The following is a ranking of all banks in the United States in terms of "Reporting Bank's Unused Commitments Home Equity Lines". This comparison is based on data reported on 2024-12-31.
| Rank | Reporting Bank's Unused Commitments Home Equity Lines | Bank Name |
| 1 | $8,186 | PrinsBank |
| 2 | $2,457 | McIntosh County Bank |
| 3 | $2,362 | First Bank |
| 4 | $2,075 | The Farmers State Bank |
| 5 | $2,047 | Farmers & Merchants Bank of Central California |
| 6 | $1,572 | The Honesdale National Bank |
| 7 | $1,538 | Richland County Bank |
| 8 | $1,520 | Ascent Bank |
| 9 | $1,509 | St. Martin National Bank |
| 10 | $1,495 | First Northern Bank of Dixon |
| 11 | $1,455 | The Chesapeake Bank & Trust Co. |
| 12 | $1,440 | Cedar Rapids Bank and Trust Company |
| 13 | $1,393 | Main Bank |
| 14 | $1,373 | Elevate Bank |
| 15 | $1,334 | Merchants & Marine Bank |
| 16 | $1,280 | River Falls State Bank |
| 17 | $1,274 | Security First Bank |
| 18 | $1,226 | Verimore Bank |
| 19 | $1,215 | Raymond James Bank |
| 20 | $1,211 | Home Bank |
| 21 | $1,207 | Meadows Bank |
| 22 | $1,186 | Key Community Bank |
| 23 | $1,168 | Crossbridge Community Bank |
| 24 | $1,127 | Farmers State Bank of Trimont |
| 25 | $1,116 | First National Bank of Scotia |
| 26 | $1,105 | First Farmers & Merchants State Bank of Grand Meadow |
| 27 | $1,090 | Republic Bank of Arizona |
| 28 | $1,086 | First National Bank in DeRidder |
| 29 | $1,072 | Nantahala Bank & Trust Company |
| 30 | $1,051 | First Jackson Bank, Inc. |
| 31 | $1,048 | Community Bank |
| 32 | $1,033 | Chemung Canal Trust Company |
| 33 | $1,006 | Katahdin Trust Company |
| 34 | $989 | The First National Bank of Hartford |
| 35 | $944 | Heartland State Bank |
| 36 | $929 | Banterra Bank |
| 37 | $837 | Petefish, Skiles & Co. |
| 38 | $811 | Apollo Trust Company |
| 39 | $789 | BankNewport |
| 40 | $718 | The Pineries Bank |
| 41 | $640 | Aroostook County Federal Savings and Loan Association |
| 42 | $469 | Community Savings Bank |
| 43 | $452 | Mason City National Bank |
| 44 | $0 | State Street Bank and Trust Company |
| 44 | $0 | Manufacturers and Traders Trust Company |
| 44 | $0 | JPMorgan Chase Bank |
| 44 | $0 | The Bank of New York Mellon |
| 44 | $0 | The Northern Trust Company |
| 44 | $0 | Comerica Bank |
| 44 | $0 | 1st Financial Bank USA |
| 44 | $0 | Wells Fargo Bank |
| 44 | $0 | Old National Bank |
| 44 | $0 | Capital One |
| 44 | $0 | Wells Fargo Bank South Central |
| 44 | $0 | Discover Bank |
| 44 | $0 | PNC Bank |
| 44 | $0 | U.S. Bank |
| 44 | $0 | The Huntington National Bank |
| 44 | $0 | First Financial Bank |
| 44 | $0 | Fifth Third Bank |
| 44 | $0 | Citibank |
| 44 | $0 | BNY Mellon |
| 44 | $0 | UMB Bank |
| 44 | $0 | Valley National Bank |
| 44 | $0 | Truist Bank |
| 44 | $0 | Stearns Bank |
| 44 | $0 | First-Citizens Bank & Trust Company |
| 44 | $0 | Regions Bank |
| 44 | $0 | Wells Fargo Bank Northwest |
| 44 | $0 | BMO Bank |
| 44 | $0 | City National Bank |
| 44 | $0 | First Hawaiian Bank |
| 44 | $0 | Bank of Hawaii |
| 44 | $0 | TD Bank |
| 44 | $0 | Cathay Bank |
| 44 | $0 | Eastern National Bank |
| 44 | $0 | Bank of the Orient |
| 44 | $0 | Bank of Guam |
| 44 | $0 | Bradesco Bank |
| 44 | $0 | JPMorgan Chase Bank, Dearborn |
| 44 | $0 | Mizuho Bank (USA) |
| 44 | $0 | Amerant Bank |
| 44 | $0 | The Bank of New York Mellon Trust Company |
| 44 | $0 | Interaudi Bank |
| 44 | $0 | BNY Mellon Trust of Delaware |
| 44 | $0 | State Street Bank and Trust Company |
| 44 | $0 | Habib American Bank |
| 44 | $0 | Finance Factors, Ltd. |
| 44 | $0 | Bank of America California |
| 44 | $0 | Citicorp Trust Delaware |
| 44 | $0 | Bank Name Not Available |
| 44 | $0 | Bank Name Not Available |
| 44 | $0 | Bank Name Not Available |
| 44 | $0 | Safra National Bank of New York |
| 44 | $0 | Synchrony Bank |
| 44 | $0 | Wells Fargo National Bank West |
| 44 | $0 | American Express National Bank |
| 44 | $0 | Lake Forest Bank & Trust Company |
| 44 | $0 | United Fidelity Bank, fsb |
| 44 | $0 | Santander Bank, N.A. |
| 44 | $0 | FirstBank Puerto Rico |
| 44 | $0 | BankPacific, Ltd |
| 44 | $0 | East West Bank |
| 44 | $0 | USAA Federal Savings Bank |
| 44 | $0 | Flagstar Bank |
| 44 | $0 | Bank Name Not Available |
| 44 | $0 | Morgan Stanley Bank |
| 44 | $0 | Goldman Sachs Bank USA |
| 44 | $0 | Charles Schwab Premier Bank, SSB |
| 44 | $0 | The Bank of East Asia Ltd. |
| 44 | $0 | Bank of India |
| 44 | $0 | Industrial Bank of Korea |
| 44 | $0 | Bank of China |
| 44 | $0 | Metropolitan Bank and Trust Company |
| 44 | $0 | Mizrahi Tefahot Bank, Ltd. |
| 44 | $0 | State Bank of India |
| 44 | $0 | Bank of Baroda |
| 44 | $0 | State Bank of India |
| 44 | $0 | Allied Irish Banks |
| 44 | $0 | Bank Hapoalim B.M. |
| 44 | $0 | BANCO BILBAO VIZCAYA, S.A. |
| 44 | $0 | STANDARD CHARTERED BANK, PLC |
| 44 | $0 | MashreqBank, PSC |
| 44 | $0 | Morgan Stanley Private Bank |
| 44 | $0 | Bank Name Not Available |
| 44 | $0 | WEX Bank |
| 44 | $0 | Banco Popular de Puerto Rico |
| 44 | $0 | Bank Name Not Available |
| 44 | $0 | Bank Name Not Available |
| 44 | $0 | U. S. Century Bank |
| 44 | $0 | Charles Schwab Bank, SSB |
| 44 | $0 | UBS Bank USA |
| 44 | $0 | Ally Bank |
| 44 | $0 | Banesco USA |
| 44 | $0 | HSBC Bank USA |
| 44 | $0 | Citizens Bank |
| 44 | $0 | Bank Name Not Available |
| 44 | $0 | Cross River Bank |
| 44 | $0 | Charles Schwab Trust Bank |
| 44 | $0 | GS&L Municipal Bank |
