Merchants Bank was ranked #-1 in terms of "Reporting Bank's Unused Commitments 1-4 Family Residential Loans" in all banks in U.S. with a value of $0. This comparison is based on data reported on 2024-06-30.
| Rank | Reporting Bank's Unused Commitments 1-4 Family Residential Loans | Bank Name |
| 1 | $197,315,000 | Chemung Canal Trust Company |
| 2 | $33,944,667 | Greenville National Bank |
| 3 | $24,058,333 | FirstBank |
| 4 | $18,470,667 | Pinnacle Bank |
| 5 | $10,487,000 | First Option Bank |
| 6 | $9,456,000 | Two Rivers Bank & Trust |
| 7 | $5,622,667 | The First National Bank of Quitaque |
| 8 | $4,200,667 | North Shore Bank |
| 9 | $4,093,667 | Farmers State Bank |
| 10 | $3,967,000 | The American National Bank of Mount Pleasant |
| 11 | $3,642,000 | Waypoint Bank |
| 12 | $3,271,000 | Chillicothe State Bank |
| 13 | $3,211,667 | F & M Bank |
| 14 | $3,097,667 | Farmers and Merchants Trust Company of Chambersburg |
| 15 | $3,001,333 | Farmers & Merchants Bank of Central California |
| 16 | $2,715,000 | First Bank of Boaz |
| 17 | $2,640,667 | Bank of Commerce |
| 18 | $2,603,333 | Synergy Bank |
| 19 | $2,387,667 | Peoples Bank |
| 20 | $2,375,667 | The Commercial Bank Of Ozark |
| 21 | $2,373,667 | UniBank for Savings |
| 22 | $1,933,333 | The First State Bank of Dongola |
| 23 | $1,933,000 | Unified Bank |
| 24 | $1,759,333 | Delta Bank |
| 25 | $1,487,333 | Victory Bank |
| 26 | $1,484,667 | First National Bank of Coffee County |
| 27 | $1,468,333 | First Bank of Tennessee |
| 28 | $1,434,000 | Bank of Yazoo City |
| 29 | $971,000 | The Wanda State Bank |
| 30 | $929,000 | Mid-America Bank |
| 31 | $918,333 | The Citizens Bank of Edmond |
| 32 | $904,333 | The Security National Bank of Enid |
| 33 | $856,667 | Peoples Bank & Trust Co. |
| 34 | $832,667 | Premier Bank |
| 35 | $792,000 | First State Bank Minnesota |
| 36 | $663,333 | Mid-Southern Savings Bank, FSB |
| 37 | $630,000 | Grand Valley Bank |
| 38 | $558,333 | Pioneer Federal Savings and Loan Association |
| 39 | $337,333 | Butte State Bank |
| 40 | $227,333 | Itasca Bank & Trust Co. |
| 41 | $150,667 | Bank of Central Florida |
| 42 | $102,667 | North Shore Trust and Savings |
| 43 | $0 | State Street Bank and Trust Company |
| 43 | $0 | Manufacturers and Traders Trust Company |
| 43 | $0 | JPMorgan Chase Bank |
| 43 | $0 | The Bank of New York Mellon |
| 43 | $0 | The Northern Trust Company |
| 43 | $0 | Comerica Bank |
| 43 | $0 | 1st Financial Bank USA |
| 43 | $0 | Bank of America |
| 43 | $0 | Wells Fargo Bank |
| 43 | $0 | Old National Bank |
| 43 | $0 | Capital One |
| 43 | $0 | Wells Fargo Bank South Central |
| 43 | $0 | Discover Bank |
| 43 | $0 | PNC Bank |
| 43 | $0 | U.S. Bank |
| 43 | $0 | The Huntington National Bank |
| 43 | $0 | First Financial Bank |
| 43 | $0 | Fifth Third Bank |
| 43 | $0 | Citibank |
| 43 | $0 | WSB Municipal Bank |
| 43 | $0 | BNY Mellon |
| 43 | $0 | UMB Bank |
| 43 | $0 | Valley National Bank |
| 43 | $0 | Truist Bank |
| 43 | $0 | Stearns Bank |
| 43 | $0 | First-Citizens Bank & Trust Company |
| 43 | $0 | Regions Bank |
| 43 | $0 | Wells Fargo Bank Northwest |
| 43 | $0 | BMO Bank |
| 43 | $0 | City National Bank |
| 43 | $0 | KeyBank |
| 43 | $0 | First Hawaiian Bank |
| 43 | $0 | Bank of Hawaii |
| 43 | $0 | TD Bank |
| 43 | $0 | Cathay Bank |
| 43 | $0 | Eastern National Bank |
| 43 | $0 | Bank of the Orient |
| 43 | $0 | Bank of Guam |
| 43 | $0 | Bradesco Bank |
| 43 | $0 | JPMorgan Chase Bank, Dearborn |
| 43 | $0 | Mizuho Bank (USA) |
| 43 | $0 | The Bank of New York Mellon Trust Company |
| 43 | $0 | Interaudi Bank |
| 43 | $0 | BNY Mellon Trust of Delaware |
| 43 | $0 | Habib American Bank |
| 43 | $0 | Finance Factors, Ltd. |
| 43 | $0 | Bank of America California |
| 43 | $0 | Citicorp Trust Delaware |
| 43 | $0 | Bank Name Not Available |
| 43 | $0 | Bank Name Not Available |
| 43 | $0 | Bank Name Not Available |
| 43 | $0 | Falcon International Bank |
| 43 | $0 | Safra National Bank of New York |
| 43 | $0 | Synchrony Bank |
| 43 | $0 | Wells Fargo National Bank West |
| 43 | $0 | American Express National Bank |
| 43 | $0 | Lake Forest Bank & Trust Company |
| 43 | $0 | United Fidelity Bank, fsb |
| 43 | $0 | Santander Bank, N.A. |
| 43 | $0 | FirstBank Puerto Rico |
| 43 | $0 | BankPacific, Ltd |
| 43 | $0 | First Federal Savings and Loan Association of San Rafael |
| 43 | $0 | East West Bank |
| 43 | $0 | USAA Federal Savings Bank |
| 43 | $0 | Flagstar Bank |
| 43 | $0 | Bank Name Not Available |
| 43 | $0 | Morgan Stanley Bank |
| 43 | $0 | Goldman Sachs Bank USA |
| 43 | $0 | Charles Schwab Premier Bank, SSB |
| 43 | $0 | The Bank of East Asia Ltd. |
| 43 | $0 | Bank of India |
| 43 | $0 | Industrial Bank of Korea |
| 43 | $0 | Bank of China |
| 43 | $0 | Metropolitan Bank and Trust Company |
| 43 | $0 | Mizrahi Tefahot Bank, Ltd. |
| 43 | $0 | State Bank of India |
| 43 | $0 | Bank of Baroda |
| 43 | $0 | State Bank of India |
| 43 | $0 | Allied Irish Banks |
| 43 | $0 | Bank Hapoalim B.M. |
| 43 | $0 | BANCO BILBAO VIZCAYA, S.A. |
| 43 | $0 | STANDARD CHARTERED BANK, PLC |
| 43 | $0 | MashreqBank, PSC |
| 43 | $0 | Raymond James Bank |
| 43 | $0 | Morgan Stanley Private Bank |
| 43 | $0 | Spring Valley Bank |
| 43 | $0 | Bank Name Not Available |
| 43 | $0 | WEX Bank |
| 43 | $0 | Banco Popular de Puerto Rico |
| 43 | $0 | Bank Name Not Available |
| 43 | $0 | U. S. Century Bank |
| 43 | $0 | Charles Schwab Bank, SSB |
| 43 | $0 | UBS Bank USA |
| 43 | $0 | Ally Bank |
| 43 | $0 | Banesco USA |
| 43 | $0 | HSBC Bank USA |
| 43 | $0 | Citizens Bank |
| 43 | $0 | Bank Name Not Available |
| 43 | $0 | Cross River Bank |
| 43 | $0 | Endeavor Bank |
| 43 | $0 | Charles Schwab Trust Bank |