Home > Bank of New Hampshire > Income and Expense

Bank of New Hampshire, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$97,947,000553
Total interest expense$29,134,000600
Net interest income$68,813,000521
Provision for loan and lease losses$-465,0004,461
Total noninterest income$16,477,000533
Gross Fiduciary activities income$4,517,000273
Service charges on deposit accounts$2,032,000549
Trading account gains and feesNANA
Additional Noninterest Income$9,928,000538
Total noninterest expense$58,385,000504
Salaries and employee benefits$33,787,000470
Premises and equipment expense$7,238,000403
Additional noninterest expense$9,928,000538
Pre-tax net operating income$27,370,000541
Securities gains (losses)$0988
Applicable income taxes$5,795,000494
Income before extraordinary items$21,575,000554
Extraordinary gains, net$054
Net income$21,575,000561
Minority interest net income$088
Net income of bank and minority interests.$21,575,000556
Net charge-offs$162,0001,270
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$21,575,000566
2023-09-30 (YTD Data)Rank
Total interest income$71,683,000552
Total interest expense$19,725,000616
Net interest income$51,958,000526
Provision for loan and lease losses$250,0001,476
Total noninterest income$12,163,000542
Gross Fiduciary activities income$3,397,000274
Service charges on deposit accounts$1,487,000557
Trading account gains and feesNANA
Additional Noninterest Income$7,279,000559
Total noninterest expense$43,499,000505
Salaries and employee benefits$24,994,000479
Premises and equipment expense$5,322,000411
Additional noninterest expense$7,279,000559
Pre-tax net operating income$20,372,000555
Securities gains (losses)$0849
Applicable income taxes$4,413,000504
Income before extraordinary items$15,959,000573
Extraordinary gains, net$052
Net income$15,959,000577
Minority interest net income$081
Net income of bank and minority interests.$15,959,000573
Net charge-offs$134,0001,055
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$15,959,000578
2023-06-30 (YTD Data)Rank
Total interest income$46,643,000541
Total interest expense$11,553,000614
Net interest income$35,090,000517
Provision for loan and lease losses$750,000602
Total noninterest income$7,902,000537
Gross Fiduciary activities income$2,259,000270
Service charges on deposit accounts$959,000563
Trading account gains and feesNANA
Additional Noninterest Income$4,684,000561
Total noninterest expense$28,946,000495
Salaries and employee benefits$16,714,000468
Premises and equipment expense$3,568,000401
Additional noninterest expense$4,684,000561
Pre-tax net operating income$13,296,000567
Securities gains (losses)$0938
Applicable income taxes$2,888,000509
Income before extraordinary items$10,408,000580
Extraordinary gains, net$051
Net income$10,408,000590
Minority interest net income$081
Net income of bank and minority interests.$10,408,000580
Net charge-offs$74,0001,043
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$10,408,000584
2023-03-31 (YTD Data)Rank
Total interest income$22,870,000547
Total interest expense$4,533,000665
Net interest income$18,337,000509
Provision for loan and lease losses$375,000591
Total noninterest income$4,061,000524
Gross Fiduciary activities income$1,086,000285
Service charges on deposit accounts$455,000604
Trading account gains and feesNANA
Additional Noninterest Income$2,520,000528
Total noninterest expense$14,319,000508
Salaries and employee benefits$8,405,000479
Premises and equipment expense$1,884,000400
Additional noninterest expense$2,520,000528
Pre-tax net operating income$7,704,000524
Securities gains (losses)$0950
Applicable income taxes$1,667,000481
Income before extraordinary items$6,037,000537
Extraordinary gains, net$04
Net income$6,037,000538
Minority interest net income$048
Net income of bank and minority interests.$6,037,000538
Net charge-offs$46,000830
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$6,037,000542
2022-12-31 (YTD Data)Rank
Total interest income$84,474,000475
Total interest expense$5,277,000756
Net interest income$79,197,000456
Provision for loan and lease losses$250,0001,629
Total noninterest income$15,456,000567
Gross Fiduciary activities income$4,682,000272
Service charges on deposit accounts$1,958,000580
Trading account gains and feesNANA
Additional Noninterest Income$8,816,000617
Total noninterest expense$58,533,000478
Salaries and employee benefits$33,190,000461
Premises and equipment expense$6,883,000423
Additional noninterest expense$8,816,000617
Pre-tax net operating income$35,870,000494
Securities gains (losses)$-115,0003,946
Applicable income taxes$8,472,000431
Income before extraordinary items$27,283,000507
Extraordinary gains, net$05
Net income$27,283,000508
Minority interest net income$063
Net income of bank and minority interests.$27,283,000508
Net charge-offs$51,0001,524
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$27,373,850517
2022-09-30 (YTD Data)Rank
Total interest income$62,154,000466
Total interest expense$2,798,000774
Net interest income$59,356,000450
Provision for loan and lease losses$250,0001,333
Total noninterest income$12,116,000555
Gross Fiduciary activities income$3,598,000269
Service charges on deposit accounts$1,446,000594
Trading account gains and feesNANA
Additional Noninterest Income$7,072,000602
Total noninterest expense$42,847,000483
Salaries and employee benefits$24,470,000466
Premises and equipment expense$5,104,000425
Additional noninterest expense$7,072,000602
Pre-tax net operating income$28,375,000461
Securities gains (losses)$-115,0004,249
Applicable income taxes$6,693,000412
Income before extraordinary items$21,567,000478
Extraordinary gains, net$04
Net income$21,567,000478
Minority interest net income$057
Net income of bank and minority interests.$21,567,000478
Net charge-offs$38,0001,338
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$21,657,850483
2022-06-30 (YTD Data)Rank
Total interest income$40,372,000457
Total interest expense$1,281,000900
Net interest income$39,091,000433
Provision for loan and lease losses$250,0001,023
Total noninterest income$8,812,000518
Gross Fiduciary activities income$2,376,000242
Service charges on deposit accounts$938,000603
Trading account gains and feesNANA
Additional Noninterest Income$5,498,000563
Total noninterest expense$27,820,000485
Salaries and employee benefits$15,658,000481
Premises and equipment expense$3,475,000402
Additional noninterest expense$8,687,000482
Pre-tax net operating income$19,833,000430
Securities gains (losses)$-115,0004,387
Applicable income taxes$4,718,000379
Income before extraordinary items$15,000,000441
Extraordinary gains, net$04
Net income$15,000,000441
Minority interest net income$060
Net income of bank and minority interests.$15,000,000441
Net charge-offs$22,0001,288
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$15,090,850450
2022-03-31 (YTD Data)Rank
Total interest income$19,742,000453
Total interest expense$552,000999
Net interest income$19,190,000431
Provision for loan and lease losses$250,000568
Total noninterest income$4,915,000498
Gross Fiduciary activities income$1,211,000244
Service charges on deposit accounts$462,000609
Trading account gains and feesNANA
Additional Noninterest Income$3,242,000511
Total noninterest expense$13,237,000508
Salaries and employee benefits$7,370,000505
Premises and equipment expense$1,720,000408
Additional noninterest expense$4,147,000492
Pre-tax net operating income$10,618,000404
Securities gains (losses)$0623
Applicable income taxes$2,493,000358
Income before extraordinary items$8,125,000419
Extraordinary gains, net$04
Net income$8,125,000418
Minority interest net income$050
Net income of bank and minority interests.$8,125,000419
Net charge-offs$30,000832
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$8,125,000423
2021-12-31 (YTD Data)Rank
Total interest income$69,447,000506
Total interest expense$2,258,0001,194
Net interest income$67,189,000481
Provision for loan and lease losses$03,064
Total noninterest income$16,455,000597
Gross Fiduciary activities income$4,605,000245
Service charges on deposit accounts$1,665,000626
Trading account gains and feesNANA
Additional Noninterest Income$10,185,000666
Total noninterest expense$54,593,000486
Salaries and employee benefits$32,192,000468
Premises and equipment expense$6,885,000403
Additional noninterest expense$15,516,000534
Pre-tax net operating income$29,051,000565
Securities gains (losses)$395,000420
Applicable income taxes$5,976,000555
Income before extraordinary items$23,470,000568
Extraordinary gains, net$010
Net income$23,470,000568
Minority interest net income$074
Net income of bank and minority interests.$23,470,000569
Net charge-offs$-29,0003,948
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$23,154,000569
2021-09-30 (YTD Data)Rank
Total interest income$51,565,000515
Total interest expense$1,698,0001,261
Net interest income$49,867,000487
Provision for loan and lease losses$02,963
Total noninterest income$13,290,000578
Gross Fiduciary activities income$3,439,000244
Service charges on deposit accounts$1,218,000630
Trading account gains and feesNANA
Additional Noninterest Income$8,633,000624
Total noninterest expense$40,604,000488
Salaries and employee benefits$24,286,000463
Premises and equipment expense$5,108,000414
Additional noninterest expense$11,210,000548
Pre-tax net operating income$22,553,000566
Securities gains (losses)$296,000451
Applicable income taxes$4,715,000558
Income before extraordinary items$18,134,000576
Extraordinary gains, net$08
Net income$18,134,000575
Minority interest net income$069
Net income of bank and minority interests.$18,134,000576
Net charge-offs$-47,0004,188
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$17,900,160579
2021-06-30 (YTD Data)Rank
Total interest income$33,057,000523
Total interest expense$1,112,0001,344
Net interest income$31,945,000499
Provision for loan and lease losses$02,862
Total noninterest income$9,465,000552
Gross Fiduciary activities income$2,285,000243
Service charges on deposit accounts$761,000646
Trading account gains and feesNANA
Additional Noninterest Income$6,419,000594
Total noninterest expense$27,038,000483
Salaries and employee benefits$16,495,000459
Premises and equipment expense$3,440,000409
Additional noninterest expense$7,103,000557
Pre-tax net operating income$14,372,000580
Securities gains (losses)$327,000364
Applicable income taxes$2,824,000587
Income before extraordinary items$11,875,000584
Extraordinary gains, net$06
Net income$11,875,000584
Minority interest net income$067
Net income of bank and minority interests.$11,875,000584
Net charge-offs$-57,0004,399
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$11,610,130585
2021-03-31 (YTD Data)Rank
Total interest income$16,200,000532
Total interest expense$573,0001,368
Net interest income$15,627,000507
Provision for loan and lease losses$02,741
Total noninterest income$4,264,000599
Gross Fiduciary activities income$1,080,000250
Service charges on deposit accounts$366,000654
Trading account gains and feesNANA
Additional Noninterest Income$2,818,000646
Total noninterest expense$12,355,000529
Salaries and employee benefits$7,318,000509
Premises and equipment expense$2,138,000348
Additional noninterest expense$2,899,000654
Pre-tax net operating income$7,536,000557
Securities gains (losses)$01,392
Applicable income taxes$1,630,000534
Income before extraordinary items$5,906,000576
Extraordinary gains, net$03
Net income$5,906,000576
Minority interest net income$055
Net income of bank and minority interests.$5,906,000576
Net charge-offs$-4,0003,680
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$5,906,000565
2020-12-31 (YTD Data)Rank
Total interest income$72,351,000485
Total interest expense$5,428,000871
Net interest income$66,923,000446
Provision for loan and lease losses$8,675,000396
Total noninterest income$13,866,000644
Gross Fiduciary activities income$3,886,000249
Service charges on deposit accounts$1,724,000589
Trading account gains and feesNANA
Additional Noninterest Income$8,256,000738
Total noninterest expense$47,267,000541
Salaries and employee benefits$25,075,000567
Premises and equipment expense$10,418,000285
Additional noninterest expense$11,774,000643
Pre-tax net operating income$24,847,000491
Securities gains (losses)$167,0001,124
Applicable income taxes$5,185,000479
Income before extraordinary items$19,829,000526
Extraordinary gains, net$04
Net income$19,829,000526
Minority interest net income$072
Net income of bank and minority interests.$19,829,000526
Net charge-offs$219,0001,497
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$19,697,070508
2020-09-30 (YTD Data)Rank
Total interest income$55,087,000473
Total interest expense$4,671,000822
Net interest income$50,416,000434
Provision for loan and lease losses$8,000,000358
Total noninterest income$8,701,000698
Gross Fiduciary activities income$2,879,000247
Service charges on deposit accounts$1,279,000587
Trading account gains and feesNANA
Additional Noninterest Income$4,543,000867
Total noninterest expense$34,716,000532
Salaries and employee benefits$18,563,000563
Premises and equipment expense$7,397,000297
Additional noninterest expense$8,756,000629
Pre-tax net operating income$16,401,000524
Securities gains (losses)$51,0001,523
Applicable income taxes$3,243,000517
Income before extraordinary items$13,209,000549
Extraordinary gains, net$04
Net income$13,209,000548
Minority interest net income$065
Net income of bank and minority interests.$13,209,000549
Net charge-offs$126,0001,525
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$13,168,200530
2020-06-30 (YTD Data)Rank
Total interest income$36,127,000486
Total interest expense$3,651,000773
Net interest income$32,476,000447
Provision for loan and lease losses$6,000,000348
Total noninterest income$6,353,000624
Gross Fiduciary activities income$1,918,000246
Service charges on deposit accounts$896,000566
Trading account gains and feesNANA
Additional Noninterest Income$3,539,000726
Total noninterest expense$22,236,000550
Salaries and employee benefits$11,261,000610
Premises and equipment expense$4,774,000307
Additional noninterest expense$6,201,000588
Pre-tax net operating income$10,593,000487
Securities gains (losses)$51,0001,286
Applicable income taxes$1,974,000495
Income before extraordinary items$8,670,000511
Extraordinary gains, net$04
Net income$8,670,000507
Minority interest net income$065
Net income of bank and minority interests.$8,670,000511
Net charge-offs$82,0001,459
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$8,628,690486
2020-03-31 (YTD Data)Rank
Total interest income$17,642,000497
Total interest expense$2,400,000661
Net interest income$15,242,000480
Provision for loan and lease losses$800,000684
Total noninterest income$3,393,000560
Gross Fiduciary activities income$967,000251
Service charges on deposit accounts$563,000540
Trading account gains and feesNANA
Additional Noninterest Income$1,863,000638
Total noninterest expense$12,721,000483
Salaries and employee benefits$7,245,000475
Premises and equipment expense$2,408,000307
Additional noninterest expense$3,068,000596
Pre-tax net operating income$5,114,000463
Securities gains (losses)$01,705
Applicable income taxes$917,000492
Income before extraordinary items$4,197,000482
Extraordinary gains, net$04
Net income$4,197,000481
Minority interest net income$056
Net income of bank and minority interests.$4,197,000482
Net charge-offs$70,0001,049
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,197,000464
2019-12-31 (YTD Data)Rank
Total interest income$67,682,000513
Total interest expense$11,176,000625
Net interest income$56,506,000497
Provision for loan and lease losses$2,850,000386
Total noninterest income$13,209,000571
Gross Fiduciary activities income$3,571,000258
Service charges on deposit accounts$2,436,000517
Trading account gains and feesNANA
Additional Noninterest Income$7,202,000653
Total noninterest expense$49,419,000470
Salaries and employee benefits$28,093,000462
Premises and equipment expense$9,245,000313
Additional noninterest expense$12,081,000591
Pre-tax net operating income$17,446,000677
Securities gains (losses)$491,000360
Applicable income taxes$3,685,000618
Income before extraordinary items$14,252,000695
Extraordinary gains, net$011
Net income$14,252,000697
Minority interest net income$076
Net income of bank and minority interests.$14,252,000696
Net charge-offs$144,0001,956
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$13,864,110697
2019-09-30 (YTD Data)Rank
Total interest income$50,220,000526
Total interest expense$8,437,000628
Net interest income$41,783,000504
Provision for loan and lease losses$2,025,000404
Total noninterest income$9,899,000569
Gross Fiduciary activities income$2,657,000259
Service charges on deposit accounts$1,804,000520
Trading account gains and feesNANA
Additional Noninterest Income$5,438,000660
Total noninterest expense$37,072,000469
Salaries and employee benefits$20,935,000464
Premises and equipment expense$6,907,000320
Additional noninterest expense$9,230,000574
Pre-tax net operating income$12,585,000701
Securities gains (losses)$-68,0005,136
Applicable income taxes$2,662,000643
Income before extraordinary items$9,855,000747
Extraordinary gains, net$011
Net income$9,855,000749
Minority interest net income$072
Net income of bank and minority interests.$9,855,000748
Net charge-offs$52,0002,194
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$9,908,720730
2019-06-30 (YTD Data)Rank
Total interest income$32,993,000533
Total interest expense$5,459,000628
Net interest income$27,534,000505
Provision for loan and lease losses$1,050,000468
Total noninterest income$6,357,000571
Gross Fiduciary activities income$1,755,000259
Service charges on deposit accounts$1,179,000529
Trading account gains and fees$0131
Additional Noninterest Income$3,423,000665
Total noninterest expense$24,659,000471
Salaries and employee benefits$14,161,000454
Premises and equipment expense$4,640,000320
Additional noninterest expense$5,858,000608
Pre-tax net operating income$8,182,000693
Securities gains (losses)$-60,0005,175
Applicable income taxes$1,879,000597
Income before extraordinary items$6,243,000758
Extraordinary gains, net$011
Net income$6,243,000758
Minority interest net income$069
Net income of bank and minority interests.$6,243,000758
Net charge-offs$-8,0004,422
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$6,290,400743
2019-03-31 (YTD Data)Rank
Total interest income$16,160,000540
Total interest expense$2,551,000658
Net interest income$13,609,000510
Provision for loan and lease losses$450,000501
Total noninterest income$3,000,000584
Gross Fiduciary activities income$803,000267
Service charges on deposit accounts$579,000533
Trading account gains and fees$0126
Additional Noninterest Income$1,618,000654
Total noninterest expense$12,059,000482
Salaries and employee benefits$6,975,000461
Premises and equipment expense$2,347,000316
Additional noninterest expense$2,737,000637
Pre-tax net operating income$4,100,000676
Securities gains (losses)$-60,0005,268
Applicable income taxes$793,000648
Income before extraordinary items$3,247,000723
Extraordinary gains, net$05
Net income$3,247,000724
Minority interest net income$052
Net income of bank and minority interests.$3,247,000722
Net charge-offs$81,000977
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,295,000701
2018-12-31 (YTD Data)Rank
Total interest income$60,400,000538
Total interest expense$6,592,000740
Net interest income$53,808,000507
Provision for loan and lease losses$1,815,000551
Total noninterest income$13,363,000556
Gross Fiduciary activities income$3,310,000265
Service charges on deposit accounts$2,560,000498
Trading account gains and fees$0126
Additional Noninterest Income$7,493,000629
Total noninterest expense$49,574,000460
Salaries and employee benefits$28,992,000436
Premises and equipment expense$9,276,000311
Additional noninterest expense$11,306,000624
Pre-tax net operating income$15,782,000722
Securities gains (losses)$-35,0004,760
Applicable income taxes$3,360,000614
Income before extraordinary items$12,387,000761
Extraordinary gains, net$06
Net income$12,387,000760
Minority interest net income$072
Net income of bank and minority interests.$12,387,000760
Net charge-offs$443,0001,030
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$12,414,650761
2018-09-30 (YTD Data)Rank
Total interest income$44,301,000540
Total interest expense$4,232,000793
Net interest income$40,069,000505
Provision for loan and lease losses$1,265,000547
Total noninterest income$10,032,000563
Gross Fiduciary activities income$2,492,000267
Service charges on deposit accounts$1,896,000505
Trading account gains and fees$0138
Additional Noninterest Income$5,644,000625
Total noninterest expense$37,267,000458
Salaries and employee benefits$21,823,000433
Premises and equipment expense$6,955,000310
Additional noninterest expense$8,489,000606
Pre-tax net operating income$11,569,000730
Securities gains (losses)$-35,0005,059
Applicable income taxes$2,259,000675
Income before extraordinary items$9,275,000765
Extraordinary gains, net$05
Net income$9,275,000764
Minority interest net income$066
Net income of bank and minority interests.$9,275,000764
Net charge-offs$388,000840
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$9,303,000759
2018-06-30 (YTD Data)Rank
Total interest income$28,880,000541
Total interest expense$2,432,000842
Net interest income$26,448,000511
Provision for loan and lease losses$765,000573
Total noninterest income$6,479,000576
Gross Fiduciary activities income$1,686,000264
Service charges on deposit accounts$1,265,000501
Trading account gains and fees$0130
Additional Noninterest Income$3,528,000655
Total noninterest expense$24,893,000459
Salaries and employee benefits$14,469,000438
Premises and equipment expense$4,654,000303
Additional noninterest expense$5,770,000593
Pre-tax net operating income$7,269,000744
Securities gains (losses)$-35,0005,212
Applicable income taxes$1,082,000835
Income before extraordinary items$6,152,000755
Extraordinary gains, net$06
Net income$6,152,000754
Minority interest net income$065
Net income of bank and minority interests.$6,152,000754
Net charge-offs$209,000913
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$6,181,750752
2018-03-31 (YTD Data)Rank
Total interest income$14,030,000550
Total interest expense$1,044,000913
Net interest income$12,986,000519
Provision for loan and lease losses$615,000388
Total noninterest income$3,137,000584
Gross Fiduciary activities income$813,000270
Service charges on deposit accounts$633,000501
Trading account gains and fees$0123
Additional Noninterest Income$1,691,000651
Total noninterest expense$12,535,000458
Salaries and employee benefits$7,166,000448
Premises and equipment expense$2,378,000301
Additional noninterest expense$2,991,000574
Pre-tax net operating income$2,973,000879
Securities gains (losses)$2,000619
Applicable income taxes$477,000899
Income before extraordinary items$2,498,000881
Extraordinary gains, net$07
Net income$2,498,000882
Minority interest net income$052
Net income of bank and minority interests.$2,498,000881
Net charge-offs$76,000983
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,496,320874
2017-12-31 (YTD Data)Rank
Total interest income$52,098,000551
Total interest expense$3,608,000911
Net interest income$48,490,000525
Provision for loan and lease losses$1,480,000647
Total noninterest income$12,568,000591
Gross Fiduciary activities income$2,966,000276
Service charges on deposit accounts$2,497,000512
Trading account gains and fees$0151
Additional Noninterest Income$7,105,000655
Total noninterest expense$50,125,000449
Salaries and employee benefits$29,671,000419
Premises and equipment expense$8,339,000338
Additional noninterest expense$12,115,000561
Pre-tax net operating income$9,453,0001,025
Securities gains (losses)$258,000340
Applicable income taxes$2,563,0001,087
Income before extraordinary items$7,148,0001,001
Extraordinary gains, net$09
Net income$7,148,0001,001
Minority interest net income$076
Net income of bank and minority interests.$7,148,0001,001
Net charge-offs$375,0001,311
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$6,957,0801,011
2017-09-30 (YTD Data)Rank
Total interest income$38,211,000560
Total interest expense$2,619,000917
Net interest income$35,592,000538
Provision for loan and lease losses$950,000726
Total noninterest income$9,388,000594
Gross Fiduciary activities income$2,192,000279
Service charges on deposit accounts$1,959,000497
Trading account gains and fees$0145
Additional Noninterest Income$5,237,000669
Total noninterest expense$38,330,000449
Salaries and employee benefits$22,659,000421
Premises and equipment expense$6,245,000340
Additional noninterest expense$9,426,000539
Pre-tax net operating income$5,700,0001,253
Securities gains (losses)$251,000321
Applicable income taxes$550,0001,990
Income before extraordinary items$5,401,0001,099
Extraordinary gains, net$09
Net income$5,401,0001,099
Minority interest net income$071
Net income of bank and minority interests.$5,401,0001,099
Net charge-offs$361,000996
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$5,172,5901,109
2017-06-30 (YTD Data)Rank
Total interest income$25,024,000564
Total interest expense$1,638,000955
Net interest income$23,386,000541
Provision for loan and lease losses$500,000849
Total noninterest income$6,234,000598
Gross Fiduciary activities income$1,458,000278
Service charges on deposit accounts$1,298,000495
Trading account gains and fees$0139
Additional Noninterest Income$3,478,000662
Total noninterest expense$25,821,000450
Salaries and employee benefits$15,121,000427
Premises and equipment expense$4,234,000336
Additional noninterest expense$6,466,000533
Pre-tax net operating income$3,299,0001,365
Securities gains (losses)$23,000938
Applicable income taxes$106,0002,897
Income before extraordinary items$3,216,0001,178
Extraordinary gains, net$011
Net income$3,216,0001,178
Minority interest net income$071
Net income of bank and minority interests.$3,216,0001,178
Net charge-offs$269,000889
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,193,6901,169
2017-03-31 (YTD Data)Rank
Total interest income$12,355,000569
Total interest expense$766,000996
Net interest income$11,589,000538
Provision for loan and lease losses$250,000786
Total noninterest income$3,070,000586
Gross Fiduciary activities income$674,000291
Service charges on deposit accounts$619,000516
Trading account gains and fees$0142
Additional Noninterest Income$1,777,000646
Total noninterest expense$12,444,000462
Salaries and employee benefits$7,067,000453
Premises and equipment expense$2,164,000328
Additional noninterest expense$3,213,000537
Pre-tax net operating income$1,965,0001,186
Securities gains (losses)$23,000494
Applicable income taxes$139,0002,186
Income before extraordinary items$1,849,0001,028
Extraordinary gains, net$08
Net income$1,849,0001,029
Minority interest net income$055
Net income of bank and minority interests.$1,849,0001,028
Net charge-offs$62,0001,194
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,827,6101,018
2016-12-31 (YTD Data)Rank
Total interest income$46,463,000576
Total interest expense$3,038,000964
Net interest income$43,425,000553
Provision for loan and lease losses$1,000,000889
Total noninterest income$12,096,000602
Gross Fiduciary activities income$2,473,000294
Service charges on deposit accounts$2,644,000498
Trading account gains and fees$0170
Additional Noninterest Income$6,979,000672
Total noninterest expense$47,087,000474
Salaries and employee benefits$26,476,000459
Premises and equipment expense$8,237,000336
Additional noninterest expense$12,374,000562
Pre-tax net operating income$7,434,0001,177
Securities gains (losses)$189,000914
Applicable income taxes$1,101,0001,551
Income before extraordinary items$6,522,0001,116
Extraordinary gains, net$05
Net income$6,522,0001,115
Minority interest net income$082
Net income of bank and minority interests.$6,522,0001,115
Net charge-offs$1,838,000408
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$6,359,4601,119
2016-09-30 (YTD Data)Rank
Total interest income$34,379,000581
Total interest expense$2,260,000964
Net interest income$32,119,000560
Provision for loan and lease losses$750,000858
Total noninterest income$8,935,000605
Gross Fiduciary activities income$1,833,000300
Service charges on deposit accounts$1,887,000514
Trading account gains and fees$0169
Additional Noninterest Income$5,215,000665
Total noninterest expense$35,334,000477
Salaries and employee benefits$19,622,000464
Premises and equipment expense$6,122,000333
Additional noninterest expense$9,590,000544
Pre-tax net operating income$4,970,0001,326
Securities gains (losses)$137,0001,050
Applicable income taxes$659,0001,816
Income before extraordinary items$4,448,0001,224
Extraordinary gains, net$05
Net income$4,448,0001,224
Minority interest net income$071
Net income of bank and minority interests.$4,448,0001,224
Net charge-offs$1,731,000331
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,328,8101,214
2016-06-30 (YTD Data)Rank
Total interest income$22,344,000604
Total interest expense$1,463,000987
Net interest income$20,881,000573
Provision for loan and lease losses$500,000847
Total noninterest income$5,628,000630
Gross Fiduciary activities income$1,210,000299
Service charges on deposit accounts$1,285,000505
Trading account gains and fees$0157
Additional Noninterest Income$3,133,000712
Total noninterest expense$23,622,000478
Salaries and employee benefits$12,661,000475
Premises and equipment expense$4,052,000340
Additional noninterest expense$6,909,000501
Pre-tax net operating income$2,387,0001,699
Securities gains (losses)$1,0002,737
Applicable income taxes$147,0002,720
Income before extraordinary items$2,241,0001,525
Extraordinary gains, net$016
Net income$2,241,0001,524
Minority interest net income$071
Net income of bank and minority interests.$2,241,0001,525
Net charge-offs$1,627,000251
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,240,0601,481
2016-03-31 (YTD Data)Rank
Total interest income$10,932,000616
Total interest expense$712,0001,006
Net interest income$10,220,000582
Provision for loan and lease losses$250,000792
Total noninterest income$2,577,000657
Gross Fiduciary activities income$552,000313
Service charges on deposit accounts$625,000515
Trading account gains and fees$0142
Additional Noninterest Income$1,400,000745
Total noninterest expense$10,540,000522
Salaries and employee benefits$5,970,000501
Premises and equipment expense$1,990,000349
Additional noninterest expense$2,580,000663
Pre-tax net operating income$2,007,0001,087
Securities gains (losses)$1,0001,958
Applicable income taxes$372,0001,294
Income before extraordinary items$1,636,0001,093
Extraordinary gains, net$012
Net income$1,636,0001,094
Minority interest net income$062
Net income of bank and minority interests.$1,636,0001,094
Net charge-offs$1,687,000156
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,635,1901,068
2015-12-31 (YTD Data)Rank
Total interest income$43,037,000591
Total interest expense$2,929,000967
Net interest income$40,108,000567
Provision for loan and lease losses$1,900,000477
Total noninterest income$11,157,000617
Gross Fiduciary activities income$2,234,000316
Service charges on deposit accounts$2,695,000487
Trading account gains and fees$0159
Additional Noninterest Income$6,228,000688
Total noninterest expense$44,157,000490
Salaries and employee benefits$23,937,000480
Premises and equipment expense$7,783,000349
Additional noninterest expense$12,437,000542
Pre-tax net operating income$5,208,0001,532
Securities gains (losses)$3,813,00058
Applicable income taxes$1,858,0001,054
Income before extraordinary items$7,163,000989
Extraordinary gains, net$023
Net income$7,163,000989
Minority interest net income$081
Net income of bank and minority interests.$7,163,000989
Net charge-offs$1,015,000684
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,150,7301,527
2015-09-30 (YTD Data)Rank
Total interest income$32,112,000598
Total interest expense$2,209,000954
Net interest income$29,903,000573
Provision for loan and lease losses$1,150,000528
Total noninterest income$8,360,000635
Gross Fiduciary activities income$1,671,000317
Service charges on deposit accounts$2,034,000488
Trading account gains and fees$0153
Additional Noninterest Income$4,655,000696
Total noninterest expense$31,402,000516
Salaries and employee benefits$17,757,000489
Premises and equipment expense$5,729,000366
Additional noninterest expense$7,916,000643
Pre-tax net operating income$5,711,0001,137
Securities gains (losses)$207,000631
Applicable income taxes$1,109,0001,272
Income before extraordinary items$4,809,0001,114
Extraordinary gains, net$021
Net income$4,809,0001,112
Minority interest net income$078
Net income of bank and minority interests.$4,809,0001,114
Net charge-offs$791,000605
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,641,3301,114
2015-06-30 (YTD Data)Rank
Total interest income$21,238,000596
Total interest expense$1,468,000965
Net interest income$19,770,000575
Provision for loan and lease losses$900,000466
Total noninterest income$5,461,000648
Gross Fiduciary activities income$1,128,000323
Service charges on deposit accounts$1,334,000492
Trading account gains and fees$0157
Additional Noninterest Income$2,999,000713
Total noninterest expense$21,116,000508
Salaries and employee benefits$11,775,000488
Premises and equipment expense$3,910,000352
Additional noninterest expense$5,431,000628
Pre-tax net operating income$3,215,0001,296
Securities gains (losses)$152,000643
Applicable income taxes$570,0001,503
Income before extraordinary items$2,797,0001,245
Extraordinary gains, net$022
Net income$2,797,0001,247
Minority interest net income$075
Net income of bank and minority interests.$2,797,0001,246
Net charge-offs$509,000631
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,670,8401,253
2015-03-31 (YTD Data)Rank
Total interest income$10,588,000598
Total interest expense$733,000985
Net interest income$9,855,000573
Provision for loan and lease losses$225,000816
Total noninterest income$2,615,000646
Gross Fiduciary activities income$529,000328
Service charges on deposit accounts$642,000500
Trading account gains and fees$0152
Additional Noninterest Income$1,444,000703
Total noninterest expense$10,708,000504
Salaries and employee benefits$6,035,000482
Premises and equipment expense$1,978,000356
Additional noninterest expense$2,695,000621
Pre-tax net operating income$1,537,0001,305
Securities gains (losses)$128,000501
Applicable income taxes$246,0001,616
Income before extraordinary items$1,419,0001,184
Extraordinary gains, net$013
Net income$1,419,0001,185
Minority interest net income$064
Net income of bank and minority interests.$1,419,0001,185
Net charge-offs$412,000422
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,310,2001,233
2014-12-31 (YTD Data)Rank
Total interest income$42,191,000585
Total interest expense$3,284,000906
Net interest income$38,907,000571
Provision for loan and lease losses$1,050,000845
Total noninterest income$10,738,000612
Gross Fiduciary activities income$2,010,000337
Service charges on deposit accounts$2,914,000476
Trading account gains and fees$0180
Additional Noninterest Income$5,814,000687
Total noninterest expense$41,771,000500
Salaries and employee benefits$23,393,000475
Premises and equipment expense$7,968,000341
Additional noninterest expense$10,410,000643
Pre-tax net operating income$6,824,0001,189
Securities gains (losses)$1,124,000189
Applicable income taxes$1,336,0001,289
Income before extraordinary items$6,612,0001,009
Extraordinary gains, net$017
Net income$6,612,0001,008
Minority interest net income$084
Net income of bank and minority interests.$6,612,0001,008
Net charge-offs$991,000902
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,679,0801,133
2014-09-30 (YTD Data)Rank
Total interest income$31,489,000587
Total interest expense$2,531,000898
Net interest income$28,958,000573
Provision for loan and lease losses$825,000793
Total noninterest income$8,257,000598
Gross Fiduciary activities income$1,508,000337
Service charges on deposit accounts$2,196,000473
Trading account gains and fees$0174
Additional Noninterest Income$4,553,000664
Total noninterest expense$31,280,000500
Salaries and employee benefits$17,482,000474
Premises and equipment expense$6,033,000332
Additional noninterest expense$7,765,000647
Pre-tax net operating income$5,110,0001,199
Securities gains (losses)$401,000380
Applicable income taxes$795,0001,521
Income before extraordinary items$4,716,0001,058
Extraordinary gains, net$015
Net income$4,716,0001,057
Minority interest net income$081
Net income of bank and minority interests.$4,716,0001,057
Net charge-offs$911,000722
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,371,1401,115
2014-06-30 (YTD Data)Rank
Total interest income$20,875,000593
Total interest expense$1,727,000877
Net interest income$19,148,000577
Provision for loan and lease losses$600,000713
Total noninterest income$5,371,000603
Gross Fiduciary activities income$1,008,000334
Service charges on deposit accounts$1,451,000473
Trading account gains and fees$0172
Additional Noninterest Income$2,912,000664
Total noninterest expense$21,018,000494
Salaries and employee benefits$11,745,000470
Premises and equipment expense$4,075,000329
Additional noninterest expense$5,198,000639
Pre-tax net operating income$2,901,0001,326
Securities gains (losses)$401,000283
Applicable income taxes$397,0001,766
Income before extraordinary items$2,905,0001,112
Extraordinary gains, net$020
Net income$2,905,0001,113
Minority interest net income$080
Net income of bank and minority interests.$2,905,0001,113
Net charge-offs$928,000537
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,552,1201,213
2014-03-31 (YTD Data)Rank
Total interest income$10,352,000599
Total interest expense$888,000854
Net interest income$9,464,000584
Provision for loan and lease losses$300,000685
Total noninterest income$2,520,000614
Gross Fiduciary activities income$476,000345
Service charges on deposit accounts$701,000475
Trading account gains and fees$0147
Additional Noninterest Income$1,343,000679
Total noninterest expense$10,281,000506
Salaries and employee benefits$5,733,000485
Premises and equipment expense$2,108,000324
Additional noninterest expense$2,440,000676
Pre-tax net operating income$1,403,0001,328
Securities gains (losses)$01,715
Applicable income taxes$111,0002,264
Income before extraordinary items$1,292,0001,182
Extraordinary gains, net$016
Net income$1,292,0001,183
Minority interest net income$066
Net income of bank and minority interests.$1,292,0001,183
Net charge-offs$385,000607
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,292,0001,161
2013-12-31 (YTD Data)Rank
Total interest income$41,123,000594
Total interest expense$3,963,000857
Net interest income$37,160,000579
Provision for loan and lease losses$2,300,000555
Total noninterest income$11,141,000613
Gross Fiduciary activities income$1,843,000338
Service charges on deposit accounts$3,163,000448
Trading account gains and fees$0184
Additional Noninterest Income$6,135,000691
Total noninterest expense$40,079,000524
Salaries and employee benefits$22,614,000485
Premises and equipment expense$7,461,000349
Additional noninterest expense$10,004,000700
Pre-tax net operating income$5,922,0001,242
Securities gains (losses)$955,000248
Applicable income taxes$857,0001,611
Income before extraordinary items$6,020,0001,032
Extraordinary gains, net$029
Net income$6,020,0001,034
Minority interest net income$090
Net income of bank and minority interests.$6,020,0001,034
Net charge-offs$1,826,000813
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,179,6001,160
2013-09-30 (YTD Data)Rank
Total interest income$30,664,000602
Total interest expense$2,984,000884
Net interest income$27,680,000579
Provision for loan and lease losses$2,000,000497
Total noninterest income$8,214,000637
Gross Fiduciary activities income$1,383,000336
Service charges on deposit accounts$2,377,000449
Trading account gains and fees$0180
Additional Noninterest Income$4,454,000718
Total noninterest expense$29,947,000526
Salaries and employee benefits$16,935,000486
Premises and equipment expense$5,494,000356
Additional noninterest expense$7,518,000690
Pre-tax net operating income$3,947,0001,397
Securities gains (losses)$716,000292
Applicable income taxes$457,0002,002
Income before extraordinary items$4,206,0001,108
Extraordinary gains, net$025
Net income$4,206,0001,110
Minority interest net income$084
Net income of bank and minority interests.$4,206,0001,110
Net charge-offs$1,564,000718
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,561,6001,260
2013-06-30 (YTD Data)Rank
Total interest income$20,349,000601
Total interest expense$2,061,000869
Net interest income$18,288,000580
Provision for loan and lease losses$1,700,000419
Total noninterest income$5,527,000633
Gross Fiduciary activities income$936,000335
Service charges on deposit accounts$1,567,000449
Trading account gains and fees$0157
Additional Noninterest Income$3,024,000715
Total noninterest expense$20,292,000514
Salaries and employee benefits$11,192,000491
Premises and equipment expense$3,728,000347
Additional noninterest expense$5,372,000637
Pre-tax net operating income$1,823,0001,868
Securities gains (losses)$528,000348
Applicable income taxes$53,0003,474
Income before extraordinary items$2,298,0001,319
Extraordinary gains, net$022
Net income$2,298,0001,321
Minority interest net income$082
Net income of bank and minority interests.$2,298,0001,321
Net charge-offs$1,502,000572
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,780,5601,612
2013-03-31 (YTD Data)Rank
Total interest income$10,236,000603
Total interest expense$1,066,000871
Net interest income$9,170,000584
Provision for loan and lease losses$450,000738
Total noninterest income$2,752,000644
Gross Fiduciary activities income$430,000347
Service charges on deposit accounts$784,000452
Trading account gains and fees$0148
Additional Noninterest Income$1,538,000733
Total noninterest expense$10,080,000526
Salaries and employee benefits$5,598,000505
Premises and equipment expense$1,872,000340
Additional noninterest expense$2,610,000663
Pre-tax net operating income$1,392,0001,304
Securities gains (losses)$434,000240
Applicable income taxes$263,0001,468
Income before extraordinary items$1,563,000970
Extraordinary gains, net$010
Net income$1,563,000970
Minority interest net income$076
Net income of bank and minority interests.$1,563,000972
Net charge-offs$171,0001,487
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,189,7601,206
2012-12-31 (YTD Data)Rank
Total interest income$43,095,000600
Total interest expense$5,881,000739
Net interest income$37,214,000588
Provision for loan and lease losses$1,200,0001,554
Total noninterest income$11,995,000595
Gross Fiduciary activities income$1,660,000343
Service charges on deposit accounts$3,308,000449
Trading account gains and fees$0166
Additional Noninterest Income$7,027,000620
Total noninterest expense$41,116,000518
Salaries and employee benefits$23,446,000467
Premises and equipment expense$6,928,000361
Additional noninterest expense$10,742,000669
Pre-tax net operating income$6,893,0001,032
Securities gains (losses)$1,194,000434
Applicable income taxes$1,309,0001,215
Income before extraordinary items$6,778,000884
Extraordinary gains, net$029
Net income$6,778,000884
Minority interest net income$093
Net income of bank and minority interests.$6,778,000884
Net charge-offs$3,196,000812
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,775,040984
2012-09-30 (YTD Data)Rank
Total interest income$32,509,000602
Total interest expense$4,681,000729
Net interest income$27,828,000593
Provision for loan and lease losses$900,0001,552
Total noninterest income$8,792,000595
Gross Fiduciary activities income$1,244,000341
Service charges on deposit accounts$2,450,000456
Trading account gains and fees$0157
Additional Noninterest Income$5,098,000630
Total noninterest expense$30,959,000515
Salaries and employee benefits$17,691,000454
Premises and equipment expense$5,105,000370
Additional noninterest expense$8,163,000648
Pre-tax net operating income$4,761,0001,130
Securities gains (losses)$608,000651
Applicable income taxes$791,0001,450
Income before extraordinary items$4,578,0001,010
Extraordinary gains, net$020
Net income$4,578,0001,010
Minority interest net income$086
Net income of bank and minority interests.$4,578,0001,010
Net charge-offs$2,348,000825
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,061,2001,055
2012-06-30 (YTD Data)Rank
Total interest income$21,703,000609
Total interest expense$3,322,000698
Net interest income$18,381,000598
Provision for loan and lease losses$600,0001,572
Total noninterest income$5,710,000614
Gross Fiduciary activities income$839,000344
Service charges on deposit accounts$1,604,000459
Trading account gains and fees$0153
Additional Noninterest Income$3,267,000648
Total noninterest expense$21,091,000508
Salaries and employee benefits$11,920,000450
Premises and equipment expense$3,405,000374
Additional noninterest expense$5,766,000620
Pre-tax net operating income$2,400,0001,451
Securities gains (losses)$582,000468
Applicable income taxes$289,0002,095
Income before extraordinary items$2,693,0001,119
Extraordinary gains, net$019
Net income$2,693,0001,119
Minority interest net income$084
Net income of bank and minority interests.$2,693,0001,119
Net charge-offs$1,991,000694
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,169,2001,287
2012-03-31 (YTD Data)Rank
Total interest income$10,907,000617
Total interest expense$1,758,000678
Net interest income$9,149,000601
Provision for loan and lease losses$300,0001,500
Total noninterest income$2,795,000624
Gross Fiduciary activities income$371,000363
Service charges on deposit accounts$736,000495
Trading account gains and fees$0148
Additional Noninterest Income$1,688,000627
Total noninterest expense$10,627,000498
Salaries and employee benefits$6,262,000423
Premises and equipment expense$1,648,000390
Additional noninterest expense$2,717,000639
Pre-tax net operating income$1,017,0001,653
Securities gains (losses)$02,210
Applicable income taxes$5,0004,246
Income before extraordinary items$1,012,0001,440
Extraordinary gains, net$019
Net income$1,012,0001,440
Minority interest net income$078
Net income of bank and minority interests.$1,012,0001,441
Net charge-offs$244,0001,674
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,012,0001,363
2011-12-31 (YTD Data)Rank
Total interest income$45,401,000609
Total interest expense$8,185,000704
Net interest income$37,216,000584
Provision for loan and lease losses$1,500,0001,877
Total noninterest income$10,341,000595
Gross Fiduciary activities income$1,536,000317
Service charges on deposit accounts$3,239,000468
Trading account gains and fees$0146
Additional Noninterest Income$5,566,000645
Total noninterest expense$37,558,000543
Salaries and employee benefits$21,281,000461
Premises and equipment expense$5,847,000445
Additional noninterest expense$10,430,000689
Pre-tax net operating income$8,499,000729
Securities gains (losses)$64,0002,400
Applicable income taxes$1,903,000820
Income before extraordinary items$6,660,000756
Extraordinary gains, net$029
Net income$6,660,000754
Minority interest net income$096
Net income of bank and minority interests.$6,660,000756
Net charge-offs$1,419,0001,959
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$6,610,080728
2011-09-30 (YTD Data)Rank
Total interest income$34,296,000611
Total interest expense$6,265,000730
Net interest income$28,031,000579
Provision for loan and lease losses$1,000,0001,957
Total noninterest income$7,763,000600
Gross Fiduciary activities income$1,177,000312
Service charges on deposit accounts$2,425,000477
Trading account gains and fees$0145
Additional Noninterest Income$4,161,000664
Total noninterest expense$28,176,000544
Salaries and employee benefits$15,666,000468
Premises and equipment expense$4,344,000449
Additional noninterest expense$8,166,000654
Pre-tax net operating income$6,618,000717
Securities gains (losses)$-25,0007,078
Applicable income taxes$1,566,000765
Income before extraordinary items$5,027,000771
Extraordinary gains, net$021
Net income$5,027,000770
Minority interest net income$087
Net income of bank and minority interests.$5,027,000771
Net charge-offs$887,0002,028
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$5,046,000737
2011-06-30 (YTD Data)Rank
Total interest income$22,834,000628
Total interest expense$4,219,000755
Net interest income$18,615,000588
Provision for loan and lease losses$850,0001,656
Total noninterest income$5,061,000620
Gross Fiduciary activities income$812,000307
Service charges on deposit accounts$1,593,000479
Trading account gains and fees$0153
Additional Noninterest Income$2,656,000683
Total noninterest expense$19,095,000537
Salaries and employee benefits$10,222,000477
Premises and equipment expense$2,930,000451
Additional noninterest expense$5,943,000620
Pre-tax net operating income$3,731,000816
Securities gains (losses)$-25,0007,156
Applicable income taxes$709,0001,013
Income before extraordinary items$2,997,000831
Extraordinary gains, net$015
Net income$2,997,000830
Minority interest net income$089
Net income of bank and minority interests.$2,997,000831
Net charge-offs$663,0001,846
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,017,250792
2011-03-31 (YTD Data)Rank
Total interest income$11,374,000639
Total interest expense$2,140,000780
Net interest income$9,234,000591
Provision for loan and lease losses$400,0001,629
Total noninterest income$2,451,000626
Gross Fiduciary activities income$379,000322
Service charges on deposit accounts$778,000483
Trading account gains and fees$0158
Additional Noninterest Income$1,294,000690
Total noninterest expense$9,365,000545
Salaries and employee benefits$5,373,000468
Premises and equipment expense$1,463,000460
Additional noninterest expense$2,529,000714
Pre-tax net operating income$1,920,000794
Securities gains (losses)$-12,0007,192
Applicable income taxes$450,000806
Income before extraordinary items$1,458,000846
Extraordinary gains, net$09
Net income$1,458,000844
Minority interest net income$086
Net income of bank and minority interests.$1,458,000846
Net charge-offs$253,0001,912
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,467,120825
2010-12-31 (YTD Data)Rank
Total interest income$47,442,000630
Total interest expense$10,103,000802
Net interest income$37,339,000585
Provision for loan and lease losses$2,650,0001,755
Total noninterest income$9,782,000645
Gross Fiduciary activities income$1,296,000344
Service charges on deposit accounts$3,288,000464
Trading account gains and fees$0175
Additional Noninterest Income$5,198,000715
Total noninterest expense$38,485,000542
Salaries and employee benefits$21,681,000454
Premises and equipment expense$5,695,000454
Additional noninterest expense$11,109,000687
Pre-tax net operating income$5,986,000874
Securities gains (losses)$87,0002,283
Applicable income taxes$1,141,0001,113
Income before extraordinary items$4,932,000895
Extraordinary gains, net$029
Net income$4,932,000896
Minority interest net income$0111
Net income of bank and minority interests.$4,932,000897
Net charge-offs$1,991,0001,867
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$4,861,530867
2010-09-30 (YTD Data)Rank
Total interest income$35,597,000628
Total interest expense$7,809,000811
Net interest income$27,788,000583
Provision for loan and lease losses$2,350,0001,491
Total noninterest income$6,830,000671
Gross Fiduciary activities income$937,000350
Service charges on deposit accounts$2,468,000462
Trading account gains and fees$0165
Additional Noninterest Income$3,425,000751
Total noninterest expense$28,847,000532
Salaries and employee benefits$16,291,000447
Premises and equipment expense$4,237,000461
Additional noninterest expense$8,319,000665
Pre-tax net operating income$3,421,0001,165
Securities gains (losses)$86,0002,052
Applicable income taxes$635,0001,427
Income before extraordinary items$2,872,0001,173
Extraordinary gains, net$023
Net income$2,872,0001,177
Minority interest net income$0110
Net income of bank and minority interests.$2,872,0001,177
Net charge-offs$1,451,0001,813
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,801,4801,152
2010-06-30 (YTD Data)Rank
Total interest income$23,678,000638
Total interest expense$5,387,000810
Net interest income$18,291,000593
Provision for loan and lease losses$2,050,0001,253
Total noninterest income$4,259,000684
Gross Fiduciary activities income$607,000356
Service charges on deposit accounts$1,660,000458
Trading account gains and fees$0152
Additional Noninterest Income$1,992,000806
Total noninterest expense$19,170,000531
Salaries and employee benefits$10,794,000446
Premises and equipment expense$2,859,000454
Additional noninterest expense$5,517,000659
Pre-tax net operating income$1,330,0001,888
Securities gains (losses)$81,0001,568
Applicable income taxes$117,0002,647
Income before extraordinary items$1,294,0001,683
Extraordinary gains, net$019
Net income$1,294,0001,682
Minority interest net income$0105
Net income of bank and minority interests.$1,294,0001,683
Net charge-offs$760,0001,992
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,219,4801,703
2010-03-31 (YTD Data)Rank
Total interest income$11,824,000659
Total interest expense$2,749,000845
Net interest income$9,075,000608
Provision for loan and lease losses$300,0002,372
Total noninterest income$2,070,000685
Gross Fiduciary activities income$278,000379
Service charges on deposit accounts$824,000461
Trading account gains and fees$0175
Additional Noninterest Income$968,000816
Total noninterest expense$9,048,000563
Salaries and employee benefits$5,183,000471
Premises and equipment expense$1,396,000478
Additional noninterest expense$2,469,000739
Pre-tax net operating income$1,797,000755
Securities gains (losses)$78,000905
Applicable income taxes$544,000665
Income before extraordinary items$1,331,000822
Extraordinary gains, net$016
Net income$1,331,000826
Minority interest net income$091
Net income of bank and minority interests.$1,331,000826
Net charge-offs$454,0001,649
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,275,620831
2009-12-31 (YTD Data)Rank
Total interest income$49,308,000668
Total interest expense$14,073,000832
Net interest income$35,235,000609
Provision for loan and lease losses$2,900,0002,024
Total noninterest income$8,844,000707
Gross Fiduciary activities income$1,066,000370
Service charges on deposit accounts$3,647,000454
Trading account gains and fees$0211
Additional Noninterest Income$4,131,000827
Total noninterest expense$37,627,000567
Salaries and employee benefits$21,120,000457
Premises and equipment expense$5,538,000481
Additional noninterest expense$10,969,000734
Pre-tax net operating income$3,552,0001,148
Securities gains (losses)$2,061,000270
Applicable income taxes$1,364,000757
Income before extraordinary items$4,249,000808
Extraordinary gains, net$034
Net income$4,249,000807
Minority interest net income$0115
Net income of bank and minority interests.$4,249,000808
Net charge-offs$1,263,0002,576
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,682,6401,227
2009-09-30 (YTD Data)Rank
Total interest income$37,163,000674
Total interest expense$10,974,000842
Net interest income$26,189,000618
Provision for loan and lease losses$2,600,0001,620
Total noninterest income$6,536,000715
Gross Fiduciary activities income$796,000369
Service charges on deposit accounts$2,727,000454
Trading account gains and fees$0212
Additional Noninterest Income$3,013,000852
Total noninterest expense$27,849,000570
Salaries and employee benefits$15,699,000471
Premises and equipment expense$4,143,000494
Additional noninterest expense$8,007,000717
Pre-tax net operating income$2,276,0001,409
Securities gains (losses)$2,061,000208
Applicable income taxes$1,161,000751
Income before extraordinary items$3,176,000861
Extraordinary gains, net$027
Net income$3,176,000862
Minority interest net income$0118
Net income of bank and minority interests.$3,176,000862
Net charge-offs$993,0002,213
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,671,4701,562
2009-06-30 (YTD Data)Rank
Total interest income$24,901,000686
Total interest expense$7,508,000865
Net interest income$17,393,000625
Provision for loan and lease losses$2,300,0001,288
Total noninterest income$4,245,000740
Gross Fiduciary activities income$543,000370
Service charges on deposit accounts$1,751,000472
Trading account gains and fees$0193
Additional Noninterest Income$1,951,000900
Total noninterest expense$18,674,000577
Salaries and employee benefits$10,428,000482
Premises and equipment expense$2,810,000495
Additional noninterest expense$5,436,000711
Pre-tax net operating income$664,0002,856
Securities gains (losses)$1,297,000229
Applicable income taxes$469,0001,137
Income before extraordinary items$1,492,0001,266
Extraordinary gains, net$021
Net income$1,492,0001,264
Minority interest net income$0112
Net income of bank and minority interests.$1,492,0001,265
Net charge-offs$735,0001,934
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$506,2802,966
2009-03-31 (YTD Data)Rank
Total interest income$12,347,000700
Total interest expense$3,913,000858
Net interest income$8,434,000634
Provision for loan and lease losses$450,0001,876
Total noninterest income$2,020,000738
Gross Fiduciary activities income$250,000384
Service charges on deposit accounts$786,000519
Trading account gains and fees$0171
Additional Noninterest Income$984,000861
Total noninterest expense$9,131,000561
Salaries and employee benefits$5,130,000495
Premises and equipment expense$1,446,000483
Additional noninterest expense$2,555,000667
Pre-tax net operating income$873,0001,478
Securities gains (losses)$02,434
Applicable income taxes$222,0001,344
Income before extraordinary items$651,0001,655
Extraordinary gains, net$015
Net income$651,0001,656
Minority interest net income$0102
Net income of bank and minority interests.$651,0001,657
Net charge-offs$523,0001,339
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$651,0001,576
2008-12-31 (YTD Data)Rank
Total interest income$49,531,000753
Total interest expense$17,430,000918
Net interest income$32,101,000684
Provision for loan and lease losses$375,0004,233
Total noninterest income$7,139,000783
Gross Fiduciary activities income$1,090,000394
Service charges on deposit accounts$3,264,000530
Trading account gains and fees$0154
Additional Noninterest Income$2,785,0001,023
Total noninterest expense$34,696,000568
Salaries and employee benefits$20,085,000479
Premises and equipment expense$5,448,000504
Additional noninterest expense$9,163,000730
Pre-tax net operating income$4,169,0001,309
Securities gains (losses)$-371,0007,460
Applicable income taxes$727,0001,488
Income before extraordinary items$3,071,0001,330
Extraordinary gains, net$039
Net income$3,071,0001,332
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,874,0001,348
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,371,5101,320
2008-09-30 (YTD Data)Rank
Total interest income$36,877,000782
Total interest expense$13,371,000928
Net interest income$23,506,000718
Provision for loan and lease losses$225,0004,003
Total noninterest income$5,406,000817
Gross Fiduciary activities income$848,000391
Service charges on deposit accounts$2,449,000533
Trading account gains and fees$0148
Additional Noninterest Income$2,109,0001,069
Total noninterest expense$25,723,000570
Salaries and employee benefits$15,119,000497
Premises and equipment expense$4,098,000508
Additional noninterest expense$6,506,000723
Pre-tax net operating income$2,964,0001,646
Securities gains (losses)$-371,0007,696
Applicable income taxes$431,0002,076
Income before extraordinary items$2,162,0001,653
Extraordinary gains, net$031
Net income$2,162,0001,652
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,568,000980
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,469,9301,552
2008-06-30 (YTD Data)Rank
Total interest income$24,420,000793
Total interest expense$9,186,000932
Net interest income$15,234,000727
Provision for loan and lease losses$150,0003,592
Total noninterest income$3,627,000818
Gross Fiduciary activities income$589,000388
Service charges on deposit accounts$1,619,000528
Trading account gains and fees$0149
Additional Noninterest Income$1,419,0001,098
Total noninterest expense$17,283,000567
Salaries and employee benefits$10,141,000494
Premises and equipment expense$2,748,000505
Additional noninterest expense$4,394,000692
Pre-tax net operating income$1,428,0002,304
Securities gains (losses)$-371,0008,330
Applicable income taxes$38,0004,270
Income before extraordinary items$1,019,0002,530
Extraordinary gains, net$021
Net income$1,019,0002,530
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,471,000668
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,375,1601,907
2008-03-31 (YTD Data)Rank
Total interest income$12,296,000816
Total interest expense$4,869,000932
Net interest income$7,427,000735
Provision for loan and lease losses$75,0003,123
Total noninterest income$1,766,000833
Gross Fiduciary activities income$271,000405
Service charges on deposit accounts$784,000538
Trading account gains and fees$0158
Additional Noninterest Income$711,0001,104
Total noninterest expense$8,405,000576
Salaries and employee benefits$4,891,000515
Premises and equipment expense$1,349,000514
Additional noninterest expense$2,165,000674
Pre-tax net operating income$713,0002,380
Securities gains (losses)$02,688
Applicable income taxes$85,0002,981
Income before extraordinary items$628,0002,225
Extraordinary gains, net$015
Net income$628,0002,228
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$501,000708
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$628,0002,150
2007-12-31 (YTD Data)Rank
Total interest income$48,693,000859
Total interest expense$18,868,0001,037
Net interest income$29,825,000741
Provision for loan and lease losses$450,0002,497
Total noninterest income$6,729,000860
Gross Fiduciary activities income$1,044,000409
Service charges on deposit accounts$3,059,000574
Trading account gains and fees$0178
Additional Noninterest Income$2,626,0001,115
Total noninterest expense$30,783,000606
Salaries and employee benefits$17,142,000562
Premises and equipment expense$5,161,000514
Additional noninterest expense$8,480,000676
Pre-tax net operating income$5,321,0001,566
Securities gains (losses)$-52,0008,021
Applicable income taxes$1,203,0001,641
Income before extraordinary items$4,066,0001,567
Extraordinary gains, net$039
Net income$4,066,0001,567
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$600,0001,486
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,106,0401,536
2007-09-30 (YTD Data)Rank
Total interest income$36,207,000870
Total interest expense$13,928,0001,053
Net interest income$22,279,000743
Provision for loan and lease losses$375,0001,954
Total noninterest income$5,003,000870
Gross Fiduciary activities income$780,000404
Service charges on deposit accounts$2,232,000580
Trading account gains and fees$0184
Additional Noninterest Income$1,991,0001,115
Total noninterest expense$22,911,000601
Salaries and employee benefits$12,817,000567
Premises and equipment expense$3,947,000501
Additional noninterest expense$6,147,000675
Pre-tax net operating income$3,996,0001,667
Securities gains (losses)$01,655
Applicable income taxes$929,0001,732
Income before extraordinary items$3,067,0001,649
Extraordinary gains, net$033
Net income$3,067,0001,648
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$432,0001,203
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,067,0001,637
2007-06-30 (YTD Data)Rank
Total interest income$24,048,000878
Total interest expense$9,239,0001,066
Net interest income$14,809,000768
Provision for loan and lease losses$300,0001,528
Total noninterest income$3,387,000881
Gross Fiduciary activities income$527,000415
Service charges on deposit accounts$1,487,000586
Trading account gains and fees$0168
Additional Noninterest Income$1,373,0001,121
Total noninterest expense$15,575,000599
Salaries and employee benefits$9,156,000553
Premises and equipment expense$2,696,000502
Additional noninterest expense$3,723,000770
Pre-tax net operating income$2,321,0001,915
Securities gains (losses)$01,444
Applicable income taxes$516,0002,017
Income before extraordinary items$1,805,0001,914
Extraordinary gains, net$029
Net income$1,805,0001,914
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$329,000970
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,805,0001,891
2007-03-31 (YTD Data)Rank
Total interest income$11,957,000875
Total interest expense$4,581,0001,067
Net interest income$7,376,000761
Provision for loan and lease losses$150,0001,427
Total noninterest income$1,584,000905
Gross Fiduciary activities income$238,000439
Service charges on deposit accounts$698,000597
Trading account gains and fees$0195
Additional Noninterest Income$648,0001,131
Total noninterest expense$7,512,000627
Salaries and employee benefits$4,424,000574
Premises and equipment expense$1,398,000482
Additional noninterest expense$1,690,000811
Pre-tax net operating income$1,298,0001,766
Securities gains (losses)$01,187
Applicable income taxes$277,0001,960
Income before extraordinary items$1,021,0001,683
Extraordinary gains, net$022
Net income$1,021,0001,683
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$161,000854
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,021,0001,673
2006-12-31 (YTD Data)Rank
Total interest income$46,339,000823
Total interest expense$15,904,0001,048
Net interest income$30,435,000725
Provision for loan and lease losses$600,0001,606
Total noninterest income$6,413,000889
Gross Fiduciary activities income$973,000411
Service charges on deposit accounts$2,758,000623
Trading account gains and fees$0130
Additional Noninterest Income$2,682,0001,082
Total noninterest expense$31,676,000574
Salaries and employee benefits$18,353,000516
Premises and equipment expense$5,391,000474
Additional noninterest expense$7,932,000688
Pre-tax net operating income$4,572,0002,029
Securities gains (losses)$-259,0008,427
Applicable income taxes$697,0002,676
Income before extraordinary items$3,616,0001,954
Extraordinary gains, net$051
Net income$3,616,0001,955
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$180,0002,336
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,833,5601,842
2006-09-30 (YTD Data)Rank
Total interest income$34,212,000838
Total interest expense$11,504,0001,060
Net interest income$22,708,000743
Provision for loan and lease losses$450,0001,514
Total noninterest income$4,865,000899
Gross Fiduciary activities income$745,000399
Service charges on deposit accounts$2,048,000640
Trading account gains and fees$0126
Additional Noninterest Income$2,072,0001,068
Total noninterest expense$23,857,000587
Salaries and employee benefits$13,952,000528
Premises and equipment expense$3,980,000492
Additional noninterest expense$5,925,000705
Pre-tax net operating income$3,266,0002,179
Securities gains (losses)$-259,0008,573
Applicable income taxes$455,0002,986
Income before extraordinary items$2,552,0002,120
Extraordinary gains, net$045
Net income$2,552,0002,123
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0003,050
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,772,1501,951
2006-06-30 (YTD Data)Rank
Total interest income$22,281,000839
Total interest expense$7,406,0001,029
Net interest income$14,875,000757
Provision for loan and lease losses$300,0001,464
Total noninterest income$3,331,000870
Gross Fiduciary activities income$524,000389
Service charges on deposit accounts$1,356,000632
Trading account gains and fees$0126
Additional Noninterest Income$1,451,0001,034
Total noninterest expense$16,435,000572
Salaries and employee benefits$9,554,000519
Premises and equipment expense$2,699,000490
Additional noninterest expense$4,182,000665
Pre-tax net operating income$1,471,0002,911
Securities gains (losses)$-259,0008,653
Applicable income taxes$-46,0008,579
Income before extraordinary items$1,258,0002,689
Extraordinary gains, net$039
Net income$1,258,0002,691
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$173,0001,213
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,517,0002,302
2006-03-31 (YTD Data)Rank
Total interest income$10,902,000839
Total interest expense$3,569,0001,015
Net interest income$7,333,000769
Provision for loan and lease losses$150,0001,421
Total noninterest income$1,604,000882
Gross Fiduciary activities income$270,000383
Service charges on deposit accounts$651,000635
Trading account gains and fees$0115
Additional Noninterest Income$683,0001,060
Total noninterest expense$7,716,000600
Salaries and employee benefits$4,382,000564
Premises and equipment expense$1,319,000499
Additional noninterest expense$2,015,000690
Pre-tax net operating income$1,071,0002,160
Securities gains (losses)$-5,0008,100
Applicable income taxes$174,0002,811
Income before extraordinary items$892,0001,987
Extraordinary gains, net$021
Net income$892,0001,986
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$96,000980
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$896,2001,963
2005-12-31 (YTD Data)Rank
Total interest income$39,976,000810
Total interest expense$11,438,000976
Net interest income$28,538,000736
Provision for loan and lease losses$600,0001,622
Total noninterest income$6,075,000932
Gross Fiduciary activities income$814,000444
Service charges on deposit accounts$2,524,000695
Trading account gains and fees$0138
Additional Noninterest Income$2,737,0001,083
Total noninterest expense$29,316,000603
Salaries and employee benefits$16,449,000559
Premises and equipment expense$5,181,000475
Additional noninterest expense$7,686,000689
Pre-tax net operating income$4,697,0001,958
Securities gains (losses)$11,0001,453
Applicable income taxes$945,0002,333
Income before extraordinary items$3,763,0001,829
Extraordinary gains, net$046
Net income$3,763,0001,827
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-220,0008,739
Cash dividends$17,661,000266
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,754,2001,808
2005-09-30 (YTD Data)Rank
Total interest income$28,955,000819
Total interest expense$8,022,000982
Net interest income$20,933,000745
Provision for loan and lease losses$450,0001,533
Total noninterest income$4,534,000933
Gross Fiduciary activities income$610,000436
Service charges on deposit accounts$1,833,000708
Trading account gains and fees$0126
Additional Noninterest Income$2,091,0001,083
Total noninterest expense$21,568,000611
Salaries and employee benefits$12,203,000558
Premises and equipment expense$3,825,000477
Additional noninterest expense$5,540,000713
Pre-tax net operating income$3,449,0002,004
Securities gains (losses)$11,0001,448
Applicable income taxes$727,0002,339
Income before extraordinary items$2,733,0001,916
Extraordinary gains, net$035
Net income$2,733,0001,915
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-298,0008,779
Cash dividends$17,661,000203
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,724,3101,889
2005-06-30 (YTD Data)Rank
Total interest income$18,949,000806
Total interest expense$4,930,0001,001
Net interest income$14,019,000728
Provision for loan and lease losses$300,0001,505
Total noninterest income$3,094,000900
Gross Fiduciary activities income$419,000430
Service charges on deposit accounts$1,198,000701
Trading account gains and fees$0116
Additional Noninterest Income$1,477,0001,018
Total noninterest expense$14,566,000605
Salaries and employee benefits$8,101,000564
Premises and equipment expense$2,591,000470
Additional noninterest expense$3,874,000682
Pre-tax net operating income$2,247,0001,992
Securities gains (losses)$11,0001,322
Applicable income taxes$464,0002,368
Income before extraordinary items$1,794,0001,906
Extraordinary gains, net$030
Net income$1,794,0001,906
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-352,0008,807
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,785,3101,878
2005-03-31 (YTD Data)Rank
Total interest income$9,357,000805
Total interest expense$2,283,0001,024
Net interest income$7,074,000713
Provision for loan and lease losses$150,0001,379
Total noninterest income$1,402,000958
Gross Fiduciary activities income$197,000454
Service charges on deposit accounts$557,000728
Trading account gains and fees$0115
Additional Noninterest Income$648,0001,110
Total noninterest expense$7,249,000605
Salaries and employee benefits$4,182,000536
Premises and equipment expense$1,207,000498
Additional noninterest expense$1,860,000692
Pre-tax net operating income$1,077,0002,045
Securities gains (losses)$11,000981
Applicable income taxes$238,0002,337
Income before extraordinary items$850,0001,977
Extraordinary gains, net$024
Net income$850,0001,978
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-40,0008,576
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$841,4201,961
2004-12-31 (YTD Data)Rank
Total interest income$37,953,000730
Total interest expense$9,064,000889
Net interest income$28,889,000680
Provision for loan and lease losses$500,0001,952
Total noninterest income$5,629,000982
Gross Fiduciary activities income$754,000437
Service charges on deposit accounts$2,328,000754
Trading account gains and fees$0138
Additional Noninterest Income$2,547,0001,112
Total noninterest expense$27,774,000608
Salaries and employee benefits$16,045,000543
Premises and equipment expense$4,669,000502
Additional noninterest expense$7,060,000730
Pre-tax net operating income$6,244,0001,385
Securities gains (losses)$61,0001,584
Applicable income taxes$1,671,0001,476
Income before extraordinary items$4,634,0001,392
Extraordinary gains, net$034
Net income$4,634,0001,393
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$185,0002,684
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,589,4701,365
2004-09-30 (YTD Data)Rank
Total interest income$28,428,000730
Total interest expense$6,848,000859
Net interest income$21,580,000684
Provision for loan and lease losses$350,0002,001
Total noninterest income$4,258,000983
Gross Fiduciary activities income$571,000436
Service charges on deposit accounts$1,684,000789
Trading account gains and fees$0134
Additional Noninterest Income$2,003,0001,084
Total noninterest expense$20,902,000609
Salaries and employee benefits$12,003,000545
Premises and equipment expense$3,509,000505
Additional noninterest expense$5,390,000716
Pre-tax net operating income$4,586,0001,414
Securities gains (losses)$61,0001,510
Applicable income taxes$1,217,0001,527
Income before extraordinary items$3,430,0001,438
Extraordinary gains, net$026
Net income$3,430,0001,439
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0002,863
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,384,8601,411
2004-06-30 (YTD Data)Rank
Total interest income$18,991,000724
Total interest expense$4,573,000846
Net interest income$14,418,000678
Provision for loan and lease losses$200,0002,196
Total noninterest income$2,776,000990
Gross Fiduciary activities income$387,000434
Service charges on deposit accounts$1,075,000811
Trading account gains and fees$0130
Additional Noninterest Income$1,314,0001,097
Total noninterest expense$14,123,000601
Salaries and employee benefits$8,028,000546
Premises and equipment expense$2,385,000495
Additional noninterest expense$3,710,000690
Pre-tax net operating income$2,871,0001,480
Securities gains (losses)$61,0001,333
Applicable income taxes$734,0001,637
Income before extraordinary items$2,198,0001,461
Extraordinary gains, net$021
Net income$2,198,0001,462
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$153,0001,650
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,152,2501,444
2004-03-31 (YTD Data)Rank
Total interest income$9,496,000740
Total interest expense$2,337,000855
Net interest income$7,159,000687
Provision for loan and lease losses$06,501
Total noninterest income$1,281,0001,034
Gross Fiduciary activities income$181,000460
Service charges on deposit accounts$514,000820
Trading account gains and fees$0121
Additional Noninterest Income$586,0001,162
Total noninterest expense$6,532,000639
Salaries and employee benefits$3,772,000582
Premises and equipment expense$1,148,000525
Additional noninterest expense$1,612,000766
Pre-tax net operating income$1,908,0001,116
Securities gains (losses)$02,934
Applicable income taxes$548,0001,212
Income before extraordinary items$1,360,0001,200
Extraordinary gains, net$016
Net income$1,360,0001,200
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$218,000771
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,360,0001,136
2003-12-31 (YTD Data)Rank
Total interest income$39,671,000703
Total interest expense$10,696,000828
Net interest income$28,975,000653
Provision for loan and lease losses$1,910,000677
Total noninterest income$5,968,000978
Gross Fiduciary activities income$704,000456
Service charges on deposit accounts$2,046,000838
Trading account gains and fees$0160
Additional Noninterest Income$3,218,0001,031
Total noninterest expense$25,192,000660
Salaries and employee benefits$13,360,000641
Premises and equipment expense$4,193,000549
Additional noninterest expense$7,639,000698
Pre-tax net operating income$7,841,0001,070
Securities gains (losses)$8,0003,717
Applicable income taxes$2,263,0001,169
Income before extraordinary items$5,586,0001,152
Extraordinary gains, net$054
Net income$5,586,0001,154
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,385,000714
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,580,3201,091
2003-09-30 (YTD Data)Rank
Total interest income$29,993,000716
Total interest expense$8,233,000850
Net interest income$21,760,000666
Provision for loan and lease losses$1,610,000618
Total noninterest income$4,639,000983
Gross Fiduciary activities income$526,000465
Service charges on deposit accounts$1,505,000856
Trading account gains and fees$0153
Additional Noninterest Income$2,608,0001,018
Total noninterest expense$18,760,000688
Salaries and employee benefits$9,811,000673
Premises and equipment expense$3,064,000575
Additional noninterest expense$5,885,000682
Pre-tax net operating income$6,029,0001,073
Securities gains (losses)$-4,0008,850
Applicable income taxes$1,754,0001,173
Income before extraordinary items$4,271,0001,167
Extraordinary gains, net$040
Net income$4,271,0001,168
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,336,000576
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,273,8401,103
2003-06-30 (YTD Data)Rank
Total interest income$20,225,000716
Total interest expense$5,618,000850
Net interest income$14,607,000659
Provision for loan and lease losses$1,310,000534
Total noninterest income$2,982,0001,006
Gross Fiduciary activities income$356,000467
Service charges on deposit accounts$971,000875
Trading account gains and fees$0150
Additional Noninterest Income$1,655,0001,049
Total noninterest expense$12,329,000686
Salaries and employee benefits$6,332,000694
Premises and equipment expense$2,063,000575
Additional noninterest expense$3,934,000679
Pre-tax net operating income$3,950,0001,092
Securities gains (losses)$03,782
Applicable income taxes$1,427,0001,026
Income before extraordinary items$2,523,0001,307
Extraordinary gains, net$030
Net income$2,523,0001,307
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,326,000435
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,523,0001,220
2003-03-31 (YTD Data)Rank
Total interest income$10,221,000714
Total interest expense$2,860,000863
Net interest income$7,361,000654
Provision for loan and lease losses$630,000522
Total noninterest income$1,409,0001,023
Gross Fiduciary activities income$161,000498
Service charges on deposit accounts$437,000953
Trading account gains and fees$0134
Additional Noninterest Income$811,0001,035
Total noninterest expense$5,496,000749
Salaries and employee benefits$2,998,000724
Premises and equipment expense$996,000586
Additional noninterest expense$1,502,000837
Pre-tax net operating income$2,644,000846
Securities gains (losses)$02,891
Applicable income taxes$847,000914
Income before extraordinary items$1,797,000937
Extraordinary gains, net$021
Net income$1,797,000936
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$672,000405
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,797,000865
2002-12-31 (YTD Data)Rank
Total interest income$42,866,000712
Total interest expense$14,228,000788
Net interest income$28,638,000661
Provision for loan and lease losses$1,020,0001,326
Total noninterest income$4,567,0001,146
Gross Fiduciary activities income$633,000496
Service charges on deposit accounts$1,701,000944
Trading account gains and fees$0153
Additional Noninterest Income$2,233,0001,214
Total noninterest expense$25,042,000655
Salaries and employee benefits$13,249,000612
Premises and equipment expense$3,908,000575
Additional noninterest expense$7,885,000675
Pre-tax net operating income$7,143,0001,182
Securities gains (losses)$215,0001,112
Applicable income taxes$2,371,0001,124
Income before extraordinary items$4,987,0001,267
Extraordinary gains, net$070
Net income$4,987,0001,265
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,964,000571
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,840,8001,248
2001-12-31 (YTD Data)Rank
Total interest income$46,899,000735
Total interest expense$21,034,000777
Net interest income$25,865,000686
Provision for loan and lease losses$1,160,0001,113
Total noninterest income$4,011,0001,176
Gross Fiduciary activities income$659,000511
Service charges on deposit accounts$1,237,0001,210
Trading account gains and fees$0177
Additional Noninterest Income$2,115,0001,193
Total noninterest expense$24,386,000654
Salaries and employee benefits$12,205,000628
Premises and equipment expense$3,854,000576
Additional noninterest expense$8,327,000650
Pre-tax net operating income$4,330,0001,641
Securities gains (losses)$679,000517
Applicable income taxes$1,523,0001,476
Income before extraordinary items$3,486,0001,532
Extraordinary gains, net$0105
Net income$3,486,0001,535
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$316,0002,164
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,010,7001,674
2000-12-31 (YTD Data)Rank
Total interest income$47,278,000755
Total interest expense$22,844,000797
Net interest income$24,434,000731
Provision for loan and lease losses$1,420,000800
Total noninterest income$2,778,0001,447
Gross Fiduciary activities income$572,000556
Service charges on deposit accounts$799,0001,735
Trading account gains and fees$0180
Additional Noninterest Income$1,407,0001,458
Total noninterest expense$21,777,000712
Salaries and employee benefits$10,973,000653
Premises and equipment expense$3,328,000644
Additional noninterest expense$7,476,000711
Pre-tax net operating income$4,015,0001,818
Securities gains (losses)$97,000575
Applicable income taxes$992,0002,136
Income before extraordinary items$3,120,0001,681
Extraordinary gains, net$038
Net income$3,120,0001,681
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$954,000775
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,046,2801,716
1999-12-31 (YTD Data)Rank
Total interest income$39,327,000869
Total interest expense$18,036,000877
Net interest income$21,291,000827
Provision for loan and lease losses$2,030,000555
Total noninterest income$2,516,0001,559
Gross Fiduciary activities income$441,000676
Service charges on deposit accounts$699,0001,900
Trading account gains and fees$0173
Additional Noninterest Income$1,376,0001,481
Total noninterest expense$18,024,000820
Salaries and employee benefits$8,269,000834
Premises and equipment expense$2,648,000771
Additional noninterest expense$7,107,000770
Pre-tax net operating income$3,753,0001,960
Securities gains (losses)$9,416,00042
Applicable income taxes$4,896,000609
Income before extraordinary items$8,273,000717
Extraordinary gains, net$035
Net income$8,273,000717
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$687,000942
Cash dividends$379,0004,069
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,246,7602,289
1998-12-31 (YTD Data)Rank
Total interest income$33,984,000971
Total interest expense$16,432,000970
Net interest income$17,552,000959
Provision for loan and lease losses$1,650,000658
Total noninterest income$2,038,0001,809
Gross Fiduciary activities income$282,000796
Service charges on deposit accounts$604,0002,124
Trading account gains and fees$0224
Additional Noninterest Income$1,152,0001,678
Total noninterest expense$11,935,0001,109
Salaries and employee benefits$5,743,0001,139
Premises and equipment expense$1,745,0001,110
Additional noninterest expense$4,447,0001,038
Pre-tax net operating income$6,005,0001,253
Securities gains (losses)$2,449,000209
Applicable income taxes$2,705,000947
Income before extraordinary items$5,749,000941
Extraordinary gains, net$032
Net income$5,749,000940
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,243,000637
Cash dividends$500,0003,496
Sale, conversion, retirement of capital stock, net$250,000650
Net operating income$4,083,6801,251
1997-12-31 (YTD Data)Rank
Total interest income$29,455,0001,145
Total interest expense$14,875,0001,092
Net interest income$14,580,0001,207
Provision for loan and lease losses$850,0001,130
Total noninterest income$1,366,0002,381
Gross Fiduciary activities income$163,000946
Service charges on deposit accounts$555,0002,365
Trading account gains and fees$0239
Additional Noninterest Income$648,0002,349
Total noninterest expense$9,963,0001,324
Salaries and employee benefits$5,037,0001,314
Premises and equipment expense$1,359,0001,439
Additional noninterest expense$3,567,0001,233
Pre-tax net operating income$5,133,0001,506
Securities gains (losses)$-105,00010,772
Applicable income taxes$1,949,0001,360
Income before extraordinary items$3,079,0001,726
Extraordinary gains, net$044
Net income$3,079,0001,727
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$411,0001,559
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,146,2001,660
1996-12-31 (YTD Data)Rank
Total interest income$25,603,0001,333
Total interest expense$11,748,0001,381
Net interest income$13,855,0001,281
Provision for loan and lease losses$600,0001,497
Total noninterest income$1,175,0002,727
Gross Fiduciary activities income$31,0001,302
Service charges on deposit accounts$504,0002,706
Trading account gains and fees$0262
Additional Noninterest Income$640,0002,449
Total noninterest expense$8,773,0001,612
Salaries and employee benefits$4,423,0001,504
Premises and equipment expense$1,147,0001,758
Additional noninterest expense$3,203,0001,622
Pre-tax net operating income$5,657,0001,263
Securities gains (losses)$1,409,000200
Applicable income taxes$2,235,0001,111
Income before extraordinary items$4,831,0001,076
Extraordinary gains, net$053
Net income$4,831,0001,077
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$394,0001,707
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,872,8801,257
1995-12-31 (YTD Data)Rank
Total interest income$23,198,0001,479
Total interest expense$11,418,0001,427
Net interest income$11,780,0001,533
Provision for loan and lease losses$694,0001,232
Total noninterest income$1,053,0002,984
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$466,0002,915
Trading account gains and fees$0522
Additional Noninterest Income$587,0002,575
Total noninterest expense$7,705,0001,825
Salaries and employee benefits$3,833,0001,734
Premises and equipment expense$876,0002,289
Additional noninterest expense$2,996,0001,704
Pre-tax net operating income$4,434,0001,659
Securities gains (losses)$-69,00011,337
Applicable income taxes$1,510,0001,641
Income before extraordinary items$2,855,0001,773
Extraordinary gains, net$065
Net income$2,855,0001,771
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$680,0001,135
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,899,8501,717
1994-12-31 (YTD Data)Rank
Total interest income$19,137,0001,610
Total interest expense$8,569,0001,508
Net interest income$10,568,0001,710
Provision for loan and lease losses$1,001,000920
Total noninterest income$1,281,0002,609
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$354,0003,797
Trading account gains and fees$0475
Additional Noninterest Income$927,0001,930
Total noninterest expense$6,450,0002,187
Salaries and employee benefits$3,121,0002,121
Premises and equipment expense$771,0002,610
Additional noninterest expense$2,558,0002,099
Pre-tax net operating income$4,398,0001,627
Securities gains (losses)$-42,00010,903
Applicable income taxes$1,489,0001,566
Income before extraordinary items$2,867,0001,712
Extraordinary gains, net$0249
Net income$2,867,0001,712
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$283,0001,988
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,894,7201,697
1993-12-31 (YTD Data)Rank
Total interest income$17,752,0001,763
Total interest expense$8,404,0001,578
Net interest income$9,348,0001,938
Provision for loan and lease losses$2,135,000771
Total noninterest income$971,0003,422
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$257,0005,004
Trading account gains and fees$0532
Additional Noninterest Income$714,0002,560
Total noninterest expense$5,109,0002,796
Salaries and employee benefits$2,501,0002,647
Premises and equipment expense$767,0002,660
Additional noninterest expense$1,841,0002,930
Pre-tax net operating income$3,075,0002,214
Securities gains (losses)$602,000792
Applicable income taxes$1,175,0001,959
Income before extraordinary items$2,502,0001,999
Extraordinary gains, net$03,149
Net income$2,502,0002,078
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,760,000779
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,092,6402,243
1992-12-31 (YTD Data)Rank
Total interest income$19,258,0001,841
Total interest expense$10,377,0001,667
Net interest income$8,881,0002,061
Provision for loan and lease losses$3,265,000785
Total noninterest income$833,0003,859
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$223,0005,561
Trading account gains and fees$0504
Additional Noninterest Income$610,0002,800
Total noninterest expense$5,133,0002,790
Salaries and employee benefits$2,211,0002,921
Premises and equipment expense$783,0002,657
Additional noninterest expense$2,139,0002,647
Pre-tax net operating income$1,316,0004,568
Securities gains (losses)$-65,00013,714
Applicable income taxes$355,0005,285
Income before extraordinary items$896,0004,947
Extraordinary gains, net$01,422
Net income$896,0005,000
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,511,000831
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$942,8004,422

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.