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Bruning Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$24,257,000	1,645
Total interest expense	$10,032,000	1,290
Net interest income	$14,225,000	1,891
Provision for loan and lease losses	$144,000	2,227
Total noninterest income	$2,277,000	1,879
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$124,000	3,192
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,153,000	1,557
Total noninterest expense	$13,206,000	1,686
Salaries and employee benefits	$8,695,000	1,492
Premises and equipment expense	$2,189,000	1,133
Additional noninterest expense	$2,153,000	1,557
Pre-tax net operating income	$3,152,000	2,462
Securities gains (losses)	$-157,000	3,900
Applicable income taxes	$300,000	2,226
Income before extraordinary items	$2,695,000	2,461
Extraordinary gains, net	$0	54
Net income	$2,695,000	2,485
Minority interest net income	$0	88
Net income of bank and minority interests.	$2,695,000	2,463
Net charge-offs	$0	2,884
Cash dividends	$900,000	2,276
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$2,836,300	2,415
2023-09-30 (YTD Data)		Rank
Total interest income	$17,307,000	1,676
Total interest expense	$6,650,000	1,313
Net interest income	$10,657,000	1,907
Provision for loan and lease losses	$60,000	2,398
Total noninterest income	$1,639,000	1,919
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$95,000	3,174
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,544,000	1,587
Total noninterest expense	$9,775,000	1,698
Salaries and employee benefits	$6,506,000	1,502
Premises and equipment expense	$1,611,000	1,147
Additional noninterest expense	$1,544,000	1,587
Pre-tax net operating income	$2,461,000	2,463
Securities gains (losses)	$-157,000	4,126
Applicable income taxes	$252,000	2,212
Income before extraordinary items	$2,052,000	2,485
Extraordinary gains, net	$0	52
Net income	$2,052,000	2,508
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,052,000	2,486
Net charge-offs	$0	2,641
Cash dividends	$900,000	1,768
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$2,191,730	2,427
2023-06-30 (YTD Data)		Rank
Total interest income	$10,752,000	1,738
Total interest expense	$3,605,000	1,386
Net interest income	$7,147,000	1,910
Provision for loan and lease losses	$10,000	2,758
Total noninterest income	$1,056,000	1,889
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$64,000	3,155
Trading account gains and fees	NA	NA
Additional Noninterest Income	$992,000	1,544
Total noninterest expense	$6,544,000	1,689
Salaries and employee benefits	$4,346,000	1,481
Premises and equipment expense	$1,073,000	1,143
Additional noninterest expense	$992,000	1,542
Pre-tax net operating income	$1,649,000	2,491
Securities gains (losses)	$-157,000	4,295
Applicable income taxes	$150,000	2,315
Income before extraordinary items	$1,342,000	2,529
Extraordinary gains, net	$0	51
Net income	$1,342,000	2,559
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,342,000	2,529
Net charge-offs	$0	2,431
Cash dividends	$900,000	1,469
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,483,300	2,430
2023-03-31 (YTD Data)		Rank
Total interest income	$5,057,000	1,794
Total interest expense	$1,418,000	1,482
Net interest income	$3,639,000	1,886
Provision for loan and lease losses	$0	2,612
Total noninterest income	$507,000	1,931
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$28,000	3,287
Trading account gains and fees	NA	NA
Additional Noninterest Income	$479,000	1,557
Total noninterest expense	$3,298,000	1,694
Salaries and employee benefits	$2,180,000	1,511
Premises and equipment expense	$533,000	1,174
Additional noninterest expense	$479,000	1,557
Pre-tax net operating income	$848,000	2,498
Securities gains (losses)	$0	950
Applicable income taxes	$92,000	2,197
Income before extraordinary items	$756,000	2,443
Extraordinary gains, net	$0	4
Net income	$756,000	2,443
Minority interest net income	$0	48
Net income of bank and minority interests.	$756,000	2,443
Net charge-offs	$0	2,062
Cash dividends	$900,000	886
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$756,000	2,463
2022-12-31 (YTD Data)		Rank
Total interest income	$16,538,000	1,813
Total interest expense	$2,335,000	1,440
Net interest income	$14,203,000	1,857
Provision for loan and lease losses	$0	3,012
Total noninterest income	$2,827,000	1,695
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$112,000	3,341
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,715,000	1,344
Total noninterest expense	$11,735,000	1,806
Salaries and employee benefits	$7,684,000	1,628
Premises and equipment expense	$2,104,000	1,153
Additional noninterest expense	$2,715,000	1,344
Pre-tax net operating income	$5,295,000	1,974
Securities gains (losses)	$-11,000	3,459
Applicable income taxes	$710,000	1,801
Income before extraordinary items	$4,574,000	1,937
Extraordinary gains, net	$0	5
Net income	$4,574,000	1,936
Minority interest net income	$0	63
Net income of bank and minority interests.	$4,574,000	1,936
Net charge-offs	$-7,000	3,569
Cash dividends	$1,800,000	1,599
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$4,583,570	1,972
2022-09-30 (YTD Data)		Rank
Total interest income	$11,761,000	1,830
Total interest expense	$1,333,000	1,434
Net interest income	$10,428,000	1,863
Provision for loan and lease losses	$0	2,835
Total noninterest income	$1,990,000	1,775
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$82,000	3,383
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,908,000	1,427
Total noninterest expense	$8,222,000	1,884
Salaries and employee benefits	$5,310,000	1,721
Premises and equipment expense	$1,520,000	1,191
Additional noninterest expense	$1,908,000	1,427
Pre-tax net operating income	$4,196,000	1,881
Securities gains (losses)	$-11,000	3,806
Applicable income taxes	$623,000	1,684
Income before extraordinary items	$3,562,000	1,871
Extraordinary gains, net	$0	4
Net income	$3,562,000	1,870
Minority interest net income	$0	57
Net income of bank and minority interests.	$3,562,000	1,870
Net charge-offs	$-7,000	3,496
Cash dividends	$1,800,000	1,196
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$3,571,350	1,903
2022-06-30 (YTD Data)		Rank
Total interest income	$7,333,000	1,872
Total interest expense	$666,000	1,581
Net interest income	$6,667,000	1,883
Provision for loan and lease losses	$0	2,599
Total noninterest income	$1,254,000	1,811
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$54,000	3,419
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,200,000	1,495
Total noninterest expense	$5,403,000	1,888
Salaries and employee benefits	$3,486,000	1,738
Premises and equipment expense	$979,000	1,225
Additional noninterest expense	$938,000	2,721
Pre-tax net operating income	$2,518,000	1,927
Securities gains (losses)	$0	687
Applicable income taxes	$356,000	1,740
Income before extraordinary items	$2,162,000	1,909
Extraordinary gains, net	$0	4
Net income	$2,162,000	1,909
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,162,000	1,909
Net charge-offs	$-7,000	3,543
Cash dividends	$1,800,000	906
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$2,162,000	1,947
2022-03-31 (YTD Data)		Rank
Total interest income	$3,424,000	1,918
Total interest expense	$307,000	1,640
Net interest income	$3,117,000	1,932
Provision for loan and lease losses	$0	2,285
Total noninterest income	$648,000	1,791
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$27,000	3,409
Trading account gains and fees	NA	NA
Additional Noninterest Income	$621,000	1,476
Total noninterest expense	$2,673,000	1,900
Salaries and employee benefits	$1,708,000	1,763
Premises and equipment expense	$513,000	1,181
Additional noninterest expense	$452,000	2,774
Pre-tax net operating income	$1,092,000	1,997
Securities gains (losses)	$0	623
Applicable income taxes	$143,000	1,831
Income before extraordinary items	$949,000	1,978
Extraordinary gains, net	$0	4
Net income	$949,000	1,977
Minority interest net income	$0	50
Net income of bank and minority interests.	$949,000	1,978
Net charge-offs	$-7,000	3,791
Cash dividends	$1,800,000	504
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$949,000	1,997
2021-12-31 (YTD Data)		Rank
Total interest income	$14,663,000	1,901
Total interest expense	$1,498,000	1,667
Net interest income	$13,165,000	1,910
Provision for loan and lease losses	$120,000	2,036
Total noninterest income	$2,920,000	1,834
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$102,000	3,432
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,818,000	1,546
Total noninterest expense	$10,697,000	1,887
Salaries and employee benefits	$6,704,000	1,777
Premises and equipment expense	$1,993,000	1,211
Additional noninterest expense	$2,000,000	2,600
Pre-tax net operating income	$5,268,000	1,981
Securities gains (losses)	$6,000	1,813
Applicable income taxes	$820,000	1,744
Income before extraordinary items	$4,454,000	2,030
Extraordinary gains, net	$0	10
Net income	$4,454,000	2,031
Minority interest net income	$0	74
Net income of bank and minority interests.	$4,454,000	2,032
Net charge-offs	$-4,000	3,440
Cash dividends	$1,200,000	2,024
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$4,448,960	2,011
2021-09-30 (YTD Data)		Rank
Total interest income	$11,501,000	1,865
Total interest expense	$1,157,000	1,710
Net interest income	$10,344,000	1,873
Provision for loan and lease losses	$90,000	2,005
Total noninterest income	$2,179,000	1,884
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$72,000	3,520
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,107,000	1,614
Total noninterest expense	$8,012,000	1,896
Salaries and employee benefits	$4,945,000	1,795
Premises and equipment expense	$1,506,000	1,222
Additional noninterest expense	$1,561,000	2,513
Pre-tax net operating income	$4,421,000	1,929
Securities gains (losses)	$31,000	1,244
Applicable income taxes	$641,000	1,800
Income before extraordinary items	$3,811,000	1,943
Extraordinary gains, net	$0	8
Net income	$3,811,000	1,942
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,811,000	1,943
Net charge-offs	$-4,000	3,372
Cash dividends	$1,200,000	1,567
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$3,784,340	1,924
2021-06-30 (YTD Data)		Rank
Total interest income	$7,469,000	1,906
Total interest expense	$794,000	1,741
Net interest income	$6,675,000	1,897
Provision for loan and lease losses	$60,000	1,979
Total noninterest income	$1,343,000	1,916
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$46,000	3,534
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,297,000	1,648
Total noninterest expense	$5,345,000	1,888
Salaries and employee benefits	$3,291,000	1,795
Premises and equipment expense	$1,039,000	1,178
Additional noninterest expense	$1,015,000	2,550
Pre-tax net operating income	$2,613,000	2,050
Securities gains (losses)	$127,000	590
Applicable income taxes	$376,000	1,878
Income before extraordinary items	$2,364,000	2,027
Extraordinary gains, net	$0	6
Net income	$2,364,000	2,027
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,364,000	2,027
Net charge-offs	$-2,000	3,249
Cash dividends	$1,200,000	1,224
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,254,780	2,052
2021-03-31 (YTD Data)		Rank
Total interest income	$3,545,000	1,955
Total interest expense	$407,000	1,773
Net interest income	$3,138,000	1,965
Provision for loan and lease losses	$30,000	1,982
Total noninterest income	$647,000	1,968
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$23,000	3,526
Trading account gains and fees	NA	NA
Additional Noninterest Income	$624,000	1,687
Total noninterest expense	$2,583,000	1,918
Salaries and employee benefits	$1,604,000	1,816
Premises and equipment expense	$520,000	1,183
Additional noninterest expense	$459,000	2,697
Pre-tax net operating income	$1,172,000	2,180
Securities gains (losses)	$127,000	418
Applicable income taxes	$170,000	1,925
Income before extraordinary items	$1,129,000	2,060
Extraordinary gains, net	$0	3
Net income	$1,129,000	2,059
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,129,000	2,060
Net charge-offs	$-1,000	3,038
Cash dividends	$1,200,000	651
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,018,510	2,154
2020-12-31 (YTD Data)		Rank
Total interest income	$15,292,000	1,858
Total interest expense	$2,355,000	1,786
Net interest income	$12,937,000	1,848
Provision for loan and lease losses	$380,000	2,491
Total noninterest income	$3,436,000	1,599
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$106,000	3,514
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,330,000	1,360
Total noninterest expense	$10,293,000	1,918
Salaries and employee benefits	$6,421,000	1,799
Premises and equipment expense	$2,012,000	1,177
Additional noninterest expense	$1,860,000	2,642
Pre-tax net operating income	$5,700,000	1,620
Securities gains (losses)	$55,000	1,681
Applicable income taxes	$590,000	1,831
Income before extraordinary items	$5,165,000	1,594
Extraordinary gains, net	$0	4
Net income	$5,165,000	1,594
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,165,000	1,594
Net charge-offs	$-3,000	4,049
Cash dividends	$870,000	2,356
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$5,115,500	1,566
2020-09-30 (YTD Data)		Rank
Total interest income	$11,300,000	1,893
Total interest expense	$1,865,000	1,794
Net interest income	$9,435,000	1,872
Provision for loan and lease losses	$260,000	2,547
Total noninterest income	$2,760,000	1,501
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$79,000	3,538
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,681,000	1,264
Total noninterest expense	$7,523,000	1,930
Salaries and employee benefits	$4,782,000	1,783
Premises and equipment expense	$1,443,000	1,217
Additional noninterest expense	$1,298,000	2,771
Pre-tax net operating income	$4,412,000	1,550
Securities gains (losses)	$28,000	1,787
Applicable income taxes	$491,000	1,752
Income before extraordinary items	$3,949,000	1,524
Extraordinary gains, net	$0	4
Net income	$3,949,000	1,524
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,949,000	1,525
Net charge-offs	$-3,000	3,980
Cash dividends	$870,000	1,837
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$3,924,080	1,490
2020-06-30 (YTD Data)		Rank
Total interest income	$7,546,000	1,914
Total interest expense	$1,311,000	1,814
Net interest income	$6,235,000	1,897
Provision for loan and lease losses	$160,000	2,590
Total noninterest income	$1,937,000	1,391
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$52,000	3,587
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,885,000	1,127
Total noninterest expense	$4,866,000	1,971
Salaries and employee benefits	$3,203,000	1,785
Premises and equipment expense	$998,000	1,175
Additional noninterest expense	$665,000	3,240
Pre-tax net operating income	$3,146,000	1,391
Securities gains (losses)	$28,000	1,553
Applicable income taxes	$322,000	1,694
Income before extraordinary items	$2,852,000	1,358
Extraordinary gains, net	$0	4
Net income	$2,852,000	1,358
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,852,000	1,358
Net charge-offs	$-2,000	3,888
Cash dividends	$870,000	1,454
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$2,826,800	1,334
2020-03-31 (YTD Data)		Rank
Total interest income	$3,717,000	1,928
Total interest expense	$705,000	1,833
Net interest income	$3,012,000	1,914
Provision for loan and lease losses	$70,000	2,278
Total noninterest income	$566,000	1,822
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$31,000	3,610
Trading account gains and fees	NA	NA
Additional Noninterest Income	$535,000	1,453
Total noninterest expense	$2,362,000	2,030
Salaries and employee benefits	$1,604,000	1,784
Premises and equipment expense	$444,000	1,319
Additional noninterest expense	$314,000	3,365
Pre-tax net operating income	$1,146,000	1,648
Securities gains (losses)	$28,000	1,038
Applicable income taxes	$176,000	1,491
Income before extraordinary items	$998,000	1,665
Extraordinary gains, net	$0	4
Net income	$998,000	1,666
Minority interest net income	$0	56
Net income of bank and minority interests.	$998,000	1,666
Net charge-offs	$-1,000	3,618
Cash dividends	$870,000	909
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$974,200	1,666
2019-12-31 (YTD Data)		Rank
Total interest income	$14,654,000	1,960
Total interest expense	$2,951,000	1,823
Net interest income	$11,703,000	1,962
Provision for loan and lease losses	$310,000	1,919
Total noninterest income	$1,982,000	1,977
Gross Fiduciary activities income	$73,000	762
Service charges on deposit accounts	$127,000	3,682
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,782,000	1,644
Total noninterest expense	$9,526,000	1,997
Salaries and employee benefits	$5,899,000	1,871
Premises and equipment expense	$1,958,000	1,186
Additional noninterest expense	$1,669,000	2,888
Pre-tax net operating income	$3,849,000	2,111
Securities gains (losses)	$-19,000	4,900
Applicable income taxes	$528,000	1,937
Income before extraordinary items	$3,302,000	2,162
Extraordinary gains, net	$0	11
Net income	$3,302,000	2,164
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,302,000	2,164
Net charge-offs	$1,000	3,665
Cash dividends	$1,000,000	2,317
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$3,318,340	2,113
2019-09-30 (YTD Data)		Rank
Total interest income	$10,850,000	1,997
Total interest expense	$2,211,000	1,845
Net interest income	$8,639,000	2,015
Provision for loan and lease losses	$250,000	1,754
Total noninterest income	$1,379,000	2,051
Gross Fiduciary activities income	$22,000	829
Service charges on deposit accounts	$93,000	3,761
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,264,000	1,684
Total noninterest expense	$6,901,000	2,039
Salaries and employee benefits	$4,304,000	1,906
Premises and equipment expense	$1,455,000	1,209
Additional noninterest expense	$1,142,000	3,072
Pre-tax net operating income	$2,867,000	2,164
Securities gains (losses)	$-12,000	4,918
Applicable income taxes	$399,000	2,000
Income before extraordinary items	$2,456,000	2,224
Extraordinary gains, net	$0	11
Net income	$2,456,000	2,224
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,456,000	2,225
Net charge-offs	$0	3,455
Cash dividends	$1,000,000	1,800
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,466,320	2,183
2019-06-30 (YTD Data)		Rank
Total interest income	$7,136,000	2,023
Total interest expense	$1,471,000	1,820
Net interest income	$5,665,000	2,041
Provision for loan and lease losses	$160,000	1,743
Total noninterest income	$826,000	2,169
Gross Fiduciary activities income	$22,000	799
Service charges on deposit accounts	$59,000	3,827
Trading account gains and fees	NA	NA
Additional Noninterest Income	$745,000	1,784
Total noninterest expense	$4,528,000	2,075
Salaries and employee benefits	$2,846,000	1,925
Premises and equipment expense	$943,000	1,251
Additional noninterest expense	$739,000	3,166
Pre-tax net operating income	$1,803,000	2,223
Securities gains (losses)	$-32,000	5,112
Applicable income taxes	$233,000	2,087
Income before extraordinary items	$1,538,000	2,295
Extraordinary gains, net	$0	11
Net income	$1,538,000	2,294
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,538,000	2,295
Net charge-offs	$338,000	728
Cash dividends	$1,000,000	1,417
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,565,840	2,237
2019-03-31 (YTD Data)		Rank
Total interest income	$3,549,000	2,027
Total interest expense	$718,000	1,808
Net interest income	$2,831,000	2,047
Provision for loan and lease losses	$70,000	1,790
Total noninterest income	$401,000	2,164
Gross Fiduciary activities income	$3,000	886
Service charges on deposit accounts	$30,000	3,825
Trading account gains and fees	NA	NA
Additional Noninterest Income	$368,000	1,745
Total noninterest expense	$2,309,000	2,053
Salaries and employee benefits	$1,430,000	1,941
Premises and equipment expense	$498,000	1,200
Additional noninterest expense	$381,000	3,122
Pre-tax net operating income	$853,000	2,276
Securities gains (losses)	$-45,000	5,250
Applicable income taxes	$104,000	2,123
Income before extraordinary items	$704,000	2,359
Extraordinary gains, net	$0	5
Net income	$704,000	2,357
Minority interest net income	$0	52
Net income of bank and minority interests.	$704,000	2,358
Net charge-offs	$459,000	350
Cash dividends	$1,000,000	809
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$743,150	2,256
2018-12-31 (YTD Data)		Rank
Total interest income	$13,763,000	1,990
Total interest expense	$2,413,000	1,692
Net interest income	$11,350,000	2,034
Provision for loan and lease losses	$240,000	2,183
Total noninterest income	$1,822,000	2,092
Gross Fiduciary activities income	$77,000	786
Service charges on deposit accounts	$140,000	3,764
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,605,000	1,722
Total noninterest expense	$8,737,000	2,105
Salaries and employee benefits	$5,674,000	1,895
Premises and equipment expense	$1,652,000	1,366
Additional noninterest expense	$1,411,000	3,281
Pre-tax net operating income	$4,195,000	2,040
Securities gains (losses)	$-9,000	4,385
Applicable income taxes	$620,000	1,802
Income before extraordinary items	$3,566,000	2,055
Extraordinary gains, net	$0	6
Net income	$3,566,000	2,053
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,566,000	2,054
Net charge-offs	$10,000	3,359
Cash dividends	$500,000	2,948
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$3,573,650	2,048
2018-09-30 (YTD Data)		Rank
Total interest income	$10,036,000	2,018
Total interest expense	$1,687,000	1,705
Net interest income	$8,349,000	2,068
Provision for loan and lease losses	$180,000	2,069
Total noninterest income	$1,239,000	2,238
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$101,000	3,832
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,138,000	1,794
Total noninterest expense	$6,385,000	2,142
Salaries and employee benefits	$4,230,000	1,898
Premises and equipment expense	$1,207,000	1,410
Additional noninterest expense	$948,000	3,501
Pre-tax net operating income	$3,023,000	2,112
Securities gains (losses)	$-9,000	4,747
Applicable income taxes	$465,000	1,853
Income before extraordinary items	$2,549,000	2,144
Extraordinary gains, net	$0	5
Net income	$2,549,000	2,142
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,549,000	2,143
Net charge-offs	$-12,000	4,525
Cash dividends	$500,000	2,346
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,556,650	2,134
2018-06-30 (YTD Data)		Rank
Total interest income	$6,538,000	2,042
Total interest expense	$1,057,000	1,701
Net interest income	$5,481,000	2,092
Provision for loan and lease losses	$120,000	2,009
Total noninterest income	$799,000	2,269
Gross Fiduciary activities income	$7,000	915
Service charges on deposit accounts	$67,000	3,851
Trading account gains and fees	NA	NA
Additional Noninterest Income	$725,000	1,838
Total noninterest expense	$4,279,000	2,154
Salaries and employee benefits	$2,817,000	1,916
Premises and equipment expense	$841,000	1,381
Additional noninterest expense	$621,000	3,540
Pre-tax net operating income	$1,881,000	2,179
Securities gains (losses)	$-10,000	4,991
Applicable income taxes	$264,000	1,975
Income before extraordinary items	$1,607,000	2,201
Extraordinary gains, net	$0	6
Net income	$1,607,000	2,198
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,607,000	2,200
Net charge-offs	$-12,000	4,572
Cash dividends	$500,000	1,981
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,615,600	2,187
2018-03-31 (YTD Data)		Rank
Total interest income	$3,218,000	2,065
Total interest expense	$518,000	1,665
Net interest income	$2,700,000	2,118
Provision for loan and lease losses	$60,000	1,880
Total noninterest income	$410,000	2,224
Gross Fiduciary activities income	$7,000	861
Service charges on deposit accounts	$33,000	3,908
Trading account gains and fees	NA	NA
Additional Noninterest Income	$370,000	1,787
Total noninterest expense	$2,173,000	2,141
Salaries and employee benefits	$1,424,000	1,926
Premises and equipment expense	$438,000	1,345
Additional noninterest expense	$311,000	3,579
Pre-tax net operating income	$877,000	2,229
Securities gains (losses)	$0	735
Applicable income taxes	$119,000	2,020
Income before extraordinary items	$758,000	2,248
Extraordinary gains, net	$0	7
Net income	$758,000	2,247
Minority interest net income	$0	52
Net income of bank and minority interests.	$758,000	2,248
Net charge-offs	$-12,000	4,814
Cash dividends	$500,000	1,167
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$758,000	2,238
2017-12-31 (YTD Data)		Rank
Total interest income	$12,372,000	2,082
Total interest expense	$1,613,000	1,808
Net interest income	$10,759,000	2,103
Provision for loan and lease losses	$240,000	2,185
Total noninterest income	$1,844,000	2,136
Gross Fiduciary activities income	$104,000	780
Service charges on deposit accounts	$149,000	3,843
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,591,000	1,754
Total noninterest expense	$8,606,000	2,152
Salaries and employee benefits	$5,495,000	1,945
Premises and equipment expense	$1,668,000	1,375
Additional noninterest expense	$1,443,000	3,315
Pre-tax net operating income	$3,757,000	2,130
Securities gains (losses)	$11,000	1,559
Applicable income taxes	$1,075,000	1,810
Income before extraordinary items	$2,693,000	2,216
Extraordinary gains, net	$0	9
Net income	$2,693,000	2,216
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,693,000	2,216
Net charge-offs	$-5,000	4,675
Cash dividends	$500,000	2,941
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,685,190	2,201
2017-09-30 (YTD Data)		Rank
Total interest income	$9,108,000	2,116
Total interest expense	$1,151,000	1,866
Net interest income	$7,957,000	2,132
Provision for loan and lease losses	$180,000	2,116
Total noninterest income	$1,299,000	2,236
Gross Fiduciary activities income	$29,000	865
Service charges on deposit accounts	$112,000	3,871
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,158,000	1,798
Total noninterest expense	$6,397,000	2,173
Salaries and employee benefits	$4,235,000	1,906
Premises and equipment expense	$1,215,000	1,417
Additional noninterest expense	$947,000	3,583
Pre-tax net operating income	$2,679,000	2,248
Securities gains (losses)	$-3,000	5,250
Applicable income taxes	$644,000	1,855
Income before extraordinary items	$2,032,000	2,382
Extraordinary gains, net	$0	9
Net income	$2,032,000	2,381
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,032,000	2,382
Net charge-offs	$-2,000	4,374
Cash dividends	$500,000	2,387
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,034,280	2,359
2017-06-30 (YTD Data)		Rank
Total interest income	$5,970,000	2,128
Total interest expense	$737,000	1,893
Net interest income	$5,233,000	2,144
Provision for loan and lease losses	$120,000	2,050
Total noninterest income	$812,000	2,339
Gross Fiduciary activities income	$28,000	838
Service charges on deposit accounts	$77,000	3,839
Trading account gains and fees	NA	NA
Additional Noninterest Income	$707,000	1,918
Total noninterest expense	$4,281,000	2,178
Salaries and employee benefits	$2,836,000	1,906
Premises and equipment expense	$826,000	1,398
Additional noninterest expense	$619,000	3,627
Pre-tax net operating income	$1,644,000	2,343
Securities gains (losses)	$-3,000	5,365
Applicable income taxes	$379,000	1,948
Income before extraordinary items	$1,262,000	2,435
Extraordinary gains, net	$0	11
Net income	$1,262,000	2,435
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,262,000	2,435
Net charge-offs	$-2,000	4,300
Cash dividends	$500,000	1,993
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,264,310	2,408
2017-03-31 (YTD Data)		Rank
Total interest income	$2,901,000	2,171
Total interest expense	$353,000	1,939
Net interest income	$2,548,000	2,190
Provision for loan and lease losses	$60,000	1,878
Total noninterest income	$374,000	2,424
Gross Fiduciary activities income	$26,000	791
Service charges on deposit accounts	$29,000	4,249
Trading account gains and fees	NA	NA
Additional Noninterest Income	$319,000	2,018
Total noninterest expense	$2,209,000	2,144
Salaries and employee benefits	$1,425,000	1,933
Premises and equipment expense	$432,000	1,364
Additional noninterest expense	$352,000	3,368
Pre-tax net operating income	$653,000	2,656
Securities gains (losses)	$32,000	427
Applicable income taxes	$146,000	2,135
Income before extraordinary items	$539,000	2,633
Extraordinary gains, net	$0	8
Net income	$539,000	2,633
Minority interest net income	$0	55
Net income of bank and minority interests.	$539,000	2,633
Net charge-offs	$-1,000	3,990
Cash dividends	$500,000	1,199
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$513,720	2,692
2016-12-31 (YTD Data)		Rank
Total interest income	$11,567,000	2,137
Total interest expense	$1,207,000	2,123
Net interest income	$10,360,000	2,115
Provision for loan and lease losses	$240,000	2,221
Total noninterest income	$2,066,000	2,076
Gross Fiduciary activities income	$60,000	856
Service charges on deposit accounts	$125,000	4,251
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,881,000	1,653
Total noninterest expense	$8,420,000	2,203
Salaries and employee benefits	$5,313,000	2,000
Premises and equipment expense	$1,652,000	1,391
Additional noninterest expense	$1,455,000	3,410
Pre-tax net operating income	$3,766,000	2,015
Securities gains (losses)	$232,000	791
Applicable income taxes	$1,001,000	1,644
Income before extraordinary items	$2,997,000	2,121
Extraordinary gains, net	$0	5
Net income	$2,997,000	2,119
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,997,000	2,120
Net charge-offs	$-1,000	4,661
Cash dividends	$300,000	3,418
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,823,000	2,153
2016-09-30 (YTD Data)		Rank
Total interest income	$8,588,000	2,160
Total interest expense	$887,000	2,163
Net interest income	$7,701,000	2,136
Provision for loan and lease losses	$180,000	2,135
Total noninterest income	$1,322,000	2,268
Gross Fiduciary activities income	$3,000	1,046
Service charges on deposit accounts	$97,000	4,236
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,222,000	1,791
Total noninterest expense	$6,208,000	2,225
Salaries and employee benefits	$3,973,000	1,997
Premises and equipment expense	$1,236,000	1,387
Additional noninterest expense	$999,000	3,606
Pre-tax net operating income	$2,635,000	2,165
Securities gains (losses)	$232,000	726
Applicable income taxes	$706,000	1,746
Income before extraordinary items	$2,161,000	2,215
Extraordinary gains, net	$0	5
Net income	$2,161,000	2,214
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,161,000	2,215
Net charge-offs	$0	3,952
Cash dividends	$300,000	2,875
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,987,000	2,290
2016-06-30 (YTD Data)		Rank
Total interest income	$5,666,000	2,181
Total interest expense	$578,000	2,204
Net interest income	$5,088,000	2,145
Provision for loan and lease losses	$120,000	2,108
Total noninterest income	$759,000	2,458
Gross Fiduciary activities income	$3,000	1,028
Service charges on deposit accounts	$55,000	4,440
Trading account gains and fees	$0	157
Additional Noninterest Income	$701,000	1,947
Total noninterest expense	$4,142,000	2,242
Salaries and employee benefits	$2,647,000	2,004
Premises and equipment expense	$812,000	1,412
Additional noninterest expense	$683,000	3,569
Pre-tax net operating income	$1,585,000	2,307
Securities gains (losses)	$166,000	681
Applicable income taxes	$419,000	1,840
Income before extraordinary items	$1,332,000	2,320
Extraordinary gains, net	$0	16
Net income	$1,332,000	2,319
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,332,000	2,319
Net charge-offs	$0	3,689
Cash dividends	$300,000	2,501
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,205,840	2,423
2016-03-31 (YTD Data)		Rank
Total interest income	$2,810,000	2,192
Total interest expense	$295,000	2,168
Net interest income	$2,515,000	2,164
Provision for loan and lease losses	$60,000	1,948
Total noninterest income	$365,000	2,467
Gross Fiduciary activities income	$2,000	992
Service charges on deposit accounts	$31,000	4,301
Trading account gains and fees	$0	142
Additional Noninterest Income	$332,000	1,976
Total noninterest expense	$2,092,000	2,235
Salaries and employee benefits	$1,315,000	2,025
Premises and equipment expense	$410,000	1,405
Additional noninterest expense	$367,000	3,430
Pre-tax net operating income	$728,000	2,419
Securities gains (losses)	$3,000	1,822
Applicable income taxes	$162,000	2,033
Income before extraordinary items	$569,000	2,528
Extraordinary gains, net	$0	12
Net income	$569,000	2,528
Minority interest net income	$0	62
Net income of bank and minority interests.	$569,000	2,528
Net charge-offs	$1,000	2,929
Cash dividends	$300,000	1,591
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$566,660	2,492
2015-12-31 (YTD Data)		Rank
Total interest income	$10,714,000	2,235
Total interest expense	$1,221,000	2,089
Net interest income	$9,493,000	2,250
Provision for loan and lease losses	$240,000	2,131
Total noninterest income	$1,712,000	2,316
Gross Fiduciary activities income	$88,000	840
Service charges on deposit accounts	$115,000	4,514
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,509,000	1,843
Total noninterest expense	$7,738,000	2,372
Salaries and employee benefits	$4,789,000	2,128
Premises and equipment expense	$1,528,000	1,507
Additional noninterest expense	$1,421,000	3,531
Pre-tax net operating income	$3,227,000	2,205
Securities gains (losses)	$19,000	2,264
Applicable income taxes	$739,000	1,878
Income before extraordinary items	$2,507,000	2,337
Extraordinary gains, net	$0	23
Net income	$2,507,000	2,338
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,507,000	2,339
Net charge-offs	$20,000	3,764
Cash dividends	$420,000	3,088
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,492,370	2,313
2015-09-30 (YTD Data)		Rank
Total interest income	$7,874,000	2,291
Total interest expense	$932,000	2,087
Net interest income	$6,942,000	2,314
Provision for loan and lease losses	$180,000	2,044
Total noninterest income	$1,167,000	2,456
Gross Fiduciary activities income	$11,000	997
Service charges on deposit accounts	$80,000	4,673
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,076,000	1,926
Total noninterest expense	$5,721,000	2,394
Salaries and employee benefits	$3,604,000	2,131
Premises and equipment expense	$1,174,000	1,484
Additional noninterest expense	$943,000	3,832
Pre-tax net operating income	$2,208,000	2,397
Securities gains (losses)	$18,000	2,073
Applicable income taxes	$606,000	1,833
Income before extraordinary items	$1,620,000	2,638
Extraordinary gains, net	$0	21
Net income	$1,620,000	2,638
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,620,000	2,639
Net charge-offs	$21,000	3,328
Cash dividends	$420,000	2,495
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,606,860	2,601
2015-06-30 (YTD Data)		Rank
Total interest income	$5,114,000	2,345
Total interest expense	$637,000	2,046
Net interest income	$4,477,000	2,377
Provision for loan and lease losses	$120,000	2,009
Total noninterest income	$714,000	2,584
Gross Fiduciary activities income	$4,000	1,048
Service charges on deposit accounts	$52,000	4,711
Trading account gains and fees	$0	157
Additional Noninterest Income	$658,000	2,045
Total noninterest expense	$3,839,000	2,386
Salaries and employee benefits	$2,439,000	2,117
Premises and equipment expense	$765,000	1,531
Additional noninterest expense	$635,000	3,834
Pre-tax net operating income	$1,232,000	2,689
Securities gains (losses)	$19,000	1,735
Applicable income taxes	$327,000	2,043
Income before extraordinary items	$924,000	2,891
Extraordinary gains, net	$0	22
Net income	$924,000	2,891
Minority interest net income	$0	75
Net income of bank and minority interests.	$924,000	2,893
Net charge-offs	$23,000	2,857
Cash dividends	$420,000	2,100
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$909,940	2,861
2015-03-31 (YTD Data)		Rank
Total interest income	$2,509,000	2,374
Total interest expense	$326,000	2,017
Net interest income	$2,183,000	2,421
Provision for loan and lease losses	$60,000	1,893
Total noninterest income	$370,000	2,497
Gross Fiduciary activities income	$3,000	1,013
Service charges on deposit accounts	$26,000	4,712
Trading account gains and fees	$0	152
Additional Noninterest Income	$341,000	1,951
Total noninterest expense	$1,881,000	2,444
Salaries and employee benefits	$1,196,000	2,160
Premises and equipment expense	$385,000	1,546
Additional noninterest expense	$300,000	3,973
Pre-tax net operating income	$612,000	2,647
Securities gains (losses)	$-5,000	6,182
Applicable income taxes	$158,000	2,045
Income before extraordinary items	$449,000	2,922
Extraordinary gains, net	$0	13
Net income	$449,000	2,925
Minority interest net income	$0	64
Net income of bank and minority interests.	$449,000	2,925
Net charge-offs	$23,000	2,046
Cash dividends	$420,000	1,263
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$452,700	2,834
2014-12-31 (YTD Data)		Rank
Total interest income	$10,519,000	2,289
Total interest expense	$1,361,000	2,050
Net interest income	$9,158,000	2,320
Provision for loan and lease losses	$240,000	2,251
Total noninterest income	$1,631,000	2,394
Gross Fiduciary activities income	$91,000	869
Service charges on deposit accounts	$120,000	4,725
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,420,000	1,838
Total noninterest expense	$6,995,000	2,621
Salaries and employee benefits	$4,274,000	2,352
Premises and equipment expense	$1,287,000	1,799
Additional noninterest expense	$1,434,000	3,640
Pre-tax net operating income	$3,554,000	2,006
Securities gains (losses)	$39,000	1,908
Applicable income taxes	$899,000	1,658
Income before extraordinary items	$2,694,000	2,183
Extraordinary gains, net	$0	17
Net income	$2,694,000	2,182
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,694,000	2,182
Net charge-offs	$-1,000	5,362
Cash dividends	$300,000	3,365
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,664,750	2,150
2014-09-30 (YTD Data)		Rank
Total interest income	$7,866,000	2,315
Total interest expense	$1,037,000	2,060
Net interest income	$6,829,000	2,333
Provision for loan and lease losses	$180,000	2,177
Total noninterest income	$1,230,000	2,400
Gross Fiduciary activities income	$5,000	1,081
Service charges on deposit accounts	$88,000	4,828
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,137,000	1,787
Total noninterest expense	$5,222,000	2,627
Salaries and employee benefits	$3,316,000	2,292
Premises and equipment expense	$880,000	1,973
Additional noninterest expense	$1,026,000	3,768
Pre-tax net operating income	$2,657,000	2,047
Securities gains (losses)	$22,000	1,969
Applicable income taxes	$753,000	1,573
Income before extraordinary items	$1,926,000	2,282
Extraordinary gains, net	$0	15
Net income	$1,926,000	2,283
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,926,000	2,282
Net charge-offs	$0	4,696
Cash dividends	$300,000	2,725
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,910,160	2,249
2014-06-30 (YTD Data)		Rank
Total interest income	$5,217,000	2,310
Total interest expense	$707,000	2,031
Net interest income	$4,510,000	2,345
Provision for loan and lease losses	$120,000	2,134
Total noninterest income	$731,000	2,530
Gross Fiduciary activities income	$2,000	1,095
Service charges on deposit accounts	$58,000	4,837
Trading account gains and fees	$0	172
Additional Noninterest Income	$671,000	1,903
Total noninterest expense	$3,446,000	2,651
Salaries and employee benefits	$2,218,000	2,296
Premises and equipment expense	$535,000	2,148
Additional noninterest expense	$693,000	3,760
Pre-tax net operating income	$1,675,000	2,085
Securities gains (losses)	$58,000	1,091
Applicable income taxes	$484,000	1,568
Income before extraordinary items	$1,249,000	2,270
Extraordinary gains, net	$0	20
Net income	$1,249,000	2,273
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,249,000	2,273
Net charge-offs	$0	4,375
Cash dividends	$300,000	2,325
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,207,240	2,281
2014-03-31 (YTD Data)		Rank
Total interest income	$2,614,000	2,310
Total interest expense	$363,000	2,017
Net interest income	$2,251,000	2,331
Provision for loan and lease losses	$60,000	2,013
Total noninterest income	$358,000	2,539
Gross Fiduciary activities income	$1,000	1,081
Service charges on deposit accounts	$29,000	4,846
Trading account gains and fees	$0	147
Additional Noninterest Income	$328,000	1,887
Total noninterest expense	$1,636,000	2,780
Salaries and employee benefits	$1,122,000	2,274
Premises and equipment expense	$242,000	2,366
Additional noninterest expense	$272,000	4,336
Pre-tax net operating income	$913,000	1,898
Securities gains (losses)	$0	1,715
Applicable income taxes	$258,000	1,486
Income before extraordinary items	$655,000	2,116
Extraordinary gains, net	$0	16
Net income	$655,000	2,118
Minority interest net income	$0	66
Net income of bank and minority interests.	$655,000	2,118
Net charge-offs	$0	3,660
Cash dividends	$300,000	1,415
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$655,000	2,073
2013-12-31 (YTD Data)		Rank
Total interest income	$10,010,000	2,424
Total interest expense	$1,451,000	2,225
Net interest income	$8,559,000	2,449
Provision for loan and lease losses	$300,000	2,425
Total noninterest income	$1,566,000	2,512
Gross Fiduciary activities income	$61,000	925
Service charges on deposit accounts	$126,000	4,868
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,379,000	1,957
Total noninterest expense	$6,352,000	2,860
Salaries and employee benefits	$4,141,000	2,399
Premises and equipment expense	$896,000	2,482
Additional noninterest expense	$1,315,000	3,981
Pre-tax net operating income	$3,473,000	1,919
Securities gains (losses)	$11,000	2,598
Applicable income taxes	$913,000	1,556
Income before extraordinary items	$2,571,000	2,151
Extraordinary gains, net	$0	29
Net income	$2,571,000	2,156
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,571,000	2,155
Net charge-offs	$-10,000	6,164
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,562,860	2,105
2013-09-30 (YTD Data)		Rank
Total interest income	$7,329,000	2,496
Total interest expense	$1,087,000	2,284
Net interest income	$6,242,000	2,517
Provision for loan and lease losses	$240,000	2,333
Total noninterest income	$1,386,000	2,314
Gross Fiduciary activities income	$3,000	1,137
Service charges on deposit accounts	$95,000	4,909
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,288,000	1,736
Total noninterest expense	$4,861,000	2,807
Salaries and employee benefits	$3,222,000	2,336
Premises and equipment expense	$662,000	2,530
Additional noninterest expense	$977,000	4,002
Pre-tax net operating income	$2,527,000	2,039
Securities gains (losses)	$11,000	2,471
Applicable income taxes	$705,000	1,568
Income before extraordinary items	$1,833,000	2,288
Extraordinary gains, net	$0	25
Net income	$1,833,000	2,293
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,833,000	2,293
Net charge-offs	$-14,000	6,200
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,825,080	2,231
2013-06-30 (YTD Data)		Rank
Total interest income	$4,824,000	2,521
Total interest expense	$757,000	2,251
Net interest income	$4,067,000	2,567
Provision for loan and lease losses	$180,000	2,226
Total noninterest income	$704,000	2,751
Gross Fiduciary activities income	$3,000	1,118
Service charges on deposit accounts	$61,000	4,947
Trading account gains and fees	$0	157
Additional Noninterest Income	$640,000	2,145
Total noninterest expense	$3,237,000	2,817
Salaries and employee benefits	$2,151,000	2,346
Premises and equipment expense	$424,000	2,624
Additional noninterest expense	$662,000	3,971
Pre-tax net operating income	$1,354,000	2,383
Securities gains (losses)	$-15,000	6,691
Applicable income taxes	$344,000	1,876
Income before extraordinary items	$995,000	2,658
Extraordinary gains, net	$0	22
Net income	$995,000	2,663
Minority interest net income	$0	82
Net income of bank and minority interests.	$995,000	2,663
Net charge-offs	$-14,000	6,233
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,006,100	2,535
2013-03-31 (YTD Data)		Rank
Total interest income	$2,393,000	2,557
Total interest expense	$408,000	2,157
Net interest income	$1,985,000	2,631
Provision for loan and lease losses	$90,000	2,172
Total noninterest income	$437,000	2,431
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$29,000	5,027
Trading account gains and fees	$0	148
Additional Noninterest Income	$408,000	1,834
Total noninterest expense	$1,608,000	2,864
Salaries and employee benefits	$1,088,000	2,338
Premises and equipment expense	$204,000	2,724
Additional noninterest expense	$316,000	4,100
Pre-tax net operating income	$724,000	2,209
Securities gains (losses)	$0	1,966
Applicable income taxes	$236,000	1,555
Income before extraordinary items	$488,000	2,640
Extraordinary gains, net	$0	10
Net income	$488,000	2,643
Minority interest net income	$0	76
Net income of bank and minority interests.	$488,000	2,642
Net charge-offs	$0	4,145
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$488,000	2,561
2012-12-31 (YTD Data)		Rank
Total interest income	$9,812,000	2,609
Total interest expense	$1,937,000	2,187
Net interest income	$7,875,000	2,700
Provision for loan and lease losses	$360,000	3,125
Total noninterest income	$1,983,000	2,197
Gross Fiduciary activities income	$60,000	949
Service charges on deposit accounts	$109,000	5,314
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,814,000	1,637
Total noninterest expense	$5,981,000	3,048
Salaries and employee benefits	$3,936,000	2,491
Premises and equipment expense	$817,000	2,691
Additional noninterest expense	$1,228,000	4,295
Pre-tax net operating income	$3,517,000	1,815
Securities gains (losses)	$162,000	1,875
Applicable income taxes	$1,038,000	1,441
Income before extraordinary items	$2,641,000	2,068
Extraordinary gains, net	$0	29
Net income	$2,641,000	2,066
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,641,000	2,069
Net charge-offs	$22,000	5,356
Cash dividends	$720,000	2,350
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,524,360	2,029
2012-09-30 (YTD Data)		Rank
Total interest income	$7,273,000	2,688
Total interest expense	$1,491,000	2,220
Net interest income	$5,782,000	2,791
Provision for loan and lease losses	$270,000	3,108
Total noninterest income	$1,603,000	2,092
Gross Fiduciary activities income	$8,000	1,101
Service charges on deposit accounts	$80,000	5,412
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,515,000	1,517
Total noninterest expense	$4,393,000	3,105
Salaries and employee benefits	$2,932,000	2,513
Premises and equipment expense	$591,000	2,810
Additional noninterest expense	$870,000	4,471
Pre-tax net operating income	$2,722,000	1,818
Securities gains (losses)	$162,000	1,601
Applicable income taxes	$827,000	1,414
Income before extraordinary items	$2,057,000	2,058
Extraordinary gains, net	$0	20
Net income	$2,057,000	2,057
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,057,000	2,059
Net charge-offs	$24,000	4,974
Cash dividends	$360,000	2,376
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,941,980	2,040
2012-06-30 (YTD Data)		Rank
Total interest income	$4,794,000	2,748
Total interest expense	$1,021,000	2,248
Net interest income	$3,773,000	2,837
Provision for loan and lease losses	$180,000	3,106
Total noninterest income	$804,000	2,484
Gross Fiduciary activities income	$7,000	1,082
Service charges on deposit accounts	$54,000	5,406
Trading account gains and fees	$0	153
Additional Noninterest Income	$743,000	1,842
Total noninterest expense	$2,922,000	3,126
Salaries and employee benefits	$1,932,000	2,545
Premises and equipment expense	$400,000	2,770
Additional noninterest expense	$590,000	4,431
Pre-tax net operating income	$1,475,000	2,161
Securities gains (losses)	$51,000	2,042
Applicable income taxes	$419,000	1,675
Income before extraordinary items	$1,107,000	2,415
Extraordinary gains, net	$0	19
Net income	$1,107,000	2,415
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,107,000	2,415
Net charge-offs	$0	5,507
Cash dividends	$360,000	1,952
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,069,770	2,356
2012-03-31 (YTD Data)		Rank
Total interest income	$2,366,000	2,817
Total interest expense	$533,000	2,244
Net interest income	$1,833,000	2,928
Provision for loan and lease losses	$90,000	2,992
Total noninterest income	$372,000	2,588
Gross Fiduciary activities income	$1,000	1,128
Service charges on deposit accounts	$26,000	5,450
Trading account gains and fees	$0	148
Additional Noninterest Income	$345,000	1,940
Total noninterest expense	$1,433,000	3,164
Salaries and employee benefits	$941,000	2,634
Premises and equipment expense	$202,000	2,775
Additional noninterest expense	$290,000	4,468
Pre-tax net operating income	$682,000	2,313
Securities gains (losses)	$0	2,210
Applicable income taxes	$188,000	1,801
Income before extraordinary items	$494,000	2,639
Extraordinary gains, net	$0	19
Net income	$494,000	2,641
Minority interest net income	$0	78
Net income of bank and minority interests.	$494,000	2,642
Net charge-offs	$0	4,730
Cash dividends	$360,000	1,136
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$494,000	2,514
2011-12-31 (YTD Data)		Rank
Total interest income	$9,611,000	2,853
Total interest expense	$2,179,000	2,594
Net interest income	$7,432,000	2,913
Provision for loan and lease losses	$360,000	3,874
Total noninterest income	$1,647,000	2,308
Gross Fiduciary activities income	$35,000	959
Service charges on deposit accounts	$141,000	4,999
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,471,000	1,670
Total noninterest expense	$5,500,000	3,278
Salaries and employee benefits	$3,543,000	2,721
Premises and equipment expense	$793,000	2,938
Additional noninterest expense	$1,164,000	4,545
Pre-tax net operating income	$3,219,000	1,720
Securities gains (losses)	$57,000	2,497
Applicable income taxes	$972,000	1,367
Income before extraordinary items	$2,304,000	2,007
Extraordinary gains, net	$0	29
Net income	$2,304,000	2,007
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,304,000	2,008
Net charge-offs	$-2,000	6,872
Cash dividends	$300,000	2,989
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,264,100	1,949
2011-09-30 (YTD Data)		Rank
Total interest income	$7,129,000	2,917
Total interest expense	$1,645,000	2,672
Net interest income	$5,484,000	2,964
Provision for loan and lease losses	$270,000	3,754
Total noninterest income	$1,117,000	2,456
Gross Fiduciary activities income	$7,000	1,070
Service charges on deposit accounts	$108,000	4,996
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,002,000	1,762
Total noninterest expense	$4,038,000	3,353
Salaries and employee benefits	$2,645,000	2,722
Premises and equipment expense	$539,000	3,182
Additional noninterest expense	$854,000	4,594
Pre-tax net operating income	$2,293,000	1,876
Securities gains (losses)	$57,000	2,250
Applicable income taxes	$696,000	1,428
Income before extraordinary items	$1,654,000	2,146
Extraordinary gains, net	$0	21
Net income	$1,654,000	2,146
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,654,000	2,147
Net charge-offs	$0	6,185
Cash dividends	$300,000	2,322
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,614,100	2,096
2011-06-30 (YTD Data)		Rank
Total interest income	$4,701,000	2,967
Total interest expense	$1,101,000	2,745
Net interest income	$3,600,000	3,006
Provision for loan and lease losses	$180,000	3,659
Total noninterest income	$683,000	2,585
Gross Fiduciary activities income	$6,000	1,059
Service charges on deposit accounts	$70,000	5,028
Trading account gains and fees	$0	153
Additional Noninterest Income	$607,000	1,855
Total noninterest expense	$2,666,000	3,412
Salaries and employee benefits	$1,753,000	2,755
Premises and equipment expense	$327,000	3,441
Additional noninterest expense	$586,000	4,590
Pre-tax net operating income	$1,437,000	1,951
Securities gains (losses)	$30,000	1,889
Applicable income taxes	$425,000	1,470
Income before extraordinary items	$1,042,000	2,200
Extraordinary gains, net	$0	15
Net income	$1,042,000	2,200
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,042,000	2,200
Net charge-offs	$0	5,875
Cash dividends	$300,000	1,910
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,020,700	2,159
2011-03-31 (YTD Data)		Rank
Total interest income	$2,323,000	3,019
Total interest expense	$546,000	2,844
Net interest income	$1,777,000	3,032
Provision for loan and lease losses	$90,000	3,467
Total noninterest income	$281,000	2,932
Gross Fiduciary activities income	$6,000	985
Service charges on deposit accounts	$32,000	5,113
Trading account gains and fees	$0	158
Additional Noninterest Income	$243,000	2,191
Total noninterest expense	$1,300,000	3,472
Salaries and employee benefits	$859,000	2,815
Premises and equipment expense	$158,000	3,562
Additional noninterest expense	$283,000	4,690
Pre-tax net operating income	$668,000	2,041
Securities gains (losses)	$35,000	882
Applicable income taxes	$203,000	1,493
Income before extraordinary items	$500,000	2,257
Extraordinary gains, net	$0	9
Net income	$500,000	2,256
Minority interest net income	$0	86
Net income of bank and minority interests.	$500,000	2,257
Net charge-offs	$0	5,107
Cash dividends	$300,000	1,106
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$475,150	2,301
2010-12-31 (YTD Data)		Rank
Total interest income	$9,090,000	3,191
Total interest expense	$2,385,000	3,113
Net interest income	$6,705,000	3,192
Provision for loan and lease losses	$364,000	4,580
Total noninterest income	$1,500,000	2,515
Gross Fiduciary activities income	$73,000	916
Service charges on deposit accounts	$164,000	4,763
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,263,000	1,898
Total noninterest expense	$5,150,000	3,528
Salaries and employee benefits	$3,238,000	2,923
Premises and equipment expense	$670,000	3,416
Additional noninterest expense	$1,242,000	4,519
Pre-tax net operating income	$2,691,000	1,783
Securities gains (losses)	$199,000	1,592
Applicable income taxes	$865,000	1,362
Income before extraordinary items	$2,025,000	2,002
Extraordinary gains, net	$0	29
Net income	$2,025,000	2,002
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,025,000	2,003
Net charge-offs	$-8,000	7,421
Cash dividends	$390,000	2,667
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,885,700	2,052
2010-09-30 (YTD Data)		Rank
Total interest income	$6,700,000	3,303
Total interest expense	$1,845,000	3,150
Net interest income	$4,855,000	3,322
Provision for loan and lease losses	$204,000	4,863
Total noninterest income	$893,000	2,946
Gross Fiduciary activities income	$16,000	1,036
Service charges on deposit accounts	$125,000	4,809
Trading account gains and fees	$0	165
Additional Noninterest Income	$752,000	2,150
Total noninterest expense	$3,660,000	3,694
Salaries and employee benefits	$2,339,000	3,033
Premises and equipment expense	$457,000	3,740
Additional noninterest expense	$864,000	4,712
Pre-tax net operating income	$1,884,000	1,994
Securities gains (losses)	$136,000	1,679
Applicable income taxes	$609,000	1,454
Income before extraordinary items	$1,411,000	2,259
Extraordinary gains, net	$0	23
Net income	$1,411,000	2,259
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,411,000	2,261
Net charge-offs	$-5,000	7,383
Cash dividends	$390,000	2,069
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,315,800	2,266
2010-06-30 (YTD Data)		Rank
Total interest income	$4,309,000	3,459
Total interest expense	$1,235,000	3,235
Net interest income	$3,074,000	3,460
Provision for loan and lease losses	$114,000	5,038
Total noninterest income	$569,000	2,978
Gross Fiduciary activities income	$15,000	1,015
Service charges on deposit accounts	$87,000	4,723
Trading account gains and fees	$0	152
Additional Noninterest Income	$467,000	2,184
Total noninterest expense	$2,388,000	3,750
Salaries and employee benefits	$1,546,000	3,069
Premises and equipment expense	$296,000	3,841
Additional noninterest expense	$546,000	4,848
Pre-tax net operating income	$1,141,000	2,132
Securities gains (losses)	$6,000	2,744
Applicable income taxes	$304,000	1,727
Income before extraordinary items	$843,000	2,419
Extraordinary gains, net	$0	19
Net income	$843,000	2,415
Minority interest net income	$0	105
Net income of bank and minority interests.	$843,000	2,418
Net charge-offs	$-5,000	7,369
Cash dividends	$390,000	1,635
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$838,620	2,327
2010-03-31 (YTD Data)		Rank
Total interest income	$2,092,000	3,596
Total interest expense	$607,000	3,406
Net interest income	$1,485,000	3,585
Provision for loan and lease losses	$57,000	4,750
Total noninterest income	$222,000	3,440
Gross Fiduciary activities income	$2,000	1,137
Service charges on deposit accounts	$41,000	4,830
Trading account gains and fees	$0	175
Additional Noninterest Income	$179,000	2,553
Total noninterest expense	$1,165,000	3,839
Salaries and employee benefits	$761,000	3,143
Premises and equipment expense	$155,000	3,807
Additional noninterest expense	$249,000	5,127
Pre-tax net operating income	$485,000	2,463
Securities gains (losses)	$0	2,284
Applicable income taxes	$131,000	1,861
Income before extraordinary items	$354,000	2,794
Extraordinary gains, net	$0	16
Net income	$354,000	2,791
Minority interest net income	$0	91
Net income of bank and minority interests.	$354,000	2,794
Net charge-offs	$-5,000	7,295
Cash dividends	$390,000	887
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$354,000	2,682
2009-12-31 (YTD Data)		Rank
Total interest income	$8,219,000	3,745
Total interest expense	$2,824,000	3,577
Net interest income	$5,395,000	3,757
Provision for loan and lease losses	$246,000	5,535
Total noninterest income	$938,000	3,468
Gross Fiduciary activities income	$31,000	1,030
Service charges on deposit accounts	$165,000	4,985
Trading account gains and fees	$0	211
Additional Noninterest Income	$742,000	2,569
Total noninterest expense	$4,099,000	4,266
Salaries and employee benefits	$2,566,000	3,615
Premises and equipment expense	$510,000	4,324
Additional noninterest expense	$1,023,000	5,177
Pre-tax net operating income	$1,988,000	1,918
Securities gains (losses)	$32,000	2,849
Applicable income taxes	$524,000	1,509
Income before extraordinary items	$1,496,000	2,123
Extraordinary gains, net	$0	34
Net income	$1,496,000	2,121
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,496,000	2,123
Net charge-offs	$-2,000	7,762
Cash dividends	$440,000	2,720
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,472,320	2,121
2009-09-30 (YTD Data)		Rank
Total interest income	$6,097,000	3,818
Total interest expense	$2,149,000	3,673
Net interest income	$3,948,000	3,817
Provision for loan and lease losses	$184,000	5,260
Total noninterest income	$479,000	4,301
Gross Fiduciary activities income	$1,000	1,297
Service charges on deposit accounts	$116,000	5,131
Trading account gains and fees	$0	212
Additional Noninterest Income	$362,000	3,349
Total noninterest expense	$3,022,000	4,333
Salaries and employee benefits	$1,864,000	3,738
Premises and equipment expense	$369,000	4,468
Additional noninterest expense	$789,000	5,098
Pre-tax net operating income	$1,221,000	2,407
Securities gains (losses)	$8,000	3,037
Applicable income taxes	$296,000	1,932
Income before extraordinary items	$933,000	2,584
Extraordinary gains, net	$0	27
Net income	$933,000	2,582
Minority interest net income	$0	118
Net income of bank and minority interests.	$933,000	2,585
Net charge-offs	$-2,000	7,695
Cash dividends	$440,000	2,164
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$926,920	2,559
2009-06-30 (YTD Data)		Rank
Total interest income	$4,048,000	3,867
Total interest expense	$1,460,000	3,742
Net interest income	$2,588,000	3,843
Provision for loan and lease losses	$123,000	5,034
Total noninterest income	$332,000	4,230
Gross Fiduciary activities income	$1,000	1,272
Service charges on deposit accounts	$71,000	5,271
Trading account gains and fees	$0	193
Additional Noninterest Income	$260,000	3,238
Total noninterest expense	$1,954,000	4,442
Salaries and employee benefits	$1,196,000	3,908
Premises and equipment expense	$225,000	4,742
Additional noninterest expense	$533,000	5,067
Pre-tax net operating income	$843,000	2,418
Securities gains (losses)	$5,000	2,770
Applicable income taxes	$220,000	1,864
Income before extraordinary items	$628,000	2,689
Extraordinary gains, net	$0	21
Net income	$628,000	2,686
Minority interest net income	$0	112
Net income of bank and minority interests.	$628,000	2,688
Net charge-offs	$-2,000	7,645
Cash dividends	$440,000	1,772
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$624,300	2,615
2009-03-31 (YTD Data)		Rank
Total interest income	$2,016,000	3,917
Total interest expense	$760,000	3,736
Net interest income	$1,256,000	3,923
Provision for loan and lease losses	$60,000	4,614
Total noninterest income	$119,000	4,894
Gross Fiduciary activities income	$1,000	1,214
Service charges on deposit accounts	$34,000	5,303
Trading account gains and fees	$0	171
Additional Noninterest Income	$84,000	3,931
Total noninterest expense	$958,000	4,440
Salaries and employee benefits	$605,000	3,896
Premises and equipment expense	$118,000	4,670
Additional noninterest expense	$235,000	5,120
Pre-tax net operating income	$357,000	3,027
Securities gains (losses)	$0	2,434
Applicable income taxes	$75,000	2,472
Income before extraordinary items	$282,000	3,238
Extraordinary gains, net	$0	15
Net income	$282,000	3,238
Minority interest net income	$0	102
Net income of bank and minority interests.	$282,000	3,238
Net charge-offs	$-1,000	7,151
Cash dividends	$440,000	1,007
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$282,000	3,087
2008-12-31 (YTD Data)		Rank
Total interest income	$8,572,000	3,933
Total interest expense	$3,777,000	3,659
Net interest income	$4,795,000	4,061
Provision for loan and lease losses	$280,000	4,739
Total noninterest income	$1,154,000	3,119
Gross Fiduciary activities income	$122,000	860
Service charges on deposit accounts	$145,000	5,380
Trading account gains and fees	$0	154
Additional Noninterest Income	$887,000	2,311
Total noninterest expense	$3,563,000	4,577
Salaries and employee benefits	$2,342,000	3,964
Premises and equipment expense	$478,000	4,579
Additional noninterest expense	$743,000	5,669
Pre-tax net operating income	$2,106,000	2,348
Securities gains (losses)	$18,000	2,241
Applicable income taxes	$543,000	1,764
Income before extraordinary items	$1,581,000	2,426
Extraordinary gains, net	$0	39
Net income	$1,581,000	2,425
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	6,793
Cash dividends	$650,000	2,964
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,567,680	2,582
2008-09-30 (YTD Data)		Rank
Total interest income	$6,419,000	4,005
Total interest expense	$2,921,000	3,691
Net interest income	$3,498,000	4,161
Provision for loan and lease losses	$135,000	4,747
Total noninterest income	$854,000	3,205
Gross Fiduciary activities income	$92,000	862
Service charges on deposit accounts	$105,000	5,469
Trading account gains and fees	$0	148
Additional Noninterest Income	$657,000	2,405
Total noninterest expense	$2,586,000	4,672
Salaries and employee benefits	$1,707,000	4,072
Premises and equipment expense	$354,000	4,627
Additional noninterest expense	$525,000	5,785
Pre-tax net operating income	$1,631,000	2,671
Securities gains (losses)	$18,000	2,081
Applicable income taxes	$430,000	2,078
Income before extraordinary items	$1,219,000	2,730
Extraordinary gains, net	$0	31
Net income	$1,219,000	2,726
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,534
Cash dividends	$650,000	2,369
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,205,680	2,891
2008-06-30 (YTD Data)		Rank
Total interest income	$4,242,000	4,084
Total interest expense	$2,026,000	3,707
Net interest income	$2,216,000	4,298
Provision for loan and lease losses	$90,000	4,395
Total noninterest income	$416,000	3,939
Gross Fiduciary activities income	$28,000	978
Service charges on deposit accounts	$67,000	5,545
Trading account gains and fees	$0	149
Additional Noninterest Income	$321,000	2,915
Total noninterest expense	$1,725,000	4,702
Salaries and employee benefits	$1,139,000	4,106
Premises and equipment expense	$225,000	4,803
Additional noninterest expense	$361,000	5,702
Pre-tax net operating income	$817,000	3,385
Securities gains (losses)	$22,000	1,974
Applicable income taxes	$193,000	2,724
Income before extraordinary items	$646,000	3,481
Extraordinary gains, net	$0	21
Net income	$646,000	3,482
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,998
Cash dividends	$650,000	1,942
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$629,060	3,481
2008-03-31 (YTD Data)		Rank
Total interest income	$2,127,000	4,152
Total interest expense	$1,081,000	3,713
Net interest income	$1,046,000	4,469
Provision for loan and lease losses	$45,000	3,899
Total noninterest income	$178,000	4,229
Gross Fiduciary activities income	$1,000	1,254
Service charges on deposit accounts	$35,000	5,454
Trading account gains and fees	$0	158
Additional Noninterest Income	$142,000	3,136
Total noninterest expense	$856,000	4,737
Salaries and employee benefits	$561,000	4,172
Premises and equipment expense	$112,000	4,832
Additional noninterest expense	$183,000	5,620
Pre-tax net operating income	$323,000	3,977
Securities gains (losses)	$14,000	1,798
Applicable income taxes	$82,000	3,025
Income before extraordinary items	$255,000	4,160
Extraordinary gains, net	$0	15
Net income	$255,000	4,162
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$650,000	1,088
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$244,360	4,138
2007-12-31 (YTD Data)		Rank
Total interest income	$8,949,000	4,054
Total interest expense	$4,489,000	3,720
Net interest income	$4,460,000	4,315
Provision for loan and lease losses	$180,000	4,023
Total noninterest income	$809,000	3,986
Gross Fiduciary activities income	$39,000	1,053
Service charges on deposit accounts	$143,000	5,501
Trading account gains and fees	$0	178
Additional Noninterest Income	$627,000	2,939
Total noninterest expense	$3,338,000	4,675
Salaries and employee benefits	$2,158,000	4,144
Premises and equipment expense	$485,000	4,460
Additional noninterest expense	$695,000	5,754
Pre-tax net operating income	$1,751,000	3,598
Securities gains (losses)	$7,000	1,467
Applicable income taxes	$452,000	2,860
Income before extraordinary items	$1,306,000	3,756
Extraordinary gains, net	$0	39
Net income	$1,306,000	3,756
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	6,483
Cash dividends	$688,000	3,231
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,300,820	3,752
2007-09-30 (YTD Data)		Rank
Total interest income	$6,656,000	4,089
Total interest expense	$3,347,000	3,743
Net interest income	$3,309,000	4,366
Provision for loan and lease losses	$135,000	3,624
Total noninterest income	$615,000	3,974
Gross Fiduciary activities income	$5,000	1,269
Service charges on deposit accounts	$106,000	5,542
Trading account gains and fees	$0	184
Additional Noninterest Income	$504,000	2,826
Total noninterest expense	$2,376,000	4,814
Salaries and employee benefits	$1,517,000	4,340
Premises and equipment expense	$346,000	4,578
Additional noninterest expense	$513,000	5,743
Pre-tax net operating income	$1,413,000	3,599
Securities gains (losses)	$0	1,655
Applicable income taxes	$357,000	2,956
Income before extraordinary items	$1,056,000	3,763
Extraordinary gains, net	$0	33
Net income	$1,056,000	3,762
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	5,610
Cash dividends	$313,000	3,564
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,056,000	3,745
2007-06-30 (YTD Data)		Rank
Total interest income	$4,389,000	4,143
Total interest expense	$2,169,000	3,807
Net interest income	$2,220,000	4,388
Provision for loan and lease losses	$90,000	3,429
Total noninterest income	$277,000	4,842
Gross Fiduciary activities income	$1,000	1,345
Service charges on deposit accounts	$72,000	5,542
Trading account gains and fees	$0	168
Additional Noninterest Income	$204,000	3,747
Total noninterest expense	$1,584,000	4,845
Salaries and employee benefits	$1,004,000	4,399
Premises and equipment expense	$244,000	4,449
Additional noninterest expense	$336,000	5,800
Pre-tax net operating income	$823,000	3,958
Securities gains (losses)	$1,000	1,305
Applicable income taxes	$199,000	3,277
Income before extraordinary items	$625,000	4,075
Extraordinary gains, net	$0	29
Net income	$625,000	4,075
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	4,902
Cash dividends	$313,000	3,064
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$624,240	4,068
2007-03-31 (YTD Data)		Rank
Total interest income	$2,204,000	4,122
Total interest expense	$1,065,000	3,838
Net interest income	$1,139,000	4,312
Provision for loan and lease losses	$45,000	3,197
Total noninterest income	$136,000	4,852
Gross Fiduciary activities income	$1,000	1,263
Service charges on deposit accounts	$38,000	5,408
Trading account gains and fees	$0	195
Additional Noninterest Income	$97,000	3,813
Total noninterest expense	$774,000	4,904
Salaries and employee benefits	$491,000	4,495
Premises and equipment expense	$119,000	4,538
Additional noninterest expense	$164,000	5,864
Pre-tax net operating income	$456,000	3,715
Securities gains (losses)	$0	1,187
Applicable income taxes	$79,000	3,593
Income before extraordinary items	$377,000	3,634
Extraordinary gains, net	$0	22
Net income	$377,000	3,634
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	3,748
Cash dividends	$313,000	1,934
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$377,000	3,616
2006-12-31 (YTD Data)		Rank
Total interest income	$7,879,000	4,238
Total interest expense	$3,673,000	3,795
Net interest income	$4,206,000	4,520
Provision for loan and lease losses	$175,000	3,820
Total noninterest income	$795,000	4,066
Gross Fiduciary activities income	$39,000	1,059
Service charges on deposit accounts	$153,000	5,491
Trading account gains and fees	$0	130
Additional Noninterest Income	$603,000	3,010
Total noninterest expense	$3,015,000	4,863
Salaries and employee benefits	$1,961,000	4,341
Premises and equipment expense	$408,000	4,860
Additional noninterest expense	$646,000	5,861
Pre-tax net operating income	$1,811,000	3,877
Securities gains (losses)	$-17,000	7,486
Applicable income taxes	$450,000	3,293
Income before extraordinary items	$1,344,000	4,015
Extraordinary gains, net	$0	51
Net income	$1,344,000	4,015
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	7,822
Cash dividends	$766,000	3,051
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,356,750	3,981
2006-09-30 (YTD Data)		Rank
Total interest income	$5,797,000	4,268
Total interest expense	$2,618,000	3,843
Net interest income	$3,179,000	4,536
Provision for loan and lease losses	$130,000	3,706
Total noninterest income	$499,000	4,483
Gross Fiduciary activities income	$11,000	1,194
Service charges on deposit accounts	$113,000	5,578
Trading account gains and fees	$0	126
Additional Noninterest Income	$375,000	3,315
Total noninterest expense	$2,228,000	4,901
Salaries and employee benefits	$1,464,000	4,320
Premises and equipment expense	$286,000	5,100
Additional noninterest expense	$478,000	5,891
Pre-tax net operating income	$1,320,000	4,070
Securities gains (losses)	$-16,000	7,758
Applicable income taxes	$324,000	3,474
Income before extraordinary items	$980,000	4,223
Extraordinary gains, net	$0	45
Net income	$980,000	4,226
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,298
Cash dividends	$766,000	2,305
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$992,000	4,175
2006-06-30 (YTD Data)		Rank
Total interest income	$3,740,000	4,310
Total interest expense	$1,648,000	3,879
Net interest income	$2,092,000	4,578
Provision for loan and lease losses	$85,000	3,650
Total noninterest income	$293,000	4,805
Gross Fiduciary activities income	$1,000	1,376
Service charges on deposit accounts	$77,000	5,531
Trading account gains and fees	$0	126
Additional Noninterest Income	$215,000	3,613
Total noninterest expense	$1,485,000	4,915
Salaries and employee benefits	$972,000	4,356
Premises and equipment expense	$188,000	5,122
Additional noninterest expense	$325,000	5,834
Pre-tax net operating income	$815,000	4,293
Securities gains (losses)	$-3,000	7,591
Applicable income taxes	$201,000	3,612
Income before extraordinary items	$611,000	4,393
Extraordinary gains, net	$0	39
Net income	$611,000	4,397
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,860
Cash dividends	$766,000	1,777
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$613,250	4,379
2006-03-31 (YTD Data)		Rank
Total interest income	$1,813,000	4,361
Total interest expense	$778,000	3,890
Net interest income	$1,035,000	4,613
Provision for loan and lease losses	$40,000	3,523
Total noninterest income	$146,000	4,752
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$37,000	5,553
Trading account gains and fees	$0	115
Additional Noninterest Income	$109,000	3,553
Total noninterest expense	$740,000	4,952
Salaries and employee benefits	$487,000	4,362
Premises and equipment expense	$93,000	5,175
Additional noninterest expense	$160,000	5,864
Pre-tax net operating income	$401,000	4,271
Securities gains (losses)	$-3,000	8,027
Applicable income taxes	$93,000	3,692
Income before extraordinary items	$305,000	4,377
Extraordinary gains, net	$0	21
Net income	$305,000	4,377
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,481
Cash dividends	$766,000	939
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$307,310	4,353
2005-12-31 (YTD Data)		Rank
Total interest income	$6,480,000	4,394
Total interest expense	$2,623,000	3,690
Net interest income	$3,857,000	4,732
Provision for loan and lease losses	$120,000	4,465
Total noninterest income	$604,000	4,769
Gross Fiduciary activities income	$24,000	1,157
Service charges on deposit accounts	$118,000	6,025
Trading account gains and fees	$0	138
Additional Noninterest Income	$462,000	3,514
Total noninterest expense	$2,877,000	4,918
Salaries and employee benefits	$1,839,000	4,398
Premises and equipment expense	$397,000	4,881
Additional noninterest expense	$641,000	5,843
Pre-tax net operating income	$1,464,000	4,447
Securities gains (losses)	$-52,000	8,203
Applicable income taxes	$315,000	4,065
Income before extraordinary items	$1,097,000	4,570
Extraordinary gains, net	$0	46
Net income	$1,097,000	4,572
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	6,381
Cash dividends	$289,000	4,468
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,137,560	4,435
2005-09-30 (YTD Data)		Rank
Total interest income	$4,660,000	4,476
Total interest expense	$1,856,000	3,710
Net interest income	$2,804,000	4,834
Provision for loan and lease losses	$90,000	4,305
Total noninterest income	$438,000	4,892
Gross Fiduciary activities income	$7,000	1,273
Service charges on deposit accounts	$87,000	6,097
Trading account gains and fees	$0	126
Additional Noninterest Income	$344,000	3,556
Total noninterest expense	$2,158,000	4,887
Salaries and employee benefits	$1,415,000	4,284
Premises and equipment expense	$262,000	5,272
Additional noninterest expense	$481,000	5,831
Pre-tax net operating income	$994,000	4,784
Securities gains (losses)	$-52,000	8,493
Applicable income taxes	$196,000	4,444
Income before extraordinary items	$746,000	4,929
Extraordinary gains, net	$0	35
Net income	$746,000	4,930
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,995
Cash dividends	$188,000	4,149
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$787,080	4,768
2005-06-30 (YTD Data)		Rank
Total interest income	$2,928,000	4,581
Total interest expense	$1,168,000	3,692
Net interest income	$1,760,000	5,009
Provision for loan and lease losses	$60,000	4,115
Total noninterest income	$231,000	5,422
Gross Fiduciary activities income	$6,000	1,239
Service charges on deposit accounts	$54,000	6,184
Trading account gains and fees	$0	116
Additional Noninterest Income	$171,000	4,041
Total noninterest expense	$1,441,000	4,862
Salaries and employee benefits	$949,000	4,241
Premises and equipment expense	$174,000	5,280
Additional noninterest expense	$318,000	5,817
Pre-tax net operating income	$490,000	5,524
Securities gains (losses)	$-27,000	8,446
Applicable income taxes	$71,000	5,202
Income before extraordinary items	$392,000	5,495
Extraordinary gains, net	$0	30
Net income	$392,000	5,498
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,447
Cash dividends	$188,000	3,621
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$414,950	5,321
2005-03-31 (YTD Data)		Rank
Total interest income	$1,389,000	4,717
Total interest expense	$551,000	3,751
Net interest income	$838,000	5,196
Provision for loan and lease losses	$30,000	3,913
Total noninterest income	$116,000	5,357
Gross Fiduciary activities income	$4,000	1,192
Service charges on deposit accounts	$23,000	6,401
Trading account gains and fees	$0	115
Additional Noninterest Income	$89,000	3,978
Total noninterest expense	$704,000	4,982
Salaries and employee benefits	$476,000	4,250
Premises and equipment expense	$79,000	5,599
Additional noninterest expense	$149,000	6,036
Pre-tax net operating income	$220,000	5,749
Securities gains (losses)	$-19,000	8,656
Applicable income taxes	$23,000	5,547
Income before extraordinary items	$178,000	5,702
Extraordinary gains, net	$0	24
Net income	$178,000	5,703
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,435
Cash dividends	$188,000	2,306
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$194,910	5,459
2004-12-31 (YTD Data)		Rank
Total interest income	$5,686,000	4,429
Total interest expense	$2,160,000	3,427
Net interest income	$3,526,000	4,874
Provision for loan and lease losses	$120,000	4,623
Total noninterest income	$1,046,000	3,435
Gross Fiduciary activities income	$18,000	1,217
Service charges on deposit accounts	$127,000	6,082
Trading account gains and fees	$0	138
Additional Noninterest Income	$901,000	2,299
Total noninterest expense	$2,337,000	5,519
Salaries and employee benefits	$1,436,000	5,093
Premises and equipment expense	$339,000	5,321
Additional noninterest expense	$562,000	6,201
Pre-tax net operating income	$2,115,000	3,378
Securities gains (losses)	$34,000	2,019
Applicable income taxes	$983,000	2,183
Income before extraordinary items	$1,166,000	4,280
Extraordinary gains, net	$0	34
Net income	$1,166,000	4,282
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	8,038
Cash dividends	$173,000	5,043
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,144,240	4,260
2004-09-30 (YTD Data)		Rank
Total interest income	$4,295,000	4,380
Total interest expense	$1,626,000	3,364
Net interest income	$2,669,000	4,837
Provision for loan and lease losses	$90,000	4,429
Total noninterest income	$832,000	3,324
Gross Fiduciary activities income	$7,000	1,302
Service charges on deposit accounts	$99,000	6,071
Trading account gains and fees	$0	134
Additional Noninterest Income	$726,000	2,212
Total noninterest expense	$1,765,000	5,467
Salaries and employee benefits	$1,112,000	4,940
Premises and equipment expense	$220,000	5,708
Additional noninterest expense	$433,000	6,059
Pre-tax net operating income	$1,646,000	3,379
Securities gains (losses)	$35,000	1,930
Applicable income taxes	$878,000	1,974
Income before extraordinary items	$803,000	4,620
Extraordinary gains, net	$0	26
Net income	$803,000	4,620
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,579
Cash dividends	$173,000	4,159
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$780,600	4,613
2004-06-30 (YTD Data)		Rank
Total interest income	$2,946,000	4,308
Total interest expense	$1,106,000	3,286
Net interest income	$1,840,000	4,746
Provision for loan and lease losses	$60,000	4,267
Total noninterest income	$689,000	2,866
Gross Fiduciary activities income	$1,000	1,443
Service charges on deposit accounts	$70,000	5,970
Trading account gains and fees	$0	130
Additional Noninterest Income	$618,000	1,886
Total noninterest expense	$1,230,000	5,348
Salaries and employee benefits	$776,000	4,815
Premises and equipment expense	$158,000	5,516
Additional noninterest expense	$296,000	6,015
Pre-tax net operating income	$1,239,000	3,036
Securities gains (losses)	$39,000	1,614
Applicable income taxes	$777,000	1,558
Income before extraordinary items	$501,000	4,739
Extraordinary gains, net	$0	21
Net income	$501,000	4,740
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,524
Cash dividends	$173,000	3,648
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$476,040	4,779
2004-03-31 (YTD Data)		Rank
Total interest income	$1,639,000	3,977
Total interest expense	$601,000	3,111
Net interest income	$1,038,000	4,367
Provision for loan and lease losses	$30,000	4,060
Total noninterest income	$165,000	4,531
Gross Fiduciary activities income	$1,000	1,344
Service charges on deposit accounts	$43,000	5,527
Trading account gains and fees	$0	121
Additional Noninterest Income	$121,000	3,332
Total noninterest expense	$660,000	5,118
Salaries and employee benefits	$422,000	4,557
Premises and equipment expense	$94,000	5,013
Additional noninterest expense	$144,000	6,129
Pre-tax net operating income	$513,000	3,449
Securities gains (losses)	$16,000	1,816
Applicable income taxes	$139,000	3,223
Income before extraordinary items	$390,000	3,578
Extraordinary gains, net	$0	16
Net income	$390,000	3,577
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$173,000	2,351
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$378,160	3,536
2003-12-31 (YTD Data)		Rank
Total interest income	$6,754,000	3,933
Total interest expense	$2,850,000	2,996
Net interest income	$3,904,000	4,432
Provision for loan and lease losses	$159,000	4,488
Total noninterest income	$786,000	4,274
Gross Fiduciary activities income	$26,000	1,198
Service charges on deposit accounts	$193,000	5,333
Trading account gains and fees	$0	160
Additional Noninterest Income	$567,000	3,363
Total noninterest expense	$2,772,000	4,859
Salaries and employee benefits	$1,729,000	4,385
Premises and equipment expense	$374,000	4,968
Additional noninterest expense	$669,000	5,638
Pre-tax net operating income	$1,759,000	3,696
Securities gains (losses)	$113,000	1,785
Applicable income taxes	$491,000	3,406
Income before extraordinary items	$1,381,000	3,769
Extraordinary gains, net	$0	54
Net income	$1,381,000	3,769
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	6,724
Cash dividends	$498,000	3,574
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,297,380	3,765
2003-09-30 (YTD Data)		Rank
Total interest income	$5,088,000	3,976
Total interest expense	$2,199,000	3,024
Net interest income	$2,889,000	4,500
Provision for loan and lease losses	$135,000	4,077
Total noninterest income	$571,000	4,384
Gross Fiduciary activities income	$17,000	1,211
Service charges on deposit accounts	$148,000	5,338
Trading account gains and fees	$0	153
Additional Noninterest Income	$406,000	3,505
Total noninterest expense	$2,076,000	4,860
Salaries and employee benefits	$1,316,000	4,331
Premises and equipment expense	$252,000	5,303
Additional noninterest expense	$508,000	5,584
Pre-tax net operating income	$1,249,000	3,970
Securities gains (losses)	$68,000	2,055
Applicable income taxes	$324,000	3,785
Income before extraordinary items	$993,000	3,998
Extraordinary gains, net	$0	40
Net income	$993,000	3,998
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	6,281
Cash dividends	$173,000	4,237
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$942,000	3,961
2003-06-30 (YTD Data)		Rank
Total interest income	$3,462,000	3,935
Total interest expense	$1,515,000	3,016
Net interest income	$1,947,000	4,475
Provision for loan and lease losses	$90,000	4,018
Total noninterest income	$325,000	4,780
Gross Fiduciary activities income	$3,000	1,400
Service charges on deposit accounts	$102,000	5,238
Trading account gains and fees	$0	150
Additional Noninterest Income	$220,000	3,865
Total noninterest expense	$1,385,000	4,849
Salaries and employee benefits	$892,000	4,281
Premises and equipment expense	$158,000	5,480
Additional noninterest expense	$335,000	5,613
Pre-tax net operating income	$797,000	4,070
Securities gains (losses)	$63,000	1,860
Applicable income taxes	$262,000	3,471
Income before extraordinary items	$598,000	4,309
Extraordinary gains, net	$0	30
Net income	$598,000	4,308
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	5,047
Cash dividends	$173,000	3,695
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$553,900	4,311
2003-03-31 (YTD Data)		Rank
Total interest income	$1,785,000	3,844
Total interest expense	$776,000	3,018
Net interest income	$1,009,000	4,369
Provision for loan and lease losses	$45,000	3,818
Total noninterest income	$219,000	3,938
Gross Fiduciary activities income	$3,000	1,293
Service charges on deposit accounts	$53,000	5,050
Trading account gains and fees	$0	134
Additional Noninterest Income	$163,000	3,060
Total noninterest expense	$690,000	4,843
Salaries and employee benefits	$448,000	4,259
Premises and equipment expense	$77,000	5,564
Additional noninterest expense	$165,000	5,630
Pre-tax net operating income	$493,000	3,530
Securities gains (losses)	$0	2,891
Applicable income taxes	$127,000	3,521
Income before extraordinary items	$366,000	3,688
Extraordinary gains, net	$0	21
Net income	$366,000	3,686
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	4,678
Cash dividends	$173,000	2,398
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$366,000	3,513
2002-12-31 (YTD Data)		Rank
Total interest income	$5,834,000	4,652
Total interest expense	$2,908,000	3,613
Net interest income	$2,926,000	5,365
Provision for loan and lease losses	$60,000	6,444
Total noninterest income	$542,000	4,996
Gross Fiduciary activities income	$13,000	1,361
Service charges on deposit accounts	$115,000	6,322
Trading account gains and fees	$0	153
Additional Noninterest Income	$414,000	3,642
Total noninterest expense	$1,924,000	6,007
Salaries and employee benefits	$1,245,000	5,358
Premises and equipment expense	$229,000	6,404
Additional noninterest expense	$450,000	6,816
Pre-tax net operating income	$1,484,000	4,147
Securities gains (losses)	$133,000	1,485
Applicable income taxes	$444,000	3,686
Income before extraordinary items	$1,173,000	4,143
Extraordinary gains, net	$0	70
Net income	$1,173,000	4,144
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	6,528
Cash dividends	$119,000	5,442
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,075,910	4,284
2001-12-31 (YTD Data)		Rank
Total interest income	$6,310,000	4,781
Total interest expense	$3,804,000	3,958
Net interest income	$2,506,000	5,709
Provision for loan and lease losses	$60,000	6,353
Total noninterest income	$524,000	4,944
Gross Fiduciary activities income	$15,000	1,352
Service charges on deposit accounts	$114,000	6,337
Trading account gains and fees	$0	177
Additional Noninterest Income	$395,000	3,561
Total noninterest expense	$1,828,000	6,075
Salaries and employee benefits	$1,149,000	5,487
Premises and equipment expense	$256,000	6,017
Additional noninterest expense	$423,000	6,964
Pre-tax net operating income	$1,142,000	4,548
Securities gains (losses)	$28,000	2,876
Applicable income taxes	$310,000	4,199
Income before extraordinary items	$860,000	4,684
Extraordinary gains, net	$0	105
Net income	$860,000	4,686
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	8,995
Cash dividends	$725,000	2,791
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$839,280	4,633
2000-12-31 (YTD Data)		Rank
Total interest income	$6,422,000	4,869
Total interest expense	$4,008,000	3,977
Net interest income	$2,414,000	5,942
Provision for loan and lease losses	$60,000	6,179
Total noninterest income	$524,000	4,784
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$113,000	6,341
Trading account gains and fees	NA	NA
Additional Noninterest Income	$411,000	3,280
Total noninterest expense	$1,763,000	6,129
Salaries and employee benefits	$1,097,000	5,565
Premises and equipment expense	$254,000	5,991
Additional noninterest expense	$412,000	7,054
Pre-tax net operating income	$1,115,000	4,955
Securities gains (losses)	$-43,000	9,134
Applicable income taxes	$286,000	4,681
Income before extraordinary items	$786,000	5,099
Extraordinary gains, net	$0	38
Net income	$786,000	5,098
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-26,000	9,470
Cash dividends	$2,211,000	1,247
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$817,390	4,978
1999-12-31 (YTD Data)		Rank
Total interest income	$6,110,000	4,885
Total interest expense	$3,568,000	3,974
Net interest income	$2,542,000	5,741
Provision for loan and lease losses	$200,000	3,546
Total noninterest income	$436,000	5,364
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$115,000	6,446
Trading account gains and fees	NA	NA
Additional Noninterest Income	$321,000	3,866
Total noninterest expense	$1,622,000	6,480
Salaries and employee benefits	$1,018,000	5,811
Premises and equipment expense	$210,000	6,645
Additional noninterest expense	$394,000	7,324
Pre-tax net operating income	$1,156,000	4,880
Securities gains (losses)	$-12,000	9,370
Applicable income taxes	$310,000	4,747
Income before extraordinary items	$834,000	4,969
Extraordinary gains, net	$0	35
Net income	$834,000	4,969
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	7,179
Cash dividends	$114,000	5,963
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$842,760	4,893
1998-12-31 (YTD Data)		Rank
Total interest income	$5,968,000	5,022
Total interest expense	$3,532,000	4,096
Net interest income	$2,436,000	5,939
Provision for loan and lease losses	$140,000	4,320
Total noninterest income	$460,000	5,183
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$136,000	6,169
Trading account gains and fees	NA	NA
Additional Noninterest Income	$324,000	3,856
Total noninterest expense	$1,501,000	6,688
Salaries and employee benefits	$885,000	6,274
Premises and equipment expense	$222,000	6,393
Additional noninterest expense	$394,000	7,264
Pre-tax net operating income	$1,255,000	4,743
Securities gains (losses)	$15,000	2,661
Applicable income taxes	$355,000	4,722
Income before extraordinary items	$915,000	4,776
Extraordinary gains, net	$0	32
Net income	$915,000	4,775
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-18,000	9,830
Cash dividends	$195,000	5,445
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$904,200	4,714
1997-12-31 (YTD Data)		Rank
Total interest income	$5,639,000	5,303
Total interest expense	$3,287,000	4,346
Net interest income	$2,352,000	6,288
Provision for loan and lease losses	$0	8,829
Total noninterest income	$428,000	5,495
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$115,000	6,882
Trading account gains and fees	NA	NA
Additional Noninterest Income	$313,000	3,824
Total noninterest expense	$1,531,000	6,712
Salaries and employee benefits	$911,000	6,230
Premises and equipment expense	$225,000	6,418
Additional noninterest expense	$395,000	7,397
Pre-tax net operating income	$1,249,000	5,102
Securities gains (losses)	$6,000	2,665
Applicable income taxes	$415,000	4,767
Income before extraordinary items	$840,000	5,295
Extraordinary gains, net	$0	44
Net income	$840,000	5,298
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	9,783
Cash dividends	$150,000	5,875
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$835,980	5,258
1996-12-31 (YTD Data)		Rank
Total interest income	$5,156,000	5,806
Total interest expense	$3,008,000	4,782
Net interest income	$2,148,000	6,861
Provision for loan and lease losses	$0	9,041
Total noninterest income	$414,000	5,837
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$99,000	7,516
Trading account gains and fees	NA	NA
Additional Noninterest Income	$315,000	3,960
Total noninterest expense	$1,439,000	7,287
Salaries and employee benefits	$903,000	6,448
Premises and equipment expense	$205,000	6,938
Additional noninterest expense	$331,000	8,563
Pre-tax net operating income	$1,123,000	5,341
Securities gains (losses)	$-8,000	10,177
Applicable income taxes	$350,000	5,327
Income before extraordinary items	$765,000	5,452
Extraordinary gains, net	$0	53
Net income	$765,000	5,453
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	6,880
Cash dividends	$147,000	6,100
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$770,520	5,381
1995-12-31 (YTD Data)		Rank
Total interest income	$4,965,000	6,021
Total interest expense	$2,809,000	5,049
Net interest income	$2,156,000	6,969
Provision for loan and lease losses	$0	8,958
Total noninterest income	$321,000	6,843
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$96,000	7,891
Trading account gains and fees	NA	NA
Additional Noninterest Income	$225,000	4,786
Total noninterest expense	$1,313,000	7,827
Salaries and employee benefits	$809,000	7,057
Premises and equipment expense	$122,000	8,993
Additional noninterest expense	$382,000	8,381
Pre-tax net operating income	$1,164,000	5,372
Securities gains (losses)	$-19,000	10,530
Applicable income taxes	$363,000	5,291
Income before extraordinary items	$782,000	5,531
Extraordinary gains, net	$0	65
Net income	$782,000	5,529
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-68,000	11,592
Cash dividends	$122,000	6,454
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$794,920	5,454
1994-12-31 (YTD Data)		Rank
Total interest income	$4,210,000	6,459
Total interest expense	$2,209,000	5,145
Net interest income	$2,001,000	7,571
Provision for loan and lease losses	$220,000	2,852
Total noninterest income	$448,000	5,703
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$92,000	8,308
Trading account gains and fees	NA	NA
Additional Noninterest Income	$356,000	3,672
Total noninterest expense	$1,332,000	8,137
Salaries and employee benefits	$752,000	7,509
Premises and equipment expense	$132,000	9,037
Additional noninterest expense	$448,000	8,335
Pre-tax net operating income	$897,000	6,417
Securities gains (losses)	$14,000	2,006
Applicable income taxes	$235,000	6,753
Income before extraordinary items	$676,000	6,048
Extraordinary gains, net	$0	249
Net income	$676,000	6,062
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	7,569
Cash dividends	$118,000	6,606
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$665,640	6,189
1993-12-31 (YTD Data)		Rank
Total interest income	$3,998,000	6,882
Total interest expense	$2,082,000	5,652
Net interest income	$1,916,000	7,922
Provision for loan and lease losses	$60,000	6,949
Total noninterest income	$330,000	7,267
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$89,000	8,728
Trading account gains and fees	NA	NA
Additional Noninterest Income	$241,000	5,104
Total noninterest expense	$1,230,000	8,777
Salaries and employee benefits	$654,000	8,358
Premises and equipment expense	$126,000	9,610
Additional noninterest expense	$450,000	8,725
Pre-tax net operating income	$956,000	6,083
Securities gains (losses)	$13,000	5,183
Applicable income taxes	$297,000	6,114
Income before extraordinary items	$672,000	6,280
Extraordinary gains, net	$0	3,149
Net income	$672,000	6,457
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$70,000	5,334
Cash dividends	$116,000	6,624
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$663,030	6,099
1992-12-31 (YTD Data)		Rank
Total interest income	$4,192,000	7,255
Total interest expense	$2,350,000	6,285
Net interest income	$1,842,000	8,212
Provision for loan and lease losses	$100,000	7,236
Total noninterest income	$265,000	8,252
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$86,000	8,961
Trading account gains and fees	NA	NA
Additional Noninterest Income	$179,000	6,053
Total noninterest expense	$1,030,000	9,851
Salaries and employee benefits	$531,000	9,473
Premises and equipment expense	$120,000	10,011
Additional noninterest expense	$379,000	9,826
Pre-tax net operating income	$977,000	5,722
Securities gains (losses)	$12,000	6,245
Applicable income taxes	$307,000	5,840
Income before extraordinary items	$682,000	6,030
Extraordinary gains, net	$0	1,422
Net income	$682,000	6,103
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$107,000	5,743
Cash dividends	$114,000	6,328
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$673,720	5,736

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.