| 2023-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8913% | 117 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0153% | 689 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2596% | 152 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0056% | 3,814 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0270% | 4,332 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0048% | 3,808 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1711% | 978 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1440% | 227 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2412% | 181 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8370% | 299 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8209% | 111 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0055% | 3,800 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0113% | 3,977 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0117% | 4,023 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1501% | 808 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9243% | 194 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0246% | 139 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6372% | 336 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7786% | 110 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 3,615 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0077% | 3,934 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1025% | 67 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0119% | 4,025 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1498% | 708 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7749% | 201 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8727% | 148 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5897% | 384 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7255% | 108 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0118% | 4,150 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0156% | 4,183 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1987% | 4,637 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0081% | 4,051 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1233% | 504 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6169% | 225 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7069% | 152 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5563% | 345 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4979% | 150 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0190% | 4,074 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0374% | 4,271 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3872% | 4,665 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0196% | 4,083 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1080% | 830 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7475% | 276 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8466% | 190 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8926% | 542 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4555% | 139 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0222% | 4,130 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0421% | 4,327 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4473% | 4,704 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0207% | 4,115 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0611% | 788 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6418% | 271 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7462% | 191 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8005% | 569 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4533% | 152 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0237% | 4,085 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0493% | 4,262 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4502% | 3,523 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0271% | 4,088 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0764% | 614 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5703% | 289 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6844% | 183 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7027% | 622 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4530% | 151 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0328% | 4,302 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0607% | 4,376 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5598% | 3,538 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0321% | 4,209 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1018% | 419 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5049% | 313 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6197% | 173 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6621% | 644 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6058% | 131 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0294% | 4,201 |
| Percentage Net Loans Charged-off:Construction & development | 0.0769% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0886% | 370 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0122% | 71 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0778% | 4,398 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5034% | 3,581 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0475% | 4,254 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2969% | 556 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1783% | 160 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3124% | 132 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2992% | 278 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6594% | 120 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0322% | 4,284 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1209% | 285 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0806% | 4,475 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4789% | 3,630 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0510% | 4,360 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2985% | 475 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4051% | 143 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5673% | 127 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3695% | 246 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7500% | 110 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0236% | 4,233 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1870% | 210 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0778% | 4,513 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4553% | 3,634 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0489% | 4,390 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3818% | 350 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6675% | 134 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8734% | 118 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3732% | 240 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8498% | 96 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0260% | 4,350 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0690% | 4,540 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4128% | 3,646 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0419% | 4,433 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5238% | 246 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9162% | 136 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1377% | 125 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5404% | 248 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.0121% | 132 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0343% | 1,168 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6106% | 179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0163% | 4,190 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1525% | 3,649 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0036% | 3,875 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5844% | 616 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2312% | 154 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5535% | 130 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4236% | 366 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.1004% | 124 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0372% | 929 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5439% | 153 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0087% | 4,054 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1155% | 3,639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0016% | 1,221 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6142% | 512 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5094% | 140 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9113% | 116 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3151% | 382 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.1302% | 123 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0066% | 4,007 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1686% | 3,677 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0096% | 946 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4698% | 601 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6709% | 147 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0928% | 133 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3244% | 436 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.0778% | 145 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0049% | 1,002 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0044% | 825 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1879% | 3,697 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0243% | 617 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2556% | 633 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5733% | 171 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9829% | 140 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2463% | 564 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.0172% | 157 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0464% | 1,170 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1454% | 479 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0625% | 903 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0314% | 3,586 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0740% | 795 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3044% | 1,177 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3252% | 175 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6593% | 159 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3524% | 491 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.0112% | 143 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0366% | 1,112 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1874% | 347 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0412% | 961 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0464% | 873 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2711% | 1,025 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3632% | 162 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7002% | 147 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3654% | 468 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.0211% | 139 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0705% | 701 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6519% | 140 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0437% | 823 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0401% | 251 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0442% | 765 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2462% | 934 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4162% | 159 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7553% | 145 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3817% | 453 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.0131% | 136 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1182% | 419 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2999% | 63 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0414% | 676 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0391% | 182 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0417% | 634 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2009% | 715 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4092% | 173 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7464% | 148 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3405% | 493 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.9594% | 158 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0515% | 1,183 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0098% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0354% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0873% | 860 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0868% | 356 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0874% | 850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2400% | 1,228 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2421% | 154 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4908% | 167 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7207% | 348 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.9716% | 144 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0645% | 855 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0502% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1086% | 655 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0792% | 306 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1130% | 640 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2220% | 1,069 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2915% | 156 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5342% | 160 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8265% | 308 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.0067% | 131 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0789% | 669 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0786% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1355% | 499 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1492% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1333% | 500 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2531% | 861 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3404% | 155 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5957% | 148 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8107% | 302 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.0347% | 137 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1671% | 320 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2911% | 226 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3559% | 102 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2808% | 246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4009% | 517 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2418% | 184 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5340% | 159 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5178% | 449 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.9915% | 181 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0831% | 1,114 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0230% | 4,965 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0237% | 4,438 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1458% | 800 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3412% | 173 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1147% | 961 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3212% | 1,243 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0959% | 180 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3426% | 171 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6085% | 417 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.9728% | 179 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0863% | 912 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0310% | 5,076 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1508% | 713 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3410% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1207% | 837 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3477% | 960 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1174% | 176 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3638% | 171 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6378% | 390 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.9694% | 202 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0668% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0241% | 5,083 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1112% | 841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3619% | 146 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0727% | 1,030 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3483% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1271% | 178 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3719% | 169 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6429% | 387 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.9874% | 170 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1161% | 590 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1873% | 514 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3667% | 138 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1617% | 551 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3447% | 601 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1487% | 211 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3892% | 170 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6782% | 402 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.0060% | 184 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1173% | 1,106 |
| Percentage Net Loans Charged-off:Construction & development | 0.3441% | 265 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0138% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1745% | 881 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5530% | 148 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1248% | 1,122 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4814% | 1,052 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1143% | 185 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2878% | 163 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1333% | 296 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1186% | 1,126 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.9520% | 181 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1437% | 818 |
| Percentage Net Loans Charged-off:Construction & development | 0.4503% | 189 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0370% | 904 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2138% | 667 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5375% | 148 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1692% | 804 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4451% | 878 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9695% | 186 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1505% | 165 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9762% | 304 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1128% | 974 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.9980% | 186 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1161% | 939 |
| Percentage Net Loans Charged-off:Construction & development | 0.7339% | 137 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0278% | 796 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1625% | 867 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5185% | 169 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1111% | 1,042 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5070% | 722 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1209% | 179 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3021% | 155 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1406% | 274 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1375% | 787 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.0583% | 173 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1838% | 574 |
| Percentage Net Loans Charged-off:Construction & development | 1.5543% | 67 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2527% | 536 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5112% | 153 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2136% | 579 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5273% | 538 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2350% | 190 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4049% | 155 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3328% | 272 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1850% | 588 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.0402% | 190 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5340% | 267 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0302% | 5,359 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0369% | 4,760 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7775% | 193 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6018% | 225 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8100% | 189 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3771% | 1,167 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0248% | 160 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2603% | 180 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8326% | 310 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0381% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.0016% | 190 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4203% | 371 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0405% | 5,515 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0500% | 4,822 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5894% | 295 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7424% | 175 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5600% | 324 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3107% | 1,063 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0879% | 154 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3351% | 155 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8542% | 296 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0159% | 1,218 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.0604% | 190 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5396% | 288 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0619% | 5,717 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7513% | 237 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6528% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7708% | 235 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3236% | 917 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1608% | 170 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4140% | 147 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9028% | 304 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0096% | 1,099 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.1074% | 212 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8591% | 167 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0619% | 5,854 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1510% | 145 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6894% | 172 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2450% | 145 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1792% | 813 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0940% | 205 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3321% | 167 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9027% | 348 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0032% | 908 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.1901% | 228 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5965% | 477 |
| Percentage Net Loans Charged-off:Construction & development | -0.6024% | 5,631 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0308% | 5,733 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8036% | 344 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7681% | 280 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8110% | 360 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2454% | 1,683 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5263% | 176 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7981% | 144 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2005% | 324 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0774% | 1,159 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.1993% | 228 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5688% | 490 |
| Percentage Net Loans Charged-off:Construction & development | -0.8153% | 5,740 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0206% | 5,675 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7129% | 418 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8277% | 256 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6885% | 439 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1675% | 1,663 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6718% | 160 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9527% | 126 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3179% | 284 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0687% | 1,080 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.2411% | 248 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4597% | 679 |
| Percentage Net Loans Charged-off:Construction & development | -1.2298% | 5,830 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0929% | 225 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6455% | 514 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9071% | 224 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5894% | 580 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2254% | 1,343 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8978% | 159 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1964% | 113 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4527% | 270 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0394% | 1,059 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.1565% | 290 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5147% | 560 |
| Percentage Net Loans Charged-off:Construction & development | -0.9171% | 5,835 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0611% | 6,138 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1886% | 125 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7312% | 441 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0464% | 171 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6633% | 485 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2223% | 890 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5237% | 207 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6533% | 152 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8863% | 244 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0032% | 932 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.6286% | 278 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5196% | 243 |
| Percentage Net Loans Charged-off:Construction & development | 8.6930% | 137 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0501% | 2,339 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0978% | 507 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0449% | 153 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9483% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0660% | 163 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3173% | 1,899 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8231% | 195 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0932% | 146 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5619% | 317 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1491% | 1,001 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.7371% | 243 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7263% | 200 |
| Percentage Net Loans Charged-off:Construction & development | 11.6711% | 93 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0226% | 2,205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1312% | 405 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2740% | 135 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7626% | 213 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3863% | 135 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3129% | 1,694 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9271% | 195 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2094% | 129 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6351% | 303 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2109% | 842 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.9083% | 238 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0859% | 174 |
| Percentage Net Loans Charged-off:Construction & development | 18.2202% | 60 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0695% | 1,702 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0998% | 358 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8826% | 122 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8741% | 217 |
| All other 1-4 family - Percent of loans charged-off, net | 3.1040% | 112 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3404% | 1,463 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0942% | 191 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4465% | 130 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5068% | 340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1948% | 783 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.9670% | 240 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9393% | 220 |
| Percentage Net Loans Charged-off:Construction & development | 6.6272% | 176 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0716% | 1,212 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2013% | 226 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7586% | 145 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9652% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9322% | 135 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3260% | 1,099 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2777% | 204 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5736% | 141 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9604% | 294 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3968% | 515 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.1630% | 319 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2189% | 275 |
| Percentage Net Loans Charged-off:Construction & development | 5.2027% | 538 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5510% | 1,460 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3916% | 389 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0969% | 151 |
| Percentage Net Loans Charged-off: Home equity loans | 3.6980% | 152 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9559% | 183 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5745% | 1,961 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4357% | 228 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8209% | 153 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8086% | 388 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1869% | 1,066 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.3023% | 285 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4779% | 230 |
| Percentage Net Loans Charged-off:Construction & development | 6.6232% | 420 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6397% | 1,183 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8806% | 302 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.4407% | 136 |
| Percentage Net Loans Charged-off: Home equity loans | 3.4347% | 171 |
| All other 1-4 family - Percent of loans charged-off, net | 3.4421% | 171 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6353% | 1,670 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5700% | 217 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9717% | 152 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8875% | 356 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1859% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.2162% | 343 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1804% | 328 |
| Percentage Net Loans Charged-off:Construction & development | 9.1693% | 297 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7719% | 964 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.6700% | 219 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9486% | 223 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6950% | 220 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0096% | 231 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4424% | 1,804 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7281% | 230 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1436% | 152 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9985% | 367 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1414% | 925 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.3009% | 374 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4479% | 307 |
| Percentage Net Loans Charged-off:Construction & development | -0.3046% | 6,280 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8510% | 739 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.4527% | 135 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.3807% | 179 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7054% | 224 |
| All other 1-4 family - Percent of loans charged-off, net | 3.5457% | 197 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3401% | 1,434 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7615% | 219 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2161% | 150 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8907% | 375 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0360% | 885 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.9621% | 331 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3948% | 486 |
| Percentage Net Loans Charged-off:Construction & development | 0.2240% | 2,661 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.1704% | 174 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.0308% | 132 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0694% | 291 |
| Percentage Net Loans Charged-off: Home equity loans | 2.9826% | 295 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0931% | 303 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1312% | 1,855 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.9845% | 201 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4130% | 149 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.4054% | 246 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6408% | 718 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.4185% | 91 |
| 2011-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 3.1635% | 286 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5950% | 382 |
| Percentage Net Loans Charged-off:Construction & development | 0.4946% | 2,178 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.2447% | 154 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.4651% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.3286% | 245 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0246% | 268 |
| All other 1-4 family - Percent of loans charged-off, net | 3.4120% | 269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2669% | 1,523 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.2560% | 193 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7241% | 152 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.5838% | 235 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7401% | 627 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5866% | 80 |
| 2011-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.4198% | 505 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8571% | 360 |
| Percentage Net Loans Charged-off:Construction & development | 0.5877% | 1,854 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.6020% | 116 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.9216% | 118 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.5553% | 257 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1731% | 274 |
| All other 1-4 family - Percent of loans charged-off, net | 3.6610% | 249 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1376% | 1,474 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7479% | 285 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9448% | 225 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.5335% | 234 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0178% | 475 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.8408% | 67 |
| 2011-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 3.0022% | 362 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2411% | 286 |
| Percentage Net Loans Charged-off:Construction & development | 0.8646% | 1,257 |
| Percentage Net Loans Charged-off: Commercial real estate | 7.7892% | 77 |
| Percentage Net Loans Charged-off: Multi-family residential | 14.4144% | 63 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.9380% | 203 |
| Percentage Net Loans Charged-off: Home equity loans | 3.2933% | 230 |
| All other 1-4 family - Percent of loans charged-off, net | 4.1161% | 208 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6678% | 948 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4869% | 243 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3276% | 218 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.5274% | 177 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6173% | 321 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.2788% | 37 |
| 2010-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.7988% | 628 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.5849% | 361 |
| Percentage Net Loans Charged-off:Construction & development | 4.1699% | 1,428 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5929% | 435 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.2458% | 395 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.5461% | 161 |
| Percentage Net Loans Charged-off: Home equity loans | 3.8799% | 227 |
| All other 1-4 family - Percent of loans charged-off, net | 4.7229% | 171 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2978% | 2,212 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1898% | 404 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6958% | 264 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5731% | 1,031 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.8089% | 581 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.5847% | 330 |
| Percentage Net Loans Charged-off:Construction & development | 4.3892% | 1,247 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8655% | 650 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2473% | 432 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.5666% | 165 |
| Percentage Net Loans Charged-off: Home equity loans | 4.0527% | 202 |
| All other 1-4 family - Percent of loans charged-off, net | 4.7019% | 173 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2442% | 1,984 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0688% | 411 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0052% | 244 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6806% | 874 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.0025% | 1,540 |
| 2010-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.7968% | 586 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.6998% | 355 |
| Percentage Net Loans Charged-off:Construction & development | 3.7025% | 1,226 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5823% | 678 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2756% | 339 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.6180% | 173 |
| Percentage Net Loans Charged-off: Home equity loans | 3.6683% | 235 |
| All other 1-4 family - Percent of loans charged-off, net | 4.8658% | 179 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8072% | 2,207 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3304% | 400 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5399% | 233 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3238% | 983 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3347% | 97 |
| 2010-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.9887% | 516 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.9582% | 310 |
| Percentage Net Loans Charged-off:Construction & development | 4.6422% | 822 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0201% | 751 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2018% | 242 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.6045% | 189 |
| Percentage Net Loans Charged-off: Home equity loans | 3.9392% | 209 |
| All other 1-4 family - Percent of loans charged-off, net | 4.7755% | 198 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1789% | 1,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3918% | 436 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4434% | 254 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2385% | 860 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 3.7826% | 471 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.7115% | 448 |
| Percentage Net Loans Charged-off:Construction & development | 5.2138% | 1,189 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4631% | 802 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5057% | 489 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.8290% | 193 |
| Percentage Net Loans Charged-off: Home equity loans | 5.3208% | 173 |
| All other 1-4 family - Percent of loans charged-off, net | 4.7153% | 230 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0431% | 1,322 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.9566% | 308 |
| Percentage Net Loans Charged-off: Credit card loans | 8.4529% | 201 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7282% | 755 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 3.6166% | 409 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.5086% | 384 |
| Percentage Net Loans Charged-off:Construction & development | 2.7028% | 1,509 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5152% | 566 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0512% | 416 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.5772% | 179 |
| Percentage Net Loans Charged-off: Home equity loans | 5.2727% | 166 |
| All other 1-4 family - Percent of loans charged-off, net | 4.4199% | 214 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1137% | 1,023 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.3518% | 341 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8347% | 273 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0321% | 591 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 3.6213% | 421 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3712% | 384 |
| Percentage Net Loans Charged-off:Construction & development | 0.9540% | 1,803 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3630% | 1,231 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5495% | 372 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.4676% | 192 |
| Percentage Net Loans Charged-off: Home equity loans | 5.4027% | 140 |
| All other 1-4 family - Percent of loans charged-off, net | 4.2610% | 207 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1586% | 897 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.1608% | 364 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3460% | 299 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8010% | 431 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 3.3863% | 365 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9483% | 370 |
| Percentage Net Loans Charged-off:Construction & development | 1.7097% | 1,017 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1366% | 1,044 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2082% | 269 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.8871% | 187 |
| Percentage Net Loans Charged-off: Home equity loans | 3.7992% | 172 |
| All other 1-4 family - Percent of loans charged-off, net | 3.9062% | 189 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8065% | 591 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7374% | 394 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8039% | 316 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9238% | 454 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.7694% | 619 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7413% | 493 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0346% | 2,093 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1216% | 477 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3095% | 226 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8524% | 191 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2094% | 241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5657% | 2,561 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8315% | 405 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0589% | 372 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6521% | 932 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.5089% | 522 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5149% | 389 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0308% | 1,536 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0569% | 342 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0093% | 198 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6078% | 157 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9032% | 218 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4217% | 2,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4713% | 392 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8328% | 371 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2120% | 1,121 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.3805% | 468 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3319% | 359 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0234% | 1,189 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0405% | 230 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7637% | 216 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5561% | 142 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6275% | 229 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1965% | 2,335 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6146% | 348 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6432% | 358 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0657% | 1,235 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.3079% | 392 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1863% | 287 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0740% | 119 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5603% | 209 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4417% | 122 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4144% | 203 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2728% | 1,503 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5320% | 365 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4100% | 356 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0765% | 931 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.9746% | 479 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3872% | 737 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0133% | 1,537 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0579% | 248 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4559% | 589 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7836% | 212 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4049% | 658 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4695% | 1,948 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4688% | 237 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3589% | 351 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0997% | 1,389 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8056% | 436 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2936% | 597 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0180% | 1,044 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3330% | 608 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6247% | 195 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2880% | 676 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0503% | 2,907 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3842% | 230 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6321% | 299 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0948% | 1,225 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7362% | 457 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2432% | 638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2663% | 653 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5099% | 194 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2286% | 677 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0775% | 2,289 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1857% | 247 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7780% | 400 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0250% | 1,264 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7362% | 446 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2240% | 525 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2366% | 555 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4385% | 160 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2048% | 586 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0437% | 1,703 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3603% | 259 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1543% | 352 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0046% | 6,841 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5960% | 585 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1077% | 1,244 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0469% | 8,082 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0206% | 184 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1035% | 1,405 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1766% | 342 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0899% | 1,450 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0832% | 3,055 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3916% | 423 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0178% | 591 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0028% | 1,602 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.9199% | 255 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1378% | 830 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1284% | 986 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2664% | 197 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0138% | 2,016 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0421% | 2,781 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9865% | 272 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4715% | 285 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0118% | 6,912 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8925% | 290 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1208% | 860 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0834% | 1,132 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1727% | 229 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0583% | 2,258 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8546% | 292 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2527% | 330 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0036% | 6,855 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8322% | 320 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1016% | 719 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0718% | 869 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1467% | 184 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0330% | 1,622 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6945% | 392 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9223% | 380 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0706% | 7,091 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.3631% | 200 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0974% | 1,308 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4228% | 97 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0076% | 2,857 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0142% | 2,520 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0852% | 7,543 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1412% | 179 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1219% | 352 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0759% | 7,240 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.4664% | 169 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1099% | 1,054 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5755% | 67 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0109% | 2,388 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0199% | 2,067 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0310% | 7,110 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3732% | 161 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0979% | 335 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1247% | 7,364 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.1284% | 267 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1221% | 897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8753% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1225% | 2,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2039% | 282 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1634% | 356 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1349% | 7,330 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.1896% | 273 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1345% | 695 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0582% | 7,236 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3250% | 301 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4496% | 295 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0209% | 818 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.5186% | 252 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1417% | 1,253 |
| Percentage Net Loans Charged-off:Construction & development | 0.2274% | 352 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0428% | 8,393 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1356% | 137 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0305% | 2,518 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0261% | 564 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0334% | 2,346 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4011% | 2,392 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7010% | 270 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9036% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0774% | 1,379 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.5709% | 219 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1391% | 1,075 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0575% | 8,461 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0138% | 2,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0225% | 2,142 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3814% | 2,030 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8189% | 240 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1342% | 308 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0837% | 1,174 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.7031% | 205 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1453% | 995 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0855% | 8,556 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0211% | 1,932 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0339% | 1,672 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4953% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0406% | 245 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5943% | 285 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1162% | 963 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.9637% | 187 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1438% | 801 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0425% | 1,264 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0673% | 1,054 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8861% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2921% | 275 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9825% | 307 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2158% | 659 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.0055% | 211 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3178% | 671 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2621% | 718 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2706% | 110 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1217% | 1,603 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1349% | 367 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1176% | 1,605 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4671% | 1,235 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2723% | 235 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9190% | 431 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5813% | 922 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.9504% | 197 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3441% | 534 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3470% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1329% | 1,253 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1400% | 297 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1309% | 1,245 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2261% | 1,210 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4597% | 223 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9281% | 433 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6604% | 773 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.9401% | 211 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3797% | 463 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2656% | 58 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1674% | 963 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1465% | 238 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1724% | 941 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1442% | 1,185 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8478% | 193 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0767% | 436 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4756% | 803 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.8717% | 230 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3221% | 489 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2609% | 579 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1507% | 167 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2815% | 564 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0009% | 1,027 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6235% | 251 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9138% | 460 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5878% | 573 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.1668% | 225 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2856% | 799 |
| Percentage Net Loans Charged-off:Construction & development | 0.6353% | 297 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1302% | 1,001 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6617% | 86 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0877% | 1,816 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1477% | 355 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0791% | 1,864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6468% | 1,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.1302% | 176 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1158% | 356 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7872% | 823 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.0499% | 662 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2084% | 944 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6206% | 377 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0273% | 2,532 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1366% | 368 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0152% | 2,678 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0020% | 1,803 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0275% | 420 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3171% | 798 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2242% | 1,312 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6762% | 926 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2675% | 97 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0499% | 265 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1986% | 50 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2159% | 120 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2401% | 122 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4374% | 496 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5318% | 134 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6679% | 373 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0558% | 324 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8373% | 731 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1761% | 147 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5223% | 1,485 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5039% | 38 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2505% | 117 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1010% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2678% | 114 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5707% | 344 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0215% | 124 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4253% | 283 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0813% | 330 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8545% | 750 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0324% | 586 |
| Percentage Net Loans Charged-off:Construction & development | -2.6178% | 1,398 |
| Percentage Net Loans Charged-off: Commercial real estate | -2.2904% | 1,448 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3071% | 1,348 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3711% | 63 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1885% | 157 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4052% | 58 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4629% | 373 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0578% | 130 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2421% | 242 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3167% | 205 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4703% | 1,673 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1672% | 205 |
| Percentage Net Loans Charged-off:Construction & development | -0.5015% | 1,358 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8472% | 1,425 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4421% | 1,364 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6388% | 36 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1722% | 189 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7418% | 30 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1142% | 692 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3351% | 188 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2648% | 409 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2355% | 1,265 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5168% | 1,698 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1295% | 368 |
| Percentage Net Loans Charged-off:Construction & development | 1.5366% | 57 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.2324% | 1,497 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4960% | 115 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6792% | 46 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2414% | 153 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7750% | 34 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1415% | 637 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4618% | 169 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4932% | 343 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1236% | 1,274 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4821% | 1,750 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5502% | 131 |
| Percentage Net Loans Charged-off:Construction & development | 1.4925% | 86 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3928% | 86 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8159% | 121 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9485% | 33 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3758% | 105 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0745% | 28 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0560% | 1,137 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4830% | 108 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5997% | 215 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4807% | 1,305 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.2997% | 567 |
| 1994-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6761% | 1,290 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0030% | 95 |
| Percentage Net Loans Charged-off:Construction & development | 3.6023% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8994% | 93 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4715% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1630% | 40 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8039% | 36 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2344% | 37 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0048% | 996 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2640% | 105 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2623% | 100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0812% | 1,160 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.2134% | 18 |
| 1993-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.1605% | 1,045 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5924% | 102 |
| Percentage Net Loans Charged-off:Construction & development | 4.4673% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4456% | 217 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.9272% | 44 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1727% | 53 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4246% | 121 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3178% | 45 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4785% | 557 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2183% | 150 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7939% | 114 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5743% | 140 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 9.0293% | 23 |
| 1992-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.1470% | 653 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2602% | 42 |
| Percentage Net Loans Charged-off:Construction & development | 6.1112% | 137 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.6015% | 39 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.6810% | 38 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8898% | 24 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3360% | 155 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1648% | 23 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5853% | 422 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3479% | 207 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7348% | 134 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5879% | 176 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 90.0243% | 8 |
