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Banner Bank, Income and Expense

2020-03-31 (YTD Data)Rank
Total interest income$128,643,000121
Total interest expense$10,855,000203
Net interest income$117,788,000115
Provision for loan and lease losses$21,739,000131
Total noninterest income$18,648,000172
Gross Fiduciary activities income$0941
Service charges on deposit accounts$4,478,000115
Trading account gains and fees$745,00064
Additional Noninterest Income$13,425,000168
Total noninterest expense$92,311,000115
Salaries and employee benefits$52,943,00095
Premises and equipment expense$11,895,00087
Additional noninterest expense$27,473,000132
Pre-tax net operating income$22,386,000131
Securities gains (losses)$78,000692
Applicable income taxes$4,156,000148
Income before extraordinary items$18,308,000136
Extraordinary gains, net$04
Net income$18,308,000136
Minority interest net income$056
Net income of bank and minority interests.$18,308,000136
Net charge-offs$-401,0005,082
Cash dividends$45,942,00071
Sale, conversion, retirement of capital stock, net$0482
Net operating income$18,244,820131
2019-12-31 (YTD Data)Rank
Total interest income$513,424,000123
Total interest expense$49,925,000201
Net interest income$463,499,000113
Provision for loan and lease losses$9,820,000161
Total noninterest income$80,529,000159
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$17,762,000116
Trading account gains and fees$3,031,00068
Additional Noninterest Income$59,736,000154
Total noninterest expense$346,861,000117
Salaries and employee benefits$197,269,00097
Premises and equipment expense$46,661,00083
Additional noninterest expense$102,931,000131
Pre-tax net operating income$187,347,000138
Securities gains (losses)$86,0001,007
Applicable income taxes$38,080,000139
Income before extraordinary items$149,353,000138
Extraordinary gains, net$011
Net income$149,353,000138
Minority interest net income$076
Net income of bank and minority interests.$149,353,000138
Net charge-offs$5,818,000193
Cash dividends$116,677,000115
Sale, conversion, retirement of capital stock, net$0626
Net operating income$149,284,200138
2019-09-30 (YTD Data)Rank
Total interest income$383,086,000127
Total interest expense$37,645,000205
Net interest income$345,441,000114
Provision for loan and lease losses$5,865,000187
Total noninterest income$60,511,000159
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$13,229,000116
Trading account gains and fees$1,686,00072
Additional Noninterest Income$45,596,000146
Total noninterest expense$256,016,000119
Salaries and employee benefits$146,162,000100
Premises and equipment expense$35,053,00080
Additional noninterest expense$74,801,000134
Pre-tax net operating income$144,071,000136
Securities gains (losses)$24,0001,352
Applicable income taxes$28,654,000140
Income before extraordinary items$115,441,000137
Extraordinary gains, net$011
Net income$115,441,000139
Minority interest net income$072
Net income of bank and minority interests.$115,441,000139
Net charge-offs$4,574,000181
Cash dividends$99,720,000105
Sale, conversion, retirement of capital stock, net$0590
Net operating income$115,421,800135
2019-06-30 (YTD Data)Rank
Total interest income$254,764,000126
Total interest expense$24,511,000209
Net interest income$230,253,000116
Provision for loan and lease losses$3,910,000188
Total noninterest income$39,973,000162
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$9,168,000115
Trading account gains and fees$835,00078
Additional Noninterest Income$29,970,000144
Total noninterest expense$171,305,000117
Salaries and employee benefits$95,904,000100
Premises and equipment expense$23,933,00077
Additional noninterest expense$51,468,000133
Pre-tax net operating income$95,011,000138
Securities gains (losses)$25,000968
Applicable income taxes$19,956,000139
Income before extraordinary items$75,080,000141
Extraordinary gains, net$011
Net income$75,080,000143
Minority interest net income$069
Net income of bank and minority interests.$75,080,000143
Net charge-offs$2,128,000223
Cash dividends$67,540,00097
Sale, conversion, retirement of capital stock, net$0573
Net operating income$75,060,250141
2019-03-31 (YTD Data)Rank
Total interest income$126,988,000125
Total interest expense$12,114,000207
Net interest income$114,874,000117
Provision for loan and lease losses$1,955,000189
Total noninterest income$17,726,000168
Gross Fiduciary activities income$0972
Service charges on deposit accounts$4,463,000115
Trading account gains and fees$442,00082
Additional Noninterest Income$12,821,000154
Total noninterest expense$87,445,000117
Salaries and employee benefits$48,662,00098
Premises and equipment expense$12,611,00076
Additional noninterest expense$26,172,000126
Pre-tax net operating income$43,200,000144
Securities gains (losses)$69,000331
Applicable income taxes$8,856,000145
Income before extraordinary items$34,413,000147
Extraordinary gains, net$05
Net income$34,413,000145
Minority interest net income$052
Net income of bank and minority interests.$34,413,000147
Net charge-offs$1,180,000196
Cash dividends$17,206,000135
Sale, conversion, retirement of capital stock, net$0529
Net operating income$34,357,800145
2018-12-31 (YTD Data)Rank
Total interest income$451,879,000129
Total interest expense$26,317,000250
Net interest income$425,562,000116
Provision for loan and lease losses$8,410,000187
Total noninterest income$82,847,000163
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$17,569,000116
Trading account gains and fees$821,00085
Additional Noninterest Income$64,457,000141
Total noninterest expense$329,358,000115
Salaries and employee benefits$182,557,000100
Premises and equipment expense$43,910,00087
Additional noninterest expense$102,891,000129
Pre-tax net operating income$170,641,000146
Securities gains (losses)$-816,0005,301
Applicable income taxes$29,863,000156
Income before extraordinary items$139,962,000142
Extraordinary gains, net$06
Net income$139,962,000142
Minority interest net income$072
Net income of bank and minority interests.$139,962,000142
Net charge-offs$1,026,000573
Cash dividends$106,981,000101
Sale, conversion, retirement of capital stock, net$0671
Net operating income$140,631,120143
2018-09-30 (YTD Data)Rank
Total interest income$326,346,000130
Total interest expense$16,734,000274
Net interest income$309,612,000118
Provision for loan and lease losses$5,910,000182
Total noninterest income$62,050,000165
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$12,970,000116
Trading account gains and fees$509,00091
Additional Noninterest Income$48,571,000145
Total noninterest expense$237,953,000116
Salaries and employee benefits$134,527,000101
Premises and equipment expense$31,436,00088
Additional noninterest expense$71,990,000134
Pre-tax net operating income$127,799,000142
Securities gains (losses)$123,000266
Applicable income taxes$26,249,000145
Income before extraordinary items$101,673,000144
Extraordinary gains, net$05
Net income$101,673,000144
Minority interest net income$066
Net income of bank and minority interests.$101,673,000144
Net charge-offs$-242,0005,283
Cash dividends$79,436,00092
Sale, conversion, retirement of capital stock, net$0633
Net operating income$101,575,830144
2018-06-30 (YTD Data)Rank
Total interest income$211,708,000128
Total interest expense$9,823,000278
Net interest income$201,885,000119
Provision for loan and lease losses$3,910,000187
Total noninterest income$42,046,000163
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$8,586,000115
Trading account gains and fees$422,00082
Additional Noninterest Income$33,038,000145
Total noninterest expense$159,800,000115
Salaries and employee benefits$90,839,000100
Premises and equipment expense$20,631,00090
Additional noninterest expense$48,330,000131
Pre-tax net operating income$80,221,000145
Securities gains (losses)$168,000192
Applicable income taxes$17,319,000139
Income before extraordinary items$63,070,000144
Extraordinary gains, net$06
Net income$63,070,000144
Minority interest net income$065
Net income of bank and minority interests.$63,070,000144
Net charge-offs$-854,0005,500
Cash dividends$60,135,00083
Sale, conversion, retirement of capital stock, net$0620
Net operating income$62,937,280145
2018-03-31 (YTD Data)Rank
Total interest income$102,103,000128
Total interest expense$4,060,000313
Net interest income$98,043,000119
Provision for loan and lease losses$1,940,000182
Total noninterest income$20,960,000164
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$4,188,000118
Trading account gains and fees$172,00082
Additional Noninterest Income$16,600,000140
Total noninterest expense$79,113,000117
Salaries and employee benefits$45,241,000101
Premises and equipment expense$10,431,00089
Additional noninterest expense$23,441,000135
Pre-tax net operating income$37,950,000147
Securities gains (losses)$-66,0005,433
Applicable income taxes$8,170,000141
Income before extraordinary items$29,714,000148
Extraordinary gains, net$07
Net income$29,714,000148
Minority interest net income$052
Net income of bank and minority interests.$29,714,000148
Net charge-offs$-1,187,0005,587
Cash dividends$11,600,000123
Sale, conversion, retirement of capital stock, net$0580
Net operating income$29,766,140148
2017-12-31 (YTD Data)Rank
Total interest income$401,552,000119
Total interest expense$14,329,000292
Net interest income$387,223,000112
Provision for loan and lease losses$7,760,000189
Total noninterest income$100,544,000140
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$16,211,000115
Trading account gains and fees$887,00082
Additional Noninterest Income$83,446,000122
Total noninterest expense$320,359,000113
Salaries and employee benefits$171,456,00097
Premises and equipment expense$42,501,00082
Additional noninterest expense$106,402,000124
Pre-tax net operating income$159,648,000131
Securities gains (losses)$-2,109,0005,644
Applicable income taxes$92,896,000102
Income before extraordinary items$64,643,000182
Extraordinary gains, net$09
Net income$64,643,000182
Minority interest net income$076
Net income of bank and minority interests.$64,643,000182
Net charge-offs$4,983,000212
Cash dividends$38,796,000144
Sale, conversion, retirement of capital stock, net$0711
Net operating income$65,992,760179
2017-09-30 (YTD Data)Rank
Total interest income$300,881,000117
Total interest expense$10,418,000286
Net interest income$290,463,000109
Provision for loan and lease losses$5,805,000187
Total noninterest income$66,252,000151
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$12,207,000114
Trading account gains and fees$855,00080
Additional Noninterest Income$53,190,000131
Total noninterest expense$237,006,000109
Salaries and employee benefits$127,857,00097
Premises and equipment expense$31,847,00082
Additional noninterest expense$77,302,000116
Pre-tax net operating income$113,904,000138
Securities gains (losses)$230,000338
Applicable income taxes$36,542,000136
Income before extraordinary items$77,592,000139
Extraordinary gains, net$09
Net income$77,592,000138
Minority interest net income$071
Net income of bank and minority interests.$77,592,000139
Net charge-offs$2,911,000234
Cash dividends$38,796,000118
Sale, conversion, retirement of capital stock, net$0677
Net operating income$77,435,600138
2017-06-30 (YTD Data)Rank
Total interest income$198,345,000119
Total interest expense$6,606,000284
Net interest income$191,739,000110
Provision for loan and lease losses$3,850,000186
Total noninterest income$46,053,000143
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$8,035,000114
Trading account gains and fees$434,00081
Additional Noninterest Income$37,584,000128
Total noninterest expense$156,745,000110
Salaries and employee benefits$84,170,00095
Premises and equipment expense$21,390,00081
Additional noninterest expense$51,185,000119
Pre-tax net operating income$77,197,000133
Securities gains (losses)$-41,0005,641
Applicable income taxes$25,531,000129
Income before extraordinary items$51,625,000142
Extraordinary gains, net$011
Net income$51,625,000142
Minority interest net income$071
Net income of bank and minority interests.$51,625,000142
Net charge-offs$1,422,000282
Cash dividends$25,812,000109
Sale, conversion, retirement of capital stock, net$0659
Net operating income$51,652,470140
2017-03-31 (YTD Data)Rank
Total interest income$96,530,000120
Total interest expense$3,101,000292
Net interest income$93,429,000112
Provision for loan and lease losses$1,910,000175
Total noninterest income$22,498,000145
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$3,936,000116
Trading account gains and fees$298,00076
Additional Noninterest Income$18,264,000130
Total noninterest expense$76,917,000111
Salaries and employee benefits$40,294,00098
Premises and equipment expense$10,684,00080
Additional noninterest expense$25,939,000118
Pre-tax net operating income$37,100,000139
Securities gains (losses)$13,000600
Applicable income taxes$12,300,000130
Income before extraordinary items$24,813,000145
Extraordinary gains, net$08
Net income$24,813,000145
Minority interest net income$055
Net income of bank and minority interests.$24,813,000145
Net charge-offs$1,479,000171
Cash dividends$12,406,000102
Sale, conversion, retirement of capital stock, net$0632
Net operating income$24,804,290145
2016-12-31 (YTD Data)Rank
Total interest income$380,966,000116
Total interest expense$12,204,000267
Net interest income$368,762,000107
Provision for loan and lease losses$5,980,000227
Total noninterest income$85,646,000146
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$17,128,000111
Trading account gains and fees$520,000101
Additional Noninterest Income$67,998,000134
Total noninterest expense$314,629,000108
Salaries and employee benefits$158,001,00098
Premises and equipment expense$42,759,00078
Additional noninterest expense$113,869,000110
Pre-tax net operating income$133,799,000140
Securities gains (losses)$291,000676
Applicable income taxes$46,132,000135
Income before extraordinary items$87,958,000145
Extraordinary gains, net$05
Net income$87,958,000145
Minority interest net income$082
Net income of bank and minority interests.$87,958,000145
Net charge-offs$-2,122,0005,891
Cash dividends$93,978,00082
Sale, conversion, retirement of capital stock, net$0759
Net operating income$87,765,940144
2016-09-30 (YTD Data)Rank
Total interest income$282,560,000113
Total interest expense$9,489,000258
Net interest income$273,071,000107
Provision for loan and lease losses$3,980,000236
Total noninterest income$64,830,000145
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$12,951,000110
Trading account gains and fees$200,000117
Additional Noninterest Income$51,679,000129
Total noninterest expense$236,336,000106
Salaries and employee benefits$119,811,00095
Premises and equipment expense$31,514,00078
Additional noninterest expense$85,011,000106
Pre-tax net operating income$97,585,000143
Securities gains (losses)$354,000540
Applicable income taxes$32,712,000141
Income before extraordinary items$65,227,000147
Extraordinary gains, net$05
Net income$65,227,000147
Minority interest net income$071
Net income of bank and minority interests.$65,227,000147
Net charge-offs$-2,202,0005,963
Cash dividends$32,613,000128
Sale, conversion, retirement of capital stock, net$0719
Net operating income$64,989,820147
2016-06-30 (YTD Data)Rank
Total interest income$187,411,000114
Total interest expense$6,403,000255
Net interest income$181,008,000107
Provision for loan and lease losses$2,000,000289
Total noninterest income$41,285,000148
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$8,506,000110
Trading account gains and fees$46,000140
Additional Noninterest Income$32,733,000133
Total noninterest expense$159,582,000104
Salaries and employee benefits$81,243,00097
Premises and equipment expense$21,648,00078
Additional noninterest expense$56,691,000110
Pre-tax net operating income$60,711,000151
Securities gains (losses)$-359,0006,042
Applicable income taxes$20,124,000146
Income before extraordinary items$40,228,000155
Extraordinary gains, net$016
Net income$40,228,000154
Minority interest net income$071
Net income of bank and minority interests.$40,228,000154
Net charge-offs$-1,303,0006,034
Cash dividends$20,113,000132
Sale, conversion, retirement of capital stock, net$0705
Net operating income$40,468,530151
2016-03-31 (YTD Data)Rank
Total interest income$92,730,000114
Total interest expense$3,251,000244
Net interest income$89,479,000106
Provision for loan and lease losses$03,656
Total noninterest income$19,938,000149
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$4,333,000106
Trading account gains and fees$0142
Additional Noninterest Income$15,605,000132
Total noninterest expense$82,109,000102
Salaries and employee benefits$42,302,00091
Premises and equipment expense$10,897,00080
Additional noninterest expense$28,910,000108
Pre-tax net operating income$27,308,000155
Securities gains (losses)$21,0001,208
Applicable income taxes$9,054,000151
Income before extraordinary items$18,275,000162
Extraordinary gains, net$012
Net income$18,275,000161
Minority interest net income$062
Net income of bank and minority interests.$18,275,000162
Net charge-offs$-187,0005,979
Cash dividends$11,102,000123
Sale, conversion, retirement of capital stock, net$0659
Net operating income$18,260,930160
2015-12-31 (YTD Data)Rank
Total interest income$244,129,000159
Total interest expense$8,678,000317
Net interest income$235,451,000149
Provision for loan and lease losses$04,380
Total noninterest income$63,789,000177
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$12,741,000135
Trading account gains and fees$464,00094
Additional Noninterest Income$50,584,000158
Total noninterest expense$223,777,000132
Salaries and employee benefits$114,373,000115
Premises and equipment expense$29,299,000106
Additional noninterest expense$80,105,000136
Pre-tax net operating income$75,463,000189
Securities gains (losses)$146,000915
Applicable income taxes$25,109,000183
Income before extraordinary items$50,500,000199
Extraordinary gains, net$023
Net income$50,500,000199
Minority interest net income$081
Net income of bank and minority interests.$50,500,000199
Net charge-offs$-2,138,0006,151
Cash dividends$168,394,00050
Sale, conversion, retirement of capital stock, net$0804
Net operating income$50,402,180198
2015-09-30 (YTD Data)Rank
Total interest income$150,261,000178
Total interest expense$5,220,000397
Net interest income$145,041,000169
Provision for loan and lease losses$04,232
Total noninterest income$44,206,000193
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$8,028,000155
Trading account gains and fees$415,00091
Additional Noninterest Income$35,763,000162
Total noninterest expense$129,999,000162
Salaries and employee benefits$64,399,000150
Premises and equipment expense$16,562,000142
Additional noninterest expense$49,038,000166
Pre-tax net operating income$59,248,000185
Securities gains (losses)$153,000787
Applicable income taxes$19,769,000183
Income before extraordinary items$39,632,000200
Extraordinary gains, net$021
Net income$39,632,000200
Minority interest net income$078
Net income of bank and minority interests.$39,632,000200
Net charge-offs$-1,394,0006,221
Cash dividends$29,168,000140
Sale, conversion, retirement of capital stock, net$0773
Net operating income$39,529,490198
2015-06-30 (YTD Data)Rank
Total interest income$98,065,000180
Total interest expense$3,488,000394
Net interest income$94,577,000171
Provision for loan and lease losses$04,069
Total noninterest income$29,831,000193
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$5,219,000155
Trading account gains and fees$321,00092
Additional Noninterest Income$24,291,000165
Total noninterest expense$85,231,000166
Salaries and employee benefits$42,130,000153
Premises and equipment expense$10,906,000143
Additional noninterest expense$32,195,000165
Pre-tax net operating income$39,177,000193
Securities gains (losses)$153,000640
Applicable income taxes$13,230,000186
Income before extraordinary items$26,100,000206
Extraordinary gains, net$022
Net income$26,100,000207
Minority interest net income$075
Net income of bank and minority interests.$26,100,000207
Net charge-offs$-1,421,0006,306
Cash dividends$20,722,000134
Sale, conversion, retirement of capital stock, net$0751
Net operating income$25,999,020206
2015-03-31 (YTD Data)Rank
Total interest income$46,554,000184
Total interest expense$1,731,000398
Net interest income$44,823,000175
Provision for loan and lease losses$03,703
Total noninterest income$13,766,000201
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$2,731,000150
Trading account gains and fees$-427,0006,415
Additional Noninterest Income$11,462,000164
Total noninterest expense$39,757,000176
Salaries and employee benefits$20,203,000162
Premises and equipment expense$5,343,000149
Additional noninterest expense$14,211,000183
Pre-tax net operating income$18,832,000189
Securities gains (losses)$132,000484
Applicable income taxes$6,497,000184
Income before extraordinary items$12,467,000201
Extraordinary gains, net$013
Net income$12,467,000202
Minority interest net income$064
Net income of bank and minority interests.$12,467,000202
Net charge-offs$542,000328
Cash dividends$12,965,000114
Sale, conversion, retirement of capital stock, net$0697
Net operating income$12,379,880203
2014-12-31 (YTD Data)Rank
Total interest income$180,579,000185
Total interest expense$7,548,000368
Net interest income$173,031,000175
Provision for loan and lease losses$04,603
Total noninterest income$58,162,000181
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$10,361,000160
Trading account gains and fees$93,000135
Additional Noninterest Income$47,708,000149
Total noninterest expense$146,007,000180
Salaries and employee benefits$73,213,000169
Premises and equipment expense$20,167,000157
Additional noninterest expense$52,627,000192
Pre-tax net operating income$85,186,000171
Securities gains (losses)$41,0001,863
Applicable income taxes$28,550,000161
Income before extraordinary items$56,677,000181
Extraordinary gains, net$017
Net income$56,677,000181
Minority interest net income$084
Net income of bank and minority interests.$56,677,000181
Net charge-offs$-2,032,0006,484
Cash dividends$24,450,000187
Sale, conversion, retirement of capital stock, net$0862
Net operating income$56,649,530182
2014-09-30 (YTD Data)Rank
Total interest income$133,904,000182
Total interest expense$5,756,000364
Net interest income$128,148,000174
Provision for loan and lease losses$04,401
Total noninterest income$45,932,000169
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$7,758,000159
Trading account gains and fees$56,000136
Additional Noninterest Income$38,118,000143
Total noninterest expense$106,693,000186
Salaries and employee benefits$54,159,000170
Premises and equipment expense$15,203,000154
Additional noninterest expense$37,331,000195
Pre-tax net operating income$67,387,000162
Securities gains (losses)$40,0001,573
Applicable income taxes$22,338,000155
Income before extraordinary items$45,089,000172
Extraordinary gains, net$015
Net income$45,089,000172
Minority interest net income$081
Net income of bank and minority interests.$45,089,000172
Net charge-offs$-432,0006,452
Cash dividends$18,411,000179
Sale, conversion, retirement of capital stock, net$0819
Net operating income$45,062,200170
2014-06-30 (YTD Data)Rank
Total interest income$86,675,000184
Total interest expense$3,866,000358
Net interest income$82,809,000176
Provision for loan and lease losses$04,196
Total noninterest income$32,263,000158
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$5,003,000164
Trading account gains and fees$56,000136
Additional Noninterest Income$27,204,000127
Total noninterest expense$70,001,000186
Salaries and employee benefits$35,606,000171
Premises and equipment expense$9,969,000158
Additional noninterest expense$24,426,000201
Pre-tax net operating income$45,071,000163
Securities gains (losses)$34,0001,385
Applicable income taxes$14,958,000159
Income before extraordinary items$30,147,000174
Extraordinary gains, net$020
Net income$30,147,000174
Minority interest net income$080
Net income of bank and minority interests.$30,147,000174
Net charge-offs$-112,0006,339
Cash dividends$11,649,000173
Sale, conversion, retirement of capital stock, net$0794
Net operating income$30,124,220169
2014-03-31 (YTD Data)Rank
Total interest income$42,651,000184
Total interest expense$1,949,000353
Net interest income$40,702,000179
Provision for loan and lease losses$03,817
Total noninterest income$8,936,000251
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$2,479,000161
Trading account gains and fees$38,000121
Additional Noninterest Income$6,419,000221
Total noninterest expense$33,674,000193
Salaries and employee benefits$17,856,000171
Premises and equipment expense$5,052,000153
Additional noninterest expense$10,766,000211
Pre-tax net operating income$15,964,000201
Securities gains (losses)$34,000774
Applicable income taxes$5,136,000196
Income before extraordinary items$10,862,000211
Extraordinary gains, net$016
Net income$10,862,000211
Minority interest net income$066
Net income of bank and minority interests.$10,862,000211
Net charge-offs$-176,0006,573
Cash dividends$5,444,000151
Sale, conversion, retirement of capital stock, net$0747
Net operating income$10,838,880210
2013-12-31 (YTD Data)Rank
Total interest income$169,670,000189
Total interest expense$9,505,000328
Net interest income$160,165,000181
Provision for loan and lease losses$05,091
Total noninterest income$41,912,000242
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$9,975,000165
Trading account gains and fees$1,771,00065
Additional Noninterest Income$30,166,000216
Total noninterest expense$134,052,000182
Salaries and employee benefits$68,909,000167
Premises and equipment expense$19,115,000150
Additional noninterest expense$46,028,000207
Pre-tax net operating income$68,025,000179
Securities gains (losses)$-116,0006,567
Applicable income taxes$22,243,000177
Income before extraordinary items$45,666,000203
Extraordinary gains, net$029
Net income$45,666,000203
Minority interest net income$090
Net income of bank and minority interests.$45,666,000203
Net charge-offs$2,126,000709
Cash dividends$23,160,000180
Sale, conversion, retirement of capital stock, net$0924
Net operating income$45,743,720203
2013-09-30 (YTD Data)Rank
Total interest income$127,476,000185
Total interest expense$7,375,000328
Net interest income$120,101,000180
Provision for loan and lease losses$04,941
Total noninterest income$32,585,000233
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$7,382,000164
Trading account gains and fees$1,248,00068
Additional Noninterest Income$23,955,000213
Total noninterest expense$99,831,000178
Salaries and employee benefits$51,129,000170
Premises and equipment expense$14,351,000151
Additional noninterest expense$34,351,000199
Pre-tax net operating income$52,855,000178
Securities gains (losses)$-116,0006,737
Applicable income taxes$17,364,000176
Income before extraordinary items$35,375,000198
Extraordinary gains, net$025
Net income$35,375,000198
Minority interest net income$084
Net income of bank and minority interests.$35,375,000198
Net charge-offs$707,0001,288
Cash dividends$18,001,000160
Sale, conversion, retirement of capital stock, net$0868
Net operating income$35,452,720198
2013-06-30 (YTD Data)Rank
Total interest income$84,857,000183
Total interest expense$5,106,000320
Net interest income$79,751,000177
Provision for loan and lease losses$04,788
Total noninterest income$21,719,000233
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$4,782,000165
Trading account gains and fees$1,185,00063
Additional Noninterest Income$15,752,000223
Total noninterest expense$66,469,000179
Salaries and employee benefits$33,869,000169
Premises and equipment expense$9,633,000149
Additional noninterest expense$22,967,000198
Pre-tax net operating income$35,001,000177
Securities gains (losses)$-116,0006,849
Applicable income taxes$11,360,000176
Income before extraordinary items$23,525,000191
Extraordinary gains, net$022
Net income$23,525,000192
Minority interest net income$082
Net income of bank and minority interests.$23,525,000192
Net charge-offs$532,0001,210
Cash dividends$12,017,000149
Sale, conversion, retirement of capital stock, net$0838
Net operating income$23,602,720187
2013-03-31 (YTD Data)Rank
Total interest income$41,975,000187
Total interest expense$2,655,000319
Net interest income$39,320,000181
Provision for loan and lease losses$04,409
Total noninterest income$10,748,000232
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$2,402,000165
Trading account gains and fees$1,148,00050
Additional Noninterest Income$7,198,000237
Total noninterest expense$32,847,000183
Salaries and employee benefits$16,769,000169
Premises and equipment expense$4,810,000154
Additional noninterest expense$11,268,000210
Pre-tax net operating income$17,221,000183
Securities gains (losses)$-117,0006,960
Applicable income taxes$5,571,000181
Income before extraordinary items$11,533,000196
Extraordinary gains, net$010
Net income$11,533,000197
Minority interest net income$076
Net income of bank and minority interests.$11,533,000197
Net charge-offs$338,000977
Cash dividends$6,012,000123
Sale, conversion, retirement of capital stock, net$0789
Net operating income$11,611,390190
2012-12-31 (YTD Data)Rank
Total interest income$176,551,000189
Total interest expense$15,486,000262
Net interest income$161,065,000179
Provision for loan and lease losses$11,800,000233
Total noninterest income$47,835,000225
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$9,772,000171
Trading account gains and fees$926,00072
Additional Noninterest Income$37,137,000197
Total noninterest expense$132,818,000185
Salaries and employee benefits$64,153,000168
Premises and equipment expense$19,466,000144
Additional noninterest expense$49,199,000199
Pre-tax net operating income$64,282,000184
Securities gains (losses)$38,0002,882
Applicable income taxes$-17,330,0007,066
Income before extraordinary items$81,650,000138
Extraordinary gains, net$029
Net income$81,650,000138
Minority interest net income$093
Net income of bank and minority interests.$81,650,000138
Net charge-offs$17,353,000210
Cash dividends$60,000,000105
Sale, conversion, retirement of capital stock, net$7,000927
Net operating income$81,612,000134
2012-09-30 (YTD Data)Rank
Total interest income$133,610,000192
Total interest expense$12,385,000260
Net interest income$121,225,000184
Provision for loan and lease losses$11,100,000209
Total noninterest income$35,060,000231
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$7,245,000171
Trading account gains and fees$659,00071
Additional Noninterest Income$27,156,000197
Total noninterest expense$99,728,000186
Salaries and employee benefits$47,565,000172
Premises and equipment expense$14,724,000140
Additional noninterest expense$37,439,000196
Pre-tax net operating income$45,457,000191
Securities gains (losses)$38,0002,590
Applicable income taxes$-20,478,0007,170
Income before extraordinary items$65,973,000131
Extraordinary gains, net$020
Net income$65,973,000131
Minority interest net income$086
Net income of bank and minority interests.$65,973,000131
Net charge-offs$15,205,000186
Cash dividends$60,000,00070
Sale, conversion, retirement of capital stock, net$7,000879
Net operating income$65,935,000125
2012-06-30 (YTD Data)Rank
Total interest income$89,081,000192
Total interest expense$8,864,000252
Net interest income$80,217,000184
Provision for loan and lease losses$8,400,000196
Total noninterest income$19,399,000262
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$4,675,000178
Trading account gains and fees$380,00075
Additional Noninterest Income$14,344,000240
Total noninterest expense$66,675,000186
Salaries and employee benefits$31,683,000174
Premises and equipment expense$9,483,000149
Additional noninterest expense$25,509,000191
Pre-tax net operating income$24,541,000222
Securities gains (losses)$29,0002,345
Applicable income taxes$-23,939,0007,236
Income before extraordinary items$48,509,000116
Extraordinary gains, net$019
Net income$48,509,000116
Minority interest net income$084
Net income of bank and minority interests.$48,509,000116
Net charge-offs$11,044,000174
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$7,000822
Net operating income$48,480,000114
2012-03-31 (YTD Data)Rank
Total interest income$44,493,000186
Total interest expense$4,858,000235
Net interest income$39,635,000179
Provision for loan and lease losses$4,700,000170
Total noninterest income$8,621,000273
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$2,268,000180
Trading account gains and fees$0148
Additional Noninterest Income$6,353,000255
Total noninterest expense$34,192,000176
Salaries and employee benefits$16,126,000170
Premises and equipment expense$4,903,000141
Additional noninterest expense$13,163,000184
Pre-tax net operating income$9,364,000249
Securities gains (losses)$02,210
Applicable income taxes$80,0002,646
Income before extraordinary items$9,284,000209
Extraordinary gains, net$019
Net income$9,284,000210
Minority interest net income$078
Net income of bank and minority interests.$9,284,000210
Net charge-offs$6,004,000164
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$4,000737
Net operating income$9,284,000204
2011-12-31 (YTD Data)Rank
Total interest income$186,095,000182
Total interest expense$27,759,000207
Net interest income$158,336,000174
Provision for loan and lease losses$33,800,000150
Total noninterest income$15,328,000451
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$8,737,000198
Trading account gains and fees$0146
Additional Noninterest Income$6,591,000572
Total noninterest expense$132,346,000177
Salaries and employee benefits$60,133,000166
Premises and equipment expense$19,177,000147
Additional noninterest expense$53,036,000185
Pre-tax net operating income$7,518,000813
Securities gains (losses)$2,995,000157
Applicable income taxes$1,884,000835
Income before extraordinary items$8,629,000602
Extraordinary gains, net$029
Net income$8,629,000600
Minority interest net income$096
Net income of bank and minority interests.$8,629,000603
Net charge-offs$48,616,000129
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$25,000919
Net operating income$6,173,100777
2011-09-30 (YTD Data)Rank
Total interest income$140,407,000181
Total interest expense$22,197,000203
Net interest income$118,210,000176
Provision for loan and lease losses$29,100,000130
Total noninterest income$9,854,000506
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$6,473,000199
Trading account gains and fees$0145
Additional Noninterest Income$3,381,000762
Total noninterest expense$98,715,000179
Salaries and employee benefits$44,913,000165
Premises and equipment expense$14,386,000150
Additional noninterest expense$39,416,000185
Pre-tax net operating income$249,0005,288
Securities gains (losses)$2,995,000129
Applicable income taxes$1,071,0001,030
Income before extraordinary items$2,173,0001,710
Extraordinary gains, net$021
Net income$2,173,0001,711
Minority interest net income$087
Net income of bank and minority interests.$2,173,0001,711
Net charge-offs$40,743,000118
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$22,000844
Net operating income$166,3505,502
2011-06-30 (YTD Data)Rank
Total interest income$93,532,000184
Total interest expense$15,669,000198
Net interest income$77,863,000179
Provision for loan and lease losses$24,400,000120
Total noninterest income$7,266,000472
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$4,203,000203
Trading account gains and fees$0153
Additional Noninterest Income$3,063,000605
Total noninterest expense$65,386,000184
Salaries and employee benefits$29,701,000166
Premises and equipment expense$9,627,000152
Additional noninterest expense$26,058,000188
Pre-tax net operating income$-4,657,0007,358
Securities gains (losses)$02,914
Applicable income taxes$384,0001,560
Income before extraordinary items$-5,041,0007,381
Extraordinary gains, net$015
Net income$-5,041,0007,381
Minority interest net income$089
Net income of bank and minority interests.$-5,041,0007,381
Net charge-offs$29,864,000121
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$18,000752
Net operating income$-5,041,0007,376
2011-03-31 (YTD Data)Rank
Total interest income$46,753,000185
Total interest expense$8,293,000193
Net interest income$38,460,000178
Provision for loan and lease losses$16,700,000103
Total noninterest income$3,404,000496
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$2,075,000206
Trading account gains and fees$0158
Additional Noninterest Income$1,329,000681
Total noninterest expense$32,101,000187
Salaries and employee benefits$14,420,000177
Premises and equipment expense$4,793,000156
Additional noninterest expense$12,888,000189
Pre-tax net operating income$-6,937,0007,526
Securities gains (losses)$01,772
Applicable income taxes$342,0001,002
Income before extraordinary items$-7,279,0007,520
Extraordinary gains, net$09
Net income$-7,279,0007,520
Minority interest net income$086
Net income of bank and minority interests.$-7,279,0007,520
Net charge-offs$16,624,000117
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$8,000722
Net operating income$-7,279,0007,522
2010-12-31 (YTD Data)Rank
Total interest income$205,304,000177
Total interest expense$54,834,000154
Net interest income$150,470,000176
Provision for loan and lease losses$69,024,000139
Total noninterest income$14,292,000489
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$9,280,000184
Trading account gains and fees$0175
Additional Noninterest Income$5,012,000744
Total noninterest expense$134,521,000180
Salaries and employee benefits$56,169,000170
Premises and equipment expense$19,845,000142
Additional noninterest expense$58,507,000182
Pre-tax net operating income$-38,783,0007,587
Securities gains (losses)$-2,767,0007,588
Applicable income taxes$18,823,000148
Income before extraordinary items$-60,373,0007,616
Extraordinary gains, net$029
Net income$-60,373,0007,616
Minority interest net income$0111
Net income of bank and minority interests.$-60,373,0007,616
Net charge-offs$67,453,000142
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$52,000933
Net operating income$-57,606,0007,609
2010-09-30 (YTD Data)Rank
Total interest income$156,246,000173
Total interest expense$44,716,000148
Net interest income$111,530,000177
Provision for loan and lease losses$49,324,000146
Total noninterest income$12,612,000431
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$7,064,000184
Trading account gains and fees$0165
Additional Noninterest Income$5,548,000537
Total noninterest expense$101,741,000174
Salaries and employee benefits$42,332,000166
Premises and equipment expense$14,962,000140
Additional noninterest expense$44,447,000173
Pre-tax net operating income$-26,923,0007,686
Securities gains (losses)$-2,767,0007,708
Applicable income taxes$18,601,000123
Income before extraordinary items$-48,291,0007,722
Extraordinary gains, net$023
Net income$-48,291,0007,722
Minority interest net income$0110
Net income of bank and minority interests.$-48,291,0007,722
Net charge-offs$48,499,000145
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$43,000856
Net operating income$-45,524,0007,720
2010-06-30 (YTD Data)Rank
Total interest income$105,184,000174
Total interest expense$31,662,000147
Net interest income$73,522,000178
Provision for loan and lease losses$29,624,000161
Total noninterest income$12,643,000319
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$4,725,000186
Trading account gains and fees$0152
Additional Noninterest Income$7,918,000313
Total noninterest expense$66,311,000179
Salaries and employee benefits$27,993,000165
Premises and equipment expense$9,989,000142
Additional noninterest expense$28,329,000178
Pre-tax net operating income$-9,770,0007,683
Securities gains (losses)$36,0002,082
Applicable income taxes$-4,965,0007,774
Income before extraordinary items$-4,769,0007,570
Extraordinary gains, net$019
Net income$-4,769,0007,570
Minority interest net income$0105
Net income of bank and minority interests.$-4,769,0007,570
Net charge-offs$29,494,000155
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$34,000754
Net operating income$-4,792,0407,569
2010-03-31 (YTD Data)Rank
Total interest income$52,786,000177
Total interest expense$16,400,000152
Net interest income$36,386,000180
Provision for loan and lease losses$13,834,000176
Total noninterest income$6,488,000319
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$2,337,000185
Trading account gains and fees$0175
Additional Noninterest Income$4,151,000305
Total noninterest expense$31,886,000186
Salaries and employee benefits$13,946,000169
Premises and equipment expense$5,002,000143
Additional noninterest expense$12,938,000191
Pre-tax net operating income$-2,846,0007,684
Securities gains (losses)$36,0001,281
Applicable income taxes$-1,742,0007,847
Income before extraordinary items$-1,068,0007,485
Extraordinary gains, net$016
Net income$-1,068,0007,485
Minority interest net income$091
Net income of bank and minority interests.$-1,068,0007,486
Net charge-offs$13,410,000168
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$16,000712
Net operating income$-1,091,0407,481
2009-12-31 (YTD Data)Rank
Total interest income$224,767,000174
Total interest expense$86,350,000142
Net interest income$138,417,000177
Provision for loan and lease losses$108,024,000138
Total noninterest income$25,779,000328
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$9,807,000191
Trading account gains and fees$0211
Additional Noninterest Income$15,972,000320
Total noninterest expense$130,454,000191
Salaries and employee benefits$55,616,000164
Premises and equipment expense$20,654,000141
Additional noninterest expense$54,184,000213
Pre-tax net operating income$-74,282,0007,909
Securities gains (losses)$3,0003,532
Applicable income taxes$-31,082,0007,950
Income before extraordinary items$-43,197,0007,856
Extraordinary gains, net$034
Net income$-43,197,0007,855
Minority interest net income$0115
Net income of bank and minority interests.$-43,197,0007,855
Net charge-offs$88,563,000130
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$138,000813
Net operating income$-43,198,9207,861
2009-09-30 (YTD Data)Rank
Total interest income$169,739,000183
Total interest expense$67,840,000151
Net interest income$101,899,000187
Provision for loan and lease losses$91,545,000140
Total noninterest income$21,006,000315
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$7,380,000190
Trading account gains and fees$0212
Additional Noninterest Income$13,626,000294
Total noninterest expense$98,441,000200
Salaries and employee benefits$42,333,000172
Premises and equipment expense$15,644,000142
Additional noninterest expense$40,464,000208
Pre-tax net operating income$-67,081,0008,008
Securities gains (losses)$03,497
Applicable income taxes$-27,085,0008,041
Income before extraordinary items$-39,996,0007,971
Extraordinary gains, net$027
Net income$-39,996,0007,970
Minority interest net income$0118
Net income of bank and minority interests.$-39,996,0007,970
Net charge-offs$71,814,000128
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$111,000712
Net operating income$-39,996,0007,973
2009-06-30 (YTD Data)Rank
Total interest income$113,320,000191
Total interest expense$46,170,000161
Net interest income$67,150,000194
Provision for loan and lease losses$66,785,000127
Total noninterest income$11,194,000368
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$4,795,000196
Trading account gains and fees$0193
Additional Noninterest Income$6,399,000389
Total noninterest expense$65,516,000207
Salaries and employee benefits$28,044,000180
Premises and equipment expense$10,622,000146
Additional noninterest expense$26,850,000217
Pre-tax net operating income$-53,957,0008,109
Securities gains (losses)$03,136
Applicable income taxes$-21,258,0008,137
Income before extraordinary items$-32,699,0008,082
Extraordinary gains, net$021
Net income$-32,699,0008,080
Minority interest net income$0112
Net income of bank and minority interests.$-32,699,0008,081
Net charge-offs$51,386,000121
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$81,000665
Net operating income$-32,699,0008,080
2009-03-31 (YTD Data)Rank
Total interest income$57,297,000191
Total interest expense$23,585,000167
Net interest income$33,712,000194
Provision for loan and lease losses$21,960,000153
Total noninterest income$-3,683,0008,236
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$2,348,000196
Trading account gains and fees$0171
Additional Noninterest Income$-6,031,0008,247
Total noninterest expense$31,413,000208
Salaries and employee benefits$14,394,000178
Premises and equipment expense$5,364,000151
Additional noninterest expense$11,655,000213
Pre-tax net operating income$-23,344,0008,159
Securities gains (losses)$02,434
Applicable income taxes$-9,355,0008,181
Income before extraordinary items$-13,989,0008,140
Extraordinary gains, net$015
Net income$-13,989,0008,140
Minority interest net income$0102
Net income of bank and minority interests.$-13,989,0008,140
Net charge-offs$17,277,000139
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$38,000575
Net operating income$-13,989,0008,138
2008-12-31 (YTD Data)Rank
Total interest income$262,535,000181
Total interest expense$116,351,000165
Net interest income$146,184,000181
Provision for loan and lease losses$62,395,000160
Total noninterest income$-14,397,0008,290
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$9,645,000198
Trading account gains and fees$0154
Additional Noninterest Income$-24,042,0008,306
Total noninterest expense$229,804,000126
Salaries and employee benefits$62,735,000162
Premises and equipment expense$20,993,000143
Additional noninterest expense$146,076,000103
Pre-tax net operating income$-160,412,0008,262
Securities gains (losses)$03,220
Applicable income taxes$-23,498,0008,237
Income before extraordinary items$-136,914,0008,249
Extraordinary gains, net$039
Net income$-136,914,0008,249
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,861,000179
Cash dividends$4,227,000658
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-136,914,0008,253
2008-09-30 (YTD Data)Rank
Total interest income$200,715,000187
Total interest expense$89,397,000171
Net interest income$111,318,000186
Provision for loan and lease losses$29,425,000190
Total noninterest income$4,864,000897
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$7,250,000207
Trading account gains and fees$0148
Additional Noninterest Income$-2,386,0008,373
Total noninterest expense$137,049,000154
Salaries and employee benefits$47,041,000167
Premises and equipment expense$15,557,000150
Additional noninterest expense$74,451,000127
Pre-tax net operating income$-50,292,0008,328
Securities gains (losses)$03,106
Applicable income taxes$-4,560,0008,260
Income before extraordinary items$-45,732,0008,318
Extraordinary gains, net$031
Net income$-45,732,0008,317
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,501,000196
Cash dividends$4,227,000528
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-45,732,0008,326
2008-06-30 (YTD Data)Rank
Total interest income$135,121,000190
Total interest expense$61,094,000182
Net interest income$74,027,000191
Provision for loan and lease losses$21,455,000170
Total noninterest income$3,875,000777
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$4,647,000208
Trading account gains and fees$0149
Additional Noninterest Income$-772,0008,436
Total noninterest expense$105,860,000131
Salaries and employee benefits$32,017,000167
Premises and equipment expense$10,371,000152
Additional noninterest expense$63,472,000107
Pre-tax net operating income$-49,413,0008,416
Securities gains (losses)$03,233
Applicable income taxes$-3,665,0008,374
Income before extraordinary items$-45,748,0008,411
Extraordinary gains, net$021
Net income$-45,748,0008,410
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,789,000205
Cash dividends$2,227,000726
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-45,748,0008,409
2008-03-31 (YTD Data)Rank
Total interest income$69,488,000192
Total interest expense$32,125,000185
Net interest income$37,363,000189
Provision for loan and lease losses$6,485,000187
Total noninterest income$-130,0008,454
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$2,188,000215
Trading account gains and fees$0158
Additional Noninterest Income$-2,318,0008,492
Total noninterest expense$31,431,000192
Salaries and employee benefits$16,193,000169
Premises and equipment expense$5,127,000155
Additional noninterest expense$10,111,000216
Pre-tax net operating income$-683,0008,185
Securities gains (losses)$02,688
Applicable income taxes$-666,0008,379
Income before extraordinary items$-17,0007,372
Extraordinary gains, net$015
Net income$-17,0007,372
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,913,000299
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-17,0007,297
2007-12-31 (YTD Data)Rank
Total interest income$288,667,000188
Total interest expense$136,209,000191
Net interest income$152,458,000174
Provision for loan and lease losses$5,860,000357
Total noninterest income$25,906,000314
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$7,588,000250
Trading account gains and fees$0178
Additional Noninterest Income$18,318,000278
Total noninterest expense$121,036,000195
Salaries and employee benefits$62,139,000167
Premises and equipment expense$19,745,000150
Additional noninterest expense$39,152,000217
Pre-tax net operating income$51,468,000225
Securities gains (losses)$02,146
Applicable income taxes$16,738,000227
Income before extraordinary items$34,730,000235
Extraordinary gains, net$039
Net income$34,730,000232
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,765,000496
Cash dividends$16,766,000283
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$34,730,000234
2007-09-30 (YTD Data)Rank
Total interest income$214,980,000187
Total interest expense$101,364,000190
Net interest income$113,616,000179
Provision for loan and lease losses$3,875,000311
Total noninterest income$18,757,000333
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$5,514,000246
Trading account gains and fees$0184
Additional Noninterest Income$13,243,000282
Total noninterest expense$88,122,000192
Salaries and employee benefits$46,286,000171
Premises and equipment expense$14,098,000156
Additional noninterest expense$27,738,000212
Pre-tax net operating income$40,376,000233
Securities gains (losses)$01,655
Applicable income taxes$13,166,000236
Income before extraordinary items$27,210,000240
Extraordinary gains, net$033
Net income$27,210,000238
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,168,000583
Cash dividends$13,087,000275
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$27,210,000240
2007-06-30 (YTD Data)Rank
Total interest income$138,231,000204
Total interest expense$65,268,000206
Net interest income$72,963,000198
Provision for loan and lease losses$2,390,000286
Total noninterest income$10,610,000377
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$3,427,000270
Trading account gains and fees$0168
Additional Noninterest Income$7,183,000341
Total noninterest expense$55,222,000211
Salaries and employee benefits$29,279,000189
Premises and equipment expense$8,947,000174
Additional noninterest expense$16,996,000234
Pre-tax net operating income$25,961,000260
Securities gains (losses)$01,444
Applicable income taxes$8,431,000268
Income before extraordinary items$17,530,000267
Extraordinary gains, net$029
Net income$17,530,000266
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$642,000611
Cash dividends$9,028,000276
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$17,530,000263
2007-03-31 (YTD Data)Rank
Total interest income$65,446,000208
Total interest expense$31,161,000212
Net interest income$34,285,000204
Provision for loan and lease losses$1,000,000297
Total noninterest income$5,968,000344
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$1,496,000300
Trading account gains and fees$0195
Additional Noninterest Income$4,472,000293
Total noninterest expense$25,571,000222
Salaries and employee benefits$13,583,000197
Premises and equipment expense$4,140,000181
Additional noninterest expense$7,848,000242
Pre-tax net operating income$13,682,000253
Securities gains (losses)$01,187
Applicable income taxes$4,450,000264
Income before extraordinary items$9,232,000262
Extraordinary gains, net$022
Net income$9,232,000261
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$177,000800
Cash dividends$4,328,000264
Sale, conversion, retirement of capital stock, net$0885
Net operating income$9,232,000259
2006-12-31 (YTD Data)Rank
Total interest income$243,019,000201
Total interest expense$108,813,000208
Net interest income$134,206,000199
Provision for loan and lease losses$5,500,000226
Total noninterest income$20,368,000370
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$5,958,000300
Trading account gains and fees$0130
Additional Noninterest Income$14,410,000332
Total noninterest expense$92,494,000227
Salaries and employee benefits$52,475,000194
Premises and equipment expense$15,198,000183
Additional noninterest expense$24,821,000268
Pre-tax net operating income$56,580,000252
Securities gains (losses)$65,000631
Applicable income taxes$18,723,000247
Income before extraordinary items$37,922,000251
Extraordinary gains, net$051
Net income$37,922,000250
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$863,000786
Cash dividends$16,741,000264
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$37,878,450250
2006-09-30 (YTD Data)Rank
Total interest income$176,820,000216
Total interest expense$77,813,000220
Net interest income$99,007,000215
Provision for loan and lease losses$4,500,000204
Total noninterest income$14,808,000391
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$4,452,000302
Trading account gains and fees$0126
Additional Noninterest Income$10,356,000354
Total noninterest expense$67,112,000244
Salaries and employee benefits$39,069,000208
Premises and equipment expense$11,124,000193
Additional noninterest expense$16,919,000300
Pre-tax net operating income$42,203,000268
Securities gains (losses)$65,000508
Applicable income taxes$13,907,000267
Income before extraordinary items$28,361,000269
Extraordinary gains, net$045
Net income$28,361,000269
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$238,0001,347
Cash dividends$12,174,000263
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$28,317,450265
2006-06-30 (YTD Data)Rank
Total interest income$111,920,000227
Total interest expense$47,448,000227
Net interest income$64,472,000227
Provision for loan and lease losses$3,500,000180
Total noninterest income$9,510,000405
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,909,000306
Trading account gains and fees$0126
Additional Noninterest Income$6,601,000366
Total noninterest expense$42,243,000256
Salaries and employee benefits$25,615,000214
Premises and equipment expense$7,382,000196
Additional noninterest expense$9,246,000361
Pre-tax net operating income$28,239,000268
Securities gains (losses)$01,185
Applicable income taxes$9,304,000268
Income before extraordinary items$18,935,000273
Extraordinary gains, net$039
Net income$18,935,000273
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$780,000408
Cash dividends$7,754,000271
Sale, conversion, retirement of capital stock, net$0887
Net operating income$18,935,000268
2006-03-31 (YTD Data)Rank
Total interest income$52,983,000231
Total interest expense$21,455,000230
Net interest income$31,528,000229
Provision for loan and lease losses$1,200,000226
Total noninterest income$4,570,000414
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,390,000311
Trading account gains and fees$0115
Additional Noninterest Income$3,180,000375
Total noninterest expense$22,838,000245
Salaries and employee benefits$12,593,000212
Premises and equipment expense$3,624,000202
Additional noninterest expense$6,621,000269
Pre-tax net operating income$12,060,000298
Securities gains (losses)$0955
Applicable income taxes$3,961,000297
Income before extraordinary items$8,099,000302
Extraordinary gains, net$021
Net income$8,099,000301
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$204,000608
Cash dividends$4,048,000248
Sale, conversion, retirement of capital stock, net$0648
Net operating income$8,099,000298
2005-12-31 (YTD Data)Rank
Total interest income$190,188,000224
Total interest expense$76,449,000209
Net interest income$113,739,000230
Provision for loan and lease losses$4,903,000246
Total noninterest income$18,085,000435
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$5,768,000293
Trading account gains and fees$0138
Additional Noninterest Income$12,317,000388
Total noninterest expense$96,116,000233
Salaries and employee benefits$49,124,000211
Premises and equipment expense$13,207,000209
Additional noninterest expense$33,785,000244
Pre-tax net operating income$30,805,000396
Securities gains (losses)$-7,302,0008,806
Applicable income taxes$6,796,000512
Income before extraordinary items$16,707,000475
Extraordinary gains, net$046
Net income$16,707,000475
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,615,000265
Cash dividends$12,704,000321
Sale, conversion, retirement of capital stock, net$0934
Net operating income$21,891,420389
2005-09-30 (YTD Data)Rank
Total interest income$139,024,000227
Total interest expense$55,580,000204
Net interest income$83,444,000232
Provision for loan and lease losses$3,803,000225
Total noninterest income$13,678,000431
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$4,308,000291
Trading account gains and fees$0126
Additional Noninterest Income$9,370,000381
Total noninterest expense$66,465,000240
Salaries and employee benefits$36,433,000211
Premises and equipment expense$9,728,000208
Additional noninterest expense$20,304,000269
Pre-tax net operating income$26,854,000347
Securities gains (losses)$9,0001,516
Applicable income taxes$8,469,000366
Income before extraordinary items$18,394,000359
Extraordinary gains, net$035
Net income$18,394,000360
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,852,000244
Cash dividends$9,196,000298
Sale, conversion, retirement of capital stock, net$0769
Net operating income$18,387,880351
2005-06-30 (YTD Data)Rank
Total interest income$89,059,000223
Total interest expense$34,944,000203
Net interest income$54,115,000235
Provision for loan and lease losses$2,503,000223
Total noninterest income$8,435,000443
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$2,780,000295
Trading account gains and fees$0116
Additional Noninterest Income$5,655,000405
Total noninterest expense$43,058,000239
Salaries and employee benefits$23,655,000211
Premises and equipment expense$6,328,000212
Additional noninterest expense$13,075,000272
Pre-tax net operating income$16,989,000357
Securities gains (losses)$8,0001,424
Applicable income taxes$5,316,000382
Income before extraordinary items$11,681,000367
Extraordinary gains, net$030
Net income$11,681,000367
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,325,000207
Cash dividends$5,839,000300
Sale, conversion, retirement of capital stock, net$0643
Net operating income$11,675,480359
2005-03-31 (YTD Data)Rank
Total interest income$42,688,000226
Total interest expense$16,419,000206
Net interest income$26,269,000241
Provision for loan and lease losses$1,203,000223
Total noninterest income$3,930,000445
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$1,310,000296
Trading account gains and fees$0115
Additional Noninterest Income$2,620,000414
Total noninterest expense$20,825,000249
Salaries and employee benefits$11,449,000223
Premises and equipment expense$3,080,000221
Additional noninterest expense$6,296,000280
Pre-tax net operating income$8,171,000369
Securities gains (losses)$01,685
Applicable income taxes$2,535,000397
Income before extraordinary items$5,636,000372
Extraordinary gains, net$024
Net income$5,636,000372
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,077,000217
Cash dividends$2,823,000276
Sale, conversion, retirement of capital stock, net$0491
Net operating income$5,636,000364
2004-12-31 (YTD Data)Rank
Total interest income$156,182,000233
Total interest expense$56,790,000195
Net interest income$99,392,000256
Provision for loan and lease losses$5,644,000227
Total noninterest income$17,346,000426
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$5,567,000304
Trading account gains and fees$0138
Additional Noninterest Income$11,779,000372
Total noninterest expense$78,487,000264
Salaries and employee benefits$44,108,000220
Premises and equipment expense$10,714,000249
Additional noninterest expense$23,665,000299
Pre-tax net operating income$32,607,000346
Securities gains (losses)$141,0001,019
Applicable income taxes$10,322,000362
Income before extraordinary items$22,426,000356
Extraordinary gains, net$034
Net income$22,426,000358
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,094,000447
Cash dividends$11,241,000338
Sale, conversion, retirement of capital stock, net$0872
Net operating income$22,330,120347
2004-09-30 (YTD Data)Rank
Total interest income$114,811,000236
Total interest expense$41,491,000196
Net interest income$73,320,000259
Provision for loan and lease losses$4,344,000230
Total noninterest income$12,494,000452
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$4,199,000310
Trading account gains and fees$0134
Additional Noninterest Income$8,295,000394
Total noninterest expense$57,890,000269
Salaries and employee benefits$32,751,000223
Premises and equipment expense$7,655,000262
Additional noninterest expense$17,484,000303
Pre-tax net operating income$23,580,000356
Securities gains (losses)$140,000972
Applicable income taxes$7,440,000372
Income before extraordinary items$16,280,000364
Extraordinary gains, net$026
Net income$16,280,000365
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$997,000574
Cash dividends$8,068,000325
Sale, conversion, retirement of capital stock, net$0738
Net operating income$16,183,400353
2004-06-30 (YTD Data)Rank
Total interest income$74,412,000236
Total interest expense$26,981,000193
Net interest income$47,431,000262
Provision for loan and lease losses$2,900,000236
Total noninterest income$7,944,000450
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$2,736,000308
Trading account gains and fees$0130
Additional Noninterest Income$5,208,000405
Total noninterest expense$37,517,000276
Salaries and employee benefits$21,141,000226
Premises and equipment expense$4,959,000268
Additional noninterest expense$11,417,000299
Pre-tax net operating income$14,958,000370
Securities gains (losses)$73,0001,220
Applicable income taxes$4,683,000395
Income before extraordinary items$10,348,000374
Extraordinary gains, net$021
Net income$10,348,000373
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$923,000454
Cash dividends$5,174,000323
Sale, conversion, retirement of capital stock, net$0638
Net operating income$10,297,630362
2004-03-31 (YTD Data)Rank
Total interest income$36,604,000238
Total interest expense$13,268,000199
Net interest income$23,336,000267
Provision for loan and lease losses$1,450,000242
Total noninterest income$3,893,000458
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,309,000323
Trading account gains and fees$0121
Additional Noninterest Income$2,584,000406
Total noninterest expense$18,457,000275
Salaries and employee benefits$10,312,000236
Premises and equipment expense$2,405,000279
Additional noninterest expense$5,740,000289
Pre-tax net operating income$7,322,000369
Securities gains (losses)$12,0001,956
Applicable income taxes$2,277,000405
Income before extraordinary items$5,057,000384
Extraordinary gains, net$016
Net income$5,057,000383
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$625,000362
Cash dividends$2,534,000309
Sale, conversion, retirement of capital stock, net$0464
Net operating income$5,048,720364
2003-12-31 (YTD Data)Rank
Total interest income$140,441,000246
Total interest expense$57,844,000195
Net interest income$82,597,000279
Provision for loan and lease losses$7,300,000250
Total noninterest income$19,220,000412
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$5,050,000335
Trading account gains and fees$0160
Additional Noninterest Income$14,170,000356
Total noninterest expense$67,813,000296
Salaries and employee benefits$38,632,000250
Premises and equipment expense$9,204,000288
Additional noninterest expense$19,977,000337
Pre-tax net operating income$26,704,000383
Securities gains (losses)$63,0002,296
Applicable income taxes$8,250,000426
Income before extraordinary items$18,517,000405
Extraordinary gains, net$054
Net income$18,517,000406
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,779,000208
Cash dividends$9,258,000400
Sale, conversion, retirement of capital stock, net$0868
Net operating income$18,473,530383
2003-09-30 (YTD Data)Rank
Total interest income$104,652,000257
Total interest expense$44,115,000200
Net interest income$60,537,000294
Provision for loan and lease losses$5,900,000244
Total noninterest income$15,522,000403
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$3,743,000348
Trading account gains and fees$0153
Additional Noninterest Income$11,779,000353
Total noninterest expense$50,614,000305
Salaries and employee benefits$28,816,000255
Premises and equipment expense$6,890,000295
Additional noninterest expense$14,908,000350
Pre-tax net operating income$19,545,000401
Securities gains (losses)$18,0003,018
Applicable income taxes$6,099,000433
Income before extraordinary items$13,464,000430
Extraordinary gains, net$040
Net income$13,464,000430
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,278,000203
Cash dividends$6,718,000398
Sale, conversion, retirement of capital stock, net$0722
Net operating income$13,451,580402
2003-06-30 (YTD Data)Rank
Total interest income$70,130,000260
Total interest expense$29,663,000205
Net interest income$40,467,000296
Provision for loan and lease losses$4,500,000223
Total noninterest income$9,893,000420
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$2,400,000360
Trading account gains and fees$0150
Additional Noninterest Income$7,493,000360
Total noninterest expense$33,084,000307
Salaries and employee benefits$18,654,000265
Premises and equipment expense$4,536,000305
Additional noninterest expense$9,894,000345
Pre-tax net operating income$12,776,000407
Securities gains (losses)$3,0003,367
Applicable income taxes$3,969,000453
Income before extraordinary items$8,810,000438
Extraordinary gains, net$030
Net income$8,810,000438
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,964,000188
Cash dividends$4,410,000399
Sale, conversion, retirement of capital stock, net$0589
Net operating income$8,807,930400
2003-03-31 (YTD Data)Rank
Total interest income$34,718,000267
Total interest expense$14,821,000214
Net interest income$19,897,000303
Provision for loan and lease losses$2,250,000228
Total noninterest income$4,575,000451
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,133,000375
Trading account gains and fees$0134
Additional Noninterest Income$3,442,000384
Total noninterest expense$16,352,000309
Salaries and employee benefits$9,332,000265
Premises and equipment expense$2,280,000300
Additional noninterest expense$4,740,000353
Pre-tax net operating income$5,870,000435
Securities gains (losses)$3,0002,514
Applicable income taxes$1,824,000486
Income before extraordinary items$4,049,000463
Extraordinary gains, net$021
Net income$4,049,000462
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,238,000158
Cash dividends$2,030,000377
Sale, conversion, retirement of capital stock, net$0419
Net operating income$4,046,930434
2002-12-31 (YTD Data)Rank
Total interest income$144,277,000273
Total interest expense$65,226,000228
Net interest income$79,051,000306
Provision for loan and lease losses$21,000,000160
Total noninterest income$15,060,000483
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$3,835,000421
Trading account gains and fees$0153
Additional Noninterest Income$11,225,000409
Total noninterest expense$57,817,000335
Salaries and employee benefits$31,263,000290
Premises and equipment expense$8,166,000312
Additional noninterest expense$18,388,000375
Pre-tax net operating income$15,294,000572
Securities gains (losses)$26,0002,961
Applicable income taxes$4,374,000668
Income before extraordinary items$10,946,000590
Extraordinary gains, net$070
Net income$10,946,000591
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,473,000190
Cash dividends$6,715,000483
Sale, conversion, retirement of capital stock, net$0862
Net operating income$10,927,540562
2001-12-31 (YTD Data)Rank
Total interest income$157,665,000286
Total interest expense$86,005,000248
Net interest income$71,660,000312
Provision for loan and lease losses$13,959,000199
Total noninterest income$12,778,000516
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$4,232,000358
Trading account gains and fees$0177
Additional Noninterest Income$8,546,000458
Total noninterest expense$57,738,000325
Salaries and employee benefits$23,722,000337
Premises and equipment expense$7,947,000316
Additional noninterest expense$26,069,000295
Pre-tax net operating income$12,741,000616
Securities gains (losses)$687,000510
Applicable income taxes$4,785,000562
Income before extraordinary items$8,643,000647
Extraordinary gains, net$0105
Net income$8,643,000650
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,721,000193
Cash dividends$10,908,000343
Sale, conversion, retirement of capital stock, net$0922
Net operating income$8,203,320659
2000-12-31 (YTD Data)Rank
Total interest income$141,120,000330
Total interest expense$82,818,000294
Net interest income$58,302,000369
Provision for loan and lease losses$2,637,000503
Total noninterest income$6,960,000730
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$2,683,000505
Trading account gains and fees$0180
Additional Noninterest Income$4,277,000692
Total noninterest expense$37,397,000442
Salaries and employee benefits$17,817,000420
Premises and equipment expense$5,338,000427
Additional noninterest expense$14,242,000454
Pre-tax net operating income$25,228,000378
Securities gains (losses)$01,956
Applicable income taxes$8,502,000378
Income before extraordinary items$16,726,000379
Extraordinary gains, net$038
Net income$16,726,000380
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$781,000891
Cash dividends$6,886,000499
Sale, conversion, retirement of capital stock, net$-256,0009,808
Net operating income$16,726,000376
1999-12-31 (YTD Data)Rank
Total interest income$93,932,000426
Total interest expense$55,753,000351
Net interest income$38,179,000511
Provision for loan and lease losses$968,0001,009
Total noninterest income$4,148,0001,063
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,662,000798
Trading account gains and fees$0173
Additional Noninterest Income$2,486,000995
Total noninterest expense$22,280,000700
Salaries and employee benefits$10,897,000656
Premises and equipment expense$3,129,000671
Additional noninterest expense$8,254,000689
Pre-tax net operating income$19,079,000504
Securities gains (losses)$03,155
Applicable income taxes$6,477,000502
Income before extraordinary items$12,602,000517
Extraordinary gains, net$035
Net income$12,602,000517
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$867,000782
Cash dividends$18,376,000268
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$12,602,000507
1998-12-31 (YTD Data)Rank
Total interest income$76,807,000498
Total interest expense$47,805,000410
Net interest income$29,002,000617
Provision for loan and lease losses$2,028,000574
Total noninterest income$3,550,0001,177
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,064,0001,182
Trading account gains and fees$0224
Additional Noninterest Income$2,486,0001,024
Total noninterest expense$14,716,000936
Salaries and employee benefits$7,143,000920
Premises and equipment expense$2,225,000876
Additional noninterest expense$5,348,000906
Pre-tax net operating income$15,808,000529
Securities gains (losses)$04,449
Applicable income taxes$5,127,000569
Income before extraordinary items$10,681,000558
Extraordinary gains, net$032
Net income$10,681,000557
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$916,000814
Cash dividends$17,340,000270
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$10,681,000532
1997-12-31 (YTD Data)Rank
Total interest income$67,599,000550
Total interest expense$40,945,000465
Net interest income$26,654,000677
Provision for loan and lease losses$1,347,000787
Total noninterest income$2,137,0001,677
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$509,0002,578
Trading account gains and fees$0239
Additional Noninterest Income$1,628,0001,266
Total noninterest expense$12,817,0001,059
Salaries and employee benefits$7,074,000937
Premises and equipment expense$1,689,0001,179
Additional noninterest expense$4,054,0001,117
Pre-tax net operating income$14,627,000588
Securities gains (losses)$03,944
Applicable income taxes$4,747,000628
Income before extraordinary items$9,880,000606
Extraordinary gains, net$044
Net income$9,880,000606
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$377,0001,668
Cash dividends$4,887,000645
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$9,880,000587
1996-12-31 (YTD Data)Rank
Total interest income$53,669,000693
Total interest expense$31,838,000591
Net interest income$21,831,000850
Provision for loan and lease losses$1,373,000807
Total noninterest income$2,006,0001,831
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$605,0002,235
Trading account gains and fees$0262
Additional Noninterest Income$1,401,0001,439
Total noninterest expense$13,489,0001,100
Salaries and employee benefits$5,452,0001,220
Premises and equipment expense$1,583,0001,292
Additional noninterest expense$6,454,000939
Pre-tax net operating income$8,975,000858
Securities gains (losses)$-222,00011,320
Applicable income taxes$2,183,0001,134
Income before extraordinary items$6,570,000821
Extraordinary gains, net$053
Net income$6,570,000822
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0003,600
Cash dividends$3,443,000867
Sale, conversion, retirement of capital stock, net$0953
Net operating income$6,736,500781
1995-12-31 (YTD Data)Rank
Total interest income$37,911,000943
Total interest expense$22,254,000806
Net interest income$15,657,0001,163
Provision for loan and lease losses$438,0001,744
Total noninterest income$1,852,0001,955
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$355,0003,724
Trading account gains and fees$0522
Additional Noninterest Income$1,497,0001,376
Total noninterest expense$10,064,0001,407
Salaries and employee benefits$4,723,0001,403
Premises and equipment expense$1,352,0001,508
Additional noninterest expense$3,989,0001,339
Pre-tax net operating income$7,007,0001,108
Securities gains (losses)$-163,00011,636
Applicable income taxes$1,455,0001,686
Income before extraordinary items$5,389,000987
Extraordinary gains, net$065
Net income$5,389,000986
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0006,953
Cash dividends$7,650,000467
Sale, conversion, retirement of capital stock, net$53,681,0009
Net operating income$5,517,770961
1994-12-31 (YTD Data)Rank
Total interest income$32,485,000981
Total interest expense$16,861,000824
Net interest income$15,624,0001,167
Provision for loan and lease losses$361,0001,964
Total noninterest income$2,552,0001,539
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$282,0004,589
Trading account gains and fees$156,000212
Additional Noninterest Income$2,114,0001,088
Total noninterest expense$9,677,0001,525
Salaries and employee benefits$4,610,0001,461
Premises and equipment expense$1,276,0001,618
Additional noninterest expense$3,791,0001,483
Pre-tax net operating income$8,138,000953
Securities gains (losses)$-731,00012,333
Applicable income taxes$1,610,0001,457
Income before extraordinary items$5,797,000901
Extraordinary gains, net$0249
Net income$5,797,000899
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0007,370
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$6,367,180825
1993-12-31 (YTD Data)Rank
Total interest income$31,546,0001,018
Total interest expense$15,745,000890
Net interest income$15,801,0001,151
Provision for loan and lease losses$639,0001,774
Total noninterest income$5,283,000946
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$253,0005,067
Trading account gains and fees$-112,0005,121
Additional Noninterest Income$5,142,000655
Total noninterest expense$9,007,0001,685
Salaries and employee benefits$4,662,0001,453
Premises and equipment expense$1,155,0001,815
Additional noninterest expense$3,194,0001,825
Pre-tax net operating income$11,438,000638
Securities gains (losses)$184,0001,785
Applicable income taxes$2,830,000903
Income before extraordinary items$8,792,000602
Extraordinary gains, net$03,149
Net income$8,792,000617
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$199,0003,154
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$1,0001,209
Net operating income$8,652,160562
1992-12-31 (YTD Data)Rank
Total interest income$32,096,0001,140
Total interest expense$17,423,0001,041
Net interest income$14,673,0001,267
Provision for loan and lease losses$1,453,0001,434
Total noninterest income$3,209,0001,353
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$235,0005,357
Trading account gains and fees$0504
Additional Noninterest Income$2,974,000963
Total noninterest expense$7,939,0001,897
Salaries and employee benefits$3,540,0001,866
Premises and equipment expense$1,091,0001,936
Additional noninterest expense$3,308,0001,830
Pre-tax net operating income$8,490,000759
Securities gains (losses)$564,000990
Applicable income taxes$2,800,000835
Income before extraordinary items$6,254,000757
Extraordinary gains, net$01,422
Net income$6,254,000759
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$228,0003,927
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$5,864,840737

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.