Home > Citizens Alliance Bank > Income and Expense
Citizens Alliance Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $64,635,000 | 757 |
| Total interest expense | $19,261,000 | 797 |
| Net interest income | $45,374,000 | 724 |
| Provision for loan and lease losses | $894,000 | 899 |
| Total noninterest income | $6,206,000 | 1,024 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $833,000 | 1,157 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $5,373,000 | 847 |
| Total noninterest expense | $37,222,000 | 740 |
| Salaries and employee benefits | $15,633,000 | 932 |
| Premises and equipment expense | $3,568,000 | 738 |
| Additional noninterest expense | $5,373,000 | 847 |
| Pre-tax net operating income | $13,464,000 | 929 |
| Securities gains (losses) | $48,000 | 404 |
| Applicable income taxes | $2,938,000 | 756 |
| Income before extraordinary items | $10,574,000 | 963 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $10,574,000 | 977 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $10,574,000 | 966 |
| Net charge-offs | $-866,000 | 4,563 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $10,536,080 | 986 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $45,866,000 | 775 |
| Total interest expense | $13,256,000 | 800 |
| Net interest income | $32,610,000 | 762 |
| Provision for loan and lease losses | $224,000 | 1,595 |
| Total noninterest income | $4,745,000 | 1,034 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $625,000 | 1,148 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $4,120,000 | 847 |
| Total noninterest expense | $26,710,000 | 772 |
| Salaries and employee benefits | $11,524,000 | 949 |
| Premises and equipment expense | $2,758,000 | 727 |
| Additional noninterest expense | $4,120,000 | 847 |
| Pre-tax net operating income | $10,421,000 | 942 |
| Securities gains (losses) | $25,000 | 397 |
| Applicable income taxes | $2,286,000 | 776 |
| Income before extraordinary items | $8,160,000 | 983 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $8,160,000 | 988 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $8,160,000 | 983 |
| Net charge-offs | $-857,000 | 4,592 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $8,140,250 | 1,003 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $28,713,000 | 792 |
| Total interest expense | $7,271,000 | 859 |
| Net interest income | $21,442,000 | 770 |
| Provision for loan and lease losses | $441,000 | 843 |
| Total noninterest income | $2,798,000 | 1,059 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $387,000 | 1,208 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $2,411,000 | 850 |
| Total noninterest expense | $17,678,000 | 759 |
| Salaries and employee benefits | $8,096,000 | 906 |
| Premises and equipment expense | $1,777,000 | 732 |
| Additional noninterest expense | $2,411,000 | 849 |
| Pre-tax net operating income | $6,121,000 | 1,034 |
| Securities gains (losses) | $33,000 | 345 |
| Applicable income taxes | $1,265,000 | 866 |
| Income before extraordinary items | $4,889,000 | 1,071 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,889,000 | 1,084 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,889,000 | 1,071 |
| Net charge-offs | $-214,000 | 4,543 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $4,862,930 | 1,085 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $13,615,000 | 822 |
| Total interest expense | $2,454,000 | 1,025 |
| Net interest income | $11,161,000 | 753 |
| Provision for loan and lease losses | $-256,000 | 4,596 |
| Total noninterest income | $1,436,000 | 1,029 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $180,000 | 1,288 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $1,256,000 | 824 |
| Total noninterest expense | $8,656,000 | 782 |
| Salaries and employee benefits | $4,097,000 | 923 |
| Premises and equipment expense | $876,000 | 777 |
| Additional noninterest expense | $1,256,000 | 824 |
| Pre-tax net operating income | $4,197,000 | 852 |
| Securities gains (losses) | $13,000 | 528 |
| Applicable income taxes | $1,247,000 | 582 |
| Income before extraordinary items | $2,963,000 | 951 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,963,000 | 950 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $2,963,000 | 950 |
| Net charge-offs | $-185,000 | 4,599 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $2,952,730 | 968 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $42,583,000 | 852 |
| Total interest expense | $4,203,000 | 899 |
| Net interest income | $38,380,000 | 850 |
| Provision for loan and lease losses | $1,275,000 | 692 |
| Total noninterest income | $5,049,000 | 1,195 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $662,000 | 1,400 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $4,387,000 | 992 |
| Total noninterest expense | $26,754,000 | 956 |
| Salaries and employee benefits | $15,076,000 | 950 |
| Premises and equipment expense | $3,111,000 | 833 |
| Additional noninterest expense | $4,387,000 | 992 |
| Pre-tax net operating income | $15,400,000 | 924 |
| Securities gains (losses) | $-159,000 | 4,043 |
| Applicable income taxes | $3,536,000 | 744 |
| Income before extraordinary items | $11,705,000 | 985 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $11,705,000 | 985 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $11,705,000 | 985 |
| Net charge-offs | $-18,000 | 3,793 |
| Cash dividends | $225,000 | 3,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $11,830,610 | 993 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $30,385,000 | 853 |
| Total interest expense | $2,168,000 | 944 |
| Net interest income | $28,217,000 | 853 |
| Provision for loan and lease losses | $875,000 | 687 |
| Total noninterest income | $3,751,000 | 1,214 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $496,000 | 1,411 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $3,255,000 | 1,007 |
| Total noninterest expense | $19,353,000 | 982 |
| Salaries and employee benefits | $11,314,000 | 946 |
| Premises and equipment expense | $2,333,000 | 836 |
| Additional noninterest expense | $3,255,000 | 1,007 |
| Pre-tax net operating income | $11,740,000 | 907 |
| Securities gains (losses) | $-26,000 | 3,990 |
| Applicable income taxes | $2,701,000 | 746 |
| Income before extraordinary items | $9,013,000 | 972 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $9,013,000 | 971 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $9,013,000 | 972 |
| Net charge-offs | $-4,000 | 3,351 |
| Cash dividends | $225,000 | 2,661 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $9,033,540 | 985 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $19,146,000 | 864 |
| Total interest expense | $1,114,000 | 1,033 |
| Net interest income | $18,032,000 | 856 |
| Provision for loan and lease losses | $675,000 | 559 |
| Total noninterest income | $2,833,000 | 1,114 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $323,000 | 1,428 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $2,510,000 | 934 |
| Total noninterest expense | $12,538,000 | 988 |
| Salaries and employee benefits | $7,522,000 | 938 |
| Premises and equipment expense | $1,539,000 | 833 |
| Additional noninterest expense | $3,477,000 | 1,047 |
| Pre-tax net operating income | $7,652,000 | 872 |
| Securities gains (losses) | $-38,000 | 4,197 |
| Applicable income taxes | $1,769,000 | 716 |
| Income before extraordinary items | $5,845,000 | 929 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,845,000 | 929 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $5,845,000 | 929 |
| Net charge-offs | $2,000 | 1,931 |
| Cash dividends | $225,000 | 2,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $5,875,020 | 945 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $9,205,000 | 871 |
| Total interest expense | $526,000 | 1,040 |
| Net interest income | $8,679,000 | 859 |
| Provision for loan and lease losses | $200,000 | 654 |
| Total noninterest income | $1,714,000 | 977 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $158,000 | 1,437 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $1,556,000 | 813 |
| Total noninterest expense | $6,119,000 | 1,005 |
| Salaries and employee benefits | $3,782,000 | 939 |
| Premises and equipment expense | $724,000 | 879 |
| Additional noninterest expense | $1,613,000 | 1,085 |
| Pre-tax net operating income | $4,074,000 | 815 |
| Securities gains (losses) | $-7,000 | 4,205 |
| Applicable income taxes | $966,000 | 659 |
| Income before extraordinary items | $3,101,000 | 868 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,101,000 | 867 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $3,101,000 | 868 |
| Net charge-offs | $8,000 | 1,246 |
| Cash dividends | $225,000 | 1,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $3,106,530 | 874 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $37,580,000 | 882 |
| Total interest expense | $2,239,000 | 1,206 |
| Net interest income | $35,341,000 | 862 |
| Provision for loan and lease losses | $900,000 | 663 |
| Total noninterest income | $5,840,000 | 1,188 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $659,000 | 1,312 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $5,181,000 | 1,047 |
| Total noninterest expense | $23,415,000 | 1,033 |
| Salaries and employee benefits | $13,889,000 | 1,008 |
| Premises and equipment expense | $2,955,000 | 875 |
| Additional noninterest expense | $6,571,000 | 1,068 |
| Pre-tax net operating income | $16,866,000 | 858 |
| Securities gains (losses) | $56,000 | 1,077 |
| Applicable income taxes | $4,234,000 | 703 |
| Income before extraordinary items | $12,688,000 | 956 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $12,688,000 | 957 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $12,688,000 | 957 |
| Net charge-offs | $531,000 | 612 |
| Cash dividends | $225,000 | 3,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $12,643,760 | 947 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $28,147,000 | 897 |
| Total interest expense | $1,685,000 | 1,275 |
| Net interest income | $26,462,000 | 874 |
| Provision for loan and lease losses | $550,000 | 752 |
| Total noninterest income | $4,412,000 | 1,197 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $491,000 | 1,308 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $3,921,000 | 1,066 |
| Total noninterest expense | $17,080,000 | 1,059 |
| Salaries and employee benefits | $10,453,000 | 1,015 |
| Premises and equipment expense | $2,108,000 | 928 |
| Additional noninterest expense | $4,519,000 | 1,148 |
| Pre-tax net operating income | $13,244,000 | 864 |
| Securities gains (losses) | $41,000 | 1,137 |
| Applicable income taxes | $3,281,000 | 708 |
| Income before extraordinary items | $10,004,000 | 950 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $10,004,000 | 949 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $10,004,000 | 950 |
| Net charge-offs | $535,000 | 478 |
| Cash dividends | $225,000 | 2,805 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $9,971,610 | 936 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $18,281,000 | 912 |
| Total interest expense | $1,136,000 | 1,315 |
| Net interest income | $17,145,000 | 881 |
| Provision for loan and lease losses | $225,000 | 1,102 |
| Total noninterest income | $3,264,000 | 1,129 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $320,000 | 1,290 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $2,944,000 | 990 |
| Total noninterest expense | $11,090,000 | 1,083 |
| Salaries and employee benefits | $6,902,000 | 1,011 |
| Premises and equipment expense | $1,389,000 | 930 |
| Additional noninterest expense | $2,799,000 | 1,187 |
| Pre-tax net operating income | $9,094,000 | 831 |
| Securities gains (losses) | $36,000 | 997 |
| Applicable income taxes | $2,271,000 | 685 |
| Income before extraordinary items | $6,859,000 | 907 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $6,859,000 | 907 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $6,859,000 | 907 |
| Net charge-offs | $-220,000 | 4,764 |
| Cash dividends | $225,000 | 2,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $6,830,560 | 898 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $8,952,000 | 916 |
| Total interest expense | $577,000 | 1,357 |
| Net interest income | $8,375,000 | 889 |
| Provision for loan and lease losses | $-250,000 | 4,709 |
| Total noninterest income | $1,860,000 | 1,051 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $155,000 | 1,318 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $1,705,000 | 910 |
| Total noninterest expense | $5,532,000 | 1,066 |
| Salaries and employee benefits | $3,456,000 | 1,003 |
| Premises and equipment expense | $704,000 | 929 |
| Additional noninterest expense | $1,372,000 | 1,192 |
| Pre-tax net operating income | $4,953,000 | 771 |
| Securities gains (losses) | $36,000 | 744 |
| Applicable income taxes | $1,249,000 | 643 |
| Income before extraordinary items | $3,740,000 | 859 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $3,740,000 | 859 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $3,740,000 | 859 |
| Net charge-offs | $-11,000 | 4,101 |
| Cash dividends | $225,000 | 1,745 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $3,711,560 | 838 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $37,182,000 | 889 |
| Total interest expense | $4,094,000 | 1,140 |
| Net interest income | $33,088,000 | 864 |
| Provision for loan and lease losses | $1,370,000 | 1,315 |
| Total noninterest income | $6,180,000 | 1,103 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $706,000 | 1,243 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $5,474,000 | 959 |
| Total noninterest expense | $19,896,000 | 1,126 |
| Salaries and employee benefits | $11,879,000 | 1,084 |
| Premises and equipment expense | $2,501,000 | 987 |
| Additional noninterest expense | $5,516,000 | 1,169 |
| Pre-tax net operating income | $18,002,000 | 645 |
| Securities gains (losses) | $-19,000 | 4,868 |
| Applicable income taxes | $4,510,000 | 531 |
| Income before extraordinary items | $13,473,000 | 729 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $13,473,000 | 729 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $13,473,000 | 729 |
| Net charge-offs | $1,359,000 | 538 |
| Cash dividends | $225,000 | 3,334 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $13,488,010 | 696 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $27,633,000 | 895 |
| Total interest expense | $3,412,000 | 1,098 |
| Net interest income | $24,221,000 | 875 |
| Provision for loan and lease losses | $1,820,000 | 941 |
| Total noninterest income | $3,407,000 | 1,317 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $530,000 | 1,239 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $2,877,000 | 1,198 |
| Total noninterest expense | $14,015,000 | 1,154 |
| Salaries and employee benefits | $8,486,000 | 1,106 |
| Premises and equipment expense | $1,827,000 | 1,000 |
| Additional noninterest expense | $3,702,000 | 1,267 |
| Pre-tax net operating income | $11,793,000 | 688 |
| Securities gains (losses) | $-27,000 | 4,883 |
| Applicable income taxes | $3,258,000 | 513 |
| Income before extraordinary items | $8,508,000 | 820 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $8,508,000 | 820 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $8,508,000 | 820 |
| Net charge-offs | $1,756,000 | 350 |
| Cash dividends | $225,000 | 2,864 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $8,529,330 | 791 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $18,326,000 | 906 |
| Total interest expense | $2,612,000 | 1,045 |
| Net interest income | $15,714,000 | 890 |
| Provision for loan and lease losses | $1,820,000 | 761 |
| Total noninterest income | $1,732,000 | 1,484 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $354,000 | 1,240 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $1,378,000 | 1,376 |
| Total noninterest expense | $9,061,000 | 1,165 |
| Salaries and employee benefits | $5,339,000 | 1,166 |
| Premises and equipment expense | $1,177,000 | 1,021 |
| Additional noninterest expense | $2,545,000 | 1,228 |
| Pre-tax net operating income | $6,565,000 | 728 |
| Securities gains (losses) | $-23,000 | 4,871 |
| Applicable income taxes | $1,895,000 | 521 |
| Income before extraordinary items | $4,647,000 | 908 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,647,000 | 907 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,647,000 | 908 |
| Net charge-offs | $1,758,000 | 275 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $4,665,170 | 880 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $9,087,000 | 915 |
| Total interest expense | $1,585,000 | 961 |
| Net interest income | $7,502,000 | 908 |
| Provision for loan and lease losses | $1,420,000 | 504 |
| Total noninterest income | $739,000 | 1,543 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $197,000 | 1,309 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $542,000 | 1,435 |
| Total noninterest expense | $4,589,000 | 1,171 |
| Salaries and employee benefits | $2,666,000 | 1,172 |
| Premises and equipment expense | $608,000 | 1,010 |
| Additional noninterest expense | $1,315,000 | 1,216 |
| Pre-tax net operating income | $2,232,000 | 953 |
| Securities gains (losses) | $-38,000 | 4,931 |
| Applicable income taxes | $550,000 | 689 |
| Income before extraordinary items | $1,644,000 | 1,099 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,644,000 | 1,098 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,644,000 | 1,099 |
| Net charge-offs | $1,387,000 | 194 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,674,020 | 1,065 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $35,997,000 | 935 |
| Total interest expense | $7,639,000 | 867 |
| Net interest income | $28,358,000 | 942 |
| Provision for loan and lease losses | $675,000 | 1,236 |
| Total noninterest income | $3,097,000 | 1,537 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $873,000 | 1,243 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $2,224,000 | 1,445 |
| Total noninterest expense | $18,191,000 | 1,161 |
| Salaries and employee benefits | $10,250,000 | 1,182 |
| Premises and equipment expense | $2,288,000 | 1,053 |
| Additional noninterest expense | $5,653,000 | 1,136 |
| Pre-tax net operating income | $12,589,000 | 869 |
| Securities gains (losses) | $81,000 | 1,040 |
| Applicable income taxes | $1,941,000 | 920 |
| Income before extraordinary items | $10,729,000 | 890 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $10,729,000 | 891 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $10,729,000 | 891 |
| Net charge-offs | $142,000 | 1,970 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $10,660,150 | 876 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $26,858,000 | 942 |
| Total interest expense | $5,934,000 | 841 |
| Net interest income | $20,924,000 | 961 |
| Provision for loan and lease losses | $725,000 | 879 |
| Total noninterest income | $2,261,000 | 1,558 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $657,000 | 1,246 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $1,604,000 | 1,474 |
| Total noninterest expense | $13,293,000 | 1,187 |
| Salaries and employee benefits | $7,664,000 | 1,187 |
| Premises and equipment expense | $1,686,000 | 1,075 |
| Additional noninterest expense | $3,943,000 | 1,188 |
| Pre-tax net operating income | $9,167,000 | 907 |
| Securities gains (losses) | $27,000 | 1,314 |
| Applicable income taxes | $1,485,000 | 947 |
| Income before extraordinary items | $7,709,000 | 933 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $7,709,000 | 934 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $7,709,000 | 934 |
| Net charge-offs | $190,000 | 1,338 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $7,686,320 | 914 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $17,628,000 | 950 |
| Total interest expense | $3,856,000 | 850 |
| Net interest income | $13,772,000 | 969 |
| Provision for loan and lease losses | $575,000 | 774 |
| Total noninterest income | $1,533,000 | 1,514 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $450,000 | 1,210 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $1,083,000 | 1,416 |
| Total noninterest expense | $8,718,000 | 1,205 |
| Salaries and employee benefits | $5,030,000 | 1,203 |
| Premises and equipment expense | $1,127,000 | 1,065 |
| Additional noninterest expense | $2,561,000 | 1,235 |
| Pre-tax net operating income | $6,012,000 | 903 |
| Securities gains (losses) | $23,000 | 995 |
| Applicable income taxes | $641,000 | 1,242 |
| Income before extraordinary items | $5,394,000 | 872 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $5,394,000 | 872 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $5,394,000 | 872 |
| Net charge-offs | $2,000 | 2,996 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $5,373,530 | 857 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $8,561,000 | 967 |
| Total interest expense | $1,806,000 | 872 |
| Net interest income | $6,755,000 | 989 |
| Provision for loan and lease losses | $200,000 | 934 |
| Total noninterest income | $800,000 | 1,432 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $232,000 | 1,187 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $568,000 | 1,329 |
| Total noninterest expense | $4,253,000 | 1,229 |
| Salaries and employee benefits | $2,471,000 | 1,219 |
| Premises and equipment expense | $550,000 | 1,096 |
| Additional noninterest expense | $1,232,000 | 1,265 |
| Pre-tax net operating income | $3,102,000 | 854 |
| Securities gains (losses) | $23,000 | 544 |
| Applicable income taxes | $-191,000 | 5,321 |
| Income before extraordinary items | $3,316,000 | 708 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,316,000 | 709 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $3,316,000 | 707 |
| Net charge-offs | $4,000 | 2,286 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $3,293,000 | 702 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $30,703,000 | 997 |
| Total interest expense | $5,427,000 | 865 |
| Net interest income | $25,276,000 | 1,022 |
| Provision for loan and lease losses | $895,000 | 980 |
| Total noninterest income | $2,976,000 | 1,555 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $966,000 | 1,192 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,010,000 | 1,495 |
| Total noninterest expense | $16,030,000 | 1,268 |
| Salaries and employee benefits | $8,767,000 | 1,323 |
| Premises and equipment expense | $2,135,000 | 1,108 |
| Additional noninterest expense | $5,128,000 | 1,214 |
| Pre-tax net operating income | $11,327,000 | 940 |
| Securities gains (losses) | $-7,000 | 4,318 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $11,320,000 | 826 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $11,320,000 | 824 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $11,320,000 | 825 |
| Net charge-offs | $-13,000 | 4,571 |
| Cash dividends | $12,863,000 | 342 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $11,327,000 | 824 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $22,474,000 | 1,010 |
| Total interest expense | $3,804,000 | 870 |
| Net interest income | $18,670,000 | 1,030 |
| Provision for loan and lease losses | $325,000 | 1,495 |
| Total noninterest income | $2,126,000 | 1,623 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $724,000 | 1,205 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,402,000 | 1,581 |
| Total noninterest expense | $11,242,000 | 1,348 |
| Salaries and employee benefits | $6,374,000 | 1,349 |
| Premises and equipment expense | $1,608,000 | 1,098 |
| Additional noninterest expense | $3,260,000 | 1,408 |
| Pre-tax net operating income | $9,229,000 | 891 |
| Securities gains (losses) | $-3,000 | 4,544 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $9,226,000 | 769 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $9,226,000 | 768 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $9,226,000 | 768 |
| Net charge-offs | $-54,000 | 4,952 |
| Cash dividends | $4,913,000 | 553 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $9,229,000 | 765 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $14,763,000 | 1,013 |
| Total interest expense | $2,329,000 | 867 |
| Net interest income | $12,434,000 | 1,035 |
| Provision for loan and lease losses | $125,000 | 1,966 |
| Total noninterest income | $1,374,000 | 1,654 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $464,000 | 1,237 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $910,000 | 1,617 |
| Total noninterest expense | $7,566,000 | 1,345 |
| Salaries and employee benefits | $4,290,000 | 1,346 |
| Premises and equipment expense | $1,076,000 | 1,099 |
| Additional noninterest expense | $2,200,000 | 1,392 |
| Pre-tax net operating income | $6,117,000 | 878 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $6,117,000 | 761 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $6,117,000 | 760 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $6,117,000 | 760 |
| Net charge-offs | $-61,000 | 5,076 |
| Cash dividends | $2,873,000 | 585 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $6,117,000 | 759 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $7,264,000 | 1,016 |
| Total interest expense | $1,054,000 | 904 |
| Net interest income | $6,210,000 | 1,033 |
| Provision for loan and lease losses | $-100,000 | 5,487 |
| Total noninterest income | $687,000 | 1,646 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $213,000 | 1,315 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $474,000 | 1,536 |
| Total noninterest expense | $3,805,000 | 1,341 |
| Salaries and employee benefits | $2,142,000 | 1,357 |
| Premises and equipment expense | $524,000 | 1,145 |
| Additional noninterest expense | $1,139,000 | 1,342 |
| Pre-tax net operating income | $3,192,000 | 817 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $3,192,000 | 722 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $3,192,000 | 722 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $3,192,000 | 722 |
| Net charge-offs | $-63,000 | 5,295 |
| Cash dividends | $1,448,000 | 554 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $3,192,000 | 717 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $27,781,000 | 1,030 |
| Total interest expense | $3,785,000 | 876 |
| Net interest income | $23,996,000 | 1,040 |
| Provision for loan and lease losses | $3,700,000 | 300 |
| Total noninterest income | $696,000 | 3,465 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $970,000 | 1,209 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $-274,000 | 5,650 |
| Total noninterest expense | $14,549,000 | 1,371 |
| Salaries and employee benefits | $8,122,000 | 1,393 |
| Premises and equipment expense | $2,018,000 | 1,168 |
| Additional noninterest expense | $4,409,000 | 1,391 |
| Pre-tax net operating income | $6,443,000 | 1,394 |
| Securities gains (losses) | $2,000 | 1,996 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $6,445,000 | 1,102 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $6,445,000 | 1,102 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $6,445,000 | 1,102 |
| Net charge-offs | $3,446,000 | 270 |
| Cash dividends | $6,204,000 | 548 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $6,443,000 | 1,090 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $20,493,000 | 1,047 |
| Total interest expense | $2,779,000 | 872 |
| Net interest income | $17,714,000 | 1,063 |
| Provision for loan and lease losses | $3,500,000 | 260 |
| Total noninterest income | $2,014,000 | 1,714 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $755,000 | 1,196 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,259,000 | 1,708 |
| Total noninterest expense | $10,413,000 | 1,443 |
| Salaries and employee benefits | $5,761,000 | 1,460 |
| Premises and equipment expense | $1,512,000 | 1,176 |
| Additional noninterest expense | $3,140,000 | 1,449 |
| Pre-tax net operating income | $5,815,000 | 1,235 |
| Securities gains (losses) | $2,000 | 2,024 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $5,817,000 | 1,023 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $5,817,000 | 1,022 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $5,817,000 | 1,023 |
| Net charge-offs | $3,416,000 | 209 |
| Cash dividends | $5,454,000 | 466 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $5,815,000 | 1,011 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $13,434,000 | 1,049 |
| Total interest expense | $1,791,000 | 881 |
| Net interest income | $11,643,000 | 1,069 |
| Provision for loan and lease losses | $2,900,000 | 217 |
| Total noninterest income | $1,359,000 | 1,691 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $498,000 | 1,192 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $861,000 | 1,695 |
| Total noninterest expense | $7,031,000 | 1,423 |
| Salaries and employee benefits | $3,844,000 | 1,462 |
| Premises and equipment expense | $1,004,000 | 1,178 |
| Additional noninterest expense | $2,183,000 | 1,393 |
| Pre-tax net operating income | $3,071,000 | 1,444 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $3,071,000 | 1,219 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,071,000 | 1,219 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,071,000 | 1,219 |
| Net charge-offs | $2,937,000 | 178 |
| Cash dividends | $5,454,000 | 331 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $3,071,000 | 1,200 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $6,583,000 | 1,058 |
| Total interest expense | $872,000 | 876 |
| Net interest income | $5,711,000 | 1,079 |
| Provision for loan and lease losses | $200,000 | 923 |
| Total noninterest income | $705,000 | 1,648 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $241,000 | 1,225 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $464,000 | 1,600 |
| Total noninterest expense | $3,703,000 | 1,354 |
| Salaries and employee benefits | $2,089,000 | 1,372 |
| Premises and equipment expense | $478,000 | 1,238 |
| Additional noninterest expense | $1,136,000 | 1,344 |
| Pre-tax net operating income | $2,513,000 | 957 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $2,513,000 | 770 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,513,000 | 770 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,513,000 | 770 |
| Net charge-offs | $-5,000 | 4,686 |
| Cash dividends | $1,193,000 | 640 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $2,513,000 | 757 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $25,830,000 | 1,041 |
| Total interest expense | $3,363,000 | 873 |
| Net interest income | $22,467,000 | 1,055 |
| Provision for loan and lease losses | $870,000 | 1,022 |
| Total noninterest income | $2,519,000 | 1,841 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $972,000 | 1,232 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,547,000 | 1,846 |
| Total noninterest expense | $13,207,000 | 1,486 |
| Salaries and employee benefits | $7,395,000 | 1,473 |
| Premises and equipment expense | $1,898,000 | 1,236 |
| Additional noninterest expense | $3,914,000 | 1,568 |
| Pre-tax net operating income | $10,909,000 | 862 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $10,000 | 3,999 |
| Income before extraordinary items | $10,899,000 | 703 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $10,899,000 | 701 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $10,899,000 | 702 |
| Net charge-offs | $504,000 | 1,079 |
| Cash dividends | $8,116,000 | 454 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $10,899,000 | 691 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $19,077,000 | 1,060 |
| Total interest expense | $2,510,000 | 868 |
| Net interest income | $16,567,000 | 1,072 |
| Provision for loan and lease losses | $550,000 | 1,076 |
| Total noninterest income | $1,970,000 | 1,803 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $726,000 | 1,240 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,244,000 | 1,772 |
| Total noninterest expense | $9,788,000 | 1,504 |
| Salaries and employee benefits | $5,450,000 | 1,494 |
| Premises and equipment expense | $1,386,000 | 1,269 |
| Additional noninterest expense | $2,952,000 | 1,558 |
| Pre-tax net operating income | $8,199,000 | 867 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $10,000 | 4,020 |
| Income before extraordinary items | $8,189,000 | 711 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $8,189,000 | 710 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $8,189,000 | 711 |
| Net charge-offs | $61,000 | 2,449 |
| Cash dividends | $3,691,000 | 652 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $8,189,000 | 694 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $12,488,000 | 1,073 |
| Total interest expense | $1,682,000 | 867 |
| Net interest income | $10,806,000 | 1,097 |
| Provision for loan and lease losses | $125,000 | 2,071 |
| Total noninterest income | $1,128,000 | 1,958 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $464,000 | 1,267 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $664,000 | 2,017 |
| Total noninterest expense | $6,488,000 | 1,517 |
| Salaries and employee benefits | $3,585,000 | 1,518 |
| Premises and equipment expense | $924,000 | 1,271 |
| Additional noninterest expense | $1,979,000 | 1,549 |
| Pre-tax net operating income | $5,321,000 | 883 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $10,000 | 3,951 |
| Income before extraordinary items | $5,311,000 | 709 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $5,311,000 | 708 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $5,311,000 | 708 |
| Net charge-offs | $63,000 | 1,977 |
| Cash dividends | $2,383,000 | 666 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $5,311,000 | 691 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $5,988,000 | 1,110 |
| Total interest expense | $850,000 | 854 |
| Net interest income | $5,138,000 | 1,146 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $611,000 | 1,826 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $224,000 | 1,304 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $387,000 | 1,788 |
| Total noninterest expense | $3,183,000 | 1,539 |
| Salaries and employee benefits | $1,781,000 | 1,532 |
| Premises and equipment expense | $435,000 | 1,341 |
| Additional noninterest expense | $967,000 | 1,569 |
| Pre-tax net operating income | $2,566,000 | 881 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $2,566,000 | 714 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $2,566,000 | 712 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $2,566,000 | 713 |
| Net charge-offs | $52,000 | 1,403 |
| Cash dividends | $972,000 | 774 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,566,000 | 694 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $23,318,000 | 1,101 |
| Total interest expense | $3,524,000 | 794 |
| Net interest income | $19,794,000 | 1,153 |
| Provision for loan and lease losses | $-1,025,000 | 6,056 |
| Total noninterest income | $2,491,000 | 1,835 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $971,000 | 1,258 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,520,000 | 1,833 |
| Total noninterest expense | $12,158,000 | 1,580 |
| Salaries and employee benefits | $6,813,000 | 1,544 |
| Premises and equipment expense | $1,742,000 | 1,335 |
| Additional noninterest expense | $3,603,000 | 1,683 |
| Pre-tax net operating income | $11,152,000 | 798 |
| Securities gains (losses) | $3,000 | 2,963 |
| Applicable income taxes | $19,000 | 3,945 |
| Income before extraordinary items | $11,136,000 | 665 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $11,136,000 | 663 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $11,136,000 | 665 |
| Net charge-offs | $-1,487,000 | 6,129 |
| Cash dividends | $8,749,000 | 424 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $11,133,000 | 653 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $17,371,000 | 1,114 |
| Total interest expense | $2,652,000 | 796 |
| Net interest income | $14,719,000 | 1,165 |
| Provision for loan and lease losses | $-1,325,000 | 6,179 |
| Total noninterest income | $1,819,000 | 1,885 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $736,000 | 1,256 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,083,000 | 1,920 |
| Total noninterest expense | $8,932,000 | 1,625 |
| Salaries and employee benefits | $5,028,000 | 1,576 |
| Premises and equipment expense | $1,295,000 | 1,357 |
| Additional noninterest expense | $2,609,000 | 1,745 |
| Pre-tax net operating income | $8,931,000 | 769 |
| Securities gains (losses) | $3,000 | 2,757 |
| Applicable income taxes | $9,000 | 4,172 |
| Income before extraordinary items | $8,925,000 | 623 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $8,925,000 | 623 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $8,925,000 | 623 |
| Net charge-offs | $-1,488,000 | 6,226 |
| Cash dividends | $7,406,000 | 357 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $8,922,000 | 611 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $11,461,000 | 1,122 |
| Total interest expense | $1,756,000 | 805 |
| Net interest income | $9,705,000 | 1,180 |
| Provision for loan and lease losses | $-1,450,000 | 6,279 |
| Total noninterest income | $1,181,000 | 1,935 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $477,000 | 1,260 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $704,000 | 1,956 |
| Total noninterest expense | $5,934,000 | 1,632 |
| Salaries and employee benefits | $3,238,000 | 1,641 |
| Premises and equipment expense | $858,000 | 1,374 |
| Additional noninterest expense | $1,838,000 | 1,657 |
| Pre-tax net operating income | $6,402,000 | 724 |
| Securities gains (losses) | $3,000 | 2,361 |
| Applicable income taxes | $9,000 | 4,101 |
| Income before extraordinary items | $6,396,000 | 590 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $6,396,000 | 588 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $6,396,000 | 590 |
| Net charge-offs | $-1,503,000 | 6,309 |
| Cash dividends | $6,247,000 | 293 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $6,393,000 | 573 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $5,602,000 | 1,149 |
| Total interest expense | $867,000 | 818 |
| Net interest income | $4,735,000 | 1,197 |
| Provision for loan and lease losses | $-1,500,000 | 6,385 |
| Total noninterest income | $561,000 | 1,964 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $147,000 | 1,850 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $414,000 | 1,731 |
| Total noninterest expense | $3,067,000 | 1,578 |
| Salaries and employee benefits | $1,712,000 | 1,570 |
| Premises and equipment expense | $425,000 | 1,411 |
| Additional noninterest expense | $930,000 | 1,622 |
| Pre-tax net operating income | $3,729,000 | 618 |
| Securities gains (losses) | $3,000 | 1,758 |
| Applicable income taxes | $9,000 | 3,868 |
| Income before extraordinary items | $3,723,000 | 500 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $3,723,000 | 499 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $3,723,000 | 500 |
| Net charge-offs | $-1,490,000 | 6,396 |
| Cash dividends | $4,916,000 | 209 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $3,720,000 | 486 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $21,603,000 | 1,186 |
| Total interest expense | $3,305,000 | 900 |
| Net interest income | $18,298,000 | 1,226 |
| Provision for loan and lease losses | $770,000 | 1,054 |
| Total noninterest income | $2,247,000 | 1,947 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $697,000 | 1,753 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,550,000 | 1,736 |
| Total noninterest expense | $11,161,000 | 1,714 |
| Salaries and employee benefits | $5,627,000 | 1,835 |
| Premises and equipment expense | $1,767,000 | 1,341 |
| Additional noninterest expense | $3,767,000 | 1,651 |
| Pre-tax net operating income | $8,614,000 | 960 |
| Securities gains (losses) | $252,000 | 687 |
| Applicable income taxes | $9,000 | 4,216 |
| Income before extraordinary items | $8,857,000 | 768 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $8,857,000 | 766 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $8,857,000 | 767 |
| Net charge-offs | $192,000 | 2,509 |
| Cash dividends | $8,184,000 | 397 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $8,605,000 | 770 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $16,008,000 | 1,207 |
| Total interest expense | $2,451,000 | 924 |
| Net interest income | $13,557,000 | 1,244 |
| Provision for loan and lease losses | $245,000 | 1,838 |
| Total noninterest income | $1,622,000 | 2,000 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $538,000 | 1,725 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,084,000 | 1,836 |
| Total noninterest expense | $8,206,000 | 1,748 |
| Salaries and employee benefits | $4,076,000 | 1,899 |
| Premises and equipment expense | $1,256,000 | 1,422 |
| Additional noninterest expense | $2,874,000 | 1,631 |
| Pre-tax net operating income | $6,728,000 | 942 |
| Securities gains (losses) | $29,000 | 1,798 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $6,757,000 | 750 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $6,757,000 | 749 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,757,000 | 749 |
| Net charge-offs | $39,000 | 3,434 |
| Cash dividends | $7,028,000 | 331 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $6,728,000 | 738 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $10,483,000 | 1,213 |
| Total interest expense | $1,649,000 | 920 |
| Net interest income | $8,834,000 | 1,264 |
| Provision for loan and lease losses | $75,000 | 2,610 |
| Total noninterest income | $1,081,000 | 1,988 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $363,000 | 1,699 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $718,000 | 1,825 |
| Total noninterest expense | $5,386,000 | 1,762 |
| Salaries and employee benefits | $2,706,000 | 1,902 |
| Premises and equipment expense | $764,000 | 1,556 |
| Additional noninterest expense | $1,916,000 | 1,625 |
| Pre-tax net operating income | $4,454,000 | 919 |
| Securities gains (losses) | $29,000 | 1,459 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $4,483,000 | 735 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,483,000 | 734 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $4,483,000 | 735 |
| Net charge-offs | $25,000 | 3,293 |
| Cash dividends | $5,857,000 | 270 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $4,454,000 | 719 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,660,000 | 1,356 |
| Total interest expense | $734,000 | 1,036 |
| Net interest income | $3,926,000 | 1,406 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $439,000 | 2,225 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $166,000 | 1,795 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $273,000 | 2,138 |
| Total noninterest expense | $2,509,000 | 1,886 |
| Salaries and employee benefits | $1,291,000 | 2,010 |
| Premises and equipment expense | $344,000 | 1,748 |
| Additional noninterest expense | $874,000 | 1,747 |
| Pre-tax net operating income | $1,856,000 | 1,044 |
| Securities gains (losses) | $30,000 | 826 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $1,886,000 | 832 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,886,000 | 834 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,886,000 | 833 |
| Net charge-offs | $20,000 | 2,483 |
| Cash dividends | $3,930,000 | 197 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,856,000 | 825 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $18,545,000 | 1,369 |
| Total interest expense | $3,211,000 | 1,050 |
| Net interest income | $15,334,000 | 1,405 |
| Provision for loan and lease losses | $-25,000 | 6,285 |
| Total noninterest income | $1,461,000 | 2,630 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $699,000 | 1,836 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $762,000 | 2,736 |
| Total noninterest expense | $9,204,000 | 2,055 |
| Salaries and employee benefits | $4,397,000 | 2,289 |
| Premises and equipment expense | $1,442,000 | 1,635 |
| Additional noninterest expense | $3,365,000 | 1,883 |
| Pre-tax net operating income | $7,616,000 | 1,003 |
| Securities gains (losses) | $1,000 | 3,056 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $7,617,000 | 826 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,617,000 | 827 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $7,617,000 | 828 |
| Net charge-offs | $-205,000 | 6,632 |
| Cash dividends | $6,419,000 | 461 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $7,616,000 | 814 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $13,772,000 | 1,392 |
| Total interest expense | $2,449,000 | 1,061 |
| Net interest income | $11,323,000 | 1,434 |
| Provision for loan and lease losses | $225,000 | 2,403 |
| Total noninterest income | $1,430,000 | 2,270 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $515,000 | 1,870 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $915,000 | 2,177 |
| Total noninterest expense | $6,784,000 | 2,092 |
| Salaries and employee benefits | $3,342,000 | 2,275 |
| Premises and equipment expense | $1,023,000 | 1,734 |
| Additional noninterest expense | $2,419,000 | 1,938 |
| Pre-tax net operating income | $5,744,000 | 1,011 |
| Securities gains (losses) | $-20,000 | 6,574 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $5,724,000 | 832 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $5,724,000 | 834 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,724,000 | 834 |
| Net charge-offs | $49,000 | 3,878 |
| Cash dividends | $5,538,000 | 375 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,744,000 | 810 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $9,059,000 | 1,411 |
| Total interest expense | $1,664,000 | 1,069 |
| Net interest income | $7,395,000 | 1,453 |
| Provision for loan and lease losses | $25,000 | 4,134 |
| Total noninterest income | $856,000 | 2,454 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $332,000 | 1,889 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $524,000 | 2,417 |
| Total noninterest expense | $4,612,000 | 2,055 |
| Salaries and employee benefits | $2,187,000 | 2,314 |
| Premises and equipment expense | $717,000 | 1,655 |
| Additional noninterest expense | $1,708,000 | 1,847 |
| Pre-tax net operating income | $3,614,000 | 1,042 |
| Securities gains (losses) | $-20,000 | 6,728 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $3,594,000 | 870 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,594,000 | 871 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,594,000 | 872 |
| Net charge-offs | $117,000 | 2,602 |
| Cash dividends | $4,201,000 | 339 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $3,614,000 | 835 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,376,000 | 1,462 |
| Total interest expense | $851,000 | 1,082 |
| Net interest income | $3,525,000 | 1,542 |
| Provision for loan and lease losses | $-250,000 | 6,909 |
| Total noninterest income | $310,000 | 2,958 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $156,000 | 1,969 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $154,000 | 3,143 |
| Total noninterest expense | $2,246,000 | 2,117 |
| Salaries and employee benefits | $1,113,000 | 2,297 |
| Premises and equipment expense | $359,000 | 1,683 |
| Additional noninterest expense | $774,000 | 2,024 |
| Pre-tax net operating income | $1,839,000 | 1,004 |
| Securities gains (losses) | $2,000 | 1,785 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $1,841,000 | 833 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,841,000 | 834 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,841,000 | 835 |
| Net charge-offs | $-6,000 | 5,985 |
| Cash dividends | $3,462,000 | 197 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,839,000 | 795 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $18,371,000 | 1,447 |
| Total interest expense | $3,679,000 | 1,221 |
| Net interest income | $14,692,000 | 1,490 |
| Provision for loan and lease losses | $526,000 | 2,653 |
| Total noninterest income | $872,000 | 3,505 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $696,000 | 1,910 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $176,000 | 4,751 |
| Total noninterest expense | $8,648,000 | 2,192 |
| Salaries and employee benefits | $3,884,000 | 2,523 |
| Premises and equipment expense | $1,330,000 | 1,779 |
| Additional noninterest expense | $3,434,000 | 1,913 |
| Pre-tax net operating income | $6,390,000 | 1,117 |
| Securities gains (losses) | $51,000 | 2,719 |
| Applicable income taxes | $7,000 | 4,456 |
| Income before extraordinary items | $6,434,000 | 939 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,434,000 | 939 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $6,434,000 | 939 |
| Net charge-offs | $498,000 | 2,653 |
| Cash dividends | $3,448,000 | 790 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $6,383,000 | 883 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $13,716,000 | 1,477 |
| Total interest expense | $2,770,000 | 1,269 |
| Net interest income | $10,946,000 | 1,516 |
| Provision for loan and lease losses | $1,101,000 | 1,333 |
| Total noninterest income | $454,000 | 4,198 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $520,000 | 1,932 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-66,000 | 6,872 |
| Total noninterest expense | $6,503,000 | 2,204 |
| Salaries and employee benefits | $2,937,000 | 2,509 |
| Premises and equipment expense | $953,000 | 1,871 |
| Additional noninterest expense | $2,613,000 | 1,896 |
| Pre-tax net operating income | $3,796,000 | 1,394 |
| Securities gains (losses) | $51,000 | 2,438 |
| Applicable income taxes | $7,000 | 4,458 |
| Income before extraordinary items | $3,840,000 | 1,176 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,840,000 | 1,176 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,840,000 | 1,176 |
| Net charge-offs | $312,000 | 2,773 |
| Cash dividends | $2,752,000 | 597 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $3,789,000 | 1,122 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $9,021,000 | 1,509 |
| Total interest expense | $1,868,000 | 1,305 |
| Net interest income | $7,153,000 | 1,556 |
| Provision for loan and lease losses | $826,000 | 1,264 |
| Total noninterest income | $340,000 | 3,957 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $340,000 | 1,949 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $0 | 6,727 |
| Total noninterest expense | $4,449,000 | 2,166 |
| Salaries and employee benefits | $1,914,000 | 2,571 |
| Premises and equipment expense | $729,000 | 1,632 |
| Additional noninterest expense | $1,806,000 | 1,846 |
| Pre-tax net operating income | $2,218,000 | 1,557 |
| Securities gains (losses) | $51,000 | 2,042 |
| Applicable income taxes | $7,000 | 4,344 |
| Income before extraordinary items | $2,262,000 | 1,312 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,262,000 | 1,312 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,262,000 | 1,312 |
| Net charge-offs | $238,000 | 2,553 |
| Cash dividends | $1,776,000 | 593 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,211,000 | 1,267 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,521,000 | 1,527 |
| Total interest expense | $948,000 | 1,334 |
| Net interest income | $3,573,000 | 1,569 |
| Provision for loan and lease losses | $455,000 | 1,132 |
| Total noninterest income | $-83,000 | 7,199 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $157,000 | 2,054 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-240,000 | 7,231 |
| Total noninterest expense | $2,341,000 | 2,048 |
| Salaries and employee benefits | $995,000 | 2,481 |
| Premises and equipment expense | $388,000 | 1,537 |
| Additional noninterest expense | $958,000 | 1,738 |
| Pre-tax net operating income | $694,000 | 2,283 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $7,000 | 4,126 |
| Income before extraordinary items | $687,000 | 2,034 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $687,000 | 2,035 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $687,000 | 2,036 |
| Net charge-offs | $142,000 | 2,143 |
| Cash dividends | $502,000 | 848 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $687,000 | 1,933 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $18,692,000 | 1,530 |
| Total interest expense | $4,428,000 | 1,372 |
| Net interest income | $14,264,000 | 1,562 |
| Provision for loan and lease losses | $2,218,000 | 1,458 |
| Total noninterest income | $-1,326,000 | 7,265 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $796,000 | 1,791 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-2,122,000 | 7,281 |
| Total noninterest expense | $8,121,000 | 2,335 |
| Salaries and employee benefits | $3,377,000 | 2,829 |
| Premises and equipment expense | $1,238,000 | 1,996 |
| Additional noninterest expense | $3,506,000 | 1,919 |
| Pre-tax net operating income | $2,599,000 | 2,070 |
| Securities gains (losses) | $116,000 | 1,945 |
| Applicable income taxes | $7,000 | 4,380 |
| Income before extraordinary items | $2,708,000 | 1,754 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,708,000 | 1,756 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,708,000 | 1,756 |
| Net charge-offs | $2,716,000 | 1,285 |
| Cash dividends | $1,781,000 | 1,063 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,592,000 | 1,746 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $11,357,000 | 1,876 |
| Total interest expense | $2,847,000 | 1,654 |
| Net interest income | $8,510,000 | 1,938 |
| Provision for loan and lease losses | $1,127,000 | 1,823 |
| Total noninterest income | $-2,056,000 | 7,392 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $363,000 | 2,658 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-2,419,000 | 7,390 |
| Total noninterest expense | $4,664,000 | 2,968 |
| Salaries and employee benefits | $2,009,000 | 3,384 |
| Premises and equipment expense | $554,000 | 3,105 |
| Additional noninterest expense | $2,101,000 | 2,357 |
| Pre-tax net operating income | $663,000 | 4,063 |
| Securities gains (losses) | $60,000 | 2,204 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $723,000 | 3,701 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $723,000 | 3,704 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $723,000 | 3,703 |
| Net charge-offs | $1,025,000 | 1,865 |
| Cash dividends | $1,355,000 | 908 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $663,000 | 3,740 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,494,000 | 1,914 |
| Total interest expense | $1,930,000 | 1,687 |
| Net interest income | $5,564,000 | 1,971 |
| Provision for loan and lease losses | $948,000 | 1,544 |
| Total noninterest income | $-1,010,000 | 7,452 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $245,000 | 2,603 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-1,255,000 | 7,455 |
| Total noninterest expense | $3,246,000 | 2,884 |
| Salaries and employee benefits | $1,370,000 | 3,359 |
| Premises and equipment expense | $370,000 | 3,127 |
| Additional noninterest expense | $1,506,000 | 2,231 |
| Pre-tax net operating income | $360,000 | 4,358 |
| Securities gains (losses) | $28,000 | 1,915 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $388,000 | 4,032 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $388,000 | 4,032 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $388,000 | 4,034 |
| Net charge-offs | $843,000 | 1,617 |
| Cash dividends | $1,200,000 | 683 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $360,000 | 4,074 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,678,000 | 1,962 |
| Total interest expense | $1,003,000 | 1,679 |
| Net interest income | $2,675,000 | 2,041 |
| Provision for loan and lease losses | $591,000 | 1,298 |
| Total noninterest income | $-1,419,000 | 7,551 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $116,000 | 2,672 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-1,535,000 | 7,556 |
| Total noninterest expense | $1,515,000 | 3,086 |
| Salaries and employee benefits | $642,000 | 3,538 |
| Premises and equipment expense | $191,000 | 3,106 |
| Additional noninterest expense | $682,000 | 2,430 |
| Pre-tax net operating income | $-850,000 | 7,230 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-850,000 | 7,261 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-850,000 | 7,262 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-850,000 | 7,262 |
| Net charge-offs | $23,000 | 3,949 |
| Cash dividends | $1,200,000 | 322 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-850,000 | 7,252 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $15,268,000 | 1,979 |
| Total interest expense | $5,007,000 | 1,659 |
| Net interest income | $10,261,000 | 2,129 |
| Provision for loan and lease losses | $3,595,000 | 1,433 |
| Total noninterest income | $1,410,000 | 2,625 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $466,000 | 2,766 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $944,000 | 2,243 |
| Total noninterest expense | $6,520,000 | 2,900 |
| Salaries and employee benefits | $2,680,000 | 3,413 |
| Premises and equipment expense | $726,000 | 3,200 |
| Additional noninterest expense | $3,114,000 | 2,223 |
| Pre-tax net operating income | $1,556,000 | 2,669 |
| Securities gains (losses) | $215,000 | 1,528 |
| Applicable income taxes | $5,000 | 4,343 |
| Income before extraordinary items | $1,766,000 | 2,232 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,766,000 | 2,233 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,766,000 | 2,234 |
| Net charge-offs | $3,375,000 | 1,363 |
| Cash dividends | $1,530,000 | 1,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,551,000 | 2,358 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $11,451,000 | 2,025 |
| Total interest expense | $3,905,000 | 1,658 |
| Net interest income | $7,546,000 | 2,197 |
| Provision for loan and lease losses | $2,685,000 | 1,363 |
| Total noninterest income | $959,000 | 2,811 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $335,000 | 2,932 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $624,000 | 2,426 |
| Total noninterest expense | $4,708,000 | 2,989 |
| Salaries and employee benefits | $2,012,000 | 3,420 |
| Premises and equipment expense | $534,000 | 3,301 |
| Additional noninterest expense | $2,162,000 | 2,330 |
| Pre-tax net operating income | $1,112,000 | 2,907 |
| Securities gains (losses) | $215,000 | 1,319 |
| Applicable income taxes | $5,000 | 4,390 |
| Income before extraordinary items | $1,322,000 | 2,378 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,322,000 | 2,376 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,322,000 | 2,380 |
| Net charge-offs | $3,038,000 | 1,135 |
| Cash dividends | $1,260,000 | 861 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,107,000 | 2,577 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,608,000 | 2,053 |
| Total interest expense | $2,702,000 | 1,668 |
| Net interest income | $4,906,000 | 2,267 |
| Provision for loan and lease losses | $1,910,000 | 1,317 |
| Total noninterest income | $674,000 | 2,649 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $219,000 | 2,973 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $455,000 | 2,228 |
| Total noninterest expense | $3,278,000 | 2,884 |
| Salaries and employee benefits | $1,389,000 | 3,365 |
| Premises and equipment expense | $355,000 | 3,328 |
| Additional noninterest expense | $1,534,000 | 2,214 |
| Pre-tax net operating income | $392,000 | 4,029 |
| Securities gains (losses) | $62,000 | 1,755 |
| Applicable income taxes | $5,000 | 4,306 |
| Income before extraordinary items | $449,000 | 3,598 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $449,000 | 3,595 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $449,000 | 3,597 |
| Net charge-offs | $1,857,000 | 1,191 |
| Cash dividends | $1,260,000 | 551 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $387,620 | 3,733 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,843,000 | 2,081 |
| Total interest expense | $1,402,000 | 1,678 |
| Net interest income | $2,441,000 | 2,301 |
| Provision for loan and lease losses | $760,000 | 1,378 |
| Total noninterest income | $371,000 | 2,498 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $103,000 | 3,095 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $268,000 | 1,980 |
| Total noninterest expense | $1,489,000 | 3,169 |
| Salaries and employee benefits | $648,000 | 3,598 |
| Premises and equipment expense | $186,000 | 3,314 |
| Additional noninterest expense | $655,000 | 2,517 |
| Pre-tax net operating income | $563,000 | 2,205 |
| Securities gains (losses) | $62,000 | 1,041 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $625,000 | 1,763 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $625,000 | 1,762 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $625,000 | 1,764 |
| Net charge-offs | $652,000 | 1,391 |
| Cash dividends | $1,000,000 | 322 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $563,000 | 1,865 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $16,094,000 | 2,107 |
| Total interest expense | $6,262,000 | 1,859 |
| Net interest income | $9,832,000 | 2,224 |
| Provision for loan and lease losses | $4,570,000 | 1,522 |
| Total noninterest income | $1,327,000 | 2,773 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $429,000 | 3,188 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $898,000 | 2,287 |
| Total noninterest expense | $6,175,000 | 3,109 |
| Salaries and employee benefits | $2,623,000 | 3,562 |
| Premises and equipment expense | $740,000 | 3,319 |
| Additional noninterest expense | $2,812,000 | 2,484 |
| Pre-tax net operating income | $414,000 | 4,200 |
| Securities gains (losses) | $611,000 | 756 |
| Applicable income taxes | $2,000 | 4,160 |
| Income before extraordinary items | $1,023,000 | 2,726 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,023,000 | 2,725 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,023,000 | 2,726 |
| Net charge-offs | $4,452,000 | 1,248 |
| Cash dividends | $3,736,000 | 475 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $412,000 | 4,060 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $12,067,000 | 2,143 |
| Total interest expense | $4,800,000 | 1,889 |
| Net interest income | $7,267,000 | 2,258 |
| Provision for loan and lease losses | $1,880,000 | 1,992 |
| Total noninterest income | $961,000 | 2,893 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $323,000 | 3,201 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $638,000 | 2,429 |
| Total noninterest expense | $4,453,000 | 3,218 |
| Salaries and employee benefits | $1,889,000 | 3,699 |
| Premises and equipment expense | $546,000 | 3,403 |
| Additional noninterest expense | $2,018,000 | 2,555 |
| Pre-tax net operating income | $1,895,000 | 1,700 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,895,000 | 1,410 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,895,000 | 1,408 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,895,000 | 1,410 |
| Net charge-offs | $1,866,000 | 1,568 |
| Cash dividends | $3,736,000 | 335 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,895,000 | 1,380 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,058,000 | 2,178 |
| Total interest expense | $3,292,000 | 1,937 |
| Net interest income | $4,766,000 | 2,298 |
| Provision for loan and lease losses | $555,000 | 2,821 |
| Total noninterest income | $699,000 | 2,750 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $206,000 | 3,264 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $493,000 | 2,250 |
| Total noninterest expense | $3,016,000 | 3,207 |
| Salaries and employee benefits | $1,326,000 | 3,601 |
| Premises and equipment expense | $371,000 | 3,375 |
| Additional noninterest expense | $1,319,000 | 2,614 |
| Pre-tax net operating income | $1,894,000 | 1,210 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $1,894,000 | 1,002 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,894,000 | 1,001 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,894,000 | 1,002 |
| Net charge-offs | $384,000 | 2,659 |
| Cash dividends | $3,386,000 | 256 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,894,000 | 971 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,023,000 | 2,197 |
| Total interest expense | $1,691,000 | 1,959 |
| Net interest income | $2,332,000 | 2,333 |
| Provision for loan and lease losses | $370,000 | 2,074 |
| Total noninterest income | $408,000 | 2,475 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $93,000 | 3,396 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $315,000 | 1,887 |
| Total noninterest expense | $1,354,000 | 3,415 |
| Salaries and employee benefits | $610,000 | 3,874 |
| Premises and equipment expense | $193,000 | 3,319 |
| Additional noninterest expense | $551,000 | 2,769 |
| Pre-tax net operating income | $1,016,000 | 1,265 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $1,016,000 | 1,065 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,016,000 | 1,065 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,016,000 | 1,067 |
| Net charge-offs | $299,000 | 1,773 |
| Cash dividends | $3,000,000 | 141 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,016,000 | 989 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $18,429,000 | 2,070 |
| Total interest expense | $7,788,000 | 2,020 |
| Net interest income | $10,641,000 | 2,082 |
| Provision for loan and lease losses | $844,000 | 2,958 |
| Total noninterest income | $1,467,000 | 2,674 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $437,000 | 3,281 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,030,000 | 2,081 |
| Total noninterest expense | $5,942,000 | 3,103 |
| Salaries and employee benefits | $2,629,000 | 3,620 |
| Premises and equipment expense | $742,000 | 3,366 |
| Additional noninterest expense | $2,571,000 | 2,290 |
| Pre-tax net operating income | $5,322,000 | 1,048 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $5,322,000 | 763 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,322,000 | 763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $303,000 | 3,515 |
| Cash dividends | $4,359,000 | 635 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $5,322,000 | 821 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $14,037,000 | 2,089 |
| Total interest expense | $5,950,000 | 2,063 |
| Net interest income | $8,087,000 | 2,070 |
| Provision for loan and lease losses | $644,000 | 2,374 |
| Total noninterest income | $1,051,000 | 2,806 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $334,000 | 3,283 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $717,000 | 2,283 |
| Total noninterest expense | $4,307,000 | 3,179 |
| Salaries and employee benefits | $1,811,000 | 3,906 |
| Premises and equipment expense | $544,000 | 3,441 |
| Additional noninterest expense | $1,952,000 | 2,212 |
| Pre-tax net operating income | $4,187,000 | 1,207 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $4,187,000 | 873 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $4,187,000 | 872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $270,000 | 2,683 |
| Cash dividends | $3,899,000 | 583 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $4,187,000 | 935 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,473,000 | 2,084 |
| Total interest expense | $4,022,000 | 2,115 |
| Net interest income | $5,451,000 | 2,043 |
| Provision for loan and lease losses | $644,000 | 1,626 |
| Total noninterest income | $704,000 | 2,834 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $220,000 | 3,287 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $484,000 | 2,302 |
| Total noninterest expense | $2,980,000 | 3,076 |
| Salaries and employee benefits | $1,266,000 | 3,809 |
| Premises and equipment expense | $382,000 | 3,329 |
| Additional noninterest expense | $1,332,000 | 2,123 |
| Pre-tax net operating income | $2,531,000 | 1,363 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $2,531,000 | 1,090 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,531,000 | 1,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 3,637 |
| Cash dividends | $3,129,000 | 530 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,531,000 | 1,074 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,932,000 | 2,065 |
| Total interest expense | $2,086,000 | 2,164 |
| Net interest income | $2,846,000 | 1,962 |
| Provision for loan and lease losses | $114,000 | 2,554 |
| Total noninterest income | $338,000 | 2,886 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $100,000 | 3,452 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $238,000 | 2,299 |
| Total noninterest expense | $1,522,000 | 3,014 |
| Salaries and employee benefits | $602,000 | 3,968 |
| Premises and equipment expense | $188,000 | 3,395 |
| Additional noninterest expense | $732,000 | 1,927 |
| Pre-tax net operating income | $1,548,000 | 1,219 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $1,548,000 | 969 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,548,000 | 971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,162 |
| Cash dividends | $2,675,000 | 330 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,548,000 | 927 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $20,990,000 | 2,005 |
| Total interest expense | $8,945,000 | 2,127 |
| Net interest income | $12,045,000 | 1,879 |
| Provision for loan and lease losses | $2,076,000 | 821 |
| Total noninterest income | $1,493,000 | 2,726 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $450,000 | 3,290 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,043,000 | 2,167 |
| Total noninterest expense | $7,144,000 | 2,540 |
| Salaries and employee benefits | $2,588,000 | 3,627 |
| Premises and equipment expense | $740,000 | 3,290 |
| Additional noninterest expense | $3,816,000 | 1,453 |
| Pre-tax net operating income | $4,318,000 | 1,863 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $4,318,000 | 1,481 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,318,000 | 1,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,182,000 | 905 |
| Cash dividends | $3,855,000 | 957 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,318,000 | 1,464 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $15,848,000 | 1,999 |
| Total interest expense | $6,734,000 | 2,111 |
| Net interest income | $9,114,000 | 1,866 |
| Provision for loan and lease losses | $1,416,000 | 677 |
| Total noninterest income | $1,093,000 | 2,747 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $337,000 | 3,288 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $756,000 | 2,194 |
| Total noninterest expense | $5,503,000 | 2,462 |
| Salaries and employee benefits | $2,007,000 | 3,519 |
| Premises and equipment expense | $573,000 | 3,189 |
| Additional noninterest expense | $2,923,000 | 1,377 |
| Pre-tax net operating income | $3,288,000 | 1,948 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $3,288,000 | 1,540 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,288,000 | 1,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $596,000 | 945 |
| Cash dividends | $3,455,000 | 778 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,288,000 | 1,533 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $10,465,000 | 2,029 |
| Total interest expense | $4,482,000 | 2,127 |
| Net interest income | $5,983,000 | 1,932 |
| Provision for loan and lease losses | $1,041,000 | 569 |
| Total noninterest income | $724,000 | 2,766 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $233,000 | 3,168 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $491,000 | 2,268 |
| Total noninterest expense | $3,754,000 | 2,432 |
| Salaries and employee benefits | $1,400,000 | 3,424 |
| Premises and equipment expense | $381,000 | 3,209 |
| Additional noninterest expense | $1,973,000 | 1,375 |
| Pre-tax net operating income | $1,912,000 | 2,246 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,912,000 | 1,811 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,912,000 | 1,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-330,000 | 8,556 |
| Cash dividends | $2,830,000 | 684 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,912,000 | 1,796 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,207,000 | 2,452 |
| Total interest expense | $1,677,000 | 2,709 |
| Net interest income | $2,530,000 | 2,272 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $316,000 | 3,014 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $86,000 | 3,759 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $230,000 | 2,347 |
| Total noninterest expense | $1,370,000 | 3,210 |
| Salaries and employee benefits | $419,000 | 5,010 |
| Premises and equipment expense | $136,000 | 4,150 |
| Additional noninterest expense | $815,000 | 1,651 |
| Pre-tax net operating income | $1,476,000 | 1,564 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $1,476,000 | 1,198 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,476,000 | 1,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-293,000 | 8,598 |
| Cash dividends | $2,630,000 | 369 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,476,000 | 1,181 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $15,966,000 | 2,429 |
| Total interest expense | $5,639,000 | 2,732 |
| Net interest income | $10,327,000 | 2,238 |
| Provision for loan and lease losses | $100,000 | 4,711 |
| Total noninterest income | $1,210,000 | 3,113 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $317,000 | 4,016 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $893,000 | 2,404 |
| Total noninterest expense | $5,965,000 | 2,885 |
| Salaries and employee benefits | $1,711,000 | 4,781 |
| Premises and equipment expense | $592,000 | 3,808 |
| Additional noninterest expense | $3,662,000 | 1,451 |
| Pre-tax net operating income | $5,472,000 | 1,745 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,000 | 6,435 |
| Income before extraordinary items | $5,470,000 | 1,334 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,470,000 | 1,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-168,000 | 8,562 |
| Cash dividends | $5,180,000 | 685 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $5,470,000 | 1,321 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,896,000 | 2,426 |
| Total interest expense | $4,035,000 | 2,758 |
| Net interest income | $7,861,000 | 2,222 |
| Provision for loan and lease losses | $200,000 | 2,859 |
| Total noninterest income | $886,000 | 3,173 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $236,000 | 4,044 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $650,000 | 2,440 |
| Total noninterest expense | $4,380,000 | 2,935 |
| Salaries and employee benefits | $1,244,000 | 4,858 |
| Premises and equipment expense | $436,000 | 3,868 |
| Additional noninterest expense | $2,700,000 | 1,468 |
| Pre-tax net operating income | $4,167,000 | 1,776 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $4,167,000 | 1,365 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,167,000 | 1,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-211,000 | 8,635 |
| Cash dividends | $4,590,000 | 565 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $4,167,000 | 1,344 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,763,000 | 2,433 |
| Total interest expense | $2,590,000 | 2,737 |
| Net interest income | $5,173,000 | 2,266 |
| Provision for loan and lease losses | $100,000 | 3,294 |
| Total noninterest income | $573,000 | 3,217 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $160,000 | 4,010 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $413,000 | 2,510 |
| Total noninterest expense | $2,874,000 | 2,992 |
| Salaries and employee benefits | $843,000 | 4,828 |
| Premises and equipment expense | $277,000 | 4,017 |
| Additional noninterest expense | $1,754,000 | 1,517 |
| Pre-tax net operating income | $2,772,000 | 1,797 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $2,772,000 | 1,353 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,772,000 | 1,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-202,000 | 8,678 |
| Cash dividends | $3,965,000 | 465 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,772,000 | 1,342 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,769,000 | 2,449 |
| Total interest expense | $1,221,000 | 2,761 |
| Net interest income | $2,548,000 | 2,286 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $303,000 | 3,071 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $75,000 | 4,076 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $228,000 | 2,315 |
| Total noninterest expense | $1,445,000 | 2,975 |
| Salaries and employee benefits | $443,000 | 4,693 |
| Premises and equipment expense | $140,000 | 3,988 |
| Additional noninterest expense | $862,000 | 1,527 |
| Pre-tax net operating income | $1,406,000 | 1,720 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $1,406,000 | 1,300 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,406,000 | 1,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-195,000 | 8,720 |
| Cash dividends | $3,315,000 | 291 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,406,000 | 1,283 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,387,000 | 2,467 |
| Total interest expense | $3,936,000 | 2,689 |
| Net interest income | $9,451,000 | 2,339 |
| Provision for loan and lease losses | $-300,000 | 8,721 |
| Total noninterest income | $1,234,000 | 3,078 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $284,000 | 4,312 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $950,000 | 2,284 |
| Total noninterest expense | $4,888,000 | 3,298 |
| Salaries and employee benefits | $1,800,000 | 4,481 |
| Premises and equipment expense | $559,000 | 3,867 |
| Additional noninterest expense | $2,529,000 | 1,998 |
| Pre-tax net operating income | $6,097,000 | 1,564 |
| Securities gains (losses) | $2,000 | 1,993 |
| Applicable income taxes | $3,000 | 6,741 |
| Income before extraordinary items | $6,096,000 | 1,185 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $6,096,000 | 1,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-74,000 | 8,566 |
| Cash dividends | $4,242,000 | 771 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $6,094,000 | 1,165 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,360,000 | 3,150 |
| Total interest expense | $2,695,000 | 2,764 |
| Net interest income | $4,665,000 | 3,319 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $756,000 | 3,545 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $194,000 | 4,524 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $562,000 | 2,662 |
| Total noninterest expense | $2,155,000 | 4,891 |
| Salaries and employee benefits | $948,000 | 5,605 |
| Premises and equipment expense | $344,000 | 4,415 |
| Additional noninterest expense | $863,000 | 3,947 |
| Pre-tax net operating income | $3,266,000 | 2,094 |
| Securities gains (losses) | $2,000 | 2,008 |
| Applicable income taxes | $2,000 | 6,802 |
| Income before extraordinary items | $3,266,000 | 1,608 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,266,000 | 1,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-54,000 | 8,471 |
| Cash dividends | $1,902,000 | 1,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,264,000 | 1,578 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,722,000 | 3,186 |
| Total interest expense | $1,631,000 | 2,851 |
| Net interest income | $3,091,000 | 3,326 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $507,000 | 3,482 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $125,000 | 4,565 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $382,000 | 2,624 |
| Total noninterest expense | $1,473,000 | 4,784 |
| Salaries and employee benefits | $618,000 | 5,659 |
| Premises and equipment expense | $239,000 | 4,272 |
| Additional noninterest expense | $616,000 | 3,717 |
| Pre-tax net operating income | $2,125,000 | 2,086 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,000 | 6,782 |
| Income before extraordinary items | $2,123,000 | 1,623 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,123,000 | 1,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 8,453 |
| Cash dividends | $1,402,000 | 994 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,123,000 | 1,598 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,252,000 | 3,278 |
| Total interest expense | $741,000 | 2,985 |
| Net interest income | $1,511,000 | 3,390 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $253,000 | 3,430 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $56,000 | 4,748 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $197,000 | 2,498 |
| Total noninterest expense | $737,000 | 4,804 |
| Salaries and employee benefits | $314,000 | 5,637 |
| Premises and equipment expense | $122,000 | 4,262 |
| Additional noninterest expense | $301,000 | 3,795 |
| Pre-tax net operating income | $1,027,000 | 2,121 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $2,000 | 6,630 |
| Income before extraordinary items | $1,025,000 | 1,626 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,025,000 | 1,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,060 |
| Cash dividends | $942,000 | 718 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,025,000 | 1,604 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,839,000 | 3,465 |
| Total interest expense | $2,428,000 | 3,117 |
| Net interest income | $5,411,000 | 3,577 |
| Provision for loan and lease losses | $-650,000 | 8,917 |
| Total noninterest income | $774,000 | 4,138 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $256,000 | 4,696 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $518,000 | 3,246 |
| Total noninterest expense | $2,551,000 | 5,237 |
| Salaries and employee benefits | $1,259,000 | 5,545 |
| Premises and equipment expense | $393,000 | 4,820 |
| Additional noninterest expense | $899,000 | 4,703 |
| Pre-tax net operating income | $4,284,000 | 1,933 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $4,284,000 | 1,505 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,284,000 | 1,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-653,000 | 8,951 |
| Cash dividends | $3,415,000 | 878 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,284,000 | 1,455 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,742,000 | 3,511 |
| Total interest expense | $1,793,000 | 3,108 |
| Net interest income | $3,949,000 | 3,632 |
| Provision for loan and lease losses | $-600,000 | 8,976 |
| Total noninterest income | $635,000 | 3,942 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $192,000 | 4,732 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $443,000 | 3,014 |
| Total noninterest expense | $1,755,000 | 5,478 |
| Salaries and employee benefits | $883,000 | 5,714 |
| Premises and equipment expense | $240,000 | 5,479 |
| Additional noninterest expense | $632,000 | 4,882 |
| Pre-tax net operating income | $3,429,000 | 1,836 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $3,429,000 | 1,440 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,429,000 | 1,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-575,000 | 8,993 |
| Cash dividends | $3,015,000 | 689 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,429,000 | 1,393 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,772,000 | 3,536 |
| Total interest expense | $1,199,000 | 3,090 |
| Net interest income | $2,573,000 | 3,689 |
| Provision for loan and lease losses | $-500,000 | 9,032 |
| Total noninterest income | $404,000 | 4,063 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $123,000 | 4,818 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $281,000 | 3,104 |
| Total noninterest expense | $1,169,000 | 5,524 |
| Salaries and employee benefits | $576,000 | 5,815 |
| Premises and equipment expense | $162,000 | 5,446 |
| Additional noninterest expense | $431,000 | 4,814 |
| Pre-tax net operating income | $2,308,000 | 1,818 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $2,308,000 | 1,405 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,308,000 | 1,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-508,000 | 9,049 |
| Cash dividends | $2,525,000 | 575 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,308,000 | 1,350 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,862,000 | 3,590 |
| Total interest expense | $602,000 | 3,107 |
| Net interest income | $1,260,000 | 3,740 |
| Provision for loan and lease losses | $-300,000 | 9,070 |
| Total noninterest income | $184,000 | 4,261 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $57,000 | 4,910 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $127,000 | 3,230 |
| Total noninterest expense | $565,000 | 5,643 |
| Salaries and employee benefits | $288,000 | 5,851 |
| Premises and equipment expense | $75,000 | 5,696 |
| Additional noninterest expense | $202,000 | 5,044 |
| Pre-tax net operating income | $1,179,000 | 1,753 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $1,179,000 | 1,361 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,179,000 | 1,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-311,000 | 9,076 |
| Cash dividends | $1,490,000 | 481 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,179,000 | 1,293 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,346,000 | 3,673 |
| Total interest expense | $2,687,000 | 3,160 |
| Net interest income | $4,659,000 | 3,895 |
| Provision for loan and lease losses | $-450,000 | 9,117 |
| Total noninterest income | $664,000 | 4,688 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $180,000 | 5,484 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $484,000 | 3,640 |
| Total noninterest expense | $2,463,000 | 5,270 |
| Salaries and employee benefits | $1,176,000 | 5,711 |
| Premises and equipment expense | $301,000 | 5,652 |
| Additional noninterest expense | $986,000 | 4,328 |
| Pre-tax net operating income | $3,310,000 | 2,311 |
| Securities gains (losses) | $4,000 | 3,987 |
| Applicable income taxes | $63,000 | 6,123 |
| Income before extraordinary items | $3,251,000 | 1,906 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,251,000 | 1,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-322,000 | 9,143 |
| Cash dividends | $2,819,000 | 1,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,247,080 | 1,820 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,485,000 | 3,722 |
| Total interest expense | $2,073,000 | 3,199 |
| Net interest income | $3,412,000 | 3,979 |
| Provision for loan and lease losses | $-300,000 | 9,180 |
| Total noninterest income | $489,000 | 4,803 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $136,000 | 5,503 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $353,000 | 3,764 |
| Total noninterest expense | $1,571,000 | 5,824 |
| Salaries and employee benefits | $836,000 | 5,861 |
| Premises and equipment expense | $183,000 | 6,241 |
| Additional noninterest expense | $552,000 | 5,308 |
| Pre-tax net operating income | $2,630,000 | 2,277 |
| Securities gains (losses) | $4,000 | 3,690 |
| Applicable income taxes | $63,000 | 6,021 |
| Income before extraordinary items | $2,571,000 | 1,873 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,571,000 | 1,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-281,000 | 9,193 |
| Cash dividends | $2,474,000 | 860 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,567,080 | 1,772 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,666,000 | 3,741 |
| Total interest expense | $1,422,000 | 3,215 |
| Net interest income | $2,244,000 | 4,026 |
| Provision for loan and lease losses | $-300,000 | 9,230 |
| Total noninterest income | $340,000 | 4,653 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $90,000 | 5,497 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $250,000 | 3,630 |
| Total noninterest expense | $1,057,000 | 5,802 |
| Salaries and employee benefits | $562,000 | 5,831 |
| Premises and equipment expense | $120,000 | 6,262 |
| Additional noninterest expense | $375,000 | 5,234 |
| Pre-tax net operating income | $1,827,000 | 2,204 |
| Securities gains (losses) | $4,000 | 3,287 |
| Applicable income taxes | $63,000 | 5,666 |
| Income before extraordinary items | $1,768,000 | 1,819 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,768,000 | 1,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-248,000 | 9,222 |
| Cash dividends | $1,984,000 | 772 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,764,120 | 1,699 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,808,000 | 3,807 |
| Total interest expense | $739,000 | 3,157 |
| Net interest income | $1,069,000 | 4,193 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $171,000 | 4,553 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $44,000 | 5,485 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $127,000 | 3,502 |
| Total noninterest expense | $502,000 | 5,986 |
| Salaries and employee benefits | $288,000 | 5,757 |
| Premises and equipment expense | $57,000 | 6,435 |
| Additional noninterest expense | $157,000 | 5,775 |
| Pre-tax net operating income | $738,000 | 2,634 |
| Securities gains (losses) | $4,000 | 2,461 |
| Applicable income taxes | $63,000 | 4,744 |
| Income before extraordinary items | $679,000 | 2,249 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $679,000 | 2,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-241,000 | 9,278 |
| Cash dividends | $1,650,000 | 439 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $675,320 | 2,145 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,517,000 | 3,828 |
| Total interest expense | $3,201,000 | 3,347 |
| Net interest income | $4,316,000 | 4,118 |
| Provision for loan and lease losses | $-1,225,000 | 9,346 |
| Total noninterest income | $612,000 | 4,670 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $186,000 | 5,376 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $426,000 | 3,586 |
| Total noninterest expense | $2,394,000 | 5,232 |
| Salaries and employee benefits | $1,161,000 | 5,600 |
| Premises and equipment expense | $216,000 | 6,579 |
| Additional noninterest expense | $1,017,000 | 4,131 |
| Pre-tax net operating income | $3,759,000 | 2,086 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $47,000 | 6,576 |
| Income before extraordinary items | $3,712,000 | 1,610 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,712,000 | 1,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-395,000 | 9,332 |
| Cash dividends | $1,330,000 | 1,805 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,712,000 | 1,563 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,715,000 | 3,738 |
| Total interest expense | $4,256,000 | 3,616 |
| Net interest income | $4,459,000 | 3,799 |
| Provision for loan and lease losses | $2,150,000 | 666 |
| Total noninterest income | $612,000 | 4,530 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $187,000 | 5,318 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $425,000 | 3,420 |
| Total noninterest expense | $2,009,000 | 5,705 |
| Salaries and employee benefits | $945,000 | 6,187 |
| Premises and equipment expense | $165,000 | 7,288 |
| Additional noninterest expense | $899,000 | 4,412 |
| Pre-tax net operating income | $912,000 | 5,154 |
| Securities gains (losses) | $31,000 | 2,791 |
| Applicable income taxes | $64,000 | 6,472 |
| Income before extraordinary items | $879,000 | 4,628 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $879,000 | 4,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,348,000 | 761 |
| Cash dividends | $635,000 | 3,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $850,170 | 4,604 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,148,000 | 3,679 |
| Total interest expense | $4,883,000 | 3,392 |
| Net interest income | $4,265,000 | 3,963 |
| Provision for loan and lease losses | $1,470,000 | 777 |
| Total noninterest income | $485,000 | 4,993 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $177,000 | 5,403 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $308,000 | 3,858 |
| Total noninterest expense | $1,800,000 | 6,056 |
| Salaries and employee benefits | $848,000 | 6,507 |
| Premises and equipment expense | $203,000 | 6,721 |
| Additional noninterest expense | $749,000 | 4,942 |
| Pre-tax net operating income | $1,480,000 | 4,102 |
| Securities gains (losses) | $-3,000 | 7,730 |
| Applicable income taxes | $218,000 | 5,236 |
| Income before extraordinary items | $1,259,000 | 3,732 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,259,000 | 3,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,082,000 | 703 |
| Cash dividends | $2,054,000 | 1,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,261,550 | 3,713 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,058,000 | 3,877 |
| Total interest expense | $4,177,000 | 3,455 |
| Net interest income | $3,881,000 | 4,292 |
| Provision for loan and lease losses | $150,000 | 4,234 |
| Total noninterest income | $467,000 | 5,165 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $211,000 | 4,993 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $256,000 | 4,381 |
| Total noninterest expense | $1,853,000 | 5,975 |
| Salaries and employee benefits | $915,000 | 6,236 |
| Premises and equipment expense | $251,000 | 6,029 |
| Additional noninterest expense | $680,000 | 5,350 |
| Pre-tax net operating income | $2,345,000 | 2,940 |
| Securities gains (losses) | $18,000 | 1,449 |
| Applicable income taxes | $277,000 | 4,990 |
| Income before extraordinary items | $2,086,000 | 2,482 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,093,000 | 2,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-91,000 | 10,029 |
| Cash dividends | $883,000 | 2,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,070,160 | 2,459 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,021,000 | 3,930 |
| Total interest expense | $4,292,000 | 3,456 |
| Net interest income | $3,729,000 | 4,373 |
| Provision for loan and lease losses | $1,450,000 | 723 |
| Total noninterest income | $466,000 | 5,136 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $164,000 | 5,694 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $302,000 | 4,008 |
| Total noninterest expense | $1,626,000 | 6,381 |
| Salaries and employee benefits | $789,000 | 6,733 |
| Premises and equipment expense | $243,000 | 6,067 |
| Additional noninterest expense | $594,000 | 5,790 |
| Pre-tax net operating income | $1,119,000 | 5,097 |
| Securities gains (losses) | $61,000 | 1,591 |
| Applicable income taxes | $177,000 | 6,468 |
| Income before extraordinary items | $1,003,000 | 4,515 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,003,000 | 4,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,232,000 | 646 |
| Cash dividends | $580,000 | 3,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $951,150 | 4,565 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,657,000 | 4,137 |
| Total interest expense | $4,033,000 | 3,649 |
| Net interest income | $3,624,000 | 4,601 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $422,000 | 5,550 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 6,094 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $267,000 | 4,199 |
| Total noninterest expense | $1,645,000 | 6,423 |
| Salaries and employee benefits | $886,000 | 6,365 |
| Premises and equipment expense | $262,000 | 5,895 |
| Additional noninterest expense | $497,000 | 6,523 |
| Pre-tax net operating income | $2,401,000 | 3,017 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $396,000 | 4,911 |
| Income before extraordinary items | $2,005,000 | 2,582 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,005,000 | 2,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 10,471 |
| Cash dividends | $3,550,000 | 822 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,005,000 | 2,535 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,194,000 | 4,458 |
| Total interest expense | $3,757,000 | 3,930 |
| Net interest income | $3,437,000 | 4,893 |
| Provision for loan and lease losses | $205,000 | 3,345 |
| Total noninterest income | $683,000 | 4,189 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $143,000 | 6,603 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $540,000 | 2,769 |
| Total noninterest expense | $1,689,000 | 6,630 |
| Salaries and employee benefits | $951,000 | 6,217 |
| Premises and equipment expense | $211,000 | 6,844 |
| Additional noninterest expense | $527,000 | 6,861 |
| Pre-tax net operating income | $2,226,000 | 3,123 |
| Securities gains (losses) | $-2,000 | 9,485 |
| Applicable income taxes | $751,000 | 3,013 |
| Income before extraordinary items | $1,473,000 | 3,242 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,473,000 | 3,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 4,035 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,474,320 | 3,197 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,028,000 | 5,184 |
| Total interest expense | $3,186,000 | 4,500 |
| Net interest income | $2,842,000 | 5,745 |
| Provision for loan and lease losses | $-30,000 | 11,519 |
| Total noninterest income | $386,000 | 6,119 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 6,775 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $241,000 | 4,582 |
| Total noninterest expense | $1,615,000 | 6,940 |
| Salaries and employee benefits | $808,000 | 7,064 |
| Premises and equipment expense | $207,000 | 7,060 |
| Additional noninterest expense | $600,000 | 6,537 |
| Pre-tax net operating income | $1,643,000 | 4,126 |
| Securities gains (losses) | $-10,000 | 10,097 |
| Applicable income taxes | $590,000 | 3,701 |
| Income before extraordinary items | $1,043,000 | 4,431 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,043,000 | 4,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,878 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,049,400 | 4,403 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,773,000 | 5,877 |
| Total interest expense | $2,090,000 | 5,417 |
| Net interest income | $2,683,000 | 6,128 |
| Provision for loan and lease losses | $330,000 | 2,106 |
| Total noninterest income | $387,000 | 6,261 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $126,000 | 7,458 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $261,000 | 4,473 |
| Total noninterest expense | $1,609,000 | 7,271 |
| Salaries and employee benefits | $769,000 | 7,387 |
| Premises and equipment expense | $183,000 | 7,795 |
| Additional noninterest expense | $657,000 | 6,627 |
| Pre-tax net operating income | $1,131,000 | 5,458 |
| Securities gains (losses) | $-123,000 | 11,682 |
| Applicable income taxes | $296,000 | 5,922 |
| Income before extraordinary items | $712,000 | 5,838 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $712,000 | 5,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $549,000 | 1,299 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $799,330 | 5,436 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,844,000 | 5,936 |
| Total interest expense | $2,108,000 | 5,590 |
| Net interest income | $2,736,000 | 6,094 |
| Provision for loan and lease losses | $300,000 | 2,975 |
| Total noninterest income | $394,000 | 6,554 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $157,000 | 6,922 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $237,000 | 5,151 |
| Total noninterest expense | $1,482,000 | 7,894 |
| Salaries and employee benefits | $630,000 | 8,551 |
| Premises and equipment expense | $130,000 | 9,470 |
| Additional noninterest expense | $722,000 | 6,410 |
| Pre-tax net operating income | $1,348,000 | 4,729 |
| Securities gains (losses) | $-3,000 | 12,455 |
| Applicable income taxes | $337,000 | 5,647 |
| Income before extraordinary items | $1,008,000 | 4,669 |
| Extraordinary gains, net | $128,000 | 1,362 |
| Net income | $1,136,000 | 4,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $265,000 | 2,649 |
| Cash dividends | $250,000 | 4,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,010,250 | 4,430 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,324,000 | 6,061 |
| Total interest expense | $2,610,000 | 5,777 |
| Net interest income | $2,714,000 | 6,190 |
| Provision for loan and lease losses | $493,000 | 3,035 |
| Total noninterest income | $517,000 | 5,525 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $146,000 | 7,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $371,000 | 3,882 |
| Total noninterest expense | $1,524,000 | 7,828 |
| Salaries and employee benefits | $609,000 | 8,732 |
| Premises and equipment expense | $157,000 | 8,918 |
| Additional noninterest expense | $758,000 | 6,364 |
| Pre-tax net operating income | $1,214,000 | 4,875 |
| Securities gains (losses) | $-1,000 | 12,730 |
| Applicable income taxes | $680,000 | 3,063 |
| Income before extraordinary items | $533,000 | 7,050 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $533,000 | 7,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $268,000 | 3,572 |
| Cash dividends | $300,000 | 3,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $533,640 | 6,682 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.