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Banner Bank, Net charge- offs to loans

2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0172%4,280
Percentage Net Loans Charged-off: Total real estate loans-0.0069%4,088
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate-0.0070%4,492
Percentage Net Loans Charged-off: Multi-family residential0.0442%17
Percentage Net Loans Charged-off: 1-4 family residential-0.0332%4,517
Percentage Net Loans Charged-off: Home equity loans-0.0325%3,555
All other 1-4 family - Percent of loans charged-off, net-0.0336%4,543
Percentage Net Loans Charged-off: Commercial and industrial0.3452%554
Percentage Net Loans Charged-off: Loans to individuals0.8493%888
Percentage Net Loans Charged-off: Credit card loans3.2279%179
Percentage Net Loans Charged-off: Other loans to individual0.4347%1,263
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0659%2,148
Percentage Net Loans Charged-off: Total real estate loans0.0037%2,076
Percentage Net Loans Charged-off:Construction & development-0.0141%4,280
Percentage Net Loans Charged-off: Commercial real estate0.0187%922
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0148%4,327
Percentage Net Loans Charged-off: Home equity loans0.0431%385
All other 1-4 family - Percent of loans charged-off, net-0.0445%4,658
Percentage Net Loans Charged-off: Commercial and industrial0.2800%1,237
Percentage Net Loans Charged-off: Loans to individuals0.7454%1,110
Percentage Net Loans Charged-off: Credit card loans3.3391%189
Percentage Net Loans Charged-off: Other loans to individual0.3406%1,853
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.2360%31
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0700%1,824
Percentage Net Loans Charged-off: Total real estate loans0.0056%1,721
Percentage Net Loans Charged-off:Construction & development-0.0244%4,407
Percentage Net Loans Charged-off: Commercial real estate0.0329%657
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential-0.0304%4,612
Percentage Net Loans Charged-off: Home equity loans0.0210%356
All other 1-4 family - Percent of loans charged-off, net-0.0569%4,796
Percentage Net Loans Charged-off: Commercial and industrial0.2776%1,012
Percentage Net Loans Charged-off: Loans to individuals0.6983%1,098
Percentage Net Loans Charged-off: Credit card loans3.1703%182
Percentage Net Loans Charged-off: Other loans to individual0.3247%1,773
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0103%37
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0492%1,943
Percentage Net Loans Charged-off: Total real estate loans0.0082%1,426
Percentage Net Loans Charged-off:Construction & development-0.0093%4,353
Percentage Net Loans Charged-off: Commercial real estate0.0377%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0401%4,720
Percentage Net Loans Charged-off: Home equity loans0.0259%283
All other 1-4 family - Percent of loans charged-off, net-0.0744%4,893
Percentage Net Loans Charged-off: Commercial and industrial0.1874%1,040
Percentage Net Loans Charged-off: Loans to individuals0.7004%1,059
Percentage Net Loans Charged-off: Credit card loans3.4809%165
Percentage Net Loans Charged-off: Other loans to individual0.2978%1,693
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0158%24
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0548%1,501
Percentage Net Loans Charged-off: Total real estate loans0.0228%883
Percentage Net Loans Charged-off:Construction & development-0.0077%4,460
Percentage Net Loans Charged-off: Commercial real estate0.0472%311
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential-0.0008%3,998
Percentage Net Loans Charged-off: Home equity loans0.0392%181
All other 1-4 family - Percent of loans charged-off, net-0.0215%4,632
Percentage Net Loans Charged-off: Commercial and industrial0.1878%737
Percentage Net Loans Charged-off: Loans to individuals0.5542%1,203
Percentage Net Loans Charged-off: Credit card loans3.3664%171
Percentage Net Loans Charged-off: Other loans to individual0.1594%1,892
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0132%3,238
Percentage Net Loans Charged-off: Total real estate loans-0.0302%4,748
Percentage Net Loans Charged-off:Construction & development0.0258%333
Percentage Net Loans Charged-off: Commercial real estate-0.0392%4,868
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential-0.0625%4,964
Percentage Net Loans Charged-off: Home equity loans-0.0128%3,581
All other 1-4 family - Percent of loans charged-off, net-0.0899%5,046
Percentage Net Loans Charged-off: Commercial and industrial0.0884%1,691
Percentage Net Loans Charged-off: Loans to individuals0.9385%864
Percentage Net Loans Charged-off: Credit card loans3.2304%184
Percentage Net Loans Charged-off: Other loans to individual0.5050%1,452
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1487%35
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0043%4,198
Percentage Net Loans Charged-off: Total real estate loans-0.0370%4,822
Percentage Net Loans Charged-off:Construction & development0.0384%243
Percentage Net Loans Charged-off: Commercial real estate-0.0506%4,986
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential-0.0750%5,042
Percentage Net Loans Charged-off: Home equity loans-0.0113%3,593
All other 1-4 family - Percent of loans charged-off, net-0.1107%5,144
Percentage Net Loans Charged-off: Commercial and industrial0.0613%1,547
Percentage Net Loans Charged-off: Loans to individuals0.6878%1,103
Percentage Net Loans Charged-off: Credit card loans1.9959%284
Percentage Net Loans Charged-off: Other loans to individual0.4160%1,483
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1949%31
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0227%4,621
Percentage Net Loans Charged-off: Total real estate loans-0.0726%5,090
Percentage Net Loans Charged-off:Construction & development-0.0376%4,575
Percentage Net Loans Charged-off: Commercial real estate-0.0819%5,139
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential-0.1037%5,159
Percentage Net Loans Charged-off: Home equity loans-0.0163%3,669
All other 1-4 family - Percent of loans charged-off, net-0.1526%5,250
Percentage Net Loans Charged-off: Commercial and industrial0.1128%1,127
Percentage Net Loans Charged-off: Loans to individuals0.6532%1,087
Percentage Net Loans Charged-off: Credit card loans1.4412%330
Percentage Net Loans Charged-off: Other loans to individual0.4897%1,243
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0635%5,070
Percentage Net Loans Charged-off: Total real estate loans-0.1204%5,298
Percentage Net Loans Charged-off:Construction & development-0.0721%4,763
Percentage Net Loans Charged-off: Commercial real estate-0.1744%5,346
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential-0.0820%5,177
Percentage Net Loans Charged-off: Home equity loans0.0049%283
All other 1-4 family - Percent of loans charged-off, net-0.1304%5,277
Percentage Net Loans Charged-off: Commercial and industrial0.1253%793
Percentage Net Loans Charged-off: Loans to individuals0.8818%874
Percentage Net Loans Charged-off: Credit card loans0.9185%363
Percentage Net Loans Charged-off: Other loans to individual0.8743%786
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0667%2,516
Percentage Net Loans Charged-off: Total real estate loans-0.0094%4,584
Percentage Net Loans Charged-off:Construction & development-0.1413%4,841
Percentage Net Loans Charged-off: Commercial real estate0.0249%1,074
Percentage Net Loans Charged-off: Multi-family residential-0.0031%4,380
Percentage Net Loans Charged-off: 1-4 family residential-0.0131%4,760
Percentage Net Loans Charged-off: Home equity loans0.0196%626
All other 1-4 family - Percent of loans charged-off, net-0.0314%5,005
Percentage Net Loans Charged-off: Commercial and industrial0.2322%1,433
Percentage Net Loans Charged-off: Loans to individuals0.6497%1,410
Percentage Net Loans Charged-off: Credit card loans2.7445%231
Percentage Net Loans Charged-off: Other loans to individual0.2390%2,450
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%42
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0519%2,403
Percentage Net Loans Charged-off: Total real estate loans-0.0246%4,885
Percentage Net Loans Charged-off:Construction & development-0.1832%4,929
Percentage Net Loans Charged-off: Commercial real estate0.0113%935
Percentage Net Loans Charged-off: Multi-family residential-0.0040%4,416
Percentage Net Loans Charged-off: 1-4 family residential-0.0189%4,857
Percentage Net Loans Charged-off: Home equity loans0.0159%551
All other 1-4 family - Percent of loans charged-off, net-0.0387%5,088
Percentage Net Loans Charged-off: Commercial and industrial0.2840%1,054
Percentage Net Loans Charged-off: Loans to individuals0.5732%1,437
Percentage Net Loans Charged-off: Credit card loans2.8395%212
Percentage Net Loans Charged-off: Other loans to individual0.1334%2,648
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0126%1,178
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0383%2,437
Percentage Net Loans Charged-off: Total real estate loans-0.0519%5,199
Percentage Net Loans Charged-off:Construction & development-0.2628%5,011
Percentage Net Loans Charged-off: Commercial real estate-0.0176%5,019
Percentage Net Loans Charged-off: Multi-family residential-0.0059%4,466
Percentage Net Loans Charged-off: 1-4 family residential-0.0208%4,860
Percentage Net Loans Charged-off: Home equity loans0.0339%416
All other 1-4 family - Percent of loans charged-off, net-0.0521%5,200
Percentage Net Loans Charged-off: Commercial and industrial0.4472%716
Percentage Net Loans Charged-off: Loans to individuals0.6389%1,249
Percentage Net Loans Charged-off: Credit card loans3.1583%187
Percentage Net Loans Charged-off: Other loans to individual0.1494%2,344
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0544%1,172
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0798%1,538
Percentage Net Loans Charged-off: Total real estate loans-0.0179%4,885
Percentage Net Loans Charged-off:Construction & development-0.0394%4,831
Percentage Net Loans Charged-off: Commercial real estate-0.0086%5,007
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential-0.0351%5,110
Percentage Net Loans Charged-off: Home equity loans-0.0112%3,891
All other 1-4 family - Percent of loans charged-off, net-0.0485%5,221
Percentage Net Loans Charged-off: Commercial and industrial0.5384%488
Percentage Net Loans Charged-off: Loans to individuals0.8310%993
Percentage Net Loans Charged-off: Credit card loans3.5899%154
Percentage Net Loans Charged-off: Other loans to individual0.2994%1,673
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.1191%1,139
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0292%5,234
Percentage Net Loans Charged-off: Total real estate loans-0.0455%5,301
Percentage Net Loans Charged-off:Construction & development-0.2123%5,077
Percentage Net Loans Charged-off: Commercial real estate-0.0010%4,693
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential-0.0775%5,456
Percentage Net Loans Charged-off: Home equity loans-0.0391%4,065
All other 1-4 family - Percent of loans charged-off, net-0.0968%5,510
Percentage Net Loans Charged-off: Commercial and industrial-0.0957%5,003
Percentage Net Loans Charged-off: Loans to individuals0.8541%1,093
Percentage Net Loans Charged-off: Credit card loans2.6904%228
Percentage Net Loans Charged-off: Other loans to individual0.5444%1,583
Percentage Net Loans Charged-off: All other loans and lease0.1769%1,007
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.6146%1,219
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0408%5,293
Percentage Net Loans Charged-off: Total real estate loans-0.0520%5,346
Percentage Net Loans Charged-off:Construction & development-0.2406%5,148
Percentage Net Loans Charged-off: Commercial real estate0.0036%1,145
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential-0.1022%5,566
Percentage Net Loans Charged-off: Home equity loans-0.0471%4,103
All other 1-4 family - Percent of loans charged-off, net-0.1293%5,615
Percentage Net Loans Charged-off: Commercial and industrial-0.1378%5,129
Percentage Net Loans Charged-off: Loans to individuals0.6815%1,246
Percentage Net Loans Charged-off: Credit card loans2.5801%228
Percentage Net Loans Charged-off: Other loans to individual0.3726%1,763
Percentage Net Loans Charged-off: All other loans and lease0.2447%752
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.7871%1,202
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0364%5,223
Percentage Net Loans Charged-off: Total real estate loans-0.0390%5,266
Percentage Net Loans Charged-off:Construction & development-0.1795%5,137
Percentage Net Loans Charged-off: Commercial real estate0.0076%905
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential-0.0913%5,606
Percentage Net Loans Charged-off: Home equity loans-0.0628%4,175
All other 1-4 family - Percent of loans charged-off, net-0.1050%5,649
Percentage Net Loans Charged-off: Commercial and industrial-0.1873%5,277
Percentage Net Loans Charged-off: Loans to individuals0.7192%1,118
Percentage Net Loans Charged-off: Credit card loans3.2706%157
Percentage Net Loans Charged-off: Other loans to individual0.3127%1,800
Percentage Net Loans Charged-off: All other loans and lease0.2738%630
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.4020%1,190
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0105%4,552
Percentage Net Loans Charged-off: Total real estate loans-0.0353%5,287
Percentage Net Loans Charged-off:Construction & development-0.3010%5,291
Percentage Net Loans Charged-off: Commercial real estate0.0187%548
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential-0.0481%5,468
Percentage Net Loans Charged-off: Home equity loans-0.1316%4,317
All other 1-4 family - Percent of loans charged-off, net-0.0086%4,933
Percentage Net Loans Charged-off: Commercial and industrial-0.2116%5,386
Percentage Net Loans Charged-off: Loans to individuals1.1079%733
Percentage Net Loans Charged-off: Credit card loans4.1038%124
Percentage Net Loans Charged-off: Other loans to individual0.6420%1,042
Percentage Net Loans Charged-off: All other loans and lease0.7627%344
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.3321%1,166
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0465%5,527
Percentage Net Loans Charged-off: Total real estate loans-0.0372%5,423
Percentage Net Loans Charged-off:Construction & development-0.2981%5,267
Percentage Net Loans Charged-off: Commercial real estate-0.0122%5,178
Percentage Net Loans Charged-off: Multi-family residential-0.0440%4,769
Percentage Net Loans Charged-off: 1-4 family residential0.0126%2,868
Percentage Net Loans Charged-off: Home equity loans0.0676%744
All other 1-4 family - Percent of loans charged-off, net-0.0094%5,243
Percentage Net Loans Charged-off: Commercial and industrial-0.0509%4,843
Percentage Net Loans Charged-off: Loans to individuals0.6123%1,387
Percentage Net Loans Charged-off: Credit card loans1.8343%343
Percentage Net Loans Charged-off: Other loans to individual0.4073%1,733
Percentage Net Loans Charged-off: All other loans and lease-0.5267%5,540
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.1417%1,265
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0470%5,525
Percentage Net Loans Charged-off: Total real estate loans-0.0393%5,474
Percentage Net Loans Charged-off:Construction & development-0.2540%5,300
Percentage Net Loans Charged-off: Commercial real estate-0.0469%5,543
Percentage Net Loans Charged-off: Multi-family residential-0.0781%4,843
Percentage Net Loans Charged-off: 1-4 family residential0.0456%2,205
Percentage Net Loans Charged-off: Home equity loans0.1357%563
All other 1-4 family - Percent of loans charged-off, net0.0122%2,513
Percentage Net Loans Charged-off: Commercial and industrial-0.0108%4,383
Percentage Net Loans Charged-off: Loans to individuals0.6576%1,157
Percentage Net Loans Charged-off: Credit card loans1.6055%344
Percentage Net Loans Charged-off: Other loans to individual0.4971%1,374
Percentage Net Loans Charged-off: All other loans and lease-0.7021%5,609
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%33
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0732%5,680
Percentage Net Loans Charged-off: Total real estate loans-0.0448%5,566
Percentage Net Loans Charged-off:Construction & development-0.4244%5,452
Percentage Net Loans Charged-off: Commercial real estate-0.0205%5,464
Percentage Net Loans Charged-off: Multi-family residential-0.1178%4,902
Percentage Net Loans Charged-off: 1-4 family residential0.0120%2,375
Percentage Net Loans Charged-off: Home equity loans-0.0371%4,298
All other 1-4 family - Percent of loans charged-off, net0.0298%2,058
Percentage Net Loans Charged-off: Commercial and industrial-0.0705%4,973
Percentage Net Loans Charged-off: Loans to individuals0.8261%879
Percentage Net Loans Charged-off: Credit card loans1.9760%275
Percentage Net Loans Charged-off: Other loans to individual0.6325%1,015
Percentage Net Loans Charged-off: All other loans and lease-1.0570%5,674
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0572%2,186
Percentage Net Loans Charged-off: Total real estate loans0.0663%1,387
Percentage Net Loans Charged-off:Construction & development-0.0990%5,276
Percentage Net Loans Charged-off: Commercial real estate-0.0040%5,326
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.0424%1,518
Percentage Net Loans Charged-off: Home equity loans0.0191%464
All other 1-4 family - Percent of loans charged-off, net0.0505%1,389
Percentage Net Loans Charged-off: Commercial and industrial-0.0421%4,784
Percentage Net Loans Charged-off: Loans to individuals0.5103%1,291
Percentage Net Loans Charged-off: Credit card loans1.8500%282
Percentage Net Loans Charged-off: Other loans to individual0.2830%1,643
Percentage Net Loans Charged-off: All other loans and lease0.0111%886
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0583%5,972
Percentage Net Loans Charged-off: Total real estate loans-0.0414%5,852
Percentage Net Loans Charged-off:Construction & development-0.4102%5,556
Percentage Net Loans Charged-off: Commercial real estate-0.0078%5,499
Percentage Net Loans Charged-off: Multi-family residential0.0121%401
Percentage Net Loans Charged-off: 1-4 family residential0.0806%2,576
Percentage Net Loans Charged-off: Home equity loans0.1935%722
All other 1-4 family - Percent of loans charged-off, net0.0455%2,848
Percentage Net Loans Charged-off: Commercial and industrial0.0290%2,576
Percentage Net Loans Charged-off: Loans to individuals0.2721%2,535
Percentage Net Loans Charged-off: Credit card loans2.3114%284
Percentage Net Loans Charged-off: Other loans to individual-0.0662%5,490
Percentage Net Loans Charged-off: All other loans and lease-0.8133%5,818
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%54
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0167%5,569
Percentage Net Loans Charged-off: Total real estate loans0.0274%3,048
Percentage Net Loans Charged-off:Construction & development-0.2097%5,490
Percentage Net Loans Charged-off: Commercial real estate0.0818%1,379
Percentage Net Loans Charged-off: Multi-family residential0.0162%338
Percentage Net Loans Charged-off: 1-4 family residential0.0565%2,585
Percentage Net Loans Charged-off: Home equity loans0.2440%614
All other 1-4 family - Percent of loans charged-off, net0.0000%3,100
Percentage Net Loans Charged-off: Commercial and industrial0.0211%2,254
Percentage Net Loans Charged-off: Loans to individuals0.1617%2,822
Percentage Net Loans Charged-off: Credit card loans2.3549%267
Percentage Net Loans Charged-off: Other loans to individual-0.2009%5,778
Percentage Net Loans Charged-off: All other loans and lease-0.9124%5,876
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0066%5,228
Percentage Net Loans Charged-off: Total real estate loans0.0143%3,024
Percentage Net Loans Charged-off:Construction & development-0.2746%5,587
Percentage Net Loans Charged-off: Commercial real estate0.1422%1,040
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential-0.0317%5,941
Percentage Net Loans Charged-off: Home equity loans-0.0209%4,462
All other 1-4 family - Percent of loans charged-off, net-0.0348%5,961
Percentage Net Loans Charged-off: Commercial and industrial0.0852%1,668
Percentage Net Loans Charged-off: Loans to individuals0.0971%2,900
Percentage Net Loans Charged-off: Credit card loans2.8944%202
Percentage Net Loans Charged-off: Other loans to individual-0.3732%5,994
Percentage Net Loans Charged-off: All other loans and lease-0.7272%5,890
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0214%5,389
Percentage Net Loans Charged-off: Total real estate loans-0.0140%5,560
Percentage Net Loans Charged-off:Construction & development-0.2561%5,672
Percentage Net Loans Charged-off: Commercial real estate0.0397%915
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.0552%1,826
Percentage Net Loans Charged-off: Home equity loans-0.0330%4,526
All other 1-4 family - Percent of loans charged-off, net0.0803%1,583
Percentage Net Loans Charged-off: Commercial and industrial0.1886%933
Percentage Net Loans Charged-off: Loans to individuals-0.3734%6,003
Percentage Net Loans Charged-off: Credit card loans2.1111%273
Percentage Net Loans Charged-off: Other loans to individual-0.8041%6,255
Percentage Net Loans Charged-off: All other loans and lease-0.7644%5,886
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0683%4,255
Percentage Net Loans Charged-off: Total real estate loans0.0543%3,672
Percentage Net Loans Charged-off:Construction & development-0.1289%5,621
Percentage Net Loans Charged-off: Commercial real estate0.0186%2,545
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.2676%1,862
Percentage Net Loans Charged-off: Home equity loans0.0287%1,369
All other 1-4 family - Percent of loans charged-off, net0.3279%1,546
Percentage Net Loans Charged-off: Commercial and industrial0.0334%2,895
Percentage Net Loans Charged-off: Loans to individuals0.9674%1,194
Percentage Net Loans Charged-off: Credit card loans2.1536%328
Percentage Net Loans Charged-off: Other loans to individual0.7640%1,379
Percentage Net Loans Charged-off: All other loans and lease-0.1157%5,830
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%77
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0306%4,520
Percentage Net Loans Charged-off: Total real estate loans0.0075%4,126
Percentage Net Loans Charged-off:Construction & development-0.0384%5,482
Percentage Net Loans Charged-off: Commercial real estate-0.0893%6,367
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.2220%1,974
Percentage Net Loans Charged-off: Home equity loans0.0077%1,256
All other 1-4 family - Percent of loans charged-off, net0.2749%1,685
Percentage Net Loans Charged-off: Commercial and industrial0.0504%2,464
Percentage Net Loans Charged-off: Loans to individuals0.7054%1,441
Percentage Net Loans Charged-off: Credit card loans2.0810%339
Percentage Net Loans Charged-off: Other loans to individual0.4685%1,803
Percentage Net Loans Charged-off: All other loans and lease-0.0856%5,830
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0346%4,202
Percentage Net Loans Charged-off: Total real estate loans-0.0027%5,731
Percentage Net Loans Charged-off:Construction & development0.2448%1,030
Percentage Net Loans Charged-off: Commercial real estate-0.2379%6,589
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.2864%1,634
Percentage Net Loans Charged-off: Home equity loans0.0073%1,072
All other 1-4 family - Percent of loans charged-off, net0.3539%1,380
Percentage Net Loans Charged-off: Commercial and industrial0.1053%1,975
Percentage Net Loans Charged-off: Loans to individuals0.7972%1,266
Percentage Net Loans Charged-off: Credit card loans1.7260%377
Percentage Net Loans Charged-off: Other loans to individual0.6387%1,385
Percentage Net Loans Charged-off: All other loans and lease-0.1070%5,852
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%58
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0442%3,412
Percentage Net Loans Charged-off: Total real estate loans-0.0703%6,470
Percentage Net Loans Charged-off:Construction & development0.4057%703
Percentage Net Loans Charged-off: Commercial real estate-0.4945%6,729
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.3026%1,388
Percentage Net Loans Charged-off: Home equity loans-0.0491%4,772
All other 1-4 family - Percent of loans charged-off, net0.3872%1,132
Percentage Net Loans Charged-off: Commercial and industrial0.3910%1,027
Percentage Net Loans Charged-off: Loans to individuals0.8754%1,113
Percentage Net Loans Charged-off: Credit card loans2.0554%333
Percentage Net Loans Charged-off: Other loans to individual0.6731%1,227
Percentage Net Loans Charged-off: All other loans and lease-0.0120%5,629
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5676%2,026
Percentage Net Loans Charged-off: Total real estate loans0.5675%1,762
Percentage Net Loans Charged-off:Construction & development1.0651%1,455
Percentage Net Loans Charged-off: Commercial real estate0.3464%1,866
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.7445%1,235
Percentage Net Loans Charged-off: Home equity loans0.4511%1,071
All other 1-4 family - Percent of loans charged-off, net0.8126%1,114
Percentage Net Loans Charged-off: Commercial and industrial0.6428%1,857
Percentage Net Loans Charged-off: Loans to individuals1.1608%1,187
Percentage Net Loans Charged-off: Credit card loans2.7124%342
Percentage Net Loans Charged-off: Other loans to individual0.8765%1,437
Percentage Net Loans Charged-off: All other loans and lease-0.0031%5,751
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%125
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6630%1,656
Percentage Net Loans Charged-off: Total real estate loans0.6186%1,588
Percentage Net Loans Charged-off:Construction & development1.5115%1,164
Percentage Net Loans Charged-off: Commercial real estate0.4077%1,537
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.6308%1,424
Percentage Net Loans Charged-off: Home equity loans0.4755%952
All other 1-4 family - Percent of loans charged-off, net0.6666%1,301
Percentage Net Loans Charged-off: Commercial and industrial0.9500%1,343
Percentage Net Loans Charged-off: Loans to individuals1.3220%980
Percentage Net Loans Charged-off: Credit card loans3.0589%287
Percentage Net Loans Charged-off: Other loans to individual0.9992%1,152
Percentage Net Loans Charged-off: All other loans and lease-0.0210%5,928
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7206%1,532
Percentage Net Loans Charged-off: Total real estate loans0.7115%1,398
Percentage Net Loans Charged-off:Construction & development1.9063%986
Percentage Net Loans Charged-off: Commercial real estate0.4521%1,322
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.6572%1,351
Percentage Net Loans Charged-off: Home equity loans0.3459%971
All other 1-4 family - Percent of loans charged-off, net0.7283%1,191
Percentage Net Loans Charged-off: Commercial and industrial0.8542%1,356
Percentage Net Loans Charged-off: Loans to individuals1.4741%877
Percentage Net Loans Charged-off: Credit card loans3.9499%221
Percentage Net Loans Charged-off: Other loans to individual1.0159%1,103
Percentage Net Loans Charged-off: All other loans and lease-0.0193%5,913
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%96
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7792%1,318
Percentage Net Loans Charged-off: Total real estate loans0.7862%1,152
Percentage Net Loans Charged-off:Construction & development3.0412%600
Percentage Net Loans Charged-off: Commercial real estate0.2850%1,191
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.5237%1,437
Percentage Net Loans Charged-off: Home equity loans1.0371%484
All other 1-4 family - Percent of loans charged-off, net0.4074%1,531
Percentage Net Loans Charged-off: Commercial and industrial0.8690%1,027
Percentage Net Loans Charged-off: Loans to individuals1.3856%853
Percentage Net Loans Charged-off: Credit card loans3.3212%252
Percentage Net Loans Charged-off: Other loans to individual1.0239%1,008
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5572%1,018
Percentage Net Loans Charged-off: Total real estate loans1.7147%843
Percentage Net Loans Charged-off:Construction & development6.6491%738
Percentage Net Loans Charged-off: Commercial real estate0.6125%1,780
Percentage Net Loans Charged-off: Multi-family residential0.4904%757
Percentage Net Loans Charged-off: 1-4 family residential1.0906%1,147
Percentage Net Loans Charged-off: Home equity loans0.8154%961
All other 1-4 family - Percent of loans charged-off, net1.1505%1,076
Percentage Net Loans Charged-off: Commercial and industrial1.3153%1,678
Percentage Net Loans Charged-off: Loans to individuals1.3280%1,278
Percentage Net Loans Charged-off: Credit card loans5.1774%203
Percentage Net Loans Charged-off: Other loans to individual0.6152%2,167
Percentage Net Loans Charged-off: All other loans and lease-0.0127%5,910
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%114
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7389%789
Percentage Net Loans Charged-off: Total real estate loans1.8842%656
Percentage Net Loans Charged-off:Construction & development7.7997%564
Percentage Net Loans Charged-off: Commercial real estate0.6107%1,499
Percentage Net Loans Charged-off: Multi-family residential0.6418%594
Percentage Net Loans Charged-off: 1-4 family residential0.9883%1,202
Percentage Net Loans Charged-off: Home equity loans0.8257%851
All other 1-4 family - Percent of loans charged-off, net1.0236%1,138
Percentage Net Loans Charged-off: Commercial and industrial1.6293%1,281
Percentage Net Loans Charged-off: Loans to individuals1.2745%1,220
Percentage Net Loans Charged-off: Credit card loans5.0072%210
Percentage Net Loans Charged-off: Other loans to individual0.5920%2,007
Percentage Net Loans Charged-off: All other loans and lease-0.0128%5,927
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%102
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8954%717
Percentage Net Loans Charged-off: Total real estate loans1.9295%671
Percentage Net Loans Charged-off:Construction & development8.0617%535
Percentage Net Loans Charged-off: Commercial real estate0.5784%1,412
Percentage Net Loans Charged-off: Multi-family residential0.9463%430
Percentage Net Loans Charged-off: 1-4 family residential0.8756%1,312
Percentage Net Loans Charged-off: Home equity loans0.4726%1,011
All other 1-4 family - Percent of loans charged-off, net0.9620%1,175
Percentage Net Loans Charged-off: Commercial and industrial2.3506%897
Percentage Net Loans Charged-off: Loans to individuals1.2965%1,164
Percentage Net Loans Charged-off: Credit card loans5.2141%213
Percentage Net Loans Charged-off: Other loans to individual0.5849%1,868
Percentage Net Loans Charged-off: All other loans and lease-0.0065%5,916
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0980%601
Percentage Net Loans Charged-off: Total real estate loans2.3130%469
Percentage Net Loans Charged-off:Construction & development10.2193%328
Percentage Net Loans Charged-off: Commercial real estate0.4037%1,202
Percentage Net Loans Charged-off: Multi-family residential1.2209%264
Percentage Net Loans Charged-off: 1-4 family residential0.9686%989
Percentage Net Loans Charged-off: Home equity loans0.4452%761
All other 1-4 family - Percent of loans charged-off, net1.0800%862
Percentage Net Loans Charged-off: Commercial and industrial1.8434%885
Percentage Net Loans Charged-off: Loans to individuals0.8234%1,578
Percentage Net Loans Charged-off: Credit card loans2.9013%364
Percentage Net Loans Charged-off: Other loans to individual0.4361%1,897
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%61
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.9811%1,024
Percentage Net Loans Charged-off: Total real estate loans1.9954%935
Percentage Net Loans Charged-off:Construction & development7.2759%866
Percentage Net Loans Charged-off: Commercial real estate0.1712%2,916
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.8784%1,546
Percentage Net Loans Charged-off: Home equity loans1.2291%755
All other 1-4 family - Percent of loans charged-off, net0.8051%1,635
Percentage Net Loans Charged-off: Commercial and industrial2.2330%1,466
Percentage Net Loans Charged-off: Loans to individuals1.8844%1,146
Percentage Net Loans Charged-off: Credit card loans6.7610%202
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7749%907
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%165
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8723%1,025
Percentage Net Loans Charged-off: Total real estate loans1.8210%960
Percentage Net Loans Charged-off:Construction & development6.6376%862
Percentage Net Loans Charged-off: Commercial real estate0.0125%3,118
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.7851%1,535
Percentage Net Loans Charged-off: Home equity loans1.0213%780
All other 1-4 family - Percent of loans charged-off, net0.7360%1,561
Percentage Net Loans Charged-off: Commercial and industrial2.3953%1,274
Percentage Net Loans Charged-off: Loans to individuals1.6372%1,278
Percentage Net Loans Charged-off: Credit card loans5.6645%265
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8779%781
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%143
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6831%1,112
Percentage Net Loans Charged-off: Total real estate loans1.7566%974
Percentage Net Loans Charged-off:Construction & development5.8677%882
Percentage Net Loans Charged-off: Commercial real estate0.0186%2,560
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.9360%1,241
Percentage Net Loans Charged-off: Home equity loans1.2826%602
All other 1-4 family - Percent of loans charged-off, net0.8644%1,284
Percentage Net Loans Charged-off: Commercial and industrial1.5274%1,591
Percentage Net Loans Charged-off: Loans to individuals1.9386%1,058
Percentage Net Loans Charged-off: Credit card loans7.2426%206
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7162%774
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5157%1,146
Percentage Net Loans Charged-off: Total real estate loans1.3714%1,054
Percentage Net Loans Charged-off:Construction & development4.2050%873
Percentage Net Loans Charged-off: Commercial real estate0.0371%1,770
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.9638%1,052
Percentage Net Loans Charged-off: Home equity loans2.2612%349
All other 1-4 family - Percent of loans charged-off, net0.6972%1,234
Percentage Net Loans Charged-off: Commercial and industrial2.4533%926
Percentage Net Loans Charged-off: Loans to individuals2.4744%815
Percentage Net Loans Charged-off: Credit card loans9.1836%160
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0053%1,168
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.3895%957
Percentage Net Loans Charged-off: Total real estate loans2.5590%776
Percentage Net Loans Charged-off:Construction & development7.2734%862
Percentage Net Loans Charged-off: Commercial real estate0.0001%3,403
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential1.0520%1,259
Percentage Net Loans Charged-off: Home equity loans1.0224%843
All other 1-4 family - Percent of loans charged-off, net1.0582%1,186
Percentage Net Loans Charged-off: Commercial and industrial1.7996%2,041
Percentage Net Loans Charged-off: Loans to individuals1.9295%1,391
Percentage Net Loans Charged-off: Credit card loans3.7402%546
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.7198%759
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.5633%715
Percentage Net Loans Charged-off: Total real estate loans2.7610%558
Percentage Net Loans Charged-off:Construction & development7.4984%678
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,820
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential1.1993%919
Percentage Net Loans Charged-off: Home equity loans0.8993%760
All other 1-4 family - Percent of loans charged-off, net1.2631%868
Percentage Net Loans Charged-off: Commercial and industrial1.9139%1,594
Percentage Net Loans Charged-off: Loans to individuals1.9129%1,327
Percentage Net Loans Charged-off: Credit card loans3.1485%582
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.7300%651
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.7424%614
Percentage Net Loans Charged-off: Total real estate loans2.9350%470
Percentage Net Loans Charged-off:Construction & development7.9482%559
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.9461%1,019
Percentage Net Loans Charged-off: Home equity loans1.0666%580
All other 1-4 family - Percent of loans charged-off, net0.9203%994
Percentage Net Loans Charged-off: Commercial and industrial1.9132%1,356
Percentage Net Loans Charged-off: Loans to individuals1.9877%1,206
Percentage Net Loans Charged-off: Credit card loans3.2821%551
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.6862%448
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8397%786
Percentage Net Loans Charged-off: Total real estate loans1.8367%628
Percentage Net Loans Charged-off:Construction & development4.9976%563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.5245%1,191
Percentage Net Loans Charged-off: Home equity loans0.0886%780
All other 1-4 family - Percent of loans charged-off, net0.6176%1,006
Percentage Net Loans Charged-off: Commercial and industrial2.3892%843
Percentage Net Loans Charged-off: Loans to individuals1.3560%1,627
Percentage Net Loans Charged-off: Credit card loans2.1726%596
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8728%1,427
Percentage Net Loans Charged-off: Total real estate loans0.8948%1,020
Percentage Net Loans Charged-off:Construction & development2.3214%992
Percentage Net Loans Charged-off: Commercial real estate-0.1687%7,984
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.1298%2,610
Percentage Net Loans Charged-off: Home equity loans0.1767%1,056
All other 1-4 family - Percent of loans charged-off, net0.1208%2,537
Percentage Net Loans Charged-off: Commercial and industrial1.1119%1,694
Percentage Net Loans Charged-off: Loans to individuals1.2926%1,734
Percentage Net Loans Charged-off: Credit card loans3.2375%481
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.6525%7,236
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5849%1,449
Percentage Net Loans Charged-off: Total real estate loans0.5736%1,051
Percentage Net Loans Charged-off:Construction & development1.5388%859
Percentage Net Loans Charged-off: Commercial real estate-0.2269%8,044
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0792%2,527
Percentage Net Loans Charged-off: Home equity loans0.1609%867
All other 1-4 family - Percent of loans charged-off, net0.0640%2,487
Percentage Net Loans Charged-off: Commercial and industrial0.8765%1,455
Percentage Net Loans Charged-off: Loans to individuals0.9197%2,039
Percentage Net Loans Charged-off: Credit card loans2.8760%479
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.4958%7,229
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4698%1,464
Percentage Net Loans Charged-off: Total real estate loans0.4292%1,041
Percentage Net Loans Charged-off:Construction & development1.0082%757
Percentage Net Loans Charged-off: Commercial real estate0.0016%1,325
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0514%2,301
Percentage Net Loans Charged-off: Home equity loans0.1107%758
All other 1-4 family - Percent of loans charged-off, net0.0406%2,211
Percentage Net Loans Charged-off: Commercial and industrial0.7514%1,296
Percentage Net Loans Charged-off: Loans to individuals0.7022%2,294
Percentage Net Loans Charged-off: Credit card loans1.1877%743
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0098%6,746
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2072%2,096
Percentage Net Loans Charged-off: Total real estate loans0.1457%1,455
Percentage Net Loans Charged-off:Construction & development0.3182%739
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0520%1,626
Percentage Net Loans Charged-off: Home equity loans0.2431%411
All other 1-4 family - Percent of loans charged-off, net0.0186%1,654
Percentage Net Loans Charged-off: Commercial and industrial0.4654%1,210
Percentage Net Loans Charged-off: Loans to individuals0.8236%1,799
Percentage Net Loans Charged-off: Credit card loans1.3773%588
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0101%6,795
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0830%4,262
Percentage Net Loans Charged-off: Total real estate loans0.0565%2,729
Percentage Net Loans Charged-off:Construction & development0.1073%1,176
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0099%3,146
Percentage Net Loans Charged-off: Home equity loans0.0089%921
All other 1-4 family - Percent of loans charged-off, net0.0100%2,921
Percentage Net Loans Charged-off: Commercial and industrial0.0745%3,396
Percentage Net Loans Charged-off: Loans to individuals0.9841%1,638
Percentage Net Loans Charged-off: Credit card loans1.7116%678
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1558%1,254
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0480%4,232
Percentage Net Loans Charged-off: Total real estate loans0.0132%2,893
Percentage Net Loans Charged-off:Construction & development0.0075%1,060
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0136%2,432
Percentage Net Loans Charged-off: Home equity loans0.0125%698
All other 1-4 family - Percent of loans charged-off, net0.0138%2,258
Percentage Net Loans Charged-off: Commercial and industrial0.0752%2,760
Percentage Net Loans Charged-off: Loans to individuals0.7888%1,761
Percentage Net Loans Charged-off: Credit card loans1.3785%713
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2235%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0407%3,887
Percentage Net Loans Charged-off: Total real estate loans0.0014%2,685
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0074%2,037
Percentage Net Loans Charged-off: Home equity loans0.0196%513
All other 1-4 family - Percent of loans charged-off, net0.0056%1,902
Percentage Net Loans Charged-off: Commercial and industrial0.2012%1,832
Percentage Net Loans Charged-off: Loans to individuals0.6521%1,957
Percentage Net Loans Charged-off: Credit card loans0.7027%813
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0857%7,112
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0237%3,598
Percentage Net Loans Charged-off: Total real estate loans0.0027%1,814
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0146%1,354
Percentage Net Loans Charged-off: Home equity loans0.0429%335
All other 1-4 family - Percent of loans charged-off, net0.0105%1,259
Percentage Net Loans Charged-off: Commercial and industrial0.3185%1,102
Percentage Net Loans Charged-off: Loans to individuals0.2177%3,039
Percentage Net Loans Charged-off: Credit card loans0.0000%790
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.6754%7,357
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0315%4,922
Percentage Net Loans Charged-off: Total real estate loans-0.0264%8,110
Percentage Net Loans Charged-off:Construction & development-0.0546%7,772
Percentage Net Loans Charged-off: Commercial real estate-0.0129%7,936
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential-0.0035%7,763
Percentage Net Loans Charged-off: Home equity loans0.0543%557
All other 1-4 family - Percent of loans charged-off, net-0.0107%7,903
Percentage Net Loans Charged-off: Commercial and industrial0.1139%2,853
Percentage Net Loans Charged-off: Loans to individuals0.5446%2,680
Percentage Net Loans Charged-off: Credit card loans0.8319%970
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5054%796
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0118%5,118
Percentage Net Loans Charged-off: Total real estate loans-0.0361%8,156
Percentage Net Loans Charged-off:Construction & development-0.0767%7,795
Percentage Net Loans Charged-off: Commercial real estate-0.0173%8,005
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential-0.0046%7,749
Percentage Net Loans Charged-off: Home equity loans0.0752%394
All other 1-4 family - Percent of loans charged-off, net-0.0141%7,938
Percentage Net Loans Charged-off: Commercial and industrial0.0984%2,417
Percentage Net Loans Charged-off: Loans to individuals0.4603%2,678
Percentage Net Loans Charged-off: Credit card loans0.4198%1,030
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3186%821
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0597%3,207
Percentage Net Loans Charged-off: Total real estate loans0.0013%2,405
Percentage Net Loans Charged-off:Construction & development-0.0027%7,657
Percentage Net Loans Charged-off: Commercial real estate-0.0261%8,112
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0283%1,620
Percentage Net Loans Charged-off: Home equity loans0.1199%272
All other 1-4 family - Percent of loans charged-off, net0.0182%1,622
Percentage Net Loans Charged-off: Commercial and industrial0.2363%1,620
Percentage Net Loans Charged-off: Loans to individuals0.4532%2,523
Percentage Net Loans Charged-off: Credit card loans0.0000%1,005
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2160%820
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0326%3,222
Percentage Net Loans Charged-off: Total real estate loans-0.0023%7,605
Percentage Net Loans Charged-off:Construction & development-0.0043%7,653
Percentage Net Loans Charged-off: Commercial real estate-0.0533%8,235
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0328%1,076
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0362%971
Percentage Net Loans Charged-off: Commercial and industrial0.0226%1,656
Percentage Net Loans Charged-off: Loans to individuals0.2218%3,044
Percentage Net Loans Charged-off: Credit card loans0.0000%826
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5528%529
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1589%2,753
Percentage Net Loans Charged-off: Total real estate loans0.0253%2,558
Percentage Net Loans Charged-off:Construction & development-0.0065%7,708
Percentage Net Loans Charged-off: Commercial real estate0.0595%929
Percentage Net Loans Charged-off: Multi-family residential0.0016%181
Percentage Net Loans Charged-off: 1-4 family residential0.0356%2,263
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0393%2,092
Percentage Net Loans Charged-off: Commercial and industrial0.2322%2,656
Percentage Net Loans Charged-off: Loans to individuals0.9835%1,887
Percentage Net Loans Charged-off: Credit card loans0.0000%1,459
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.4627%464
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1702%2,232
Percentage Net Loans Charged-off: Total real estate loans0.0337%2,040
Percentage Net Loans Charged-off:Construction & development-0.0081%7,710
Percentage Net Loans Charged-off: Commercial real estate0.0792%676
Percentage Net Loans Charged-off: Multi-family residential0.0023%145
Percentage Net Loans Charged-off: 1-4 family residential0.0436%1,824
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0482%1,664
Percentage Net Loans Charged-off: Commercial and industrial0.1312%2,601
Percentage Net Loans Charged-off: Loans to individuals0.9196%1,778
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.8823%338
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2124%1,723
Percentage Net Loans Charged-off: Total real estate loans0.0197%2,015
Percentage Net Loans Charged-off:Construction & development0.0370%336
Percentage Net Loans Charged-off: Commercial real estate-0.0240%8,163
Percentage Net Loans Charged-off: Multi-family residential0.0018%108
Percentage Net Loans Charged-off: 1-4 family residential0.0667%1,344
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0737%1,235
Percentage Net Loans Charged-off: Commercial and industrial0.2341%1,904
Percentage Net Loans Charged-off: Loans to individuals1.1130%1,381
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.4378%241
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2025%1,580
Percentage Net Loans Charged-off: Total real estate loans0.0445%1,203
Percentage Net Loans Charged-off:Construction & development0.1588%146
Percentage Net Loans Charged-off: Commercial real estate-0.0317%8,315
Percentage Net Loans Charged-off: Multi-family residential0.0288%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial-0.0549%7,209
Percentage Net Loans Charged-off: Loans to individuals1.1353%1,328
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.9085%186
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1101%4,030
Percentage Net Loans Charged-off: Total real estate loans0.0869%1,737
Percentage Net Loans Charged-off:Construction & development0.0194%662
Percentage Net Loans Charged-off: Commercial real estate0.1562%868
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.1047%1,546
Percentage Net Loans Charged-off: Home equity loans0.2550%256
All other 1-4 family - Percent of loans charged-off, net0.0908%1,637
Percentage Net Loans Charged-off: Commercial and industrial0.1529%3,315
Percentage Net Loans Charged-off: Loans to individuals0.8751%2,376
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0221%1,574
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0717%4,179
Percentage Net Loans Charged-off: Total real estate loans0.0293%2,376
Percentage Net Loans Charged-off:Construction & development0.0313%512
Percentage Net Loans Charged-off: Commercial real estate0.0054%1,182
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0752%1,583
Percentage Net Loans Charged-off: Home equity loans0.1713%271
All other 1-4 family - Percent of loans charged-off, net0.0666%1,614
Percentage Net Loans Charged-off: Commercial and industrial0.1805%2,663
Percentage Net Loans Charged-off: Loans to individuals0.9499%1,992
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0149%7,078
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1019%3,369
Percentage Net Loans Charged-off: Total real estate loans0.0517%1,740
Percentage Net Loans Charged-off:Construction & development0.0481%369
Percentage Net Loans Charged-off: Commercial real estate0.0869%662
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0228%1,911
Percentage Net Loans Charged-off: Home equity loans0.1943%218
All other 1-4 family - Percent of loans charged-off, net0.0082%2,010
Percentage Net Loans Charged-off: Commercial and industrial0.2688%2,021
Percentage Net Loans Charged-off: Loans to individuals0.8102%2,287
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0142%7,098
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1419%2,415
Percentage Net Loans Charged-off: Total real estate loans0.1127%949
Percentage Net Loans Charged-off:Construction & development0.0986%212
Percentage Net Loans Charged-off: Commercial real estate0.2068%335
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0309%1,330
Percentage Net Loans Charged-off: Home equity loans0.4290%100
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial0.2491%1,507
Percentage Net Loans Charged-off: Loans to individuals0.6665%2,493
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0117%7,140
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4716%1,555
Percentage Net Loans Charged-off: Total real estate loans0.2872%769
Percentage Net Loans Charged-off:Construction & development0.2428%441
Percentage Net Loans Charged-off: Commercial real estate0.5415%455
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.1085%1,693
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.1141%1,632
Percentage Net Loans Charged-off: Commercial and industrial1.1450%1,526
Percentage Net Loans Charged-off: Loans to individuals1.2748%1,736
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2715%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5135%1,237
Percentage Net Loans Charged-off: Total real estate loans0.3388%543
Percentage Net Loans Charged-off:Construction & development0.1646%400
Percentage Net Loans Charged-off: Commercial real estate0.7444%279
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.1427%1,206
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.1493%1,162
Percentage Net Loans Charged-off: Commercial and industrial1.2545%1,184
Percentage Net Loans Charged-off: Loans to individuals1.1490%1,832
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0186%7,320
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6169%997
Percentage Net Loans Charged-off: Total real estate loans0.4061%433
Percentage Net Loans Charged-off:Construction & development0.2968%286
Percentage Net Loans Charged-off: Commercial real estate0.9600%225
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0064%2,302
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0066%2,184
Percentage Net Loans Charged-off: Commercial and industrial1.5298%944
Percentage Net Loans Charged-off: Loans to individuals1.2300%1,631
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0293%7,374
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8187%627
Percentage Net Loans Charged-off: Total real estate loans0.4130%376
Percentage Net Loans Charged-off:Construction & development0.0336%289
Percentage Net Loans Charged-off: Commercial real estate1.2413%144
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial2.5187%490
Percentage Net Loans Charged-off: Loans to individuals1.9005%947
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0051%7,327
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7869%976
Percentage Net Loans Charged-off: Total real estate loans0.1076%1,738
Percentage Net Loans Charged-off:Construction & development0.3179%414
Percentage Net Loans Charged-off: Commercial real estate0.0275%1,363
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0264%2,739
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0272%2,620
Percentage Net Loans Charged-off: Commercial and industrial3.8272%504
Percentage Net Loans Charged-off: Loans to individuals1.4226%1,488
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2111%1,398
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7513%1,023
Percentage Net Loans Charged-off: Total real estate loans0.0167%3,215
Percentage Net Loans Charged-off:Construction & development0.0333%726
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0228%2,623
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0231%2,495
Percentage Net Loans Charged-off: Commercial and industrial4.2506%435
Percentage Net Loans Charged-off: Loans to individuals1.9188%865
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0621%5,483
Percentage Net Loans Charged-off: Total real estate loans0.0109%759
Percentage Net Loans Charged-off:Construction & development0.0133%233
Percentage Net Loans Charged-off: Commercial real estate0.0000%426
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0191%648
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.0194%607
Percentage Net Loans Charged-off: Commercial and industrial0.1627%743
Percentage Net Loans Charged-off: Loans to individuals0.9996%409
Percentage Net Loans Charged-off: Credit card loans3.8856%211
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1062%4,693
Percentage Net Loans Charged-off: Total real estate loans0.0046%928
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.0000%415
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0087%872
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.0088%826
Percentage Net Loans Charged-off: Commercial and industrial1.0294%208
Percentage Net Loans Charged-off: Loans to individuals1.5305%258
Percentage Net Loans Charged-off: Credit card loans2.1432%513
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%415
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1371%4,404
Percentage Net Loans Charged-off: Total real estate loans0.0223%678
Percentage Net Loans Charged-off:Construction & development0.0141%203
Percentage Net Loans Charged-off: Commercial real estate0.0000%457
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0334%590
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net0.0336%542
Percentage Net Loans Charged-off: Commercial and industrial4.1292%32
Percentage Net Loans Charged-off: Loans to individuals1.3016%351
Percentage Net Loans Charged-off: Credit card loans2.8036%448
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4110%168
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0648%6,304
Percentage Net Loans Charged-off: Total real estate loans0.0505%514
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.0000%477
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0742%417
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0742%387
Percentage Net Loans Charged-off: Commercial and industrial0.0000%888
Percentage Net Loans Charged-off: Loans to individuals0.9255%592
Percentage Net Loans Charged-off: Credit card loans1.6500%746
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0269%7,744
Percentage Net Loans Charged-off: Total real estate loans0.0221%767
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate0.0000%559
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.0308%652
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0308%620
Percentage Net Loans Charged-off: Commercial and industrial0.0000%891
Percentage Net Loans Charged-off: Loans to individuals0.4675%946
Percentage Net Loans Charged-off: Credit card loans0.5988%963
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0051%8,674
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,049
Percentage Net Loans Charged-off:Construction & development0.0000%344
Percentage Net Loans Charged-off: Commercial real estate0.0000%615
Percentage Net Loans Charged-off: Multi-family residential0.0000%281
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,034
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%989
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individuals0.8109%488
Percentage Net Loans Charged-off: Credit card loans1.4937%668
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0041%8,790
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,087
Percentage Net Loans Charged-off:Construction & development0.0000%353
Percentage Net Loans Charged-off: Commercial real estate0.0000%668
Percentage Net Loans Charged-off: Multi-family residential0.0000%332
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,024
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%974
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individuals0.8019%383
Percentage Net Loans Charged-off: Credit card loans1.5809%548
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0807%7,527
Percentage Net Loans Charged-off: Total real estate loans0.0750%827
Percentage Net Loans Charged-off:Construction & development0.0000%485
Percentage Net Loans Charged-off: Commercial real estate0.6544%345
Percentage Net Loans Charged-off: Multi-family residential0.0000%368
Percentage Net Loans Charged-off: 1-4 family residential-0.0087%1,395
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%1,053
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individuals0.9289%434
Percentage Net Loans Charged-off: Credit card loans1.9499%509
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%423
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0959%8,945
Percentage Net Loans Charged-off: Total real estate loans0.0920%958
Percentage Net Loans Charged-off:Construction & development0.0000%639
Percentage Net Loans Charged-off: Commercial real estate0.1338%805
Percentage Net Loans Charged-off: Multi-family residential0.3654%328
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,178
Percentage Net Loans Charged-off: Home equity loans0.0000%487
All other 1-4 family - Percent of loans charged-off, net0.0000%1,124
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,086
Percentage Net Loans Charged-off: Loans to individuals0.5005%969
Percentage Net Loans Charged-off: Credit card loans1.3748%786
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%479
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA