Centennial Bank, Gulf Shores Branch

Name:Centennial Bank, Gulf Shores Branch
Limited Service Messenger Office
Review:19 client reviews
Location:2201 West First Street
Gulf Shores, AL 36542

Baldwin County
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Phone:251-967-4212
FDIC Cert:#11241
Established:2000-03-29


The Bank

Name:Centennial Bank
Concentration:Commercial Lending Specialization
Established:1903-01-01
FDIC Insurance:1934-01-01
Holden By:Home Bancshares Inc
Charter Class:Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
# of Branches:176, view all, view on map
Website:http://www.my100bank.com
Total Assets:$17,591,932,000
Total Deposits:$14,108,040,000
Total Equity Capital:$2,824,641,000
Total Domestic Office Deposits:$14,108,040,000
Net Income:$176,460,000
Quarterly Net Income:$83,894,000
Return on Assets:2%
Quarterly Return on Assets:2%
Return on Equity:13%
Quarterly Return on Equity:12%
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Client Review

19 client reviews of Centennial Bank scored 2.5 out of 5.

You deserve a better bank
Overall Rating
Interest Rate and Cost
Office Environment & Staff
Waiting Time
Other Services
by BCnative, Sep. 30, 2015

As an existing client of Centennial bank I called my loan officer to inquire about a car loan. Left a message on his phone - call never returned. Two weeks later sent a request thru 100 Banks web site. I recived a response from Brian who explained his bank "prefer not to make auto loans". He would but the banks rates "are not favorable". If I wanted to finance an auto thru my LLC. I would need to provide two years of tax records and a financial statement.
If you are in Gulf Shores go see Alabama Credit Union ( they tell you the truth) or National Bank of Commerce for residental lending. After 8 years in Gulf Shores this bank is still non- operational.

* this reviewer has be with this bank for >10 years
* this reviewer had 3 - 5 banks before.
* this review was made on Centennial Bank, Gulf Shores Branch at Gulf Shores, AL
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