Home > Bank of Springfield > Income and Expense

Bank of Springfield, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$72,952,000684
Total interest expense$17,297,000872
Net interest income$55,655,000619
Provision for loan and lease losses$2,851,000463
Total noninterest income$18,277,000490
Gross Fiduciary activities income$426,000610
Service charges on deposit accounts$1,257,000843
Trading account gains and fees$0123
Additional Noninterest Income$16,594,000380
Total noninterest expense$51,290,000557
Salaries and employee benefits$31,559,000504
Premises and equipment expense$5,432,000513
Additional noninterest expense$16,594,000380
Pre-tax net operating income$19,791,000696
Securities gains (losses)$2,000927
Applicable income taxes$5,401,000511
Income before extraordinary items$14,392,000764
Extraordinary gains, net$054
Net income$14,392,000775
Minority interest net income$088
Net income of bank and minority interests.$14,392,000767
Net charge-offs$3,671,000277
Cash dividends$1,240,0001,950
Sale, conversion, retirement of capital stock, net$0540
Net operating income$14,390,420771
2023-09-30 (YTD Data)Rank
Total interest income$52,233,000698
Total interest expense$11,327,000909
Net interest income$40,906,000632
Provision for loan and lease losses$2,250,000422
Total noninterest income$13,439,000502
Gross Fiduciary activities income$308,000613
Service charges on deposit accounts$935,000852
Trading account gains and fees$0125
Additional Noninterest Income$12,196,000392
Total noninterest expense$37,408,000569
Salaries and employee benefits$22,928,000520
Premises and equipment expense$4,019,000518
Additional noninterest expense$12,196,000392
Pre-tax net operating income$14,687,000720
Securities gains (losses)$2,000777
Applicable income taxes$4,201,000520
Income before extraordinary items$10,488,000803
Extraordinary gains, net$052
Net income$10,488,000807
Minority interest net income$081
Net income of bank and minority interests.$10,488,000803
Net charge-offs$1,185,000375
Cash dividends$385,0002,430
Sale, conversion, retirement of capital stock, net$0507
Net operating income$10,486,420819
2023-06-30 (YTD Data)Rank
Total interest income$33,324,000702
Total interest expense$6,266,000950
Net interest income$27,058,000637
Provision for loan and lease losses$1,800,000382
Total noninterest income$8,900,000493
Gross Fiduciary activities income$212,000611
Service charges on deposit accounts$614,000846
Trading account gains and fees$0112
Additional Noninterest Income$8,074,000377
Total noninterest expense$24,399,000571
Salaries and employee benefits$15,006,000519
Premises and equipment expense$2,638,000515
Additional noninterest expense$8,074,000377
Pre-tax net operating income$9,759,000705
Securities gains (losses)$2,000835
Applicable income taxes$2,787,000524
Income before extraordinary items$6,974,000800
Extraordinary gains, net$051
Net income$6,974,000811
Minority interest net income$081
Net income of bank and minority interests.$6,974,000800
Net charge-offs$445,000475
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$6,972,420813
2023-03-31 (YTD Data)Rank
Total interest income$15,573,000734
Total interest expense$2,496,0001,014
Net interest income$13,077,000665
Provision for loan and lease losses$700,000422
Total noninterest income$4,403,000488
Gross Fiduciary activities income$92,000641
Service charges on deposit accounts$290,000890
Trading account gains and fees$097
Additional Noninterest Income$4,021,000377
Total noninterest expense$12,138,000580
Salaries and employee benefits$7,401,000540
Premises and equipment expense$1,308,000543
Additional noninterest expense$4,021,000377
Pre-tax net operating income$4,642,000771
Securities gains (losses)$2,000837
Applicable income taxes$1,328,000549
Income before extraordinary items$3,316,000871
Extraordinary gains, net$04
Net income$3,316,000870
Minority interest net income$048
Net income of bank and minority interests.$3,316,000870
Net charge-offs$-8,0003,980
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,314,420884
2022-12-31 (YTD Data)Rank
Total interest income$52,348,000714
Total interest expense$5,660,000725
Net interest income$46,688,000710
Provision for loan and lease losses$1,325,000680
Total noninterest income$21,091,000459
Gross Fiduciary activities income$451,000630
Service charges on deposit accounts$1,168,000902
Trading account gains and fees$0116
Additional Noninterest Income$19,472,000356
Total noninterest expense$48,273,000563
Salaries and employee benefits$29,804,000509
Premises and equipment expense$5,085,000533
Additional noninterest expense$19,472,000356
Pre-tax net operating income$18,181,000811
Securities gains (losses)$0691
Applicable income taxes$5,125,000595
Income before extraordinary items$13,056,000908
Extraordinary gains, net$05
Net income$13,056,000909
Minority interest net income$063
Net income of bank and minority interests.$13,056,000909
Net charge-offs$1,144,000384
Cash dividends$300,0002,975
Sale, conversion, retirement of capital stock, net$0568
Net operating income$13,056,000932
2022-09-30 (YTD Data)Rank
Total interest income$37,469,000714
Total interest expense$3,832,000593
Net interest income$33,637,000730
Provision for loan and lease losses$525,000943
Total noninterest income$16,973,000445
Gross Fiduciary activities income$325,000629
Service charges on deposit accounts$913,000878
Trading account gains and fees$0111
Additional Noninterest Income$15,735,000353
Total noninterest expense$35,661,000563
Salaries and employee benefits$22,065,000514
Premises and equipment expense$3,771,000543
Additional noninterest expense$15,735,000353
Pre-tax net operating income$14,424,000775
Securities gains (losses)$0740
Applicable income taxes$4,094,000578
Income before extraordinary items$10,330,000864
Extraordinary gains, net$04
Net income$10,330,000864
Minority interest net income$057
Net income of bank and minority interests.$10,330,000864
Net charge-offs$-556,0004,645
Cash dividends$300,0002,504
Sale, conversion, retirement of capital stock, net$0519
Net operating income$10,330,000884
2022-06-30 (YTD Data)Rank
Total interest income$23,333,000724
Total interest expense$2,424,000491
Net interest income$20,909,000750
Provision for loan and lease losses$225,0001,087
Total noninterest income$12,083,000423
Gross Fiduciary activities income$227,000589
Service charges on deposit accounts$605,000877
Trading account gains and fees$0108
Additional Noninterest Income$11,251,000339
Total noninterest expense$23,284,000569
Salaries and employee benefits$14,381,000521
Premises and equipment expense$2,312,000588
Additional noninterest expense$6,591,000609
Pre-tax net operating income$9,483,000741
Securities gains (losses)$0687
Applicable income taxes$2,682,000548
Income before extraordinary items$6,801,000826
Extraordinary gains, net$04
Net income$6,801,000826
Minority interest net income$060
Net income of bank and minority interests.$6,801,000826
Net charge-offs$-23,0003,933
Cash dividends$300,0002,221
Sale, conversion, retirement of capital stock, net$0494
Net operating income$6,801,000843
2022-03-31 (YTD Data)Rank
Total interest income$10,897,000749
Total interest expense$1,211,000460
Net interest income$9,686,000789
Provision for loan and lease losses$225,000608
Total noninterest income$6,548,000407
Gross Fiduciary activities income$105,000597
Service charges on deposit accounts$303,000861
Trading account gains and fees$0103
Additional Noninterest Income$6,140,000332
Total noninterest expense$11,681,000563
Salaries and employee benefits$7,256,000517
Premises and equipment expense$1,234,000553
Additional noninterest expense$3,191,000622
Pre-tax net operating income$4,328,000770
Securities gains (losses)$0623
Applicable income taxes$1,212,000572
Income before extraordinary items$3,116,000860
Extraordinary gains, net$04
Net income$3,116,000859
Minority interest net income$050
Net income of bank and minority interests.$3,116,000860
Net charge-offs$-10,0003,922
Cash dividends$300,0001,485
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,116,000871
2021-12-31 (YTD Data)Rank
Total interest income$49,164,000694
Total interest expense$5,084,000539
Net interest income$44,080,000704
Provision for loan and lease losses$950,000623
Total noninterest income$22,833,000477
Gross Fiduciary activities income$396,000602
Service charges on deposit accounts$1,166,000863
Trading account gains and fees$0132
Additional Noninterest Income$21,271,000398
Total noninterest expense$45,900,000578
Salaries and employee benefits$28,868,000507
Premises and equipment expense$4,301,000619
Additional noninterest expense$12,731,000633
Pre-tax net operating income$20,063,000732
Securities gains (losses)$20,0001,501
Applicable income taxes$5,712,000572
Income before extraordinary items$14,371,000849
Extraordinary gains, net$010
Net income$14,371,000850
Minority interest net income$074
Net income of bank and minority interests.$14,371,000850
Net charge-offs$137,0001,187
Cash dividends$8,115,000558
Sale, conversion, retirement of capital stock, net$0582
Net operating income$14,355,200836
2021-09-30 (YTD Data)Rank
Total interest income$37,805,000692
Total interest expense$3,810,000563
Net interest income$33,995,000698
Provision for loan and lease losses$750,000580
Total noninterest income$16,327,000506
Gross Fiduciary activities income$288,000602
Service charges on deposit accounts$857,000873
Trading account gains and fees$0132
Additional Noninterest Income$15,182,000425
Total noninterest expense$33,807,000587
Salaries and employee benefits$21,368,000517
Premises and equipment expense$3,280,000618
Additional noninterest expense$9,159,000646
Pre-tax net operating income$15,765,000733
Securities gains (losses)$20,0001,394
Applicable income taxes$4,452,000581
Income before extraordinary items$11,333,000850
Extraordinary gains, net$08
Net income$11,333,000849
Minority interest net income$069
Net income of bank and minority interests.$11,333,000850
Net charge-offs$-962,0004,860
Cash dividends$7,649,000460
Sale, conversion, retirement of capital stock, net$0543
Net operating income$11,317,200831
2021-06-30 (YTD Data)Rank
Total interest income$25,487,000673
Total interest expense$2,474,000594
Net interest income$23,013,000685
Provision for loan and lease losses$450,000658
Total noninterest income$11,241,000490
Gross Fiduciary activities income$201,000598
Service charges on deposit accounts$544,000875
Trading account gains and fees$0133
Additional Noninterest Income$10,496,000423
Total noninterest expense$22,576,000585
Salaries and employee benefits$14,321,000513
Premises and equipment expense$2,175,000620
Additional noninterest expense$6,080,000635
Pre-tax net operating income$11,228,000696
Securities gains (losses)$20,0001,185
Applicable income taxes$3,161,000549
Income before extraordinary items$8,087,000791
Extraordinary gains, net$06
Net income$8,087,000791
Minority interest net income$067
Net income of bank and minority interests.$8,087,000791
Net charge-offs$-1,047,0004,914
Cash dividends$5,300,000428
Sale, conversion, retirement of capital stock, net$0517
Net operating income$8,071,200770
2021-03-31 (YTD Data)Rank
Total interest income$11,560,000736
Total interest expense$1,240,000637
Net interest income$10,320,000737
Provision for loan and lease losses$350,000490
Total noninterest income$6,482,000450
Gross Fiduciary activities income$94,000612
Service charges on deposit accounts$265,000872
Trading account gains and fees$0127
Additional Noninterest Income$6,123,000390
Total noninterest expense$11,093,000589
Salaries and employee benefits$7,136,000522
Premises and equipment expense$1,110,000616
Additional noninterest expense$2,847,000666
Pre-tax net operating income$5,359,000724
Securities gains (losses)$20,000880
Applicable income taxes$1,507,000564
Income before extraordinary items$3,872,000834
Extraordinary gains, net$03
Net income$3,872,000834
Minority interest net income$055
Net income of bank and minority interests.$3,872,000834
Net charge-offs$-1,188,0004,960
Cash dividends$4,100,000270
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,856,200813
2020-12-31 (YTD Data)Rank
Total interest income$46,994,000721
Total interest expense$5,882,000817
Net interest income$41,112,000707
Provision for loan and lease losses$5,475,000530
Total noninterest income$22,365,000462
Gross Fiduciary activities income$398,000601
Service charges on deposit accounts$1,128,000851
Trading account gains and fees$0133
Additional Noninterest Income$20,839,000396
Total noninterest expense$42,973,000584
Salaries and employee benefits$27,342,000518
Premises and equipment expense$4,255,000619
Additional noninterest expense$11,376,000667
Pre-tax net operating income$15,029,000746
Securities gains (losses)$78,0001,504
Applicable income taxes$4,341,000545
Income before extraordinary items$10,766,000893
Extraordinary gains, net$04
Net income$10,766,000893
Minority interest net income$072
Net income of bank and minority interests.$10,766,000893
Net charge-offs$4,682,000232
Cash dividends$2,488,0001,305
Sale, conversion, retirement of capital stock, net$0566
Net operating income$10,704,380861
2020-09-30 (YTD Data)Rank
Total interest income$33,912,000739
Total interest expense$4,546,000846
Net interest income$29,366,000725
Provision for loan and lease losses$4,800,000505
Total noninterest income$17,867,000424
Gross Fiduciary activities income$293,000593
Service charges on deposit accounts$834,000855
Trading account gains and fees$0125
Additional Noninterest Income$16,740,000363
Total noninterest expense$32,009,000578
Salaries and employee benefits$20,212,000509
Premises and equipment expense$3,194,000599
Additional noninterest expense$8,603,000641
Pre-tax net operating income$10,424,000767
Securities gains (losses)$78,0001,327
Applicable income taxes$3,028,000553
Income before extraordinary items$7,474,000919
Extraordinary gains, net$04
Net income$7,474,000919
Minority interest net income$065
Net income of bank and minority interests.$7,474,000919
Net charge-offs$4,042,000199
Cash dividends$1,866,0001,173
Sale, conversion, retirement of capital stock, net$0532
Net operating income$7,412,380897
2020-06-30 (YTD Data)Rank
Total interest income$22,662,000742
Total interest expense$3,163,000876
Net interest income$19,499,000726
Provision for loan and lease losses$3,500,000506
Total noninterest income$10,917,000422
Gross Fiduciary activities income$202,000595
Service charges on deposit accounts$548,000878
Trading account gains and fees$0123
Additional Noninterest Income$10,167,000350
Total noninterest expense$20,762,000586
Salaries and employee benefits$12,985,000526
Premises and equipment expense$2,072,000624
Additional noninterest expense$5,705,000632
Pre-tax net operating income$6,154,000785
Securities gains (losses)$78,0001,090
Applicable income taxes$1,797,000537
Income before extraordinary items$4,435,000956
Extraordinary gains, net$04
Net income$4,435,000956
Minority interest net income$065
Net income of bank and minority interests.$4,435,000956
Net charge-offs$4,043,000170
Cash dividends$1,241,0001,131
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,373,380939
2020-03-31 (YTD Data)Rank
Total interest income$11,016,000762
Total interest expense$1,809,000862
Net interest income$9,207,000746
Provision for loan and lease losses$900,000650
Total noninterest income$4,445,000463
Gross Fiduciary activities income$95,000608
Service charges on deposit accounts$311,000917
Trading account gains and fees$0106
Additional Noninterest Income$4,039,000370
Total noninterest expense$10,107,000599
Salaries and employee benefits$6,257,000548
Premises and equipment expense$1,074,000600
Additional noninterest expense$2,776,000656
Pre-tax net operating income$2,645,000830
Securities gains (losses)$78,000692
Applicable income taxes$792,000542
Income before extraordinary items$1,931,000962
Extraordinary gains, net$04
Net income$1,931,000961
Minority interest net income$056
Net income of bank and minority interests.$1,931,000962
Net charge-offs$666,000310
Cash dividends$1,125,000749
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,869,380987
2019-12-31 (YTD Data)Rank
Total interest income$46,144,000744
Total interest expense$8,285,000799
Net interest income$37,859,000723
Provision for loan and lease losses$5,025,000261
Total noninterest income$17,468,000466
Gross Fiduciary activities income$426,000591
Service charges on deposit accounts$1,145,0001,026
Trading account gains and fees$0135
Additional Noninterest Income$15,897,000381
Total noninterest expense$39,779,000590
Salaries and employee benefits$24,593,000537
Premises and equipment expense$3,898,000654
Additional noninterest expense$11,288,000631
Pre-tax net operating income$10,523,0001,018
Securities gains (losses)$02,379
Applicable income taxes$2,969,000698
Income before extraordinary items$7,554,0001,171
Extraordinary gains, net$011
Net income$7,554,0001,172
Minority interest net income$076
Net income of bank and minority interests.$7,554,0001,173
Net charge-offs$862,000718
Cash dividends$2,013,0001,564
Sale, conversion, retirement of capital stock, net$0626
Net operating income$7,554,0001,146
2019-09-30 (YTD Data)Rank
Total interest income$34,479,000754
Total interest expense$6,087,000817
Net interest income$28,392,000729
Provision for loan and lease losses$3,525,000269
Total noninterest income$12,215,000495
Gross Fiduciary activities income$311,000595
Service charges on deposit accounts$848,0001,035
Trading account gains and fees$0129
Additional Noninterest Income$11,056,000395
Total noninterest expense$29,395,000596
Salaries and employee benefits$18,194,000543
Premises and equipment expense$2,904,000662
Additional noninterest expense$8,297,000637
Pre-tax net operating income$7,687,0001,050
Securities gains (losses)$02,167
Applicable income taxes$2,234,000721
Income before extraordinary items$5,453,0001,225
Extraordinary gains, net$011
Net income$5,453,0001,227
Minority interest net income$072
Net income of bank and minority interests.$5,453,0001,227
Net charge-offs$-10,0004,426
Cash dividends$1,257,0001,577
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,453,0001,199
2019-06-30 (YTD Data)Rank
Total interest income$22,542,000760
Total interest expense$3,887,000840
Net interest income$18,655,000739
Provision for loan and lease losses$2,125,000277
Total noninterest income$7,307,000530
Gross Fiduciary activities income$218,000596
Service charges on deposit accounts$536,0001,076
Trading account gains and fees$0131
Additional Noninterest Income$6,553,000423
Total noninterest expense$19,192,000610
Salaries and employee benefits$11,810,000552
Premises and equipment expense$1,911,000670
Additional noninterest expense$5,471,000649
Pre-tax net operating income$4,645,0001,106
Securities gains (losses)$01,702
Applicable income taxes$1,349,000741
Income before extraordinary items$3,296,0001,294
Extraordinary gains, net$011
Net income$3,296,0001,294
Minority interest net income$069
Net income of bank and minority interests.$3,296,0001,294
Net charge-offs$-6,0004,333
Cash dividends$974,0001,480
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,296,0001,273
2019-03-31 (YTD Data)Rank
Total interest income$11,076,000772
Total interest expense$1,920,000820
Net interest income$9,156,000756
Provision for loan and lease losses$550,000439
Total noninterest income$2,983,000586
Gross Fiduciary activities income$90,000632
Service charges on deposit accounts$253,0001,118
Trading account gains and fees$0126
Additional Noninterest Income$2,640,000482
Total noninterest expense$9,293,000629
Salaries and employee benefits$5,692,000571
Premises and equipment expense$983,000660
Additional noninterest expense$2,618,000664
Pre-tax net operating income$2,296,0001,102
Securities gains (losses)$01,087
Applicable income taxes$663,000728
Income before extraordinary items$1,633,0001,277
Extraordinary gains, net$05
Net income$1,633,0001,276
Minority interest net income$052
Net income of bank and minority interests.$1,633,0001,276
Net charge-offs$-3,0004,217
Cash dividends$482,0001,384
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,633,0001,254
2018-12-31 (YTD Data)Rank
Total interest income$42,608,000746
Total interest expense$5,568,000843
Net interest income$37,040,000721
Provision for loan and lease losses$2,350,000444
Total noninterest income$12,726,000578
Gross Fiduciary activities income$430,000613
Service charges on deposit accounts$1,216,000982
Trading account gains and fees$0126
Additional Noninterest Income$11,080,000469
Total noninterest expense$37,982,000600
Salaries and employee benefits$22,474,000559
Premises and equipment expense$3,809,000666
Additional noninterest expense$11,699,000600
Pre-tax net operating income$9,434,0001,090
Securities gains (losses)$01,125
Applicable income taxes$2,712,000705
Income before extraordinary items$6,722,0001,260
Extraordinary gains, net$06
Net income$6,722,0001,259
Minority interest net income$072
Net income of bank and minority interests.$6,722,0001,259
Net charge-offs$4,149,000224
Cash dividends$1,385,0001,844
Sale, conversion, retirement of capital stock, net$0671
Net operating income$6,722,0001,253
2018-09-30 (YTD Data)Rank
Total interest income$31,398,000746
Total interest expense$3,544,000905
Net interest income$27,854,000713
Provision for loan and lease losses$2,050,000388
Total noninterest income$9,755,000572
Gross Fiduciary activities income$301,000618
Service charges on deposit accounts$954,000942
Trading account gains and fees$0138
Additional Noninterest Income$8,500,000467
Total noninterest expense$26,878,000635
Salaries and employee benefits$16,280,000578
Premises and equipment expense$2,937,000643
Additional noninterest expense$7,661,000673
Pre-tax net operating income$8,681,000940
Securities gains (losses)$01,118
Applicable income taxes$2,488,000628
Income before extraordinary items$6,193,0001,069
Extraordinary gains, net$05
Net income$6,193,0001,068
Minority interest net income$066
Net income of bank and minority interests.$6,193,0001,068
Net charge-offs$1,884,000285
Cash dividends$750,0001,948
Sale, conversion, retirement of capital stock, net$0633
Net operating income$6,193,0001,063
2018-06-30 (YTD Data)Rank
Total interest income$20,945,000736
Total interest expense$1,979,0001,015
Net interest income$18,966,000704
Provision for loan and lease losses$1,250,000399
Total noninterest income$6,556,000570
Gross Fiduciary activities income$206,000620
Service charges on deposit accounts$703,000859
Trading account gains and fees$0130
Additional Noninterest Income$5,647,000466
Total noninterest expense$18,034,000632
Salaries and employee benefits$10,890,000572
Premises and equipment expense$1,975,000641
Additional noninterest expense$5,169,000664
Pre-tax net operating income$6,238,000861
Securities gains (losses)$0961
Applicable income taxes$1,785,000592
Income before extraordinary items$4,453,0001,002
Extraordinary gains, net$06
Net income$4,453,0001,001
Minority interest net income$065
Net income of bank and minority interests.$4,453,0001,001
Net charge-offs$1,875,000226
Cash dividends$400,0002,198
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,453,000994
2018-03-31 (YTD Data)Rank
Total interest income$10,591,000723
Total interest expense$954,000985
Net interest income$9,637,000690
Provision for loan and lease losses$500,000462
Total noninterest income$3,170,000580
Gross Fiduciary activities income$94,000630
Service charges on deposit accounts$380,000813
Trading account gains and fees$0123
Additional Noninterest Income$2,696,000465
Total noninterest expense$8,994,000648
Salaries and employee benefits$5,477,000584
Premises and equipment expense$968,000664
Additional noninterest expense$2,549,000664
Pre-tax net operating income$3,313,000781
Securities gains (losses)$0735
Applicable income taxes$1,045,000538
Income before extraordinary items$2,268,000963
Extraordinary gains, net$07
Net income$2,268,000962
Minority interest net income$052
Net income of bank and minority interests.$2,268,000963
Net charge-offs$37,0001,343
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,268,000952
2017-12-31 (YTD Data)Rank
Total interest income$36,657,000777
Total interest expense$3,427,000954
Net interest income$33,230,000757
Provision for loan and lease losses$1,480,000647
Total noninterest income$11,287,000633
Gross Fiduciary activities income$397,000631
Service charges on deposit accounts$1,368,000902
Trading account gains and fees$0151
Additional Noninterest Income$9,522,000527
Total noninterest expense$33,311,000656
Salaries and employee benefits$19,813,000607
Premises and equipment expense$3,969,000621
Additional noninterest expense$9,529,000706
Pre-tax net operating income$9,726,0001,009
Securities gains (losses)$-3,0004,906
Applicable income taxes$3,800,000804
Income before extraordinary items$5,923,0001,184
Extraordinary gains, net$09
Net income$5,923,0001,184
Minority interest net income$076
Net income of bank and minority interests.$5,923,0001,184
Net charge-offs$1,645,000477
Cash dividends$1,228,0001,952
Sale, conversion, retirement of capital stock, net$0711
Net operating income$5,924,9201,163
2017-09-30 (YTD Data)Rank
Total interest income$26,901,000791
Total interest expense$2,449,000980
Net interest income$24,452,000774
Provision for loan and lease losses$1,280,000569
Total noninterest income$8,289,000649
Gross Fiduciary activities income$299,000630
Service charges on deposit accounts$1,001,000920
Trading account gains and fees$0145
Additional Noninterest Income$6,989,000545
Total noninterest expense$23,854,000691
Salaries and employee benefits$14,245,000644
Premises and equipment expense$2,910,000645
Additional noninterest expense$6,699,000745
Pre-tax net operating income$7,607,000999
Securities gains (losses)$-3,0005,250
Applicable income taxes$2,994,000692
Income before extraordinary items$4,610,0001,234
Extraordinary gains, net$09
Net income$4,610,0001,234
Minority interest net income$071
Net income of bank and minority interests.$4,610,0001,234
Net charge-offs$1,467,000380
Cash dividends$885,0001,841
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,611,9201,217
2017-06-30 (YTD Data)Rank
Total interest income$17,598,000805
Total interest expense$1,569,000992
Net interest income$16,029,000787
Provision for loan and lease losses$980,000510
Total noninterest income$5,441,000659
Gross Fiduciary activities income$205,000631
Service charges on deposit accounts$641,000941
Trading account gains and fees$0139
Additional Noninterest Income$4,595,000553
Total noninterest expense$15,782,000696
Salaries and employee benefits$9,491,000649
Premises and equipment expense$1,860,000675
Additional noninterest expense$4,431,000751
Pre-tax net operating income$4,708,0001,038
Securities gains (losses)$-3,0005,365
Applicable income taxes$1,848,000707
Income before extraordinary items$2,857,0001,291
Extraordinary gains, net$011
Net income$2,857,0001,291
Minority interest net income$071
Net income of bank and minority interests.$2,857,0001,291
Net charge-offs$232,000964
Cash dividends$635,0001,745
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,858,9201,272
2017-03-31 (YTD Data)Rank
Total interest income$8,640,000817
Total interest expense$769,000994
Net interest income$7,871,000801
Provision for loan and lease losses$425,000511
Total noninterest income$2,554,000668
Gross Fiduciary activities income$95,000645
Service charges on deposit accounts$318,000947
Trading account gains and fees$0142
Additional Noninterest Income$2,141,000557
Total noninterest expense$7,896,000705
Salaries and employee benefits$4,751,000653
Premises and equipment expense$941,000677
Additional noninterest expense$2,204,000746
Pre-tax net operating income$2,104,0001,124
Securities gains (losses)$01,153
Applicable income taxes$823,000760
Income before extraordinary items$1,281,0001,385
Extraordinary gains, net$08
Net income$1,281,0001,384
Minority interest net income$055
Net income of bank and minority interests.$1,281,0001,385
Net charge-offs$125,000806
Cash dividends$75,0002,495
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,281,0001,365
2016-12-31 (YTD Data)Rank
Total interest income$33,808,000798
Total interest expense$3,074,000947
Net interest income$30,734,000780
Provision for loan and lease losses$2,125,000496
Total noninterest income$11,321,000626
Gross Fiduciary activities income$428,000628
Service charges on deposit accounts$1,001,0001,212
Trading account gains and fees$0170
Additional Noninterest Income$9,892,000518
Total noninterest expense$30,873,000690
Salaries and employee benefits$18,454,000636
Premises and equipment expense$3,873,000641
Additional noninterest expense$8,546,000775
Pre-tax net operating income$9,057,0001,004
Securities gains (losses)$03,212
Applicable income taxes$3,530,000695
Income before extraordinary items$5,527,0001,276
Extraordinary gains, net$05
Net income$5,527,0001,275
Minority interest net income$082
Net income of bank and minority interests.$5,527,0001,275
Net charge-offs$643,000920
Cash dividends$1,143,0002,048
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,527,0001,250
2016-09-30 (YTD Data)Rank
Total interest income$25,136,000803
Total interest expense$2,297,000945
Net interest income$22,839,000784
Provision for loan and lease losses$1,675,000469
Total noninterest income$8,427,000640
Gross Fiduciary activities income$334,000613
Service charges on deposit accounts$736,0001,223
Trading account gains and fees$0169
Additional Noninterest Income$7,357,000525
Total noninterest expense$22,731,000703
Salaries and employee benefits$13,555,000651
Premises and equipment expense$2,905,000641
Additional noninterest expense$6,271,000794
Pre-tax net operating income$6,860,0001,002
Securities gains (losses)$03,160
Applicable income taxes$2,690,000702
Income before extraordinary items$4,170,0001,287
Extraordinary gains, net$05
Net income$4,170,0001,288
Minority interest net income$071
Net income of bank and minority interests.$4,170,0001,287
Net charge-offs$171,0001,580
Cash dividends$850,0001,826
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,170,0001,254
2016-06-30 (YTD Data)Rank
Total interest income$16,603,000806
Total interest expense$1,518,000951
Net interest income$15,085,000790
Provision for loan and lease losses$1,025,000498
Total noninterest income$5,336,000656
Gross Fiduciary activities income$217,000628
Service charges on deposit accounts$490,0001,213
Trading account gains and fees$0157
Additional Noninterest Income$4,629,000530
Total noninterest expense$15,018,000713
Salaries and employee benefits$8,962,000662
Premises and equipment expense$1,927,000646
Additional noninterest expense$4,129,000805
Pre-tax net operating income$4,378,0001,032
Securities gains (losses)$02,835
Applicable income taxes$1,738,000717
Income before extraordinary items$2,640,0001,349
Extraordinary gains, net$016
Net income$2,640,0001,348
Minority interest net income$071
Net income of bank and minority interests.$2,640,0001,349
Net charge-offs$152,0001,310
Cash dividends$850,0001,456
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,640,0001,298
2016-03-31 (YTD Data)Rank
Total interest income$8,331,000803
Total interest expense$774,000933
Net interest income$7,557,000790
Provision for loan and lease losses$500,000456
Total noninterest income$2,621,000648
Gross Fiduciary activities income$96,000645
Service charges on deposit accounts$229,0001,271
Trading account gains and fees$0142
Additional Noninterest Income$2,296,000516
Total noninterest expense$7,493,000714
Salaries and employee benefits$4,476,000664
Premises and equipment expense$958,000654
Additional noninterest expense$2,059,000794
Pre-tax net operating income$2,185,0001,007
Securities gains (losses)$02,077
Applicable income taxes$881,000693
Income before extraordinary items$1,304,0001,324
Extraordinary gains, net$012
Net income$1,304,0001,323
Minority interest net income$062
Net income of bank and minority interests.$1,304,0001,325
Net charge-offs$19,0002,012
Cash dividends$575,0001,106
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,304,0001,286
2015-12-31 (YTD Data)Rank
Total interest income$32,554,000790
Total interest expense$3,659,000765
Net interest income$28,895,000785
Provision for loan and lease losses$2,575,000366
Total noninterest income$11,251,000614
Gross Fiduciary activities income$419,000639
Service charges on deposit accounts$889,0001,354
Trading account gains and fees$0159
Additional Noninterest Income$9,943,000496
Total noninterest expense$31,355,000664
Salaries and employee benefits$18,846,000597
Premises and equipment expense$4,363,000565
Additional noninterest expense$8,146,000808
Pre-tax net operating income$6,216,0001,330
Securities gains (losses)$597,000307
Applicable income taxes$2,680,000817
Income before extraordinary items$4,133,0001,559
Extraordinary gains, net$023
Net income$4,133,0001,559
Minority interest net income$081
Net income of bank and minority interests.$4,133,0001,559
Net charge-offs$1,581,000474
Cash dividends$1,055,0002,056
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,750,9201,653
2015-09-30 (YTD Data)Rank
Total interest income$24,289,000796
Total interest expense$2,830,000741
Net interest income$21,459,000794
Provision for loan and lease losses$2,075,000329
Total noninterest income$8,648,000619
Gross Fiduciary activities income$304,000645
Service charges on deposit accounts$639,0001,417
Trading account gains and fees$0153
Additional Noninterest Income$7,705,000498
Total noninterest expense$23,219,000681
Salaries and employee benefits$13,990,000614
Premises and equipment expense$3,329,000567
Additional noninterest expense$5,900,000839
Pre-tax net operating income$4,813,0001,315
Securities gains (losses)$597,000264
Applicable income taxes$2,111,000812
Income before extraordinary items$3,299,0001,516
Extraordinary gains, net$021
Net income$3,299,0001,517
Minority interest net income$078
Net income of bank and minority interests.$3,299,0001,517
Net charge-offs$1,123,000451
Cash dividends$405,0002,527
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,916,9201,626
2015-06-30 (YTD Data)Rank
Total interest income$16,087,000795
Total interest expense$1,948,000720
Net interest income$14,139,000800
Provision for loan and lease losses$1,375,000332
Total noninterest income$5,448,000649
Gross Fiduciary activities income$218,000638
Service charges on deposit accounts$418,0001,414
Trading account gains and fees$0157
Additional Noninterest Income$4,812,000528
Total noninterest expense$15,112,000696
Salaries and employee benefits$9,161,000624
Premises and equipment expense$2,096,000605
Additional noninterest expense$3,855,000855
Pre-tax net operating income$3,100,0001,339
Securities gains (losses)$559,000230
Applicable income taxes$1,427,000803
Income before extraordinary items$2,232,0001,482
Extraordinary gains, net$022
Net income$2,232,0001,483
Minority interest net income$075
Net income of bank and minority interests.$2,232,0001,484
Net charge-offs$03,893
Cash dividends$380,0002,206
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,874,2401,653
2015-03-31 (YTD Data)Rank
Total interest income$7,723,000826
Total interest expense$987,000712
Net interest income$6,736,000837
Provision for loan and lease losses$625,000323
Total noninterest income$2,656,000634
Gross Fiduciary activities income$90,000667
Service charges on deposit accounts$201,0001,441
Trading account gains and fees$0152
Additional Noninterest Income$2,365,000507
Total noninterest expense$7,435,000702
Salaries and employee benefits$4,515,000639
Premises and equipment expense$1,030,000615
Additional noninterest expense$1,890,000851
Pre-tax net operating income$1,332,0001,479
Securities gains (losses)$320,000250
Applicable income taxes$643,000850
Income before extraordinary items$1,009,0001,585
Extraordinary gains, net$013
Net income$1,009,0001,586
Minority interest net income$064
Net income of bank and minority interests.$1,009,0001,587
Net charge-offs$-2,0004,668
Cash dividends$380,0001,352
Sale, conversion, retirement of capital stock, net$0697
Net operating income$804,2001,857
2014-12-31 (YTD Data)Rank
Total interest income$29,256,000854
Total interest expense$4,147,000699
Net interest income$25,109,000874
Provision for loan and lease losses$1,765,000527
Total noninterest income$9,472,000671
Gross Fiduciary activities income$385,000661
Service charges on deposit accounts$868,0001,470
Trading account gains and fees$0180
Additional Noninterest Income$8,219,000527
Total noninterest expense$28,193,000723
Salaries and employee benefits$16,678,000663
Premises and equipment expense$3,795,000646
Additional noninterest expense$7,720,000845
Pre-tax net operating income$4,623,0001,628
Securities gains (losses)$20,0002,325
Applicable income taxes$1,467,0001,217
Income before extraordinary items$3,176,0001,921
Extraordinary gains, net$017
Net income$3,176,0001,920
Minority interest net income$084
Net income of bank and minority interests.$3,176,0001,919
Net charge-offs$1,266,000745
Cash dividends$1,385,0001,663
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,162,4001,894
2014-09-30 (YTD Data)Rank
Total interest income$21,537,000881
Total interest expense$3,102,000707
Net interest income$18,435,000898
Provision for loan and lease losses$865,000765
Total noninterest income$6,829,000682
Gross Fiduciary activities income$282,000664
Service charges on deposit accounts$627,0001,523
Trading account gains and fees$0174
Additional Noninterest Income$5,920,000543
Total noninterest expense$20,548,000739
Salaries and employee benefits$11,985,000694
Premises and equipment expense$2,792,000658
Additional noninterest expense$5,771,000850
Pre-tax net operating income$3,851,0001,503
Securities gains (losses)$02,980
Applicable income taxes$1,184,0001,159
Income before extraordinary items$2,667,0001,746
Extraordinary gains, net$015
Net income$2,667,0001,747
Minority interest net income$081
Net income of bank and minority interests.$2,667,0001,746
Net charge-offs$91,0002,776
Cash dividends$1,135,0001,417
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,667,0001,717
2014-06-30 (YTD Data)Rank
Total interest income$13,889,000910
Total interest expense$2,055,000716
Net interest income$11,834,000928
Provision for loan and lease losses$290,0001,335
Total noninterest income$3,962,000756
Gross Fiduciary activities income$185,000669
Service charges on deposit accounts$394,0001,585
Trading account gains and fees$0172
Additional Noninterest Income$3,383,000597
Total noninterest expense$13,331,000761
Salaries and employee benefits$7,859,000701
Premises and equipment expense$1,826,000682
Additional noninterest expense$3,646,000887
Pre-tax net operating income$2,175,0001,697
Securities gains (losses)$02,580
Applicable income taxes$773,0001,162
Income before extraordinary items$1,402,0002,098
Extraordinary gains, net$020
Net income$1,402,0002,102
Minority interest net income$080
Net income of bank and minority interests.$1,402,0002,101
Net charge-offs$-23,0005,932
Cash dividends$825,0001,339
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,402,0002,038
2014-03-31 (YTD Data)Rank
Total interest income$6,864,000923
Total interest expense$1,024,000725
Net interest income$5,840,000946
Provision for loan and lease losses$50,0002,211
Total noninterest income$1,864,000772
Gross Fiduciary activities income$99,000655
Service charges on deposit accounts$191,0001,611
Trading account gains and fees$0147
Additional Noninterest Income$1,574,000603
Total noninterest expense$6,675,000763
Salaries and employee benefits$3,960,000705
Premises and equipment expense$931,000686
Additional noninterest expense$1,784,000893
Pre-tax net operating income$979,0001,805
Securities gains (losses)$01,715
Applicable income taxes$344,0001,213
Income before extraordinary items$635,0002,181
Extraordinary gains, net$016
Net income$635,0002,182
Minority interest net income$066
Net income of bank and minority interests.$635,0002,183
Net charge-offs$-27,0006,134
Cash dividends$300,0001,415
Sale, conversion, retirement of capital stock, net$0747
Net operating income$635,0002,132
2013-12-31 (YTD Data)Rank
Total interest income$28,243,000884
Total interest expense$4,313,000776
Net interest income$23,930,000897
Provision for loan and lease losses$1,200,000946
Total noninterest income$8,983,000738
Gross Fiduciary activities income$338,000687
Service charges on deposit accounts$878,0001,518
Trading account gains and fees$0184
Additional Noninterest Income$7,767,000578
Total noninterest expense$25,254,000805
Salaries and employee benefits$14,985,000731
Premises and equipment expense$3,513,000700
Additional noninterest expense$6,756,0001,008
Pre-tax net operating income$6,459,0001,145
Securities gains (losses)$30,0002,133
Applicable income taxes$2,486,000768
Income before extraordinary items$4,003,0001,508
Extraordinary gains, net$029
Net income$4,003,0001,510
Minority interest net income$090
Net income of bank and minority interests.$4,003,0001,512
Net charge-offs$1,990,000748
Cash dividends$1,121,0001,792
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,983,8001,481
2013-09-30 (YTD Data)Rank
Total interest income$21,338,000888
Total interest expense$3,267,000796
Net interest income$18,071,000898
Provision for loan and lease losses$1,000,000876
Total noninterest income$6,652,000750
Gross Fiduciary activities income$241,000687
Service charges on deposit accounts$638,0001,569
Trading account gains and fees$0180
Additional Noninterest Income$5,773,000591
Total noninterest expense$18,663,000818
Salaries and employee benefits$11,201,000733
Premises and equipment expense$2,613,000706
Additional noninterest expense$4,849,0001,046
Pre-tax net operating income$5,060,0001,129
Securities gains (losses)$30,0001,995
Applicable income taxes$1,946,000754
Income before extraordinary items$3,144,0001,438
Extraordinary gains, net$025
Net income$3,144,0001,441
Minority interest net income$084
Net income of bank and minority interests.$3,144,0001,440
Net charge-offs$1,980,000599
Cash dividends$531,0002,039
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,124,8001,417
2013-06-30 (YTD Data)Rank
Total interest income$14,183,000877
Total interest expense$2,202,000812
Net interest income$11,981,000891
Provision for loan and lease losses$700,000877
Total noninterest income$4,594,000741
Gross Fiduciary activities income$151,000700
Service charges on deposit accounts$408,0001,601
Trading account gains and fees$0157
Additional Noninterest Income$4,035,000580
Total noninterest expense$12,379,000822
Salaries and employee benefits$7,449,000737
Premises and equipment expense$1,737,000707
Additional noninterest expense$3,193,0001,054
Pre-tax net operating income$3,496,0001,073
Securities gains (losses)$30,0001,819
Applicable income taxes$1,352,000732
Income before extraordinary items$2,174,0001,396
Extraordinary gains, net$022
Net income$2,174,0001,399
Minority interest net income$082
Net income of bank and minority interests.$2,174,0001,399
Net charge-offs$1,003,000764
Cash dividends$531,0001,639
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,154,8001,347
2013-03-31 (YTD Data)Rank
Total interest income$7,138,000873
Total interest expense$1,134,000821
Net interest income$6,004,000895
Provision for loan and lease losses$300,000980
Total noninterest income$2,159,000769
Gross Fiduciary activities income$74,000715
Service charges on deposit accounts$210,0001,558
Trading account gains and fees$0148
Additional Noninterest Income$1,875,000620
Total noninterest expense$6,107,000839
Salaries and employee benefits$3,695,000743
Premises and equipment expense$881,000713
Additional noninterest expense$1,531,0001,086
Pre-tax net operating income$1,756,0001,048
Securities gains (losses)$01,966
Applicable income taxes$672,000714
Income before extraordinary items$1,084,0001,364
Extraordinary gains, net$010
Net income$1,084,0001,366
Minority interest net income$076
Net income of bank and minority interests.$1,084,0001,366
Net charge-offs$317,0001,017
Cash dividends$381,0001,150
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,084,0001,312
2012-12-31 (YTD Data)Rank
Total interest income$30,625,000849
Total interest expense$5,503,000812
Net interest income$25,122,000852
Provision for loan and lease losses$3,199,000731
Total noninterest income$9,947,000687
Gross Fiduciary activities income$250,000747
Service charges on deposit accounts$819,0001,663
Trading account gains and fees$0166
Additional Noninterest Income$8,878,000535
Total noninterest expense$24,691,000807
Salaries and employee benefits$13,963,000751
Premises and equipment expense$3,365,000719
Additional noninterest expense$7,363,000948
Pre-tax net operating income$7,179,000986
Securities gains (losses)$6,0003,492
Applicable income taxes$2,734,000667
Income before extraordinary items$4,451,0001,325
Extraordinary gains, net$029
Net income$4,451,0001,326
Minority interest net income$093
Net income of bank and minority interests.$4,451,0001,326
Net charge-offs$2,705,000911
Cash dividends$1,463,0001,529
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,447,1601,267
2012-09-30 (YTD Data)Rank
Total interest income$22,961,000868
Total interest expense$4,310,000814
Net interest income$18,651,000871
Provision for loan and lease losses$2,449,000720
Total noninterest income$7,568,000674
Gross Fiduciary activities income$189,000737
Service charges on deposit accounts$594,0001,722
Trading account gains and fees$0157
Additional Noninterest Income$6,785,000518
Total noninterest expense$18,256,000813
Salaries and employee benefits$10,168,000769
Premises and equipment expense$2,485,000732
Additional noninterest expense$5,603,000933
Pre-tax net operating income$5,514,000981
Securities gains (losses)$4,0003,304
Applicable income taxes$2,103,000674
Income before extraordinary items$3,415,0001,318
Extraordinary gains, net$020
Net income$3,415,0001,319
Minority interest net income$086
Net income of bank and minority interests.$3,415,0001,319
Net charge-offs$2,638,000747
Cash dividends$1,097,0001,243
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,412,4401,254
2012-06-30 (YTD Data)Rank
Total interest income$15,361,000869
Total interest expense$3,032,000791
Net interest income$12,329,000884
Provision for loan and lease losses$1,474,000817
Total noninterest income$4,758,000705
Gross Fiduciary activities income$131,000737
Service charges on deposit accounts$397,0001,712
Trading account gains and fees$0153
Additional Noninterest Income$4,230,000538
Total noninterest expense$12,112,000817
Salaries and employee benefits$6,669,000780
Premises and equipment expense$1,654,000733
Additional noninterest expense$3,789,000913
Pre-tax net operating income$3,501,0001,011
Securities gains (losses)$4,0002,922
Applicable income taxes$1,330,000705
Income before extraordinary items$2,175,0001,361
Extraordinary gains, net$019
Net income$2,175,0001,361
Minority interest net income$084
Net income of bank and minority interests.$2,175,0001,361
Net charge-offs$1,635,000801
Cash dividends$1,097,000901
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,172,4401,285
2012-03-31 (YTD Data)Rank
Total interest income$7,659,000874
Total interest expense$1,607,000771
Net interest income$6,052,000908
Provision for loan and lease losses$713,000809
Total noninterest income$2,541,000667
Gross Fiduciary activities income$49,000803
Service charges on deposit accounts$207,0001,634
Trading account gains and fees$0148
Additional Noninterest Income$2,285,000496
Total noninterest expense$5,874,000845
Salaries and employee benefits$3,288,000781
Premises and equipment expense$832,000726
Additional noninterest expense$1,754,000973
Pre-tax net operating income$2,006,000886
Securities gains (losses)$02,210
Applicable income taxes$765,000620
Income before extraordinary items$1,241,0001,180
Extraordinary gains, net$019
Net income$1,241,0001,180
Minority interest net income$078
Net income of bank and minority interests.$1,241,0001,180
Net charge-offs$858,000740
Cash dividends$543,000811
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,241,0001,119
2011-12-31 (YTD Data)Rank
Total interest income$31,905,000873
Total interest expense$7,793,000746
Net interest income$24,112,000902
Provision for loan and lease losses$3,075,0001,178
Total noninterest income$7,531,000763
Gross Fiduciary activities income$176,000766
Service charges on deposit accounts$992,0001,489
Trading account gains and fees$0146
Additional Noninterest Income$6,363,000595
Total noninterest expense$23,285,000850
Salaries and employee benefits$12,710,000774
Premises and equipment expense$3,354,000740
Additional noninterest expense$7,221,000980
Pre-tax net operating income$5,283,0001,125
Securities gains (losses)$69,0002,347
Applicable income taxes$2,002,000784
Income before extraordinary items$3,350,0001,457
Extraordinary gains, net$029
Net income$3,350,0001,457
Minority interest net income$096
Net income of bank and minority interests.$3,350,0001,457
Net charge-offs$2,254,0001,446
Cash dividends$886,0001,765
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,305,8401,411
2011-09-30 (YTD Data)Rank
Total interest income$23,606,000900
Total interest expense$6,155,000745
Net interest income$17,451,000952
Provision for loan and lease losses$2,225,0001,159
Total noninterest income$4,984,000840
Gross Fiduciary activities income$129,000764
Service charges on deposit accounts$737,0001,506
Trading account gains and fees$0145
Additional Noninterest Income$4,118,000668
Total noninterest expense$16,933,000873
Salaries and employee benefits$9,143,000816
Premises and equipment expense$2,514,000752
Additional noninterest expense$5,276,0001,002
Pre-tax net operating income$3,277,0001,376
Securities gains (losses)$69,0002,085
Applicable income taxes$1,214,000932
Income before extraordinary items$2,132,0001,744
Extraordinary gains, net$021
Net income$2,132,0001,745
Minority interest net income$087
Net income of bank and minority interests.$2,132,0001,745
Net charge-offs$2,023,0001,215
Cash dividends$818,0001,334
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,087,8401,692
2011-06-30 (YTD Data)Rank
Total interest income$15,735,000916
Total interest expense$4,204,000758
Net interest income$11,531,000960
Provision for loan and lease losses$975,0001,517
Total noninterest income$3,093,000902
Gross Fiduciary activities income$72,000791
Service charges on deposit accounts$473,0001,531
Trading account gains and fees$0153
Additional Noninterest Income$2,548,000704
Total noninterest expense$11,526,000866
Salaries and employee benefits$6,018,000832
Premises and equipment expense$1,686,000750
Additional noninterest expense$3,822,000952
Pre-tax net operating income$2,123,0001,376
Securities gains (losses)$69,0001,380
Applicable income taxes$779,000941
Income before extraordinary items$1,413,0001,705
Extraordinary gains, net$015
Net income$1,413,0001,705
Minority interest net income$089
Net income of bank and minority interests.$1,413,0001,705
Net charge-offs$1,258,0001,270
Cash dividends$465,0001,485
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,368,8401,678
2011-03-31 (YTD Data)Rank
Total interest income$7,701,000949
Total interest expense$2,163,000769
Net interest income$5,538,000997
Provision for loan and lease losses$100,0003,337
Total noninterest income$1,299,0001,021
Gross Fiduciary activities income$39,000800
Service charges on deposit accounts$225,0001,576
Trading account gains and fees$0158
Additional Noninterest Income$1,035,000805
Total noninterest expense$5,624,000890
Salaries and employee benefits$3,040,000840
Premises and equipment expense$854,000751
Additional noninterest expense$1,730,0001,027
Pre-tax net operating income$1,113,0001,304
Securities gains (losses)$01,772
Applicable income taxes$368,000948
Income before extraordinary items$745,0001,584
Extraordinary gains, net$09
Net income$745,0001,584
Minority interest net income$086
Net income of bank and minority interests.$745,0001,584
Net charge-offs$165,0002,273
Cash dividends$85,0002,007
Sale, conversion, retirement of capital stock, net$0925
Net operating income$745,0001,536
2010-12-31 (YTD Data)Rank
Total interest income$30,455,0001,004
Total interest expense$8,941,000930
Net interest income$21,514,0001,021
Provision for loan and lease losses$2,930,0001,641
Total noninterest income$8,436,000713
Gross Fiduciary activities income$174,000785
Service charges on deposit accounts$1,140,0001,330
Trading account gains and fees$0175
Additional Noninterest Income$7,122,000579
Total noninterest expense$20,993,000953
Salaries and employee benefits$11,330,000866
Premises and equipment expense$2,745,000932
Additional noninterest expense$6,918,0001,068
Pre-tax net operating income$6,027,000867
Securities gains (losses)$03,793
Applicable income taxes$2,209,000679
Income before extraordinary items$3,818,0001,137
Extraordinary gains, net$029
Net income$3,818,0001,139
Minority interest net income$0111
Net income of bank and minority interests.$3,818,0001,140
Net charge-offs$3,015,0001,464
Cash dividends$196,0003,321
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,818,0001,092
2010-09-30 (YTD Data)Rank
Total interest income$22,346,0001,044
Total interest expense$6,623,000980
Net interest income$15,723,0001,063
Provision for loan and lease losses$1,830,0001,763
Total noninterest income$5,638,000771
Gross Fiduciary activities income$119,000792
Service charges on deposit accounts$862,0001,366
Trading account gains and fees$0165
Additional Noninterest Income$4,657,000607
Total noninterest expense$14,927,000985
Salaries and employee benefits$8,068,000905
Premises and equipment expense$1,999,000964
Additional noninterest expense$4,860,0001,108
Pre-tax net operating income$4,604,000903
Securities gains (losses)$03,651
Applicable income taxes$1,693,000679
Income before extraordinary items$2,911,0001,160
Extraordinary gains, net$023
Net income$2,911,0001,164
Minority interest net income$0110
Net income of bank and minority interests.$2,911,0001,164
Net charge-offs$2,613,0001,270
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,911,0001,113
2010-06-30 (YTD Data)Rank
Total interest income$14,497,0001,097
Total interest expense$4,297,0001,042
Net interest income$10,200,0001,098
Provision for loan and lease losses$690,0002,399
Total noninterest income$3,338,000830
Gross Fiduciary activities income$84,000790
Service charges on deposit accounts$580,0001,356
Trading account gains and fees$0152
Additional Noninterest Income$2,674,000646
Total noninterest expense$9,758,0001,008
Salaries and employee benefits$5,353,000909
Premises and equipment expense$1,346,000977
Additional noninterest expense$3,059,0001,168
Pre-tax net operating income$3,090,000883
Securities gains (losses)$03,184
Applicable income taxes$1,162,000633
Income before extraordinary items$1,928,0001,162
Extraordinary gains, net$019
Net income$1,928,0001,163
Minority interest net income$0105
Net income of bank and minority interests.$1,928,0001,163
Net charge-offs$1,194,0001,560
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,928,0001,113
2010-03-31 (YTD Data)Rank
Total interest income$7,090,0001,137
Total interest expense$2,102,0001,120
Net interest income$4,988,0001,133
Provision for loan and lease losses$415,0002,028
Total noninterest income$1,541,000864
Gross Fiduciary activities income$43,000797
Service charges on deposit accounts$282,0001,389
Trading account gains and fees$0175
Additional Noninterest Income$1,216,000683
Total noninterest expense$4,645,0001,071
Salaries and employee benefits$2,671,000916
Premises and equipment expense$679,000997
Additional noninterest expense$1,295,0001,381
Pre-tax net operating income$1,469,000912
Securities gains (losses)$02,284
Applicable income taxes$577,000637
Income before extraordinary items$892,0001,221
Extraordinary gains, net$016
Net income$892,0001,224
Minority interest net income$091
Net income of bank and minority interests.$892,0001,223
Net charge-offs$142,0002,782
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$892,0001,195
2009-12-31 (YTD Data)Rank
Total interest income$28,344,0001,215
Total interest expense$9,037,0001,319
Net interest income$19,307,0001,140
Provision for loan and lease losses$2,465,0002,202
Total noninterest income$10,162,000631
Gross Fiduciary activities income$92,000880
Service charges on deposit accounts$1,411,0001,221
Trading account gains and fees$0211
Additional Noninterest Income$8,659,000491
Total noninterest expense$19,492,0001,071
Salaries and employee benefits$10,424,000940
Premises and equipment expense$2,758,000983
Additional noninterest expense$6,310,0001,219
Pre-tax net operating income$7,512,000570
Securities gains (losses)$15,0003,144
Applicable income taxes$2,672,000445
Income before extraordinary items$4,855,000708
Extraordinary gains, net$034
Net income$4,855,000707
Minority interest net income$0115
Net income of bank and minority interests.$4,855,000708
Net charge-offs$1,403,0002,454
Cash dividends$1,767,0001,022
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,845,250701
2009-09-30 (YTD Data)Rank
Total interest income$20,947,0001,256
Total interest expense$6,993,0001,343
Net interest income$13,954,0001,189
Provision for loan and lease losses$1,390,0002,325
Total noninterest income$8,109,000613
Gross Fiduciary activities income$63,000881
Service charges on deposit accounts$1,063,0001,212
Trading account gains and fees$0212
Additional Noninterest Income$6,983,000472
Total noninterest expense$14,611,0001,050
Salaries and employee benefits$7,799,000959
Premises and equipment expense$1,995,0001,029
Additional noninterest expense$4,817,0001,165
Pre-tax net operating income$6,062,000567
Securities gains (losses)$15,0002,847
Applicable income taxes$2,179,000432
Income before extraordinary items$3,898,000692
Extraordinary gains, net$027
Net income$3,898,000692
Minority interest net income$0118
Net income of bank and minority interests.$3,898,000694
Net charge-offs$850,0002,394
Cash dividends$1,542,000827
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,888,400695
2009-06-30 (YTD Data)Rank
Total interest income$13,877,0001,295
Total interest expense$4,780,0001,389
Net interest income$9,097,0001,223
Provision for loan and lease losses$1,145,0001,917
Total noninterest income$6,393,000549
Gross Fiduciary activities income$39,000902
Service charges on deposit accounts$705,0001,205
Trading account gains and fees$0193
Additional Noninterest Income$5,649,000422
Total noninterest expense$9,846,0001,063
Salaries and employee benefits$5,202,000974
Premises and equipment expense$1,343,0001,053
Additional noninterest expense$3,301,0001,162
Pre-tax net operating income$4,499,000494
Securities gains (losses)$21,0002,305
Applicable income taxes$1,600,000410
Income before extraordinary items$2,920,000622
Extraordinary gains, net$021
Net income$2,920,000621
Minority interest net income$0112
Net income of bank and minority interests.$2,920,000623
Net charge-offs$352,0002,753
Cash dividends$750,0001,195
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,906,350610
2009-03-31 (YTD Data)Rank
Total interest income$6,746,0001,348
Total interest expense$2,465,0001,398
Net interest income$4,281,0001,293
Provision for loan and lease losses$445,0001,914
Total noninterest income$3,520,000490
Gross Fiduciary activities income$24,000883
Service charges on deposit accounts$344,0001,200
Trading account gains and fees$0171
Additional Noninterest Income$3,152,000354
Total noninterest expense$4,827,0001,045
Salaries and employee benefits$2,551,000987
Premises and equipment expense$651,0001,099
Additional noninterest expense$1,625,0001,040
Pre-tax net operating income$2,529,000464
Securities gains (losses)$21,0001,659
Applicable income taxes$949,000364
Income before extraordinary items$1,601,000631
Extraordinary gains, net$015
Net income$1,601,000631
Minority interest net income$0102
Net income of bank and minority interests.$1,601,000633
Net charge-offs$354,0001,639
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,587,560598
2008-12-31 (YTD Data)Rank
Total interest income$27,053,0001,431
Total interest expense$10,993,0001,474
Net interest income$16,060,0001,384
Provision for loan and lease losses$-1,382,0008,303
Total noninterest income$6,516,000852
Gross Fiduciary activities income$65,000942
Service charges on deposit accounts$1,382,0001,307
Trading account gains and fees$0154
Additional Noninterest Income$5,069,000643
Total noninterest expense$17,055,0001,152
Salaries and employee benefits$9,151,0001,071
Premises and equipment expense$2,476,0001,120
Additional noninterest expense$5,428,0001,178
Pre-tax net operating income$6,903,000802
Securities gains (losses)$166,000807
Applicable income taxes$2,473,000555
Income before extraordinary items$4,596,000887
Extraordinary gains, net$039
Net income$4,596,000887
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,730,0008,304
Cash dividends$1,109,0002,154
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,488,100988
2008-09-30 (YTD Data)Rank
Total interest income$20,343,0001,463
Total interest expense$8,354,0001,513
Net interest income$11,989,0001,411
Provision for loan and lease losses$-1,382,0008,381
Total noninterest income$4,956,000878
Gross Fiduciary activities income$51,000932
Service charges on deposit accounts$1,034,0001,314
Trading account gains and fees$0148
Additional Noninterest Income$3,871,000681
Total noninterest expense$12,650,0001,152
Salaries and employee benefits$6,793,0001,112
Premises and equipment expense$1,792,0001,159
Additional noninterest expense$4,065,0001,131
Pre-tax net operating income$5,677,000896
Securities gains (losses)$03,106
Applicable income taxes$2,057,000638
Income before extraordinary items$3,620,0001,013
Extraordinary gains, net$031
Net income$3,620,0001,012
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,750,0008,382
Cash dividends$905,0001,943
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,620,0001,076
2008-06-30 (YTD Data)Rank
Total interest income$13,763,0001,465
Total interest expense$5,761,0001,526
Net interest income$8,002,0001,391
Provision for loan and lease losses$760,0001,455
Total noninterest income$3,546,000838
Gross Fiduciary activities income$35,000950
Service charges on deposit accounts$673,0001,321
Trading account gains and fees$0149
Additional Noninterest Income$2,838,000640
Total noninterest expense$8,171,0001,192
Salaries and employee benefits$4,405,0001,162
Premises and equipment expense$1,206,0001,151
Additional noninterest expense$2,560,0001,159
Pre-tax net operating income$2,617,0001,329
Securities gains (losses)$03,233
Applicable income taxes$917,0001,001
Income before extraordinary items$1,700,0001,603
Extraordinary gains, net$021
Net income$1,700,0001,603
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$460,0001,384
Cash dividends$905,0001,542
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,700,0001,573
2008-03-31 (YTD Data)Rank
Total interest income$7,090,0001,453
Total interest expense$3,069,0001,533
Net interest income$4,021,0001,385
Provision for loan and lease losses$670,000830
Total noninterest income$2,004,000750
Gross Fiduciary activities income$18,000959
Service charges on deposit accounts$334,0001,309
Trading account gains and fees$0158
Additional Noninterest Income$1,652,000580
Total noninterest expense$4,025,0001,203
Salaries and employee benefits$2,146,0001,202
Premises and equipment expense$618,0001,133
Additional noninterest expense$1,261,0001,146
Pre-tax net operating income$1,330,0001,406
Securities gains (losses)$02,688
Applicable income taxes$466,0001,071
Income before extraordinary items$864,0001,710
Extraordinary gains, net$015
Net income$864,0001,712
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$446,000766
Cash dividends$277,0001,972
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$864,0001,647
2007-12-31 (YTD Data)Rank
Total interest income$28,808,0001,495
Total interest expense$13,562,0001,475
Net interest income$15,246,0001,493
Provision for loan and lease losses$4,388,000460
Total noninterest income$4,368,0001,214
Gross Fiduciary activities income$50,0001,009
Service charges on deposit accounts$1,059,0001,688
Trading account gains and fees$0178
Additional Noninterest Income$3,259,000947
Total noninterest expense$14,459,0001,280
Salaries and employee benefits$7,854,0001,267
Premises and equipment expense$2,237,0001,172
Additional noninterest expense$4,368,0001,287
Pre-tax net operating income$767,0005,255
Securities gains (losses)$28,000991
Applicable income taxes$165,0004,045
Income before extraordinary items$630,0005,248
Extraordinary gains, net$039
Net income$630,0005,250
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,554,000337
Cash dividends$1,691,0001,841
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$607,8805,310
2007-09-30 (YTD Data)Rank
Total interest income$21,478,0001,513
Total interest expense$10,135,0001,482
Net interest income$11,343,0001,510
Provision for loan and lease losses$3,838,000314
Total noninterest income$2,716,0001,412
Gross Fiduciary activities income$41,000993
Service charges on deposit accounts$714,0001,827
Trading account gains and fees$0184
Additional Noninterest Income$1,961,0001,134
Total noninterest expense$10,683,0001,287
Salaries and employee benefits$5,834,0001,288
Premises and equipment expense$1,648,0001,197
Additional noninterest expense$3,201,0001,276
Pre-tax net operating income$-462,0008,053
Securities gains (losses)$01,655
Applicable income taxes$-311,0008,375
Income before extraordinary items$-151,0007,893
Extraordinary gains, net$033
Net income$-151,0007,889
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,359,000220
Cash dividends$771,0002,354
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$-151,0007,877
2007-06-30 (YTD Data)Rank
Total interest income$14,241,0001,535
Total interest expense$6,761,0001,480
Net interest income$7,480,0001,548
Provision for loan and lease losses$3,838,000212
Total noninterest income$1,689,0001,527
Gross Fiduciary activities income$26,0001,011
Service charges on deposit accounts$455,0001,901
Trading account gains and fees$0168
Additional Noninterest Income$1,208,0001,217
Total noninterest expense$6,929,0001,346
Salaries and employee benefits$3,787,0001,344
Premises and equipment expense$1,105,0001,213
Additional noninterest expense$2,037,0001,354
Pre-tax net operating income$-1,598,0008,531
Securities gains (losses)$01,444
Applicable income taxes$-636,0008,562
Income before extraordinary items$-962,0008,478
Extraordinary gains, net$029
Net income$-962,0008,475
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,424,000156
Cash dividends$171,0003,822
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$-962,0008,470
2007-03-31 (YTD Data)Rank
Total interest income$6,967,0001,558
Total interest expense$3,283,0001,515
Net interest income$3,684,0001,573
Provision for loan and lease losses$3,838,000114
Total noninterest income$790,0001,594
Gross Fiduciary activities income$14,0001,006
Service charges on deposit accounts$207,0001,997
Trading account gains and fees$0195
Additional Noninterest Income$569,0001,242
Total noninterest expense$3,269,0001,416
Salaries and employee benefits$1,758,0001,472
Premises and equipment expense$558,0001,207
Additional noninterest expense$953,0001,408
Pre-tax net operating income$-2,633,0008,629
Securities gains (losses)$01,187
Applicable income taxes$-1,019,0008,628
Income before extraordinary items$-1,614,0008,616
Extraordinary gains, net$022
Net income$-1,614,0008,614
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,474,00096
Cash dividends$171,0002,610
Sale, conversion, retirement of capital stock, net$0885
Net operating income$-1,614,0008,609
2006-12-31 (YTD Data)Rank
Total interest income$25,838,0001,548
Total interest expense$11,017,0001,537
Net interest income$14,821,0001,542
Provision for loan and lease losses$510,0001,870
Total noninterest income$3,668,0001,376
Gross Fiduciary activities income$24,0001,150
Service charges on deposit accounts$886,0001,939
Trading account gains and fees$0130
Additional Noninterest Income$2,758,0001,053
Total noninterest expense$13,271,0001,344
Salaries and employee benefits$7,207,0001,355
Premises and equipment expense$2,081,0001,239
Additional noninterest expense$3,983,0001,341
Pre-tax net operating income$4,708,0001,990
Securities gains (losses)$01,687
Applicable income taxes$1,777,0001,460
Income before extraordinary items$2,931,0002,319
Extraordinary gains, net$051
Net income$2,931,0002,321
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,147,000611
Cash dividends$1,011,0002,523
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,931,0002,297
2006-09-30 (YTD Data)Rank
Total interest income$19,084,0001,559
Total interest expense$7,948,0001,538
Net interest income$11,136,0001,556
Provision for loan and lease losses$370,0001,816
Total noninterest income$2,825,0001,367
Gross Fiduciary activities income$19,0001,113
Service charges on deposit accounts$654,0001,962
Trading account gains and fees$0126
Additional Noninterest Income$2,152,0001,040
Total noninterest expense$9,531,0001,417
Salaries and employee benefits$5,188,0001,424
Premises and equipment expense$1,549,0001,249
Additional noninterest expense$2,794,0001,418
Pre-tax net operating income$4,060,0001,811
Securities gains (losses)$01,388
Applicable income taxes$1,538,0001,372
Income before extraordinary items$2,522,0002,134
Extraordinary gains, net$045
Net income$2,522,0002,136
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,117,000422
Cash dividends$716,0002,403
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,522,0002,124
2006-06-30 (YTD Data)Rank
Total interest income$12,449,0001,564
Total interest expense$5,085,0001,531
Net interest income$7,364,0001,569
Provision for loan and lease losses$330,0001,354
Total noninterest income$1,822,0001,402
Gross Fiduciary activities income$11,0001,149
Service charges on deposit accounts$414,0002,043
Trading account gains and fees$0126
Additional Noninterest Income$1,397,0001,067
Total noninterest expense$6,311,0001,434
Salaries and employee benefits$3,396,0001,458
Premises and equipment expense$1,014,0001,282
Additional noninterest expense$1,901,0001,397
Pre-tax net operating income$2,545,0001,921
Securities gains (losses)$01,185
Applicable income taxes$964,0001,450
Income before extraordinary items$1,581,0002,242
Extraordinary gains, net$039
Net income$1,581,0002,245
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$597,000500
Cash dividends$387,0002,771
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,581,0002,230
2006-03-31 (YTD Data)Rank
Total interest income$5,976,0001,581
Total interest expense$2,414,0001,525
Net interest income$3,562,0001,614
Provision for loan and lease losses$190,0001,193
Total noninterest income$845,0001,447
Gross Fiduciary activities income$7,0001,113
Service charges on deposit accounts$199,0002,055
Trading account gains and fees$0115
Additional Noninterest Income$639,0001,126
Total noninterest expense$3,096,0001,460
Salaries and employee benefits$1,621,0001,539
Premises and equipment expense$524,0001,240
Additional noninterest expense$951,0001,387
Pre-tax net operating income$1,121,0002,091
Securities gains (losses)$0955
Applicable income taxes$429,0001,570
Income before extraordinary items$692,0002,461
Extraordinary gains, net$021
Net income$692,0002,463
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$223,000571
Cash dividends$225,0002,263
Sale, conversion, retirement of capital stock, net$0648
Net operating income$692,0002,440
2005-12-31 (YTD Data)Rank
Total interest income$22,184,0001,504
Total interest expense$7,830,0001,446
Net interest income$14,354,0001,528
Provision for loan and lease losses$2,248,000480
Total noninterest income$4,338,0001,201
Gross Fiduciary activities income$14,0001,245
Service charges on deposit accounts$831,0002,045
Trading account gains and fees$0138
Additional Noninterest Income$3,493,000902
Total noninterest expense$12,175,0001,407
Salaries and employee benefits$6,598,0001,418
Premises and equipment expense$1,911,0001,288
Additional noninterest expense$3,666,0001,395
Pre-tax net operating income$4,269,0002,121
Securities gains (losses)$02,296
Applicable income taxes$1,425,0001,771
Income before extraordinary items$2,844,0002,351
Extraordinary gains, net$046
Net income$2,844,0002,352
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,935,000407
Cash dividends$195,0004,949
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,844,0002,324
2005-09-30 (YTD Data)Rank
Total interest income$16,259,0001,497
Total interest expense$5,562,0001,442
Net interest income$10,697,0001,514
Provision for loan and lease losses$1,665,000458
Total noninterest income$3,449,0001,158
Gross Fiduciary activities income$12,0001,190
Service charges on deposit accounts$610,0002,076
Trading account gains and fees$0126
Additional Noninterest Income$2,827,000853
Total noninterest expense$8,388,0001,524
Salaries and employee benefits$4,697,0001,484
Premises and equipment expense$1,280,0001,422
Additional noninterest expense$2,411,0001,557
Pre-tax net operating income$4,093,0001,734
Securities gains (losses)$02,317
Applicable income taxes$1,367,0001,482
Income before extraordinary items$2,726,0001,920
Extraordinary gains, net$035
Net income$2,726,0001,919
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,713,000325
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,726,0001,882
2005-06-30 (YTD Data)Rank
Total interest income$10,477,0001,506
Total interest expense$3,453,0001,452
Net interest income$7,024,0001,520
Provision for loan and lease losses$320,0001,432
Total noninterest income$1,991,0001,269
Gross Fiduciary activities income$6,0001,239
Service charges on deposit accounts$397,0002,082
Trading account gains and fees$0116
Additional Noninterest Income$1,588,000960
Total noninterest expense$5,434,0001,553
Salaries and employee benefits$3,052,0001,523
Premises and equipment expense$832,0001,450
Additional noninterest expense$1,550,0001,589
Pre-tax net operating income$3,261,0001,433
Securities gains (losses)$02,146
Applicable income taxes$1,259,0001,104
Income before extraordinary items$2,002,0001,711
Extraordinary gains, net$030
Net income$2,002,0001,711
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0002,342
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,002,0001,682
2005-03-31 (YTD Data)Rank
Total interest income$5,020,0001,556
Total interest expense$1,630,0001,463
Net interest income$3,390,0001,566
Provision for loan and lease losses$140,0001,548
Total noninterest income$987,0001,257
Gross Fiduciary activities income$1,0001,320
Service charges on deposit accounts$198,0002,016
Trading account gains and fees$0115
Additional Noninterest Income$788,000963
Total noninterest expense$2,586,0001,635
Salaries and employee benefits$1,434,0001,609
Premises and equipment expense$399,0001,515
Additional noninterest expense$753,0001,635
Pre-tax net operating income$1,651,0001,382
Securities gains (losses)$01,685
Applicable income taxes$627,0001,100
Income before extraordinary items$1,024,0001,629
Extraordinary gains, net$024
Net income$1,024,0001,631
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0002,763
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,024,0001,606
2004-12-31 (YTD Data)Rank
Total interest income$17,890,0001,618
Total interest expense$5,778,0001,423
Net interest income$12,112,0001,677
Provision for loan and lease losses$390,0002,417
Total noninterest income$4,215,0001,221
Gross Fiduciary activities income$3,0001,452
Service charges on deposit accounts$828,0002,078
Trading account gains and fees$0138
Additional Noninterest Income$3,384,000903
Total noninterest expense$10,663,0001,523
Salaries and employee benefits$6,060,0001,464
Premises and equipment expense$1,663,0001,387
Additional noninterest expense$2,940,0001,656
Pre-tax net operating income$5,274,0001,620
Securities gains (losses)$03,819
Applicable income taxes$2,029,0001,259
Income before extraordinary items$3,245,0001,933
Extraordinary gains, net$034
Net income$3,245,0001,933
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$181,0002,728
Cash dividends$173,0005,043
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,245,0001,889
2004-09-30 (YTD Data)Rank
Total interest income$13,011,0001,647
Total interest expense$4,167,0001,447
Net interest income$8,844,0001,703
Provision for loan and lease losses$280,0002,380
Total noninterest income$3,226,0001,230
Gross Fiduciary activities income$1,0001,478
Service charges on deposit accounts$618,0002,105
Trading account gains and fees$0134
Additional Noninterest Income$2,607,000887
Total noninterest expense$7,500,0001,620
Salaries and employee benefits$4,236,0001,566
Premises and equipment expense$1,222,0001,415
Additional noninterest expense$2,042,0001,760
Pre-tax net operating income$4,290,0001,499
Securities gains (losses)$03,710
Applicable income taxes$1,647,0001,188
Income before extraordinary items$2,643,0001,814
Extraordinary gains, net$026
Net income$2,643,0001,815
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0002,684
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,643,0001,767
2004-06-30 (YTD Data)Rank
Total interest income$8,428,0001,667
Total interest expense$2,697,0001,475
Net interest income$5,731,0001,738
Provision for loan and lease losses$240,0001,886
Total noninterest income$2,242,0001,174
Gross Fiduciary activities income$1,0001,443
Service charges on deposit accounts$407,0002,115
Trading account gains and fees$0130
Additional Noninterest Income$1,834,000857
Total noninterest expense$4,696,0001,717
Salaries and employee benefits$2,590,0001,699
Premises and equipment expense$800,0001,441
Additional noninterest expense$1,306,0001,832
Pre-tax net operating income$3,037,0001,404
Securities gains (losses)$03,413
Applicable income taxes$1,169,0001,132
Income before extraordinary items$1,868,0001,711
Extraordinary gains, net$021
Net income$1,868,0001,712
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0002,313
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,868,0001,650
2004-03-31 (YTD Data)Rank
Total interest income$4,109,0001,712
Total interest expense$1,310,0001,527
Net interest income$2,799,0001,774
Provision for loan and lease losses$120,0001,785
Total noninterest income$983,0001,268
Gross Fiduciary activities income$1,0001,344
Service charges on deposit accounts$202,0002,061
Trading account gains and fees$0121
Additional Noninterest Income$780,000942
Total noninterest expense$2,233,0001,805
Salaries and employee benefits$1,247,0001,769
Premises and equipment expense$396,0001,474
Additional noninterest expense$590,0002,002
Pre-tax net operating income$1,429,0001,448
Securities gains (losses)$02,934
Applicable income taxes$552,0001,205
Income before extraordinary items$877,0001,784
Extraordinary gains, net$016
Net income$877,0001,784
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0003,590
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$877,0001,700
2003-12-31 (YTD Data)Rank
Total interest income$17,069,0001,677
Total interest expense$6,015,0001,475
Net interest income$11,054,0001,769
Provision for loan and lease losses$1,505,000822
Total noninterest income$7,624,000807
Gross Fiduciary activities income$2,0001,536
Service charges on deposit accounts$831,0002,065
Trading account gains and fees$0160
Additional Noninterest Income$6,791,000593
Total noninterest expense$10,840,0001,479
Salaries and employee benefits$5,994,0001,429
Premises and equipment expense$1,528,0001,492
Additional noninterest expense$3,318,0001,491
Pre-tax net operating income$6,333,0001,300
Securities gains (losses)$04,500
Applicable income taxes$2,510,0001,075
Income before extraordinary items$3,823,0001,624
Extraordinary gains, net$054
Net income$3,823,0001,626
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$582,0001,426
Cash dividends$293,0004,431
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,823,0001,556
2003-09-30 (YTD Data)Rank
Total interest income$12,936,0001,688
Total interest expense$4,658,0001,495
Net interest income$8,278,0001,766
Provision for loan and lease losses$1,425,000677
Total noninterest income$6,572,000755
Gross Fiduciary activities income$1,0001,533
Service charges on deposit accounts$613,0002,098
Trading account gains and fees$0153
Additional Noninterest Income$5,958,000562
Total noninterest expense$7,977,0001,511
Salaries and employee benefits$4,491,0001,448
Premises and equipment expense$1,089,0001,576
Additional noninterest expense$2,397,0001,539
Pre-tax net operating income$5,448,0001,191
Securities gains (losses)$04,204
Applicable income taxes$2,182,000996
Income before extraordinary items$3,266,0001,505
Extraordinary gains, net$040
Net income$3,266,0001,505
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$400,0001,396
Cash dividends$293,0003,538
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,266,0001,428
2003-06-30 (YTD Data)Rank
Total interest income$8,678,0001,696
Total interest expense$3,222,0001,494
Net interest income$5,456,0001,788
Provision for loan and lease losses$1,025,000629
Total noninterest income$4,276,000762
Gross Fiduciary activities income$1,0001,488
Service charges on deposit accounts$407,0002,068
Trading account gains and fees$0150
Additional Noninterest Income$3,868,000567
Total noninterest expense$5,030,0001,594
Salaries and employee benefits$2,837,0001,517
Premises and equipment expense$696,0001,649
Additional noninterest expense$1,497,0001,620
Pre-tax net operating income$3,677,0001,164
Securities gains (losses)$03,782
Applicable income taxes$1,494,000993
Income before extraordinary items$2,183,0001,499
Extraordinary gains, net$030
Net income$2,183,0001,498
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$390,0001,012
Cash dividends$98,0004,335
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,183,0001,400
2003-03-31 (YTD Data)Rank
Total interest income$4,456,0001,663
Total interest expense$1,623,0001,525
Net interest income$2,833,0001,717
Provision for loan and lease losses$605,000535
Total noninterest income$1,953,000789
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$194,0002,070
Trading account gains and fees$0134
Additional Noninterest Income$1,759,000591
Total noninterest expense$2,398,0001,664
Salaries and employee benefits$1,403,0001,521
Premises and equipment expense$341,0001,674
Additional noninterest expense$654,0001,799
Pre-tax net operating income$1,783,0001,203
Securities gains (losses)$02,891
Applicable income taxes$689,0001,079
Income before extraordinary items$1,094,0001,489
Extraordinary gains, net$021
Net income$1,094,0001,488
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$302,000696
Cash dividends$50,0003,404
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,094,0001,394
2002-12-31 (YTD Data)Rank
Total interest income$18,055,0001,706
Total interest expense$8,107,0001,385
Net interest income$9,948,0001,949
Provision for loan and lease losses$1,625,000880
Total noninterest income$6,060,000894
Gross Fiduciary activities income$2,0001,605
Service charges on deposit accounts$777,0002,056
Trading account gains and fees$0153
Additional Noninterest Income$5,281,000660
Total noninterest expense$9,734,0001,579
Salaries and employee benefits$5,505,0001,472
Premises and equipment expense$1,346,0001,632
Additional noninterest expense$2,883,0001,636
Pre-tax net operating income$4,649,0001,748
Securities gains (losses)$04,537
Applicable income taxes$1,773,0001,434
Income before extraordinary items$2,876,0002,087
Extraordinary gains, net$070
Net income$2,876,0002,086
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,107,000870
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,876,0002,014
2001-12-31 (YTD Data)Rank
Total interest income$20,766,0001,635
Total interest expense$11,543,0001,404
Net interest income$9,223,0001,931
Provision for loan and lease losses$590,0001,932
Total noninterest income$4,157,0001,149
Gross Fiduciary activities income$2,0001,637
Service charges on deposit accounts$593,0002,456
Trading account gains and fees$0177
Additional Noninterest Income$3,562,000837
Total noninterest expense$8,557,0001,698
Salaries and employee benefits$4,579,0001,637
Premises and equipment expense$1,081,0001,976
Additional noninterest expense$2,897,0001,605
Pre-tax net operating income$4,233,0001,669
Securities gains (losses)$04,612
Applicable income taxes$1,624,0001,393
Income before extraordinary items$2,609,0002,003
Extraordinary gains, net$0105
Net income$2,609,0002,007
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0003,548
Cash dividends$170,0005,200
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,609,0001,925
2000-12-31 (YTD Data)Rank
Total interest income$20,074,0001,726
Total interest expense$12,124,0001,421
Net interest income$7,950,0002,243
Provision for loan and lease losses$685,0001,445
Total noninterest income$2,315,0001,683
Gross Fiduciary activities income$2,0001,298
Service charges on deposit accounts$359,0003,521
Trading account gains and fees$0180
Additional Noninterest Income$1,954,0001,153
Total noninterest expense$7,434,0001,869
Salaries and employee benefits$3,853,0001,875
Premises and equipment expense$901,0002,291
Additional noninterest expense$2,680,0001,657
Pre-tax net operating income$2,146,0003,144
Securities gains (losses)$01,956
Applicable income taxes$769,0002,585
Income before extraordinary items$1,377,0003,478
Extraordinary gains, net$038
Net income$1,377,0003,477
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$156,0002,795
Cash dividends$595,0003,256
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,377,0003,462
1999-12-31 (YTD Data)Rank
Total interest income$14,581,0002,229
Total interest expense$9,421,0001,591
Net interest income$5,160,0003,360
Provision for loan and lease losses$408,0002,072
Total noninterest income$3,719,0001,145
Gross Fiduciary activities income$2,0001,341
Service charges on deposit accounts$258,0004,435
Trading account gains and fees$0173
Additional Noninterest Income$3,459,000811
Total noninterest expense$6,083,0002,250
Salaries and employee benefits$3,440,0002,039
Premises and equipment expense$771,0002,632
Additional noninterest expense$1,872,0002,333
Pre-tax net operating income$2,388,0002,899
Securities gains (losses)$03,155
Applicable income taxes$885,0002,421
Income before extraordinary items$1,503,0003,236
Extraordinary gains, net$035
Net income$1,503,0003,236
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0004,603
Cash dividends$357,0004,171
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,503,0003,202
1998-12-31 (YTD Data)Rank
Total interest income$12,958,0002,521
Total interest expense$7,602,0002,011
Net interest income$5,356,0003,203
Provision for loan and lease losses$509,0001,697
Total noninterest income$2,740,0001,434
Gross Fiduciary activities income$2,0001,363
Service charges on deposit accounts$202,0005,123
Trading account gains and fees$0224
Additional Noninterest Income$2,536,0001,012
Total noninterest expense$4,845,0002,704
Salaries and employee benefits$2,726,0002,480
Premises and equipment expense$662,0002,913
Additional noninterest expense$1,457,0002,855
Pre-tax net operating income$2,742,0002,578
Securities gains (losses)$04,449
Applicable income taxes$1,041,0002,237
Income before extraordinary items$1,701,0002,930
Extraordinary gains, net$032
Net income$1,701,0002,931
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$280,0001,958
Cash dividends$247,0004,999
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,701,0002,837
1997-12-31 (YTD Data)Rank
Total interest income$9,470,0003,411
Total interest expense$5,555,0002,685
Net interest income$3,915,0004,315
Provision for loan and lease losses$28,0007,514
Total noninterest income$2,051,0001,728
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$164,0005,915
Trading account gains and feesNANA
Additional Noninterest Income$1,887,0001,145
Total noninterest expense$3,923,0003,236
Salaries and employee benefits$2,054,0003,226
Premises and equipment expense$506,0003,665
Additional noninterest expense$1,363,0002,976
Pre-tax net operating income$2,015,0003,510
Securities gains (losses)$03,944
Applicable income taxes$754,0003,062
Income before extraordinary items$1,261,0003,892
Extraordinary gains, net$044
Net income$1,261,0003,891
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0006,261
Cash dividends$231,0005,091
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,261,0003,822
1996-12-31 (YTD Data)Rank
Total interest income$7,348,0004,377
Total interest expense$4,208,0003,540
Net interest income$3,140,0005,269
Provision for loan and lease losses$136,0004,320
Total noninterest income$1,848,0001,968
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$146,0006,543
Trading account gains and feesNANA
Additional Noninterest Income$1,702,0001,295
Total noninterest expense$3,083,0004,224
Salaries and employee benefits$1,579,0004,117
Premises and equipment expense$468,0003,984
Additional noninterest expense$1,036,0004,279
Pre-tax net operating income$1,769,0003,791
Securities gains (losses)$04,148
Applicable income taxes$568,0003,748
Income before extraordinary items$1,201,0003,873
Extraordinary gains, net$053
Net income$1,201,0003,874
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$115,0003,667
Cash dividends$246,0005,026
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,201,0003,825
1995-12-31 (YTD Data)Rank
Total interest income$5,974,0005,223
Total interest expense$3,137,0004,554
Net interest income$2,837,0005,751
Provision for loan and lease losses$10,0008,319
Total noninterest income$1,449,0002,338
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$123,0007,249
Trading account gains and feesNANA
Additional Noninterest Income$1,326,0001,484
Total noninterest expense$2,364,0005,241
Salaries and employee benefits$1,270,0004,961
Premises and equipment expense$240,0006,502
Additional noninterest expense$854,0004,973
Pre-tax net operating income$1,912,0003,636
Securities gains (losses)$03,831
Applicable income taxes$712,0003,192
Income before extraordinary items$1,200,0003,963
Extraordinary gains, net$065
Net income$1,200,0003,961
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0007,576
Cash dividends$254,0004,921
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,200,0003,943
1994-12-31 (YTD Data)Rank
Total interest income$4,307,0006,341
Total interest expense$1,655,0006,457
Net interest income$2,652,0006,173
Provision for loan and lease losses$8,0008,632
Total noninterest income$1,491,0002,309
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$122,0007,537
Trading account gains and feesNANA
Additional Noninterest Income$1,369,0001,483
Total noninterest expense$2,390,0005,366
Salaries and employee benefits$1,194,0005,261
Premises and equipment expense$247,0006,567
Additional noninterest expense$949,0004,928
Pre-tax net operating income$1,745,0003,859
Securities gains (losses)$03,600
Applicable income taxes$661,0003,230
Income before extraordinary items$1,084,0004,226
Extraordinary gains, net$0249
Net income$1,084,0004,227
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0008,704
Cash dividends$174,0005,797
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,084,0004,271
1993-12-31 (YTD Data)Rank
Total interest income$3,513,0007,520
Total interest expense$1,325,0007,794
Net interest income$2,188,0007,216
Provision for loan and lease losses$204,0003,872
Total noninterest income$2,237,0001,818
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$122,0007,788
Trading account gains and feesNANA
Additional Noninterest Income$2,115,0001,210
Total noninterest expense$2,338,0005,581
Salaries and employee benefits$1,096,0005,660
Premises and equipment expense$221,0007,269
Additional noninterest expense$1,021,0004,839
Pre-tax net operating income$1,883,0003,518
Securities gains (losses)$-7,00012,665
Applicable income taxes$689,0003,165
Income before extraordinary items$1,187,0004,058
Extraordinary gains, net$03,149
Net income$1,187,0004,162
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0006,315
Cash dividends$168,0005,852
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,191,4803,840
1992-12-31 (YTD Data)Rank
Total interest income$3,436,0008,278
Total interest expense$1,476,0008,582
Net interest income$1,960,0007,871
Provision for loan and lease losses$162,0005,880
Total noninterest income$1,086,0003,092
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$162,0006,817
Trading account gains and feesNANA
Additional Noninterest Income$924,0002,115
Total noninterest expense$1,765,0007,059
Salaries and employee benefits$863,0006,850
Premises and equipment expense$200,0007,833
Additional noninterest expense$702,0006,732
Pre-tax net operating income$1,119,0005,187
Securities gains (losses)$08,369
Applicable income taxes$382,0004,970
Income before extraordinary items$737,0005,705
Extraordinary gains, net$01,422
Net income$737,0005,775
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0008,662
Cash dividends$304,0003,967
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$737,0005,367

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.