Home > Chemung Canal Trust Company > Income and Expense

Chemung Canal Trust Company, Income and Expense

2023-09-30 (YTD Data)Rank
Total interest income$82,938,000486
Total interest expense$26,485,000483
Net interest income$56,453,000494
Provision for loan and lease losses$961,000673
Total noninterest income$17,965,000407
Gross Fiduciary activities income$7,716,000169
Service charges on deposit accounts$2,918,000331
Trading account gains and fees$0125
Additional Noninterest Income$7,331,000555
Total noninterest expense$47,335,000468
Salaries and employee benefits$24,433,000487
Premises and equipment expense$5,417,000404
Additional noninterest expense$7,331,000555
Pre-tax net operating income$26,122,000468
Securities gains (losses)$67,000217
Applicable income taxes$5,752,000431
Income before extraordinary items$20,437,000477
Extraordinary gains, net$052
Net income$20,437,000479
Minority interest net income$081
Net income of bank and minority interests.$20,437,000476
Net charge-offs$770,000467
Cash dividends$4,384,000672
Sale, conversion, retirement of capital stock, net$945,000169
Net operating income$20,384,070483
2023-06-30 (YTD Data)Rank
Total interest income$53,960,000476
Total interest expense$15,486,000483
Net interest income$38,474,000480
Provision for loan and lease losses$512,000767
Total noninterest income$10,358,000433
Gross Fiduciary activities income$5,182,000165
Service charges on deposit accounts$1,900,000333
Trading account gains and fees$0112
Additional Noninterest Income$3,276,000704
Total noninterest expense$31,896,000449
Salaries and employee benefits$16,285,000478
Premises and equipment expense$3,742,000382
Additional noninterest expense$3,276,000704
Pre-tax net operating income$16,424,000488
Securities gains (losses)$149,000132
Applicable income taxes$3,683,000438
Income before extraordinary items$12,890,000497
Extraordinary gains, net$051
Net income$12,890,000505
Minority interest net income$081
Net income of bank and minority interests.$12,890,000496
Net charge-offs$414,000488
Cash dividends$2,922,000656
Sale, conversion, retirement of capital stock, net$652,000153
Net operating income$12,772,290502
2023-03-31 (YTD Data)Rank
Total interest income$26,202,000488
Total interest expense$6,283,000514
Net interest income$19,919,000472
Provision for loan and lease losses$277,000724
Total noninterest income$5,139,000439
Gross Fiduciary activities income$2,579,000169
Service charges on deposit accounts$941,000347
Trading account gains and fees$097
Additional Noninterest Income$1,619,000705
Total noninterest expense$15,974,000459
Salaries and employee benefits$8,098,000493
Premises and equipment expense$1,867,000402
Additional noninterest expense$1,619,000705
Pre-tax net operating income$8,807,000478
Securities gains (losses)$78,000196
Applicable income taxes$2,010,000427
Income before extraordinary items$6,875,000487
Extraordinary gains, net$04
Net income$6,875,000488
Minority interest net income$048
Net income of bank and minority interests.$6,875,000488
Net charge-offs$269,000381
Cash dividends$1,460,000618
Sale, conversion, retirement of capital stock, net$364,000123
Net operating income$6,813,380500
2022-12-31 (YTD Data)Rank
Total interest income$81,425,000494
Total interest expense$7,299,000587
Net interest income$74,126,000482
Provision for loan and lease losses$-554,0004,543
Total noninterest income$20,753,000463
Gross Fiduciary activities income$10,280,000175
Service charges on deposit accounts$3,788,000358
Trading account gains and fees$0116
Additional Noninterest Income$6,685,000737
Total noninterest expense$59,426,000474
Salaries and employee benefits$30,408,000497
Premises and equipment expense$7,373,000396
Additional noninterest expense$6,685,000737
Pre-tax net operating income$36,007,000493
Securities gains (losses)$-352,0004,247
Applicable income taxes$8,213,000442
Income before extraordinary items$27,442,000504
Extraordinary gains, net$05
Net income$27,442,000505
Minority interest net income$063
Net income of bank and minority interests.$27,442,000505
Net charge-offs$812,000475
Cash dividends$5,802,000695
Sale, conversion, retirement of capital stock, net$1,185,000217
Net operating income$27,720,080509
2022-09-30 (YTD Data)Rank
Total interest income$56,965,000500
Total interest expense$3,689,000613
Net interest income$53,276,000489
Provision for loan and lease losses$-1,634,0004,685
Total noninterest income$15,728,000463
Gross Fiduciary activities income$7,787,000176
Service charges on deposit accounts$2,789,000368
Trading account gains and fees$0111
Additional Noninterest Income$5,152,000739
Total noninterest expense$43,651,000476
Salaries and employee benefits$22,796,000494
Premises and equipment expense$5,349,000403
Additional noninterest expense$5,152,000739
Pre-tax net operating income$26,987,000487
Securities gains (losses)$-445,0004,468
Applicable income taxes$6,129,000442
Income before extraordinary items$20,413,000502
Extraordinary gains, net$04
Net income$20,413,000501
Minority interest net income$057
Net income of bank and minority interests.$20,413,000502
Net charge-offs$761,000351
Cash dividends$4,347,000646
Sale, conversion, retirement of capital stock, net$782,000216
Net operating income$20,764,550505
2022-06-30 (YTD Data)Rank
Total interest income$35,981,000502
Total interest expense$1,680,000695
Net interest income$34,301,000493
Provision for loan and lease losses$-2,889,0004,727
Total noninterest income$10,825,000444
Gross Fiduciary activities income$5,385,000144
Service charges on deposit accounts$1,800,000371
Trading account gains and fees$0108
Additional Noninterest Income$3,640,000723
Total noninterest expense$28,952,000462
Salaries and employee benefits$14,787,000502
Premises and equipment expense$3,602,000389
Additional noninterest expense$10,563,000413
Pre-tax net operating income$19,063,000441
Securities gains (losses)$-350,0004,534
Applicable income taxes$4,371,000399
Income before extraordinary items$14,342,000466
Extraordinary gains, net$04
Net income$14,342,000466
Minority interest net income$060
Net income of bank and minority interests.$14,342,000466
Net charge-offs$651,000290
Cash dividends$2,898,000656
Sale, conversion, retirement of capital stock, net$535,000195
Net operating income$14,618,500458
2022-03-31 (YTD Data)Rank
Total interest income$17,451,000500
Total interest expense$782,000706
Net interest income$16,669,000491
Provision for loan and lease losses$-1,145,0004,694
Total noninterest income$5,532,000455
Gross Fiduciary activities income$2,757,000142
Service charges on deposit accounts$864,000379
Trading account gains and fees$0103
Additional Noninterest Income$1,911,000711
Total noninterest expense$14,691,000466
Salaries and employee benefits$7,367,000506
Premises and equipment expense$1,849,000383
Additional noninterest expense$5,475,000403
Pre-tax net operating income$8,655,000467
Securities gains (losses)$-114,0004,548
Applicable income taxes$1,975,000420
Income before extraordinary items$6,566,000483
Extraordinary gains, net$04
Net income$6,566,000482
Minority interest net income$050
Net income of bank and minority interests.$6,566,000483
Net charge-offs$-48,0004,389
Cash dividends$1,449,000601
Sale, conversion, retirement of capital stock, net$288,000155
Net operating income$6,656,060485
2021-12-31 (YTD Data)Rank
Total interest income$68,982,000510
Total interest expense$3,422,000803
Net interest income$65,560,000493
Provision for loan and lease losses$17,0002,900
Total noninterest income$22,496,000484
Gross Fiduciary activities income$11,072,000144
Service charges on deposit accounts$3,214,000380
Trading account gains and fees$0132
Additional Noninterest Income$8,210,000769
Total noninterest expense$55,769,000478
Salaries and employee benefits$28,251,000516
Premises and equipment expense$7,467,000374
Additional noninterest expense$20,051,000422
Pre-tax net operating income$32,270,000516
Securities gains (losses)$161,000682
Applicable income taxes$7,387,000479
Income before extraordinary items$25,044,000547
Extraordinary gains, net$010
Net income$25,044,000547
Minority interest net income$074
Net income of bank and minority interests.$25,044,000548
Net charge-offs$-83,0004,299
Cash dividends$5,554,000732
Sale, conversion, retirement of capital stock, net$448,000321
Net operating income$24,916,810540
2021-09-30 (YTD Data)Rank
Total interest income$51,297,000518
Total interest expense$2,623,000836
Net interest income$48,674,000502
Provision for loan and lease losses$-53,0004,345
Total noninterest income$17,050,000486
Gross Fiduciary activities income$8,247,000143
Service charges on deposit accounts$2,305,000389
Trading account gains and fees$0132
Additional Noninterest Income$6,498,000762
Total noninterest expense$41,354,000478
Salaries and employee benefits$20,852,000530
Premises and equipment expense$5,572,000383
Additional noninterest expense$14,930,000424
Pre-tax net operating income$24,423,000534
Securities gains (losses)$116,000744
Applicable income taxes$5,600,000490
Income before extraordinary items$18,939,000551
Extraordinary gains, net$08
Net income$18,939,000550
Minority interest net income$069
Net income of bank and minority interests.$18,939,000551
Net charge-offs$-69,0004,327
Cash dividends$4,104,000675
Sale, conversion, retirement of capital stock, net$215,000336
Net operating income$18,847,360551
2021-06-30 (YTD Data)Rank
Total interest income$33,671,000515
Total interest expense$1,821,000840
Net interest income$31,850,000501
Provision for loan and lease losses$-409,0004,597
Total noninterest income$11,475,000483
Gross Fiduciary activities income$5,481,000140
Service charges on deposit accounts$1,449,000392
Trading account gains and fees$0133
Additional Noninterest Income$4,545,000736
Total noninterest expense$27,242,000480
Salaries and employee benefits$13,669,000536
Premises and equipment expense$3,746,000385
Additional noninterest expense$9,827,000423
Pre-tax net operating income$16,492,000519
Securities gains (losses)$130,000579
Applicable income taxes$3,910,000472
Income before extraordinary items$12,712,000545
Extraordinary gains, net$06
Net income$12,712,000544
Minority interest net income$067
Net income of bank and minority interests.$12,712,000545
Net charge-offs$-161,0004,709
Cash dividends$2,658,000683
Sale, conversion, retirement of capital stock, net$126,000325
Net operating income$12,609,300538
2021-03-31 (YTD Data)Rank
Total interest income$16,734,000518
Total interest expense$954,000845
Net interest income$15,780,000503
Provision for loan and lease losses$-259,0004,715
Total noninterest income$5,319,000519
Gross Fiduciary activities income$2,677,000146
Service charges on deposit accounts$717,000394
Trading account gains and fees$0127
Additional Noninterest Income$1,925,000841
Total noninterest expense$13,426,000488
Salaries and employee benefits$6,697,000549
Premises and equipment expense$1,871,000385
Additional noninterest expense$4,858,000410
Pre-tax net operating income$7,932,000535
Securities gains (losses)$35,000755
Applicable income taxes$1,792,000496
Income before extraordinary items$6,175,000562
Extraordinary gains, net$03
Net income$6,175,000562
Minority interest net income$055
Net income of bank and minority interests.$6,175,000562
Net charge-offs$-244,0004,878
Cash dividends$1,212,000647
Sale, conversion, retirement of capital stock, net$141,000214
Net operating income$6,147,350550
2020-12-31 (YTD Data)Rank
Total interest income$66,849,000516
Total interest expense$3,993,0001,163
Net interest income$62,856,000474
Provision for loan and lease losses$4,239,000647
Total noninterest income$20,043,000496
Gross Fiduciary activities income$9,492,000148
Service charges on deposit accounts$3,134,000368
Trading account gains and fees$0133
Additional Noninterest Income$7,417,000782
Total noninterest expense$55,863,000460
Salaries and employee benefits$28,240,000495
Premises and equipment expense$7,893,000360
Additional noninterest expense$19,730,000413
Pre-tax net operating income$22,797,000534
Securities gains (losses)$139,0001,218
Applicable income taxes$4,776,000510
Income before extraordinary items$18,160,000566
Extraordinary gains, net$04
Net income$18,160,000565
Minority interest net income$072
Net income of bank and minority interests.$18,160,000566
Net charge-offs$6,793,000187
Cash dividends$9,956,000465
Sale, conversion, retirement of capital stock, net$491,000268
Net operating income$18,050,190547
2020-09-30 (YTD Data)Rank
Total interest income$49,528,000520
Total interest expense$3,051,0001,216
Net interest income$46,477,000476
Provision for loan and lease losses$3,989,000587
Total noninterest income$14,679,000485
Gross Fiduciary activities income$6,968,000147
Service charges on deposit accounts$2,294,000367
Trading account gains and fees$0125
Additional Noninterest Income$5,417,000767
Total noninterest expense$40,512,000466
Salaries and employee benefits$20,593,000498
Premises and equipment expense$5,926,000354
Additional noninterest expense$13,993,000423
Pre-tax net operating income$16,655,000514
Securities gains (losses)$49,0001,545
Applicable income taxes$3,435,000492
Income before extraordinary items$13,269,000547
Extraordinary gains, net$04
Net income$13,269,000546
Minority interest net income$065
Net income of bank and minority interests.$13,269,000547
Net charge-offs$2,876,000260
Cash dividends$5,742,000528
Sale, conversion, retirement of capital stock, net$245,000296
Net operating income$13,230,290529
2020-06-30 (YTD Data)Rank
Total interest income$32,825,000533
Total interest expense$2,207,0001,211
Net interest income$30,618,000479
Provision for loan and lease losses$3,309,000528
Total noninterest income$9,530,000466
Gross Fiduciary activities income$4,554,000147
Service charges on deposit accounts$1,554,000365
Trading account gains and fees$0123
Additional Noninterest Income$3,422,000746
Total noninterest expense$27,076,000455
Salaries and employee benefits$13,667,000500
Premises and equipment expense$3,948,000354
Additional noninterest expense$9,461,000411
Pre-tax net operating income$9,763,000522
Securities gains (losses)$-23,0004,871
Applicable income taxes$1,947,000505
Income before extraordinary items$7,793,000561
Extraordinary gains, net$04
Net income$7,793,000560
Minority interest net income$065
Net income of bank and minority interests.$7,793,000561
Net charge-offs$2,657,000216
Cash dividends$2,513,000669
Sale, conversion, retirement of capital stock, net$115,000311
Net operating income$7,811,400536
2020-03-31 (YTD Data)Rank
Total interest income$16,367,000538
Total interest expense$1,324,0001,129
Net interest income$15,043,000486
Provision for loan and lease losses$3,050,000319
Total noninterest income$4,748,000440
Gross Fiduciary activities income$2,228,000155
Service charges on deposit accounts$990,000344
Trading account gains and fees$0106
Additional Noninterest Income$1,530,000724
Total noninterest expense$13,816,000452
Salaries and employee benefits$6,890,000501
Premises and equipment expense$1,980,000357
Additional noninterest expense$4,946,000393
Pre-tax net operating income$2,925,000753
Securities gains (losses)$-167,0004,995
Applicable income taxes$550,000689
Income before extraordinary items$2,208,000857
Extraordinary gains, net$04
Net income$2,208,000857
Minority interest net income$056
Net income of bank and minority interests.$2,208,000857
Net charge-offs$294,000502
Cash dividends$1,266,000697
Sale, conversion, retirement of capital stock, net$135,000214
Net operating income$2,341,600803
2019-12-31 (YTD Data)Rank
Total interest income$66,866,000519
Total interest expense$6,327,0001,014
Net interest income$60,539,000466
Provision for loan and lease losses$5,945,000232
Total noninterest income$19,648,000431
Gross Fiduciary activities income$9,504,000146
Service charges on deposit accounts$4,460,000313
Trading account gains and fees$0135
Additional Noninterest Income$5,684,000757
Total noninterest expense$55,820,000426
Salaries and employee benefits$28,221,000459
Premises and equipment expense$8,383,000338
Additional noninterest expense$19,216,000393
Pre-tax net operating income$18,422,000648
Securities gains (losses)$162,000711
Applicable income taxes$3,587,000629
Income before extraordinary items$14,997,000673
Extraordinary gains, net$011
Net income$14,997,000675
Minority interest net income$076
Net income of bank and minority interests.$14,997,000674
Net charge-offs$1,411,000533
Cash dividends$3,776,0001,017
Sale, conversion, retirement of capital stock, net$471,000293
Net operating income$14,865,780660
2019-09-30 (YTD Data)Rank
Total interest income$50,108,000527
Total interest expense$4,750,0001,017
Net interest income$45,358,000472
Provision for loan and lease losses$5,684,000191
Total noninterest income$14,501,000435
Gross Fiduciary activities income$7,115,000145
Service charges on deposit accounts$3,330,000317
Trading account gains and fees$0129
Additional Noninterest Income$4,056,000780
Total noninterest expense$40,910,000433
Salaries and employee benefits$21,036,000463
Premises and equipment expense$6,251,000340
Additional noninterest expense$13,623,000410
Pre-tax net operating income$13,265,000675
Securities gains (losses)$122,000700
Applicable income taxes$2,549,000666
Income before extraordinary items$10,838,000695
Extraordinary gains, net$011
Net income$10,838,000697
Minority interest net income$072
Net income of bank and minority interests.$10,838,000696
Net charge-offs$705,000615
Cash dividends$3,776,000753
Sale, conversion, retirement of capital stock, net$265,000295
Net operating income$10,739,180690
2019-06-30 (YTD Data)Rank
Total interest income$33,320,000528
Total interest expense$3,083,0001,020
Net interest income$30,237,000472
Provision for loan and lease losses$1,243,000408
Total noninterest income$9,638,000430
Gross Fiduciary activities income$4,801,000145
Service charges on deposit accounts$2,189,000316
Trading account gains and fees$0131
Additional Noninterest Income$2,648,000775
Total noninterest expense$27,317,000434
Salaries and employee benefits$13,968,000459
Premises and equipment expense$4,128,000346
Additional noninterest expense$9,221,000415
Pre-tax net operating income$11,315,000546
Securities gains (losses)$119,000494
Applicable income taxes$2,339,000523
Income before extraordinary items$9,095,000569
Extraordinary gains, net$011
Net income$9,095,000567
Minority interest net income$069
Net income of bank and minority interests.$9,095,000569
Net charge-offs$531,000552
Cash dividends$2,516,000739
Sale, conversion, retirement of capital stock, net$158,000291
Net operating income$8,999,800565
2019-03-31 (YTD Data)Rank
Total interest income$16,652,000526
Total interest expense$1,500,0001,020
Net interest income$15,152,000468
Provision for loan and lease losses$1,093,000264
Total noninterest income$4,657,000421
Gross Fiduciary activities income$2,277,000147
Service charges on deposit accounts$1,104,000313
Trading account gains and fees$0126
Additional Noninterest Income$1,276,000753
Total noninterest expense$13,507,000436
Salaries and employee benefits$6,986,000460
Premises and equipment expense$2,076,000352
Additional noninterest expense$4,445,000415
Pre-tax net operating income$5,209,000571
Securities gains (losses)$73,000320
Applicable income taxes$1,068,000550
Income before extraordinary items$4,214,000594
Extraordinary gains, net$05
Net income$4,214,000593
Minority interest net income$052
Net income of bank and minority interests.$4,214,000593
Net charge-offs$291,000482
Cash dividends$1,257,000703
Sale, conversion, retirement of capital stock, net$123,000211
Net operating income$4,155,600586
2018-12-31 (YTD Data)Rank
Total interest income$64,511,000506
Total interest expense$4,082,0001,112
Net interest income$60,429,000461
Provision for loan and lease losses$3,153,000360
Total noninterest income$20,834,000407
Gross Fiduciary activities income$9,317,000149
Service charges on deposit accounts$4,727,000310
Trading account gains and fees$0126
Additional Noninterest Income$6,790,000665
Total noninterest expense$56,801,000413
Salaries and employee benefits$26,653,000464
Premises and equipment expense$9,004,000319
Additional noninterest expense$21,144,000370
Pre-tax net operating income$21,309,000570
Securities gains (losses)$2,024,00057
Applicable income taxes$4,176,000537
Income before extraordinary items$19,157,000535
Extraordinary gains, net$06
Net income$19,157,000533
Minority interest net income$072
Net income of bank and minority interests.$19,157,000534
Net charge-offs$5,370,000191
Cash dividends$2,487,0001,265
Sale, conversion, retirement of capital stock, net$-467,0005,380
Net operating income$17,497,320571
2018-09-30 (YTD Data)Rank
Total interest income$47,645,000507
Total interest expense$2,685,0001,190
Net interest income$44,960,000461
Provision for loan and lease losses$3,371,000269
Total noninterest income$15,898,000397
Gross Fiduciary activities income$7,095,000147
Service charges on deposit accounts$3,539,000310
Trading account gains and fees$0138
Additional Noninterest Income$5,264,000654
Total noninterest expense$42,553,000414
Salaries and employee benefits$19,886,000467
Premises and equipment expense$6,791,000317
Additional noninterest expense$15,876,000367
Pre-tax net operating income$14,934,000590
Securities gains (losses)$2,148,00053
Applicable income taxes$3,474,000509
Income before extraordinary items$13,608,000555
Extraordinary gains, net$05
Net income$13,608,000552
Minority interest net income$066
Net income of bank and minority interests.$13,608,000554
Net charge-offs$4,897,000161
Cash dividends$2,487,000906
Sale, conversion, retirement of capital stock, net$-580,0005,456
Net operating income$11,889,600615
2018-06-30 (YTD Data)Rank
Total interest income$31,522,000506
Total interest expense$1,625,0001,219
Net interest income$29,897,000461
Provision for loan and lease losses$3,071,000222
Total noninterest income$10,655,000398
Gross Fiduciary activities income$4,689,000146
Service charges on deposit accounts$2,308,000313
Trading account gains and fees$0130
Additional Noninterest Income$3,658,000637
Total noninterest expense$29,066,000408
Salaries and employee benefits$13,456,000464
Premises and equipment expense$4,559,000315
Additional noninterest expense$11,051,000357
Pre-tax net operating income$8,415,000679
Securities gains (losses)$8,000635
Applicable income taxes$1,639,000626
Income before extraordinary items$6,784,000705
Extraordinary gains, net$06
Net income$6,784,000704
Minority interest net income$065
Net income of bank and minority interests.$6,784,000704
Net charge-offs$4,587,000136
Cash dividends$2,487,000652
Sale, conversion, retirement of capital stock, net$-659,0005,524
Net operating income$6,777,520705
2018-03-31 (YTD Data)Rank
Total interest income$15,661,000502
Total interest expense$771,0001,211
Net interest income$14,890,000464
Provision for loan and lease losses$708,000357
Total noninterest income$5,492,000388
Gross Fiduciary activities income$2,315,000150
Service charges on deposit accounts$1,164,000311
Trading account gains and fees$0123
Additional Noninterest Income$2,013,000576
Total noninterest expense$14,155,000412
Salaries and employee benefits$6,879,000456
Premises and equipment expense$2,238,000322
Additional noninterest expense$5,038,000374
Pre-tax net operating income$5,519,000544
Securities gains (losses)$-10,0005,219
Applicable income taxes$1,108,000513
Income before extraordinary items$4,401,000552
Extraordinary gains, net$07
Net income$4,401,000552
Minority interest net income$052
Net income of bank and minority interests.$4,401,000552
Net charge-offs$479,000318
Cash dividends$1,238,000619
Sale, conversion, retirement of capital stock, net$189,000200
Net operating income$4,409,000551
2017-12-31 (YTD Data)Rank
Total interest income$60,031,000483
Total interest expense$3,075,0001,056
Net interest income$56,956,000451
Provision for loan and lease losses$5,080,000250
Total noninterest income$19,922,000419
Gross Fiduciary activities income$8,805,000146
Service charges on deposit accounts$4,961,000297
Trading account gains and fees$137,000119
Additional Noninterest Income$6,019,000733
Total noninterest expense$53,626,000427
Salaries and employee benefits$25,229,000474
Premises and equipment expense$8,977,000316
Additional noninterest expense$19,420,000380
Pre-tax net operating income$18,172,000594
Securities gains (losses)$109,000598
Applicable income taxes$8,479,000459
Income before extraordinary items$9,802,000766
Extraordinary gains, net$09
Net income$9,802,000766
Minority interest net income$076
Net income of bank and minority interests.$9,802,000766
Net charge-offs$2,114,000386
Cash dividends$4,926,000697
Sale, conversion, retirement of capital stock, net$245,000379
Net operating income$9,732,240760
2017-09-30 (YTD Data)Rank
Total interest income$44,478,000490
Total interest expense$2,293,0001,044
Net interest income$42,185,000459
Provision for loan and lease losses$2,750,000308
Total noninterest income$14,692,000429
Gross Fiduciary activities income$6,525,000145
Service charges on deposit accounts$3,678,000303
Trading account gains and fees$96,000116
Additional Noninterest Income$4,393,000750
Total noninterest expense$40,553,000425
Salaries and employee benefits$19,251,000469
Premises and equipment expense$6,817,000313
Additional noninterest expense$14,485,000384
Pre-tax net operating income$13,574,000604
Securities gains (losses)$12,0001,539
Applicable income taxes$4,426,000541
Income before extraordinary items$9,160,000681
Extraordinary gains, net$09
Net income$9,160,000681
Minority interest net income$071
Net income of bank and minority interests.$9,160,000681
Net charge-offs$1,309,000414
Cash dividends$3,694,000653
Sale, conversion, retirement of capital stock, net$171,000366
Net operating income$9,151,960665
2017-06-30 (YTD Data)Rank
Total interest income$28,991,000494
Total interest expense$1,557,000998
Net interest income$27,434,000466
Provision for loan and lease losses$1,461,000366
Total noninterest income$9,572,000443
Gross Fiduciary activities income$4,378,000145
Service charges on deposit accounts$2,409,000301
Trading account gains and fees$64,000116
Additional Noninterest Income$2,721,000784
Total noninterest expense$27,267,000429
Salaries and employee benefits$12,891,000471
Premises and equipment expense$4,717,000295
Additional noninterest expense$9,659,000384
Pre-tax net operating income$8,278,000630
Securities gains (losses)$12,0001,188
Applicable income taxes$2,675,000556
Income before extraordinary items$5,615,000715
Extraordinary gains, net$011
Net income$5,615,000715
Minority interest net income$071
Net income of bank and minority interests.$5,615,000715
Net charge-offs$610,000488
Cash dividends$2,462,000645
Sale, conversion, retirement of capital stock, net$94,000362
Net operating income$5,606,840695
2017-03-31 (YTD Data)Rank
Total interest income$14,311,000500
Total interest expense$822,000932
Net interest income$13,489,000474
Provision for loan and lease losses$1,040,000261
Total noninterest income$4,696,000444
Gross Fiduciary activities income$2,109,000146
Service charges on deposit accounts$1,184,000304
Trading account gains and fees$32,000118
Additional Noninterest Income$1,371,000763
Total noninterest expense$12,995,000446
Salaries and employee benefits$6,380,000483
Premises and equipment expense$2,259,000313
Additional noninterest expense$4,356,000419
Pre-tax net operating income$4,150,000622
Securities gains (losses)$01,153
Applicable income taxes$1,353,000542
Income before extraordinary items$2,797,000704
Extraordinary gains, net$08
Net income$2,797,000704
Minority interest net income$055
Net income of bank and minority interests.$2,797,000704
Net charge-offs$333,000432
Cash dividends$1,230,000610
Sale, conversion, retirement of capital stock, net$75,000279
Net operating income$2,797,000692
2016-12-31 (YTD Data)Rank
Total interest income$56,158,000482
Total interest expense$3,845,000766
Net interest income$52,313,000464
Provision for loan and lease losses$2,436,000449
Total noninterest income$19,573,000428
Gross Fiduciary activities income$8,316,000141
Service charges on deposit accounts$5,089,000294
Trading account gains and fees$76,000144
Additional Noninterest Income$6,092,000723
Total noninterest expense$56,002,000413
Salaries and employee benefits$26,616,000457
Premises and equipment expense$9,687,000281
Additional noninterest expense$19,699,000382
Pre-tax net operating income$13,448,000709
Securities gains (losses)$987,000235
Applicable income taxes$4,690,000577
Income before extraordinary items$9,745,000784
Extraordinary gains, net$05
Net income$9,745,000784
Minority interest net income$082
Net income of bank and minority interests.$9,745,000783
Net charge-offs$2,443,000344
Cash dividends$4,889,000685
Sale, conversion, retirement of capital stock, net$194,000403
Net operating income$9,073,840810
2016-09-30 (YTD Data)Rank
Total interest income$41,893,000482
Total interest expense$2,871,000768
Net interest income$39,022,000465
Provision for loan and lease losses$2,033,000405
Total noninterest income$14,716,000425
Gross Fiduciary activities income$6,240,000140
Service charges on deposit accounts$3,781,000294
Trading account gains and fees$53,000145
Additional Noninterest Income$4,642,000724
Total noninterest expense$42,352,000405
Salaries and employee benefits$20,239,000454
Premises and equipment expense$7,483,000276
Additional noninterest expense$14,630,000378
Pre-tax net operating income$9,353,000758
Securities gains (losses)$983,000206
Applicable income taxes$3,342,000610
Income before extraordinary items$6,994,000805
Extraordinary gains, net$05
Net income$6,994,000805
Minority interest net income$071
Net income of bank and minority interests.$6,994,000805
Net charge-offs$968,000489
Cash dividends$3,664,000654
Sale, conversion, retirement of capital stock, net$122,000397
Net operating income$6,325,560852
2016-06-30 (YTD Data)Rank
Total interest income$27,871,000486
Total interest expense$1,885,000772
Net interest income$25,986,000465
Provision for loan and lease losses$983,000519
Total noninterest income$9,544,000430
Gross Fiduciary activities income$4,213,000140
Service charges on deposit accounts$2,420,000304
Trading account gains and fees$20,000148
Additional Noninterest Income$2,891,000753
Total noninterest expense$28,926,000400
Salaries and employee benefits$13,445,000459
Premises and equipment expense$5,322,000265
Additional noninterest expense$10,159,000371
Pre-tax net operating income$5,621,000835
Securities gains (losses)$908,000156
Applicable income taxes$2,091,000625
Income before extraordinary items$4,438,000832
Extraordinary gains, net$016
Net income$4,438,000830
Minority interest net income$071
Net income of bank and minority interests.$4,438,000831
Net charge-offs$575,000541
Cash dividends$2,441,000658
Sale, conversion, retirement of capital stock, net$49,000449
Net operating income$3,820,560930
2016-03-31 (YTD Data)Rank
Total interest income$13,949,000483
Total interest expense$926,000782
Net interest income$13,023,000465
Provision for loan and lease losses$595,000412
Total noninterest income$4,500,000433
Gross Fiduciary activities income$2,012,000140
Service charges on deposit accounts$1,135,000315
Trading account gains and fees$9,000134
Additional Noninterest Income$1,344,000762
Total noninterest expense$13,619,000419
Salaries and employee benefits$6,721,000458
Premises and equipment expense$2,649,000264
Additional noninterest expense$4,249,000414
Pre-tax net operating income$3,309,000699
Securities gains (losses)$908,00081
Applicable income taxes$1,405,000499
Income before extraordinary items$2,812,000655
Extraordinary gains, net$012
Net income$2,812,000654
Minority interest net income$062
Net income of bank and minority interests.$2,812,000655
Net charge-offs$328,000460
Cash dividends$1,220,000630
Sale, conversion, retirement of capital stock, net$71,000294
Net operating income$2,203,640799
2015-12-31 (YTD Data)Rank
Total interest income$54,238,000474
Total interest expense$3,608,000777
Net interest income$50,630,000449
Provision for loan and lease losses$1,572,000553
Total noninterest income$19,090,000426
Gross Fiduciary activities income$8,521,000137
Service charges on deposit accounts$4,886,000297
Trading account gains and fees$-2,0006,137
Additional Noninterest Income$5,685,000743
Total noninterest expense$54,313,000415
Salaries and employee benefits$26,524,000445
Premises and equipment expense$9,872,000272
Additional noninterest expense$17,917,000408
Pre-tax net operating income$13,835,000658
Securities gains (losses)$372,000463
Applicable income taxes$4,768,000540
Income before extraordinary items$9,439,000765
Extraordinary gains, net$023
Net income$9,439,000765
Minority interest net income$081
Net income of bank and minority interests.$9,439,000765
Net charge-offs$998,000696
Cash dividends$2,425,0001,169
Sale, conversion, retirement of capital stock, net$319,000370
Net operating income$9,193,480770
2015-09-30 (YTD Data)Rank
Total interest income$40,342,000482
Total interest expense$2,673,000790
Net interest income$37,669,000455
Provision for loan and lease losses$956,000626
Total noninterest income$14,362,000437
Gross Fiduciary activities income$6,446,000137
Service charges on deposit accounts$3,637,000304
Trading account gains and fees$-25,0006,239
Additional Noninterest Income$4,304,000740
Total noninterest expense$40,379,000423
Salaries and employee benefits$19,863,000454
Premises and equipment expense$7,485,000277
Additional noninterest expense$13,031,000415
Pre-tax net operating income$10,696,000662
Securities gains (losses)$291,000492
Applicable income taxes$3,713,000545
Income before extraordinary items$7,274,000764
Extraordinary gains, net$021
Net income$7,274,000762
Minority interest net income$078
Net income of bank and minority interests.$7,274,000764
Net charge-offs$620,000740
Cash dividends$1,211,0001,405
Sale, conversion, retirement of capital stock, net$138,000399
Net operating income$7,081,940763
2015-06-30 (YTD Data)Rank
Total interest income$26,748,000481
Total interest expense$1,768,000794
Net interest income$24,980,000454
Provision for loan and lease losses$649,000613
Total noninterest income$9,619,000432
Gross Fiduciary activities income$4,324,000138
Service charges on deposit accounts$2,362,000310
Trading account gains and fees$12,000142
Additional Noninterest Income$2,921,000726
Total noninterest expense$26,926,000425
Salaries and employee benefits$13,262,000454
Premises and equipment expense$5,066,000275
Additional noninterest expense$8,598,000414
Pre-tax net operating income$7,024,000674
Securities gains (losses)$302,000376
Applicable income taxes$2,485,000560
Income before extraordinary items$4,841,000762
Extraordinary gains, net$022
Net income$4,841,000761
Minority interest net income$075
Net income of bank and minority interests.$4,841,000762
Net charge-offs$307,000894
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$63,000448
Net operating income$4,641,680772
2015-03-31 (YTD Data)Rank
Total interest income$13,228,000487
Total interest expense$894,000792
Net interest income$12,334,000459
Provision for loan and lease losses$390,000508
Total noninterest income$4,768,000427
Gross Fiduciary activities income$2,126,000141
Service charges on deposit accounts$1,138,000317
Trading account gains and fees$10,000136
Additional Noninterest Income$1,494,000684
Total noninterest expense$13,428,000424
Salaries and employee benefits$6,664,000452
Premises and equipment expense$2,553,000278
Additional noninterest expense$4,211,000414
Pre-tax net operating income$3,284,000685
Securities gains (losses)$50,000840
Applicable income taxes$1,117,000583
Income before extraordinary items$2,217,000792
Extraordinary gains, net$013
Net income$2,217,000790
Minority interest net income$064
Net income of bank and minority interests.$2,217,000792
Net charge-offs$184,000773
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$77,000299
Net operating income$2,184,000775
2014-12-31 (YTD Data)Rank
Total interest income$53,206,000466
Total interest expense$3,652,000805
Net interest income$49,554,000445
Provision for loan and lease losses$3,328,000295
Total noninterest income$18,979,000413
Gross Fiduciary activities income$7,746,000152
Service charges on deposit accounts$5,281,000294
Trading account gains and fees$49,000150
Additional Noninterest Income$5,903,000681
Total noninterest expense$59,518,000377
Salaries and employee benefits$26,587,000429
Premises and equipment expense$9,959,000271
Additional noninterest expense$22,972,000333
Pre-tax net operating income$5,687,0001,365
Securities gains (losses)$6,869,00041
Applicable income taxes$4,043,000581
Income before extraordinary items$8,513,000789
Extraordinary gains, net$017
Net income$8,513,000788
Minority interest net income$084
Net income of bank and minority interests.$8,513,000788
Net charge-offs$3,073,000337
Cash dividends$4,804,000625
Sale, conversion, retirement of capital stock, net$159,000469
Net operating income$3,842,0801,616
2014-09-30 (YTD Data)Rank
Total interest income$39,285,000470
Total interest expense$2,762,000809
Net interest income$36,523,000454
Provision for loan and lease losses$2,330,000303
Total noninterest income$14,158,000404
Gross Fiduciary activities income$5,815,000147
Service charges on deposit accounts$3,962,000292
Trading account gains and fees$32,000146
Additional Noninterest Income$4,349,000687
Total noninterest expense$43,967,000375
Salaries and employee benefits$19,464,000434
Premises and equipment expense$7,139,000275
Additional noninterest expense$17,364,000328
Pre-tax net operating income$4,384,0001,359
Securities gains (losses)$522,000287
Applicable income taxes$1,263,0001,114
Income before extraordinary items$3,643,0001,331
Extraordinary gains, net$015
Net income$3,643,0001,330
Minority interest net income$081
Net income of bank and minority interests.$3,643,0001,331
Net charge-offs$1,955,000393
Cash dividends$3,602,000583
Sale, conversion, retirement of capital stock, net$96,000472
Net operating income$3,256,7201,444
2014-06-30 (YTD Data)Rank
Total interest income$25,944,000476
Total interest expense$1,846,000810
Net interest income$24,098,000457
Provision for loan and lease losses$1,741,000289
Total noninterest income$9,383,000397
Gross Fiduciary activities income$3,872,000146
Service charges on deposit accounts$2,582,000290
Trading account gains and fees$30,000146
Additional Noninterest Income$2,899,000665
Total noninterest expense$26,423,000418
Salaries and employee benefits$12,941,000438
Premises and equipment expense$4,740,000273
Additional noninterest expense$8,742,000404
Pre-tax net operating income$5,317,000766
Securities gains (losses)$522,000216
Applicable income taxes$1,865,000609
Income before extraordinary items$3,974,000817
Extraordinary gains, net$020
Net income$3,974,000818
Minority interest net income$080
Net income of bank and minority interests.$3,974,000817
Net charge-offs$885,000560
Cash dividends$2,401,000562
Sale, conversion, retirement of capital stock, net$36,000520
Net operating income$3,619,040872
2014-03-31 (YTD Data)Rank
Total interest income$12,950,000475
Total interest expense$922,000823
Net interest income$12,028,000452
Provision for loan and lease losses$638,000366
Total noninterest income$4,763,000385
Gross Fiduciary activities income$1,885,000147
Service charges on deposit accounts$1,231,000296
Trading account gains and fees$11,000136
Additional Noninterest Income$1,636,000587
Total noninterest expense$13,122,000423
Salaries and employee benefits$6,401,000445
Premises and equipment expense$2,395,000280
Additional noninterest expense$4,326,000407
Pre-tax net operating income$3,031,000667
Securities gains (losses)$01,715
Applicable income taxes$975,000567
Income before extraordinary items$2,056,000760
Extraordinary gains, net$016
Net income$2,056,000761
Minority interest net income$066
Net income of bank and minority interests.$2,056,000761
Net charge-offs$259,000793
Cash dividends$1,200,000517
Sale, conversion, retirement of capital stock, net$59,000328
Net operating income$2,056,000743
2013-12-31 (YTD Data)Rank
Total interest income$50,656,000480
Total interest expense$4,037,000842
Net interest income$46,619,000465
Provision for loan and lease losses$2,755,000469
Total noninterest income$17,213,000458
Gross Fiduciary activities income$7,344,000144
Service charges on deposit accounts$4,706,000322
Trading account gains and fees$43,000158
Additional Noninterest Income$5,120,000788
Total noninterest expense$48,555,000444
Salaries and employee benefits$24,959,000446
Premises and equipment expense$7,743,000335
Additional noninterest expense$15,853,000454
Pre-tax net operating income$12,522,000628
Securities gains (losses)$-13,0006,276
Applicable income taxes$3,857,000560
Income before extraordinary items$8,652,000738
Extraordinary gains, net$029
Net income$8,652,000739
Minority interest net income$090
Net income of bank and minority interests.$8,652,000739
Net charge-offs$412,0002,222
Cash dividends$4,778,000597
Sale, conversion, retirement of capital stock, net$148,000490
Net operating income$8,660,970715
2013-09-30 (YTD Data)Rank
Total interest income$37,585,000493
Total interest expense$3,034,000868
Net interest income$34,551,000473
Provision for loan and lease losses$1,755,000558
Total noninterest income$12,120,000487
Gross Fiduciary activities income$5,448,000143
Service charges on deposit accounts$3,377,000333
Trading account gains and fees$27,000159
Additional Noninterest Income$3,268,000919
Total noninterest expense$34,268,000467
Salaries and employee benefits$18,039,000461
Premises and equipment expense$5,554,000352
Additional noninterest expense$10,675,000496
Pre-tax net operating income$10,648,000579
Securities gains (losses)$1,0002,916
Applicable income taxes$3,485,000493
Income before extraordinary items$7,164,000685
Extraordinary gains, net$025
Net income$7,164,000686
Minority interest net income$084
Net income of bank and minority interests.$7,164,000687
Net charge-offs$332,0002,017
Cash dividends$3,583,000559
Sale, conversion, retirement of capital stock, net$99,000463
Net operating income$7,163,330656
2013-06-30 (YTD Data)Rank
Total interest income$25,076,000493
Total interest expense$2,039,000878
Net interest income$23,037,000470
Provision for loan and lease losses$881,000742
Total noninterest income$7,915,000497
Gross Fiduciary activities income$3,636,000142
Service charges on deposit accounts$2,155,000346
Trading account gains and fees$13,000142
Additional Noninterest Income$2,111,000955
Total noninterest expense$22,632,000472
Salaries and employee benefits$12,045,000466
Premises and equipment expense$3,742,000345
Additional noninterest expense$6,845,000512
Pre-tax net operating income$7,439,000549
Securities gains (losses)$1,0002,688
Applicable income taxes$2,455,000469
Income before extraordinary items$4,985,000662
Extraordinary gains, net$022
Net income$4,985,000664
Minority interest net income$082
Net income of bank and minority interests.$4,985,000664
Net charge-offs$-6,0006,001
Cash dividends$2,389,000541
Sale, conversion, retirement of capital stock, net$55,000460
Net operating income$4,984,330626
2013-03-31 (YTD Data)Rank
Total interest income$12,748,000486
Total interest expense$1,033,000898
Net interest income$11,715,000461
Provision for loan and lease losses$431,000766
Total noninterest income$3,725,000514
Gross Fiduciary activities income$1,750,000145
Service charges on deposit accounts$969,000370
Trading account gains and fees$18,000123
Additional Noninterest Income$988,0001,006
Total noninterest expense$11,445,000477
Salaries and employee benefits$6,163,000460
Premises and equipment expense$1,856,000345
Additional noninterest expense$3,426,000517
Pre-tax net operating income$3,564,000573
Securities gains (losses)$01,966
Applicable income taxes$1,163,000489
Income before extraordinary items$2,401,000668
Extraordinary gains, net$010
Net income$2,401,000666
Minority interest net income$076
Net income of bank and minority interests.$2,401,000669
Net charge-offs$39,0002,600
Cash dividends$1,194,000465
Sale, conversion, retirement of capital stock, net$85,000262
Net operating income$2,401,000638
2012-12-31 (YTD Data)Rank
Total interest income$52,071,000505
Total interest expense$5,300,000847
Net interest income$46,771,000478
Provision for loan and lease losses$827,0002,020
Total noninterest income$16,047,000485
Gross Fiduciary activities income$6,827,000144
Service charges on deposit accounts$4,241,000364
Trading account gains and fees$27,000138
Additional Noninterest Income$4,952,000820
Total noninterest expense$45,801,000479
Salaries and employee benefits$24,195,000446
Premises and equipment expense$7,264,000350
Additional noninterest expense$14,342,000513
Pre-tax net operating income$16,190,000496
Securities gains (losses)$301,0001,361
Applicable income taxes$5,506,000408
Income before extraordinary items$10,985,000579
Extraordinary gains, net$029
Net income$10,985,000577
Minority interest net income$093
Net income of bank and minority interests.$10,985,000579
Net charge-offs$177,0003,887
Cash dividends$4,573,000626
Sale, conversion, retirement of capital stock, net$88,000599
Net operating income$10,783,330569
2012-09-30 (YTD Data)Rank
Total interest income$39,315,000504
Total interest expense$4,167,000844
Net interest income$35,148,000478
Provision for loan and lease losses$754,0001,771
Total noninterest income$12,117,000475
Gross Fiduciary activities income$5,170,000143
Service charges on deposit accounts$3,143,000370
Trading account gains and fees$28,000130
Additional Noninterest Income$3,776,000790
Total noninterest expense$33,474,000485
Salaries and employee benefits$17,589,000460
Premises and equipment expense$5,370,000352
Additional noninterest expense$10,515,000535
Pre-tax net operating income$13,037,000480
Securities gains (losses)$301,0001,116
Applicable income taxes$4,469,000397
Income before extraordinary items$8,869,000562
Extraordinary gains, net$020
Net income$8,869,000561
Minority interest net income$086
Net income of bank and minority interests.$8,869,000562
Net charge-offs$-291,0007,116
Cash dividends$3,430,000494
Sale, conversion, retirement of capital stock, net$48,000617
Net operating income$8,670,340545
2012-06-30 (YTD Data)Rank
Total interest income$26,301,000506
Total interest expense$2,926,000834
Net interest income$23,375,000481
Provision for loan and lease losses$529,0001,743
Total noninterest income$8,356,000458
Gross Fiduciary activities income$3,501,000142
Service charges on deposit accounts$2,032,000374
Trading account gains and fees$17,000131
Additional Noninterest Income$2,806,000732
Total noninterest expense$22,343,000478
Salaries and employee benefits$11,630,000461
Premises and equipment expense$3,624,000342
Additional noninterest expense$7,089,000519
Pre-tax net operating income$8,859,000460
Securities gains (losses)$300,000861
Applicable income taxes$3,083,000377
Income before extraordinary items$6,076,000532
Extraordinary gains, net$019
Net income$6,076,000532
Minority interest net income$084
Net income of bank and minority interests.$6,076,000532
Net charge-offs$-81,0007,060
Cash dividends$2,286,000465
Sale, conversion, retirement of capital stock, net$10,000775
Net operating income$5,878,000530
2012-03-31 (YTD Data)Rank
Total interest income$13,537,000495
Total interest expense$1,525,000818
Net interest income$12,012,000470
Provision for loan and lease losses$477,0001,098
Total noninterest income$4,530,000428
Gross Fiduciary activities income$1,776,000138
Service charges on deposit accounts$991,000381
Trading account gains and fees$0148
Additional Noninterest Income$1,763,000607
Total noninterest expense$10,714,000492
Salaries and employee benefits$5,694,000462
Premises and equipment expense$1,788,000351
Additional noninterest expense$3,232,000551
Pre-tax net operating income$5,351,000400
Securities gains (losses)$297,000462
Applicable income taxes$1,969,000327
Income before extraordinary items$3,679,000450
Extraordinary gains, net$019
Net income$3,679,000451
Minority interest net income$078
Net income of bank and minority interests.$3,679,000451
Net charge-offs$-23,0006,913
Cash dividends$1,144,000418
Sale, conversion, retirement of capital stock, net$37,000371
Net operating income$3,485,950456
2011-12-31 (YTD Data)Rank
Total interest income$50,645,000543
Total interest expense$6,806,000885
Net interest income$43,839,000503
Provision for loan and lease losses$958,0002,479
Total noninterest income$14,843,000462
Gross Fiduciary activities income$6,710,000125
Service charges on deposit accounts$4,281,000361
Trading account gains and fees$0146
Additional Noninterest Income$3,852,000865
Total noninterest expense$43,826,000472
Salaries and employee benefits$22,195,000449
Premises and equipment expense$7,033,000374
Additional noninterest expense$14,598,000514
Pre-tax net operating income$13,898,000479
Securities gains (losses)$1,041,000429
Applicable income taxes$4,860,000419
Income before extraordinary items$10,079,000536
Extraordinary gains, net$029
Net income$10,079,000537
Minority interest net income$096
Net income of bank and minority interests.$10,079,000537
Net charge-offs$797,0002,637
Cash dividends$11,916,000212
Sale, conversion, retirement of capital stock, net$101,000661
Net operating income$9,381,530555
2011-09-30 (YTD Data)Rank
Total interest income$37,003,000567
Total interest expense$5,171,000921
Net interest income$31,832,000520
Provision for loan and lease losses$833,0002,217
Total noninterest income$11,318,000455
Gross Fiduciary activities income$5,131,000127
Service charges on deposit accounts$3,181,000368
Trading account gains and fees$0145
Additional Noninterest Income$3,006,000831
Total noninterest expense$32,650,000474
Salaries and employee benefits$16,162,000456
Premises and equipment expense$5,138,000383
Additional noninterest expense$11,350,000494
Pre-tax net operating income$9,667,000511
Securities gains (losses)$1,041,000340
Applicable income taxes$3,466,000432
Income before extraordinary items$7,242,000571
Extraordinary gains, net$021
Net income$7,242,000570
Minority interest net income$087
Net income of bank and minority interests.$7,242,000571
Net charge-offs$654,0002,370
Cash dividends$10,775,000143
Sale, conversion, retirement of capital stock, net$76,000620
Net operating income$6,534,120594
2011-06-30 (YTD Data)Rank
Total interest income$23,411,000608
Total interest expense$3,420,000965
Net interest income$19,991,000554
Provision for loan and lease losses$250,0003,239
Total noninterest income$7,486,000461
Gross Fiduciary activities income$3,384,000129
Service charges on deposit accounts$2,050,000376
Trading account gains and fees$0153
Additional Noninterest Income$2,052,000821
Total noninterest expense$22,188,000470
Salaries and employee benefits$10,788,000458
Premises and equipment expense$3,447,000386
Additional noninterest expense$7,953,000480
Pre-tax net operating income$5,039,000628
Securities gains (losses)$679,000272
Applicable income taxes$1,760,000506
Income before extraordinary items$3,958,000657
Extraordinary gains, net$015
Net income$3,958,000655
Minority interest net income$089
Net income of bank and minority interests.$3,958,000657
Net charge-offs$-8,0006,966
Cash dividends$9,633,000108
Sale, conversion, retirement of capital stock, net$49,000550
Net operating income$3,489,490712
2011-03-31 (YTD Data)Rank
Total interest income$10,187,000718
Total interest expense$1,634,0001,052
Net interest income$8,553,000642
Provision for loan and lease losses$125,0003,068
Total noninterest income$3,480,000486
Gross Fiduciary activities income$1,616,000128
Service charges on deposit accounts$983,000388
Trading account gains and fees$0158
Additional Noninterest Income$881,000903
Total noninterest expense$10,200,000508
Salaries and employee benefits$4,875,000504
Premises and equipment expense$1,647,000412
Additional noninterest expense$3,678,000509
Pre-tax net operating income$1,708,000884
Securities gains (losses)$193,000353
Applicable income taxes$514,000736
Income before extraordinary items$1,387,000876
Extraordinary gains, net$09
Net income$1,387,000875
Minority interest net income$086
Net income of bank and minority interests.$1,387,000876
Net charge-offs$32,0003,717
Cash dividends$892,000436
Sale, conversion, retirement of capital stock, net$26,000484
Net operating income$1,246,110948
2010-12-31 (YTD Data)Rank
Total interest income$42,741,000704
Total interest expense$8,219,0001,018
Net interest income$34,522,000626
Provision for loan and lease losses$1,125,0002,876
Total noninterest income$18,641,000409
Gross Fiduciary activities income$10,497,00088
Service charges on deposit accounts$4,552,000348
Trading account gains and fees$0175
Additional Noninterest Income$3,592,000929
Total noninterest expense$37,089,000555
Salaries and employee benefits$18,932,000518
Premises and equipment expense$6,190,000427
Additional noninterest expense$11,967,000640
Pre-tax net operating income$14,949,000391
Securities gains (losses)$58,0002,558
Applicable income taxes$5,095,000353
Income before extraordinary items$9,912,000465
Extraordinary gains, net$029
Net income$9,912,000463
Minority interest net income$0111
Net income of bank and minority interests.$9,912,000465
Net charge-offs$1,594,0002,114
Cash dividends$3,521,000470
Sale, conversion, retirement of capital stock, net$-456,0007,627
Net operating income$9,873,720442
2010-09-30 (YTD Data)Rank
Total interest income$32,389,000700
Total interest expense$6,422,0001,009
Net interest income$25,967,000617
Provision for loan and lease losses$1,125,0002,350
Total noninterest income$12,332,000439
Gross Fiduciary activities income$6,257,000100
Service charges on deposit accounts$3,428,000346
Trading account gains and fees$0165
Additional Noninterest Income$2,647,000907
Total noninterest expense$26,966,000560
Salaries and employee benefits$13,984,000513
Premises and equipment expense$4,646,000422
Additional noninterest expense$8,336,000663
Pre-tax net operating income$10,208,000414
Securities gains (losses)$58,0002,322
Applicable income taxes$3,229,000405
Income before extraordinary items$7,037,000486
Extraordinary gains, net$023
Net income$7,037,000489
Minority interest net income$0110
Net income of bank and minority interests.$7,037,000489
Net charge-offs$1,432,0001,824
Cash dividends$2,639,000414
Sale, conversion, retirement of capital stock, net$83,000700
Net operating income$6,996,980466
2010-06-30 (YTD Data)Rank
Total interest income$21,751,000703
Total interest expense$4,465,0001,003
Net interest income$17,286,000622
Provision for loan and lease losses$750,0002,275
Total noninterest income$8,193,000432
Gross Fiduciary activities income$4,073,000102
Service charges on deposit accounts$2,322,000341
Trading account gains and fees$0152
Additional Noninterest Income$1,798,000866
Total noninterest expense$18,221,000557
Salaries and employee benefits$9,468,000509
Premises and equipment expense$3,139,000417
Additional noninterest expense$5,614,000650
Pre-tax net operating income$6,508,000428
Securities gains (losses)$114,0001,325
Applicable income taxes$2,103,000391
Income before extraordinary items$4,519,000485
Extraordinary gains, net$019
Net income$4,519,000485
Minority interest net income$0105
Net income of bank and minority interests.$4,519,000486
Net charge-offs$270,0003,184
Cash dividends$1,761,000397
Sale, conversion, retirement of capital stock, net$56,000631
Net operating income$4,441,480481
2010-03-31 (YTD Data)Rank
Total interest income$10,867,000718
Total interest expense$2,356,0001,003
Net interest income$8,511,000642
Provision for loan and lease losses$375,0002,136
Total noninterest income$4,108,000427
Gross Fiduciary activities income$2,088,000102
Service charges on deposit accounts$1,193,000330
Trading account gains and fees$0175
Additional Noninterest Income$827,000915
Total noninterest expense$9,028,000564
Salaries and employee benefits$4,790,000508
Premises and equipment expense$1,567,000435
Additional noninterest expense$2,671,000693
Pre-tax net operating income$3,216,000413
Securities gains (losses)$-261,0007,792
Applicable income taxes$931,000405
Income before extraordinary items$2,024,000551
Extraordinary gains, net$016
Net income$2,024,000553
Minority interest net income$091
Net income of bank and minority interests.$2,024,000553
Net charge-offs$178,0002,563
Cash dividends$882,000391
Sale, conversion, retirement of capital stock, net$27,000582
Net operating income$2,201,480485
2009-12-31 (YTD Data)Rank
Total interest income$44,483,000749
Total interest expense$11,339,0001,041
Net interest income$33,144,000645
Provision for loan and lease losses$2,450,0002,211
Total noninterest income$16,701,000440
Gross Fiduciary activities income$8,088,000102
Service charges on deposit accounts$5,263,000330
Trading account gains and fees$0211
Additional Noninterest Income$3,350,000973
Total noninterest expense$38,662,000552
Salaries and employee benefits$19,902,000487
Premises and equipment expense$6,203,000437
Additional noninterest expense$12,557,000648
Pre-tax net operating income$8,733,000492
Securities gains (losses)$-1,467,0007,767
Applicable income taxes$1,998,000568
Income before extraordinary items$5,268,000643
Extraordinary gains, net$034
Net income$5,268,000642
Minority interest net income$0115
Net income of bank and minority interests.$5,268,000644
Net charge-offs$1,588,0002,309
Cash dividends$11,022,000164
Sale, conversion, retirement of capital stock, net$75,000970
Net operating income$6,338,910546
2009-09-30 (YTD Data)Rank
Total interest income$33,186,000771
Total interest expense$8,681,0001,077
Net interest income$24,505,000659
Provision for loan and lease losses$2,075,0001,858
Total noninterest income$12,401,000446
Gross Fiduciary activities income$5,999,000101
Service charges on deposit accounts$3,828,000335
Trading account gains and fees$0212
Additional Noninterest Income$2,574,000971
Total noninterest expense$28,490,000564
Salaries and employee benefits$14,183,000521
Premises and equipment expense$4,658,000451
Additional noninterest expense$9,649,000601
Pre-tax net operating income$6,341,000539
Securities gains (losses)$-833,0007,835
Applicable income taxes$1,540,000571
Income before extraordinary items$3,968,000677
Extraordinary gains, net$027
Net income$3,968,000677
Minority interest net income$0118
Net income of bank and minority interests.$3,968,000679
Net charge-offs$1,013,0002,194
Cash dividends$10,142,000138
Sale, conversion, retirement of capital stock, net$48,000934
Net operating income$4,567,760591
2009-06-30 (YTD Data)Rank
Total interest income$21,809,000807
Total interest expense$5,836,0001,121
Net interest income$15,973,000673
Provision for loan and lease losses$800,0002,334
Total noninterest income$7,973,000461
Gross Fiduciary activities income$3,885,000104
Service charges on deposit accounts$2,401,000353
Trading account gains and fees$0193
Additional Noninterest Income$1,687,0001,008
Total noninterest expense$19,366,000564
Salaries and employee benefits$9,359,000539
Premises and equipment expense$3,149,000453
Additional noninterest expense$6,858,000580
Pre-tax net operating income$3,780,000598
Securities gains (losses)$-405,0007,881
Applicable income taxes$920,000669
Income before extraordinary items$2,455,000755
Extraordinary gains, net$021
Net income$2,455,000752
Minority interest net income$0112
Net income of bank and minority interests.$2,455,000755
Net charge-offs$774,0001,873
Cash dividends$9,261,000110
Sale, conversion, retirement of capital stock, net$22,000977
Net operating income$2,750,650647
2009-03-31 (YTD Data)Rank
Total interest income$10,651,000824
Total interest expense$2,963,0001,156
Net interest income$7,688,000691
Provision for loan and lease losses$425,0001,944
Total noninterest income$3,687,000464
Gross Fiduciary activities income$1,773,000110
Service charges on deposit accounts$1,117,000363
Trading account gains and fees$0171
Additional Noninterest Income$797,0001,020
Total noninterest expense$8,791,000579
Salaries and employee benefits$4,554,000555
Premises and equipment expense$1,601,000448
Additional noninterest expense$2,636,000646
Pre-tax net operating income$2,159,000557
Securities gains (losses)$391,000425
Applicable income taxes$804,000420
Income before extraordinary items$1,746,000572
Extraordinary gains, net$015
Net income$1,746,000572
Minority interest net income$0102
Net income of bank and minority interests.$1,746,000575
Net charge-offs$393,0001,562
Cash dividends$880,000522
Sale, conversion, retirement of capital stock, net$26,000685
Net operating income$1,480,120649
2008-12-31 (YTD Data)Rank
Total interest income$45,428,000825
Total interest expense$14,782,0001,102
Net interest income$30,646,000703
Provision for loan and lease losses$1,450,0002,207
Total noninterest income$16,707,000405
Gross Fiduciary activities income$6,834,000125
Service charges on deposit accounts$5,047,000345
Trading account gains and fees$0154
Additional Noninterest Income$4,826,000670
Total noninterest expense$33,378,000592
Salaries and employee benefits$15,774,000615
Premises and equipment expense$5,970,000455
Additional noninterest expense$11,634,000602
Pre-tax net operating income$12,525,000430
Securities gains (losses)$-214,0007,365
Applicable income taxes$4,069,000375
Income before extraordinary items$8,242,000473
Extraordinary gains, net$039
Net income$8,242,000473
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$797,0002,205
Cash dividends$3,765,000743
Sale, conversion, retirement of capital stock, net$75,0001,046
Net operating income$8,385,380486
2008-09-30 (YTD Data)Rank
Total interest income$34,075,000854
Total interest expense$11,515,0001,095
Net interest income$22,560,000744
Provision for loan and lease losses$850,0002,014
Total noninterest income$12,260,000435
Gross Fiduciary activities income$5,109,000127
Service charges on deposit accounts$3,773,000355
Trading account gains and fees$0148
Additional Noninterest Income$3,378,000760
Total noninterest expense$24,406,000603
Salaries and employee benefits$11,433,000656
Premises and equipment expense$4,434,000470
Additional noninterest expense$8,539,000570
Pre-tax net operating income$9,564,000527
Securities gains (losses)$589,000282
Applicable income taxes$3,391,000418
Income before extraordinary items$6,762,000540
Extraordinary gains, net$031
Net income$6,762,000539
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$559,0001,840
Cash dividends$2,889,000743
Sale, conversion, retirement of capital stock, net$47,000962
Net operating income$6,367,370602
2008-06-30 (YTD Data)Rank
Total interest income$22,446,000879
Total interest expense$7,867,0001,114
Net interest income$14,579,000757
Provision for loan and lease losses$425,0002,083
Total noninterest income$8,179,000452
Gross Fiduciary activities income$3,495,000130
Service charges on deposit accounts$2,437,000359
Trading account gains and fees$0149
Additional Noninterest Income$2,247,000778
Total noninterest expense$16,422,000592
Salaries and employee benefits$7,580,000656
Premises and equipment expense$2,994,000461
Additional noninterest expense$5,848,000543
Pre-tax net operating income$5,911,000594
Securities gains (losses)$589,000273
Applicable income taxes$2,149,000490
Income before extraordinary items$4,351,000636
Extraordinary gains, net$021
Net income$4,351,000635
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$410,0001,489
Cash dividends$1,762,000872
Sale, conversion, retirement of capital stock, net$23,000927
Net operating income$3,956,370681
2008-03-31 (YTD Data)Rank
Total interest income$11,072,000915
Total interest expense$4,044,0001,149
Net interest income$7,028,000777
Provision for loan and lease losses$200,0001,810
Total noninterest income$3,959,000472
Gross Fiduciary activities income$1,782,000128
Service charges on deposit accounts$1,137,000376
Trading account gains and fees$0158
Additional Noninterest Income$1,040,000839
Total noninterest expense$8,244,000586
Salaries and employee benefits$3,702,000679
Premises and equipment expense$1,516,000455
Additional noninterest expense$3,026,000503
Pre-tax net operating income$2,543,000740
Securities gains (losses)$587,000213
Applicable income taxes$1,051,000560
Income before extraordinary items$2,079,000733
Extraordinary gains, net$015
Net income$2,079,000734
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$211,0001,231
Cash dividends$881,000850
Sale, conversion, retirement of capital stock, net$26,000635
Net operating income$1,691,580846
2007-12-31 (YTD Data)Rank
Total interest income$43,865,000960
Total interest expense$17,968,0001,098
Net interest income$25,897,000844
Provision for loan and lease losses$1,255,0001,206
Total noninterest income$16,122,000441
Gross Fiduciary activities income$6,345,000136
Service charges on deposit accounts$4,706,000376
Trading account gains and fees$0178
Additional Noninterest Income$5,071,000671
Total noninterest expense$30,038,000624
Salaries and employee benefits$14,467,000670
Premises and equipment expense$5,154,000516
Additional noninterest expense$10,417,000560
Pre-tax net operating income$10,726,000796
Securities gains (losses)$10,0001,349
Applicable income taxes$3,569,000703
Income before extraordinary items$7,167,000900
Extraordinary gains, net$039
Net income$7,167,000898
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$785,0001,227
Cash dividends$3,913,000944
Sale, conversion, retirement of capital stock, net$57,0001,042
Net operating income$7,160,300887
2007-09-30 (YTD Data)Rank
Total interest income$32,515,000969
Total interest expense$13,416,0001,098
Net interest income$19,099,000858
Provision for loan and lease losses$850,0001,022
Total noninterest income$11,949,000450
Gross Fiduciary activities income$4,546,000138
Service charges on deposit accounts$3,431,000378
Trading account gains and fees$0184
Additional Noninterest Income$3,972,000656
Total noninterest expense$22,045,000626
Salaries and employee benefits$10,481,000691
Premises and equipment expense$3,829,000519
Additional noninterest expense$7,735,000551
Pre-tax net operating income$8,153,000855
Securities gains (losses)$10,0001,001
Applicable income taxes$2,555,000785
Income before extraordinary items$5,608,000923
Extraordinary gains, net$033
Net income$5,608,000921
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$580,000967
Cash dividends$3,034,000849
Sale, conversion, retirement of capital stock, net$36,000950
Net operating income$5,601,100910
2007-06-30 (YTD Data)Rank
Total interest income$21,206,0001,009
Total interest expense$8,714,0001,132
Net interest income$12,492,000895
Provision for loan and lease losses$600,000869
Total noninterest income$7,810,000462
Gross Fiduciary activities income$2,738,000154
Service charges on deposit accounts$2,180,000402
Trading account gains and fees$0168
Additional Noninterest Income$2,892,000623
Total noninterest expense$14,665,000637
Salaries and employee benefits$6,855,000722
Premises and equipment expense$2,627,000517
Additional noninterest expense$5,183,000561
Pre-tax net operating income$5,037,000956
Securities gains (losses)$10,000866
Applicable income taxes$1,550,000895
Income before extraordinary items$3,497,0001,033
Extraordinary gains, net$029
Net income$3,497,0001,032
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$552,000667
Cash dividends$2,191,000813
Sale, conversion, retirement of capital stock, net$14,000938
Net operating income$3,490,1001,017
2007-03-31 (YTD Data)Rank
Total interest income$10,391,0001,023
Total interest expense$4,283,0001,140
Net interest income$6,108,000917
Provision for loan and lease losses$125,0001,705
Total noninterest income$3,653,000483
Gross Fiduciary activities income$1,189,000166
Service charges on deposit accounts$979,000426
Trading account gains and fees$0195
Additional Noninterest Income$1,485,000608
Total noninterest expense$7,272,000648
Salaries and employee benefits$3,430,000733
Premises and equipment expense$1,304,000526
Additional noninterest expense$2,538,000562
Pre-tax net operating income$2,364,000998
Securities gains (losses)$01,187
Applicable income taxes$714,000963
Income before extraordinary items$1,650,0001,070
Extraordinary gains, net$022
Net income$1,650,0001,069
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0006,955
Cash dividends$848,000940
Sale, conversion, retirement of capital stock, net$20,000670
Net operating income$1,650,0001,053
2006-12-31 (YTD Data)Rank
Total interest income$39,608,000992
Total interest expense$15,106,0001,109
Net interest income$24,502,000904
Provision for loan and lease losses$125,0004,315
Total noninterest income$13,575,000494
Gross Fiduciary activities income$4,901,000156
Service charges on deposit accounts$4,400,000387
Trading account gains and fees$0130
Additional Noninterest Income$4,274,000767
Total noninterest expense$29,106,000612
Salaries and employee benefits$13,360,000698
Premises and equipment expense$4,943,000513
Additional noninterest expense$10,803,000523
Pre-tax net operating income$8,846,0001,107
Securities gains (losses)$27,000828
Applicable income taxes$2,559,0001,078
Income before extraordinary items$6,314,0001,172
Extraordinary gains, net$051
Net income$6,314,0001,173
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,920,000401
Cash dividends$5,172,000687
Sale, conversion, retirement of capital stock, net$-165,0008,608
Net operating income$6,294,8301,163
2006-09-30 (YTD Data)Rank
Total interest income$29,303,0001,003
Total interest expense$10,985,0001,115
Net interest income$18,318,000925
Provision for loan and lease losses$125,0003,756
Total noninterest income$10,151,000511
Gross Fiduciary activities income$3,580,000163
Service charges on deposit accounts$3,352,000384
Trading account gains and fees$0126
Additional Noninterest Income$3,219,000770
Total noninterest expense$21,266,000642
Salaries and employee benefits$9,877,000722
Premises and equipment expense$3,686,000526
Additional noninterest expense$7,703,000550
Pre-tax net operating income$7,078,0001,084
Securities gains (losses)$11,000877
Applicable income taxes$2,071,0001,073
Income before extraordinary items$5,018,0001,149
Extraordinary gains, net$045
Net income$5,018,0001,149
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$683,000628
Cash dividends$3,823,000681
Sale, conversion, retirement of capital stock, net$-186,0008,698
Net operating income$5,010,1901,139
2006-06-30 (YTD Data)Rank
Total interest income$19,241,000994
Total interest expense$7,091,0001,093
Net interest income$12,150,000931
Provision for loan and lease losses$125,0002,925
Total noninterest income$6,582,000521
Gross Fiduciary activities income$2,426,000168
Service charges on deposit accounts$2,175,000393
Trading account gains and fees$0126
Additional Noninterest Income$1,981,000826
Total noninterest expense$14,019,000658
Salaries and employee benefits$6,510,000737
Premises and equipment expense$2,465,000523
Additional noninterest expense$5,044,000564
Pre-tax net operating income$4,588,0001,110
Securities gains (losses)$01,185
Applicable income taxes$1,327,0001,109
Income before extraordinary items$3,261,0001,175
Extraordinary gains, net$039
Net income$3,261,0001,176
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$639,000478
Cash dividends$2,468,000693
Sale, conversion, retirement of capital stock, net$-206,0008,741
Net operating income$3,261,0001,157
2006-03-31 (YTD Data)Rank
Total interest income$9,433,000983
Total interest expense$3,364,0001,084
Net interest income$6,069,000926
Provision for loan and lease losses$125,0001,687
Total noninterest income$3,110,000543
Gross Fiduciary activities income$1,175,000167
Service charges on deposit accounts$1,034,000401
Trading account gains and fees$0115
Additional Noninterest Income$901,000879
Total noninterest expense$6,875,000661
Salaries and employee benefits$3,297,000721
Premises and equipment expense$1,229,000520
Additional noninterest expense$2,349,000589
Pre-tax net operating income$2,179,0001,136
Securities gains (losses)$0955
Applicable income taxes$635,0001,141
Income before extraordinary items$1,544,0001,206
Extraordinary gains, net$021
Net income$1,544,0001,205
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0001,195
Cash dividends$862,000852
Sale, conversion, retirement of capital stock, net$-202,0008,763
Net operating income$1,544,0001,185
2005-12-31 (YTD Data)Rank
Total interest income$35,958,000921
Total interest expense$11,240,000996
Net interest income$24,718,000868
Provision for loan and lease losses$1,300,000809
Total noninterest income$12,485,000534
Gross Fiduciary activities income$5,094,000159
Service charges on deposit accounts$3,834,000448
Trading account gains and fees$0138
Additional Noninterest Income$3,557,000891
Total noninterest expense$26,916,000642
Salaries and employee benefits$13,089,000689
Premises and equipment expense$4,510,000544
Additional noninterest expense$9,317,000597
Pre-tax net operating income$8,987,0001,075
Securities gains (losses)$6,0001,641
Applicable income taxes$2,567,0001,101
Income before extraordinary items$6,426,0001,134
Extraordinary gains, net$046
Net income$6,426,0001,134
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,505,000501
Cash dividends$4,971,000677
Sale, conversion, retirement of capital stock, net$91,000734
Net operating income$6,421,7401,109
2005-09-30 (YTD Data)Rank
Total interest income$26,617,000903
Total interest expense$8,147,000973
Net interest income$18,470,000853
Provision for loan and lease losses$975,000779
Total noninterest income$9,119,000546
Gross Fiduciary activities income$3,625,000161
Service charges on deposit accounts$2,821,000448
Trading account gains and fees$0126
Additional Noninterest Income$2,673,000900
Total noninterest expense$19,438,000659
Salaries and employee benefits$9,493,000707
Premises and equipment expense$3,295,000555
Additional noninterest expense$6,650,000617
Pre-tax net operating income$7,176,0001,021
Securities gains (losses)$6,0001,641
Applicable income taxes$2,081,0001,029
Income before extraordinary items$5,101,0001,058
Extraordinary gains, net$035
Net income$5,101,0001,058
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,239,000428
Cash dividends$4,107,000563
Sale, conversion, retirement of capital stock, net$-174,0008,819
Net operating income$5,096,7401,040
2005-06-30 (YTD Data)Rank
Total interest income$17,477,000893
Total interest expense$5,282,000931
Net interest income$12,195,000856
Provision for loan and lease losses$650,000766
Total noninterest income$5,883,000554
Gross Fiduciary activities income$2,339,000163
Service charges on deposit accounts$1,800,000458
Trading account gains and fees$0116
Additional Noninterest Income$1,744,000896
Total noninterest expense$12,940,000660
Salaries and employee benefits$6,329,000699
Premises and equipment expense$2,210,000540
Additional noninterest expense$4,401,000618
Pre-tax net operating income$4,488,0001,058
Securities gains (losses)$6,0001,523
Applicable income taxes$1,273,0001,094
Income before extraordinary items$3,221,0001,088
Extraordinary gains, net$030
Net income$3,221,0001,088
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$246,0001,048
Cash dividends$2,744,000551
Sale, conversion, retirement of capital stock, net$-210,0008,845
Net operating income$3,216,6801,070
2005-03-31 (YTD Data)Rank
Total interest income$8,592,000887
Total interest expense$2,594,000908
Net interest income$5,998,000865
Provision for loan and lease losses$325,000711
Total noninterest income$2,823,000554
Gross Fiduciary activities income$1,137,000169
Service charges on deposit accounts$864,000457
Trading account gains and fees$0115
Additional Noninterest Income$822,000931
Total noninterest expense$6,361,000663
Salaries and employee benefits$3,149,000699
Premises and equipment expense$1,115,000539
Additional noninterest expense$2,097,000632
Pre-tax net operating income$2,135,0001,082
Securities gains (losses)$01,685
Applicable income taxes$609,0001,133
Income before extraordinary items$1,526,0001,130
Extraordinary gains, net$024
Net income$1,526,0001,131
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0001,554
Cash dividends$874,000760
Sale, conversion, retirement of capital stock, net$-131,0008,912
Net operating income$1,526,0001,106
2004-12-31 (YTD Data)Rank
Total interest income$36,190,000776
Total interest expense$10,950,000761
Net interest income$25,240,000781
Provision for loan and lease losses$1,500,000720
Total noninterest income$13,120,000506
Gross Fiduciary activities income$4,725,000159
Service charges on deposit accounts$4,199,000415
Trading account gains and fees$0138
Additional Noninterest Income$4,196,000759
Total noninterest expense$25,139,000655
Salaries and employee benefits$12,202,000699
Premises and equipment expense$4,137,000547
Additional noninterest expense$8,800,000613
Pre-tax net operating income$11,721,000754
Securities gains (losses)$602,000403
Applicable income taxes$3,814,000742
Income before extraordinary items$8,509,000780
Extraordinary gains, net$034
Net income$8,509,000781
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,365,000614
Cash dividends$5,933,000538
Sale, conversion, retirement of capital stock, net$151,000606
Net operating income$8,093,620789
2004-09-30 (YTD Data)Rank
Total interest income$27,318,000760
Total interest expense$8,216,000740
Net interest income$19,102,000761
Provision for loan and lease losses$1,167,000664
Total noninterest income$9,131,000538
Gross Fiduciary activities income$3,511,000159
Service charges on deposit accounts$3,187,000419
Trading account gains and fees$0134
Additional Noninterest Income$2,433,000937
Total noninterest expense$18,619,000661
Salaries and employee benefits$9,008,000706
Premises and equipment expense$3,091,000556
Additional noninterest expense$6,520,000615
Pre-tax net operating income$8,447,000785
Securities gains (losses)$219,000728
Applicable income taxes$2,632,000810
Income before extraordinary items$6,034,000832
Extraordinary gains, net$026
Net income$6,034,000833
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,246,000489
Cash dividends$3,556,000610
Sale, conversion, retirement of capital stock, net$110,000514
Net operating income$5,880,700813
2004-06-30 (YTD Data)Rank
Total interest income$18,244,000752
Total interest expense$5,523,000719
Net interest income$12,721,000752
Provision for loan and lease losses$833,000613
Total noninterest income$6,138,000540
Gross Fiduciary activities income$2,379,000162
Service charges on deposit accounts$2,123,000410
Trading account gains and fees$0130
Additional Noninterest Income$1,636,000929
Total noninterest expense$12,492,000655
Salaries and employee benefits$6,047,000701
Premises and equipment expense$2,099,000543
Additional noninterest expense$4,346,000612
Pre-tax net operating income$5,534,000792
Securities gains (losses)$219,000613
Applicable income taxes$1,724,000816
Income before extraordinary items$4,029,000814
Extraordinary gains, net$021
Net income$4,029,000814
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$359,000920
Cash dividends$2,209,000637
Sale, conversion, retirement of capital stock, net$73,000438
Net operating income$3,875,700804
2004-03-31 (YTD Data)Rank
Total interest income$9,271,000754
Total interest expense$2,811,000725
Net interest income$6,460,000753
Provision for loan and lease losses$500,000518
Total noninterest income$2,944,000553
Gross Fiduciary activities income$1,141,000163
Service charges on deposit accounts$1,050,000408
Trading account gains and fees$0121
Additional Noninterest Income$753,000966
Total noninterest expense$6,030,000680
Salaries and employee benefits$3,015,000714
Premises and equipment expense$1,037,000560
Additional noninterest expense$1,978,000648
Pre-tax net operating income$2,874,000764
Securities gains (losses)$219,000465
Applicable income taxes$955,000759
Income before extraordinary items$2,138,000779
Extraordinary gains, net$016
Net income$2,138,000779
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0001,505
Cash dividends$1,356,000508
Sale, conversion, retirement of capital stock, net$36,000334
Net operating income$1,986,890786
2003-12-31 (YTD Data)Rank
Total interest income$38,699,000730
Total interest expense$12,848,000691
Net interest income$25,851,000731
Provision for loan and lease losses$4,700,000347
Total noninterest income$11,566,000583
Gross Fiduciary activities income$4,451,000162
Service charges on deposit accounts$4,106,000416
Trading account gains and fees$0160
Additional Noninterest Income$3,009,0001,091
Total noninterest expense$24,681,000672
Salaries and employee benefits$12,106,000700
Premises and equipment expense$4,415,000527
Additional noninterest expense$8,160,000662
Pre-tax net operating income$8,036,0001,040
Securities gains (losses)$1,185,000421
Applicable income taxes$2,602,0001,035
Income before extraordinary items$6,619,000980
Extraordinary gains, net$196,00021
Net income$6,815,000948
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,526,000468
Cash dividends$3,450,000886
Sale, conversion, retirement of capital stock, net$142,000644
Net operating income$5,765,8001,054
2003-09-30 (YTD Data)Rank
Total interest income$29,300,000739
Total interest expense$9,938,000698
Net interest income$19,362,000742
Provision for loan and lease losses$4,350,000307
Total noninterest income$8,474,000619
Gross Fiduciary activities income$3,245,000172
Service charges on deposit accounts$2,946,000434
Trading account gains and fees$0153
Additional Noninterest Income$2,283,0001,124
Total noninterest expense$18,763,000687
Salaries and employee benefits$9,220,000707
Premises and equipment expense$3,301,000538
Additional noninterest expense$6,242,000650
Pre-tax net operating income$4,723,0001,368
Securities gains (losses)$1,185,000396
Applicable income taxes$1,687,0001,217
Income before extraordinary items$4,221,0001,180
Extraordinary gains, net$170,00010
Net income$4,391,0001,139
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,240,000402
Cash dividends$2,591,000824
Sale, conversion, retirement of capital stock, net$101,000510
Net operating income$3,379,6501,371
2003-06-30 (YTD Data)Rank
Total interest income$19,830,000733
Total interest expense$6,928,000691
Net interest income$12,902,000740
Provision for loan and lease losses$2,200,000372
Total noninterest income$5,380,000637
Gross Fiduciary activities income$2,169,000177
Service charges on deposit accounts$1,817,000473
Trading account gains and fees$0150
Additional Noninterest Income$1,394,0001,196
Total noninterest expense$12,355,000684
Salaries and employee benefits$6,097,000713
Premises and equipment expense$2,169,000547
Additional noninterest expense$4,089,000658
Pre-tax net operating income$3,727,0001,149
Securities gains (losses)$950,000374
Applicable income taxes$1,394,0001,052
Income before extraordinary items$3,283,0001,019
Extraordinary gains, net$163,0006
Net income$3,446,000970
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,118,000318
Cash dividends$1,731,000851
Sale, conversion, retirement of capital stock, net$59,000418
Net operating income$2,618,0001,180
2003-03-31 (YTD Data)Rank
Total interest income$10,155,000723
Total interest expense$3,583,000683
Net interest income$6,572,000725
Provision for loan and lease losses$600,000538
Total noninterest income$2,533,000664
Gross Fiduciary activities income$1,083,000180
Service charges on deposit accounts$794,000529
Trading account gains and fees$0134
Additional Noninterest Income$656,0001,215
Total noninterest expense$6,205,000678
Salaries and employee benefits$3,135,000692
Premises and equipment expense$1,083,000551
Additional noninterest expense$1,987,000656
Pre-tax net operating income$2,300,000965
Securities gains (losses)$540,000328
Applicable income taxes$885,000883
Income before extraordinary items$1,955,000860
Extraordinary gains, net$61,0006
Net income$2,016,000840
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,962,000215
Cash dividends$866,000785
Sale, conversion, retirement of capital stock, net$22,000316
Net operating income$1,582,400978
2002-12-31 (YTD Data)Rank
Total interest income$44,219,000691
Total interest expense$17,110,000666
Net interest income$27,109,000696
Provision for loan and lease losses$3,283,000512
Total noninterest income$10,042,000626
Gross Fiduciary activities income$4,488,000177
Service charges on deposit accounts$2,813,000579
Trading account gains and fees$0153
Additional Noninterest Income$2,741,0001,061
Total noninterest expense$25,060,000654
Salaries and employee benefits$12,178,000672
Premises and equipment expense$4,011,000561
Additional noninterest expense$8,871,000610
Pre-tax net operating income$8,808,000965
Securities gains (losses)$-459,0009,253
Applicable income taxes$2,252,0001,171
Income before extraordinary items$6,097,0001,030
Extraordinary gains, net$345,00022
Net income$6,442,000974
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$686,0001,313
Cash dividends$9,050,000389
Sale, conversion, retirement of capital stock, net$134,000611
Net operating income$6,432,070932
2001-12-31 (YTD Data)Rank
Total interest income$49,065,000711
Total interest expense$21,727,000756
Net interest income$27,338,000660
Provision for loan and lease losses$1,100,0001,160
Total noninterest income$9,692,000613
Gross Fiduciary activities income$4,537,000180
Service charges on deposit accounts$2,615,000581
Trading account gains and fees$0177
Additional Noninterest Income$2,540,0001,058
Total noninterest expense$23,814,000665
Salaries and employee benefits$11,791,000642
Premises and equipment expense$3,664,000601
Additional noninterest expense$8,359,000649
Pre-tax net operating income$12,116,000645
Securities gains (losses)$431,000669
Applicable income taxes$4,125,000636
Income before extraordinary items$8,422,000666
Extraordinary gains, net$241,00049
Net income$8,663,000648
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$731,0001,177
Cash dividends$5,083,000603
Sale, conversion, retirement of capital stock, net$121,000629
Net operating income$8,133,230664
2000-12-31 (YTD Data)Rank
Total interest income$47,896,000748
Total interest expense$22,062,000827
Net interest income$25,834,000692
Provision for loan and lease losses$750,0001,331
Total noninterest income$9,360,000614
Gross Fiduciary activities income$4,864,000168
Service charges on deposit accounts$2,490,000535
Trading account gains and fees$0180
Additional Noninterest Income$2,006,0001,130
Total noninterest expense$22,337,000695
Salaries and employee benefits$10,749,000669
Premises and equipment expense$3,750,000584
Additional noninterest expense$7,838,000681
Pre-tax net operating income$12,107,000661
Securities gains (losses)$216,000398
Applicable income taxes$3,930,000655
Income before extraordinary items$8,393,000659
Extraordinary gains, net$218,00013
Net income$8,611,000645
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$707,000957
Cash dividends$4,918,000634
Sale, conversion, retirement of capital stock, net$52,000762
Net operating income$8,246,120668
1999-12-31 (YTD Data)Rank
Total interest income$44,865,000756
Total interest expense$18,739,000840
Net interest income$26,126,000704
Provision for loan and lease losses$673,0001,363
Total noninterest income$8,077,000698
Gross Fiduciary activities income$4,660,000199
Service charges on deposit accounts$2,218,000592
Trading account gains and fees$0173
Additional Noninterest Income$1,199,0001,640
Total noninterest expense$21,530,000719
Salaries and employee benefits$10,566,000672
Premises and equipment expense$3,529,000621
Additional noninterest expense$7,435,000744
Pre-tax net operating income$12,000,000699
Securities gains (losses)$151,000611
Applicable income taxes$4,100,000685
Income before extraordinary items$8,051,000731
Extraordinary gains, net$205,00011
Net income$8,256,000719
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$516,0001,194
Cash dividends$4,497,000707
Sale, conversion, retirement of capital stock, net$1,090,000491
Net operating income$7,951,340727
1998-12-31 (YTD Data)Rank
Total interest income$41,957,000795
Total interest expense$17,699,000895
Net interest income$24,258,000726
Provision for loan and lease losses$800,0001,176
Total noninterest income$7,135,000739
Gross Fiduciary activities income$4,389,000204
Service charges on deposit accounts$2,011,000609
Trading account gains and fees$0224
Additional Noninterest Income$735,0002,307
Total noninterest expense$20,334,000732
Salaries and employee benefits$10,229,000679
Premises and equipment expense$3,365,000638
Additional noninterest expense$6,740,000786
Pre-tax net operating income$10,259,000762
Securities gains (losses)$216,000882
Applicable income taxes$3,383,000788
Income before extraordinary items$7,092,000782
Extraordinary gains, net$172,00012
Net income$7,264,000763
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$436,0001,411
Cash dividends$3,140,000938
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$6,945,120764
1997-12-31 (YTD Data)Rank
Total interest income$39,835,000858
Total interest expense$16,136,0001,012
Net interest income$23,699,000768
Provision for loan and lease losses$850,0001,130
Total noninterest income$6,384,000779
Gross Fiduciary activities income$4,079,000218
Service charges on deposit accounts$1,907,000669
Trading account gains and fees$0239
Additional Noninterest Income$398,0003,295
Total noninterest expense$19,293,000761
Salaries and employee benefits$10,076,000679
Premises and equipment expense$3,180,000659
Additional noninterest expense$6,037,000853
Pre-tax net operating income$9,940,000819
Securities gains (losses)$295,000571
Applicable income taxes$3,628,000790
Income before extraordinary items$6,607,000841
Extraordinary gains, net$148,00012
Net income$6,755,000824
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$680,0001,050
Cash dividends$5,007,000617
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$6,415,250841
1996-12-31 (YTD Data)Rank
Total interest income$38,021,000918
Total interest expense$15,047,0001,089
Net interest income$22,974,000810
Provision for loan and lease losses$742,0001,272
Total noninterest income$5,775,000864
Gross Fiduciary activities income$3,708,000257
Service charges on deposit accounts$1,611,000825
Trading account gains and fees$0262
Additional Noninterest Income$456,0003,117
Total noninterest expense$19,334,000809
Salaries and employee benefits$9,904,000709
Premises and equipment expense$3,140,000716
Additional noninterest expense$6,290,000960
Pre-tax net operating income$8,673,000883
Securities gains (losses)$578,000381
Applicable income taxes$3,249,000817
Income before extraordinary items$6,002,000894
Extraordinary gains, net$123,00024
Net income$6,125,000876
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$667,0001,159
Cash dividends$3,202,000903
Sale, conversion, retirement of capital stock, net$0953
Net operating income$5,626,300925
1995-12-31 (YTD Data)Rank
Total interest income$36,540,000980
Total interest expense$14,237,0001,168
Net interest income$22,303,000852
Provision for loan and lease losses$564,0001,436
Total noninterest income$5,567,000892
Gross Fiduciary activities income$3,677,000267
Service charges on deposit accounts$1,503,000887
Trading account gains and fees$0522
Additional Noninterest Income$387,0003,372
Total noninterest expense$19,534,000796
Salaries and employee benefits$9,873,000709
Premises and equipment expense$3,040,000754
Additional noninterest expense$6,621,000898
Pre-tax net operating income$7,772,0001,002
Securities gains (losses)$418,000402
Applicable income taxes$2,808,000957
Income before extraordinary items$5,382,000990
Extraordinary gains, net$136,00013
Net income$5,518,000967
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$264,0002,111
Cash dividends$2,045,0001,206
Sale, conversion, retirement of capital stock, net$0809
Net operating income$5,106,1201,034
1994-12-31 (YTD Data)Rank
Total interest income$29,906,0001,052
Total interest expense$10,284,0001,284
Net interest income$19,622,000939
Provision for loan and lease losses$624,0001,300
Total noninterest income$5,102,000913
Gross Fiduciary activities income$3,323,000283
Service charges on deposit accounts$1,319,0001,005
Trading account gains and fees$0475
Additional Noninterest Income$460,0003,117
Total noninterest expense$17,375,000896
Salaries and employee benefits$8,673,000795
Premises and equipment expense$2,711,000814
Additional noninterest expense$5,991,0001,018
Pre-tax net operating income$6,725,0001,127
Securities gains (losses)$03,600
Applicable income taxes$2,280,0001,074
Income before extraordinary items$4,445,0001,141
Extraordinary gains, net$102,000111
Net income$4,547,0001,115
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$624,0001,174
Cash dividends$2,977,000827
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$4,445,0001,150
1993-12-31 (YTD Data)Rank
Total interest income$28,716,0001,108
Total interest expense$9,795,0001,370
Net interest income$18,921,000968
Provision for loan and lease losses$907,0001,390
Total noninterest income$4,941,000992
Gross Fiduciary activities income$3,268,000286
Service charges on deposit accounts$1,274,0001,037
Trading account gains and fees$0532
Additional Noninterest Income$399,0003,761
Total noninterest expense$16,559,000976
Salaries and employee benefits$9,095,000761
Premises and equipment expense$2,485,000898
Additional noninterest expense$4,979,0001,277
Pre-tax net operating income$6,396,0001,093
Securities gains (losses)$821,000618
Applicable income taxes$2,830,000903
Income before extraordinary items$4,387,0001,173
Extraordinary gains, net$84,0001,737
Net income$4,471,0001,194
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$807,0001,319
Cash dividends$1,656,0001,188
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,861,5601,230
1992-12-31 (YTD Data)Rank
Total interest income$30,902,0001,185
Total interest expense$12,376,0001,424
Net interest income$18,526,0001,000
Provision for loan and lease losses$902,0001,964
Total noninterest income$4,567,0001,053
Gross Fiduciary activities income$3,176,000294
Service charges on deposit accounts$1,123,0001,185
Trading account gains and fees$0504
Additional Noninterest Income$268,0004,748
Total noninterest expense$15,285,0001,056
Salaries and employee benefits$7,977,000850
Premises and equipment expense$2,587,000913
Additional noninterest expense$4,721,0001,392
Pre-tax net operating income$6,906,000941
Securities gains (losses)$97,0003,051
Applicable income taxes$2,296,0001,003
Income before extraordinary items$4,707,0001,013
Extraordinary gains, net$90,000783
Net income$4,797,000995
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$302,0003,319
Cash dividends$1,552,0001,051
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$4,642,010931

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.