Home > Banner Bank > Net charge- offs to loans
Banner Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0278% | 1,750 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0003% | 1,097 |
| Percentage Net Loans Charged-off:Construction & development | 0.0702% | 139 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0115% | 4,226 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0274% | 4,234 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0325% | 4,347 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0253% | 4,235 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1320% | 1,089 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8669% | 780 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2766% | 179 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2704% | 1,590 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1636% | 59 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0228% | 1,634 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0109% | 4,026 |
| Percentage Net Loans Charged-off:Construction & development | 0.0113% | 134 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0112% | 4,255 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0319% | 4,296 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0271% | 4,375 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0339% | 4,332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1669% | 775 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7286% | 797 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7293% | 154 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2461% | 1,533 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2286% | 56 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0217% | 1,452 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0101% | 4,043 |
| Percentage Net Loans Charged-off:Construction & development | 0.0209% | 80 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0123% | 4,328 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0341% | 4,340 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0096% | 4,339 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0442% | 4,358 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2198% | 613 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6952% | 787 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5929% | 164 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2389% | 1,453 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0306% | 1,096 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0165% | 4,258 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0172% | 4,421 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0362% | 4,400 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0526% | 4,558 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0292% | 4,369 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3660% | 324 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6977% | 773 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2988% | 174 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3229% | 1,131 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0126% | 3,903 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0156% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | -0.0252% | 4,441 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0093% | 4,149 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0187% | 4,034 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0182% | 4,374 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0189% | 4,068 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0288% | 3,834 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5212% | 976 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8663% | 187 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2152% | 1,576 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.5868% | 4,716 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0240% | 4,052 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0188% | 4,056 |
| Percentage Net Loans Charged-off:Construction & development | -0.0341% | 4,517 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0097% | 4,199 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0298% | 4,200 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0405% | 4,488 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0241% | 4,163 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1067% | 4,205 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5922% | 814 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8747% | 176 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2983% | 1,203 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.6238% | 4,753 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0179% | 3,822 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0230% | 4,076 |
| Percentage Net Loans Charged-off:Construction & development | -0.0556% | 4,178 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0104% | 4,130 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0422% | 4,209 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0604% | 3,351 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0321% | 4,145 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0139% | 3,398 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4749% | 907 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3009% | 227 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2703% | 1,186 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0094% | 996 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0325% | 4,116 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0311% | 4,288 |
| Percentage Net Loans Charged-off:Construction & development | -0.1127% | 4,268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0083% | 4,243 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0385% | 4,252 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0714% | 3,406 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0195% | 4,084 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0328% | 3,736 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0905% | 1,589 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2653% | 316 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0463% | 1,616 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0092% | 976 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0214% | 1,841 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0292% | 740 |
| Percentage Net Loans Charged-off:Construction & development | -0.0075% | 3,979 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0511% | 456 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0097% | 75 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0056% | 889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0193% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 3,444 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0122% | 3,516 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0610% | 2,186 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2995% | 254 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1924% | 4,328 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2246% | 16 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0324% | 1,418 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0514% | 521 |
| Percentage Net Loans Charged-off:Construction & development | -0.0100% | 4,071 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0901% | 328 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0176% | 614 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0374% | 153 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0061% | 745 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0320% | 3,817 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0929% | 4,122 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7699% | 332 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2639% | 4,395 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2711% | 10 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0629% | 985 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0977% | 337 |
| Percentage Net Loans Charged-off:Construction & development | -0.0150% | 4,153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1835% | 215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0120% | 626 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0884% | 103 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0320% | 4,245 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0377% | 3,960 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0843% | 3,999 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7569% | 316 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2456% | 4,312 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3152% | 9 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1264% | 575 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1898% | 168 |
| Percentage Net Loans Charged-off:Construction & development | -0.0304% | 4,288 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3830% | 105 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0486% | 4,456 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0420% | 3,495 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0524% | 4,496 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0347% | 4,023 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3515% | 4,411 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8120% | 296 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5696% | 4,526 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.4918% | 7 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0544% | 2,010 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0237% | 1,335 |
| Percentage Net Loans Charged-off:Construction & development | -0.0004% | 4,028 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0412% | 753 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0110% | 88 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0193% | 4,252 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0075% | 373 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0337% | 4,458 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2109% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9728% | 654 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2097% | 240 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7519% | 760 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0515% | 36 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0722% | 1,591 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0093% | 1,435 |
| Percentage Net Loans Charged-off:Construction & development | -0.0005% | 4,072 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0081% | 736 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0148% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0148% | 4,199 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0104% | 3,391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0171% | 4,260 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3958% | 700 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9508% | 641 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4657% | 225 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6850% | 797 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0716% | 27 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0677% | 1,568 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0058% | 4,047 |
| Percentage Net Loans Charged-off:Construction & development | -0.0008% | 4,127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0063% | 4,430 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0216% | 36 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0204% | 4,329 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0198% | 3,482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0208% | 4,346 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5212% | 563 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1704% | 584 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0339% | 194 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8474% | 730 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0172% | 4,280 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0069% | 4,088 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0070% | 4,492 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0442% | 17 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0332% | 4,517 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0325% | 3,555 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0336% | 4,543 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3452% | 554 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8493% | 888 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2279% | 179 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4347% | 1,263 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0659% | 2,148 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0037% | 2,076 |
| Percentage Net Loans Charged-off:Construction & development | -0.0141% | 4,280 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0187% | 922 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0148% | 4,327 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0431% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0445% | 4,658 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2800% | 1,237 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7454% | 1,110 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3391% | 189 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3406% | 1,853 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2360% | 31 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0700% | 1,824 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0056% | 1,721 |
| Percentage Net Loans Charged-off:Construction & development | -0.0244% | 4,407 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0329% | 657 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0304% | 4,612 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0210% | 356 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0569% | 4,796 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2776% | 1,012 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6983% | 1,098 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1703% | 182 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3247% | 1,773 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0103% | 37 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0492% | 1,943 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0082% | 1,426 |
| Percentage Net Loans Charged-off:Construction & development | -0.0093% | 4,353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0377% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0401% | 4,720 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0259% | 283 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0744% | 4,893 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1874% | 1,040 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7004% | 1,059 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4809% | 165 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2978% | 1,693 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0158% | 24 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0548% | 1,501 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0228% | 883 |
| Percentage Net Loans Charged-off:Construction & development | -0.0077% | 4,460 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0472% | 311 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0008% | 3,998 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0392% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0215% | 4,632 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1878% | 737 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5542% | 1,203 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3664% | 171 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1594% | 1,892 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0132% | 3,238 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0302% | 4,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0258% | 333 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0392% | 4,868 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0625% | 4,964 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0128% | 3,581 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0899% | 5,046 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0884% | 1,691 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9385% | 864 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2304% | 184 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5050% | 1,452 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1487% | 35 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0043% | 4,198 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0370% | 4,822 |
| Percentage Net Loans Charged-off:Construction & development | 0.0384% | 243 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0506% | 4,986 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0750% | 5,042 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0113% | 3,593 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1107% | 5,144 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0613% | 1,547 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6878% | 1,103 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9959% | 284 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4160% | 1,483 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1949% | 31 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0227% | 4,621 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0726% | 5,090 |
| Percentage Net Loans Charged-off:Construction & development | -0.0376% | 4,575 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0819% | 5,139 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1037% | 5,159 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0163% | 3,669 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1526% | 5,250 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1128% | 1,127 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6532% | 1,087 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4412% | 330 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4897% | 1,243 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0635% | 5,070 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1204% | 5,298 |
| Percentage Net Loans Charged-off:Construction & development | -0.0721% | 4,763 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1744% | 5,346 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0820% | 5,177 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0049% | 283 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1304% | 5,277 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1253% | 793 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8818% | 874 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9185% | 363 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8743% | 786 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0667% | 2,516 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0094% | 4,584 |
| Percentage Net Loans Charged-off:Construction & development | -0.1413% | 4,841 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0249% | 1,074 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0031% | 4,380 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0131% | 4,760 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0196% | 626 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0314% | 5,005 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2322% | 1,433 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6497% | 1,410 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7445% | 231 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2390% | 2,450 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0519% | 2,403 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0246% | 4,885 |
| Percentage Net Loans Charged-off:Construction & development | -0.1832% | 4,929 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0113% | 935 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0040% | 4,416 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0189% | 4,857 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0159% | 551 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0387% | 5,088 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2840% | 1,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5732% | 1,437 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8395% | 212 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1334% | 2,648 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0126% | 1,178 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0383% | 2,437 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0519% | 5,199 |
| Percentage Net Loans Charged-off:Construction & development | -0.2628% | 5,011 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0176% | 5,019 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0059% | 4,466 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0208% | 4,860 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0339% | 416 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0521% | 5,200 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4472% | 716 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6389% | 1,249 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1583% | 187 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1494% | 2,344 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0544% | 1,172 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0798% | 1,538 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0179% | 4,885 |
| Percentage Net Loans Charged-off:Construction & development | -0.0394% | 4,831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0086% | 5,007 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0351% | 5,110 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0112% | 3,891 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0485% | 5,221 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5384% | 488 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8310% | 993 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5899% | 154 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2994% | 1,673 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1191% | 1,139 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0292% | 5,234 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0455% | 5,301 |
| Percentage Net Loans Charged-off:Construction & development | -0.2123% | 5,077 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 4,693 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0775% | 5,456 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0391% | 4,065 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0968% | 5,510 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0957% | 5,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8541% | 1,093 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6904% | 228 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5444% | 1,583 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1769% | 1,007 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.6146% | 1,219 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0408% | 5,293 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0520% | 5,346 |
| Percentage Net Loans Charged-off:Construction & development | -0.2406% | 5,148 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0036% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1022% | 5,566 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0471% | 4,103 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1293% | 5,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1378% | 5,129 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6815% | 1,246 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5801% | 228 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3726% | 1,763 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2447% | 752 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.7871% | 1,202 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0364% | 5,223 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0390% | 5,266 |
| Percentage Net Loans Charged-off:Construction & development | -0.1795% | 5,137 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0076% | 905 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0913% | 5,606 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0628% | 4,175 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1050% | 5,649 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1873% | 5,277 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7192% | 1,118 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2706% | 157 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3127% | 1,800 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2738% | 630 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.4020% | 1,190 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0105% | 4,552 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0353% | 5,287 |
| Percentage Net Loans Charged-off:Construction & development | -0.3010% | 5,291 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0187% | 548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0481% | 5,468 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1316% | 4,317 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0086% | 4,933 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2116% | 5,386 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1079% | 733 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1038% | 124 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6420% | 1,042 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7627% | 344 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3321% | 1,166 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0465% | 5,527 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0372% | 5,423 |
| Percentage Net Loans Charged-off:Construction & development | -0.2981% | 5,267 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0122% | 5,178 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0440% | 4,769 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0126% | 2,868 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0676% | 744 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0094% | 5,243 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0509% | 4,843 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6123% | 1,387 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8343% | 343 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4073% | 1,733 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5267% | 5,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1417% | 1,265 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0470% | 5,525 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0393% | 5,474 |
| Percentage Net Loans Charged-off:Construction & development | -0.2540% | 5,300 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0469% | 5,543 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0781% | 4,843 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0456% | 2,205 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1357% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0122% | 2,513 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0108% | 4,383 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6576% | 1,157 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6055% | 344 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4971% | 1,374 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7021% | 5,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0732% | 5,680 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0448% | 5,566 |
| Percentage Net Loans Charged-off:Construction & development | -0.4244% | 5,452 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0205% | 5,464 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1178% | 4,902 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0120% | 2,375 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0371% | 4,298 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0298% | 2,058 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0705% | 4,973 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8261% | 879 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9760% | 275 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6325% | 1,015 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.0570% | 5,674 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0572% | 2,186 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0663% | 1,387 |
| Percentage Net Loans Charged-off:Construction & development | -0.0990% | 5,276 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 5,326 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0424% | 1,518 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0191% | 464 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0505% | 1,389 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0421% | 4,784 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5103% | 1,291 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8500% | 282 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2830% | 1,643 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0111% | 886 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0583% | 5,972 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0414% | 5,852 |
| Percentage Net Loans Charged-off:Construction & development | -0.4102% | 5,556 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0078% | 5,499 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0121% | 401 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0806% | 2,576 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1935% | 722 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0455% | 2,848 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0290% | 2,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2721% | 2,535 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3114% | 284 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0662% | 5,490 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8133% | 5,818 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0167% | 5,569 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0274% | 3,048 |
| Percentage Net Loans Charged-off:Construction & development | -0.2097% | 5,490 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0818% | 1,379 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0162% | 338 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0565% | 2,585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2440% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0211% | 2,254 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1617% | 2,822 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3549% | 267 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2009% | 5,778 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9124% | 5,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0066% | 5,228 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0143% | 3,024 |
| Percentage Net Loans Charged-off:Construction & development | -0.2746% | 5,587 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1422% | 1,040 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0317% | 5,941 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0209% | 4,462 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0348% | 5,961 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0852% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0971% | 2,900 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8944% | 202 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3732% | 5,994 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7272% | 5,890 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0214% | 5,389 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0140% | 5,560 |
| Percentage Net Loans Charged-off:Construction & development | -0.2561% | 5,672 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0397% | 915 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0552% | 1,826 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0330% | 4,526 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0803% | 1,583 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1886% | 933 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3734% | 6,003 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1111% | 273 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8041% | 6,255 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7644% | 5,886 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0683% | 4,255 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0543% | 3,672 |
| Percentage Net Loans Charged-off:Construction & development | -0.1289% | 5,621 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0186% | 2,545 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2676% | 1,862 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0287% | 1,369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3279% | 1,546 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0334% | 2,895 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9674% | 1,194 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1536% | 328 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7640% | 1,379 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1157% | 5,830 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0306% | 4,520 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0075% | 4,126 |
| Percentage Net Loans Charged-off:Construction & development | -0.0384% | 5,482 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0893% | 6,367 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2220% | 1,974 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0077% | 1,256 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2749% | 1,685 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0504% | 2,464 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7054% | 1,441 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0810% | 339 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4685% | 1,803 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0856% | 5,830 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0346% | 4,202 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 5,731 |
| Percentage Net Loans Charged-off:Construction & development | 0.2448% | 1,030 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2379% | 6,589 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2864% | 1,634 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0073% | 1,072 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3539% | 1,380 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1053% | 1,975 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7972% | 1,266 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7260% | 377 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6387% | 1,385 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1070% | 5,852 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0442% | 3,412 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0703% | 6,470 |
| Percentage Net Loans Charged-off:Construction & development | 0.4057% | 703 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4945% | 6,729 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3026% | 1,388 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0491% | 4,772 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3872% | 1,132 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3910% | 1,027 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8754% | 1,113 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0554% | 333 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6731% | 1,227 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0120% | 5,629 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5676% | 2,026 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5675% | 1,762 |
| Percentage Net Loans Charged-off:Construction & development | 1.0651% | 1,455 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3464% | 1,866 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7445% | 1,235 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4511% | 1,071 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8126% | 1,114 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6428% | 1,857 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1608% | 1,187 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7124% | 342 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8765% | 1,437 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0031% | 5,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6630% | 1,656 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6186% | 1,588 |
| Percentage Net Loans Charged-off:Construction & development | 1.5115% | 1,164 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4077% | 1,537 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6308% | 1,424 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4755% | 952 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6666% | 1,301 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9500% | 1,343 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3220% | 980 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0589% | 287 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9992% | 1,152 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0210% | 5,928 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7206% | 1,532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7115% | 1,398 |
| Percentage Net Loans Charged-off:Construction & development | 1.9063% | 986 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4521% | 1,322 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6572% | 1,351 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3459% | 971 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7283% | 1,191 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8542% | 1,356 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4741% | 877 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9499% | 221 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0159% | 1,103 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0193% | 5,913 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7792% | 1,318 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7862% | 1,152 |
| Percentage Net Loans Charged-off:Construction & development | 3.0412% | 600 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2850% | 1,191 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5237% | 1,437 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0371% | 484 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4074% | 1,531 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8690% | 1,027 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3856% | 853 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3212% | 252 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0239% | 1,008 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5572% | 1,018 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7147% | 843 |
| Percentage Net Loans Charged-off:Construction & development | 6.6491% | 738 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6125% | 1,780 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4904% | 757 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0906% | 1,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8154% | 961 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1505% | 1,076 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3153% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3280% | 1,278 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1774% | 203 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6152% | 2,167 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0127% | 5,910 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7389% | 789 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8842% | 656 |
| Percentage Net Loans Charged-off:Construction & development | 7.7997% | 564 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6107% | 1,499 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6418% | 594 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9883% | 1,202 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8257% | 851 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0236% | 1,138 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6293% | 1,281 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2745% | 1,220 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0072% | 210 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5920% | 2,007 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0128% | 5,927 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8954% | 717 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9295% | 671 |
| Percentage Net Loans Charged-off:Construction & development | 8.0617% | 535 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5784% | 1,412 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9463% | 430 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8756% | 1,312 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4726% | 1,011 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9620% | 1,175 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3506% | 897 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2965% | 1,164 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2141% | 213 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5849% | 1,868 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0065% | 5,916 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0980% | 601 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3130% | 469 |
| Percentage Net Loans Charged-off:Construction & development | 10.2193% | 328 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4037% | 1,202 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2209% | 264 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9686% | 989 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4452% | 761 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0800% | 862 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8434% | 885 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8234% | 1,578 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9013% | 364 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4361% | 1,897 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9811% | 1,024 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9954% | 935 |
| Percentage Net Loans Charged-off:Construction & development | 7.2759% | 866 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1712% | 2,916 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8784% | 1,546 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2291% | 755 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8051% | 1,635 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2330% | 1,466 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8844% | 1,146 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7610% | 202 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7749% | 907 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8723% | 1,025 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8210% | 960 |
| Percentage Net Loans Charged-off:Construction & development | 6.6376% | 862 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0125% | 3,118 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7851% | 1,535 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0213% | 780 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7360% | 1,561 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3953% | 1,274 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6372% | 1,278 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6645% | 265 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8779% | 781 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6831% | 1,112 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7566% | 974 |
| Percentage Net Loans Charged-off:Construction & development | 5.8677% | 882 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0186% | 2,560 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9360% | 1,241 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2826% | 602 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8644% | 1,284 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5274% | 1,591 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9386% | 1,058 |
| Percentage Net Loans Charged-off: Credit card loans | 7.2426% | 206 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7162% | 774 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5157% | 1,146 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3714% | 1,054 |
| Percentage Net Loans Charged-off:Construction & development | 4.2050% | 873 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0371% | 1,770 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9638% | 1,052 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2612% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6972% | 1,234 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4533% | 926 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4744% | 815 |
| Percentage Net Loans Charged-off: Credit card loans | 9.1836% | 160 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0053% | 1,168 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3895% | 957 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5590% | 776 |
| Percentage Net Loans Charged-off:Construction & development | 7.2734% | 862 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0001% | 3,403 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0520% | 1,259 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0224% | 843 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0582% | 1,186 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7996% | 2,041 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9295% | 1,391 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7402% | 546 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7198% | 759 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5633% | 715 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7610% | 558 |
| Percentage Net Loans Charged-off:Construction & development | 7.4984% | 678 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1993% | 919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8993% | 760 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2631% | 868 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9139% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9129% | 1,327 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1485% | 582 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7300% | 651 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7424% | 614 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9350% | 470 |
| Percentage Net Loans Charged-off:Construction & development | 7.9482% | 559 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9461% | 1,019 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0666% | 580 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9203% | 994 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9132% | 1,356 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9877% | 1,206 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2821% | 551 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6862% | 448 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8397% | 786 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8367% | 628 |
| Percentage Net Loans Charged-off:Construction & development | 4.9976% | 563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5245% | 1,191 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0886% | 780 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6176% | 1,006 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3892% | 843 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3560% | 1,627 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1726% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8728% | 1,427 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8948% | 1,020 |
| Percentage Net Loans Charged-off:Construction & development | 2.3214% | 992 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1687% | 7,984 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1298% | 2,610 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1767% | 1,056 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1208% | 2,537 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1119% | 1,694 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2926% | 1,734 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2375% | 481 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6525% | 7,236 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5849% | 1,449 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5736% | 1,051 |
| Percentage Net Loans Charged-off:Construction & development | 1.5388% | 859 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2269% | 8,044 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0792% | 2,527 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1609% | 867 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0640% | 2,487 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8765% | 1,455 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9197% | 2,039 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8760% | 479 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4958% | 7,229 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4698% | 1,464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4292% | 1,041 |
| Percentage Net Loans Charged-off:Construction & development | 1.0082% | 757 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0016% | 1,325 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0514% | 2,301 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1107% | 758 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0406% | 2,211 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7514% | 1,296 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7022% | 2,294 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1877% | 743 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0098% | 6,746 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2072% | 2,096 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1457% | 1,455 |
| Percentage Net Loans Charged-off:Construction & development | 0.3182% | 739 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0520% | 1,626 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2431% | 411 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0186% | 1,654 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4654% | 1,210 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8236% | 1,799 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3773% | 588 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0101% | 6,795 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0830% | 4,262 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0565% | 2,729 |
| Percentage Net Loans Charged-off:Construction & development | 0.1073% | 1,176 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0099% | 3,146 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0089% | 921 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0100% | 2,921 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0745% | 3,396 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9841% | 1,638 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7116% | 678 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1558% | 1,254 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0480% | 4,232 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0132% | 2,893 |
| Percentage Net Loans Charged-off:Construction & development | 0.0075% | 1,060 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0136% | 2,432 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0125% | 698 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0138% | 2,258 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0752% | 2,760 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7888% | 1,761 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3785% | 713 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2235% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0407% | 3,887 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0014% | 2,685 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0074% | 2,037 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0196% | 513 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0056% | 1,902 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2012% | 1,832 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6521% | 1,957 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7027% | 813 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0857% | 7,112 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0237% | 3,598 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0027% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0146% | 1,354 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0429% | 335 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0105% | 1,259 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3185% | 1,102 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2177% | 3,039 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6754% | 7,357 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0315% | 4,922 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0264% | 8,110 |
| Percentage Net Loans Charged-off:Construction & development | -0.0546% | 7,772 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0129% | 7,936 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0035% | 7,763 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0543% | 557 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0107% | 7,903 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1139% | 2,853 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5446% | 2,680 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8319% | 970 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5054% | 796 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0118% | 5,118 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0361% | 8,156 |
| Percentage Net Loans Charged-off:Construction & development | -0.0767% | 7,795 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0173% | 8,005 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0046% | 7,749 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0752% | 394 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0141% | 7,938 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0984% | 2,417 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4603% | 2,678 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4198% | 1,030 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3186% | 821 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0597% | 3,207 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0013% | 2,405 |
| Percentage Net Loans Charged-off:Construction & development | -0.0027% | 7,657 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0261% | 8,112 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0283% | 1,620 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1199% | 272 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0182% | 1,622 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2363% | 1,620 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4532% | 2,523 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2160% | 820 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0326% | 3,222 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 7,605 |
| Percentage Net Loans Charged-off:Construction & development | -0.0043% | 7,653 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0533% | 8,235 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0328% | 1,076 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0362% | 971 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0226% | 1,656 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2218% | 3,044 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5528% | 529 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1589% | 2,753 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0253% | 2,558 |
| Percentage Net Loans Charged-off:Construction & development | -0.0065% | 7,708 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0595% | 929 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0016% | 181 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0356% | 2,263 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0393% | 2,092 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2322% | 2,656 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9835% | 1,887 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4627% | 464 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1702% | 2,232 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0337% | 2,040 |
| Percentage Net Loans Charged-off:Construction & development | -0.0081% | 7,710 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0792% | 676 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0023% | 145 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0436% | 1,824 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0482% | 1,664 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1312% | 2,601 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9196% | 1,778 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8823% | 338 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2124% | 1,723 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0197% | 2,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0370% | 336 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0240% | 8,163 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0018% | 108 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0667% | 1,344 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0737% | 1,235 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2341% | 1,904 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1130% | 1,381 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4378% | 241 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2025% | 1,580 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0445% | 1,203 |
| Percentage Net Loans Charged-off:Construction & development | 0.1588% | 146 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0317% | 8,315 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0288% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0549% | 7,209 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1353% | 1,328 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9085% | 186 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1101% | 4,030 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0869% | 1,737 |
| Percentage Net Loans Charged-off:Construction & development | 0.0194% | 662 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1562% | 868 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1047% | 1,546 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2550% | 256 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0908% | 1,637 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1529% | 3,315 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8751% | 2,376 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0221% | 1,574 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0717% | 4,179 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0293% | 2,376 |
| Percentage Net Loans Charged-off:Construction & development | 0.0313% | 512 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0054% | 1,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0752% | 1,583 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1713% | 271 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0666% | 1,614 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1805% | 2,663 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9499% | 1,992 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0149% | 7,078 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1019% | 3,369 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0517% | 1,740 |
| Percentage Net Loans Charged-off:Construction & development | 0.0481% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0869% | 662 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0228% | 1,911 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1943% | 218 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0082% | 2,010 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2688% | 2,021 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8102% | 2,287 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0142% | 7,098 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1419% | 2,415 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1127% | 949 |
| Percentage Net Loans Charged-off:Construction & development | 0.0986% | 212 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2068% | 335 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0309% | 1,330 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4290% | 100 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2491% | 1,507 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6665% | 2,493 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0117% | 7,140 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4716% | 1,555 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2872% | 769 |
| Percentage Net Loans Charged-off:Construction & development | 0.2428% | 441 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5415% | 455 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1085% | 1,693 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1141% | 1,632 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1450% | 1,526 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2748% | 1,736 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2715% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5135% | 1,237 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3388% | 543 |
| Percentage Net Loans Charged-off:Construction & development | 0.1646% | 400 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7444% | 279 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1427% | 1,206 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1493% | 1,162 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2545% | 1,184 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1490% | 1,832 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0186% | 7,320 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6169% | 997 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4061% | 433 |
| Percentage Net Loans Charged-off:Construction & development | 0.2968% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9600% | 225 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0064% | 2,302 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0066% | 2,184 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5298% | 944 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2300% | 1,631 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0293% | 7,374 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8187% | 627 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4130% | 376 |
| Percentage Net Loans Charged-off:Construction & development | 0.0336% | 289 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2413% | 144 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5187% | 490 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9005% | 947 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0051% | 7,327 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7869% | 976 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1076% | 1,738 |
| Percentage Net Loans Charged-off:Construction & development | 0.3179% | 414 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0275% | 1,363 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0264% | 2,739 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0272% | 2,620 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8272% | 504 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4226% | 1,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2111% | 1,398 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7513% | 1,023 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0167% | 3,215 |
| Percentage Net Loans Charged-off:Construction & development | 0.0333% | 726 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0228% | 2,623 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0231% | 2,495 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2506% | 435 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9188% | 865 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0621% | 5,483 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0109% | 759 |
| Percentage Net Loans Charged-off:Construction & development | 0.0133% | 233 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0191% | 648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0194% | 607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1627% | 743 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9996% | 409 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8856% | 211 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1062% | 4,693 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0046% | 928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0087% | 872 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0088% | 826 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0294% | 208 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5305% | 258 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1432% | 513 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1371% | 4,404 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0223% | 678 |
| Percentage Net Loans Charged-off:Construction & development | 0.0141% | 203 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0334% | 590 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0336% | 542 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1292% | 32 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3016% | 351 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8036% | 448 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4110% | 168 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0648% | 6,304 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0505% | 514 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0742% | 417 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0742% | 387 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9255% | 592 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6500% | 746 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0269% | 7,744 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0221% | 767 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0308% | 652 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0308% | 620 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4675% | 946 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5988% | 963 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0051% | 8,674 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8109% | 488 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4937% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0041% | 8,790 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,087 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8019% | 383 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5809% | 548 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0807% | 7,527 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0750% | 827 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6544% | 345 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0087% | 1,395 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9289% | 434 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9499% | 509 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0959% | 8,945 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0920% | 958 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1338% | 805 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3654% | 328 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5005% | 969 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3748% | 786 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |