Home > Builtwell Bank > Net charge- offs to loans
Builtwell Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0712% | 1,141 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0094% | 792 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0366% | 369 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0521% | 4,391 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0700% | 4,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4337% | 603 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1939% | 598 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0244% | 271 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0975% | 543 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0891% | 856 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0223% | 488 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0527% | 263 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0364% | 4,331 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0487% | 4,397 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4679% | 465 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3326% | 461 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2683% | 197 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2233% | 455 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0572% | 960 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0176% | 4,230 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0105% | 4,303 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0494% | 4,417 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0661% | 4,420 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4715% | 420 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4557% | 418 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0873% | 210 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3787% | 444 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0499% | 872 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0081% | 4,044 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0107% | 4,356 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0083% | 4,019 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0111% | 4,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3327% | 342 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2257% | 482 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3861% | 389 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0084% | 2,075 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0119% | 3,888 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0148% | 4,215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0145% | 3,955 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0190% | 4,073 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0693% | 4,101 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9920% | 538 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7900% | 124 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7572% | 651 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0163% | 1,528 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0109% | 3,857 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0123% | 4,235 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0166% | 4,004 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0217% | 4,129 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0106% | 3,501 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1039% | 435 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0921% | 160 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9804% | 457 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0130% | 1,527 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0130% | 3,855 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0205% | 4,235 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0059% | 3,599 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0083% | 3,736 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0135% | 852 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9084% | 536 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8975% | 58 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4958% | 814 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0172% | 1,187 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 3,476 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 4,112 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0047% | 3,663 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0066% | 3,793 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0402% | 514 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6509% | 709 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0686% | 49 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1958% | 1,220 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0091% | 2,237 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0255% | 4,148 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0086% | 650 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1252% | 4,521 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0891% | 3,425 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1377% | 4,545 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1857% | 729 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4804% | 893 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4156% | 231 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3748% | 982 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0117% | 1,896 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0353% | 4,323 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 4,049 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1402% | 4,614 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1206% | 3,526 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1468% | 4,616 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3322% | 444 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1986% | 1,396 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8000% | 194 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0148% | 2,147 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0289% | 1,375 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0387% | 4,409 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 4,179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1497% | 4,655 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1996% | 4,702 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4337% | 325 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4226% | 846 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0550% | 281 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3485% | 868 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0164% | 1,413 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0118% | 4,088 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 4,285 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0402% | 4,398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0535% | 4,502 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0511% | 646 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8475% | 525 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3743% | 806 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9952% | 406 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0453% | 2,159 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0152% | 1,502 |
| Percentage Net Loans Charged-off:Construction & development | 0.1355% | 187 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0179% | 4,490 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0212% | 1,135 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1448% | 3,641 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0761% | 609 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0274% | 1,865 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1324% | 535 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5008% | 132 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8514% | 678 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0652% | 1,681 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0254% | 1,098 |
| Percentage Net Loans Charged-off:Construction & development | 0.1777% | 141 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0229% | 4,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0457% | 712 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1919% | 3,683 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1245% | 356 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0761% | 1,341 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3227% | 436 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6031% | 87 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9394% | 579 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0425% | 1,897 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 3,863 |
| Percentage Net Loans Charged-off:Construction & development | 0.0057% | 173 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0331% | 4,676 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0525% | 602 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2851% | 3,713 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1655% | 270 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0504% | 1,291 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4747% | 439 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6055% | 105 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1082% | 549 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0881% | 1,170 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0444% | 593 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0311% | 4,720 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2301% | 212 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3087% | 155 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1326% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3181% | 591 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6140% | 159 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0471% | 657 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0352% | 2,684 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0138% | 1,748 |
| Percentage Net Loans Charged-off:Construction & development | -0.0274% | 4,354 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0508% | 759 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0210% | 4,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0282% | 4,545 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0490% | 1,970 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6952% | 1,188 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4232% | 277 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4848% | 1,482 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0456% | 2,186 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0286% | 1,207 |
| Percentage Net Loans Charged-off:Construction & development | -0.0140% | 4,337 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0868% | 501 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0367% | 4,671 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0493% | 4,752 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0505% | 1,626 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6022% | 1,282 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4233% | 369 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5027% | 1,343 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0532% | 1,881 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0333% | 974 |
| Percentage Net Loans Charged-off:Construction & development | -0.0202% | 4,433 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1328% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0972% | 4,971 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1306% | 5,013 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0485% | 1,365 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7565% | 979 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7373% | 219 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5085% | 1,239 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0630% | 1,412 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0263% | 836 |
| Percentage Net Loans Charged-off:Construction & development | -0.0396% | 4,601 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1948% | 195 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2089% | 5,150 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2816% | 5,170 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1441% | 799 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0593% | 730 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1090% | 95 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5298% | 1,154 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1381% | 1,377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1123% | 680 |
| Percentage Net Loans Charged-off:Construction & development | -0.0480% | 4,511 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2088% | 404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0836% | 903 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0020% | 3,490 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1112% | 703 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1274% | 1,523 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0711% | 748 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6116% | 357 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0072% | 710 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0310% | 2,471 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0117% | 1,640 |
| Percentage Net Loans Charged-off:Construction & development | -0.0630% | 4,594 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0170% | 4,748 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1035% | 691 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0026% | 3,518 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1374% | 531 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0708% | 4,519 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0553% | 720 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6260% | 332 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9899% | 691 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0312% | 2,228 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0336% | 1,052 |
| Percentage Net Loans Charged-off:Construction & development | -0.0958% | 4,711 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0045% | 4,589 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1740% | 400 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0039% | 3,565 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2308% | 302 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1542% | 4,804 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6098% | 1,147 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4695% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6260% | 1,022 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0914% | 1,249 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0910% | 515 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0039% | 4,737 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2956% | 220 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3899% | 166 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0710% | 892 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2113% | 1,907 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8890% | 263 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0214% | 2,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0432% | 2,931 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 4,360 |
| Percentage Net Loans Charged-off:Construction & development | -0.2776% | 4,954 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0071% | 4,726 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1069% | 1,032 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1309% | 368 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0994% | 1,045 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2896% | 1,303 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6681% | 1,372 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5259% | 1,083 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8106% | 1,014 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1289% | 1,495 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0872% | 905 |
| Percentage Net Loans Charged-off:Construction & development | 0.1184% | 272 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1088% | 535 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0616% | 1,265 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0719% | 427 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0584% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3518% | 956 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6539% | 1,275 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1155% | 643 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7184% | 1,062 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0816% | 1,797 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0374% | 1,336 |
| Percentage Net Loans Charged-off:Construction & development | -0.0678% | 4,807 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0798% | 503 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0227% | 1,537 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0078% | 3,772 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0320% | 1,367 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3041% | 877 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6563% | 1,216 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2513% | 557 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7065% | 1,024 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0599% | 1,735 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0169% | 4,855 |
| Percentage Net Loans Charged-off:Construction & development | -0.1626% | 5,032 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0042% | 4,879 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0126% | 1,246 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0158% | 3,921 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0210% | 1,091 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6244% | 440 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4419% | 1,517 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4137% | 337 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3128% | 1,643 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4265% | 608 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4637% | 244 |
| Percentage Net Loans Charged-off:Construction & development | 0.3180% | 275 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4700% | 325 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4250% | 311 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3935% | 212 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4341% | 326 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0042% | 2,406 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8136% | 1,160 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1375% | 467 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7595% | 1,166 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0872% | 5,217 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3736% | 594 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3938% | 262 |
| Percentage Net Loans Charged-off:Construction & development | 0.4275% | 198 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1890% | 504 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4793% | 246 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5289% | 151 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4650% | 274 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0397% | 1,818 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9368% | 883 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3076% | 251 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7090% | 1,086 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4501% | 502 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5013% | 213 |
| Percentage Net Loans Charged-off:Construction & development | 0.4742% | 170 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1259% | 528 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7337% | 155 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6000% | 144 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7721% | 162 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1167% | 5,084 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9484% | 842 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0945% | 279 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7586% | 968 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1360% | 1,293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1372% | 713 |
| Percentage Net Loans Charged-off:Construction & development | 0.7367% | 96 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0176% | 5,309 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1348% | 796 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1732% | 661 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0621% | 1,043 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3551% | 1,638 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6617% | 440 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3047% | 1,606 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5067% | 513 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5459% | 258 |
| Percentage Net Loans Charged-off:Construction & development | 2.1244% | 140 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4833% | 423 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1874% | 1,171 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0648% | 4,294 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2593% | 849 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1845% | 1,610 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5226% | 1,585 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4412% | 413 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3776% | 1,833 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5508% | 419 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5760% | 242 |
| Percentage Net Loans Charged-off:Construction & development | 2.8539% | 112 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3644% | 434 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1719% | 1,132 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0588% | 4,301 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2376% | 847 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3351% | 1,019 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5950% | 1,272 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2392% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4951% | 1,378 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3584% | 729 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3272% | 551 |
| Percentage Net Loans Charged-off:Construction & development | 0.7513% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5163% | 336 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0214% | 2,255 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0883% | 4,411 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0527% | 1,820 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5283% | 705 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6563% | 1,089 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8029% | 296 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4791% | 1,295 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2987% | 799 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3266% | 514 |
| Percentage Net Loans Charged-off:Construction & development | 1.9467% | 110 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1495% | 464 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0692% | 1,371 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1782% | 4,533 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1391% | 996 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0121% | 1,130 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4861% | 1,333 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4430% | 443 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4929% | 1,203 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3967% | 1,080 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3437% | 914 |
| Percentage Net Loans Charged-off:Construction & development | 0.3228% | 698 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4444% | 728 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2753% | 1,271 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0147% | 1,117 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3544% | 966 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0031% | 765 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0870% | 5,631 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8798% | 557 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2474% | 5,884 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3997% | 993 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3602% | 820 |
| Percentage Net Loans Charged-off:Construction & development | -0.2139% | 5,493 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5476% | 552 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3676% | 898 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0335% | 977 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4709% | 659 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9260% | 685 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1834% | 5,796 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2307% | 449 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4195% | 6,042 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6740% | 567 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5899% | 514 |
| Percentage Net Loans Charged-off:Construction & development | 0.0838% | 730 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8181% | 379 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5549% | 625 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0543% | 790 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7135% | 456 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7756% | 411 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4868% | 6,132 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0079% | 472 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7355% | 6,227 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9781% | 344 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5074% | 568 |
| Percentage Net Loans Charged-off:Construction & development | 0.1739% | 468 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4633% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7191% | 450 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0503% | 4,576 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9632% | 328 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.8391% | 108 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2149% | 6,405 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9380% | 412 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.5692% | 6,409 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5108% | 1,291 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3988% | 1,406 |
| Percentage Net Loans Charged-off:Construction & development | 1.5445% | 679 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0543% | 2,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1498% | 190 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3481% | 1,520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3393% | 837 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3510% | 1,461 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3645% | 799 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1273% | 1,025 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7168% | 176 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6983% | 1,497 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6014% | 1,039 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4854% | 1,107 |
| Percentage Net Loans Charged-off:Construction & development | 2.2329% | 504 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0750% | 1,930 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.8317% | 132 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2913% | 1,661 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4241% | 706 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2474% | 1,797 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5396% | 667 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1284% | 911 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4436% | 119 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5773% | 1,574 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4749% | 1,392 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4617% | 1,190 |
| Percentage Net Loans Charged-off:Construction & development | 1.3754% | 626 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 5,897 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.1913% | 85 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4771% | 1,132 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6303% | 535 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4259% | 1,213 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4028% | 1,391 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0669% | 958 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4281% | 93 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3427% | 2,039 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2909% | 1,801 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2910% | 1,489 |
| Percentage Net Loans Charged-off:Construction & development | 0.3435% | 734 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6422% | 818 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1447% | 299 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4709% | 999 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0388% | 1,575 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9983% | 1,012 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4842% | 200 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5826% | 1,348 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5037% | 2,229 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4411% | 2,158 |
| Percentage Net Loans Charged-off:Construction & development | 0.9413% | 1,523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2489% | 2,113 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.5843% | 174 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2310% | 2,810 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1979% | 1,417 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2433% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7720% | 1,677 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5061% | 892 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4122% | 260 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1743% | 1,073 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5827% | 1,879 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5424% | 1,779 |
| Percentage Net Loans Charged-off:Construction & development | 0.9645% | 1,399 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3419% | 1,657 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.2910% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2504% | 2,557 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1181% | 1,391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3008% | 2,233 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5842% | 1,721 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6744% | 758 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8480% | 311 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4665% | 783 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4339% | 2,303 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3774% | 2,201 |
| Percentage Net Loans Charged-off:Construction & development | 0.2153% | 1,714 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5523% | 1,185 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2786% | 2,292 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1100% | 1,218 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3426% | 1,990 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4513% | 1,785 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8515% | 691 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1029% | 394 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8076% | 645 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6001% | 1,589 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5439% | 1,516 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8210% | 752 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4630% | 1,526 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2216% | 857 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5535% | 1,286 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1698% | 1,654 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1633% | 368 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0105% | 363 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3684% | 318 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0645% | 1,627 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7697% | 2,015 |
| Percentage Net Loans Charged-off:Construction & development | 1.9528% | 1,715 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1782% | 2,814 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.8263% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9537% | 1,306 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4943% | 1,241 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1406% | 1,086 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7693% | 879 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0880% | 761 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9494% | 378 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8641% | 732 |
| Percentage Net Loans Charged-off: All other loans and lease | 17.7090% | 96 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2066% | 1,296 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9739% | 1,512 |
| Percentage Net Loans Charged-off:Construction & development | 2.2174% | 1,454 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2397% | 2,241 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.7679% | 278 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2412% | 926 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6229% | 985 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4978% | 752 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9265% | 754 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5494% | 579 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6930% | 402 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4083% | 510 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2113% | 1,293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8037% | 1,666 |
| Percentage Net Loans Charged-off:Construction & development | 2.1463% | 1,333 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2433% | 1,944 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1008% | 1,073 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4031% | 1,072 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3959% | 827 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0976% | 510 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6834% | 386 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3717% | 331 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.5383% | 329 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4492% | 940 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5584% | 1,771 |
| Percentage Net Loans Charged-off:Construction & development | 2.6006% | 888 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3625% | 1,239 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2173% | 2,207 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3089% | 1,824 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.1766% | 221 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.5637% | 239 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6590% | 297 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.5978% | 175 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4245% | 1,557 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9713% | 1,962 |
| Percentage Net Loans Charged-off:Construction & development | 5.1573% | 1,217 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0641% | 3,343 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6370% | 1,941 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4333% | 1,309 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7201% | 1,755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.8052% | 499 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8917% | 2,344 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1618% | 653 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6658% | 1,183 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0914% | 1,645 |
| Percentage Net Loans Charged-off:Construction & development | 5.9463% | 960 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0722% | 2,869 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6221% | 1,818 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4223% | 1,186 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7029% | 1,611 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.2440% | 334 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9677% | 2,054 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6508% | 536 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3017% | 1,464 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4444% | 1,166 |
| Percentage Net Loans Charged-off:Construction & development | 8.2743% | 611 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7292% | 1,495 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5719% | 905 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7924% | 1,365 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1853% | 3,264 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0533% | 1,828 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1549% | 597 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4644% | 2,650 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5248% | 1,998 |
| Percentage Net Loans Charged-off:Construction & development | 0.8431% | 1,544 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0442% | 999 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0114% | 553 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0572% | 938 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0350% | 6,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4074% | 2,839 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9414% | 662 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8846% | 2,624 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8763% | 2,088 |
| Percentage Net Loans Charged-off:Construction & development | 3.5506% | 1,575 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1157% | 2,795 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4560% | 2,204 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3443% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5041% | 1,989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3639% | 4,058 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2208% | 1,188 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8383% | 528 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7852% | 744 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7249% | 2,542 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7010% | 1,990 |
| Percentage Net Loans Charged-off:Construction & development | 2.4185% | 1,594 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1342% | 2,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4852% | 1,819 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1563% | 1,405 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6298% | 1,453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3728% | 3,425 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2956% | 1,077 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4088% | 549 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4785% | 2,919 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3983% | 2,388 |
| Percentage Net Loans Charged-off:Construction & development | 1.0001% | 1,779 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1729% | 1,613 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3649% | 1,904 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0343% | 1,263 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5083% | 1,474 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3184% | 3,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8053% | 808 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4448% | 356 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2425% | 3,191 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1109% | 2,831 |
| Percentage Net Loans Charged-off:Construction & development | 0.7355% | 1,359 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0999% | 7,920 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3279% | 5,918 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1556% | 2,395 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4589% | 595 |
| Percentage Net Loans Charged-off: Credit card loans | 10.1814% | 146 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1284% | 4,951 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0814% | 3,927 |
| Percentage Net Loans Charged-off:Construction & development | 0.2513% | 2,323 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 7,666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1041% | 2,818 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3520% | 837 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0105% | 7,793 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1470% | 3,787 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9614% | 2,369 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0027% | 518 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0931% | 4,553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0381% | 3,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0568% | 2,068 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0034% | 7,694 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0867% | 2,447 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3517% | 661 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0625% | 7,979 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1314% | 3,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2064% | 1,542 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8308% | 484 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0742% | 4,215 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0198% | 3,395 |
| Percentage Net Loans Charged-off:Construction & development | 0.0527% | 1,570 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0304% | 2,503 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3096% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1265% | 8,101 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0606% | 2,841 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3157% | 1,282 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3289% | 527 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1193% | 2,790 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0846% | 1,802 |
| Percentage Net Loans Charged-off:Construction & development | 0.0438% | 1,036 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 7,831 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2310% | 986 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4733% | 323 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0954% | 1,285 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2526% | 1,247 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8600% | 679 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1568% | 3,105 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0943% | 2,174 |
| Percentage Net Loans Charged-off:Construction & development | -0.0196% | 7,652 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0977% | 1,077 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2506% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1498% | 1,518 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0634% | 794 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1964% | 1,204 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3194% | 2,340 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9607% | 1,680 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0755% | 906 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0887% | 3,394 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0675% | 1,842 |
| Percentage Net Loans Charged-off:Construction & development | -0.0088% | 7,609 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0664% | 824 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3675% | 115 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1015% | 1,404 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0818% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1121% | 1,251 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0026% | 6,712 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8150% | 1,709 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9310% | 852 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1089% | 2,630 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0981% | 1,220 |
| Percentage Net Loans Charged-off:Construction & development | -0.0135% | 7,619 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1004% | 545 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7110% | 68 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1392% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1290% | 387 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1446% | 900 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6961% | 1,848 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3117% | 659 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0877% | 2,356 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0651% | 1,096 |
| Percentage Net Loans Charged-off:Construction & development | -0.0286% | 7,647 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0147% | 483 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4574% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1303% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1970% | 595 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8294% | 1,497 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2180% | 776 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0642% | 4,025 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0400% | 2,173 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0227% | 1,121 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0770% | 1,653 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1193% | 1,225 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0709% | 3,145 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5164% | 2,810 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9668% | 597 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0318% | 4,306 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0242% | 2,152 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0264% | 839 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0331% | 1,858 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0517% | 1,535 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0338% | 2,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1725% | 4,188 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9590% | 833 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0339% | 3,882 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0345% | 1,650 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0398% | 647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0449% | 1,449 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0707% | 1,169 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0682% | 2,208 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0732% | 7,197 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5494% | 894 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0486% | 2,868 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0522% | 1,004 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0674% | 357 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0605% | 916 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0961% | 745 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0257% | 1,647 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0487% | 3,737 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8904% | 708 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1177% | 3,371 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1048% | 1,237 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2718% | 482 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0126% | 8,051 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0195% | 8,119 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6767% | 2,798 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0584% | 2,140 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0275% | 4,918 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0097% | 2,674 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0380% | 836 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0127% | 7,999 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0195% | 8,064 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0061% | 3,369 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4119% | 3,508 |
| Percentage Net Loans Charged-off: Credit card loans | -2.1054% | 2,142 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0482% | 3,934 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0187% | 2,029 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0585% | 613 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0117% | 7,962 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0180% | 8,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0139% | 2,809 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6734% | 2,280 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1077% | 914 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0493% | 3,262 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0350% | 1,303 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0766% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1184% | 795 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0096% | 1,947 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4070% | 2,850 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1416% | 3,510 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0557% | 2,214 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1208% | 1,403 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3843% | 182 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0069% | 8,014 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3347% | 2,590 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0768% | 1,894 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2965% | 419 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1771% | 2,552 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0787% | 1,550 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1702% | 932 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5276% | 127 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0015% | 2,571 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5100% | 1,745 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0139% | 1,841 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8789% | 1,293 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2585% | 1,783 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1081% | 1,203 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2338% | 695 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7027% | 95 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0162% | 1,885 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8215% | 1,203 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4151% | 1,227 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1334% | 1,354 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0833% | 3,111 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0427% | 1,388 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0929% | 989 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2872% | 132 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0047% | 1,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2553% | 1,498 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3582% | 3,370 |
| Percentage Net Loans Charged-off: Credit card loans | -2.1542% | 2,569 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2872% | 2,575 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1617% | 1,339 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2641% | 715 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7060% | 80 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0866% | 1,882 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0259% | 559 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1070% | 1,688 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7081% | 2,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1553% | 1,971 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9522% | 869 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2602% | 2,436 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1468% | 1,181 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3085% | 527 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0271% | 52 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0087% | 2,687 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0114% | 2,498 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6626% | 1,891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9787% | 2,205 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3560% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2477% | 2,388 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1388% | 1,131 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2875% | 474 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3140% | 36 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0033% | 2,358 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0042% | 2,227 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5533% | 1,861 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0137% | 2,034 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3494% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1866% | 2,444 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0668% | 1,296 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0838% | 473 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.5440% | 20 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0203% | 1,446 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0258% | 1,332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8021% | 1,168 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6459% | 2,751 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3428% | 517 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3533% | 2,366 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2105% | 1,021 |
| Percentage Net Loans Charged-off:Construction & development | 0.0629% | 713 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3064% | 667 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1424% | 1,336 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1681% | 1,196 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8250% | 2,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0809% | 2,170 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8110% | 739 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4094% | 2,002 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0492% | 2,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0103% | 1,373 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0974% | 1,562 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1056% | 1,437 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7779% | 2,121 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9128% | 867 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9496% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0354% | 1,749 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2525% | 2,603 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2621% | 2,587 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6958% | 980 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9380% | 647 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2780% | 3,179 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1343% | 4,919 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2015% | 3,989 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1198% | 6,702 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6901% | 3,170 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |