Home > Champlain National Bank > Income and Expense
Champlain National Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $18,345,000 | 2,001 |
| Total interest expense | $4,646,000 | 2,107 |
| Net interest income | $13,699,000 | 1,949 |
| Provision for loan and lease losses | $122,000 | 2,314 |
| Total noninterest income | $2,162,000 | 1,930 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $564,000 | 1,518 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,598,000 | 1,817 |
| Total noninterest expense | $11,837,000 | 1,826 |
| Salaries and employee benefits | $6,740,000 | 1,816 |
| Premises and equipment expense | $1,237,000 | 1,764 |
| Additional noninterest expense | $1,598,000 | 1,817 |
| Pre-tax net operating income | $3,902,000 | 2,196 |
| Securities gains (losses) | $5,000 | 865 |
| Applicable income taxes | $675,000 | 1,708 |
| Income before extraordinary items | $3,232,000 | 2,237 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,232,000 | 2,261 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $3,232,000 | 2,240 |
| Net charge-offs | $-6,000 | 3,751 |
| Cash dividends | $529,000 | 2,700 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $3,227,850 | 2,264 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $13,343,000 | 2,014 |
| Total interest expense | $2,923,000 | 2,189 |
| Net interest income | $10,420,000 | 1,937 |
| Provision for loan and lease losses | $123,000 | 2,007 |
| Total noninterest income | $1,618,000 | 1,930 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $412,000 | 1,550 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,206,000 | 1,809 |
| Total noninterest expense | $8,781,000 | 1,843 |
| Salaries and employee benefits | $4,808,000 | 1,880 |
| Premises and equipment expense | $944,000 | 1,752 |
| Additional noninterest expense | $1,206,000 | 1,809 |
| Pre-tax net operating income | $3,134,000 | 2,177 |
| Securities gains (losses) | $5,000 | 699 |
| Applicable income taxes | $546,000 | 1,696 |
| Income before extraordinary items | $2,593,000 | 2,217 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,593,000 | 2,239 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,593,000 | 2,219 |
| Net charge-offs | $-8,000 | 3,787 |
| Cash dividends | $397,000 | 2,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,588,850 | 2,242 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $8,658,000 | 2,026 |
| Total interest expense | $1,521,000 | 2,325 |
| Net interest income | $7,137,000 | 1,913 |
| Provision for loan and lease losses | $129,000 | 1,660 |
| Total noninterest income | $1,032,000 | 1,918 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $275,000 | 1,529 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $757,000 | 1,806 |
| Total noninterest expense | $5,845,000 | 1,840 |
| Salaries and employee benefits | $3,212,000 | 1,873 |
| Premises and equipment expense | $627,000 | 1,745 |
| Additional noninterest expense | $757,000 | 1,804 |
| Pre-tax net operating income | $2,195,000 | 2,133 |
| Securities gains (losses) | $4,000 | 768 |
| Applicable income taxes | $386,000 | 1,672 |
| Income before extraordinary items | $1,813,000 | 2,179 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,813,000 | 2,205 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,813,000 | 2,179 |
| Net charge-offs | $-2,000 | 3,491 |
| Cash dividends | $265,000 | 2,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,809,720 | 2,192 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $4,248,000 | 2,030 |
| Total interest expense | $583,000 | 2,456 |
| Net interest income | $3,665,000 | 1,873 |
| Provision for loan and lease losses | $-11,000 | 4,444 |
| Total noninterest income | $507,000 | 1,931 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $130,000 | 1,592 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $377,000 | 1,800 |
| Total noninterest expense | $2,949,000 | 1,853 |
| Salaries and employee benefits | $1,617,000 | 1,897 |
| Premises and equipment expense | $311,000 | 1,791 |
| Additional noninterest expense | $377,000 | 1,800 |
| Pre-tax net operating income | $1,234,000 | 2,031 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $221,000 | 1,605 |
| Income before extraordinary items | $1,013,000 | 2,078 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,013,000 | 2,077 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,013,000 | 2,078 |
| Net charge-offs | $5,000 | 1,579 |
| Cash dividends | $132,000 | 1,981 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,013,000 | 2,102 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $15,526,000 | 1,904 |
| Total interest expense | $638,000 | 2,959 |
| Net interest income | $14,888,000 | 1,803 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $2,416,000 | 1,845 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $573,000 | 1,543 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,843,000 | 1,701 |
| Total noninterest expense | $11,178,000 | 1,861 |
| Salaries and employee benefits | $6,887,000 | 1,771 |
| Premises and equipment expense | $1,216,000 | 1,797 |
| Additional noninterest expense | $1,843,000 | 1,701 |
| Pre-tax net operating income | $6,126,000 | 1,803 |
| Securities gains (losses) | $3,000 | 566 |
| Applicable income taxes | $1,150,000 | 1,450 |
| Income before extraordinary items | $4,979,000 | 1,824 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,979,000 | 1,822 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $4,979,000 | 1,823 |
| Net charge-offs | $133,000 | 1,110 |
| Cash dividends | $528,000 | 2,656 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $4,976,570 | 1,858 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $11,321,000 | 1,888 |
| Total interest expense | $303,000 | 3,279 |
| Net interest income | $11,018,000 | 1,796 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $1,884,000 | 1,824 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $424,000 | 1,564 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,460,000 | 1,679 |
| Total noninterest expense | $7,859,000 | 1,938 |
| Salaries and employee benefits | $4,763,000 | 1,875 |
| Premises and equipment expense | $902,000 | 1,825 |
| Additional noninterest expense | $1,460,000 | 1,679 |
| Pre-tax net operating income | $5,043,000 | 1,688 |
| Securities gains (losses) | $3,000 | 589 |
| Applicable income taxes | $976,000 | 1,359 |
| Income before extraordinary items | $4,070,000 | 1,698 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,070,000 | 1,696 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $4,070,000 | 1,697 |
| Net charge-offs | $114,000 | 883 |
| Cash dividends | $393,000 | 2,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $4,067,570 | 1,739 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $7,575,000 | 1,832 |
| Total interest expense | $114,000 | 3,822 |
| Net interest income | $7,461,000 | 1,754 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $1,061,000 | 1,995 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $279,000 | 1,565 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $782,000 | 1,937 |
| Total noninterest expense | $5,410,000 | 1,885 |
| Salaries and employee benefits | $3,158,000 | 1,874 |
| Premises and equipment expense | $604,000 | 1,819 |
| Additional noninterest expense | $1,648,000 | 1,856 |
| Pre-tax net operating income | $3,112,000 | 1,688 |
| Securities gains (losses) | $2,000 | 556 |
| Applicable income taxes | $633,000 | 1,314 |
| Income before extraordinary items | $2,481,000 | 1,724 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,481,000 | 1,723 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,481,000 | 1,724 |
| Net charge-offs | $88,000 | 773 |
| Cash dividends | $258,000 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,479,400 | 1,763 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,672,000 | 1,834 |
| Total interest expense | $44,000 | 4,044 |
| Net interest income | $3,628,000 | 1,748 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $503,000 | 2,069 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $132,000 | 1,624 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $371,000 | 1,977 |
| Total noninterest expense | $2,741,000 | 1,868 |
| Salaries and employee benefits | $1,602,000 | 1,847 |
| Premises and equipment expense | $319,000 | 1,762 |
| Additional noninterest expense | $820,000 | 1,835 |
| Pre-tax net operating income | $1,390,000 | 1,736 |
| Securities gains (losses) | $2,000 | 526 |
| Applicable income taxes | $278,000 | 1,373 |
| Income before extraordinary items | $1,114,000 | 1,785 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,114,000 | 1,785 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,114,000 | 1,785 |
| Net charge-offs | $-1,000 | 3,005 |
| Cash dividends | $126,000 | 1,915 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,112,400 | 1,804 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $14,498,000 | 1,922 |
| Total interest expense | $259,000 | 3,895 |
| Net interest income | $14,239,000 | 1,789 |
| Provision for loan and lease losses | $-200,000 | 4,310 |
| Total noninterest income | $2,171,000 | 2,128 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $501,000 | 1,607 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,670,000 | 2,103 |
| Total noninterest expense | $11,117,000 | 1,839 |
| Salaries and employee benefits | $6,679,000 | 1,780 |
| Premises and equipment expense | $1,208,000 | 1,812 |
| Additional noninterest expense | $3,230,000 | 1,876 |
| Pre-tax net operating income | $5,493,000 | 1,935 |
| Securities gains (losses) | $5,000 | 1,837 |
| Applicable income taxes | $1,083,000 | 1,547 |
| Income before extraordinary items | $4,415,000 | 2,041 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $4,415,000 | 2,042 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $4,415,000 | 2,043 |
| Net charge-offs | $-9,000 | 3,637 |
| Cash dividends | $545,000 | 2,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $4,411,000 | 2,021 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $10,700,000 | 1,982 |
| Total interest expense | $213,000 | 3,899 |
| Net interest income | $10,487,000 | 1,855 |
| Provision for loan and lease losses | $150,000 | 1,662 |
| Total noninterest income | $1,616,000 | 2,196 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $358,000 | 1,648 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,258,000 | 2,140 |
| Total noninterest expense | $7,710,000 | 1,942 |
| Salaries and employee benefits | $4,633,000 | 1,899 |
| Premises and equipment expense | $893,000 | 1,857 |
| Additional noninterest expense | $2,184,000 | 2,024 |
| Pre-tax net operating income | $4,243,000 | 1,981 |
| Securities gains (losses) | $2,000 | 1,903 |
| Applicable income taxes | $805,000 | 1,632 |
| Income before extraordinary items | $3,440,000 | 2,070 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,440,000 | 2,070 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,440,000 | 2,071 |
| Net charge-offs | $-19,000 | 3,868 |
| Cash dividends | $419,000 | 2,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $3,438,380 | 2,048 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $7,144,000 | 1,975 |
| Total interest expense | $145,000 | 3,950 |
| Net interest income | $6,999,000 | 1,832 |
| Provision for loan and lease losses | $150,000 | 1,356 |
| Total noninterest income | $998,000 | 2,242 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $225,000 | 1,655 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $773,000 | 2,193 |
| Total noninterest expense | $5,049,000 | 1,963 |
| Salaries and employee benefits | $3,065,000 | 1,897 |
| Premises and equipment expense | $565,000 | 1,915 |
| Additional noninterest expense | $1,419,000 | 2,050 |
| Pre-tax net operating income | $2,798,000 | 1,973 |
| Securities gains (losses) | $1,000 | 1,754 |
| Applicable income taxes | $704,000 | 1,419 |
| Income before extraordinary items | $2,095,000 | 2,163 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,095,000 | 2,162 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,095,000 | 2,163 |
| Net charge-offs | $-19,000 | 4,036 |
| Cash dividends | $242,000 | 2,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,094,210 | 2,134 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,531,000 | 1,964 |
| Total interest expense | $77,000 | 3,958 |
| Net interest income | $3,454,000 | 1,829 |
| Provision for loan and lease losses | $125,000 | 1,106 |
| Total noninterest income | $455,000 | 2,334 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $113,000 | 1,648 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $342,000 | 2,314 |
| Total noninterest expense | $2,494,000 | 1,970 |
| Salaries and employee benefits | $1,532,000 | 1,877 |
| Premises and equipment expense | $271,000 | 1,968 |
| Additional noninterest expense | $691,000 | 2,053 |
| Pre-tax net operating income | $1,290,000 | 2,053 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $320,000 | 1,463 |
| Income before extraordinary items | $970,000 | 2,253 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $970,000 | 2,254 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $970,000 | 2,253 |
| Net charge-offs | $-18,000 | 4,295 |
| Cash dividends | $121,000 | 2,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $970,000 | 2,212 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $14,786,000 | 1,916 |
| Total interest expense | $942,000 | 3,029 |
| Net interest income | $13,844,000 | 1,763 |
| Provision for loan and lease losses | $1,225,000 | 1,412 |
| Total noninterest income | $2,106,000 | 2,061 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $504,000 | 1,613 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,602,000 | 2,025 |
| Total noninterest expense | $10,320,000 | 1,912 |
| Salaries and employee benefits | $6,087,000 | 1,890 |
| Premises and equipment expense | $1,181,000 | 1,821 |
| Additional noninterest expense | $3,052,000 | 1,886 |
| Pre-tax net operating income | $4,405,000 | 1,944 |
| Securities gains (losses) | $1,000 | 2,609 |
| Applicable income taxes | $781,000 | 1,635 |
| Income before extraordinary items | $3,625,000 | 2,040 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,625,000 | 2,040 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,625,000 | 2,040 |
| Net charge-offs | $58,000 | 2,324 |
| Cash dividends | $484,000 | 2,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $3,624,180 | 1,985 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $11,098,000 | 1,926 |
| Total interest expense | $838,000 | 2,861 |
| Net interest income | $10,260,000 | 1,777 |
| Provision for loan and lease losses | $825,000 | 1,523 |
| Total noninterest income | $1,495,000 | 2,092 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $375,000 | 1,623 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,120,000 | 2,046 |
| Total noninterest expense | $7,532,000 | 1,929 |
| Salaries and employee benefits | $4,378,000 | 1,912 |
| Premises and equipment expense | $909,000 | 1,781 |
| Additional noninterest expense | $2,245,000 | 1,900 |
| Pre-tax net operating income | $3,398,000 | 1,888 |
| Securities gains (losses) | $1,000 | 2,423 |
| Applicable income taxes | $619,000 | 1,572 |
| Income before extraordinary items | $2,780,000 | 1,999 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,780,000 | 1,998 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,780,000 | 1,999 |
| Net charge-offs | $62,000 | 1,937 |
| Cash dividends | $363,000 | 2,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,779,180 | 1,941 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $7,342,000 | 1,954 |
| Total interest expense | $687,000 | 2,678 |
| Net interest income | $6,655,000 | 1,819 |
| Provision for loan and lease losses | $375,000 | 1,842 |
| Total noninterest income | $977,000 | 2,043 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $264,000 | 1,575 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $713,000 | 2,018 |
| Total noninterest expense | $5,059,000 | 1,917 |
| Salaries and employee benefits | $2,929,000 | 1,903 |
| Premises and equipment expense | $642,000 | 1,703 |
| Additional noninterest expense | $1,488,000 | 1,893 |
| Pre-tax net operating income | $2,198,000 | 1,869 |
| Securities gains (losses) | $1,000 | 2,174 |
| Applicable income taxes | $399,000 | 1,534 |
| Income before extraordinary items | $1,800,000 | 1,980 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,800,000 | 1,981 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,800,000 | 1,981 |
| Net charge-offs | $5,000 | 2,656 |
| Cash dividends | $242,000 | 2,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,799,180 | 1,940 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,669,000 | 1,943 |
| Total interest expense | $423,000 | 2,551 |
| Net interest income | $3,246,000 | 1,807 |
| Provision for loan and lease losses | $75,000 | 2,175 |
| Total noninterest income | $510,000 | 1,926 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $168,000 | 1,505 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $342,000 | 1,867 |
| Total noninterest expense | $2,528,000 | 1,926 |
| Salaries and employee benefits | $1,464,000 | 1,918 |
| Premises and equipment expense | $270,000 | 1,947 |
| Additional noninterest expense | $794,000 | 1,837 |
| Pre-tax net operating income | $1,153,000 | 1,642 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $217,000 | 1,333 |
| Income before extraordinary items | $936,000 | 1,758 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $936,000 | 1,758 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $936,000 | 1,758 |
| Net charge-offs | $-9,000 | 4,422 |
| Cash dividends | $121,000 | 2,208 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $936,000 | 1,717 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $14,949,000 | 1,928 |
| Total interest expense | $1,998,000 | 2,334 |
| Net interest income | $12,951,000 | 1,820 |
| Provision for loan and lease losses | $210,000 | 2,300 |
| Total noninterest income | $2,196,000 | 1,880 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $691,000 | 1,516 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,505,000 | 1,790 |
| Total noninterest expense | $10,678,000 | 1,814 |
| Salaries and employee benefits | $6,033,000 | 1,834 |
| Premises and equipment expense | $1,087,000 | 1,924 |
| Additional noninterest expense | $3,558,000 | 1,652 |
| Pre-tax net operating income | $4,259,000 | 1,964 |
| Securities gains (losses) | $-17,000 | 4,886 |
| Applicable income taxes | $818,000 | 1,585 |
| Income before extraordinary items | $3,424,000 | 2,107 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,424,000 | 2,108 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,424,000 | 2,109 |
| Net charge-offs | $65,000 | 2,478 |
| Cash dividends | $466,000 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,437,770 | 2,067 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $11,213,000 | 1,942 |
| Total interest expense | $1,543,000 | 2,306 |
| Net interest income | $9,670,000 | 1,845 |
| Provision for loan and lease losses | $175,000 | 2,120 |
| Total noninterest income | $1,639,000 | 1,886 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $512,000 | 1,540 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,127,000 | 1,786 |
| Total noninterest expense | $7,796,000 | 1,873 |
| Salaries and employee benefits | $4,345,000 | 1,894 |
| Premises and equipment expense | $785,000 | 2,000 |
| Additional noninterest expense | $2,666,000 | 1,652 |
| Pre-tax net operating income | $3,338,000 | 1,977 |
| Securities gains (losses) | $-32,000 | 5,053 |
| Applicable income taxes | $616,000 | 1,634 |
| Income before extraordinary items | $2,690,000 | 2,091 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,690,000 | 2,090 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,690,000 | 2,092 |
| Net charge-offs | $28,000 | 2,550 |
| Cash dividends | $362,000 | 2,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,715,920 | 2,051 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $7,463,000 | 1,944 |
| Total interest expense | $1,055,000 | 2,266 |
| Net interest income | $6,408,000 | 1,861 |
| Provision for loan and lease losses | $175,000 | 1,694 |
| Total noninterest income | $1,021,000 | 1,936 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $350,000 | 1,480 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $671,000 | 1,896 |
| Total noninterest expense | $5,254,000 | 1,856 |
| Salaries and employee benefits | $2,911,000 | 1,898 |
| Premises and equipment expense | $522,000 | 2,001 |
| Additional noninterest expense | $1,821,000 | 1,633 |
| Pre-tax net operating income | $2,000,000 | 2,095 |
| Securities gains (losses) | $15,000 | 1,113 |
| Applicable income taxes | $369,000 | 1,685 |
| Income before extraordinary items | $1,646,000 | 2,202 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,646,000 | 2,201 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,646,000 | 2,202 |
| Net charge-offs | $37,000 | 2,040 |
| Cash dividends | $242,000 | 2,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,633,700 | 2,188 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,734,000 | 1,945 |
| Total interest expense | $543,000 | 2,198 |
| Net interest income | $3,191,000 | 1,872 |
| Provision for loan and lease losses | $105,000 | 1,424 |
| Total noninterest income | $499,000 | 1,929 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $173,000 | 1,485 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $326,000 | 1,882 |
| Total noninterest expense | $2,669,000 | 1,825 |
| Salaries and employee benefits | $1,457,000 | 1,901 |
| Premises and equipment expense | $266,000 | 1,997 |
| Additional noninterest expense | $946,000 | 1,579 |
| Pre-tax net operating income | $916,000 | 2,169 |
| Securities gains (losses) | $10,000 | 710 |
| Applicable income taxes | $167,000 | 1,743 |
| Income before extraordinary items | $759,000 | 2,256 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $759,000 | 2,255 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $759,000 | 2,255 |
| Net charge-offs | $37,000 | 1,372 |
| Cash dividends | $122,000 | 2,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $750,800 | 2,247 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $13,914,000 | 1,973 |
| Total interest expense | $1,207,000 | 2,657 |
| Net interest income | $12,707,000 | 1,852 |
| Provision for loan and lease losses | $1,085,000 | 831 |
| Total noninterest income | $2,172,000 | 1,894 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $715,000 | 1,507 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,457,000 | 1,829 |
| Total noninterest expense | $10,272,000 | 1,863 |
| Salaries and employee benefits | $5,436,000 | 1,970 |
| Premises and equipment expense | $1,076,000 | 1,947 |
| Additional noninterest expense | $3,760,000 | 1,592 |
| Pre-tax net operating income | $3,522,000 | 2,273 |
| Securities gains (losses) | $22,000 | 553 |
| Applicable income taxes | $636,000 | 1,777 |
| Income before extraordinary items | $2,908,000 | 2,358 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,908,000 | 2,357 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,908,000 | 2,357 |
| Net charge-offs | $651,000 | 810 |
| Cash dividends | $434,000 | 3,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,889,960 | 2,364 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $10,225,000 | 1,991 |
| Total interest expense | $776,000 | 2,801 |
| Net interest income | $9,449,000 | 1,865 |
| Provision for loan and lease losses | $780,000 | 791 |
| Total noninterest income | $1,598,000 | 1,940 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $539,000 | 1,499 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,059,000 | 1,871 |
| Total noninterest expense | $7,472,000 | 1,910 |
| Salaries and employee benefits | $3,948,000 | 2,012 |
| Premises and equipment expense | $793,000 | 1,981 |
| Additional noninterest expense | $2,731,000 | 1,624 |
| Pre-tax net operating income | $2,795,000 | 2,220 |
| Securities gains (losses) | $16,000 | 622 |
| Applicable income taxes | $499,000 | 1,781 |
| Income before extraordinary items | $2,312,000 | 2,301 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,312,000 | 2,300 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,312,000 | 2,300 |
| Net charge-offs | $519,000 | 700 |
| Cash dividends | $326,000 | 2,777 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,298,880 | 2,303 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $6,697,000 | 2,008 |
| Total interest expense | $442,000 | 2,985 |
| Net interest income | $6,255,000 | 1,878 |
| Provision for loan and lease losses | $540,000 | 772 |
| Total noninterest income | $1,056,000 | 1,960 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $371,000 | 1,457 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $685,000 | 1,904 |
| Total noninterest expense | $4,973,000 | 1,926 |
| Salaries and employee benefits | $2,645,000 | 2,013 |
| Premises and equipment expense | $546,000 | 1,953 |
| Additional noninterest expense | $1,782,000 | 1,666 |
| Pre-tax net operating income | $1,798,000 | 2,250 |
| Securities gains (losses) | $-2,000 | 4,720 |
| Applicable income taxes | $415,000 | 1,578 |
| Income before extraordinary items | $1,381,000 | 2,445 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,381,000 | 2,444 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,381,000 | 2,444 |
| Net charge-offs | $510,000 | 518 |
| Cash dividends | $217,000 | 2,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,382,580 | 2,440 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,289,000 | 2,026 |
| Total interest expense | $212,000 | 2,997 |
| Net interest income | $3,077,000 | 1,896 |
| Provision for loan and lease losses | $270,000 | 758 |
| Total noninterest income | $512,000 | 1,969 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $187,000 | 1,457 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $325,000 | 1,931 |
| Total noninterest expense | $2,447,000 | 1,963 |
| Salaries and employee benefits | $1,325,000 | 2,027 |
| Premises and equipment expense | $272,000 | 1,996 |
| Additional noninterest expense | $850,000 | 1,725 |
| Pre-tax net operating income | $872,000 | 2,241 |
| Securities gains (losses) | $10,000 | 437 |
| Applicable income taxes | $203,000 | 1,564 |
| Income before extraordinary items | $679,000 | 2,417 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $679,000 | 2,416 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $679,000 | 2,417 |
| Net charge-offs | $406,000 | 350 |
| Cash dividends | $108,000 | 2,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $671,100 | 2,427 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $12,286,000 | 2,092 |
| Total interest expense | $735,000 | 3,065 |
| Net interest income | $11,551,000 | 1,973 |
| Provision for loan and lease losses | $661,000 | 1,191 |
| Total noninterest income | $2,054,000 | 1,997 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $681,000 | 1,605 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,373,000 | 1,920 |
| Total noninterest expense | $9,742,000 | 1,950 |
| Salaries and employee benefits | $5,459,000 | 1,955 |
| Premises and equipment expense | $1,018,000 | 2,080 |
| Additional noninterest expense | $3,265,000 | 1,819 |
| Pre-tax net operating income | $3,202,000 | 2,379 |
| Securities gains (losses) | $-119,000 | 5,435 |
| Applicable income taxes | $983,000 | 1,893 |
| Income before extraordinary items | $2,100,000 | 2,614 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,100,000 | 2,613 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,100,000 | 2,614 |
| Net charge-offs | $324,000 | 1,416 |
| Cash dividends | $386,000 | 3,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,180,920 | 2,526 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $9,039,000 | 2,127 |
| Total interest expense | $545,000 | 3,075 |
| Net interest income | $8,494,000 | 2,014 |
| Provision for loan and lease losses | $449,000 | 1,280 |
| Total noninterest income | $1,516,000 | 2,039 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $492,000 | 1,649 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,024,000 | 1,952 |
| Total noninterest expense | $7,163,000 | 1,983 |
| Salaries and employee benefits | $4,023,000 | 1,996 |
| Premises and equipment expense | $755,000 | 2,108 |
| Additional noninterest expense | $2,385,000 | 1,846 |
| Pre-tax net operating income | $2,398,000 | 2,427 |
| Securities gains (losses) | $-114,000 | 5,637 |
| Applicable income taxes | $659,000 | 1,836 |
| Income before extraordinary items | $1,625,000 | 2,719 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,625,000 | 2,718 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,625,000 | 2,719 |
| Net charge-offs | $194,000 | 1,420 |
| Cash dividends | $289,000 | 2,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,705,940 | 2,637 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,902,000 | 2,150 |
| Total interest expense | $335,000 | 3,173 |
| Net interest income | $5,567,000 | 2,031 |
| Provision for loan and lease losses | $354,000 | 1,074 |
| Total noninterest income | $985,000 | 2,070 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $323,000 | 1,660 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $662,000 | 1,996 |
| Total noninterest expense | $4,664,000 | 2,028 |
| Salaries and employee benefits | $2,701,000 | 1,981 |
| Premises and equipment expense | $504,000 | 2,110 |
| Additional noninterest expense | $1,459,000 | 1,987 |
| Pre-tax net operating income | $1,534,000 | 2,455 |
| Securities gains (losses) | $12,000 | 1,188 |
| Applicable income taxes | $436,000 | 1,823 |
| Income before extraordinary items | $1,110,000 | 2,652 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,110,000 | 2,651 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,110,000 | 2,652 |
| Net charge-offs | $183,000 | 1,108 |
| Cash dividends | $193,000 | 2,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,101,360 | 2,648 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,890,000 | 2,176 |
| Total interest expense | $160,000 | 3,243 |
| Net interest income | $2,730,000 | 2,047 |
| Provision for loan and lease losses | $69,000 | 1,813 |
| Total noninterest income | $464,000 | 2,141 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $141,000 | 1,850 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $323,000 | 2,001 |
| Total noninterest expense | $2,329,000 | 2,051 |
| Salaries and employee benefits | $1,351,000 | 2,017 |
| Premises and equipment expense | $248,000 | 2,160 |
| Additional noninterest expense | $730,000 | 1,978 |
| Pre-tax net operating income | $796,000 | 2,294 |
| Securities gains (losses) | $30,000 | 437 |
| Applicable income taxes | $231,000 | 1,731 |
| Income before extraordinary items | $595,000 | 2,463 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $595,000 | 2,462 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $595,000 | 2,463 |
| Net charge-offs | $21,000 | 1,854 |
| Cash dividends | $97,000 | 2,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $573,400 | 2,514 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $10,729,000 | 2,278 |
| Total interest expense | $554,000 | 3,458 |
| Net interest income | $10,175,000 | 2,153 |
| Provision for loan and lease losses | $180,000 | 2,550 |
| Total noninterest income | $2,020,000 | 2,103 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $551,000 | 1,925 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,469,000 | 1,919 |
| Total noninterest expense | $9,691,000 | 1,957 |
| Salaries and employee benefits | $5,655,000 | 1,891 |
| Premises and equipment expense | $1,025,000 | 2,112 |
| Additional noninterest expense | $3,011,000 | 1,977 |
| Pre-tax net operating income | $2,324,000 | 2,798 |
| Securities gains (losses) | $132,000 | 1,140 |
| Applicable income taxes | $547,000 | 2,189 |
| Income before extraordinary items | $1,909,000 | 2,874 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,909,000 | 2,873 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,909,000 | 2,873 |
| Net charge-offs | $8,000 | 3,921 |
| Cash dividends | $506,000 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,806,040 | 2,918 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,989,000 | 2,287 |
| Total interest expense | $406,000 | 3,526 |
| Net interest income | $7,583,000 | 2,160 |
| Provision for loan and lease losses | $135,000 | 2,451 |
| Total noninterest income | $1,299,000 | 2,303 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $395,000 | 1,997 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $904,000 | 2,172 |
| Total noninterest expense | $7,046,000 | 2,015 |
| Salaries and employee benefits | $4,173,000 | 1,909 |
| Premises and equipment expense | $723,000 | 2,210 |
| Additional noninterest expense | $2,150,000 | 2,052 |
| Pre-tax net operating income | $1,701,000 | 2,897 |
| Securities gains (losses) | $89,000 | 1,338 |
| Applicable income taxes | $463,000 | 2,122 |
| Income before extraordinary items | $1,327,000 | 3,019 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,327,000 | 3,019 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,327,000 | 3,019 |
| Net charge-offs | $19,000 | 3,183 |
| Cash dividends | $413,000 | 2,599 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,261,140 | 3,050 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,291,000 | 2,298 |
| Total interest expense | $250,000 | 3,684 |
| Net interest income | $5,041,000 | 2,164 |
| Provision for loan and lease losses | $90,000 | 2,392 |
| Total noninterest income | $800,000 | 2,381 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $270,000 | 1,940 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $530,000 | 2,306 |
| Total noninterest expense | $4,701,000 | 2,023 |
| Salaries and employee benefits | $2,817,000 | 1,900 |
| Premises and equipment expense | $489,000 | 2,189 |
| Additional noninterest expense | $1,395,000 | 2,111 |
| Pre-tax net operating income | $1,050,000 | 2,996 |
| Securities gains (losses) | $80,000 | 1,117 |
| Applicable income taxes | $284,000 | 2,179 |
| Income before extraordinary items | $846,000 | 3,080 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $846,000 | 3,079 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $846,000 | 3,079 |
| Net charge-offs | $22,000 | 2,715 |
| Cash dividends | $253,000 | 2,661 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $786,000 | 3,153 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,620,000 | 2,315 |
| Total interest expense | $113,000 | 3,886 |
| Net interest income | $2,507,000 | 2,170 |
| Provision for loan and lease losses | $45,000 | 2,237 |
| Total noninterest income | $383,000 | 2,411 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $127,000 | 2,023 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $256,000 | 2,307 |
| Total noninterest expense | $2,298,000 | 2,072 |
| Salaries and employee benefits | $1,409,000 | 1,907 |
| Premises and equipment expense | $245,000 | 2,196 |
| Additional noninterest expense | $644,000 | 2,247 |
| Pre-tax net operating income | $547,000 | 2,880 |
| Securities gains (losses) | $13,000 | 1,414 |
| Applicable income taxes | $140,000 | 2,166 |
| Income before extraordinary items | $420,000 | 3,040 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $420,000 | 3,038 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $420,000 | 3,039 |
| Net charge-offs | $31,000 | 1,731 |
| Cash dividends | $93,000 | 2,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $410,250 | 3,022 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $10,072,000 | 2,352 |
| Total interest expense | $393,000 | 4,182 |
| Net interest income | $9,679,000 | 2,215 |
| Provision for loan and lease losses | $249,000 | 2,110 |
| Total noninterest income | $1,766,000 | 2,274 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $573,000 | 1,896 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,193,000 | 2,150 |
| Total noninterest expense | $9,319,000 | 2,027 |
| Salaries and employee benefits | $5,581,000 | 1,869 |
| Premises and equipment expense | $1,044,000 | 2,111 |
| Additional noninterest expense | $2,694,000 | 2,193 |
| Pre-tax net operating income | $1,877,000 | 3,127 |
| Securities gains (losses) | $121,000 | 1,053 |
| Applicable income taxes | $461,000 | 2,294 |
| Income before extraordinary items | $1,537,000 | 3,180 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,537,000 | 3,181 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,537,000 | 3,182 |
| Net charge-offs | $78,000 | 2,873 |
| Cash dividends | $374,000 | 3,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,443,830 | 3,242 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,446,000 | 2,401 |
| Total interest expense | $290,000 | 4,269 |
| Net interest income | $7,156,000 | 2,256 |
| Provision for loan and lease losses | $80,000 | 2,903 |
| Total noninterest income | $1,342,000 | 2,271 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $430,000 | 1,915 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $912,000 | 2,144 |
| Total noninterest expense | $6,985,000 | 2,027 |
| Salaries and employee benefits | $4,282,000 | 1,830 |
| Premises and equipment expense | $774,000 | 2,157 |
| Additional noninterest expense | $1,929,000 | 2,274 |
| Pre-tax net operating income | $1,433,000 | 3,165 |
| Securities gains (losses) | $121,000 | 916 |
| Applicable income taxes | $384,000 | 2,243 |
| Income before extraordinary items | $1,170,000 | 3,238 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,170,000 | 3,236 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,170,000 | 3,237 |
| Net charge-offs | $-37,000 | 5,525 |
| Cash dividends | $280,000 | 2,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,079,250 | 3,323 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,920,000 | 2,421 |
| Total interest expense | $188,000 | 4,358 |
| Net interest income | $4,732,000 | 2,269 |
| Provision for loan and lease losses | $48,000 | 2,946 |
| Total noninterest income | $875,000 | 2,301 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $289,000 | 1,876 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $586,000 | 2,221 |
| Total noninterest expense | $4,672,000 | 2,038 |
| Salaries and employee benefits | $2,861,000 | 1,836 |
| Premises and equipment expense | $537,000 | 2,105 |
| Additional noninterest expense | $1,274,000 | 2,314 |
| Pre-tax net operating income | $887,000 | 3,289 |
| Securities gains (losses) | $121,000 | 745 |
| Applicable income taxes | $249,000 | 2,270 |
| Income before extraordinary items | $759,000 | 3,264 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $759,000 | 3,264 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $759,000 | 3,265 |
| Net charge-offs | $-26,000 | 5,557 |
| Cash dividends | $186,000 | 2,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $668,250 | 3,431 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,441,000 | 2,433 |
| Total interest expense | $91,000 | 4,456 |
| Net interest income | $2,350,000 | 2,269 |
| Provision for loan and lease losses | $48,000 | 2,145 |
| Total noninterest income | $413,000 | 2,357 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $136,000 | 1,956 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $277,000 | 2,226 |
| Total noninterest expense | $2,379,000 | 1,998 |
| Salaries and employee benefits | $1,456,000 | 1,813 |
| Premises and equipment expense | $271,000 | 2,119 |
| Additional noninterest expense | $652,000 | 2,246 |
| Pre-tax net operating income | $336,000 | 3,702 |
| Securities gains (losses) | $44,000 | 896 |
| Applicable income taxes | $93,000 | 2,514 |
| Income before extraordinary items | $287,000 | 3,728 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $287,000 | 3,731 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $287,000 | 3,732 |
| Net charge-offs | $-21,000 | 5,688 |
| Cash dividends | $93,000 | 2,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $253,560 | 3,856 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,606,000 | 2,487 |
| Total interest expense | $371,000 | 4,615 |
| Net interest income | $9,235,000 | 2,298 |
| Provision for loan and lease losses | $250,000 | 2,195 |
| Total noninterest income | $1,734,000 | 2,308 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $594,000 | 1,987 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,140,000 | 2,153 |
| Total noninterest expense | $8,554,000 | 2,187 |
| Salaries and employee benefits | $5,112,000 | 1,999 |
| Premises and equipment expense | $993,000 | 2,257 |
| Additional noninterest expense | $2,449,000 | 2,451 |
| Pre-tax net operating income | $2,165,000 | 2,848 |
| Securities gains (losses) | $162,000 | 927 |
| Applicable income taxes | $625,000 | 2,006 |
| Income before extraordinary items | $1,702,000 | 3,014 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,702,000 | 3,014 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,702,000 | 3,015 |
| Net charge-offs | $67,000 | 3,528 |
| Cash dividends | $367,000 | 3,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,583,740 | 3,098 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,209,000 | 2,508 |
| Total interest expense | $283,000 | 4,647 |
| Net interest income | $6,926,000 | 2,305 |
| Provision for loan and lease losses | $180,000 | 2,177 |
| Total noninterest income | $1,332,000 | 2,283 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $445,000 | 1,995 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $887,000 | 2,101 |
| Total noninterest expense | $6,357,000 | 2,218 |
| Salaries and employee benefits | $3,792,000 | 2,033 |
| Premises and equipment expense | $737,000 | 2,303 |
| Additional noninterest expense | $1,828,000 | 2,471 |
| Pre-tax net operating income | $1,721,000 | 2,785 |
| Securities gains (losses) | $-7,000 | 6,105 |
| Applicable income taxes | $453,000 | 2,061 |
| Income before extraordinary items | $1,261,000 | 3,045 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,261,000 | 3,045 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,261,000 | 3,046 |
| Net charge-offs | $36,000 | 3,487 |
| Cash dividends | $274,000 | 2,836 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,266,180 | 2,993 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,817,000 | 2,498 |
| Total interest expense | $191,000 | 4,675 |
| Net interest income | $4,626,000 | 2,293 |
| Provision for loan and lease losses | $120,000 | 2,134 |
| Total noninterest income | $884,000 | 2,259 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $296,000 | 1,969 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $588,000 | 2,085 |
| Total noninterest expense | $4,232,000 | 2,220 |
| Salaries and employee benefits | $2,508,000 | 2,057 |
| Premises and equipment expense | $506,000 | 2,252 |
| Additional noninterest expense | $1,218,000 | 2,448 |
| Pre-tax net operating income | $1,158,000 | 2,722 |
| Securities gains (losses) | $-8,000 | 6,266 |
| Applicable income taxes | $303,000 | 2,024 |
| Income before extraordinary items | $847,000 | 2,981 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $847,000 | 2,987 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $847,000 | 2,987 |
| Net charge-offs | $27,000 | 3,235 |
| Cash dividends | $180,000 | 2,805 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $852,920 | 2,912 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,429,000 | 2,474 |
| Total interest expense | $96,000 | 4,712 |
| Net interest income | $2,333,000 | 2,261 |
| Provision for loan and lease losses | $60,000 | 2,013 |
| Total noninterest income | $439,000 | 2,225 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $145,000 | 1,997 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $294,000 | 2,029 |
| Total noninterest expense | $2,157,000 | 2,188 |
| Salaries and employee benefits | $1,261,000 | 2,057 |
| Premises and equipment expense | $260,000 | 2,233 |
| Additional noninterest expense | $636,000 | 2,349 |
| Pre-tax net operating income | $555,000 | 2,711 |
| Securities gains (losses) | $-8,000 | 6,414 |
| Applicable income taxes | $142,000 | 2,050 |
| Income before extraordinary items | $405,000 | 2,964 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $405,000 | 2,967 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $405,000 | 2,967 |
| Net charge-offs | $-5,000 | 5,444 |
| Cash dividends | $87,000 | 2,339 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $410,920 | 2,908 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,416,000 | 2,562 |
| Total interest expense | $387,000 | 4,978 |
| Net interest income | $9,029,000 | 2,336 |
| Provision for loan and lease losses | $355,000 | 2,250 |
| Total noninterest income | $1,762,000 | 2,330 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $674,000 | 1,889 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,088,000 | 2,268 |
| Total noninterest expense | $8,454,000 | 2,235 |
| Salaries and employee benefits | $5,221,000 | 1,947 |
| Premises and equipment expense | $872,000 | 2,532 |
| Additional noninterest expense | $2,361,000 | 2,589 |
| Pre-tax net operating income | $1,982,000 | 2,881 |
| Securities gains (losses) | $44,000 | 1,892 |
| Applicable income taxes | $384,000 | 2,401 |
| Income before extraordinary items | $1,642,000 | 2,993 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,642,000 | 2,995 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,642,000 | 2,996 |
| Net charge-offs | $74,000 | 4,037 |
| Cash dividends | $348,000 | 3,158 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,606,360 | 2,966 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,993,000 | 2,609 |
| Total interest expense | $289,000 | 5,077 |
| Net interest income | $6,704,000 | 2,360 |
| Provision for loan and lease losses | $266,000 | 2,228 |
| Total noninterest income | $1,345,000 | 2,355 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $512,000 | 1,878 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $833,000 | 2,303 |
| Total noninterest expense | $6,345,000 | 2,233 |
| Salaries and employee benefits | $3,915,000 | 1,958 |
| Premises and equipment expense | $653,000 | 2,560 |
| Additional noninterest expense | $1,777,000 | 2,582 |
| Pre-tax net operating income | $1,438,000 | 2,995 |
| Securities gains (losses) | $45,000 | 1,740 |
| Applicable income taxes | $268,000 | 2,528 |
| Income before extraordinary items | $1,215,000 | 3,056 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,215,000 | 3,061 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,215,000 | 3,061 |
| Net charge-offs | $9,000 | 4,738 |
| Cash dividends | $261,000 | 2,738 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,178,100 | 3,038 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,644,000 | 2,619 |
| Total interest expense | $195,000 | 5,112 |
| Net interest income | $4,449,000 | 2,355 |
| Provision for loan and lease losses | $178,000 | 2,272 |
| Total noninterest income | $888,000 | 2,390 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $344,000 | 1,833 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $544,000 | 2,367 |
| Total noninterest expense | $4,267,000 | 2,217 |
| Salaries and employee benefits | $2,633,000 | 1,954 |
| Premises and equipment expense | $443,000 | 2,525 |
| Additional noninterest expense | $1,191,000 | 2,558 |
| Pre-tax net operating income | $892,000 | 3,112 |
| Securities gains (losses) | $42,000 | 1,632 |
| Applicable income taxes | $156,000 | 2,653 |
| Income before extraordinary items | $778,000 | 3,128 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $778,000 | 3,130 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $778,000 | 3,131 |
| Net charge-offs | $-7,000 | 6,047 |
| Cash dividends | $174,000 | 2,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $743,140 | 3,109 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,322,000 | 2,622 |
| Total interest expense | $102,000 | 5,109 |
| Net interest income | $2,220,000 | 2,367 |
| Provision for loan and lease losses | $89,000 | 2,248 |
| Total noninterest income | $438,000 | 2,426 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $176,000 | 1,798 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $262,000 | 2,400 |
| Total noninterest expense | $2,193,000 | 2,167 |
| Salaries and employee benefits | $1,370,000 | 1,894 |
| Premises and equipment expense | $229,000 | 2,476 |
| Additional noninterest expense | $594,000 | 2,572 |
| Pre-tax net operating income | $376,000 | 3,399 |
| Securities gains (losses) | $-3,000 | 6,717 |
| Applicable income taxes | $40,000 | 3,151 |
| Income before extraordinary items | $333,000 | 3,368 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $333,000 | 3,368 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $333,000 | 3,370 |
| Net charge-offs | $-18,000 | 6,405 |
| Cash dividends | $87,000 | 2,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $335,670 | 3,251 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,603,000 | 2,658 |
| Total interest expense | $523,000 | 5,031 |
| Net interest income | $9,080,000 | 2,367 |
| Provision for loan and lease losses | $416,000 | 2,968 |
| Total noninterest income | $1,892,000 | 2,271 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $755,000 | 1,775 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,137,000 | 2,214 |
| Total noninterest expense | $8,395,000 | 2,248 |
| Salaries and employee benefits | $5,132,000 | 1,966 |
| Premises and equipment expense | $894,000 | 2,500 |
| Additional noninterest expense | $2,369,000 | 2,688 |
| Pre-tax net operating income | $2,161,000 | 2,671 |
| Securities gains (losses) | $126,000 | 2,084 |
| Applicable income taxes | $482,000 | 2,217 |
| Income before extraordinary items | $1,805,000 | 2,773 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,805,000 | 2,776 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,805,000 | 2,775 |
| Net charge-offs | $119,000 | 4,272 |
| Cash dividends | $351,000 | 3,154 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,705,460 | 2,769 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,229,000 | 2,707 |
| Total interest expense | $410,000 | 5,078 |
| Net interest income | $6,819,000 | 2,406 |
| Provision for loan and lease losses | $186,000 | 3,599 |
| Total noninterest income | $1,383,000 | 2,300 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $566,000 | 1,801 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $817,000 | 2,248 |
| Total noninterest expense | $6,256,000 | 2,278 |
| Salaries and employee benefits | $3,834,000 | 1,973 |
| Premises and equipment expense | $677,000 | 2,505 |
| Additional noninterest expense | $1,745,000 | 2,742 |
| Pre-tax net operating income | $1,760,000 | 2,590 |
| Securities gains (losses) | $-35,000 | 6,943 |
| Applicable income taxes | $363,000 | 2,274 |
| Income before extraordinary items | $1,362,000 | 2,821 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,362,000 | 2,822 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,362,000 | 2,821 |
| Net charge-offs | $152,000 | 3,579 |
| Cash dividends | $261,000 | 2,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,389,650 | 2,645 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,840,000 | 2,704 |
| Total interest expense | $283,000 | 5,113 |
| Net interest income | $4,557,000 | 2,398 |
| Provision for loan and lease losses | $127,000 | 3,551 |
| Total noninterest income | $934,000 | 2,258 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $379,000 | 1,790 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $555,000 | 2,202 |
| Total noninterest expense | $4,194,000 | 2,281 |
| Salaries and employee benefits | $2,557,000 | 1,968 |
| Premises and equipment expense | $465,000 | 2,447 |
| Additional noninterest expense | $1,172,000 | 2,747 |
| Pre-tax net operating income | $1,170,000 | 2,564 |
| Securities gains (losses) | $30,000 | 2,327 |
| Applicable income taxes | $266,000 | 2,172 |
| Income before extraordinary items | $934,000 | 2,733 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $934,000 | 2,734 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $934,000 | 2,734 |
| Net charge-offs | $64,000 | 3,807 |
| Cash dividends | $174,000 | 2,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $910,600 | 2,649 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,440,000 | 2,711 |
| Total interest expense | $151,000 | 5,078 |
| Net interest income | $2,289,000 | 2,397 |
| Provision for loan and lease losses | $66,000 | 3,380 |
| Total noninterest income | $502,000 | 2,139 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $195,000 | 1,737 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $307,000 | 2,074 |
| Total noninterest expense | $2,130,000 | 2,236 |
| Salaries and employee benefits | $1,300,000 | 1,941 |
| Premises and equipment expense | $242,000 | 2,371 |
| Additional noninterest expense | $588,000 | 2,704 |
| Pre-tax net operating income | $595,000 | 2,546 |
| Securities gains (losses) | $81,000 | 999 |
| Applicable income taxes | $160,000 | 1,954 |
| Income before extraordinary items | $516,000 | 2,532 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $516,000 | 2,534 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $516,000 | 2,535 |
| Net charge-offs | $89,000 | 2,547 |
| Cash dividends | $87,000 | 2,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $454,440 | 2,672 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,954,000 | 2,767 |
| Total interest expense | $1,020,000 | 4,347 |
| Net interest income | $8,934,000 | 2,459 |
| Provision for loan and lease losses | $587,000 | 3,233 |
| Total noninterest income | $1,902,000 | 2,081 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $853,000 | 1,699 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,049,000 | 2,074 |
| Total noninterest expense | $8,357,000 | 2,273 |
| Salaries and employee benefits | $4,681,000 | 2,071 |
| Premises and equipment expense | $960,000 | 2,489 |
| Additional noninterest expense | $2,716,000 | 2,417 |
| Pre-tax net operating income | $1,892,000 | 2,610 |
| Securities gains (losses) | $-30,000 | 6,961 |
| Applicable income taxes | $152,000 | 3,116 |
| Income before extraordinary items | $1,710,000 | 2,532 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,710,000 | 2,532 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,710,000 | 2,533 |
| Net charge-offs | $354,000 | 3,598 |
| Cash dividends | $327,000 | 2,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,737,600 | 2,431 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,477,000 | 2,792 |
| Total interest expense | $797,000 | 4,373 |
| Net interest income | $6,680,000 | 2,472 |
| Provision for loan and lease losses | $437,000 | 3,103 |
| Total noninterest income | $1,568,000 | 1,938 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $635,000 | 1,714 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $933,000 | 1,846 |
| Total noninterest expense | $6,006,000 | 2,379 |
| Salaries and employee benefits | $3,531,000 | 2,049 |
| Premises and equipment expense | $725,000 | 2,495 |
| Additional noninterest expense | $1,750,000 | 2,741 |
| Pre-tax net operating income | $1,805,000 | 2,261 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $430,000 | 1,877 |
| Income before extraordinary items | $1,375,000 | 2,478 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,375,000 | 2,480 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,375,000 | 2,480 |
| Net charge-offs | $106,000 | 4,377 |
| Cash dividends | $245,000 | 2,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,375,000 | 2,377 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,974,000 | 2,819 |
| Total interest expense | $543,000 | 4,439 |
| Net interest income | $4,431,000 | 2,491 |
| Provision for loan and lease losses | $327,000 | 2,845 |
| Total noninterest income | $1,088,000 | 1,876 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $417,000 | 1,709 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $671,000 | 1,755 |
| Total noninterest expense | $4,051,000 | 2,376 |
| Salaries and employee benefits | $2,360,000 | 2,064 |
| Premises and equipment expense | $489,000 | 2,498 |
| Additional noninterest expense | $1,202,000 | 2,745 |
| Pre-tax net operating income | $1,141,000 | 2,320 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $260,000 | 1,953 |
| Income before extraordinary items | $881,000 | 2,505 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $881,000 | 2,505 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $881,000 | 2,505 |
| Net charge-offs | $49,000 | 4,475 |
| Cash dividends | $163,000 | 2,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $881,000 | 2,426 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,474,000 | 2,855 |
| Total interest expense | $277,000 | 4,509 |
| Net interest income | $2,197,000 | 2,509 |
| Provision for loan and lease losses | $220,000 | 2,338 |
| Total noninterest income | $580,000 | 1,796 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $211,000 | 1,670 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $369,000 | 1,659 |
| Total noninterest expense | $2,078,000 | 2,334 |
| Salaries and employee benefits | $1,228,000 | 1,996 |
| Premises and equipment expense | $251,000 | 2,494 |
| Additional noninterest expense | $599,000 | 2,723 |
| Pre-tax net operating income | $479,000 | 2,637 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $97,000 | 2,215 |
| Income before extraordinary items | $382,000 | 2,764 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $382,000 | 2,763 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $382,000 | 2,764 |
| Net charge-offs | $18,000 | 4,096 |
| Cash dividends | $79,000 | 2,053 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $382,000 | 2,699 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,792,000 | 3,008 |
| Total interest expense | $1,424,000 | 4,382 |
| Net interest income | $8,368,000 | 2,619 |
| Provision for loan and lease losses | $320,000 | 4,760 |
| Total noninterest income | $1,911,000 | 2,138 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $977,000 | 1,532 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $934,000 | 2,256 |
| Total noninterest expense | $8,069,000 | 2,397 |
| Salaries and employee benefits | $4,669,000 | 2,071 |
| Premises and equipment expense | $975,000 | 2,533 |
| Additional noninterest expense | $2,425,000 | 2,754 |
| Pre-tax net operating income | $1,890,000 | 2,345 |
| Securities gains (losses) | $-73,000 | 7,193 |
| Applicable income taxes | $393,000 | 2,112 |
| Income before extraordinary items | $1,424,000 | 2,599 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,424,000 | 2,595 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,424,000 | 2,601 |
| Net charge-offs | $393,000 | 3,952 |
| Cash dividends | $312,000 | 2,869 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,480,940 | 2,443 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,341,000 | 3,063 |
| Total interest expense | $1,135,000 | 4,383 |
| Net interest income | $6,206,000 | 2,670 |
| Provision for loan and lease losses | $180,000 | 5,003 |
| Total noninterest income | $1,444,000 | 2,149 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $741,000 | 1,565 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $703,000 | 2,255 |
| Total noninterest expense | $6,021,000 | 2,403 |
| Salaries and employee benefits | $3,487,000 | 2,071 |
| Premises and equipment expense | $740,000 | 2,545 |
| Additional noninterest expense | $1,794,000 | 2,734 |
| Pre-tax net operating income | $1,449,000 | 2,438 |
| Securities gains (losses) | $-73,000 | 7,367 |
| Applicable income taxes | $303,000 | 2,135 |
| Income before extraordinary items | $1,073,000 | 2,756 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,073,000 | 2,753 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,073,000 | 2,757 |
| Net charge-offs | $317,000 | 3,659 |
| Cash dividends | $233,000 | 2,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,129,940 | 2,545 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,869,000 | 3,105 |
| Total interest expense | $799,000 | 4,355 |
| Net interest income | $4,070,000 | 2,715 |
| Provision for loan and lease losses | $120,000 | 4,894 |
| Total noninterest income | $970,000 | 2,100 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $510,000 | 1,542 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $460,000 | 2,207 |
| Total noninterest expense | $4,001,000 | 2,432 |
| Salaries and employee benefits | $2,321,000 | 2,094 |
| Premises and equipment expense | $506,000 | 2,522 |
| Additional noninterest expense | $1,174,000 | 2,767 |
| Pre-tax net operating income | $919,000 | 2,541 |
| Securities gains (losses) | $-25,000 | 7,386 |
| Applicable income taxes | $193,000 | 2,161 |
| Income before extraordinary items | $701,000 | 2,767 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $701,000 | 2,763 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $701,000 | 2,766 |
| Net charge-offs | $103,000 | 4,213 |
| Cash dividends | $154,000 | 2,520 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $720,500 | 2,611 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,423,000 | 3,177 |
| Total interest expense | $407,000 | 4,434 |
| Net interest income | $2,016,000 | 2,760 |
| Provision for loan and lease losses | $60,000 | 4,570 |
| Total noninterest income | $472,000 | 2,122 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $261,000 | 1,498 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $211,000 | 2,313 |
| Total noninterest expense | $2,011,000 | 2,435 |
| Salaries and employee benefits | $1,147,000 | 2,146 |
| Premises and equipment expense | $262,000 | 2,494 |
| Additional noninterest expense | $602,000 | 2,698 |
| Pre-tax net operating income | $417,000 | 2,765 |
| Securities gains (losses) | $25,000 | 1,431 |
| Applicable income taxes | $94,000 | 2,181 |
| Income before extraordinary items | $348,000 | 2,832 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $348,000 | 2,829 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $348,000 | 2,832 |
| Net charge-offs | $47,000 | 3,765 |
| Cash dividends | $79,000 | 2,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $328,250 | 2,853 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,947,000 | 3,246 |
| Total interest expense | $2,015,000 | 4,436 |
| Net interest income | $7,932,000 | 2,754 |
| Provision for loan and lease losses | $275,000 | 5,401 |
| Total noninterest income | $2,047,000 | 2,094 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,172,000 | 1,464 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $875,000 | 2,321 |
| Total noninterest expense | $7,947,000 | 2,476 |
| Salaries and employee benefits | $4,646,000 | 2,116 |
| Premises and equipment expense | $999,000 | 2,578 |
| Additional noninterest expense | $2,302,000 | 2,946 |
| Pre-tax net operating income | $1,757,000 | 2,124 |
| Securities gains (losses) | $-575,000 | 7,615 |
| Applicable income taxes | $147,000 | 2,615 |
| Income before extraordinary items | $1,035,000 | 2,711 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,035,000 | 2,710 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,035,000 | 2,711 |
| Net charge-offs | $146,000 | 5,357 |
| Cash dividends | $316,000 | 3,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,541,000 | 2,040 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,438,000 | 3,304 |
| Total interest expense | $1,563,000 | 4,476 |
| Net interest income | $5,875,000 | 2,788 |
| Provision for loan and lease losses | $150,000 | 5,500 |
| Total noninterest income | $1,483,000 | 2,188 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $872,000 | 1,478 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $611,000 | 2,488 |
| Total noninterest expense | $5,903,000 | 2,503 |
| Salaries and employee benefits | $3,500,000 | 2,123 |
| Premises and equipment expense | $743,000 | 2,623 |
| Additional noninterest expense | $1,660,000 | 3,031 |
| Pre-tax net operating income | $1,305,000 | 2,296 |
| Securities gains (losses) | $-575,000 | 7,773 |
| Applicable income taxes | $6,000 | 4,171 |
| Income before extraordinary items | $724,000 | 3,059 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $724,000 | 3,057 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $724,000 | 3,060 |
| Net charge-offs | $62,000 | 5,512 |
| Cash dividends | $237,000 | 2,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,293,250 | 2,008 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,982,000 | 3,319 |
| Total interest expense | $1,079,000 | 4,510 |
| Net interest income | $3,903,000 | 2,785 |
| Provision for loan and lease losses | $49,000 | 6,123 |
| Total noninterest income | $958,000 | 2,247 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $574,000 | 1,470 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $384,000 | 2,612 |
| Total noninterest expense | $3,944,000 | 2,532 |
| Salaries and employee benefits | $2,344,000 | 2,153 |
| Premises and equipment expense | $593,000 | 2,296 |
| Additional noninterest expense | $1,007,000 | 3,284 |
| Pre-tax net operating income | $868,000 | 2,363 |
| Securities gains (losses) | $-125,000 | 7,720 |
| Applicable income taxes | $164,000 | 2,177 |
| Income before extraordinary items | $579,000 | 2,829 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $579,000 | 2,827 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $579,000 | 2,829 |
| Net charge-offs | $65,000 | 4,675 |
| Cash dividends | $158,000 | 2,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $676,500 | 2,482 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,492,000 | 3,360 |
| Total interest expense | $577,000 | 4,452 |
| Net interest income | $1,915,000 | 2,811 |
| Provision for loan and lease losses | $21,000 | 5,847 |
| Total noninterest income | $463,000 | 2,254 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $281,000 | 1,461 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $182,000 | 2,640 |
| Total noninterest expense | $1,954,000 | 2,480 |
| Salaries and employee benefits | $1,174,000 | 2,172 |
| Premises and equipment expense | $305,000 | 2,267 |
| Additional noninterest expense | $475,000 | 3,139 |
| Pre-tax net operating income | $403,000 | 2,789 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $97,000 | 2,218 |
| Income before extraordinary items | $306,000 | 3,097 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $306,000 | 3,098 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $306,000 | 3,098 |
| Net charge-offs | $30,000 | 4,024 |
| Cash dividends | $79,000 | 2,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $306,000 | 2,941 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,617,000 | 3,374 |
| Total interest expense | $3,070,000 | 4,195 |
| Net interest income | $7,547,000 | 2,856 |
| Provision for loan and lease losses | $340,000 | 4,408 |
| Total noninterest income | $1,850,000 | 2,262 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,088,000 | 1,633 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $762,000 | 2,505 |
| Total noninterest expense | $7,410,000 | 2,554 |
| Salaries and employee benefits | $4,344,000 | 2,331 |
| Premises and equipment expense | $1,207,000 | 2,232 |
| Additional noninterest expense | $1,859,000 | 3,053 |
| Pre-tax net operating income | $1,647,000 | 2,856 |
| Securities gains (losses) | $-145,000 | 7,291 |
| Applicable income taxes | $376,000 | 2,147 |
| Income before extraordinary items | $1,126,000 | 3,062 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,126,000 | 3,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 4,380 |
| Cash dividends | $426,000 | 3,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,234,750 | 3,000 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,029,000 | 3,414 |
| Total interest expense | $2,398,000 | 4,199 |
| Net interest income | $5,631,000 | 2,890 |
| Provision for loan and lease losses | $80,000 | 5,434 |
| Total noninterest income | $1,407,000 | 2,314 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $828,000 | 1,624 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $579,000 | 2,584 |
| Total noninterest expense | $5,552,000 | 2,548 |
| Salaries and employee benefits | $3,291,000 | 2,340 |
| Premises and equipment expense | $907,000 | 2,235 |
| Additional noninterest expense | $1,354,000 | 3,022 |
| Pre-tax net operating income | $1,406,000 | 2,967 |
| Securities gains (losses) | $-39,000 | 7,462 |
| Applicable income taxes | $366,000 | 2,262 |
| Income before extraordinary items | $1,001,000 | 3,101 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,001,000 | 3,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,252 |
| Cash dividends | $348,000 | 3,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,029,470 | 3,190 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,352,000 | 3,462 |
| Total interest expense | $1,681,000 | 4,185 |
| Net interest income | $3,671,000 | 2,937 |
| Provision for loan and lease losses | $20,000 | 5,946 |
| Total noninterest income | $937,000 | 2,337 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $562,000 | 1,570 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $375,000 | 2,690 |
| Total noninterest expense | $3,696,000 | 2,555 |
| Salaries and employee benefits | $2,177,000 | 2,369 |
| Premises and equipment expense | $630,000 | 2,154 |
| Additional noninterest expense | $889,000 | 3,045 |
| Pre-tax net operating income | $892,000 | 3,190 |
| Securities gains (losses) | $-5,000 | 8,053 |
| Applicable income taxes | $253,000 | 2,411 |
| Income before extraordinary items | $634,000 | 3,510 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $634,000 | 3,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 3,454 |
| Cash dividends | $268,000 | 3,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $637,550 | 3,454 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,689,000 | 3,539 |
| Total interest expense | $929,000 | 4,101 |
| Net interest income | $1,760,000 | 3,055 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $472,000 | 2,314 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $287,000 | 1,522 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $185,000 | 2,689 |
| Total noninterest expense | $1,811,000 | 2,598 |
| Salaries and employee benefits | $1,069,000 | 2,434 |
| Premises and equipment expense | $334,000 | 2,026 |
| Additional noninterest expense | $408,000 | 3,259 |
| Pre-tax net operating income | $421,000 | 3,425 |
| Securities gains (losses) | $-5,000 | 8,275 |
| Applicable income taxes | $121,000 | 2,572 |
| Income before extraordinary items | $295,000 | 3,830 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $295,000 | 3,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 2,095 |
| Cash dividends | $79,000 | 3,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $298,550 | 3,727 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,412,000 | 3,672 |
| Total interest expense | $3,521,000 | 4,324 |
| Net interest income | $6,891,000 | 3,147 |
| Provision for loan and lease losses | $244,000 | 3,558 |
| Total noninterest income | $1,520,000 | 2,689 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $795,000 | 2,144 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $725,000 | 2,705 |
| Total noninterest expense | $6,982,000 | 2,600 |
| Salaries and employee benefits | $4,253,000 | 2,367 |
| Premises and equipment expense | $1,172,000 | 2,213 |
| Additional noninterest expense | $1,557,000 | 3,308 |
| Pre-tax net operating income | $1,185,000 | 4,391 |
| Securities gains (losses) | $-53,000 | 8,026 |
| Applicable income taxes | $281,000 | 3,454 |
| Income before extraordinary items | $851,000 | 4,651 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $851,000 | 4,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,136 |
| Cash dividends | $305,000 | 4,386 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $890,750 | 4,553 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,699,000 | 3,710 |
| Total interest expense | $2,576,000 | 4,391 |
| Net interest income | $5,123,000 | 3,167 |
| Provision for loan and lease losses | $160,000 | 3,381 |
| Total noninterest income | $1,136,000 | 2,686 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $596,000 | 2,122 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $540,000 | 2,717 |
| Total noninterest expense | $5,126,000 | 2,629 |
| Salaries and employee benefits | $3,155,000 | 2,387 |
| Premises and equipment expense | $881,000 | 2,188 |
| Additional noninterest expense | $1,090,000 | 3,455 |
| Pre-tax net operating income | $973,000 | 4,418 |
| Securities gains (losses) | $-48,000 | 8,171 |
| Applicable income taxes | $242,000 | 3,462 |
| Income before extraordinary items | $683,000 | 4,721 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $683,000 | 4,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,266 |
| Cash dividends | $229,000 | 3,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $718,520 | 4,585 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,052,000 | 3,759 |
| Total interest expense | $1,674,000 | 4,465 |
| Net interest income | $3,378,000 | 3,215 |
| Provision for loan and lease losses | $130,000 | 2,852 |
| Total noninterest income | $753,000 | 2,698 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $394,000 | 2,148 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $359,000 | 2,730 |
| Total noninterest expense | $3,434,000 | 2,640 |
| Salaries and employee benefits | $2,110,000 | 2,412 |
| Premises and equipment expense | $604,000 | 2,144 |
| Additional noninterest expense | $720,000 | 3,484 |
| Pre-tax net operating income | $567,000 | 4,800 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $140,000 | 3,733 |
| Income before extraordinary items | $427,000 | 4,912 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $427,000 | 4,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,333 |
| Cash dividends | $153,000 | 3,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $427,000 | 4,916 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,519,000 | 3,761 |
| Total interest expense | $845,000 | 4,436 |
| Net interest income | $1,674,000 | 3,243 |
| Provision for loan and lease losses | $52,000 | 3,040 |
| Total noninterest income | $341,000 | 2,861 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $201,000 | 2,044 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $140,000 | 3,143 |
| Total noninterest expense | $1,730,000 | 2,637 |
| Salaries and employee benefits | $1,057,000 | 2,432 |
| Premises and equipment expense | $308,000 | 2,121 |
| Additional noninterest expense | $365,000 | 3,415 |
| Pre-tax net operating income | $233,000 | 5,198 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $57,000 | 3,973 |
| Income before extraordinary items | $176,000 | 5,340 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $176,000 | 5,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,606 |
| Cash dividends | $77,000 | 3,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $176,000 | 5,321 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,365,000 | 3,753 |
| Total interest expense | $2,588,000 | 4,733 |
| Net interest income | $6,777,000 | 3,199 |
| Provision for loan and lease losses | $45,000 | 5,711 |
| Total noninterest income | $1,194,000 | 3,134 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $602,000 | 2,675 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $592,000 | 3,042 |
| Total noninterest expense | $7,069,000 | 2,497 |
| Salaries and employee benefits | $4,344,000 | 2,248 |
| Premises and equipment expense | $1,242,000 | 2,012 |
| Additional noninterest expense | $1,483,000 | 3,315 |
| Pre-tax net operating income | $857,000 | 5,518 |
| Securities gains (losses) | $13,000 | 1,022 |
| Applicable income taxes | $207,000 | 4,258 |
| Income before extraordinary items | $663,000 | 5,610 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $663,000 | 5,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 3,898 |
| Cash dividends | $307,000 | 4,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $653,120 | 5,627 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,889,000 | 3,781 |
| Total interest expense | $1,773,000 | 4,891 |
| Net interest income | $5,116,000 | 3,206 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $899,000 | 3,140 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $450,000 | 2,684 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $449,000 | 3,026 |
| Total noninterest expense | $5,365,000 | 2,457 |
| Salaries and employee benefits | $3,339,000 | 2,197 |
| Premises and equipment expense | $957,000 | 1,974 |
| Additional noninterest expense | $1,069,000 | 3,433 |
| Pre-tax net operating income | $650,000 | 5,708 |
| Securities gains (losses) | $19,000 | 755 |
| Applicable income taxes | $160,000 | 4,408 |
| Income before extraordinary items | $509,000 | 5,723 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $509,000 | 5,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 3,067 |
| Cash dividends | $230,000 | 3,998 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $494,560 | 5,789 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,490,000 | 3,799 |
| Total interest expense | $1,089,000 | 4,994 |
| Net interest income | $3,401,000 | 3,210 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $570,000 | 3,227 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $282,000 | 2,793 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $288,000 | 3,097 |
| Total noninterest expense | $3,550,000 | 2,486 |
| Salaries and employee benefits | $2,215,000 | 2,222 |
| Premises and equipment expense | $647,000 | 1,950 |
| Additional noninterest expense | $688,000 | 3,535 |
| Pre-tax net operating income | $421,000 | 5,787 |
| Securities gains (losses) | $19,000 | 610 |
| Applicable income taxes | $106,000 | 4,446 |
| Income before extraordinary items | $334,000 | 5,789 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $334,000 | 5,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 2,680 |
| Cash dividends | $153,000 | 3,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $319,560 | 5,882 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,209,000 | 3,793 |
| Total interest expense | $507,000 | 5,083 |
| Net interest income | $1,702,000 | 3,199 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $277,000 | 3,243 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $130,000 | 2,909 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $147,000 | 3,003 |
| Total noninterest expense | $1,756,000 | 2,526 |
| Salaries and employee benefits | $1,087,000 | 2,268 |
| Premises and equipment expense | $324,000 | 1,952 |
| Additional noninterest expense | $345,000 | 3,485 |
| Pre-tax net operating income | $223,000 | 5,599 |
| Securities gains (losses) | $19,000 | 485 |
| Applicable income taxes | $61,000 | 4,248 |
| Income before extraordinary items | $181,000 | 5,559 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $181,000 | 5,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,059 |
| Cash dividends | $76,000 | 3,319 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $166,750 | 5,730 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,247,000 | 3,673 |
| Total interest expense | $1,491,000 | 5,237 |
| Net interest income | $6,756,000 | 3,128 |
| Provision for loan and lease losses | $36,000 | 6,047 |
| Total noninterest income | $1,017,000 | 3,522 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $534,000 | 2,922 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $483,000 | 3,433 |
| Total noninterest expense | $6,830,000 | 2,437 |
| Salaries and employee benefits | $4,184,000 | 2,192 |
| Premises and equipment expense | $1,248,000 | 1,926 |
| Additional noninterest expense | $1,398,000 | 3,417 |
| Pre-tax net operating income | $907,000 | 5,609 |
| Securities gains (losses) | $241,000 | 456 |
| Applicable income taxes | $230,000 | 4,479 |
| Income before extraordinary items | $918,000 | 5,038 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $918,000 | 5,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,620 |
| Cash dividends | $304,000 | 4,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $725,200 | 5,562 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,083,000 | 3,660 |
| Total interest expense | $1,065,000 | 5,266 |
| Net interest income | $5,018,000 | 3,136 |
| Provision for loan and lease losses | $36,000 | 5,642 |
| Total noninterest income | $800,000 | 3,400 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $400,000 | 2,914 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $400,000 | 3,281 |
| Total noninterest expense | $5,104,000 | 2,429 |
| Salaries and employee benefits | $3,114,000 | 2,186 |
| Premises and equipment expense | $937,000 | 1,918 |
| Additional noninterest expense | $1,053,000 | 3,377 |
| Pre-tax net operating income | $678,000 | 5,715 |
| Securities gains (losses) | $241,000 | 434 |
| Applicable income taxes | $228,000 | 4,227 |
| Income before extraordinary items | $691,000 | 5,122 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $691,000 | 5,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,341 |
| Cash dividends | $228,000 | 3,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $510,250 | 5,821 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,974,000 | 3,649 |
| Total interest expense | $680,000 | 5,240 |
| Net interest income | $3,294,000 | 3,152 |
| Provision for loan and lease losses | $36,000 | 4,958 |
| Total noninterest income | $535,000 | 3,363 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $262,000 | 2,907 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $273,000 | 3,236 |
| Total noninterest expense | $3,416,000 | 2,401 |
| Salaries and employee benefits | $2,072,000 | 2,183 |
| Premises and equipment expense | $626,000 | 1,902 |
| Additional noninterest expense | $718,000 | 3,300 |
| Pre-tax net operating income | $377,000 | 6,127 |
| Securities gains (losses) | $241,000 | 373 |
| Applicable income taxes | $151,000 | 4,237 |
| Income before extraordinary items | $467,000 | 5,046 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $467,000 | 5,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,782 |
| Cash dividends | $152,000 | 3,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $283,840 | 6,184 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,931,000 | 3,698 |
| Total interest expense | $309,000 | 5,393 |
| Net interest income | $1,622,000 | 3,186 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $257,000 | 3,399 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $129,000 | 2,862 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $128,000 | 3,283 |
| Total noninterest expense | $1,696,000 | 2,419 |
| Salaries and employee benefits | $1,017,000 | 2,240 |
| Premises and equipment expense | $314,000 | 1,902 |
| Additional noninterest expense | $365,000 | 3,254 |
| Pre-tax net operating income | $183,000 | 6,148 |
| Securities gains (losses) | $202,000 | 248 |
| Applicable income taxes | $104,000 | 3,701 |
| Income before extraordinary items | $281,000 | 4,552 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $281,000 | 4,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $76,000 | 3,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $133,540 | 6,306 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,432,000 | 3,626 |
| Total interest expense | $1,114,000 | 5,345 |
| Net interest income | $6,318,000 | 3,154 |
| Provision for loan and lease losses | $10,000 | 7,024 |
| Total noninterest income | $1,049,000 | 3,428 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $561,000 | 2,861 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $488,000 | 3,356 |
| Total noninterest expense | $6,518,000 | 2,447 |
| Salaries and employee benefits | $3,899,000 | 2,232 |
| Premises and equipment expense | $1,278,000 | 1,801 |
| Additional noninterest expense | $1,341,000 | 3,436 |
| Pre-tax net operating income | $839,000 | 5,677 |
| Securities gains (losses) | $231,000 | 763 |
| Applicable income taxes | $166,000 | 4,972 |
| Income before extraordinary items | $904,000 | 4,954 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $904,000 | 4,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 2,666 |
| Cash dividends | $165,000 | 5,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $709,960 | 5,465 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,477,000 | 3,656 |
| Total interest expense | $822,000 | 5,376 |
| Net interest income | $4,655,000 | 3,192 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $792,000 | 3,433 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $418,000 | 2,899 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $374,000 | 3,318 |
| Total noninterest expense | $4,821,000 | 2,465 |
| Salaries and employee benefits | $2,879,000 | 2,242 |
| Premises and equipment expense | $972,000 | 1,787 |
| Additional noninterest expense | $970,000 | 3,512 |
| Pre-tax net operating income | $626,000 | 5,781 |
| Securities gains (losses) | $231,000 | 706 |
| Applicable income taxes | $195,000 | 4,473 |
| Income before extraordinary items | $662,000 | 5,101 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $662,000 | 5,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 2,368 |
| Cash dividends | $90,000 | 4,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $484,130 | 5,813 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,573,000 | 3,723 |
| Total interest expense | $537,000 | 5,443 |
| Net interest income | $3,036,000 | 3,247 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $513,000 | 3,511 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $280,000 | 2,866 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $233,000 | 3,446 |
| Total noninterest expense | $3,167,000 | 2,507 |
| Salaries and employee benefits | $1,898,000 | 2,274 |
| Premises and equipment expense | $640,000 | 1,802 |
| Additional noninterest expense | $629,000 | 3,607 |
| Pre-tax net operating income | $382,000 | 5,965 |
| Securities gains (losses) | $230,000 | 595 |
| Applicable income taxes | $151,000 | 4,236 |
| Income before extraordinary items | $461,000 | 4,940 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $461,000 | 4,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 1,968 |
| Cash dividends | $15,000 | 4,990 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $288,500 | 6,046 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,784,000 | 3,725 |
| Total interest expense | $267,000 | 5,529 |
| Net interest income | $1,517,000 | 3,228 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $243,000 | 3,596 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $138,000 | 2,841 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $105,000 | 3,606 |
| Total noninterest expense | $1,598,000 | 2,504 |
| Salaries and employee benefits | $957,000 | 2,282 |
| Premises and equipment expense | $330,000 | 1,776 |
| Additional noninterest expense | $311,000 | 3,639 |
| Pre-tax net operating income | $162,000 | 6,281 |
| Securities gains (losses) | $214,000 | 471 |
| Applicable income taxes | $108,000 | 3,659 |
| Income before extraordinary items | $268,000 | 4,574 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $268,000 | 4,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 1,213 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $116,060 | 6,472 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,397,000 | 3,641 |
| Total interest expense | $1,322,000 | 5,277 |
| Net interest income | $6,075,000 | 3,147 |
| Provision for loan and lease losses | $70,000 | 5,822 |
| Total noninterest income | $1,108,000 | 3,495 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $559,000 | 2,846 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $549,000 | 3,422 |
| Total noninterest expense | $6,509,000 | 2,413 |
| Salaries and employee benefits | $3,860,000 | 2,201 |
| Premises and equipment expense | $1,273,000 | 1,786 |
| Additional noninterest expense | $1,376,000 | 3,330 |
| Pre-tax net operating income | $604,000 | 6,327 |
| Securities gains (losses) | $464,000 | 793 |
| Applicable income taxes | $183,000 | 5,048 |
| Income before extraordinary items | $885,000 | 4,976 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $885,000 | 4,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,340 |
| Cash dividends | $425,000 | 3,818 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $499,880 | 6,187 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,607,000 | 3,665 |
| Total interest expense | $1,037,000 | 5,263 |
| Net interest income | $4,570,000 | 3,146 |
| Provision for loan and lease losses | $70,000 | 5,319 |
| Total noninterest income | $800,000 | 3,640 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $411,000 | 2,902 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $389,000 | 3,583 |
| Total noninterest expense | $4,844,000 | 2,441 |
| Salaries and employee benefits | $2,870,000 | 2,215 |
| Premises and equipment expense | $950,000 | 1,808 |
| Additional noninterest expense | $1,024,000 | 3,329 |
| Pre-tax net operating income | $456,000 | 6,478 |
| Securities gains (losses) | $329,000 | 906 |
| Applicable income taxes | $204,000 | 4,615 |
| Income before extraordinary items | $581,000 | 5,481 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $581,000 | 5,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $425,000 | 2,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $337,540 | 6,559 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,830,000 | 3,630 |
| Total interest expense | $706,000 | 5,311 |
| Net interest income | $3,124,000 | 3,068 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $493,000 | 3,772 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $269,000 | 2,897 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $224,000 | 3,822 |
| Total noninterest expense | $3,213,000 | 2,448 |
| Salaries and employee benefits | $1,918,000 | 2,209 |
| Premises and equipment expense | $629,000 | 1,811 |
| Additional noninterest expense | $666,000 | 3,381 |
| Pre-tax net operating income | $344,000 | 6,207 |
| Securities gains (losses) | $222,000 | 983 |
| Applicable income taxes | $162,000 | 4,372 |
| Income before extraordinary items | $404,000 | 5,373 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $404,000 | 5,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,006 |
| Cash dividends | $350,000 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $246,380 | 6,350 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,985,000 | 3,545 |
| Total interest expense | $369,000 | 5,280 |
| Net interest income | $1,616,000 | 2,960 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $231,000 | 3,812 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $121,000 | 3,055 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $110,000 | 3,756 |
| Total noninterest expense | $1,597,000 | 2,430 |
| Salaries and employee benefits | $961,000 | 2,193 |
| Premises and equipment expense | $319,000 | 1,794 |
| Additional noninterest expense | $317,000 | 3,490 |
| Pre-tax net operating income | $220,000 | 5,612 |
| Securities gains (losses) | $221,000 | 622 |
| Applicable income taxes | $138,000 | 3,370 |
| Income before extraordinary items | $303,000 | 4,216 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $303,000 | 4,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,300 |
| Cash dividends | $275,000 | 1,864 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $150,510 | 5,833 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,329,000 | 3,530 |
| Total interest expense | $1,817,000 | 5,119 |
| Net interest income | $6,512,000 | 2,923 |
| Provision for loan and lease losses | $120,000 | 5,330 |
| Total noninterest income | $880,000 | 3,756 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $479,000 | 3,087 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $401,000 | 3,694 |
| Total noninterest expense | $5,985,000 | 2,468 |
| Salaries and employee benefits | $3,464,000 | 2,309 |
| Premises and equipment expense | $1,221,000 | 1,821 |
| Additional noninterest expense | $1,300,000 | 3,378 |
| Pre-tax net operating income | $1,287,000 | 4,520 |
| Securities gains (losses) | $73,000 | 2,058 |
| Applicable income taxes | $308,000 | 4,398 |
| Income before extraordinary items | $1,052,000 | 4,454 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,052,000 | 4,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 9,055 |
| Cash dividends | $408,000 | 3,787 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $995,790 | 4,491 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,742,000 | 3,724 |
| Total interest expense | $2,771,000 | 5,032 |
| Net interest income | $5,971,000 | 2,955 |
| Provision for loan and lease losses | $220,000 | 3,917 |
| Total noninterest income | $793,000 | 3,875 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $448,000 | 3,111 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $345,000 | 3,832 |
| Total noninterest expense | $5,525,000 | 2,558 |
| Salaries and employee benefits | $3,127,000 | 2,402 |
| Premises and equipment expense | $1,158,000 | 1,855 |
| Additional noninterest expense | $1,240,000 | 3,402 |
| Pre-tax net operating income | $1,019,000 | 4,851 |
| Securities gains (losses) | $283,000 | 923 |
| Applicable income taxes | $348,000 | 3,993 |
| Income before extraordinary items | $954,000 | 4,404 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $954,000 | 4,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 5,044 |
| Cash dividends | $341,000 | 4,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $747,410 | 4,947 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,509,000 | 3,931 |
| Total interest expense | $3,018,000 | 4,900 |
| Net interest income | $5,491,000 | 3,209 |
| Provision for loan and lease losses | $180,000 | 3,942 |
| Total noninterest income | $808,000 | 3,636 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $466,000 | 2,881 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $342,000 | 3,668 |
| Total noninterest expense | $5,017,000 | 2,711 |
| Salaries and employee benefits | $2,853,000 | 2,505 |
| Premises and equipment expense | $1,000,000 | 2,060 |
| Additional noninterest expense | $1,164,000 | 3,531 |
| Pre-tax net operating income | $1,102,000 | 4,987 |
| Securities gains (losses) | $-174,000 | 9,554 |
| Applicable income taxes | $118,000 | 6,305 |
| Income before extraordinary items | $810,000 | 5,008 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $810,000 | 5,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 3,211 |
| Cash dividends | $274,000 | 4,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $961,380 | 4,497 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,123,000 | 4,334 |
| Total interest expense | $2,130,000 | 5,762 |
| Net interest income | $4,993,000 | 3,458 |
| Provision for loan and lease losses | $160,000 | 4,104 |
| Total noninterest income | $680,000 | 4,072 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $425,000 | 3,057 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $255,000 | 4,389 |
| Total noninterest expense | $4,738,000 | 2,850 |
| Salaries and employee benefits | $2,627,000 | 2,679 |
| Premises and equipment expense | $933,000 | 2,189 |
| Additional noninterest expense | $1,178,000 | 3,490 |
| Pre-tax net operating income | $775,000 | 6,024 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $114,000 | 6,736 |
| Income before extraordinary items | $662,000 | 5,624 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $662,000 | 5,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $217,000 | 2,278 |
| Cash dividends | $225,000 | 5,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $661,150 | 5,593 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,088,000 | 4,358 |
| Total interest expense | $2,251,000 | 5,744 |
| Net interest income | $4,837,000 | 3,510 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $661,000 | 4,130 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $399,000 | 3,139 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $262,000 | 4,307 |
| Total noninterest expense | $4,499,000 | 2,891 |
| Salaries and employee benefits | $2,553,000 | 2,654 |
| Premises and equipment expense | $791,000 | 2,481 |
| Additional noninterest expense | $1,155,000 | 3,481 |
| Pre-tax net operating income | $879,000 | 5,813 |
| Securities gains (losses) | $22,000 | 2,353 |
| Applicable income taxes | $259,000 | 5,557 |
| Income before extraordinary items | $642,000 | 5,855 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $642,000 | 5,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,698 |
| Cash dividends | $521,000 | 3,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $626,380 | 5,829 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,158,000 | 4,417 |
| Total interest expense | $2,239,000 | 5,811 |
| Net interest income | $4,919,000 | 3,544 |
| Provision for loan and lease losses | $108,000 | 5,007 |
| Total noninterest income | $655,000 | 4,170 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $371,000 | 3,434 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $284,000 | 4,059 |
| Total noninterest expense | $4,298,000 | 2,959 |
| Salaries and employee benefits | $2,503,000 | 2,640 |
| Premises and equipment expense | $740,000 | 2,602 |
| Additional noninterest expense | $1,055,000 | 3,713 |
| Pre-tax net operating income | $1,168,000 | 5,322 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $423,000 | 4,710 |
| Income before extraordinary items | $748,000 | 5,687 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $748,000 | 5,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,290 |
| Cash dividends | $226,000 | 5,128 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $746,080 | 5,650 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,864,000 | 4,657 |
| Total interest expense | $2,141,000 | 6,141 |
| Net interest income | $4,723,000 | 3,737 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $698,000 | 4,122 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $319,000 | 4,038 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $379,000 | 3,503 |
| Total noninterest expense | $4,222,000 | 3,178 |
| Salaries and employee benefits | $2,471,000 | 2,730 |
| Premises and equipment expense | $663,000 | 2,935 |
| Additional noninterest expense | $1,088,000 | 4,098 |
| Pre-tax net operating income | $1,139,000 | 5,291 |
| Securities gains (losses) | $25,000 | 1,832 |
| Applicable income taxes | $429,000 | 4,671 |
| Income before extraordinary items | $735,000 | 5,600 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $735,000 | 5,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,379 |
| Cash dividends | $529,000 | 3,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $719,000 | 5,628 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,691,000 | 4,740 |
| Total interest expense | $2,116,000 | 6,237 |
| Net interest income | $4,575,000 | 3,845 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $581,000 | 4,684 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $301,000 | 4,286 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $280,000 | 4,166 |
| Total noninterest expense | $3,883,000 | 3,423 |
| Salaries and employee benefits | $2,219,000 | 3,001 |
| Premises and equipment expense | $623,000 | 3,112 |
| Additional noninterest expense | $1,041,000 | 4,213 |
| Pre-tax net operating income | $1,213,000 | 5,209 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $437,000 | 4,622 |
| Income before extraordinary items | $776,000 | 5,562 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $776,000 | 5,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 11,160 |
| Cash dividends | $237,000 | 5,128 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $776,000 | 5,547 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,580,000 | 5,176 |
| Total interest expense | $1,556,000 | 6,736 |
| Net interest income | $4,024,000 | 4,354 |
| Provision for loan and lease losses | $10,000 | 8,460 |
| Total noninterest income | $660,000 | 4,330 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $299,000 | 4,371 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $361,000 | 3,648 |
| Total noninterest expense | $3,666,000 | 3,688 |
| Salaries and employee benefits | $2,107,000 | 3,125 |
| Premises and equipment expense | $556,000 | 3,482 |
| Additional noninterest expense | $1,003,000 | 4,701 |
| Pre-tax net operating income | $1,008,000 | 5,922 |
| Securities gains (losses) | $-31,000 | 10,677 |
| Applicable income taxes | $315,000 | 5,695 |
| Income before extraordinary items | $662,000 | 6,138 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $662,000 | 6,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 11,219 |
| Cash dividends | $200,000 | 5,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $683,080 | 6,081 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,089,000 | 5,690 |
| Total interest expense | $1,509,000 | 7,176 |
| Net interest income | $3,580,000 | 4,867 |
| Provision for loan and lease losses | $126,000 | 5,087 |
| Total noninterest income | $677,000 | 4,544 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $300,000 | 4,426 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $377,000 | 3,909 |
| Total noninterest expense | $3,391,000 | 4,034 |
| Salaries and employee benefits | $1,908,000 | 3,417 |
| Premises and equipment expense | $517,000 | 3,746 |
| Additional noninterest expense | $966,000 | 5,067 |
| Pre-tax net operating income | $740,000 | 7,145 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $207,000 | 7,496 |
| Income before extraordinary items | $533,000 | 7,285 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $533,000 | 7,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 5,272 |
| Cash dividends | $195,000 | 5,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $533,000 | 7,025 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,144,000 | 6,248 |
| Total interest expense | $1,882,000 | 7,397 |
| Net interest income | $3,262,000 | 5,322 |
| Provision for loan and lease losses | $163,000 | 5,860 |
| Total noninterest income | $645,000 | 4,703 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $300,000 | 4,436 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $345,000 | 4,073 |
| Total noninterest expense | $3,123,000 | 4,359 |
| Salaries and employee benefits | $1,737,000 | 3,681 |
| Premises and equipment expense | $453,000 | 4,319 |
| Additional noninterest expense | $933,000 | 5,357 |
| Pre-tax net operating income | $621,000 | 7,572 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $155,000 | 8,485 |
| Income before extraordinary items | $466,000 | 7,611 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $466,000 | 7,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 9,788 |
| Cash dividends | $197,000 | 5,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $466,000 | 7,257 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.