Home > Banterra Bank > Net charge- offs to loans
Banterra Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1678% | 627 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0323% | 513 |
| Percentage Net Loans Charged-off:Construction & development | 0.0255% | 175 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0074% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1283% | 126 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2310% | 62 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1068% | 146 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3710% | 678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1248% | 2,236 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1248% | 2,115 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1756% | 495 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0351% | 389 |
| Percentage Net Loans Charged-off:Construction & development | 0.0010% | 167 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0100% | 358 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1629% | 94 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2389% | 57 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1463% | 107 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4195% | 497 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0960% | 2,149 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0960% | 2,077 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0662% | 893 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0373% | 298 |
| Percentage Net Loans Charged-off:Construction & development | 0.0016% | 119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0148% | 259 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1606% | 92 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2232% | 45 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1461% | 93 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0836% | 838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0752% | 2,022 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0752% | 1,975 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0717% | 716 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0621% | 176 |
| Percentage Net Loans Charged-off:Construction & development | 0.0035% | 55 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0021% | 185 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3388% | 45 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4493% | 22 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3115% | 46 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0632% | 611 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0840% | 1,718 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0840% | 1,643 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0566% | 1,084 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0033% | 892 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 4,027 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0307% | 404 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0084% | 4,313 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0413% | 334 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0635% | 981 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0965% | 2,152 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0965% | 2,064 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0568% | 915 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 3,014 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0054% | 4,116 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0158% | 432 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0057% | 4,343 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0217% | 378 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0904% | 683 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0726% | 2,066 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0726% | 1,982 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0614% | 786 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0072% | 3,631 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0076% | 4,084 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0147% | 3,871 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0187% | 3,979 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0945% | 564 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0917% | 1,810 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0917% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0164% | 1,209 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0105% | 3,896 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0096% | 4,256 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0258% | 4,122 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0326% | 4,214 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0032% | 629 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0483% | 1,696 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0483% | 1,608 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0865% | 943 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0521% | 566 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0081% | 4,130 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0793% | 313 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0247% | 192 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0929% | 278 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0394% | 1,204 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0971% | 2,005 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0971% | 1,906 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0951% | 764 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0720% | 416 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0079% | 4,208 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1018% | 233 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0162% | 3,304 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1310% | 185 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0117% | 1,178 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1096% | 1,758 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1096% | 1,650 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1257% | 622 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0953% | 342 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0078% | 4,286 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0842% | 293 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0160% | 3,351 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1089% | 244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0315% | 909 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1108% | 1,584 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1108% | 1,477 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0714% | 842 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0366% | 438 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0059% | 4,352 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1490% | 162 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0313% | 3,465 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1936% | 137 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0671% | 613 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1143% | 1,408 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1143% | 1,297 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0891% | 1,565 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0274% | 1,265 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0026% | 1,027 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0964% | 510 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1186% | 188 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0907% | 523 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0101% | 3,915 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2677% | 1,831 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2677% | 1,694 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0913% | 1,394 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0308% | 1,018 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 4,212 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1147% | 401 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0707% | 222 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1260% | 353 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0144% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2774% | 1,719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2774% | 1,587 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1179% | 1,140 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0351% | 860 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 4,267 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1271% | 350 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1602% | 282 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0127% | 1,500 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3432% | 1,573 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3432% | 1,437 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1280% | 947 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0088% | 934 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0015% | 418 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0279% | 653 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0132% | 196 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0318% | 578 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0009% | 3,628 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4183% | 1,380 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4183% | 1,287 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0582% | 2,269 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0708% | 4,844 |
| Percentage Net Loans Charged-off:Construction & development | -1.8114% | 4,724 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0822% | 639 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0377% | 1,186 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1020% | 273 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0188% | 1,375 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0196% | 4,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2754% | 2,178 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2754% | 2,047 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0932% | 1,543 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0601% | 857 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1105% | 454 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0118% | 1,339 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1811% | 166 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0397% | 4,699 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0077% | 3,860 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2256% | 2,205 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2256% | 2,076 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0736% | 1,633 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0038% | 1,552 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0033% | 4,462 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0191% | 1,065 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2698% | 104 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0576% | 4,821 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0073% | 3,827 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2325% | 2,003 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2325% | 1,892 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0544% | 1,508 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0159% | 4,610 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 4,556 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0526% | 4,893 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0689% | 4,953 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0464% | 4,311 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2415% | 1,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2415% | 1,680 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0882% | 1,896 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0093% | 4,346 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0290% | 4,799 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0104% | 4,420 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0166% | 3,610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0086% | 4,418 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0150% | 2,087 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2769% | 2,159 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2769% | 2,043 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0837% | 1,683 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0104% | 4,330 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0387% | 4,919 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0069% | 4,293 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0225% | 3,677 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 4,197 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0187% | 4,106 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3005% | 1,909 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3005% | 1,795 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0825% | 1,503 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0153% | 4,505 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0580% | 5,070 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0060% | 4,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0138% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0115% | 4,506 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0271% | 4,208 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3210% | 1,741 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3210% | 1,634 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0704% | 1,416 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0724% | 5,194 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1162% | 5,310 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0486% | 5,002 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0617% | 5,103 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0636% | 4,536 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4092% | 1,474 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4092% | 1,365 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1138% | 1,915 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0261% | 4,931 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0503% | 5,135 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0031% | 4,465 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0971% | 430 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0290% | 4,982 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0300% | 2,180 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3802% | 2,062 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3802% | 1,925 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0947% | 1,847 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0331% | 4,992 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0653% | 5,246 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 4,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1312% | 329 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0350% | 5,054 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0194% | 1,888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3217% | 2,104 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3217% | 1,960 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1230% | 1,422 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0091% | 1,797 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0094% | 4,880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0451% | 1,292 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3134% | 158 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0234% | 4,942 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0224% | 1,592 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3558% | 1,844 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3558% | 1,724 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1511% | 1,054 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 4,221 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 4,807 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0063% | 4,577 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6608% | 83 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1741% | 5,562 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0337% | 4,398 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4900% | 1,447 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4900% | 1,319 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1318% | 1,926 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0317% | 2,126 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1007% | 853 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0098% | 4,561 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0997% | 5,513 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0041% | 786 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1256% | 5,558 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1011% | 1,888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3092% | 2,379 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3092% | 2,229 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1397% | 1,077 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1115% | 1,828 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0075% | 2,417 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0175% | 1,027 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0054% | 4,784 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0217% | 643 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0122% | 4,979 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0683% | 1,683 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3035% | 2,132 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3035% | 1,974 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1277% | 939 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0916% | 1,928 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0133% | 2,088 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0316% | 776 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0099% | 4,913 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0493% | 502 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0247% | 5,215 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0135% | 1,645 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2725% | 2,074 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2725% | 1,928 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1124% | 830 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0968% | 1,549 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0410% | 1,251 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0705% | 435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0165% | 1,445 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1655% | 290 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0206% | 5,200 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0329% | 1,120 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2368% | 1,909 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2368% | 1,760 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0948% | 699 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3048% | 986 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0311% | 2,581 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0666% | 1,170 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0131% | 262 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0104% | 5,264 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0714% | 735 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0296% | 5,482 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8402% | 698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3095% | 2,221 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3095% | 2,082 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3028% | 732 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3576% | 736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0348% | 2,293 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0657% | 994 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0175% | 215 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0021% | 2,750 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1010% | 612 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0209% | 5,431 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1409% | 444 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2448% | 2,263 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2448% | 2,113 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3452% | 633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4963% | 500 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0779% | 1,607 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1002% | 775 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0262% | 164 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0823% | 1,654 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1190% | 528 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0739% | 1,660 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7417% | 278 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2262% | 2,142 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2262% | 2,009 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2320% | 643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0726% | 1,989 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0166% | 1,843 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0302% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0521% | 107 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2592% | 301 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0583% | 5,801 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0247% | 1,092 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2357% | 1,883 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2357% | 1,761 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0484% | 3,855 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0869% | 2,509 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0265% | 1,971 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6941% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2284% | 1,458 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0392% | 1,053 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2725% | 1,233 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3550% | 5,821 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3193% | 2,352 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3193% | 2,209 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0193% | 1,396 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0055% | 5,313 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0347% | 2,939 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0725% | 5,978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8784% | 159 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2212% | 1,386 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0525% | 933 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2608% | 1,185 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5078% | 5,983 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3233% | 2,160 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3233% | 2,008 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0198% | 1,265 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0056% | 5,197 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1080% | 1,969 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0133% | 1,480 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3091% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3063% | 1,058 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0088% | 844 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3755% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7714% | 6,129 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3877% | 1,773 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3877% | 1,648 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0113% | 1,184 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1553% | 6,304 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0470% | 1,992 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0053% | 1,035 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.4440% | 55 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0593% | 6,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0176% | 592 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0770% | 6,169 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5519% | 6,304 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5515% | 1,368 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5515% | 1,256 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0071% | 5,446 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2353% | 2,568 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3033% | 1,741 |
| Percentage Net Loans Charged-off:Construction & development | 1.6351% | 654 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2754% | 1,500 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1048% | 2,955 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1050% | 1,223 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1047% | 2,825 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0758% | 5,520 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4012% | 2,355 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4012% | 2,224 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0393% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2571% | 2,268 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3265% | 1,600 |
| Percentage Net Loans Charged-off:Construction & development | 2.1196% | 515 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2344% | 1,424 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1072% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1458% | 1,038 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0988% | 2,654 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0474% | 5,327 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4127% | 2,092 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4127% | 1,946 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0402% | 1,210 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3491% | 1,797 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5039% | 1,099 |
| Percentage Net Loans Charged-off:Construction & development | 3.0938% | 387 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3865% | 1,018 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1449% | 2,278 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2449% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1235% | 2,281 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0519% | 5,303 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3681% | 2,095 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3681% | 1,964 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0426% | 1,085 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0205% | 3,751 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0171% | 6,053 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1190% | 6,579 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1415% | 1,900 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5228% | 476 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0598% | 2,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1074% | 5,641 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2761% | 2,106 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2761% | 1,967 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0134% | 5,637 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2603% | 3,380 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2790% | 2,835 |
| Percentage Net Loans Charged-off:Construction & development | 0.4465% | 1,839 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1644% | 2,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0115% | 835 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5403% | 1,671 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0043% | 1,749 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6491% | 1,382 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0072% | 3,598 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5249% | 2,306 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5249% | 2,148 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0585% | 1,355 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2727% | 3,091 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3353% | 2,430 |
| Percentage Net Loans Charged-off:Construction & development | 0.6488% | 1,558 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2030% | 2,050 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0159% | 723 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6165% | 1,465 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0116% | 1,542 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7371% | 1,184 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0667% | 5,901 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4599% | 2,258 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4599% | 2,099 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0748% | 1,178 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2924% | 2,856 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4068% | 2,125 |
| Percentage Net Loans Charged-off:Construction & development | 0.2398% | 1,686 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3079% | 1,587 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0249% | 574 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7598% | 1,183 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0174% | 5,002 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9136% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1007% | 6,032 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3390% | 2,469 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3390% | 2,290 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1073% | 980 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0970% | 3,557 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1203% | 2,869 |
| Percentage Net Loans Charged-off:Construction & development | 0.4889% | 1,134 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0745% | 1,518 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0486% | 369 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1683% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2010% | 2,046 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0421% | 5,612 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1889% | 2,552 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1889% | 2,369 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0071% | 5,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3864% | 3,480 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4915% | 2,670 |
| Percentage Net Loans Charged-off:Construction & development | 1.3116% | 1,981 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3645% | 2,269 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7499% | 1,634 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2581% | 1,545 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8407% | 1,441 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1419% | 6,534 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6472% | 2,360 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6446% | 2,095 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0146% | 5,924 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2435% | 3,902 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3533% | 2,912 |
| Percentage Net Loans Charged-off:Construction & development | 0.4209% | 2,231 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1447% | 2,529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8183% | 1,414 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3447% | 1,250 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9046% | 1,271 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1827% | 6,601 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3186% | 3,209 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3169% | 2,912 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0305% | 6,035 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2072% | 3,911 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3214% | 2,824 |
| Percentage Net Loans Charged-off:Construction & development | 0.2130% | 2,105 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2157% | 2,008 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6422% | 1,660 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5378% | 957 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6609% | 1,528 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2063% | 6,644 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2224% | 3,274 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2207% | 3,004 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0478% | 6,110 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3085% | 2,810 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4778% | 1,950 |
| Percentage Net Loans Charged-off:Construction & development | 0.3191% | 1,465 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4098% | 1,195 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8191% | 1,112 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5850% | 688 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8606% | 1,017 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2323% | 6,691 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2742% | 2,655 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2708% | 2,356 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1241% | 6,210 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5815% | 3,301 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6702% | 2,516 |
| Percentage Net Loans Charged-off:Construction & development | 3.4743% | 1,608 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5065% | 2,022 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6193% | 1,979 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1525% | 1,694 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6986% | 1,797 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2068% | 4,019 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7718% | 2,629 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1095% | 1,586 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4542% | 3,481 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4710% | 2,783 |
| Percentage Net Loans Charged-off:Construction & development | 3.3055% | 1,505 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4097% | 1,926 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1661% | 3,341 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0988% | 1,581 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1774% | 3,131 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2569% | 3,467 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7524% | 2,481 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1029% | 1,438 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5638% | 2,845 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6102% | 2,233 |
| Percentage Net Loans Charged-off:Construction & development | 4.3128% | 1,111 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5262% | 1,454 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2125% | 2,744 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1478% | 1,272 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2232% | 2,583 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2940% | 3,008 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8796% | 2,109 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0436% | 1,401 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1565% | 3,986 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0259% | 3,885 |
| Percentage Net Loans Charged-off:Construction & development | 0.3961% | 1,735 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0178% | 7,408 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0244% | 3,003 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0521% | 5,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0369% | 2,773 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5779% | 1,911 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5207% | 2,582 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0072% | 1,165 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5458% | 3,601 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0773% | 5,026 |
| Percentage Net Loans Charged-off:Construction & development | 0.0439% | 3,418 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0335% | 3,208 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1781% | 3,381 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0757% | 1,805 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1925% | 3,152 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3759% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2840% | 4,844 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1571% | 1,680 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4025% | 3,645 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1008% | 4,309 |
| Percentage Net Loans Charged-off:Construction & development | 0.0545% | 3,013 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0455% | 2,577 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2298% | 2,662 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1424% | 1,431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2415% | 2,466 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0898% | 1,485 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3648% | 4,217 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1578% | 1,456 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3329% | 3,511 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1009% | 3,781 |
| Percentage Net Loans Charged-off:Construction & development | 0.0769% | 2,540 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0837% | 1,885 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1687% | 2,629 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1902% | 2,368 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5574% | 1,555 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3630% | 3,900 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1204% | 1,347 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1151% | 4,046 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1074% | 2,858 |
| Percentage Net Loans Charged-off:Construction & development | 0.1489% | 1,697 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0100% | 7,713 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2894% | 1,622 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3252% | 1,426 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1622% | 2,379 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0844% | 4,080 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1317% | 1,025 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1907% | 4,277 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1659% | 3,091 |
| Percentage Net Loans Charged-off:Construction & development | 0.2446% | 2,337 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2396% | 1,310 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1359% | 2,557 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4466% | 748 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0980% | 2,730 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2617% | 3,347 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1329% | 5,330 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3359% | 1,174 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0881% | 4,630 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0466% | 3,577 |
| Percentage Net Loans Charged-off:Construction & development | 0.3306% | 1,613 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0107% | 1,670 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0515% | 2,816 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0363% | 1,046 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0534% | 2,598 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1653% | 2,978 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0431% | 5,295 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3783% | 967 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0101% | 5,651 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0058% | 3,670 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0210% | 1,202 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0362% | 2,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0546% | 833 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0339% | 2,273 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,890 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0843% | 1,191 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0141% | 4,554 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0132% | 2,501 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0594% | 650 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0542% | 1,611 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1109% | 492 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0472% | 1,503 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0107% | 2,162 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0368% | 6,929 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0646% | 953 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2014% | 2,619 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1175% | 1,932 |
| Percentage Net Loans Charged-off:Construction & development | 0.1330% | 1,129 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1156% | 1,022 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1722% | 1,366 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1650% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1732% | 1,324 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5835% | 1,716 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3258% | 8,052 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4583% | 893 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1704% | 2,262 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0945% | 1,554 |
| Percentage Net Loans Charged-off:Construction & development | 0.1346% | 689 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1336% | 637 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0636% | 1,735 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1245% | 504 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0549% | 1,714 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4060% | 1,662 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3282% | 7,984 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5421% | 737 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1412% | 2,244 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1232% | 1,057 |
| Percentage Net Loans Charged-off:Construction & development | 0.5662% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1756% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0152% | 1,932 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0437% | 484 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0111% | 1,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2700% | 1,659 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3762% | 7,923 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1948% | 947 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1899% | 1,459 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2019% | 560 |
| Percentage Net Loans Charged-off:Construction & development | 1.1093% | 96 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2857% | 219 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0192% | 1,320 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0867% | 307 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0094% | 1,272 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1680% | 1,367 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1910% | 7,382 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2282% | 692 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2294% | 1,767 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1287% | 1,084 |
| Percentage Net Loans Charged-off:Construction & development | 0.1565% | 405 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1894% | 580 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1079% | 1,364 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0259% | 631 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1147% | 1,258 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5359% | 1,572 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1959% | 4,498 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5163% | 792 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1923% | 1,671 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0790% | 1,251 |
| Percentage Net Loans Charged-off:Construction & development | 0.1958% | 265 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0837% | 634 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1077% | 1,122 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3784% | 156 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0890% | 1,212 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4396% | 1,390 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2161% | 3,899 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6509% | 623 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2566% | 1,210 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1001% | 979 |
| Percentage Net Loans Charged-off:Construction & development | 0.2769% | 162 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1313% | 455 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0968% | 1,057 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1014% | 988 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5509% | 1,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3785% | 2,816 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9467% | 482 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0452% | 2,941 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0052% | 1,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0137% | 231 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 7,981 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0654% | 899 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0684% | 833 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2469% | 1,121 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0212% | 3,821 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0522% | 834 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2681% | 1,754 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1902% | 720 |
| Percentage Net Loans Charged-off:Construction & development | 0.2023% | 292 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1807% | 595 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2845% | 595 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2996% | 570 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5926% | 1,697 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8111% | 2,337 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2038% | 1,099 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2323% | 1,706 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1619% | 772 |
| Percentage Net Loans Charged-off:Construction & development | 0.0684% | 354 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1362% | 565 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2809% | 521 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2962% | 515 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6143% | 1,378 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6228% | 2,635 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0911% | 1,133 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2353% | 1,589 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0816% | 1,180 |
| Percentage Net Loans Charged-off:Construction & development | 0.1103% | 247 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0162% | 720 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1941% | 705 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2047% | 683 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9870% | 921 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9035% | 1,748 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0747% | 1,001 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1994% | 1,592 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0182% | 1,512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0041% | 8,158 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0564% | 1,104 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0596% | 1,007 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7400% | 848 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0677% | 643 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0606% | 767 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2013% | 2,746 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1290% | 1,348 |
| Percentage Net Loans Charged-off:Construction & development | 0.0672% | 560 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1771% | 827 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1337% | 1,313 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1409% | 1,257 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4286% | 2,315 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9557% | 2,150 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0048% | 1,636 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2594% | 1,870 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1571% | 970 |
| Percentage Net Loans Charged-off:Construction & development | 0.0929% | 417 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2459% | 517 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1245% | 1,182 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1312% | 1,128 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6177% | 1,560 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1061% | 1,644 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0173% | 7,100 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3067% | 1,544 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1723% | 867 |
| Percentage Net Loans Charged-off:Construction & development | 0.1474% | 292 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2775% | 430 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1209% | 1,100 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1274% | 1,033 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8766% | 1,161 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8656% | 2,151 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0236% | 7,147 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4113% | 1,090 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1010% | 1,002 |
| Percentage Net Loans Charged-off:Construction & development | 0.2998% | 168 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0545% | 453 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1731% | 731 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1825% | 680 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5804% | 616 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1266% | 1,625 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4944% | 1,480 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3915% | 530 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7929% | 334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0742% | 2,027 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0783% | 1,936 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9404% | 1,758 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0006% | 2,348 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0777% | 7,505 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5943% | 1,055 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5131% | 332 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0377% | 211 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0998% | 1,475 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1054% | 1,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1053% | 1,311 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8059% | 2,686 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1051% | 7,580 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2885% | 2,104 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1565% | 1,054 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1657% | 602 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0842% | 1,380 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0888% | 1,323 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6441% | 1,727 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7929% | 2,582 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0405% | 7,419 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0693% | 3,814 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0897% | 1,130 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1203% | 431 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0867% | 1,085 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0916% | 1,011 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2213% | 8,105 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9969% | 1,974 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1242% | 4,722 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1547% | 1,343 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1139% | 1,044 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1686% | 1,184 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1752% | 1,162 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0868% | 8,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3839% | 4,891 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2127% | 1,394 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1065% | 4,993 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0428% | 2,519 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1616% | 800 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0448% | 2,192 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0452% | 2,098 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1916% | 3,687 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5602% | 3,869 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0129% | 1,848 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2409% | 2,709 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2069% | 129 |
| Percentage Net Loans Charged-off:Construction & development | 2.8019% | 17 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2095% | 106 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1197% | 211 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1208% | 207 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3313% | 574 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4763% | 804 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0914% | 299 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2439% | 2,744 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2033% | 125 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2169% | 124 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2153% | 135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7498% | 47 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2079% | 140 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1451% | 1,367 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2844% | 1,025 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2335% | 68 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5481% | 1,317 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4698% | 42 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3157% | 20 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1230% | 244 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1248% | 219 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8198% | 222 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5801% | 777 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4313% | 161 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0873% | 5,781 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.7946% | 11,373 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0113% | 673 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0197% | 10,408 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1185% | 6,721 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7079% | 1,002 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |