Home > BayCoast Bank > Income and Expense

BayCoast Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$129,499,000425
Total interest expense$54,640,000369
Net interest income$74,859,000487
Provision for loan and lease losses$2,045,000549
Total noninterest income$46,940,000259
Gross Fiduciary activities income$5,257,000253
Service charges on deposit accounts$3,235,000378
Trading account gains and feesNANA
Additional Noninterest Income$38,448,000204
Total noninterest expense$104,476,000311
Salaries and employee benefits$64,690,000267
Premises and equipment expense$14,059,000230
Additional noninterest expense$38,448,000204
Pre-tax net operating income$15,278,000844
Securities gains (losses)$-1,681,0004,373
Applicable income taxes$3,189,000725
Income before extraordinary items$10,408,000977
Extraordinary gains, net$054
Net income$10,408,000991
Minority interest net income$088
Net income of bank and minority interests.$10,408,000980
Net charge-offs$1,028,000523
Cash dividends$3,000,0001,181
Sale, conversion, retirement of capital stock, net$0540
Net operating income$11,735,990899
2023-09-30 (YTD Data)Rank
Total interest income$96,054,000419
Total interest expense$39,008,000364
Net interest income$57,046,000489
Provision for loan and lease losses$2,145,000432
Total noninterest income$34,576,000258
Gross Fiduciary activities income$3,924,000254
Service charges on deposit accounts$2,349,000388
Trading account gains and feesNANA
Additional Noninterest Income$28,303,000212
Total noninterest expense$78,631,000313
Salaries and employee benefits$48,550,000267
Premises and equipment expense$10,594,000229
Additional noninterest expense$28,303,000212
Pre-tax net operating income$10,846,000912
Securities gains (losses)$-1,209,0004,467
Applicable income taxes$2,333,000762
Income before extraordinary items$7,304,0001,083
Extraordinary gains, net$052
Net income$7,304,0001,088
Minority interest net income$081
Net income of bank and minority interests.$7,304,0001,083
Net charge-offs$715,000488
Cash dividends$1,500,0001,357
Sale, conversion, retirement of capital stock, net$0507
Net operating income$8,259,110985
2023-06-30 (YTD Data)Rank
Total interest income$62,912,000404
Total interest expense$24,598,000344
Net interest income$38,314,000482
Provision for loan and lease losses$1,395,000435
Total noninterest income$22,368,000257
Gross Fiduciary activities income$2,616,000250
Service charges on deposit accounts$1,507,000388
Trading account gains and feesNANA
Additional Noninterest Income$18,245,000211
Total noninterest expense$52,586,000303
Salaries and employee benefits$32,685,000262
Premises and equipment expense$7,054,000221
Additional noninterest expense$18,245,000211
Pre-tax net operating income$6,701,000974
Securities gains (losses)$-1,306,0004,545
Applicable income taxes$1,180,000912
Income before extraordinary items$4,215,0001,203
Extraordinary gains, net$051
Net income$4,215,0001,214
Minority interest net income$081
Net income of bank and minority interests.$4,215,0001,203
Net charge-offs$200,000671
Cash dividends$1,000,0001,361
Sale, conversion, retirement of capital stock, net$0486
Net operating income$5,246,7401,024
2023-03-31 (YTD Data)Rank
Total interest income$30,727,000411
Total interest expense$11,221,000333
Net interest income$19,506,000482
Provision for loan and lease losses$2,000,000234
Total noninterest income$10,301,000274
Gross Fiduciary activities income$1,285,000265
Service charges on deposit accounts$736,000409
Trading account gains and feesNANA
Additional Noninterest Income$8,280,000219
Total noninterest expense$25,886,000312
Salaries and employee benefits$16,228,000272
Premises and equipment expense$3,582,000224
Additional noninterest expense$8,280,000219
Pre-tax net operating income$1,921,0001,510
Securities gains (losses)$-71,0004,309
Applicable income taxes$336,0001,295
Income before extraordinary items$1,514,0001,592
Extraordinary gains, net$04
Net income$1,514,0001,592
Minority interest net income$048
Net income of bank and minority interests.$1,514,0001,592
Net charge-offs$02,062
Cash dividends$1,000,000804
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,572,2201,568
2022-12-31 (YTD Data)Rank
Total interest income$95,983,000429
Total interest expense$14,103,000351
Net interest income$81,880,000443
Provision for loan and lease losses$4,350,000311
Total noninterest income$37,221,000309
Gross Fiduciary activities income$5,223,000262
Service charges on deposit accounts$2,855,000432
Trading account gains and feesNANA
Additional Noninterest Income$29,143,000262
Total noninterest expense$102,326,000304
Salaries and employee benefits$63,766,000264
Premises and equipment expense$13,542,000233
Additional noninterest expense$29,143,000262
Pre-tax net operating income$12,425,0001,085
Securities gains (losses)$-12,301,0004,675
Applicable income taxes$-405,0004,649
Income before extraordinary items$529,0004,076
Extraordinary gains, net$05
Net income$422,0004,185
Minority interest net income$107,00035
Net income of bank and minority interests.$529,0004,076
Net charge-offs$5,404,000144
Cash dividends$4,700,000820
Sale, conversion, retirement of capital stock, net$0568
Net operating income$12,830,000944
2022-09-30 (YTD Data)Rank
Total interest income$67,271,000437
Total interest expense$6,493,000379
Net interest income$60,778,000433
Provision for loan and lease losses$3,533,000275
Total noninterest income$28,046,000319
Gross Fiduciary activities income$3,989,000259
Service charges on deposit accounts$2,089,000444
Trading account gains and feesNANA
Additional Noninterest Income$21,968,000269
Total noninterest expense$76,847,000306
Salaries and employee benefits$48,190,000267
Premises and equipment expense$10,102,000232
Additional noninterest expense$21,968,000269
Pre-tax net operating income$8,444,0001,157
Securities gains (losses)$-12,320,0004,718
Applicable income taxes$-1,276,0004,725
Income before extraordinary items$-2,600,0004,714
Extraordinary gains, net$04
Net income$-2,704,0004,714
Minority interest net income$104,00030
Net income of bank and minority interests.$-2,600,0004,714
Net charge-offs$3,509,000154
Cash dividends$3,700,000727
Sale, conversion, retirement of capital stock, net$0519
Net operating income$7,132,8001,161
2022-06-30 (YTD Data)Rank
Total interest income$41,500,000447
Total interest expense$2,637,000455
Net interest income$38,863,000441
Provision for loan and lease losses$2,500,000227
Total noninterest income$19,422,000301
Gross Fiduciary activities income$2,712,000225
Service charges on deposit accounts$1,344,000452
Trading account gains and feesNANA
Additional Noninterest Income$15,366,000271
Total noninterest expense$50,914,000299
Salaries and employee benefits$32,047,000265
Premises and equipment expense$6,685,000231
Additional noninterest expense$12,182,000371
Pre-tax net operating income$4,871,0001,228
Securities gains (losses)$-12,274,0004,748
Applicable income taxes$-2,165,0004,760
Income before extraordinary items$-5,238,0004,755
Extraordinary gains, net$04
Net income$-5,323,0004,755
Minority interest net income$85,00030
Net income of bank and minority interests.$-5,238,0004,755
Net charge-offs$3,448,000121
Cash dividends$2,200,000778
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,458,4601,164
2022-03-31 (YTD Data)Rank
Total interest income$19,725,000455
Total interest expense$1,122,000499
Net interest income$18,603,000446
Provision for loan and lease losses$1,250,000180
Total noninterest income$10,626,000294
Gross Fiduciary activities income$1,382,000228
Service charges on deposit accounts$656,000455
Trading account gains and feesNANA
Additional Noninterest Income$8,588,000267
Total noninterest expense$26,375,000289
Salaries and employee benefits$16,968,000258
Premises and equipment expense$3,383,000229
Additional noninterest expense$6,024,000372
Pre-tax net operating income$1,604,0001,567
Securities gains (losses)$-2,551,0004,756
Applicable income taxes$-371,0004,764
Income before extraordinary items$-576,0004,738
Extraordinary gains, net$04
Net income$-625,0004,741
Minority interest net income$49,00029
Net income of bank and minority interests.$-576,0004,738
Net charge-offs$2,421,000104
Cash dividends$600,0001,048
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,439,2901,511
2021-12-31 (YTD Data)Rank
Total interest income$78,695,000454
Total interest expense$7,006,000389
Net interest income$71,689,000455
Provision for loan and lease losses$6,200,00088
Total noninterest income$59,353,000247
Gross Fiduciary activities income$5,388,000226
Service charges on deposit accounts$2,333,000478
Trading account gains and feesNANA
Additional Noninterest Income$51,632,000212
Total noninterest expense$104,852,000293
Salaries and employee benefits$67,391,000259
Premises and equipment expense$11,561,000262
Additional noninterest expense$25,900,000355
Pre-tax net operating income$19,990,000734
Securities gains (losses)$13,329,00045
Applicable income taxes$8,453,000437
Income before extraordinary items$24,866,000550
Extraordinary gains, net$010
Net income$24,675,000552
Minority interest net income$191,00032
Net income of bank and minority interests.$24,866,000551
Net charge-offs$993,000424
Cash dividends$6,000,000685
Sale, conversion, retirement of capital stock, net$0582
Net operating income$14,336,090839
2021-09-30 (YTD Data)Rank
Total interest income$58,380,000464
Total interest expense$5,600,000389
Net interest income$52,780,000463
Provision for loan and lease losses$4,700,00080
Total noninterest income$44,972,000248
Gross Fiduciary activities income$3,962,000227
Service charges on deposit accounts$1,643,000498
Trading account gains and feesNANA
Additional Noninterest Income$39,367,000215
Total noninterest expense$80,256,000288
Salaries and employee benefits$52,222,000251
Premises and equipment expense$8,770,000258
Additional noninterest expense$19,264,000345
Pre-tax net operating income$12,796,000882
Securities gains (losses)$8,066,00052
Applicable income taxes$5,245,000509
Income before extraordinary items$15,617,000635
Extraordinary gains, net$08
Net income$15,478,000639
Minority interest net income$139,00035
Net income of bank and minority interests.$15,617,000635
Net charge-offs$848,000370
Cash dividends$4,900,000606
Sale, conversion, retirement of capital stock, net$0543
Net operating income$9,244,860994
2021-06-30 (YTD Data)Rank
Total interest income$37,836,000470
Total interest expense$3,936,000388
Net interest income$33,900,000470
Provision for loan and lease losses$3,200,00081
Total noninterest income$30,319,000249
Gross Fiduciary activities income$2,602,000228
Service charges on deposit accounts$1,021,000511
Trading account gains and feesNANA
Additional Noninterest Income$26,696,000214
Total noninterest expense$53,052,000288
Salaries and employee benefits$34,345,000257
Premises and equipment expense$5,868,000259
Additional noninterest expense$12,839,000349
Pre-tax net operating income$7,967,000921
Securities gains (losses)$8,096,00046
Applicable income taxes$4,045,000462
Income before extraordinary items$12,018,000576
Extraordinary gains, net$06
Net income$11,932,000580
Minority interest net income$86,00034
Net income of bank and minority interests.$12,018,000576
Net charge-offs$792,000308
Cash dividends$4,000,000503
Sale, conversion, retirement of capital stock, net$0517
Net operating income$5,622,1601,063
2021-03-31 (YTD Data)Rank
Total interest income$19,020,000469
Total interest expense$2,075,000387
Net interest income$16,945,000469
Provision for loan and lease losses$1,700,000103
Total noninterest income$18,005,000222
Gross Fiduciary activities income$1,277,000227
Service charges on deposit accounts$479,000529
Trading account gains and feesNANA
Additional Noninterest Income$16,249,000198
Total noninterest expense$26,844,000278
Salaries and employee benefits$17,631,000251
Premises and equipment expense$2,955,000261
Additional noninterest expense$6,258,000348
Pre-tax net operating income$6,406,000628
Securities gains (losses)$4,010,00049
Applicable income taxes$2,652,000390
Income before extraordinary items$7,764,000478
Extraordinary gains, net$03
Net income$7,725,000478
Minority interest net income$39,00038
Net income of bank and minority interests.$7,764,000478
Net charge-offs$-36,0004,511
Cash dividends$3,000,000336
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,596,100705
2020-12-31 (YTD Data)Rank
Total interest income$73,130,000478
Total interest expense$12,548,000410
Net interest income$60,582,000491
Provision for loan and lease losses$6,635,000468
Total noninterest income$59,594,000242
Gross Fiduciary activities income$4,796,000229
Service charges on deposit accounts$1,911,000541
Trading account gains and feesNANA
Additional Noninterest Income$52,887,000212
Total noninterest expense$91,194,000317
Salaries and employee benefits$58,602,000278
Premises and equipment expense$10,961,000273
Additional noninterest expense$21,631,000391
Pre-tax net operating income$22,347,000544
Securities gains (losses)$7,093,00091
Applicable income taxes$7,329,000383
Income before extraordinary items$22,111,000487
Extraordinary gains, net$04
Net income$21,968,000488
Minority interest net income$143,00035
Net income of bank and minority interests.$22,111,000487
Net charge-offs$241,0001,429
Cash dividends$9,200,000484
Sale, conversion, retirement of capital stock, net$0566
Net operating income$16,507,530593
2020-09-30 (YTD Data)Rank
Total interest income$54,129,000478
Total interest expense$10,072,000411
Net interest income$44,057,000495
Provision for loan and lease losses$4,035,000582
Total noninterest income$43,298,000242
Gross Fiduciary activities income$3,583,000224
Service charges on deposit accounts$1,378,000555
Trading account gains and feesNANA
Additional Noninterest Income$38,337,000210
Total noninterest expense$67,490,000312
Salaries and employee benefits$44,018,000268
Premises and equipment expense$8,146,000272
Additional noninterest expense$15,326,000395
Pre-tax net operating income$15,830,000541
Securities gains (losses)$487,000506
Applicable income taxes$3,997,000430
Income before extraordinary items$12,320,000583
Extraordinary gains, net$04
Net income$12,228,000590
Minority interest net income$92,00038
Net income of bank and minority interests.$12,320,000583
Net charge-offs$163,0001,376
Cash dividends$2,200,0001,031
Sale, conversion, retirement of capital stock, net$0532
Net operating income$11,935,270582
2020-06-30 (YTD Data)Rank
Total interest income$35,608,000492
Total interest expense$7,416,000419
Net interest income$28,192,000507
Provision for loan and lease losses$2,060,000706
Total noninterest income$25,421,000244
Gross Fiduciary activities income$2,368,000226
Service charges on deposit accounts$933,000551
Trading account gains and feesNANA
Additional Noninterest Income$22,120,000216
Total noninterest expense$43,021,000315
Salaries and employee benefits$27,803,000278
Premises and equipment expense$5,357,000275
Additional noninterest expense$9,861,000401
Pre-tax net operating income$8,532,000589
Securities gains (losses)$-2,660,0005,042
Applicable income taxes$1,221,000715
Income before extraordinary items$4,651,000906
Extraordinary gains, net$04
Net income$4,601,000922
Minority interest net income$50,00037
Net income of bank and minority interests.$4,651,000906
Net charge-offs$160,0001,117
Cash dividends$1,500,000984
Sale, conversion, retirement of capital stock, net$0504
Net operating income$6,752,400615
2020-03-31 (YTD Data)Rank
Total interest income$17,926,000490
Total interest expense$4,282,000416
Net interest income$13,644,000515
Provision for loan and lease losses$845,000674
Total noninterest income$11,940,000239
Gross Fiduciary activities income$1,211,000225
Service charges on deposit accounts$586,000527
Trading account gains and feesNANA
Additional Noninterest Income$10,143,000202
Total noninterest expense$20,465,000331
Salaries and employee benefits$13,023,000291
Premises and equipment expense$2,659,000282
Additional noninterest expense$4,783,000405
Pre-tax net operating income$4,274,000542
Securities gains (losses)$-8,829,0005,097
Applicable income taxes$-1,413,0005,060
Income before extraordinary items$-3,142,0005,058
Extraordinary gains, net$04
Net income$-3,169,0005,058
Minority interest net income$27,00035
Net income of bank and minority interests.$-3,142,0005,058
Net charge-offs$-19,0004,651
Cash dividends$650,0001,079
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,832,910500
2019-12-31 (YTD Data)Rank
Total interest income$71,713,000492
Total interest expense$18,591,000411
Net interest income$53,122,000517
Provision for loan and lease losses$3,493,000336
Total noninterest income$34,258,000297
Gross Fiduciary activities income$4,754,000221
Service charges on deposit accounts$2,426,000520
Trading account gains and fees$0135
Additional Noninterest Income$27,078,000264
Total noninterest expense$74,691,000336
Salaries and employee benefits$46,348,000307
Premises and equipment expense$10,136,000287
Additional noninterest expense$18,207,000411
Pre-tax net operating income$9,196,0001,115
Securities gains (losses)$9,404,00047
Applicable income taxes$4,565,000538
Income before extraordinary items$14,035,000707
Extraordinary gains, net$011
Net income$13,930,000714
Minority interest net income$105,00042
Net income of bank and minority interests.$14,035,000708
Net charge-offs$1,567,000496
Cash dividends$3,100,0001,158
Sale, conversion, retirement of capital stock, net$0626
Net operating income$6,605,8401,271
2019-09-30 (YTD Data)Rank
Total interest income$53,224,000502
Total interest expense$13,954,000419
Net interest income$39,270,000534
Provision for loan and lease losses$2,538,000338
Total noninterest income$24,892,000305
Gross Fiduciary activities income$3,499,000221
Service charges on deposit accounts$1,777,000527
Trading account gains and fees$0129
Additional Noninterest Income$19,616,000268
Total noninterest expense$54,795,000339
Salaries and employee benefits$33,802,000312
Premises and equipment expense$7,546,000289
Additional noninterest expense$13,447,000414
Pre-tax net operating income$6,829,0001,154
Securities gains (losses)$6,062,00055
Applicable income taxes$3,148,000567
Income before extraordinary items$9,743,000753
Extraordinary gains, net$011
Net income$9,696,000761
Minority interest net income$47,00045
Net income of bank and minority interests.$9,743,000754
Net charge-offs$1,108,000469
Cash dividends$1,800,0001,287
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,954,0201,296
2019-06-30 (YTD Data)Rank
Total interest income$34,839,000504
Total interest expense$9,062,000426
Net interest income$25,777,000541
Provision for loan and lease losses$1,665,000335
Total noninterest income$15,528,000309
Gross Fiduciary activities income$2,312,000222
Service charges on deposit accounts$1,148,000541
Trading account gains and fees$0131
Additional Noninterest Income$12,068,000273
Total noninterest expense$36,071,000345
Salaries and employee benefits$22,013,000317
Premises and equipment expense$5,071,000289
Additional noninterest expense$8,987,000425
Pre-tax net operating income$3,569,0001,352
Securities gains (losses)$4,670,00046
Applicable income taxes$1,980,000574
Income before extraordinary items$6,259,000756
Extraordinary gains, net$011
Net income$6,234,000759
Minority interest net income$25,00049
Net income of bank and minority interests.$6,259,000756
Net charge-offs$51,0001,810
Cash dividends$1,100,0001,355
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,569,7001,536
2019-03-31 (YTD Data)Rank
Total interest income$17,083,000515
Total interest expense$4,306,000439
Net interest income$12,777,000547
Provision for loan and lease losses$533,000455
Total noninterest income$7,276,000308
Gross Fiduciary activities income$1,132,000224
Service charges on deposit accounts$554,000553
Trading account gains and fees$0126
Additional Noninterest Income$5,590,000275
Total noninterest expense$17,845,000350
Salaries and employee benefits$10,745,000328
Premises and equipment expense$2,534,000290
Additional noninterest expense$4,566,000408
Pre-tax net operating income$1,675,0001,392
Securities gains (losses)$3,606,00033
Applicable income taxes$1,287,000497
Income before extraordinary items$3,994,000617
Extraordinary gains, net$05
Net income$3,974,000617
Minority interest net income$20,00042
Net income of bank and minority interests.$3,994,000616
Net charge-offs$-85,0005,172
Cash dividends$300,0001,718
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,145,2601,666
2018-12-31 (YTD Data)Rank
Total interest income$60,832,000537
Total interest expense$12,286,000446
Net interest income$48,546,000554
Provision for loan and lease losses$2,215,000461
Total noninterest income$25,278,000349
Gross Fiduciary activities income$4,596,000221
Service charges on deposit accounts$2,245,000570
Trading account gains and fees$0126
Additional Noninterest Income$18,437,000326
Total noninterest expense$64,335,000376
Salaries and employee benefits$38,419,000347
Premises and equipment expense$8,764,000326
Additional noninterest expense$17,152,000427
Pre-tax net operating income$7,274,0001,312
Securities gains (losses)$4,010,00037
Applicable income taxes$2,506,000747
Income before extraordinary items$8,778,0001,033
Extraordinary gains, net$06
Net income$8,725,0001,039
Minority interest net income$53,00045
Net income of bank and minority interests.$8,778,0001,032
Net charge-offs$343,0001,228
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,610,1001,432
2018-09-30 (YTD Data)Rank
Total interest income$44,002,000541
Total interest expense$8,469,000450
Net interest income$35,533,000566
Provision for loan and lease losses$1,290,000541
Total noninterest income$18,761,000357
Gross Fiduciary activities income$3,457,000220
Service charges on deposit accounts$1,623,000588
Trading account gains and fees$0138
Additional Noninterest Income$13,681,000337
Total noninterest expense$47,219,000383
Salaries and employee benefits$28,307,000356
Premises and equipment expense$6,484,000326
Additional noninterest expense$12,428,000431
Pre-tax net operating income$5,785,0001,261
Securities gains (losses)$3,615,00039
Applicable income taxes$2,118,000700
Income before extraordinary items$7,282,000951
Extraordinary gains, net$05
Net income$7,243,000952
Minority interest net income$39,00044
Net income of bank and minority interests.$7,282,000950
Net charge-offs$129,0001,536
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,426,1501,362
2018-06-30 (YTD Data)Rank
Total interest income$28,279,000551
Total interest expense$5,179,000452
Net interest income$23,100,000580
Provision for loan and lease losses$850,000535
Total noninterest income$12,052,000369
Gross Fiduciary activities income$2,286,000224
Service charges on deposit accounts$1,052,000602
Trading account gains and fees$0130
Additional Noninterest Income$8,714,000345
Total noninterest expense$31,447,000389
Salaries and employee benefits$18,807,000357
Premises and equipment expense$4,406,000324
Additional noninterest expense$8,234,000440
Pre-tax net operating income$2,855,0001,574
Securities gains (losses)$2,770,00030
Applicable income taxes$1,212,000769
Income before extraordinary items$4,413,0001,005
Extraordinary gains, net$06
Net income$4,392,0001,008
Minority interest net income$21,00044
Net income of bank and minority interests.$4,413,0001,004
Net charge-offs$115,0001,238
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,224,7001,729
2018-03-31 (YTD Data)Rank
Total interest income$13,807,000556
Total interest expense$2,391,000454
Net interest income$11,416,000583
Provision for loan and lease losses$525,000436
Total noninterest income$5,662,000377
Gross Fiduciary activities income$1,134,000226
Service charges on deposit accounts$512,000620
Trading account gains and fees$0123
Additional Noninterest Income$4,016,000362
Total noninterest expense$15,973,000377
Salaries and employee benefits$9,551,000355
Premises and equipment expense$2,302,000311
Additional noninterest expense$4,120,000438
Pre-tax net operating income$580,0002,869
Securities gains (losses)$2,395,00022
Applicable income taxes$626,000726
Income before extraordinary items$2,349,000928
Extraordinary gains, net$07
Net income$2,343,000930
Minority interest net income$6,00047
Net income of bank and minority interests.$2,349,000928
Net charge-offs$4,0002,263
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$456,9503,039
2017-12-31 (YTD Data)Rank
Total interest income$48,456,000587
Total interest expense$7,722,000457
Net interest income$40,734,000623
Provision for loan and lease losses$880,000988
Total noninterest income$20,275,000412
Gross Fiduciary activities income$4,081,000229
Service charges on deposit accounts$2,053,000616
Trading account gains and fees$0151
Additional Noninterest Income$14,141,000401
Total noninterest expense$54,467,000415
Salaries and employee benefits$31,912,000398
Premises and equipment expense$7,772,000359
Additional noninterest expense$14,783,000466
Pre-tax net operating income$5,662,0001,549
Securities gains (losses)$12,007,00019
Applicable income taxes$6,880,000547
Income before extraordinary items$10,789,000697
Extraordinary gains, net$09
Net income$10,808,000695
Minority interest net income$-19,0005,659
Net income of bank and minority interests.$10,789,000697
Net charge-offs$568,0001,010
Cash dividends$642,0002,698
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,104,5201,951
2017-09-30 (YTD Data)Rank
Total interest income$35,286,000604
Total interest expense$5,605,000465
Net interest income$29,681,000644
Provision for loan and lease losses$580,0001,042
Total noninterest income$13,918,000449
Gross Fiduciary activities income$2,963,000236
Service charges on deposit accounts$1,500,000642
Trading account gains and fees$0145
Additional Noninterest Income$9,455,000441
Total noninterest expense$39,413,000439
Salaries and employee benefits$23,040,000418
Premises and equipment expense$5,692,000366
Additional noninterest expense$10,681,000485
Pre-tax net operating income$3,606,0001,794
Securities gains (losses)$12,295,00018
Applicable income taxes$5,813,000444
Income before extraordinary items$10,088,000615
Extraordinary gains, net$09
Net income$10,104,000615
Minority interest net income$-16,0005,727
Net income of bank and minority interests.$10,088,000615
Net charge-offs$609,000694
Cash dividends$642,0002,162
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,219,2002,189
2017-06-30 (YTD Data)Rank
Total interest income$22,858,000614
Total interest expense$3,586,000466
Net interest income$19,272,000650
Provision for loan and lease losses$360,0001,056
Total noninterest income$9,093,000458
Gross Fiduciary activities income$1,868,000242
Service charges on deposit accounts$985,000637
Trading account gains and fees$0139
Additional Noninterest Income$6,240,000444
Total noninterest expense$25,984,000448
Salaries and employee benefits$15,195,000424
Premises and equipment expense$3,815,000364
Additional noninterest expense$6,974,000495
Pre-tax net operating income$2,021,0002,010
Securities gains (losses)$11,619,00012
Applicable income taxes$5,134,000366
Income before extraordinary items$8,506,000498
Extraordinary gains, net$011
Net income$8,512,000495
Minority interest net income$-6,0005,775
Net income of bank and minority interests.$8,506,000498
Net charge-offs$51,0001,986
Cash dividends$642,0001,737
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,069,8402,690
2017-03-31 (YTD Data)Rank
Total interest income$11,013,000636
Total interest expense$1,704,000478
Net interest income$9,309,000675
Provision for loan and lease losses$180,000999
Total noninterest income$3,990,000496
Gross Fiduciary activities income$905,000248
Service charges on deposit accounts$487,000645
Trading account gains and fees$0142
Additional Noninterest Income$2,598,000496
Total noninterest expense$12,465,000460
Salaries and employee benefits$7,514,000436
Premises and equipment expense$1,944,000364
Additional noninterest expense$3,007,000566
Pre-tax net operating income$654,0002,651
Securities gains (losses)$10,971,0008
Applicable income taxes$4,662,000243
Income before extraordinary items$6,963,000344
Extraordinary gains, net$08
Net income$6,964,000343
Minority interest net income$-1,0005,841
Net income of bank and minority interests.$6,963,000344
Net charge-offs$-17,0005,196
Cash dividends$642,0001,017
Sale, conversion, retirement of capital stock, net$0632
Net operating income$-58,4405,704
2016-12-31 (YTD Data)Rank
Total interest income$43,029,000634
Total interest expense$6,346,000473
Net interest income$36,683,000654
Provision for loan and lease losses$750,0001,141
Total noninterest income$19,190,000438
Gross Fiduciary activities income$3,493,000244
Service charges on deposit accounts$1,969,000663
Trading account gains and fees$0170
Additional Noninterest Income$13,728,000411
Total noninterest expense$49,067,000454
Salaries and employee benefits$28,684,000434
Premises and equipment expense$7,426,000371
Additional noninterest expense$12,957,000536
Pre-tax net operating income$6,056,0001,388
Securities gains (losses)$1,451,000164
Applicable income taxes$2,197,000970
Income before extraordinary items$5,310,0001,319
Extraordinary gains, net$05
Net income$5,253,0001,322
Minority interest net income$57,00056
Net income of bank and minority interests.$5,310,0001,318
Net charge-offs$-23,0005,151
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,279,7901,536
2016-09-30 (YTD Data)Rank
Total interest income$32,105,000632
Total interest expense$4,662,000477
Net interest income$27,443,000653
Provision for loan and lease losses$570,0001,055
Total noninterest income$14,510,000429
Gross Fiduciary activities income$2,588,000245
Service charges on deposit accounts$1,439,000674
Trading account gains and fees$0169
Additional Noninterest Income$10,483,000404
Total noninterest expense$36,224,000465
Salaries and employee benefits$21,488,000434
Premises and equipment expense$5,462,000377
Additional noninterest expense$9,274,000560
Pre-tax net operating income$5,159,0001,291
Securities gains (losses)$852,000244
Applicable income taxes$1,887,000904
Income before extraordinary items$4,124,0001,303
Extraordinary gains, net$05
Net income$4,078,0001,308
Minority interest net income$46,00049
Net income of bank and minority interests.$4,124,0001,303
Net charge-offs$6,0003,575
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,536,1201,442
2016-06-30 (YTD Data)Rank
Total interest income$21,074,000639
Total interest expense$2,998,000495
Net interest income$18,076,000661
Provision for loan and lease losses$390,0001,041
Total noninterest income$9,818,000423
Gross Fiduciary activities income$1,718,000250
Service charges on deposit accounts$933,000677
Trading account gains and fees$0157
Additional Noninterest Income$7,167,000385
Total noninterest expense$24,094,000467
Salaries and employee benefits$14,259,000435
Premises and equipment expense$3,651,000375
Additional noninterest expense$6,184,000562
Pre-tax net operating income$3,410,0001,286
Securities gains (losses)$286,000442
Applicable income taxes$1,140,000975
Income before extraordinary items$2,556,0001,377
Extraordinary gains, net$016
Net income$2,512,0001,390
Minority interest net income$44,00046
Net income of bank and minority interests.$2,556,0001,377
Net charge-offs$-2,0004,474
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,358,6601,416
2016-03-31 (YTD Data)Rank
Total interest income$10,380,000644
Total interest expense$1,446,000506
Net interest income$8,934,000669
Provision for loan and lease losses$210,000929
Total noninterest income$5,117,000398
Gross Fiduciary activities income$852,000247
Service charges on deposit accounts$454,000685
Trading account gains and fees$0142
Additional Noninterest Income$3,811,000364
Total noninterest expense$11,909,000468
Salaries and employee benefits$7,177,000433
Premises and equipment expense$1,789,000385
Additional noninterest expense$2,943,000581
Pre-tax net operating income$1,932,0001,116
Securities gains (losses)$-27,0006,037
Applicable income taxes$592,000935
Income before extraordinary items$1,313,0001,315
Extraordinary gains, net$012
Net income$1,274,0001,348
Minority interest net income$39,00042
Net income of bank and minority interests.$1,313,0001,316
Net charge-offs$-52,0005,742
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,331,6301,263
2015-12-31 (YTD Data)Rank
Total interest income$39,930,000642
Total interest expense$5,500,000501
Net interest income$34,430,000662
Provision for loan and lease losses$840,000940
Total noninterest income$15,828,000487
Gross Fiduciary activities income$3,343,000254
Service charges on deposit accounts$1,946,000681
Trading account gains and fees$0159
Additional Noninterest Income$10,539,000472
Total noninterest expense$48,045,000456
Salaries and employee benefits$27,727,000425
Premises and equipment expense$7,083,000385
Additional noninterest expense$13,235,000516
Pre-tax net operating income$1,373,0003,636
Securities gains (losses)$1,453,000145
Applicable income taxes$450,0002,315
Income before extraordinary items$2,376,0002,423
Extraordinary gains, net$023
Net income$2,419,0002,398
Minority interest net income$-43,0006,175
Net income of bank and minority interests.$2,376,0002,425
Net charge-offs$625,000972
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,155,4803,640
2015-09-30 (YTD Data)Rank
Total interest income$29,702,000654
Total interest expense$4,093,000512
Net interest income$25,609,000670
Provision for loan and lease losses$630,000864
Total noninterest income$12,129,000489
Gross Fiduciary activities income$2,515,000256
Service charges on deposit accounts$1,413,000695
Trading account gains and fees$0153
Additional Noninterest Income$8,201,000471
Total noninterest expense$35,781,000462
Salaries and employee benefits$20,715,000438
Premises and equipment expense$5,277,000396
Additional noninterest expense$9,789,000525
Pre-tax net operating income$1,327,0003,298
Securities gains (losses)$1,272,000151
Applicable income taxes$550,0001,931
Income before extraordinary items$2,049,0002,221
Extraordinary gains, net$021
Net income$2,093,0002,185
Minority interest net income$-44,0006,264
Net income of bank and minority interests.$2,049,0002,222
Net charge-offs$575,000775
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,044,1203,369
2015-06-30 (YTD Data)Rank
Total interest income$19,654,000661
Total interest expense$2,708,000513
Net interest income$16,946,000672
Provision for loan and lease losses$420,000895
Total noninterest income$8,536,000465
Gross Fiduciary activities income$1,676,000258
Service charges on deposit accounts$896,000735
Trading account gains and fees$0157
Additional Noninterest Income$5,964,000446
Total noninterest expense$23,876,000459
Salaries and employee benefits$13,744,000441
Premises and equipment expense$3,568,000392
Additional noninterest expense$6,564,000524
Pre-tax net operating income$1,186,0002,753
Securities gains (losses)$1,276,000115
Applicable income taxes$647,0001,391
Income before extraordinary items$1,815,0001,755
Extraordinary gains, net$022
Net income$1,854,0001,722
Minority interest net income$-39,0006,342
Net income of bank and minority interests.$1,815,0001,759
Net charge-offs$207,0001,166
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$870,7602,949
2015-03-31 (YTD Data)Rank
Total interest income$9,657,000660
Total interest expense$1,338,000516
Net interest income$8,319,000678
Provision for loan and lease losses$210,000862
Total noninterest income$4,478,000445
Gross Fiduciary activities income$814,000262
Service charges on deposit accounts$435,000731
Trading account gains and fees$0152
Additional Noninterest Income$3,229,000404
Total noninterest expense$11,953,000462
Salaries and employee benefits$6,902,000439
Premises and equipment expense$1,949,000362
Additional noninterest expense$3,102,000546
Pre-tax net operating income$634,0002,593
Securities gains (losses)$360,000223
Applicable income taxes$226,0001,698
Income before extraordinary items$768,0001,983
Extraordinary gains, net$013
Net income$791,0001,953
Minority interest net income$-23,0006,412
Net income of bank and minority interests.$768,0001,985
Net charge-offs$67,0001,361
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$490,8002,680
2014-12-31 (YTD Data)Rank
Total interest income$37,965,000664
Total interest expense$5,939,000465
Net interest income$32,026,000691
Provision for loan and lease losses$945,000914
Total noninterest income$14,390,000497
Gross Fiduciary activities income$3,425,000248
Service charges on deposit accounts$1,908,000719
Trading account gains and fees$0180
Additional Noninterest Income$9,057,000488
Total noninterest expense$45,231,000471
Salaries and employee benefits$26,928,000427
Premises and equipment expense$6,031,000431
Additional noninterest expense$12,272,000554
Pre-tax net operating income$240,0005,593
Securities gains (losses)$5,228,00051
Applicable income taxes$1,124,0001,433
Income before extraordinary items$4,344,0001,475
Extraordinary gains, net$017
Net income$4,334,0001,474
Minority interest net income$10,00072
Net income of bank and minority interests.$4,344,0001,474
Net charge-offs$750,0001,115
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$213,8805,589
2014-09-30 (YTD Data)Rank
Total interest income$28,191,000665
Total interest expense$4,486,000466
Net interest income$23,705,000695
Provision for loan and lease losses$735,000860
Total noninterest income$10,363,000507
Gross Fiduciary activities income$2,590,000249
Service charges on deposit accounts$1,399,000732
Trading account gains and fees$0174
Additional Noninterest Income$6,374,000508
Total noninterest expense$33,003,000476
Salaries and employee benefits$20,238,000426
Premises and equipment expense$4,524,000432
Additional noninterest expense$8,241,000602
Pre-tax net operating income$330,0005,252
Securities gains (losses)$4,099,00054
Applicable income taxes$1,246,0001,128
Income before extraordinary items$3,183,0001,491
Extraordinary gains, net$015
Net income$3,157,0001,501
Minority interest net income$26,00063
Net income of bank and minority interests.$3,183,0001,491
Net charge-offs$412,0001,324
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$231,7205,423
2014-06-30 (YTD Data)Rank
Total interest income$18,485,000673
Total interest expense$2,992,000470
Net interest income$15,493,000703
Provision for loan and lease losses$525,000805
Total noninterest income$6,459,000531
Gross Fiduciary activities income$1,682,000254
Service charges on deposit accounts$919,000725
Trading account gains and fees$0172
Additional Noninterest Income$3,858,000544
Total noninterest expense$21,629,000483
Salaries and employee benefits$13,167,000434
Premises and equipment expense$3,075,000423
Additional noninterest expense$5,387,000609
Pre-tax net operating income$-202,0006,400
Securities gains (losses)$3,354,00054
Applicable income taxes$900,0001,049
Income before extraordinary items$2,252,0001,388
Extraordinary gains, net$020
Net income$2,233,0001,399
Minority interest net income$19,00062
Net income of bank and minority interests.$2,252,0001,390
Net charge-offs$396,0001,042
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$-129,3406,360
2014-03-31 (YTD Data)Rank
Total interest income$9,130,000693
Total interest expense$1,491,000474
Net interest income$7,639,000720
Provision for loan and lease losses$30,0002,577
Total noninterest income$2,985,000551
Gross Fiduciary activities income$834,000257
Service charges on deposit accounts$457,000713
Trading account gains and fees$0147
Additional Noninterest Income$1,694,000572
Total noninterest expense$10,557,000497
Salaries and employee benefits$6,369,000446
Premises and equipment expense$1,656,000412
Additional noninterest expense$2,532,000651
Pre-tax net operating income$37,0005,864
Securities gains (losses)$1,859,00055
Applicable income taxes$578,000830
Income before extraordinary items$1,318,0001,163
Extraordinary gains, net$016
Net income$1,308,0001,170
Minority interest net income$10,00053
Net income of bank and minority interests.$1,318,0001,164
Net charge-offs$109,0001,322
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$16,7006,063
2013-12-31 (YTD Data)Rank
Total interest income$35,229,000707
Total interest expense$6,445,000486
Net interest income$28,784,000744
Provision for loan and lease losses$835,0001,282
Total noninterest income$12,636,000565
Gross Fiduciary activities income$3,189,000249
Service charges on deposit accounts$1,713,000810
Trading account gains and fees$0184
Additional Noninterest Income$7,734,000583
Total noninterest expense$39,372,000532
Salaries and employee benefits$23,743,000461
Premises and equipment expense$5,290,000470
Additional noninterest expense$10,339,000672
Pre-tax net operating income$1,213,0003,759
Securities gains (losses)$2,642,000100
Applicable income taxes$854,0001,617
Income before extraordinary items$3,001,0001,901
Extraordinary gains, net$029
Net income$3,024,0001,891
Minority interest net income$-23,0006,798
Net income of bank and minority interests.$3,001,0001,903
Net charge-offs$505,0002,009
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$940,2403,958
2013-09-30 (YTD Data)Rank
Total interest income$26,287,000711
Total interest expense$4,900,000493
Net interest income$21,387,000749
Provision for loan and lease losses$675,0001,211
Total noninterest income$9,061,000592
Gross Fiduciary activities income$2,326,000250
Service charges on deposit accounts$1,215,000856
Trading account gains and fees$0180
Additional Noninterest Income$5,520,000618
Total noninterest expense$28,776,000544
Salaries and employee benefits$17,391,000479
Premises and equipment expense$3,873,000479
Additional noninterest expense$7,512,000692
Pre-tax net operating income$997,0003,687
Securities gains (losses)$1,998,000117
Applicable income taxes$700,0001,575
Income before extraordinary items$2,295,0001,906
Extraordinary gains, net$025
Net income$2,316,0001,902
Minority interest net income$-21,0006,879
Net income of bank and minority interests.$2,295,0001,911
Net charge-offs$121,0003,081
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$756,5403,854
2013-06-30 (YTD Data)Rank
Total interest income$17,430,000717
Total interest expense$3,308,000501
Net interest income$14,122,000749
Provision for loan and lease losses$450,0001,252
Total noninterest income$6,110,000599
Gross Fiduciary activities income$1,464,000264
Service charges on deposit accounts$772,000875
Trading account gains and fees$0157
Additional Noninterest Income$3,874,000601
Total noninterest expense$19,116,000545
Salaries and employee benefits$11,525,000482
Premises and equipment expense$2,637,000469
Additional noninterest expense$4,954,000700
Pre-tax net operating income$666,0003,656
Securities gains (losses)$1,058,000173
Applicable income taxes$357,0001,855
Income before extraordinary items$1,367,0002,082
Extraordinary gains, net$022
Net income$1,397,0002,058
Minority interest net income$-30,0006,930
Net income of bank and minority interests.$1,367,0002,088
Net charge-offs$86,0002,891
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$531,1803,734
2013-03-31 (YTD Data)Rank
Total interest income$8,648,000725
Total interest expense$1,682,000513
Net interest income$6,966,000756
Provision for loan and lease losses$225,0001,230
Total noninterest income$3,170,000584
Gross Fiduciary activities income$716,000265
Service charges on deposit accounts$379,000882
Trading account gains and fees$0148
Additional Noninterest Income$2,075,000571
Total noninterest expense$9,523,000557
Salaries and employee benefits$5,761,000489
Premises and equipment expense$1,444,000448
Additional noninterest expense$2,318,000735
Pre-tax net operating income$388,0003,348
Securities gains (losses)$432,000241
Applicable income taxes$169,0001,878
Income before extraordinary items$651,0002,114
Extraordinary gains, net$010
Net income$667,0002,074
Minority interest net income$-16,0007,009
Net income of bank and minority interests.$651,0002,116
Net charge-offs$32,0002,752
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$309,7203,423
2012-12-31 (YTD Data)Rank
Total interest income$36,144,000724
Total interest expense$6,846,000621
Net interest income$29,298,000735
Provision for loan and lease losses$900,0001,884
Total noninterest income$11,557,000611
Gross Fiduciary activities income$2,609,000267
Service charges on deposit accounts$1,393,0001,022
Trading account gains and fees$0166
Additional Noninterest Income$7,555,000591
Total noninterest expense$37,124,000560
Salaries and employee benefits$21,860,000488
Premises and equipment expense$4,505,000537
Additional noninterest expense$10,759,000668
Pre-tax net operating income$2,831,0002,202
Securities gains (losses)$1,420,000368
Applicable income taxes$1,043,0001,436
Income before extraordinary items$3,208,0001,754
Extraordinary gains, net$029
Net income$3,311,0001,712
Minority interest net income$-103,0007,068
Net income of bank and minority interests.$3,208,0001,755
Net charge-offs$1,300,0001,544
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,143,0002,328
2012-09-30 (YTD Data)Rank
Total interest income$27,300,000730
Total interest expense$5,181,000649
Net interest income$22,119,000738
Provision for loan and lease losses$675,0001,891
Total noninterest income$8,357,000632
Gross Fiduciary activities income$1,942,000264
Service charges on deposit accounts$985,0001,093
Trading account gains and fees$0157
Additional Noninterest Income$5,430,000606
Total noninterest expense$27,276,000571
Salaries and employee benefits$16,256,000490
Premises and equipment expense$3,291,000549
Additional noninterest expense$7,729,000680
Pre-tax net operating income$2,525,0001,958
Securities gains (losses)$789,000514
Applicable income taxes$827,0001,414
Income before extraordinary items$2,487,0001,760
Extraordinary gains, net$020
Net income$2,564,0001,713
Minority interest net income$-77,0007,167
Net income of bank and minority interests.$2,487,0001,761
Net charge-offs$1,092,0001,370
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,895,2502,085
2012-06-30 (YTD Data)Rank
Total interest income$18,322,000738
Total interest expense$3,492,000662
Net interest income$14,830,000741
Provision for loan and lease losses$450,0001,913
Total noninterest income$5,629,000619
Gross Fiduciary activities income$1,252,000272
Service charges on deposit accounts$638,0001,114
Trading account gains and fees$0153
Additional Noninterest Income$3,739,000591
Total noninterest expense$18,559,000561
Salaries and employee benefits$10,876,000483
Premises and equipment expense$2,215,000547
Additional noninterest expense$5,468,000642
Pre-tax net operating income$1,450,0002,188
Securities gains (losses)$436,000639
Applicable income taxes$415,0001,680
Income before extraordinary items$1,471,0001,922
Extraordinary gains, net$019
Net income$1,538,0001,843
Minority interest net income$-67,0007,232
Net income of bank and minority interests.$1,471,0001,922
Net charge-offs$764,0001,368
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,130,9202,241
2012-03-31 (YTD Data)Rank
Total interest income$9,198,000732
Total interest expense$1,768,000676
Net interest income$7,430,000733
Provision for loan and lease losses$225,0001,839
Total noninterest income$2,570,000664
Gross Fiduciary activities income$653,000260
Service charges on deposit accounts$307,0001,147
Trading account gains and fees$0148
Additional Noninterest Income$1,610,000650
Total noninterest expense$9,390,000552
Salaries and employee benefits$5,573,000472
Premises and equipment expense$1,160,000524
Additional noninterest expense$2,657,000649
Pre-tax net operating income$385,0003,373
Securities gains (losses)$279,000474
Applicable income taxes$77,0002,676
Income before extraordinary items$587,0002,299
Extraordinary gains, net$019
Net income$587,0002,301
Minority interest net income$078
Net income of bank and minority interests.$587,0002,302
Net charge-offs$325,0001,415
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$341,4803,230
2011-12-31 (YTD Data)Rank
Total interest income$37,838,000746
Total interest expense$7,688,000761
Net interest income$30,150,000719
Provision for loan and lease losses$1,468,0001,921
Total noninterest income$10,729,000574
Gross Fiduciary activities income$2,321,000242
Service charges on deposit accounts$1,426,0001,036
Trading account gains and fees$0146
Additional Noninterest Income$6,982,000546
Total noninterest expense$34,685,000576
Salaries and employee benefits$20,051,000494
Premises and equipment expense$3,626,000684
Additional noninterest expense$11,008,000657
Pre-tax net operating income$4,726,0001,232
Securities gains (losses)$985,000451
Applicable income taxes$1,564,000964
Income before extraordinary items$4,147,0001,211
Extraordinary gains, net$029
Net income$4,175,0001,207
Minority interest net income$-28,0007,341
Net income of bank and minority interests.$4,147,0001,211
Net charge-offs$446,0003,312
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$18,774,00043
Net operating income$3,427,9501,365
2011-09-30 (YTD Data)Rank
Total interest income$28,934,000738
Total interest expense$5,867,000789
Net interest income$23,067,000712
Provision for loan and lease losses$725,0002,393
Total noninterest income$7,924,000595
Gross Fiduciary activities income$1,755,000240
Service charges on deposit accounts$1,076,0001,033
Trading account gains and fees$0145
Additional Noninterest Income$5,093,000569
Total noninterest expense$26,794,000564
Salaries and employee benefits$15,292,000479
Premises and equipment expense$2,727,000694
Additional noninterest expense$8,775,000617
Pre-tax net operating income$3,472,0001,296
Securities gains (losses)$976,000367
Applicable income taxes$1,337,000869
Income before extraordinary items$3,111,0001,248
Extraordinary gains, net$021
Net income$3,111,0001,248
Minority interest net income$087
Net income of bank and minority interests.$3,111,0001,248
Net charge-offs$978,0001,912
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$18,185,00036
Net operating income$2,427,8001,479
2011-06-30 (YTD Data)Rank
Total interest income$19,263,000749
Total interest expense$3,980,000807
Net interest income$15,283,000722
Provision for loan and lease losses$500,0002,302
Total noninterest income$4,499,000669
Gross Fiduciary activities income$1,184,000238
Service charges on deposit accounts$726,0001,007
Trading account gains and fees$0153
Additional Noninterest Income$2,589,000695
Total noninterest expense$17,417,000582
Salaries and employee benefits$10,093,000483
Premises and equipment expense$1,863,000681
Additional noninterest expense$5,461,000666
Pre-tax net operating income$1,865,0001,554
Securities gains (losses)$996,000201
Applicable income taxes$840,000883
Income before extraordinary items$2,021,0001,239
Extraordinary gains, net$015
Net income$2,021,0001,238
Minority interest net income$089
Net income of bank and minority interests.$2,021,0001,239
Net charge-offs$408,0002,341
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$18,389,00023
Net operating income$1,313,8401,729
2011-03-31 (YTD Data)Rank
Total interest income$9,500,000766
Total interest expense$2,182,000761
Net interest income$7,318,000761
Provision for loan and lease losses$275,0002,087
Total noninterest income$2,061,000713
Gross Fiduciary activities income$545,000251
Service charges on deposit accounts$353,0001,019
Trading account gains and fees$0158
Additional Noninterest Income$1,163,000737
Total noninterest expense$8,723,000583
Salaries and employee benefits$5,128,000493
Premises and equipment expense$1,036,000633
Additional noninterest expense$2,559,000706
Pre-tax net operating income$381,0003,071
Securities gains (losses)$524,000149
Applicable income taxes$277,0001,192
Income before extraordinary items$628,0001,840
Extraordinary gains, net$09
Net income$628,0001,839
Minority interest net income$086
Net income of bank and minority interests.$628,0001,840
Net charge-offs$81,0002,949
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$18,790,00010
Net operating income$266,4403,398
2010-12-31 (YTD Data)Rank
Total interest income$32,698,000938
Total interest expense$8,564,000971
Net interest income$24,134,000916
Provision for loan and lease losses$1,490,0002,482
Total noninterest income$8,491,000710
Gross Fiduciary activities income$2,226,000241
Service charges on deposit accounts$1,101,0001,383
Trading account gains and fees$0175
Additional Noninterest Income$5,164,000720
Total noninterest expense$26,541,000749
Salaries and employee benefits$15,018,000642
Premises and equipment expense$2,877,000896
Additional noninterest expense$8,646,000856
Pre-tax net operating income$4,594,0001,108
Securities gains (losses)$690,000673
Applicable income taxes$1,799,000790
Income before extraordinary items$3,485,0001,226
Extraordinary gains, net$029
Net income$3,485,0001,228
Minority interest net income$0111
Net income of bank and minority interests.$3,485,0001,229
Net charge-offs$637,0003,309
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,029,6001,344
2010-09-30 (YTD Data)Rank
Total interest income$24,481,000954
Total interest expense$6,608,000983
Net interest income$17,873,000931
Provision for loan and lease losses$1,115,0002,369
Total noninterest income$6,150,000717
Gross Fiduciary activities income$1,680,000238
Service charges on deposit accounts$796,0001,472
Trading account gains and fees$0165
Additional Noninterest Income$3,674,000711
Total noninterest expense$19,423,000756
Salaries and employee benefits$10,984,000648
Premises and equipment expense$2,178,000886
Additional noninterest expense$6,261,000865
Pre-tax net operating income$3,485,0001,151
Securities gains (losses)$390,000905
Applicable income taxes$1,327,000822
Income before extraordinary items$2,548,0001,304
Extraordinary gains, net$023
Net income$2,548,0001,308
Minority interest net income$0110
Net income of bank and minority interests.$2,548,0001,308
Net charge-offs$415,0003,310
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,290,6001,393
2010-06-30 (YTD Data)Rank
Total interest income$16,277,000969
Total interest expense$4,544,000986
Net interest income$11,733,000951
Provision for loan and lease losses$775,0002,230
Total noninterest income$4,034,000715
Gross Fiduciary activities income$1,137,000238
Service charges on deposit accounts$525,0001,501
Trading account gains and fees$0152
Additional Noninterest Income$2,372,000698
Total noninterest expense$12,391,000795
Salaries and employee benefits$7,077,000674
Premises and equipment expense$1,519,000857
Additional noninterest expense$3,795,000938
Pre-tax net operating income$2,601,0001,030
Securities gains (losses)$110,0001,350
Applicable income taxes$956,000743
Income before extraordinary items$1,755,0001,263
Extraordinary gains, net$019
Net income$1,755,0001,264
Minority interest net income$0105
Net income of bank and minority interests.$1,755,0001,264
Net charge-offs$100,0004,255
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,683,5001,266
2010-03-31 (YTD Data)Rank
Total interest income$8,130,000991
Total interest expense$2,353,0001,004
Net interest income$5,777,000976
Provision for loan and lease losses$375,0002,136
Total noninterest income$2,063,000692
Gross Fiduciary activities income$542,000243
Service charges on deposit accounts$258,0001,512
Trading account gains and fees$0175
Additional Noninterest Income$1,263,000666
Total noninterest expense$6,190,000798
Salaries and employee benefits$3,466,000699
Premises and equipment expense$821,000821
Additional noninterest expense$1,903,000939
Pre-tax net operating income$1,275,0001,043
Securities gains (losses)$66,0001,005
Applicable income taxes$471,000740
Income before extraordinary items$870,0001,256
Extraordinary gains, net$016
Net income$870,0001,259
Minority interest net income$091
Net income of bank and minority interests.$870,0001,258
Net charge-offs$81,0003,299
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$827,1001,284
2009-12-31 (YTD Data)Rank
Total interest income$32,804,0001,034
Total interest expense$12,643,000936
Net interest income$20,161,0001,086
Provision for loan and lease losses$1,110,0003,339
Total noninterest income$7,534,000796
Gross Fiduciary activities income$2,023,000245
Service charges on deposit accounts$1,197,0001,440
Trading account gains and fees$0211
Additional Noninterest Income$4,314,000805
Total noninterest expense$23,455,000900
Salaries and employee benefits$13,340,000730
Premises and equipment expense$2,855,000953
Additional noninterest expense$7,260,0001,067
Pre-tax net operating income$3,130,0001,276
Securities gains (losses)$-427,0007,561
Applicable income taxes$766,0001,171
Income before extraordinary items$1,937,0001,740
Extraordinary gains, net$034
Net income$1,937,0001,739
Minority interest net income$0115
Net income of bank and minority interests.$1,937,0001,740
Net charge-offs$683,0003,380
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,244,4401,458
2009-09-30 (YTD Data)Rank
Total interest income$24,487,0001,062
Total interest expense$9,844,000946
Net interest income$14,643,0001,127
Provision for loan and lease losses$700,0003,273
Total noninterest income$5,808,000774
Gross Fiduciary activities income$1,460,000250
Service charges on deposit accounts$885,0001,455
Trading account gains and fees$0212
Additional Noninterest Income$3,463,000770
Total noninterest expense$17,254,000910
Salaries and employee benefits$9,900,000748
Premises and equipment expense$2,109,000968
Additional noninterest expense$5,245,0001,078
Pre-tax net operating income$2,497,0001,294
Securities gains (losses)$-593,0007,777
Applicable income taxes$524,0001,358
Income before extraordinary items$1,380,0001,927
Extraordinary gains, net$027
Net income$1,380,0001,926
Minority interest net income$0118
Net income of bank and minority interests.$1,380,0001,927
Net charge-offs$661,0002,693
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,806,9601,449
2009-06-30 (YTD Data)Rank
Total interest income$16,297,0001,092
Total interest expense$6,627,0001,001
Net interest income$9,670,0001,149
Provision for loan and lease losses$400,0003,257
Total noninterest income$4,086,000761
Gross Fiduciary activities income$981,000252
Service charges on deposit accounts$579,0001,459
Trading account gains and fees$0193
Additional Noninterest Income$2,526,000732
Total noninterest expense$11,502,000932
Salaries and employee benefits$6,531,000771
Premises and equipment expense$1,468,000959
Additional noninterest expense$3,503,0001,099
Pre-tax net operating income$1,854,0001,234
Securities gains (losses)$-357,0007,867
Applicable income taxes$438,0001,193
Income before extraordinary items$1,059,0001,760
Extraordinary gains, net$021
Net income$1,059,0001,757
Minority interest net income$0112
Net income of bank and minority interests.$1,059,0001,759
Net charge-offs$-1,0007,516
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,312,4701,399
2009-03-31 (YTD Data)Rank
Total interest income$8,127,0001,101
Total interest expense$3,329,0001,039
Net interest income$4,798,0001,150
Provision for loan and lease losses$150,0003,210
Total noninterest income$2,050,000731
Gross Fiduciary activities income$451,000268
Service charges on deposit accounts$289,0001,429
Trading account gains and fees$0171
Additional Noninterest Income$1,310,000689
Total noninterest expense$5,762,000878
Salaries and employee benefits$3,225,000784
Premises and equipment expense$815,000875
Additional noninterest expense$1,722,000980
Pre-tax net operating income$936,0001,375
Securities gains (losses)$-78,0007,973
Applicable income taxes$258,0001,197
Income before extraordinary items$600,0001,800
Extraordinary gains, net$015
Net income$600,0001,801
Minority interest net income$0102
Net income of bank and minority interests.$600,0001,802
Net charge-offs$-2,0007,404
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$654,6001,569
2008-12-31 (YTD Data)Rank
Total interest income$32,804,0001,166
Total interest expense$15,979,0001,008
Net interest income$16,825,0001,324
Provision for loan and lease losses$580,0003,572
Total noninterest income$6,987,000801
Gross Fiduciary activities income$1,902,000272
Service charges on deposit accounts$1,268,0001,417
Trading account gains and fees$0154
Additional Noninterest Income$3,817,000797
Total noninterest expense$20,664,000962
Salaries and employee benefits$12,147,000817
Premises and equipment expense$2,720,0001,026
Additional noninterest expense$5,797,0001,110
Pre-tax net operating income$2,568,0002,045
Securities gains (losses)$-1,716,0007,853
Applicable income taxes$125,0003,210
Income before extraordinary items$727,0003,882
Extraordinary gains, net$039
Net income$727,0003,881
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0006,543
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,185,6001,951
2008-09-30 (YTD Data)Rank
Total interest income$24,613,0001,189
Total interest expense$12,532,000995
Net interest income$12,081,0001,401
Provision for loan and lease losses$485,0002,767
Total noninterest income$5,294,000835
Gross Fiduciary activities income$1,457,000276
Service charges on deposit accounts$912,0001,485
Trading account gains and fees$0148
Additional Noninterest Income$2,925,000835
Total noninterest expense$15,224,000977
Salaries and employee benefits$8,988,000857
Premises and equipment expense$2,060,0001,013
Additional noninterest expense$4,176,0001,100
Pre-tax net operating income$1,666,0002,633
Securities gains (losses)$-573,0007,807
Applicable income taxes$269,0002,591
Income before extraordinary items$824,0003,505
Extraordinary gains, net$031
Net income$824,0003,505
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0005,694
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,253,7502,809
2008-06-30 (YTD Data)Rank
Total interest income$16,405,0001,205
Total interest expense$8,800,000974
Net interest income$7,605,0001,469
Provision for loan and lease losses$325,0002,429
Total noninterest income$3,627,000818
Gross Fiduciary activities income$1,006,000276
Service charges on deposit accounts$592,0001,505
Trading account gains and fees$0149
Additional Noninterest Income$2,029,000834
Total noninterest expense$10,188,000968
Salaries and employee benefits$6,031,000856
Premises and equipment expense$1,385,0001,002
Additional noninterest expense$2,772,0001,081
Pre-tax net operating income$719,0003,655
Securities gains (losses)$03,233
Applicable income taxes$201,0002,681
Income before extraordinary items$518,0003,952
Extraordinary gains, net$021
Net income$518,0003,953
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,377
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$518,0003,894
2008-03-31 (YTD Data)Rank
Total interest income$8,233,0001,228
Total interest expense$4,685,000986
Net interest income$3,548,0001,569
Provision for loan and lease losses$145,0002,228
Total noninterest income$1,814,000817
Gross Fiduciary activities income$480,000283
Service charges on deposit accounts$279,0001,571
Trading account gains and fees$0158
Additional Noninterest Income$1,055,000822
Total noninterest expense$5,083,000958
Salaries and employee benefits$2,991,000866
Premises and equipment expense$703,000988
Additional noninterest expense$1,389,0001,041
Pre-tax net operating income$134,0005,612
Securities gains (losses)$02,688
Applicable income taxes$16,0004,511
Income before extraordinary items$118,0005,593
Extraordinary gains, net$015
Net income$118,0005,596
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,920
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$118,0005,487
2007-12-31 (YTD Data)Rank
Total interest income$30,726,0001,397
Total interest expense$18,221,0001,074
Net interest income$12,505,0001,811
Provision for loan and lease losses$240,0003,573
Total noninterest income$6,262,000911
Gross Fiduciary activities income$2,040,000270
Service charges on deposit accounts$1,137,0001,579
Trading account gains and fees$0178
Additional Noninterest Income$3,085,000994
Total noninterest expense$19,021,000980
Salaries and employee benefits$11,351,000872
Premises and equipment expense$2,666,000973
Additional noninterest expense$5,004,0001,128
Pre-tax net operating income$-494,0007,810
Securities gains (losses)$492,000269
Applicable income taxes$-164,0008,096
Income before extraordinary items$162,0006,916
Extraordinary gains, net$039
Net income$162,0006,915
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0004,314
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$-152,8807,659
2007-09-30 (YTD Data)Rank
Total interest income$22,716,0001,422
Total interest expense$13,541,0001,083
Net interest income$9,175,0001,855
Provision for loan and lease losses$180,0003,151
Total noninterest income$4,612,000923
Gross Fiduciary activities income$1,516,000270
Service charges on deposit accounts$813,0001,627
Trading account gains and fees$0184
Additional Noninterest Income$2,283,0001,005
Total noninterest expense$14,238,000977
Salaries and employee benefits$8,476,000878
Premises and equipment expense$2,004,000963
Additional noninterest expense$3,758,0001,093
Pre-tax net operating income$-631,0008,152
Securities gains (losses)$654,000193
Applicable income taxes$-203,0008,317
Income before extraordinary items$226,0006,675
Extraordinary gains, net$033
Net income$226,0006,673
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0003,675
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$-428,0008,083
2007-06-30 (YTD Data)Rank
Total interest income$14,936,0001,452
Total interest expense$8,878,0001,109
Net interest income$6,058,0001,905
Provision for loan and lease losses$120,0002,960
Total noninterest income$3,130,000941
Gross Fiduciary activities income$1,032,000271
Service charges on deposit accounts$524,0001,680
Trading account gains and fees$0168
Additional Noninterest Income$1,574,0001,013
Total noninterest expense$9,840,000958
Salaries and employee benefits$5,933,000854
Premises and equipment expense$1,377,000948
Additional noninterest expense$2,530,0001,098
Pre-tax net operating income$-772,0008,399
Securities gains (losses)$572,000168
Applicable income taxes$-224,0008,472
Income before extraordinary items$24,0007,661
Extraordinary gains, net$029
Net income$24,0007,660
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0003,070
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$-342,0808,226
2007-03-31 (YTD Data)Rank
Total interest income$7,375,0001,469
Total interest expense$4,360,0001,115
Net interest income$3,015,0001,916
Provision for loan and lease losses$60,0002,747
Total noninterest income$1,561,000917
Gross Fiduciary activities income$466,000290
Service charges on deposit accounts$256,0001,684
Trading account gains and fees$0195
Additional Noninterest Income$839,000963
Total noninterest expense$4,906,000955
Salaries and employee benefits$3,018,000841
Premises and equipment expense$691,000956
Additional noninterest expense$1,197,0001,136
Pre-tax net operating income$-390,0008,469
Securities gains (losses)$408,000132
Applicable income taxes$-65,0008,458
Income before extraordinary items$83,0006,659
Extraordinary gains, net$022
Net income$83,0006,658
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0001,794
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$-325,0008,446
2006-12-31 (YTD Data)Rank
Total interest income$27,735,0001,440
Total interest expense$14,417,0001,166
Net interest income$13,318,0001,726
Provision for loan and lease losses$240,0003,157
Total noninterest income$5,955,000948
Gross Fiduciary activities income$1,688,000300
Service charges on deposit accounts$1,131,0001,567
Trading account gains and fees$0130
Additional Noninterest Income$3,136,000966
Total noninterest expense$19,119,000927
Salaries and employee benefits$11,537,000834
Premises and equipment expense$2,677,000933
Additional noninterest expense$4,905,0001,090
Pre-tax net operating income$-86,0008,039
Securities gains (losses)$833,000187
Applicable income taxes$34,0005,690
Income before extraordinary items$713,0005,468
Extraordinary gains, net$051
Net income$713,0005,470
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,128
Cash dividends$99,0005,469
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$-78,3508,046
2006-09-30 (YTD Data)Rank
Total interest income$20,401,0001,456
Total interest expense$10,299,0001,196
Net interest income$10,102,0001,718
Provision for loan and lease losses$180,0003,038
Total noninterest income$4,547,000946
Gross Fiduciary activities income$1,276,000303
Service charges on deposit accounts$838,0001,588
Trading account gains and fees$0126
Additional Noninterest Income$2,433,000956
Total noninterest expense$14,406,000930
Salaries and employee benefits$8,725,000830
Premises and equipment expense$2,041,000926
Additional noninterest expense$3,640,0001,107
Pre-tax net operating income$63,0007,927
Securities gains (losses)$497,000214
Applicable income taxes$29,0005,769
Income before extraordinary items$531,0005,639
Extraordinary gains, net$045
Net income$531,0005,641
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,425
Cash dividends$94,0004,788
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$58,8507,917
2006-06-30 (YTD Data)Rank
Total interest income$13,326,0001,457
Total interest expense$6,455,0001,207
Net interest income$6,871,0001,687
Provision for loan and lease losses$120,0002,983
Total noninterest income$3,093,000920
Gross Fiduciary activities income$861,000306
Service charges on deposit accounts$545,0001,617
Trading account gains and fees$0126
Additional Noninterest Income$1,687,000945
Total noninterest expense$9,730,000921
Salaries and employee benefits$5,880,000828
Premises and equipment expense$1,419,000893
Additional noninterest expense$2,431,0001,114
Pre-tax net operating income$114,0007,604
Securities gains (losses)$288,000217
Applicable income taxes$58,0005,109
Income before extraordinary items$344,0005,721
Extraordinary gains, net$039
Net income$344,0005,722
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,074
Cash dividends$94,0004,459
Sale, conversion, retirement of capital stock, net$0887
Net operating income$96,3207,563
2006-03-31 (YTD Data)Rank
Total interest income$6,592,0001,432
Total interest expense$3,060,0001,204
Net interest income$3,532,0001,626
Provision for loan and lease losses$60,0002,788
Total noninterest income$1,300,0001,044
Gross Fiduciary activities income$399,000317
Service charges on deposit accounts$250,0001,684
Trading account gains and fees$0115
Additional Noninterest Income$651,0001,101
Total noninterest expense$4,920,000910
Salaries and employee benefits$2,992,000811
Premises and equipment expense$727,000880
Additional noninterest expense$1,201,0001,117
Pre-tax net operating income$-148,0008,499
Securities gains (losses)$234,000162
Applicable income taxes$-24,0008,587
Income before extraordinary items$110,0006,566
Extraordinary gains, net$021
Net income$110,0006,566
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,481
Cash dividends$72,0003,370
Sale, conversion, retirement of capital stock, net$0648
Net operating income$-124,0008,473
2005-12-31 (YTD Data)Rank
Total interest income$24,441,0001,372
Total interest expense$9,673,0001,167
Net interest income$14,768,0001,484
Provision for loan and lease losses$186,0003,704
Total noninterest income$4,889,0001,104
Gross Fiduciary activities income$1,420,000335
Service charges on deposit accounts$759,0002,208
Trading account gains and fees$0138
Additional Noninterest Income$2,710,0001,088
Total noninterest expense$18,963,000895
Salaries and employee benefits$11,547,000778
Premises and equipment expense$2,529,000953
Additional noninterest expense$4,887,0001,057
Pre-tax net operating income$508,0006,725
Securities gains (losses)$967,000198
Applicable income taxes$436,0003,573
Income before extraordinary items$1,039,0004,727
Extraordinary gains, net$046
Net income$1,039,0004,728
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0005,005
Cash dividends$246,0004,702
Sale, conversion, retirement of capital stock, net$0934
Net operating income$362,1006,911
2005-09-30 (YTD Data)Rank
Total interest income$18,011,0001,356
Total interest expense$6,886,0001,154
Net interest income$11,125,0001,456
Provision for loan and lease losses$126,0003,804
Total noninterest income$3,141,0001,242
Gross Fiduciary activities income$1,014,000333
Service charges on deposit accounts$479,0002,528
Trading account gains and fees$0126
Additional Noninterest Income$1,648,0001,265
Total noninterest expense$14,105,000893
Salaries and employee benefits$8,625,000778
Premises and equipment expense$1,768,0001,010
Additional noninterest expense$3,712,0001,030
Pre-tax net operating income$35,0008,232
Securities gains (losses)$848,000192
Applicable income taxes$204,0004,388
Income before extraordinary items$679,0005,158
Extraordinary gains, net$035
Net income$679,0005,161
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0004,299
Cash dividends$175,0004,204
Sale, conversion, retirement of capital stock, net$0769
Net operating income$26,0408,245
2005-06-30 (YTD Data)Rank
Total interest income$11,824,0001,330
Total interest expense$4,338,0001,147
Net interest income$7,486,0001,408
Provision for loan and lease losses$66,0004,004
Total noninterest income$2,034,0001,247
Gross Fiduciary activities income$614,000350
Service charges on deposit accounts$278,0002,766
Trading account gains and fees$0116
Additional Noninterest Income$1,142,0001,223
Total noninterest expense$9,437,000882
Salaries and employee benefits$5,690,000780
Premises and equipment expense$1,167,0001,017
Additional noninterest expense$2,580,000984
Pre-tax net operating income$17,0008,294
Securities gains (losses)$343,000296
Applicable income taxes$36,0005,754
Income before extraordinary items$324,0005,952
Extraordinary gains, net$030
Net income$324,0005,957
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0003,453
Cash dividends$138,0003,956
Sale, conversion, retirement of capital stock, net$0643
Net operating income$15,3008,276
2005-03-31 (YTD Data)Rank
Total interest income$5,845,0001,315
Total interest expense$2,079,0001,130
Net interest income$3,766,0001,403
Provision for loan and lease losses$24,0004,451
Total noninterest income$935,0001,313
Gross Fiduciary activities income$274,000374
Service charges on deposit accounts$121,0003,015
Trading account gains and fees$0115
Additional Noninterest Income$540,0001,260
Total noninterest expense$4,693,000885
Salaries and employee benefits$2,825,000784
Premises and equipment expense$616,000962
Additional noninterest expense$1,252,000992
Pre-tax net operating income$-16,0008,496
Securities gains (losses)$88,000398
Applicable income taxes$-70,0008,821
Income before extraordinary items$142,0006,222
Extraordinary gains, net$024
Net income$142,0006,223
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0002,501
Cash dividends$110,0002,838
Sale, conversion, retirement of capital stock, net$0491
Net operating income$54,0007,668
2004-12-31 (YTD Data)Rank
Total interest income$22,527,0001,250
Total interest expense$7,514,0001,075
Net interest income$15,013,0001,349
Provision for loan and lease losses$24,0006,604
Total noninterest income$2,996,0001,608
Gross Fiduciary activities income$1,100,000356
Service charges on deposit accounts$571,0002,819
Trading account gains and fees$0138
Additional Noninterest Income$1,325,0001,783
Total noninterest expense$14,997,0001,080
Salaries and employee benefits$9,077,000945
Premises and equipment expense$1,756,0001,319
Additional noninterest expense$4,164,0001,182
Pre-tax net operating income$2,988,0002,603
Securities gains (losses)$308,000628
Applicable income taxes$926,0002,285
Income before extraordinary items$2,370,0002,533
Extraordinary gains, net$034
Net income$2,370,0002,536
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0006,099
Cash dividends$482,0003,620
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,148,2402,686
2004-09-30 (YTD Data)Rank
Total interest income$16,638,0001,255
Total interest expense$5,499,0001,086
Net interest income$11,139,0001,350
Provision for loan and lease losses$18,0006,408
Total noninterest income$2,220,0001,635
Gross Fiduciary activities income$815,000365
Service charges on deposit accounts$429,0002,824
Trading account gains and fees$0134
Additional Noninterest Income$976,0001,797
Total noninterest expense$10,829,0001,126
Salaries and employee benefits$6,525,000980
Premises and equipment expense$1,328,0001,294
Additional noninterest expense$2,976,0001,234
Pre-tax net operating income$2,512,0002,380
Securities gains (losses)$302,000592
Applicable income taxes$892,0001,954
Income before extraordinary items$1,922,0002,405
Extraordinary gains, net$026
Net income$1,922,0002,408
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0005,357
Cash dividends$361,0003,172
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,716,6402,585
2004-06-30 (YTD Data)Rank
Total interest income$10,993,0001,254
Total interest expense$3,588,0001,094
Net interest income$7,405,0001,341
Provision for loan and lease losses$12,0006,242
Total noninterest income$1,504,0001,587
Gross Fiduciary activities income$553,000366
Service charges on deposit accounts$284,0002,832
Trading account gains and fees$0130
Additional Noninterest Income$667,0001,785
Total noninterest expense$7,217,0001,118
Salaries and employee benefits$4,272,0001,006
Premises and equipment expense$877,0001,313
Additional noninterest expense$2,068,0001,172
Pre-tax net operating income$1,680,0002,357
Securities gains (losses)$259,000548
Applicable income taxes$627,0001,863
Income before extraordinary items$1,312,0002,331
Extraordinary gains, net$021
Net income$1,312,0002,331
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0004,586
Cash dividends$231,0003,266
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,135,8802,573
2004-03-31 (YTD Data)Rank
Total interest income$5,561,0001,247
Total interest expense$1,781,0001,124
Net interest income$3,780,0001,317
Provision for loan and lease losses$6,0005,941
Total noninterest income$728,0001,613
Gross Fiduciary activities income$255,000378
Service charges on deposit accounts$137,0002,859
Trading account gains and fees$0121
Additional Noninterest Income$336,0001,741
Total noninterest expense$3,517,0001,158
Salaries and employee benefits$2,105,0001,026
Premises and equipment expense$483,0001,208
Additional noninterest expense$929,0001,294
Pre-tax net operating income$985,0002,024
Securities gains (losses)$33,0001,437
Applicable income taxes$355,0001,708
Income before extraordinary items$663,0002,289
Extraordinary gains, net$016
Net income$663,0002,290
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,968
Cash dividends$98,0002,949
Sale, conversion, retirement of capital stock, net$0464
Net operating income$641,5502,258
2003-12-31 (YTD Data)Rank
Total interest income$23,442,0001,221
Total interest expense$9,016,000989
Net interest income$14,426,0001,360
Provision for loan and lease losses$84,0005,577
Total noninterest income$3,811,0001,398
Gross Fiduciary activities income$1,080,000366
Service charges on deposit accounts$633,0002,593
Trading account gains and fees$0160
Additional Noninterest Income$2,098,0001,429
Total noninterest expense$14,326,0001,132
Salaries and employee benefits$8,307,0001,020
Premises and equipment expense$1,660,0001,368
Additional noninterest expense$4,359,0001,158
Pre-tax net operating income$3,827,0002,039
Securities gains (losses)$328,000997
Applicable income taxes$1,819,0001,379
Income before extraordinary items$2,336,0002,526
Extraordinary gains, net$054
Net income$2,336,0002,530
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0007,027
Cash dividends$545,0003,370
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,126,0802,604
2003-09-30 (YTD Data)Rank
Total interest income$17,718,0001,238
Total interest expense$7,002,0001,003
Net interest income$10,716,0001,378
Provision for loan and lease losses$63,0005,456
Total noninterest income$2,512,0001,577
Gross Fiduciary activities income$793,000378
Service charges on deposit accounts$462,0002,661
Trading account gains and fees$0153
Additional Noninterest Income$1,257,0001,746
Total noninterest expense$10,282,0001,185
Salaries and employee benefits$5,818,0001,094
Premises and equipment expense$1,234,0001,393
Additional noninterest expense$3,230,0001,173
Pre-tax net operating income$2,883,0002,106
Securities gains (losses)$461,000724
Applicable income taxes$1,500,0001,355
Income before extraordinary items$1,844,0002,501
Extraordinary gains, net$040
Net income$1,844,0002,500
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0006,592
Cash dividends$400,0003,007
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,548,9602,751
2003-06-30 (YTD Data)Rank
Total interest income$11,965,0001,232
Total interest expense$4,809,0001,000
Net interest income$7,156,0001,373
Provision for loan and lease losses$42,0005,388
Total noninterest income$1,786,0001,497
Gross Fiduciary activities income$538,000381
Service charges on deposit accounts$310,0002,575
Trading account gains and fees$0150
Additional Noninterest Income$938,0001,587
Total noninterest expense$6,789,0001,201
Salaries and employee benefits$3,840,0001,104
Premises and equipment expense$863,0001,328
Additional noninterest expense$2,086,0001,203
Pre-tax net operating income$2,111,0001,946
Securities gains (losses)$88,0001,602
Applicable income taxes$1,079,0001,289
Income before extraordinary items$1,120,0002,726
Extraordinary gains, net$030
Net income$1,120,0002,725
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0004,597
Cash dividends$178,0003,655
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,063,6802,679
2003-03-31 (YTD Data)Rank
Total interest income$5,945,0001,246
Total interest expense$2,476,000993
Net interest income$3,469,0001,412
Provision for loan and lease losses$21,0005,171
Total noninterest income$838,0001,526
Gross Fiduciary activities income$250,000403
Service charges on deposit accounts$152,0002,558
Trading account gains and fees$0134
Additional Noninterest Income$436,0001,629
Total noninterest expense$3,374,0001,194
Salaries and employee benefits$1,906,0001,107
Premises and equipment expense$479,0001,195
Additional noninterest expense$989,0001,240
Pre-tax net operating income$912,0002,215
Securities gains (losses)$-13,0009,173
Applicable income taxes$886,000882
Income before extraordinary items$13,0008,593
Extraordinary gains, net$021
Net income$13,0008,590
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0003,174
Cash dividends$176,0002,367
Sale, conversion, retirement of capital stock, net$0419
Net operating income$21,3208,348
2002-12-31 (YTD Data)Rank
Total interest income$25,508,0001,199
Total interest expense$10,761,0001,038
Net interest income$14,747,0001,311
Provision for loan and lease losses$84,0005,998
Total noninterest income$3,286,0001,460
Gross Fiduciary activities income$1,071,000396
Service charges on deposit accounts$639,0002,451
Trading account gains and fees$0153
Additional Noninterest Income$1,576,0001,588
Total noninterest expense$12,721,0001,198
Salaries and employee benefits$7,297,0001,092
Premises and equipment expense$1,571,0001,400
Additional noninterest expense$3,853,0001,253
Pre-tax net operating income$5,228,0001,568
Securities gains (losses)$-541,0009,268
Applicable income taxes$1,471,0001,674
Income before extraordinary items$3,216,0001,857
Extraordinary gains, net$070
Net income$3,216,0001,856
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0006,852
Cash dividends$643,0003,036
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,589,2901,613
2001-12-31 (YTD Data)Rank
Total interest income$27,474,0001,253
Total interest expense$15,024,0001,077
Net interest income$12,450,0001,425
Provision for loan and lease losses$79,0006,023
Total noninterest income$2,826,0001,548
Gross Fiduciary activities income$1,059,000410
Service charges on deposit accounts$571,0002,539
Trading account gains and fees$0177
Additional Noninterest Income$1,196,0001,806
Total noninterest expense$11,907,0001,223
Salaries and employee benefits$6,617,0001,122
Premises and equipment expense$1,593,0001,345
Additional noninterest expense$3,697,0001,276
Pre-tax net operating income$3,290,0002,083
Securities gains (losses)$841,000446
Applicable income taxes$1,312,0001,684
Income before extraordinary items$2,819,0001,868
Extraordinary gains, net$0105
Net income$2,819,0001,871
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0005,919
Cash dividends$468,0003,593
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,247,1202,225
2000-12-31 (YTD Data)Rank
Total interest income$26,696,0001,324
Total interest expense$15,240,0001,139
Net interest income$11,456,0001,537
Provision for loan and lease losses$24,0007,446
Total noninterest income$2,277,0001,700
Gross Fiduciary activities income$1,014,000421
Service charges on deposit accounts$527,0002,575
Trading account gains and fees$0180
Additional Noninterest Income$736,0002,273
Total noninterest expense$10,989,0001,257
Salaries and employee benefits$6,301,0001,124
Premises and equipment expense$1,489,0001,390
Additional noninterest expense$3,199,0001,403
Pre-tax net operating income$2,720,0002,587
Securities gains (losses)$369,000307
Applicable income taxes$935,0002,252
Income before extraordinary items$2,154,0002,375
Extraordinary gains, net$038
Net income$2,154,0002,375
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0004,089
Cash dividends$489,0003,616
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,895,7002,686
1999-12-31 (YTD Data)Rank
Total interest income$23,895,0001,359
Total interest expense$13,147,0001,157
Net interest income$10,748,0001,620
Provision for loan and lease losses$40,0006,849
Total noninterest income$2,117,0001,786
Gross Fiduciary activities income$996,000467
Service charges on deposit accounts$518,0002,545
Trading account gains and fees$0173
Additional Noninterest Income$603,0002,620
Total noninterest expense$10,430,0001,331
Salaries and employee benefits$5,839,0001,180
Premises and equipment expense$1,447,0001,407
Additional noninterest expense$3,144,0001,463
Pre-tax net operating income$2,395,0002,891
Securities gains (losses)$1,086,000203
Applicable income taxes$1,180,0001,954
Income before extraordinary items$2,301,0002,273
Extraordinary gains, net$035
Net income$2,301,0002,274
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-33,0009,769
Cash dividends$351,0004,190
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,584,2403,082
1998-12-31 (YTD Data)Rank
Total interest income$23,135,0001,396
Total interest expense$13,027,0001,196
Net interest income$10,108,0001,691
Provision for loan and lease losses$120,0004,610
Total noninterest income$2,084,0001,767
Gross Fiduciary activities income$974,000468
Service charges on deposit accounts$533,0002,404
Trading account gains and fees$0224
Additional Noninterest Income$577,0002,707
Total noninterest expense$9,859,0001,333
Salaries and employee benefits$5,384,0001,219
Premises and equipment expense$1,456,0001,334
Additional noninterest expense$3,019,0001,443
Pre-tax net operating income$2,213,0003,073
Securities gains (losses)$802,000436
Applicable income taxes$1,024,0002,275
Income before extraordinary items$1,991,0002,561
Extraordinary gains, net$032
Net income$1,991,0002,562
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0004,658
Cash dividends$105,0006,200
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,461,6803,239
1997-12-31 (YTD Data)Rank
Total interest income$23,066,0001,425
Total interest expense$12,777,0001,252
Net interest income$10,289,0001,700
Provision for loan and lease losses$120,0004,629
Total noninterest income$1,805,0001,926
Gross Fiduciary activities income$782,000539
Service charges on deposit accounts$555,0002,365
Trading account gains and fees$0239
Additional Noninterest Income$468,0002,959
Total noninterest expense$8,644,0001,519
Salaries and employee benefits$4,896,0001,345
Premises and equipment expense$1,290,0001,508
Additional noninterest expense$2,458,0001,724
Pre-tax net operating income$3,330,0002,268
Securities gains (losses)$141,000840
Applicable income taxes$1,265,0001,978
Income before extraordinary items$2,206,0002,359
Extraordinary gains, net$044
Net income$2,206,0002,359
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0004,288
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,115,7602,397
1996-12-31 (YTD Data)Rank
Total interest income$21,754,0001,538
Total interest expense$11,932,0001,355
Net interest income$9,822,0001,807
Provision for loan and lease losses$60,0006,086
Total noninterest income$1,632,0002,154
Gross Fiduciary activities income$632,000636
Service charges on deposit accounts$555,0002,454
Trading account gains and fees$0262
Additional Noninterest Income$445,0003,167
Total noninterest expense$8,388,0001,692
Salaries and employee benefits$5,029,0001,336
Premises and equipment expense$1,271,0001,605
Additional noninterest expense$2,088,0002,366
Pre-tax net operating income$3,006,0002,368
Securities gains (losses)$-56,00011,065
Applicable income taxes$1,105,0002,150
Income before extraordinary items$1,845,0002,631
Extraordinary gains, net$053
Net income$1,845,0002,633
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$109,0003,762
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,880,8402,545
1995-12-31 (YTD Data)Rank
Total interest income$21,133,0001,606
Total interest expense$10,876,0001,494
Net interest income$10,257,0001,747
Provision for loan and lease losses$15,0007,935
Total noninterest income$1,649,0002,138
Gross Fiduciary activities income$671,000652
Service charges on deposit accounts$568,0002,385
Trading account gains and fees$0522
Additional Noninterest Income$410,0003,264
Total noninterest expense$8,688,0001,632
Salaries and employee benefits$4,949,0001,342
Premises and equipment expense$1,160,0001,745
Additional noninterest expense$2,579,0001,948
Pre-tax net operating income$3,203,0002,308
Securities gains (losses)$-102,00011,492
Applicable income taxes$1,212,0002,012
Income before extraordinary items$1,889,0002,632
Extraordinary gains, net$065
Net income$1,889,0002,631
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-58,00011,529
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,954,2802,534
1994-12-31 (YTD Data)Rank
Total interest income$17,961,0001,713
Total interest expense$8,278,0001,546
Net interest income$9,683,0001,868
Provision for loan and lease losses$250,0002,585
Total noninterest income$1,951,0001,864
Gross Fiduciary activities income$629,000663
Service charges on deposit accounts$578,0002,355
Trading account gains and fees$0475
Additional Noninterest Income$744,0002,246
Total noninterest expense$9,129,0001,610
Salaries and employee benefits$5,065,0001,331
Premises and equipment expense$1,169,0001,761
Additional noninterest expense$2,895,0001,867
Pre-tax net operating income$2,255,0003,100
Securities gains (losses)$-72,00011,319
Applicable income taxes$824,0002,704
Income before extraordinary items$1,359,0003,450
Extraordinary gains, net$0249
Net income$1,359,0003,457
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0003,836
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,405,0803,384
1993-12-31 (YTD Data)Rank
Total interest income$18,589,0001,677
Total interest expense$8,640,0001,551
Net interest income$9,949,0001,806
Provision for loan and lease losses$657,0001,737
Total noninterest income$1,809,0002,099
Gross Fiduciary activities income$598,000705
Service charges on deposit accounts$512,0002,716
Trading account gains and fees$0532
Additional Noninterest Income$699,0002,603
Total noninterest expense$8,930,0001,698
Salaries and employee benefits$4,946,0001,362
Premises and equipment expense$1,257,0001,664
Additional noninterest expense$2,727,0002,061
Pre-tax net operating income$2,171,0003,056
Securities gains (losses)$-70,00013,133
Applicable income taxes$840,0002,655
Income before extraordinary items$1,261,0003,822
Extraordinary gains, net$707,000320
Net income$1,968,0002,653
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$578,0001,627
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,305,8003,503
1992-12-31 (YTD Data)Rank
Total interest income$22,082,0001,623
Total interest expense$11,836,0001,494
Net interest income$10,246,0001,785
Provision for loan and lease losses$1,279,0001,572
Total noninterest income$1,548,0002,340
Gross Fiduciary activities income$540,000734
Service charges on deposit accounts$422,0003,295
Trading account gains and fees$0504
Additional Noninterest Income$586,0002,867
Total noninterest expense$8,646,0001,760
Salaries and employee benefits$4,614,0001,440
Premises and equipment expense$1,179,0001,793
Additional noninterest expense$2,853,0002,078
Pre-tax net operating income$1,869,0003,313
Securities gains (losses)$72,0003,538
Applicable income taxes$1,132,0001,868
Income before extraordinary items$809,0005,313
Extraordinary gains, net$01,422
Net income$809,0005,366
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,019,0001,541
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$762,9205,222

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.