Home > Bank of Ann Arbor > Net charge- offs to loans
Bank of Ann Arbor, Net charge- offs to loans
| 2025-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0594% | 1,086 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0014% | 666 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 138 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 52 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0083% | 346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0208% | 58 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0066% | 3,974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1137% | 755 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1533% | 1,660 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 388 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1533% | 1,619 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 57 |
| 2024-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0355% | 4,283 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0241% | 4,199 |
| Percentage Net Loans Charged-off:Construction & development | -0.0021% | 4,212 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0308% | 4,289 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 113 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0226% | 4,108 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 250 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0268% | 4,209 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1360% | 4,279 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1718% | 2,113 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1193% | 2,278 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 78 |
| 2024-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0496% | 4,345 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0318% | 4,298 |
| Percentage Net Loans Charged-off:Construction & development | -0.0031% | 4,277 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0410% | 4,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 87 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0278% | 4,184 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0329% | 4,278 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1790% | 4,314 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1927% | 1,952 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 505 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1927% | 1,903 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2024-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0717% | 4,385 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0681% | 4,426 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 186 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0931% | 4,457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0393% | 4,291 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 165 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0463% | 4,371 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1919% | 4,335 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2377% | 1,654 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 462 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2377% | 1,611 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2024-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0699% | 4,398 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1368% | 4,513 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1871% | 4,527 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 32 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0738% | 4,465 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 111 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0866% | 4,488 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0427% | 826 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0359% | 4,096 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 360 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0359% | 4,089 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 60 |
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4939% | 209 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1194% | 203 |
| Percentage Net Loans Charged-off:Construction & development | 0.0092% | 201 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1854% | 191 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0003% | 3,424 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0179% | 194 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0042% | 3,775 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7921% | 169 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3055% | 1,624 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3055% | 1,499 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1189% | 676 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1671% | 113 |
| Percentage Net Loans Charged-off:Construction & development | 0.0990% | 80 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8991% | 16 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0228% | 154 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0960% | 27 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0034% | 3,595 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1811% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1811% | 1,744 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1707% | 463 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0023% | 666 |
| Percentage Net Loans Charged-off:Construction & development | 0.0196% | 83 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0076% | 415 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0325% | 113 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0017% | 452 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7628% | 311 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3417% | 1,252 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3417% | 1,214 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0132% | 1,464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0028% | 443 |
| Percentage Net Loans Charged-off:Construction & development | 0.0231% | 44 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0102% | 285 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0122% | 252 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0373% | 675 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6802% | 790 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6802% | 723 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0210% | 1,662 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0030% | 903 |
| Percentage Net Loans Charged-off:Construction & development | -0.0012% | 4,247 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0166% | 518 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0194% | 466 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0197% | 1,231 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1897% | 1,747 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1897% | 1,665 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0106% | 1,721 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 3,299 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0122% | 3,907 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0142% | 3,994 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0153% | 3,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1175% | 1,845 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1175% | 1,761 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0108% | 1,582 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 3,345 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0167% | 3,913 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0194% | 3,995 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0086% | 3,290 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0113% | 2,155 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0113% | 2,061 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0044% | 3,304 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0030% | 3,490 |
| Percentage Net Loans Charged-off:Construction & development | -0.0043% | 4,048 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 4,049 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0091% | 3,818 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0106% | 3,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0197% | 3,587 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2540% | 1,178 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2540% | 1,101 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0002% | 3,207 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,184 |
| Percentage Net Loans Charged-off:Construction & development | -0.0012% | 3,904 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0002% | 3,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 3,386 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0029% | 3,469 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0485% | 3,901 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2473% | 1,398 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4313% | 230 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1630% | 1,586 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0170% | 1,722 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0049% | 1,058 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0317% | 501 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0378% | 452 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0080% | 3,442 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3677% | 969 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5267% | 236 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2028% | 1,275 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0202% | 1,536 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0083% | 885 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0538% | 375 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0645% | 348 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0016% | 3,299 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2632% | 1,139 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2993% | 953 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0054% | 1,710 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0184% | 546 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1212% | 199 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1462% | 167 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5172% | 778 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5859% | 645 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0853% | 1,608 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 3,737 |
