Home > Citizens Bank of Kentucky, Inc. > Income and Expense

Citizens Bank of Kentucky, Inc., Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$25,235,0001,595
Total interest expense$5,496,0001,911
Net interest income$19,739,0001,452
Provision for loan and lease losses$366,0001,501
Total noninterest income$5,012,0001,196
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,743,000637
Trading account gains and feesNANA
Additional Noninterest Income$3,269,0001,189
Total noninterest expense$17,404,0001,354
Salaries and employee benefits$8,573,0001,513
Premises and equipment expense$2,439,0001,019
Additional noninterest expense$3,269,0001,189
Pre-tax net operating income$6,981,0001,543
Securities gains (losses)$0988
Applicable income taxes$1,109,0001,372
Income before extraordinary items$5,872,0001,544
Extraordinary gains, net$054
Net income$5,872,0001,559
Minority interest net income$088
Net income of bank and minority interests.$5,872,0001,547
Net charge-offs$-143,0004,403
Cash dividends$3,200,0001,132
Sale, conversion, retirement of capital stock, net$0540
Net operating income$5,872,0001,575
2023-09-30 (YTD Data)Rank
Total interest income$18,728,0001,575
Total interest expense$3,715,0001,913
Net interest income$15,013,0001,449
Provision for loan and lease losses$189,0001,702
Total noninterest income$3,718,0001,206
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,305,000633
Trading account gains and feesNANA
Additional Noninterest Income$2,413,0001,206
Total noninterest expense$13,355,0001,329
Salaries and employee benefits$6,597,0001,481
Premises and equipment expense$1,869,0001,002
Additional noninterest expense$2,413,0001,206
Pre-tax net operating income$5,187,0001,611
Securities gains (losses)$0849
Applicable income taxes$753,0001,473
Income before extraordinary items$4,434,0001,592
Extraordinary gains, net$052
Net income$4,434,0001,605
Minority interest net income$081
Net income of bank and minority interests.$4,434,0001,592
Net charge-offs$-132,0004,416
Cash dividends$2,400,0001,046
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,434,0001,610
2023-06-30 (YTD Data)Rank
Total interest income$12,240,0001,573
Total interest expense$2,054,0001,994
Net interest income$10,186,0001,443
Provision for loan and lease losses$69,0002,041
Total noninterest income$2,466,0001,149
Gross Fiduciary activities income$0931
Service charges on deposit accounts$849,000644
Trading account gains and feesNANA
Additional Noninterest Income$1,617,0001,133
Total noninterest expense$8,919,0001,313
Salaries and employee benefits$4,404,0001,465
Premises and equipment expense$1,251,000995
Additional noninterest expense$1,617,0001,132
Pre-tax net operating income$3,664,0001,528
Securities gains (losses)$0938
Applicable income taxes$508,0001,477
Income before extraordinary items$3,156,0001,506
Extraordinary gains, net$051
Net income$3,156,0001,524
Minority interest net income$081
Net income of bank and minority interests.$3,156,0001,506
Net charge-offs$-134,0004,492
Cash dividends$1,600,0001,029
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,156,0001,514
2023-03-31 (YTD Data)Rank
Total interest income$5,911,0001,596
Total interest expense$713,0002,218
Net interest income$5,198,0001,426
Provision for loan and lease losses$02,612
Total noninterest income$1,206,0001,163
Gross Fiduciary activities income$0913
Service charges on deposit accounts$415,000665
Trading account gains and feesNANA
Additional Noninterest Income$791,0001,144
Total noninterest expense$4,543,0001,304
Salaries and employee benefits$2,235,0001,481
Premises and equipment expense$640,0001,009
Additional noninterest expense$791,0001,144
Pre-tax net operating income$1,861,0001,544
Securities gains (losses)$0950
Applicable income taxes$256,0001,515
Income before extraordinary items$1,605,0001,533
Extraordinary gains, net$04
Net income$1,605,0001,533
Minority interest net income$048
Net income of bank and minority interests.$1,605,0001,533
Net charge-offs$-126,0004,569
Cash dividends$800,000953
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,605,0001,547
2022-12-31 (YTD Data)Rank
Total interest income$22,108,0001,451
Total interest expense$1,934,0001,637
Net interest income$20,174,0001,424
Provision for loan and lease losses$03,012
Total noninterest income$4,836,0001,226
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,772,000635
Trading account gains and feesNANA
Additional Noninterest Income$3,064,0001,245
Total noninterest expense$17,403,0001,324
Salaries and employee benefits$8,454,0001,498
Premises and equipment expense$2,488,0001,008
Additional noninterest expense$3,064,0001,245
Pre-tax net operating income$7,607,0001,541
Securities gains (losses)$0691
Applicable income taxes$1,109,0001,474
Income before extraordinary items$6,498,0001,542
Extraordinary gains, net$05
Net income$6,498,0001,540
Minority interest net income$063
Net income of bank and minority interests.$6,498,0001,541
Net charge-offs$-180,0004,415
Cash dividends$2,400,0001,332
Sale, conversion, retirement of capital stock, net$0568
Net operating income$6,498,0001,561
2022-09-30 (YTD Data)Rank
Total interest income$15,820,0001,447
Total interest expense$1,343,0001,425
Net interest income$14,477,0001,455
Provision for loan and lease losses$02,835
Total noninterest income$3,641,0001,240
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,346,000631
Trading account gains and feesNANA
Additional Noninterest Income$2,295,0001,268
Total noninterest expense$12,732,0001,340
Salaries and employee benefits$6,374,0001,498
Premises and equipment expense$1,862,0001,004
Additional noninterest expense$2,295,0001,268
Pre-tax net operating income$5,386,0001,608
Securities gains (losses)$0740
Applicable income taxes$800,0001,504
Income before extraordinary items$4,586,0001,588
Extraordinary gains, net$04
Net income$4,586,0001,588
Minority interest net income$057
Net income of bank and minority interests.$4,586,0001,588
Net charge-offs$-327,0004,573
Cash dividends$1,600,0001,292
Sale, conversion, retirement of capital stock, net$0519
Net operating income$4,586,0001,617
2022-06-30 (YTD Data)Rank
Total interest income$9,978,0001,471
Total interest expense$807,0001,352
Net interest income$9,171,0001,485
Provision for loan and lease losses$02,599
Total noninterest income$2,431,0001,222
Gross Fiduciary activities income$0925
Service charges on deposit accounts$881,000646
Trading account gains and feesNANA
Additional Noninterest Income$1,550,0001,283
Total noninterest expense$8,540,0001,327
Salaries and employee benefits$4,253,0001,493
Premises and equipment expense$1,245,0001,000
Additional noninterest expense$3,042,0001,142
Pre-tax net operating income$3,062,0001,708
Securities gains (losses)$0687
Applicable income taxes$419,0001,608
Income before extraordinary items$2,643,0001,663
Extraordinary gains, net$04
Net income$2,643,0001,662
Minority interest net income$060
Net income of bank and minority interests.$2,643,0001,663
Net charge-offs$-305,0004,631
Cash dividends$800,0001,502
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,643,0001,700
2022-03-31 (YTD Data)Rank
Total interest income$4,829,0001,479
Total interest expense$409,0001,296
Net interest income$4,420,0001,489
Provision for loan and lease losses$02,285
Total noninterest income$1,218,0001,227
Gross Fiduciary activities income$0892
Service charges on deposit accounts$436,000643
Trading account gains and feesNANA
Additional Noninterest Income$782,0001,271
Total noninterest expense$4,314,0001,311
Salaries and employee benefits$2,117,0001,506
Premises and equipment expense$646,000977
Additional noninterest expense$1,551,0001,115
Pre-tax net operating income$1,324,0001,800
Securities gains (losses)$0623
Applicable income taxes$165,0001,737
Income before extraordinary items$1,159,0001,734
Extraordinary gains, net$04
Net income$1,159,0001,735
Minority interest net income$050
Net income of bank and minority interests.$1,159,0001,734
Net charge-offs$-109,0004,569
Cash dividends$400,0001,311
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,159,0001,755
2021-12-31 (YTD Data)Rank
Total interest income$20,585,0001,448
Total interest expense$2,087,0001,286
Net interest income$18,498,0001,460
Provision for loan and lease losses$03,064
Total noninterest income$5,393,0001,250
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,612,000641
Trading account gains and feesNANA
Additional Noninterest Income$3,781,0001,294
Total noninterest expense$17,358,0001,304
Salaries and employee benefits$8,383,0001,511
Premises and equipment expense$2,416,0001,011
Additional noninterest expense$6,559,0001,074
Pre-tax net operating income$6,533,0001,725
Securities gains (losses)$11,0001,683
Applicable income taxes$931,0001,653
Income before extraordinary items$5,613,0001,731
Extraordinary gains, net$010
Net income$5,613,0001,730
Minority interest net income$074
Net income of bank and minority interests.$5,613,0001,732
Net charge-offs$230,000961
Cash dividends$1,600,0001,735
Sale, conversion, retirement of capital stock, net$0582
Net operating income$5,603,5401,704
2021-09-30 (YTD Data)Rank
Total interest income$15,505,0001,469
Total interest expense$1,649,0001,297
Net interest income$13,856,0001,483
Provision for loan and lease losses$02,963
Total noninterest income$3,807,0001,333
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,191,000642
Trading account gains and feesNANA
Additional Noninterest Income$2,616,0001,414
Total noninterest expense$12,635,0001,333
Salaries and employee benefits$6,098,0001,549
Premises and equipment expense$1,840,0001,017
Additional noninterest expense$4,697,0001,111
Pre-tax net operating income$5,028,0001,752
Securities gains (losses)$8,0001,675
Applicable income taxes$801,0001,637
Income before extraordinary items$4,235,0001,799
Extraordinary gains, net$08
Net income$4,235,0001,798
Minority interest net income$069
Net income of bank and minority interests.$4,235,0001,799
Net charge-offs$188,000814
Cash dividends$1,200,0001,567
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,228,2801,778
2021-06-30 (YTD Data)Rank
Total interest income$10,288,0001,475
Total interest expense$1,175,0001,263
Net interest income$9,113,0001,482
Provision for loan and lease losses$02,862
Total noninterest income$2,582,0001,298
Gross Fiduciary activities income$0951
Service charges on deposit accounts$775,000632
Trading account gains and feesNANA
Additional Noninterest Income$1,807,0001,376
Total noninterest expense$8,400,0001,330
Salaries and employee benefits$4,068,0001,543
Premises and equipment expense$1,210,0001,032
Additional noninterest expense$3,122,0001,098
Pre-tax net operating income$3,295,0001,735
Securities gains (losses)$8,0001,476
Applicable income taxes$532,0001,617
Income before extraordinary items$2,771,0001,801
Extraordinary gains, net$06
Net income$2,771,0001,801
Minority interest net income$067
Net income of bank and minority interests.$2,771,0001,801
Net charge-offs$58,0001,106
Cash dividends$800,0001,553
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,764,2801,769
2021-03-31 (YTD Data)Rank
Total interest income$5,177,0001,459
Total interest expense$631,0001,250
Net interest income$4,546,0001,481
Provision for loan and lease losses$02,741
Total noninterest income$1,260,0001,322
Gross Fiduciary activities income$0922
Service charges on deposit accounts$406,000600
Trading account gains and feesNANA
Additional Noninterest Income$854,0001,409
Total noninterest expense$4,169,0001,327
Salaries and employee benefits$1,995,0001,551
Premises and equipment expense$648,000982
Additional noninterest expense$1,526,0001,102
Pre-tax net operating income$1,637,0001,757
Securities gains (losses)$8,0001,119
Applicable income taxes$271,0001,589
Income before extraordinary items$1,374,0001,826
Extraordinary gains, net$03
Net income$1,374,0001,826
Minority interest net income$055
Net income of bank and minority interests.$1,374,0001,826
Net charge-offs$64,000742
Cash dividends$400,0001,351
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,367,2801,793
2020-12-31 (YTD Data)Rank
Total interest income$22,718,0001,332
Total interest expense$4,298,0001,088
Net interest income$18,420,0001,387
Provision for loan and lease losses$347,0002,564
Total noninterest income$4,446,0001,364
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,660,000609
Trading account gains and feesNANA
Additional Noninterest Income$2,786,0001,503
Total noninterest expense$17,071,0001,261
Salaries and employee benefits$7,902,0001,532
Premises and equipment expense$2,245,0001,070
Additional noninterest expense$6,924,000996
Pre-tax net operating income$5,448,0001,677
Securities gains (losses)$6,0002,412
Applicable income taxes$520,0001,916
Income before extraordinary items$4,934,0001,650
Extraordinary gains, net$04
Net income$4,934,0001,650
Minority interest net income$072
Net income of bank and minority interests.$4,934,0001,650
Net charge-offs$472,0001,008
Cash dividends$2,000,0001,507
Sale, conversion, retirement of capital stock, net$0566
Net operating income$4,928,6001,609
2020-09-30 (YTD Data)Rank
Total interest income$17,226,0001,326
Total interest expense$3,523,0001,066
Net interest income$13,703,0001,386
Provision for loan and lease losses$347,0002,298
Total noninterest income$3,375,0001,320
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,232,000612
Trading account gains and feesNANA
Additional Noninterest Income$2,143,0001,420
Total noninterest expense$13,115,0001,213
Salaries and employee benefits$6,077,0001,479
Premises and equipment expense$1,752,0001,030
Additional noninterest expense$5,286,000963
Pre-tax net operating income$3,616,0001,805
Securities gains (losses)$6,0002,229
Applicable income taxes$238,0002,264
Income before extraordinary items$3,384,0001,748
Extraordinary gains, net$04
Net income$3,384,0001,748
Minority interest net income$065
Net income of bank and minority interests.$3,384,0001,748
Net charge-offs$496,000760
Cash dividends$1,600,0001,284
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,378,4201,701
2020-06-30 (YTD Data)Rank
Total interest income$11,820,0001,303
Total interest expense$2,475,0001,095
Net interest income$9,345,0001,356
Provision for loan and lease losses$347,0001,917
Total noninterest income$2,169,0001,294
Gross Fiduciary activities income$0970
Service charges on deposit accounts$830,000611
Trading account gains and feesNANA
Additional Noninterest Income$1,339,0001,404
Total noninterest expense$8,897,0001,187
Salaries and employee benefits$4,052,0001,474
Premises and equipment expense$1,183,0001,015
Additional noninterest expense$3,662,000933
Pre-tax net operating income$2,270,0001,828
Securities gains (losses)$2,0002,125
Applicable income taxes$208,0002,020
Income before extraordinary items$2,064,0001,799
Extraordinary gains, net$04
Net income$2,064,0001,800
Minority interest net income$065
Net income of bank and minority interests.$2,064,0001,800
Net charge-offs$526,000573
Cash dividends$1,600,000940
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,062,1801,751
2020-03-31 (YTD Data)Rank
Total interest income$6,133,0001,275
Total interest expense$1,289,0001,160
Net interest income$4,844,0001,296
Provision for loan and lease losses$03,711
Total noninterest income$1,150,0001,173
Gross Fiduciary activities income$0941
Service charges on deposit accounts$465,000647
Trading account gains and feesNANA
Additional Noninterest Income$685,0001,248
Total noninterest expense$4,645,0001,163
Salaries and employee benefits$2,060,0001,461
Premises and equipment expense$602,0001,019
Additional noninterest expense$1,983,000866
Pre-tax net operating income$1,349,0001,435
Securities gains (losses)$2,0001,565
Applicable income taxes$118,0001,808
Income before extraordinary items$1,233,0001,393
Extraordinary gains, net$04
Net income$1,233,0001,391
Minority interest net income$056
Net income of bank and minority interests.$1,233,0001,393
Net charge-offs$130,000765
Cash dividends$800,000949
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,231,1801,373
2019-12-31 (YTD Data)Rank
Total interest income$24,836,0001,268
Total interest expense$4,349,0001,385
Net interest income$20,487,0001,233
Provision for loan and lease losses$1,348,000729
Total noninterest income$5,495,0001,058
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$2,105,000601
Trading account gains and feesNANA
Additional Noninterest Income$3,390,0001,109
Total noninterest expense$17,714,0001,185
Salaries and employee benefits$8,476,0001,389
Premises and equipment expense$2,462,000993
Additional noninterest expense$6,776,000997
Pre-tax net operating income$6,920,0001,371
Securities gains (losses)$23,0001,586
Applicable income taxes$572,0001,881
Income before extraordinary items$6,371,0001,330
Extraordinary gains, net$011
Net income$6,371,0001,332
Minority interest net income$076
Net income of bank and minority interests.$6,371,0001,333
Net charge-offs$103,0002,192
Cash dividends$3,200,0001,131
Sale, conversion, retirement of capital stock, net$0626
Net operating income$6,349,8401,310
2019-09-30 (YTD Data)Rank
Total interest income$18,501,0001,283
Total interest expense$3,063,0001,465
Net interest income$15,438,0001,238
Provision for loan and lease losses$1,248,000585
Total noninterest income$3,540,0001,168
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,579,000597
Trading account gains and feesNANA
Additional Noninterest Income$1,961,0001,301
Total noninterest expense$13,246,0001,192
Salaries and employee benefits$6,387,0001,392
Premises and equipment expense$1,809,0001,012
Additional noninterest expense$5,050,000993
Pre-tax net operating income$4,484,0001,584
Securities gains (losses)$22,0001,385
Applicable income taxes$296,0002,237
Income before extraordinary items$4,210,0001,486
Extraordinary gains, net$011
Net income$4,210,0001,487
Minority interest net income$072
Net income of bank and minority interests.$4,210,0001,488
Net charge-offs$61,0002,092
Cash dividends$2,400,0001,038
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,189,5401,460
2019-06-30 (YTD Data)Rank
Total interest income$12,160,0001,292
Total interest expense$1,837,0001,562
Net interest income$10,323,0001,236
Provision for loan and lease losses$1,148,000437
Total noninterest income$2,319,0001,150
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,050,000588
Trading account gains and feesNANA
Additional Noninterest Income$1,269,0001,288
Total noninterest expense$8,885,0001,186
Salaries and employee benefits$4,247,0001,388
Premises and equipment expense$1,213,0001,010
Additional noninterest expense$3,425,000985
Pre-tax net operating income$2,609,0001,732
Securities gains (losses)$22,0001,015
Applicable income taxes$62,0002,977
Income before extraordinary items$2,569,0001,568
Extraordinary gains, net$011
Net income$2,569,0001,568
Minority interest net income$069
Net income of bank and minority interests.$2,569,0001,568
Net charge-offs$-32,0004,795
Cash dividends$1,600,0001,040
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,547,4401,547
2019-03-31 (YTD Data)Rank
Total interest income$5,916,0001,314
Total interest expense$881,0001,569
Net interest income$5,035,0001,257
Provision for loan and lease losses$753,000347
Total noninterest income$1,161,0001,119
Gross Fiduciary activities income$0972
Service charges on deposit accounts$531,000582
Trading account gains and feesNANA
Additional Noninterest Income$630,0001,252
Total noninterest expense$4,436,0001,187
Salaries and employee benefits$2,104,0001,401
Premises and equipment expense$612,0001,009
Additional noninterest expense$1,720,000960
Pre-tax net operating income$1,007,0002,048
Securities gains (losses)$7,000777
Applicable income taxes$54,0002,580
Income before extraordinary items$960,0001,929
Extraordinary gains, net$05
Net income$960,0001,927
Minority interest net income$052
Net income of bank and minority interests.$960,0001,928
Net charge-offs$49,0001,216
Cash dividends$800,000964
Sale, conversion, retirement of capital stock, net$0529
Net operating income$953,3501,925
2018-12-31 (YTD Data)Rank
Total interest income$22,288,0001,312
Total interest expense$3,037,0001,419
Net interest income$19,251,0001,283
Provision for loan and lease losses$500,0001,444
Total noninterest income$5,427,0001,035
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$2,490,000513
Trading account gains and feesNANA
Additional Noninterest Income$2,937,0001,158
Total noninterest expense$17,733,0001,168
Salaries and employee benefits$8,425,0001,361
Premises and equipment expense$2,356,0001,030
Additional noninterest expense$6,952,000967
Pre-tax net operating income$6,445,0001,433
Securities gains (losses)$82,000342
Applicable income taxes$729,0001,657
Income before extraordinary items$5,798,0001,390
Extraordinary gains, net$06
Net income$5,798,0001,389
Minority interest net income$072
Net income of bank and minority interests.$5,798,0001,389
Net charge-offs$724,000760
Cash dividends$3,200,0001,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,725,0201,399
2018-09-30 (YTD Data)Rank
Total interest income$16,478,0001,317
Total interest expense$2,198,0001,390
Net interest income$14,280,0001,290
Provision for loan and lease losses$300,0001,565
Total noninterest income$4,133,0001,041
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,923,000495
Trading account gains and feesNANA
Additional Noninterest Income$2,210,0001,174
Total noninterest expense$13,434,0001,162
Salaries and employee benefits$6,382,0001,348
Premises and equipment expense$1,824,000994
Additional noninterest expense$5,228,000950
Pre-tax net operating income$4,679,0001,488
Securities gains (losses)$78,000341
Applicable income taxes$516,0001,757
Income before extraordinary items$4,241,0001,433
Extraordinary gains, net$05
Net income$4,241,0001,432
Minority interest net income$066
Net income of bank and minority interests.$4,241,0001,432
Net charge-offs$394,000829
Cash dividends$2,400,000925
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,171,5801,439
2018-06-30 (YTD Data)Rank
Total interest income$10,852,0001,320
Total interest expense$1,398,0001,370
Net interest income$9,454,0001,297
Provision for loan and lease losses$200,0001,508
Total noninterest income$2,857,0001,007
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,275,000497
Trading account gains and feesNANA
Additional Noninterest Income$1,582,0001,119
Total noninterest expense$9,126,0001,144
Salaries and employee benefits$4,351,0001,330
Premises and equipment expense$1,266,000958
Additional noninterest expense$3,509,000938
Pre-tax net operating income$2,985,0001,519
Securities gains (losses)$0961
Applicable income taxes$303,0001,863
Income before extraordinary items$2,682,0001,481
Extraordinary gains, net$06
Net income$2,682,0001,480
Minority interest net income$065
Net income of bank and minority interests.$2,682,0001,480
Net charge-offs$218,000885
Cash dividends$1,600,000904
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,682,0001,464
2018-03-31 (YTD Data)Rank
Total interest income$5,329,0001,325
Total interest expense$664,0001,363
Net interest income$4,665,0001,307
Provision for loan and lease losses$100,0001,437
Total noninterest income$1,487,000975
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$634,000500
Trading account gains and feesNANA
Additional Noninterest Income$853,0001,031
Total noninterest expense$4,671,0001,122
Salaries and employee benefits$2,198,0001,335
Premises and equipment expense$643,000960
Additional noninterest expense$1,830,000891
Pre-tax net operating income$1,381,0001,589
Securities gains (losses)$0735
Applicable income taxes$129,0001,951
Income before extraordinary items$1,252,0001,530
Extraordinary gains, net$07
Net income$1,252,0001,530
Minority interest net income$052
Net income of bank and minority interests.$1,252,0001,530
Net charge-offs$130,000733
Cash dividends$800,000845
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,252,0001,520
2017-12-31 (YTD Data)Rank
Total interest income$20,652,0001,312
Total interest expense$2,679,0001,204
Net interest income$17,973,0001,322
Provision for loan and lease losses$04,227
Total noninterest income$5,027,0001,113
Gross Fiduciary activities income$7,0001,002
Service charges on deposit accounts$2,748,000475
Trading account gains and feesNANA
Additional Noninterest Income$2,272,0001,417
Total noninterest expense$17,378,0001,182
Salaries and employee benefits$8,277,0001,366
Premises and equipment expense$2,385,0001,003
Additional noninterest expense$6,716,000967
Pre-tax net operating income$5,622,0001,560
Securities gains (losses)$132,000523
Applicable income taxes$2,142,0001,225
Income before extraordinary items$3,612,0001,749
Extraordinary gains, net$09
Net income$3,612,0001,750
Minority interest net income$076
Net income of bank and minority interests.$3,612,0001,750
Net charge-offs$583,000995
Cash dividends$3,100,000996
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,527,5201,775
2017-09-30 (YTD Data)Rank
Total interest income$15,443,0001,316
Total interest expense$1,993,0001,198
Net interest income$13,450,0001,331
Provision for loan and lease losses$04,088
Total noninterest income$3,848,0001,113
Gross Fiduciary activities income$7,000968
Service charges on deposit accounts$2,067,000475
Trading account gains and feesNANA
Additional Noninterest Income$1,774,0001,389
Total noninterest expense$13,069,0001,183
Salaries and employee benefits$6,304,0001,345
Premises and equipment expense$1,816,000989
Additional noninterest expense$4,949,000978
Pre-tax net operating income$4,229,0001,559
Securities gains (losses)$84,000656
Applicable income taxes$754,0001,724
Income before extraordinary items$3,559,0001,502
Extraordinary gains, net$09
Net income$3,559,0001,501
Minority interest net income$071
Net income of bank and minority interests.$3,559,0001,502
Net charge-offs$47,0002,507
Cash dividends$2,300,000929
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,489,2801,509
2017-06-30 (YTD Data)Rank
Total interest income$10,264,0001,320
Total interest expense$1,309,0001,160
Net interest income$8,955,0001,331
Provision for loan and lease losses$03,871
Total noninterest income$2,650,0001,094
Gross Fiduciary activities income$7,000945
Service charges on deposit accounts$1,363,000474
Trading account gains and feesNANA
Additional Noninterest Income$1,280,0001,316
Total noninterest expense$8,777,0001,186
Salaries and employee benefits$4,219,0001,345
Premises and equipment expense$1,216,000986
Additional noninterest expense$3,342,000972
Pre-tax net operating income$2,828,0001,531
Securities gains (losses)$84,000476
Applicable income taxes$507,0001,682
Income before extraordinary items$2,405,0001,471
Extraordinary gains, net$011
Net income$2,405,0001,470
Minority interest net income$071
Net income of bank and minority interests.$2,405,0001,471
Net charge-offs$85,0001,639
Cash dividends$1,500,000954
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,335,2801,490
2017-03-31 (YTD Data)Rank
Total interest income$5,154,0001,297
Total interest expense$656,0001,147
Net interest income$4,498,0001,315
Provision for loan and lease losses$03,537
Total noninterest income$1,256,0001,123
Gross Fiduciary activities income$4,000935
Service charges on deposit accounts$669,000484
Trading account gains and feesNANA
Additional Noninterest Income$583,0001,383
Total noninterest expense$4,392,0001,193
Salaries and employee benefits$2,118,0001,354
Premises and equipment expense$616,000987
Additional noninterest expense$1,658,000965
Pre-tax net operating income$1,362,0001,539
Securities gains (losses)$01,153
Applicable income taxes$229,0001,742
Income before extraordinary items$1,133,0001,524
Extraordinary gains, net$08
Net income$1,133,0001,524
Minority interest net income$055
Net income of bank and minority interests.$1,133,0001,524
Net charge-offs$-21,0005,266
Cash dividends$700,000950
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,133,0001,503
2016-12-31 (YTD Data)Rank
Total interest income$20,845,0001,257
Total interest expense$2,826,0001,023
Net interest income$18,019,0001,287
Provision for loan and lease losses$04,332
Total noninterest income$7,974,000814
Gross Fiduciary activities income$160,000755
Service charges on deposit accounts$2,728,000489
Trading account gains and fees$0170
Additional Noninterest Income$5,086,000835
Total noninterest expense$19,788,0001,062
Salaries and employee benefits$8,977,0001,251
Premises and equipment expense$2,540,000957
Additional noninterest expense$8,271,000801
Pre-tax net operating income$6,205,0001,364
Securities gains (losses)$160,0001,011
Applicable income taxes$793,0001,853
Income before extraordinary items$5,572,0001,266
Extraordinary gains, net$05
Net income$5,572,0001,265
Minority interest net income$082
Net income of bank and minority interests.$5,572,0001,265
Net charge-offs$56,0003,055
Cash dividends$4,300,000772
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,431,2001,267
2016-09-30 (YTD Data)Rank
Total interest income$15,753,0001,246
Total interest expense$2,156,0001,008
Net interest income$13,597,0001,285
Provision for loan and lease losses$04,186
Total noninterest income$6,876,000739
Gross Fiduciary activities income$134,000744
Service charges on deposit accounts$2,040,000488
Trading account gains and fees$0169
Additional Noninterest Income$4,702,000722
Total noninterest expense$15,216,0001,038
Salaries and employee benefits$6,692,0001,262
Premises and equipment expense$1,936,000942
Additional noninterest expense$6,588,000759
Pre-tax net operating income$5,257,0001,265
Securities gains (losses)$160,000936
Applicable income taxes$636,0001,843
Income before extraordinary items$4,781,0001,147
Extraordinary gains, net$05
Net income$4,781,0001,147
Minority interest net income$071
Net income of bank and minority interests.$4,781,0001,147
Net charge-offs$-164,0005,697
Cash dividends$3,300,000706
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,640,2001,146
2016-06-30 (YTD Data)Rank
Total interest income$10,498,0001,254
Total interest expense$1,491,000969
Net interest income$9,007,0001,297
Provision for loan and lease losses$04,017
Total noninterest income$5,716,000620
Gross Fiduciary activities income$97,000742
Service charges on deposit accounts$1,342,000485
Trading account gains and fees$0157
Additional Noninterest Income$4,277,000566
Total noninterest expense$10,541,000999
Salaries and employee benefits$4,465,0001,269
Premises and equipment expense$1,277,000960
Additional noninterest expense$4,799,000713
Pre-tax net operating income$4,182,0001,069
Securities gains (losses)$160,000695
Applicable income taxes$497,0001,665
Income before extraordinary items$3,845,000948
Extraordinary gains, net$016
Net income$3,845,000947
Minority interest net income$071
Net income of bank and minority interests.$3,845,000947
Net charge-offs$-184,0005,845
Cash dividends$2,300,000679
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,702,600964
2016-03-31 (YTD Data)Rank
Total interest income$5,314,0001,233
Total interest expense$789,000921
Net interest income$4,525,0001,282
Provision for loan and lease losses$03,656
Total noninterest income$2,656,000640
Gross Fiduciary activities income$50,000740
Service charges on deposit accounts$663,000486
Trading account gains and fees$0142
Additional Noninterest Income$1,943,000582
Total noninterest expense$5,800,000909
Salaries and employee benefits$2,281,0001,250
Premises and equipment expense$663,000936
Additional noninterest expense$2,856,000593
Pre-tax net operating income$1,381,0001,475
Securities gains (losses)$02,077
Applicable income taxes$-152,0006,077
Income before extraordinary items$1,533,0001,160
Extraordinary gains, net$012
Net income$1,533,0001,161
Minority interest net income$062
Net income of bank and minority interests.$1,533,0001,161
Net charge-offs$-146,0005,944
Cash dividends$700,000951
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,533,0001,133
2015-12-31 (YTD Data)Rank
Total interest income$19,311,0001,319
Total interest expense$2,830,000999
Net interest income$16,481,0001,352
Provision for loan and lease losses$837,000943
Total noninterest income$5,512,0001,048
Gross Fiduciary activities income$172,000769
Service charges on deposit accounts$2,706,000484
Trading account gains and fees$0159
Additional Noninterest Income$2,634,0001,267
Total noninterest expense$17,157,0001,170
Salaries and employee benefits$8,151,0001,329
Premises and equipment expense$2,242,0001,053
Additional noninterest expense$6,764,000976
Pre-tax net operating income$3,999,0001,865
Securities gains (losses)$652,000288
Applicable income taxes$673,0001,953
Income before extraordinary items$3,978,0001,603
Extraordinary gains, net$023
Net income$3,978,0001,604
Minority interest net income$081
Net income of bank and minority interests.$3,978,0001,604
Net charge-offs$823,000804
Cash dividends$3,600,000859
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,417,2801,801
2015-09-30 (YTD Data)Rank
Total interest income$14,490,0001,327
Total interest expense$2,121,0001,009
Net interest income$12,369,0001,366
Provision for loan and lease losses$836,000695
Total noninterest income$4,196,0001,050
Gross Fiduciary activities income$129,000768
Service charges on deposit accounts$2,029,000489
Trading account gains and fees$0153
Additional Noninterest Income$2,038,0001,266
Total noninterest expense$12,942,0001,172
Salaries and employee benefits$6,212,0001,320
Premises and equipment expense$1,709,0001,062
Additional noninterest expense$5,021,000981
Pre-tax net operating income$2,787,0002,026
Securities gains (losses)$19,0002,045
Applicable income taxes$279,0002,536
Income before extraordinary items$2,527,0001,875
Extraordinary gains, net$021
Net income$2,527,0001,877
Minority interest net income$078
Net income of bank and minority interests.$2,527,0001,877
Net charge-offs$484,000879
Cash dividends$2,300,000873
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,509,9001,850
2015-06-30 (YTD Data)Rank
Total interest income$9,696,0001,325
Total interest expense$1,423,0001,009
Net interest income$8,273,0001,368
Provision for loan and lease losses$475,000804
Total noninterest income$2,735,0001,071
Gross Fiduciary activities income$86,000777
Service charges on deposit accounts$1,315,000500
Trading account gains and fees$0157
Additional Noninterest Income$1,334,0001,282
Total noninterest expense$8,638,0001,172
Salaries and employee benefits$4,141,0001,325
Premises and equipment expense$1,158,0001,053
Additional noninterest expense$3,339,000985
Pre-tax net operating income$1,895,0001,967
Securities gains (losses)$19,0001,735
Applicable income taxes$206,0002,452
Income before extraordinary items$1,708,0001,845
Extraordinary gains, net$022
Net income$1,708,0001,848
Minority interest net income$075
Net income of bank and minority interests.$1,708,0001,849
Net charge-offs$448,000692
Cash dividends$1,500,000890
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,691,0901,818
2015-03-31 (YTD Data)Rank
Total interest income$4,886,0001,308
Total interest expense$708,0001,015
Net interest income$4,178,0001,351
Provision for loan and lease losses$100,0001,425
Total noninterest income$1,328,0001,054
Gross Fiduciary activities income$40,000790
Service charges on deposit accounts$637,000503
Trading account gains and fees$0152
Additional Noninterest Income$651,0001,250
Total noninterest expense$4,445,0001,149
Salaries and employee benefits$2,116,0001,304
Premises and equipment expense$599,0001,018
Additional noninterest expense$1,730,000919
Pre-tax net operating income$961,0001,921
Securities gains (losses)$02,027
Applicable income taxes$108,0002,375
Income before extraordinary items$853,0001,833
Extraordinary gains, net$013
Net income$853,0001,836
Minority interest net income$064
Net income of bank and minority interests.$853,0001,835
Net charge-offs$39,0001,740
Cash dividends$700,000860
Sale, conversion, retirement of capital stock, net$0697
Net operating income$853,0001,764
2014-12-31 (YTD Data)Rank
Total interest income$18,887,0001,348
Total interest expense$2,856,0001,045
Net interest income$16,031,0001,392
Provision for loan and lease losses$04,603
Total noninterest income$7,110,000854
Gross Fiduciary activities income$137,000815
Service charges on deposit accounts$2,687,000509
Trading account gains and fees$0180
Additional Noninterest Income$4,286,000859
Total noninterest expense$17,095,0001,169
Salaries and employee benefits$7,862,0001,347
Premises and equipment expense$2,074,0001,153
Additional noninterest expense$7,159,000911
Pre-tax net operating income$6,046,0001,302
Securities gains (losses)$141,0001,018
Applicable income taxes$680,0001,920
Income before extraordinary items$5,507,0001,196
Extraordinary gains, net$017
Net income$5,507,0001,194
Minority interest net income$084
Net income of bank and minority interests.$5,507,0001,195
Net charge-offs$232,0002,308
Cash dividends$3,000,000904
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,381,5101,192
2014-09-30 (YTD Data)Rank
Total interest income$14,442,0001,323
Total interest expense$2,189,0001,033
Net interest income$12,253,0001,359
Provision for loan and lease losses$04,401
Total noninterest income$4,253,000999
Gross Fiduciary activities income$102,000816
Service charges on deposit accounts$2,032,000510
Trading account gains and fees$0174
Additional Noninterest Income$2,119,0001,163
Total noninterest expense$13,004,0001,167
Salaries and employee benefits$5,951,0001,336
Premises and equipment expense$1,569,0001,152
Additional noninterest expense$5,484,000886
Pre-tax net operating income$3,502,0001,624
Securities gains (losses)$141,000791
Applicable income taxes$582,0001,832
Income before extraordinary items$3,061,0001,548
Extraordinary gains, net$015
Net income$3,061,0001,548
Minority interest net income$081
Net income of bank and minority interests.$3,061,0001,548
Net charge-offs$211,0001,934
Cash dividends$2,100,000884
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,942,5601,584
2014-06-30 (YTD Data)Rank
Total interest income$9,792,0001,292
Total interest expense$1,510,0001,006
Net interest income$8,282,0001,342
Provision for loan and lease losses$04,196
Total noninterest income$2,887,000974
Gross Fiduciary activities income$70,000819
Service charges on deposit accounts$1,357,000498
Trading account gains and fees$0172
Additional Noninterest Income$1,460,0001,117
Total noninterest expense$8,819,0001,147
Salaries and employee benefits$3,996,0001,334
Premises and equipment expense$1,061,0001,147
Additional noninterest expense$3,762,000863
Pre-tax net operating income$2,350,0001,582
Securities gains (losses)$122,000690
Applicable income taxes$400,0001,762
Income before extraordinary items$2,072,0001,488
Extraordinary gains, net$020
Net income$2,072,0001,490
Minority interest net income$080
Net income of bank and minority interests.$2,072,0001,490
Net charge-offs$155,0001,809
Cash dividends$1,100,0001,077
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,969,5201,538
2014-03-31 (YTD Data)Rank
Total interest income$4,838,0001,306
Total interest expense$783,000974
Net interest income$4,055,0001,366
Provision for loan and lease losses$03,817
Total noninterest income$1,297,0001,021
Gross Fiduciary activities income$36,000826
Service charges on deposit accounts$672,000495
Trading account gains and fees$0147
Additional Noninterest Income$589,0001,263
Total noninterest expense$4,224,0001,207
Salaries and employee benefits$1,906,0001,406
Premises and equipment expense$545,0001,134
Additional noninterest expense$1,773,000899
Pre-tax net operating income$1,128,0001,592
Securities gains (losses)$5,0001,340
Applicable income taxes$165,0001,908
Income before extraordinary items$968,0001,539
Extraordinary gains, net$016
Net income$968,0001,542
Minority interest net income$066
Net income of bank and minority interests.$968,0001,542
Net charge-offs$-143,0006,538
Cash dividends$300,0001,415
Sale, conversion, retirement of capital stock, net$0747
Net operating income$963,7501,522
2013-12-31 (YTD Data)Rank
Total interest income$20,010,0001,264
Total interest expense$3,712,000917
Net interest income$16,298,0001,338
Provision for loan and lease losses$100,0003,676
Total noninterest income$5,096,0001,115
Gross Fiduciary activities income$105,000859
Service charges on deposit accounts$2,923,000485
Trading account gains and fees$0184
Additional Noninterest Income$2,068,0001,478
Total noninterest expense$16,995,0001,197
Salaries and employee benefits$7,864,0001,352
Premises and equipment expense$2,125,0001,125
Additional noninterest expense$7,006,000966
Pre-tax net operating income$4,299,0001,626
Securities gains (losses)$133,0001,144
Applicable income taxes$572,0002,013
Income before extraordinary items$3,860,0001,552
Extraordinary gains, net$029
Net income$3,860,0001,555
Minority interest net income$090
Net income of bank and minority interests.$3,860,0001,556
Net charge-offs$366,0002,351
Cash dividends$3,700,000746
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,744,2901,548
2013-09-30 (YTD Data)Rank
Total interest income$15,170,0001,256
Total interest expense$2,875,000926
Net interest income$12,295,0001,328
Provision for loan and lease losses$100,0003,343
Total noninterest income$4,108,0001,083
Gross Fiduciary activities income$80,000853
Service charges on deposit accounts$2,177,000489
Trading account gains and fees$0180
Additional Noninterest Income$1,851,0001,334
Total noninterest expense$12,865,0001,196
Salaries and employee benefits$6,060,0001,317
Premises and equipment expense$1,606,0001,114
Additional noninterest expense$5,199,000975
Pre-tax net operating income$3,438,0001,559
Securities gains (losses)$100,0001,214
Applicable income taxes$505,0001,908
Income before extraordinary items$3,033,0001,486
Extraordinary gains, net$025
Net income$3,033,0001,488
Minority interest net income$084
Net income of bank and minority interests.$3,033,0001,489
Net charge-offs$327,0002,036
Cash dividends$2,700,000693
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,947,0001,488
2013-06-30 (YTD Data)Rank
Total interest income$10,219,0001,244
Total interest expense$1,990,000909
Net interest income$8,229,0001,307
Provision for loan and lease losses$100,0002,924
Total noninterest income$2,795,0001,082
Gross Fiduciary activities income$55,000858
Service charges on deposit accounts$1,373,000495
Trading account gains and fees$0157
Additional Noninterest Income$1,367,0001,272
Total noninterest expense$8,621,0001,177
Salaries and employee benefits$4,073,0001,305
Premises and equipment expense$1,092,0001,093
Additional noninterest expense$3,456,000964
Pre-tax net operating income$2,303,0001,538
Securities gains (losses)$100,0001,112
Applicable income taxes$353,0001,863
Income before extraordinary items$2,050,0001,464
Extraordinary gains, net$022
Net income$2,050,0001,468
Minority interest net income$082
Net income of bank and minority interests.$2,050,0001,469
Net charge-offs$192,0002,134
Cash dividends$1,700,000719
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,965,0001,477
2013-03-31 (YTD Data)Rank
Total interest income$5,137,0001,249
Total interest expense$1,035,000897
Net interest income$4,102,0001,317
Provision for loan and lease losses$100,0002,044
Total noninterest income$1,268,0001,141
Gross Fiduciary activities income$27,000874
Service charges on deposit accounts$584,000565
Trading account gains and fees$0148
Additional Noninterest Income$657,0001,303
Total noninterest expense$4,204,0001,217
Salaries and employee benefits$2,077,0001,297
Premises and equipment expense$552,0001,103
Additional noninterest expense$1,575,0001,065
Pre-tax net operating income$1,066,0001,616
Securities gains (losses)$14,0001,385
Applicable income taxes$135,0002,103
Income before extraordinary items$945,0001,562
Extraordinary gains, net$010
Net income$945,0001,565
Minority interest net income$076
Net income of bank and minority interests.$945,0001,564
Net charge-offs$66,0002,216
Cash dividends$500,000922
Sale, conversion, retirement of capital stock, net$0789
Net operating income$932,8201,523
2012-12-31 (YTD Data)Rank
Total interest income$21,993,0001,208
Total interest expense$4,642,000982
Net interest income$17,351,0001,266
Provision for loan and lease losses$738,0002,198
Total noninterest income$5,510,0001,074
Gross Fiduciary activities income$93,000891
Service charges on deposit accounts$3,003,000487
Trading account gains and fees$0166
Additional Noninterest Income$2,414,0001,369
Total noninterest expense$18,283,0001,091
Salaries and employee benefits$8,944,0001,180
Premises and equipment expense$2,180,0001,092
Additional noninterest expense$7,159,000978
Pre-tax net operating income$3,840,0001,700
Securities gains (losses)$119,0002,135
Applicable income taxes$507,0002,167
Income before extraordinary items$3,452,0001,656
Extraordinary gains, net$029
Net income$3,452,0001,656
Minority interest net income$093
Net income of bank and minority interests.$3,452,0001,657
Net charge-offs$1,151,0001,674
Cash dividends$3,500,000767
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,348,4701,604
2012-09-30 (YTD Data)Rank
Total interest income$16,607,0001,228
Total interest expense$3,556,000999
Net interest income$13,051,0001,276
Provision for loan and lease losses$588,0002,067
Total noninterest income$4,394,0001,022
Gross Fiduciary activities income$70,000884
Service charges on deposit accounts$2,342,000483
Trading account gains and fees$0157
Additional Noninterest Income$1,982,0001,270
Total noninterest expense$13,801,0001,086
Salaries and employee benefits$6,827,0001,151
Premises and equipment expense$1,655,0001,091
Additional noninterest expense$5,319,000978
Pre-tax net operating income$3,056,0001,670
Securities gains (losses)$119,0001,847
Applicable income taxes$455,0002,042
Income before extraordinary items$2,720,0001,617
Extraordinary gains, net$020
Net income$2,720,0001,618
Minority interest net income$086
Net income of bank and minority interests.$2,720,0001,618
Net charge-offs$979,0001,493
Cash dividends$3,000,000553
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,617,6601,577
2012-06-30 (YTD Data)Rank
Total interest income$11,213,0001,218
Total interest expense$2,420,0001,015
Net interest income$8,793,0001,268
Provision for loan and lease losses$438,0001,976
Total noninterest income$2,905,0001,008
Gross Fiduciary activities income$50,000892
Service charges on deposit accounts$1,654,000441
Trading account gains and fees$0153
Additional Noninterest Income$1,201,0001,341
Total noninterest expense$9,226,0001,081
Salaries and employee benefits$4,558,0001,149
Premises and equipment expense$1,126,0001,056
Additional noninterest expense$3,542,000980
Pre-tax net operating income$2,034,0001,666
Securities gains (losses)$119,0001,473
Applicable income taxes$317,0001,997
Income before extraordinary items$1,836,0001,592
Extraordinary gains, net$019
Net income$1,836,0001,591
Minority interest net income$084
Net income of bank and minority interests.$1,836,0001,592
Net charge-offs$869,0001,267
Cash dividends$2,000,000523
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,734,8501,594
2012-03-31 (YTD Data)Rank
Total interest income$5,624,0001,223
Total interest expense$1,245,0001,024
Net interest income$4,379,0001,267
Provision for loan and lease losses$288,0001,641
Total noninterest income$1,546,000958
Gross Fiduciary activities income$30,000872
Service charges on deposit accounts$853,000424
Trading account gains and fees$0148
Additional Noninterest Income$663,0001,227
Total noninterest expense$4,615,0001,081
Salaries and employee benefits$2,304,0001,131
Premises and equipment expense$577,0001,029
Additional noninterest expense$1,734,000988
Pre-tax net operating income$1,022,0001,648
Securities gains (losses)$02,210
Applicable income taxes$141,0002,109
Income before extraordinary items$881,0001,652
Extraordinary gains, net$019
Net income$881,0001,653
Minority interest net income$078
Net income of bank and minority interests.$881,0001,653
Net charge-offs$358,0001,335
Cash dividends$1,000,000457
Sale, conversion, retirement of capital stock, net$0861
Net operating income$881,0001,552
2011-12-31 (YTD Data)Rank
Total interest income$24,564,0001,158
Total interest expense$5,953,0001,017
Net interest income$18,611,0001,196
Provision for loan and lease losses$1,386,0001,991
Total noninterest income$6,289,000870
Gross Fiduciary activities income$98,000842
Service charges on deposit accounts$3,616,000424
Trading account gains and fees$0146
Additional Noninterest Income$2,575,0001,141
Total noninterest expense$18,749,0001,041
Salaries and employee benefits$8,862,0001,109
Premises and equipment expense$2,336,0001,066
Additional noninterest expense$7,551,000937
Pre-tax net operating income$4,765,0001,225
Securities gains (losses)$266,0001,221
Applicable income taxes$848,0001,504
Income before extraordinary items$4,183,0001,202
Extraordinary gains, net$029
Net income$4,183,0001,202
Minority interest net income$096
Net income of bank and minority interests.$4,183,0001,202
Net charge-offs$1,599,0001,794
Cash dividends$1,470,0001,263
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,962,2201,185
2011-09-30 (YTD Data)Rank
Total interest income$18,653,0001,161
Total interest expense$4,604,0001,033
Net interest income$14,049,0001,197
Provision for loan and lease losses$1,051,0001,901
Total noninterest income$4,714,000882
Gross Fiduciary activities income$76,000828
Service charges on deposit accounts$2,645,000439
Trading account gains and fees$0145
Additional Noninterest Income$1,993,0001,115
Total noninterest expense$14,056,0001,060
Salaries and employee benefits$6,674,0001,114
Premises and equipment expense$1,775,0001,067
Additional noninterest expense$5,607,000945
Pre-tax net operating income$3,656,0001,255
Securities gains (losses)$179,0001,286
Applicable income taxes$682,0001,443
Income before extraordinary items$3,153,0001,231
Extraordinary gains, net$021
Net income$3,153,0001,230
Minority interest net income$087
Net income of bank and minority interests.$3,153,0001,231
Net charge-offs$1,033,0001,853
Cash dividends$1,045,0001,114
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,006,2201,219
2011-06-30 (YTD Data)Rank
Total interest income$12,665,0001,146
Total interest expense$3,203,0001,032
Net interest income$9,462,0001,183
Provision for loan and lease losses$568,0002,167
Total noninterest income$3,011,000925
Gross Fiduciary activities income$60,000822
Service charges on deposit accounts$2,408,000328
Trading account gains and fees$0153
Additional Noninterest Income$543,0001,985
Total noninterest expense$9,507,0001,058
Salaries and employee benefits$4,550,0001,100
Premises and equipment expense$1,197,0001,065
Additional noninterest expense$3,760,000966
Pre-tax net operating income$2,398,0001,242
Securities gains (losses)$179,000789
Applicable income taxes$462,0001,397
Income before extraordinary items$2,115,0001,175
Extraordinary gains, net$015
Net income$2,115,0001,175
Minority interest net income$089
Net income of bank and minority interests.$2,115,0001,175
Net charge-offs$526,0002,092
Cash dividends$785,0001,014
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,968,2201,214
2011-03-31 (YTD Data)Rank
Total interest income$6,267,0001,166
Total interest expense$1,690,0001,017
Net interest income$4,577,0001,218
Provision for loan and lease losses$150,0002,750
Total noninterest income$1,451,000932
Gross Fiduciary activities income$25,000855
Service charges on deposit accounts$1,153,000338
Trading account gains and fees$0158
Additional Noninterest Income$273,0002,033
Total noninterest expense$4,792,0001,047
Salaries and employee benefits$2,265,0001,120
Premises and equipment expense$607,0001,068
Additional noninterest expense$1,920,000929
Pre-tax net operating income$1,086,0001,332
Securities gains (losses)$70,000643
Applicable income taxes$181,0001,605
Income before extraordinary items$975,0001,268
Extraordinary gains, net$09
Net income$975,0001,267
Minority interest net income$086
Net income of bank and minority interests.$975,0001,268
Net charge-offs$51,0003,334
Cash dividends$525,000705
Sale, conversion, retirement of capital stock, net$0925
Net operating income$916,2001,296
2010-12-31 (YTD Data)Rank
Total interest income$26,301,0001,178
Total interest expense$8,468,000983
Net interest income$17,833,0001,268
Provision for loan and lease losses$3,350,0001,500
Total noninterest income$5,728,000966
Gross Fiduciary activities income$85,000890
Service charges on deposit accounts$5,128,000304
Trading account gains and fees$0175
Additional Noninterest Income$515,0003,149
Total noninterest expense$19,164,0001,036
Salaries and employee benefits$8,429,0001,168
Premises and equipment expense$2,297,0001,138
Additional noninterest expense$8,438,000875
Pre-tax net operating income$1,047,0003,309
Securities gains (losses)$1,775,000291
Applicable income taxes$-105,0006,838
Income before extraordinary items$2,927,0001,435
Extraordinary gains, net$029
Net income$2,927,0001,437
Minority interest net income$0111
Net income of bank and minority interests.$2,927,0001,438
Net charge-offs$4,879,0001,044
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,152,0002,863
2010-09-30 (YTD Data)Rank
Total interest income$19,956,0001,186
Total interest expense$6,528,000995
Net interest income$13,428,0001,268
Provision for loan and lease losses$2,150,0001,573
Total noninterest income$5,159,000824
Gross Fiduciary activities income$65,000883
Service charges on deposit accounts$3,873,000300
Trading account gains and fees$0165
Additional Noninterest Income$1,221,0001,582
Total noninterest expense$14,460,0001,012
Salaries and employee benefits$6,447,0001,140
Premises and equipment expense$1,742,0001,134
Additional noninterest expense$6,271,000864
Pre-tax net operating income$1,977,0001,911
Securities gains (losses)$1,675,000260
Applicable income taxes$659,0001,398
Income before extraordinary items$2,993,0001,130
Extraordinary gains, net$023
Net income$2,993,0001,134
Minority interest net income$0110
Net income of bank and minority interests.$2,993,0001,134
Net charge-offs$3,560,000992
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,619,5001,919
2010-06-30 (YTD Data)Rank
Total interest income$13,506,0001,183
Total interest expense$4,441,0001,009
Net interest income$9,065,0001,259
Provision for loan and lease losses$1,850,0001,338
Total noninterest income$3,397,000814
Gross Fiduciary activities income$46,000884
Service charges on deposit accounts$2,562,000307
Trading account gains and fees$0152
Additional Noninterest Income$789,0001,532
Total noninterest expense$9,655,0001,019
Salaries and employee benefits$4,329,0001,136
Premises and equipment expense$1,171,0001,132
Additional noninterest expense$4,155,000863
Pre-tax net operating income$957,0002,462
Securities gains (losses)$1,634,000167
Applicable income taxes$525,0001,174
Income before extraordinary items$2,066,0001,086
Extraordinary gains, net$019
Net income$2,066,0001,088
Minority interest net income$0105
Net income of bank and minority interests.$2,066,0001,087
Net charge-offs$2,168,0001,071
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$758,8002,494
2010-03-31 (YTD Data)Rank
Total interest income$6,678,0001,220
Total interest expense$2,251,0001,045
Net interest income$4,427,0001,302
Provision for loan and lease losses$300,0002,372
Total noninterest income$1,600,000843
Gross Fiduciary activities income$30,000854
Service charges on deposit accounts$1,199,000327
Trading account gains and fees$0175
Additional Noninterest Income$371,0001,586
Total noninterest expense$4,815,0001,031
Salaries and employee benefits$2,225,0001,118
Premises and equipment expense$591,0001,152
Additional noninterest expense$1,999,000890
Pre-tax net operating income$912,0001,431
Securities gains (losses)$02,284
Applicable income taxes$191,0001,467
Income before extraordinary items$721,0001,516
Extraordinary gains, net$016
Net income$721,0001,518
Minority interest net income$091
Net income of bank and minority interests.$721,0001,518
Net charge-offs$127,0002,902
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$721,0001,460
2009-12-31 (YTD Data)Rank
Total interest income$27,794,0001,243
Total interest expense$9,802,0001,215
Net interest income$17,992,0001,245
Provision for loan and lease losses$5,800,0001,275
Total noninterest income$7,589,000792
Gross Fiduciary activities income$71,000911
Service charges on deposit accounts$5,401,000321
Trading account gains and fees$0211
Additional Noninterest Income$2,117,0001,323
Total noninterest expense$19,521,0001,069
Salaries and employee benefits$8,737,0001,114
Premises and equipment expense$2,228,0001,221
Additional noninterest expense$8,556,000919
Pre-tax net operating income$260,0004,629
Securities gains (losses)$281,0001,294
Applicable income taxes$-322,0006,889
Income before extraordinary items$863,0003,012
Extraordinary gains, net$034
Net income$863,0003,011
Minority interest net income$0115
Net income of bank and minority interests.$863,0003,011
Net charge-offs$3,072,0001,581
Cash dividends$600,0002,306
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$582,0003,569
2009-09-30 (YTD Data)Rank
Total interest income$20,914,0001,259
Total interest expense$7,547,0001,245
Net interest income$13,367,0001,255
Provision for loan and lease losses$4,500,0001,126
Total noninterest income$5,682,000790
Gross Fiduciary activities income$55,000898
Service charges on deposit accounts$3,965,000330
Trading account gains and fees$0212
Additional Noninterest Income$1,662,0001,300
Total noninterest expense$14,539,0001,057
Salaries and employee benefits$6,720,0001,103
Premises and equipment expense$1,682,0001,230
Additional noninterest expense$6,137,000917
Pre-tax net operating income$10,0005,635
Securities gains (losses)$197,0001,290
Applicable income taxes$-224,0007,125
Income before extraordinary items$431,0003,938
Extraordinary gains, net$027
Net income$431,0003,934
Minority interest net income$0118
Net income of bank and minority interests.$431,0003,937
Net charge-offs$2,274,0001,398
Cash dividends$600,0001,788
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$234,0004,636
2009-06-30 (YTD Data)Rank
Total interest income$14,017,0001,277
Total interest expense$5,252,0001,257
Net interest income$8,765,0001,276
Provision for loan and lease losses$4,169,000865
Total noninterest income$3,722,000809
Gross Fiduciary activities income$45,000884
Service charges on deposit accounts$2,437,000348
Trading account gains and fees$0193
Additional Noninterest Income$1,240,0001,237
Total noninterest expense$9,674,0001,090
Salaries and employee benefits$4,510,0001,119
Premises and equipment expense$1,123,0001,252
Additional noninterest expense$4,041,000947
Pre-tax net operating income$-1,356,0007,177
Securities gains (losses)$6,0002,720
Applicable income taxes$-581,0007,621
Income before extraordinary items$-769,0007,002
Extraordinary gains, net$021
Net income$-769,0007,002
Minority interest net income$0112
Net income of bank and minority interests.$-769,0007,002
Net charge-offs$1,804,0001,200
Cash dividends$600,0001,412
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-772,8406,988
2009-03-31 (YTD Data)Rank
Total interest income$6,946,0001,310
Total interest expense$2,649,0001,300
Net interest income$4,297,0001,288
Provision for loan and lease losses$120,0003,591
Total noninterest income$1,791,000807
Gross Fiduciary activities income$29,000863
Service charges on deposit accounts$1,086,000372
Trading account gains and fees$0171
Additional Noninterest Income$676,0001,143
Total noninterest expense$4,565,0001,097
Salaries and employee benefits$2,239,0001,131
Premises and equipment expense$573,0001,246
Additional noninterest expense$1,753,000956
Pre-tax net operating income$1,403,000908
Securities gains (losses)$02,434
Applicable income taxes$581,000577
Income before extraordinary items$822,0001,340
Extraordinary gains, net$015
Net income$822,0001,341
Minority interest net income$0102
Net income of bank and minority interests.$822,0001,342
Net charge-offs$-95,0008,185
Cash dividends$400,0001,067
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$822,0001,265
2008-12-31 (YTD Data)Rank
Total interest income$30,494,0001,260
Total interest expense$12,686,0001,289
Net interest income$17,808,0001,242
Provision for loan and lease losses$600,0003,490
Total noninterest income$6,396,000866
Gross Fiduciary activities income$74,000929
Service charges on deposit accounts$4,900,000353
Trading account gains and fees$0154
Additional Noninterest Income$1,422,0001,662
Total noninterest expense$17,636,0001,116
Salaries and employee benefits$8,312,0001,200
Premises and equipment expense$2,122,0001,293
Additional noninterest expense$7,202,000897
Pre-tax net operating income$5,968,000940
Securities gains (losses)$03,220
Applicable income taxes$1,206,0001,034
Income before extraordinary items$4,762,000852
Extraordinary gains, net$039
Net income$4,762,000852
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,329,0001,675
Cash dividends$3,300,000818
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,762,000918
2008-09-30 (YTD Data)Rank
Total interest income$23,094,0001,271
Total interest expense$9,932,0001,280
Net interest income$13,162,0001,276
Provision for loan and lease losses$270,0003,724
Total noninterest income$4,544,000946
Gross Fiduciary activities income$58,000918
Service charges on deposit accounts$3,396,000390
Trading account gains and fees$0148
Additional Noninterest Income$1,090,0001,701
Total noninterest expense$12,881,0001,135
Salaries and employee benefits$6,204,0001,233
Premises and equipment expense$1,568,0001,322
Additional noninterest expense$5,109,000891
Pre-tax net operating income$4,555,0001,116
Securities gains (losses)$03,106
Applicable income taxes$873,0001,282
Income before extraordinary items$3,682,000995
Extraordinary gains, net$031
Net income$3,682,000994
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$764,0001,536
Cash dividends$2,000,0001,009
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,682,0001,056
2008-06-30 (YTD Data)Rank
Total interest income$15,463,0001,291
Total interest expense$6,888,0001,274
Net interest income$8,575,0001,304
Provision for loan and lease losses$180,0003,306
Total noninterest income$3,103,000943
Gross Fiduciary activities income$46,000907
Service charges on deposit accounts$2,189,000397
Trading account gains and fees$0149
Additional Noninterest Income$868,0001,554
Total noninterest expense$8,610,0001,126
Salaries and employee benefits$4,164,0001,240
Premises and equipment expense$1,032,0001,340
Additional noninterest expense$3,414,000868
Pre-tax net operating income$2,888,0001,234
Securities gains (losses)$03,233
Applicable income taxes$507,0001,583
Income before extraordinary items$2,381,0001,158
Extraordinary gains, net$021
Net income$2,381,0001,158
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$211,0002,174
Cash dividends$1,500,000983
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,381,0001,140
2008-03-31 (YTD Data)Rank
Total interest income$7,923,0001,292
Total interest expense$3,638,0001,286
Net interest income$4,285,0001,297
Provision for loan and lease losses$90,0002,858
Total noninterest income$1,618,000904
Gross Fiduciary activities income$30,000897
Service charges on deposit accounts$1,099,000389
Trading account gains and fees$0158
Additional Noninterest Income$489,0001,445
Total noninterest expense$4,389,0001,102
Salaries and employee benefits$2,065,0001,270
Premises and equipment expense$529,0001,301
Additional noninterest expense$1,795,000801
Pre-tax net operating income$1,424,0001,328
Securities gains (losses)$02,688
Applicable income taxes$251,0001,680
Income before extraordinary items$1,173,0001,284
Extraordinary gains, net$015
Net income$1,173,0001,287
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$145,0001,506
Cash dividends$500,0001,332
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,173,0001,244
2007-12-31 (YTD Data)Rank
Total interest income$30,140,0001,426
Total interest expense$14,635,0001,374
Net interest income$15,505,0001,452
Provision for loan and lease losses$360,0002,860
Total noninterest income$5,530,0001,020
Gross Fiduciary activities income$60,000984
Service charges on deposit accounts$4,224,000413
Trading account gains and fees$0178
Additional Noninterest Income$1,246,0001,914
Total noninterest expense$15,926,0001,174
Salaries and employee benefits$7,493,0001,344
Premises and equipment expense$2,067,0001,283
Additional noninterest expense$6,366,000887
Pre-tax net operating income$4,749,0001,717
Securities gains (losses)$1,0001,983
Applicable income taxes$636,0002,432
Income before extraordinary items$4,114,0001,546
Extraordinary gains, net$039
Net income$4,114,0001,546
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$493,0001,707
Cash dividends$7,250,000539
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,113,1301,531
2007-09-30 (YTD Data)Rank
Total interest income$21,844,0001,484
Total interest expense$10,697,0001,406
Net interest income$11,147,0001,540
Provision for loan and lease losses$270,0002,452
Total noninterest income$3,936,0001,058
Gross Fiduciary activities income$49,000968
Service charges on deposit accounts$2,986,000428
Trading account gains and fees$0184
Additional Noninterest Income$901,0001,970
Total noninterest expense$11,590,0001,203
Salaries and employee benefits$5,503,0001,378
Premises and equipment expense$1,542,0001,288
Additional noninterest expense$4,545,000895
Pre-tax net operating income$3,223,0001,982
Securities gains (losses)$8,0001,069
Applicable income taxes$482,0002,580
Income before extraordinary items$2,749,0001,831
Extraordinary gains, net$033
Net income$2,749,0001,830
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-21,0008,035
Cash dividends$6,700,000446
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,742,2001,824
2007-06-30 (YTD Data)Rank
Total interest income$13,794,0001,582
Total interest expense$6,807,0001,466
Net interest income$6,987,0001,649
Provision for loan and lease losses$180,0002,301
Total noninterest income$2,494,0001,123
Gross Fiduciary activities income$60,000899
Service charges on deposit accounts$1,827,000475
Trading account gains and fees$0168
Additional Noninterest Income$607,0001,966
Total noninterest expense$7,245,0001,291
Salaries and employee benefits$3,497,0001,471
Premises and equipment expense$1,018,0001,315
Additional noninterest expense$2,730,0001,021
Pre-tax net operating income$2,056,0002,105
Securities gains (losses)$01,444
Applicable income taxes$303,0002,724
Income before extraordinary items$1,753,0001,960
Extraordinary gains, net$029
Net income$1,753,0001,960
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-29,0008,129
Cash dividends$900,0001,666
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,753,0001,941
2007-03-31 (YTD Data)Rank
Total interest income$6,839,0001,594
Total interest expense$3,332,0001,492
Net interest income$3,507,0001,640
Provision for loan and lease losses$90,0002,153
Total noninterest income$1,189,0001,147
Gross Fiduciary activities income$28,000917
Service charges on deposit accounts$832,000503
Trading account gains and fees$0195
Additional Noninterest Income$329,0001,839
Total noninterest expense$3,551,0001,307
Salaries and employee benefits$1,768,0001,467
Premises and equipment expense$547,0001,226
Additional noninterest expense$1,236,0001,096
Pre-tax net operating income$1,055,0002,076
Securities gains (losses)$01,187
Applicable income taxes$255,0002,063
Income before extraordinary items$800,0002,066
Extraordinary gains, net$022
Net income$800,0002,066
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0002,851
Cash dividends$350,0001,794
Sale, conversion, retirement of capital stock, net$0885
Net operating income$800,0002,055
2006-12-31 (YTD Data)Rank
Total interest income$24,263,0001,661
Total interest expense$10,469,0001,609
Net interest income$13,794,0001,660
Provision for loan and lease losses$330,0002,609
Total noninterest income$5,234,0001,052
Gross Fiduciary activities income$46,0001,034
Service charges on deposit accounts$3,624,000474
Trading account gains and fees$0130
Additional Noninterest Income$1,564,0001,619
Total noninterest expense$13,620,0001,314
Salaries and employee benefits$6,339,0001,553
Premises and equipment expense$1,865,0001,381
Additional noninterest expense$5,416,000985
Pre-tax net operating income$5,078,0001,851
Securities gains (losses)$01,687
Applicable income taxes$1,321,0001,848
Income before extraordinary items$3,757,0001,892
Extraordinary gains, net$051
Net income$3,757,0001,893
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$410,0001,349
Cash dividends$1,300,0002,132
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,757,0001,874
2006-09-30 (YTD Data)Rank
Total interest income$17,307,0001,735
Total interest expense$7,022,0001,737
Net interest income$10,285,0001,683
Provision for loan and lease losses$248,0002,468
Total noninterest income$3,971,0001,054
Gross Fiduciary activities income$34,0001,035
Service charges on deposit accounts$2,641,000488
Trading account gains and fees$0126
Additional Noninterest Income$1,296,0001,501
Total noninterest expense$9,604,0001,400
Salaries and employee benefits$4,558,0001,629
Premises and equipment expense$1,320,0001,469
Additional noninterest expense$3,726,0001,089
Pre-tax net operating income$4,404,0001,690
Securities gains (losses)$01,388
Applicable income taxes$1,140,0001,707
Income before extraordinary items$3,264,0001,704
Extraordinary gains, net$045
Net income$3,264,0001,705
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0002,106
Cash dividends$950,0002,003
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,264,0001,689
2006-06-30 (YTD Data)Rank
Total interest income$10,529,0001,871
Total interest expense$4,105,0001,865
Net interest income$6,424,0001,818
Provision for loan and lease losses$165,0002,445
Total noninterest income$2,462,0001,122
Gross Fiduciary activities income$25,0001,037
Service charges on deposit accounts$1,600,000533
Trading account gains and fees$0126
Additional Noninterest Income$837,0001,544
Total noninterest expense$5,744,0001,562
Salaries and employee benefits$2,743,0001,787
Premises and equipment expense$741,0001,723
Additional noninterest expense$2,260,0001,201
Pre-tax net operating income$2,977,0001,665
Securities gains (losses)$01,185
Applicable income taxes$770,0001,716
Income before extraordinary items$2,207,0001,649
Extraordinary gains, net$039
Net income$2,207,0001,650
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,860
Cash dividends$600,0002,089
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,207,0001,635
2006-03-31 (YTD Data)Rank
Total interest income$4,906,0001,939
Total interest expense$1,851,0001,956
Net interest income$3,055,0001,896
Provision for loan and lease losses$83,0002,300
Total noninterest income$1,184,0001,138
Gross Fiduciary activities income$19,000994
Service charges on deposit accounts$730,000563
Trading account gains and fees$0115
Additional Noninterest Income$435,0001,484
Total noninterest expense$2,710,0001,651
Salaries and employee benefits$1,347,0001,833
Premises and equipment expense$333,0001,899
Additional noninterest expense$1,030,0001,286
Pre-tax net operating income$1,446,0001,675
Securities gains (losses)$0955
Applicable income taxes$383,0001,714
Income before extraordinary items$1,063,0001,684
Extraordinary gains, net$021
Net income$1,063,0001,683
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0003,919
Cash dividends$250,0002,135
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,063,0001,670
2005-12-31 (YTD Data)Rank
Total interest income$17,463,0001,924
Total interest expense$5,583,0002,010
Net interest income$11,880,0001,851
Provision for loan and lease losses$310,0002,744
Total noninterest income$4,294,0001,211
Gross Fiduciary activities income$44,0001,062
Service charges on deposit accounts$2,963,000569
Trading account gains and fees$0138
Additional Noninterest Income$1,287,0001,859
Total noninterest expense$10,689,0001,603
Salaries and employee benefits$5,251,0001,770
Premises and equipment expense$1,270,0001,904
Additional noninterest expense$4,168,0001,246
Pre-tax net operating income$5,175,0001,814
Securities gains (losses)$02,296
Applicable income taxes$1,185,0002,022
Income before extraordinary items$3,990,0001,747
Extraordinary gains, net$046
Net income$3,990,0001,746
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0008,251
Cash dividends$1,000,0002,429
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,990,0001,716
2005-09-30 (YTD Data)Rank
Total interest income$12,777,0001,918
Total interest expense$3,889,0002,038
Net interest income$8,888,0001,840
Provision for loan and lease losses$150,0003,463
Total noninterest income$3,172,0001,232
Gross Fiduciary activities income$32,0001,054
Service charges on deposit accounts$2,162,000586
Trading account gains and fees$0126
Additional Noninterest Income$978,0001,848
Total noninterest expense$8,030,0001,583
Salaries and employee benefits$3,915,0001,771
Premises and equipment expense$955,0001,889
Additional noninterest expense$3,160,0001,204
Pre-tax net operating income$3,880,0001,815
Securities gains (losses)$02,317
Applicable income taxes$890,0002,045
Income before extraordinary items$2,990,0001,759
Extraordinary gains, net$035
Net income$2,990,0001,760
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-37,0008,379
Cash dividends$750,0002,195
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,990,0001,729
2005-06-30 (YTD Data)Rank
Total interest income$8,291,0001,916
Total interest expense$2,449,0002,031
Net interest income$5,842,0001,859
Provision for loan and lease losses$90,0003,491
Total noninterest income$1,954,0001,294
Gross Fiduciary activities income$23,0001,049
Service charges on deposit accounts$1,353,000611
Trading account gains and fees$0116
Additional Noninterest Income$578,0001,978
Total noninterest expense$5,310,0001,590
Salaries and employee benefits$2,592,0001,769
Premises and equipment expense$635,0001,882
Additional noninterest expense$2,083,0001,205
Pre-tax net operating income$2,396,0001,904
Securities gains (losses)$02,146
Applicable income taxes$550,0002,122
Income before extraordinary items$1,846,0001,850
Extraordinary gains, net$030
Net income$1,846,0001,850
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-27,0008,269
Cash dividends$500,0002,165
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,846,0001,813
2005-03-31 (YTD Data)Rank
Total interest income$4,027,0001,923
Total interest expense$1,172,0002,010
Net interest income$2,855,0001,881
Provision for loan and lease losses$45,0003,327
Total noninterest income$909,0001,352
Gross Fiduciary activities income$18,000999
Service charges on deposit accounts$631,000638
Trading account gains and fees$0115
Additional Noninterest Income$260,0002,092
Total noninterest expense$2,564,0001,643
Salaries and employee benefits$1,281,0001,802
Premises and equipment expense$315,0001,898
Additional noninterest expense$968,0001,279
Pre-tax net operating income$1,155,0001,936
Securities gains (losses)$01,685
Applicable income taxes$275,0002,113
Income before extraordinary items$880,0001,922
Extraordinary gains, net$024
Net income$880,0001,923
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-21,0008,332
Cash dividends$250,0001,945
Sale, conversion, retirement of capital stock, net$0491
Net operating income$880,0001,887
2004-12-31 (YTD Data)Rank
Total interest income$15,167,0001,883
Total interest expense$4,185,0001,950
Net interest income$10,982,0001,841
Provision for loan and lease losses$180,0003,881
Total noninterest income$3,798,0001,335
Gross Fiduciary activities income$48,0001,066
Service charges on deposit accounts$2,702,000653
Trading account gains and fees$0138
Additional Noninterest Income$1,048,0002,079
Total noninterest expense$10,025,0001,616
Salaries and employee benefits$4,749,0001,851
Premises and equipment expense$1,246,0001,843
Additional noninterest expense$4,030,0001,224
Pre-tax net operating income$4,575,0001,831
Securities gains (losses)$6,0003,079
Applicable income taxes$1,236,0001,861
Income before extraordinary items$3,345,0001,890
Extraordinary gains, net$034
Net income$3,345,0001,890
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,0003,584
Cash dividends$1,000,0002,307
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,340,6201,845
2004-09-30 (YTD Data)Rank
Total interest income$11,162,0001,899
Total interest expense$3,101,0001,932
Net interest income$8,061,0001,869
Provision for loan and lease losses$135,0003,719
Total noninterest income$2,613,0001,438
Gross Fiduciary activities income$35,0001,066
Service charges on deposit accounts$2,005,000666
Trading account gains and fees$0134
Additional Noninterest Income$573,0002,577
Total noninterest expense$7,107,0001,696
Salaries and employee benefits$3,363,0001,940
Premises and equipment expense$899,0001,911
Additional noninterest expense$2,845,0001,301
Pre-tax net operating income$3,432,0001,834
Securities gains (losses)$6,0002,970
Applicable income taxes$916,0001,918
Income before extraordinary items$2,522,0001,889
Extraordinary gains, net$026
Net income$2,522,0001,890
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0002,998
Cash dividends$750,0002,092
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,517,6201,845
2004-06-30 (YTD Data)Rank
Total interest income$7,404,0001,890
Total interest expense$2,022,0001,953
Net interest income$5,382,0001,853
Provision for loan and lease losses$90,0003,641
Total noninterest income$1,741,0001,428
Gross Fiduciary activities income$25,0001,063
Service charges on deposit accounts$1,306,000666
Trading account gains and fees$0130
Additional Noninterest Income$410,0002,469
Total noninterest expense$4,693,0001,719
Salaries and employee benefits$2,225,0001,964
Premises and equipment expense$585,0001,959
Additional noninterest expense$1,883,0001,293
Pre-tax net operating income$2,340,0001,795
Securities gains (losses)$2,0003,048
Applicable income taxes$609,0001,905
Income before extraordinary items$1,733,0001,823
Extraordinary gains, net$021
Net income$1,733,0001,824
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0003,141
Cash dividends$500,0002,118
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,731,5201,775
2004-03-31 (YTD Data)Rank
Total interest income$3,695,0001,907
Total interest expense$1,016,0001,963
Net interest income$2,679,0001,865
Provision for loan and lease losses$45,0003,437
Total noninterest income$796,0001,503
Gross Fiduciary activities income$19,0001,006
Service charges on deposit accounts$612,000696
Trading account gains and fees$0121
Additional Noninterest Income$165,0002,774
Total noninterest expense$2,385,0001,704
Salaries and employee benefits$1,158,0001,898
Premises and equipment expense$300,0001,937
Additional noninterest expense$927,0001,297
Pre-tax net operating income$1,045,0001,931
Securities gains (losses)$2,0002,612
Applicable income taxes$259,0002,139
Income before extraordinary items$788,0001,974
Extraordinary gains, net$016
Net income$788,0001,974
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0002,783
Cash dividends$250,0001,912
Sale, conversion, retirement of capital stock, net$0464
Net operating income$786,5001,898
2003-12-31 (YTD Data)Rank
Total interest income$15,413,0001,845
Total interest expense$5,417,0001,668
Net interest income$9,996,0001,957
Provision for loan and lease losses$180,0004,206
Total noninterest income$3,884,0001,379
Gross Fiduciary activities income$62,0001,049
Service charges on deposit accounts$2,617,000655
Trading account gains and fees$0160
Additional Noninterest Income$1,205,0002,116
Total noninterest expense$9,626,0001,666
Salaries and employee benefits$4,600,0001,871
Premises and equipment expense$1,204,0001,899
Additional noninterest expense$3,822,0001,299
Pre-tax net operating income$4,074,0001,950
Securities gains (losses)$-2,0008,601
Applicable income taxes$979,0002,202
Income before extraordinary items$3,093,0001,984
Extraordinary gains, net$054
Net income$3,093,0001,984
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$276,0002,363
Cash dividends$1,900,0001,437
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,094,5201,899
2003-09-30 (YTD Data)Rank
Total interest income$11,630,0001,874
Total interest expense$4,352,0001,616
Net interest income$7,278,0002,025
Provision for loan and lease losses$135,0004,077
Total noninterest income$2,892,0001,410
Gross Fiduciary activities income$44,0001,048
Service charges on deposit accounts$1,949,000673
Trading account gains and fees$0153
Additional Noninterest Income$899,0002,203
Total noninterest expense$7,327,0001,652
Salaries and employee benefits$3,536,0001,836
Premises and equipment expense$924,0001,862
Additional noninterest expense$2,867,0001,298
Pre-tax net operating income$2,708,0002,218
Securities gains (losses)$3,0003,777
Applicable income taxes$750,0002,289
Income before extraordinary items$1,961,0002,378
Extraordinary gains, net$040
Net income$1,961,0002,377
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$149,0002,605
Cash dividends$1,425,0001,329
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,958,8402,262
2003-06-30 (YTD Data)Rank
Total interest income$7,940,0001,848
Total interest expense$3,176,0001,513
Net interest income$4,764,0002,052
Provision for loan and lease losses$90,0004,018
Total noninterest income$1,990,0001,374
Gross Fiduciary activities income$29,0001,057
Service charges on deposit accounts$1,285,000665
Trading account gains and fees$0150
Additional Noninterest Income$676,0002,021
Total noninterest expense$4,838,0001,664
Salaries and employee benefits$2,294,0001,867
Premises and equipment expense$618,0001,847
Additional noninterest expense$1,926,0001,287
Pre-tax net operating income$1,826,0002,206
Securities gains (losses)$03,782
Applicable income taxes$516,0002,271
Income before extraordinary items$1,310,0002,372
Extraordinary gains, net$030
Net income$1,310,0002,370
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0003,423
Cash dividends$950,0001,360
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,310,0002,242
2003-03-31 (YTD Data)Rank
Total interest income$4,074,0001,798
Total interest expense$1,628,0001,523
Net interest income$2,446,0002,011
Provision for loan and lease losses$45,0003,818
Total noninterest income$927,0001,408
Gross Fiduciary activities income$25,000980
Service charges on deposit accounts$600,000691
Trading account gains and fees$0134
Additional Noninterest Income$302,0002,098
Total noninterest expense$2,461,0001,629
Salaries and employee benefits$1,198,0001,784
Premises and equipment expense$306,0001,868
Additional noninterest expense$957,0001,277
Pre-tax net operating income$867,0002,310
Securities gains (losses)$02,891
Applicable income taxes$229,0002,466
Income before extraordinary items$638,0002,390
Extraordinary gains, net$021
Net income$638,0002,388
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0002,593
Cash dividends$475,0001,273
Sale, conversion, retirement of capital stock, net$0419
Net operating income$638,0002,266
2002-12-31 (YTD Data)Rank
Total interest income$17,993,0001,708
Total interest expense$7,849,0001,435
Net interest income$10,144,0001,919
Provision for loan and lease losses$270,0003,677
Total noninterest income$3,781,0001,307
Gross Fiduciary activities income$58,0001,088
Service charges on deposit accounts$2,673,000608
Trading account gains and fees$0153
Additional Noninterest Income$1,050,0002,107
Total noninterest expense$9,649,0001,599
Salaries and employee benefits$4,352,0001,844
Premises and equipment expense$1,206,0001,840
Additional noninterest expense$4,091,0001,192
Pre-tax net operating income$4,006,0001,988
Securities gains (losses)$04,537
Applicable income taxes$1,069,0002,113
Income before extraordinary items$2,937,0002,040
Extraordinary gains, net$070
Net income$2,937,0002,039
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$142,0003,607
Cash dividends$1,900,0001,361
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,937,0001,970
2001-12-31 (YTD Data)Rank
Total interest income$19,622,0001,734
Total interest expense$10,168,0001,600
Net interest income$9,454,0001,885
Provision for loan and lease losses$185,0004,295
Total noninterest income$3,082,0001,452
Gross Fiduciary activities income$81,0001,041
Service charges on deposit accounts$2,117,000703
Trading account gains and fees$0177
Additional Noninterest Income$884,0002,232
Total noninterest expense$9,697,0001,510
Salaries and employee benefits$4,261,0001,761
Premises and equipment expense$1,181,0001,825
Additional noninterest expense$4,255,0001,125
Pre-tax net operating income$2,654,0002,546
Securities gains (losses)$04,612
Applicable income taxes$794,0002,438
Income before extraordinary items$1,860,0002,702
Extraordinary gains, net$0105
Net income$1,860,0002,706
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$261,0002,432
Cash dividends$1,775,0001,456
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,860,0002,617
2000-12-31 (YTD Data)Rank
Total interest income$19,041,0001,825
Total interest expense$9,362,0001,842
Net interest income$9,679,0001,818
Provision for loan and lease losses$08,337
Total noninterest income$1,660,0002,169
Gross Fiduciary activities income$38,0001,087
Service charges on deposit accounts$1,280,0001,060
Trading account gains and fees$0180
Additional Noninterest Income$342,0003,668
Total noninterest expense$8,886,0001,580
Salaries and employee benefits$4,167,0001,725
Premises and equipment expense$1,242,0001,677
Additional noninterest expense$3,477,0001,310
Pre-tax net operating income$2,453,0002,805
Securities gains (losses)$-81,0009,362
Applicable income taxes$659,0002,927
Income before extraordinary items$1,713,0002,913
Extraordinary gains, net$038
Net income$1,713,0002,911
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$143,0002,946
Cash dividends$2,725,0001,047
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,771,3202,827
1999-12-31 (YTD Data)Rank
Total interest income$17,862,0001,818
Total interest expense$8,489,0001,746
Net interest income$9,373,0001,867
Provision for loan and lease losses$-1,180,00010,203
Total noninterest income$1,693,0002,107
Gross Fiduciary activities income$43,0001,120
Service charges on deposit accounts$1,125,0001,181
Trading account gains and fees$0173
Additional Noninterest Income$525,0002,867
Total noninterest expense$8,706,0001,581
Salaries and employee benefits$4,028,0001,710
Premises and equipment expense$1,055,0001,939
Additional noninterest expense$3,623,0001,265
Pre-tax net operating income$3,540,0002,067
Securities gains (losses)$03,155
Applicable income taxes$1,014,0002,198
Income before extraordinary items$2,526,0002,086
Extraordinary gains, net$035
Net income$2,526,0002,087
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0003,239
Cash dividends$1,684,0001,545
Sale, conversion, retirement of capital stock, net$-1,500,00010,186
Net operating income$2,526,0002,056
1998-12-31 (YTD Data)Rank
Total interest income$11,634,0002,778
Total interest expense$5,970,0002,535
Net interest income$5,664,0003,046
Provision for loan and lease losses$186,0003,656
Total noninterest income$1,084,0002,902
Gross Fiduciary activities income$49,0001,115
Service charges on deposit accounts$631,0002,034
Trading account gains and fees$0224
Additional Noninterest Income$404,0003,418
Total noninterest expense$4,720,0002,752
Salaries and employee benefits$2,176,0003,081
Premises and equipment expense$618,0003,076
Additional noninterest expense$1,926,0002,179
Pre-tax net operating income$1,842,0003,566
Securities gains (losses)$-15,00010,246
Applicable income taxes$400,0004,414
Income before extraordinary items$1,427,0003,385
Extraordinary gains, net$032
Net income$1,427,0003,385
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$138,0003,066
Cash dividends$1,036,0002,145
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,438,7003,274
1997-12-31 (YTD Data)Rank
Total interest income$11,285,0002,892
Total interest expense$5,427,0002,761
Net interest income$5,858,0002,974
Provision for loan and lease losses$238,0003,087
Total noninterest income$1,123,0002,779
Gross Fiduciary activities income$63,0001,136
Service charges on deposit accounts$546,0002,415
Trading account gains and fees$0239
Additional Noninterest Income$514,0002,773
Total noninterest expense$4,776,0002,681
Salaries and employee benefits$2,447,0002,704
Premises and equipment expense$611,0003,098
Additional noninterest expense$1,718,0002,411
Pre-tax net operating income$1,967,0003,590
Securities gains (losses)$-3,0009,416
Applicable income taxes$297,0005,752
Income before extraordinary items$1,667,0003,048
Extraordinary gains, net$044
Net income$1,667,0003,047
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$365,0001,711
Cash dividends$5,265,000600
Sale, conversion, retirement of capital stock, net$1,500,000405
Net operating income$1,669,5502,987
1996-12-31 (YTD Data)Rank
Total interest income$10,858,0003,033
Total interest expense$5,129,0002,932
Net interest income$5,729,0003,092
Provision for loan and lease losses$138,0004,289
Total noninterest income$904,0003,382
Gross Fiduciary activities income$41,0001,269
Service charges on deposit accounts$509,0002,681
Trading account gains and fees$0262
Additional Noninterest Income$354,0003,670
Total noninterest expense$4,844,0002,819
Salaries and employee benefits$2,477,0002,727
Premises and equipment expense$610,0003,157
Additional noninterest expense$1,757,0002,759
Pre-tax net operating income$1,651,0004,030
Securities gains (losses)$-214,00011,315
Applicable income taxes$60,0009,509
Income before extraordinary items$1,377,0003,455
Extraordinary gains, net$053
Net income$1,377,0003,454
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0003,549
Cash dividends$1,970,0001,317
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,582,4403,000
1995-12-31 (YTD Data)Rank
Total interest income$10,522,0003,147
Total interest expense$4,810,0003,126
Net interest income$5,712,0003,108
Provision for loan and lease losses$87,0004,922
Total noninterest income$966,0003,188
Gross Fiduciary activities income$48,0001,290
Service charges on deposit accounts$491,0002,770
Trading account gains and fees$0522
Additional Noninterest Income$427,0003,182
Total noninterest expense$4,753,0002,844
Salaries and employee benefits$2,388,0002,802
Premises and equipment expense$621,0003,121
Additional noninterest expense$1,744,0002,691
Pre-tax net operating income$1,838,0003,775
Securities gains (losses)$304,000505
Applicable income taxes$402,0004,937
Income before extraordinary items$1,740,0002,834
Extraordinary gains, net$065
Net income$1,740,0002,832
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$141,0003,084
Cash dividends$637,0002,818
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,493,7603,238
1994-12-31 (YTD Data)Rank
Total interest income$9,378,0003,220
Total interest expense$3,677,0003,316
Net interest income$5,701,0003,144
Provision for loan and lease losses$105,0004,433
Total noninterest income$904,0003,354
Gross Fiduciary activities income$47,0001,314
Service charges on deposit accounts$530,0002,572
Trading account gains and fees$0475
Additional Noninterest Income$327,0003,871
Total noninterest expense$4,764,0002,895
Salaries and employee benefits$2,223,0002,979
Premises and equipment expense$665,0002,961
Additional noninterest expense$1,876,0002,725
Pre-tax net operating income$1,736,0003,883
Securities gains (losses)$155,000587
Applicable income taxes$385,0004,897
Income before extraordinary items$1,506,0003,164
Extraordinary gains, net$0249
Net income$1,506,0003,176
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$413,0001,557
Cash dividends$897,0002,107
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,382,0003,437
1993-12-31 (YTD Data)Rank
Total interest income$9,396,0003,292
Total interest expense$3,835,0003,284
Net interest income$5,561,0003,241
Provision for loan and lease losses$329,0002,811
Total noninterest income$868,0003,744
Gross Fiduciary activities income$62,0001,299
Service charges on deposit accounts$533,0002,606
Trading account gains and fees$0532
Additional Noninterest Income$273,0004,734
Total noninterest expense$4,782,0002,965
Salaries and employee benefits$2,128,0003,082
Premises and equipment expense$660,0003,036
Additional noninterest expense$1,994,0002,741
Pre-tax net operating income$1,318,0004,808
Securities gains (losses)$95,0002,571
Applicable income taxes$012,141
Income before extraordinary items$1,413,0003,419
Extraordinary gains, net$03,149
Net income$1,413,0003,528
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$666,0001,480
Cash dividends$326,0004,155
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,318,0003,473
1992-12-31 (YTD Data)Rank
Total interest income$10,434,0003,349
Total interest expense$4,798,0003,435
Net interest income$5,636,0003,245
Provision for loan and lease losses$1,146,0001,693
Total noninterest income$905,0003,598
Gross Fiduciary activities income$84,0001,288
Service charges on deposit accounts$577,0002,390
Trading account gains and fees$0504
Additional Noninterest Income$244,0005,037
Total noninterest expense$5,503,0002,625
Salaries and employee benefits$1,926,0003,316
Premises and equipment expense$644,0003,143
Additional noninterest expense$2,933,0002,027
Pre-tax net operating income$-108,00012,956
Securities gains (losses)$21,0005,524
Applicable income taxes$129,0009,137
Income before extraordinary items$-216,00013,200
Extraordinary gains, net$01,422
Net income$-216,00013,193
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,376,0001,273
Cash dividends$136,0005,966
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-237,00013,093

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.