Home > Chemung Canal Trust Company > Net charge- offs to loans
Chemung Canal Trust Company, Net charge- offs to loans
| 2025-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0503% | 1,156 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 3,684 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 138 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 52 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0069% | 3,902 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 116 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0076% | 3,997 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0044% | 1,021 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6088% | 986 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 388 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6088% | 957 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 57 |
| 2024-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1,549.0000% | 2 |
| Percentage Net Loans Charged-off: Total real estate loans | 2,524,571.0000% | 3 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 310 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3923% | 167 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 250 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1603% | 39 |
| Percentage Net Loans Charged-off: Commercial and industrial | 325.0000% | 6 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0117% | 2,793 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1151% | 128 |
| Percentage Net Loans Charged-off: Other loans to individual | 536,680.0000% | 3 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 625,833.0000% | 5 |
| 2024-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1,082.0000% | 4 |
| Percentage Net Loans Charged-off: Total real estate loans | 2,664,683.0000% | 1 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3899% | 135 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1946% | 36 |
| Percentage Net Loans Charged-off: Commercial and industrial | 326.0000% | 8 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0117% | 2,596 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6336% | 140 |
| Percentage Net Loans Charged-off: Other loans to individual | 504,919.0000% | 9 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 618,550.0000% | 9 |
| 2024-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 784.0000% | 2 |
| Percentage Net Loans Charged-off: Total real estate loans | 2,806,535.0000% | 3 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 186 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3992% | 108 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 165 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2236% | 35 |
| Percentage Net Loans Charged-off: Commercial and industrial | 305.0000% | 5 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0111% | 2,371 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6681% | 131 |
| Percentage Net Loans Charged-off: Other loans to individual | 486,892.0000% | 3 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 619,234.0000% | 3 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0545% | 1,124 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0004% | 906 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 3,986 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0020% | 605 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0222% | 155 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1546% | 796 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3111% | 1,419 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3111% | 1,345 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0444% | 1,062 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0007% | 708 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 4,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0030% | 483 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0333% | 112 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1659% | 681 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2044% | 1,569 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2044% | 1,546 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0581% | 792 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0017% | 470 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0060% | 317 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0665% | 51 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3201% | 346 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1470% | 1,566 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1470% | 1,491 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0491% | 1,185 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0464% | 392 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1387% | 179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0287% | 4,182 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1345% | 4,584 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0174% | 4,043 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0063% | 3,502 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1668% | 1,836 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1668% | 1,756 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0630% | 861 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0606% | 267 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1901% | 114 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0485% | 4,371 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1781% | 4,630 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0343% | 4,278 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0061% | 3,412 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2140% | 1,511 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2140% | 1,437 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0831% | 657 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1082% | 177 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2931% | 83 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0257% | 4,039 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0110% | 3,219 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0274% | 4,092 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0059% | 3,231 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0353% | 2,052 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0353% | 1,961 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0124% | 3,674 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0173% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 4,024 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0546% | 4,343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0607% | 4,394 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0017% | 3,265 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0159% | 1,793 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0159% | 1,705 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0054% | 3,571 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0095% | 1,057 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0092% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0178% | 692 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0077% | 3,178 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0209% | 633 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0918% | 4,139 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0767% | 2,116 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0767% | 2,013 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0059% | 3,490 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0126% | 906 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0128% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0226% | 569 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0067% | 3,225 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0264% | 518 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1060% | 4,245 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0913% | 1,840 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0913% | 1,736 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0207% | 4,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0112% | 834 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 4,067 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0346% | 445 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0050% | 3,260 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0398% | 414 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1448% | 4,392 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0465% | 1,833 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0465% | 1,721 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0626% | 4,481 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0096% | 626 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 4,198 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0300% | 368 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0340% | 333 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2964% | 4,621 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0124% | 3,750 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0124% | 3,707 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4712% | 347 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2192% | 289 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5197% | 217 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0005% | 3,949 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0608% | 264 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0102% | 4,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3081% | 304 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4928% | 1,234 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4928% | 1,129 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2704% | 577 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3033% | 180 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6962% | 123 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0007% | 3,965 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0199% | 978 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0793% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0095% | 1,077 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0506% | 1,461 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5601% | 1,073 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5601% | 979 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3859% | 408 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4473% | 124 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0439% | 77 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0156% | 4,246 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0185% | 4,314 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0447% | 1,320 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6851% | 969 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6851% | 875 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0894% | 1,159 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0047% | 1,008 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 4,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0159% | 734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0189% | 650 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0511% | 963 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7159% | 1,016 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7159% | 916 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1082% | 1,646 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0181% | 1,645 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 4,238 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0571% | 950 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0399% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0606% | 887 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1335% | 1,643 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6408% | 1,290 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 608 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6420% | 1,180 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0722% | 1,797 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0100% | 1,582 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 4,294 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0321% | 1,055 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0345% | 329 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0316% | 998 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0130% | 1,800 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5338% | 1,399 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 568 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5351% | 1,292 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0817% | 1,540 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0064% | 1,476 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 4,381 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0214% | 1,037 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0257% | 921 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0476% | 1,366 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5834% | 1,234 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5852% | 1,115 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0891% | 1,218 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0004% | 1,239 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 4,520 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0027% | 976 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0032% | 901 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7295% | 992 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7328% | 906 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4067% | 452 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0415% | 1,327 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0174% | 941 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1038% | 750 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0365% | 3,704 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1339% | 615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0176% | 245 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7980% | 1,040 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7592% | 96 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7650% | 991 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4937% | 321 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0449% | 1,079 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0109% | 785 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1221% | 580 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1011% | 3,875 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1701% | 442 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7228% | 166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7377% | 1,027 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5248% | 75 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6984% | 979 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6937% | 209 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0605% | 776 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0169% | 570 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1604% | 435 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1507% | 3,946 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2276% | 308 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0744% | 105 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7733% | 921 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2999% | 81 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7360% | 878 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1456% | 950 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0374% | 800 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1118% | 512 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1359% | 441 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0245% | 1,030 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8805% | 877 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8180% | 370 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8811% | 780 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1680% | 1,468 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0696% | 1,247 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0687% | 825 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0898% | 121 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0731% | 1,291 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0874% | 1,127 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0024% | 4,123 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9175% | 970 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6909% | 102 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8836% | 912 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1402% | 1,404 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0494% | 1,299 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0535% | 701 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0764% | 1,116 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0909% | 994 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0064% | 1,980 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8088% | 1,038 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0942% | 121 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7792% | 980 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0992% | 1,630 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0085% | 1,813 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 4,642 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0256% | 1,505 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0304% | 1,379 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0593% | 4,607 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7884% | 1,032 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5187% | 243 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7727% | 945 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1094% | 1,297 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0027% | 1,499 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0075% | 1,290 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0089% | 1,176 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0415% | 4,471 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8814% | 948 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3865% | 339 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8767% | 845 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2044% | 1,363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1337% | 1,013 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1873% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1061% | 157 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1079% | 1,295 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0514% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1182% | 1,167 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0214% | 2,270 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7231% | 1,344 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1755% | 174 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7022% | 1,266 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6608% | 589 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1081% | 1,863 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0167% | 2,186 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0193% | 1,008 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0238% | 2,026 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0028% | 3,899 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0287% | 1,877 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0426% | 1,798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6495% | 1,303 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9347% | 184 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6305% | 1,229 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0969% | 1,874 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0113% | 2,127 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 4,810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0313% | 1,735 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0042% | 3,931 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0378% | 1,604 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0361% | 4,593 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6702% | 1,197 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7805% | 199 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6528% | 1,110 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1113% | 1,459 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0044% | 4,510 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 4,934 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0103% | 4,927 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0121% | 5,025 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0542% | 4,796 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8554% | 935 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8829% | 194 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8386% | 843 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0871% | 2,578 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0056% | 3,174 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0277% | 5,342 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0136% | 261 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0353% | 2,545 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0592% | 766 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0312% | 2,516 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0229% | 2,315 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4891% | 1,669 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1058% | 295 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4759% | 1,560 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0725% | 2,527 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0074% | 4,934 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0404% | 5,514 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0188% | 214 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0126% | 2,615 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0147% | 2,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0025% | 4,238 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4640% | 1,567 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9182% | 304 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4522% | 1,484 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0539% | 2,644 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0065% | 4,905 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0493% | 5,671 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0271% | 163 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0202% | 2,271 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0236% | 2,120 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0485% | 4,808 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3780% | 1,654 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1507% | 401 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3717% | 1,548 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0649% | 2,092 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0246% | 5,389 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0923% | 5,935 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0262% | 1,641 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0306% | 1,507 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0392% | 4,755 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4912% | 1,325 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0088% | 370 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4871% | 1,217 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2875% | 1,512 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3005% | 1,037 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6852% | 507 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1025% | 321 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0441% | 2,985 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0508% | 2,795 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0462% | 2,464 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4339% | 1,980 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7392% | 235 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4149% | 1,901 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2470% | 1,562 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2252% | 1,238 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5261% | 579 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0389% | 2,762 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0447% | 2,561 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0861% | 1,915 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4549% | 1,793 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2518% | 169 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4317% | 1,692 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1709% | 2,029 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0729% | 2,275 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2002% | 927 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0168% | 5,789 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0192% | 5,815 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2483% | 1,306 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4794% | 1,568 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2800% | 170 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4553% | 1,488 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1025% | 2,148 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0071% | 2,451 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0102% | 1,009 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0067% | 2,141 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0077% | 2,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0906% | 5,349 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5960% | 1,306 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7962% | 115 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5580% | 1,247 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0437% | 4,606 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0089% | 4,394 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0357% | 6,130 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0491% | 3,530 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1244% | 1,196 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0389% | 3,481 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2612% | 5,985 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4266% | 2,285 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7241% | 406 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4128% | 2,191 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0476% | 4,227 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0047% | 4,170 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0271% | 6,151 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0322% | 3,423 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1746% | 1,000 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0129% | 3,465 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2639% | 6,014 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4778% | 1,914 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7659% | 388 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4638% | 1,813 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0013% | 5,508 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0128% | 3,689 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0153% | 6,136 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0394% | 3,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2573% | 812 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0100% | 3,102 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4052% | 6,190 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2972% | 2,320 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7979% | 533 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2915% | 2,186 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0172% | 3,810 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0516% | 2,591 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0138% | 6,206 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1196% | 1,986 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5279% | 472 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0647% | 2,081 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3647% | 6,203 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2235% | 2,250 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2262% | 2,096 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0209% | 5,611 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0666% | 4,337 |
| Percentage Net Loans Charged-off:Construction & development | 0.0232% | 2,324 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1047% | 2,668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0537% | 4,069 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0611% | 3,818 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4505% | 6,481 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3118% | 2,976 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4569% | 377 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2820% | 2,918 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0465% | 6,689 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0350% | 4,457 |
| Percentage Net Loans Charged-off:Construction & development | 0.0337% | 2,123 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0251% | 2,727 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0476% | 3,807 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0543% | 3,577 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5614% | 6,604 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1507% | 3,427 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4815% | 351 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1173% | 3,432 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0198% | 6,429 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0458% | 4,037 |
| Percentage Net Loans Charged-off:Construction & development | 0.0557% | 1,862 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0197% | 2,375 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0703% | 3,300 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0800% | 3,089 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4919% | 6,593 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2269% | 2,880 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6101% | 330 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1903% | 2,829 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0115% | 5,990 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0586% | 3,256 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0779% | 1,511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0583% | 2,740 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0664% | 2,525 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4909% | 6,596 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2502% | 2,379 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5689% | 313 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2109% | 2,308 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1106% | 5,267 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0096% | 5,510 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0127% | 6,837 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0239% | 4,703 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0272% | 4,495 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1971% | 3,470 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4337% | 3,019 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1522% | 486 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3483% | 3,057 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1244% | 4,795 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0038% | 5,192 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0244% | 6,915 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0198% | 4,337 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0225% | 4,142 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2808% | 2,851 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4297% | 2,797 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8180% | 386 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3239% | 2,883 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0024% | 6,532 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0243% | 7,006 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0300% | 6,955 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0242% | 6,974 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0274% | 6,978 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3174% | 6,776 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4397% | 2,597 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4633% | 323 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3058% | 2,714 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0209% | 4,785 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0218% | 6,952 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0222% | 6,943 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0235% | 6,940 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0265% | 6,951 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3929% | 6,842 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5783% | 1,949 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4974% | 390 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3891% | 2,013 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2678% | 4,692 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1588% | 4,457 |
| Percentage Net Loans Charged-off:Construction & development | 0.8737% | 2,595 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3659% | 2,348 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0529% | 4,528 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0777% | 1,830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0496% | 4,387 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3599% | 3,621 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5482% | 3,261 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4289% | 597 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3233% | 4,048 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1589% | 4,113 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4691% | 1,814 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0343% | 4,329 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1044% | 1,572 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0250% | 4,237 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5854% | 2,784 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6166% | 2,806 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7108% | 523 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0915% | 5,219 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0390% | 4,678 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0171% | 2,570 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0511% | 3,734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1596% | 1,257 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0372% | 3,639 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3297% | 7,143 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7118% | 2,415 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4325% | 440 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1204% | 4,253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0639% | 3,610 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0115% | 7,373 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0998% | 2,656 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3086% | 808 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0737% | 2,603 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4191% | 7,233 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8817% | 1,968 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4273% | 375 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2703% | 4,931 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0967% | 4,823 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2942% | 2,177 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0221% | 4,713 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0247% | 4,478 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0202% | 5,070 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0535% | 2,580 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4528% | 463 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2307% | 4,616 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0183% | 5,214 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0142% | 2,734 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0207% | 4,231 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0231% | 3,959 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0523% | 7,175 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1441% | 2,199 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1885% | 371 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2675% | 3,857 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0298% | 4,482 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0285% | 2,097 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0315% | 3,562 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0351% | 3,291 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0633% | 7,200 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2865% | 1,864 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4545% | 354 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2804% | 2,996 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0424% | 3,361 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0137% | 7,737 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0653% | 2,387 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0731% | 2,157 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1162% | 7,303 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3273% | 1,657 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0807% | 425 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1420% | 4,795 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0313% | 4,650 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0507% | 1,992 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0258% | 3,789 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0286% | 3,533 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1415% | 7,559 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7281% | 2,969 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8388% | 546 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1330% | 3,982 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0351% | 3,766 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0887% | 1,275 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0193% | 3,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0213% | 2,985 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0664% | 7,297 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5984% | 2,915 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6102% | 512 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1474% | 3,261 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0545% | 2,867 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1432% | 831 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0290% | 2,523 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0319% | 2,300 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0718% | 7,274 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6231% | 2,522 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9788% | 588 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1540% | 2,481 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1440% | 1,464 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4499% | 311 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0583% | 1,586 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0640% | 1,429 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2375% | 7,616 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6156% | 2,174 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4548% | 582 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1518% | 3,160 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0055% | 4,032 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0034% | 1,636 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0062% | 3,215 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0068% | 2,979 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5167% | 1,851 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2894% | 4,063 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9326% | 624 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1511% | 2,459 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0959% | 8,217 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4822% | 8,215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0084% | 2,535 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0093% | 2,325 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5763% | 1,366 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2535% | 3,804 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3947% | 707 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2203% | 1,573 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1248% | 8,271 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6557% | 8,264 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0129% | 1,956 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0143% | 1,788 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8928% | 860 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2271% | 3,526 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0874% | 498 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0016% | 6,540 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2739% | 8,407 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.3526% | 8,319 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3874% | 1,010 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1805% | 3,169 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6103% | 725 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4266% | 905 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6991% | 171 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.4010% | 35 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0023% | 2,883 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0027% | 2,671 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0566% | 3,250 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3379% | 3,699 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4220% | 481 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2055% | 1,560 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2872% | 376 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3788% | 92 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0032% | 2,387 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0037% | 2,199 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0185% | 2,972 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3117% | 3,384 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5032% | 449 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2936% | 1,061 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4731% | 214 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3308% | 51 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0029% | 6,569 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3544% | 2,924 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2359% | 486 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0656% | 2,565 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 7,588 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0097% | 8,064 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0030% | 6,568 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3345% | 2,618 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9581% | 689 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3731% | 1,226 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3497% | 355 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6365% | 97 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0088% | 2,826 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0106% | 2,606 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4568% | 2,005 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3340% | 4,366 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6706% | 1,291 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4135% | 941 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3817% | 296 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7473% | 83 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0119% | 2,364 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0144% | 2,164 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5260% | 1,495 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3546% | 3,789 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1225% | 1,001 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1247% | 2,547 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0096% | 2,279 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0197% | 8,139 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0181% | 1,873 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0218% | 1,710 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1436% | 2,210 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3966% | 3,259 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4959% | 586 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0616% | 3,019 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0021% | 1,784 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0097% | 8,220 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0056% | 1,478 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0067% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0102% | 6,800 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3280% | 3,105 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6752% | 839 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3519% | 1,624 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1643% | 1,114 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7289% | 330 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0021% | 3,200 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0026% | 3,018 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6020% | 1,921 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4651% | 3,982 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3775% | 1,189 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4274% | 1,158 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2197% | 721 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9772% | 201 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0019% | 2,732 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0023% | 2,562 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7320% | 1,402 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5067% | 3,386 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4586% | 1,088 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1848% | 2,380 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0076% | 2,560 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0245% | 846 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0028% | 2,240 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0035% | 2,108 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3166% | 1,924 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4358% | 3,461 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4549% | 1,289 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0823% | 3,122 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 7,845 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0098% | 8,423 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0427% | 7,214 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5117% | 2,898 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4778% | 1,055 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6118% | 1,161 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0580% | 2,390 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2526% | 731 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0041% | 3,348 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0049% | 3,158 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4985% | 1,205 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5379% | 4,049 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0636% | 1,155 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7136% | 810 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0111% | 8,269 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0705% | 8,682 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0054% | 2,786 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0064% | 2,626 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9308% | 778 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4807% | 3,925 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9033% | 1,168 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9967% | 528 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0123% | 8,331 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0574% | 8,687 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8263% | 525 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3912% | 4,030 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5747% | 1,157 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8305% | 240 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0102% | 8,365 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0475% | 8,739 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4156% | 226 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3752% | 3,589 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9791% | 1,101 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1597% | 4,178 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0479% | 2,603 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0068% | 1,516 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0606% | 2,168 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0450% | 509 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0636% | 2,054 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0315% | 4,687 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6447% | 3,619 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4821% | 1,090 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1764% | 3,915 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0090% | 8,572 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0236% | 8,872 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0049% | 8,595 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0059% | 8,641 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0784% | 4,290 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7083% | 3,235 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6642% | 1,006 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1848% | 3,347 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0011% | 946 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0389% | 1,394 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0132% | 714 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0527% | 272 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0036% | 782 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0559% | 934 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6851% | 613 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7887% | 352 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1491% | 3,912 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0239% | 657 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0323% | 633 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0486% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0274% | 636 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0280% | 1,281 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5905% | 723 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3946% | 694 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1396% | 4,374 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0179% | 723 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0239% | 657 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0357% | 329 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0188% | 641 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0301% | 1,242 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5595% | 795 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2769% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2330% | 3,416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0339% | 619 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1585% | 225 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0232% | 1,185 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7870% | 674 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9298% | 474 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9421% | 31 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2431% | 3,548 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0146% | 848 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0202% | 754 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0513% | 325 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0015% | 982 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3158% | 452 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7323% | 691 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1869% | 607 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1059% | 5,491 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0035% | 1,002 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0049% | 956 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0083% | 869 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1345% | 592 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3578% | 918 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4038% | 691 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2793% | 3,171 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0102% | 975 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0144% | 857 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0243% | 717 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6796% | 291 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8006% | 384 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4098% | 330 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3593% | 3,637 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,220 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4730% | 291 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6443% | 604 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7061% | 575 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1345% | 8,260 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,332 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1170% | 1,376 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8461% | 677 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6810% | 698 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |