Home > Bank of New Hampshire > Net charge- offs to loans
Bank of New Hampshire, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0082% | 2,364 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0005% | 1,079 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0016% | 749 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0032% | 4,217 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0019% | 681 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0604% | 1,307 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0118% | 4,150 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0118% | 4,144 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0090% | 2,075 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0009% | 880 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0031% | 583 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0032% | 533 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0842% | 969 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,560 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0075% | 1,950 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0029% | 643 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0095% | 398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0101% | 358 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0508% | 4,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,355 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0093% | 1,594 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0062% | 407 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0205% | 237 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0217% | 216 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1048% | 4,303 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0027% | 2,400 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 3,416 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 3,949 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0061% | 3,707 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0028% | 4,269 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0063% | 3,768 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0101% | 3,578 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0055% | 2,643 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0055% | 2,552 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0028% | 2,151 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 3,433 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0029% | 4,033 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0065% | 3,726 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0075% | 4,360 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0065% | 3,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0128% | 3,541 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0072% | 2,397 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0072% | 2,321 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0024% | 2,007 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 3,339 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0095% | 3,743 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0055% | 3,184 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0097% | 3,786 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0150% | 3,418 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0108% | 2,160 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0108% | 2,065 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0068% | 1,510 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0055% | 3,335 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0106% | 1,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0106% | 1,713 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0018% | 3,349 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0058% | 3,601 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0378% | 3,947 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0077% | 3,633 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0083% | 3,700 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0014% | 3,259 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0026% | 3,813 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0026% | 3,767 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0041% | 3,375 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0079% | 3,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0534% | 3,989 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0101% | 3,781 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0109% | 3,859 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,280 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0034% | 3,723 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0034% | 3,679 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0074% | 3,558 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0117% | 3,980 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0863% | 4,006 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0144% | 3,985 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0156% | 4,031 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,890 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0011% | 3,055 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 3,486 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0035% | 3,705 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0038% | 3,767 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0098% | 3,746 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0098% | 3,702 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0142% | 2,840 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0086% | 1,688 |
| Percentage Net Loans Charged-off:Construction & development | 0.0124% | 308 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1728% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 3,665 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0018% | 3,275 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0005% | 3,711 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0085% | 2,020 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0529% | 2,754 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0529% | 2,644 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0109% | 2,718 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0036% | 1,593 |
| Percentage Net Loans Charged-off:Construction & development | 0.0161% | 230 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0588% | 44 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0002% | 3,644 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0023% | 3,310 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0116% | 1,742 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0690% | 2,537 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0690% | 2,423 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0108% | 2,565 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0043% | 1,363 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0089% | 1,022 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0099% | 942 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0014% | 3,669 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0847% | 2,330 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0847% | 2,212 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0188% | 1,992 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0166% | 843 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0343% | 617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0381% | 553 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0038% | 3,659 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0104% | 3,316 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0043% | 2,055 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0071% | 1,015 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0088% | 4,104 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0036% | 1,783 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0343% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0004% | 3,937 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1171% | 4,546 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0448% | 3,168 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0448% | 3,056 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0051% | 3,212 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0073% | 1,675 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0096% | 788 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0117% | 4,170 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0080% | 1,417 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0468% | 305 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0029% | 1,449 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1624% | 4,661 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0327% | 3,038 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0327% | 2,929 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0012% | 3,909 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0108% | 1,358 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0146% | 596 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0178% | 4,209 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0115% | 1,161 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0689% | 228 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0036% | 1,216 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3487% | 4,869 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0285% | 2,748 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0285% | 2,632 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0245% | 1,959 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0192% | 931 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0325% | 331 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0360% | 4,276 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0154% | 843 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0398% | 180 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0120% | 816 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0090% | 3,877 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0352% | 2,700 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0198% | 1,726 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0019% | 1,114 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0101% | 4,253 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0386% | 1,379 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0121% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0426% | 1,268 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0783% | 1,733 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1320% | 2,741 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1320% | 2,646 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0417% | 2,251 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0232% | 1,408 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 4,427 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0139% | 4,300 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0479% | 1,091 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0195% | 423 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0524% | 996 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0953% | 1,417 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1821% | 2,331 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1821% | 2,222 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0344% | 2,162 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0133% | 1,362 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 4,512 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0275% | 1,152 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0321% | 342 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0268% | 1,104 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1525% | 1,045 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0986% | 2,539 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0986% | 2,415 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0256% | 1,990 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0212% | 958 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0412% | 801 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0478% | 722 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0532% | 4,451 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0358% | 3,077 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0094% | 2,372 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0102% | 1,199 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0159% | 4,426 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0111% | 2,178 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0204% | 3,834 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0161% | 1,983 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2723% | 1,351 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0523% | 3,421 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0523% | 3,285 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0471% | 2,501 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0141% | 1,944 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0142% | 913 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0272% | 4,475 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0175% | 1,809 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0118% | 3,794 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0222% | 1,674 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3777% | 920 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0434% | 3,211 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0434% | 3,081 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0537% | 2,159 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0102% | 1,775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 4,660 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0196% | 1,563 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0119% | 3,800 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0247% | 1,425 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5196% | 655 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,058 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0253% | 2,251 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0223% | 1,200 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 4,875 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0424% | 1,032 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0119% | 3,897 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0515% | 902 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0107% | 4,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0450% | 2,453 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0450% | 2,312 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1982% | 1,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0377% | 2,002 |
| Percentage Net Loans Charged-off:Construction & development | 0.0068% | 556 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0838% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7313% | 4,742 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0480% | 1,925 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1774% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0247% | 2,176 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0489% | 318 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,707 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,583 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2769% | 861 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2512% | 933 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0364% | 1,774 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0734% | 739 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.9553% | 4,766 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0648% | 1,504 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2415% | 317 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0327% | 1,813 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7552% | 208 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0042% | 3,381 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0042% | 3,245 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2485% | 748 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3590% | 649 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0316% | 1,744 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0684% | 650 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.3680% | 4,789 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0820% | 1,276 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3706% | 224 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0289% | 1,689 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1927% | 129 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0254% | 4,902 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0254% | 4,835 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2752% | 626 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7706% | 265 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1317% | 723 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1490% | 340 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.8504% | 4,812 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2859% | 490 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6318% | 131 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2210% | 568 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.6387% | 54 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0130% | 4,829 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0130% | 4,760 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1572% | 612 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1180% | 2,189 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1400% | 1,277 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2141% | 741 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7745% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0807% | 1,973 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1392% | 612 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0698% | 2,025 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1368% | 5,240 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0517% | 5,269 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0517% | 5,204 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2760% | 757 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1231% | 1,896 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1483% | 1,117 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2914% | 516 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0828% | 1,762 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1595% | 529 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0686% | 1,856 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1515% | 5,294 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0664% | 5,268 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0664% | 5,196 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2558% | 710 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1199% | 1,812 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1473% | 1,103 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3422% | 452 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0494% | 1,965 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0122% | 4,189 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0609% | 1,756 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1828% | 5,400 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0631% | 5,126 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0631% | 5,070 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2844% | 589 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1953% | 1,153 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2441% | 662 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6930% | 214 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0048% | 1,811 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0061% | 4,200 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0069% | 1,678 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2901% | 5,672 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0645% | 5,104 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0645% | 5,039 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2637% | 504 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1196% | 2,846 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1151% | 2,213 |
| Percentage Net Loans Charged-off:Construction & development | 0.1224% | 901 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1746% | 1,271 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0838% | 2,545 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0076% | 4,363 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1011% | 2,278 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0187% | 2,638 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2610% | 2,591 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2610% | 2,439 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3977% | 679 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1471% | 2,319 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1373% | 1,811 |
| Percentage Net Loans Charged-off:Construction & development | 0.1748% | 731 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1818% | 1,083 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1130% | 2,062 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0081% | 4,380 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1359% | 1,809 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1807% | 1,626 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1259% | 2,997 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1258% | 2,844 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3588% | 646 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2270% | 1,679 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1047% | 2,001 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2321% | 872 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0431% | 2,464 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0061% | 4,382 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0525% | 2,268 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5394% | 460 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1277% | 2,756 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1277% | 2,601 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4002% | 546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1897% | 1,593 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0363% | 2,101 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0050% | 5,628 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0659% | 1,761 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0063% | 4,403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0793% | 1,588 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6814% | 344 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3784% | 1,700 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3784% | 1,584 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6152% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2340% | 2,579 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0705% | 3,475 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0601% | 2,280 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0867% | 3,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0242% | 1,375 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0985% | 2,894 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9377% | 590 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1043% | 3,683 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1043% | 3,538 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5009% | 662 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2692% | 2,205 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0665% | 3,245 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0199% | 2,227 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1025% | 2,747 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0086% | 4,634 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1234% | 2,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4130% | 442 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1805% | 2,998 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1805% | 2,847 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4752% | 632 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3941% | 1,637 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0888% | 2,832 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0320% | 1,872 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1339% | 2,334 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0066% | 4,606 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1604% | 2,090 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6521% | 300 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3130% | 2,263 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3130% | 2,113 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5475% | 540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0905% | 2,938 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0282% | 2,782 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0276% | 6,319 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0641% | 2,220 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0066% | 4,641 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0776% | 2,025 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4611% | 971 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6925% | 1,322 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6925% | 1,202 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4022% | 510 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4315% | 2,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3184% | 2,648 |
| Percentage Net Loans Charged-off:Construction & development | 0.7004% | 1,647 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1049% | 2,666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3789% | 2,191 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2786% | 1,292 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3971% | 2,044 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6781% | 981 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5360% | 2,274 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5360% | 2,120 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4154% | 832 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4242% | 2,393 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3416% | 2,396 |
| Percentage Net Loans Charged-off:Construction & development | 0.8449% | 1,451 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1561% | 2,195 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3568% | 2,154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3796% | 1,045 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3527% | 2,058 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3854% | 1,040 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5777% | 1,973 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5777% | 1,826 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3277% | 814 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5458% | 1,952 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4444% | 2,000 |
| Percentage Net Loans Charged-off:Construction & development | 2.0259% | 961 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0067% | 6,459 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4030% | 1,895 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5819% | 784 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3711% | 1,903 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9931% | 781 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0434% | 3,654 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0434% | 3,473 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3920% | 686 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1364% | 3,285 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1338% | 2,810 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0266% | 6,666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2444% | 2,049 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1846% | 443 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0765% | 2,479 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0456% | 1,902 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1758% | 2,594 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1758% | 2,414 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4119% | 534 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1993% | 4,545 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1719% | 4,120 |
| Percentage Net Loans Charged-off:Construction & development | 0.0496% | 2,853 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0065% | 3,583 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2915% | 2,969 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1452% | 1,711 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3199% | 2,741 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4919% | 2,773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0501% | 4,771 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0477% | 4,616 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4131% | 878 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1662% | 4,459 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1430% | 3,969 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0322% | 6,945 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2719% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0093% | 5,220 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3271% | 2,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4091% | 2,562 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0566% | 6,379 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0531% | 6,321 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4238% | 808 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1875% | 4,033 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1485% | 3,633 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0300% | 6,957 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2820% | 2,547 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0070% | 5,222 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3393% | 2,211 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6165% | 1,998 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0583% | 6,243 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0533% | 6,206 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5313% | 669 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1448% | 3,624 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1615% | 2,912 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0258% | 6,968 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3061% | 1,950 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0071% | 5,231 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3690% | 1,700 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1647% | 6,573 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0667% | 3,246 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0579% | 3,092 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4495% | 562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2915% | 4,558 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2243% | 4,074 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3878% | 2,278 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9539% | 711 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1469% | 3,787 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2243% | 1,587 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1307% | 3,746 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7294% | 2,921 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9538% | 2,233 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6459% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2848% | 4,235 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2640% | 3,555 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5314% | 1,697 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5701% | 674 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1621% | 3,374 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2990% | 1,323 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1335% | 3,385 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0060% | 6,485 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0923% | 1,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7564% | 840 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2253% | 4,250 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2031% | 3,525 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3082% | 1,791 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2012% | 2,790 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4449% | 1,011 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1496% | 2,938 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0091% | 3,810 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8030% | 2,240 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9859% | 653 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2696% | 3,335 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1476% | 3,133 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2250% | 1,408 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1463% | 2,457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5515% | 701 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0592% | 2,679 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0662% | 1,516 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3774% | 1,415 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9018% | 570 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1882% | 5,478 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1361% | 4,529 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0301% | 3,223 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1171% | 553 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1726% | 3,412 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1732% | 1,644 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1725% | 3,260 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4175% | 3,934 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6567% | 3,596 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3692% | 1,380 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1974% | 4,831 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1646% | 3,821 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0129% | 2,741 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5021% | 365 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2136% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2301% | 1,317 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2099% | 2,619 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1545% | 4,001 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7578% | 3,005 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2212% | 1,377 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2196% | 4,129 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1653% | 3,335 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0193% | 2,157 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2687% | 224 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1744% | 2,602 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3430% | 963 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1359% | 2,620 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5158% | 2,649 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8258% | 2,646 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2783% | 6,980 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3126% | 2,852 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2800% | 2,136 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0073% | 1,368 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.5831% | 130 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3669% | 1,469 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6839% | 526 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2941% | 1,495 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0526% | 1,396 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4111% | 3,132 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.5984% | 7,089 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2894% | 3,472 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0974% | 3,733 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1778% | 1,473 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7658% | 301 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0393% | 3,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0484% | 3,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5274% | 1,342 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8085% | 2,750 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3758% | 661 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3259% | 2,405 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1015% | 2,924 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2226% | 905 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0383% | 175 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0069% | 3,412 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0085% | 3,151 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0902% | 725 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7183% | 2,536 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2487% | 587 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4644% | 1,477 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1546% | 1,960 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3327% | 570 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6221% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0105% | 2,731 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0130% | 2,488 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3083% | 367 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8146% | 2,054 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3543% | 497 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3193% | 1,571 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0976% | 1,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.3137% | 41 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0213% | 1,788 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0263% | 1,610 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8363% | 504 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9533% | 1,601 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0291% | 472 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0983% | 3,971 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0212% | 3,503 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0382% | 2,632 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0466% | 2,349 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2952% | 2,415 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4170% | 3,443 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0949% | 3,282 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3664% | 1,738 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4435% | 2,903 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1087% | 2,634 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5034% | 1,251 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4440% | 2,590 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1065% | 2,128 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4310% | 964 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4397% | 2,306 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0302% | 4,968 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0546% | 8,293 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1518% | 8,239 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2663% | 2,218 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2737% | 4,033 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0126% | 5,084 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0733% | 8,330 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2033% | 8,312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1548% | 2,140 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2899% | 3,484 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0585% | 3,235 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0061% | 7,732 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0167% | 8,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2467% | 1,591 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2394% | 3,450 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0652% | 2,570 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0312% | 1,191 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0855% | 337 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0196% | 6,751 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2303% | 3,013 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0405% | 8,256 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0259% | 8,184 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0681% | 8,263 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7690% | 8,180 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1720% | 5,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0746% | 8,285 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0220% | 8,092 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0575% | 8,244 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2930% | 8,258 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1804% | 4,716 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1331% | 8,406 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0295% | 8,139 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0763% | 8,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.9341% | 8,304 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1569% | 4,420 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0305% | 7,559 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0190% | 8,093 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0482% | 8,347 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3015% | 7,883 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0285% | 4,215 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0357% | 5,633 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0439% | 8,483 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1121% | 8,502 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2531% | 2,888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2496% | 5,157 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0250% | 5,420 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0720% | 8,593 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1854% | 8,592 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2900% | 2,290 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2793% | 4,508 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0591% | 4,161 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0507% | 8,494 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1301% | 8,610 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5695% | 1,503 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2738% | 4,231 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1699% | 2,164 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0163% | 8,240 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0420% | 8,540 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4548% | 646 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4336% | 3,125 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2831% | 2,613 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1414% | 1,466 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3822% | 578 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3065% | 1,374 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4545% | 4,462 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3677% | 1,764 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1976% | 937 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5424% | 372 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8330% | 827 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4990% | 3,833 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5499% | 1,118 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2996% | 595 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8272% | 248 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1565% | 463 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5947% | 3,207 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5619% | 987 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5256% | 296 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4438% | 124 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8524% | 1,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6043% | 2,868 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4247% | 1,963 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3734% | 607 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9143% | 307 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0016% | 3,391 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0018% | 3,203 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5598% | 2,701 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5464% | 4,091 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0686% | 5,701 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1604% | 9,299 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3567% | 9,170 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0235% | 8,898 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0948% | 6,016 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0140% | 8,796 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5584% | 2,544 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6401% | 3,513 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2183% | 2,947 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0066% | 828 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0395% | 285 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0151% | 1,419 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0173% | 1,425 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0627% | 232 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6294% | 654 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1848% | 3,418 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0176% | 1,367 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0477% | 1,327 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 1,296 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0007% | 1,300 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0310% | 1,285 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2099% | 354 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8294% | 368 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3695% | 2,023 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3092% | 81 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8098% | 37 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0437% | 521 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2342% | 130 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0318% | 555 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3014% | 1,356 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9495% | 517 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7688% | 452 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1428% | 4,662 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0356% | 605 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0359% | 375 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0390% | 611 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0648% | 303 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0372% | 584 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5479% | 310 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5888% | 821 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1681% | 4,556 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2206% | 245 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2686% | 244 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2215% | 187 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2352% | 168 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2136% | 1,430 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5568% | 851 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3336% | 2,572 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1740% | 358 |
| Percentage Net Loans Charged-off:Construction & development | 0.0849% | 254 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5931% | 217 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0353% | 631 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1472% | 187 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0287% | 651 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1186% | 48 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1794% | 1,146 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1500% | 4,765 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9969% | 1,263 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5281% | 1,171 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |