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Citibank, Net charge- offs to loans

2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4530%151
Percentage Net Loans Charged-off: Total real estate loans-0.0328%4,302
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate0.0000%205
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential-0.0607%4,376
Percentage Net Loans Charged-off: Home equity loans-0.5598%3,538
All other 1-4 family - Percent of loans charged-off, net-0.0321%4,209
Percentage Net Loans Charged-off: Commercial and industrial0.1018%419
Percentage Net Loans Charged-off: Loans to individuals1.5049%313
Percentage Net Loans Charged-off: Credit card loans1.6197%173
Percentage Net Loans Charged-off: Other loans to individual0.6621%644
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%16
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6058%131
Percentage Net Loans Charged-off: Total real estate loans-0.0294%4,201
Percentage Net Loans Charged-off:Construction & development0.0769%127
Percentage Net Loans Charged-off: Commercial real estate0.0886%370
Percentage Net Loans Charged-off: Multi-family residential0.0122%71
Percentage Net Loans Charged-off: 1-4 family residential-0.0778%4,398
Percentage Net Loans Charged-off: Home equity loans-0.5034%3,581
All other 1-4 family - Percent of loans charged-off, net-0.0475%4,254
Percentage Net Loans Charged-off: Commercial and industrial0.2969%556
Percentage Net Loans Charged-off: Loans to individuals2.1783%160
Percentage Net Loans Charged-off: Credit card loans2.3124%132
Percentage Net Loans Charged-off: Other loans to individual1.2992%278
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6594%120
Percentage Net Loans Charged-off: Total real estate loans-0.0322%4,284
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate0.1209%285
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.0806%4,475
Percentage Net Loans Charged-off: Home equity loans-0.4789%3,630
All other 1-4 family - Percent of loans charged-off, net-0.0510%4,360
Percentage Net Loans Charged-off: Commercial and industrial0.2985%475
Percentage Net Loans Charged-off: Loans to individuals2.4051%143
Percentage Net Loans Charged-off: Credit card loans2.5673%127
Percentage Net Loans Charged-off: Other loans to individual1.3695%246
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7500%110
Percentage Net Loans Charged-off: Total real estate loans-0.0236%4,233
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate0.1870%210
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.0778%4,513
Percentage Net Loans Charged-off: Home equity loans-0.4553%3,634
All other 1-4 family - Percent of loans charged-off, net-0.0489%4,390
Percentage Net Loans Charged-off: Commercial and industrial0.3818%350
Percentage Net Loans Charged-off: Loans to individuals2.6675%134
Percentage Net Loans Charged-off: Credit card loans2.8734%118
Percentage Net Loans Charged-off: Other loans to individual1.3732%240
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8498%96
Percentage Net Loans Charged-off: Total real estate loans-0.0260%4,350
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate0.0000%349
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.0690%4,540
Percentage Net Loans Charged-off: Home equity loans-0.4128%3,646
All other 1-4 family - Percent of loans charged-off, net-0.0419%4,433
Percentage Net Loans Charged-off: Commercial and industrial0.5238%246
Percentage Net Loans Charged-off: Loans to individuals2.9162%136
Percentage Net Loans Charged-off: Credit card loans3.1377%125
Percentage Net Loans Charged-off: Other loans to individual1.5404%248
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0121%132
Percentage Net Loans Charged-off: Total real estate loans0.0343%1,168
Percentage Net Loans Charged-off:Construction & development0.0000%346
Percentage Net Loans Charged-off: Commercial real estate0.6106%179
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0163%4,190
Percentage Net Loans Charged-off: Home equity loans-0.1525%3,649
All other 1-4 family - Percent of loans charged-off, net-0.0036%3,875
Percentage Net Loans Charged-off: Commercial and industrial0.5844%616
Percentage Net Loans Charged-off: Loans to individuals3.2312%154
Percentage Net Loans Charged-off: Credit card loans3.5535%130
Percentage Net Loans Charged-off: Other loans to individual1.4236%366
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%41
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1004%124
Percentage Net Loans Charged-off: Total real estate loans0.0372%929
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate0.5439%153
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential-0.0087%4,054
Percentage Net Loans Charged-off: Home equity loans-0.1155%3,639
All other 1-4 family - Percent of loans charged-off, net0.0016%1,221
Percentage Net Loans Charged-off: Commercial and industrial0.6142%512
Percentage Net Loans Charged-off: Loans to individuals3.5094%140
Percentage Net Loans Charged-off: Credit card loans3.9113%116
Percentage Net Loans Charged-off: Other loans to individual1.3151%382
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1302%123
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,486
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate0.0000%666
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential-0.0066%4,007
Percentage Net Loans Charged-off: Home equity loans-0.1686%3,677
All other 1-4 family - Percent of loans charged-off, net0.0096%946
Percentage Net Loans Charged-off: Commercial and industrial0.4698%601
Percentage Net Loans Charged-off: Loans to individuals3.6709%147
Percentage Net Loans Charged-off: Credit card loans4.0928%133
Percentage Net Loans Charged-off: Other loans to individual1.3244%436
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0778%145
Percentage Net Loans Charged-off: Total real estate loans0.0049%1,002
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate0.0000%429
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential0.0044%825
Percentage Net Loans Charged-off: Home equity loans-0.1879%3,697
All other 1-4 family - Percent of loans charged-off, net0.0243%617
Percentage Net Loans Charged-off: Commercial and industrial0.2556%633
Percentage Net Loans Charged-off: Loans to individuals3.5733%171
Percentage Net Loans Charged-off: Credit card loans3.9829%140
Percentage Net Loans Charged-off: Other loans to individual1.2463%564
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0172%157
Percentage Net Loans Charged-off: Total real estate loans0.0464%1,170
Percentage Net Loans Charged-off:Construction & development0.0000%402
Percentage Net Loans Charged-off: Commercial real estate0.1454%479
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0625%903
Percentage Net Loans Charged-off: Home equity loans-0.0314%3,586
All other 1-4 family - Percent of loans charged-off, net0.0740%795
Percentage Net Loans Charged-off: Commercial and industrial0.3044%1,177
Percentage Net Loans Charged-off: Loans to individuals3.3252%175
Percentage Net Loans Charged-off: Credit card loans3.6593%159
Percentage Net Loans Charged-off: Other loans to individual1.3524%491
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0112%143
Percentage Net Loans Charged-off: Total real estate loans0.0366%1,112
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate0.1874%347
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.0412%961
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.0464%873
Percentage Net Loans Charged-off: Commercial and industrial0.2711%1,025
Percentage Net Loans Charged-off: Loans to individuals3.3632%162
Percentage Net Loans Charged-off: Credit card loans3.7002%147
Percentage Net Loans Charged-off: Other loans to individual1.3654%468
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0211%139
Percentage Net Loans Charged-off: Total real estate loans0.0705%701
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate0.6519%140
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0437%823
Percentage Net Loans Charged-off: Home equity loans0.0401%251
All other 1-4 family - Percent of loans charged-off, net0.0442%765
Percentage Net Loans Charged-off: Commercial and industrial0.2462%934
Percentage Net Loans Charged-off: Loans to individuals3.4162%159
Percentage Net Loans Charged-off: Credit card loans3.7553%145
Percentage Net Loans Charged-off: Other loans to individual1.3817%453
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0131%136
Percentage Net Loans Charged-off: Total real estate loans0.1182%419
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate1.2999%63
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.0414%676
Percentage Net Loans Charged-off: Home equity loans0.0391%182
All other 1-4 family - Percent of loans charged-off, net0.0417%634
Percentage Net Loans Charged-off: Commercial and industrial0.2009%715
Percentage Net Loans Charged-off: Loans to individuals3.4092%173
Percentage Net Loans Charged-off: Credit card loans3.7464%148
Percentage Net Loans Charged-off: Other loans to individual1.3405%493
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9594%158
Percentage Net Loans Charged-off: Total real estate loans0.0515%1,183
Percentage Net Loans Charged-off:Construction & development0.0000%424
Percentage Net Loans Charged-off: Commercial real estate0.0098%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0354%90
Percentage Net Loans Charged-off: 1-4 family residential0.0873%860
Percentage Net Loans Charged-off: Home equity loans0.0868%356
All other 1-4 family - Percent of loans charged-off, net0.0874%850
Percentage Net Loans Charged-off: Commercial and industrial0.2400%1,228
Percentage Net Loans Charged-off: Loans to individuals3.2421%154
Percentage Net Loans Charged-off: Credit card loans3.4908%167
Percentage Net Loans Charged-off: Other loans to individual1.7207%348
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9716%144
Percentage Net Loans Charged-off: Total real estate loans0.0645%855
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate0.0000%901
Percentage Net Loans Charged-off: Multi-family residential0.0502%65
Percentage Net Loans Charged-off: 1-4 family residential0.1086%655
Percentage Net Loans Charged-off: Home equity loans0.0792%306
All other 1-4 family - Percent of loans charged-off, net0.1130%640
Percentage Net Loans Charged-off: Commercial and industrial0.2220%1,069
Percentage Net Loans Charged-off: Loans to individuals3.2915%156
Percentage Net Loans Charged-off: Credit card loans3.5342%160
Percentage Net Loans Charged-off: Other loans to individual1.8265%308
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0067%131
Percentage Net Loans Charged-off: Total real estate loans0.0789%669
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate0.0000%695
Percentage Net Loans Charged-off: Multi-family residential0.0786%48
Percentage Net Loans Charged-off: 1-4 family residential0.1355%499
Percentage Net Loans Charged-off: Home equity loans0.1492%205
All other 1-4 family - Percent of loans charged-off, net0.1333%500
Percentage Net Loans Charged-off: Commercial and industrial0.2531%861
Percentage Net Loans Charged-off: Loans to individuals3.3404%155
Percentage Net Loans Charged-off: Credit card loans3.5957%148
Percentage Net Loans Charged-off: Other loans to individual1.8107%302
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0347%137
Percentage Net Loans Charged-off: Total real estate loans0.1671%320
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate0.0000%466
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.2911%226
Percentage Net Loans Charged-off: Home equity loans0.3559%102
All other 1-4 family - Percent of loans charged-off, net0.2808%246
Percentage Net Loans Charged-off: Commercial and industrial0.4009%517
Percentage Net Loans Charged-off: Loans to individuals3.2418%184
Percentage Net Loans Charged-off: Credit card loans3.5340%159
Percentage Net Loans Charged-off: Other loans to individual1.5178%449
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9915%181
Percentage Net Loans Charged-off: Total real estate loans0.0831%1,114
Percentage Net Loans Charged-off:Construction & development0.0000%519
Percentage Net Loans Charged-off: Commercial real estate-0.0230%4,965
Percentage Net Loans Charged-off: Multi-family residential-0.0237%4,438
Percentage Net Loans Charged-off: 1-4 family residential0.1458%800
Percentage Net Loans Charged-off: Home equity loans0.3412%173
All other 1-4 family - Percent of loans charged-off, net0.1147%961
Percentage Net Loans Charged-off: Commercial and industrial0.3212%1,243
Percentage Net Loans Charged-off: Loans to individuals3.0959%180
Percentage Net Loans Charged-off: Credit card loans3.3426%171
Percentage Net Loans Charged-off: Other loans to individual1.6085%417
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%42
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9728%179
Percentage Net Loans Charged-off: Total real estate loans0.0863%912
Percentage Net Loans Charged-off:Construction & development0.0000%426
Percentage Net Loans Charged-off: Commercial real estate-0.0310%5,076
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.1508%713
Percentage Net Loans Charged-off: Home equity loans0.3410%163
All other 1-4 family - Percent of loans charged-off, net0.1207%837
Percentage Net Loans Charged-off: Commercial and industrial0.3477%960
Percentage Net Loans Charged-off: Loans to individuals3.1174%176
Percentage Net Loans Charged-off: Credit card loans3.3638%171
Percentage Net Loans Charged-off: Other loans to individual1.6378%390
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9694%202
Percentage Net Loans Charged-off: Total real estate loans0.0668%1,015
Percentage Net Loans Charged-off:Construction & development0.0000%340
Percentage Net Loans Charged-off: Commercial real estate-0.0241%5,083
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.1112%841
Percentage Net Loans Charged-off: Home equity loans0.3619%146
All other 1-4 family - Percent of loans charged-off, net0.0727%1,030
Percentage Net Loans Charged-off: Commercial and industrial0.3483%814
Percentage Net Loans Charged-off: Loans to individuals3.1271%178
Percentage Net Loans Charged-off: Credit card loans3.3719%169
Percentage Net Loans Charged-off: Other loans to individual1.6429%387
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9874%170
Percentage Net Loans Charged-off: Total real estate loans0.1161%590
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate0.0000%541
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.1873%514
Percentage Net Loans Charged-off: Home equity loans0.3667%138
All other 1-4 family - Percent of loans charged-off, net0.1617%551
Percentage Net Loans Charged-off: Commercial and industrial0.3447%601
Percentage Net Loans Charged-off: Loans to individuals3.1487%211
Percentage Net Loans Charged-off: Credit card loans3.3892%170
Percentage Net Loans Charged-off: Other loans to individual1.6782%402
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%25
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0060%184
Percentage Net Loans Charged-off: Total real estate loans0.1173%1,106
Percentage Net Loans Charged-off:Construction & development0.3441%265
Percentage Net Loans Charged-off: Commercial real estate0.0138%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.1745%881
Percentage Net Loans Charged-off: Home equity loans0.5530%148
All other 1-4 family - Percent of loans charged-off, net0.1248%1,122
Percentage Net Loans Charged-off: Commercial and industrial0.4814%1,052
Percentage Net Loans Charged-off: Loans to individuals3.1143%185
Percentage Net Loans Charged-off: Credit card loans3.2878%163
Percentage Net Loans Charged-off: Other loans to individual2.1333%296
Percentage Net Loans Charged-off: All other loans and lease0.1186%1,126
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9520%181
Percentage Net Loans Charged-off: Total real estate loans0.1437%818
Percentage Net Loans Charged-off:Construction & development0.4503%189
Percentage Net Loans Charged-off: Commercial real estate0.0370%904
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.2138%667
Percentage Net Loans Charged-off: Home equity loans0.5375%148
All other 1-4 family - Percent of loans charged-off, net0.1692%804
Percentage Net Loans Charged-off: Commercial and industrial0.4451%878
Percentage Net Loans Charged-off: Loans to individuals2.9695%186
Percentage Net Loans Charged-off: Credit card loans3.1505%165
Percentage Net Loans Charged-off: Other loans to individual1.9762%304
Percentage Net Loans Charged-off: All other loans and lease0.1128%974
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%36
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9980%186
Percentage Net Loans Charged-off: Total real estate loans0.1161%939
Percentage Net Loans Charged-off:Construction & development0.7339%137
Percentage Net Loans Charged-off: Commercial real estate0.0278%796
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.1625%867
Percentage Net Loans Charged-off: Home equity loans0.5185%169
All other 1-4 family - Percent of loans charged-off, net0.1111%1,042
Percentage Net Loans Charged-off: Commercial and industrial0.5070%722
Percentage Net Loans Charged-off: Loans to individuals3.1209%179
Percentage Net Loans Charged-off: Credit card loans3.3021%155
Percentage Net Loans Charged-off: Other loans to individual2.1406%274
Percentage Net Loans Charged-off: All other loans and lease0.1375%787
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0583%173
Percentage Net Loans Charged-off: Total real estate loans0.1838%574
Percentage Net Loans Charged-off:Construction & development1.5543%67
Percentage Net Loans Charged-off: Commercial real estate0.0000%631
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.2527%536
Percentage Net Loans Charged-off: Home equity loans0.5112%153
All other 1-4 family - Percent of loans charged-off, net0.2136%579
Percentage Net Loans Charged-off: Commercial and industrial0.5273%538
Percentage Net Loans Charged-off: Loans to individuals3.2350%190
Percentage Net Loans Charged-off: Credit card loans3.4049%155
Percentage Net Loans Charged-off: Other loans to individual2.3328%272
Percentage Net Loans Charged-off: All other loans and lease0.1850%588
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0402%190
Percentage Net Loans Charged-off: Total real estate loans0.5340%267
Percentage Net Loans Charged-off:Construction & development0.0000%805
Percentage Net Loans Charged-off: Commercial real estate-0.0302%5,359
Percentage Net Loans Charged-off: Multi-family residential-0.0369%4,760
Percentage Net Loans Charged-off: 1-4 family residential0.7775%193
Percentage Net Loans Charged-off: Home equity loans0.6018%225
All other 1-4 family - Percent of loans charged-off, net0.8100%189
Percentage Net Loans Charged-off: Commercial and industrial0.3771%1,167
Percentage Net Loans Charged-off: Loans to individuals3.0248%160
Percentage Net Loans Charged-off: Credit card loans3.2603%180
Percentage Net Loans Charged-off: Other loans to individual1.8326%310
Percentage Net Loans Charged-off: All other loans and lease0.0381%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0016%190
Percentage Net Loans Charged-off: Total real estate loans0.4203%371
Percentage Net Loans Charged-off:Construction & development0.0000%691
Percentage Net Loans Charged-off: Commercial real estate-0.0405%5,515
Percentage Net Loans Charged-off: Multi-family residential-0.0500%4,822
Percentage Net Loans Charged-off: 1-4 family residential0.5894%295
Percentage Net Loans Charged-off: Home equity loans0.7424%175
All other 1-4 family - Percent of loans charged-off, net0.5600%324
Percentage Net Loans Charged-off: Commercial and industrial0.3107%1,063
Percentage Net Loans Charged-off: Loans to individuals3.0879%154
Percentage Net Loans Charged-off: Credit card loans3.3351%155
Percentage Net Loans Charged-off: Other loans to individual1.8542%296
Percentage Net Loans Charged-off: All other loans and lease0.0159%1,218
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%33
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0604%190
Percentage Net Loans Charged-off: Total real estate loans0.5396%288
Percentage Net Loans Charged-off:Construction & development0.0000%555
Percentage Net Loans Charged-off: Commercial real estate-0.0619%5,717
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.7513%237
Percentage Net Loans Charged-off: Home equity loans0.6528%216
All other 1-4 family - Percent of loans charged-off, net0.7708%235
Percentage Net Loans Charged-off: Commercial and industrial0.3236%917
Percentage Net Loans Charged-off: Loans to individuals3.1608%170
Percentage Net Loans Charged-off: Credit card loans3.4140%147
Percentage Net Loans Charged-off: Other loans to individual1.9028%304
Percentage Net Loans Charged-off: All other loans and lease0.0096%1,099
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1074%212
Percentage Net Loans Charged-off: Total real estate loans0.8591%167
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate-0.0619%5,854
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential1.1510%145
Percentage Net Loans Charged-off: Home equity loans0.6894%172
All other 1-4 family - Percent of loans charged-off, net1.2450%145
Percentage Net Loans Charged-off: Commercial and industrial0.1792%813
Percentage Net Loans Charged-off: Loans to individuals3.0940%205
Percentage Net Loans Charged-off: Credit card loans3.3321%167
Percentage Net Loans Charged-off: Other loans to individual1.9027%348
Percentage Net Loans Charged-off: All other loans and lease0.0032%908
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1901%228
Percentage Net Loans Charged-off: Total real estate loans0.5965%477
Percentage Net Loans Charged-off:Construction & development-0.6024%5,631
Percentage Net Loans Charged-off: Commercial real estate-0.0308%5,733
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.8036%344
Percentage Net Loans Charged-off: Home equity loans0.7681%280
All other 1-4 family - Percent of loans charged-off, net0.8110%360
Percentage Net Loans Charged-off: Commercial and industrial0.2454%1,683
Percentage Net Loans Charged-off: Loans to individuals3.5263%176
Percentage Net Loans Charged-off: Credit card loans3.7981%144
Percentage Net Loans Charged-off: Other loans to individual2.2005%324
Percentage Net Loans Charged-off: All other loans and lease0.0774%1,159
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%54
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1993%228
Percentage Net Loans Charged-off: Total real estate loans0.5688%490
Percentage Net Loans Charged-off:Construction & development-0.8153%5,740
Percentage Net Loans Charged-off: Commercial real estate-0.0206%5,675
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.7129%418
Percentage Net Loans Charged-off: Home equity loans0.8277%256
All other 1-4 family - Percent of loans charged-off, net0.6885%439
Percentage Net Loans Charged-off: Commercial and industrial0.1675%1,663
Percentage Net Loans Charged-off: Loans to individuals3.6718%160
Percentage Net Loans Charged-off: Credit card loans3.9527%126
Percentage Net Loans Charged-off: Other loans to individual2.3179%284
Percentage Net Loans Charged-off: All other loans and lease0.0687%1,080
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2411%248
Percentage Net Loans Charged-off: Total real estate loans0.4597%679
Percentage Net Loans Charged-off:Construction & development-1.2298%5,830
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,553
Percentage Net Loans Charged-off: Multi-family residential0.0929%225
Percentage Net Loans Charged-off: 1-4 family residential0.6455%514
Percentage Net Loans Charged-off: Home equity loans0.9071%224
All other 1-4 family - Percent of loans charged-off, net0.5894%580
Percentage Net Loans Charged-off: Commercial and industrial0.2254%1,343
Percentage Net Loans Charged-off: Loans to individuals3.8978%159
Percentage Net Loans Charged-off: Credit card loans4.1964%113
Percentage Net Loans Charged-off: Other loans to individual2.4527%270
Percentage Net Loans Charged-off: All other loans and lease0.0394%1,059
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1565%290
Percentage Net Loans Charged-off: Total real estate loans0.5147%560
Percentage Net Loans Charged-off:Construction & development-0.9171%5,835
Percentage Net Loans Charged-off: Commercial real estate-0.0611%6,138
Percentage Net Loans Charged-off: Multi-family residential0.1886%125
Percentage Net Loans Charged-off: 1-4 family residential0.7312%441
Percentage Net Loans Charged-off: Home equity loans1.0464%171
All other 1-4 family - Percent of loans charged-off, net0.6633%485
Percentage Net Loans Charged-off: Commercial and industrial0.2223%890
Percentage Net Loans Charged-off: Loans to individuals3.5237%207
Percentage Net Loans Charged-off: Credit card loans3.6533%152
Percentage Net Loans Charged-off: Other loans to individual2.8863%244
Percentage Net Loans Charged-off: All other loans and lease0.0032%932
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6286%278
Percentage Net Loans Charged-off: Total real estate loans1.5196%243
Percentage Net Loans Charged-off:Construction & development8.6930%137
Percentage Net Loans Charged-off: Commercial real estate0.0501%2,339
Percentage Net Loans Charged-off: Multi-family residential0.0978%507
Percentage Net Loans Charged-off: 1-4 family residential2.0449%153
Percentage Net Loans Charged-off: Home equity loans1.9483%163
All other 1-4 family - Percent of loans charged-off, net2.0660%163
Percentage Net Loans Charged-off: Commercial and industrial0.3173%1,899
Percentage Net Loans Charged-off: Loans to individuals3.8231%195
Percentage Net Loans Charged-off: Credit card loans4.0932%146
Percentage Net Loans Charged-off: Other loans to individual2.5619%317
Percentage Net Loans Charged-off: All other loans and lease0.1491%1,001
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%77
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7371%243
Percentage Net Loans Charged-off: Total real estate loans1.7263%200
Percentage Net Loans Charged-off:Construction & development11.6711%93
Percentage Net Loans Charged-off: Commercial real estate0.0226%2,205
Percentage Net Loans Charged-off: Multi-family residential0.1312%405
Percentage Net Loans Charged-off: 1-4 family residential2.2740%135
Percentage Net Loans Charged-off: Home equity loans1.7626%213
All other 1-4 family - Percent of loans charged-off, net2.3863%135
Percentage Net Loans Charged-off: Commercial and industrial0.3129%1,694
Percentage Net Loans Charged-off: Loans to individuals3.9271%195
Percentage Net Loans Charged-off: Credit card loans4.2094%129
Percentage Net Loans Charged-off: Other loans to individual2.6351%303
Percentage Net Loans Charged-off: All other loans and lease0.2109%842
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.9083%238
Percentage Net Loans Charged-off: Total real estate loans2.0859%174
Percentage Net Loans Charged-off:Construction & development18.2202%60
Percentage Net Loans Charged-off: Commercial real estate0.0695%1,702
Percentage Net Loans Charged-off: Multi-family residential0.0998%358
Percentage Net Loans Charged-off: 1-4 family residential2.8826%122
Percentage Net Loans Charged-off: Home equity loans1.8741%217
All other 1-4 family - Percent of loans charged-off, net3.1040%112
Percentage Net Loans Charged-off: Commercial and industrial0.3404%1,463
Percentage Net Loans Charged-off: Loans to individuals4.0942%191
Percentage Net Loans Charged-off: Credit card loans4.4465%130
Percentage Net Loans Charged-off: Other loans to individual2.5068%340
Percentage Net Loans Charged-off: All other loans and lease0.1948%783
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%58
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.9670%240
Percentage Net Loans Charged-off: Total real estate loans1.9393%220
Percentage Net Loans Charged-off:Construction & development6.6272%176
Percentage Net Loans Charged-off: Commercial real estate0.0716%1,212
Percentage Net Loans Charged-off: Multi-family residential0.2013%226
Percentage Net Loans Charged-off: 1-4 family residential2.7586%145
Percentage Net Loans Charged-off: Home equity loans1.9652%181
All other 1-4 family - Percent of loans charged-off, net2.9322%135
Percentage Net Loans Charged-off: Commercial and industrial0.3260%1,099
Percentage Net Loans Charged-off: Loans to individuals4.2777%204
Percentage Net Loans Charged-off: Credit card loans4.5736%141
Percentage Net Loans Charged-off: Other loans to individual2.9604%294
Percentage Net Loans Charged-off: All other loans and lease0.3968%515
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.1630%319
Percentage Net Loans Charged-off: Total real estate loans2.2189%275
Percentage Net Loans Charged-off:Construction & development5.2027%538
Percentage Net Loans Charged-off: Commercial real estate0.5510%1,460
Percentage Net Loans Charged-off: Multi-family residential1.3916%389
Percentage Net Loans Charged-off: 1-4 family residential3.0969%151
Percentage Net Loans Charged-off: Home equity loans3.6980%152
All other 1-4 family - Percent of loans charged-off, net2.9559%183
Percentage Net Loans Charged-off: Commercial and industrial0.5745%1,961
Percentage Net Loans Charged-off: Loans to individuals4.4357%228
Percentage Net Loans Charged-off: Credit card loans4.8209%153
Percentage Net Loans Charged-off: Other loans to individual2.8086%388
Percentage Net Loans Charged-off: All other loans and lease0.1869%1,066
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%125
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.3023%285
Percentage Net Loans Charged-off: Total real estate loans2.4779%230
Percentage Net Loans Charged-off:Construction & development6.6232%420
Percentage Net Loans Charged-off: Commercial real estate0.6397%1,183
Percentage Net Loans Charged-off: Multi-family residential1.8806%302
Percentage Net Loans Charged-off: 1-4 family residential3.4407%136
Percentage Net Loans Charged-off: Home equity loans3.4347%171
All other 1-4 family - Percent of loans charged-off, net3.4421%171
Percentage Net Loans Charged-off: Commercial and industrial0.6353%1,670
Percentage Net Loans Charged-off: Loans to individuals4.5700%217
Percentage Net Loans Charged-off: Credit card loans4.9717%152
Percentage Net Loans Charged-off: Other loans to individual2.8875%356
Percentage Net Loans Charged-off: All other loans and lease0.1859%960
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.2162%343
Percentage Net Loans Charged-off: Total real estate loans2.1804%328
Percentage Net Loans Charged-off:Construction & development9.1693%297
Percentage Net Loans Charged-off: Commercial real estate0.7719%964
Percentage Net Loans Charged-off: Multi-family residential2.6700%219
Percentage Net Loans Charged-off: 1-4 family residential2.9486%223
Percentage Net Loans Charged-off: Home equity loans2.6950%220
All other 1-4 family - Percent of loans charged-off, net3.0096%231
Percentage Net Loans Charged-off: Commercial and industrial0.4424%1,804
Percentage Net Loans Charged-off: Loans to individuals4.7281%230
Percentage Net Loans Charged-off: Credit card loans5.1436%152
Percentage Net Loans Charged-off: Other loans to individual2.9985%367
Percentage Net Loans Charged-off: All other loans and lease0.1414%925
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%96
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.3009%374
Percentage Net Loans Charged-off: Total real estate loans2.4479%307
Percentage Net Loans Charged-off:Construction & development-0.3046%6,280
Percentage Net Loans Charged-off: Commercial real estate0.8510%739
Percentage Net Loans Charged-off: Multi-family residential4.4527%135
Percentage Net Loans Charged-off: 1-4 family residential3.3807%179
Percentage Net Loans Charged-off: Home equity loans2.7054%224
All other 1-4 family - Percent of loans charged-off, net3.5457%197
Percentage Net Loans Charged-off: Commercial and industrial0.3401%1,434
Percentage Net Loans Charged-off: Loans to individuals4.7615%219
Percentage Net Loans Charged-off: Credit card loans5.2161%150
Percentage Net Loans Charged-off: Other loans to individual2.8907%375
Percentage Net Loans Charged-off: All other loans and lease0.0360%885
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.9621%331
Percentage Net Loans Charged-off: Total real estate loans2.3948%486
Percentage Net Loans Charged-off:Construction & development0.2240%2,661
Percentage Net Loans Charged-off: Commercial real estate4.1704%174
Percentage Net Loans Charged-off: Multi-family residential8.0308%132
Percentage Net Loans Charged-off: 1-4 family residential3.0694%291
Percentage Net Loans Charged-off: Home equity loans2.9826%295
All other 1-4 family - Percent of loans charged-off, net3.0931%303
Percentage Net Loans Charged-off: Commercial and industrial1.1312%1,855
Percentage Net Loans Charged-off: Loans to individuals5.9845%201
Percentage Net Loans Charged-off: Credit card loans6.4130%149
Percentage Net Loans Charged-off: Other loans to individual4.4054%246
Percentage Net Loans Charged-off: All other loans and lease0.6408%718
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.4185%91
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.1635%286
Percentage Net Loans Charged-off: Total real estate loans2.5950%382
Percentage Net Loans Charged-off:Construction & development0.4946%2,178
Percentage Net Loans Charged-off: Commercial real estate4.2447%154
Percentage Net Loans Charged-off: Multi-family residential7.4651%150
Percentage Net Loans Charged-off: 1-4 family residential3.3286%245
Percentage Net Loans Charged-off: Home equity loans3.0246%268
All other 1-4 family - Percent of loans charged-off, net3.4120%269
Percentage Net Loans Charged-off: Commercial and industrial1.2669%1,523
Percentage Net Loans Charged-off: Loans to individuals6.2560%193
Percentage Net Loans Charged-off: Credit card loans6.7241%152
Percentage Net Loans Charged-off: Other loans to individual4.5838%235
Percentage Net Loans Charged-off: All other loans and lease0.7401%627
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.5866%80
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.4198%505
Percentage Net Loans Charged-off: Total real estate loans2.8571%360
Percentage Net Loans Charged-off:Construction & development0.5877%1,854
Percentage Net Loans Charged-off: Commercial real estate5.6020%116
Percentage Net Loans Charged-off: Multi-family residential9.9216%118
Percentage Net Loans Charged-off: 1-4 family residential3.5553%257
Percentage Net Loans Charged-off: Home equity loans3.1731%274
All other 1-4 family - Percent of loans charged-off, net3.6610%249
Percentage Net Loans Charged-off: Commercial and industrial1.1376%1,474
Percentage Net Loans Charged-off: Loans to individuals4.7479%285
Percentage Net Loans Charged-off: Credit card loans4.9448%225
Percentage Net Loans Charged-off: Other loans to individual4.5335%234
Percentage Net Loans Charged-off: All other loans and lease1.0178%475
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.8408%67
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.0022%362
Percentage Net Loans Charged-off: Total real estate loans3.2411%286
Percentage Net Loans Charged-off:Construction & development0.8646%1,257
Percentage Net Loans Charged-off: Commercial real estate7.7892%77
Percentage Net Loans Charged-off: Multi-family residential14.4144%63
Percentage Net Loans Charged-off: 1-4 family residential3.9380%203
Percentage Net Loans Charged-off: Home equity loans3.2933%230
All other 1-4 family - Percent of loans charged-off, net4.1161%208
Percentage Net Loans Charged-off: Commercial and industrial1.6678%948
Percentage Net Loans Charged-off: Loans to individuals5.4869%243
Percentage Net Loans Charged-off: Credit card loans5.3276%218
Percentage Net Loans Charged-off: Other loans to individual5.5274%177
Percentage Net Loans Charged-off: All other loans and lease1.6173%321
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.2788%37
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.7988%628
Percentage Net Loans Charged-off: Total real estate loans3.5849%361
Percentage Net Loans Charged-off:Construction & development4.1699%1,428
Percentage Net Loans Charged-off: Commercial real estate2.5929%435
Percentage Net Loans Charged-off: Multi-family residential3.2458%395
Percentage Net Loans Charged-off: 1-4 family residential4.5461%161
Percentage Net Loans Charged-off: Home equity loans3.8799%227
All other 1-4 family - Percent of loans charged-off, net4.7229%171
Percentage Net Loans Charged-off: Commercial and industrial1.2978%2,212
Percentage Net Loans Charged-off: Loans to individuals4.1898%404
Percentage Net Loans Charged-off: Credit card loans5.6958%264
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5731%1,031
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%165
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.8089%581
Percentage Net Loans Charged-off: Total real estate loans3.5847%330
Percentage Net Loans Charged-off:Construction & development4.3892%1,247
Percentage Net Loans Charged-off: Commercial real estate1.8655%650
Percentage Net Loans Charged-off: Multi-family residential2.2473%432
Percentage Net Loans Charged-off: 1-4 family residential4.5666%165
Percentage Net Loans Charged-off: Home equity loans4.0527%202
All other 1-4 family - Percent of loans charged-off, net4.7019%173
Percentage Net Loans Charged-off: Commercial and industrial1.2442%1,984
Percentage Net Loans Charged-off: Loans to individuals4.0688%411
Percentage Net Loans Charged-off: Credit card loans6.0052%244
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6806%874
Percentage Net Loans Charged-off:Coml. RE not secured by RE-1.0025%1,540
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.7968%586
Percentage Net Loans Charged-off: Total real estate loans3.6998%355
Percentage Net Loans Charged-off:Construction & development3.7025%1,226
Percentage Net Loans Charged-off: Commercial real estate1.5823%678
Percentage Net Loans Charged-off: Multi-family residential2.2756%339
Percentage Net Loans Charged-off: 1-4 family residential4.6180%173
Percentage Net Loans Charged-off: Home equity loans3.6683%235
All other 1-4 family - Percent of loans charged-off, net4.8658%179
Percentage Net Loans Charged-off: Commercial and industrial0.8072%2,207
Percentage Net Loans Charged-off: Loans to individuals4.3304%400
Percentage Net Loans Charged-off: Credit card loans6.5399%233
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3238%983
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.3347%97
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.9887%516
Percentage Net Loans Charged-off: Total real estate loans3.9582%310
Percentage Net Loans Charged-off:Construction & development4.6422%822
Percentage Net Loans Charged-off: Commercial real estate1.0201%751
Percentage Net Loans Charged-off: Multi-family residential2.2018%242
Percentage Net Loans Charged-off: 1-4 family residential4.6045%189
Percentage Net Loans Charged-off: Home equity loans3.9392%209
All other 1-4 family - Percent of loans charged-off, net4.7755%198
Percentage Net Loans Charged-off: Commercial and industrial1.1789%1,449
Percentage Net Loans Charged-off: Loans to individuals4.3918%436
Percentage Net Loans Charged-off: Credit card loans6.4434%254
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2385%860
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.7826%471
Percentage Net Loans Charged-off: Total real estate loans3.7115%448
Percentage Net Loans Charged-off:Construction & development5.2138%1,189
Percentage Net Loans Charged-off: Commercial real estate1.4631%802
Percentage Net Loans Charged-off: Multi-family residential1.5057%489
Percentage Net Loans Charged-off: 1-4 family residential4.8290%193
Percentage Net Loans Charged-off: Home equity loans5.3208%173
All other 1-4 family - Percent of loans charged-off, net4.7153%230
Percentage Net Loans Charged-off: Commercial and industrial3.0431%1,322
Percentage Net Loans Charged-off: Loans to individuals5.9566%308
Percentage Net Loans Charged-off: Credit card loans8.4529%201
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.7282%755
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.6166%409
Percentage Net Loans Charged-off: Total real estate loans3.5086%384
Percentage Net Loans Charged-off:Construction & development2.7028%1,509
Percentage Net Loans Charged-off: Commercial real estate1.5152%566
Percentage Net Loans Charged-off: Multi-family residential1.0512%416
Percentage Net Loans Charged-off: 1-4 family residential4.5772%179
Percentage Net Loans Charged-off: Home equity loans5.2727%166
All other 1-4 family - Percent of loans charged-off, net4.4199%214
Percentage Net Loans Charged-off: Commercial and industrial3.1137%1,023
Percentage Net Loans Charged-off: Loans to individuals5.3518%341
Percentage Net Loans Charged-off: Credit card loans6.8347%273
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.0321%591
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.6213%421
Percentage Net Loans Charged-off: Total real estate loans3.3712%384
Percentage Net Loans Charged-off:Construction & development0.9540%1,803
Percentage Net Loans Charged-off: Commercial real estate0.3630%1,231
Percentage Net Loans Charged-off: Multi-family residential0.5495%372
Percentage Net Loans Charged-off: 1-4 family residential4.4676%192
Percentage Net Loans Charged-off: Home equity loans5.4027%140
All other 1-4 family - Percent of loans charged-off, net4.2610%207
Percentage Net Loans Charged-off: Commercial and industrial3.1586%897
Percentage Net Loans Charged-off: Loans to individuals5.1608%364
Percentage Net Loans Charged-off: Credit card loans6.3460%299
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.8010%431
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.3863%365
Percentage Net Loans Charged-off: Total real estate loans2.9483%370
Percentage Net Loans Charged-off:Construction & development1.7097%1,017
Percentage Net Loans Charged-off: Commercial real estate0.1366%1,044
Percentage Net Loans Charged-off: Multi-family residential0.2082%269
Percentage Net Loans Charged-off: 1-4 family residential3.8871%187
Percentage Net Loans Charged-off: Home equity loans3.7992%172
All other 1-4 family - Percent of loans charged-off, net3.9062%189
Percentage Net Loans Charged-off: Commercial and industrial3.8065%591
Percentage Net Loans Charged-off: Loans to individuals4.7374%394
Percentage Net Loans Charged-off: Credit card loans5.8039%316
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.9238%454
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7694%619
Percentage Net Loans Charged-off: Total real estate loans1.7413%493
Percentage Net Loans Charged-off:Construction & development0.0000%2,850
Percentage Net Loans Charged-off: Commercial real estate0.0346%2,093
Percentage Net Loans Charged-off: Multi-family residential0.1216%477
Percentage Net Loans Charged-off: 1-4 family residential2.3095%226
Percentage Net Loans Charged-off: Home equity loans2.8524%191
All other 1-4 family - Percent of loans charged-off, net2.2094%241
Percentage Net Loans Charged-off: Commercial and industrial0.5657%2,561
Percentage Net Loans Charged-off: Loans to individuals3.8315%405
Percentage Net Loans Charged-off: Credit card loans4.0589%372
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6521%932
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5089%522
Percentage Net Loans Charged-off: Total real estate loans1.5149%389
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate0.0308%1,536
Percentage Net Loans Charged-off: Multi-family residential0.0569%342
Percentage Net Loans Charged-off: 1-4 family residential2.0093%198
Percentage Net Loans Charged-off: Home equity loans2.6078%157
All other 1-4 family - Percent of loans charged-off, net1.9032%218
Percentage Net Loans Charged-off: Commercial and industrial0.4217%2,202
Percentage Net Loans Charged-off: Loans to individuals3.4713%392
Percentage Net Loans Charged-off: Credit card loans3.8328%371
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2120%1,121
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3805%468
Percentage Net Loans Charged-off: Total real estate loans1.3319%359
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.0234%1,189
Percentage Net Loans Charged-off: Multi-family residential0.0405%230
Percentage Net Loans Charged-off: 1-4 family residential1.7637%216
Percentage Net Loans Charged-off: Home equity loans2.5561%142
All other 1-4 family - Percent of loans charged-off, net1.6275%229
Percentage Net Loans Charged-off: Commercial and industrial0.1965%2,335
Percentage Net Loans Charged-off: Loans to individuals3.6146%348
Percentage Net Loans Charged-off: Credit card loans3.6432%358
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0657%1,235
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3079%392
Percentage Net Loans Charged-off: Total real estate loans1.1863%287
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0740%119
Percentage Net Loans Charged-off: 1-4 family residential1.5603%209
Percentage Net Loans Charged-off: Home equity loans2.4417%122
All other 1-4 family - Percent of loans charged-off, net1.4144%203
Percentage Net Loans Charged-off: Commercial and industrial0.2728%1,503
Percentage Net Loans Charged-off: Loans to individuals3.5320%365
Percentage Net Loans Charged-off: Credit card loans3.4100%356
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0765%931
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9746%479
Percentage Net Loans Charged-off: Total real estate loans0.3872%737
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0133%1,537
Percentage Net Loans Charged-off: Multi-family residential0.0579%248
Percentage Net Loans Charged-off: 1-4 family residential0.4559%589
Percentage Net Loans Charged-off: Home equity loans0.7836%212
All other 1-4 family - Percent of loans charged-off, net0.4049%658
Percentage Net Loans Charged-off: Commercial and industrial0.4695%1,948
Percentage Net Loans Charged-off: Loans to individuals3.4688%237
Percentage Net Loans Charged-off: Credit card loans3.3589%351
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0997%1,389
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8056%436
Percentage Net Loans Charged-off: Total real estate loans0.2936%597
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0180%1,044
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.3330%608
Percentage Net Loans Charged-off: Home equity loans0.6247%195
All other 1-4 family - Percent of loans charged-off, net0.2880%676
Percentage Net Loans Charged-off: Commercial and industrial0.0503%2,907
Percentage Net Loans Charged-off: Loans to individuals3.3842%230
Percentage Net Loans Charged-off: Credit card loans3.6321%299
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0948%1,225
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7362%457
Percentage Net Loans Charged-off: Total real estate loans0.2432%638
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.2663%653
Percentage Net Loans Charged-off: Home equity loans0.5099%194
All other 1-4 family - Percent of loans charged-off, net0.2286%677
Percentage Net Loans Charged-off: Commercial and industrial0.0775%2,289
Percentage Net Loans Charged-off: Loans to individuals3.1857%247
Percentage Net Loans Charged-off: Credit card loans2.7780%400
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0250%1,264
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7362%446
Percentage Net Loans Charged-off: Total real estate loans0.2240%525
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.2366%555
Percentage Net Loans Charged-off: Home equity loans0.4385%160
All other 1-4 family - Percent of loans charged-off, net0.2048%586
Percentage Net Loans Charged-off: Commercial and industrial0.0437%1,703
Percentage Net Loans Charged-off: Loans to individuals3.3603%259
Percentage Net Loans Charged-off: Credit card loans3.1543%352
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0046%6,841
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5960%585
Percentage Net Loans Charged-off: Total real estate loans0.1077%1,244
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate-0.0469%8,082
Percentage Net Loans Charged-off: Multi-family residential0.0206%184
Percentage Net Loans Charged-off: 1-4 family residential0.1035%1,405
Percentage Net Loans Charged-off: Home equity loans0.1766%342
All other 1-4 family - Percent of loans charged-off, net0.0899%1,450
Percentage Net Loans Charged-off: Commercial and industrial0.0832%3,055
Percentage Net Loans Charged-off: Loans to individuals2.3916%423
Percentage Net Loans Charged-off: Credit card loans2.0178%591
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0028%1,602
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9199%255
Percentage Net Loans Charged-off: Total real estate loans0.1378%830
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.1284%986
Percentage Net Loans Charged-off: Home equity loans0.2664%197
All other 1-4 family - Percent of loans charged-off, net0.0138%2,016
Percentage Net Loans Charged-off: Commercial and industrial0.0421%2,781
Percentage Net Loans Charged-off: Loans to individuals2.9865%272
Percentage Net Loans Charged-off: Credit card loans3.4715%285
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0118%6,912
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8925%290
Percentage Net Loans Charged-off: Total real estate loans0.1208%860
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0834%1,132
Percentage Net Loans Charged-off: Home equity loans0.1727%229
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial0.0583%2,258
Percentage Net Loans Charged-off: Loans to individuals2.8546%292
Percentage Net Loans Charged-off: Credit card loans3.2527%330
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0036%6,855
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8322%320
Percentage Net Loans Charged-off: Total real estate loans0.1016%719
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0718%869
Percentage Net Loans Charged-off: Home equity loans0.1467%184
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial0.0330%1,622
Percentage Net Loans Charged-off: Loans to individuals2.6945%392
Percentage Net Loans Charged-off: Credit card loans2.9223%380
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0706%7,091
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3631%200
Percentage Net Loans Charged-off: Total real estate loans0.0974%1,308
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.4228%97
Percentage Net Loans Charged-off: 1-4 family residential0.0076%2,857
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0142%2,520
Percentage Net Loans Charged-off: Commercial and industrial-0.0852%7,543
Percentage Net Loans Charged-off: Loans to individuals4.1412%179
Percentage Net Loans Charged-off: Credit card loans4.1219%352
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0759%7,240
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4664%169
Percentage Net Loans Charged-off: Total real estate loans0.1099%1,054
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.5755%67
Percentage Net Loans Charged-off: 1-4 family residential0.0109%2,388
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0199%2,067
Percentage Net Loans Charged-off: Commercial and industrial-0.0310%7,110
Percentage Net Loans Charged-off: Loans to individuals4.3732%161
Percentage Net Loans Charged-off: Credit card loans4.0979%335
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1247%7,364
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1284%267
Percentage Net Loans Charged-off: Total real estate loans0.1221%897
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.8753%42
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,147
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0000%1,976
Percentage Net Loans Charged-off: Commercial and industrial0.1225%2,288
Percentage Net Loans Charged-off: Loans to individuals3.2039%282
Percentage Net Loans Charged-off: Credit card loans4.1634%356
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1349%7,330
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1896%273
Percentage Net Loans Charged-off: Total real estate loans0.1345%695
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial-0.0582%7,236
Percentage Net Loans Charged-off: Loans to individuals3.3250%301
Percentage Net Loans Charged-off: Credit card loans4.4496%295
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0209%818
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5186%252
Percentage Net Loans Charged-off: Total real estate loans0.1417%1,253
Percentage Net Loans Charged-off:Construction & development0.2274%352
Percentage Net Loans Charged-off: Commercial real estate-0.0428%8,393
Percentage Net Loans Charged-off: Multi-family residential0.1356%137
Percentage Net Loans Charged-off: 1-4 family residential0.0305%2,518
Percentage Net Loans Charged-off: Home equity loans0.0261%564
All other 1-4 family - Percent of loans charged-off, net0.0334%2,346
Percentage Net Loans Charged-off: Commercial and industrial0.4011%2,392
Percentage Net Loans Charged-off: Loans to individuals3.7010%270
Percentage Net Loans Charged-off: Credit card loans4.9036%349
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0774%1,379
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5709%219
Percentage Net Loans Charged-off: Total real estate loans0.1391%1,075
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate-0.0575%8,461
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0138%2,443
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0225%2,142
Percentage Net Loans Charged-off: Commercial and industrial0.3814%2,030
Percentage Net Loans Charged-off: Loans to individuals3.8189%240
Percentage Net Loans Charged-off: Credit card loans5.1342%308
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0837%1,174
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7031%205
Percentage Net Loans Charged-off: Total real estate loans0.1453%995
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate-0.0855%8,556
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0211%1,932
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0339%1,672
Percentage Net Loans Charged-off: Commercial and industrial0.4953%1,594
Percentage Net Loans Charged-off: Loans to individuals4.0406%245
Percentage Net Loans Charged-off: Credit card loans5.5943%285
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1162%963
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.9637%187
Percentage Net Loans Charged-off: Total real estate loans0.1438%801
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0425%1,264
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0673%1,054
Percentage Net Loans Charged-off: Commercial and industrial0.8861%888
Percentage Net Loans Charged-off: Loans to individuals4.2921%275
Percentage Net Loans Charged-off: Credit card loans5.9825%307
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2158%659
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0055%211
Percentage Net Loans Charged-off: Total real estate loans0.3178%671
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.2621%718
Percentage Net Loans Charged-off: Multi-family residential0.2706%110
Percentage Net Loans Charged-off: 1-4 family residential0.1217%1,603
Percentage Net Loans Charged-off: Home equity loans0.1349%367
All other 1-4 family - Percent of loans charged-off, net0.1176%1,605
Percentage Net Loans Charged-off: Commercial and industrial1.4671%1,235
Percentage Net Loans Charged-off: Loans to individuals4.2723%235
Percentage Net Loans Charged-off: Credit card loans4.9190%431
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5813%922
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.9504%197
Percentage Net Loans Charged-off: Total real estate loans0.3441%534
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.3470%74
Percentage Net Loans Charged-off: 1-4 family residential0.1329%1,253
Percentage Net Loans Charged-off: Home equity loans0.1400%297
All other 1-4 family - Percent of loans charged-off, net0.1309%1,245
Percentage Net Loans Charged-off: Commercial and industrial1.2261%1,210
Percentage Net Loans Charged-off: Loans to individuals4.4597%223
Percentage Net Loans Charged-off: Credit card loans4.9281%433
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6604%773
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.9401%211
Percentage Net Loans Charged-off: Total real estate loans0.3797%463
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.2656%58
Percentage Net Loans Charged-off: 1-4 family residential0.1674%963
Percentage Net Loans Charged-off: Home equity loans0.1465%238
All other 1-4 family - Percent of loans charged-off, net0.1724%941
Percentage Net Loans Charged-off: Commercial and industrial1.1442%1,185
Percentage Net Loans Charged-off: Loans to individuals4.8478%193
Percentage Net Loans Charged-off: Credit card loans5.0767%436
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4756%803
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8717%230
Percentage Net Loans Charged-off: Total real estate loans0.3221%489
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.2609%579
Percentage Net Loans Charged-off: Home equity loans0.1507%167
All other 1-4 family - Percent of loans charged-off, net0.2815%564
Percentage Net Loans Charged-off: Commercial and industrial1.0009%1,027
Percentage Net Loans Charged-off: Loans to individuals4.6235%251
Percentage Net Loans Charged-off: Credit card loans4.9138%460
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5878%573
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.1668%225
Percentage Net Loans Charged-off: Total real estate loans0.2856%799
Percentage Net Loans Charged-off:Construction & development0.6353%297
Percentage Net Loans Charged-off: Commercial real estate0.1302%1,001
Percentage Net Loans Charged-off: Multi-family residential0.6617%86
Percentage Net Loans Charged-off: 1-4 family residential0.0877%1,816
Percentage Net Loans Charged-off: Home equity loans0.1477%355
All other 1-4 family - Percent of loans charged-off, net0.0791%1,864
Percentage Net Loans Charged-off: Commercial and industrial1.6468%1,271
Percentage Net Loans Charged-off: Loans to individuals5.1302%176
Percentage Net Loans Charged-off: Credit card loans6.1158%356
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7872%823
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0499%662
Percentage Net Loans Charged-off: Total real estate loans0.2084%944
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.6206%377
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0273%2,532
Percentage Net Loans Charged-off: Home equity loans0.1366%368
All other 1-4 family - Percent of loans charged-off, net0.0152%2,678
Percentage Net Loans Charged-off: Commercial and industrial1.0020%1,803
Percentage Net Loans Charged-off: Loans to individuals3.0275%420
Percentage Net Loans Charged-off: Credit card loans3.3171%798
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2242%1,312
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6762%926
Percentage Net Loans Charged-off: Total real estate loans0.2675%97
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.0499%265
Percentage Net Loans Charged-off: Multi-family residential0.1986%50
Percentage Net Loans Charged-off: 1-4 family residential0.2159%120
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.2401%122
Percentage Net Loans Charged-off: Commercial and industrial0.4374%496
Percentage Net Loans Charged-off: Loans to individuals2.5318%134
Percentage Net Loans Charged-off: Credit card loans2.6679%373
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0558%324
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8373%731
Percentage Net Loans Charged-off: Total real estate loans0.1761%147
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate-0.5223%1,485
Percentage Net Loans Charged-off: Multi-family residential0.5039%38
Percentage Net Loans Charged-off: 1-4 family residential0.2505%117
Percentage Net Loans Charged-off: Home equity loans0.1010%221
All other 1-4 family - Percent of loans charged-off, net0.2678%114
Percentage Net Loans Charged-off: Commercial and industrial0.5707%344
Percentage Net Loans Charged-off: Loans to individuals3.0215%124
Percentage Net Loans Charged-off: Credit card loans3.4253%283
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0813%330
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8545%750
Percentage Net Loans Charged-off: Total real estate loans0.0324%586
Percentage Net Loans Charged-off:Construction & development-2.6178%1,398
Percentage Net Loans Charged-off: Commercial real estate-2.2904%1,448
Percentage Net Loans Charged-off: Multi-family residential-0.3071%1,348
Percentage Net Loans Charged-off: 1-4 family residential0.3711%63
Percentage Net Loans Charged-off: Home equity loans0.1885%157
All other 1-4 family - Percent of loans charged-off, net0.4052%58
Percentage Net Loans Charged-off: Commercial and industrial0.4629%373
Percentage Net Loans Charged-off: Loans to individuals3.0578%130
Percentage Net Loans Charged-off: Credit card loans4.2421%242
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3167%205
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4703%1,673
Percentage Net Loans Charged-off: Total real estate loans0.1672%205
Percentage Net Loans Charged-off:Construction & development-0.5015%1,358
Percentage Net Loans Charged-off: Commercial real estate-0.8472%1,425
Percentage Net Loans Charged-off: Multi-family residential-0.4421%1,364
Percentage Net Loans Charged-off: 1-4 family residential0.6388%36
Percentage Net Loans Charged-off: Home equity loans0.1722%189
All other 1-4 family - Percent of loans charged-off, net0.7418%30
Percentage Net Loans Charged-off: Commercial and industrial0.1142%692
Percentage Net Loans Charged-off: Loans to individuals2.3351%188
Percentage Net Loans Charged-off: Credit card loans3.2648%409
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2355%1,265
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%31
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5168%1,698
Percentage Net Loans Charged-off: Total real estate loans0.1295%368
Percentage Net Loans Charged-off:Construction & development1.5366%57
Percentage Net Loans Charged-off: Commercial real estate-1.2324%1,497
Percentage Net Loans Charged-off: Multi-family residential0.4960%115
Percentage Net Loans Charged-off: 1-4 family residential0.6792%46
Percentage Net Loans Charged-off: Home equity loans0.2414%153
All other 1-4 family - Percent of loans charged-off, net0.7750%34
Percentage Net Loans Charged-off: Commercial and industrial0.1415%637
Percentage Net Loans Charged-off: Loans to individuals2.4618%169
Percentage Net Loans Charged-off: Credit card loans3.4932%343
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1236%1,274
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4821%1,750
Percentage Net Loans Charged-off: Total real estate loans0.5502%131
Percentage Net Loans Charged-off:Construction & development1.4925%86
Percentage Net Loans Charged-off: Commercial real estate1.3928%86
Percentage Net Loans Charged-off: Multi-family residential0.8159%121
Percentage Net Loans Charged-off: 1-4 family residential0.9485%33
Percentage Net Loans Charged-off: Home equity loans0.3758%105
All other 1-4 family - Percent of loans charged-off, net1.0745%28
Percentage Net Loans Charged-off: Commercial and industrial-0.0560%1,137
Percentage Net Loans Charged-off: Loans to individuals2.4830%108
Percentage Net Loans Charged-off: Credit card loans3.5997%215
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.4807%1,305
Percentage Net Loans Charged-off:Coml. RE not secured by RE-1.2997%567
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6761%1,290
Percentage Net Loans Charged-off: Total real estate loans1.0030%95
Percentage Net Loans Charged-off:Construction & development3.6023%62
Percentage Net Loans Charged-off: Commercial real estate1.8994%93
Percentage Net Loans Charged-off: Multi-family residential1.4715%111
Percentage Net Loans Charged-off: 1-4 family residential1.1630%40
Percentage Net Loans Charged-off: Home equity loans0.8039%36
All other 1-4 family - Percent of loans charged-off, net1.2344%37
Percentage Net Loans Charged-off: Commercial and industrial-0.0048%996
Percentage Net Loans Charged-off: Loans to individuals2.2640%105
Percentage Net Loans Charged-off: Credit card loans4.2623%100
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0812%1,160
Percentage Net Loans Charged-off:Coml. RE not secured by RE3.2134%18
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1605%1,045
Percentage Net Loans Charged-off: Total real estate loans1.5924%102
Percentage Net Loans Charged-off:Construction & development4.4673%118
Percentage Net Loans Charged-off: Commercial real estate1.4456%217
Percentage Net Loans Charged-off: Multi-family residential4.9272%44
Percentage Net Loans Charged-off: 1-4 family residential1.1727%53
Percentage Net Loans Charged-off: Home equity loans0.4246%121
All other 1-4 family - Percent of loans charged-off, net1.3178%45
Percentage Net Loans Charged-off: Commercial and industrial0.4785%557
Percentage Net Loans Charged-off: Loans to individuals2.2183%150
Percentage Net Loans Charged-off: Credit card loans4.7939%114
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5743%140
Percentage Net Loans Charged-off:Coml. RE not secured by RE9.0293%23
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.1470%653
Percentage Net Loans Charged-off: Total real estate loans3.2602%42
Percentage Net Loans Charged-off:Construction & development6.1112%137
Percentage Net Loans Charged-off: Commercial real estate6.6015%39
Percentage Net Loans Charged-off: Multi-family residential9.6810%38
Percentage Net Loans Charged-off: 1-4 family residential1.8898%24
Percentage Net Loans Charged-off: Home equity loans0.3360%155
All other 1-4 family - Percent of loans charged-off, net2.1648%23
Percentage Net Loans Charged-off: Commercial and industrial1.5853%422
Percentage Net Loans Charged-off: Loans to individuals2.3479%207
Percentage Net Loans Charged-off: Credit card loans5.7348%134
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5879%176
Percentage Net Loans Charged-off:Coml. RE not secured by RE90.0243%8