Home > Bank of Indiana > Income and Expense
Bank of Indiana, Income and Expense
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,046,000 | 5,449 |
| Total interest expense | $433,000 | 4,243 |
| Net interest income | $1,613,000 | 5,574 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $232,000 | 5,167 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $115,000 | 4,586 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $117,000 | 4,996 |
| Total noninterest expense | $3,818,000 | 3,373 |
| Salaries and employee benefits | $1,285,000 | 4,444 |
| Premises and equipment expense | $239,000 | 4,746 |
| Additional noninterest expense | $2,294,000 | 2,043 |
| Pre-tax net operating income | $-1,973,000 | 6,789 |
| Securities gains (losses) | $-81,000 | 6,708 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-2,054,000 | 6,800 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-2,054,000 | 6,801 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-2,054,000 | 6,801 |
| Net charge-offs | $432,000 | 1,751 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-1,973,000 | 6,788 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,507,000 | 5,304 |
| Total interest expense | $297,000 | 4,245 |
| Net interest income | $1,210,000 | 5,407 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $350,000 | 3,943 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $76,000 | 4,585 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $274,000 | 3,339 |
| Total noninterest expense | $2,745,000 | 3,199 |
| Salaries and employee benefits | $886,000 | 4,400 |
| Premises and equipment expense | $161,000 | 4,738 |
| Additional noninterest expense | $1,698,000 | 1,861 |
| Pre-tax net operating income | $-1,185,000 | 6,804 |
| Securities gains (losses) | $-79,000 | 6,826 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-1,264,000 | 6,839 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-1,264,000 | 6,840 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-1,264,000 | 6,840 |
| Net charge-offs | $440,000 | 1,359 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-1,185,000 | 6,820 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $775,000 | 5,284 |
| Total interest expense | $158,000 | 4,213 |
| Net interest income | $617,000 | 5,409 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $392,000 | 2,584 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $41,000 | 4,435 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $351,000 | 2,009 |
| Total noninterest expense | $1,383,000 | 3,195 |
| Salaries and employee benefits | $481,000 | 4,252 |
| Premises and equipment expense | $79,000 | 4,814 |
| Additional noninterest expense | $823,000 | 1,901 |
| Pre-tax net operating income | $-374,000 | 6,823 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-374,000 | 6,841 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-374,000 | 6,842 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-374,000 | 6,842 |
| Net charge-offs | $-66,000 | 6,770 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-374,000 | 6,826 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,026,000 | 4,852 |
| Total interest expense | $762,000 | 4,223 |
| Net interest income | $3,264,000 | 4,923 |
| Provision for loan and lease losses | $390,000 | 3,053 |
| Total noninterest income | $1,127,000 | 3,059 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $163,000 | 4,629 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $964,000 | 2,423 |
| Total noninterest expense | $5,574,000 | 3,202 |
| Salaries and employee benefits | $2,265,000 | 3,821 |
| Premises and equipment expense | $383,000 | 4,398 |
| Additional noninterest expense | $2,926,000 | 2,221 |
| Pre-tax net operating income | $-1,573,000 | 6,756 |
| Securities gains (losses) | $35,000 | 2,941 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-1,538,000 | 6,792 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,538,000 | 6,789 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-1,538,000 | 6,790 |
| Net charge-offs | $888,000 | 1,948 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-1,573,000 | 6,771 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,067,000 | 4,908 |
| Total interest expense | $589,000 | 4,277 |
| Net interest income | $2,478,000 | 4,969 |
| Provision for loan and lease losses | $-99,000 | 7,022 |
| Total noninterest income | $1,050,000 | 2,725 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $118,000 | 4,760 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $932,000 | 2,079 |
| Total noninterest expense | $3,767,000 | 3,479 |
| Salaries and employee benefits | $1,725,000 | 3,790 |
| Premises and equipment expense | $297,000 | 4,374 |
| Additional noninterest expense | $1,745,000 | 2,742 |
| Pre-tax net operating income | $-140,000 | 6,470 |
| Securities gains (losses) | $28,000 | 2,738 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-112,000 | 6,552 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-112,000 | 6,550 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-112,000 | 6,550 |
| Net charge-offs | $402,000 | 2,453 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-140,000 | 6,487 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,069,000 | 4,918 |
| Total interest expense | $391,000 | 4,389 |
| Net interest income | $1,678,000 | 4,963 |
| Provision for loan and lease losses | $-99,000 | 7,104 |
| Total noninterest income | $523,000 | 3,158 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $69,000 | 4,998 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $454,000 | 2,462 |
| Total noninterest expense | $2,519,000 | 3,483 |
| Salaries and employee benefits | $1,149,000 | 3,815 |
| Premises and equipment expense | $198,000 | 4,392 |
| Additional noninterest expense | $1,172,000 | 2,747 |
| Pre-tax net operating income | $-219,000 | 6,644 |
| Securities gains (losses) | $28,000 | 2,353 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-191,000 | 6,717 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-191,000 | 6,718 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-191,000 | 6,718 |
| Net charge-offs | $329,000 | 2,218 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-219,000 | 6,660 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $999,000 | 5,047 |
| Total interest expense | $197,000 | 4,486 |
| Net interest income | $802,000 | 5,087 |
| Provision for loan and lease losses | $28,000 | 4,279 |
| Total noninterest income | $488,000 | 2,183 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $32,000 | 5,116 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $456,000 | 1,607 |
| Total noninterest expense | $1,251,000 | 3,522 |
| Salaries and employee benefits | $551,000 | 3,945 |
| Premises and equipment expense | $98,000 | 4,443 |
| Additional noninterest expense | $602,000 | 2,658 |
| Pre-tax net operating income | $11,000 | 6,318 |
| Securities gains (losses) | $28,000 | 1,460 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $39,000 | 6,105 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $39,000 | 6,104 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $39,000 | 6,105 |
| Net charge-offs | $1,000 | 4,615 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $11,000 | 6,307 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,507,000 | 4,827 |
| Total interest expense | $800,000 | 4,920 |
| Net interest income | $3,707,000 | 4,743 |
| Provision for loan and lease losses | $4,895,000 | 798 |
| Total noninterest income | $2,041,000 | 1,973 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $112,000 | 5,363 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,929,000 | 1,400 |
| Total noninterest expense | $5,556,000 | 3,250 |
| Salaries and employee benefits | $1,941,000 | 4,250 |
| Premises and equipment expense | $428,000 | 4,414 |
| Additional noninterest expense | $3,187,000 | 2,090 |
| Pre-tax net operating income | $-4,703,000 | 7,042 |
| Securities gains (losses) | $120,000 | 1,914 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-4,583,000 | 7,055 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-4,583,000 | 7,054 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-4,583,000 | 7,055 |
| Net charge-offs | $2,447,000 | 1,374 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-4,703,000 | 7,046 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,394,000 | 4,873 |
| Total interest expense | $603,000 | 5,033 |
| Net interest income | $2,791,000 | 4,758 |
| Provision for loan and lease losses | $2,473,000 | 1,074 |
| Total noninterest income | $2,393,000 | 1,417 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $78,000 | 5,490 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,315,000 | 1,011 |
| Total noninterest expense | $3,887,000 | 3,440 |
| Salaries and employee benefits | $1,428,000 | 4,294 |
| Premises and equipment expense | $334,000 | 4,370 |
| Additional noninterest expense | $2,125,000 | 2,330 |
| Pre-tax net operating income | $-1,176,000 | 6,845 |
| Securities gains (losses) | $116,000 | 1,650 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-1,060,000 | 6,876 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,060,000 | 6,878 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,060,000 | 6,877 |
| Net charge-offs | $1,651,000 | 1,402 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,176,000 | 6,874 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,318,000 | 4,859 |
| Total interest expense | $393,000 | 5,183 |
| Net interest income | $1,925,000 | 4,694 |
| Provision for loan and lease losses | $1,898,000 | 952 |
| Total noninterest income | $1,774,000 | 1,325 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $48,000 | 5,592 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,726,000 | 919 |
| Total noninterest expense | $2,739,000 | 3,335 |
| Salaries and employee benefits | $937,000 | 4,370 |
| Premises and equipment expense | $233,000 | 4,301 |
| Additional noninterest expense | $1,569,000 | 2,165 |
| Pre-tax net operating income | $-938,000 | 6,961 |
| Securities gains (losses) | $116,000 | 1,034 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-822,000 | 6,972 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-822,000 | 6,971 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-822,000 | 6,972 |
| Net charge-offs | $1,477,000 | 1,135 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-938,000 | 6,994 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,191,000 | 4,827 |
| Total interest expense | $186,000 | 5,401 |
| Net interest income | $1,005,000 | 4,561 |
| Provision for loan and lease losses | $57,000 | 4,087 |
| Total noninterest income | $1,078,000 | 1,144 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $20,000 | 5,795 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,058,000 | 792 |
| Total noninterest expense | $1,362,000 | 3,353 |
| Salaries and employee benefits | $438,000 | 4,594 |
| Premises and equipment expense | $129,000 | 4,078 |
| Additional noninterest expense | $795,000 | 2,115 |
| Pre-tax net operating income | $664,000 | 2,053 |
| Securities gains (losses) | $116,000 | 491 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $780,000 | 1,515 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $780,000 | 1,515 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $780,000 | 1,515 |
| Net charge-offs | $-2,000 | 6,441 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $664,000 | 1,710 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,455,000 | 5,132 |
| Total interest expense | $802,000 | 5,702 |
| Net interest income | $3,653,000 | 4,839 |
| Provision for loan and lease losses | $89,000 | 6,126 |
| Total noninterest income | $1,811,000 | 2,215 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $141,000 | 5,020 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,670,000 | 1,580 |
| Total noninterest expense | $4,795,000 | 3,738 |
| Salaries and employee benefits | $1,993,000 | 4,245 |
| Premises and equipment expense | $638,000 | 3,555 |
| Additional noninterest expense | $2,164,000 | 3,035 |
| Pre-tax net operating income | $580,000 | 4,188 |
| Securities gains (losses) | $102,000 | 2,146 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $682,000 | 3,888 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $682,000 | 3,888 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $682,000 | 3,890 |
| Net charge-offs | $830,000 | 2,946 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $580,000 | 3,974 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,342,000 | 5,221 |
| Total interest expense | $628,000 | 5,772 |
| Net interest income | $2,714,000 | 4,922 |
| Provision for loan and lease losses | $23,000 | 6,619 |
| Total noninterest income | $827,000 | 3,090 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $116,000 | 4,926 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $711,000 | 2,237 |
| Total noninterest expense | $3,405,000 | 3,875 |
| Salaries and employee benefits | $1,532,000 | 4,213 |
| Premises and equipment expense | $506,000 | 3,457 |
| Additional noninterest expense | $1,367,000 | 3,479 |
| Pre-tax net operating income | $113,000 | 5,576 |
| Securities gains (losses) | $102,000 | 1,924 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $215,000 | 5,233 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $215,000 | 5,235 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $215,000 | 5,236 |
| Net charge-offs | $123,000 | 4,696 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $113,000 | 5,520 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,164,000 | 5,341 |
| Total interest expense | $438,000 | 5,775 |
| Net interest income | $1,726,000 | 5,052 |
| Provision for loan and lease losses | $23,000 | 6,362 |
| Total noninterest income | $474,000 | 3,323 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $78,000 | 4,921 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $396,000 | 2,427 |
| Total noninterest expense | $2,376,000 | 3,765 |
| Salaries and employee benefits | $995,000 | 4,304 |
| Premises and equipment expense | $368,000 | 3,247 |
| Additional noninterest expense | $1,013,000 | 3,169 |
| Pre-tax net operating income | $-199,000 | 6,433 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-199,000 | 6,560 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-199,000 | 6,563 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-199,000 | 6,561 |
| Net charge-offs | $63,000 | 4,678 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-199,000 | 6,508 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,143,000 | 5,263 |
| Total interest expense | $232,000 | 5,769 |
| Net interest income | $911,000 | 4,940 |
| Provision for loan and lease losses | $23,000 | 5,664 |
| Total noninterest income | $29,000 | 6,778 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $41,000 | 4,830 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-12,000 | 7,580 |
| Total noninterest expense | $1,120,000 | 3,957 |
| Salaries and employee benefits | $494,000 | 4,389 |
| Premises and equipment expense | $185,000 | 3,329 |
| Additional noninterest expense | $441,000 | 3,529 |
| Pre-tax net operating income | $-203,000 | 6,836 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-203,000 | 6,934 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-203,000 | 6,935 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-203,000 | 6,934 |
| Net charge-offs | $24,000 | 4,303 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-203,000 | 6,898 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,965,000 | 5,749 |
| Total interest expense | $1,152,000 | 5,739 |
| Net interest income | $2,813,000 | 5,554 |
| Provision for loan and lease losses | $2,349,000 | 2,267 |
| Total noninterest income | $231,000 | 6,034 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $182,000 | 4,808 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $49,000 | 6,389 |
| Total noninterest expense | $4,585,000 | 3,946 |
| Salaries and employee benefits | $2,097,000 | 4,207 |
| Premises and equipment expense | $631,000 | 3,750 |
| Additional noninterest expense | $1,857,000 | 3,528 |
| Pre-tax net operating income | $-3,890,000 | 7,041 |
| Securities gains (losses) | $-42,000 | 7,152 |
| Applicable income taxes | $104,000 | 2,857 |
| Income before extraordinary items | $-4,036,000 | 7,158 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-4,036,000 | 7,158 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-4,036,000 | 7,157 |
| Net charge-offs | $469,000 | 3,877 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-3,994,000 | 7,158 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,822,000 | 5,916 |
| Total interest expense | $913,000 | 5,776 |
| Net interest income | $1,909,000 | 5,813 |
| Provision for loan and lease losses | $1,450,000 | 2,265 |
| Total noninterest income | $177,000 | 6,097 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $142,000 | 4,772 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $35,000 | 6,592 |
| Total noninterest expense | $3,313,000 | 4,065 |
| Salaries and employee benefits | $1,595,000 | 4,199 |
| Premises and equipment expense | $480,000 | 3,737 |
| Additional noninterest expense | $1,238,000 | 3,799 |
| Pre-tax net operating income | $-2,677,000 | 7,210 |
| Securities gains (losses) | $16,000 | 2,829 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-2,661,000 | 7,313 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,661,000 | 7,312 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,661,000 | 7,313 |
| Net charge-offs | $303,000 | 3,692 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,677,000 | 7,310 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,863,000 | 6,006 |
| Total interest expense | $628,000 | 5,828 |
| Net interest income | $1,235,000 | 5,901 |
| Provision for loan and lease losses | $685,000 | 2,524 |
| Total noninterest income | $132,000 | 5,937 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $96,000 | 4,745 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $36,000 | 6,203 |
| Total noninterest expense | $2,198,000 | 4,097 |
| Salaries and employee benefits | $1,060,000 | 4,264 |
| Premises and equipment expense | $296,000 | 3,976 |
| Additional noninterest expense | $842,000 | 3,738 |
| Pre-tax net operating income | $-1,516,000 | 7,245 |
| Securities gains (losses) | $16,000 | 2,414 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-1,500,000 | 7,322 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,500,000 | 7,320 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,500,000 | 7,320 |
| Net charge-offs | $263,000 | 3,097 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,516,000 | 7,337 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $989,000 | 5,902 |
| Total interest expense | $311,000 | 5,935 |
| Net interest income | $678,000 | 5,672 |
| Provision for loan and lease losses | $215,000 | 2,756 |
| Total noninterest income | $76,000 | 5,675 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $51,000 | 4,565 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $25,000 | 5,902 |
| Total noninterest expense | $943,000 | 4,480 |
| Salaries and employee benefits | $492,000 | 4,522 |
| Premises and equipment expense | $132,000 | 4,337 |
| Additional noninterest expense | $319,000 | 4,213 |
| Pre-tax net operating income | $-404,000 | 7,205 |
| Securities gains (losses) | $3,000 | 2,164 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-401,000 | 7,347 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-401,000 | 7,349 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-401,000 | 7,348 |
| Net charge-offs | $35,000 | 3,875 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-404,000 | 7,311 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,395,000 | 5,798 |
| Total interest expense | $1,687,000 | 5,717 |
| Net interest income | $2,708,000 | 5,695 |
| Provision for loan and lease losses | $519,000 | 3,751 |
| Total noninterest income | $395,000 | 5,304 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $155,000 | 5,258 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $240,000 | 4,516 |
| Total noninterest expense | $3,586,000 | 4,550 |
| Salaries and employee benefits | $1,834,000 | 4,725 |
| Premises and equipment expense | $573,000 | 4,087 |
| Additional noninterest expense | $1,179,000 | 4,342 |
| Pre-tax net operating income | $-1,002,000 | 7,019 |
| Securities gains (losses) | $9,000 | 2,546 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-993,000 | 6,989 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-993,000 | 6,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $309,000 | 3,489 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,002,000 | 7,121 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,413,000 | 5,789 |
| Total interest expense | $1,274,000 | 5,815 |
| Net interest income | $2,139,000 | 5,599 |
| Provision for loan and lease losses | $567,000 | 2,550 |
| Total noninterest income | $273,000 | 5,552 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $102,000 | 5,502 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $171,000 | 4,732 |
| Total noninterest expense | $2,762,000 | 4,477 |
| Salaries and employee benefits | $1,410,000 | 4,677 |
| Premises and equipment expense | $447,000 | 3,962 |
| Additional noninterest expense | $905,000 | 4,187 |
| Pre-tax net operating income | $-917,000 | 7,483 |
| Securities gains (losses) | $9,000 | 2,413 |
| Applicable income taxes | $-339,000 | 7,781 |
| Income before extraordinary items | $-569,000 | 7,239 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-569,000 | 7,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $307,000 | 2,529 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-574,760 | 7,374 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,247,000 | 5,878 |
| Total interest expense | $893,000 | 5,849 |
| Net interest income | $1,354,000 | 5,771 |
| Provision for loan and lease losses | $509,000 | 1,893 |
| Total noninterest income | $236,000 | 5,109 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $67,000 | 5,545 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $169,000 | 4,096 |
| Total noninterest expense | $1,730,000 | 4,693 |
| Salaries and employee benefits | $890,000 | 4,869 |
| Premises and equipment expense | $294,000 | 4,021 |
| Additional noninterest expense | $546,000 | 4,465 |
| Pre-tax net operating income | $-649,000 | 7,714 |
| Securities gains (losses) | $9,000 | 2,500 |
| Applicable income taxes | $-277,000 | 8,054 |
| Income before extraordinary items | $-363,000 | 7,583 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-363,000 | 7,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,297 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-368,760 | 7,571 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,203,000 | 5,795 |
| Total interest expense | $478,000 | 5,870 |
| Net interest income | $725,000 | 5,584 |
| Provision for loan and lease losses | $124,000 | 2,424 |
| Total noninterest income | $117,000 | 5,137 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $36,000 | 5,409 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $81,000 | 4,169 |
| Total noninterest expense | $888,000 | 4,610 |
| Salaries and employee benefits | $430,000 | 5,019 |
| Premises and equipment expense | $158,000 | 3,825 |
| Additional noninterest expense | $300,000 | 4,119 |
| Pre-tax net operating income | $-170,000 | 7,699 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-61,000 | 8,061 |
| Income before extraordinary items | $-109,000 | 7,676 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-109,000 | 7,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-109,000 | 7,638 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,930,000 | 6,258 |
| Total interest expense | $1,337,000 | 6,660 |
| Net interest income | $2,593,000 | 5,875 |
| Provision for loan and lease losses | $545,000 | 2,204 |
| Total noninterest income | $634,000 | 4,521 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $97,000 | 6,051 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $537,000 | 3,191 |
| Total noninterest expense | $2,729,000 | 5,317 |
| Salaries and employee benefits | $1,372,000 | 5,577 |
| Premises and equipment expense | $392,000 | 5,087 |
| Additional noninterest expense | $965,000 | 4,766 |
| Pre-tax net operating income | $-47,000 | 7,506 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-47,000 | 7,571 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-47,000 | 7,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,837 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-47,000 | 7,550 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,792,000 | 6,419 |
| Total interest expense | $837,000 | 7,025 |
| Net interest income | $1,955,000 | 5,902 |
| Provision for loan and lease losses | $249,000 | 2,628 |
| Total noninterest income | $591,000 | 4,054 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $58,000 | 6,367 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $533,000 | 2,736 |
| Total noninterest expense | $1,833,000 | 5,637 |
| Salaries and employee benefits | $957,000 | 5,779 |
| Premises and equipment expense | $207,000 | 5,997 |
| Additional noninterest expense | $669,000 | 4,927 |
| Pre-tax net operating income | $464,000 | 5,912 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $140,000 | 4,113 |
| Income before extraordinary items | $324,000 | 6,192 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $324,000 | 6,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $324,000 | 6,183 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,824,000 | 6,507 |
| Total interest expense | $482,000 | 7,281 |
| Net interest income | $1,342,000 | 5,853 |
| Provision for loan and lease losses | $108,000 | 3,179 |
| Total noninterest income | $119,000 | 6,549 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $37,000 | 6,450 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $82,000 | 5,477 |
| Total noninterest expense | $1,130,000 | 5,904 |
| Salaries and employee benefits | $607,000 | 5,973 |
| Premises and equipment expense | $105,000 | 6,671 |
| Additional noninterest expense | $418,000 | 5,145 |
| Pre-tax net operating income | $223,000 | 6,504 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $66,000 | 4,522 |
| Income before extraordinary items | $157,000 | 6,686 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $157,000 | 6,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,315 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $157,000 | 6,673 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $725,000 | 7,018 |
| Total interest expense | $234,000 | 7,346 |
| Net interest income | $491,000 | 6,653 |
| Provision for loan and lease losses | $-16,000 | 8,454 |
| Total noninterest income | $80,000 | 5,979 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $20,000 | 6,360 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $60,000 | 4,749 |
| Total noninterest expense | $539,000 | 6,081 |
| Salaries and employee benefits | $315,000 | 5,905 |
| Premises and equipment expense | $46,000 | 6,946 |
| Additional noninterest expense | $178,000 | 5,624 |
| Pre-tax net operating income | $48,000 | 7,317 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $14,000 | 5,152 |
| Income before extraordinary items | $34,000 | 7,402 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $34,000 | 7,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $34,000 | 7,390 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,415,000 | 7,995 |
| Total interest expense | $401,000 | 8,092 |
| Net interest income | $1,014,000 | 7,831 |
| Provision for loan and lease losses | $252,000 | 3,085 |
| Total noninterest income | $121,000 | 7,556 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $36,000 | 7,090 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $85,000 | 6,596 |
| Total noninterest expense | $1,101,000 | 7,550 |
| Salaries and employee benefits | $530,000 | 7,788 |
| Premises and equipment expense | $105,000 | 7,738 |
| Additional noninterest expense | $466,000 | 6,701 |
| Pre-tax net operating income | $-218,000 | 8,130 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-58,000 | 8,305 |
| Income before extraordinary items | $-160,000 | 8,117 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-160,000 | 8,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,716 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $505,000 | 599 |
| Net operating income | $-160,000 | 8,106 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $726,000 | 8,366 |
| Total interest expense | $171,000 | 8,441 |
| Net interest income | $555,000 | 8,233 |
| Provision for loan and lease losses | $176,000 | 3,141 |
| Total noninterest income | $35,000 | 8,322 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $24,000 | 7,217 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,000 | 8,185 |
| Total noninterest expense | $552,000 | 8,130 |
| Salaries and employee benefits | $301,000 | 8,155 |
| Premises and equipment expense | $52,000 | 8,195 |
| Additional noninterest expense | $199,000 | 7,791 |
| Pre-tax net operating income | $-138,000 | 8,260 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-138,000 | 8,280 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-138,000 | 8,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,016 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $505,000 | 449 |
| Net operating income | $-138,000 | 8,269 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $255,000 | 8,647 |
| Total interest expense | $63,000 | 8,606 |
| Net interest income | $192,000 | 8,629 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $17,000 | 8,465 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $11,000 | 7,375 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,000 | 8,317 |
| Total noninterest expense | $228,000 | 8,567 |
| Salaries and employee benefits | $119,000 | 8,580 |
| Premises and equipment expense | $21,000 | 8,509 |
| Additional noninterest expense | $88,000 | 8,292 |
| Pre-tax net operating income | $-19,000 | 8,229 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-19,000 | 8,236 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-19,000 | 8,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,252 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $505,000 | 323 |
| Net operating income | $-19,000 | 8,224 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $205,000 | 8,524 |
| Total interest expense | $80,000 | 8,307 |
| Net interest income | $125,000 | 8,566 |
| Provision for loan and lease losses | $-15,000 | 8,557 |
| Total noninterest income | $15,000 | 8,268 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $9,000 | 7,226 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,000 | 7,952 |
| Total noninterest expense | $126,000 | 8,532 |
| Salaries and employee benefits | $47,000 | 8,678 |
| Premises and equipment expense | $18,000 | 8,165 |
| Additional noninterest expense | $61,000 | 7,912 |
| Pre-tax net operating income | $29,000 | 7,937 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $29,000 | 7,854 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $29,000 | 7,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,102 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $29,000 | 7,850 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,576,000 | 7,815 |
| Total interest expense | $567,000 | 7,418 |
| Net interest income | $1,009,000 | 7,922 |
| Provision for loan and lease losses | $-486,000 | 8,747 |
| Total noninterest income | $152,000 | 7,474 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $59,000 | 6,939 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $93,000 | 6,517 |
| Total noninterest expense | $1,503,000 | 6,878 |
| Salaries and employee benefits | $633,000 | 7,509 |
| Premises and equipment expense | $211,000 | 6,624 |
| Additional noninterest expense | $659,000 | 5,767 |
| Pre-tax net operating income | $144,000 | 7,858 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $144,000 | 7,819 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $144,000 | 7,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-403,000 | 8,775 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $-2,106,000 | 8,818 |
| Net operating income | $144,000 | 7,780 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,194,000 | 7,826 |
| Total interest expense | $417,000 | 7,408 |
| Net interest income | $777,000 | 7,932 |
| Provision for loan and lease losses | $-346,000 | 8,768 |
| Total noninterest income | $115,000 | 7,488 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $45,000 | 6,963 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $70,000 | 6,519 |
| Total noninterest expense | $1,178,000 | 6,767 |
| Salaries and employee benefits | $490,000 | 7,409 |
| Premises and equipment expense | $176,000 | 6,342 |
| Additional noninterest expense | $512,000 | 5,629 |
| Pre-tax net operating income | $60,000 | 8,157 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $60,000 | 8,153 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $60,000 | 8,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-308,000 | 8,782 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 564 |
| Net operating income | $60,000 | 8,122 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $769,000 | 7,869 |
| Total interest expense | $276,000 | 7,342 |
| Net interest income | $493,000 | 8,021 |
| Provision for loan and lease losses | $-260,000 | 8,778 |
| Total noninterest income | $74,000 | 7,525 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $28,000 | 7,031 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $46,000 | 6,538 |
| Total noninterest expense | $784,000 | 6,784 |
| Salaries and employee benefits | $304,000 | 7,574 |
| Premises and equipment expense | $113,000 | 6,431 |
| Additional noninterest expense | $367,000 | 5,377 |
| Pre-tax net operating income | $43,000 | 8,166 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $43,000 | 8,158 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $43,000 | 8,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-231,000 | 8,778 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 430 |
| Net operating income | $43,000 | 8,126 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $383,000 | 7,925 |
| Total interest expense | $142,000 | 7,267 |
| Net interest income | $241,000 | 8,129 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $37,000 | 7,531 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $14,000 | 7,031 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $23,000 | 6,629 |
| Total noninterest expense | $390,000 | 6,842 |
| Salaries and employee benefits | $150,000 | 7,665 |
| Premises and equipment expense | $57,000 | 6,461 |
| Additional noninterest expense | $183,000 | 5,373 |
| Pre-tax net operating income | $-112,000 | 8,656 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-112,000 | 8,679 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-112,000 | 8,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 260 |
| Net operating income | $-112,000 | 8,658 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,432,000 | 7,980 |
| Total interest expense | $576,000 | 7,037 |
| Net interest income | $856,000 | 8,228 |
| Provision for loan and lease losses | $250,000 | 3,237 |
| Total noninterest income | $172,000 | 7,410 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $76,000 | 6,838 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $96,000 | 6,495 |
| Total noninterest expense | $1,396,000 | 7,081 |
| Salaries and employee benefits | $581,000 | 7,733 |
| Premises and equipment expense | $222,000 | 6,499 |
| Additional noninterest expense | $593,000 | 6,012 |
| Pre-tax net operating income | $-618,000 | 8,707 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-618,000 | 8,757 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-618,000 | 8,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $887,000 | 863 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $1,675,000 | 362 |
| Net operating income | $-618,000 | 8,735 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,057,000 | 8,038 |
| Total interest expense | $429,000 | 7,051 |
| Net interest income | $628,000 | 8,286 |
| Provision for loan and lease losses | $250,000 | 2,570 |
| Total noninterest income | $120,000 | 7,552 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $61,000 | 6,789 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $59,000 | 6,825 |
| Total noninterest expense | $1,008,000 | 7,152 |
| Salaries and employee benefits | $440,000 | 7,667 |
| Premises and equipment expense | $160,000 | 6,586 |
| Additional noninterest expense | $408,000 | 6,248 |
| Pre-tax net operating income | $-510,000 | 8,775 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-510,000 | 8,817 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-510,000 | 8,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $605,000 | 815 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $600,000 | 344 |
| Net operating income | $-510,000 | 8,792 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $693,000 | 8,123 |
| Total interest expense | $281,000 | 7,129 |
| Net interest income | $412,000 | 8,352 |
| Provision for loan and lease losses | $250,000 | 1,820 |
| Total noninterest income | $90,000 | 7,409 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $44,000 | 6,706 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $46,000 | 6,590 |
| Total noninterest expense | $654,000 | 7,267 |
| Salaries and employee benefits | $278,000 | 7,832 |
| Premises and equipment expense | $106,000 | 6,654 |
| Additional noninterest expense | $270,000 | 6,293 |
| Pre-tax net operating income | $-402,000 | 8,856 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-402,000 | 8,897 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-402,000 | 8,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $463,000 | 755 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 258 |
| Net operating income | $-402,000 | 8,871 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $349,000 | 8,142 |
| Total interest expense | $134,000 | 7,289 |
| Net interest income | $215,000 | 8,359 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $53,000 | 7,118 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $22,000 | 6,668 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $31,000 | 6,045 |
| Total noninterest expense | $338,000 | 7,216 |
| Salaries and employee benefits | $141,000 | 7,838 |
| Premises and equipment expense | $52,000 | 6,694 |
| Additional noninterest expense | $145,000 | 6,107 |
| Pre-tax net operating income | $-70,000 | 8,753 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-70,000 | 8,786 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-70,000 | 8,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $320,000 | 589 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-70,000 | 8,756 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,078,000 | 8,513 |
| Total interest expense | $393,000 | 8,135 |
| Net interest income | $685,000 | 8,584 |
| Provision for loan and lease losses | $1,114,000 | 1,071 |
| Total noninterest income | $109,000 | 8,214 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $57,000 | 7,321 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $52,000 | 7,508 |
| Total noninterest expense | $1,408,000 | 7,054 |
| Salaries and employee benefits | $615,000 | 7,631 |
| Premises and equipment expense | $224,000 | 6,499 |
| Additional noninterest expense | $569,000 | 6,154 |
| Pre-tax net operating income | $-1,728,000 | 9,060 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-4,000 | 8,723 |
| Income before extraordinary items | $-1,724,000 | 9,104 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-1,724,000 | 9,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,824 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $2,500,000 | 309 |
| Net operating income | $-1,724,000 | 9,066 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $729,000 | 8,693 |
| Total interest expense | $277,000 | 8,349 |
| Net interest income | $452,000 | 8,767 |
| Provision for loan and lease losses | $-95,000 | 9,132 |
| Total noninterest income | $64,000 | 8,517 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $36,000 | 7,530 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $28,000 | 7,919 |
| Total noninterest expense | $1,015,000 | 7,168 |
| Salaries and employee benefits | $460,000 | 7,611 |
| Premises and equipment expense | $159,000 | 6,640 |
| Additional noninterest expense | $396,000 | 6,366 |
| Pre-tax net operating income | $-404,000 | 8,917 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $-4,000 | 8,875 |
| Income before extraordinary items | $-400,000 | 8,993 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-400,000 | 8,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,811 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $750,000 | 337 |
| Net operating income | $-400,000 | 8,930 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $446,000 | 8,810 |
| Total interest expense | $174,000 | 8,512 |
| Net interest income | $272,000 | 8,877 |
| Provision for loan and lease losses | $-95,000 | 9,189 |
| Total noninterest income | $37,000 | 8,650 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $24,000 | 7,541 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $13,000 | 8,275 |
| Total noninterest expense | $674,000 | 7,190 |
| Salaries and employee benefits | $303,000 | 7,666 |
| Premises and equipment expense | $112,000 | 6,480 |
| Additional noninterest expense | $259,000 | 6,424 |
| Pre-tax net operating income | $-270,000 | 8,969 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $-4,000 | 8,947 |
| Income before extraordinary items | $-266,000 | 9,046 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-266,000 | 9,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-75,000 | 9,072 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $750,000 | 230 |
| Net operating income | $-266,000 | 8,978 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $194,000 | 8,960 |
| Total interest expense | $81,000 | 8,658 |
| Net interest income | $113,000 | 9,018 |
| Provision for loan and lease losses | $5,000 | 6,526 |
| Total noninterest income | $19,000 | 8,654 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $14,000 | 7,374 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,460 |
| Total noninterest expense | $331,000 | 7,272 |
| Salaries and employee benefits | $150,000 | 7,715 |
| Premises and equipment expense | $55,000 | 6,522 |
| Additional noninterest expense | $126,000 | 6,497 |
| Pre-tax net operating income | $-204,000 | 9,088 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-4,000 | 9,021 |
| Income before extraordinary items | $-200,000 | 9,130 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-200,000 | 9,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,853 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $750,000 | 114 |
| Net operating income | $-200,000 | 9,069 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $930,000 | 8,917 |
| Total interest expense | $346,000 | 8,797 |
| Net interest income | $584,000 | 8,914 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $87,000 | 8,555 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $49,000 | 7,550 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $38,000 | 7,947 |
| Total noninterest expense | $623,000 | 8,714 |
| Salaries and employee benefits | $285,000 | 8,941 |
| Premises and equipment expense | $92,000 | 8,283 |
| Additional noninterest expense | $246,000 | 8,205 |
| Pre-tax net operating income | $48,000 | 8,478 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $2,000 | 7,560 |
| Income before extraordinary items | $46,000 | 8,572 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $46,000 | 8,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,859 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $46,000 | 8,491 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,047,000 | 9,122 |
| Total interest expense | $447,000 | 9,102 |
| Net interest income | $600,000 | 9,038 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $86,000 | 8,704 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $45,000 | 7,695 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $41,000 | 7,974 |
| Total noninterest expense | $587,000 | 8,970 |
| Salaries and employee benefits | $269,000 | 9,185 |
| Premises and equipment expense | $86,000 | 8,531 |
| Additional noninterest expense | $232,000 | 8,391 |
| Pre-tax net operating income | $99,000 | 8,334 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-1,000 | 8,922 |
| Income before extraordinary items | $100,000 | 8,335 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $100,000 | 8,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,750 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $100,000 | 8,230 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,124,000 | 9,295 |
| Total interest expense | $514,000 | 9,222 |
| Net interest income | $610,000 | 9,278 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $68,000 | 9,060 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 7,655 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 8,999 |
| Total noninterest expense | $644,000 | 8,984 |
| Salaries and employee benefits | $277,000 | 9,358 |
| Premises and equipment expense | $97,000 | 8,499 |
| Additional noninterest expense | $270,000 | 8,189 |
| Pre-tax net operating income | $34,000 | 9,007 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $14,000 | 7,972 |
| Income before extraordinary items | $20,000 | 9,075 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $20,000 | 9,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,044 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $20,000 | 9,061 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,051,000 | 9,567 |
| Total interest expense | $584,000 | 9,255 |
| Net interest income | $467,000 | 9,734 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $130,000 | 8,390 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 8,167 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 6,776 |
| Total noninterest expense | $720,000 | 8,974 |
| Salaries and employee benefits | $272,000 | 9,620 |
| Premises and equipment expense | $101,000 | 8,608 |
| Additional noninterest expense | $347,000 | 7,723 |
| Pre-tax net operating income | $-123,000 | 9,553 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,000 | 8,717 |
| Income before extraordinary items | $-124,000 | 9,596 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-124,000 | 9,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 2,792 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-124,000 | 9,574 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,276,000 | 9,567 |
| Total interest expense | $711,000 | 9,173 |
| Net interest income | $565,000 | 9,804 |
| Provision for loan and lease losses | $880,000 | 1,092 |
| Total noninterest income | $50,000 | 9,843 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 8,333 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 9,880 |
| Total noninterest expense | $762,000 | 8,895 |
| Salaries and employee benefits | $261,000 | 9,827 |
| Premises and equipment expense | $101,000 | 8,682 |
| Additional noninterest expense | $400,000 | 7,218 |
| Pre-tax net operating income | $-1,027,000 | 10,346 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-1,027,000 | 10,363 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-1,027,000 | 10,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $800,000 | 890 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-1,027,000 | 10,342 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $661,000 | 10,607 |
| Total interest expense | $381,000 | 10,367 |
| Net interest income | $280,000 | 10,703 |
| Provision for loan and lease losses | $240,000 | 3,015 |
| Total noninterest income | $18,000 | 10,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $15,000 | 9,215 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 10,761 |
| Total noninterest expense | $432,000 | 10,382 |
| Salaries and employee benefits | $119,000 | 10,785 |
| Premises and equipment expense | $92,000 | 9,159 |
| Additional noninterest expense | $221,000 | 9,163 |
| Pre-tax net operating income | $-374,000 | 10,686 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-1,000 | 10,483 |
| Income before extraordinary items | $-373,000 | 10,714 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-373,000 | 10,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 2,955 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $2,500,000 | 345 |
| Net operating income | $-373,000 | 10,695 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,949,000 | 9,440 |
| Total interest expense | $1,127,000 | 8,608 |
| Net interest income | $822,000 | 10,054 |
| Provision for loan and lease losses | $1,284,000 | 840 |
| Total noninterest income | $82,000 | 10,243 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $15,000 | 9,673 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 8,207 |
| Total noninterest expense | $873,000 | 9,153 |
| Salaries and employee benefits | $351,000 | 9,945 |
| Premises and equipment expense | $124,000 | 8,694 |
| Additional noninterest expense | $398,000 | 7,895 |
| Pre-tax net operating income | $-1,253,000 | 11,367 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $-90,000 | 11,163 |
| Income before extraordinary items | $-1,162,000 | 11,378 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-1,162,000 | 11,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $758,000 | 1,052 |
| Cash dividends | $12,000 | 8,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-1,162,930 | 11,361 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,967,000 | 9,766 |
| Total interest expense | $1,075,000 | 8,983 |
| Net interest income | $892,000 | 10,273 |
| Provision for loan and lease losses | $58,000 | 5,942 |
| Total noninterest income | $111,000 | 10,047 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $20,000 | 10,011 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 7,528 |
| Total noninterest expense | $772,000 | 9,896 |
| Salaries and employee benefits | $360,000 | 10,254 |
| Premises and equipment expense | $99,000 | 9,652 |
| Additional noninterest expense | $313,000 | 9,114 |
| Pre-tax net operating income | $173,000 | 10,625 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $39,000 | 10,400 |
| Income before extraordinary items | $134,000 | 10,620 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $134,000 | 10,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,894 |
| Cash dividends | $54,000 | 7,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $134,000 | 10,592 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,659,000 | 10,426 |
| Total interest expense | $762,000 | 9,787 |
| Net interest income | $897,000 | 10,737 |
| Provision for loan and lease losses | $78,000 | 5,081 |
| Total noninterest income | $63,000 | 11,648 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $13,000 | 10,670 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 9,618 |
| Total noninterest expense | $752,000 | 10,455 |
| Salaries and employee benefits | $329,000 | 10,944 |
| Premises and equipment expense | $94,000 | 10,216 |
| Additional noninterest expense | $329,000 | 9,608 |
| Pre-tax net operating income | $130,000 | 11,412 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $27,000 | 10,992 |
| Income before extraordinary items | $103,000 | 11,361 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $103,000 | 11,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,203 |
| Cash dividends | $48,000 | 8,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $103,000 | 11,397 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,526,000 | 11,184 |
| Total interest expense | $692,000 | 10,632 |
| Net interest income | $834,000 | 11,393 |
| Provision for loan and lease losses | $87,000 | 6,144 |
| Total noninterest income | $61,000 | 12,280 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $12,000 | 11,170 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 10,159 |
| Total noninterest expense | $682,000 | 11,253 |
| Salaries and employee benefits | $259,000 | 12,087 |
| Premises and equipment expense | $83,000 | 11,040 |
| Additional noninterest expense | $340,000 | 9,955 |
| Pre-tax net operating income | $126,000 | 11,664 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $36,000 | 11,244 |
| Income before extraordinary items | $93,000 | 11,860 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $93,000 | 11,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,863 |
| Cash dividends | $54,000 | 7,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $90,840 | 11,708 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,442,000 | 12,097 |
| Total interest expense | $688,000 | 11,877 |
| Net interest income | $754,000 | 12,096 |
| Provision for loan and lease losses | $59,000 | 8,714 |
| Total noninterest income | $59,000 | 12,872 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $12,000 | 11,559 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 10,600 |
| Total noninterest expense | $586,000 | 12,148 |
| Salaries and employee benefits | $230,000 | 12,834 |
| Premises and equipment expense | $69,000 | 11,913 |
| Additional noninterest expense | $287,000 | 11,020 |
| Pre-tax net operating income | $168,000 | 11,348 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $25,000 | 11,957 |
| Income before extraordinary items | $143,000 | 11,373 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $143,000 | 11,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 7,501 |
| Cash dividends | $54,000 | 7,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $143,000 | 11,033 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.