Home > Byline Bank > Income and Expense

Byline Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$479,725,000168
Total interest expense$137,362,000192
Net interest income$342,363,000153
Provision for loan and lease losses$31,653,000102
Total noninterest income$55,275,000233
Gross Fiduciary activities income$4,158,000288
Service charges on deposit accounts$9,943,000166
Trading account gains and fees$315,00088
Additional Noninterest Income$40,859,000194
Total noninterest expense$205,668,000183
Salaries and employee benefits$125,179,000154
Premises and equipment expense$19,874,000170
Additional noninterest expense$40,859,000194
Pre-tax net operating income$160,317,000161
Securities gains (losses)$1,071,00068
Applicable income taxes$41,909,000125
Income before extraordinary items$119,479,000155
Extraordinary gains, net$054
Net income$119,479,000159
Minority interest net income$088
Net income of bank and minority interests.$119,479,000158
Net charge-offs$23,054,00099
Cash dividends$35,000,000219
Sale, conversion, retirement of capital stock, net$6,715,00078
Net operating income$118,632,910164
2023-09-30 (YTD Data)Rank
Total interest income$344,060,000171
Total interest expense$91,630,000200
Net interest income$252,430,000155
Provision for loan and lease losses$24,418,000105
Total noninterest income$41,659,000230
Gross Fiduciary activities income$2,902,000294
Service charges on deposit accounts$7,283,000169
Trading account gains and fees$700,00064
Additional Noninterest Income$30,774,000194
Total noninterest expense$152,533,000181
Salaries and employee benefits$93,749,000156
Premises and equipment expense$13,748,000178
Additional noninterest expense$30,774,000194
Pre-tax net operating income$117,138,000167
Securities gains (losses)$253,00094
Applicable income taxes$30,490,000142
Income before extraordinary items$86,901,000165
Extraordinary gains, net$052
Net income$86,901,000165
Minority interest net income$081
Net income of bank and minority interests.$86,901,000165
Net charge-offs$10,868,000121
Cash dividends$23,500,000225
Sale, conversion, retirement of capital stock, net$4,922,00075
Net operating income$86,701,130171
2023-06-30 (YTD Data)Rank
Total interest income$207,548,000172
Total interest expense$51,132,000203
Net interest income$156,416,000162
Provision for loan and lease losses$15,615,000104
Total noninterest income$28,413,000223
Gross Fiduciary activities income$1,963,000287
Service charges on deposit accounts$4,707,000169
Trading account gains and fees$180,00081
Additional Noninterest Income$21,563,000179
Total noninterest expense$95,818,000191
Salaries and employee benefits$59,196,000158
Premises and equipment expense$8,331,000184
Additional noninterest expense$21,563,000179
Pre-tax net operating income$73,396,000171
Securities gains (losses)$566,00067
Applicable income taxes$19,194,000144
Income before extraordinary items$54,768,000171
Extraordinary gains, net$051
Net income$54,768,000175
Minority interest net income$081
Net income of bank and minority interests.$54,768,000171
Net charge-offs$5,438,000128
Cash dividends$12,000,000248
Sale, conversion, retirement of capital stock, net$3,218,00059
Net operating income$54,320,860177
2023-03-31 (YTD Data)Rank
Total interest income$100,024,000179
Total interest expense$22,177,000206
Net interest income$77,847,000166
Provision for loan and lease losses$9,825,00096
Total noninterest income$14,400,000215
Gross Fiduciary activities income$924,000306
Service charges on deposit accounts$2,283,000178
Trading account gains and fees$65,00085
Additional Noninterest Income$11,128,000175
Total noninterest expense$47,654,000193
Salaries and employee benefits$30,064,000162
Premises and equipment expense$4,210,000195
Additional noninterest expense$11,128,000175
Pre-tax net operating income$34,768,000179
Securities gains (losses)$350,00079
Applicable income taxes$9,046,000159
Income before extraordinary items$26,072,000179
Extraordinary gains, net$04
Net income$26,072,000179
Minority interest net income$048
Net income of bank and minority interests.$26,072,000179
Net charge-offs$1,171,000188
Cash dividends$6,000,000241
Sale, conversion, retirement of capital stock, net$1,509,00058
Net operating income$25,795,500188
2022-12-31 (YTD Data)Rank
Total interest income$301,697,000184
Total interest expense$29,080,000206
Net interest income$272,617,000175
Provision for loan and lease losses$23,879,000103
Total noninterest income$56,983,000225
Gross Fiduciary activities income$3,807,000305
Service charges on deposit accounts$8,830,000190
Trading account gains and fees$2,343,00062
Additional Noninterest Income$42,003,000198
Total noninterest expense$180,157,000199
Salaries and employee benefits$116,377,000165
Premises and equipment expense$17,010,000186
Additional noninterest expense$42,003,000198
Pre-tax net operating income$125,564,000199
Securities gains (losses)$-553,0004,348
Applicable income taxes$29,362,000192
Income before extraordinary items$95,649,000203
Extraordinary gains, net$05
Net income$95,649,000203
Minority interest net income$063
Net income of bank and minority interests.$95,649,000203
Net charge-offs$7,930,000106
Cash dividends$24,000,000265
Sale, conversion, retirement of capital stock, net$5,335,000115
Net operating income$96,085,870202
2022-09-30 (YTD Data)Rank
Total interest income$208,267,000182
Total interest expense$13,881,000207
Net interest income$194,386,000176
Provision for loan and lease losses$15,079,00098
Total noninterest income$46,778,000222
Gross Fiduciary activities income$2,943,000302
Service charges on deposit accounts$6,589,000189
Trading account gains and fees$2,442,00056
Additional Noninterest Income$34,804,000193
Total noninterest expense$132,339,000201
Salaries and employee benefits$84,985,000168
Premises and equipment expense$13,340,000183
Additional noninterest expense$34,804,000193
Pre-tax net operating income$93,746,000199
Securities gains (losses)$-1,263,0004,583
Applicable income taxes$21,863,000192
Income before extraordinary items$70,620,000204
Extraordinary gains, net$04
Net income$70,620,000204
Minority interest net income$057
Net income of bank and minority interests.$70,620,000204
Net charge-offs$5,436,000108
Cash dividends$18,000,000240
Sale, conversion, retirement of capital stock, net$4,016,000103
Net operating income$71,617,770202
2022-06-30 (YTD Data)Rank
Total interest income$128,364,000183
Total interest expense$4,688,000273
Net interest income$123,676,000175
Provision for loan and lease losses$10,903,00080
Total noninterest income$34,366,000200
Gross Fiduciary activities income$1,948,000266
Service charges on deposit accounts$4,283,000192
Trading account gains and fees$1,891,00052
Additional Noninterest Income$26,244,000189
Total noninterest expense$87,180,000192
Salaries and employee benefits$55,777,000163
Premises and equipment expense$9,484,000174
Additional noninterest expense$21,919,000239
Pre-tax net operating income$59,959,000201
Securities gains (losses)$-680,0004,594
Applicable income taxes$13,308,000198
Income before extraordinary items$45,971,000205
Extraordinary gains, net$04
Net income$45,971,000205
Minority interest net income$060
Net income of bank and minority interests.$45,971,000205
Net charge-offs$3,479,000119
Cash dividends$12,000,000236
Sale, conversion, retirement of capital stock, net$2,817,00080
Net operating income$46,508,200203
2022-03-31 (YTD Data)Rank
Total interest income$61,818,000184
Total interest expense$1,472,000380
Net interest income$60,346,000175
Provision for loan and lease losses$4,995,00071
Total noninterest income$19,426,000190
Gross Fiduciary activities income$1,048,000263
Service charges on deposit accounts$2,055,000200
Trading account gains and fees$1,169,00053
Additional Noninterest Income$15,154,000177
Total noninterest expense$43,820,000195
Salaries and employee benefits$28,577,000164
Premises and equipment expense$5,109,000168
Additional noninterest expense$10,134,000257
Pre-tax net operating income$30,957,000185
Securities gains (losses)$-35,0004,404
Applicable income taxes$6,900,000187
Income before extraordinary items$24,022,000188
Extraordinary gains, net$04
Net income$24,022,000188
Minority interest net income$050
Net income of bank and minority interests.$24,022,000188
Net charge-offs$549,000216
Cash dividends$6,000,000232
Sale, conversion, retirement of capital stock, net$1,264,00069
Net operating income$24,049,650189
2021-12-31 (YTD Data)Rank
Total interest income$248,926,000185
Total interest expense$6,126,000445
Net interest income$242,800,000176
Provision for loan and lease losses$1,457,000407
Total noninterest income$72,345,000221
Gross Fiduciary activities income$3,069,000300
Service charges on deposit accounts$7,877,000193
Trading account gains and fees$1,305,00075
Additional Noninterest Income$60,094,000196
Total noninterest expense$182,623,000190
Salaries and employee benefits$99,673,000183
Premises and equipment expense$37,056,000110
Additional noninterest expense$45,894,000227
Pre-tax net operating income$131,065,000193
Securities gains (losses)$1,263,000181
Applicable income taxes$33,449,000181
Income before extraordinary items$98,879,000203
Extraordinary gains, net$010
Net income$98,879,000203
Minority interest net income$074
Net income of bank and minority interests.$98,879,000203
Net charge-offs$12,792,000100
Cash dividends$24,000,000264
Sale, conversion, retirement of capital stock, net$4,018,000122
Net operating income$97,881,230202
2021-09-30 (YTD Data)Rank
Total interest income$184,242,000186
Total interest expense$4,770,000456
Net interest income$179,472,000176
Provision for loan and lease losses$2,750,000139
Total noninterest income$53,331,000224
Gross Fiduciary activities income$2,305,000299
Service charges on deposit accounts$5,761,000197
Trading account gains and fees$1,185,00073
Additional Noninterest Income$44,080,000201
Total noninterest expense$124,192,000199
Salaries and employee benefits$71,172,000191
Premises and equipment expense$19,594,000139
Additional noninterest expense$33,426,000226
Pre-tax net operating income$105,861,000185
Securities gains (losses)$1,492,000148
Applicable income taxes$27,146,000169
Income before extraordinary items$80,207,000190
Extraordinary gains, net$08
Net income$80,207,000190
Minority interest net income$069
Net income of bank and minority interests.$80,207,000190
Net charge-offs$8,499,000113
Cash dividends$16,000,000265
Sale, conversion, retirement of capital stock, net$2,937,000115
Net operating income$79,028,320190
2021-06-30 (YTD Data)Rank
Total interest income$121,470,000189
Total interest expense$3,444,000445
Net interest income$118,026,000178
Provision for loan and lease losses$2,398,000121
Total noninterest income$34,405,000230
Gross Fiduciary activities income$1,490,000302
Service charges on deposit accounts$3,737,000194
Trading account gains and fees$974,00075
Additional Noninterest Income$28,204,000208
Total noninterest expense$80,193,000205
Salaries and employee benefits$45,671,000200
Premises and equipment expense$13,168,000139
Additional noninterest expense$21,354,000233
Pre-tax net operating income$69,840,000192
Securities gains (losses)$1,637,000117
Applicable income taxes$18,112,000170
Income before extraordinary items$53,365,000196
Extraordinary gains, net$06
Net income$53,365,000196
Minority interest net income$067
Net income of bank and minority interests.$53,365,000196
Net charge-offs$7,026,000106
Cash dividends$8,000,000319
Sale, conversion, retirement of capital stock, net$1,857,00098
Net operating income$52,071,770197
2021-03-31 (YTD Data)Rank
Total interest income$60,159,000193
Total interest expense$1,914,000426
Net interest income$58,245,000180
Provision for loan and lease losses$4,367,00040
Total noninterest income$14,098,000265
Gross Fiduciary activities income$768,000293
Service charges on deposit accounts$1,821,000194
Trading account gains and fees$591,00068
Additional Noninterest Income$10,918,000260
Total noninterest expense$38,019,000216
Salaries and employee benefits$21,467,000214
Premises and equipment expense$6,369,000142
Additional noninterest expense$10,183,000242
Pre-tax net operating income$29,957,000211
Securities gains (losses)$1,256,00092
Applicable income taxes$7,900,000192
Income before extraordinary items$23,313,000219
Extraordinary gains, net$03
Net income$23,313,000219
Minority interest net income$055
Net income of bank and minority interests.$23,313,000219
Net charge-offs$5,124,00091
Cash dividends$2,000,000449
Sale, conversion, retirement of capital stock, net$779,00098
Net operating income$22,320,760218
2020-12-31 (YTD Data)Rank
Total interest income$239,230,000194
Total interest expense$19,911,000272
Net interest income$219,319,000180
Provision for loan and lease losses$55,949,000131
Total noninterest income$51,964,000267
Gross Fiduciary activities income$2,680,000302
Service charges on deposit accounts$7,050,000204
Trading account gains and fees$275,000124
Additional Noninterest Income$41,959,000245
Total noninterest expense$163,791,000199
Salaries and employee benefits$88,606,000191
Premises and equipment expense$28,104,000136
Additional noninterest expense$47,081,000220
Pre-tax net operating income$51,543,000285
Securities gains (losses)$6,030,000101
Applicable income taxes$15,845,000212
Income before extraordinary items$41,728,000289
Extraordinary gains, net$04
Net income$41,728,000287
Minority interest net income$072
Net income of bank and minority interests.$41,728,000289
Net charge-offs$21,538,000111
Cash dividends$7,500,000568
Sale, conversion, retirement of capital stock, net$2,579,000130
Net operating income$36,964,300315
2020-09-30 (YTD Data)Rank
Total interest income$179,305,000196
Total interest expense$17,627,000256
Net interest income$161,678,000179
Provision for loan and lease losses$45,713,000141
Total noninterest income$40,741,000248
Gross Fiduciary activities income$1,970,000303
Service charges on deposit accounts$5,174,000207
Trading account gains and fees$-49,0001,335
Additional Noninterest Income$33,646,000232
Total noninterest expense$120,228,000200
Salaries and employee benefits$66,373,000187
Premises and equipment expense$17,165,000154
Additional noninterest expense$36,690,000205
Pre-tax net operating income$36,478,000275
Securities gains (losses)$2,713,000148
Applicable income taxes$11,146,000202
Income before extraordinary items$28,045,000291
Extraordinary gains, net$04
Net income$28,045,000290
Minority interest net income$065
Net income of bank and minority interests.$28,045,000291
Net charge-offs$16,391,000112
Cash dividends$7,500,000436
Sale, conversion, retirement of capital stock, net$2,010,000116
Net operating income$25,901,730306
2020-06-30 (YTD Data)Rank
Total interest income$121,071,000195
Total interest expense$14,416,000238
Net interest income$106,655,000180
Provision for loan and lease losses$29,973,000160
Total noninterest income$19,911,000298
Gross Fiduciary activities income$1,277,000306
Service charges on deposit accounts$3,426,000206
Trading account gains and fees$-198,0001,347
Additional Noninterest Income$15,406,000266
Total noninterest expense$79,113,000198
Salaries and employee benefits$43,526,000185
Premises and equipment expense$11,781,000152
Additional noninterest expense$23,806,000209
Pre-tax net operating income$17,480,000319
Securities gains (losses)$1,522,000153
Applicable income taxes$5,368,000233
Income before extraordinary items$13,634,000339
Extraordinary gains, net$04
Net income$13,634,000339
Minority interest net income$065
Net income of bank and minority interests.$13,634,000339
Net charge-offs$10,609,000121
Cash dividends$7,500,000326
Sale, conversion, retirement of capital stock, net$1,343,000101
Net operating income$12,431,620359
2020-03-31 (YTD Data)Rank
Total interest income$63,166,000194
Total interest expense$9,693,000219
Net interest income$53,473,000182
Provision for loan and lease losses$14,455,000161
Total noninterest income$8,008,000302
Gross Fiduciary activities income$669,000301
Service charges on deposit accounts$1,834,000218
Trading account gains and fees$-309,0001,351
Additional Noninterest Income$5,814,000286
Total noninterest expense$42,769,000189
Salaries and employee benefits$24,265,000178
Premises and equipment expense$6,318,000148
Additional noninterest expense$12,186,000207
Pre-tax net operating income$4,257,000544
Securities gains (losses)$756,000132
Applicable income taxes$1,328,000361
Income before extraordinary items$3,685,000534
Extraordinary gains, net$04
Net income$3,685,000535
Minority interest net income$056
Net income of bank and minority interests.$3,685,000534
Net charge-offs$4,551,000115
Cash dividends$4,000,000333
Sale, conversion, retirement of capital stock, net$608,000108
Net operating income$3,087,760613
2019-12-31 (YTD Data)Rank
Total interest income$264,814,000190
Total interest expense$45,543,000213
Net interest income$219,271,000180
Provision for loan and lease losses$20,708,000111
Total noninterest income$52,941,000226
Gross Fiduciary activities income$2,578,000305
Service charges on deposit accounts$6,995,000224
Trading account gains and fees$577,00098
Additional Noninterest Income$42,791,000195
Total noninterest expense$172,023,000188
Salaries and employee benefits$94,152,000178
Premises and equipment expense$20,739,000166
Additional noninterest expense$57,132,000187
Pre-tax net operating income$79,481,000227
Securities gains (losses)$2,567,000127
Applicable income taxes$21,616,000200
Income before extraordinary items$60,432,000235
Extraordinary gains, net$011
Net income$60,432,000236
Minority interest net income$076
Net income of bank and minority interests.$60,432,000236
Net charge-offs$13,973,000117
Cash dividends$13,500,000386
Sale, conversion, retirement of capital stock, net$1,673,000164
Net operating income$58,404,070236
2019-09-30 (YTD Data)Rank
Total interest income$198,899,000192
Total interest expense$34,239,000215
Net interest income$164,660,000184
Provision for loan and lease losses$16,321,000109
Total noninterest income$38,582,000229
Gross Fiduciary activities income$1,874,000308
Service charges on deposit accounts$5,238,000225
Trading account gains and fees$106,000119
Additional Noninterest Income$31,364,000193
Total noninterest expense$127,787,000190
Salaries and employee benefits$70,196,000178
Premises and equipment expense$15,287,000170
Additional noninterest expense$42,304,000188
Pre-tax net operating income$59,134,000229
Securities gains (losses)$2,186,000116
Applicable income taxes$17,014,000192
Income before extraordinary items$44,306,000244
Extraordinary gains, net$011
Net income$44,306,000246
Minority interest net income$072
Net income of bank and minority interests.$44,306,000246
Net charge-offs$9,937,000124
Cash dividends$8,000,000430
Sale, conversion, retirement of capital stock, net$1,058,000162
Net operating income$42,579,060245
2019-06-30 (YTD Data)Rank
Total interest income$127,870,000197
Total interest expense$21,787,000223
Net interest income$106,083,000188
Provision for loan and lease losses$10,390,000110
Total noninterest income$23,882,000237
Gross Fiduciary activities income$1,221,000314
Service charges on deposit accounts$3,471,000229
Trading account gains and fees$187,000106
Additional Noninterest Income$19,003,000205
Total noninterest expense$82,965,000197
Salaries and employee benefits$45,933,000181
Premises and equipment expense$10,599,000167
Additional noninterest expense$26,433,000199
Pre-tax net operating income$36,610,000237
Securities gains (losses)$2,023,00090
Applicable income taxes$10,695,000193
Income before extraordinary items$27,938,000250
Extraordinary gains, net$011
Net income$27,938,000252
Minority interest net income$069
Net income of bank and minority interests.$27,938,000252
Net charge-offs$4,459,000146
Cash dividends$4,500,000477
Sale, conversion, retirement of capital stock, net$508,000172
Net operating income$26,339,830258
2019-03-31 (YTD Data)Rank
Total interest income$61,110,000205
Total interest expense$10,242,000229
Net interest income$50,868,000194
Provision for loan and lease losses$3,999,000129
Total noninterest income$11,329,000230
Gross Fiduciary activities income$595,000315
Service charges on deposit accounts$1,857,000216
Trading account gains and fees$110,00099
Additional Noninterest Income$8,767,000201
Total noninterest expense$40,264,000199
Salaries and employee benefits$22,545,000188
Premises and equipment expense$5,430,000165
Additional noninterest expense$12,289,000208
Pre-tax net operating income$17,934,000239
Securities gains (losses)$499,000122
Applicable income taxes$5,087,000202
Income before extraordinary items$13,346,000252
Extraordinary gains, net$05
Net income$13,346,000252
Minority interest net income$052
Net income of bank and minority interests.$13,346,000252
Net charge-offs$2,094,000142
Cash dividends$2,000,000496
Sale, conversion, retirement of capital stock, net$230,000156
Net operating income$12,951,790254
2018-12-31 (YTD Data)Rank
Total interest income$206,950,000219
Total interest expense$25,629,000260
Net interest income$181,321,000203
Provision for loan and lease losses$18,795,000110
Total noninterest income$51,642,000220
Gross Fiduciary activities income$1,545,000395
Service charges on deposit accounts$6,856,000232
Trading account gains and fees$1,207,00079
Additional Noninterest Income$42,034,000186
Total noninterest expense$152,961,000205
Salaries and employee benefits$79,700,000193
Premises and equipment expense$18,932,000181
Additional noninterest expense$54,329,000196
Pre-tax net operating income$61,207,000273
Securities gains (losses)$164,000236
Applicable income taxes$15,797,000231
Income before extraordinary items$45,574,000285
Extraordinary gains, net$06
Net income$45,574,000285
Minority interest net income$072
Net income of bank and minority interests.$45,574,000285
Net charge-offs$10,300,000138
Cash dividends$2,900,0001,115
Sale, conversion, retirement of capital stock, net$1,514,000189
Net operating income$45,444,440288
2018-09-30 (YTD Data)Rank
Total interest income$144,056,000221
Total interest expense$16,746,000273
Net interest income$127,310,000209
Provision for loan and lease losses$14,913,000101
Total noninterest income$37,203,000224
Gross Fiduciary activities income$866,000437
Service charges on deposit accounts$4,898,000236
Trading account gains and fees$923,00079
Additional Noninterest Income$30,516,000193
Total noninterest expense$113,186,000203
Salaries and employee benefits$58,320,000194
Premises and equipment expense$13,880,000181
Additional noninterest expense$40,986,000189
Pre-tax net operating income$36,414,000323
Securities gains (losses)$4,000859
Applicable income taxes$9,057,000272
Income before extraordinary items$27,361,000337
Extraordinary gains, net$05
Net income$27,361,000337
Minority interest net income$066
Net income of bank and minority interests.$27,361,000337
Net charge-offs$8,195,000127
Cash dividends$2,100,0001,025
Sale, conversion, retirement of capital stock, net$1,131,000173
Net operating income$27,357,840334
2018-06-30 (YTD Data)Rank
Total interest income$82,982,000237
Total interest expense$9,019,000306
Net interest income$73,963,000223
Provision for loan and lease losses$9,071,000108
Total noninterest income$25,674,000218
Gross Fiduciary activities income$192,000628
Service charges on deposit accounts$2,976,000257
Trading account gains and fees$727,00073
Additional Noninterest Income$21,779,000182
Total noninterest expense$75,333,000199
Salaries and employee benefits$37,204,000202
Premises and equipment expense$9,539,000171
Additional noninterest expense$28,590,000189
Pre-tax net operating income$15,233,000428
Securities gains (losses)$4,000737
Applicable income taxes$3,309,000407
Income before extraordinary items$11,928,000444
Extraordinary gains, net$06
Net income$11,928,000443
Minority interest net income$065
Net income of bank and minority interests.$11,928,000443
Net charge-offs$6,090,000120
Cash dividends$1,300,0001,081
Sale, conversion, retirement of capital stock, net$758,000156
Net operating income$11,924,840443
2018-03-31 (YTD Data)Rank
Total interest income$38,142,000249
Total interest expense$3,883,000327
Net interest income$34,259,000242
Provision for loan and lease losses$5,115,000102
Total noninterest income$11,738,000235
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$1,411,000270
Trading account gains and fees$25,000109
Additional Noninterest Income$10,302,000192
Total noninterest expense$31,831,000222
Salaries and employee benefits$18,119,000209
Premises and equipment expense$4,344,000188
Additional noninterest expense$9,368,000241
Pre-tax net operating income$9,051,000376
Securities gains (losses)$0735
Applicable income taxes$1,589,000408
Income before extraordinary items$7,462,000373
Extraordinary gains, net$07
Net income$7,462,000373
Minority interest net income$052
Net income of bank and minority interests.$7,462,000373
Net charge-offs$4,181,00095
Cash dividends$600,0001,040
Sale, conversion, retirement of capital stock, net$341,000146
Net operating income$7,462,000371
2017-12-31 (YTD Data)Rank
Total interest income$136,803,000261
Total interest expense$11,108,000348
Net interest income$125,695,000247
Provision for loan and lease losses$12,653,000136
Total noninterest income$52,011,000215
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$5,679,000272
Trading account gains and fees$268,000106
Additional Noninterest Income$46,064,000170
Total noninterest expense$119,682,000228
Salaries and employee benefits$66,411,000209
Premises and equipment expense$17,483,000174
Additional noninterest expense$35,788,000243
Pre-tax net operating income$45,371,000309
Securities gains (losses)$02,243
Applicable income taxes$20,265,000259
Income before extraordinary items$25,106,000343
Extraordinary gains, net$09
Net income$25,106,000344
Minority interest net income$076
Net income of bank and minority interests.$25,106,000344
Net charge-offs$6,870,000181
Cash dividends$2,800,0001,087
Sale, conversion, retirement of capital stock, net$1,498,000190
Net operating income$25,106,000345
2017-09-30 (YTD Data)Rank
Total interest income$100,928,000262
Total interest expense$7,859,000351
Net interest income$93,069,000249
Provision for loan and lease losses$9,306,000135
Total noninterest income$38,732,000217
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$4,208,000276
Trading account gains and fees$130,000114
Additional Noninterest Income$34,394,000174
Total noninterest expense$90,197,000224
Salaries and employee benefits$49,595,000209
Premises and equipment expense$13,226,000173
Additional noninterest expense$27,376,000240
Pre-tax net operating income$32,298,000326
Securities gains (losses)$02,274
Applicable income taxes$8,348,000342
Income before extraordinary items$23,950,000317
Extraordinary gains, net$09
Net income$23,950,000317
Minority interest net income$071
Net income of bank and minority interests.$23,950,000317
Net charge-offs$4,249,000177
Cash dividends$2,200,000969
Sale, conversion, retirement of capital stock, net$951,000198
Net operating income$23,950,000316
2017-06-30 (YTD Data)Rank
Total interest income$65,851,000263
Total interest expense$4,873,000359
Net interest income$60,978,000251
Provision for loan and lease losses$5,406,000149
Total noninterest income$26,741,000210
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$2,716,000283
Trading account gains and fees$103,000106
Additional Noninterest Income$23,922,000169
Total noninterest expense$59,353,000225
Salaries and employee benefits$33,361,000206
Premises and equipment expense$8,303,000183
Additional noninterest expense$17,689,000247
Pre-tax net operating income$22,960,000309
Securities gains (losses)$01,906
Applicable income taxes$9,179,000248
Income before extraordinary items$13,781,000349
Extraordinary gains, net$011
Net income$13,781,000349
Minority interest net income$071
Net income of bank and minority interests.$13,781,000349
Net charge-offs$2,360,000202
Cash dividends$1,600,000901
Sale, conversion, retirement of capital stock, net$571,000187
Net operating income$13,781,000348
2017-03-31 (YTD Data)Rank
Total interest income$32,504,000264
Total interest expense$2,152,000382
Net interest income$30,352,000249
Provision for loan and lease losses$1,891,000178
Total noninterest income$13,329,000211
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$1,300,000290
Trading account gains and fees$66,000107
Additional Noninterest Income$11,963,000167
Total noninterest expense$29,877,000226
Salaries and employee benefits$16,448,000208
Premises and equipment expense$4,316,000175
Additional noninterest expense$9,113,000244
Pre-tax net operating income$11,913,000299
Securities gains (losses)$01,153
Applicable income taxes$4,762,000240
Income before extraordinary items$7,151,000337
Extraordinary gains, net$08
Net income$7,151,000336
Minority interest net income$055
Net income of bank and minority interests.$7,151,000337
Net charge-offs$997,000226
Cash dividends$800,000860
Sale, conversion, retirement of capital stock, net$286,000162
Net operating income$7,151,000331
2016-12-31 (YTD Data)Rank
Total interest income$98,496,000312
Total interest expense$5,284,000568
Net interest income$93,212,000300
Provision for loan and lease losses$10,352,000154
Total noninterest income$23,523,000374
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$5,850,000256
Trading account gains and fees$570,00097
Additional Noninterest Income$17,103,000353
Total noninterest expense$101,285,000259
Salaries and employee benefits$50,286,000260
Premises and equipment expense$17,145,000174
Additional noninterest expense$33,854,000253
Pre-tax net operating income$5,098,0001,599
Securities gains (losses)$3,170,00084
Applicable income taxes$-61,449,0005,912
Income before extraordinary items$69,717,000171
Extraordinary gains, net$05
Net income$69,717,000170
Minority interest net income$082
Net income of bank and minority interests.$69,717,000171
Net charge-offs$7,062,000161
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$899,000213
Net operating income$66,547,000172
2016-09-30 (YTD Data)Rank
Total interest income$67,686,000335
Total interest expense$3,654,000613
Net interest income$64,032,000321
Provision for loan and lease losses$5,348,000195
Total noninterest income$12,632,000472
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$4,355,000259
Trading account gains and fees$402,00097
Additional Noninterest Income$7,875,000500
Total noninterest expense$70,328,000270
Salaries and employee benefits$34,003,000288
Premises and equipment expense$12,455,000176
Additional noninterest expense$23,870,000260
Pre-tax net operating income$988,0003,734
Securities gains (losses)$3,174,00072
Applicable income taxes$-216,0005,909
Income before extraordinary items$4,378,0001,243
Extraordinary gains, net$05
Net income$4,378,0001,243
Minority interest net income$071
Net income of bank and minority interests.$4,378,0001,243
Net charge-offs$6,480,000134
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$552,000215
Net operating income$1,204,0003,138
2016-06-30 (YTD Data)Rank
Total interest income$44,998,000338
Total interest expense$2,389,000623
Net interest income$42,609,000319
Provision for loan and lease losses$3,665,000192
Total noninterest income$8,223,000477
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$2,844,000265
Trading account gains and fees$277,00086
Additional Noninterest Income$5,102,000503
Total noninterest expense$47,499,000266
Salaries and employee benefits$22,826,000285
Premises and equipment expense$8,588,000171
Additional noninterest expense$16,085,000260
Pre-tax net operating income$-332,0005,953
Securities gains (losses)$2,429,00065
Applicable income taxes$-225,0006,006
Income before extraordinary items$2,322,0001,483
Extraordinary gains, net$016
Net income$2,322,0001,483
Minority interest net income$071
Net income of bank and minority interests.$2,322,0001,483
Net charge-offs$4,808,000135
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$361,000207
Net operating income$-107,0005,876
2016-03-31 (YTD Data)Rank
Total interest income$22,913,000324
Total interest expense$1,231,000599
Net interest income$21,682,000312
Provision for loan and lease losses$2,513,000160
Total noninterest income$3,727,000495
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$1,425,000259
Trading account gains and fees$0142
Additional Noninterest Income$2,302,000513
Total noninterest expense$24,867,000256
Salaries and employee benefits$11,879,000275
Premises and equipment expense$4,362,000173
Additional noninterest expense$8,626,000246
Pre-tax net operating income$-1,971,0006,113
Securities gains (losses)$923,00079
Applicable income taxes$-234,0006,090
Income before extraordinary items$-814,0006,080
Extraordinary gains, net$012
Net income$-814,0006,080
Minority interest net income$062
Net income of bank and minority interests.$-814,0006,080
Net charge-offs$2,243,000133
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$180,000192
Net operating income$-1,533,9406,101
2015-12-31 (YTD Data)Rank
Total interest income$83,417,000337
Total interest expense$4,336,000649
Net interest income$79,081,000324
Provision for loan and lease losses$6,994,000170
Total noninterest income$16,732,000463
Gross Fiduciary activities income$68,000867
Service charges on deposit accounts$5,993,000257
Trading account gains and fees$0159
Additional Noninterest Income$10,671,000468
Total noninterest expense$103,942,000237
Salaries and employee benefits$45,483,000271
Premises and equipment expense$19,177,000161
Additional noninterest expense$39,282,000222
Pre-tax net operating income$-15,123,0006,183
Securities gains (losses)$3,064,00070
Applicable income taxes$300,0002,663
Income before extraordinary items$-12,359,0006,175
Extraordinary gains, net$023
Net income$-12,359,0006,175
Minority interest net income$081
Net income of bank and minority interests.$-12,359,0006,175
Net charge-offs$4,155,000214
Cash dividends$700,0002,547
Sale, conversion, retirement of capital stock, net$1,046,000220
Net operating income$-15,423,0006,176
2015-09-30 (YTD Data)Rank
Total interest income$62,681,000337
Total interest expense$3,124,000675
Net interest income$59,557,000324
Provision for loan and lease losses$4,836,000167
Total noninterest income$17,224,000379
Gross Fiduciary activities income$39,000888
Service charges on deposit accounts$4,603,000254
Trading account gains and fees$0153
Additional Noninterest Income$12,582,000354
Total noninterest expense$77,546,000247
Salaries and employee benefits$34,354,000275
Premises and equipment expense$13,283,000169
Additional noninterest expense$29,909,000226
Pre-tax net operating income$-5,601,0006,260
Securities gains (losses)$1,893,00092
Applicable income taxes$227,0002,722
Income before extraordinary items$-3,935,0006,248
Extraordinary gains, net$021
Net income$-3,935,0006,248
Minority interest net income$078
Net income of bank and minority interests.$-3,935,0006,248
Net charge-offs$3,076,000208
Cash dividends$700,0001,974
Sale, conversion, retirement of capital stock, net$869,000191
Net operating income$-5,828,0006,257
2015-06-30 (YTD Data)Rank
Total interest income$42,808,000329
Total interest expense$2,006,000694
Net interest income$40,802,000314
Provision for loan and lease losses$3,113,000176
Total noninterest income$12,258,000362
Gross Fiduciary activities income$24,000911
Service charges on deposit accounts$3,124,000244
Trading account gains and fees$0157
Additional Noninterest Income$9,110,000332
Total noninterest expense$52,243,000247
Salaries and employee benefits$23,347,000276
Premises and equipment expense$9,117,000169
Additional noninterest expense$19,779,000227
Pre-tax net operating income$-2,296,0006,326
Securities gains (losses)$1,382,000105
Applicable income taxes$157,0002,679
Income before extraordinary items$-1,071,0006,293
Extraordinary gains, net$022
Net income$-1,071,0006,293
Minority interest net income$075
Net income of bank and minority interests.$-1,071,0006,293
Net charge-offs$2,269,000197
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$700,000159
Net operating income$-2,453,0006,324
2015-03-31 (YTD Data)Rank
Total interest income$20,751,000337
Total interest expense$806,000885
Net interest income$19,945,000319
Provision for loan and lease losses$1,455,000176
Total noninterest income$5,911,000369
Gross Fiduciary activities income$10,000927
Service charges on deposit accounts$1,640,000233
Trading account gains and fees$0152
Additional Noninterest Income$4,261,000333
Total noninterest expense$25,566,000252
Salaries and employee benefits$11,690,000274
Premises and equipment expense$4,920,000160
Additional noninterest expense$8,956,000250
Pre-tax net operating income$-1,165,0006,393
Securities gains (losses)$979,00092
Applicable income taxes$61,0002,857
Income before extraordinary items$-247,0006,334
Extraordinary gains, net$013
Net income$-247,0006,335
Minority interest net income$064
Net income of bank and minority interests.$-247,0006,335
Net charge-offs$1,169,000190
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$75,000302
Net operating income$-1,226,0006,386
2014-12-31 (YTD Data)Rank
Total interest income$89,641,000303
Total interest expense$3,041,000987
Net interest income$86,600,000291
Provision for loan and lease losses$5,711,000195
Total noninterest income$29,070,000289
Gross Fiduciary activities income$55,000920
Service charges on deposit accounts$6,909,000231
Trading account gains and fees$0180
Additional Noninterest Income$22,106,000257
Total noninterest expense$110,880,000221
Salaries and employee benefits$43,273,000280
Premises and equipment expense$17,593,000170
Additional noninterest expense$50,014,000201
Pre-tax net operating income$-921,0006,349
Securities gains (losses)$2,539,00092
Applicable income taxes$04,531
Income before extraordinary items$1,618,0003,109
Extraordinary gains, net$017
Net income$1,618,0003,108
Minority interest net income$084
Net income of bank and minority interests.$1,618,0003,109
Net charge-offs$1,642,000608
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-921,0006,356
2014-09-30 (YTD Data)Rank
Total interest income$66,664,000303
Total interest expense$2,205,0001,027
Net interest income$64,459,000292
Provision for loan and lease losses$4,992,000173
Total noninterest income$20,978,000294
Gross Fiduciary activities income$44,000911
Service charges on deposit accounts$5,109,000235
Trading account gains and fees$0174
Additional Noninterest Income$15,825,000259
Total noninterest expense$83,017,000221
Salaries and employee benefits$32,079,000279
Premises and equipment expense$13,237,000171
Additional noninterest expense$37,701,000191
Pre-tax net operating income$-2,572,0006,547
Securities gains (losses)$1,613,000102
Applicable income taxes$04,583
Income before extraordinary items$-959,0006,475
Extraordinary gains, net$015
Net income$-959,0006,474
Minority interest net income$081
Net income of bank and minority interests.$-959,0006,474
Net charge-offs$1,299,000548
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$-2,572,0006,540
2014-06-30 (YTD Data)Rank
Total interest income$43,708,000303
Total interest expense$1,372,0001,098
Net interest income$42,336,000291
Provision for loan and lease losses$3,007,000185
Total noninterest income$13,423,000298
Gross Fiduciary activities income$34,000900
Service charges on deposit accounts$3,344,000235
Trading account gains and fees$0172
Additional Noninterest Income$10,045,000262
Total noninterest expense$55,321,000223
Salaries and employee benefits$21,593,000267
Premises and equipment expense$9,015,000168
Additional noninterest expense$24,713,000197
Pre-tax net operating income$-2,569,0006,634
Securities gains (losses)$1,662,00079
Applicable income taxes$04,568
Income before extraordinary items$-907,0006,567
Extraordinary gains, net$020
Net income$-907,0006,567
Minority interest net income$080
Net income of bank and minority interests.$-907,0006,567
Net charge-offs$181,0001,677
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$-2,569,0006,629
2014-03-31 (YTD Data)Rank
Total interest income$21,647,000304
Total interest expense$646,0001,163
Net interest income$21,001,000291
Provision for loan and lease losses$1,300,000203
Total noninterest income$5,803,000331
Gross Fiduciary activities income$22,000885
Service charges on deposit accounts$1,624,000241
Trading account gains and fees$0147
Additional Noninterest Income$4,157,000298
Total noninterest expense$28,709,000218
Salaries and employee benefits$10,977,000264
Premises and equipment expense$4,755,000163
Additional noninterest expense$12,977,000185
Pre-tax net operating income$-3,205,0006,726
Securities gains (losses)$412,000155
Applicable income taxes$04,445
Income before extraordinary items$-2,793,0006,714
Extraordinary gains, net$016
Net income$-2,793,0006,714
Minority interest net income$066
Net income of bank and minority interests.$-2,793,0006,714
Net charge-offs$1,0003,492
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$-3,205,0006,717
2013-12-31 (YTD Data)Rank
Total interest income$47,230,000522
Total interest expense$911,0003,155
Net interest income$46,319,000471
Provision for loan and lease losses$799,0001,340
Total noninterest income$12,927,000555
Gross Fiduciary activities income$32,000987
Service charges on deposit accounts$3,918,000380
Trading account gains and fees$0184
Additional Noninterest Income$8,977,000515
Total noninterest expense$56,938,000385
Salaries and employee benefits$20,727,000528
Premises and equipment expense$8,026,000323
Additional noninterest expense$28,185,000287
Pre-tax net operating income$1,509,0003,386
Securities gains (losses)$287,000713
Applicable income taxes$04,631
Income before extraordinary items$1,796,0002,811
Extraordinary gains, net$029
Net income$1,796,0002,813
Minority interest net income$090
Net income of bank and minority interests.$1,796,0002,814
Net charge-offs$75,0004,021
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,509,0003,088
2013-09-30 (YTD Data)Rank
Total interest income$24,342,000766
Total interest expense$359,0004,650
Net interest income$23,983,000661
Provision for loan and lease losses$553,0001,412
Total noninterest income$5,505,000868
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$2,005,000517
Trading account gains and fees$0180
Additional Noninterest Income$3,500,000874
Total noninterest expense$28,432,000551
Salaries and employee benefits$10,136,000802
Premises and equipment expense$4,041,000464
Additional noninterest expense$14,255,000392
Pre-tax net operating income$503,0004,761
Securities gains (losses)$45,0001,740
Applicable income taxes$04,713
Income before extraordinary items$548,0004,457
Extraordinary gains, net$025
Net income$548,0004,460
Minority interest net income$084
Net income of bank and minority interests.$548,0004,461
Net charge-offs$74,0003,547
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$503,0004,515
2013-06-30 (YTD Data)Rank
Total interest income$06,940
Total interest expense$06,924
Net interest income$06,935
Provision for loan and lease losses$04,788
Total noninterest income$06,784
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$06,751
Trading account gains and fees$0157
Additional Noninterest Income$06,604
Total noninterest expense$06,939
Salaries and employee benefits$06,926
Premises and equipment expense$06,919
Additional noninterest expense$06,939
Pre-tax net operating income$06,289
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$06,364
Extraordinary gains, net$022
Net income$06,366
Minority interest net income$082
Net income of bank and minority interests.$06,366
Net charge-offs$04,909
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$06,302
2013-03-31 (YTD Data)Rank
Total interest income$7,985,000777
Total interest expense$325,0002,611
Net interest income$7,660,000695
Provision for loan and lease losses$695,000540
Total noninterest income$-614,0007,005
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$993,000366
Trading account gains and fees$0148
Additional Noninterest Income$-1,607,0007,020
Total noninterest expense$10,185,000523
Salaries and employee benefits$3,644,000758
Premises and equipment expense$1,554,000411
Additional noninterest expense$4,987,000380
Pre-tax net operating income$-3,834,0007,004
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$-3,834,0007,001
Extraordinary gains, net$010
Net income$-3,834,0007,001
Minority interest net income$076
Net income of bank and minority interests.$-3,834,0007,001
Net charge-offs$2,285,000233
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-3,834,0006,997
2012-12-31 (YTD Data)Rank
Total interest income$38,139,000686
Total interest expense$2,487,0001,755
Net interest income$35,652,000605
Provision for loan and lease losses$13,933,000212
Total noninterest income$4,796,0001,185
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$4,066,000374
Trading account gains and fees$0166
Additional Noninterest Income$730,0002,830
Total noninterest expense$38,442,000546
Salaries and employee benefits$14,793,000705
Premises and equipment expense$5,970,000418
Additional noninterest expense$17,679,000439
Pre-tax net operating income$-11,927,0007,035
Securities gains (losses)$-114,0006,907
Applicable income taxes$30,271,000139
Income before extraordinary items$-42,312,0007,075
Extraordinary gains, net$029
Net income$-42,312,0007,075
Minority interest net income$093
Net income of bank and minority interests.$-42,312,0007,075
Net charge-offs$19,977,000187
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-42,198,0007,072
2012-09-30 (YTD Data)Rank
Total interest income$29,408,000681
Total interest expense$2,061,0001,681
Net interest income$27,347,000606
Provision for loan and lease losses$11,212,000208
Total noninterest income$4,352,0001,028
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$3,034,000378
Trading account gains and fees$0157
Additional Noninterest Income$1,318,0001,664
Total noninterest expense$29,561,000533
Salaries and employee benefits$11,365,000686
Premises and equipment expense$4,346,000429
Additional noninterest expense$13,850,000422
Pre-tax net operating income$-9,074,0007,142
Securities gains (losses)$9,0003,149
Applicable income taxes$-3,182,0007,144
Income before extraordinary items$-5,883,0007,111
Extraordinary gains, net$020
Net income$-5,883,0007,111
Minority interest net income$086
Net income of bank and minority interests.$-5,883,0007,111
Net charge-offs$16,089,000179
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-5,888,8507,100
2012-06-30 (YTD Data)Rank
Total interest income$19,526,000687
Total interest expense$1,503,0001,597
Net interest income$18,023,000607
Provision for loan and lease losses$8,387,000198
Total noninterest income$3,057,000974
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,996,000377
Trading account gains and fees$0153
Additional Noninterest Income$1,061,0001,457
Total noninterest expense$19,887,000531
Salaries and employee benefits$7,685,000675
Premises and equipment expense$2,902,000431
Additional noninterest expense$9,300,000411
Pre-tax net operating income$-7,194,0007,207
Securities gains (losses)$10,0002,721
Applicable income taxes$-2,523,0007,213
Income before extraordinary items$-4,661,0007,182
Extraordinary gains, net$019
Net income$-4,661,0007,182
Minority interest net income$084
Net income of bank and minority interests.$-4,661,0007,182
Net charge-offs$11,980,000165
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-4,667,5007,181
2012-03-31 (YTD Data)Rank
Total interest income$9,938,000676
Total interest expense$791,0001,586
Net interest income$9,147,000602
Provision for loan and lease losses$4,500,000177
Total noninterest income$1,279,0001,101
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$1,015,000374
Trading account gains and fees$0148
Additional Noninterest Income$264,0002,264
Total noninterest expense$9,990,000525
Salaries and employee benefits$3,994,000656
Premises and equipment expense$1,548,000406
Additional noninterest expense$4,448,000415
Pre-tax net operating income$-4,064,0007,281
Securities gains (losses)$8,0001,818
Applicable income taxes$-1,429,0007,283
Income before extraordinary items$-2,627,0007,259
Extraordinary gains, net$019
Net income$-2,627,0007,259
Minority interest net income$078
Net income of bank and minority interests.$-2,627,0007,259
Net charge-offs$8,042,000136
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-2,632,2007,259
2011-12-31 (YTD Data)Rank
Total interest income$43,763,000625
Total interest expense$4,379,0001,388
Net interest income$39,384,000558
Provision for loan and lease losses$38,598,000135
Total noninterest income$691,0003,797
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$4,664,000339
Trading account gains and fees$0146
Additional Noninterest Income$-3,973,0007,322
Total noninterest expense$41,069,000502
Salaries and employee benefits$14,727,000666
Premises and equipment expense$6,369,000410
Additional noninterest expense$19,973,000394
Pre-tax net operating income$-39,592,0007,336
Securities gains (losses)$23,0003,024
Applicable income taxes$-13,583,0007,343
Income before extraordinary items$-25,986,0007,312
Extraordinary gains, net$029
Net income$-25,986,0007,312
Minority interest net income$096
Net income of bank and minority interests.$-25,986,0007,312
Net charge-offs$25,919,000209
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-26,001,1807,310
2011-09-30 (YTD Data)Rank
Total interest income$33,695,000621
Total interest expense$3,419,0001,385
Net interest income$30,276,000545
Provision for loan and lease losses$35,198,000115
Total noninterest income$-321,0007,270
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$3,662,000322
Trading account gains and fees$0145
Additional Noninterest Income$-3,983,0007,417
Total noninterest expense$31,510,000486
Salaries and employee benefits$11,266,000657
Premises and equipment expense$4,558,000438
Additional noninterest expense$15,686,000372
Pre-tax net operating income$-36,753,0007,428
Securities gains (losses)$21,0002,786
Applicable income taxes$-12,475,0007,427
Income before extraordinary items$-24,257,0007,410
Extraordinary gains, net$021
Net income$-24,257,0007,409
Minority interest net income$087
Net income of bank and minority interests.$-24,257,0007,409
Net charge-offs$20,488,000191
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-24,270,8607,406
2011-06-30 (YTD Data)Rank
Total interest income$22,768,000632
Total interest expense$2,399,0001,370
Net interest income$20,369,000545
Provision for loan and lease losses$26,318,000113
Total noninterest income$-1,954,0007,478
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$2,452,000323
Trading account gains and fees$0153
Additional Noninterest Income$-4,406,0007,504
Total noninterest expense$21,968,000473
Salaries and employee benefits$7,684,000639
Premises and equipment expense$3,015,000442
Additional noninterest expense$11,269,000352
Pre-tax net operating income$-29,871,0007,500
Securities gains (losses)$20,0002,091
Applicable income taxes$-10,530,0007,500
Income before extraordinary items$-19,321,0007,474
Extraordinary gains, net$015
Net income$-19,321,0007,474
Minority interest net income$089
Net income of bank and minority interests.$-19,321,0007,474
Net charge-offs$16,616,000177
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-19,334,0007,475
2011-03-31 (YTD Data)Rank
Total interest income$11,718,000611
Total interest expense$1,313,0001,296
Net interest income$10,405,000530
Provision for loan and lease losses$26,179,00075
Total noninterest income$-4,263,0007,566
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$1,222,000322
Trading account gains and fees$0158
Additional Noninterest Income$-5,485,0007,576
Total noninterest expense$12,065,000432
Salaries and employee benefits$4,095,000598
Premises and equipment expense$1,548,000439
Additional noninterest expense$6,422,000311
Pre-tax net operating income$-32,102,0007,569
Securities gains (losses)$12,0001,251
Applicable income taxes$-11,316,0007,567
Income before extraordinary items$-20,774,0007,555
Extraordinary gains, net$09
Net income$-20,774,0007,554
Minority interest net income$086
Net income of bank and minority interests.$-20,774,0007,554
Net charge-offs$9,219,000166
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-20,781,8007,556
2010-12-31 (YTD Data)Rank
Total interest income$25,686,0001,207
Total interest expense$2,442,0003,050
Net interest income$23,244,000947
Provision for loan and lease losses$10,413,000635
Total noninterest income$6,881,000842
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$4,633,000341
Trading account gains and fees$0175
Additional Noninterest Income$2,248,0001,302
Total noninterest expense$17,503,0001,149
Salaries and employee benefits$8,013,0001,228
Premises and equipment expense$3,647,000702
Additional noninterest expense$5,843,0001,265
Pre-tax net operating income$2,209,0002,067
Securities gains (losses)$-157,0007,270
Applicable income taxes$314,0002,317
Income before extraordinary items$1,738,0002,257
Extraordinary gains, net$029
Net income$1,738,0002,256
Minority interest net income$0111
Net income of bank and minority interests.$1,738,0002,258
Net charge-offs$7,443,000755
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,871,4502,059
2010-09-30 (YTD Data)Rank
Total interest income$19,736,0001,198
Total interest expense$1,959,0003,007
Net interest income$17,777,000936
Provision for loan and lease losses$7,900,000606
Total noninterest income$4,895,000861
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$3,484,000341
Trading account gains and fees$0165
Additional Noninterest Income$1,411,0001,394
Total noninterest expense$13,135,0001,129
Salaries and employee benefits$6,087,0001,206
Premises and equipment expense$2,863,000681
Additional noninterest expense$4,185,0001,291
Pre-tax net operating income$1,637,0002,222
Securities gains (losses)$-160,0007,452
Applicable income taxes$92,0003,178
Income before extraordinary items$1,385,0002,295
Extraordinary gains, net$023
Net income$1,385,0002,291
Minority interest net income$0110
Net income of bank and minority interests.$1,385,0002,296
Net charge-offs$4,334,000868
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,535,4002,011
2010-06-30 (YTD Data)Rank
Total interest income$13,407,0001,191
Total interest expense$1,379,0002,975
Net interest income$12,028,000919
Provision for loan and lease losses$6,550,000508
Total noninterest income$3,271,000838
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$2,347,000336
Trading account gains and fees$0152
Additional Noninterest Income$924,0001,368
Total noninterest expense$8,918,0001,100
Salaries and employee benefits$4,078,0001,200
Premises and equipment expense$1,895,000689
Additional noninterest expense$2,945,0001,204
Pre-tax net operating income$-169,0006,389
Securities gains (losses)$30,0002,176
Applicable income taxes$-356,0007,425
Income before extraordinary items$217,0004,779
Extraordinary gains, net$019
Net income$217,0004,780
Minority interest net income$0105
Net income of bank and minority interests.$217,0004,779
Net charge-offs$3,603,000711
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$197,8004,767
2010-03-31 (YTD Data)Rank
Total interest income$6,699,0001,214
Total interest expense$737,0002,945
Net interest income$5,962,000936
Provision for loan and lease losses$5,200,000363
Total noninterest income$1,412,000920
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$1,133,000346
Trading account gains and fees$0175
Additional Noninterest Income$279,0001,926
Total noninterest expense$4,471,0001,120
Salaries and employee benefits$2,093,0001,184
Premises and equipment expense$958,000698
Additional noninterest expense$1,420,0001,243
Pre-tax net operating income$-2,297,0007,634
Securities gains (losses)$6,0001,850
Applicable income taxes$-932,0007,787
Income before extraordinary items$-1,359,0007,547
Extraordinary gains, net$016
Net income$-1,359,0007,548
Minority interest net income$091
Net income of bank and minority interests.$-1,359,0007,548
Net charge-offs$1,281,000869
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-1,362,8407,545
2009-12-31 (YTD Data)Rank
Total interest income$29,081,0001,180
Total interest expense$5,336,0002,133
Net interest income$23,745,000908
Provision for loan and lease losses$3,232,0001,880
Total noninterest income$6,966,000846
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$4,509,000377
Trading account gains and fees$0211
Additional Noninterest Income$2,457,0001,191
Total noninterest expense$16,951,0001,229
Salaries and employee benefits$8,619,0001,129
Premises and equipment expense$3,698,000726
Additional noninterest expense$4,634,0001,611
Pre-tax net operating income$10,528,000399
Securities gains (losses)$-1,872,0007,797
Applicable income taxes$2,798,000426
Income before extraordinary items$5,858,000575
Extraordinary gains, net$034
Net income$5,858,000574
Minority interest net income$0115
Net income of bank and minority interests.$5,858,000576
Net charge-offs$3,946,0001,355
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$7,130,960467
2009-09-30 (YTD Data)Rank
Total interest income$22,279,0001,181
Total interest expense$4,281,0002,088
Net interest income$17,998,000905
Provision for loan and lease losses$2,032,0001,879
Total noninterest income$5,305,000831
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$3,390,000374
Trading account gains and fees$0212
Additional Noninterest Income$1,915,0001,185
Total noninterest expense$12,869,0001,197
Salaries and employee benefits$6,658,0001,116
Premises and equipment expense$2,803,000727
Additional noninterest expense$3,408,0001,589
Pre-tax net operating income$8,402,000391
Securities gains (losses)$-1,884,0007,925
Applicable income taxes$2,149,000439
Income before extraordinary items$4,369,000620
Extraordinary gains, net$027
Net income$4,369,000620
Minority interest net income$0118
Net income of bank and minority interests.$4,369,000622
Net charge-offs$902,0002,312
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,631,280465
2009-06-30 (YTD Data)Rank
Total interest income$14,904,0001,194
Total interest expense$2,896,0002,158
Net interest income$12,008,000907
Provision for loan and lease losses$1,582,0001,608
Total noninterest income$3,464,000859
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$2,258,000376
Trading account gains and fees$0193
Additional Noninterest Income$1,206,0001,259
Total noninterest expense$8,498,0001,224
Salaries and employee benefits$4,552,0001,111
Premises and equipment expense$1,870,000748
Additional noninterest expense$2,076,0001,754
Pre-tax net operating income$5,392,000408
Securities gains (losses)$-1,724,0008,050
Applicable income taxes$1,164,000536
Income before extraordinary items$2,504,000737
Extraordinary gains, net$021
Net income$2,504,000732
Minority interest net income$0112
Net income of bank and minority interests.$2,504,000737
Net charge-offs$549,0002,249
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,676,320458
2009-03-31 (YTD Data)Rank
Total interest income$7,638,0001,185
Total interest expense$1,465,0002,211
Net interest income$6,173,000873
Provision for loan and lease losses$375,0002,048
Total noninterest income$1,857,000783
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$1,091,000371
Trading account gains and fees$0171
Additional Noninterest Income$766,0001,051
Total noninterest expense$4,393,0001,139
Salaries and employee benefits$2,354,0001,080
Premises and equipment expense$987,000726
Additional noninterest expense$1,052,0001,534
Pre-tax net operating income$3,262,000379
Securities gains (losses)$-1,741,0008,168
Applicable income taxes$468,000729
Income before extraordinary items$1,053,0001,028
Extraordinary gains, net$015
Net income$1,053,0001,028
Minority interest net income$0102
Net income of bank and minority interests.$1,053,0001,030
Net charge-offs$227,0002,041
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,254,290401
2008-12-31 (YTD Data)Rank
Total interest income$33,198,0001,154
Total interest expense$7,169,0002,157
Net interest income$26,029,000827
Provision for loan and lease losses$1,513,0002,147
Total noninterest income$7,977,000713
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$4,823,000360
Trading account gains and fees$0154
Additional Noninterest Income$3,154,000925
Total noninterest expense$19,996,000993
Salaries and employee benefits$11,728,000853
Premises and equipment expense$3,852,000716
Additional noninterest expense$4,416,0001,405
Pre-tax net operating income$12,497,000433
Securities gains (losses)$259,000605
Applicable income taxes$4,353,000355
Income before extraordinary items$8,403,000465
Extraordinary gains, net$039
Net income$8,403,000465
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,755,0001,399
Cash dividends$8,000,000361
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$8,232,060497
2008-09-30 (YTD Data)Rank
Total interest income$25,471,0001,150
Total interest expense$5,579,0002,172
Net interest income$19,892,000822
Provision for loan and lease losses$463,0002,845
Total noninterest income$6,172,000731
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$3,678,000362
Trading account gains and fees$0148
Additional Noninterest Income$2,494,000934
Total noninterest expense$12,673,0001,149
Salaries and employee benefits$6,761,0001,116
Premises and equipment expense$2,880,000720
Additional noninterest expense$3,032,0001,472
Pre-tax net operating income$12,928,000402
Securities gains (losses)$254,000521
Applicable income taxes$4,649,000334
Income before extraordinary items$8,533,000428
Extraordinary gains, net$031
Net income$8,533,000427
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$954,0001,350
Cash dividends$8,000,000283
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$8,367,900456
2008-06-30 (YTD Data)Rank
Total interest income$17,542,0001,128
Total interest expense$3,824,0002,200
Net interest income$13,718,000802
Provision for loan and lease losses$225,0002,959
Total noninterest income$3,876,000776
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$2,531,000348
Trading account gains and fees$0149
Additional Noninterest Income$1,345,0001,145
Total noninterest expense$10,492,000941
Salaries and employee benefits$5,390,000965
Premises and equipment expense$2,003,000695
Additional noninterest expense$3,099,000958
Pre-tax net operating income$6,877,000523
Securities gains (losses)$253,000515
Applicable income taxes$2,423,000446
Income before extraordinary items$4,707,000586
Extraordinary gains, net$021
Net income$4,707,000585
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$125,0002,756
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$4,540,020592
2008-03-31 (YTD Data)Rank
Total interest income$9,050,0001,118
Total interest expense$2,040,0002,208
Net interest income$7,010,000781
Provision for loan and lease losses$113,0002,567
Total noninterest income$1,966,000762
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$1,326,000329
Trading account gains and fees$0158
Additional Noninterest Income$640,0001,192
Total noninterest expense$5,336,000910
Salaries and employee benefits$2,808,000934
Premises and equipment expense$1,028,000684
Additional noninterest expense$1,500,000969
Pre-tax net operating income$3,527,000551
Securities gains (losses)$235,000403
Applicable income taxes$1,267,000493
Income before extraordinary items$2,495,000607
Extraordinary gains, net$015
Net income$2,495,000608
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-35,0008,262
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,339,900630
2007-12-31 (YTD Data)Rank
Total interest income$39,140,0001,080
Total interest expense$13,223,0001,518
Net interest income$25,917,000842
Provision for loan and lease losses$300,0003,174
Total noninterest income$8,126,000733
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$5,386,000333
Trading account gains and fees$0178
Additional Noninterest Income$2,740,0001,080
Total noninterest expense$20,129,000934
Salaries and employee benefits$10,152,000976
Premises and equipment expense$3,828,000694
Additional noninterest expense$6,149,000916
Pre-tax net operating income$13,614,000636
Securities gains (losses)$33,000934
Applicable income taxes$4,945,000552
Income before extraordinary items$8,702,000756
Extraordinary gains, net$039
Net income$8,702,000754
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$618,0001,455
Cash dividends$18,500,000265
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$8,680,880747
2007-09-30 (YTD Data)Rank
Total interest income$29,642,0001,070
Total interest expense$10,595,0001,419
Net interest income$19,047,000862
Provision for loan and lease losses$225,0002,782
Total noninterest income$6,131,000726
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$4,052,000330
Trading account gains and fees$0184
Additional Noninterest Income$2,079,0001,071
Total noninterest expense$15,286,000906
Salaries and employee benefits$7,966,000929
Premises and equipment expense$2,809,000709
Additional noninterest expense$4,511,000905
Pre-tax net operating income$9,667,000722
Securities gains (losses)$14,000909
Applicable income taxes$3,500,000614
Income before extraordinary items$6,181,000849
Extraordinary gains, net$033
Net income$6,181,000847
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,610
Cash dividends$16,500,000231
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$6,172,040840
2007-06-30 (YTD Data)Rank
Total interest income$19,624,0001,093
Total interest expense$7,264,0001,384
Net interest income$12,360,000905
Provision for loan and lease losses$150,0002,579
Total noninterest income$4,143,000746
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$2,760,000330
Trading account gains and fees$0168
Additional Noninterest Income$1,383,0001,116
Total noninterest expense$10,135,000930
Salaries and employee benefits$5,308,000951
Premises and equipment expense$1,910,000716
Additional noninterest expense$2,917,000946
Pre-tax net operating income$6,218,000775
Securities gains (losses)$13,000798
Applicable income taxes$2,240,000663
Income before extraordinary items$3,991,000917
Extraordinary gains, net$029
Net income$3,991,000916
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,195
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,982,680906
2007-03-31 (YTD Data)Rank
Total interest income$9,830,0001,083
Total interest expense$3,621,0001,372
Net interest income$6,209,000898
Provision for loan and lease losses$75,0002,404
Total noninterest income$1,998,000756
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$1,352,000329
Trading account gains and fees$0195
Additional Noninterest Income$646,0001,136
Total noninterest expense$4,990,000939
Salaries and employee benefits$2,675,000952
Premises and equipment expense$939,000726
Additional noninterest expense$1,376,000997
Pre-tax net operating income$3,142,000766
Securities gains (losses)$01,187
Applicable income taxes$1,140,000653
Income before extraordinary items$2,002,000884
Extraordinary gains, net$022
Net income$2,002,000883
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0006,955
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,002,000875
2006-12-31 (YTD Data)Rank
Total interest income$36,575,0001,081
Total interest expense$11,054,0001,528
Net interest income$25,521,000865
Provision for loan and lease losses$300,0002,748
Total noninterest income$7,859,000748
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$5,180,000341
Trading account gains and fees$0130
Additional Noninterest Income$2,679,0001,084
Total noninterest expense$19,615,000900
Salaries and employee benefits$10,079,000956
Premises and equipment expense$3,456,000737
Additional noninterest expense$6,080,000875
Pre-tax net operating income$13,465,000752
Securities gains (losses)$2,0001,439
Applicable income taxes$4,867,000648
Income before extraordinary items$8,600,000873
Extraordinary gains, net$051
Net income$8,600,000873
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0003,479
Cash dividends$500,0003,695
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$8,598,720859
2006-09-30 (YTD Data)Rank
Total interest income$26,360,0001,122
Total interest expense$7,772,0001,584
Net interest income$18,588,000911
Provision for loan and lease losses$225,0002,598
Total noninterest income$5,907,000765
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$3,877,000346
Trading account gains and fees$0126
Additional Noninterest Income$2,030,0001,088
Total noninterest expense$14,720,000909
Salaries and employee benefits$7,658,000948
Premises and equipment expense$2,577,000751
Additional noninterest expense$4,485,000891
Pre-tax net operating income$9,550,000808
Securities gains (losses)$2,0001,183
Applicable income taxes$3,425,000710
Income before extraordinary items$6,127,000949
Extraordinary gains, net$045
Net income$6,127,000948
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0002,554
Cash dividends$500,0002,912
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$6,125,720935
2006-06-30 (YTD Data)Rank
Total interest income$17,253,0001,122
Total interest expense$4,786,0001,628
Net interest income$12,467,000907
Provision for loan and lease losses$150,0002,563
Total noninterest income$3,880,000772
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,613,000337
Trading account gains and fees$0126
Additional Noninterest Income$1,267,0001,141
Total noninterest expense$9,907,000902
Salaries and employee benefits$5,153,000946
Premises and equipment expense$1,742,000747
Additional noninterest expense$3,012,000883
Pre-tax net operating income$6,290,000827
Securities gains (losses)$2,000970
Applicable income taxes$2,254,000721
Income before extraordinary items$4,038,000951
Extraordinary gains, net$039
Net income$4,038,000952
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0002,112
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$4,036,720932
2006-03-31 (YTD Data)Rank
Total interest income$8,385,0001,123
Total interest expense$2,244,0001,643
Net interest income$6,141,000920
Provision for loan and lease losses$75,0002,394
Total noninterest income$1,871,000780
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,275,000330
Trading account gains and fees$0115
Additional Noninterest Income$596,0001,175
Total noninterest expense$4,911,000913
Salaries and employee benefits$2,575,000948
Premises and equipment expense$905,000720
Additional noninterest expense$1,431,000932
Pre-tax net operating income$3,026,000841
Securities gains (losses)$0955
Applicable income taxes$1,079,000748
Income before extraordinary items$1,947,000979
Extraordinary gains, net$021
Net income$1,947,000978
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0006,875
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,947,000959
2005-12-31 (YTD Data)Rank
Total interest income$30,026,0001,098
Total interest expense$5,900,0001,911
Net interest income$24,126,000890
Provision for loan and lease losses$300,0002,799
Total noninterest income$7,538,000772
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$4,911,000347
Trading account gains and fees$0138
Additional Noninterest Income$2,627,0001,123
Total noninterest expense$19,506,000868
Salaries and employee benefits$9,959,000915
Premises and equipment expense$3,497,000705
Additional noninterest expense$6,050,000850
Pre-tax net operating income$11,858,000825
Securities gains (losses)$10,0001,476
Applicable income taxes$4,241,000743
Income before extraordinary items$7,627,000945
Extraordinary gains, net$046
Net income$7,627,000945
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0004,108
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$7,620,600927
2005-09-30 (YTD Data)Rank
Total interest income$21,948,0001,088
Total interest expense$3,994,0001,996
Net interest income$17,954,000887
Provision for loan and lease losses$225,0002,711
Total noninterest income$5,846,000759
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$3,791,000329
Trading account gains and fees$0126
Additional Noninterest Income$2,055,0001,097
Total noninterest expense$14,752,000858
Salaries and employee benefits$7,496,000900
Premises and equipment expense$2,661,000689
Additional noninterest expense$4,595,000839
Pre-tax net operating income$8,823,000838
Securities gains (losses)$6,0001,641
Applicable income taxes$3,157,000743
Income before extraordinary items$5,672,000953
Extraordinary gains, net$035
Net income$5,672,000954
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0003,542
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$5,668,160937
2005-06-30 (YTD Data)Rank
Total interest income$14,305,0001,083
Total interest expense$2,412,0002,051
Net interest income$11,893,000879
Provision for loan and lease losses$150,0002,598
Total noninterest income$3,954,000734
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$2,636,000309
Trading account gains and fees$0116
Additional Noninterest Income$1,318,0001,099
Total noninterest expense$9,752,000862
Salaries and employee benefits$5,012,000891
Premises and equipment expense$1,739,000691
Additional noninterest expense$3,001,000845
Pre-tax net operating income$5,945,000804
Securities gains (losses)$6,0001,523
Applicable income taxes$2,146,000730
Income before extraordinary items$3,805,000918
Extraordinary gains, net$030
Net income$3,805,000918
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,238
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,801,160899
2005-03-31 (YTD Data)Rank
Total interest income$6,655,0001,151
Total interest expense$1,127,0002,090
Net interest income$5,528,000940
Provision for loan and lease losses$75,0002,455
Total noninterest income$1,920,000734
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$1,272,000307
Trading account gains and fees$0115
Additional Noninterest Income$648,0001,110
Total noninterest expense$4,293,000974
Salaries and employee benefits$1,963,0001,163
Premises and equipment expense$873,000688
Additional noninterest expense$1,457,000861
Pre-tax net operating income$3,080,000778
Securities gains (losses)$5,0001,192
Applicable income taxes$1,114,000701
Income before extraordinary items$1,971,000882
Extraordinary gains, net$024
Net income$1,971,000883
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,685
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,967,800859
2004-12-31 (YTD Data)Rank
Total interest income$24,861,0001,138
Total interest expense$2,961,0002,661
Net interest income$21,900,000899
Provision for loan and lease losses$400,0002,359
Total noninterest income$8,054,000716
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$5,428,000313
Trading account gains and fees$0138
Additional Noninterest Income$2,626,0001,087
Total noninterest expense$18,071,000906
Salaries and employee benefits$8,417,0001,022
Premises and equipment expense$3,182,000723
Additional noninterest expense$6,472,000782
Pre-tax net operating income$11,483,000771
Securities gains (losses)$34,0002,019
Applicable income taxes$3,990,000708
Income before extraordinary items$7,527,000869
Extraordinary gains, net$034
Net income$7,527,000870
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0004,009
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$7,504,900844
2004-09-30 (YTD Data)Rank
Total interest income$18,316,0001,142
Total interest expense$2,002,0002,839
Net interest income$16,314,000904
Provision for loan and lease losses$325,0002,112
Total noninterest income$6,034,000726
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$4,063,000322
Trading account gains and fees$0134
Additional Noninterest Income$1,971,0001,098
Total noninterest expense$13,351,000913
Salaries and employee benefits$6,087,0001,060
Premises and equipment expense$2,385,000727
Additional noninterest expense$4,879,000772
Pre-tax net operating income$8,672,000771
Securities gains (losses)$25,0002,158
Applicable income taxes$3,019,000714
Income before extraordinary items$5,678,000873
Extraordinary gains, net$026
Net income$5,678,000874
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-30,0008,516
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$5,661,750838
2004-06-30 (YTD Data)Rank
Total interest income$12,027,0001,143
Total interest expense$1,268,0002,959
Net interest income$10,759,000907
Provision for loan and lease losses$250,0001,820
Total noninterest income$4,063,000725
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$2,737,000307
Trading account gains and fees$0130
Additional Noninterest Income$1,326,0001,089
Total noninterest expense$8,717,000929
Salaries and employee benefits$3,917,0001,094
Premises and equipment expense$1,626,000715
Additional noninterest expense$3,174,000781
Pre-tax net operating income$5,855,000758
Securities gains (losses)$24,0001,931
Applicable income taxes$2,028,000716
Income before extraordinary items$3,851,000843
Extraordinary gains, net$021
Net income$3,851,000843
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-28,0008,550
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,835,160812
2004-03-31 (YTD Data)Rank
Total interest income$5,782,0001,199
Total interest expense$628,0003,011
Net interest income$5,154,000960
Provision for loan and lease losses$150,0001,414
Total noninterest income$1,995,000719
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,384,000310
Trading account gains and fees$0121
Additional Noninterest Income$611,0001,123
Total noninterest expense$4,123,000994
Salaries and employee benefits$1,961,0001,107
Premises and equipment expense$791,000747
Additional noninterest expense$1,371,000903
Pre-tax net operating income$2,876,000762
Securities gains (losses)$14,0001,880
Applicable income taxes$964,000754
Income before extraordinary items$1,926,000852
Extraordinary gains, net$016
Net income$1,926,000852
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-24,0008,610
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,916,620807
2003-12-31 (YTD Data)Rank
Total interest income$23,231,0001,229
Total interest expense$2,871,0002,977
Net interest income$20,360,000939
Provision for loan and lease losses$900,0001,310
Total noninterest income$9,121,000706
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$5,979,000286
Trading account gains and fees$0160
Additional Noninterest Income$3,142,0001,052
Total noninterest expense$17,169,000949
Salaries and employee benefits$8,352,0001,016
Premises and equipment expense$2,730,000821
Additional noninterest expense$6,087,000843
Pre-tax net operating income$11,412,000764
Securities gains (losses)$38,0002,739
Applicable income taxes$3,934,000749
Income before extraordinary items$7,516,000868
Extraordinary gains, net$054
Net income$7,516,000870
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$150,0003,366
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$7,490,920806
2003-09-30 (YTD Data)Rank
Total interest income$17,433,0001,257
Total interest expense$2,225,0002,985
Net interest income$15,208,000961
Provision for loan and lease losses$675,0001,261
Total noninterest income$7,099,000708
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$4,610,000296
Trading account gains and fees$0153
Additional Noninterest Income$2,489,0001,060
Total noninterest expense$12,874,000955
Salaries and employee benefits$6,461,0001,007
Premises and equipment expense$2,021,000845
Additional noninterest expense$4,392,000884
Pre-tax net operating income$8,758,000775
Securities gains (losses)$18,0003,018
Applicable income taxes$2,935,000785
Income before extraordinary items$5,841,000870
Extraordinary gains, net$040
Net income$5,841,000871
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0005,594
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$5,828,940806
2003-06-30 (YTD Data)Rank
Total interest income$11,562,0001,276
Total interest expense$1,563,0002,937
Net interest income$9,999,000972
Provision for loan and lease losses$450,0001,255
Total noninterest income$4,818,000691
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$3,175,000289
Trading account gains and fees$0150
Additional Noninterest Income$1,643,0001,058
Total noninterest expense$8,369,000981
Salaries and employee benefits$4,245,0001,017
Premises and equipment expense$1,135,0001,017
Additional noninterest expense$2,989,000868
Pre-tax net operating income$5,998,000753
Securities gains (losses)$7,0003,077
Applicable income taxes$1,975,000775
Income before extraordinary items$4,030,000838
Extraordinary gains, net$030
Net income$4,030,000839
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0003,193
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$4,025,310775
2003-03-31 (YTD Data)Rank
Total interest income$5,670,0001,294
Total interest expense$787,0002,985
Net interest income$4,883,000988
Provision for loan and lease losses$225,0001,208
Total noninterest income$2,307,000707
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,574,000286
Trading account gains and fees$0134
Additional Noninterest Income$733,0001,125
Total noninterest expense$4,127,000983
Salaries and employee benefits$2,127,0001,011
Premises and equipment expense$577,000998
Additional noninterest expense$1,423,000873
Pre-tax net operating income$2,838,000792
Securities gains (losses)$02,891
Applicable income taxes$871,000897
Income before extraordinary items$1,967,000856
Extraordinary gains, net$021
Net income$1,967,000856
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0002,147
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,967,000783
2002-12-31 (YTD Data)Rank
Total interest income$21,029,0001,463
Total interest expense$3,336,0003,238
Net interest income$17,693,0001,083
Provision for loan and lease losses$850,0001,544
Total noninterest income$8,665,000689
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$5,701,000300
Trading account gains and fees$0153
Additional Noninterest Income$2,964,0001,003
Total noninterest expense$16,275,000963
Salaries and employee benefits$7,516,0001,059
Premises and equipment expense$2,444,000891
Additional noninterest expense$6,315,000804
Pre-tax net operating income$9,233,000929
Securities gains (losses)$04,537
Applicable income taxes$2,723,0001,012
Income before extraordinary items$6,510,000959
Extraordinary gains, net$070
Net income$6,510,000959
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$157,0003,429
Cash dividends$7,500,000446
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,510,000918
2001-12-31 (YTD Data)Rank
Total interest income$19,476,0001,751
Total interest expense$5,380,0002,955
Net interest income$14,096,0001,262
Provision for loan and lease losses$600,0001,892
Total noninterest income$7,224,000743
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$4,522,000345
Trading account gains and fees$0177
Additional Noninterest Income$2,702,0001,017
Total noninterest expense$14,086,0001,050
Salaries and employee benefits$7,492,0001,000
Premises and equipment expense$2,353,000893
Additional noninterest expense$4,241,0001,128
Pre-tax net operating income$6,634,0001,119
Securities gains (losses)$04,612
Applicable income taxes$1,815,0001,276
Income before extraordinary items$4,819,0001,132
Extraordinary gains, net$0105
Net income$4,819,0001,132
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$172,0003,134
Cash dividends$1,500,0001,655
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,819,0001,094
2000-12-31 (YTD Data)Rank
Total interest income$18,107,0001,939
Total interest expense$6,124,0002,728
Net interest income$11,983,0001,465
Provision for loan and lease losses$525,0001,802
Total noninterest income$6,214,000787
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$3,810,000366
Trading account gains and fees$0180
Additional Noninterest Income$2,404,0001,001
Total noninterest expense$11,458,0001,216
Salaries and employee benefits$6,248,0001,132
Premises and equipment expense$2,060,000972
Additional noninterest expense$3,150,0001,429
Pre-tax net operating income$6,214,0001,190
Securities gains (losses)$17,000991
Applicable income taxes$1,731,0001,329
Income before extraordinary items$4,500,0001,177
Extraordinary gains, net$038
Net income$4,500,0001,177
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$230,0002,192
Cash dividends$4,100,000737
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,487,7601,182
1999-12-31 (YTD Data)Rank
Total interest income$15,242,0002,144
Total interest expense$4,417,0003,291
Net interest income$10,825,0001,608
Provision for loan and lease losses$320,0002,518
Total noninterest income$5,857,000836
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$3,851,000366
Trading account gains and fees$0173
Additional Noninterest Income$2,006,0001,153
Total noninterest expense$10,552,0001,313
Salaries and employee benefits$5,630,0001,228
Premises and equipment expense$2,066,000979
Additional noninterest expense$2,856,0001,568
Pre-tax net operating income$5,810,0001,318
Securities gains (losses)$15,0001,536
Applicable income taxes$1,622,0001,489
Income before extraordinary items$4,203,0001,287
Extraordinary gains, net$035
Net income$4,203,0001,287
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$239,0002,139
Cash dividends$800,0002,646
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$4,192,2001,272
1998-12-31 (YTD Data)Rank
Total interest income$14,322,0002,273
Total interest expense$4,414,0003,361
Net interest income$9,908,0001,728
Provision for loan and lease losses$400,0002,051
Total noninterest income$5,602,000856
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$3,745,000355
Trading account gains and fees$0224
Additional Noninterest Income$1,857,0001,216
Total noninterest expense$9,872,0001,330
Salaries and employee benefits$5,510,0001,193
Premises and equipment expense$1,959,000990
Additional noninterest expense$2,403,0001,767
Pre-tax net operating income$5,238,0001,417
Securities gains (losses)$138,0001,094
Applicable income taxes$1,474,0001,663
Income before extraordinary items$3,902,0001,361
Extraordinary gains, net$032
Net income$3,902,0001,360
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-81,00010,199
Cash dividends$1,200,0001,939
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,801,2601,342
1997-12-31 (YTD Data)Rank
Total interest income$13,483,0002,423
Total interest expense$4,267,0003,443
Net interest income$9,216,0001,889
Provision for loan and lease losses$600,0001,510
Total noninterest income$5,311,000887
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$3,660,000368
Trading account gains and fees$0239
Additional Noninterest Income$1,651,0001,253
Total noninterest expense$9,278,0001,410
Salaries and employee benefits$5,148,0001,277
Premises and equipment expense$1,838,0001,077
Additional noninterest expense$2,292,0001,853
Pre-tax net operating income$4,649,0001,656
Securities gains (losses)$30,0001,635
Applicable income taxes$1,157,0002,158
Income before extraordinary items$3,522,0001,527
Extraordinary gains, net$044
Net income$3,522,0001,528
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$591,0001,174
Cash dividends$3,500,000831
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,499,5001,498
1996-12-31 (YTD Data)Rank
Total interest income$12,785,0002,615
Total interest expense$3,668,0004,008
Net interest income$9,117,0001,972
Provision for loan and lease losses$405,0002,060
Total noninterest income$4,363,0001,038
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$3,299,000442
Trading account gains and fees$0262
Additional Noninterest Income$1,064,0001,736
Total noninterest expense$8,452,0001,682
Salaries and employee benefits$4,882,0001,372
Premises and equipment expense$1,626,0001,263
Additional noninterest expense$1,944,0002,519
Pre-tax net operating income$4,623,0001,575
Securities gains (losses)$1,0003,760
Applicable income taxes$1,121,0002,124
Income before extraordinary items$3,503,0001,415
Extraordinary gains, net$053
Net income$3,503,0001,417
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$246,0002,363
Cash dividends$1,200,0001,863
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,502,2401,379
1995-12-31 (YTD Data)Rank
Total interest income$12,147,0002,753
Total interest expense$3,238,0004,443
Net interest income$8,909,0002,018
Provision for loan and lease losses$300,0002,267
Total noninterest income$3,540,0001,211
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$2,607,000544
Trading account gains and fees$0522
Additional Noninterest Income$933,0001,896
Total noninterest expense$8,009,0001,753
Salaries and employee benefits$4,567,0001,452
Premises and equipment expense$1,480,0001,397
Additional noninterest expense$1,962,0002,434
Pre-tax net operating income$4,140,0001,784
Securities gains (losses)$7,0002,620
Applicable income taxes$1,016,0002,345
Income before extraordinary items$3,131,0001,627
Extraordinary gains, net$065
Net income$3,131,0001,626
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$495,0001,397
Cash dividends$6,000,000551
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,125,6801,607
1994-12-31 (YTD Data)Rank
Total interest income$11,132,0002,734
Total interest expense$2,573,0004,529
Net interest income$8,559,0002,098
Provision for loan and lease losses$300,0002,237
Total noninterest income$3,407,0001,235
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$2,448,000566
Trading account gains and fees$0475
Additional Noninterest Income$959,0001,890
Total noninterest expense$7,682,0001,886
Salaries and employee benefits$4,339,0001,540
Premises and equipment expense$1,462,0001,432
Additional noninterest expense$1,881,0002,718
Pre-tax net operating income$3,984,0001,792
Securities gains (losses)$185,000524
Applicable income taxes$1,165,0001,938
Income before extraordinary items$3,004,0001,626
Extraordinary gains, net$0249
Net income$3,004,0001,625
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,00010,614
Cash dividends$800,0002,270
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,870,8001,712
1993-12-31 (YTD Data)Rank
Total interest income$10,060,0003,068
Total interest expense$2,875,0004,271
Net interest income$7,185,0002,495
Provision for loan and lease losses$321,0002,854
Total noninterest income$3,667,0001,249
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$2,494,000552
Trading account gains and fees$0532
Additional Noninterest Income$1,173,0001,838
Total noninterest expense$7,190,0002,037
Salaries and employee benefits$3,769,0001,776
Premises and equipment expense$1,444,0001,470
Additional noninterest expense$1,977,0002,765
Pre-tax net operating income$3,341,0002,036
Securities gains (losses)$114,0002,310
Applicable income taxes$849,0002,631
Income before extraordinary items$2,606,0001,921
Extraordinary gains, net$03,149
Net income$2,606,0001,988
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$193,0003,202
Cash dividends$2,000,0001,012
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,520,5001,869
1992-12-31 (YTD Data)Rank
Total interest income$10,033,0003,476
Total interest expense$3,480,0004,565
Net interest income$6,553,0002,797
Provision for loan and lease losses$227,0004,888
Total noninterest income$3,379,0001,304
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$2,317,000589
Trading account gains and fees$0504
Additional Noninterest Income$1,062,0001,915
Total noninterest expense$6,378,0002,294
Salaries and employee benefits$3,387,0001,933
Premises and equipment expense$1,281,0001,660
Additional noninterest expense$1,710,0003,197
Pre-tax net operating income$3,327,0001,861
Securities gains (losses)$08,369
Applicable income taxes$892,0002,342
Income before extraordinary items$2,435,0001,873
Extraordinary gains, net$01,422
Net income$2,435,0001,898
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0006,521
Cash dividends$2,000,000832
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,435,0001,719

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.