Pre-tax net operating income | $566,000 | 2,196 |
| Securities gains (losses) | $11,000 | 1,699 |
| Applicable income taxes | $130,000 | 1,868 |
| Income before extraordinary items | $447,000 | 2,359 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $447,000 | 2,358 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $447,000 | 2,359 |
| Net charge-offs | $98,000 | 3,125 |
| Cash dividends | $298,000 | 1,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $438,530 | 2,306 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,841,000 | 2,572 |
| Total interest expense | $4,366,000 | 2,541 |
| Net interest income | $8,475,000 | 2,566 |
| Provision for loan and lease losses | $719,000 | 3,998 |
| Total noninterest income | $2,264,000 | 1,947 |
| Gross Fiduciary activities income | $233,000 | 719 |
| Service charges on deposit accounts | $1,052,000 | 1,604 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $979,000 | 2,166 |
| Total noninterest expense | $7,463,000 | 2,639 |
| Salaries and employee benefits | $3,762,000 | 2,582 |
| Premises and equipment expense | $693,000 | 3,485 |
| Additional noninterest expense | $3,008,000 | 2,339 |
| Pre-tax net operating income | $2,557,000 | 1,548 |
| Securities gains (losses) | $196,000 | 1,571 |
| Applicable income taxes | $713,000 | 1,225 |
| Income before extraordinary items | $2,040,000 | 1,635 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,040,000 | 1,633 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,040,000 | 1,634 |
| Net charge-offs | $431,000 | 3,988 |
| Cash dividends | $771,000 | 1,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,894,960 | 1,724 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,757,000 | 2,593 |
| Total interest expense | $3,374,000 | 2,593 |
| Net interest income | $6,383,000 | 2,554 |
| Provision for loan and lease losses | $471,000 | 3,895 |
| Total noninterest income | $1,834,000 | 1,900 |
| Gross Fiduciary activities income | $178,000 | 717 |
| Service charges on deposit accounts | $754,000 | 1,674 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $902,000 | 1,963 |
| Total noninterest expense | $5,656,000 | 2,616 |
| Salaries and employee benefits | $2,834,000 | 2,595 |
| Premises and equipment expense | $538,000 | 3,436 |
| Additional noninterest expense | $2,284,000 | 2,284 |
| Pre-tax net operating income | $2,090,000 | 1,556 |
| Securities gains (losses) | $-46,000 | 7,369 |
| Applicable income taxes | $498,000 | 1,405 |
| Income before extraordinary items | $1,546,000 | 1,724 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,546,000 | 1,724 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,546,000 | 1,724 |
| Net charge-offs | $350,000 | 3,503 |
| Cash dividends | $444,000 | 2,154 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,580,960 | 1,650 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,680,000 | 2,562 |
| Total interest expense | $2,324,000 | 2,613 |
| Net interest income | $4,356,000 | 2,478 |
| Provision for loan and lease losses | $294,000 | 3,776 |
| Total noninterest income | $1,445,000 | 1,700 |
| Gross Fiduciary activities income | $126,000 | 710 |
| Service charges on deposit accounts | $498,000 | 1,671 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $821,000 | 1,618 |
| Total noninterest expense | $4,001,000 | 2,498 |
| Salaries and employee benefits | $1,962,000 | 2,556 |
| Premises and equipment expense | $380,000 | 3,318 |
| Additional noninterest expense | $1,659,000 | 2,140 |
| Pre-tax net operating income | $1,506,000 | 1,522 |
| Securities gains (losses) | $-77,000 | 7,648 |
| Applicable income taxes | $371,000 | 1,334 |
| Income before extraordinary items | $1,058,000 | 1,763 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,058,000 | 1,760 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,058,000 | 1,762 |
| Net charge-offs | $202,000 | 3,405 |
| Cash dividends | $223,000 | 2,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,114,980 | 1,634 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,506,000 | 2,468 |
| Total interest expense | $1,231,000 | 2,569 |
| Net interest income | $2,275,000 | 2,380 |
| Provision for loan and lease losses | $109,000 | 3,757 |
| Total noninterest income | $454,000 | 2,286 |
| Gross Fiduciary activities income | $66,000 | 712 |
| Service charges on deposit accounts | $264,000 | 1,540 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $124,000 | 3,295 |
| Total noninterest expense | $1,967,000 | 2,462 |
| Salaries and employee benefits | $968,000 | 2,616 |
| Premises and equipment expense | $208,000 | 3,126 |
| Additional noninterest expense | $791,000 | 2,014 |
| Pre-tax net operating income | $653,000 | 1,911 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $135,000 | 1,879 |
| Income before extraordinary items | $518,000 | 2,064 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $518,000 | 2,065 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $518,000 | 2,065 |
| Net charge-offs | $116,000 | 2,707 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $518,000 | 1,941 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $15,177,000 | 2,432 |
| Total interest expense | $6,389,000 | 2,380 |
| Net interest income | $8,788,000 | 2,477 |
| Provision for loan and lease losses | $1,959,000 | 1,823 |
| Total noninterest income | $1,963,000 | 2,175 |
| Gross Fiduciary activities income | $306,000 | 682 |
| Service charges on deposit accounts | $1,143,000 | 1,564 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $514,000 | 3,125 |
| Total noninterest expense | $7,734,000 | 2,445 |
| Salaries and employee benefits | $4,011,000 | 2,501 |
| Premises and equipment expense | $795,000 | 3,195 |
| Additional noninterest expense | $2,928,000 | 2,048 |
| Pre-tax net operating income | $1,058,000 | 3,658 |
| Securities gains (losses) | $-49,000 | 7,163 |
| Applicable income taxes | $87,000 | 3,487 |
| Income before extraordinary items | $922,000 | 3,434 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $922,000 | 3,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,490,000 | 1,571 |
| Cash dividends | $737,000 | 2,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $966,590 | 3,496 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,366,000 | 2,494 |
| Total interest expense | $4,918,000 | 2,410 |
| Net interest income | $6,448,000 | 2,550 |
| Provision for loan and lease losses | $465,000 | 2,832 |
| Total noninterest income | $1,403,000 | 2,317 |
| Gross Fiduciary activities income | $191,000 | 732 |
| Service charges on deposit accounts | $839,000 | 1,601 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $373,000 | 3,300 |
| Total noninterest expense | $5,603,000 | 2,527 |
| Salaries and employee benefits | $2,913,000 | 2,605 |
| Premises and equipment expense | $607,000 | 3,163 |
| Additional noninterest expense | $2,083,000 | 2,079 |
| Pre-tax net operating income | $1,783,000 | 2,498 |
| Securities gains (losses) | $-53,000 | 7,487 |
| Applicable income taxes | $398,000 | 2,161 |
| Income before extraordinary items | $1,332,000 | 2,556 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,332,000 | 2,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 3,300 |
| Cash dividends | $662,000 | 2,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,372,810 | 2,615 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,482,000 | 2,555 |
| Total interest expense | $3,316,000 | 2,478 |
| Net interest income | $4,166,000 | 2,614 |
| Provision for loan and lease losses | $348,000 | 2,338 |
| Total noninterest income | $899,000 | 2,418 |
| Gross Fiduciary activities income | $137,000 | 721 |
| Service charges on deposit accounts | $514,000 | 1,720 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $248,000 | 3,361 |
| Total noninterest expense | $3,673,000 | 2,571 |
| Salaries and employee benefits | $1,896,000 | 2,689 |
| Premises and equipment expense | $413,000 | 3,131 |
| Additional noninterest expense | $1,364,000 | 2,084 |
| Pre-tax net operating income | $1,044,000 | 2,863 |
| Securities gains (losses) | $4,000 | 2,798 |
| Applicable income taxes | $229,000 | 2,529 |
| Income before extraordinary items | $819,000 | 2,995 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $819,000 | 2,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $267,000 | 1,909 |
| Cash dividends | $441,000 | 2,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $815,880 | 2,960 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,753,000 | 2,610 |
| Total interest expense | $1,671,000 | 2,616 |
| Net interest income | $2,082,000 | 2,619 |
| Provision for loan and lease losses | $126,000 | 2,387 |
| Total noninterest income | $454,000 | 2,378 |
| Gross Fiduciary activities income | $84,000 | 684 |
| Service charges on deposit accounts | $241,000 | 1,779 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $129,000 | 3,305 |
| Total noninterest expense | $1,798,000 | 2,620 |
| Salaries and employee benefits | $902,000 | 2,821 |
| Premises and equipment expense | $214,000 | 3,034 |
| Additional noninterest expense | $682,000 | 2,056 |
| Pre-tax net operating income | $612,000 | 2,664 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $148,000 | 2,340 |
| Income before extraordinary items | $464,000 | 2,862 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $464,000 | 2,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,244 |
| Cash dividends | $221,000 | 2,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $464,000 | 2,788 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $15,967,000 | 2,547 |
| Total interest expense | $6,781,000 | 2,709 |
| Net interest income | $9,186,000 | 2,410 |
| Provision for loan and lease losses | $1,783,000 | 926 |
| Total noninterest income | $1,449,000 | 2,773 |
| Gross Fiduciary activities income | $231,000 | 773 |
| Service charges on deposit accounts | $1,017,000 | 1,739 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $201,000 | 5,045 |
| Total noninterest expense | $7,580,000 | 2,406 |
| Salaries and employee benefits | $3,883,000 | 2,555 |
| Premises and equipment expense | $813,000 | 3,040 |
| Additional noninterest expense | $2,884,000 | 1,904 |
| Pre-tax net operating income | $1,272,000 | 4,239 |
| Securities gains (losses) | $2,000 | 1,832 |
| Applicable income taxes | $235,000 | 3,679 |
| Income before extraordinary items | $1,039,000 | 4,231 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,039,000 | 4,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,893,000 | 640 |
| Cash dividends | $884,000 | 2,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,037,360 | 4,232 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,075,000 | 2,528 |
| Total interest expense | $5,041,000 | 2,728 |
| Net interest income | $7,034,000 | 2,388 |
| Provision for loan and lease losses | $806,000 | 1,085 |
| Total noninterest income | $968,000 | 2,990 |
| Gross Fiduciary activities income | $167,000 | 775 |
| Service charges on deposit accounts | $769,000 | 1,705 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $32,000 | 7,274 |
| Total noninterest expense | $5,599,000 | 2,416 |
| Salaries and employee benefits | $2,895,000 | 2,562 |
| Premises and equipment expense | $622,000 | 2,983 |
| Additional noninterest expense | $2,082,000 | 1,937 |
| Pre-tax net operating income | $1,597,000 | 3,331 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $439,000 | 2,700 |
| Income before extraordinary items | $1,158,000 | 3,552 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,158,000 | 3,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $581,000 | 965 |
| Cash dividends | $662,000 | 2,550 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,158,000 | 3,532 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,940,000 | 2,574 |
| Total interest expense | $3,289,000 | 2,769 |
| Net interest income | $4,651,000 | 2,429 |
| Provision for loan and lease losses | $656,000 | 815 |
| Total noninterest income | $782,000 | 2,637 |
| Gross Fiduciary activities income | $111,000 | 789 |
| Service charges on deposit accounts | $502,000 | 1,746 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $169,000 | 4,107 |
| Total noninterest expense | $3,772,000 | 2,420 |
| Salaries and employee benefits | $1,968,000 | 2,558 |
| Premises and equipment expense | $423,000 | 2,958 |
| Additional noninterest expense | $1,381,000 | 1,950 |
| Pre-tax net operating income | $1,005,000 | 3,524 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $279,000 | 2,824 |
| Income before extraordinary items | $726,000 | 3,736 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $726,000 | 3,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $426,000 | 799 |
| Cash dividends | $442,000 | 2,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $726,000 | 3,719 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,925,000 | 2,599 |
| Total interest expense | $1,617,000 | 2,797 |
| Net interest income | $2,308,000 | 2,449 |
| Provision for loan and lease losses | $207,000 | 1,129 |
| Total noninterest income | $441,000 | 2,396 |
| Gross Fiduciary activities income | $54,000 | 802 |
| Service charges on deposit accounts | $236,000 | 1,798 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $151,000 | 3,007 |
| Total noninterest expense | $1,893,000 | 2,414 |
| Salaries and employee benefits | $970,000 | 2,609 |
| Premises and equipment expense | $217,000 | 2,921 |
| Additional noninterest expense | $706,000 | 1,887 |
| Pre-tax net operating income | $649,000 | 2,952 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $194,000 | 2,441 |
| Income before extraordinary items | $455,000 | 3,212 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $455,000 | 3,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $258,000 | 635 |
| Cash dividends | $221,000 | 2,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $455,000 | 3,188 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $15,351,000 | 2,504 |
| Total interest expense | $5,856,000 | 2,648 |
| Net interest income | $9,495,000 | 2,395 |
| Provision for loan and lease losses | $423,000 | 2,174 |
| Total noninterest income | $1,568,000 | 2,625 |
| Gross Fiduciary activities income | $207,000 | 792 |
| Service charges on deposit accounts | $852,000 | 2,011 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $509,000 | 3,304 |
| Total noninterest expense | $7,572,000 | 2,341 |
| Salaries and employee benefits | $3,926,000 | 2,478 |
| Premises and equipment expense | $823,000 | 2,929 |
| Additional noninterest expense | $2,823,000 | 1,861 |
| Pre-tax net operating income | $3,068,000 | 2,733 |
| Securities gains (losses) | $-18,000 | 7,507 |
| Applicable income taxes | $956,000 | 2,261 |
| Income before extraordinary items | $2,094,000 | 3,000 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,094,000 | 3,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 2,609 |
| Cash dividends | $1,513,000 | 1,909 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,106,420 | 2,982 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,372,000 | 2,522 |
| Total interest expense | $4,231,000 | 2,651 |
| Net interest income | $7,141,000 | 2,415 |
| Provision for loan and lease losses | $275,000 | 2,295 |
| Total noninterest income | $1,130,000 | 2,704 |
| Gross Fiduciary activities income | $149,000 | 793 |
| Service charges on deposit accounts | $625,000 | 2,041 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $356,000 | 3,406 |
| Total noninterest expense | $5,541,000 | 2,391 |
| Salaries and employee benefits | $2,850,000 | 2,555 |
| Premises and equipment expense | $619,000 | 2,917 |
| Additional noninterest expense | $2,072,000 | 1,884 |
| Pre-tax net operating income | $2,455,000 | 2,694 |
| Securities gains (losses) | $-18,000 | 7,797 |
| Applicable income taxes | $777,000 | 2,248 |
| Income before extraordinary items | $1,660,000 | 2,965 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,660,000 | 2,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 3,608 |
| Cash dividends | $1,002,000 | 1,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,672,240 | 2,945 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,397,000 | 2,540 |
| Total interest expense | $2,654,000 | 2,683 |
| Net interest income | $4,743,000 | 2,422 |
