Home > Bank of Ann Arbor > Income and Expense

Bank of Ann Arbor, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$43,481,000376
Total interest expense$12,525,000479
Net interest income$30,956,000349
Provision for loan and lease losses$1,630,000290
Total noninterest income$4,893,000498
Gross Fiduciary activities income$2,575,000215
Service charges on deposit accounts$306,000864
Trading account gains and fees$0116
Additional Noninterest Income$2,012,000625
Total noninterest expense$17,190,000465
Salaries and employee benefits$10,335,000419
Premises and equipment expense$1,669,000442
Additional noninterest expense$2,012,000625
Pre-tax net operating income$17,029,000298
Securities gains (losses)$0665
Applicable income taxes$3,480,000302
Income before extraordinary items$13,549,000294
Extraordinary gains, net$047
Net income$13,549,000297
Minority interest net income$065
Net income of bank and minority interests.$13,549,000294
Net charge-offs$378,000473
Cash dividends$9,240,000202
Sale, conversion, retirement of capital stock, net$310,000194
Net operating income$13,549,000296
2024-12-31 (YTD Data)Rank
Total interest income$169,563,000376
Total interest expense$50,651,000495
Net interest income$118,912,000332
Provision for loan and lease losses$2,082,000594
Total noninterest income$17,097,000542
Gross Fiduciary activities income$10,203,000205
Service charges on deposit accounts$1,205,000885
Trading account gains and fees$0138
Additional Noninterest Income$5,689,000797
Total noninterest expense$72,362,000432
Salaries and employee benefits$43,757,000385
Premises and equipment expense$6,902,000410
Additional noninterest expense$5,689,000797
Pre-tax net operating income$61,565,000301
Securities gains (losses)$-5,0003,496
Applicable income taxes$12,211,000305
Income before extraordinary items$49,349,000295
Extraordinary gains, net$053
Net income$49,349,000297
Minority interest net income$090
Net income of bank and minority interests.$49,349,000295
Net charge-offs$-886,0004,483
Cash dividends$18,960,000341
Sale, conversion, retirement of capital stock, net$1,025,000238
Net operating income$49,353,000297
2024-09-30 (YTD Data)Rank
Total interest income$126,012,000371
Total interest expense$38,109,000494
Net interest income$87,903,000330
Provision for loan and lease losses$982,000756
Total noninterest income$13,642,000511
Gross Fiduciary activities income$7,478,000209
Service charges on deposit accounts$907,000875
Trading account gains and fees$0139
Additional Noninterest Income$5,257,000708
Total noninterest expense$51,059,000444
Salaries and employee benefits$30,466,000403
Premises and equipment expense$5,285,000407
Additional noninterest expense$5,257,000708
Pre-tax net operating income$49,504,000277
Securities gains (losses)$-5,0003,740
Applicable income taxes$10,121,000279
Income before extraordinary items$39,378,000269
Extraordinary gains, net$051
Net income$39,378,000276
Minority interest net income$082
Net income of bank and minority interests.$39,378,000271
Net charge-offs$-924,0004,515
Cash dividends$18,958,000259
Sale, conversion, retirement of capital stock, net$740,000224
Net operating income$39,382,000275
2024-06-30 (YTD Data)Rank
Total interest income$81,850,000377
Total interest expense$24,710,000502
Net interest income$57,140,000341
Provision for loan and lease losses$885,000586
Total noninterest income$8,941,000513
Gross Fiduciary activities income$4,891,000209
Service charges on deposit accounts$611,000857
Trading account gains and fees$0145
Additional Noninterest Income$3,439,000720
Total noninterest expense$33,888,000448
Salaries and employee benefits$20,255,000410
Premises and equipment expense$3,483,000411
Additional noninterest expense$3,439,000720
Pre-tax net operating income$31,308,000292
Securities gains (losses)$-5,0003,629
Applicable income taxes$6,384,000289
Income before extraordinary items$24,919,000283
Extraordinary gains, net$052
Net income$24,919,000286
Minority interest net income$084
Net income of bank and minority interests.$24,919,000285
Net charge-offs$-887,0004,539
Cash dividends$12,359,000259
Sale, conversion, retirement of capital stock, net$495,000214
Net operating income$24,923,000286
2024-03-31 (YTD Data)Rank
Total interest income$40,234,000384
Total interest expense$11,924,000510
Net interest income$28,310,000346
Provision for loan and lease losses$426,000540
Total noninterest income$4,370,000516
Gross Fiduciary activities income$2,404,000195
Service charges on deposit accounts$328,000805
Trading account gains and fees$0121
Additional Noninterest Income$1,638,000731
Total noninterest expense$16,784,000451
Salaries and employee benefits$10,010,000416
Premises and equipment expense$1,797,000414
Additional noninterest expense$1,638,000731
Pre-tax net operating income$15,470,000294
Securities gains (losses)$0689
Applicable income taxes$3,151,000298
Income before extraordinary items$12,319,000296
Extraordinary gains, net$051
Net income$12,319,000296
Minority interest net income$072
Net income of bank and minority interests.$12,319,000296
Net charge-offs$-426,0004,566
Cash dividends$8,500,000204
Sale, conversion, retirement of capital stock, net$266,000145
Net operating income$12,319,000295
2023-12-31 (YTD Data)Rank
Total interest income$152,354,000371
Total interest expense$34,458,000513
Net interest income$117,896,000331
Provision for loan and lease losses$6,017,000289
Total noninterest income$16,898,000522
Gross Fiduciary activities income$9,115,000186
Service charges on deposit accounts$1,244,000854
Trading account gains and fees$0123
Additional Noninterest Income$6,539,000736
Total noninterest expense$69,581,000425
Salaries and employee benefits$41,884,000383
Premises and equipment expense$7,306,000400
Additional noninterest expense$6,539,000736
Pre-tax net operating income$59,196,000307
Securities gains (losses)$0988
Applicable income taxes$10,950,000322
Income before extraordinary items$48,246,000292
Extraordinary gains, net$054
Net income$48,246,000295
Minority interest net income$088
Net income of bank and minority interests.$48,246,000294
Net charge-offs$11,592,000148
Cash dividends$13,000,000408
Sale, conversion, retirement of capital stock, net$889,000202
Net operating income$48,246,000302
2023-09-30 (YTD Data)Rank
Total interest income$112,989,000370
Total interest expense$23,627,000518
Net interest income$89,362,000329
Provision for loan and lease losses$4,217,000294
Total noninterest income$12,736,000521
Gross Fiduciary activities income$6,785,000188
Service charges on deposit accounts$927,000858
Trading account gains and fees$0125
Additional Noninterest Income$5,024,000739
Total noninterest expense$49,790,000438
Salaries and employee benefits$29,750,000407
Premises and equipment expense$5,367,000409
Additional noninterest expense$5,024,000739
Pre-tax net operating income$48,091,000305
Securities gains (losses)$0849
Applicable income taxes$9,226,000311
Income before extraordinary items$38,865,000292
Extraordinary gains, net$052
Net income$38,865,000294
Minority interest net income$081
Net income of bank and minority interests.$38,865,000293
Net charge-offs$2,079,000292
Cash dividends$13,000,000319
Sale, conversion, retirement of capital stock, net$723,000188
Net operating income$38,865,000297
2023-06-30 (YTD Data)Rank
Total interest income$73,722,000360
Total interest expense$13,796,000524
Net interest income$59,926,000324
Provision for loan and lease losses$2,267,000338
Total noninterest income$8,231,000523
Gross Fiduciary activities income$4,482,000183
Service charges on deposit accounts$616,000842
Trading account gains and fees$0112
Additional Noninterest Income$3,133,000720
Total noninterest expense$33,253,000424
Salaries and employee benefits$19,924,000399
Premises and equipment expense$3,580,000400
Additional noninterest expense$3,133,000720
Pre-tax net operating income$32,637,000301
Securities gains (losses)$0938
Applicable income taxes$6,089,000322
Income before extraordinary items$26,548,000287
Extraordinary gains, net$051
Net income$26,548,000292
Minority interest net income$081
Net income of bank and minority interests.$26,548,000287
Net charge-offs$1,979,000227
Cash dividends$6,800,000360
Sale, conversion, retirement of capital stock, net$486,000178
Net operating income$26,548,000291
2023-03-31 (YTD Data)Rank
Total interest income$36,408,000365
Total interest expense$5,683,000548
Net interest income$30,725,000324
Provision for loan and lease losses$1,975,000238
Total noninterest income$4,077,000519
Gross Fiduciary activities income$2,214,000189
Service charges on deposit accounts$274,000936
Trading account gains and fees$097
Additional Noninterest Income$1,589,000713
Total noninterest expense$16,630,000437
Salaries and employee benefits$9,922,000413
Premises and equipment expense$1,785,000416
Additional noninterest expense$1,589,000713
Pre-tax net operating income$16,197,000308
Securities gains (losses)$0950
Applicable income taxes$2,695,000358
Income before extraordinary items$13,502,000291
Extraordinary gains, net$04
Net income$13,502,000292
Minority interest net income$048
Net income of bank and minority interests.$13,502,000292
Net charge-offs$75,000670
Cash dividends$6,800,000225
Sale, conversion, retirement of capital stock, net$263,000155
Net operating income$13,502,000295
2022-12-31 (YTD Data)Rank
Total interest income$121,064,000350
Total interest expense$7,144,000596
Net interest income$113,920,000328
Provision for loan and lease losses$2,301,000470
Total noninterest income$17,659,000520
Gross Fiduciary activities income$8,797,000193
Service charges on deposit accounts$1,298,000823
Trading account gains and fees$0116
Additional Noninterest Income$7,564,000677
Total noninterest expense$68,530,000411
Salaries and employee benefits$41,475,000380
Premises and equipment expense$6,952,000416
Additional noninterest expense$7,564,000677
Pre-tax net operating income$60,748,000334
Securities gains (losses)$2,000598
Applicable income taxes$12,159,000329
Income before extraordinary items$48,591,000325
Extraordinary gains, net$05
Net income$48,591,000325
Minority interest net income$063
Net income of bank and minority interests.$48,591,000325
Net charge-offs$440,000637
Cash dividends$6,700,000619
Sale, conversion, retirement of capital stock, net$747,000274
Net operating income$48,589,400336
2022-09-30 (YTD Data)Rank
Total interest income$84,408,000354
Total interest expense$3,444,000652
Net interest income$80,964,000333
Provision for loan and lease losses$1,036,000611
Total noninterest income$13,885,000503
Gross Fiduciary activities income$6,557,000192
Service charges on deposit accounts$1,024,000803
Trading account gains and fees$0111
Additional Noninterest Income$6,304,000646
Total noninterest expense$48,196,000433
Salaries and employee benefits$28,682,000404
Premises and equipment expense$5,084,000426
Additional noninterest expense$6,304,000646
Pre-tax net operating income$45,617,000330
Securities gains (losses)$2,000628
Applicable income taxes$9,343,000335
Income before extraordinary items$36,276,000322
Extraordinary gains, net$04
Net income$36,276,000322
Minority interest net income$057
Net income of bank and minority interests.$36,276,000322
Net charge-offs$163,000758
Cash dividends$6,700,000466
Sale, conversion, retirement of capital stock, net$558,000242
Net operating income$36,274,400331
2022-06-30 (YTD Data)Rank
Total interest income$52,882,000351
Total interest expense$1,655,000703
Net interest income$51,227,000341
Provision for loan and lease losses$118,0001,469
Total noninterest income$8,978,000506
Gross Fiduciary activities income$4,382,000165
Service charges on deposit accounts$687,000796
Trading account gains and fees$0108
Additional Noninterest Income$3,909,000691
Total noninterest expense$32,036,000429
Salaries and employee benefits$19,192,000394
Premises and equipment expense$3,405,000413
Additional noninterest expense$9,439,000452
Pre-tax net operating income$28,051,000345
Securities gains (losses)$2,000556
Applicable income taxes$5,742,000337
Income before extraordinary items$22,311,000332
Extraordinary gains, net$04
Net income$22,311,000332
Minority interest net income$060
Net income of bank and minority interests.$22,311,000332
Net charge-offs$109,000695
Cash dividends$5,200,000413
Sale, conversion, retirement of capital stock, net$358,000227
Net operating income$22,309,400340
2022-03-31 (YTD Data)Rank
Total interest income$25,138,000353
Total interest expense$805,000687
Net interest income$24,333,000344
Provision for loan and lease losses$02,285
Total noninterest income$4,298,000537
Gross Fiduciary activities income$2,222,000163
Service charges on deposit accounts$377,000732
Trading account gains and fees$0103
Additional Noninterest Income$1,699,000771
Total noninterest expense$15,342,000448
Salaries and employee benefits$9,387,000408
Premises and equipment expense$1,699,000415
Additional noninterest expense$4,256,000485
Pre-tax net operating income$13,289,000343
Securities gains (losses)$0623
Applicable income taxes$2,724,000343
Income before extraordinary items$10,565,000340
Extraordinary gains, net$04
Net income$10,565,000341
Minority interest net income$050
Net income of bank and minority interests.$10,565,000341
Net charge-offs$-22,0004,191
Cash dividends$5,200,000250
Sale, conversion, retirement of capital stock, net$224,000178
Net operating income$10,565,000347
2021-12-31 (YTD Data)Rank
Total interest income$81,278,000442
Total interest expense$3,745,000724
Net interest income$77,533,000429
Provision for loan and lease losses$-3,684,0004,651
Total noninterest income$17,179,000583
Gross Fiduciary activities income$8,904,000165
Service charges on deposit accounts$855,0001,084
Trading account gains and fees$0132
Additional Noninterest Income$7,420,000820
Total noninterest expense$47,528,000558
Salaries and employee benefits$29,956,000495
Premises and equipment expense$4,975,000539
Additional noninterest expense$12,597,000637
Pre-tax net operating income$50,868,000382
Securities gains (losses)$02,062
Applicable income taxes$10,517,000380
Income before extraordinary items$40,351,000385
Extraordinary gains, net$010
Net income$40,351,000384
Minority interest net income$074
Net income of bank and minority interests.$40,351,000385
Net charge-offs$-4,0003,440
Cash dividends$34,000,000216
Sale, conversion, retirement of capital stock, net$872,000246
Net operating income$40,351,000380
2021-09-30 (YTD Data)Rank
Total interest income$60,387,000445
Total interest expense$2,861,000759
Net interest income$57,526,000435
Provision for loan and lease losses$-3,919,0004,739
Total noninterest income$12,453,000614
Gross Fiduciary activities income$6,589,000165
Service charges on deposit accounts$594,0001,145
Trading account gains and fees$0132
Additional Noninterest Income$5,270,000874
Total noninterest expense$30,670,000646
Salaries and employee benefits$20,041,000550
Premises and equipment expense$3,456,000580
Additional noninterest expense$7,173,000807
Pre-tax net operating income$43,228,000351
Securities gains (losses)$02,015
Applicable income taxes$8,918,000361
Income before extraordinary items$34,310,000368
Extraordinary gains, net$08
Net income$34,310,000366
Minority interest net income$069
Net income of bank and minority interests.$34,310,000368
Net charge-offs$200,000792
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$653,000222
Net operating income$34,310,000359
2021-06-30 (YTD Data)Rank
Total interest income$37,747,000472
Total interest expense$1,921,000802
Net interest income$35,826,000456
Provision for loan and lease losses$-1,596,0004,720
Total noninterest income$8,331,000604
Gross Fiduciary activities income$4,323,000165
Service charges on deposit accounts$388,0001,126
Trading account gains and fees$0133
Additional Noninterest Income$3,620,000864
Total noninterest expense$20,919,000618
Salaries and employee benefits$13,497,000547
Premises and equipment expense$2,297,000583
Additional noninterest expense$5,125,000749
Pre-tax net operating income$24,834,000393
Securities gains (losses)$01,818
Applicable income taxes$5,111,000398
Income before extraordinary items$19,723,000406
Extraordinary gains, net$06
Net income$19,723,000404
Minority interest net income$067
Net income of bank and minority interests.$19,723,000406
Net charge-offs$161,000726
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$454,000194
Net operating income$19,723,000396
2021-03-31 (YTD Data)Rank
Total interest income$19,063,000468
Total interest expense$979,000827
Net interest income$18,084,000445
Provision for loan and lease losses$1,051,000177
Total noninterest income$4,390,000587
Gross Fiduciary activities income$2,138,000167
Service charges on deposit accounts$192,0001,131
Trading account gains and fees$0127
Additional Noninterest Income$2,060,000804
Total noninterest expense$10,471,000620
Salaries and employee benefits$6,815,000542
Premises and equipment expense$1,212,000558
Additional noninterest expense$2,444,000763
Pre-tax net operating income$10,952,000427
Securities gains (losses)$01,392
Applicable income taxes$2,257,000432
Income before extraordinary items$8,695,000443
Extraordinary gains, net$03
Net income$8,695,000441
Minority interest net income$055
Net income of bank and minority interests.$8,695,000443
Net charge-offs$22,0001,105
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$242,000173
Net operating income$8,695,000432
2020-12-31 (YTD Data)Rank
Total interest income$81,881,000428
Total interest expense$5,742,000838
Net interest income$76,139,000402
Provision for loan and lease losses$18,939,000231
Total noninterest income$15,486,000596
Gross Fiduciary activities income$7,709,000168
Service charges on deposit accounts$752,0001,189
Trading account gains and fees$0133
Additional Noninterest Income$7,025,000812
Total noninterest expense$44,561,000569
Salaries and employee benefits$28,056,000500
Premises and equipment expense$4,521,000575
Additional noninterest expense$11,984,000629
Pre-tax net operating income$28,125,000447
Securities gains (losses)$7,0002,384
Applicable income taxes$5,252,000474
Income before extraordinary items$22,880,000472
Extraordinary gains, net$04
Net income$22,880,000471
Minority interest net income$072
Net income of bank and minority interests.$22,880,000472
Net charge-offs$1,303,000547
Cash dividends$17,700,000305
Sale, conversion, retirement of capital stock, net$842,000217
Net operating income$22,874,330455
2020-09-30 (YTD Data)Rank
Total interest income$62,250,000418
Total interest expense$4,612,000835
Net interest income$57,638,000390
Provision for loan and lease losses$11,714,000278
Total noninterest income$11,429,000578
Gross Fiduciary activities income$5,628,000170
Service charges on deposit accounts$550,0001,204
Trading account gains and fees$0125
Additional Noninterest Income$5,251,000787
Total noninterest expense$31,823,000579
Salaries and employee benefits$19,925,000518
Premises and equipment expense$3,420,000567
Additional noninterest expense$8,478,000649
Pre-tax net operating income$25,530,000369
Securities gains (losses)$2,0002,375
Applicable income taxes$5,070,000374
Income before extraordinary items$20,462,000386
Extraordinary gains, net$04
Net income$20,462,000385
Minority interest net income$065
Net income of bank and minority interests.$20,462,000386
Net charge-offs$1,031,000494
Cash dividends$10,600,000342
Sale, conversion, retirement of capital stock, net$611,000198
Net operating income$20,460,400374
2020-06-30 (YTD Data)Rank
Total interest income$40,958,000432
Total interest expense$3,314,000836
Net interest income$37,644,000396
Provision for loan and lease losses$6,414,000332
Total noninterest income$7,079,000583
Gross Fiduciary activities income$3,631,000174
Service charges on deposit accounts$364,0001,211
Trading account gains and fees$0123
Additional Noninterest Income$3,084,000796
Total noninterest expense$21,820,000557
Salaries and employee benefits$13,349,000510
Premises and equipment expense$2,247,000576
Additional noninterest expense$6,224,000585
Pre-tax net operating income$16,489,000335
Securities gains (losses)$2,0002,125
Applicable income taxes$3,235,000344
Income before extraordinary items$13,256,000347
Extraordinary gains, net$04
Net income$13,256,000347
Minority interest net income$065
Net income of bank and minority interests.$13,256,000347
Net charge-offs$731,000471
Cash dividends$3,100,000596
Sale, conversion, retirement of capital stock, net$396,000182
Net operating income$13,254,400338
2020-03-31 (YTD Data)Rank
Total interest income$19,663,000455
Total interest expense$1,969,000802
Net interest income$17,694,000412
Provision for loan and lease losses$1,184,000551
Total noninterest income$3,358,000566
Gross Fiduciary activities income$1,823,000176
Service charges on deposit accounts$210,0001,255
Trading account gains and fees$0106
Additional Noninterest Income$1,325,000803
Total noninterest expense$10,902,000564
Salaries and employee benefits$7,139,000482
Premises and equipment expense$1,146,000573
Additional noninterest expense$2,617,000688
Pre-tax net operating income$8,966,000290
Securities gains (losses)$2,0001,565
Applicable income taxes$1,821,000287
Income before extraordinary items$7,147,000291
Extraordinary gains, net$04
Net income$7,147,000290
Minority interest net income$056
Net income of bank and minority interests.$7,147,000291
Net charge-offs$530,000353
Cash dividends$3,100,000398
Sale, conversion, retirement of capital stock, net$262,000154
Net operating income$7,145,400291
2019-12-31 (YTD Data)Rank
Total interest income$79,772,000448
Total interest expense$9,298,000732
Net interest income$70,474,000404
Provision for loan and lease losses$1,923,000553
Total noninterest income$14,111,000550
Gross Fiduciary activities income$7,394,000173
Service charges on deposit accounts$802,0001,333
Trading account gains and fees$0135
Additional Noninterest Income$5,915,000734
Total noninterest expense$42,659,000553
Salaries and employee benefits$28,037,000464
Premises and equipment expense$4,244,000600
Additional noninterest expense$10,378,000685
Pre-tax net operating income$40,003,000357
Securities gains (losses)$02,379
Applicable income taxes$7,127,000394
Income before extraordinary items$32,876,000362
Extraordinary gains, net$011
Net income$32,876,000363
Minority interest net income$076
Net income of bank and minority interests.$32,876,000363
Net charge-offs$1,070,000634
Cash dividends$12,300,000414
Sale, conversion, retirement of capital stock, net$963,000219
Net operating income$32,876,000359
2019-09-30 (YTD Data)Rank
Total interest income$59,825,000455
Total interest expense$7,208,000712
Net interest income$52,617,000410
Provision for loan and lease losses$1,321,000555
Total noninterest income$10,315,000554
Gross Fiduciary activities income$5,483,000172
Service charges on deposit accounts$592,0001,361
Trading account gains and fees$0129
Additional Noninterest Income$4,240,000752
Total noninterest expense$30,496,000576
Salaries and employee benefits$19,871,000490
Premises and equipment expense$3,123,000611
Additional noninterest expense$7,502,000700
Pre-tax net operating income$31,115,000355
Securities gains (losses)$02,167
Applicable income taxes$5,927,000368
Income before extraordinary items$25,188,000358
Extraordinary gains, net$011
Net income$25,188,000359
Minority interest net income$072
Net income of bank and minority interests.$25,188,000359
Net charge-offs$786,000572
Cash dividends$12,300,000323
Sale, conversion, retirement of capital stock, net$616,000207
Net operating income$25,188,000351
2019-06-30 (YTD Data)Rank
Total interest income$39,650,000457
Total interest expense$4,722,000711
Net interest income$34,928,000415
Provision for loan and lease losses$936,000517
Total noninterest income$6,269,000578
Gross Fiduciary activities income$3,615,000170
Service charges on deposit accounts$382,0001,379
Trading account gains and fees$0131
Additional Noninterest Income$2,272,000847
Total noninterest expense$20,088,000579
Salaries and employee benefits$12,812,000504
Premises and equipment expense$2,138,000594
Additional noninterest expense$5,138,000689
Pre-tax net operating income$20,173,000353
Securities gains (losses)$01,702
Applicable income taxes$3,900,000365
Income before extraordinary items$16,273,000360
Extraordinary gains, net$011
Net income$16,273,000361
Minority interest net income$069
Net income of bank and minority interests.$16,273,000361
Net charge-offs$188,0001,030
Cash dividends$4,300,000502
Sale, conversion, retirement of capital stock, net$466,000181
Net operating income$16,273,000354
2019-03-31 (YTD Data)Rank
Total interest income$19,671,000456
Total interest expense$2,355,000702
Net interest income$17,316,000412
Provision for loan and lease losses$496,000477
Total noninterest income$3,057,000578
Gross Fiduciary activities income$1,778,000172
Service charges on deposit accounts$192,0001,366
Trading account gains and fees$0126
Additional Noninterest Income$1,087,000848
Total noninterest expense$9,874,000589
Salaries and employee benefits$6,249,000506
Premises and equipment expense$1,092,000585
Additional noninterest expense$2,533,000691
Pre-tax net operating income$10,003,000350
Securities gains (losses)$01,087
Applicable income taxes$1,899,000374
Income before extraordinary items$8,104,000354
Extraordinary gains, net$05
Net income$8,104,000354
Minority interest net income$052
Net income of bank and minority interests.$8,104,000354
Net charge-offs$-28,0004,950
Cash dividends$3,000,000372
Sale, conversion, retirement of capital stock, net$251,000149
Net operating income$8,104,000343
2018-12-31 (YTD Data)Rank
Total interest income$74,490,000440
Total interest expense$6,079,000789
Net interest income$68,411,000407
Provision for loan and lease losses$2,814,000391
Total noninterest income$14,083,000535
Gross Fiduciary activities income$7,061,000173
Service charges on deposit accounts$751,0001,446
Trading account gains and fees$0126
Additional Noninterest Income$6,271,000698
Total noninterest expense$41,740,000535
Salaries and employee benefits$26,791,000461
Premises and equipment expense$3,931,000639
Additional noninterest expense$11,018,000639
Pre-tax net operating income$37,940,000375
Securities gains (losses)$01,125
Applicable income taxes$7,229,000371
Income before extraordinary items$30,711,000371
Extraordinary gains, net$06
Net income$30,711,000371
Minority interest net income$072
Net income of bank and minority interests.$30,711,000371
Net charge-offs$2,102,000346
Cash dividends$6,600,000579
Sale, conversion, retirement of capital stock, net$656,000277
Net operating income$30,711,000374
2018-09-30 (YTD Data)Rank
Total interest income$54,911,000440
Total interest expense$4,054,000820
Net interest income$50,857,000405
Provision for loan and lease losses$2,066,000385
Total noninterest income$10,201,000550
Gross Fiduciary activities income$5,268,000173
Service charges on deposit accounts$565,0001,450
Trading account gains and fees$0138
Additional Noninterest Income$4,368,000738
Total noninterest expense$29,568,000556
Salaries and employee benefits$19,048,000487
Premises and equipment expense$2,915,000651
Additional noninterest expense$7,605,000679
Pre-tax net operating income$29,424,000370
Securities gains (losses)$01,118
Applicable income taxes$5,809,000373
Income before extraordinary items$23,615,000370
Extraordinary gains, net$05
Net income$23,615,000370
Minority interest net income$066
Net income of bank and minority interests.$23,615,000370
Net charge-offs$821,000508
Cash dividends$6,600,000438
Sale, conversion, retirement of capital stock, net$516,000253
Net operating income$23,615,000369
2018-06-30 (YTD Data)Rank
Total interest income$35,707,000443
Total interest expense$2,225,000902
Net interest income$33,482,000408
Provision for loan and lease losses$1,377,000375
Total noninterest income$6,747,000561
Gross Fiduciary activities income$3,455,000175
Service charges on deposit accounts$368,0001,471
Trading account gains and fees$0130
Additional Noninterest Income$2,924,000732
Total noninterest expense$19,697,000560
Salaries and employee benefits$12,591,000486
Premises and equipment expense$1,959,000649
Additional noninterest expense$5,147,000670
Pre-tax net operating income$19,155,000366
Securities gains (losses)$0961
Applicable income taxes$3,780,000368
Income before extraordinary items$15,375,000366
Extraordinary gains, net$06
Net income$15,375,000366
Minority interest net income$065
Net income of bank and minority interests.$15,375,000366
Net charge-offs$698,000411
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$346,000222
Net operating income$15,375,000363
2018-03-31 (YTD Data)Rank
Total interest income$17,309,000449
Total interest expense$808,0001,168
Net interest income$16,501,000415
Provision for loan and lease losses$610,000391
Total noninterest income$3,223,000571
Gross Fiduciary activities income$1,679,000181
Service charges on deposit accounts$181,0001,499
Trading account gains and fees$0123
Additional Noninterest Income$1,363,000755
Total noninterest expense$9,573,000582
Salaries and employee benefits$6,281,000488
Premises and equipment expense$928,000691
Additional noninterest expense$2,364,000713
Pre-tax net operating income$9,541,000360
Securities gains (losses)$0735
Applicable income taxes$1,878,000363
Income before extraordinary items$7,663,000365
Extraordinary gains, net$07
Net income$7,663,000365
Minority interest net income$052
Net income of bank and minority interests.$7,663,000365
Net charge-offs$572,000292
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$183,000201
Net operating income$7,663,000364
2017-12-31 (YTD Data)Rank
Total interest income$66,309,000441
Total interest expense$2,517,0001,281
Net interest income$63,792,000412
Provision for loan and lease losses$2,498,000433
Total noninterest income$12,844,000582
Gross Fiduciary activities income$5,912,000191
Service charges on deposit accounts$669,0001,620
Trading account gains and fees$0151
Additional Noninterest Income$6,263,000712
Total noninterest expense$39,176,000555
Salaries and employee benefits$24,708,000482
Premises and equipment expense$3,892,000631
Additional noninterest expense$10,576,000641
Pre-tax net operating income$34,962,000356
Securities gains (losses)$-98,0005,410
Applicable income taxes$14,771,000320
Income before extraordinary items$20,093,000404
Extraordinary gains, net$09
Net income$20,093,000404
Minority interest net income$076
Net income of bank and minority interests.$20,093,000404
Net charge-offs$1,048,000669
Cash dividends$10,500,000362
Sale, conversion, retirement of capital stock, net$627,000266
Net operating income$20,155,720401
2017-09-30 (YTD Data)Rank
Total interest income$48,767,000448
Total interest expense$1,901,0001,248
Net interest income$46,866,000417
Provision for loan and lease losses$1,483,000514
Total noninterest income$9,801,000583
Gross Fiduciary activities income$4,313,000192
Service charges on deposit accounts$496,0001,644
Trading account gains and fees$0145
Additional Noninterest Income$4,992,000696
Total noninterest expense$27,607,000592
Salaries and employee benefits$17,591,000515
Premises and equipment expense$2,964,000632
Additional noninterest expense$7,052,000713
Pre-tax net operating income$27,577,000358
Securities gains (losses)$5,0001,816
Applicable income taxes$8,680,000335
Income before extraordinary items$18,902,000377
Extraordinary gains, net$09
Net income$18,902,000377
Minority interest net income$071
Net income of bank and minority interests.$18,902,000377
Net charge-offs$570,000732
Cash dividends$10,500,000277
Sale, conversion, retirement of capital stock, net$407,000265
Net operating income$18,898,550375
2017-06-30 (YTD Data)Rank
Total interest income$31,709,000454
Total interest expense$1,274,0001,203
Net interest income$30,435,000422
Provision for loan and lease losses$1,033,000490
Total noninterest income$6,295,000592
Gross Fiduciary activities income$2,796,000193
Service charges on deposit accounts$326,0001,649
Trading account gains and fees$0139
Additional Noninterest Income$3,173,000709
Total noninterest expense$18,153,000603
Salaries and employee benefits$11,522,000525
Premises and equipment expense$1,960,000632
Additional noninterest expense$4,671,000723
Pre-tax net operating income$17,544,000374
Securities gains (losses)$1,0001,756
Applicable income taxes$5,469,000350
Income before extraordinary items$12,076,000390
Extraordinary gains, net$011
Net income$12,076,000389
Minority interest net income$071
Net income of bank and minority interests.$12,076,000390
Net charge-offs$490,000573
Cash dividends$10,500,000199
Sale, conversion, retirement of capital stock, net$280,000243
Net operating income$12,075,310388
2017-03-31 (YTD Data)Rank
Total interest income$15,573,000460
Total interest expense$661,0001,139
Net interest income$14,912,000427
Provision for loan and lease losses$750,000325
Total noninterest income$3,011,000597
Gross Fiduciary activities income$1,323,000199
Service charges on deposit accounts$164,0001,640
Trading account gains and fees$0142
Additional Noninterest Income$1,524,000722
Total noninterest expense$9,072,000612
Salaries and employee benefits$5,649,000550
Premises and equipment expense$1,022,000615
Additional noninterest expense$2,401,000700
Pre-tax net operating income$8,101,000384
Securities gains (losses)$01,153
Applicable income taxes$2,464,000371
Income before extraordinary items$5,637,000406
Extraordinary gains, net$08
Net income$5,637,000405
Minority interest net income$055
Net income of bank and minority interests.$5,637,000406
Net charge-offs$263,000506
Cash dividends$10,500,000113
Sale, conversion, retirement of capital stock, net$145,000210
Net operating income$5,637,000399
2016-12-31 (YTD Data)Rank
Total interest income$46,689,000573
Total interest expense$1,790,0001,549
Net interest income$44,899,000531
Provision for loan and lease losses$2,209,000485
Total noninterest income$12,210,000601
Gross Fiduciary activities income$4,876,000202
Service charges on deposit accounts$559,0001,914
Trading account gains and fees$0170
Additional Noninterest Income$6,775,000680
Total noninterest expense$30,644,000695
Salaries and employee benefits$20,612,000571
Premises and equipment expense$2,915,000846
Additional noninterest expense$7,117,000927
Pre-tax net operating income$24,256,000436
Securities gains (losses)$03,212
Applicable income taxes$6,799,000452
Income before extraordinary items$17,457,000454
Extraordinary gains, net$05
Net income$17,457,000451
Minority interest net income$082
Net income of bank and minority interests.$17,457,000453
Net charge-offs$543,0001,025
Cash dividends$2,500,0001,167
Sale, conversion, retirement of capital stock, net$627,000251
Net operating income$17,457,000451
2016-09-30 (YTD Data)Rank
Total interest income$34,274,000582
Total interest expense$1,369,0001,531
Net interest income$32,905,000544
Provision for loan and lease losses$1,829,000440
Total noninterest income$8,566,000629
Gross Fiduciary activities income$3,544,000206
Service charges on deposit accounts$415,0001,924
Trading account gains and fees$0169
Additional Noninterest Income$4,607,000730
Total noninterest expense$21,837,000731
Salaries and employee benefits$14,950,000590
Premises and equipment expense$2,145,000865
Additional noninterest expense$4,742,0001,047
Pre-tax net operating income$17,805,000440
Securities gains (losses)$03,160
Applicable income taxes$5,208,000444
Income before extraordinary items$12,597,000481
Extraordinary gains, net$05
Net income$12,597,000479
Minority interest net income$071
Net income of bank and minority interests.$12,597,000481
Net charge-offs$589,000699
Cash dividends$2,500,000869
Sale, conversion, retirement of capital stock, net$466,000230
Net operating income$12,597,000470
2016-06-30 (YTD Data)Rank
Total interest income$22,494,000596
Total interest expense$912,0001,524
Net interest income$21,582,000554
Provision for loan and lease losses$1,156,000450
Total noninterest income$5,374,000651
Gross Fiduciary activities income$2,289,000210
Service charges on deposit accounts$272,0001,925
Trading account gains and fees$0157
Additional Noninterest Income$2,813,000764
Total noninterest expense$14,284,000742
Salaries and employee benefits$9,855,000598
Premises and equipment expense$1,448,000862
Additional noninterest expense$2,981,0001,104
Pre-tax net operating income$11,516,000451
Securities gains (losses)$02,835
Applicable income taxes$3,356,000451
Income before extraordinary items$8,160,000480
Extraordinary gains, net$016
Net income$8,160,000476
Minority interest net income$071
Net income of bank and minority interests.$8,160,000479
Net charge-offs$331,000805
Cash dividends$2,500,000640
Sale, conversion, retirement of capital stock, net$312,000223
Net operating income$8,160,000472
2016-03-31 (YTD Data)Rank
Total interest income$11,157,000599
Total interest expense$471,0001,485
Net interest income$10,686,000562
Provision for loan and lease losses$490,000477
Total noninterest income$2,425,000685
Gross Fiduciary activities income$1,116,000213
Service charges on deposit accounts$133,0001,955
Trading account gains and fees$0142
Additional Noninterest Income$1,176,000835
Total noninterest expense$7,143,000744
Salaries and employee benefits$4,803,000619
Premises and equipment expense$734,000861
Additional noninterest expense$1,606,0001,019
Pre-tax net operating income$5,478,000458
Securities gains (losses)$02,077
Applicable income taxes$1,575,000468
Income before extraordinary items$3,903,000478
Extraordinary gains, net$012
Net income$3,903,000476
Minority interest net income$062
Net income of bank and minority interests.$3,903,000478
Net charge-offs$123,000898
Cash dividends$2,500,000354
Sale, conversion, retirement of capital stock, net$162,000208
Net operating income$3,903,000471
2015-12-31 (YTD Data)Rank
Total interest income$42,478,000603
Total interest expense$1,734,0001,569
Net interest income$40,744,000561
Provision for loan and lease losses$2,680,000347
Total noninterest income$11,303,000612
Gross Fiduciary activities income$4,548,000215
Service charges on deposit accounts$496,0002,152
Trading account gains and fees$0159
Additional Noninterest Income$6,259,000686
Total noninterest expense$29,201,000706
Salaries and employee benefits$19,535,000574
Premises and equipment expense$2,724,000900
Additional noninterest expense$6,942,000951
Pre-tax net operating income$20,166,000485
Securities gains (losses)$03,216
Applicable income taxes$5,691,000478
Income before extraordinary items$14,475,000512
Extraordinary gains, net$023
Net income$14,475,000511
Minority interest net income$081
Net income of bank and minority interests.$14,475,000513
Net charge-offs$553,0001,081
Cash dividends$1,700,0001,499
Sale, conversion, retirement of capital stock, net$587,000293
Net operating income$14,475,000503
2015-09-30 (YTD Data)Rank
Total interest income$31,643,000608
Total interest expense$1,278,0001,613
Net interest income$30,365,000566
Provision for loan and lease losses$1,865,000351
Total noninterest income$7,565,000686
Gross Fiduciary activities income$3,378,000220
Service charges on deposit accounts$366,0002,191
Trading account gains and fees$0153
Additional Noninterest Income$3,821,000822
Total noninterest expense$20,357,000769
Salaries and employee benefits$14,097,000605
Premises and equipment expense$2,006,000923
Additional noninterest expense$4,254,0001,145
Pre-tax net operating income$15,708,000484
Securities gains (losses)$03,031
Applicable income taxes$4,584,000472
Income before extraordinary items$11,124,000510
Extraordinary gains, net$021
Net income$11,124,000507
Minority interest net income$078
Net income of bank and minority interests.$11,124,000510
Net charge-offs$558,000793
Cash dividends$1,700,0001,115
Sale, conversion, retirement of capital stock, net$444,000263
Net operating income$11,124,000499
2015-06-30 (YTD Data)Rank
Total interest income$20,276,000633
Total interest expense$837,0001,648
Net interest income$19,439,000586
Provision for loan and lease losses$1,230,000364
Total noninterest income$4,988,000691
Gross Fiduciary activities income$2,242,000223
Service charges on deposit accounts$238,0002,202
Trading account gains and fees$0157
Additional Noninterest Income$2,508,000818
Total noninterest expense$13,290,000780
Salaries and employee benefits$9,284,000612
Premises and equipment expense$1,327,000929
Additional noninterest expense$2,679,0001,194
Pre-tax net operating income$9,907,000510
Securities gains (losses)$02,636
Applicable income taxes$2,855,000498
Income before extraordinary items$7,052,000538
Extraordinary gains, net$022
Net income$7,052,000535
Minority interest net income$075
Net income of bank and minority interests.$7,052,000538
Net charge-offs$349,000825
Cash dividends$1,700,000813
Sale, conversion, retirement of capital stock, net$297,000253
Net operating income$7,052,000527
2015-03-31 (YTD Data)Rank
Total interest income$9,844,000648
Total interest expense$420,0001,648
Net interest income$9,424,000603
Provision for loan and lease losses$478,000429
Total noninterest income$2,423,000676
Gross Fiduciary activities income$1,076,000227
Service charges on deposit accounts$118,0002,199
Trading account gains and fees$0152
Additional Noninterest Income$1,229,000797
Total noninterest expense$6,681,000779
Salaries and employee benefits$4,629,000617
Premises and equipment expense$699,000898
Additional noninterest expense$1,353,0001,173
Pre-tax net operating income$4,688,000514
Securities gains (losses)$02,027
Applicable income taxes$1,338,000508
Income before extraordinary items$3,350,000550
Extraordinary gains, net$013
Net income$3,350,000548
Minority interest net income$064
Net income of bank and minority interests.$3,350,000550
Net charge-offs$201,000723
Cash dividends$1,700,000421
Sale, conversion, retirement of capital stock, net$149,000216
Net operating income$3,350,000532
2014-12-31 (YTD Data)Rank
Total interest income$37,842,000668
Total interest expense$1,736,0001,669
Net interest income$36,106,000611
Provision for loan and lease losses$1,587,000575
Total noninterest income$8,742,000706
Gross Fiduciary activities income$4,090,000224
Service charges on deposit accounts$481,0002,338
Trading account gains and fees$0180
Additional Noninterest Income$4,171,000878
Total noninterest expense$27,054,000753
Salaries and employee benefits$17,598,000619
Premises and equipment expense$2,795,000874
Additional noninterest expense$6,661,000983
Pre-tax net operating income$16,207,000549
Securities gains (losses)$14,0002,497
Applicable income taxes$4,278,000556
Income before extraordinary items$11,943,000570
Extraordinary gains, net$017
Net income$11,943,000567
Minority interest net income$084
Net income of bank and minority interests.$11,943,000570
Net charge-offs$-27,0005,867
Cash dividends$2,200,0001,187
Sale, conversion, retirement of capital stock, net$567,000286
Net operating income$11,932,640558
2014-09-30 (YTD Data)Rank
Total interest income$27,709,000682
Total interest expense$1,309,0001,676
Net interest income$26,400,000620
Provision for loan and lease losses$1,365,000494
Total noninterest income$6,460,000716
Gross Fiduciary activities income$3,034,000224
Service charges on deposit accounts$359,0002,366
Trading account gains and fees$0174
Additional Noninterest Income$3,067,000885
Total noninterest expense$19,172,000794
Salaries and employee benefits$12,727,000645
Premises and equipment expense$1,890,000972
Additional noninterest expense$4,555,0001,086
Pre-tax net operating income$12,323,000547
Securities gains (losses)$14,0002,191
Applicable income taxes$3,393,000540
Income before extraordinary items$8,944,000579
Extraordinary gains, net$015
Net income$8,944,000576
Minority interest net income$081
Net income of bank and minority interests.$8,944,000578
Net charge-offs$-101,0006,212
Cash dividends$2,200,000854
Sale, conversion, retirement of capital stock, net$407,000260
Net operating income$8,933,920571
2014-06-30 (YTD Data)Rank
Total interest income$18,213,000686
Total interest expense$872,0001,703
Net interest income$17,341,000625
Provision for loan and lease losses$866,000521
Total noninterest income$4,125,000734
Gross Fiduciary activities income$2,001,000226
Service charges on deposit accounts$239,0002,348
Trading account gains and fees$0172
Additional Noninterest Income$1,885,000935
Total noninterest expense$12,564,000801
Salaries and employee benefits$8,444,000647
Premises and equipment expense$1,233,000992
Additional noninterest expense$2,887,0001,128
Pre-tax net operating income$8,036,000541
Securities gains (losses)$14,0001,800
Applicable income taxes$2,192,000542
Income before extraordinary items$5,858,000568
Extraordinary gains, net$020
Net income$5,858,000567
Minority interest net income$080
Net income of bank and minority interests.$5,858,000568
Net charge-offs$-90,0006,295
Cash dividends$1,600,000776
Sale, conversion, retirement of capital stock, net$259,000255
Net operating income$5,847,780566
2014-03-31 (YTD Data)Rank
Total interest income$9,179,000681
Total interest expense$449,0001,683
Net interest income$8,730,000624
Provision for loan and lease losses$399,000548
Total noninterest income$1,920,000749
Gross Fiduciary activities income$995,000234
Service charges on deposit accounts$125,0002,241
Trading account gains and fees$0147
Additional Noninterest Income$800,0001,011
Total noninterest expense$6,352,000804
Salaries and employee benefits$4,295,000642
Premises and equipment expense$611,0001,022
Additional noninterest expense$1,446,0001,108
Pre-tax net operating income$3,899,000534
Securities gains (losses)$14,0001,064
Applicable income taxes$1,066,000533
Income before extraordinary items$2,847,000561
Extraordinary gains, net$016
Net income$2,847,000562
Minority interest net income$066
Net income of bank and minority interests.$2,847,000562
Net charge-offs$-204,0006,588
Cash dividends$1,600,000394
Sale, conversion, retirement of capital stock, net$118,000235
Net operating income$2,836,780556
2013-12-31 (YTD Data)Rank
Total interest income$36,252,000684
Total interest expense$1,842,0001,832
Net interest income$34,410,000617
Provision for loan and lease losses$2,495,000524
Total noninterest income$7,933,000808
Gross Fiduciary activities income$3,750,000226
Service charges on deposit accounts$494,0002,399
Trading account gains and fees$0184
Additional Noninterest Income$3,689,0001,005
Total noninterest expense$26,582,000762
Salaries and employee benefits$16,861,000645
Premises and equipment expense$2,220,0001,074
Additional noninterest expense$7,501,000907
Pre-tax net operating income$13,266,000598
Securities gains (losses)$27,0002,188
Applicable income taxes$3,340,000615
Income before extraordinary items$9,953,000650
Extraordinary gains, net$029
Net income$9,953,000652
Minority interest net income$090
Net income of bank and minority interests.$9,953,000651
Net charge-offs$911,0001,371
Cash dividends$2,272,0001,087
Sale, conversion, retirement of capital stock, net$475,000293
Net operating income$9,932,750629
2013-09-30 (YTD Data)Rank
Total interest income$27,109,000686
Total interest expense$1,388,0001,876
Net interest income$25,721,000619
Provision for loan and lease losses$1,897,000520
Total noninterest income$6,009,000812
Gross Fiduciary activities income$2,790,000226
Service charges on deposit accounts$364,0002,452
Trading account gains and fees$0180
Additional Noninterest Income$2,855,0001,005
Total noninterest expense$19,176,000794
Salaries and employee benefits$12,589,000644
Premises and equipment expense$1,607,0001,113
Additional noninterest expense$4,980,0001,020
Pre-tax net operating income$10,657,000577
Securities gains (losses)$27,0002,054
Applicable income taxes$2,877,000568
Income before extraordinary items$7,807,000629
Extraordinary gains, net$025
Net income$7,807,000631
Minority interest net income$084
Net income of bank and minority interests.$7,807,000631
Net charge-offs$56,0003,763
Cash dividends$1,721,000989
Sale, conversion, retirement of capital stock, net$345,000270
Net operating income$7,787,290612
2013-06-30 (YTD Data)Rank
Total interest income$17,803,000699
Total interest expense$913,0001,930
Net interest income$16,890,000622
Provision for loan and lease losses$1,380,000516
Total noninterest income$4,157,000790
Gross Fiduciary activities income$1,852,000223
Service charges on deposit accounts$226,0002,562
Trading account gains and fees$0157
Additional Noninterest Income$2,079,000965
Total noninterest expense$12,980,000791
Salaries and employee benefits$8,417,000648
Premises and equipment expense$1,047,0001,140
Additional noninterest expense$3,516,000954
Pre-tax net operating income$6,687,000592
Securities gains (losses)$27,0001,870
Applicable income taxes$1,768,000591
Income before extraordinary items$4,946,000664
Extraordinary gains, net$022
Net income$4,946,000667
Minority interest net income$082
Net income of bank and minority interests.$4,946,000667
Net charge-offs$-13,0006,217
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$226,000252
Net operating income$4,926,020629
2013-03-31 (YTD Data)Rank
Total interest income$8,550,000731
Total interest expense$459,0001,967
Net interest income$8,091,000660
Provision for loan and lease losses$695,000540
Total noninterest income$1,963,000835
Gross Fiduciary activities income$909,000224
Service charges on deposit accounts$120,0002,433
Trading account gains and fees$0148
Additional Noninterest Income$934,0001,044
Total noninterest expense$6,455,000795
Salaries and employee benefits$4,054,000689
Premises and equipment expense$566,0001,077
Additional noninterest expense$1,835,000925
Pre-tax net operating income$2,904,000665
Securities gains (losses)$01,966
Applicable income taxes$729,000683
Income before extraordinary items$2,175,000725
Extraordinary gains, net$010
Net income$2,175,000725
Minority interest net income$076
Net income of bank and minority interests.$2,175,000726
Net charge-offs$42,0002,538
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$113,000226
Net operating income$2,175,000693
2012-12-31 (YTD Data)Rank
Total interest income$32,681,000800
Total interest expense$2,089,0002,059
Net interest income$30,592,000709
Provision for loan and lease losses$2,500,000889
Total noninterest income$8,157,000786
Gross Fiduciary activities income$3,459,000223
Service charges on deposit accounts$506,0002,462
Trading account gains and fees$0166
Additional Noninterest Income$4,192,000930
Total noninterest expense$24,718,000806
Salaries and employee benefits$14,018,000747
Premises and equipment expense$1,915,0001,235
Additional noninterest expense$8,785,000798
Pre-tax net operating income$11,531,000642
Securities gains (losses)$03,810
Applicable income taxes$2,835,000636
Income before extraordinary items$8,696,000692
Extraordinary gains, net$029
Net income$8,696,000691
Minority interest net income$093
Net income of bank and minority interests.$8,696,000692
Net charge-offs$1,568,0001,371
Cash dividends$1,650,0001,385
Sale, conversion, retirement of capital stock, net$150,000485
Net operating income$8,696,000666
2012-09-30 (YTD Data)Rank
Total interest income$24,097,000833
Total interest expense$1,603,0002,102
Net interest income$22,494,000728
Provision for loan and lease losses$1,800,000927
Total noninterest income$5,916,000805
Gross Fiduciary activities income$2,537,000223
Service charges on deposit accounts$391,0002,431
Trading account gains and fees$0157
Additional Noninterest Income$2,988,000943
Total noninterest expense$17,821,000836
Salaries and employee benefits$10,137,000771
Premises and equipment expense$1,420,0001,256
Additional noninterest expense$6,264,000837
Pre-tax net operating income$8,789,000645
Securities gains (losses)$03,575
Applicable income taxes$2,281,000630
Income before extraordinary items$6,508,000713
Extraordinary gains, net$020
Net income$6,508,000713
Minority interest net income$086
Net income of bank and minority interests.$6,508,000714
Net charge-offs$269,0002,971
Cash dividends$1,150,0001,204
Sale, conversion, retirement of capital stock, net$43,000633
Net operating income$6,508,000686
2012-06-30 (YTD Data)Rank
Total interest income$15,889,000845
Total interest expense$1,106,0002,106
Net interest income$14,783,000743
Provision for loan and lease losses$1,200,000942
Total noninterest income$3,813,000813
Gross Fiduciary activities income$1,683,000224
Service charges on deposit accounts$268,0002,358
Trading account gains and fees$0153
Additional Noninterest Income$1,862,000974
Total noninterest expense$11,793,000838
Salaries and employee benefits$6,733,000769
Premises and equipment expense$953,0001,248
Additional noninterest expense$4,107,000846
Pre-tax net operating income$5,603,000658
Securities gains (losses)$03,178
Applicable income taxes$1,431,000668
Income before extraordinary items$4,172,000727
Extraordinary gains, net$019
Net income$4,172,000727
Minority interest net income$084
Net income of bank and minority interests.$4,172,000728
Net charge-offs$209,0002,706
Cash dividends$1,150,000860
Sale, conversion, retirement of capital stock, net$202,000269
Net operating income$4,172,000693
2012-03-31 (YTD Data)Rank
Total interest income$7,905,000848
Total interest expense$576,0002,104
Net interest income$7,329,000746
Provision for loan and lease losses$600,000917
Total noninterest income$1,956,000796
Gross Fiduciary activities income$847,000226
Service charges on deposit accounts$137,0002,302
Trading account gains and fees$0148
Additional Noninterest Income$972,000921
Total noninterest expense$5,972,000825
Salaries and employee benefits$3,490,000748
Premises and equipment expense$474,0001,262
Additional noninterest expense$2,008,000842
Pre-tax net operating income$2,713,000686
Securities gains (losses)$02,210
Applicable income taxes$680,000679
Income before extraordinary items$2,033,000742
Extraordinary gains, net$019
Net income$2,033,000743
Minority interest net income$078
Net income of bank and minority interests.$2,033,000743
Net charge-offs$41,0003,172
Cash dividends$725,000632
Sale, conversion, retirement of capital stock, net$95,000230
Net operating income$2,033,000699
2011-12-31 (YTD Data)Rank
Total interest income$31,549,000884
Total interest expense$2,828,0002,062
Net interest income$28,721,000761
Provision for loan and lease losses$3,350,0001,085
Total noninterest income$9,919,000616
Gross Fiduciary activities income$3,170,000195
Service charges on deposit accounts$547,0002,390
Trading account gains and fees$0146
Additional Noninterest Income$6,202,000605
Total noninterest expense$26,719,000738
Salaries and employee benefits$14,680,000670
Premises and equipment expense$2,098,0001,192
Additional noninterest expense$9,941,000723
Pre-tax net operating income$8,571,000720
Securities gains (losses)$494,000797
Applicable income taxes$2,219,000721
Income before extraordinary items$6,846,000735
Extraordinary gains, net$029
Net income$6,846,000735
Minority interest net income$096
Net income of bank and minority interests.$6,846,000735
Net charge-offs$3,206,0001,144
Cash dividends$347,0002,860
Sale, conversion, retirement of capital stock, net$252,000502
Net operating income$6,470,560744
2011-09-30 (YTD Data)Rank
Total interest income$23,402,000911
Total interest expense$2,207,0002,072
Net interest income$21,195,000781
Provision for loan and lease losses$2,850,000967
Total noninterest income$7,377,000621
Gross Fiduciary activities income$2,405,000195
Service charges on deposit accounts$402,0002,452
Trading account gains and fees$0145
Additional Noninterest Income$4,570,000621
Total noninterest expense$19,168,000774
Salaries and employee benefits$10,443,000707
Premises and equipment expense$1,586,0001,190
Additional noninterest expense$7,139,000738
Pre-tax net operating income$6,554,000725
Securities gains (losses)$494,000653
Applicable income taxes$1,892,000657
Income before extraordinary items$5,156,000756
Extraordinary gains, net$021
Net income$5,156,000755
Minority interest net income$087
Net income of bank and minority interests.$5,156,000756
Net charge-offs$1,574,0001,439
Cash dividends$347,0002,204
Sale, conversion, retirement of capital stock, net$168,000479
Net operating income$4,795,380771
2011-06-30 (YTD Data)Rank
Total interest income$15,508,000931
Total interest expense$1,505,0002,095
Net interest income$14,003,000787
Provision for loan and lease losses$2,100,000886
Total noninterest income$4,553,000662
Gross Fiduciary activities income$1,618,000195
Service charges on deposit accounts$258,0002,496
Trading account gains and fees$0153
Additional Noninterest Income$2,677,000678
Total noninterest expense$12,175,000824
Salaries and employee benefits$6,785,000727
Premises and equipment expense$1,039,0001,237
Additional noninterest expense$4,351,000834
Pre-tax net operating income$4,281,000729
Securities gains (losses)$02,914
Applicable income taxes$1,130,000686
Income before extraordinary items$3,151,000796
Extraordinary gains, net$015
Net income$3,151,000795
Minority interest net income$089
Net income of bank and minority interests.$3,151,000796
Net charge-offs$912,0001,553
Cash dividends$347,0001,792
Sale, conversion, retirement of capital stock, net$103,000404
Net operating income$3,151,000763
2011-03-31 (YTD Data)Rank
Total interest income$7,408,000976
Total interest expense$795,0002,071
Net interest income$6,613,000839
Provision for loan and lease losses$1,200,000745
Total noninterest income$2,488,000620
Gross Fiduciary activities income$834,000195
Service charges on deposit accounts$128,0002,490
Trading account gains and fees$0158
Additional Noninterest Income$1,526,000621
Total noninterest expense$6,071,000824
Salaries and employee benefits$3,473,000723
Premises and equipment expense$533,0001,227
Additional noninterest expense$2,065,000867
Pre-tax net operating income$1,830,000831
Securities gains (losses)$01,772
Applicable income taxes$455,000801
Income before extraordinary items$1,375,000886
Extraordinary gains, net$09
Net income$1,375,000885
Minority interest net income$086
Net income of bank and minority interests.$1,375,000886
Net charge-offs$351,0001,621
Cash dividends$347,0001,022
Sale, conversion, retirement of capital stock, net$52,000352
Net operating income$1,375,000863
2010-12-31 (YTD Data)Rank
Total interest income$29,015,0001,060
Total interest expense$4,068,0001,966
Net interest income$24,947,000883
Provision for loan and lease losses$6,000,000993
Total noninterest income$13,327,000519
Gross Fiduciary activities income$2,933,000201
Service charges on deposit accounts$551,0002,467
Trading account gains and fees$0175
Additional Noninterest Income$9,843,000459
Total noninterest expense$25,128,000796
Salaries and employee benefits$14,684,000659
Premises and equipment expense$2,058,0001,257
Additional noninterest expense$8,386,000884
Pre-tax net operating income$7,146,000752
Securities gains (losses)$03,793
Applicable income taxes$1,826,000784
Income before extraordinary items$5,320,000830
Extraordinary gains, net$029
Net income$5,320,000830
Minority interest net income$0111
Net income of bank and minority interests.$5,320,000831
Net charge-offs$3,174,0001,419
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$273,000573
Net operating income$5,320,000796
2010-09-30 (YTD Data)Rank
Total interest income$20,889,0001,123
Total interest expense$3,148,0001,991
Net interest income$17,741,000937
Provision for loan and lease losses$4,500,000948
Total noninterest income$9,904,000520
Gross Fiduciary activities income$2,190,000201
Service charges on deposit accounts$403,0002,568
Trading account gains and fees$0165
Additional Noninterest Income$7,311,000445
Total noninterest expense$16,892,000879
Salaries and employee benefits$10,339,000696
Premises and equipment expense$1,557,0001,265
Additional noninterest expense$4,996,0001,073
Pre-tax net operating income$6,253,000681
Securities gains (losses)$03,651
Applicable income taxes$1,730,000668
Income before extraordinary items$4,523,000768
Extraordinary gains, net$023
Net income$4,523,000766
Minority interest net income$0110
Net income of bank and minority interests.$4,523,000768
Net charge-offs$2,361,0001,361
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$190,000516
Net operating income$4,523,000727
2010-06-30 (YTD Data)Rank
Total interest income$12,746,0001,247
Total interest expense$2,100,0002,057
Net interest income$10,646,0001,040
Provision for loan and lease losses$3,000,000940
Total noninterest income$6,972,000486
Gross Fiduciary activities income$1,467,000202
Service charges on deposit accounts$258,0002,656
Trading account gains and fees$0152
Additional Noninterest Income$5,247,000406
Total noninterest expense$10,386,000952
Salaries and employee benefits$6,146,000785
Premises and equipment expense$1,038,0001,274
Additional noninterest expense$3,202,0001,111
Pre-tax net operating income$4,232,000660
Securities gains (losses)$03,184
Applicable income taxes$1,162,000633
Income before extraordinary items$3,070,000729
Extraordinary gains, net$019
Net income$3,070,000728
Minority interest net income$0105
Net income of bank and minority interests.$3,070,000729
Net charge-offs$324,0002,959
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$150,000416
Net operating income$3,070,000707
2010-03-31 (YTD Data)Rank
Total interest income$5,876,0001,382
Total interest expense$1,018,0002,227
Net interest income$4,858,0001,169
Provision for loan and lease losses$1,500,000888
Total noninterest income$2,364,000628
Gross Fiduciary activities income$721,000211
Service charges on deposit accounts$125,0002,714
Trading account gains and fees$0175
Additional Noninterest Income$1,518,000588
Total noninterest expense$5,047,000984
Salaries and employee benefits$3,051,000804
Premises and equipment expense$529,0001,299
Additional noninterest expense$1,467,0001,202
Pre-tax net operating income$675,0001,886
Securities gains (losses)$02,284
Applicable income taxes$91,0002,211
Income before extraordinary items$584,0001,868
Extraordinary gains, net$016
Net income$584,0001,866
Minority interest net income$091
Net income of bank and minority interests.$584,0001,868
Net charge-offs$84,0003,262
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$61,000373
Net operating income$584,0001,791
2009-12-31 (YTD Data)Rank
Total interest income$25,200,0001,354
Total interest expense$4,653,0002,413
Net interest income$20,547,0001,066
Provision for loan and lease losses$7,638,0001,063
Total noninterest income$11,856,000576
Gross Fiduciary activities income$2,960,000202
Service charges on deposit accounts$483,0002,974
Trading account gains and fees$0211
Additional Noninterest Income$8,413,000500
Total noninterest expense$23,068,000915
Salaries and employee benefits$12,968,000758
Premises and equipment expense$2,294,0001,181
Additional noninterest expense$7,806,0001,010
Pre-tax net operating income$1,697,0002,181
Securities gains (losses)$503,000879
Applicable income taxes$122,0002,745
Income before extraordinary items$2,078,0001,605
Extraordinary gains, net$034
Net income$2,078,0001,603
Minority interest net income$0115
Net income of bank and minority interests.$2,078,0001,604
Net charge-offs$6,222,000972
Cash dividends$200,0003,638
Sale, conversion, retirement of capital stock, net$252,000662
Net operating income$1,605,1801,965
2009-09-30 (YTD Data)Rank
Total interest income$18,979,0001,375
Total interest expense$3,589,0002,457
Net interest income$15,390,0001,071
Provision for loan and lease losses$5,238,0001,010
Total noninterest income$9,449,000558
Gross Fiduciary activities income$2,216,000197
Service charges on deposit accounts$369,0002,930
Trading account gains and fees$0212
Additional Noninterest Income$6,864,000475
Total noninterest expense$17,160,000917
Salaries and employee benefits$9,667,000769
Premises and equipment expense$1,735,0001,189
Additional noninterest expense$5,758,000978
Pre-tax net operating income$2,441,0001,320
Securities gains (losses)$03,497
Applicable income taxes$395,0001,645
Income before extraordinary items$2,046,0001,311
Extraordinary gains, net$027
Net income$2,046,0001,310
Minority interest net income$0118
Net income of bank and minority interests.$2,046,0001,311
Net charge-offs$4,565,000875
Cash dividends$150,0003,309
Sale, conversion, retirement of capital stock, net$183,000600
Net operating income$2,046,0001,284
2009-06-30 (YTD Data)Rank
Total interest income$12,704,0001,406
Total interest expense$2,469,0002,486
Net interest income$10,235,0001,067
Provision for loan and lease losses$3,238,0001,032
Total noninterest income$6,436,000548
Gross Fiduciary activities income$1,484,000200
Service charges on deposit accounts$210,0003,227
Trading account gains and fees$0193
Additional Noninterest Income$4,742,000465
Total noninterest expense$11,461,000938
Salaries and employee benefits$6,471,000779
Premises and equipment expense$1,198,0001,177
Additional noninterest expense$3,792,0001,010
Pre-tax net operating income$1,972,0001,157
Securities gains (losses)$03,136
Applicable income taxes$373,0001,330
Income before extraordinary items$1,599,0001,183
Extraordinary gains, net$021
Net income$1,599,0001,181
Minority interest net income$0112
Net income of bank and minority interests.$1,599,0001,182
Net charge-offs$1,461,0001,359
Cash dividends$100,0003,245
Sale, conversion, retirement of capital stock, net$125,000553
Net operating income$1,599,0001,149
2009-03-31 (YTD Data)Rank
Total interest income$6,134,0001,474
Total interest expense$1,289,0002,470
Net interest income$4,845,0001,134
Provision for loan and lease losses$1,438,000953
Total noninterest income$2,571,000615
Gross Fiduciary activities income$751,000196
Service charges on deposit accounts$104,0003,190
Trading account gains and fees$0171
Additional Noninterest Income$1,716,000561
Total noninterest expense$5,001,0001,005
Salaries and employee benefits$3,095,000819
Premises and equipment expense$579,0001,232
Additional noninterest expense$1,327,0001,232
Pre-tax net operating income$977,0001,320
Securities gains (losses)$02,434
Applicable income taxes$189,0001,518
Income before extraordinary items$788,0001,396
Extraordinary gains, net$015
Net income$788,0001,396
Minority interest net income$0102
Net income of bank and minority interests.$788,0001,398
Net charge-offs$106,0002,804
Cash dividends$50,0002,639
Sale, conversion, retirement of capital stock, net$65,000436
Net operating income$788,0001,316
2008-12-31 (YTD Data)Rank
Total interest income$25,067,0001,548
Total interest expense$8,898,0001,799
Net interest income$16,169,0001,376
Provision for loan and lease losses$5,625,000930
Total noninterest income$7,003,000800
Gross Fiduciary activities income$3,101,000201
Service charges on deposit accounts$505,0002,992
Trading account gains and fees$0154
Additional Noninterest Income$3,397,000878
Total noninterest expense$15,035,0001,301
Salaries and employee benefits$8,293,0001,203
Premises and equipment expense$2,140,0001,279
Additional noninterest expense$4,602,0001,365
Pre-tax net operating income$2,512,0002,077
Securities gains (losses)$03,220
Applicable income taxes$345,0002,241
Income before extraordinary items$2,167,0001,846
Extraordinary gains, net$039
Net income$2,167,0001,848
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,666,000735
Cash dividends$1,900,0001,423
Sale, conversion, retirement of capital stock, net$-21,0008,209
Net operating income$2,167,0001,966
2008-09-30 (YTD Data)Rank
Total interest income$18,926,0001,578
Total interest expense$7,269,0001,740
Net interest income$11,657,0001,455
Provision for loan and lease losses$3,225,000863
Total noninterest income$5,562,000798
Gross Fiduciary activities income$2,395,000205
Service charges on deposit accounts$389,0002,952
Trading account gains and fees$0148
Additional Noninterest Income$2,778,000868
Total noninterest expense$10,759,0001,339
Salaries and employee benefits$6,135,0001,246
Premises and equipment expense$1,584,0001,305
Additional noninterest expense$3,040,0001,468
Pre-tax net operating income$3,235,0001,506
Securities gains (losses)$03,106
Applicable income taxes$752,0001,443
Income before extraordinary items$2,483,0001,470
Extraordinary gains, net$031
Net income$2,483,0001,468
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,254,000775
Cash dividends$1,250,0001,542
Sale, conversion, retirement of capital stock, net$-85,0008,324
Net operating income$2,483,0001,547
2008-06-30 (YTD Data)Rank
Total interest income$12,709,0001,594
Total interest expense$5,157,0001,701
Net interest income$7,552,0001,482
Provision for loan and lease losses$2,125,000750
Total noninterest income$3,991,000764
Gross Fiduciary activities income$1,596,000209
Service charges on deposit accounts$253,0002,977
Trading account gains and fees$0149
Additional Noninterest Income$2,142,000807
Total noninterest expense$7,474,0001,286
Salaries and employee benefits$4,311,0001,194
Premises and equipment expense$1,060,0001,295
Additional noninterest expense$2,103,0001,399
Pre-tax net operating income$1,944,0001,725
Securities gains (losses)$03,233
Applicable income taxes$433,0001,778
Income before extraordinary items$1,511,0001,797
Extraordinary gains, net$021
Net income$1,511,0001,798
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,503,000656
Cash dividends$1,100,0001,301
Sale, conversion, retirement of capital stock, net$-85,0008,405
Net operating income$1,511,0001,772
2008-03-31 (YTD Data)Rank
Total interest income$6,555,0001,586
Total interest expense$2,920,0001,605
Net interest income$3,635,0001,526
Provision for loan and lease losses$1,450,000490
Total noninterest income$1,965,000764
Gross Fiduciary activities income$794,000215
Service charges on deposit accounts$133,0002,851
Trading account gains and fees$0158
Additional Noninterest Income$1,038,000842
Total noninterest expense$3,762,0001,286
Salaries and employee benefits$2,175,0001,184
Premises and equipment expense$542,0001,272
Additional noninterest expense$1,045,0001,378
Pre-tax net operating income$388,0003,607
Securities gains (losses)$02,688
Applicable income taxes$33,0003,966
Income before extraordinary items$355,0003,461
Extraordinary gains, net$015
Net income$355,0003,464
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$109,0001,730
Cash dividends$1,100,000674
Sale, conversion, retirement of capital stock, net$-160,0008,458
Net operating income$355,0003,361
2007-12-31 (YTD Data)Rank
Total interest income$27,921,0001,542
Total interest expense$14,057,0001,422
Net interest income$13,864,0001,632
Provision for loan and lease losses$1,133,0001,300
Total noninterest income$5,793,000974
Gross Fiduciary activities income$2,905,000223
Service charges on deposit accounts$524,0002,945
Trading account gains and fees$0178
Additional Noninterest Income$2,364,0001,216
Total noninterest expense$12,781,0001,446
Salaries and employee benefits$7,686,0001,303
Premises and equipment expense$1,972,0001,342
Additional noninterest expense$3,123,0001,771
Pre-tax net operating income$5,743,0001,449
Securities gains (losses)$90,000633
Applicable income taxes$1,573,0001,368
Income before extraordinary items$4,260,0001,496
Extraordinary gains, net$039
Net income$4,260,0001,497
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,059,000979
Cash dividends$3,250,0001,111
Sale, conversion, retirement of capital stock, net$195,000763
Net operating income$4,194,3001,498
2007-09-30 (YTD Data)Rank
Total interest income$21,085,0001,535
Total interest expense$10,711,0001,401
Net interest income$10,374,0001,638
Provision for loan and lease losses$408,0001,826
Total noninterest income$4,065,0001,029
Gross Fiduciary activities income$2,158,000220
Service charges on deposit accounts$394,0002,929
Trading account gains and fees$0184
Additional Noninterest Income$1,513,0001,366
Total noninterest expense$9,199,0001,485
Salaries and employee benefits$5,487,0001,384
Premises and equipment expense$1,447,0001,357
Additional noninterest expense$2,265,0001,782
Pre-tax net operating income$4,832,0001,400
Securities gains (losses)$01,655
Applicable income taxes$1,352,0001,324
Income before extraordinary items$3,480,0001,465
Extraordinary gains, net$033
Net income$3,480,0001,463
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0004,861
Cash dividends$2,000,0001,205
Sale, conversion, retirement of capital stock, net$156,000658
Net operating income$3,480,0001,456
2007-06-30 (YTD Data)Rank
Total interest income$13,960,0001,565
Total interest expense$7,147,0001,405
Net interest income$6,813,0001,689
Provision for loan and lease losses$225,0001,984
Total noninterest income$2,673,0001,060
Gross Fiduciary activities income$1,426,000227
Service charges on deposit accounts$252,0003,019
Trading account gains and fees$0168
Additional Noninterest Income$995,0001,407
Total noninterest expense$6,164,0001,492
Salaries and employee benefits$3,683,0001,394
Premises and equipment expense$977,0001,356
Additional noninterest expense$1,504,0001,805
Pre-tax net operating income$3,097,0001,498
Securities gains (losses)$01,444
Applicable income taxes$857,0001,428
Income before extraordinary items$2,240,0001,563
Extraordinary gains, net$029
Net income$2,240,0001,563
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,997
Cash dividends$2,000,000870
Sale, conversion, retirement of capital stock, net$95,000614
Net operating income$2,240,0001,546
2007-03-31 (YTD Data)Rank
Total interest income$6,952,0001,562
Total interest expense$3,603,0001,379
Net interest income$3,349,0001,725
Provision for loan and lease losses$113,0001,864
Total noninterest income$1,262,0001,090
Gross Fiduciary activities income$706,000229
Service charges on deposit accounts$122,0003,030
Trading account gains and fees$0195
Additional Noninterest Income$434,0001,523
Total noninterest expense$3,035,0001,510
Salaries and employee benefits$1,810,0001,432
Premises and equipment expense$488,0001,374
Additional noninterest expense$737,0001,813
Pre-tax net operating income$1,463,0001,572
Securities gains (losses)$01,187
Applicable income taxes$397,0001,534
Income before extraordinary items$1,066,0001,614
Extraordinary gains, net$022
Net income$1,066,0001,614
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0003,606
Cash dividends$1,600,000552
Sale, conversion, retirement of capital stock, net$37,000555
Net operating income$1,066,0001,600
2006-12-31 (YTD Data)Rank
Total interest income$27,377,0001,457
Total interest expense$14,049,0001,195
Net interest income$13,328,0001,725
Provision for loan and lease losses$400,0002,257
Total noninterest income$4,812,0001,122
Gross Fiduciary activities income$2,532,000227
Service charges on deposit accounts$427,0003,395
Trading account gains and fees$-6,0008,652
Additional Noninterest Income$1,859,0001,438
Total noninterest expense$11,882,0001,502
Salaries and employee benefits$6,779,0001,459
Premises and equipment expense$1,761,0001,459
Additional noninterest expense$3,342,0001,574
Pre-tax net operating income$5,858,0001,648
Securities gains (losses)$01,687
Applicable income taxes$1,627,0001,552
Income before extraordinary items$4,231,0001,704
Extraordinary gains, net$051
Net income$4,231,0001,705
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0003,323
Cash dividends$4,290,000824
Sale, conversion, retirement of capital stock, net$79,000927
Net operating income$4,231,0001,690
2006-09-30 (YTD Data)Rank
Total interest income$20,418,0001,454
Total interest expense$10,379,0001,180
Net interest income$10,039,0001,734
Provision for loan and lease losses$300,0002,139
Total noninterest income$3,551,0001,148
Gross Fiduciary activities income$1,876,000237
Service charges on deposit accounts$329,0003,367
Trading account gains and fees$-6,0008,716
Additional Noninterest Income$1,352,0001,465
Total noninterest expense$8,866,0001,514
Salaries and employee benefits$5,008,0001,492
Premises and equipment expense$1,281,0001,519
Additional noninterest expense$2,577,0001,533
Pre-tax net operating income$4,424,0001,678
Securities gains (losses)$01,388
Applicable income taxes$1,224,0001,624
Income before extraordinary items$3,200,0001,742
Extraordinary gains, net$045
Net income$3,200,0001,743
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0004,781
Cash dividends$2,640,000919
Sale, conversion, retirement of capital stock, net$51,000814
Net operating income$3,200,0001,730
2006-06-30 (YTD Data)Rank
Total interest income$13,352,0001,455
Total interest expense$6,600,0001,176
Net interest income$6,752,0001,717
Provision for loan and lease losses$200,0002,096
Total noninterest income$2,300,0001,181
Gross Fiduciary activities income$1,246,000244
Service charges on deposit accounts$219,0003,345
Trading account gains and fees$-6,0008,751
Additional Noninterest Income$841,0001,536
Total noninterest expense$6,042,0001,489
Salaries and employee benefits$3,336,0001,487
Premises and equipment expense$861,0001,509
Additional noninterest expense$1,845,0001,437
Pre-tax net operating income$2,810,0001,760
Securities gains (losses)$01,185
Applicable income taxes$762,0001,732
Income before extraordinary items$2,048,0001,786
Extraordinary gains, net$039
Net income$2,048,0001,787
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-21,0008,102
Cash dividends$1,900,000869
Sale, conversion, retirement of capital stock, net$32,000690
Net operating income$2,048,0001,771
2006-03-31 (YTD Data)Rank
Total interest income$6,525,0001,452
Total interest expense$3,032,0001,223
Net interest income$3,493,0001,647
Provision for loan and lease losses$100,0001,992
Total noninterest income$1,148,0001,159
Gross Fiduciary activities income$626,000244
Service charges on deposit accounts$111,0003,255
Trading account gains and fees$-6,0008,761
Additional Noninterest Income$417,0001,525
Total noninterest expense$3,081,0001,471
Salaries and employee benefits$1,576,0001,581
Premises and equipment expense$447,0001,457
Additional noninterest expense$1,058,0001,257
Pre-tax net operating income$1,460,0001,656
Securities gains (losses)$0955
Applicable income taxes$410,0001,625
Income before extraordinary items$1,050,0001,708
Extraordinary gains, net$021
Net income$1,050,0001,707
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,481
Cash dividends$1,500,000510
Sale, conversion, retirement of capital stock, net$5,000597
Net operating income$1,050,0001,693
2005-12-31 (YTD Data)Rank
Total interest income$22,802,0001,467
Total interest expense$8,139,0001,392
Net interest income$14,663,0001,496
Provision for loan and lease losses$505,0001,879
Total noninterest income$5,894,000956
Gross Fiduciary activities income$2,132,000260
Service charges on deposit accounts$409,0003,500
Trading account gains and fees$6,000128
Additional Noninterest Income$3,347,000932
Total noninterest expense$13,260,0001,302
Salaries and employee benefits$7,608,0001,216
Premises and equipment expense$1,858,0001,323
Additional noninterest expense$3,794,0001,343
Pre-tax net operating income$6,792,0001,412
Securities gains (losses)$172,000546
Applicable income taxes$1,922,0001,409
Income before extraordinary items$5,042,0001,404
Extraordinary gains, net$046
Net income$5,042,0001,404
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$405,0001,384
Cash dividends$2,600,0001,164
Sale, conversion, retirement of capital stock, net$126,000694
Net operating income$4,918,1601,415
2005-09-30 (YTD Data)Rank
Total interest income$16,514,0001,474
Total interest expense$5,467,0001,466
Net interest income$11,047,0001,468
Provision for loan and lease losses$205,0002,914
Total noninterest income$4,061,0001,030
Gross Fiduciary activities income$1,551,000262
Service charges on deposit accounts$294,0003,603
Trading account gains and fees$16,000110
Additional Noninterest Income$2,200,0001,049
Total noninterest expense$9,385,0001,361
Salaries and employee benefits$5,723,0001,203
Premises and equipment expense$1,396,0001,307
Additional noninterest expense$2,266,0001,662
Pre-tax net operating income$5,518,0001,302
Securities gains (losses)$172,000512
Applicable income taxes$1,602,0001,314
Income before extraordinary items$4,088,0001,327
Extraordinary gains, net$035
Net income$4,088,0001,327
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-62,0008,507
Cash dividends$1,500,0001,333
Sale, conversion, retirement of capital stock, net$85,000583
Net operating income$3,964,1601,337
2005-06-30 (YTD Data)Rank
Total interest income$10,633,0001,480
Total interest expense$3,285,0001,531
Net interest income$7,348,0001,446
Provision for loan and lease losses$205,0002,129
Total noninterest income$2,700,0001,021
Gross Fiduciary activities income$993,000267
Service charges on deposit accounts$193,0003,576
Trading account gains and fees$54,00089
Additional Noninterest Income$1,460,0001,028
Total noninterest expense$6,344,0001,340
Salaries and employee benefits$3,873,0001,179
Premises and equipment expense$928,0001,295
Additional noninterest expense$1,543,0001,600
Pre-tax net operating income$3,499,0001,337
Securities gains (losses)$163,000449
Applicable income taxes$1,025,0001,353
Income before extraordinary items$2,637,0001,333
Extraordinary gains, net$030
Net income$2,637,0001,335
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,0008,208
Cash dividends$900,0001,434
Sale, conversion, retirement of capital stock, net$74,000459
Net operating income$2,519,6401,368
2005-03-31 (YTD Data)Rank
Total interest income$5,228,0001,475
Total interest expense$1,477,0001,611
Net interest income$3,751,0001,408
Provision for loan and lease losses$173,0001,270
Total noninterest income$1,296,0001,013
Gross Fiduciary activities income$452,000282
Service charges on deposit accounts$95,0003,552
Trading account gains and fees$55,00088
Additional Noninterest Income$694,0001,046
Total noninterest expense$3,195,0001,335
Salaries and employee benefits$1,960,0001,166
Premises and equipment expense$462,0001,309
Additional noninterest expense$773,0001,597
Pre-tax net operating income$1,679,0001,369
Securities gains (losses)$18,000832
Applicable income taxes$451,0001,463
Income before extraordinary items$1,246,0001,381
Extraordinary gains, net$024
Net income$1,246,0001,383
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0001,807
Cash dividends$500,0001,205
Sale, conversion, retirement of capital stock, net$43,000333
Net operating income$1,232,8601,358
2004-12-31 (YTD Data)Rank
Total interest income$19,134,0001,511
Total interest expense$4,669,0001,744
Net interest income$14,465,0001,398
Provision for loan and lease losses$850,0001,214
Total noninterest income$5,723,000966
Gross Fiduciary activities income$1,689,000285
Service charges on deposit accounts$365,0003,843
Trading account gains and fees$0138
Additional Noninterest Income$3,669,000843
Total noninterest expense$12,812,0001,286
Salaries and employee benefits$7,948,0001,091
Premises and equipment expense$1,745,0001,327
Additional noninterest expense$3,119,0001,570
Pre-tax net operating income$6,526,0001,320
Securities gains (losses)$283,000665
Applicable income taxes$1,965,0001,297
Income before extraordinary items$4,844,0001,330
Extraordinary gains, net$034
Net income$4,844,0001,331
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$161,0002,926
Cash dividends$950,0002,437
Sale, conversion, retirement of capital stock, net$291,000527
Net operating income$4,643,0701,350
2004-09-30 (YTD Data)Rank
Total interest income$14,028,0001,529
Total interest expense$3,362,0001,782
Net interest income$10,666,0001,407
Provision for loan and lease losses$549,0001,341
Total noninterest income$4,394,000950
Gross Fiduciary activities income$1,266,000288
Service charges on deposit accounts$275,0003,869
Trading account gains and fees$0134
Additional Noninterest Income$2,853,000832
Total noninterest expense$9,553,0001,287
Salaries and employee benefits$5,920,0001,088
Premises and equipment expense$1,296,0001,327
Additional noninterest expense$2,337,0001,556
Pre-tax net operating income$4,958,0001,322
Securities gains (losses)$283,000623
Applicable income taxes$1,520,0001,271
Income before extraordinary items$3,721,0001,326
Extraordinary gains, net$026
Net income$3,721,0001,327
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0002,936
Cash dividends$300,0003,420
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,520,0701,347
2004-06-30 (YTD Data)Rank
Total interest income$9,112,0001,547
Total interest expense$2,206,0001,799
Net interest income$6,906,0001,437
Provision for loan and lease losses$300,0001,523
Total noninterest income$3,058,000908
Gross Fiduciary activities income$828,000293
Service charges on deposit accounts$182,0003,874
Trading account gains and fees$0130
Additional Noninterest Income$2,048,000782
Total noninterest expense$6,502,0001,250
Salaries and employee benefits$4,067,0001,054
Premises and equipment expense$850,0001,358
Additional noninterest expense$1,585,0001,526
Pre-tax net operating income$3,162,0001,342
Securities gains (losses)$188,000671
Applicable income taxes$974,0001,309
Income before extraordinary items$2,376,0001,361
Extraordinary gains, net$021
Net income$2,376,0001,362
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,788
Cash dividends$300,0002,849
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,242,5201,388
2004-03-31 (YTD Data)Rank
Total interest income$4,462,0001,580
Total interest expense$1,113,0001,803
Net interest income$3,349,0001,485
Provision for loan and lease losses$165,0001,332
Total noninterest income$1,478,000923
Gross Fiduciary activities income$422,000288
Service charges on deposit accounts$91,0003,798
Trading account gains and fees$0121
Additional Noninterest Income$965,000803
Total noninterest expense$3,206,0001,278
Salaries and employee benefits$1,994,0001,084
Premises and equipment expense$430,0001,354
Additional noninterest expense$782,0001,534
Pre-tax net operating income$1,456,0001,423
Securities gains (losses)$02,934
Applicable income taxes$403,0001,535
Income before extraordinary items$1,053,0001,520
Extraordinary gains, net$016
Net income$1,053,0001,520
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,358
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,053,0001,434
2003-12-31 (YTD Data)Rank
Total interest income$17,146,0001,667
Total interest expense$4,700,0001,911
Net interest income$12,446,0001,569
Provision for loan and lease losses$829,0001,414
Total noninterest income$10,428,000627
Gross Fiduciary activities income$1,395,000323
Service charges on deposit accounts$315,0004,182
Trading account gains and fees$0160
Additional Noninterest Income$8,718,000500
Total noninterest expense$16,467,000998
Salaries and employee benefits$11,840,000720
Premises and equipment expense$1,549,0001,464
Additional noninterest expense$3,078,0001,601
Pre-tax net operating income$5,578,0001,483
Securities gains (losses)$232,0001,232
Applicable income taxes$1,624,0001,506
Income before extraordinary items$4,186,0001,497
Extraordinary gains, net$054
Net income$4,186,0001,498
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$801,0001,096
Cash dividends$500,0003,502
Sale, conversion, retirement of capital stock, net$4,700,000207
Net operating income$4,018,9601,489
2003-09-30 (YTD Data)Rank
Total interest income$12,718,0001,714
Total interest expense$3,537,0001,974
Net interest income$9,181,0001,598
Provision for loan and lease losses$729,0001,175
Total noninterest income$9,175,000588
Gross Fiduciary activities income$1,023,000332
Service charges on deposit accounts$221,0004,358
Trading account gains and fees$0153
Additional Noninterest Income$7,931,000446
Total noninterest expense$13,368,000923
Salaries and employee benefits$9,944,000664
Premises and equipment expense$1,220,0001,411
Additional noninterest expense$2,204,0001,655
Pre-tax net operating income$4,259,0001,493
Securities gains (losses)$218,0001,181
Applicable income taxes$1,269,0001,537
Income before extraordinary items$3,208,0001,521
Extraordinary gains, net$040
Net income$3,208,0001,521
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$787,000811
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$4,700,000135
Net operating income$3,051,0401,516
2003-06-30 (YTD Data)Rank
Total interest income$8,301,0001,763
Total interest expense$2,401,0001,997
Net interest income$5,900,0001,654
Provision for loan and lease losses$549,0001,064
Total noninterest income$6,255,000572
Gross Fiduciary activities income$667,000340
Service charges on deposit accounts$133,0004,584
Trading account gains and fees$0150
Additional Noninterest Income$5,455,000443
Total noninterest expense$9,057,000898
Salaries and employee benefits$6,802,000645
Premises and equipment expense$804,0001,424
Additional noninterest expense$1,451,0001,661
Pre-tax net operating income$2,549,0001,644
Securities gains (losses)$218,000992
Applicable income taxes$774,0001,669
Income before extraordinary items$1,993,0001,624
Extraordinary gains, net$030
Net income$1,993,0001,624
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$769,000615
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$4,700,00087
Net operating income$1,836,0401,648
2003-03-31 (YTD Data)Rank
Total interest income$4,076,0001,795
Total interest expense$1,241,0001,987
Net interest income$2,835,0001,716
Provision for loan and lease losses$125,0001,986
Total noninterest income$1,112,0001,243
Gross Fiduciary activities income$349,000339
Service charges on deposit accounts$69,0004,419
Trading account gains and fees$0134
Additional Noninterest Income$694,0001,173
Total noninterest expense$2,472,0001,620
Salaries and employee benefits$1,537,0001,405
Premises and equipment expense$374,0001,533
Additional noninterest expense$561,0002,101
Pre-tax net operating income$1,350,0001,558
Securities gains (losses)$02,891
Applicable income taxes$391,0001,656
Income before extraordinary items$959,0001,674
Extraordinary gains, net$021
Net income$959,0001,673
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0004,051
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$4,700,00043
Net operating income$959,0001,569
2002-12-31 (YTD Data)Rank
Total interest income$15,575,0001,983
Total interest expense$4,679,0002,374
Net interest income$10,896,0001,774
Provision for loan and lease losses$561,0002,183
Total noninterest income$3,196,0001,494
Gross Fiduciary activities income$1,207,000370
Service charges on deposit accounts$237,0004,824
Trading account gains and fees$0153
Additional Noninterest Income$1,752,0001,455
Total noninterest expense$8,387,0001,807
Salaries and employee benefits$5,001,0001,612
Premises and equipment expense$1,273,0001,740
Additional noninterest expense$2,113,0002,196
Pre-tax net operating income$5,144,0001,591
Securities gains (losses)$8,0003,732
Applicable income taxes$1,478,0001,670
Income before extraordinary items$3,674,0001,630
Extraordinary gains, net$070
Net income$3,674,0001,630
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$111,0003,992
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,668,3201,581
2001-12-31 (YTD Data)Rank
Total interest income$14,352,0002,389
Total interest expense$6,313,0002,536
Net interest income$8,039,0002,233
Provision for loan and lease losses$306,0003,156
Total noninterest income$2,513,0001,682
Gross Fiduciary activities income$1,026,000416
Service charges on deposit accounts$206,0005,091
Trading account gains and fees$0177
Additional Noninterest Income$1,281,0001,723
Total noninterest expense$6,551,0002,198
Salaries and employee benefits$3,775,0001,990
Premises and equipment expense$1,001,0002,127
Additional noninterest expense$1,775,0002,502
Pre-tax net operating income$3,695,0001,898
Securities gains (losses)$38,0002,612
Applicable income taxes$1,026,0002,036
Income before extraordinary items$2,707,0001,940
Extraordinary gains, net$0105
Net income$2,707,0001,944
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0005,793
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,679,2601,880
2000-12-31 (YTD Data)Rank
Total interest income$13,028,0002,660
Total interest expense$6,313,0002,650
Net interest income$6,715,0002,650
Provision for loan and lease losses$303,0002,805
Total noninterest income$1,315,0002,584
Gross Fiduciary activities income$744,000487
Service charges on deposit accounts$257,0004,446
Trading account gains and fees$0180
Additional Noninterest Income$314,0003,821
Total noninterest expense$4,851,0002,796
Salaries and employee benefits$2,822,0002,532
Premises and equipment expense$720,0002,813
Additional noninterest expense$1,309,0003,162
Pre-tax net operating income$2,876,0002,474
Securities gains (losses)$-6,0008,044
Applicable income taxes$860,0002,392
Income before extraordinary items$2,010,0002,547
Extraordinary gains, net$038
Net income$2,010,0002,546
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$2,300,000334
Net operating income$2,014,2002,545
1999-12-31 (YTD Data)Rank
Total interest income$9,535,0003,365
Total interest expense$4,206,0003,435
Net interest income$5,329,0003,257
Provision for loan and lease losses$159,0004,140
Total noninterest income$1,076,0002,933
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$186,0005,318
Trading account gains and feesNANA
Additional Noninterest Income$890,0002,015
Total noninterest expense$4,207,0003,168
Salaries and employee benefits$2,571,0002,731
Premises and equipment expense$520,0003,639
Additional noninterest expense$1,116,0003,674
Pre-tax net operating income$2,039,0003,299
Securities gains (losses)$12,0001,656
Applicable income taxes$606,0003,201
Income before extraordinary items$1,445,0003,337
Extraordinary gains, net$035
Net income$1,445,0003,337
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0007,495
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$150,000748
Net operating income$1,436,6003,319
1998-12-31 (YTD Data)Rank
Total interest income$7,263,0004,262
Total interest expense$3,297,0004,374
Net interest income$3,966,0004,147
Provision for loan and lease losses$159,0004,044
Total noninterest income$1,009,0003,058
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$108,0006,714
Trading account gains and feesNANA
Additional Noninterest Income$901,0002,005
Total noninterest expense$3,508,0003,606
Salaries and employee benefits$2,103,0003,177
Premises and equipment expense$464,0003,910
Additional noninterest expense$941,0004,155
Pre-tax net operating income$1,308,0004,591
Securities gains (losses)$44,0001,829
Applicable income taxes$216,0006,009
Income before extraordinary items$1,136,0004,093
Extraordinary gains, net$032
Net income$1,136,0004,092
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,099,0404,099
1997-12-31 (YTD Data)Rank
Total interest income$4,634,0006,101
Total interest expense$2,056,0006,159
Net interest income$2,578,0005,929
Provision for loan and lease losses$248,0002,967
Total noninterest income$362,0006,065
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$55,0008,290
Trading account gains and feesNANA
Additional Noninterest Income$307,0003,872
Total noninterest expense$2,276,0005,149
Salaries and employee benefits$1,263,0004,885
Premises and equipment expense$347,0004,929
Additional noninterest expense$666,0005,428
Pre-tax net operating income$416,0008,354
Securities gains (losses)$03,944
Applicable income taxes$010,065
Income before extraordinary items$416,0007,533
Extraordinary gains, net$044
Net income$416,0007,536
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0008,093
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$2,950,000321
Net operating income$416,0007,476
1996-12-31 (YTD Data)Rank
Total interest income$1,901,0009,503
Total interest expense$834,0009,535
Net interest income$1,067,0009,367
Provision for loan and lease losses$262,0002,863
Total noninterest income$37,00011,047
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$20,0009,580
Trading account gains and feesNANA
Additional Noninterest Income$17,00010,581
Total noninterest expense$1,600,0006,841
Salaries and employee benefits$791,0007,025
Premises and equipment expense$313,0005,411
Additional noninterest expense$496,0007,085
Pre-tax net operating income$-758,00011,304
Securities gains (losses)$04,148
Applicable income taxes$010,572
Income before extraordinary items$-758,00011,327
Extraordinary gains, net$053
Net income$-758,00011,327
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,805
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$-758,00011,302

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.