Home > Bank of Elkhart Lake > Income and Expense
Bank of Elkhart Lake, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,278,000 | 11,188 |
| Total interest expense | $502,000 | 11,090 |
| Net interest income | $776,000 | 11,133 |
| Provision for loan and lease losses | $2,000 | 9,032 |
| Total noninterest income | $106,000 | 10,599 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 9,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 9,058 |
| Total noninterest expense | $627,000 | 10,996 |
| Salaries and employee benefits | $318,000 | 11,043 |
| Premises and equipment expense | $71,000 | 10,948 |
| Additional noninterest expense | $238,000 | 10,677 |
| Pre-tax net operating income | $253,000 | 10,463 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $83,000 | 9,725 |
| Income before extraordinary items | $170,000 | 10,607 |
| Extraordinary gains, net | $60,000 | 150 |
| Net income | $230,000 | 9,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,944 |
| Cash dividends | $36,000 | 8,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $170,000 | 10,648 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,391,000 | 11,469 |
| Total interest expense | $612,000 | 11,067 |
| Net interest income | $779,000 | 11,585 |
| Provision for loan and lease losses | $4,000 | 10,179 |
| Total noninterest income | $77,000 | 11,876 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 10,371 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 10,920 |
| Total noninterest expense | $635,000 | 11,462 |
| Salaries and employee benefits | $313,000 | 11,521 |
| Premises and equipment expense | $76,000 | 11,310 |
| Additional noninterest expense | $246,000 | 11,132 |
| Pre-tax net operating income | $217,000 | 10,893 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $91,000 | 9,959 |
| Income before extraordinary items | $126,000 | 11,503 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $126,000 | 11,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 6,513 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $450,000 | 620 |
| Net operating income | $126,000 | 11,282 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,446,000 | 12,087 |
| Total interest expense | $748,000 | 11,586 |
| Net interest income | $698,000 | 12,325 |
| Provision for loan and lease losses | $85,000 | 7,723 |
| Total noninterest income | $87,000 | 12,070 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 10,479 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 10,988 |
| Total noninterest expense | $694,000 | 11,548 |
| Salaries and employee benefits | $365,000 | 11,283 |
| Premises and equipment expense | $67,000 | 11,992 |
| Additional noninterest expense | $262,000 | 11,387 |
| Pre-tax net operating income | $6,000 | 12,664 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $9,000 | 12,843 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $9,000 | 12,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $6,000 | 12,622 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.