Home > Citizens Bank of Kentucky, Inc. > Net charge- offs to loans

Citizens Bank of Kentucky, Inc., Net charge- offs to loans

2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0637%1,150
Percentage Net Loans Charged-off: Total real estate loans0.0697%461
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate0.1083%338
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0242%611
Percentage Net Loans Charged-off: Home equity loans0.9363%23
All other 1-4 family - Percent of loans charged-off, net-0.0546%4,293
Percentage Net Loans Charged-off: Commercial and industrial-0.2552%4,398
Percentage Net Loans Charged-off: Loans to individuals0.4685%901
Percentage Net Loans Charged-off: Credit card loans4.7539%60
Percentage Net Loans Charged-off: Other loans to individual0.3635%1,011
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0682%964
Percentage Net Loans Charged-off: Total real estate loans0.0997%318
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate0.1404%266
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential0.0545%375
Percentage Net Loans Charged-off: Home equity loans1.3040%18
All other 1-4 family - Percent of loans charged-off, net-0.0528%4,367
Percentage Net Loans Charged-off: Commercial and industrial-0.2722%4,483
Percentage Net Loans Charged-off: Loans to individuals0.0262%2,181
Percentage Net Loans Charged-off: Credit card loans0.0000%460
Percentage Net Loans Charged-off: Other loans to individual0.0270%2,081
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0315%1,340
Percentage Net Loans Charged-off: Total real estate loans0.0321%615
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate-0.0114%4,346
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential0.1058%249
Percentage Net Loans Charged-off: Home equity loans1.9882%8
All other 1-4 family - Percent of loans charged-off, net-0.0555%4,428
Percentage Net Loans Charged-off: Commercial and industrial-0.0842%4,230
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,002
Percentage Net Loans Charged-off: Credit card loans-0.8689%845
Percentage Net Loans Charged-off: Other loans to individual0.0266%1,811
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0695%858
Percentage Net Loans Charged-off: Total real estate loans0.0785%322
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate-0.0207%4,518
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential0.2433%108
Percentage Net Loans Charged-off: Home equity loans4.2330%4
All other 1-4 family - Percent of loans charged-off, net-0.0943%4,610
Percentage Net Loans Charged-off: Commercial and industrial-0.1663%4,495
Percentage Net Loans Charged-off: Loans to individuals0.0259%1,628
Percentage Net Loans Charged-off: Credit card loans0.0000%349
Percentage Net Loans Charged-off: Other loans to individual0.0266%1,525
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1212%1,282
Percentage Net Loans Charged-off: Total real estate loans-0.0312%4,532
Percentage Net Loans Charged-off:Construction & development0.0000%346
Percentage Net Loans Charged-off: Commercial real estate-0.0166%4,478
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0587%4,581
Percentage Net Loans Charged-off: Home equity loans-0.3421%3,694
All other 1-4 family - Percent of loans charged-off, net-0.0317%4,440
Percentage Net Loans Charged-off: Commercial and industrial0.9030%435
Percentage Net Loans Charged-off: Loans to individuals0.6044%1,044
Percentage Net Loans Charged-off: Credit card loans3.5768%127
Percentage Net Loans Charged-off: Other loans to individual0.5088%1,092
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1685%872
Percentage Net Loans Charged-off: Total real estate loans-0.0320%4,563
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate-0.0222%4,547
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential-0.0525%4,579
Percentage Net Loans Charged-off: Home equity loans-0.3575%3,718
All other 1-4 family - Percent of loans charged-off, net-0.0228%4,356
Percentage Net Loans Charged-off: Commercial and industrial1.1942%290
Percentage Net Loans Charged-off: Loans to individuals0.7373%819
Percentage Net Loans Charged-off: Credit card loans2.4921%220
Percentage Net Loans Charged-off: Other loans to individual0.6815%804
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2660%594
Percentage Net Loans Charged-off: Total real estate loans-0.0305%4,577
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate-0.0331%4,677
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential-0.0326%4,471
Percentage Net Loans Charged-off: Home equity loans-0.1990%3,696
All other 1-4 family - Percent of loans charged-off, net-0.0161%4,276
Percentage Net Loans Charged-off: Commercial and industrial1.8032%203
Percentage Net Loans Charged-off: Loans to individuals0.9714%704
Percentage Net Loans Charged-off: Credit card loans3.5377%162
Percentage Net Loans Charged-off: Other loans to individual0.8867%695
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1303%937
Percentage Net Loans Charged-off: Total real estate loans-0.0715%4,800
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate-0.0660%4,808
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0937%4,779
Percentage Net Loans Charged-off: Home equity loans-0.2127%3,707
All other 1-4 family - Percent of loans charged-off, net-0.0817%4,745
Percentage Net Loans Charged-off: Commercial and industrial1.1594%290
Percentage Net Loans Charged-off: Loans to individuals0.6598%1,080
Percentage Net Loans Charged-off: Credit card loans0.0000%422
Percentage Net Loans Charged-off: Other loans to individual0.6829%954
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0257%2,879
Percentage Net Loans Charged-off: Total real estate loans0.0639%982
Percentage Net Loans Charged-off:Construction & development0.0000%402
Percentage Net Loans Charged-off: Commercial real estate0.1032%586
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0322%1,252
Percentage Net Loans Charged-off: Home equity loans-0.3309%3,802
All other 1-4 family - Percent of loans charged-off, net0.0735%798
Percentage Net Loans Charged-off: Commercial and industrial-0.5199%4,835
Percentage Net Loans Charged-off: Loans to individuals0.5278%1,502
Percentage Net Loans Charged-off: Credit card loans0.0000%608
Percentage Net Loans Charged-off: Other loans to individual0.5444%1,347
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0203%2,706
Percentage Net Loans Charged-off: Total real estate loans0.0287%1,204
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate0.0578%574
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.0011%1,594
Percentage Net Loans Charged-off: Home equity loans-0.3599%3,858
All other 1-4 family - Percent of loans charged-off, net0.0430%894
Percentage Net Loans Charged-off: Commercial and industrial-0.3228%4,827
Percentage Net Loans Charged-off: Loans to individuals0.5277%1,409
Percentage Net Loans Charged-off: Credit card loans0.0000%568
Percentage Net Loans Charged-off: Other loans to individual0.5438%1,276
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0162%4,479
Percentage Net Loans Charged-off: Total real estate loans0.0208%1,153
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate-0.0077%4,576
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0645%681
Percentage Net Loans Charged-off: Home equity loans-0.4529%3,897
All other 1-4 family - Percent of loans charged-off, net0.1265%439
Percentage Net Loans Charged-off: Commercial and industrial-0.5086%4,927
Percentage Net Loans Charged-off: Loans to individuals0.3319%1,742
Percentage Net Loans Charged-off: Credit card loans0.0000%510
Percentage Net Loans Charged-off: Other loans to individual0.3418%1,603
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0503%1,563
Percentage Net Loans Charged-off: Total real estate loans0.0374%722
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate-0.0164%4,840
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.1164%402
Percentage Net Loans Charged-off: Home equity loans-0.5070%3,930
All other 1-4 family - Percent of loans charged-off, net0.1922%286
Percentage Net Loans Charged-off: Commercial and industrial-0.0459%4,306
Percentage Net Loans Charged-off: Loans to individuals0.3002%1,661
Percentage Net Loans Charged-off: Credit card loans0.0000%435
Percentage Net Loans Charged-off: Other loans to individual0.3090%1,526
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2018%947
Percentage Net Loans Charged-off: Total real estate loans0.1689%431
Percentage Net Loans Charged-off:Construction & development0.0000%424
Percentage Net Loans Charged-off: Commercial real estate0.1031%582
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.3001%248
Percentage Net Loans Charged-off: Home equity loans1.0861%49
All other 1-4 family - Percent of loans charged-off, net0.1949%420
Percentage Net Loans Charged-off: Commercial and industrial0.1462%1,470
Percentage Net Loans Charged-off: Loans to individuals0.6961%1,189
Percentage Net Loans Charged-off: Credit card loans0.0000%619
Percentage Net Loans Charged-off: Other loans to individual0.7147%1,054
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1490%1,108
Percentage Net Loans Charged-off: Total real estate loans0.1602%400
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate0.1192%406
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.2596%268
Percentage Net Loans Charged-off: Home equity loans1.4144%34
All other 1-4 family - Percent of loans charged-off, net0.1033%684
Percentage Net Loans Charged-off: Commercial and industrial-0.0940%4,620
Percentage Net Loans Charged-off: Loans to individuals0.3938%1,653
Percentage Net Loans Charged-off: Credit card loans0.0000%577
Percentage Net Loans Charged-off: Other loans to individual0.4042%1,510
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1252%1,178
Percentage Net Loans Charged-off: Total real estate loans0.1261%450
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate0.0083%625
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.2857%239
Percentage Net Loans Charged-off: Home equity loans2.2028%24
All other 1-4 family - Percent of loans charged-off, net0.0247%1,135
Percentage Net Loans Charged-off: Commercial and industrial-0.0912%4,641
Percentage Net Loans Charged-off: Loans to individuals0.4357%1,462
Percentage Net Loans Charged-off: Credit card loans0.0000%525
Percentage Net Loans Charged-off: Other loans to individual0.4468%1,332
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1512%924
Percentage Net Loans Charged-off: Total real estate loans0.1712%315
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate0.0000%466
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.3862%165
Percentage Net Loans Charged-off: Home equity loans2.4319%24
All other 1-4 family - Percent of loans charged-off, net0.1114%488
Percentage Net Loans Charged-off: Commercial and industrial-0.0493%4,417
Percentage Net Loans Charged-off: Loans to individuals0.1098%2,176
Percentage Net Loans Charged-off: Credit card loans0.0000%441
Percentage Net Loans Charged-off: Other loans to individual0.1125%2,040
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1707%1,445
Percentage Net Loans Charged-off: Total real estate loans0.1501%700
Percentage Net Loans Charged-off:Construction & development0.1940%273
Percentage Net Loans Charged-off: Commercial real estate0.0044%1,262
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.2722%419
Percentage Net Loans Charged-off: Home equity loans0.3242%182
All other 1-4 family - Percent of loans charged-off, net0.2653%434
Percentage Net Loans Charged-off: Commercial and industrial-0.1328%4,929
Percentage Net Loans Charged-off: Loans to individuals0.8280%1,090
Percentage Net Loans Charged-off: Credit card loans0.0000%699
Percentage Net Loans Charged-off: Other loans to individual0.8456%960
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0184%3,125
Percentage Net Loans Charged-off: Total real estate loans0.0257%1,678
Percentage Net Loans Charged-off:Construction & development0.0261%350
Percentage Net Loans Charged-off: Commercial real estate0.0072%967
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0420%1,486
Percentage Net Loans Charged-off: Home equity loans0.1796%261
All other 1-4 family - Percent of loans charged-off, net0.0238%1,658
Percentage Net Loans Charged-off: Commercial and industrial-0.1659%4,976
Percentage Net Loans Charged-off: Loans to individuals0.1049%2,925
Percentage Net Loans Charged-off: Credit card loans0.0000%650
Percentage Net Loans Charged-off: Other loans to individual0.1070%2,777
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0499%2,220
Percentage Net Loans Charged-off: Total real estate loans0.0193%1,595
Percentage Net Loans Charged-off:Construction & development0.0435%264
Percentage Net Loans Charged-off: Commercial real estate0.0000%817
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.0327%1,416
Percentage Net Loans Charged-off: Home equity loans-0.3073%4,196
All other 1-4 family - Percent of loans charged-off, net0.0774%997
Percentage Net Loans Charged-off: Commercial and industrial0.1378%1,176
Percentage Net Loans Charged-off: Loans to individuals0.0984%2,698
Percentage Net Loans Charged-off: Credit card loans0.0000%579
Percentage Net Loans Charged-off: Other loans to individual0.1005%2,553
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0245%4,846
Percentage Net Loans Charged-off: Total real estate loans0.0074%1,421
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate0.0000%541
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.0147%1,225
Percentage Net Loans Charged-off: Home equity loans-0.1022%4,137
All other 1-4 family - Percent of loans charged-off, net0.0299%1,026
Percentage Net Loans Charged-off: Commercial and industrial-0.4678%5,368
Percentage Net Loans Charged-off: Loans to individuals0.2279%1,958
Percentage Net Loans Charged-off: Credit card loans0.0000%466
Percentage Net Loans Charged-off: Other loans to individual0.2326%1,819
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0162%3,757
Percentage Net Loans Charged-off: Total real estate loans0.0904%1,325
Percentage Net Loans Charged-off:Construction & development0.0000%574
Percentage Net Loans Charged-off: Commercial real estate-0.0066%4,885
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.1832%846
Percentage Net Loans Charged-off: Home equity loans0.3468%243
All other 1-4 family - Percent of loans charged-off, net0.1621%920
Percentage Net Loans Charged-off: Commercial and industrial-0.7634%5,525
Percentage Net Loans Charged-off: Loans to individuals0.1240%3,104
Percentage Net Loans Charged-off: Credit card loans2.0303%297
Percentage Net Loans Charged-off: Other loans to individual0.0856%3,177
Percentage Net Loans Charged-off: All other loans and lease0.6682%588
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0635%5,439
Percentage Net Loans Charged-off: Total real estate loans0.0243%1,991
Percentage Net Loans Charged-off:Construction & development0.0000%470
Percentage Net Loans Charged-off: Commercial real estate-0.0089%4,961
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.0545%1,609
Percentage Net Loans Charged-off: Home equity loans0.0671%545
All other 1-4 family - Percent of loans charged-off, net0.0529%1,566
Percentage Net Loans Charged-off: Commercial and industrial-1.0165%5,613
Percentage Net Loans Charged-off: Loans to individuals0.0713%3,088
Percentage Net Loans Charged-off: Credit card loans2.7217%206
Percentage Net Loans Charged-off: Other loans to individual0.0194%3,195
Percentage Net Loans Charged-off: All other loans and lease0.5540%543
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1068%5,648
Percentage Net Loans Charged-off: Total real estate loans0.0102%2,146
Percentage Net Loans Charged-off:Construction & development0.0000%380
Percentage Net Loans Charged-off: Commercial real estate0.0000%960
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.0201%1,866
Percentage Net Loans Charged-off: Home equity loans-0.0758%4,209
All other 1-4 family - Percent of loans charged-off, net0.0325%1,652
Percentage Net Loans Charged-off: Commercial and industrial-1.3066%5,714
Percentage Net Loans Charged-off: Loans to individuals0.0418%2,951
Percentage Net Loans Charged-off: Credit card loans3.4838%145
Percentage Net Loans Charged-off: Other loans to individual-0.0213%4,824
Percentage Net Loans Charged-off: All other loans and lease0.4944%505
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1716%5,806
Percentage Net Loans Charged-off: Total real estate loans0.0657%1,046
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate0.0000%631
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.1291%820
Percentage Net Loans Charged-off: Home equity loans-0.0255%4,081
All other 1-4 family - Percent of loans charged-off, net0.1492%716
Percentage Net Loans Charged-off: Commercial and industrial-2.4866%5,825
Percentage Net Loans Charged-off: Loans to individuals0.0407%2,419
Percentage Net Loans Charged-off: Credit card loans7.2144%62
Percentage Net Loans Charged-off: Other loans to individual-0.0828%4,945
Percentage Net Loans Charged-off: All other loans and lease0.6697%367
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2628%1,145
Percentage Net Loans Charged-off: Total real estate loans0.3436%522
Percentage Net Loans Charged-off:Construction & development0.0000%805
Percentage Net Loans Charged-off: Commercial real estate0.0284%1,391
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.6437%261
Percentage Net Loans Charged-off: Home equity loans0.3485%367
All other 1-4 family - Percent of loans charged-off, net0.6808%253
Percentage Net Loans Charged-off: Commercial and industrial-0.2943%5,501
Percentage Net Loans Charged-off: Loans to individuals0.1504%2,921
Percentage Net Loans Charged-off: Credit card loans1.2807%455
Percentage Net Loans Charged-off: Other loans to individual0.1361%2,831
Percentage Net Loans Charged-off: All other loans and lease0.4931%598
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2076%1,249
Percentage Net Loans Charged-off: Total real estate loans0.2946%589
Percentage Net Loans Charged-off:Construction & development0.0000%691
Percentage Net Loans Charged-off: Commercial real estate0.0378%1,123
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.5383%341
Percentage Net Loans Charged-off: Home equity loans0.2903%383
All other 1-4 family - Percent of loans charged-off, net0.5687%315
Percentage Net Loans Charged-off: Commercial and industrial-0.3142%5,569
Percentage Net Loans Charged-off: Loans to individuals0.0211%3,339
Percentage Net Loans Charged-off: Credit card loans1.8224%320
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,255
Percentage Net Loans Charged-off: All other loans and lease0.4413%571
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2902%902
Percentage Net Loans Charged-off: Total real estate loans0.3874%462
Percentage Net Loans Charged-off:Construction & development0.0000%555
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,187
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.7400%244
Percentage Net Loans Charged-off: Home equity loans0.3412%333
All other 1-4 family - Percent of loans charged-off, net0.7878%223
Percentage Net Loans Charged-off: Commercial and industrial-0.3430%5,658
Percentage Net Loans Charged-off: Loans to individuals0.1746%2,336
Percentage Net Loans Charged-off: Credit card loans1.1527%400
Percentage Net Loans Charged-off: Other loans to individual0.1639%2,267
Percentage Net Loans Charged-off: All other loans and lease0.4038%527
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0512%2,271
Percentage Net Loans Charged-off: Total real estate loans0.0648%1,395
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate0.0000%786
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.1237%1,114
Percentage Net Loans Charged-off: Home equity loans0.7332%167
All other 1-4 family - Percent of loans charged-off, net0.0531%1,366
Percentage Net Loans Charged-off: Commercial and industrial-0.2072%5,534
Percentage Net Loans Charged-off: Loans to individuals0.1475%2,152
Percentage Net Loans Charged-off: Credit card loans2.4279%228
Percentage Net Loans Charged-off: Other loans to individual0.1242%2,083
Percentage Net Loans Charged-off: All other loans and lease0.3744%443
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0831%3,306
Percentage Net Loans Charged-off: Total real estate loans0.1358%1,976
Percentage Net Loans Charged-off:Construction & development0.0000%1,139
Percentage Net Loans Charged-off: Commercial real estate-0.0640%5,898
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.3090%1,136
Percentage Net Loans Charged-off: Home equity loans-0.0835%4,560
All other 1-4 family - Percent of loans charged-off, net0.3539%968
Percentage Net Loans Charged-off: Commercial and industrial-0.8240%6,046
Percentage Net Loans Charged-off: Loans to individuals0.1615%3,055
Percentage Net Loans Charged-off: Credit card loans2.3511%280
Percentage Net Loans Charged-off: Other loans to individual0.1447%3,001
Percentage Net Loans Charged-off: All other loans and lease1.0125%421
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1030%2,766
Percentage Net Loans Charged-off: Total real estate loans0.1457%1,731
Percentage Net Loans Charged-off:Construction & development0.0000%983
Percentage Net Loans Charged-off: Commercial real estate-0.0846%6,026
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.3443%968
Percentage Net Loans Charged-off: Home equity loans-0.5009%4,779
All other 1-4 family - Percent of loans charged-off, net0.4405%710
Percentage Net Loans Charged-off: Commercial and industrial-0.7787%6,086
Percentage Net Loans Charged-off: Loans to individuals0.2065%2,616
Percentage Net Loans Charged-off: Credit card loans0.0000%720
Percentage Net Loans Charged-off: Other loans to individual0.2080%2,453
Percentage Net Loans Charged-off: All other loans and lease0.9001%420
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1131%2,532
Percentage Net Loans Charged-off: Total real estate loans0.1612%1,576
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate-0.1258%6,169
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.4078%830
Percentage Net Loans Charged-off: Home equity loans-1.1446%4,848
All other 1-4 family - Percent of loans charged-off, net0.5791%588
Percentage Net Loans Charged-off: Commercial and industrial-0.9120%6,168
Percentage Net Loans Charged-off: Loans to individuals0.2934%2,040
Percentage Net Loans Charged-off: Credit card loans0.0000%642
Percentage Net Loans Charged-off: Other loans to individual0.2954%1,902
Percentage Net Loans Charged-off: All other loans and lease0.7138%418
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2091%6,399
Percentage Net Loans Charged-off: Total real estate loans-0.2464%6,446
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate-0.2562%6,378
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential-0.2668%6,445
Percentage Net Loans Charged-off: Home equity loans-1.8945%4,886
All other 1-4 family - Percent of loans charged-off, net-0.0895%6,211
Percentage Net Loans Charged-off: Commercial and industrial-0.3845%5,970
Percentage Net Loans Charged-off: Loans to individuals0.0579%2,623
Percentage Net Loans Charged-off: Credit card loans0.0000%507
Percentage Net Loans Charged-off: Other loans to individual0.0583%2,493
Percentage Net Loans Charged-off: All other loans and lease0.4310%445
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1265%3,553
Percentage Net Loans Charged-off: Total real estate loans0.1663%2,570
Percentage Net Loans Charged-off:Construction & development-0.0191%5,360
Percentage Net Loans Charged-off: Commercial real estate0.0184%2,547
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.3000%1,712
Percentage Net Loans Charged-off: Home equity loans0.8680%449
All other 1-4 family - Percent of loans charged-off, net0.2403%1,953
Percentage Net Loans Charged-off: Commercial and industrial-0.3996%6,127
Percentage Net Loans Charged-off: Loans to individuals0.1927%3,190
Percentage Net Loans Charged-off: Credit card loans6.1983%78
Percentage Net Loans Charged-off: Other loans to individual0.1696%3,166
Percentage Net Loans Charged-off: All other loans and lease1.2790%408
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1488%3,054
Percentage Net Loans Charged-off: Total real estate loans0.1468%2,548
Percentage Net Loans Charged-off:Construction & development-0.0236%5,417
Percentage Net Loans Charged-off: Commercial real estate0.0369%2,112
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.2506%1,827
Percentage Net Loans Charged-off: Home equity loans0.5311%615
All other 1-4 family - Percent of loans charged-off, net0.2214%1,914
Percentage Net Loans Charged-off: Commercial and industrial0.0767%2,345
Percentage Net Loans Charged-off: Loans to individuals0.0969%3,420
Percentage Net Loans Charged-off: Credit card loans9.2131%40
Percentage Net Loans Charged-off: Other loans to individual0.0660%3,431
Percentage Net Loans Charged-off: All other loans and lease1.3538%380
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1296%3,080
Percentage Net Loans Charged-off: Total real estate loans0.1129%2,639
Percentage Net Loans Charged-off:Construction & development-0.0180%5,466
Percentage Net Loans Charged-off: Commercial real estate0.1421%1,471
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.1083%2,494
Percentage Net Loans Charged-off: Home equity loans0.1257%934
All other 1-4 family - Percent of loans charged-off, net0.1065%2,367
Percentage Net Loans Charged-off: Commercial and industrial0.2125%1,689
Percentage Net Loans Charged-off: Loans to individuals0.0407%3,361
Percentage Net Loans Charged-off: Credit card loans14.9167%25
Percentage Net Loans Charged-off: Other loans to individual-0.0051%5,355
Percentage Net Loans Charged-off: All other loans and lease1.2799%362
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0881%2,956
Percentage Net Loans Charged-off: Total real estate loans0.1002%2,265
Percentage Net Loans Charged-off:Construction & development-0.0395%5,637
Percentage Net Loans Charged-off: Commercial real estate0.3159%842
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential-0.0435%6,303
Percentage Net Loans Charged-off: Home equity loans-0.2123%4,930
All other 1-4 family - Percent of loans charged-off, net-0.0259%6,170
Percentage Net Loans Charged-off: Commercial and industrial-0.1977%5,949
Percentage Net Loans Charged-off: Loans to individuals0.1398%2,481
Percentage Net Loans Charged-off: Credit card loans20.8696%19
Percentage Net Loans Charged-off: Other loans to individual0.0801%2,513
Percentage Net Loans Charged-off: All other loans and lease1.2072%319
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3687%2,785
Percentage Net Loans Charged-off: Total real estate loans0.3335%2,574
Percentage Net Loans Charged-off:Construction & development-0.0565%5,986
Percentage Net Loans Charged-off: Commercial real estate0.6320%1,323
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.1671%3,206
Percentage Net Loans Charged-off: Home equity loans0.4720%1,053
All other 1-4 family - Percent of loans charged-off, net0.1326%3,272
Percentage Net Loans Charged-off: Commercial and industrial0.7957%1,653
Percentage Net Loans Charged-off: Loans to individuals0.1758%3,562
Percentage Net Loans Charged-off: Credit card loans0.0000%887
Percentage Net Loans Charged-off: Other loans to individual0.1759%3,392
Percentage Net Loans Charged-off: All other loans and lease0.8802%585
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4148%2,430
Percentage Net Loans Charged-off: Total real estate loans0.3651%2,319
Percentage Net Loans Charged-off:Construction & development-0.0621%6,034
Percentage Net Loans Charged-off: Commercial real estate0.9228%874
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.0190%4,061
Percentage Net Loans Charged-off: Home equity loans-0.1950%5,149
All other 1-4 family - Percent of loans charged-off, net0.0436%3,678
Percentage Net Loans Charged-off: Commercial and industrial1.1301%1,210
Percentage Net Loans Charged-off: Loans to individuals0.1180%3,609
Percentage Net Loans Charged-off: Credit card loans0.0000%811
Percentage Net Loans Charged-off: Other loans to individual0.1181%3,426
Percentage Net Loans Charged-off: All other loans and lease0.8782%526
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5479%1,946
Percentage Net Loans Charged-off: Total real estate loans0.4570%1,969
Percentage Net Loans Charged-off:Construction & development-0.0706%6,071
Percentage Net Loans Charged-off: Commercial real estate1.1416%704
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.0254%3,632
Percentage Net Loans Charged-off: Home equity loans0.5743%791
All other 1-4 family - Percent of loans charged-off, net-0.0390%6,682
Percentage Net Loans Charged-off: Commercial and industrial1.7758%868
Percentage Net Loans Charged-off: Loans to individuals0.1831%3,040
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1831%2,852
Percentage Net Loans Charged-off: All other loans and lease0.8371%497
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4481%1,968
Percentage Net Loans Charged-off: Total real estate loans0.1249%2,848
Percentage Net Loans Charged-off:Construction & development-0.1023%6,153
Percentage Net Loans Charged-off: Commercial real estate0.1209%1,411
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.1536%2,331
Percentage Net Loans Charged-off: Home equity loans0.2367%847
All other 1-4 family - Percent of loans charged-off, net0.1438%2,242
Percentage Net Loans Charged-off: Commercial and industrial3.7426%407
Percentage Net Loans Charged-off: Loans to individuals0.0258%2,988
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0258%2,823
Percentage Net Loans Charged-off: All other loans and lease0.8869%394
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4620%3,138
Percentage Net Loans Charged-off: Total real estate loans0.3926%2,996
Percentage Net Loans Charged-off:Construction & development0.2896%2,597
Percentage Net Loans Charged-off: Commercial real estate0.2587%2,549
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.5098%2,188
Percentage Net Loans Charged-off: Home equity loans1.3374%661
All other 1-4 family - Percent of loans charged-off, net0.4105%2,404
Percentage Net Loans Charged-off: Commercial and industrial0.8951%2,106
Percentage Net Loans Charged-off: Loans to individuals0.4121%3,086
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4089%2,830
Percentage Net Loans Charged-off: All other loans and lease1.0133%573
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3910%3,159
Percentage Net Loans Charged-off: Total real estate loans0.2923%3,141
Percentage Net Loans Charged-off:Construction & development0.0134%2,621
Percentage Net Loans Charged-off: Commercial real estate0.2779%2,135
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.3497%2,463
Percentage Net Loans Charged-off: Home equity loans0.8835%819
All other 1-4 family - Percent of loans charged-off, net0.2856%2,600
Percentage Net Loans Charged-off: Commercial and industrial0.9760%1,799
Percentage Net Loans Charged-off: Loans to individuals0.3622%3,051
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3584%2,731
Percentage Net Loans Charged-off: All other loans and lease0.9793%548
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2941%3,404
Percentage Net Loans Charged-off: Total real estate loans0.3172%2,837
Percentage Net Loans Charged-off:Construction & development0.0299%2,277
Percentage Net Loans Charged-off: Commercial real estate0.4375%1,585
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.2853%2,532
Percentage Net Loans Charged-off: Home equity loans1.1296%662
All other 1-4 family - Percent of loans charged-off, net0.1845%2,811
Percentage Net Loans Charged-off: Commercial and industrial-0.2175%6,664
Percentage Net Loans Charged-off: Loans to individuals0.4090%2,685
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4029%2,386
Percentage Net Loans Charged-off: All other loans and lease0.9580%495
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0562%4,371
Percentage Net Loans Charged-off: Total real estate loans0.0450%3,579
Percentage Net Loans Charged-off:Construction & development0.0768%1,627
Percentage Net Loans Charged-off: Commercial real estate-0.0388%7,017
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.0967%2,669
Percentage Net Loans Charged-off: Home equity loans0.1877%909
All other 1-4 family - Percent of loans charged-off, net0.0859%2,529
Percentage Net Loans Charged-off: Commercial and industrial-0.3716%6,822
Percentage Net Loans Charged-off: Loans to individuals0.2981%2,586
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2912%2,293
Percentage Net Loans Charged-off: All other loans and lease0.8144%430
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2802%1,749
Percentage Net Loans Charged-off: Total real estate loans1.4501%1,347
Percentage Net Loans Charged-off:Construction & development10.5932%524
Percentage Net Loans Charged-off: Commercial real estate0.4277%2,198
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.5756%2,086
Percentage Net Loans Charged-off: Home equity loans1.5424%619
All other 1-4 family - Percent of loans charged-off, net0.4611%2,337
Percentage Net Loans Charged-off: Commercial and industrial1.6485%1,891
Percentage Net Loans Charged-off: Loans to individuals0.2982%4,132
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2681%1,288
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2337%1,658
Percentage Net Loans Charged-off: Total real estate loans1.4640%1,225
Percentage Net Loans Charged-off:Construction & development13.7172%334
Percentage Net Loans Charged-off: Commercial real estate0.1930%2,452
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.1616%3,376
Percentage Net Loans Charged-off: Home equity loans0.2180%1,423
All other 1-4 family - Percent of loans charged-off, net0.1549%3,260
Percentage Net Loans Charged-off: Commercial and industrial1.3401%1,892
Percentage Net Loans Charged-off: Loans to individuals0.2185%4,155
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1152%1,700
Percentage Net Loans Charged-off: Total real estate loans1.4290%1,179
Percentage Net Loans Charged-off:Construction & development12.7427%369
Percentage Net Loans Charged-off: Commercial real estate0.2461%1,917
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.1375%3,144
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net0.1537%2,909
Percentage Net Loans Charged-off: Commercial and industrial0.7968%2,227
Percentage Net Loans Charged-off: Loans to individuals0.0642%4,451
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1290%4,194
Percentage Net Loans Charged-off: Total real estate loans0.0088%4,034
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.0167%3,047
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.0187%2,865
Percentage Net Loans Charged-off: Commercial and industrial0.8458%1,662
Percentage Net Loans Charged-off: Loans to individuals0.0352%3,851
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8110%2,800
Percentage Net Loans Charged-off: Total real estate loans1.0603%1,839
Percentage Net Loans Charged-off:Construction & development6.0948%1,037
Percentage Net Loans Charged-off: Commercial real estate0.7104%1,452
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.3472%2,579
Percentage Net Loans Charged-off: Home equity loans0.6314%1,101
All other 1-4 family - Percent of loans charged-off, net0.3126%2,579
Percentage Net Loans Charged-off: Commercial and industrial0.1781%4,543
Percentage Net Loans Charged-off: Loans to individuals0.3233%4,694
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8094%2,344
Percentage Net Loans Charged-off: Total real estate loans1.0677%1,490
Percentage Net Loans Charged-off:Construction & development4.6884%1,033
Percentage Net Loans Charged-off: Commercial real estate1.0818%770
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.3525%2,203
Percentage Net Loans Charged-off: Home equity loans0.8496%788
All other 1-4 family - Percent of loans charged-off, net0.2913%2,290
Percentage Net Loans Charged-off: Commercial and industrial0.0835%4,226
Percentage Net Loans Charged-off: Loans to individuals0.3795%4,160
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9792%1,790
Percentage Net Loans Charged-off: Total real estate loans1.2478%1,152
Percentage Net Loans Charged-off:Construction & development7.1924%616
Percentage Net Loans Charged-off: Commercial real estate0.7209%855
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.5113%1,556
Percentage Net Loans Charged-off: Home equity loans1.3121%498
All other 1-4 family - Percent of loans charged-off, net0.4118%1,666
Percentage Net Loans Charged-off: Commercial and industrial0.1506%3,405
Percentage Net Loans Charged-off: Loans to individuals0.6259%3,150
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1042%7,887
Percentage Net Loans Charged-off: Total real estate loans0.0344%3,419
Percentage Net Loans Charged-off:Construction & development0.0653%1,773
Percentage Net Loans Charged-off: Commercial real estate-0.0039%7,672
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0596%2,417
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.0669%2,183
Percentage Net Loans Charged-off: Commercial and industrial-0.6918%7,667
Percentage Net Loans Charged-off: Loans to individuals-0.1212%7,138
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3772%2,955
Percentage Net Loans Charged-off: Total real estate loans0.0819%3,922
Percentage Net Loans Charged-off:Construction & development0.0000%2,850
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,362
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.1605%2,394
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.1775%2,167
Percentage Net Loans Charged-off: Commercial and industrial1.5921%1,304
Percentage Net Loans Charged-off: Loans to individuals0.2588%4,723
Percentage Net Loans Charged-off: Credit card loans-0.8418%1,821
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2913%2,591
Percentage Net Loans Charged-off: Total real estate loans0.0982%2,952
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.1919%1,761
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.2116%1,541
Percentage Net Loans Charged-off: Commercial and industrial1.0292%1,306
Percentage Net Loans Charged-off: Loans to individuals0.2831%4,084
Percentage Net Loans Charged-off: Credit card loans0.0000%1,100
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1220%3,540
Percentage Net Loans Charged-off: Total real estate loans0.0428%3,038
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0834%2,054
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.0917%1,834
Percentage Net Loans Charged-off: Commercial and industrial0.3755%1,868
Percentage Net Loans Charged-off: Loans to individuals0.2046%4,007
Percentage Net Loans Charged-off: Credit card loans1.0101%784
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1690%2,372
Percentage Net Loans Charged-off: Total real estate loans0.0067%2,581
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0130%1,841
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0143%1,679
Percentage Net Loans Charged-off: Commercial and industrial0.8452%898
Percentage Net Loans Charged-off: Loans to individuals0.0588%3,872
Percentage Net Loans Charged-off: Credit card loans0.0000%761
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1651%3,003
Percentage Net Loans Charged-off: Total real estate loans0.0456%2,921
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0887%2,001
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0968%1,813
Percentage Net Loans Charged-off: Commercial and industrial0.6798%1,566
Percentage Net Loans Charged-off: Loans to individuals0.1093%5,087
Percentage Net Loans Charged-off: Credit card loans0.0000%1,217
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0097%7,556
Percentage Net Loans Charged-off: Total real estate loans0.0584%1,964
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.1137%1,323
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.1239%1,187
Percentage Net Loans Charged-off: Commercial and industrial-0.3345%7,767
Percentage Net Loans Charged-off: Loans to individuals0.0929%4,738
Percentage Net Loans Charged-off: Credit card loans0.0000%1,103
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0212%7,555
Percentage Net Loans Charged-off: Total real estate loans-0.1217%8,267
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.2405%8,302
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net-0.2617%8,288
Percentage Net Loans Charged-off: Commercial and industrial0.3772%1,440
Percentage Net Loans Charged-off: Loans to individuals-0.0306%7,054
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0206%3,716
Percentage Net Loans Charged-off: Total real estate loans-0.1415%8,326
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential-0.2792%8,345
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net-0.3027%8,310
Percentage Net Loans Charged-off: Commercial and industrial0.7441%720
Percentage Net Loans Charged-off: Loans to individuals-0.0931%7,005
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1652%2,306
Percentage Net Loans Charged-off: Total real estate loans0.0152%2,862
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0294%2,288
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0314%2,122
Percentage Net Loans Charged-off: Commercial and industrial0.8790%1,125
Percentage Net Loans Charged-off: Loans to individuals0.3522%3,613
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0651%3,392
Percentage Net Loans Charged-off: Total real estate loans0.0170%2,320
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0328%1,864
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0348%1,728
Percentage Net Loans Charged-off: Commercial and industrial0.3359%1,601
Percentage Net Loans Charged-off: Loans to individuals0.0770%4,795
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0009%6,815
Percentage Net Loans Charged-off: Total real estate loans-0.0011%7,475
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0021%7,710
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net-0.0022%7,720
Percentage Net Loans Charged-off: Commercial and industrial-0.0133%6,720
Percentage Net Loans Charged-off: Loans to individuals0.0232%4,678
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0038%4,248
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,638
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial-0.0169%6,722
Percentage Net Loans Charged-off: Loans to individuals0.0826%3,594
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0101%7,900
Percentage Net Loans Charged-off: Total real estate loans-0.0122%7,978
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential-0.0225%8,192
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net-0.0232%8,163
Percentage Net Loans Charged-off: Commercial and industrial-0.0159%7,128
Percentage Net Loans Charged-off: Loans to individuals0.0206%6,127
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0251%7,916
Percentage Net Loans Charged-off: Total real estate loans-0.0198%8,064
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential-0.0360%8,242
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net-0.0371%8,213
Percentage Net Loans Charged-off: Commercial and industrial-0.0151%6,924
Percentage Net Loans Charged-off: Loans to individuals-0.1007%7,838
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0278%7,746
Percentage Net Loans Charged-off: Total real estate loans-0.0174%7,982
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential-0.0314%8,177
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net-0.0323%8,164
Percentage Net Loans Charged-off: Commercial and industrial-0.0350%7,077
Percentage Net Loans Charged-off: Loans to individuals-0.1401%7,729
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0441%7,766
Percentage Net Loans Charged-off: Total real estate loans-0.0352%8,279
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0630%8,381
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net-0.0646%8,372
Percentage Net Loans Charged-off: Commercial and industrial-0.0248%6,963
Percentage Net Loans Charged-off: Loans to individuals-0.1756%7,587
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0566%5,109
Percentage Net Loans Charged-off: Total real estate loans0.0441%2,431
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0738%1,882
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0754%1,815
Percentage Net Loans Charged-off: Commercial and industrial0.0268%4,074
Percentage Net Loans Charged-off: Loans to individuals0.2425%5,191
Percentage Net Loans Charged-off: Credit card loans2.8535%701
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0650%4,353
Percentage Net Loans Charged-off: Total real estate loans0.0461%2,019
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0760%1,578
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0776%1,516
Percentage Net Loans Charged-off: Commercial and industrial0.0356%3,375
Percentage Net Loans Charged-off: Loans to individuals0.3263%4,239
Percentage Net Loans Charged-off: Credit card loans3.7210%484
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0512%4,363
Percentage Net Loans Charged-off: Total real estate loans0.0174%2,299
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0283%1,837
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0289%1,729
Percentage Net Loans Charged-off: Commercial and industrial0.0528%2,788
Percentage Net Loans Charged-off: Loans to individuals0.4406%3,445
Percentage Net Loans Charged-off: Credit card loans4.1851%447
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0516%3,685
Percentage Net Loans Charged-off: Total real estate loans-0.0027%7,874
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential-0.0043%8,088
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net-0.0044%8,114
Percentage Net Loans Charged-off: Commercial and industrial-0.0264%7,062
Percentage Net Loans Charged-off: Loans to individuals0.7431%2,308
Percentage Net Loans Charged-off: Credit card loans2.5575%660
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1515%3,994
Percentage Net Loans Charged-off: Total real estate loans0.0382%2,787
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0603%2,204
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0614%2,125
Percentage Net Loans Charged-off: Commercial and industrial0.8753%1,869
Percentage Net Loans Charged-off: Loans to individuals0.4548%4,461
Percentage Net Loans Charged-off: Credit card loans2.6757%956
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1087%4,137
Percentage Net Loans Charged-off: Total real estate loans0.0080%3,125
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0127%2,596
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0129%2,476
Percentage Net Loans Charged-off: Commercial and industrial0.6756%1,877
Percentage Net Loans Charged-off: Loans to individuals0.4593%4,016
Percentage Net Loans Charged-off: Credit card loans2.6020%951
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0544%4,856
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,928
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,402
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0000%2,287
Percentage Net Loans Charged-off: Commercial and industrial0.1058%3,061
Percentage Net Loans Charged-off: Loans to individuals0.5757%3,277
Percentage Net Loans Charged-off: Credit card loans3.6364%661
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0756%3,714
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,066
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial0.2052%1,877
Percentage Net Loans Charged-off: Loans to individuals0.7224%2,553
Percentage Net Loans Charged-off: Credit card loans4.8338%465
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0782%5,573
Percentage Net Loans Charged-off: Total real estate loans0.0347%2,903
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0545%2,237
Percentage Net Loans Charged-off: Home equity loans0.1184%394
All other 1-4 family - Percent of loans charged-off, net0.0533%2,167
Percentage Net Loans Charged-off: Commercial and industrial0.0413%4,620
Percentage Net Loans Charged-off: Loans to individuals0.5706%3,967
Percentage Net Loans Charged-off: Credit card loans0.8367%1,716
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1543%4,220
Percentage Net Loans Charged-off: Total real estate loans0.0334%2,734
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0514%2,076
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0525%1,983
Percentage Net Loans Charged-off: Commercial and industrial0.3773%3,012
Percentage Net Loans Charged-off: Loans to individuals0.6715%3,374
Percentage Net Loans Charged-off: Credit card loans3.1692%839
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.2968%389
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0937%4,751
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0868%5,122
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1573%4,088
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4589%1,729
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1798%4,365
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2239%3,589
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6846%1,267
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0544%1,174
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8773%848
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA