Home > Bank Of Jackson Hole Trust > Income and Expense

Bank Of Jackson Hole Trust, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$198,0004,391
Total interest expense$21,0004,332
Net interest income$177,0004,391
Provision for loan and lease losses$14,0002,493
Total noninterest income$804,0001,492
Gross Fiduciary activities income$802,000378
Service charges on deposit accounts$04,263
Trading account gains and feesNANA
Additional Noninterest Income$2,0004,270
Total noninterest expense$744,0003,679
Salaries and employee benefits$534,0003,376
Premises and equipment expense$17,0004,291
Additional noninterest expense$2,0004,306
Pre-tax net operating income$223,0003,618
Securities gains (losses)$0665
Applicable income taxes$53,0002,378
Income before extraordinary items$170,0003,669
Extraordinary gains, net$047
Net income$170,0003,706
Minority interest net income$065
Net income of bank and minority interests.$170,0003,669
Net charge-offs$02,299
Cash dividends$02,364
Sale, conversion, retirement of capital stock, net$0467
Net operating income$170,0003,685
2024-12-31 (YTD Data)Rank
Total interest income$696,0004,412
Total interest expense$52,0004,358
Net interest income$644,0004,417
Provision for loan and lease losses$2,0003,245
Total noninterest income$2,766,0001,683
Gross Fiduciary activities income$2,766,000387
Service charges on deposit accounts$04,329
Trading account gains and feesNANA
Additional Noninterest Income$04,364
Total noninterest expense$2,773,0003,757
Salaries and employee benefits$1,800,0003,565
Premises and equipment expense$5,0004,428
Additional noninterest expense$04,406
Pre-tax net operating income$635,0003,739
Securities gains (losses)$0940
Applicable income taxes$149,0002,524
Income before extraordinary items$486,0003,768
Extraordinary gains, net$053
Net income$486,0003,811
Minority interest net income$090
Net income of bank and minority interests.$486,0003,768
Net charge-offs$03,072
Cash dividends$03,434
Sale, conversion, retirement of capital stock, net$0564
Net operating income$486,0003,786
2024-09-30 (YTD Data)Rank
Total interest income$499,0004,456
Total interest expense$30,0004,398
Net interest income$469,0004,458
Provision for loan and lease losses$2,0003,070
Total noninterest income$1,968,0001,720
Gross Fiduciary activities income$1,968,000400
Service charges on deposit accounts$04,347
Trading account gains and feesNANA
Additional Noninterest Income$04,404
Total noninterest expense$1,991,0003,793
Salaries and employee benefits$1,302,0003,589
Premises and equipment expense$04,460
Additional noninterest expense$04,447
Pre-tax net operating income$444,0003,786
Securities gains (losses)$0930
Applicable income taxes$104,0002,561
Income before extraordinary items$340,0003,834
Extraordinary gains, net$051
Net income$340,0003,875
Minority interest net income$082
Net income of bank and minority interests.$340,0003,837
Net charge-offs$02,823
Cash dividends$03,076
Sale, conversion, retirement of capital stock, net$0527
Net operating income$340,0003,846
2024-06-30 (YTD Data)Rank
Total interest income$292,0004,475
Total interest expense$9,0004,426
Net interest income$283,0004,483
Provision for loan and lease losses$2,0002,899
Total noninterest income$1,224,0001,763
Gross Fiduciary activities income$1,224,000411
Service charges on deposit accounts$04,363
Trading account gains and feesNANA
Additional Noninterest Income$04,414
Total noninterest expense$1,204,0003,882
Salaries and employee benefits$749,0003,754
Premises and equipment expense$04,478
Additional noninterest expense$04,458
Pre-tax net operating income$301,0003,782
Securities gains (losses)$0628
Applicable income taxes$71,0002,546
Income before extraordinary items$230,0003,816
Extraordinary gains, net$052
Net income$230,0003,857
Minority interest net income$084
Net income of bank and minority interests.$230,0003,819
Net charge-offs$02,587
Cash dividends$02,949
Sale, conversion, retirement of capital stock, net$0496
Net operating income$230,0003,833
2024-03-31 (YTD Data)Rank
Total interest income$135,0004,507
Total interest expense$04,513
Net interest income$135,0004,522
Provision for loan and lease losses$2,0002,528
Total noninterest income$610,0001,735
Gross Fiduciary activities income$590,000392
Service charges on deposit accounts$04,363
Trading account gains and feesNANA
Additional Noninterest Income$20,0004,002
Total noninterest expense$512,0004,016
Salaries and employee benefits$319,0003,911
Premises and equipment expense$04,504
Additional noninterest expense$20,0004,005
Pre-tax net operating income$231,0003,506
Securities gains (losses)$0689
Applicable income taxes$55,0002,268
Income before extraordinary items$176,0003,603
Extraordinary gains, net$051
Net income$176,0003,641
Minority interest net income$072
Net income of bank and minority interests.$176,0003,604
Net charge-offs$02,217
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$0434
Net operating income$176,0003,608
2023-12-31 (YTD Data)Rank
Total interest income$300,0004,536
Total interest expense$04,535
Net interest income$300,0004,564
Provision for loan and lease losses$03,275
Total noninterest income$2,048,0001,979
Gross Fiduciary activities income$2,048,000397
Service charges on deposit accounts$04,423
Trading account gains and feesNANA
Additional Noninterest Income$04,510
Total noninterest expense$2,032,0004,041
Salaries and employee benefits$1,467,0003,807
Premises and equipment expense$50,0004,457
Additional noninterest expense$04,510
Pre-tax net operating income$316,0004,096
Securities gains (losses)$0988
Applicable income taxes$76,0002,907
Income before extraordinary items$240,0004,124
Extraordinary gains, net$054
Net income$240,0004,164
Minority interest net income$088
Net income of bank and minority interests.$240,0004,126
Net charge-offs$02,884
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$240,0004,145
2023-09-30 (YTD Data)Rank
Total interest income$176,0004,571
Total interest expense$04,560
Net interest income$176,0004,587
Provision for loan and lease losses$03,085
Total noninterest income$1,527,0001,994
Gross Fiduciary activities income$1,527,000399
Service charges on deposit accounts$04,443
Trading account gains and feesNANA
Additional Noninterest Income$04,497
Total noninterest expense$1,549,0004,020
Salaries and employee benefits$1,149,0003,736
Premises and equipment expense$50,0004,431
Additional noninterest expense$04,533
Pre-tax net operating income$154,0004,235
Securities gains (losses)$0849
Applicable income taxes$37,0003,085
Income before extraordinary items$117,0004,252
Extraordinary gains, net$052
Net income$117,0004,291
Minority interest net income$081
Net income of bank and minority interests.$117,0004,251
Net charge-offs$02,641
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$117,0004,271
2023-06-30 (YTD Data)Rank
Total interest income$43,0004,616
Total interest expense$04,593
Net interest income$43,0004,637
Provision for loan and lease losses$02,940
Total noninterest income$1,016,0001,929
Gross Fiduciary activities income$1,016,000394
Service charges on deposit accounts$04,471
Trading account gains and feesNANA
Additional Noninterest Income$04,562
Total noninterest expense$1,016,0004,047
Salaries and employee benefits$786,0003,725
Premises and equipment expense$46,0004,377
Additional noninterest expense$04,565
Pre-tax net operating income$43,0004,370
Securities gains (losses)$0938
Applicable income taxes$10,0003,287
Income before extraordinary items$33,0004,373
Extraordinary gains, net$051
Net income$33,0004,413
Minority interest net income$081
Net income of bank and minority interests.$33,0004,369
Net charge-offs$02,431
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$33,0004,382
2023-03-31 (YTD Data)Rank
Total interest income$04,674
Total interest expense$04,616
Net interest income$04,671
Provision for loan and lease losses$02,612
Total noninterest income$513,0001,919
Gross Fiduciary activities income$513,000403
Service charges on deposit accounts$04,484
Trading account gains and feesNANA
Additional Noninterest Income$04,577
Total noninterest expense$474,0004,149
Salaries and employee benefits$398,0003,763
Premises and equipment expense$34,0004,279
Additional noninterest expense$04,577
Pre-tax net operating income$39,0004,381
Securities gains (losses)$0950
Applicable income taxes$9,0003,152
Income before extraordinary items$30,0004,375
Extraordinary gains, net$04
Net income$30,0004,375
Minority interest net income$048
Net income of bank and minority interests.$30,0004,375
Net charge-offs$02,062
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$30,0004,394
2022-12-31 (YTD Data)Rank
Total interest income$04,707
Total interest expense$04,649
Net interest income$04,705
Provision for loan and lease losses$03,012
Total noninterest income$564,0003,417
Gross Fiduciary activities income$564,000600
Service charges on deposit accounts$04,545
Trading account gains and feesNANA
Additional Noninterest Income$04,616
Total noninterest expense$402,0004,693
Salaries and employee benefits$342,0004,625
Premises and equipment expense$11,0004,679
Additional noninterest expense$04,616
Pre-tax net operating income$162,0004,440
Securities gains (losses)$0691
Applicable income taxes$38,0003,330
Income before extraordinary items$124,0004,446
Extraordinary gains, net$05
Net income$124,0004,446
Minority interest net income$063
Net income of bank and minority interests.$124,0004,446
Net charge-offs$02,620
Cash dividends$186,500,00074
Sale, conversion, retirement of capital stock, net$0568
Net operating income$124,0004,455
2022-09-30 (YTD Data)Rank
Total interest income$38,983,000690
Total interest expense$2,242,000913
Net interest income$36,741,000677
Provision for loan and lease losses$1,400,000500
Total noninterest income$5,744,000923
Gross Fiduciary activities income$1,269,000434
Service charges on deposit accounts$370,0001,706
Trading account gains and feesNANA
Additional Noninterest Income$4,105,000871
Total noninterest expense$27,360,000719
Salaries and employee benefits$17,149,000658
Premises and equipment expense$2,476,000776
Additional noninterest expense$4,105,000871
Pre-tax net operating income$13,725,000816
Securities gains (losses)$0740
Applicable income taxes$3,073,000681
Income before extraordinary items$10,652,000840
Extraordinary gains, net$04
Net income$10,652,000840
Minority interest net income$057
Net income of bank and minority interests.$10,652,000840
Net charge-offs$-35,0003,965
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$10,652,000855
2022-06-30 (YTD Data)Rank
Total interest income$24,115,000705
Total interest expense$1,062,0001,085
Net interest income$23,053,000692
Provision for loan and lease losses$450,000730
Total noninterest income$4,660,000798
Gross Fiduciary activities income$859,000392
Service charges on deposit accounts$240,0001,728
Trading account gains and feesNANA
Additional Noninterest Income$3,561,000731
Total noninterest expense$15,271,000839
Salaries and employee benefits$9,905,000740
Premises and equipment expense$1,637,000779
Additional noninterest expense$3,729,000985
Pre-tax net operating income$11,992,000625
Securities gains (losses)$0687
Applicable income taxes$2,669,000549
Income before extraordinary items$9,323,000635
Extraordinary gains, net$04
Net income$9,323,000635
Minority interest net income$060
Net income of bank and minority interests.$9,323,000635
Net charge-offs$-36,0004,070
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$9,323,000646
2022-03-31 (YTD Data)Rank
Total interest income$11,544,000708
Total interest expense$595,000934
Net interest income$10,949,000701
Provision for loan and lease losses$225,000608
Total noninterest income$3,567,000617
Gross Fiduciary activities income$440,000394
Service charges on deposit accounts$112,0001,791
Trading account gains and feesNANA
Additional Noninterest Income$3,015,000528
Total noninterest expense$7,536,000848
Salaries and employee benefits$5,022,000739
Premises and equipment expense$844,000768
Additional noninterest expense$1,670,0001,064
Pre-tax net operating income$6,755,000556
Securities gains (losses)$0623
Applicable income taxes$1,511,000499
Income before extraordinary items$5,244,000569
Extraordinary gains, net$04
Net income$5,244,000569
Minority interest net income$050
Net income of bank and minority interests.$5,244,000569
Net charge-offs$-4,0003,570
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$5,244,000579
2021-12-31 (YTD Data)Rank
Total interest income$43,135,000773
Total interest expense$2,362,0001,149
Net interest income$40,773,000751
Provision for loan and lease losses$750,000759
Total noninterest income$6,252,0001,139
Gross Fiduciary activities income$1,413,000422
Service charges on deposit accounts$398,0001,866
Trading account gains and feesNANA
Additional Noninterest Income$4,441,0001,158
Total noninterest expense$30,002,000846
Salaries and employee benefits$18,638,000780
Premises and equipment expense$3,143,000824
Additional noninterest expense$8,221,000909
Pre-tax net operating income$16,273,000889
Securities gains (losses)$92,000905
Applicable income taxes$3,357,000802
Income before extraordinary items$13,008,000930
Extraordinary gains, net$010
Net income$13,008,000930
Minority interest net income$074
Net income of bank and minority interests.$13,008,000930
Net charge-offs$-317,0004,652
Cash dividends$4,000,000944
Sale, conversion, retirement of capital stock, net$0582
Net operating income$12,935,320921
2021-09-30 (YTD Data)Rank
Total interest income$31,621,000803
Total interest expense$1,799,0001,199
Net interest income$29,822,000778
Provision for loan and lease losses$600,000696
Total noninterest income$4,803,0001,140
Gross Fiduciary activities income$1,019,000420
Service charges on deposit accounts$292,0001,891
Trading account gains and feesNANA
Additional Noninterest Income$3,492,0001,150
Total noninterest expense$21,709,000880
Salaries and employee benefits$13,426,000819
Premises and equipment expense$2,275,000867
Additional noninterest expense$6,008,000938
Pre-tax net operating income$12,316,000908
Securities gains (losses)$80,000887
Applicable income taxes$2,372,000877
Income before extraordinary items$10,024,000947
Extraordinary gains, net$08
Net income$10,024,000946
Minority interest net income$069
Net income of bank and minority interests.$10,024,000947
Net charge-offs$-313,0004,754
Cash dividends$4,000,000685
Sale, conversion, retirement of capital stock, net$0543
Net operating income$9,959,200941
2021-06-30 (YTD Data)Rank
Total interest income$19,558,000856
Total interest expense$1,248,0001,200
Net interest income$18,310,000835
Provision for loan and lease losses$450,000658
Total noninterest income$3,400,0001,099
Gross Fiduciary activities income$642,000428
Service charges on deposit accounts$196,0001,833
Trading account gains and feesNANA
Additional Noninterest Income$2,562,0001,095
Total noninterest expense$13,939,000898
Salaries and employee benefits$8,559,000849
Premises and equipment expense$1,416,000916
Additional noninterest expense$3,964,000935
Pre-tax net operating income$7,321,000990
Securities gains (losses)$80,000737
Applicable income taxes$1,369,000944
Income before extraordinary items$6,032,0001,020
Extraordinary gains, net$06
Net income$6,032,0001,020
Minority interest net income$067
Net income of bank and minority interests.$6,032,0001,020
Net charge-offs$-5,0003,551
Cash dividends$4,000,000503
Sale, conversion, retirement of capital stock, net$0517
Net operating income$5,966,4001,013
2021-03-31 (YTD Data)Rank
Total interest income$9,609,000862
Total interest expense$656,0001,209
Net interest income$8,953,000842
Provision for loan and lease losses$225,000730
Total noninterest income$1,496,0001,183
Gross Fiduciary activities income$319,000429
Service charges on deposit accounts$94,0001,874
Trading account gains and feesNANA
Additional Noninterest Income$1,083,0001,205
Total noninterest expense$6,983,000891
Salaries and employee benefits$4,352,000831
Premises and equipment expense$680,000951
Additional noninterest expense$1,951,000925
Pre-tax net operating income$3,241,0001,079
Securities gains (losses)$01,392
Applicable income taxes$582,0001,034
Income before extraordinary items$2,659,0001,139
Extraordinary gains, net$03
Net income$2,659,0001,139
Minority interest net income$055
Net income of bank and minority interests.$2,659,0001,139
Net charge-offs$-3,0003,553
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,659,0001,107
2020-12-31 (YTD Data)Rank
Total interest income$36,819,000897
Total interest expense$4,044,0001,152
Net interest income$32,775,000868
Provision for loan and lease losses$1,825,0001,113
Total noninterest income$5,783,0001,149
Gross Fiduciary activities income$1,062,000448
Service charges on deposit accounts$375,0001,967
Trading account gains and feesNANA
Additional Noninterest Income$4,346,0001,131
Total noninterest expense$23,937,000982
Salaries and employee benefits$14,219,000945
Premises and equipment expense$2,378,0001,023
Additional noninterest expense$7,340,000951
Pre-tax net operating income$12,796,000866
Securities gains (losses)$233,000959
Applicable income taxes$2,514,000790
Income before extraordinary items$10,515,000913
Extraordinary gains, net$04
Net income$10,515,000913
Minority interest net income$072
Net income of bank and minority interests.$10,515,000913
Net charge-offs$-480,0004,953
Cash dividends$3,500,000993
Sale, conversion, retirement of capital stock, net$0566
Net operating income$10,326,270891
2020-09-30 (YTD Data)Rank
Total interest income$28,806,000875
Total interest expense$3,074,0001,205
Net interest income$25,732,000827
Provision for loan and lease losses$1,600,0001,013
Total noninterest income$3,233,0001,356
Gross Fiduciary activities income$781,000448
Service charges on deposit accounts$281,0001,974
Trading account gains and feesNANA
Additional Noninterest Income$2,171,0001,407
Total noninterest expense$17,411,000981
Salaries and employee benefits$10,451,000948
Premises and equipment expense$1,776,0001,021
Additional noninterest expense$5,184,000983
Pre-tax net operating income$9,954,000800
Securities gains (losses)$02,494
Applicable income taxes$1,948,000743
Income before extraordinary items$8,006,000863
Extraordinary gains, net$04
Net income$8,006,000863
Minority interest net income$065
Net income of bank and minority interests.$8,006,000863
Net charge-offs$-12,0004,294
Cash dividends$3,500,000733
Sale, conversion, retirement of capital stock, net$0532
Net operating income$8,006,000833
2020-06-30 (YTD Data)Rank
Total interest income$20,261,000837
Total interest expense$2,284,0001,181
Net interest income$17,977,000793
Provision for loan and lease losses$1,375,000898
Total noninterest income$1,989,0001,365
Gross Fiduciary activities income$516,000450
Service charges on deposit accounts$198,0001,927
Trading account gains and feesNANA
Additional Noninterest Income$1,275,0001,453
Total noninterest expense$11,722,000967
Salaries and employee benefits$6,963,000949
Premises and equipment expense$1,225,000987
Additional noninterest expense$3,534,000959
Pre-tax net operating income$6,869,000707
Securities gains (losses)$02,249
Applicable income taxes$1,379,000638
Income before extraordinary items$5,490,000774
Extraordinary gains, net$04
Net income$5,490,000774
Minority interest net income$065
Net income of bank and minority interests.$5,490,000774
Net charge-offs$-8,0004,259
Cash dividends$1,500,000984
Sale, conversion, retirement of capital stock, net$0504
Net operating income$5,490,000745
2020-03-31 (YTD Data)Rank
Total interest income$9,080,000916
Total interest expense$1,395,0001,082
Net interest income$7,685,000888
Provision for loan and lease losses$225,0001,360
Total noninterest income$959,0001,325
Gross Fiduciary activities income$268,000449
Service charges on deposit accounts$99,0002,146
Trading account gains and feesNANA
Additional Noninterest Income$592,0001,364
Total noninterest expense$5,584,0001,016
Salaries and employee benefits$3,180,0001,023
Premises and equipment expense$665,000947
Additional noninterest expense$1,739,000990
Pre-tax net operating income$2,835,000773
Securities gains (losses)$01,705
Applicable income taxes$565,000672
Income before extraordinary items$2,270,000838
Extraordinary gains, net$04
Net income$2,270,000838
Minority interest net income$056
Net income of bank and minority interests.$2,270,000838
Net charge-offs$-4,0004,126
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,270,000829
2019-12-31 (YTD Data)Rank
Total interest income$37,326,000907
Total interest expense$5,518,0001,144
Net interest income$31,808,000859
Provision for loan and lease losses$900,000972
Total noninterest income$3,019,0001,558
Gross Fiduciary activities income$861,000483
Service charges on deposit accounts$437,0002,105
Trading account gains and feesNANA
Additional Noninterest Income$1,721,0001,679
Total noninterest expense$19,336,0001,118
Salaries and employee benefits$11,195,0001,108
Premises and equipment expense$1,865,0001,235
Additional noninterest expense$6,276,0001,054
Pre-tax net operating income$14,591,000766
Securities gains (losses)$02,379
Applicable income taxes$2,984,000696
Income before extraordinary items$11,607,000824
Extraordinary gains, net$011
Net income$11,607,000825
Minority interest net income$076
Net income of bank and minority interests.$11,607,000825
Net charge-offs$10,0003,318
Cash dividends$6,310,000671
Sale, conversion, retirement of capital stock, net$0626
Net operating income$11,607,000800
2019-09-30 (YTD Data)Rank
Total interest income$27,736,000917
Total interest expense$3,991,0001,187
Net interest income$23,745,000865
Provision for loan and lease losses$675,000924
Total noninterest income$2,131,0001,616
Gross Fiduciary activities income$632,000487
Service charges on deposit accounts$329,0002,110
Trading account gains and feesNANA
Additional Noninterest Income$1,170,0001,754
Total noninterest expense$14,187,0001,128
Salaries and employee benefits$8,061,0001,139
Premises and equipment expense$1,364,0001,268
Additional noninterest expense$4,762,0001,044
Pre-tax net operating income$11,014,000781
Securities gains (losses)$02,167
Applicable income taxes$2,248,000718
Income before extraordinary items$8,766,000830
Extraordinary gains, net$011
Net income$8,766,000831
Minority interest net income$072
Net income of bank and minority interests.$8,766,000831
Net charge-offs$4,0003,193
Cash dividends$6,310,000512
Sale, conversion, retirement of capital stock, net$0590
Net operating income$8,766,000810
2019-06-30 (YTD Data)Rank
Total interest income$18,114,000930
Total interest expense$2,486,0001,226
Net interest income$15,628,000870
Provision for loan and lease losses$450,000914
Total noninterest income$1,278,0001,687
Gross Fiduciary activities income$418,000488
Service charges on deposit accounts$226,0002,036
Trading account gains and feesNANA
Additional Noninterest Income$634,0001,956
Total noninterest expense$9,094,0001,162
Salaries and employee benefits$5,467,0001,123
Premises and equipment expense$948,0001,244
Additional noninterest expense$2,679,0001,185
Pre-tax net operating income$7,362,000748
Securities gains (losses)$01,702
Applicable income taxes$1,506,000691
Income before extraordinary items$5,856,000802
Extraordinary gains, net$011
Net income$5,856,000802
Minority interest net income$069
Net income of bank and minority interests.$5,856,000802
Net charge-offs$9,0002,635
Cash dividends$1,500,0001,092
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,856,000783
2019-03-31 (YTD Data)Rank
Total interest income$8,824,000949
Total interest expense$1,138,0001,293
Net interest income$7,686,000882
Provision for loan and lease losses$225,000848
Total noninterest income$689,0001,583
Gross Fiduciary activities income$214,000482
Service charges on deposit accounts$102,0002,179
Trading account gains and feesNANA
Additional Noninterest Income$373,0001,734
Total noninterest expense$4,562,0001,156
Salaries and employee benefits$2,740,0001,126
Premises and equipment expense$542,0001,116
Additional noninterest expense$1,280,0001,222
Pre-tax net operating income$3,588,000755
Securities gains (losses)$01,087
Applicable income taxes$738,000679
Income before extraordinary items$2,850,000813
Extraordinary gains, net$05
Net income$2,850,000813
Minority interest net income$052
Net income of bank and minority interests.$2,850,000812
Net charge-offs$6,0002,153
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,850,000797
2018-12-31 (YTD Data)Rank
Total interest income$32,462,000959
Total interest expense$2,484,0001,652
Net interest income$29,978,000879
Provision for loan and lease losses$900,000959
Total noninterest income$2,985,0001,548
Gross Fiduciary activities income$693,000534
Service charges on deposit accounts$433,0002,203
Trading account gains and feesNANA
Additional Noninterest Income$1,859,0001,570
Total noninterest expense$16,549,0001,235
Salaries and employee benefits$10,036,0001,173
Premises and equipment expense$1,549,0001,457
Additional noninterest expense$4,964,0001,247
Pre-tax net operating income$15,514,000736
Securities gains (losses)$-3,192,0005,372
Applicable income taxes$1,410,0001,092
Income before extraordinary items$10,912,000848
Extraordinary gains, net$06
Net income$10,912,000846
Minority interest net income$072
Net income of bank and minority interests.$10,912,000847
Net charge-offs$-130,0005,095
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$13,752,880694
2018-09-30 (YTD Data)Rank
Total interest income$23,561,000973
Total interest expense$1,581,0001,788
Net interest income$21,980,000896
Provision for loan and lease losses$675,000885
Total noninterest income$2,239,0001,574
Gross Fiduciary activities income$494,000535
Service charges on deposit accounts$327,0002,197
Trading account gains and feesNANA
Additional Noninterest Income$1,418,0001,568
Total noninterest expense$12,294,0001,242
Salaries and employee benefits$7,473,0001,173
Premises and equipment expense$1,172,0001,449
Additional noninterest expense$3,649,0001,276
Pre-tax net operating income$11,250,000744
Securities gains (losses)$01,118
Applicable income taxes$2,264,000673
Income before extraordinary items$8,986,000786
Extraordinary gains, net$05
Net income$8,986,000785
Minority interest net income$066
Net income of bank and minority interests.$8,986,000785
Net charge-offs$-129,0005,168
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$8,986,000779
2018-06-30 (YTD Data)Rank
Total interest income$15,135,000992
Total interest expense$940,0001,865
Net interest income$14,195,000920
Provision for loan and lease losses$450,000888
Total noninterest income$1,578,0001,508
Gross Fiduciary activities income$333,000538
Service charges on deposit accounts$231,0002,105
Trading account gains and feesNANA
Additional Noninterest Income$1,014,0001,502
Total noninterest expense$7,982,0001,271
Salaries and employee benefits$4,848,0001,199
Premises and equipment expense$736,0001,550
Additional noninterest expense$2,398,0001,297
Pre-tax net operating income$7,341,000741
Securities gains (losses)$0961
Applicable income taxes$1,464,000674
Income before extraordinary items$5,877,000785
Extraordinary gains, net$06
Net income$5,877,000784
Minority interest net income$065
Net income of bank and minority interests.$5,877,000784
Net charge-offs$-127,0005,260
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,877,000781
2018-03-31 (YTD Data)Rank
Total interest income$7,328,0001,009
Total interest expense$403,0002,012
Net interest income$6,925,000933
Provision for loan and lease losses$225,000854
Total noninterest income$836,0001,443
Gross Fiduciary activities income$174,000542
Service charges on deposit accounts$103,0002,267
Trading account gains and feesNANA
Additional Noninterest Income$559,0001,401
Total noninterest expense$3,868,0001,313
Salaries and employee benefits$2,413,0001,214
Premises and equipment expense$365,0001,588
Additional noninterest expense$1,090,0001,388
Pre-tax net operating income$3,668,000728
Securities gains (losses)$0735
Applicable income taxes$712,000674
Income before extraordinary items$2,956,000758
Extraordinary gains, net$07
Net income$2,956,000758
Minority interest net income$052
Net income of bank and minority interests.$2,956,000758
Net charge-offs$-9,0004,705
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,956,000755
2017-12-31 (YTD Data)Rank
Total interest income$25,811,0001,090
Total interest expense$1,240,0002,198
Net interest income$24,571,0001,019
Provision for loan and lease losses$540,0001,377
Total noninterest income$2,974,0001,599
Gross Fiduciary activities income$467,000607
Service charges on deposit accounts$538,0001,928
Trading account gains and feesNANA
Additional Noninterest Income$1,969,0001,554
Total noninterest expense$15,274,0001,300
Salaries and employee benefits$9,038,0001,254
Premises and equipment expense$1,635,0001,394
Additional noninterest expense$4,601,0001,333
Pre-tax net operating income$11,731,000871
Securities gains (losses)$02,243
Applicable income taxes$5,212,000647
Income before extraordinary items$6,519,0001,092
Extraordinary gains, net$09
Net income$6,519,0001,092
Minority interest net income$076
Net income of bank and minority interests.$6,519,0001,092
Net charge-offs$400,0001,265
Cash dividends$4,775,000711
Sale, conversion, retirement of capital stock, net$0711
Net operating income$6,519,0001,081
2017-09-30 (YTD Data)Rank
Total interest income$18,672,0001,122
Total interest expense$893,0002,236
Net interest income$17,779,0001,055
Provision for loan and lease losses$240,0001,848
Total noninterest income$2,209,0001,626
Gross Fiduciary activities income$333,000621
Service charges on deposit accounts$419,0001,885
Trading account gains and feesNANA
Additional Noninterest Income$1,457,0001,580
Total noninterest expense$11,193,0001,322
Salaries and employee benefits$6,545,0001,302
Premises and equipment expense$1,214,0001,420
Additional noninterest expense$3,434,0001,334
Pre-tax net operating income$8,555,000898
Securities gains (losses)$02,274
Applicable income taxes$2,815,000723
Income before extraordinary items$5,740,0001,043
Extraordinary gains, net$09
Net income$5,740,0001,042
Minority interest net income$071
Net income of bank and minority interests.$5,740,0001,043
Net charge-offs$-47,0005,142
Cash dividends$2,775,000815
Sale, conversion, retirement of capital stock, net$0677
Net operating income$5,740,0001,026
2017-06-30 (YTD Data)Rank
Total interest income$11,990,0001,148
Total interest expense$589,0002,232
Net interest income$11,401,0001,090
Provision for loan and lease losses$165,0001,750
Total noninterest income$1,402,0001,661
Gross Fiduciary activities income$218,000626
Service charges on deposit accounts$307,0001,729
Trading account gains and feesNANA
Additional Noninterest Income$877,0001,671
Total noninterest expense$7,409,0001,341
Salaries and employee benefits$4,289,0001,326
Premises and equipment expense$777,0001,480
Additional noninterest expense$2,343,0001,309
Pre-tax net operating income$5,229,000955
Securities gains (losses)$01,906
Applicable income taxes$1,716,000744
Income before extraordinary items$3,513,0001,099
Extraordinary gains, net$011
Net income$3,513,0001,099
Minority interest net income$071
Net income of bank and minority interests.$3,513,0001,099
Net charge-offs$-38,0005,210
Cash dividends$1,775,000844
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,513,0001,086
2017-03-31 (YTD Data)Rank
Total interest income$5,852,0001,162
Total interest expense$288,0002,244
Net interest income$5,564,0001,101
Provision for loan and lease losses$50,0002,060
Total noninterest income$689,0001,677
Gross Fiduciary activities income$121,000608
Service charges on deposit accounts$158,0001,684
Trading account gains and feesNANA
Additional Noninterest Income$410,0001,730
Total noninterest expense$3,799,0001,320
Salaries and employee benefits$2,138,0001,340
Premises and equipment expense$404,0001,435
Additional noninterest expense$1,257,0001,237
Pre-tax net operating income$2,404,0001,007
Securities gains (losses)$01,153
Applicable income taxes$784,000787
Income before extraordinary items$1,620,0001,160
Extraordinary gains, net$08
Net income$1,620,0001,159
Minority interest net income$055
Net income of bank and minority interests.$1,620,0001,160
Net charge-offs$-25,0005,330
Cash dividends$1,775,000452
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,620,0001,141
2016-12-31 (YTD Data)Rank
Total interest income$22,706,0001,166
Total interest expense$1,000,0002,416
Net interest income$21,706,0001,090
Provision for loan and lease losses$04,332
Total noninterest income$2,906,0001,681
Gross Fiduciary activities income$417,000631
Service charges on deposit accounts$237,0003,341
Trading account gains and fees$0170
Additional Noninterest Income$2,252,0001,479
Total noninterest expense$14,561,0001,354
Salaries and employee benefits$8,204,0001,342
Premises and equipment expense$1,601,0001,426
Additional noninterest expense$4,756,0001,319
Pre-tax net operating income$10,051,000927
Securities gains (losses)$18,0002,427
Applicable income taxes$3,341,000721
Income before extraordinary items$6,728,0001,088
Extraordinary gains, net$05
Net income$6,728,0001,087
Minority interest net income$082
Net income of bank and minority interests.$6,728,0001,087
Net charge-offs$395,0001,267
Cash dividends$325,0003,374
Sale, conversion, retirement of capital stock, net$0759
Net operating income$6,715,9401,072
2016-09-30 (YTD Data)Rank
Total interest income$16,869,0001,178
Total interest expense$740,0002,437
Net interest income$16,129,0001,104
Provision for loan and lease losses$04,186
Total noninterest income$2,180,0001,681
Gross Fiduciary activities income$312,000631
Service charges on deposit accounts$178,0003,358
Trading account gains and fees$0169
Additional Noninterest Income$1,690,0001,466
Total noninterest expense$10,570,0001,379
Salaries and employee benefits$6,001,0001,370
Premises and equipment expense$1,120,0001,533
Additional noninterest expense$3,449,0001,356
Pre-tax net operating income$7,739,000913
Securities gains (losses)$17,0002,378
Applicable income taxes$2,607,000718
Income before extraordinary items$5,149,0001,091
Extraordinary gains, net$05
Net income$5,149,0001,091
Minority interest net income$071
Net income of bank and minority interests.$5,149,0001,091
Net charge-offs$195,0001,475
Cash dividends$325,0002,810
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,137,7801,068
2016-06-30 (YTD Data)Rank
Total interest income$11,104,0001,188
Total interest expense$483,0002,483
Net interest income$10,621,0001,115
Provision for loan and lease losses$04,017
Total noninterest income$1,370,0001,733
Gross Fiduciary activities income$188,000654
Service charges on deposit accounts$125,0003,266
Trading account gains and fees$0157
Additional Noninterest Income$1,057,0001,491
Total noninterest expense$6,943,0001,419
Salaries and employee benefits$4,005,0001,375
Premises and equipment expense$735,0001,555
Additional noninterest expense$2,203,0001,409
Pre-tax net operating income$5,048,000928
Securities gains (losses)$02,835
Applicable income taxes$1,754,000713
Income before extraordinary items$3,294,0001,119
Extraordinary gains, net$016
Net income$3,294,0001,119
Minority interest net income$071
Net income of bank and minority interests.$3,294,0001,119
Net charge-offs$222,0001,052
Cash dividends$325,0002,431
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,294,0001,089
2016-03-31 (YTD Data)Rank
Total interest income$5,470,0001,203
Total interest expense$225,0002,623
Net interest income$5,245,0001,125
Provision for loan and lease losses$03,656
Total noninterest income$712,0001,653
Gross Fiduciary activities income$99,000637
Service charges on deposit accounts$59,0003,355
Trading account gains and fees$0142
Additional Noninterest Income$554,0001,418
Total noninterest expense$3,447,0001,424
Salaries and employee benefits$2,045,0001,359
Premises and equipment expense$383,0001,505
Additional noninterest expense$1,019,0001,495
Pre-tax net operating income$2,510,000901
Securities gains (losses)$02,077
Applicable income taxes$874,000699
Income before extraordinary items$1,636,0001,093
Extraordinary gains, net$012
Net income$1,636,0001,094
Minority interest net income$062
Net income of bank and minority interests.$1,636,0001,094
Net charge-offs$-37,0005,644
Cash dividends$325,0001,548
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,636,0001,066
2015-12-31 (YTD Data)Rank
Total interest income$20,089,0001,268
Total interest expense$888,0002,641
Net interest income$19,201,0001,195
Provision for loan and lease losses$-45,0005,670
Total noninterest income$2,633,0001,765
Gross Fiduciary activities income$430,000633
Service charges on deposit accounts$252,0003,343
Trading account gains and fees$0159
Additional Noninterest Income$1,951,0001,554
Total noninterest expense$13,941,0001,399
Salaries and employee benefits$7,251,0001,470
Premises and equipment expense$1,634,0001,409
Additional noninterest expense$5,056,0001,257
Pre-tax net operating income$7,938,0001,076
Securities gains (losses)$03,216
Applicable income taxes$2,789,000794
Income before extraordinary items$5,149,0001,316
Extraordinary gains, net$023
Net income$5,149,0001,316
Minority interest net income$081
Net income of bank and minority interests.$5,149,0001,316
Net charge-offs$384,0001,397
Cash dividends$510,0002,900
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,149,0001,296
2015-09-30 (YTD Data)Rank
Total interest income$14,837,0001,290
Total interest expense$674,0002,649
Net interest income$14,163,0001,210
Provision for loan and lease losses$-15,0005,814
Total noninterest income$1,986,0001,767
Gross Fiduciary activities income$346,000613
Service charges on deposit accounts$191,0003,349
Trading account gains and fees$0153
Additional Noninterest Income$1,449,0001,568
Total noninterest expense$10,099,0001,452
Salaries and employee benefits$5,453,0001,467
Premises and equipment expense$1,211,0001,434
Additional noninterest expense$3,435,0001,366
Pre-tax net operating income$6,065,0001,081
Securities gains (losses)$03,031
Applicable income taxes$2,015,000841
Income before extraordinary items$4,050,0001,285
Extraordinary gains, net$021
Net income$4,050,0001,286
Minority interest net income$078
Net income of bank and minority interests.$4,050,0001,285
Net charge-offs$99,0002,176
Cash dividends$360,0002,632
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,050,0001,247
2015-06-30 (YTD Data)Rank
Total interest income$9,662,0001,330
Total interest expense$454,0002,635
Net interest income$9,208,0001,242
Provision for loan and lease losses$-15,0005,956
Total noninterest income$1,261,0001,836
Gross Fiduciary activities income$249,000606
Service charges on deposit accounts$126,0003,349
Trading account gains and fees$0157
Additional Noninterest Income$886,0001,680
Total noninterest expense$6,534,0001,502
Salaries and employee benefits$3,716,0001,447
Premises and equipment expense$792,0001,476
Additional noninterest expense$2,026,0001,523
Pre-tax net operating income$3,950,0001,098
Securities gains (losses)$02,636
Applicable income taxes$1,284,000858
Income before extraordinary items$2,666,0001,280
Extraordinary gains, net$022
Net income$2,666,0001,282
Minority interest net income$075
Net income of bank and minority interests.$2,666,0001,281
Net charge-offs$153,0001,367
Cash dividends$360,0002,247
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,666,0001,254
2015-03-31 (YTD Data)Rank
Total interest income$4,792,0001,334
Total interest expense$224,0002,681
Net interest income$4,568,0001,240
Provision for loan and lease losses$03,703
Total noninterest income$514,0002,061
Gross Fiduciary activities income$145,000583
Service charges on deposit accounts$58,0003,437
Trading account gains and fees$0152
Additional Noninterest Income$311,0002,076
Total noninterest expense$3,240,0001,508
Salaries and employee benefits$1,866,0001,444
Premises and equipment expense$377,0001,566
Additional noninterest expense$997,0001,534
Pre-tax net operating income$1,842,0001,130
Securities gains (losses)$02,027
Applicable income taxes$645,000848
Income before extraordinary items$1,197,0001,378
Extraordinary gains, net$013
Net income$1,197,0001,380
Minority interest net income$064
Net income of bank and minority interests.$1,197,0001,380
Net charge-offs$-3,0004,874
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,197,0001,333
2014-12-31 (YTD Data)Rank
Total interest income$20,068,0001,261
Total interest expense$952,0002,664
Net interest income$19,116,0001,183
Provision for loan and lease losses$04,603
Total noninterest income$2,885,0001,618
Gross Fiduciary activities income$508,000606
Service charges on deposit accounts$255,0003,506
Trading account gains and fees$0180
Additional Noninterest Income$2,122,0001,394
Total noninterest expense$13,472,0001,421
Salaries and employee benefits$6,479,0001,602
Premises and equipment expense$1,668,0001,425
Additional noninterest expense$5,325,0001,227
Pre-tax net operating income$8,529,000967
Securities gains (losses)$03,259
Applicable income taxes$2,976,000718
Income before extraordinary items$5,553,0001,185
Extraordinary gains, net$017
Net income$5,553,0001,183
Minority interest net income$084
Net income of bank and minority interests.$5,553,0001,184
Net charge-offs$-186,0006,237
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,553,0001,157
2014-09-30 (YTD Data)Rank
Total interest income$15,008,0001,268
Total interest expense$724,0002,671
Net interest income$14,284,0001,186
Provision for loan and lease losses$04,401
Total noninterest income$2,277,0001,558
Gross Fiduciary activities income$389,000603
Service charges on deposit accounts$190,0003,551
Trading account gains and fees$0174
Additional Noninterest Income$1,698,0001,343
Total noninterest expense$9,009,0001,597
Salaries and employee benefits$4,769,0001,630
Premises and equipment expense$1,203,0001,488
Additional noninterest expense$3,037,0001,547
Pre-tax net operating income$7,552,000833
Securities gains (losses)$02,980
Applicable income taxes$2,606,000654
Income before extraordinary items$4,946,0001,006
Extraordinary gains, net$015
Net income$4,946,0001,005
Minority interest net income$081
Net income of bank and minority interests.$4,946,0001,005
Net charge-offs$-182,0006,324
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,946,000990
2014-06-30 (YTD Data)Rank
Total interest income$9,959,0001,265
Total interest expense$489,0002,669
Net interest income$9,470,0001,183
Provision for loan and lease losses$04,196
Total noninterest income$1,571,0001,510
Gross Fiduciary activities income$266,000598
Service charges on deposit accounts$128,0003,522
Trading account gains and fees$0172
Additional Noninterest Income$1,177,0001,299
Total noninterest expense$5,923,0001,613
Salaries and employee benefits$3,040,0001,690
Premises and equipment expense$828,0001,443
Additional noninterest expense$2,055,0001,528
Pre-tax net operating income$5,118,000792
Securities gains (losses)$02,580
Applicable income taxes$1,766,000637
Income before extraordinary items$3,352,000971
Extraordinary gains, net$020
Net income$3,352,000972
Minority interest net income$080
Net income of bank and minority interests.$3,352,000972
Net charge-offs$-190,0006,440
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,352,000952
2014-03-31 (YTD Data)Rank
Total interest income$4,897,0001,289
Total interest expense$250,0002,679
Net interest income$4,647,0001,207
Provision for loan and lease losses$03,817
Total noninterest income$498,0002,047
Gross Fiduciary activities income$128,000613
Service charges on deposit accounts$61,0003,594
Trading account gains and fees$0147
Additional Noninterest Income$309,0001,962
Total noninterest expense$2,758,0001,733
Salaries and employee benefits$1,501,0001,730
Premises and equipment expense$403,0001,510
Additional noninterest expense$854,0001,782
Pre-tax net operating income$2,387,000830
Securities gains (losses)$01,715
Applicable income taxes$827,000652
Income before extraordinary items$1,560,0001,000
Extraordinary gains, net$016
Net income$1,560,0001,000
Minority interest net income$066
Net income of bank and minority interests.$1,560,0001,001
Net charge-offs$-69,0006,402
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,560,000981
2013-12-31 (YTD Data)Rank
Total interest income$20,718,0001,230
Total interest expense$1,325,0002,394
Net interest income$19,393,0001,131
Provision for loan and lease losses$1,634,000729
Total noninterest income$1,906,0002,233
Gross Fiduciary activities income$466,000615
Service charges on deposit accounts$282,0003,458
Trading account gains and fees$0184
Additional Noninterest Income$1,158,0002,178
Total noninterest expense$14,357,0001,380
Salaries and employee benefits$5,831,0001,765
Premises and equipment expense$1,630,0001,455
Additional noninterest expense$6,896,000981
Pre-tax net operating income$5,308,0001,362
Securities gains (losses)$03,182
Applicable income taxes$1,883,000943
Income before extraordinary items$3,425,0001,705
Extraordinary gains, net$029
Net income$3,425,0001,709
Minority interest net income$090
Net income of bank and minority interests.$3,425,0001,709
Net charge-offs$1,493,000941
Cash dividends$315,0003,236
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,425,0001,668
2013-09-30 (YTD Data)Rank
Total interest income$15,663,0001,233
Total interest expense$1,038,0002,373
Net interest income$14,625,0001,127
Provision for loan and lease losses$1,634,000592
Total noninterest income$1,592,0002,126
Gross Fiduciary activities income$362,000608
Service charges on deposit accounts$214,0003,465
Trading account gains and fees$0180
Additional Noninterest Income$1,016,0002,023
Total noninterest expense$9,423,0001,538
Salaries and employee benefits$4,351,0001,777
Premises and equipment expense$1,243,0001,442
Additional noninterest expense$3,829,0001,309
Pre-tax net operating income$5,160,0001,107
Securities gains (losses)$03,040
Applicable income taxes$1,813,000807
Income before extraordinary items$3,347,0001,357
Extraordinary gains, net$025
Net income$3,347,0001,359
Minority interest net income$084
Net income of bank and minority interests.$3,347,0001,359
Net charge-offs$1,918,000613
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,347,0001,331
2013-06-30 (YTD Data)Rank
Total interest income$10,457,0001,223
Total interest expense$737,0002,302
Net interest income$9,720,0001,118
Provision for loan and lease losses$1,396,000510
Total noninterest income$1,130,0002,055
Gross Fiduciary activities income$250,000607
Service charges on deposit accounts$155,0003,292
Trading account gains and fees$0157
Additional Noninterest Income$725,0001,963
Total noninterest expense$6,285,0001,538
Salaries and employee benefits$2,878,0001,790
Premises and equipment expense$825,0001,457
Additional noninterest expense$2,582,0001,289
Pre-tax net operating income$3,169,0001,177
Securities gains (losses)$02,791
Applicable income taxes$1,153,000835
Income before extraordinary items$2,016,0001,488
Extraordinary gains, net$022
Net income$2,016,0001,491
Minority interest net income$082
Net income of bank and minority interests.$2,016,0001,493
Net charge-offs$1,613,000543
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,016,0001,436
2013-03-31 (YTD Data)Rank
Total interest income$5,374,0001,194
Total interest expense$413,0002,128
Net interest income$4,961,0001,098
Provision for loan and lease losses$989,000402
Total noninterest income$551,0002,070
Gross Fiduciary activities income$134,000598
Service charges on deposit accounts$73,0003,385
Trading account gains and fees$0148
Additional Noninterest Income$344,0002,040
Total noninterest expense$3,270,0001,505
Salaries and employee benefits$1,416,0001,845
Premises and equipment expense$398,0001,533
Additional noninterest expense$1,456,0001,139
Pre-tax net operating income$1,253,0001,418
Securities gains (losses)$01,966
Applicable income taxes$445,0001,013
Income before extraordinary items$808,0001,753
Extraordinary gains, net$010
Net income$808,0001,755
Minority interest net income$076
Net income of bank and minority interests.$808,0001,755
Net charge-offs$431,000847
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$808,0001,691
2012-12-31 (YTD Data)Rank
Total interest income$21,717,0001,222
Total interest expense$2,284,0001,908
Net interest income$19,433,0001,126
Provision for loan and lease losses$3,602,000664
Total noninterest income$1,490,0002,635
Gross Fiduciary activities income$377,000662
Service charges on deposit accounts$348,0003,194
Trading account gains and fees$0166
Additional Noninterest Income$765,0002,756
Total noninterest expense$14,278,0001,382
Salaries and employee benefits$5,419,0001,861
Premises and equipment expense$1,881,0001,262
Additional noninterest expense$6,978,0001,001
Pre-tax net operating income$3,043,0002,062
Securities gains (losses)$43,0002,820
Applicable income taxes$1,104,0001,369
Income before extraordinary items$1,982,0002,600
Extraordinary gains, net$029
Net income$1,982,0002,602
Minority interest net income$093
Net income of bank and minority interests.$1,982,0002,601
Net charge-offs$3,410,000778
Cash dividends$100,0003,971
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,954,4802,510
2012-09-30 (YTD Data)Rank
Total interest income$16,347,0001,248
Total interest expense$1,754,0001,947
Net interest income$14,593,0001,141
Provision for loan and lease losses$1,678,000994
Total noninterest income$1,615,0002,080
Gross Fiduciary activities income$277,000664
Service charges on deposit accounts$256,0003,283
Trading account gains and fees$0157
Additional Noninterest Income$1,082,0001,891
Total noninterest expense$10,520,0001,408
Salaries and employee benefits$4,077,0001,849
Premises and equipment expense$1,415,0001,261
Additional noninterest expense$5,028,0001,028
Pre-tax net operating income$4,010,0001,325
Securities gains (losses)$43,0002,529
Applicable income taxes$1,449,000933
Income before extraordinary items$2,604,0001,685
Extraordinary gains, net$020
Net income$2,604,0001,684
Minority interest net income$086
Net income of bank and minority interests.$2,604,0001,686
Net charge-offs$716,0001,789
Cash dividends$100,0003,291
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,576,4801,601
2012-06-30 (YTD Data)Rank
Total interest income$10,976,0001,255
Total interest expense$1,205,0001,957
Net interest income$9,771,0001,144
Provision for loan and lease losses$1,408,000842
Total noninterest income$1,034,0002,112
Gross Fiduciary activities income$191,000667
Service charges on deposit accounts$177,0003,204
Trading account gains and fees$0153
Additional Noninterest Income$666,0001,975
Total noninterest expense$7,104,0001,391
Salaries and employee benefits$2,685,0001,862
Premises and equipment expense$952,0001,252
Additional noninterest expense$3,467,0001,005
Pre-tax net operating income$2,293,0001,511
Securities gains (losses)$43,0002,152
Applicable income taxes$993,000896
Income before extraordinary items$1,343,0002,074
Extraordinary gains, net$019
Net income$1,343,0002,073
Minority interest net income$084
Net income of bank and minority interests.$1,343,0002,074
Net charge-offs$711,0001,431
Cash dividends$100,0002,979
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,315,4801,998
2012-03-31 (YTD Data)Rank
Total interest income$5,565,0001,236
Total interest expense$630,0001,952
Net interest income$4,935,0001,129
Provision for loan and lease losses$949,000651
Total noninterest income$509,0002,119
Gross Fiduciary activities income$102,000653
Service charges on deposit accounts$84,0003,280
Trading account gains and fees$0148
Additional Noninterest Income$323,0002,017
Total noninterest expense$3,292,0001,489
Salaries and employee benefits$1,351,0001,860
Premises and equipment expense$480,0001,249
Additional noninterest expense$1,461,0001,165
Pre-tax net operating income$1,203,0001,442
Securities gains (losses)$02,210
Applicable income taxes$596,000765
Income before extraordinary items$607,0002,237
Extraordinary gains, net$019
Net income$607,0002,239
Minority interest net income$078
Net income of bank and minority interests.$607,0002,240
Net charge-offs$503,0001,091
Cash dividends$100,0002,055
Sale, conversion, retirement of capital stock, net$0861
Net operating income$607,0002,128
2011-12-31 (YTD Data)Rank
Total interest income$21,896,0001,309
Total interest expense$3,707,0001,629
Net interest income$18,189,0001,222
Provision for loan and lease losses$3,560,0001,041
Total noninterest income$1,460,0002,492
Gross Fiduciary activities income$327,000649
Service charges on deposit accounts$327,0003,425
Trading account gains and fees$0146
Additional Noninterest Income$806,0002,432
Total noninterest expense$11,486,0001,682
Salaries and employee benefits$5,275,0001,852
Premises and equipment expense$1,941,0001,288
Additional noninterest expense$4,270,0001,603
Pre-tax net operating income$4,603,0001,266
Securities gains (losses)$45,0002,657
Applicable income taxes$1,559,000968
Income before extraordinary items$3,089,0001,558
Extraordinary gains, net$029
Net income$3,089,0001,559
Minority interest net income$096
Net income of bank and minority interests.$3,089,0001,559
Net charge-offs$3,847,0001,008
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,059,3001,501
2011-09-30 (YTD Data)Rank
Total interest income$16,298,0001,331
Total interest expense$3,014,0001,570
Net interest income$13,284,0001,261
Provision for loan and lease losses$2,665,0001,023
Total noninterest income$987,0002,646
Gross Fiduciary activities income$250,000634
Service charges on deposit accounts$232,0003,543
Trading account gains and fees$0145
Additional Noninterest Income$505,0002,685
Total noninterest expense$8,504,0001,705
Salaries and employee benefits$3,956,0001,859
Premises and equipment expense$1,446,0001,308
Additional noninterest expense$3,102,0001,645
Pre-tax net operating income$3,102,0001,449
Securities gains (losses)$45,0002,395
Applicable income taxes$888,0001,187
Income before extraordinary items$2,259,0001,667
Extraordinary gains, net$021
Net income$2,259,0001,668
Minority interest net income$087
Net income of bank and minority interests.$2,259,0001,668
Net charge-offs$3,368,000867
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,226,6001,605
2011-06-30 (YTD Data)Rank
Total interest income$10,855,0001,340
Total interest expense$2,196,0001,489
Net interest income$8,659,0001,286
Provision for loan and lease losses$1,093,0001,417
Total noninterest income$607,0002,787
Gross Fiduciary activities income$171,000637
Service charges on deposit accounts$150,0003,590
Trading account gains and fees$0153
Additional Noninterest Income$286,0002,953
Total noninterest expense$5,517,0001,768
Salaries and employee benefits$2,613,0001,878
Premises and equipment expense$955,0001,332
Additional noninterest expense$1,949,0001,763
Pre-tax net operating income$2,656,0001,127
Securities gains (losses)$02,914
Applicable income taxes$986,000764
Income before extraordinary items$1,670,0001,471
Extraordinary gains, net$015
Net income$1,670,0001,471
Minority interest net income$089
Net income of bank and minority interests.$1,670,0001,471
Net charge-offs$957,0001,511
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,670,0001,406
2011-03-31 (YTD Data)Rank
Total interest income$5,433,0001,354
Total interest expense$1,208,0001,405
Net interest income$4,225,0001,324
Provision for loan and lease losses$348,0001,798
Total noninterest income$326,0002,689
Gross Fiduciary activities income$89,000638
Service charges on deposit accounts$75,0003,563
Trading account gains and fees$0158
Additional Noninterest Income$162,0002,770
Total noninterest expense$2,797,0001,762
Salaries and employee benefits$1,327,0001,875
Premises and equipment expense$484,0001,336
Additional noninterest expense$986,0001,728
Pre-tax net operating income$1,406,0001,058
Securities gains (losses)$01,772
Applicable income taxes$600,000636
Income before extraordinary items$806,0001,476
Extraordinary gains, net$09
Net income$806,0001,476
Minority interest net income$086
Net income of bank and minority interests.$806,0001,476
Net charge-offs$31,0003,744
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$806,0001,430
2010-12-31 (YTD Data)Rank
Total interest income$23,363,0001,320
Total interest expense$5,612,0001,480
Net interest income$17,751,0001,272
Provision for loan and lease losses$4,055,0001,325
Total noninterest income$1,340,0002,718
Gross Fiduciary activities income$319,000659
Service charges on deposit accounts$267,0003,871
Trading account gains and fees$0175
Additional Noninterest Income$754,0002,574
Total noninterest expense$11,277,0001,753
Salaries and employee benefits$5,352,0001,808
Premises and equipment expense$1,821,0001,411
Additional noninterest expense$4,104,0001,753
Pre-tax net operating income$3,759,0001,329
Securities gains (losses)$03,793
Applicable income taxes$1,495,000909
Income before extraordinary items$2,264,0001,816
Extraordinary gains, net$029
Net income$2,264,0001,817
Minority interest net income$0111
Net income of bank and minority interests.$2,264,0001,818
Net charge-offs$1,890,0001,929
Cash dividends$241,0003,131
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,264,0001,746
2010-09-30 (YTD Data)Rank
Total interest income$17,655,0001,326
Total interest expense$4,303,0001,500
Net interest income$13,352,0001,274
Provision for loan and lease losses$3,285,0001,194
Total noninterest income$907,0002,916
Gross Fiduciary activities income$248,000639
Service charges on deposit accounts$200,0003,953
Trading account gains and fees$0165
Additional Noninterest Income$459,0002,891
Total noninterest expense$8,567,0001,726
Salaries and employee benefits$3,988,0001,833
Premises and equipment expense$1,365,0001,425
Additional noninterest expense$3,214,0001,657
Pre-tax net operating income$2,407,0001,636
Securities gains (losses)$03,651
Applicable income taxes$1,119,000927
Income before extraordinary items$1,288,0002,420
Extraordinary gains, net$023
Net income$1,288,0002,416
Minority interest net income$0110
Net income of bank and minority interests.$1,288,0002,420
Net charge-offs$834,0002,407
Cash dividends$241,0002,553
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,288,0002,297
2010-06-30 (YTD Data)Rank
Total interest income$12,101,0001,310
Total interest expense$2,975,0001,515
Net interest income$9,126,0001,249
Provision for loan and lease losses$2,970,000956
Total noninterest income$544,0003,058
Gross Fiduciary activities income$172,000638
Service charges on deposit accounts$142,0003,803
Trading account gains and fees$0152
Additional Noninterest Income$230,0003,265
Total noninterest expense$5,597,0001,770
Salaries and employee benefits$2,682,0001,835
Premises and equipment expense$908,0001,451
Additional noninterest expense$2,007,0001,758
Pre-tax net operating income$1,103,0002,189
Securities gains (losses)$03,184
Applicable income taxes$552,0001,129
Income before extraordinary items$551,0003,233
Extraordinary gains, net$019
Net income$551,0003,228
Minority interest net income$0105
Net income of bank and minority interests.$551,0003,231
Net charge-offs$822,0001,917
Cash dividends$241,0002,163
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$551,0003,122
2010-03-31 (YTD Data)Rank
Total interest income$6,001,0001,351
Total interest expense$1,555,0001,520
Net interest income$4,446,0001,298
Provision for loan and lease losses$455,0001,912
Total noninterest income$307,0002,809
Gross Fiduciary activities income$92,000630
Service charges on deposit accounts$66,0003,954
Trading account gains and fees$0175
Additional Noninterest Income$149,0002,846
Total noninterest expense$2,833,0001,753
Salaries and employee benefits$1,345,0001,862
Premises and equipment expense$454,0001,488
Additional noninterest expense$1,034,0001,696
Pre-tax net operating income$1,465,000917
Securities gains (losses)$02,284
Applicable income taxes$622,000584
Income before extraordinary items$843,0001,299
Extraordinary gains, net$016
Net income$843,0001,302
Minority interest net income$091
Net income of bank and minority interests.$843,0001,301
Net charge-offs$154,0002,690
Cash dividends$120,0001,762
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$843,0001,259
2009-12-31 (YTD Data)Rank
Total interest income$24,719,0001,389
Total interest expense$6,876,0001,717
Net interest income$17,843,0001,257
Provision for loan and lease losses$3,432,0001,812
Total noninterest income$1,323,0002,778
Gross Fiduciary activities income$328,000645
Service charges on deposit accounts$284,0003,984
Trading account gains and fees$0211
Additional Noninterest Income$711,0002,632
Total noninterest expense$11,423,0001,779
Salaries and employee benefits$5,700,0001,738
Premises and equipment expense$2,217,0001,227
Additional noninterest expense$3,506,0002,057
Pre-tax net operating income$4,311,000972
Securities gains (losses)$03,754
Applicable income taxes$1,658,000651
Income before extraordinary items$2,653,0001,257
Extraordinary gains, net$034
Net income$2,653,0001,257
Minority interest net income$0115
Net income of bank and minority interests.$2,653,0001,256
Net charge-offs$883,0003,023
Cash dividends$75,0004,282
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,653,0001,244
2009-09-30 (YTD Data)Rank
Total interest income$18,637,0001,403
Total interest expense$5,184,0001,776
Net interest income$13,453,0001,248
Provision for loan and lease losses$1,995,0001,906
Total noninterest income$973,0002,873
Gross Fiduciary activities income$238,000653
Service charges on deposit accounts$201,0004,112
Trading account gains and fees$0212
Additional Noninterest Income$534,0002,706
Total noninterest expense$8,400,0001,809
Salaries and employee benefits$4,307,0001,748
Premises and equipment expense$1,635,0001,263
Additional noninterest expense$2,458,0002,143
Pre-tax net operating income$4,031,000834
Securities gains (losses)$03,497
Applicable income taxes$1,508,000593
Income before extraordinary items$2,523,0001,084
Extraordinary gains, net$027
Net income$2,523,0001,083
Minority interest net income$0118
Net income of bank and minority interests.$2,523,0001,084
Net charge-offs$196,0004,274
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,523,0001,067
2009-06-30 (YTD Data)Rank
Total interest income$12,308,0001,451
Total interest expense$3,415,0001,875
Net interest income$8,893,0001,249
Provision for loan and lease losses$1,878,0001,452
Total noninterest income$658,0002,856
Gross Fiduciary activities income$159,000658
Service charges on deposit accounts$125,0004,224
Trading account gains and fees$0193
Additional Noninterest Income$374,0002,651
Total noninterest expense$5,470,0001,881
Salaries and employee benefits$2,864,0001,779
Premises and equipment expense$1,085,0001,295
Additional noninterest expense$1,521,0002,306
Pre-tax net operating income$2,203,0001,032
Securities gains (losses)$03,136
Applicable income taxes$832,000720
Income before extraordinary items$1,371,0001,383
Extraordinary gains, net$021
Net income$1,371,0001,380
Minority interest net income$0112
Net income of bank and minority interests.$1,371,0001,382
Net charge-offs$190,0003,490
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,371,0001,341
2009-03-31 (YTD Data)Rank
Total interest income$6,095,0001,484
Total interest expense$1,702,0001,945
Net interest income$4,393,0001,260
Provision for loan and lease losses$377,0002,044
Total noninterest income$297,0003,041
Gross Fiduciary activities income$81,000654
Service charges on deposit accounts$53,0004,479
Trading account gains and fees$0171
Additional Noninterest Income$163,0002,831
Total noninterest expense$2,792,0001,773
Salaries and employee benefits$1,433,0001,813
Premises and equipment expense$556,0001,284
Additional noninterest expense$803,0001,986
Pre-tax net operating income$1,521,000832
Securities gains (losses)$02,434
Applicable income taxes$517,000650
Income before extraordinary items$1,004,0001,081
Extraordinary gains, net$015
Net income$1,004,0001,081
Minority interest net income$0102
Net income of bank and minority interests.$1,004,0001,083
Net charge-offs$201,0002,127
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,004,0001,003
2008-12-31 (YTD Data)Rank
Total interest income$24,030,0001,610
Total interest expense$8,259,0001,902
Net interest income$15,771,0001,412
Provision for loan and lease losses$432,0004,023
Total noninterest income$793,0003,895
Gross Fiduciary activities income$295,000690
Service charges on deposit accounts$207,0004,724
Trading account gains and fees$0154
Additional Noninterest Income$291,0004,159
Total noninterest expense$9,865,0001,954
Salaries and employee benefits$5,272,0001,916
Premises and equipment expense$1,934,0001,430
Additional noninterest expense$2,659,0002,232
Pre-tax net operating income$6,267,000898
Securities gains (losses)$03,220
Applicable income taxes$2,132,000642
Income before extraordinary items$4,135,000995
Extraordinary gains, net$039
Net income$4,135,000995
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$162,0004,380
Cash dividends$574,0003,193
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,135,0001,067
2008-09-30 (YTD Data)Rank
Total interest income$18,050,0001,646
Total interest expense$6,319,0001,948
Net interest income$11,731,0001,441
Provision for loan and lease losses$151,0004,611
Total noninterest income$694,0003,654
Gross Fiduciary activities income$222,000691
Service charges on deposit accounts$154,0004,775
Trading account gains and fees$0148
Additional Noninterest Income$318,0003,593
Total noninterest expense$7,274,0001,977
Salaries and employee benefits$3,958,0001,954
Premises and equipment expense$1,366,0001,527
Additional noninterest expense$1,950,0002,214
Pre-tax net operating income$5,000,0001,018
Securities gains (losses)$03,106
Applicable income taxes$1,700,000748
Income before extraordinary items$3,300,0001,115
Extraordinary gains, net$031
Net income$3,300,0001,114
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0007,890
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,300,0001,196
2008-06-30 (YTD Data)Rank
Total interest income$11,966,0001,678
Total interest expense$4,500,0001,913
Net interest income$7,466,0001,498
Provision for loan and lease losses$100,0004,246
Total noninterest income$495,0003,533
Gross Fiduciary activities income$151,000698
Service charges on deposit accounts$104,0004,763
Trading account gains and fees$0149
Additional Noninterest Income$240,0003,427
Total noninterest expense$4,743,0002,018
Salaries and employee benefits$2,610,0001,993
Premises and equipment expense$890,0001,573
Additional noninterest expense$1,243,0002,271
Pre-tax net operating income$3,118,0001,133
Securities gains (losses)$03,233
Applicable income taxes$1,061,000901
Income before extraordinary items$2,057,0001,337
Extraordinary gains, net$021
Net income$2,057,0001,338
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0005,182
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,057,0001,311
2008-03-31 (YTD Data)Rank
Total interest income$5,955,0001,730
Total interest expense$2,455,0001,891
Net interest income$3,500,0001,587
Provision for loan and lease losses$40,0004,096
Total noninterest income$262,0003,414
Gross Fiduciary activities income$79,000701
Service charges on deposit accounts$49,0004,843
Trading account gains and fees$0158
Additional Noninterest Income$134,0003,238
Total noninterest expense$2,415,0001,986
Salaries and employee benefits$1,357,0001,934
Premises and equipment expense$452,0001,546
Additional noninterest expense$606,0002,289
Pre-tax net operating income$1,307,0001,433
Securities gains (losses)$02,688
Applicable income taxes$435,0001,125
Income before extraordinary items$872,0001,698
Extraordinary gains, net$015
Net income$872,0001,700
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$872,0001,636
2007-12-31 (YTD Data)Rank
Total interest income$25,229,0001,708
Total interest expense$10,090,0001,936
Net interest income$15,139,0001,505
Provision for loan and lease losses$309,0003,136
Total noninterest income$843,0003,905
Gross Fiduciary activities income$267,000738
Service charges on deposit accounts$187,0005,028
Trading account gains and fees$0178
Additional Noninterest Income$389,0003,787
Total noninterest expense$8,782,0002,095
Salaries and employee benefits$4,908,0002,055
Premises and equipment expense$1,679,0001,588
Additional noninterest expense$2,195,0002,455
Pre-tax net operating income$6,891,0001,237
Securities gains (losses)$02,146
Applicable income taxes$2,355,000981
Income before extraordinary items$4,536,0001,424
Extraordinary gains, net$039
Net income$4,536,0001,424
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0005,313
Cash dividends$1,339,0002,189
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,536,0001,407
2007-09-30 (YTD Data)Rank
Total interest income$18,901,0001,711
Total interest expense$7,589,0001,938
Net interest income$11,312,0001,513
Provision for loan and lease losses$253,0002,593
Total noninterest income$641,0003,877
Gross Fiduciary activities income$194,000737
Service charges on deposit accounts$137,0005,103
Trading account gains and fees$0184
Additional Noninterest Income$310,0003,677
Total noninterest expense$6,607,0002,065
Salaries and employee benefits$3,739,0002,002
Premises and equipment expense$1,250,0001,592
Additional noninterest expense$1,618,0002,442
Pre-tax net operating income$5,093,0001,342
Securities gains (losses)$01,655
Applicable income taxes$1,744,0001,073
Income before extraordinary items$3,349,0001,515
Extraordinary gains, net$033
Net income$3,349,0001,514
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0004,810
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,349,0001,510
2007-06-30 (YTD Data)Rank
Total interest income$12,321,0001,759
Total interest expense$4,974,0001,970
Net interest income$7,347,0001,582
Provision for loan and lease losses$150,0002,579
Total noninterest income$411,0003,976
Gross Fiduciary activities income$126,000754
Service charges on deposit accounts$88,0005,188
Trading account gains and fees$0168
Additional Noninterest Income$197,0003,806
Total noninterest expense$4,402,0002,093
Salaries and employee benefits$2,514,0002,025
Premises and equipment expense$822,0001,626
Additional noninterest expense$1,066,0002,487
Pre-tax net operating income$3,206,0001,450
Securities gains (losses)$01,444
Applicable income taxes$1,091,0001,194
Income before extraordinary items$2,115,0001,637
Extraordinary gains, net$029
Net income$2,115,0001,637
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0004,518
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,115,0001,622
2007-03-31 (YTD Data)Rank
Total interest income$5,942,0001,814
Total interest expense$2,384,0002,017
Net interest income$3,558,0001,623
Provision for loan and lease losses$75,0002,404
Total noninterest income$208,0003,922
Gross Fiduciary activities income$63,000770
Service charges on deposit accounts$44,0005,130
Trading account gains and fees$0195
Additional Noninterest Income$101,0003,756
Total noninterest expense$2,331,0001,980
Salaries and employee benefits$1,338,0001,922
Premises and equipment expense$429,0001,564
Additional noninterest expense$564,0002,330
Pre-tax net operating income$1,360,0001,680
Securities gains (losses)$01,187
Applicable income taxes$463,0001,359
Income before extraordinary items$897,0001,876
Extraordinary gains, net$022
Net income$897,0001,876
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0003,481
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$897,0001,867
2006-12-31 (YTD Data)Rank
Total interest income$23,729,0001,702
Total interest expense$9,176,0001,818
Net interest income$14,553,0001,578
Provision for loan and lease losses$188,0003,646
Total noninterest income$801,0004,048
Gross Fiduciary activities income$194,000807
Service charges on deposit accounts$196,0005,036
Trading account gains and fees$0130
Additional Noninterest Income$411,0003,684
Total noninterest expense$7,988,0002,213
Salaries and employee benefits$4,222,0002,330
Premises and equipment expense$1,582,0001,620
Additional noninterest expense$2,184,0002,374
Pre-tax net operating income$7,178,0001,373
Securities gains (losses)$01,687
Applicable income taxes$2,452,0001,118
Income before extraordinary items$4,726,0001,535
Extraordinary gains, net$051
Net income$4,726,0001,536
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$481,0001,207
Cash dividends$1,804,0001,684
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,726,0001,518
2006-09-30 (YTD Data)Rank
Total interest income$17,489,0001,715
Total interest expense$6,614,0001,834
Net interest income$10,875,0001,600
Provision for loan and lease losses$212,0002,775
Total noninterest income$599,0004,058
Gross Fiduciary activities income$138,000809
Service charges on deposit accounts$154,0004,988
Trading account gains and fees$0126
Additional Noninterest Income$307,0003,697
Total noninterest expense$5,918,0002,229
Salaries and employee benefits$3,211,0002,289
Premises and equipment expense$1,174,0001,641
Additional noninterest expense$1,533,0002,503
Pre-tax net operating income$5,344,0001,428
Securities gains (losses)$01,388
Applicable income taxes$1,952,0001,113
Income before extraordinary items$3,392,0001,638
Extraordinary gains, net$045
Net income$3,392,0001,639
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0004,725
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,392,0001,621
2006-06-30 (YTD Data)Rank
Total interest income$11,227,0001,750
Total interest expense$4,100,0001,869
Net interest income$7,127,0001,624
Provision for loan and lease losses$141,0002,751
Total noninterest income$409,0004,003
Gross Fiduciary activities income$89,000836
Service charges on deposit accounts$107,0004,870
Trading account gains and fees$0126
Additional Noninterest Income$213,0003,629
Total noninterest expense$4,009,0002,204
Salaries and employee benefits$2,252,0002,177
Premises and equipment expense$770,0001,667
Additional noninterest expense$987,0002,602
Pre-tax net operating income$3,386,0001,496
Securities gains (losses)$01,185
Applicable income taxes$1,247,0001,159
Income before extraordinary items$2,139,0001,702
Extraordinary gains, net$039
Net income$2,139,0001,703
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,463
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,139,0001,685
2006-03-31 (YTD Data)Rank
Total interest income$5,502,0001,738
Total interest expense$1,957,0001,860
Net interest income$3,545,0001,623
Provision for loan and lease losses$71,0002,611
Total noninterest income$212,0003,854
Gross Fiduciary activities income$42,000845
Service charges on deposit accounts$49,0005,002
Trading account gains and fees$0115
Additional Noninterest Income$121,0003,366
Total noninterest expense$2,089,0002,116
Salaries and employee benefits$1,174,0002,098
Premises and equipment expense$370,0001,730
Additional noninterest expense$545,0002,351
Pre-tax net operating income$1,597,0001,535
Securities gains (losses)$0955
Applicable income taxes$591,0001,214
Income before extraordinary items$1,006,0001,778
Extraordinary gains, net$021
Net income$1,006,0001,777
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,443
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,006,0001,763
2005-12-31 (YTD Data)Rank
Total interest income$18,252,0001,848
Total interest expense$5,401,0002,059
Net interest income$12,851,0001,714
Provision for loan and lease losses$270,0003,029
Total noninterest income$1,856,0002,337
Gross Fiduciary activities income$164,000850
Service charges on deposit accounts$297,0004,210
Trading account gains and fees$0138
Additional Noninterest Income$1,395,0001,762
Total noninterest expense$8,244,0002,026
Salaries and employee benefits$3,361,0002,697
Premises and equipment expense$1,344,0001,794
Additional noninterest expense$3,539,0001,449
Pre-tax net operating income$6,193,0001,543
Securities gains (losses)$02,296
Applicable income taxes$1,850,0001,449
Income before extraordinary items$4,343,0001,624
Extraordinary gains, net$046
Net income$4,343,0001,623
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0003,950
Cash dividends$1,024,0002,396
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,343,0001,596
2005-09-30 (YTD Data)Rank
Total interest income$13,034,0001,887
Total interest expense$3,682,0002,126
Net interest income$9,352,0001,748
Provision for loan and lease losses$203,0002,935
Total noninterest income$1,665,0002,038
Gross Fiduciary activities income$121,000835
Service charges on deposit accounts$237,0004,079
Trading account gains and fees$0126
Additional Noninterest Income$1,307,0001,490
Total noninterest expense$6,006,0002,065
Salaries and employee benefits$2,565,0002,601
Premises and equipment expense$1,010,0001,788
Additional noninterest expense$2,431,0001,542
Pre-tax net operating income$4,808,0001,488
Securities gains (losses)$02,317
Applicable income taxes$1,350,0001,499
Income before extraordinary items$3,458,0001,527
Extraordinary gains, net$035
Net income$3,458,0001,527
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0004,742
Cash dividends$450,0002,957
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,458,0001,502
2005-06-30 (YTD Data)Rank
Total interest income$8,189,0001,937
Total interest expense$2,208,0002,219
Net interest income$5,981,0001,801
Provision for loan and lease losses$135,0002,835
Total noninterest income$1,373,0001,717
Gross Fiduciary activities income$76,000862
Service charges on deposit accounts$159,0004,016
Trading account gains and fees$0116
Additional Noninterest Income$1,138,0001,224
Total noninterest expense$3,968,0002,067
Salaries and employee benefits$1,691,0002,618
Premises and equipment expense$676,0001,770
Additional noninterest expense$1,601,0001,552
Pre-tax net operating income$3,251,0001,439
Securities gains (losses)$02,146
Applicable income taxes$861,0001,526
Income before extraordinary items$2,390,0001,456
Extraordinary gains, net$030
Net income$2,390,0001,455
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,290
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,390,0001,429
2005-03-31 (YTD Data)Rank
Total interest income$3,876,0002,009
Total interest expense$954,0002,424
Net interest income$2,922,0001,825
Provision for loan and lease losses$67,0002,712
Total noninterest income$238,0003,582
Gross Fiduciary activities income$38,000866
Service charges on deposit accounts$79,0003,954
Trading account gains and fees$0115
Additional Noninterest Income$121,0003,380
Total noninterest expense$1,889,0002,187
Salaries and employee benefits$837,0002,673
Premises and equipment expense$345,0001,739
Additional noninterest expense$707,0001,749
Pre-tax net operating income$1,204,0001,876
Securities gains (losses)$01,685
Applicable income taxes$137,0003,245
Income before extraordinary items$1,067,0001,578
Extraordinary gains, net$024
Net income$1,067,0001,580
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,067,0001,555
2004-12-31 (YTD Data)Rank
Total interest income$13,208,0002,176
Total interest expense$2,681,0002,884
Net interest income$10,527,0001,929
Provision for loan and lease losses$271,0003,097
Total noninterest income$956,0003,664
Gross Fiduciary activities income$135,000874
Service charges on deposit accounts$353,0003,914
Trading account gains and fees$0138
Additional Noninterest Income$468,0003,435
Total noninterest expense$9,387,0001,727
Salaries and employee benefits$3,127,0002,734
Premises and equipment expense$1,304,0001,770
Additional noninterest expense$4,956,0001,011
Pre-tax net operating income$1,825,0003,757
Securities gains (losses)$03,819
Applicable income taxes$1,044,0002,078
Income before extraordinary items$781,0005,315
Extraordinary gains, net$034
Net income$781,0005,317
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$204,0002,552
Cash dividends$546,0003,402
Sale, conversion, retirement of capital stock, net$0872
Net operating income$781,0005,242
2004-09-30 (YTD Data)Rank
Total interest income$9,472,0002,236
Total interest expense$1,864,0003,016
Net interest income$7,608,0001,976
Provision for loan and lease losses$218,0002,853
Total noninterest income$712,0003,691
Gross Fiduciary activities income$98,000879
Service charges on deposit accounts$268,0003,929
Trading account gains and fees$0134
Additional Noninterest Income$346,0003,455
Total noninterest expense$7,069,0001,706
Salaries and employee benefits$2,329,0002,741
Premises and equipment expense$970,0001,788
Additional noninterest expense$3,770,000992
Pre-tax net operating income$1,033,0004,529
Securities gains (losses)$03,710
Applicable income taxes$660,0002,414
Income before extraordinary items$373,0006,469
Extraordinary gains, net$026
Net income$373,0006,468
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$136,0002,403
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$373,0006,394
2004-06-30 (YTD Data)Rank
Total interest income$6,263,0002,233
Total interest expense$1,215,0003,049
Net interest income$5,048,0001,973
Provision for loan and lease losses$105,0003,376
Total noninterest income$447,0003,832
Gross Fiduciary activities income$60,000909
Service charges on deposit accounts$185,0003,835
Trading account gains and fees$0130
Additional Noninterest Income$202,0003,714
Total noninterest expense$3,047,0002,579
Salaries and employee benefits$1,585,0002,695
Premises and equipment expense$646,0001,781
Additional noninterest expense$816,0002,886
Pre-tax net operating income$2,343,0001,791
Securities gains (losses)$03,413
Applicable income taxes$798,0001,530
Income before extraordinary items$1,545,0002,026
Extraordinary gains, net$021
Net income$1,545,0002,027
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0002,646
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,545,0001,970
2004-03-31 (YTD Data)Rank
Total interest income$3,052,0002,303
Total interest expense$591,0003,157
Net interest income$2,461,0002,030
Provision for loan and lease losses$52,0003,247
Total noninterest income$231,0003,697
Gross Fiduciary activities income$26,000955
Service charges on deposit accounts$92,0003,771
Trading account gains and fees$0121
Additional Noninterest Income$113,0003,446
Total noninterest expense$1,509,0002,609
Salaries and employee benefits$789,0002,723
Premises and equipment expense$320,0001,818
Additional noninterest expense$400,0002,914
Pre-tax net operating income$1,131,0001,818
Securities gains (losses)$02,934
Applicable income taxes$386,0001,607
Income before extraordinary items$745,0002,056
Extraordinary gains, net$016
Net income$745,0002,056
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0001,747
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$745,0001,979
2003-12-31 (YTD Data)Rank
Total interest income$12,824,0002,239
Total interest expense$2,820,0003,026
Net interest income$10,004,0001,955
Provision for loan and lease losses$210,0003,929
Total noninterest income$957,0003,811
Gross Fiduciary activities income$34,0001,150
Service charges on deposit accounts$384,0003,733
Trading account gains and fees$0160
Additional Noninterest Income$539,0003,457
Total noninterest expense$5,691,0002,726
Salaries and employee benefits$2,860,0002,891
Premises and equipment expense$1,106,0002,058
Additional noninterest expense$1,725,0002,723
Pre-tax net operating income$5,060,0001,604
Securities gains (losses)$04,500
Applicable income taxes$1,857,0001,354
Income before extraordinary items$3,203,0001,931
Extraordinary gains, net$054
Net income$3,203,0001,931
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0005,558
Cash dividends$669,0003,014
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,203,0001,845
2003-09-30 (YTD Data)Rank
Total interest income$9,652,0002,260
Total interest expense$2,213,0003,002
Net interest income$7,439,0001,977
Provision for loan and lease losses$157,0003,820
Total noninterest income$723,0003,863
Gross Fiduciary activities income$13,0001,248
Service charges on deposit accounts$291,0003,720
Trading account gains and fees$0153
Additional Noninterest Income$419,0003,444
Total noninterest expense$4,144,0002,804
Salaries and employee benefits$2,111,0002,945
Premises and equipment expense$797,0002,149
Additional noninterest expense$1,236,0002,809
Pre-tax net operating income$3,861,0001,642
Securities gains (losses)$04,204
Applicable income taxes$1,359,0001,446
Income before extraordinary items$2,502,0001,923
Extraordinary gains, net$040
Net income$2,502,0001,922
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0004,784
Cash dividends$14,0005,412
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,502,0001,816
2003-06-30 (YTD Data)Rank
Total interest income$6,387,0002,302
Total interest expense$1,572,0002,924
Net interest income$4,815,0002,031
Provision for loan and lease losses$105,0003,773
Total noninterest income$511,0003,689
Gross Fiduciary activities income$7,0001,277
Service charges on deposit accounts$201,0003,607
Trading account gains and fees$0150
Additional Noninterest Income$303,0003,273
Total noninterest expense$2,660,0002,906
Salaries and employee benefits$1,386,0002,988
Premises and equipment expense$490,0002,293
Additional noninterest expense$784,0002,912
Pre-tax net operating income$2,561,0001,639
Securities gains (losses)$03,782
Applicable income taxes$897,0001,487
Income before extraordinary items$1,664,0001,915
Extraordinary gains, net$030
Net income$1,664,0001,914
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0004,051
Cash dividends$14,0005,100
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,664,0001,805
2003-03-31 (YTD Data)Rank
Total interest income$3,201,0002,309
Total interest expense$827,0002,845
Net interest income$2,374,0002,062
Provision for loan and lease losses$53,0003,599
Total noninterest income$244,0003,688
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$101,0003,525
Trading account gains and fees$0134
Additional Noninterest Income$143,0003,308
Total noninterest expense$1,309,0002,919
Salaries and employee benefits$691,0002,989
Premises and equipment expense$227,0002,452
Additional noninterest expense$391,0002,911
Pre-tax net operating income$1,256,0001,669
Securities gains (losses)$02,891
Applicable income taxes$390,0001,662
Income before extraordinary items$866,0001,827
Extraordinary gains, net$021
Net income$866,0001,826
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$14,0003,802
Sale, conversion, retirement of capital stock, net$0419
Net operating income$866,0001,716
2002-12-31 (YTD Data)Rank
Total interest income$13,322,0002,311
Total interest expense$3,813,0002,860
Net interest income$9,509,0002,040
Provision for loan and lease losses$210,0004,243
Total noninterest income$784,0004,041
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$422,0003,402
Trading account gains and fees$0153
Additional Noninterest Income$362,0003,869
Total noninterest expense$4,718,0003,080
Salaries and employee benefits$2,421,0003,198
Premises and equipment expense$879,0002,462
Additional noninterest expense$1,418,0003,087
Pre-tax net operating income$5,365,0001,527
Securities gains (losses)$67,0002,139
Applicable income taxes$1,926,0001,327
Income before extraordinary items$3,506,0001,715
Extraordinary gains, net$070
Net income$3,506,0001,714
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0004,660
Cash dividends$1,073,0002,122
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,462,4501,677
2001-12-31 (YTD Data)Rank
Total interest income$15,076,0002,263
Total interest expense$6,189,0002,581
Net interest income$8,887,0002,009
Provision for loan and lease losses$180,0004,345
Total noninterest income$818,0003,799
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$405,0003,358
Trading account gains and fees$0177
Additional Noninterest Income$413,0003,466
Total noninterest expense$4,540,0003,066
Salaries and employee benefits$2,442,0003,005
Premises and equipment expense$834,0002,524
Additional noninterest expense$1,264,0003,337
Pre-tax net operating income$4,985,0001,442
Securities gains (losses)$364,000782
Applicable income taxes$1,884,0001,236
Income before extraordinary items$3,465,0001,542
Extraordinary gains, net$0105
Net income$3,465,0001,544
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0004,943
Cash dividends$622,0003,072
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,228,4001,570
2000-12-31 (YTD Data)Rank
Total interest income$15,563,0002,262
Total interest expense$6,342,0002,633
Net interest income$9,221,0001,913
Provision for loan and lease losses$180,0003,942
Total noninterest income$721,0003,919
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$507,0002,658
Trading account gains and fees$0180
Additional Noninterest Income$214,0004,646
Total noninterest expense$4,142,0003,237
Salaries and employee benefits$2,109,0003,315
Premises and equipment expense$783,0002,629
Additional noninterest expense$1,250,0003,293
Pre-tax net operating income$5,620,0001,316
Securities gains (losses)$01,956
Applicable income taxes$2,009,0001,149
Income before extraordinary items$3,611,0001,470
Extraordinary gains, net$038
Net income$3,611,0001,471
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0006,338
Cash dividends$74,0006,212
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,611,0001,465
1999-12-31 (YTD Data)Rank
Total interest income$11,730,0002,754
Total interest expense$4,164,0003,466
Net interest income$7,566,0002,332
Provision for loan and lease losses$200,0003,546
Total noninterest income$537,0004,751
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$431,0003,015
Trading account gains and fees$0173
Additional Noninterest Income$106,0006,493
Total noninterest expense$3,369,0003,822
Salaries and employee benefits$1,677,0003,970
Premises and equipment expense$653,0003,050
Additional noninterest expense$1,039,0003,892
Pre-tax net operating income$4,534,0001,665
Securities gains (losses)$03,155
Applicable income taxes$1,603,0001,503
Income before extraordinary items$2,931,0001,815
Extraordinary gains, net$035
Net income$2,931,0001,816
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-222,00010,144
Cash dividends$82,0006,271
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,931,0001,782
1998-12-31 (YTD Data)Rank
Total interest income$10,256,0003,155
Total interest expense$3,880,0003,790
Net interest income$6,376,0002,689
Provision for loan and lease losses$300,0002,562
Total noninterest income$532,0004,761
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$399,0003,139
Trading account gains and feesNANA
Additional Noninterest Income$133,0005,971
Total noninterest expense$2,864,0004,296
Salaries and employee benefits$1,393,0004,515
Premises and equipment expense$556,0003,400
Additional noninterest expense$915,0004,233
Pre-tax net operating income$3,744,0001,944
Securities gains (losses)$04,449
Applicable income taxes$1,302,0001,846
Income before extraordinary items$2,442,0002,136
Extraordinary gains, net$032
Net income$2,442,0002,134
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$163,0002,780
Cash dividends$83,0006,475
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,442,0002,067
1997-12-31 (YTD Data)Rank
Total interest income$8,571,0003,729
Total interest expense$3,164,0004,495
Net interest income$5,407,0003,233
Provision for loan and lease losses$250,0002,930
Total noninterest income$523,0004,845
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$404,0003,199
Trading account gains and feesNANA
Additional Noninterest Income$119,0006,301
Total noninterest expense$2,595,0004,643
Salaries and employee benefits$1,238,0004,959
Premises and equipment expense$523,0003,570
Additional noninterest expense$834,0004,585
Pre-tax net operating income$3,085,0002,428
Securities gains (losses)$03,944
Applicable income taxes$1,067,0002,307
Income before extraordinary items$2,018,0002,564
Extraordinary gains, net$044
Net income$2,018,0002,563
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$150,0003,029
Cash dividends$88,0006,683
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,018,0002,514
1996-12-31 (YTD Data)Rank
Total interest income$6,937,0004,610
Total interest expense$2,539,0005,450
Net interest income$4,398,0003,965
Provision for loan and lease losses$180,0003,640
Total noninterest income$529,0004,980
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$410,0003,273
Trading account gains and feesNANA
Additional Noninterest Income$119,0006,619
Total noninterest expense$2,182,0005,576
Salaries and employee benefits$1,077,0005,673
Premises and equipment expense$424,0004,332
Additional noninterest expense$681,0005,848
Pre-tax net operating income$2,565,0002,716
Securities gains (losses)$04,148
Applicable income taxes$902,0002,574
Income before extraordinary items$1,663,0002,898
Extraordinary gains, net$053
Net income$1,663,0002,899
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0004,059
Cash dividends$75,0007,116
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,663,0002,866
1995-12-31 (YTD Data)Rank
Total interest income$6,234,0005,035
Total interest expense$2,241,0005,995
Net interest income$3,993,0004,320
Provision for loan and lease losses$180,0003,223
Total noninterest income$488,0005,273
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$366,0003,624
Trading account gains and feesNANA
Additional Noninterest Income$122,0006,598
Total noninterest expense$2,281,0005,398
Salaries and employee benefits$1,046,0005,821
Premises and equipment expense$418,0004,359
Additional noninterest expense$817,0005,162
Pre-tax net operating income$2,020,0003,464
Securities gains (losses)$03,831
Applicable income taxes$712,0003,192
Income before extraordinary items$1,308,0003,661
Extraordinary gains, net$065
Net income$1,308,0003,658
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0004,184
Cash dividends$89,0007,059
Sale, conversion, retirement of capital stock, net$2,000795
Net operating income$1,308,0003,638
1994-12-31 (YTD Data)Rank
Total interest income$4,640,0006,015
Total interest expense$1,307,0007,528
Net interest income$3,333,0005,158
Provision for loan and lease losses$156,0003,523
Total noninterest income$455,0005,650
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$324,0004,092
Trading account gains and feesNANA
Additional Noninterest Income$131,0006,643
Total noninterest expense$1,903,0006,447
Salaries and employee benefits$867,0006,834
Premises and equipment expense$370,0004,890
Additional noninterest expense$666,0006,568
Pre-tax net operating income$1,729,0003,899
Securities gains (losses)$03,600
Applicable income taxes$620,0003,415
Income before extraordinary items$1,109,0004,140
Extraordinary gains, net$0249
Net income$1,109,0004,144
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0005,160
Cash dividends$75,0007,404
Sale, conversion, retirement of capital stock, net$-1,00012,434
Net operating income$1,109,0004,185
1993-12-31 (YTD Data)Rank
Total interest income$3,574,0007,429
Total interest expense$1,083,0008,754
Net interest income$2,491,0006,565
Provision for loan and lease losses$156,0004,539
Total noninterest income$430,0006,179
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$300,0004,426
Trading account gains and feesNANA
Additional Noninterest Income$130,0007,013
Total noninterest expense$1,624,0007,427
Salaries and employee benefits$783,0007,421
Premises and equipment expense$314,0005,635
Additional noninterest expense$527,0007,978
Pre-tax net operating income$1,141,0005,368
Securities gains (losses)$176,0001,826
Applicable income taxes$482,0004,314
Income before extraordinary items$835,0005,385
Extraordinary gains, net$03,149
Net income$835,0005,519
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0006,815
Cash dividends$75,0007,397
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$722,3605,714
1992-12-31 (YTD Data)Rank
Total interest income$2,837,0009,260
Total interest expense$1,016,00010,322
Net interest income$1,821,0008,282
Provision for loan and lease losses$120,0006,707
Total noninterest income$382,0006,712
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$258,0005,008
Trading account gains and feesNANA
Additional Noninterest Income$124,0007,335
Total noninterest expense$1,331,0008,560
Salaries and employee benefits$562,0009,167
Premises and equipment expense$262,0006,577
Additional noninterest expense$507,0008,391
Pre-tax net operating income$752,0006,817
Securities gains (losses)$333,0001,441
Applicable income taxes$402,0004,781
Income before extraordinary items$683,0006,024
Extraordinary gains, net$01,422
Net income$683,0006,098
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0007,883
Cash dividends$75,0007,103
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$469,8807,224

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.