| Provision for loan and lease losses | $206,000 | 2,070 |
| Total noninterest income | $778,000 | 2,642 |
| Gross Fiduciary activities income | $96,000 | 815 |
| Service charges on deposit accounts | $409,000 | 2,065 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $273,000 | 3,180 |
| Total noninterest expense | $3,680,000 | 2,402 |
| Salaries and employee benefits | $1,885,000 | 2,566 |
| Premises and equipment expense | $418,000 | 2,888 |
| Additional noninterest expense | $1,377,000 | 1,890 |
| Pre-tax net operating income | $1,635,000 | 2,704 |
| Securities gains (losses) | $-18,000 | 8,036 |
| Applicable income taxes | $509,000 | 2,278 |
| Income before extraordinary items | $1,108,000 | 2,967 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,108,000 | 2,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,253 |
| Cash dividends | $614,000 | 2,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,120,420 | 2,933 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,657,000 | 2,520 |
| Total interest expense | $1,227,000 | 2,745 |
| Net interest income | $2,430,000 | 2,383 |
| Provision for loan and lease losses | $103,000 | 1,966 |
| Total noninterest income | $394,000 | 2,567 |
| Gross Fiduciary activities income | $48,000 | 820 |
| Service charges on deposit accounts | $190,000 | 2,131 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $156,000 | 2,907 |
| Total noninterest expense | $1,873,000 | 2,369 |
| Salaries and employee benefits | $937,000 | 2,595 |
| Premises and equipment expense | $210,000 | 2,897 |
| Additional noninterest expense | $726,000 | 1,803 |
| Pre-tax net operating income | $848,000 | 2,597 |
| Securities gains (losses) | $-18,000 | 8,357 |
| Applicable income taxes | $259,000 | 2,213 |
| Income before extraordinary items | $571,000 | 2,845 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $571,000 | 2,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $225,000 | 2,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $583,420 | 2,787 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $12,976,000 | 2,544 |
| Total interest expense | $4,056,000 | 2,631 |
| Net interest income | $8,920,000 | 2,453 |
| Provision for loan and lease losses | $275,000 | 3,001 |
| Total noninterest income | $1,460,000 | 2,730 |
| Gross Fiduciary activities income | $201,000 | 799 |
| Service charges on deposit accounts | $772,000 | 2,171 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $487,000 | 3,423 |
| Total noninterest expense | $7,125,000 | 2,355 |
| Salaries and employee benefits | $3,724,000 | 2,452 |
| Premises and equipment expense | $817,000 | 2,846 |
| Additional noninterest expense | $2,584,000 | 1,957 |
| Pre-tax net operating income | $2,980,000 | 2,768 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $927,000 | 2,361 |
| Income before extraordinary items | $2,053,000 | 3,039 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,053,000 | 3,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,136 |
| Cash dividends | $1,288,000 | 2,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,053,000 | 2,996 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,410,000 | 2,559 |
| Total interest expense | $2,854,000 | 2,636 |
| Net interest income | $6,556,000 | 2,476 |
| Provision for loan and lease losses | $206,000 | 2,911 |
| Total noninterest income | $1,047,000 | 2,813 |
| Gross Fiduciary activities income | $151,000 | 787 |
| Service charges on deposit accounts | $568,000 | 2,203 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $328,000 | 3,644 |
| Total noninterest expense | $5,316,000 | 2,330 |
| Salaries and employee benefits | $2,714,000 | 2,488 |
| Premises and equipment expense | $614,000 | 2,821 |
| Additional noninterest expense | $1,988,000 | 1,881 |
| Pre-tax net operating income | $2,081,000 | 2,964 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $651,000 | 2,507 |
| Income before extraordinary items | $1,430,000 | 3,248 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,430,000 | 3,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 3,542 |
| Cash dividends | $712,000 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,430,000 | 3,213 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,065,000 | 2,575 |
| Total interest expense | $1,746,000 | 2,685 |
| Net interest income | $4,319,000 | 2,478 |
| Provision for loan and lease losses | $206,000 | 2,124 |
| Total noninterest income | $679,000 | 2,828 |
| Gross Fiduciary activities income | $93,000 | 816 |
| Service charges on deposit accounts | $362,000 | 2,245 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $224,000 | 3,569 |
| Total noninterest expense | $3,614,000 | 2,270 |
| Salaries and employee benefits | $1,844,000 | 2,415 |
| Premises and equipment expense | $424,000 | 2,694 |
| Additional noninterest expense | $1,346,000 | 1,840 |
| Pre-tax net operating income | $1,178,000 | 3,289 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $360,000 | 2,771 |
| Income before extraordinary items | $818,000 | 3,593 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $818,000 | 3,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 2,928 |
| Cash dividends | $524,000 | 2,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $818,000 | 3,544 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,965,000 | 2,596 |
| Total interest expense | $806,000 | 2,766 |
| Net interest income | $2,159,000 | 2,473 |
| Provision for loan and lease losses | $103,000 | 2,011 |
| Total noninterest income | $323,000 | 2,884 |
| Gross Fiduciary activities income | $51,000 | 807 |
| Service charges on deposit accounts | $171,000 | 2,297 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $101,000 | 3,720 |
| Total noninterest expense | $1,829,000 | 2,271 |
| Salaries and employee benefits | $968,000 | 2,356 |
| Premises and equipment expense | $204,000 | 2,835 |
| Additional noninterest expense | $657,000 | 1,869 |
| Pre-tax net operating income | $550,000 | 3,432 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $173,000 | 2,843 |
| Income before extraordinary items | $377,000 | 3,769 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $377,000 | 3,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,069 |
| Cash dividends | $189,000 | 2,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $377,000 | 3,731 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $11,443,000 | 2,509 |
| Total interest expense | $3,073,000 | 2,578 |
| Net interest income | $8,370,000 | 2,443 |
| Provision for loan and lease losses | $935,000 | 1,111 |
| Total noninterest income | $1,352,000 | 2,880 |
| Gross Fiduciary activities income | $194,000 | 797 |
| Service charges on deposit accounts | $701,000 | 2,364 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $457,000 | 3,480 |
| Total noninterest expense | $6,723,000 | 2,379 |
| Salaries and employee benefits | $3,591,000 | 2,429 |
| Premises and equipment expense | $746,000 | 2,962 |
| Additional noninterest expense | $2,386,000 | 2,050 |
| Pre-tax net operating income | $2,064,000 | 3,429 |
| Securities gains (losses) | $23,000 | 2,306 |
| Applicable income taxes | $427,000 | 3,610 |
| Income before extraordinary items | $1,660,000 | 3,378 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,660,000 | 3,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $953,000 | 815 |
| Cash dividends | $1,299,000 | 1,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,641,600 | 3,347 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,502,000 | 2,492 |
| Total interest expense | $2,274,000 | 2,567 |
| Net interest income | $6,228,000 | 2,431 |
| Provision for loan and lease losses | $835,000 | 922 |
| Total noninterest income | $995,000 | 2,940 |
| Gross Fiduciary activities income | $120,000 | 833 |
| Service charges on deposit accounts | $535,000 | 2,361 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $340,000 | 3,489 |
| Total noninterest expense | $4,955,000 | 2,403 |
| Salaries and employee benefits | $2,594,000 | 2,485 |
| Premises and equipment expense | $555,000 | 2,973 |
| Additional noninterest expense | $1,806,000 | 1,989 |
| Pre-tax net operating income | $1,433,000 | 3,681 |
| Securities gains (losses) | $23,000 | 2,216 |
| Applicable income taxes | $327,000 | 3,640 |
| Income before extraordinary items | $1,129,000 | 3,702 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,129,000 | 3,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $925,000 | 606 |
| Cash dividends | $893,000 | 1,876 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,111,060 | 3,663 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,651,000 | 2,477 |
| Total interest expense | $1,484,000 | 2,594 |
| Net interest income | $4,167,000 | 2,394 |
| Provision for loan and lease losses | $685,000 | 747 |
| Total noninterest income | $630,000 | 3,062 |
| Gross Fiduciary activities income | $71,000 | 870 |
| Service charges on deposit accounts | $351,000 | 2,383 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $208,000 | 3,654 |
| Total noninterest expense | $3,251,000 | 2,443 |
| Salaries and employee benefits | $1,766,000 | 2,428 |
| Premises and equipment expense | $352,000 | 3,110 |
| Additional noninterest expense | $1,133,000 | 2,132 |
| Pre-tax net operating income | $861,000 | 3,921 |
| Securities gains (losses) | $19,000 | 2,067 |
| Applicable income taxes | $191,000 | 3,862 |
| Income before extraordinary items | $689,000 | 3,887 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $689,000 | 3,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $911,000 | 460 |
| Cash dividends | $382,000 | 2,541 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $674,180 | 3,861 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,841,000 | 2,464 |
| Total interest expense | $731,000 | 2,656 |
| Net interest income | $2,110,000 | 2,365 |
| Provision for loan and lease losses | $90,000 | 2,254 |
| Total noninterest income | $282,000 | 3,246 |
| Gross Fiduciary activities income | $33,000 | 901 |
| Service charges on deposit accounts | $165,000 | 2,467 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $84,000 | 4,069 |
| Total noninterest expense | $1,617,000 | 2,471 |
| Salaries and employee benefits | $871,000 | 2,489 |
| Premises and equipment expense | $178,000 | 3,109 |
| Additional noninterest expense | $568,000 | 2,085 |
| Pre-tax net operating income | $685,000 | 2,750 |
| Securities gains (losses) | $19,000 | 1,734 |
| Applicable income taxes | $170,000 | 2,851 |
| Income before extraordinary items | $534,000 | 2,781 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $534,000 | 2,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,417 |
| Cash dividends | $191,000 | 2,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $519,560 | 2,755 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,415,000 | 2,495 |
| Total interest expense | $3,193,000 | 2,705 |
| Net interest income | $8,222,000 | 2,374 |
| Provision for loan and lease losses | $324,000 | 2,997 |
| Total noninterest income | $1,291,000 | 3,150 |
| Gross Fiduciary activities income | $253,000 | 752 |
| Service charges on deposit accounts | $659,000 | 2,497 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $379,000 | 4,078 |
| Total noninterest expense | $6,180,000 | 2,532 |
| Salaries and employee benefits | $3,493,000 | 2,409 |
| Premises and equipment expense | $656,000 | 3,261 |
| Additional noninterest expense | $2,031,000 | 2,369 |
| Pre-tax net operating income | $3,009,000 | 2,504 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $984,000 | 2,197 |
| Income before extraordinary items | $2,025,000 | 2,838 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,025,000 | 2,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $314,000 | 2,195 |
| Cash dividends | $1,571,000 | 1,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,025,000 | 2,712 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,538,000 | 2,543 |
| Total interest expense | $2,414,000 | 2,775 |
| Net interest income | $6,124,000 | 2,397 |
| Provision for loan and lease losses | $243,000 | 2,906 |
| Total noninterest income | $965,000 | 3,212 |
| Gross Fiduciary activities income | $220,000 | 717 |
| Service charges on deposit accounts | $498,000 | 2,484 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $247,000 | 4,401 |
| Total noninterest expense | $4,553,000 | 2,584 |
| Salaries and employee benefits | $2,553,000 | 2,473 |
| Premises and equipment expense | $486,000 | 3,293 |
| Additional noninterest expense | $1,514,000 | 2,373 |
| Pre-tax net operating income | $2,293,000 | 2,559 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $738,000 | 2,317 |
| Income before extraordinary items | $1,555,000 | 2,893 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,555,000 | 2,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $252,000 | 1,919 |
| Cash dividends | $882,000 | 1,905 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,555,000 | 2,744 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,680,000 | 2,568 |
| Total interest expense | $1,617,000 | 2,846 |
| Net interest income | $4,063,000 | 2,393 |
| Provision for loan and lease losses | $162,000 | 2,883 |
| Total noninterest income | $628,000 | 3,232 |
| Gross Fiduciary activities income | $133,000 | 732 |
| Service charges on deposit accounts | $327,000 | 2,480 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $168,000 | 4,354 |
| Total noninterest expense | $3,016,000 | 2,583 |
| Salaries and employee benefits | $1,682,000 | 2,491 |
| Premises and equipment expense | $323,000 | 3,294 |
| Additional noninterest expense | $1,011,000 | 2,345 |
| Pre-tax net operating income | $1,513,000 | 2,571 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $499,000 | 2,316 |
| Income before extraordinary items | $1,014,000 | 2,944 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,014,000 | 2,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 2,447 |
| Cash dividends | $425,000 | 2,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,014,000 | 2,793 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,812,000 | 2,615 |
| Total interest expense | $805,000 | 2,927 |
| Net interest income | $2,007,000 | 2,422 |
| Provision for loan and lease losses | $81,000 | 2,718 |
| Total noninterest income | $329,000 | 3,046 |
| Gross Fiduciary activities income | $90,000 | 676 |
| Service charges on deposit accounts | $158,000 | 2,474 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $81,000 | 4,308 |
| Total noninterest expense | $1,483,000 | 2,614 |
| Salaries and employee benefits | $838,000 | 2,514 |
| Premises and equipment expense | $164,000 | 3,248 |
| Additional noninterest expense | $481,000 | 2,414 |
| Pre-tax net operating income | $772,000 | 2,542 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $261,000 | 2,261 |
| Income before extraordinary items | $511,000 | 2,898 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $511,000 | 2,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,340 |
| Cash dividends | $194,000 | 2,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $511,000 | 2,756 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,519,000 | 2,650 |
| Total interest expense | $3,972,000 | 2,768 |
| Net interest income | $7,547,000 | 2,535 |
| Provision for loan and lease losses | $288,000 | 3,564 |
| Total noninterest income | $1,313,000 | 2,887 |
| Gross Fiduciary activities income | $232,000 | 786 |
| Service charges on deposit accounts | $611,000 | 2,534 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $470,000 | 3,398 |
| Total noninterest expense | $5,649,000 | 2,616 |
| Salaries and employee benefits | $3,024,000 | 2,603 |
| Premises and equipment expense | $687,000 | 3,045 |
| Additional noninterest expense | $1,938,000 | 2,371 |
| Pre-tax net operating income | $2,923,000 | 2,554 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $992,000 | 2,221 |
| Income before extraordinary items | $1,931,000 | 2,881 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,931,000 | 2,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $300,000 | 2,371 |
| Cash dividends | $984,000 | 2,310 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,931,000 | 2,790 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,829,000 | 2,870 |
| Total interest expense | $4,677,000 | 3,346 |
| Net interest income | $7,152,000 | 2,500 |
| Provision for loan and lease losses | $347,000 | 2,928 |
| Total noninterest income | $1,129,000 | 3,061 |
| Gross Fiduciary activities income | $205,000 | 832 |
| Service charges on deposit accounts | $545,000 | 2,639 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $379,000 | 3,650 |
| Total noninterest expense | $5,028,000 | 2,812 |
| Salaries and employee benefits | $2,649,000 | 2,810 |
| Premises and equipment expense | $652,000 | 3,127 |
| Additional noninterest expense | $1,727,000 | 2,562 |
| Pre-tax net operating income | $2,906,000 | 2,324 |
| Securities gains (losses) | $1,000 | 4,410 |
| Applicable income taxes | $997,000 | 2,074 |
| Income before extraordinary items | $1,910,000 | 2,642 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,910,000 | 2,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 4,051 |
| Cash dividends | $903,000 | 2,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,909,340 | 2,563 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,154,000 | 3,094 |
| Total interest expense | $4,423,000 | 3,676 |
| Net interest income | $6,731,000 | 2,645 |
| Provision for loan and lease losses | $264,000 | 3,126 |
| Total noninterest income | $992,000 | 3,149 |
| Gross Fiduciary activities income | $206,000 | 797 |
| Service charges on deposit accounts | $424,000 | 3,098 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $362,000 | 3,563 |
| Total noninterest expense | $4,579,000 | 2,949 |
| Salaries and employee benefits | $2,312,000 | 3,039 |
| Premises and equipment expense | $511,000 | 3,726 |
| Additional noninterest expense | $1,756,000 | 2,444 |
| Pre-tax net operating income | $2,880,000 | 2,470 |
| Securities gains (losses) | $-14,000 | 8,543 |
| Applicable income taxes | $973,000 | 2,178 |
| Income before extraordinary items | $1,893,000 | 2,690 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,893,000 | 2,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 3,211 |
| Cash dividends | $976,000 | 2,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,902,240 | 2,677 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,058,000 | 3,204 |
| Total interest expense | $3,963,000 | 3,611 |
| Net interest income | $6,095,000 | 2,889 |
| Provision for loan and lease losses | $714,000 | 1,303 |
| Total noninterest income | $684,000 | 4,054 |
| Gross Fiduciary activities income | $176,000 | 893 |
| Service charges on deposit accounts | $324,000 | 3,767 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $184,000 | 5,135 |
| Total noninterest expense | $4,486,000 | 2,989 |
| Salaries and employee benefits | $2,334,000 | 2,996 |
| Premises and equipment expense | $492,000 | 3,821 |
| Additional noninterest expense | $1,660,000 | 2,598 |
| Pre-tax net operating income | $1,579,000 | 3,956 |
| Securities gains (losses) | $16,000 | 1,502 |
| Applicable income taxes | $490,000 | 3,686 |
| Income before extraordinary items | $1,105,000 | 4,127 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,105,000 | 4,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $812,000 | 827 |
| Cash dividends | $989,000 | 2,321 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,093,960 | 4,119 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,336,000 | 3,131 |
| Total interest expense | $4,108,000 | 3,600 |
| Net interest income | $6,228,000 | 2,756 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $554,000 | 4,640 |
| Gross Fiduciary activities income | $137,000 | 949 |
| Service charges on deposit accounts | $264,000 | 4,319 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $153,000 | 5,630 |
| Total noninterest expense | $4,237,000 | 3,070 |
| Salaries and employee benefits | $2,144,000 | 3,128 |
| Premises and equipment expense | $538,000 | 3,493 |
| Additional noninterest expense | $1,555,000 | 2,683 |
| Pre-tax net operating income | $2,425,000 | 2,858 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $821,000 | 2,684 |
| Income before extraordinary items | $1,605,000 | 3,080 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,605,000 | 3,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,569 |
| Cash dividends | $1,245,000 | 1,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,604,340 | 2,990 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,294,000 | 3,155 |
| Total interest expense | $4,014,000 | 3,665 |
| Net interest income | $6,280,000 | 2,781 |
| Provision for loan and lease losses | $236,000 | 3,102 |
| Total noninterest income | $592,000 | 4,452 |
| Gross Fiduciary activities income | $116,000 | 1,019 |
| Service charges on deposit accounts | $247,000 | 4,699 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $229,000 | 4,621 |
| Total noninterest expense | $4,046,000 | 3,142 |
| Salaries and employee benefits | $2,050,000 | 3,233 |
| Premises and equipment expense | $543,000 | 3,443 |
| Additional noninterest expense | $1,453,000 | 2,812 |
| Pre-tax net operating income | $2,590,000 | 2,829 |
| Securities gains (losses) | $-10,000 | 10,039 |
| Applicable income taxes | $934,000 | 2,576 |
| Income before extraordinary items | $1,646,000 | 3,084 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,646,000 | 3,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,258 |
| Cash dividends | $664,000 | 2,882 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,652,400 | 3,013 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,126,000 | 3,239 |
| Total interest expense | $3,880,000 | 3,825 |
| Net interest income | $6,246,000 | 2,842 |
| Provision for loan and lease losses | $168,000 | 3,843 |
| Total noninterest income | $565,000 | 4,745 |
| Gross Fiduciary activities income | $103,000 | 1,099 |
| Service charges on deposit accounts | $271,000 | 4,545 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $191,000 | 5,306 |
| Total noninterest expense | $4,174,000 | 3,219 |
| Salaries and employee benefits | $2,127,000 | 3,144 |
| Premises and equipment expense | $535,000 | 3,574 |
| Additional noninterest expense | $1,512,000 | 3,092 |
| Pre-tax net operating income | $2,469,000 | 2,796 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $834,000 | 2,743 |
| Income before extraordinary items | $1,635,000 | 2,943 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,635,000 | 2,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 2,567 |
| Cash dividends | $555,000 | 3,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,635,000 | 2,907 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,464,000 | 3,454 |
| Total interest expense | $3,539,000 | 4,112 |
| Net interest income | $5,925,000 | 3,009 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $481,000 | 5,327 |
| Gross Fiduciary activities income | $85,000 | 1,198 |
| Service charges on deposit accounts | $229,000 | 5,202 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $167,000 | 5,659 |
| Total noninterest expense | $3,899,000 | 3,411 |
| Salaries and employee benefits | $1,981,000 | 3,339 |
| Premises and equipment expense | $554,000 | 3,443 |
| Additional noninterest expense | $1,364,000 | 3,346 |
| Pre-tax net operating income | $2,447,000 | 2,909 |
| Securities gains (losses) | $7,000 | 2,620 |
| Applicable income taxes | $823,000 | 2,814 |
| Income before extraordinary items | $1,631,000 | 3,006 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,631,000 | 3,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,354 |
| Cash dividends | $666,000 | 2,742 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,626,380 | 2,983 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,486,000 | 3,527 |
| Total interest expense | $3,130,000 | 3,808 |
| Net interest income | $5,356,000 | 3,347 |
| Provision for loan and lease losses | $49,000 | 6,214 |
| Total noninterest income | $416,000 | 5,994 |
| Gross Fiduciary activities income | $114,000 | 1,154 |
| Service charges on deposit accounts | $225,000 | 5,425 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $77,000 | 8,362 |
| Total noninterest expense | $4,012,000 | 3,419 |
| Salaries and employee benefits | $1,978,000 | 3,323 |
| Premises and equipment expense | $543,000 | 3,556 |
| Additional noninterest expense | $1,491,000 | 3,310 |
| Pre-tax net operating income | $1,711,000 | 3,947 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $599,000 | 3,525 |
| Income before extraordinary items | $1,114,000 | 4,127 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,114,000 | 4,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 3,895 |
| Cash dividends | $419,000 | 3,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,112,700 | 4,168 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,556,000 | 3,590 |
| Total interest expense | $3,557,000 | 3,527 |
| Net interest income | $4,999,000 | 3,572 |
| Provision for loan and lease losses | $90,000 | 6,008 |
| Total noninterest income | $363,000 | 6,869 |
| Gross Fiduciary activities income | $76,000 | 1,262 |
| Service charges on deposit accounts | $172,000 | 6,543 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $115,000 | 7,444 |
| Total noninterest expense | $3,766,000 | 3,677 |
| Salaries and employee benefits | $1,848,000 | 3,527 |
| Premises and equipment expense | $514,000 | 3,767 |
| Additional noninterest expense | $1,404,000 | 3,697 |
| Pre-tax net operating income | $1,506,000 | 4,311 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $482,000 | 4,314 |
| Income before extraordinary items | $1,029,000 | 4,592 |
| Extraordinary gains, net | $116,000 | 1,453 |
| Net income | $1,145,000 | 4,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $406,000 | 3,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,025,600 | 4,364 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,362,000 | 3,729 |
| Total interest expense | $4,196,000 | 3,899 |
| Net interest income | $5,166,000 | 3,524 |
| Provision for loan and lease losses | $199,000 | 5,248 |
| Total noninterest income | $429,000 | 6,277 |
| Gross Fiduciary activities income | $61,000 | 1,339 |
| Service charges on deposit accounts | $169,000 | 6,633 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $199,000 | 5,690 |
| Total noninterest expense | $3,776,000 | 3,687 |
| Salaries and employee benefits | $1,728,000 | 3,699 |
| Premises and equipment expense | $535,000 | 3,750 |
| Additional noninterest expense | $1,513,000 | 3,571 |
| Pre-tax net operating income | $1,620,000 | 3,765 |
| Securities gains (losses) | $5,000 | 7,049 |
| Applicable income taxes | $396,000 | 4,834 |
| Income before extraordinary items | $1,229,000 | 3,719 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,229,000 | 3,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-97,000 | 13,712 |
| Cash dividends | $635,000 | 2,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,225,200 | 3,463 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.