| Percentage Net Loans Charged-off:Construction & development | 0.0658% | 230 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0083% | 4,378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0109% | 4,073 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0136% | 4,166 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1398% | 1,312 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,989 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 560 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,894 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0913% | 1,392 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 3,884 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0221% | 4,327 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0276% | 4,423 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1489% | 1,106 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,810 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 526 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,714 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0996% | 1,276 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 3,803 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0142% | 4,220 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0178% | 4,301 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2275% | 849 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,624 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,525 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1532% | 843 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0041% | 3,918 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0253% | 4,432 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0319% | 4,525 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5790% | 442 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,292 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0804% | 1,955 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0185% | 1,636 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0270% | 876 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0020% | 3,971 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 4,024 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1341% | 1,640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0139% | 3,295 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1728% | 428 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1247% | 4,684 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0792% | 1,689 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 3,674 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0018% | 3,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 3,990 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1871% | 1,209 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0358% | 3,024 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 568 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0399% | 2,894 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0286% | 2,282 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 3,679 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0013% | 3,906 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 3,971 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0218% | 4,068 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0085% | 4,169 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 3,783 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0027% | 4,075 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0035% | 4,151 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0138% | 3,933 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1624% | 1,183 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0140% | 1,876 |
| Percentage Net Loans Charged-off:Construction & development | 0.4689% | 128 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0212% | 4,753 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0203% | 4,610 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0662% | 3,784 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0085% | 4,417 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0447% | 4,381 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0519% | 3,171 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0576% | 3,050 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0848% | 1,663 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0187% | 1,492 |
| Percentage Net Loans Charged-off:Construction & development | 0.6440% | 83 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0285% | 4,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0269% | 4,704 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0178% | 3,648 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0292% | 4,754 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0294% | 4,232 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0699% | 2,856 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0777% | 2,704 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1084% | 1,286 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0323% | 1,074 |
| Percentage Net Loans Charged-off:Construction & development | 0.9942% | 54 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0431% | 5,019 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0161% | 4,549 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0273% | 3,735 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0134% | 4,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0190% | 4,105 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1022% | 2,516 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1131% | 2,346 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1788% | 816 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1341% | 394 |
| Percentage Net Loans Charged-off:Construction & development | 2.2024% | 25 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0213% | 4,751 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0551% | 3,894 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0132% | 4,611 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0259% | 4,181 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1979% | 1,945 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2180% | 1,761 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0905% | 2,182 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0044% | 4,394 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0041% | 4,657 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0087% | 4,654 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0035% | 3,705 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0101% | 4,696 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0200% | 4,369 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,627 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 699 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,501 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0672% | 2,161 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 4,122 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0089% | 4,645 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0047% | 3,733 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0101% | 4,694 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0168% | 4,222 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,384 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,260 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0888% | 1,723 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 4,099 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0092% | 4,613 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0117% | 4,742 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0182% | 4,214 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,058 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0999% | 1,375 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 4,149 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0097% | 4,683 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0123% | 4,777 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0227% | 4,241 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0613% | 2,832 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0045% | 2,816 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0092% | 4,926 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0533% | 1,838 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0307% | 4,034 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0751% | 1,527 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0143% | 4,428 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0578% | 3,469 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0689% | 3,258 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3527% | 766 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0896% | 2,072 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0069% | 2,432 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0124% | 5,030 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0735% | 1,423 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0397% | 4,079 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1034% | 1,155 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0299% | 4,520 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0151% | 4,920 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0178% | 4,868 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5378% | 546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0758% | 2,103 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0114% | 2,126 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0186% | 5,190 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1129% | 1,084 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0573% | 4,157 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1588% | 836 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0174% | 4,345 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0221% | 4,889 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0261% | 4,840 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4358% | 534 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0572% | 1,944 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0345% | 1,312 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0372% | 5,482 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2756% | 503 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0941% | 4,264 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3780% | 383 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0024% | 4,165 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0440% | 4,899 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0515% | 4,849 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2267% | 546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0711% | 2,822 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0069% | 4,942 |
| Percentage Net Loans Charged-off:Construction & development | 0.1174% | 563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0089% | 1,565 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0761% | 5,728 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0682% | 4,300 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0784% | 5,745 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0205% | 2,330 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3730% | 1,977 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4253% | 1,691 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5309% | 575 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0980% | 2,171 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0281% | 2,403 |
| Percentage Net Loans Charged-off:Construction & development | 0.1681% | 471 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0121% | 1,298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0542% | 2,071 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0910% | 4,377 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0966% | 1,592 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0316% | 1,920 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2361% | 2,300 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2677% | 2,029 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5971% | 494 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0946% | 2,073 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0478% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.3266% | 328 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0188% | 1,066 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0859% | 1,623 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1371% | 4,467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1505% | 1,189 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0571% | 1,528 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3130% | 1,859 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3543% | 1,600 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4193% | 518 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1119% | 1,624 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1018% | 1,178 |
| Percentage Net Loans Charged-off:Construction & development | 0.7443% | 185 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0387% | 642 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1715% | 932 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0430% | 4,362 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2339% | 743 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0806% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2533% | 517 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0041% | 5,440 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0137% | 5,593 |
| Percentage Net Loans Charged-off:Construction & development | -1.2986% | 5,767 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0115% | 2,084 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0774% | 2,610 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0229% | 1,101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0921% | 2,372 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0133% | 4,760 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,910 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 778 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,787 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1004% | 1,096 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0208% | 5,622 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0490% | 5,933 |
| Percentage Net Loans Charged-off:Construction & development | -1.6989% | 5,847 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0306% | 5,779 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0687% | 2,460 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0363% | 970 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0772% | 2,271 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0320% | 2,201 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0123% | 3,594 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0137% | 3,441 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0999% | 1,014 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0282% | 5,663 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0610% | 6,037 |
| Percentage Net Loans Charged-off:Construction & development | -1.4524% | 5,853 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0393% | 5,890 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0097% | 2,820 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0628% | 776 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0041% | 5,524 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0567% | 1,774 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,292 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,146 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0660% | 984 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1296% | 6,226 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1196% | 6,292 |
| Percentage Net Loans Charged-off:Construction & development | -3.0039% | 5,973 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0792% | 6,193 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0231% | 2,029 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1426% | 499 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0083% | 5,568 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2320% | 5,786 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1580% | 3,221 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0919% | 3,227 |
| Percentage Net Loans Charged-off:Construction & development | 0.1602% | 1,357 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0361% | 2,421 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0151% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2271% | 2,079 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2873% | 915 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2110% | 2,102 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4248% | 1,686 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4153% | 2,317 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 806 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4555% | 2,061 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0293% | 1,366 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0132% | 4,873 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0720% | 3,186 |
| Percentage Net Loans Charged-off:Construction & development | -0.6516% | 5,947 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0092% | 2,300 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0204% | 488 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3015% | 1,606 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3941% | 731 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2767% | 1,674 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2295% | 5,951 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5556% | 1,736 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6081% | 1,516 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1759% | 5,935 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0047% | 5,625 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0781% | 2,923 |
| Percentage Net Loans Charged-off:Construction & development | -0.6435% | 5,988 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0184% | 1,940 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0313% | 397 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3009% | 1,587 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0465% | 1,033 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3710% | 1,337 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2857% | 6,070 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3718% | 2,082 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4060% | 1,876 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3639% | 6,013 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0311% | 3,599 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1345% | 2,075 |
| Percentage Net Loans Charged-off:Construction & development | -0.0552% | 5,680 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 6,068 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4678% | 1,053 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0920% | 712 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5716% | 857 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1145% | 5,679 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.1813% | 6,133 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3066% | 3,111 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1326% | 3,746 |
| Percentage Net Loans Charged-off:Construction & development | 1.0068% | 1,489 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0250% | 6,514 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3303% | 2,361 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1945% | 1,424 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3696% | 2,114 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0262% | 1,396 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1168% | 3,856 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1671% | 613 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0182% | 4,281 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0391% | 1,444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0712% | 4,703 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0831% | 3,935 |
| Percentage Net Loans Charged-off:Construction & development | 0.0480% | 2,099 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0623% | 2,540 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1473% | 3,081 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1951% | 1,269 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1334% | 3,027 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0254% | 3,160 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1344% | 3,505 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5771% | 483 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,003 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0109% | 1,437 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0835% | 4,312 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0949% | 3,608 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0692% | 2,149 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1785% | 2,716 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3101% | 994 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1394% | 2,773 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0358% | 2,717 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1867% | 3,024 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1554% | 387 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,588 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0173% | 1,220 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0330% | 4,224 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0299% | 3,461 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0924% | 2,577 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1701% | 887 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0688% | 2,516 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0080% | 2,021 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3953% | 2,030 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4784% | 186 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6646% | 2,495 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7064% | 2,167 |
| Percentage Net Loans Charged-off:Construction & development | 4.2021% | 1,130 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6062% | 1,787 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4578% | 766 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3205% | 2,852 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0582% | 1,850 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3850% | 2,492 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5930% | 2,590 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2043% | 3,965 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4236% | 624 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0822% | 4,401 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0859% | 1,376 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4403% | 2,966 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3608% | 2,882 |
| Percentage Net Loans Charged-off:Construction & development | -0.0631% | 6,435 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4893% | 1,695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6158% | 597 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1982% | 3,158 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0267% | 1,658 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2381% | 2,800 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8035% | 1,995 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2785% | 3,337 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9293% | 500 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1097% | 3,880 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0223% | 1,458 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3870% | 3,012 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3619% | 2,685 |
| Percentage Net Loans Charged-off:Construction & development | -0.1206% | 6,500 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3786% | 1,686 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9523% | 429 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2907% | 2,504 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0162% | 1,431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3541% | 2,175 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5279% | 2,129 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1655% | 3,485 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1624% | 3,257 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0935% | 1,092 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2989% | 2,850 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3264% | 2,317 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5521% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7772% | 303 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2148% | 1,986 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,362 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,214 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2908% | 644 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7082% | 2,887 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6616% | 2,543 |
| Percentage Net Loans Charged-off:Construction & development | 4.4941% | 1,346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2137% | 2,772 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6614% | 1,908 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5761% | 1,185 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6792% | 1,833 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9961% | 2,546 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1002% | 4,972 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0522% | 6,454 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7191% | 2,623 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5996% | 2,462 |
| Percentage Net Loans Charged-off:Construction & development | 1.8102% | 1,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2603% | 2,259 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8946% | 1,371 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7312% | 944 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9298% | 1,312 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3085% | 1,930 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0179% | 6,720 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1577% | 4,679 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2019% | 3,529 |
| Percentage Net Loans Charged-off:Construction & development | 0.4278% | 2,312 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0172% | 7,306 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4631% | 1,982 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0085% | 706 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3352% | 2,203 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,819 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,626 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0878% | 4,542 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1124% | 3,302 |
| Percentage Net Loans Charged-off:Construction & development | 0.8565% | 1,536 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0029% | 1,874 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1219% | 2,549 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1496% | 2,308 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6207% | 1,560 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0399% | 1,023 |
| Percentage Net Loans Charged-off:Construction & development | 22.8932% | 152 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2096% | 2,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3505% | 2,564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9220% | 893 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2328% | 2,937 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0525% | 4,945 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2658% | 4,926 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5920% | 1,286 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0123% | 831 |
| Percentage Net Loans Charged-off:Construction & development | 23.0034% | 140 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2621% | 1,777 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1342% | 3,260 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4058% | 1,128 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0778% | 3,469 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0111% | 4,533 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3702% | 4,193 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7572% | 2,168 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9482% | 1,430 |
| Percentage Net Loans Charged-off:Construction & development | 10.2466% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0854% | 1,880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1995% | 2,488 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6047% | 779 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1187% | 2,716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0164% | 3,889 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5428% | 3,369 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1132% | 4,062 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1646% | 2,554 |
| Percentage Net Loans Charged-off:Construction & development | 0.9257% | 1,272 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1804% | 981 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0103% | 2,696 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0925% | 775 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0084% | 7,594 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1200% | 7,313 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5343% | 2,880 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3724% | 856 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2038% | 763 |
| Percentage Net Loans Charged-off:Construction & development | 7.4904% | 298 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3402% | 1,103 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3870% | 1,463 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6388% | 607 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3204% | 1,593 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0112% | 1,049 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0959% | 5,507 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8986% | 968 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2018% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 6.5272% | 243 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3721% | 687 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4991% | 909 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7082% | 448 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4439% | 940 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0798% | 3,387 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1305% | 4,834 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9049% | 753 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1995% | 413 |
| Percentage Net Loans Charged-off:Construction & development | 7.8523% | 157 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3875% | 949 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1183% | 278 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2053% | 1,328 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1204% | 2,592 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,890 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1309% | 2,676 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1797% | 1,324 |
| Percentage Net Loans Charged-off:Construction & development | 0.2387% | 803 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4239% | 689 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3024% | 125 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0117% | 7,792 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3196% | 1,725 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0222% | 3,467 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0652% | 2,235 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5581% | 284 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0419% | 8,038 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1119% | 1,077 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6567% | 2,494 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0060% | 5,741 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0079% | 3,097 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0231% | 2,263 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2867% | 336 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0341% | 7,949 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0015% | 3,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,220 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0018% | 5,441 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0043% | 7,579 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0127% | 7,805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0155% | 7,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0182% | 2,620 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0061% | 4,270 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0052% | 7,630 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0153% | 7,868 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0188% | 7,890 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0353% | 1,734 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0279% | 5,041 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0026% | 7,650 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0077% | 7,881 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0303% | 6,042 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 7,699 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0100% | 3,643 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7547% | 683 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0043% | 5,560 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 7,631 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0104% | 7,897 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0477% | 6,052 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0378% | 7,073 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0629% | 1,215 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0136% | 7,376 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0053% | 7,705 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0157% | 8,000 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0709% | 6,033 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0415% | 7,011 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0425% | 4,581 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0013% | 6,439 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0052% | 6,581 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1401% | 3,019 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2111% | 651 |
| Percentage Net Loans Charged-off:Construction & development | 0.4354% | 195 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4130% | 379 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6626% | 54 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0877% | 7,560 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,170 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0289% | 7,963 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 7,631 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0102% | 7,961 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0402% | 6,001 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1170% | 7,521 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,710 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0164% | 7,538 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 7,510 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0051% | 7,828 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0196% | 5,918 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0681% | 7,300 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,174 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0641% | 2,978 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3006% | 1,254 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0613% | 4,991 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0074% | 3,543 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0213% | 2,705 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0136% | 613 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0248% | 2,497 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2590% | 2,875 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0321% | 8,037 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.3369% | 7,785 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0472% | 4,775 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0067% | 3,062 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0190% | 2,344 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0060% | 5,936 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0306% | 2,016 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1954% | 2,600 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0425% | 7,868 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0031% | 7,331 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0104% | 6,887 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0613% | 7,762 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0032% | 6,956 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0067% | 6,906 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1228% | 7,644 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3426% | 2,194 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0132% | 3,493 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0288% | 2,730 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1452% | 353 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5817% | 1,142 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1992% | 5,888 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4505% | 1,427 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0145% | 2,923 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0300% | 2,257 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1692% | 268 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2052% | 672 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2674% | 5,038 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6466% | 939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6040% | 408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4712% | 3,689 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0150% | 5,056 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0102% | 7,260 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3622% | 1,442 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0580% | 5,953 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0046% | 8,239 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0094% | 8,472 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0117% | 8,502 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1210% | 4,155 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7273% | 536 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0211% | 6,952 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0088% | 3,544 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0183% | 2,736 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0233% | 2,491 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0349% | 4,562 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4387% | 4,472 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,622 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0034% | 7,784 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,132 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0076% | 8,235 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,805 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |