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BCB Community Bank, Income and Expense

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2025-03-31 (YTD Data)		Rank
Total interest income	$44,424,000	369
Total interest expense	$21,103,000	313
Net interest income	$23,321,000	436
Provision for loan and lease losses	$20,736,000	66
Total noninterest income	$1,666,000	960
Gross Fiduciary activities income	$0	918
Service charges on deposit accounts	$416,000	690
Trading account gains and fees	$0	116
Additional Noninterest Income	$1,250,000	844
Total noninterest expense	$14,650,000	531
Salaries and employee benefits	$7,403,000	582
Premises and equipment expense	$2,714,000	292
Additional noninterest expense	$1,250,000	844
Pre-tax net operating income	$-10,399,000	4,480
Securities gains (losses)	$-115,000	4,301
Applicable income taxes	$-3,034,000	4,464
Income before extraordinary items	$-7,480,000	4,458
Extraordinary gains, net	$0	47
Net income	$-7,480,000	4,458
Minority interest net income	$0	65
Net income of bank and minority interests.	$-7,480,000	4,458
Net charge-offs	$4,150,000	150
Cash dividends	$2,881,000	430
Sale, conversion, retirement of capital stock, net	$321,000	190
Net operating income	$-7,389,150	4,462
2024-12-31 (YTD Data)		Rank
Total interest income	$194,551,000	340
Total interest expense	$98,093,000	300
Net interest income	$96,458,000	394
Provision for loan and lease losses	$11,689,000	195
Total noninterest income	$2,003,000	2,009
Gross Fiduciary activities income	$0	1,000
Service charges on deposit accounts	$1,795,000	631
Trading account gains and fees	$0	138
Additional Noninterest Income	$208,000	3,563
Total noninterest expense	$56,546,000	533
Salaries and employee benefits	$28,229,000	573
Premises and equipment expense	$10,233,000	301
Additional noninterest expense	$208,000	3,563
Pre-tax net operating income	$30,226,000	495
Securities gains (losses)	$379,000	159
Applicable income taxes	$8,921,000	370
Income before extraordinary items	$21,684,000	547
Extraordinary gains, net	$0	53
Net income	$21,684,000	550
Minority interest net income	$0	90
Net income of bank and minority interests.	$21,684,000	547
Net charge-offs	$10,389,000	199
Cash dividends	$19,387,000	338
Sale, conversion, retirement of capital stock, net	$767,000	264
Net operating income	$21,384,590	555
2024-09-30 (YTD Data)		Rank
Total interest income	$147,755,000	329
Total interest expense	$74,875,000	294
Net interest income	$72,880,000	387
Provision for loan and lease losses	$7,193,000	228
Total noninterest income	$551,000	3,015
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$1,374,000	611
Trading account gains and fees	$0	139
Additional Noninterest Income	$-823,000	4,537
Total noninterest expense	$42,653,000	516
Salaries and employee benefits	$21,112,000	574
Premises and equipment expense	$7,752,000	291
Additional noninterest expense	$-823,000	4,537
Pre-tax net operating income	$23,585,000	476
Securities gains (losses)	$1,040,000	99
Applicable income taxes	$7,180,000	361
Income before extraordinary items	$17,445,000	514
Extraordinary gains, net	$0	51
Net income	$17,445,000	523
Minority interest net income	$0	82
Net income of bank and minority interests.	$17,445,000	516
Net charge-offs	$6,331,000	223
Cash dividends	$9,327,000	412
Sale, conversion, retirement of capital stock, net	$626,000	239
Net operating income	$16,623,400	528
2024-06-30 (YTD Data)		Rank
Total interest income	$98,988,000	326
Total interest expense	$50,373,000	288
Net interest income	$48,615,000	389
Provision for loan and lease losses	$4,435,000	230
Total noninterest income	$-1,299,000	4,545
Gross Fiduciary activities income	$0	962
Service charges on deposit accounts	$916,000	597
Trading account gains and fees	$0	145
Additional Noninterest Income	$-2,215,000	4,560
Total noninterest expense	$28,690,000	515
Salaries and employee benefits	$13,973,000	578
Premises and equipment expense	$5,166,000	292
Additional noninterest expense	$-2,215,000	4,560
Pre-tax net operating income	$14,191,000	504
Securities gains (losses)	$-92,000	4,219
Applicable income taxes	$4,150,000	398
Income before extraordinary items	$9,949,000	582
Extraordinary gains, net	$0	52
Net income	$9,949,000	587
Minority interest net income	$0	84
Net income of bank and minority interests.	$9,949,000	584
Net charge-offs	$2,890,000	243
Cash dividends	$5,977,000	420
Sale, conversion, retirement of capital stock, net	$397,000	228
Net operating income	$10,021,680	575
2024-03-31 (YTD Data)		Rank
Total interest income	$49,422,000	330
Total interest expense	$25,354,000	289
Net interest income	$24,068,000	395
Provision for loan and lease losses	$2,153,000	214
Total noninterest income	$1,837,000	928
Gross Fiduciary activities income	$0	895
Service charges on deposit accounts	$467,000	586
Trading account gains and fees	$0	121
Additional Noninterest Income	$1,370,000	813
Total noninterest expense	$14,638,000	511
Salaries and employee benefits	$6,981,000	585
Premises and equipment expense	$2,640,000	294
Additional noninterest expense	$1,370,000	813
Pre-tax net operating income	$9,114,000	424
Securities gains (losses)	$130,000	144
Applicable income taxes	$2,730,000	330
Income before extraordinary items	$6,514,000	472
Extraordinary gains, net	$0	51
Net income	$6,514,000	472
Minority interest net income	$0	72
Net income of bank and minority interests.	$6,514,000	472
Net charge-offs	$1,133,000	247
Cash dividends	$3,341,000	363
Sale, conversion, retirement of capital stock, net	$195,000	172
Net operating income	$6,411,300	467
2023-12-31 (YTD Data)		Rank
Total interest income	$188,924,000	316
Total interest expense	$81,574,000	272
Net interest income	$107,350,000	347
Provision for loan and lease losses	$5,531,000	306
Total noninterest income	$6,872,000	966
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,718,000	647
Trading account gains and fees	$0	123
Additional Noninterest Income	$5,154,000	867
Total noninterest expense	$60,729,000	490
Salaries and employee benefits	$30,827,000	514
Premises and equipment expense	$10,329,000	292
Additional noninterest expense	$5,154,000	867
Pre-tax net operating income	$47,962,000	362
Securities gains (losses)	$-3,361,000	4,453
Applicable income taxes	$12,897,000	285
Income before extraordinary items	$31,704,000	406
Extraordinary gains, net	$0	54
Net income	$31,704,000	411
Minority interest net income	$0	88
Net income of bank and minority interests.	$31,704,000	408
Net charge-offs	$703,000	632
Cash dividends	$20,580,000	295
Sale, conversion, retirement of capital stock, net	$593,000	250
Net operating income	$34,359,190	393
2023-09-30 (YTD Data)		Rank
Total interest income	$139,113,000	318
Total interest expense	$56,590,000	275
Net interest income	$82,523,000	345
Provision for loan and lease losses	$3,283,000	342
Total noninterest income	$4,784,000	1,027
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$1,260,000	657
Trading account gains and fees	$0	125
Additional Noninterest Income	$3,524,000	931
Total noninterest expense	$44,577,000	499
Salaries and employee benefits	$22,853,000	522
Premises and equipment expense	$7,726,000	294
Additional noninterest expense	$3,524,000	931
Pre-tax net operating income	$39,447,000	348
Securities gains (losses)	$-4,390,000	4,555
Applicable income taxes	$10,042,000	294
Income before extraordinary items	$25,015,000	406
Extraordinary gains, net	$0	52
Net income	$25,015,000	410
Minority interest net income	$0	81
Net income of bank and minority interests.	$25,015,000	406
Net charge-offs	$471,000	593
Cash dividends	$13,519,000	309
Sale, conversion, retirement of capital stock, net	$402,000	242
Net operating income	$28,483,100	376
2023-06-30 (YTD Data)		Rank
Total interest income	$89,872,000	310
Total interest expense	$33,916,000	272
Net interest income	$55,956,000	340
Provision for loan and lease losses	$960,000	522
Total noninterest income	$3,067,000	988
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$897,000	608
Trading account gains and fees	$0	112
Additional Noninterest Income	$2,170,000	908
Total noninterest expense	$29,386,000	489
Salaries and employee benefits	$15,329,000	509
Premises and equipment expense	$5,113,000	289
Additional noninterest expense	$2,170,000	907
Pre-tax net operating income	$28,677,000	327
Securities gains (losses)	$-3,896,000	4,601
Applicable income taxes	$7,083,000	284
Income before extraordinary items	$17,698,000	385
Extraordinary gains, net	$0	51
Net income	$17,698,000	394
Minority interest net income	$0	81
Net income of bank and minority interests.	$17,698,000	386
Net charge-offs	$-25,000	4,172
Cash dividends	$9,777,000	285
Sale, conversion, retirement of capital stock, net	$217,000	262
Net operating income	$20,775,840	354
2023-03-31 (YTD Data)		Rank
Total interest income	$42,470,000	326
Total interest expense	$14,279,000	284
Net interest income	$28,191,000	339
Provision for loan and lease losses	$45,000	1,736
Total noninterest income	$1,445,000	1,025
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$395,000	695
Trading account gains and fees	$0	97
Additional Noninterest Income	$1,050,000	929
Total noninterest expense	$14,373,000	506
Salaries and employee benefits	$7,618,000	526
Premises and equipment expense	$2,553,000	299
Additional noninterest expense	$1,050,000	929
Pre-tax net operating income	$15,218,000	330
Securities gains (losses)	$-3,227,000	4,631
Applicable income taxes	$3,419,000	302
Income before extraordinary items	$8,572,000	409
Extraordinary gains, net	$0	4
Net income	$8,572,000	409
Minority interest net income	$0	48
Net income of bank and minority interests.	$8,572,000	410
Net charge-offs	$-51,000	4,449
Cash dividends	$6,152,000	238
Sale, conversion, retirement of capital stock, net	$106,000	245
Net operating income	$11,121,330	344
2022-12-31 (YTD Data)		Rank
Total interest income	$132,729,000	325
Total interest expense	$15,199,000	327
Net interest income	$117,530,000	319
Provision for loan and lease losses	$-3,075,000	4,681
Total noninterest income	$6,578,000	1,002
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$1,271,000	846
Trading account gains and fees	$0	116
Additional Noninterest Income	$5,307,000	866
Total noninterest expense	$55,139,000	507
Salaries and employee benefits	$28,021,000	549
Premises and equipment expense	$10,627,000	287
Additional noninterest expense	$5,307,000	866
Pre-tax net operating income	$72,044,000	298
Securities gains (losses)	$-6,269,000	4,645
Applicable income taxes	$18,374,000	257
Income before extraordinary items	$47,401,000	337
Extraordinary gains, net	$0	5
Net income	$47,401,000	337
Minority interest net income	$0	63
Net income of bank and minority interests.	$47,401,000	337
Net charge-offs	$1,671,000	311
Cash dividends	$22,338,000	273
Sale, conversion, retirement of capital stock, net	$1,131,000	225
Net operating income	$52,353,510	311
2022-09-30 (YTD Data)		Rank
Total interest income	$93,609,000	328
Total interest expense	$7,117,000	342
Net interest income	$86,492,000	321
Provision for loan and lease losses	$-2,575,000	4,709
Total noninterest income	$5,055,000	1,004
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$951,000	853
Trading account gains and fees	$0	111
Additional Noninterest Income	$4,104,000	872
Total noninterest expense	$39,211,000	523
Salaries and employee benefits	$20,395,000	563
Premises and equipment expense	$7,976,000	287
Additional noninterest expense	$4,104,000	872
Pre-tax net operating income	$54,911,000	298
Securities gains (losses)	$-5,546,000	4,686
Applicable income taxes	$14,488,000	253
Income before extraordinary items	$34,877,000	331
Extraordinary gains, net	$0	4
Net income	$34,877,000	331
Minority interest net income	$0	57
Net income of bank and minority interests.	$34,877,000	331
Net charge-offs	$1,349,000	256
Cash dividends	$20,017,000	226
Sale, conversion, retirement of capital stock, net	$457,000	265
Net operating income	$39,258,340	314
2022-06-30 (YTD Data)		Rank
Total interest income	$58,827,000	328
Total interest expense	$4,247,000	301
Net interest income	$54,580,000	326
Provision for loan and lease losses	$-2,575,000	4,723
Total noninterest income	$3,431,000	975
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$619,000	859
Trading account gains and fees	$0	108
Additional Noninterest Income	$2,812,000	872
Total noninterest expense	$25,839,000	521
Salaries and employee benefits	$13,451,000	562
Premises and equipment expense	$5,368,000	280
Additional noninterest expense	$7,020,000	574
Pre-tax net operating income	$34,747,000	293
Securities gains (losses)	$-4,987,000	4,719
Applicable income taxes	$8,752,000	261
Income before extraordinary items	$21,008,000	351
Extraordinary gains, net	$0	4
Net income	$21,008,000	351
Minority interest net income	$0	60
Net income of bank and minority interests.	$21,008,000	351
Net charge-offs	$431,000	362
Cash dividends	$16,517,000	193
Sale, conversion, retirement of capital stock, net	$191,000	307
Net operating income	$24,947,730	313
2022-03-31 (YTD Data)		Rank
Total interest income	$28,010,000	329
Total interest expense	$2,093,000	280
Net interest income	$25,917,000	325
Provision for loan and lease losses	$-2,575,000	4,738
Total noninterest income	$1,798,000	949
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$300,000	872
Trading account gains and fees	$0	103
Additional Noninterest Income	$1,498,000	833
Total noninterest expense	$12,866,000	526
Salaries and employee benefits	$6,736,000	563
Premises and equipment expense	$2,695,000	282
Additional noninterest expense	$3,435,000	583
Pre-tax net operating income	$17,424,000	283
Securities gains (losses)	$-2,685,000	4,760
Applicable income taxes	$4,332,000	254
Income before extraordinary items	$10,407,000	346
Extraordinary gains, net	$0	4
Net income	$10,407,000	347
Minority interest net income	$0	50
Net income of bank and minority interests.	$10,407,000	347
Net charge-offs	$564,000	210
Cash dividends	$5,904,000	237
Sale, conversion, retirement of capital stock, net	$94,000	281
Net operating income	$12,528,150	302
2021-12-31 (YTD Data)		Rank
Total interest income	$113,339,000	322
Total interest expense	$12,949,000	228
Net interest income	$100,390,000	335
Provision for loan and lease losses	$3,855,000	144
Total noninterest income	$7,782,000	1,001
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$2,527,000	454
Trading account gains and fees	$0	132
Additional Noninterest Income	$5,255,000	1,036
Total noninterest expense	$53,623,000	497
Salaries and employee benefits	$26,410,000	559
Premises and equipment expense	$11,360,000	268
Additional noninterest expense	$15,853,000	524
Pre-tax net operating income	$50,694,000	383
Securities gains (losses)	$147,000	710
Applicable income taxes	$14,795,000	304
Income before extraordinary items	$36,046,000	423
Extraordinary gains, net	$0	10
Net income	$36,046,000	424
Minority interest net income	$0	74
Net income of bank and minority interests.	$36,046,000	424
Net charge-offs	$375,000	750
Cash dividends	$15,885,000	345
Sale, conversion, retirement of capital stock, net	$418,000	329
Net operating income	$35,929,870	416
2021-09-30 (YTD Data)		Rank
Total interest income	$84,770,000	325
Total interest expense	$10,310,000	226
Net interest income	$74,460,000	337
Provision for loan and lease losses	$4,840,000	77
Total noninterest income	$5,543,000	1,048
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$1,822,000	471
Trading account gains and fees	$0	132
Additional Noninterest Income	$3,721,000	1,099
Total noninterest expense	$40,007,000	498
Salaries and employee benefits	$19,568,000	571
Premises and equipment expense	$8,604,000	264
Additional noninterest expense	$11,835,000	526
Pre-tax net operating income	$35,156,000	414
Securities gains (losses)	$-4,000	4,496
Applicable income taxes	$10,312,000	324
Income before extraordinary items	$24,840,000	454
Extraordinary gains, net	$0	8
Net income	$24,840,000	452
Minority interest net income	$0	69
Net income of bank and minority interests.	$24,840,000	454
Net charge-offs	$323,000	625
Cash dividends	$11,506,000	341
Sale, conversion, retirement of capital stock, net	$336,000	291
Net operating income	$24,843,160	445
2021-06-30 (YTD Data)		Rank
Total interest income	$56,485,000	321
Total interest expense	$7,337,000	221
Net interest income	$49,148,000	338
Provision for loan and lease losses	$4,160,000	64
Total noninterest income	$4,060,000	992
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$1,174,000	467
Trading account gains and fees	$0	133
Additional Noninterest Income	$2,886,000	1,001
Total noninterest expense	$26,655,000	493
Salaries and employee benefits	$13,057,000	568
Premises and equipment expense	$5,621,000	269
Additional noninterest expense	$7,977,000	506
Pre-tax net operating income	$22,393,000	425
Securities gains (losses)	$303,000	375
Applicable income taxes	$6,690,000	331
Income before extraordinary items	$16,006,000	471
Extraordinary gains, net	$0	6
Net income	$16,006,000	467
Minority interest net income	$0	67
Net income of bank and minority interests.	$16,006,000	471
Net charge-offs	$327,000	494
Cash dividends	$6,661,000	364
Sale, conversion, retirement of capital stock, net	$252,000	249
Net operating income	$15,766,630	466
2021-03-31 (YTD Data)		Rank
Total interest income	$28,267,000	325
Total interest expense	$3,955,000	219
Net interest income	$24,312,000	339
Provision for loan and lease losses	$1,865,000	98
Total noninterest income	$1,956,000	1,022
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$540,000	492
Trading account gains and fees	$0	127
Additional Noninterest Income	$1,416,000	1,015
Total noninterest expense	$13,546,000	483
Salaries and employee benefits	$6,545,000	566
Premises and equipment expense	$2,953,000	262
Additional noninterest expense	$4,048,000	480
Pre-tax net operating income	$10,857,000	429
Securities gains (losses)	$-196,000	4,916
Applicable income taxes	$3,127,000	349
Income before extraordinary items	$7,534,000	492
Extraordinary gains, net	$0	3
Net income	$7,534,000	492
Minority interest net income	$0	55
Net income of bank and minority interests.	$7,534,000	492
Net charge-offs	$27,000	1,045
Cash dividends	$3,564,000	305
Sale, conversion, retirement of capital stock, net	$135,000	219
Net operating income	$7,688,840	475
2020-12-31 (YTD Data)		Rank
Total interest income	$114,176,000	325
Total interest expense	$30,762,000	195
Net interest income	$83,414,000	370
Provision for loan and lease losses	$9,441,000	370
Total noninterest income	$8,985,000	856
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$2,020,000	520
Trading account gains and fees	$0	133
Additional Noninterest Income	$6,965,000	817
Total noninterest expense	$53,746,000	477
Salaries and employee benefits	$25,916,000	549
Premises and equipment expense	$11,748,000	263
Additional noninterest expense	$16,082,000	492
Pre-tax net operating income	$29,212,000	437
Securities gains (losses)	$2,754,000	177
Applicable income taxes	$9,331,000	311
Income before extraordinary items	$22,635,000	480
Extraordinary gains, net	$0	4
Net income	$22,635,000	479
Minority interest net income	$0	72
Net income of bank and minority interests.	$22,635,000	480
Net charge-offs	$-464,000	4,949
Cash dividends	$17,327,000	308
Sale, conversion, retirement of capital stock, net	$1,195,000	189
Net operating income	$20,459,340	494
2020-09-30 (YTD Data)		Rank
Total interest income	$85,552,000	322
Total interest expense	$25,736,000	196
Net interest income	$59,816,000	378
Provision for loan and lease losses	$7,526,000	382
Total noninterest income	$7,151,000	803
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,499,000	517
Trading account gains and fees	$0	125
Additional Noninterest Income	$5,652,000	750
Total noninterest expense	$39,437,000	475
Salaries and employee benefits	$19,456,000	536
Premises and equipment expense	$8,725,000	263
Additional noninterest expense	$11,256,000	498
Pre-tax net operating income	$20,004,000	442
Securities gains (losses)	$1,126,000	282
Applicable income taxes	$6,237,000	323
Income before extraordinary items	$14,893,000	497
Extraordinary gains, net	$0	4
Net income	$14,893,000	496
Minority interest net income	$0	65
Net income of bank and minority interests.	$14,893,000	497
Net charge-offs	$-500,000	4,990
Cash dividends	$16,508,000	256
Sale, conversion, retirement of capital stock, net	$944,000	164
Net operating income	$14,003,460	508
2020-06-30 (YTD Data)		Rank
Total interest income	$56,832,000	325
Total interest expense	$18,725,000	201
Net interest income	$38,107,000	390
Provision for loan and lease losses	$4,800,000	408
Total noninterest income	$1,539,000	1,598
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$958,000	538
Trading account gains and fees	$0	123
Additional Noninterest Income	$581,000	2,230
Total noninterest expense	$26,215,000	465
Salaries and employee benefits	$13,071,000	523
Premises and equipment expense	$5,733,000	265
Additional noninterest expense	$7,411,000	499
Pre-tax net operating income	$8,631,000	582
Securities gains (losses)	$42,000	1,369
Applicable income taxes	$2,557,000	406
Income before extraordinary items	$6,116,000	707
Extraordinary gains, net	$0	4
Net income	$6,116,000	707
Minority interest net income	$0	65
Net income of bank and minority interests.	$6,116,000	707
Net charge-offs	$-308,000	5,012
Cash dividends	$12,342,000	245
Sale, conversion, retirement of capital stock, net	$559,000	155
Net operating income	$6,082,820	684
2020-03-31 (YTD Data)		Rank
Total interest income	$29,561,000	321
Total interest expense	$10,066,000	211
Net interest income	$19,495,000	376
Provision for loan and lease losses	$1,500,000	471
Total noninterest income	$979,000	1,306
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$523,000	584
Trading account gains and fees	$0	106
Additional Noninterest Income	$456,000	1,605
Total noninterest expense	$14,331,000	436
Salaries and employee benefits	$7,389,000	465
Premises and equipment expense	$2,824,000	271
Additional noninterest expense	$4,118,000	464
Pre-tax net operating income	$4,643,000	507
Securities gains (losses)	$-439,000	5,023
Applicable income taxes	$1,271,000	373
Income before extraordinary items	$2,933,000	667
Extraordinary gains, net	$0	4
Net income	$2,933,000	667
Minority interest net income	$0	56
Net income of bank and minority interests.	$2,933,000	667
Net charge-offs	$-300,000	5,066
Cash dividends	$5,486,000	284
Sale, conversion, retirement of capital stock, net	$491,000	119
Net operating income	$3,279,810	575
2019-12-31 (YTD Data)		Rank
Total interest income	$124,174,000	314
Total interest expense	$38,636,000	240
Net interest income	$85,538,000	350
Provision for loan and lease losses	$2,069,000	524
Total noninterest income	$4,248,000	1,247
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$2,180,000	575
Trading account gains and fees	$0	135
Additional Noninterest Income	$2,068,000	1,503
Total noninterest expense	$55,112,000	435
Salaries and employee benefits	$28,456,000	455
Premises and equipment expense	$10,606,000	274
Additional noninterest expense	$16,050,000	458
Pre-tax net operating income	$32,605,000	418
Securities gains (losses)	$463,000	380
Applicable income taxes	$9,927,000	324
Income before extraordinary items	$23,141,000	479
Extraordinary gains, net	$0	11
Net income	$23,141,000	480
Minority interest net income	$0	76
Net income of bank and minority interests.	$23,141,000	480
Net charge-offs	$694,000	853
Cash dividends	$12,033,000	419
Sale, conversion, retirement of capital stock, net	$26,756,000	29
Net operating income	$22,775,230	481
2019-09-30 (YTD Data)		Rank
Total interest income	$93,099,000	319
Total interest expense	$28,325,000	249
Net interest income	$64,774,000	352
Provision for loan and lease losses	$2,544,000	337
Total noninterest income	$3,286,000	1,217
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$1,615,000	579
Trading account gains and fees	$0	129
Additional Noninterest Income	$1,671,000	1,433
Total noninterest expense	$40,995,000	432
Salaries and employee benefits	$21,127,000	458
Premises and equipment expense	$7,881,000	278
Additional noninterest expense	$11,987,000	455
Pre-tax net operating income	$24,521,000	421
Securities gains (losses)	$524,000	304
Applicable income taxes	$7,543,000	327
Income before extraordinary items	$17,502,000	478
Extraordinary gains, net	$0	11
Net income	$17,502,000	479
Minority interest net income	$0	72
Net income of bank and minority interests.	$17,502,000	479
Net charge-offs	$212,000	1,255
Cash dividends	$9,490,000	385
Sale, conversion, retirement of capital stock, net	$12,823,000	39
Net operating income	$17,088,040	482
2019-06-30 (YTD Data)		Rank
Total interest income	$61,532,000	320
Total interest expense	$18,296,000	250
Net interest income	$43,236,000	354
Provision for loan and lease losses	$1,644,000	339
Total noninterest income	$2,359,000	1,140
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$1,027,000	601
Trading account gains and fees	$0	131
Additional Noninterest Income	$1,332,000	1,256
Total noninterest expense	$27,437,000	431
Salaries and employee benefits	$13,832,000	464
Premises and equipment expense	$5,251,000	281
Additional noninterest expense	$8,354,000	446
Pre-tax net operating income	$16,514,000	411
Securities gains (losses)	$285,000	311
Applicable income taxes	$5,046,000	327
Income before extraordinary items	$11,753,000	468
Extraordinary gains, net	$0	11
Net income	$11,753,000	468
Minority interest net income	$0	69
Net income of bank and minority interests.	$11,753,000	468
Net charge-offs	$214,000	956
Cash dividends	$6,017,000	383
Sale, conversion, retirement of capital stock, net	$12,337,000	25
Net operating income	$11,527,850	467
2019-03-31 (YTD Data)		Rank
Total interest income	$30,639,000	321
Total interest expense	$9,002,000	249
Net interest income	$21,637,000	355
Provision for loan and lease losses	$889,000	314
Total noninterest income	$1,191,000	1,097
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$475,000	644
Trading account gains and fees	$0	126
Additional Noninterest Income	$716,000	1,151
Total noninterest expense	$13,676,000	431
Salaries and employee benefits	$6,915,000	464
Premises and equipment expense	$2,615,000	284
Additional noninterest expense	$4,146,000	440
Pre-tax net operating income	$8,263,000	406
Securities gains (losses)	$291,000	161
Applicable income taxes	$2,581,000	314
Income before extraordinary items	$5,973,000	456
Extraordinary gains, net	$0	5
Net income	$5,973,000	455
Minority interest net income	$0	52
Net income of bank and minority interests.	$5,973,000	456
Net charge-offs	$244,000	535
Cash dividends	$3,510,000	339
Sale, conversion, retirement of capital stock, net	$11,950,000	18
Net operating income	$5,743,110	462
2018-12-31 (YTD Data)		Rank
Total interest income	$105,927,000	342
Total interest expense	$26,306,000	252
Net interest income	$79,621,000	366
Provision for loan and lease losses	$5,130,000	254
Total noninterest income	$7,745,000	827
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$1,694,000	741
Trading account gains and fees	$0	126
Additional Noninterest Income	$6,051,000	714
Total noninterest expense	$56,054,000	418
Salaries and employee benefits	$27,590,000	450
Premises and equipment expense	$9,565,000	296
Additional noninterest expense	$18,899,000	403
Pre-tax net operating income	$26,182,000	477
Securities gains (losses)	$-622,000	5,279
Applicable income taxes	$7,751,000	358
Income before extraordinary items	$17,809,000	566
Extraordinary gains, net	$0	6
Net income	$17,809,000	566
Minority interest net income	$0	72
Net income of bank and minority interests.	$17,809,000	565
Net charge-offs	$146,000	1,876
Cash dividends	$11,261,000	384
Sale, conversion, retirement of capital stock, net	$34,589,000	18
Net operating income	$18,300,380	556
2018-09-30 (YTD Data)		Rank
Total interest income	$75,223,000	354
Total interest expense	$17,573,000	261
Net interest income	$57,650,000	377
Provision for loan and lease losses	$4,309,000	231
Total noninterest income	$6,427,000	777
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$1,204,000	769
Trading account gains and fees	$0	138
Additional Noninterest Income	$5,223,000	659
Total noninterest expense	$42,202,000	418
Salaries and employee benefits	$20,548,000	451
Premises and equipment expense	$7,028,000	306
Additional noninterest expense	$14,626,000	386
Pre-tax net operating income	$17,566,000	523
Securities gains (losses)	$-242,000	5,338
Applicable income taxes	$5,222,000	394
Income before extraordinary items	$12,102,000	604
Extraordinary gains, net	$0	5
Net income	$12,102,000	602
Minority interest net income	$0	66
Net income of bank and minority interests.	$12,102,000	603
Net charge-offs	$180,000	1,322
Cash dividends	$8,656,000	355
Sale, conversion, retirement of capital stock, net	$34,299,000	17
Net operating income	$12,293,180	596
2018-06-30 (YTD Data)		Rank
Total interest income	$46,904,000	372
Total interest expense	$10,117,000	270
Net interest income	$36,787,000	384
Provision for loan and lease losses	$3,402,000	209
Total noninterest income	$4,808,000	706
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$777,000	787
Trading account gains and fees	$0	130
Additional Noninterest Income	$4,031,000	592
Total noninterest expense	$27,865,000	422
Salaries and employee benefits	$13,392,000	466
Premises and equipment expense	$4,538,000	316
Additional noninterest expense	$9,935,000	382
Pre-tax net operating income	$10,328,000	575
Securities gains (losses)	$-160,000	5,399
Applicable income taxes	$3,079,000	427
Income before extraordinary items	$7,089,000	678
Extraordinary gains, net	$0	6
Net income	$7,089,000	675
Minority interest net income	$0	65
Net income of bank and minority interests.	$7,089,000	677
Net charge-offs	$137,000	1,126
Cash dividends	$5,046,000	387
Sale, conversion, retirement of capital stock, net	$547,000	179
Net operating income	$7,215,400	657
2018-03-31 (YTD Data)		Rank
Total interest income	$21,089,000	390
Total interest expense	$4,457,000	289
Net interest income	$16,632,000	412
Provision for loan and lease losses	$1,342,000	230
Total noninterest income	$3,369,000	550
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$364,000	835
Trading account gains and fees	$0	123
Additional Noninterest Income	$3,005,000	437
Total noninterest expense	$11,983,000	475
Salaries and employee benefits	$6,267,000	490
Premises and equipment expense	$2,062,000	346
Additional noninterest expense	$3,654,000	477
Pre-tax net operating income	$6,676,000	462
Securities gains (losses)	$-128,000	5,496
Applicable income taxes	$1,855,000	367
Income before extraordinary items	$4,693,000	523
Extraordinary gains, net	$0	7
Net income	$4,693,000	523
Minority interest net income	$0	52
Net income of bank and minority interests.	$4,693,000	523
Net charge-offs	$380,000	367
Cash dividends	$2,416,000	370
Sale, conversion, retirement of capital stock, net	$281,000	166
Net operating income	$4,794,120	513
2017-12-31 (YTD Data)		Rank
Total interest income	$78,076,000	393
Total interest expense	$15,531,000	266
Net interest income	$62,545,000	416
Provision for loan and lease losses	$2,110,000	497
Total noninterest income	$7,024,000	879
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$1,379,000	893
Trading account gains and fees	$0	151
Additional Noninterest Income	$5,645,000	754
Total noninterest expense	$46,973,000	469
Salaries and employee benefits	$23,706,000	507
Premises and equipment expense	$8,274,000	341
Additional noninterest expense	$14,993,000	459
Pre-tax net operating income	$20,486,000	542
Securities gains (losses)	$97,000	635
Applicable income taxes	$10,357,000	396
Income before extraordinary items	$10,226,000	739
Extraordinary gains, net	$0	9
Net income	$10,226,000	738
Minority interest net income	$0	76
Net income of bank and minority interests.	$10,226,000	739
Net charge-offs	$1,944,000	410
Cash dividends	$7,394,000	479
Sale, conversion, retirement of capital stock, net	$41,590,000	16
Net operating income	$10,163,920	735
2017-09-30 (YTD Data)		Rank
Total interest income	$57,419,000	398
Total interest expense	$11,574,000	254
Net interest income	$45,845,000	422
Provision for loan and lease losses	$1,785,000	447
Total noninterest income	$5,496,000	869
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$1,019,000	907
Trading account gains and fees	$0	145
Additional Noninterest Income	$4,477,000	743
Total noninterest expense	$34,990,000	477
Salaries and employee benefits	$17,893,000	507
Premises and equipment expense	$6,185,000	343
Additional noninterest expense	$10,912,000	474
Pre-tax net operating income	$14,566,000	571
Securities gains (losses)	$97,000	604
Applicable income taxes	$5,857,000	440
Income before extraordinary items	$8,806,000	709
Extraordinary gains, net	$0	9
Net income	$8,806,000	709
Minority interest net income	$0	71
Net income of bank and minority interests.	$8,806,000	709
Net charge-offs	$545,000	759
Cash dividends	$5,574,000	460
Sale, conversion, retirement of capital stock, net	$41,369,000	14
Net operating income	$8,743,920	695
2017-06-30 (YTD Data)		Rank
Total interest income	$37,850,000	402
Total interest expense	$7,780,000	247
Net interest income	$30,070,000	426
Provision for loan and lease losses	$1,274,000	412
Total noninterest income	$4,088,000	800
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$694,000	874
Trading account gains and fees	$0	139
Additional Noninterest Income	$3,394,000	680
Total noninterest expense	$23,696,000	480
Salaries and employee benefits	$11,967,000	503
Premises and equipment expense	$4,147,000	344
Additional noninterest expense	$7,582,000	461
Pre-tax net operating income	$9,188,000	586
Securities gains (losses)	$0	1,906
Applicable income taxes	$3,650,000	455
Income before extraordinary items	$5,538,000	727
Extraordinary gains, net	$0	11
Net income	$5,538,000	727
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,538,000	727
Net charge-offs	$519,000	546
Cash dividends	$3,714,000	459
Sale, conversion, retirement of capital stock, net	$-1,660,000	5,776
Net operating income	$5,538,000	707
2017-03-31 (YTD Data)		Rank
Total interest income	$18,612,000	400
Total interest expense	$3,814,000	241
Net interest income	$14,798,000	431
Provision for loan and lease losses	$498,000	468
Total noninterest income	$2,200,000	750
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$356,000	855
Trading account gains and fees	$0	142
Additional Noninterest Income	$1,844,000	631
Total noninterest expense	$11,558,000	489
Salaries and employee benefits	$6,090,000	503
Premises and equipment expense	$2,159,000	330
Additional noninterest expense	$3,309,000	519
Pre-tax net operating income	$4,942,000	533
Securities gains (losses)	$0	1,153
Applicable income taxes	$1,973,000	425
Income before extraordinary items	$2,969,000	669
Extraordinary gains, net	$0	8
Net income	$2,969,000	669
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,969,000	669
Net charge-offs	$181,000	641
Cash dividends	$1,857,000	437
Sale, conversion, retirement of capital stock, net	$-6,453,000	5,852
Net operating income	$2,969,000	657
2016-12-31 (YTD Data)		Rank
Total interest income	$71,909,000	396
Total interest expense	$16,158,000	217
Net interest income	$55,751,000	434
Provision for loan and lease losses	$27,000	3,934
Total noninterest income	$5,614,000	1,057
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$1,107,000	1,103
Trading account gains and fees	$0	170
Additional Noninterest Income	$4,507,000	912
Total noninterest expense	$47,764,000	466
Salaries and employee benefits	$25,277,000	480
Premises and equipment expense	$8,168,000	340
Additional noninterest expense	$14,319,000	492
Pre-tax net operating income	$13,574,000	701
Securities gains (losses)	$0	3,212
Applicable income taxes	$5,365,000	530
Income before extraordinary items	$8,209,000	907
Extraordinary gains, net	$0	5
Net income	$8,209,000	906
Minority interest net income	$0	82
Net income of bank and minority interests.	$8,209,000	906
Net charge-offs	$860,000	742
Cash dividends	$6,627,000	528
Sale, conversion, retirement of capital stock, net	$-1,584,000	5,880
Net operating income	$8,209,000	879
2016-09-30 (YTD Data)		Rank
Total interest income	$53,608,000	396
Total interest expense	$12,484,000	207
Net interest income	$41,124,000	441
Provision for loan and lease losses	$-75,000	5,710
Total noninterest income	$4,359,000	1,027
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$801,000	1,137
Trading account gains and fees	$0	169
Additional Noninterest Income	$3,558,000	863
Total noninterest expense	$36,155,000	466
Salaries and employee benefits	$18,930,000	480
Premises and equipment expense	$6,107,000	337
Additional noninterest expense	$11,118,000	469
Pre-tax net operating income	$9,403,000	752
Securities gains (losses)	$0	3,160
Applicable income taxes	$3,724,000	561
Income before extraordinary items	$5,679,000	991
Extraordinary gains, net	$0	5
Net income	$5,679,000	991
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,679,000	991
Net charge-offs	$377,000	976
Cash dividends	$6,393,000	413
Sale, conversion, retirement of capital stock, net	$-1,626,000	5,950
Net operating income	$5,679,000	960
2016-06-30 (YTD Data)		Rank
Total interest income	$35,701,000	397
Total interest expense	$8,386,000	208
Net interest income	$27,315,000	445
Provision for loan and lease losses	$226,000	1,510
Total noninterest income	$2,999,000	992
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$491,000	1,210
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,508,000	824
Total noninterest expense	$23,855,000	471
Salaries and employee benefits	$12,184,000	490
Premises and equipment expense	$3,915,000	354
Additional noninterest expense	$7,756,000	452
Pre-tax net operating income	$6,233,000	741
Securities gains (losses)	$0	2,835
Applicable income taxes	$2,524,000	548
Income before extraordinary items	$3,709,000	991
Extraordinary gains, net	$0	16
Net income	$3,709,000	990
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,709,000	990
Net charge-offs	$-70,000	5,603
Cash dividends	$4,304,000	412
Sale, conversion, retirement of capital stock, net	$-1,659,000	6,032
Net operating income	$3,709,000	962
2016-03-31 (YTD Data)		Rank
Total interest income	$18,280,000	389
Total interest expense	$4,101,000	211
Net interest income	$14,179,000	427
Provision for loan and lease losses	$189,000	1,009
Total noninterest income	$1,215,000	1,132
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$229,000	1,271
Trading account gains and fees	$0	142
Additional Noninterest Income	$986,000	943
Total noninterest expense	$11,716,000	477
Salaries and employee benefits	$6,024,000	494
Premises and equipment expense	$1,872,000	367
Additional noninterest expense	$3,820,000	449
Pre-tax net operating income	$3,489,000	665
Securities gains (losses)	$0	2,077
Applicable income taxes	$1,411,000	497
Income before extraordinary items	$2,078,000	855
Extraordinary gains, net	$0	12
Net income	$2,078,000	856
Minority interest net income	$0	62
Net income of bank and minority interests.	$2,078,000	856
Net charge-offs	$63,000	1,295
Cash dividends	$2,153,000	403
Sale, conversion, retirement of capital stock, net	$-1,692,000	6,104
Net operating income	$2,078,000	833
2015-12-31 (YTD Data)		Rank
Total interest income	$68,234,000	391
Total interest expense	$13,748,000	225
Net interest income	$54,486,000	427
Provision for loan and lease losses	$2,280,000	406
Total noninterest income	$6,225,000	967
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$1,110,000	1,114
Trading account gains and fees	$0	159
Additional Noninterest Income	$5,115,000	808
Total noninterest expense	$46,276,000	471
Salaries and employee benefits	$23,068,000	495
Premises and equipment expense	$7,635,000	358
Additional noninterest expense	$15,573,000	449
Pre-tax net operating income	$12,155,000	739
Securities gains (losses)	$0	3,216
Applicable income taxes	$4,920,000	526
Income before extraordinary items	$7,235,000	977
Extraordinary gains, net	$0	23
Net income	$7,235,000	977
Minority interest net income	$0	81
Net income of bank and minority interests.	$7,235,000	977
Net charge-offs	$389,000	1,384
Cash dividends	$4,793,000	693
Sale, conversion, retirement of capital stock, net	$29,525,000	20
Net operating income	$7,235,000	960
2015-09-30 (YTD Data)		Rank
Total interest income	$50,413,000	397
Total interest expense	$9,852,000	226
Net interest income	$40,561,000	430
Provision for loan and lease losses	$1,920,000	342
Total noninterest income	$4,171,000	1,058
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$830,000	1,127
Trading account gains and fees	$0	153
Additional Noninterest Income	$3,341,000	886
Total noninterest expense	$32,541,000	499
Salaries and employee benefits	$16,782,000	516
Premises and equipment expense	$5,682,000	371
Additional noninterest expense	$10,077,000	513
Pre-tax net operating income	$10,271,000	679
Securities gains (losses)	$0	3,031
Applicable income taxes	$4,102,000	514
Income before extraordinary items	$6,169,000	877
Extraordinary gains, net	$0	21
Net income	$6,169,000	876
Minority interest net income	$0	78
Net income of bank and minority interests.	$6,169,000	877
Net charge-offs	$381,000	1,048
Cash dividends	$3,205,000	675
Sale, conversion, retirement of capital stock, net	$3,588,000	71
Net operating income	$6,169,000	848
2015-06-30 (YTD Data)		Rank
Total interest income	$32,984,000	402
Total interest expense	$6,210,000	234
Net interest income	$26,774,000	429
Provision for loan and lease losses	$1,850,000	254
Total noninterest income	$2,469,000	1,150
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$553,000	1,109
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,916,000	1,000
Total noninterest expense	$20,942,000	512
Salaries and employee benefits	$10,841,000	525
Premises and equipment expense	$3,733,000	378
Additional noninterest expense	$6,368,000	541
Pre-tax net operating income	$6,451,000	719
Securities gains (losses)	$0	2,636
Applicable income taxes	$2,612,000	536
Income before extraordinary items	$3,839,000	926
Extraordinary gains, net	$0	22
Net income	$3,839,000	926
Minority interest net income	$0	75
Net income of bank and minority interests.	$3,839,000	926
Net charge-offs	$289,000	932
Cash dividends	$1,708,000	812
Sale, conversion, retirement of capital stock, net	$2,383,000	82
Net operating income	$3,839,000	896
2015-03-31 (YTD Data)		Rank
Total interest income	$15,722,000	415
Total interest expense	$2,900,000	242
Net interest income	$12,822,000	440
Provision for loan and lease losses	$720,000	294
Total noninterest income	$974,000	1,320
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$268,000	1,128
Trading account gains and fees	$0	152
Additional Noninterest Income	$706,000	1,190
Total noninterest expense	$9,930,000	536
Salaries and employee benefits	$5,225,000	548
Premises and equipment expense	$1,791,000	395
Additional noninterest expense	$2,914,000	574
Pre-tax net operating income	$3,146,000	715
Securities gains (losses)	$0	2,027
Applicable income taxes	$1,263,000	530
Income before extraordinary items	$1,883,000	912
Extraordinary gains, net	$0	13
Net income	$1,883,000	913
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,883,000	912
Net charge-offs	$143,000	898
Cash dividends	$40,000	2,645
Sale, conversion, retirement of capital stock, net	$18,000	487
Net operating income	$1,883,000	879
2014-12-31 (YTD Data)		Rank
Total interest income	$61,152,000	419
Total interest expense	$10,190,000	279
Net interest income	$50,962,000	439
Provision for loan and lease losses	$2,800,000	355
Total noninterest income	$-627,000	6,484
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$1,131,000	1,167
Trading account gains and fees	$0	180
Additional Noninterest Income	$-1,758,000	6,498
Total noninterest expense	$38,004,000	545
Salaries and employee benefits	$20,145,000	536
Premises and equipment expense	$5,708,000	455
Additional noninterest expense	$12,151,000	559
Pre-tax net operating income	$9,531,000	867
Securities gains (losses)	$3,511,000	72
Applicable income taxes	$5,186,000	485
Income before extraordinary items	$7,856,000	844
Extraordinary gains, net	$0	17
Net income	$7,856,000	844
Minority interest net income	$0	84
Net income of bank and minority interests.	$7,856,000	843
Net charge-offs	$991,000	902
Cash dividends	$6,402,000	490
Sale, conversion, retirement of capital stock, net	$825,000	238
Net operating income	$5,608,960	1,148
2014-09-30 (YTD Data)		Rank
Total interest income	$45,752,000	421
Total interest expense	$7,565,000	278
Net interest income	$38,187,000	439
Provision for loan and lease losses	$2,100,000	334
Total noninterest income	$-1,766,000	6,581
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$850,000	1,173
Trading account gains and fees	$0	174
Additional Noninterest Income	$-2,616,000	6,585
Total noninterest expense	$27,651,000	559
Salaries and employee benefits	$14,777,000	551
Premises and equipment expense	$4,154,000	466
Additional noninterest expense	$8,720,000	578
Pre-tax net operating income	$6,670,000	949
Securities gains (losses)	$3,511,000	62
Applicable income taxes	$4,045,000	469
Income before extraordinary items	$6,136,000	816
Extraordinary gains, net	$0	15
Net income	$6,136,000	815
Minority interest net income	$0	81
Net income of bank and minority interests.	$6,136,000	815
Net charge-offs	$1,049,000	648
Cash dividends	$4,933,000	459
Sale, conversion, retirement of capital stock, net	$811,000	174
Net operating income	$3,888,960	1,233
2014-06-30 (YTD Data)		Rank
Total interest income	$29,834,000	427
Total interest expense	$5,038,000	279
Net interest income	$24,796,000	445
Provision for loan and lease losses	$1,450,000	336
Total noninterest income	$1,550,000	1,525
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$557,000	1,167
Trading account gains and fees	$0	172
Additional Noninterest Income	$993,000	1,454
Total noninterest expense	$17,765,000	570
Salaries and employee benefits	$9,503,000	569
Premises and equipment expense	$2,661,000	482
Additional noninterest expense	$5,601,000	588
Pre-tax net operating income	$7,131,000	595
Securities gains (losses)	$1,262,000	99
Applicable income taxes	$3,385,000	402
Income before extraordinary items	$5,008,000	654
Extraordinary gains, net	$0	20
Net income	$5,008,000	652
Minority interest net income	$0	80
Net income of bank and minority interests.	$5,008,000	654
Net charge-offs	$840,000	576
Cash dividends	$3,232,000	447
Sale, conversion, retirement of capital stock, net	$797,000	120
Net operating income	$4,200,320	754
2014-03-31 (YTD Data)		Rank
Total interest income	$14,831,000	424
Total interest expense	$2,528,000	282
Net interest income	$12,303,000	444
Provision for loan and lease losses	$1,000,000	254
Total noninterest income	$1,046,000	1,206
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$271,000	1,184
Trading account gains and fees	$0	147
Additional Noninterest Income	$775,000	1,036
Total noninterest expense	$8,429,000	610
Salaries and employee benefits	$4,461,000	618
Premises and equipment expense	$1,322,000	491
Additional noninterest expense	$2,646,000	619
Pre-tax net operating income	$3,920,000	533
Securities gains (losses)	$0	1,715
Applicable income taxes	$1,611,000	402
Income before extraordinary items	$2,309,000	677
Extraordinary gains, net	$0	16
Net income	$2,309,000	677
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,309,000	679
Net charge-offs	$696,000	389
Cash dividends	$1,470,000	441
Sale, conversion, retirement of capital stock, net	$770,000	80
Net operating income	$2,309,000	668
2013-12-31 (YTD Data)		Rank
Total interest income	$57,958,000	432
Total interest expense	$10,461,000	301
Net interest income	$47,497,000	454
Provision for loan and lease losses	$2,750,000	470
Total noninterest income	$2,530,000	1,831
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$1,138,000	1,195
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,392,000	1,947
Total noninterest expense	$31,257,000	667
Salaries and employee benefits	$15,691,000	699
Premises and equipment expense	$4,907,000	503
Additional noninterest expense	$10,659,000	655
Pre-tax net operating income	$16,020,000	515
Securities gains (losses)	$378,000	576
Applicable income taxes	$6,644,000	380
Income before extraordinary items	$9,754,000	657
Extraordinary gains, net	$0	29
Net income	$9,754,000	659
Minority interest net income	$0	90
Net income of bank and minority interests.	$9,754,000	658
Net charge-offs	$771,000	1,533
Cash dividends	$6,477,000	459
Sale, conversion, retirement of capital stock, net	$4,047,000	100
Net operating income	$9,512,080	648
2013-09-30 (YTD Data)		Rank
Total interest income	$42,963,000	435
Total interest expense	$7,852,000	307
Net interest income	$35,111,000	462
Provision for loan and lease losses	$2,250,000	436
Total noninterest income	$1,787,000	1,951
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$837,000	1,227
Trading account gains and fees	$0	180
Additional Noninterest Income	$950,000	2,116
Total noninterest expense	$22,758,000	682
Salaries and employee benefits	$11,210,000	731
Premises and equipment expense	$3,640,000	507
Additional noninterest expense	$7,908,000	654
Pre-tax net operating income	$11,890,000	525
Securities gains (losses)	$378,000	531
Applicable income taxes	$4,896,000	400
Income before extraordinary items	$7,372,000	664
Extraordinary gains, net	$0	25
Net income	$7,372,000	665
Minority interest net income	$0	84
Net income of bank and minority interests.	$7,372,000	666
Net charge-offs	$732,000	1,255
Cash dividends	$4,977,000	417
Sale, conversion, retirement of capital stock, net	$53,000	558
Net operating income	$7,130,080	658
2013-06-30 (YTD Data)		Rank
Total interest income	$28,604,000	439
Total interest expense	$5,233,000	315
Net interest income	$23,371,000	461
Provision for loan and lease losses	$1,800,000	403
Total noninterest income	$1,206,000	1,966
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$537,000	1,250
Trading account gains and fees	$0	157
Additional Noninterest Income	$669,000	2,084
Total noninterest expense	$14,594,000	703
Salaries and employee benefits	$7,186,000	758
Premises and equipment expense	$2,271,000	544
Additional noninterest expense	$5,137,000	672
Pre-tax net operating income	$8,183,000	514
Securities gains (losses)	$360,000	488
Applicable income taxes	$3,447,000	374
Income before extraordinary items	$5,096,000	652
Extraordinary gains, net	$0	22
Net income	$5,096,000	654
Minority interest net income	$0	82
Net income of bank and minority interests.	$5,096,000	654
Net charge-offs	$490,000	1,270
Cash dividends	$3,247,000	421
Sale, conversion, retirement of capital stock, net	$16,000	656
Net operating income	$4,865,600	636
2013-03-31 (YTD Data)		Rank
Total interest income	$14,222,000	444
Total interest expense	$2,630,000	321
Net interest income	$11,592,000	468
Provision for loan and lease losses	$1,200,000	326
Total noninterest income	$538,000	2,116
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$257,000	1,302
Trading account gains and fees	$0	148
Additional Noninterest Income	$281,000	2,313
Total noninterest expense	$6,950,000	736
Salaries and employee benefits	$3,466,000	790
Premises and equipment expense	$1,058,000	594
Additional noninterest expense	$2,426,000	710
Pre-tax net operating income	$3,980,000	523
Securities gains (losses)	$224,000	417
Applicable income taxes	$1,724,000	381
Income before extraordinary items	$2,480,000	657
Extraordinary gains, net	$0	10
Net income	$2,480,000	655
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,480,000	658
Net charge-offs	$219,000	1,286
Cash dividends	$1,366,000	421
Sale, conversion, retirement of capital stock, net	$16,000	500
Net operating income	$2,336,640	651
2012-12-31 (YTD Data)		Rank
Total interest income	$54,368,000	482
Total interest expense	$11,820,000	339
Net interest income	$42,548,000	515
Provision for loan and lease losses	$4,900,000	516
Total noninterest income	$-8,947,000	7,074
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$713,000	1,869
Trading account gains and fees	$0	166
Additional Noninterest Income	$-9,660,000	7,082
Total noninterest expense	$33,202,000	632
Salaries and employee benefits	$15,017,000	694
Premises and equipment expense	$4,665,000	513
Additional noninterest expense	$13,520,000	549
Pre-tax net operating income	$-4,501,000	6,946
Securities gains (losses)	$350,000	1,226
Applicable income taxes	$-2,198,000	7,012
Income before extraordinary items	$-1,953,000	6,832
Extraordinary gains, net	$0	29
Net income	$-1,953,000	6,829
Minority interest net income	$0	93
Net income of bank and minority interests.	$-1,953,000	6,830
Net charge-offs	$-37,000	6,803
Cash dividends	$15,745,000	227
Sale, conversion, retirement of capital stock, net	$8,594,000	46
Net operating income	$-2,177,000	6,832
2012-09-30 (YTD Data)		Rank
Total interest income	$40,624,000	487
Total interest expense	$9,083,000	348
Net interest income	$31,541,000	528
Provision for loan and lease losses	$3,400,000	564
Total noninterest income	$-9,088,000	7,176
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$547,000	1,850
Trading account gains and fees	$0	157
Additional Noninterest Income	$-9,635,000	7,184
Total noninterest expense	$24,907,000	626
Salaries and employee benefits	$11,603,000	673
Premises and equipment expense	$3,461,000	525
Additional noninterest expense	$9,843,000	560
Pre-tax net operating income	$-5,854,000	7,102
Securities gains (losses)	$224,000	1,343
Applicable income taxes	$-2,592,000	7,133
Income before extraordinary items	$-3,038,000	7,050
Extraordinary gains, net	$0	20
Net income	$-3,038,000	7,049
Minority interest net income	$0	86
Net income of bank and minority interests.	$-3,038,000	7,049
Net charge-offs	$1,735,000	1,008
Cash dividends	$13,900,000	170
Sale, conversion, retirement of capital stock, net	$20,000	764
Net operating income	$-3,181,360	7,044
2012-06-30 (YTD Data)		Rank
Total interest income	$27,339,000	486
Total interest expense	$6,262,000	352
Net interest income	$21,077,000	531
Provision for loan and lease losses	$1,800,000	692
Total noninterest income	$-5,792,000	7,241
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$367,000	1,842
Trading account gains and fees	$0	153
Additional Noninterest Income	$-6,159,000	7,246
Total noninterest expense	$16,264,000	640
Salaries and employee benefits	$7,823,000	662
Premises and equipment expense	$2,369,000	508
Additional noninterest expense	$6,072,000	595
Pre-tax net operating income	$-2,779,000	7,134
Securities gains (losses)	$193,000	1,122
Applicable income taxes	$-879,000	7,164
Income before extraordinary items	$-1,707,000	7,088
Extraordinary gains, net	$0	19
Net income	$-1,707,000	7,087
Minority interest net income	$0	84
Net income of bank and minority interests.	$-1,707,000	7,088
Net charge-offs	$751,000	1,377
Cash dividends	$10,075,000	148
Sale, conversion, retirement of capital stock, net	$5,000	848
Net operating income	$-1,834,380	7,082
2012-03-31 (YTD Data)		Rank
Total interest income	$13,718,000	490
Total interest expense	$3,220,000	352
Net interest income	$10,498,000	530
Provision for loan and lease losses	$600,000	917
Total noninterest income	$836,000	1,484
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$184,000	1,821
Trading account gains and fees	$0	148
Additional Noninterest Income	$652,000	1,243
Total noninterest expense	$8,226,000	621
Salaries and employee benefits	$3,933,000	665
Premises and equipment expense	$1,235,000	485
Additional noninterest expense	$3,058,000	576
Pre-tax net operating income	$2,508,000	735
Securities gains (losses)	$128,000	802
Applicable income taxes	$1,009,000	503
Income before extraordinary items	$1,627,000	918
Extraordinary gains, net	$0	19
Net income	$1,627,000	919
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,627,000	919
Net charge-offs	$-147,000	7,209
Cash dividends	$3,175,000	178
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,545,080	902
2011-12-31 (YTD Data)		Rank
Total interest income	$52,788,000	516
Total interest expense	$13,177,000	423
Net interest income	$39,611,000	553
Provision for loan and lease losses	$4,100,000	927
Total noninterest income	$2,184,000	1,882
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$620,000	2,188
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,564,000	1,599
Total noninterest expense	$28,188,000	705
Salaries and employee benefits	$12,680,000	776
Premises and equipment expense	$3,918,000	634
Additional noninterest expense	$11,590,000	630
Pre-tax net operating income	$9,507,000	651
Securities gains (losses)	$18,000	3,129
Applicable income taxes	$3,275,000	548
Income before extraordinary items	$6,250,000	786
Extraordinary gains, net	$0	29
Net income	$6,250,000	784
Minority interest net income	$0	96
Net income of bank and minority interests.	$6,250,000	786
Net charge-offs	$3,165,000	1,153
Cash dividends	$9,610,000	249
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$6,238,120	765
2011-09-30 (YTD Data)		Rank
Total interest income	$39,014,000	529
Total interest expense	$9,997,000	442
Net interest income	$29,017,000	560
Provision for loan and lease losses	$1,600,000	1,443
Total noninterest income	$1,223,000	2,297
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$450,000	2,258
Trading account gains and fees	$0	145
Additional Noninterest Income	$773,000	2,088
Total noninterest expense	$20,065,000	725
Salaries and employee benefits	$9,135,000	817
Premises and equipment expense	$2,859,000	662
Additional noninterest expense	$8,071,000	661
Pre-tax net operating income	$8,575,000	569
Securities gains (losses)	$18,000	2,857
Applicable income taxes	$3,422,000	440
Income before extraordinary items	$5,171,000	752
Extraordinary gains, net	$0	21
Net income	$5,171,000	751
Minority interest net income	$0	87
Net income of bank and minority interests.	$5,171,000	752
Net charge-offs	$1,627,000	1,416
Cash dividends	$5,260,000	280
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$5,159,480	728
2011-06-30 (YTD Data)		Rank
Total interest income	$26,413,000	530
Total interest expense	$6,691,000	461
Net interest income	$19,722,000	559
Provision for loan and lease losses	$800,000	1,713
Total noninterest income	$872,000	2,196
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$281,000	2,340
Trading account gains and fees	$0	153
Additional Noninterest Income	$591,000	1,889
Total noninterest expense	$13,285,000	748
Salaries and employee benefits	$5,907,000	848
Premises and equipment expense	$1,901,000	665
Additional noninterest expense	$5,477,000	664
Pre-tax net operating income	$6,509,000	506
Securities gains (losses)	$18,000	2,133
Applicable income taxes	$2,583,000	388
Income before extraordinary items	$3,944,000	660
Extraordinary gains, net	$0	15
Net income	$3,944,000	658
Minority interest net income	$0	89
Net income of bank and minority interests.	$3,944,000	660
Net charge-offs	$762,000	1,725
Cash dividends	$3,535,000	264
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$3,932,480	641
2011-03-31 (YTD Data)		Rank
Total interest income	$13,109,000	533
Total interest expense	$3,352,000	481
Net interest income	$9,757,000	563
Provision for loan and lease losses	$350,000	1,781
Total noninterest income	$423,000	2,261
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$128,000	2,490
Trading account gains and fees	$0	158
Additional Noninterest Income	$295,000	1,938
Total noninterest expense	$6,645,000	754
Salaries and employee benefits	$3,007,000	849
Premises and equipment expense	$981,000	666
Additional noninterest expense	$2,657,000	683
Pre-tax net operating income	$3,185,000	525
Securities gains (losses)	$0	1,772
Applicable income taxes	$1,233,000	396
Income before extraordinary items	$1,952,000	672
Extraordinary gains, net	$0	9
Net income	$1,952,000	669
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,952,000	672
Net charge-offs	$-377,000	7,544
Cash dividends	$1,215,000	319
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$1,952,000	659
2010-12-31 (YTD Data)		Rank
Total interest income	$40,302,000	754
Total interest expense	$13,546,000	589
Net interest income	$26,756,000	821
Provision for loan and lease losses	$2,450,000	1,824
Total noninterest income	$13,778,000	506
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$579,000	2,355
Trading account gains and fees	$0	175
Additional Noninterest Income	$13,199,000	374
Total noninterest expense	$21,875,000	917
Salaries and employee benefits	$10,785,000	907
Premises and equipment expense	$2,500,000	1,040
Additional noninterest expense	$8,590,000	861
Pre-tax net operating income	$16,209,000	369
Securities gains (losses)	$0	3,793
Applicable income taxes	$1,384,000	956
Income before extraordinary items	$14,825,000	317
Extraordinary gains, net	$0	29
Net income	$14,825,000	316
Minority interest net income	$0	111
Net income of bank and minority interests.	$14,825,000	318
Net charge-offs	$1,224,000	2,419
Cash dividends	$5,334,000	313
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$14,825,000	306
2010-09-30 (YTD Data)		Rank
Total interest income	$28,204,000	812
Total interest expense	$10,561,000	586
Net interest income	$17,643,000	942
Provision for loan and lease losses	$1,550,000	1,931
Total noninterest income	$10,281,000	501
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$433,000	2,429
Trading account gains and fees	$0	165
Additional Noninterest Income	$9,848,000	365
Total noninterest expense	$15,003,000	982
Salaries and employee benefits	$6,396,000	1,153
Premises and equipment expense	$1,643,000	1,194
Additional noninterest expense	$6,964,000	783
Pre-tax net operating income	$11,371,000	384
Securities gains (losses)	$0	3,651
Applicable income taxes	$925,000	1,063
Income before extraordinary items	$10,446,000	339
Extraordinary gains, net	$0	23
Net income	$10,446,000	340
Minority interest net income	$0	110
Net income of bank and minority interests.	$10,446,000	340
Net charge-offs	$1,066,000	2,118
Cash dividends	$2,617,000	416
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$10,446,000	323
2010-06-30 (YTD Data)		Rank
Total interest income	$15,767,000	993
Total interest expense	$6,186,000	692
Net interest income	$9,581,000	1,184
Provision for loan and lease losses	$750,000	2,275
Total noninterest income	$442,000	3,457
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$85,000	4,770
Trading account gains and fees	$0	152
Additional Noninterest Income	$357,000	2,577
Total noninterest expense	$6,434,000	1,533
Salaries and employee benefits	$2,770,000	1,772
Premises and equipment expense	$747,000	1,754
Additional noninterest expense	$2,917,000	1,220
Pre-tax net operating income	$2,839,000	957
Securities gains (losses)	$0	3,184
Applicable income taxes	$1,158,000	636
Income before extraordinary items	$1,681,000	1,317
Extraordinary gains, net	$0	19
Net income	$1,681,000	1,318
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,681,000	1,318
Net charge-offs	$993,000	1,733
Cash dividends	$1,400,000	493
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,681,000	1,269
2010-03-31 (YTD Data)		Rank
Total interest income	$8,019,000	1,002
Total interest expense	$3,189,000	711
Net interest income	$4,830,000	1,175
Provision for loan and lease losses	$450,000	1,922
Total noninterest income	$183,000	3,852
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$41,000	4,830
Trading account gains and fees	$0	175
Additional Noninterest Income	$142,000	2,939
Total noninterest expense	$3,271,000	1,540
Salaries and employee benefits	$1,367,000	1,829
Premises and equipment expense	$386,000	1,752
Additional noninterest expense	$1,518,000	1,167
Pre-tax net operating income	$1,292,000	1,026
Securities gains (losses)	$0	2,284
Applicable income taxes	$467,000	747
Income before extraordinary items	$825,000	1,333
Extraordinary gains, net	$0	16
Net income	$825,000	1,336
Minority interest net income	$0	91
Net income of bank and minority interests.	$825,000	1,335
Net charge-offs	$880,000	1,135
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$825,000	1,291
2009-12-31 (YTD Data)		Rank
Total interest income	$34,565,000	977
Total interest expense	$14,848,000	781
Net interest income	$19,717,000	1,113
Provision for loan and lease losses	$1,550,000	2,840
Total noninterest income	$744,000	3,924
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$187,000	4,761
Trading account gains and fees	$0	211
Additional Noninterest Income	$557,000	3,027
Total noninterest expense	$12,395,000	1,644
Salaries and employee benefits	$5,403,000	1,836
Premises and equipment expense	$1,512,000	1,798
Additional noninterest expense	$5,480,000	1,362
Pre-tax net operating income	$6,516,000	656
Securities gains (losses)	$0	3,754
Applicable income taxes	$2,639,000	449
Income before extraordinary items	$3,877,000	891
Extraordinary gains, net	$0	34
Net income	$3,877,000	890
Minority interest net income	$0	115
Net income of bank and minority interests.	$3,877,000	890
Net charge-offs	$1,589,000	2,307
Cash dividends	$2,547,000	705
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$3,877,000	882
2009-09-30 (YTD Data)		Rank
Total interest income	$25,943,000	998
Total interest expense	$11,432,000	805
Net interest income	$14,511,000	1,138
Provision for loan and lease losses	$950,000	2,859
Total noninterest income	$533,000	4,110
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$138,000	4,832
Trading account gains and fees	$0	212
Additional Noninterest Income	$395,000	3,208
Total noninterest expense	$8,596,000	1,759
Salaries and employee benefits	$4,067,000	1,840
Premises and equipment expense	$1,127,000	1,819
Additional noninterest expense	$3,402,000	1,593
Pre-tax net operating income	$5,498,000	623
Securities gains (losses)	$0	3,497
Applicable income taxes	$2,033,000	462
Income before extraordinary items	$3,465,000	782
Extraordinary gains, net	$0	27
Net income	$3,465,000	781
Minority interest net income	$0	118
Net income of bank and minority interests.	$3,465,000	783
Net charge-offs	$1,585,000	1,716
Cash dividends	$1,923,000	669
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$3,465,000	774
2009-06-30 (YTD Data)		Rank
Total interest income	$17,167,000	1,021
Total interest expense	$7,771,000	834
Net interest income	$9,396,000	1,179
Provision for loan and lease losses	$650,000	2,587
Total noninterest income	$367,000	3,997
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$94,000	4,771
Trading account gains and fees	$0	193
Additional Noninterest Income	$273,000	3,150
Total noninterest expense	$5,618,000	1,823
Salaries and employee benefits	$2,629,000	1,930
Premises and equipment expense	$743,000	1,861
Additional noninterest expense	$2,246,000	1,623
Pre-tax net operating income	$3,495,000	658
Securities gains (losses)	$0	3,136
Applicable income taxes	$1,291,000	481
Income before extraordinary items	$2,204,000	858
Extraordinary gains, net	$0	21
Net income	$2,204,000	858
Minority interest net income	$0	112
Net income of bank and minority interests.	$2,204,000	858
Net charge-offs	$687,000	1,997
Cash dividends	$1,300,000	704
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$2,204,000	828
2009-03-31 (YTD Data)		Rank
Total interest income	$8,899,000	999
Total interest expense	$3,907,000	859
Net interest income	$4,992,000	1,100
Provision for loan and lease losses	$350,000	2,122
Total noninterest income	$155,000	4,322
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$94,000	3,374
Trading account gains and fees	$0	171
Additional Noninterest Income	$61,000	4,486
Total noninterest expense	$2,586,000	1,914
Salaries and employee benefits	$1,323,000	1,947
Premises and equipment expense	$360,000	1,946
Additional noninterest expense	$903,000	1,785
Pre-tax net operating income	$2,211,000	540
Securities gains (losses)	$0	2,434
Applicable income taxes	$819,000	415
Income before extraordinary items	$1,392,000	740
Extraordinary gains, net	$0	15
Net income	$1,392,000	740
Minority interest net income	$0	102
Net income of bank and minority interests.	$1,392,000	742
Net charge-offs	$13,000	4,614
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,392,000	693
2008-12-31 (YTD Data)		Rank
Total interest income	$36,754,000	1,031
Total interest expense	$16,424,000	976
Net interest income	$20,330,000	1,061
Provision for loan and lease losses	$1,300,000	2,331
Total noninterest income	$727,000	4,051
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$287,000	4,096
Trading account gains and fees	$0	154
Additional Noninterest Income	$440,000	3,418
Total noninterest expense	$11,314,000	1,719
Salaries and employee benefits	$5,492,000	1,855
Premises and equipment expense	$1,494,000	1,829
Additional noninterest expense	$4,328,000	1,435
Pre-tax net operating income	$8,443,000	652
Securities gains (losses)	$-2,915,000	7,991
Applicable income taxes	$1,917,000	706
Income before extraordinary items	$3,611,000	1,152
Extraordinary gains, net	$0	39
Net income	$3,611,000	1,152
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$61,000	5,443
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$5,505,750	788
2008-09-30 (YTD Data)		Rank
Total interest income	$27,470,000	1,060
Total interest expense	$12,426,000	1,001
Net interest income	$15,044,000	1,105
Provision for loan and lease losses	$850,000	2,014
Total noninterest income	$509,000	4,297
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$209,000	4,161
Trading account gains and fees	$0	148
Additional Noninterest Income	$300,000	3,691
Total noninterest expense	$8,073,000	1,792
Salaries and employee benefits	$4,121,000	1,873
Premises and equipment expense	$1,144,000	1,795
Additional noninterest expense	$2,808,000	1,594
Pre-tax net operating income	$6,630,000	759
Securities gains (losses)	$-2,756,000	8,125
Applicable income taxes	$1,332,000	927
Income before extraordinary items	$2,542,000	1,444
Extraordinary gains, net	$0	31
Net income	$2,542,000	1,442
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$61,000	4,479
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$4,360,960	895
2008-06-30 (YTD Data)		Rank
Total interest income	$18,127,000	1,084
Total interest expense	$8,395,000	1,037
Net interest income	$9,732,000	1,134
Provision for loan and lease losses	$550,000	1,800
Total noninterest income	$361,000	4,223
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$138,000	4,197
Trading account gains and fees	$0	149
Additional Noninterest Income	$223,000	3,557
Total noninterest expense	$5,366,000	1,795
Salaries and employee benefits	$2,753,000	1,896
Premises and equipment expense	$753,000	1,816
Additional noninterest expense	$1,860,000	1,577
Pre-tax net operating income	$4,177,000	847
Securities gains (losses)	$0	3,233
Applicable income taxes	$1,522,000	650
Income before extraordinary items	$2,655,000	1,034
Extraordinary gains, net	$0	21
Net income	$2,655,000	1,034
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$53,000	3,727
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$2,655,000	1,020
2008-03-31 (YTD Data)		Rank
Total interest income	$9,088,000	1,111
Total interest expense	$4,307,000	1,088
Net interest income	$4,781,000	1,145
Provision for loan and lease losses	$250,000	1,575
Total noninterest income	$216,000	3,839
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$72,000	4,098
Trading account gains and fees	$0	158
Additional Noninterest Income	$144,000	3,103
Total noninterest expense	$2,628,000	1,832
Salaries and employee benefits	$1,377,000	1,910
Premises and equipment expense	$374,000	1,824
Additional noninterest expense	$877,000	1,638
Pre-tax net operating income	$2,119,000	889
Securities gains (losses)	$0	2,688
Applicable income taxes	$772,000	711
Income before extraordinary items	$1,347,000	1,122
Extraordinary gains, net	$0	15
Net income	$1,347,000	1,125
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$57,000	2,339
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$1,347,000	1,084
2007-12-31 (YTD Data)		Rank
Total interest income	$34,474,000	1,219
Total interest expense	$16,888,000	1,173
Net interest income	$17,586,000	1,270
Provision for loan and lease losses	$600,000	2,040
Total noninterest income	$998,000	3,541
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$440,000	3,335
Trading account gains and fees	$0	178
Additional Noninterest Income	$558,000	3,135
Total noninterest expense	$10,712,000	1,735
Salaries and employee benefits	$5,693,000	1,773
Premises and equipment expense	$1,409,000	1,859
Additional noninterest expense	$3,610,000	1,532
Pre-tax net operating income	$7,272,000	1,162
Securities gains (losses)	$0	2,146
Applicable income taxes	$2,604,000	905
Income before extraordinary items	$4,668,000	1,383
Extraordinary gains, net	$0	39
Net income	$4,668,000	1,384
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$268,000	2,441
Cash dividends	$8,500,000	473
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$4,668,000	1,369
2007-09-30 (YTD Data)		Rank
Total interest income	$25,353,000	1,244
Total interest expense	$12,305,000	1,215
Net interest income	$13,048,000	1,284
Provision for loan and lease losses	$200,000	2,996
Total noninterest income	$741,000	3,564
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$322,000	3,391
Trading account gains and fees	$0	184
Additional Noninterest Income	$419,000	3,124
Total noninterest expense	$7,972,000	1,725
Salaries and employee benefits	$4,264,000	1,774
Premises and equipment expense	$1,050,000	1,855
Additional noninterest expense	$2,658,000	1,521
Pre-tax net operating income	$5,617,000	1,217
Securities gains (losses)	$0	1,655
Applicable income taxes	$2,020,000	955
Income before extraordinary items	$3,597,000	1,419
Extraordinary gains, net	$0	33
Net income	$3,597,000	1,417
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$275,000	1,615
Cash dividends	$6,000,000	481
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$3,597,000	1,406
2007-06-30 (YTD Data)		Rank
Total interest income	$16,375,000	1,303
Total interest expense	$7,802,000	1,285
Net interest income	$8,573,000	1,325
Provision for loan and lease losses	$0	6,209
Total noninterest income	$513,000	3,508
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$108,000	4,782
Trading account gains and fees	$0	168
Additional Noninterest Income	$405,000	2,554
Total noninterest expense	$5,198,000	1,783
Salaries and employee benefits	$2,801,000	1,838
Premises and equipment expense	$678,000	1,931
Additional noninterest expense	$1,719,000	1,575
Pre-tax net operating income	$3,888,000	1,212
Securities gains (losses)	$0	1,444
Applicable income taxes	$1,407,000	974
Income before extraordinary items	$2,481,000	1,423
Extraordinary gains, net	$0	29
Net income	$2,481,000	1,421
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$214,000	1,273
Cash dividends	$4,000,000	501
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$2,481,000	1,405
2007-03-31 (YTD Data)		Rank
Total interest income	$8,107,000	1,312
Total interest expense	$3,815,000	1,298
Net interest income	$4,292,000	1,325
Provision for loan and lease losses	$0	5,779
Total noninterest income	$246,000	3,575
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$108,000	3,287
Trading account gains and fees	$0	195
Additional Noninterest Income	$138,000	3,163
Total noninterest expense	$2,476,000	1,866
Salaries and employee benefits	$1,334,000	1,926
Premises and equipment expense	$327,000	2,001
Additional noninterest expense	$815,000	1,651
Pre-tax net operating income	$2,062,000	1,133
Securities gains (losses)	$0	1,187
Applicable income taxes	$753,000	920
Income before extraordinary items	$1,309,000	1,344
Extraordinary gains, net	$0	22
Net income	$1,309,000	1,343
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,195
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$1,309,000	1,337
2006-12-31 (YTD Data)		Rank
Total interest income	$31,328,000	1,253
Total interest expense	$13,167,000	1,287
Net interest income	$18,161,000	1,246
Provision for loan and lease losses	$625,000	1,556
Total noninterest income	$1,166,000	3,184
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$432,000	3,374
Trading account gains and fees	$0	130
Additional Noninterest Income	$734,000	2,708
Total noninterest expense	$9,604,000	1,859
Salaries and employee benefits	$5,186,000	1,875
Premises and equipment expense	$1,260,000	1,992
Additional noninterest expense	$3,158,000	1,667
Pre-tax net operating income	$9,098,000	1,081
Securities gains (losses)	$0	1,687
Applicable income taxes	$3,316,000	866
Income before extraordinary items	$5,782,000	1,256
Extraordinary gains, net	$0	51
Net income	$5,782,000	1,256
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-18,000	8,104
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$5,782,000	1,241
2006-09-30 (YTD Data)		Rank
Total interest income	$23,173,000	1,276
Total interest expense	$9,324,000	1,314
Net interest income	$13,849,000	1,236
Provision for loan and lease losses	$625,000	1,167
Total noninterest income	$797,000	3,409
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$322,000	3,418
Trading account gains and fees	$0	126
Additional Noninterest Income	$475,000	2,934
Total noninterest expense	$7,134,000	1,865
Salaries and employee benefits	$3,834,000	1,895
Premises and equipment expense	$943,000	2,002
Additional noninterest expense	$2,357,000	1,671
Pre-tax net operating income	$6,887,000	1,112
Securities gains (losses)	$0	1,388
Applicable income taxes	$2,512,000	903
Income before extraordinary items	$4,375,000	1,291
Extraordinary gains, net	$0	45
Net income	$4,375,000	1,291
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	3,812
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$4,375,000	1,278
2006-06-30 (YTD Data)		Rank
Total interest income	$15,139,000	1,272
Total interest expense	$5,815,000	1,344
Net interest income	$9,324,000	1,218
Provision for loan and lease losses	$575,000	869
Total noninterest income	$518,000	3,450
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$205,000	3,488
Trading account gains and fees	$0	126
Additional Noninterest Income	$313,000	2,934
Total noninterest expense	$4,741,000	1,873
Salaries and employee benefits	$2,533,000	1,920
Premises and equipment expense	$617,000	2,034
Additional noninterest expense	$1,591,000	1,660
Pre-tax net operating income	$4,526,000	1,123
Securities gains (losses)	$0	1,185
Applicable income taxes	$1,683,000	902
Income before extraordinary items	$2,843,000	1,323
Extraordinary gains, net	$0	39
Net income	$2,843,000	1,324
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$68,000	2,134
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$2,843,000	1,304
2006-03-31 (YTD Data)		Rank
Total interest income	$7,389,000	1,281
Total interest expense	$2,831,000	1,317
Net interest income	$4,558,000	1,251
Provision for loan and lease losses	$250,000	918
Total noninterest income	$242,000	3,556
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$68,000	4,286
Trading account gains and fees	$0	115
Additional Noninterest Income	$174,000	2,726
Total noninterest expense	$2,340,000	1,906
Salaries and employee benefits	$1,280,000	1,920
Premises and equipment expense	$314,000	2,011
Additional noninterest expense	$746,000	1,753
Pre-tax net operating income	$2,210,000	1,124
Securities gains (losses)	$0	955
Applicable income taxes	$820,000	920
Income before extraordinary items	$1,390,000	1,316
Extraordinary gains, net	$0	21
Net income	$1,390,000	1,315
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$67,000	1,225
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$1,390,000	1,299
2005-12-31 (YTD Data)		Rank
Total interest income	$25,245,000	1,317
Total interest expense	$9,000,000	1,261
Net interest income	$16,245,000	1,353
Provision for loan and lease losses	$1,185,000	903
Total noninterest income	$765,000	4,152
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$400,000	3,551
Trading account gains and fees	$0	138
Additional Noninterest Income	$365,000	3,932
Total noninterest expense	$8,128,000	2,056
Salaries and employee benefits	$4,420,000	2,088
Premises and equipment expense	$1,074,000	2,226
Additional noninterest expense	$2,634,000	1,929
Pre-tax net operating income	$7,697,000	1,233
Securities gains (losses)	$28,000	1,142
Applicable income taxes	$2,841,000	997
Income before extraordinary items	$4,884,000	1,445
Extraordinary gains, net	$0	46
Net income	$4,884,000	1,445
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$601,000	996
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$4,866,080	1,434
2005-09-30 (YTD Data)		Rank
Total interest income	$18,300,000	1,324
Total interest expense	$6,338,000	1,264
Net interest income	$11,962,000	1,362
Provision for loan and lease losses	$760,000	980
Total noninterest income	$519,000	4,441
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$293,000	3,613
Trading account gains and fees	$0	126
Additional Noninterest Income	$226,000	4,341
Total noninterest expense	$5,957,000	2,080
Salaries and employee benefits	$3,231,000	2,120
Premises and equipment expense	$789,000	2,248
Additional noninterest expense	$1,937,000	1,922
Pre-tax net operating income	$5,764,000	1,235
Securities gains (losses)	$28,000	1,098
Applicable income taxes	$2,133,000	1,012
Income before extraordinary items	$3,659,000	1,460
Extraordinary gains, net	$0	35
Net income	$3,659,000	1,461
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$87,000	2,746
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$3,641,080	1,437
2005-06-30 (YTD Data)		Rank
Total interest income	$11,832,000	1,329
Total interest expense	$3,943,000	1,276
Net interest income	$7,889,000	1,356
Provision for loan and lease losses	$560,000	881
Total noninterest income	$338,000	4,463
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$188,000	3,641
Trading account gains and fees	$0	116
Additional Noninterest Income	$150,000	4,323
Total noninterest expense	$3,861,000	2,115
Salaries and employee benefits	$2,106,000	2,143
Premises and equipment expense	$506,000	2,306
Additional noninterest expense	$1,249,000	1,962
Pre-tax net operating income	$3,806,000	1,228
Securities gains (losses)	$28,000	992
Applicable income taxes	$1,405,000	1,014
Income before extraordinary items	$2,429,000	1,437
Extraordinary gains, net	$0	30
Net income	$2,429,000	1,436
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$75,000	2,240
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$2,411,080	1,421
2005-03-31 (YTD Data)		Rank
Total interest income	$5,714,000	1,343
Total interest expense	$1,882,000	1,261
Net interest income	$3,832,000	1,381
Provision for loan and lease losses	$260,000	895
Total noninterest income	$166,000	4,438
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$94,000	3,574
Trading account gains and fees	$0	115
Additional Noninterest Income	$72,000	4,397
Total noninterest expense	$1,900,000	2,174
Salaries and employee benefits	$1,025,000	2,216
Premises and equipment expense	$249,000	2,366
Additional noninterest expense	$626,000	1,964
Pre-tax net operating income	$1,838,000	1,244
Securities gains (losses)	$0	1,685
Applicable income taxes	$662,000	1,055
Income before extraordinary items	$1,176,000	1,441
Extraordinary gains, net	$0	24
Net income	$1,176,000	1,442
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$83,000	1,262
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$1,176,000	1,419
2004-12-31 (YTD Data)		Rank
Total interest income	$20,751,000	1,380
Total interest expense	$6,847,000	1,194
Net interest income	$13,904,000	1,455
Provision for loan and lease losses	$690,000	1,474
Total noninterest income	$598,000	4,826
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$362,000	3,859
Trading account gains and fees	$0	138
Additional Noninterest Income	$236,000	4,752
Total noninterest expense	$7,688,000	2,073
Salaries and employee benefits	$3,976,000	2,191
Premises and equipment expense	$1,049,000	2,185
Additional noninterest expense	$2,663,000	1,825
Pre-tax net operating income	$6,124,000	1,406
Securities gains (losses)	$0	3,819
Applicable income taxes	$2,446,000	1,068
Income before extraordinary items	$3,678,000	1,738
Extraordinary gains, net	$0	34
Net income	$3,678,000	1,738
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$297,000	2,007
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$1,067,000	394
Net operating income	$3,678,000	1,698
2004-09-30 (YTD Data)		Rank
Total interest income	$15,095,000	1,402
Total interest expense	$4,940,000	1,219
Net interest income	$10,155,000	1,485
Provision for loan and lease losses	$440,000	1,648
Total noninterest income	$437,000	4,907
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$278,000	3,846
Trading account gains and fees	$0	134
Additional Noninterest Income	$159,000	4,995
Total noninterest expense	$5,915,000	2,022
Salaries and employee benefits	$3,038,000	2,142
Premises and equipment expense	$802,000	2,139
Additional noninterest expense	$2,075,000	1,731
Pre-tax net operating income	$4,237,000	1,520
Securities gains (losses)	$0	3,710
Applicable income taxes	$1,694,000	1,162
Income before extraordinary items	$2,543,000	1,874
Extraordinary gains, net	$0	26
Net income	$2,543,000	1,875
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$185,000	2,006
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$1,067,000	299
Net operating income	$2,543,000	1,828
2004-06-30 (YTD Data)		Rank
Total interest income	$9,687,000	1,465
Total interest expense	$3,147,000	1,255
Net interest income	$6,540,000	1,519
Provision for loan and lease losses	$350,000	1,369
Total noninterest income	$261,000	5,177
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$172,000	4,025
Trading account gains and fees	$0	130
Additional Noninterest Income	$89,000	5,394
Total noninterest expense	$3,992,000	1,997
Salaries and employee benefits	$1,999,000	2,172
Premises and equipment expense	$524,000	2,181
Additional noninterest expense	$1,469,000	1,638
Pre-tax net operating income	$2,459,000	1,709
Securities gains (losses)	$0	3,413
Applicable income taxes	$985,000	1,298
Income before extraordinary items	$1,474,000	2,105
Extraordinary gains, net	$0	21
Net income	$1,474,000	2,106
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$220,000	1,286
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$1,067,000	205
Net operating income	$1,474,000	2,041
2004-03-31 (YTD Data)		Rank
Total interest income	$4,615,000	1,537
Total interest expense	$1,483,000	1,346
Net interest income	$3,132,000	1,595
Provision for loan and lease losses	$200,000	1,147
Total noninterest income	$137,000	5,004
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$77,000	4,207
Trading account gains and fees	$0	121
Additional Noninterest Income	$60,000	4,738
Total noninterest expense	$1,898,000	2,108
Salaries and employee benefits	$976,000	2,247
Premises and equipment expense	$260,000	2,208
Additional noninterest expense	$662,000	1,797
Pre-tax net operating income	$1,171,000	1,764
Securities gains (losses)	$0	2,934
Applicable income taxes	$470,000	1,363
Income before extraordinary items	$701,000	2,180
Extraordinary gains, net	$0	16
Net income	$701,000	2,181
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$1,067,000	116
Net operating income	$701,000	2,098
2003-12-31 (YTD Data)		Rank
Total interest income	$14,174,000	2,003
Total interest expense	$4,336,000	2,053
Net interest income	$9,838,000	1,990
Provision for loan and lease losses	$880,000	1,350
Total noninterest income	$442,000	5,736
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$299,000	4,306
Trading account gains and fees	$0	160
Additional Noninterest Income	$143,000	5,905
Total noninterest expense	$5,391,000	2,872
Salaries and employee benefits	$2,813,000	2,934
Premises and equipment expense	$592,000	3,560
Additional noninterest expense	$1,986,000	2,421
Pre-tax net operating income	$4,009,000	1,968
Securities gains (losses)	$0	4,500
Applicable income taxes	$1,614,000	1,519
Income before extraordinary items	$2,395,000	2,469
Extraordinary gains, net	$0	54
Net income	$2,395,000	2,473
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,416
Cash dividends	$50,000	5,907
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,395,000	2,355
2003-09-30 (YTD Data)		Rank
Total interest income	$10,030,000	2,155
Total interest expense	$3,050,000	2,258
Net interest income	$6,980,000	2,113
Provision for loan and lease losses	$660,000	1,297
Total noninterest income	$285,000	6,127
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$216,000	4,416
Trading account gains and fees	$0	153
Additional Noninterest Income	$69,000	6,726
Total noninterest expense	$3,712,000	3,063
Salaries and employee benefits	$1,933,000	3,190
Premises and equipment expense	$387,000	3,954
Additional noninterest expense	$1,392,000	2,557
Pre-tax net operating income	$2,893,000	2,101
Securities gains (losses)	$0	4,204
Applicable income taxes	$1,153,000	1,661
Income before extraordinary items	$1,740,000	2,632
Extraordinary gains, net	$0	40
Net income	$1,740,000	2,631
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,967
Cash dividends	$50,000	5,093
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,740,000	2,499
2003-06-30 (YTD Data)		Rank
Total interest income	$6,437,000	2,275
Total interest expense	$1,948,000	2,431
Net interest income	$4,489,000	2,169
Provision for loan and lease losses	$450,000	1,255
Total noninterest income	$161,000	6,480
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$142,000	4,419
Trading account gains and fees	$0	150
Additional Noninterest Income	$19,000	7,898
Total noninterest expense	$2,297,000	3,280
Salaries and employee benefits	$1,178,000	3,417
Premises and equipment expense	$247,000	4,086
Additional noninterest expense	$872,000	2,684
Pre-tax net operating income	$1,903,000	2,131
Securities gains (losses)	$0	3,782
Applicable income taxes	$758,000	1,703
Income before extraordinary items	$1,145,000	2,684
Extraordinary gains, net	$0	30
Net income	$1,145,000	2,683
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,535
Cash dividends	$50,000	4,732
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,145,000	2,530
2003-03-31 (YTD Data)		Rank
Total interest income	$3,078,000	2,395
Total interest expense	$936,000	2,577
Net interest income	$2,142,000	2,271
Provision for loan and lease losses	$225,000	1,208
Total noninterest income	$80,000	6,439
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$72,000	4,314
Trading account gains and fees	$0	134
Additional Noninterest Income	$8,000	8,105
Total noninterest expense	$1,048,000	3,525
Salaries and employee benefits	$531,000	3,722
Premises and equipment expense	$116,000	4,277
Additional noninterest expense	$401,000	2,859
Pre-tax net operating income	$949,000	2,137
Securities gains (losses)	$0	2,891
Applicable income taxes	$376,000	1,718
Income before extraordinary items	$573,000	2,645
Extraordinary gains, net	$0	21
Net income	$573,000	2,642
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$573,000	2,507
2002-12-31 (YTD Data)		Rank
Total interest income	$9,411,000	3,180
Total interest expense	$3,381,000	3,207
Net interest income	$6,030,000	3,125
Provision for loan and lease losses	$843,000	1,554
Total noninterest income	$259,000	6,783
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$231,000	4,890
Trading account gains and fees	$0	153
Additional Noninterest Income	$28,000	8,260
Total noninterest expense	$3,300,000	4,147
Salaries and employee benefits	$1,565,000	4,528
Premises and equipment expense	$352,000	5,080
Additional noninterest expense	$1,383,000	3,173
Pre-tax net operating income	$2,146,000	3,275
Securities gains (losses)	$7,000	3,799
Applicable income taxes	$872,000	2,441
Income before extraordinary items	$1,281,000	3,914
Extraordinary gains, net	$0	70
Net income	$1,281,000	3,913
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	6,227
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$6,159,000	121
Net operating income	$1,276,520	3,824
2001-12-31 (YTD Data)		Rank
Total interest income	$4,065,000	6,301
Total interest expense	$2,271,000	5,713
Net interest income	$1,794,000	6,794
Provision for loan and lease losses	$382,000	2,727
Total noninterest income	$103,000	8,463
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$40,000	7,789
Trading account gains and fees	$0	177
Additional Noninterest Income	$63,000	7,311
Total noninterest expense	$1,969,000	5,798
Salaries and employee benefits	$984,000	6,041
Premises and equipment expense	$276,000	5,792
Additional noninterest expense	$709,000	5,241
Pre-tax net operating income	$-454,000	9,141
Securities gains (losses)	$43,000	2,496
Applicable income taxes	$-376,000	9,464
Income before extraordinary items	$-35,000	8,880
Extraordinary gains, net	$0	105
Net income	$-35,000	8,881
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,777
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$4,459,000	209
Net operating income	$-62,520	8,847
2000-12-31 (YTD Data)		Rank
Total interest income	$273,000	9,795
Total interest expense	$103,000	9,744
Net interest income	$170,000	9,799
Provision for loan and lease losses	$30,000	7,204
Total noninterest income	$4,000	9,801
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$0	8,617
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,000	9,680
Total noninterest expense	$589,000	9,129
Salaries and employee benefits	$162,000	9,717
Premises and equipment expense	$46,000	9,436
Additional noninterest expense	$381,000	7,300
Pre-tax net operating income	$-445,000	9,502
Securities gains (losses)	$0	1,956
Applicable income taxes	$0	8,362
Income before extraordinary items	$-445,000	9,538
Extraordinary gains, net	$0	38
Net income	$-445,000	9,538
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,622
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$7,353,000	117
Net operating income	$-445,000	9,538

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.