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Bank of America, Net charge- offs to loans

2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1598%369
Percentage Net Loans Charged-off: Total real estate loans-0.0175%4,092
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate0.0202%153
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential-0.0634%4,382
Percentage Net Loans Charged-off: Home equity loans-0.3588%3,515
All other 1-4 family - Percent of loans charged-off, net-0.0263%4,157
Percentage Net Loans Charged-off: Commercial and industrial0.0353%525
Percentage Net Loans Charged-off: Loans to individuals0.7277%656
Percentage Net Loans Charged-off: Credit card loans1.4624%190
Percentage Net Loans Charged-off: Other loans to individual0.0096%1,716
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%16
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2412%386
Percentage Net Loans Charged-off: Total real estate loans-0.0345%4,260
Percentage Net Loans Charged-off:Construction & development-0.0196%4,074
Percentage Net Loans Charged-off: Commercial real estate0.0424%476
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0590%4,312
Percentage Net Loans Charged-off: Home equity loans-0.3113%3,551
All other 1-4 family - Percent of loans charged-off, net-0.0229%3,997
Percentage Net Loans Charged-off: Commercial and industrial0.1260%852
Percentage Net Loans Charged-off: Loans to individuals1.1234%369
Percentage Net Loans Charged-off: Credit card loans2.2343%142
Percentage Net Loans Charged-off: Other loans to individual0.0052%2,434
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2740%298
Percentage Net Loans Charged-off: Total real estate loans-0.0335%4,302
Percentage Net Loans Charged-off:Construction & development-0.0388%4,204
Percentage Net Loans Charged-off: Commercial real estate0.0568%386
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.0586%4,385
Percentage Net Loans Charged-off: Home equity loans-0.3187%3,605
All other 1-4 family - Percent of loans charged-off, net-0.0205%4,050
Percentage Net Loans Charged-off: Commercial and industrial0.1517%660
Percentage Net Loans Charged-off: Loans to individuals1.2774%304
Percentage Net Loans Charged-off: Credit card loans2.5311%128
Percentage Net Loans Charged-off: Other loans to individual0.0106%2,164
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3104%277
Percentage Net Loans Charged-off: Total real estate loans-0.0257%4,268
Percentage Net Loans Charged-off:Construction & development-0.0394%4,245
Percentage Net Loans Charged-off: Commercial real estate0.0790%310
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.0540%4,416
Percentage Net Loans Charged-off: Home equity loans-0.2874%3,613
All other 1-4 family - Percent of loans charged-off, net-0.0191%4,096
Percentage Net Loans Charged-off: Commercial and industrial0.1311%631
Percentage Net Loans Charged-off: Loans to individuals1.5380%241
Percentage Net Loans Charged-off: Credit card loans2.9644%114
Percentage Net Loans Charged-off: Other loans to individual0.0707%1,618
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3600%236
Percentage Net Loans Charged-off: Total real estate loans-0.0286%4,385
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate0.0547%234
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.0576%4,502
Percentage Net Loans Charged-off: Home equity loans-0.3605%3,638
All other 1-4 family - Percent of loans charged-off, net-0.0114%4,038
Percentage Net Loans Charged-off: Commercial and industrial0.1628%467
Percentage Net Loans Charged-off: Loans to individuals1.7997%240
Percentage Net Loans Charged-off: Credit card loans3.3480%110
Percentage Net Loans Charged-off: Other loans to individual0.1721%1,172
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4204%401
Percentage Net Loans Charged-off: Total real estate loans0.0545%953
Percentage Net Loans Charged-off:Construction & development0.0859%212
Percentage Net Loans Charged-off: Commercial real estate0.2398%358
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0385%4,465
Percentage Net Loans Charged-off: Home equity loans-0.1616%3,650
All other 1-4 family - Percent of loans charged-off, net-0.0188%4,254
Percentage Net Loans Charged-off: Commercial and industrial0.3500%846
Percentage Net Loans Charged-off: Loans to individuals1.5571%365
Percentage Net Loans Charged-off: Credit card loans2.7170%197
Percentage Net Loans Charged-off: Other loans to individual0.1589%2,114
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%41
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4351%364
Percentage Net Loans Charged-off: Total real estate loans0.0437%869
Percentage Net Loans Charged-off:Construction & development0.1161%160
Percentage Net Loans Charged-off: Commercial real estate0.2095%300
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential-0.0343%4,466
Percentage Net Loans Charged-off: Home equity loans-0.1286%3,654
All other 1-4 family - Percent of loans charged-off, net-0.0190%4,290
Percentage Net Loans Charged-off: Commercial and industrial0.3341%771
Percentage Net Loans Charged-off: Loans to individuals1.6841%311
Percentage Net Loans Charged-off: Credit card loans2.9308%181
Percentage Net Loans Charged-off: Other loans to individual0.1469%2,046
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4505%351
Percentage Net Loans Charged-off: Total real estate loans0.0198%1,051
Percentage Net Loans Charged-off:Construction & development0.1992%91
Percentage Net Loans Charged-off: Commercial real estate0.0512%442
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential-0.0340%4,484
Percentage Net Loans Charged-off: Home equity loans-0.1000%3,636
All other 1-4 family - Percent of loans charged-off, net-0.0232%4,396
Percentage Net Loans Charged-off: Commercial and industrial0.3385%721
Percentage Net Loans Charged-off: Loans to individuals1.8355%327
Percentage Net Loans Charged-off: Credit card loans3.1431%188
Percentage Net Loans Charged-off: Other loans to individual0.1753%1,901
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4439%328
Percentage Net Loans Charged-off: Total real estate loans-0.0045%3,947
Percentage Net Loans Charged-off:Construction & development0.0450%93
Percentage Net Loans Charged-off: Commercial real estate0.0064%400
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0192%4,340
Percentage Net Loans Charged-off: Home equity loans-0.1041%3,654
All other 1-4 family - Percent of loans charged-off, net-0.0052%4,009
Percentage Net Loans Charged-off: Commercial and industrial0.2966%601
Percentage Net Loans Charged-off: Loans to individuals1.9326%372
Percentage Net Loans Charged-off: Credit card loans3.2507%173
Percentage Net Loans Charged-off: Other loans to individual0.2097%1,720
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3816%516
Percentage Net Loans Charged-off: Total real estate loans-0.1095%4,933
Percentage Net Loans Charged-off:Construction & development0.0000%402
Percentage Net Loans Charged-off: Commercial real estate0.0482%766
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.1592%4,949
Percentage Net Loans Charged-off: Home equity loans-0.5448%3,830
All other 1-4 family - Percent of loans charged-off, net-0.0829%4,827
Percentage Net Loans Charged-off: Commercial and industrial0.2092%1,426
Percentage Net Loans Charged-off: Loans to individuals1.8653%365
Percentage Net Loans Charged-off: Credit card loans3.0844%208
Percentage Net Loans Charged-off: Other loans to individual0.2686%2,084
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3776%443
Percentage Net Loans Charged-off: Total real estate loans-0.1525%5,048
Percentage Net Loans Charged-off:Construction & development0.0162%260
Percentage Net Loans Charged-off: Commercial real estate0.0313%664
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential-0.2092%5,050
Percentage Net Loans Charged-off: Home equity loans-0.6967%3,884
All other 1-4 family - Percent of loans charged-off, net-0.1089%4,957
Percentage Net Loans Charged-off: Commercial and industrial0.2376%1,090
Percentage Net Loans Charged-off: Loans to individuals1.8891%344
Percentage Net Loans Charged-off: Credit card loans3.1176%189
Percentage Net Loans Charged-off: Other loans to individual0.2887%1,875
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3984%420
Percentage Net Loans Charged-off: Total real estate loans-0.0887%5,006
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate0.0477%472
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.1289%5,017
Percentage Net Loans Charged-off: Home equity loans-0.5972%3,905
All other 1-4 family - Percent of loans charged-off, net-0.0284%4,620
Percentage Net Loans Charged-off: Commercial and industrial0.2282%973
Percentage Net Loans Charged-off: Loans to individuals1.9010%339
Percentage Net Loans Charged-off: Credit card loans3.1689%189
Percentage Net Loans Charged-off: Other loans to individual0.2493%1,825
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4237%358
Percentage Net Loans Charged-off: Total real estate loans0.0025%1,197
Percentage Net Loans Charged-off:Construction & development0.0493%118
Percentage Net Loans Charged-off: Commercial real estate0.0340%329
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential-0.0065%4,232
Percentage Net Loans Charged-off: Home equity loans0.1518%118
All other 1-4 family - Percent of loans charged-off, net-0.0418%4,823
Percentage Net Loans Charged-off: Commercial and industrial0.2165%697
Percentage Net Loans Charged-off: Loans to individuals1.8903%368
Percentage Net Loans Charged-off: Credit card loans3.1106%190
Percentage Net Loans Charged-off: Other loans to individual0.2905%1,571
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4008%463
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,343
Percentage Net Loans Charged-off:Construction & development0.0000%424
Percentage Net Loans Charged-off: Commercial real estate0.0153%954
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential-0.0037%4,229
Percentage Net Loans Charged-off: Home equity loans0.0450%437
All other 1-4 family - Percent of loans charged-off, net-0.0157%4,564
Percentage Net Loans Charged-off: Commercial and industrial0.1816%1,371
Percentage Net Loans Charged-off: Loans to individuals1.7754%389
Percentage Net Loans Charged-off: Credit card loans2.9631%212
Percentage Net Loans Charged-off: Other loans to individual0.2541%2,139
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4047%401
Percentage Net Loans Charged-off: Total real estate loans0.0061%1,791
Percentage Net Loans Charged-off:Construction & development-0.0150%4,403
Percentage Net Loans Charged-off: Commercial real estate0.0205%714
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.0038%1,713
Percentage Net Loans Charged-off: Home equity loans0.0644%329
All other 1-4 family - Percent of loans charged-off, net-0.0115%4,469
Percentage Net Loans Charged-off: Commercial and industrial0.1827%1,144
Percentage Net Loans Charged-off: Loans to individuals1.7839%363
Percentage Net Loans Charged-off: Credit card loans2.9977%196
Percentage Net Loans Charged-off: Other loans to individual0.2452%1,976
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4087%379
Percentage Net Loans Charged-off: Total real estate loans0.0166%1,300
Percentage Net Loans Charged-off:Construction & development-0.0446%4,597
Percentage Net Loans Charged-off: Commercial real estate0.0137%597
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.0203%1,244
Percentage Net Loans Charged-off: Home equity loans0.1307%220
All other 1-4 family - Percent of loans charged-off, net-0.0082%4,410
Percentage Net Loans Charged-off: Commercial and industrial0.1719%1,002
Percentage Net Loans Charged-off: Loans to individuals1.8037%345
Percentage Net Loans Charged-off: Credit card loans3.0296%189
Percentage Net Loans Charged-off: Other loans to individual0.2620%1,806
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3924%397
Percentage Net Loans Charged-off: Total real estate loans0.0209%961
Percentage Net Loans Charged-off:Construction & development0.0444%124
Percentage Net Loans Charged-off: Commercial real estate-0.0276%5,064
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.0309%875
Percentage Net Loans Charged-off: Home equity loans0.2259%131
All other 1-4 family - Percent of loans charged-off, net-0.0205%4,759
Percentage Net Loans Charged-off: Commercial and industrial0.1269%790
Percentage Net Loans Charged-off: Loans to individuals1.7735%420
Percentage Net Loans Charged-off: Credit card loans2.9542%187
Percentage Net Loans Charged-off: Other loans to individual0.3085%1,569
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4386%556
Percentage Net Loans Charged-off: Total real estate loans0.0386%1,692
Percentage Net Loans Charged-off:Construction & development0.1103%330
Percentage Net Loans Charged-off: Commercial real estate0.0257%1,068
Percentage Net Loans Charged-off: Multi-family residential0.0174%151
Percentage Net Loans Charged-off: 1-4 family residential0.0408%1,654
Percentage Net Loans Charged-off: Home equity loans0.3219%183
All other 1-4 family - Percent of loans charged-off, net-0.0434%5,114
Percentage Net Loans Charged-off: Commercial and industrial0.3375%1,212
Percentage Net Loans Charged-off: Loans to individuals1.6380%460
Percentage Net Loans Charged-off: Credit card loans2.8102%222
Percentage Net Loans Charged-off: Other loans to individual0.2539%2,376
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%42
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4049%524
Percentage Net Loans Charged-off: Total real estate loans0.0491%1,302
Percentage Net Loans Charged-off:Construction & development0.0295%346
Percentage Net Loans Charged-off: Commercial real estate0.0273%822
Percentage Net Loans Charged-off: Multi-family residential0.0230%109
Percentage Net Loans Charged-off: 1-4 family residential0.0568%1,316
Percentage Net Loans Charged-off: Home equity loans0.3897%145
All other 1-4 family - Percent of loans charged-off, net-0.0454%5,144
Percentage Net Loans Charged-off: Commercial and industrial0.2193%1,178
Percentage Net Loans Charged-off: Loans to individuals1.6255%461
Percentage Net Loans Charged-off: Credit card loans2.8306%214
Percentage Net Loans Charged-off: Other loans to individual0.2203%2,294
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4096%498
Percentage Net Loans Charged-off: Total real estate loans0.0670%1,013
Percentage Net Loans Charged-off:Construction & development0.0000%340
Percentage Net Loans Charged-off: Commercial real estate0.0273%674
Percentage Net Loans Charged-off: Multi-family residential0.0341%76
Percentage Net Loans Charged-off: 1-4 family residential0.0813%1,002
Percentage Net Loans Charged-off: Home equity loans0.3432%148
All other 1-4 family - Percent of loans charged-off, net-0.0011%4,414
Percentage Net Loans Charged-off: Commercial and industrial0.2047%1,026
Percentage Net Loans Charged-off: Loans to individuals1.6393%440
Percentage Net Loans Charged-off: Credit card loans2.9161%210
Percentage Net Loans Charged-off: Other loans to individual0.1565%2,319
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4157%442
Percentage Net Loans Charged-off: Total real estate loans0.0917%700
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate-0.0069%4,966
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.1230%676
Percentage Net Loans Charged-off: Home equity loans0.3686%137
All other 1-4 family - Percent of loans charged-off, net0.0440%949
Percentage Net Loans Charged-off: Commercial and industrial0.1722%765
Percentage Net Loans Charged-off: Loans to individuals1.6650%462
Percentage Net Loans Charged-off: Credit card loans2.8713%220
Percentage Net Loans Charged-off: Other loans to individual0.2667%1,750
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%25
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4260%609
Percentage Net Loans Charged-off: Total real estate loans0.1506%900
Percentage Net Loans Charged-off:Construction & development0.0966%404
Percentage Net Loans Charged-off: Commercial real estate-0.0264%5,155
Percentage Net Loans Charged-off: Multi-family residential-0.0162%4,579
Percentage Net Loans Charged-off: 1-4 family residential0.2016%776
Percentage Net Loans Charged-off: Home equity loans0.5565%147
All other 1-4 family - Percent of loans charged-off, net0.0761%1,516
Percentage Net Loans Charged-off: Commercial and industrial0.2025%1,538
Percentage Net Loans Charged-off: Loans to individuals1.5968%499
Percentage Net Loans Charged-off: Credit card loans2.5260%245
Percentage Net Loans Charged-off: Other loans to individual0.4382%1,850
Percentage Net Loans Charged-off: All other loans and lease0.0160%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4370%492
Percentage Net Loans Charged-off: Total real estate loans0.1730%687
Percentage Net Loans Charged-off:Construction & development0.0853%344
Percentage Net Loans Charged-off: Commercial real estate-0.0399%5,295
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.2343%617
Percentage Net Loans Charged-off: Home equity loans0.6025%131
All other 1-4 family - Percent of loans charged-off, net0.1017%1,164
Percentage Net Loans Charged-off: Commercial and industrial0.2164%1,220
Percentage Net Loans Charged-off: Loans to individuals1.5821%445
Percentage Net Loans Charged-off: Credit card loans2.5012%235
Percentage Net Loans Charged-off: Other loans to individual0.4190%1,635
Percentage Net Loans Charged-off: All other loans and lease0.0187%1,293
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%36
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4584%490
Percentage Net Loans Charged-off: Total real estate loans0.2115%584
Percentage Net Loans Charged-off:Construction & development0.0841%283
Percentage Net Loans Charged-off: Commercial real estate0.0035%933
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.2753%541
Percentage Net Loans Charged-off: Home equity loans0.6339%137
All other 1-4 family - Percent of loans charged-off, net0.1434%881
Percentage Net Loans Charged-off: Commercial and industrial0.2267%1,066
Percentage Net Loans Charged-off: Loans to individuals1.6036%442
Percentage Net Loans Charged-off: Credit card loans2.5579%219
Percentage Net Loans Charged-off: Other loans to individual0.3920%1,605
Percentage Net Loans Charged-off: All other loans and lease0.0200%1,106
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4809%462
Percentage Net Loans Charged-off: Total real estate loans0.2338%459
Percentage Net Loans Charged-off:Construction & development0.2897%147
Percentage Net Loans Charged-off: Commercial real estate-0.0491%5,546
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.3096%457
Percentage Net Loans Charged-off: Home equity loans0.5840%136
All other 1-4 family - Percent of loans charged-off, net0.2070%590
Percentage Net Loans Charged-off: Commercial and industrial0.2676%740
Percentage Net Loans Charged-off: Loans to individuals1.6417%480
Percentage Net Loans Charged-off: Credit card loans2.5802%220
Percentage Net Loans Charged-off: Other loans to individual0.4316%1,351
Percentage Net Loans Charged-off: All other loans and lease-0.0027%5,054
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4951%541
Percentage Net Loans Charged-off: Total real estate loans0.3180%571
Percentage Net Loans Charged-off:Construction & development0.3448%414
Percentage Net Loans Charged-off: Commercial real estate0.0280%1,397
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.3841%544
Percentage Net Loans Charged-off: Home equity loans0.7580%178
All other 1-4 family - Percent of loans charged-off, net0.2455%896
Percentage Net Loans Charged-off: Commercial and industrial0.1827%1,619
Percentage Net Loans Charged-off: Loans to individuals1.5905%425
Percentage Net Loans Charged-off: Credit card loans2.5224%242
Percentage Net Loans Charged-off: Other loans to individual0.3946%1,768
Percentage Net Loans Charged-off: All other loans and lease0.0061%1,415
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4872%497
Percentage Net Loans Charged-off: Total real estate loans0.3210%541
Percentage Net Loans Charged-off:Construction & development0.4040%359
Percentage Net Loans Charged-off: Commercial real estate0.0166%1,264
Percentage Net Loans Charged-off: Multi-family residential-0.0242%4,786
Percentage Net Loans Charged-off: 1-4 family residential0.3846%495
Percentage Net Loans Charged-off: Home equity loans0.6867%196
All other 1-4 family - Percent of loans charged-off, net0.2729%744
Percentage Net Loans Charged-off: Commercial and industrial0.1334%1,481
Percentage Net Loans Charged-off: Loans to individuals1.5925%402
Percentage Net Loans Charged-off: Credit card loans2.5470%222
Percentage Net Loans Charged-off: Other loans to individual0.3770%1,667
Percentage Net Loans Charged-off: All other loans and lease0.0073%1,268
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%33
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5185%478
Percentage Net Loans Charged-off: Total real estate loans0.3947%444
Percentage Net Loans Charged-off:Construction & development0.2130%364
Percentage Net Loans Charged-off: Commercial real estate0.0467%942
Percentage Net Loans Charged-off: Multi-family residential0.1484%126
Percentage Net Loans Charged-off: 1-4 family residential0.4709%432
Percentage Net Loans Charged-off: Home equity loans0.7353%200
All other 1-4 family - Percent of loans charged-off, net0.3747%562
Percentage Net Loans Charged-off: Commercial and industrial0.1067%1,344
Percentage Net Loans Charged-off: Loans to individuals1.6340%410
Percentage Net Loans Charged-off: Credit card loans2.6177%206
Percentage Net Loans Charged-off: Other loans to individual0.3640%1,575
Percentage Net Loans Charged-off: All other loans and lease0.0047%1,125
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5535%447
Percentage Net Loans Charged-off: Total real estate loans0.4294%393
Percentage Net Loans Charged-off:Construction & development0.3417%240
Percentage Net Loans Charged-off: Commercial real estate0.0599%599
Percentage Net Loans Charged-off: Multi-family residential0.0736%98
Percentage Net Loans Charged-off: 1-4 family residential0.5072%406
Percentage Net Loans Charged-off: Home equity loans0.7717%162
All other 1-4 family - Percent of loans charged-off, net0.4116%489
Percentage Net Loans Charged-off: Commercial and industrial0.1196%886
Percentage Net Loans Charged-off: Loans to individuals1.7002%431
Percentage Net Loans Charged-off: Credit card loans2.6694%210
Percentage Net Loans Charged-off: Other loans to individual0.4349%1,303
Percentage Net Loans Charged-off: All other loans and lease0.0162%873
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4964%830
Percentage Net Loans Charged-off: Total real estate loans0.1832%1,590
Percentage Net Loans Charged-off:Construction & development-0.4136%5,559
Percentage Net Loans Charged-off: Commercial real estate-0.0254%5,694
Percentage Net Loans Charged-off: Multi-family residential0.0167%390
Percentage Net Loans Charged-off: 1-4 family residential0.2407%1,402
Percentage Net Loans Charged-off: Home equity loans1.0810%203
All other 1-4 family - Percent of loans charged-off, net-0.0470%5,955
Percentage Net Loans Charged-off: Commercial and industrial0.1941%1,839
Percentage Net Loans Charged-off: Loans to individuals1.8513%441
Percentage Net Loans Charged-off: Credit card loans2.8478%226
Percentage Net Loans Charged-off: Other loans to individual0.5200%1,636
Percentage Net Loans Charged-off: All other loans and lease-0.0072%5,298
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%54
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1779%2,028
Percentage Net Loans Charged-off: Total real estate loans0.2297%1,222
Percentage Net Loans Charged-off:Construction & development-0.4369%5,632
Percentage Net Loans Charged-off: Commercial real estate-0.0477%5,885
Percentage Net Loans Charged-off: Multi-family residential0.0219%329
Percentage Net Loans Charged-off: 1-4 family residential0.3015%1,089
Percentage Net Loans Charged-off: Home equity loans1.0091%218
All other 1-4 family - Percent of loans charged-off, net0.0621%2,402
Percentage Net Loans Charged-off: Commercial and industrial0.0929%1,895
Percentage Net Loans Charged-off: Loans to individuals0.4552%1,791
Percentage Net Loans Charged-off: Credit card loans0.0000%720
Percentage Net Loans Charged-off: Other loans to individual0.4553%1,645
Percentage Net Loans Charged-off: All other loans and lease-0.0098%5,383
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1964%1,847
Percentage Net Loans Charged-off: Total real estate loans0.2786%1,076
Percentage Net Loans Charged-off:Construction & development-0.8564%5,787
Percentage Net Loans Charged-off: Commercial real estate-0.0582%5,991
Percentage Net Loans Charged-off: Multi-family residential0.0322%252
Percentage Net Loans Charged-off: 1-4 family residential0.3769%889
Percentage Net Loans Charged-off: Home equity loans1.1277%179
All other 1-4 family - Percent of loans charged-off, net0.1263%1,767
Percentage Net Loans Charged-off: Commercial and industrial0.0714%1,716
Percentage Net Loans Charged-off: Loans to individuals0.4586%1,610
Percentage Net Loans Charged-off: Credit card loans0.0000%642
Percentage Net Loans Charged-off: Other loans to individual0.4587%1,481
Percentage Net Loans Charged-off: All other loans and lease-0.0129%5,444
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2516%1,319
Percentage Net Loans Charged-off: Total real estate loans0.3731%758
Percentage Net Loans Charged-off:Construction & development-0.9809%5,842
Percentage Net Loans Charged-off: Commercial real estate-0.0501%6,094
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.4960%647
Percentage Net Loans Charged-off: Home equity loans1.2523%141
All other 1-4 family - Percent of loans charged-off, net0.2453%1,007
Percentage Net Loans Charged-off: Commercial and industrial0.0688%1,162
Percentage Net Loans Charged-off: Loans to individuals0.5422%1,391
Percentage Net Loans Charged-off: Credit card loans0.0000%507
Percentage Net Loans Charged-off: Other loans to individual0.5423%1,279
Percentage Net Loans Charged-off: All other loans and lease-0.0064%5,445
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4412%1,505
Percentage Net Loans Charged-off: Total real estate loans0.7025%767
Percentage Net Loans Charged-off:Construction & development0.4011%1,158
Percentage Net Loans Charged-off: Commercial real estate0.3266%1,374
Percentage Net Loans Charged-off: Multi-family residential0.0764%523
Percentage Net Loans Charged-off: 1-4 family residential0.7756%679
Percentage Net Loans Charged-off: Home equity loans1.7187%194
All other 1-4 family - Percent of loans charged-off, net0.4677%1,160
Percentage Net Loans Charged-off: Commercial and industrial0.1195%2,478
Percentage Net Loans Charged-off: Loans to individuals0.5673%1,892
Percentage Net Loans Charged-off: Credit card loans0.0000%806
Percentage Net Loans Charged-off: Other loans to individual0.5674%1,767
Percentage Net Loans Charged-off: All other loans and lease-0.0195%5,575
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%77
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4795%1,336
Percentage Net Loans Charged-off: Total real estate loans0.7647%663
Percentage Net Loans Charged-off:Construction & development0.6631%895
Percentage Net Loans Charged-off: Commercial real estate0.3857%1,110
Percentage Net Loans Charged-off: Multi-family residential0.1322%404
Percentage Net Loans Charged-off: 1-4 family residential0.8300%628
Percentage Net Loans Charged-off: Home equity loans1.8345%201
All other 1-4 family - Percent of loans charged-off, net0.5025%1,024
Percentage Net Loans Charged-off: Commercial and industrial0.1362%2,144
Percentage Net Loans Charged-off: Loans to individuals0.5503%1,750
Percentage Net Loans Charged-off: Credit card loans0.0000%736
Percentage Net Loans Charged-off: Other loans to individual0.5504%1,633
Percentage Net Loans Charged-off: All other loans and lease-0.0173%5,616
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5534%1,192
Percentage Net Loans Charged-off: Total real estate loans0.8930%607
Percentage Net Loans Charged-off:Construction & development1.0158%702
Percentage Net Loans Charged-off: Commercial real estate0.4564%939
Percentage Net Loans Charged-off: Multi-family residential0.2085%308
Percentage Net Loans Charged-off: 1-4 family residential0.9597%550
Percentage Net Loans Charged-off: Home equity loans2.1582%186
All other 1-4 family - Percent of loans charged-off, net0.5690%922
Percentage Net Loans Charged-off: Commercial and industrial0.1378%1,878
Percentage Net Loans Charged-off: Loans to individuals0.5720%1,632
Percentage Net Loans Charged-off: Credit card loans0.0000%668
Percentage Net Loans Charged-off: Other loans to individual0.5720%1,515
Percentage Net Loans Charged-off: All other loans and lease-0.0308%5,684
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%58
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6421%950
Percentage Net Loans Charged-off: Total real estate loans1.0640%487
Percentage Net Loans Charged-off:Construction & development1.1728%533
Percentage Net Loans Charged-off: Commercial real estate0.6788%591
Percentage Net Loans Charged-off: Multi-family residential0.0864%253
Percentage Net Loans Charged-off: 1-4 family residential1.1316%468
Percentage Net Loans Charged-off: Home equity loans2.4877%142
All other 1-4 family - Percent of loans charged-off, net0.6547%777
Percentage Net Loans Charged-off: Commercial and industrial0.1189%1,410
Percentage Net Loans Charged-off: Loans to individuals0.6387%1,399
Percentage Net Loans Charged-off: Credit card loans0.0000%554
Percentage Net Loans Charged-off: Other loans to individual0.6387%1,270
Percentage Net Loans Charged-off: All other loans and lease-0.0347%5,734
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0920%969
Percentage Net Loans Charged-off: Total real estate loans1.7073%441
Percentage Net Loans Charged-off:Construction & development1.2787%1,351
Percentage Net Loans Charged-off: Commercial real estate0.6799%1,247
Percentage Net Loans Charged-off: Multi-family residential0.0844%770
Percentage Net Loans Charged-off: 1-4 family residential1.8741%377
Percentage Net Loans Charged-off: Home equity loans3.2782%179
All other 1-4 family - Percent of loans charged-off, net1.3524%622
Percentage Net Loans Charged-off: Commercial and industrial0.2693%2,590
Percentage Net Loans Charged-off: Loans to individuals0.7508%1,758
Percentage Net Loans Charged-off: Credit card loans0.0000%887
Percentage Net Loans Charged-off: Other loans to individual0.7509%1,622
Percentage Net Loans Charged-off: All other loans and lease-0.0106%5,825
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%125
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1488%875
Percentage Net Loans Charged-off: Total real estate loans1.7913%403
Percentage Net Loans Charged-off:Construction & development1.1773%1,305
Percentage Net Loans Charged-off: Commercial real estate0.7569%1,047
Percentage Net Loans Charged-off: Multi-family residential0.0707%684
Percentage Net Loans Charged-off: 1-4 family residential1.9665%363
Percentage Net Loans Charged-off: Home equity loans3.4585%169
All other 1-4 family - Percent of loans charged-off, net1.4081%590
Percentage Net Loans Charged-off: Commercial and industrial0.2936%2,239
Percentage Net Loans Charged-off: Loans to individuals0.6593%1,797
Percentage Net Loans Charged-off: Credit card loans0.0000%811
Percentage Net Loans Charged-off: Other loans to individual0.6594%1,654
Percentage Net Loans Charged-off: All other loans and lease-0.0144%5,893
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0519%1,044
Percentage Net Loans Charged-off: Total real estate loans1.6125%554
Percentage Net Loans Charged-off:Construction & development0.9232%1,317
Percentage Net Loans Charged-off: Commercial real estate0.8851%858
Percentage Net Loans Charged-off: Multi-family residential0.0076%583
Percentage Net Loans Charged-off: 1-4 family residential1.7527%442
Percentage Net Loans Charged-off: Home equity loans2.7393%216
All other 1-4 family - Percent of loans charged-off, net1.3808%615
Percentage Net Loans Charged-off: Commercial and industrial0.2783%2,076
Percentage Net Loans Charged-off: Loans to individuals0.6369%1,762
Percentage Net Loans Charged-off: Credit card loans0.0000%735
Percentage Net Loans Charged-off: Other loans to individual0.6369%1,625
Percentage Net Loans Charged-off: All other loans and lease0.0077%1,249
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%96
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0988%939
Percentage Net Loans Charged-off: Total real estate loans1.7041%507
Percentage Net Loans Charged-off:Construction & development0.8458%1,012
Percentage Net Loans Charged-off: Commercial real estate1.0228%659
Percentage Net Loans Charged-off: Multi-family residential-0.2438%5,618
Percentage Net Loans Charged-off: 1-4 family residential1.8528%424
Percentage Net Loans Charged-off: Home equity loans2.7321%219
All other 1-4 family - Percent of loans charged-off, net1.5210%550
Percentage Net Loans Charged-off: Commercial and industrial0.2356%1,562
Percentage Net Loans Charged-off: Loans to individuals0.6888%1,496
Percentage Net Loans Charged-off: Credit card loans0.0000%576
Percentage Net Loans Charged-off: Other loans to individual0.6888%1,362
Percentage Net Loans Charged-off: All other loans and lease-0.0575%6,067
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2668%1,309
Percentage Net Loans Charged-off: Total real estate loans1.9221%695
Percentage Net Loans Charged-off:Construction & development2.6154%1,515
Percentage Net Loans Charged-off: Commercial real estate0.9319%1,330
Percentage Net Loans Charged-off: Multi-family residential0.7643%670
Percentage Net Loans Charged-off: 1-4 family residential2.0235%536
Percentage Net Loans Charged-off: Home equity loans3.0826%281
All other 1-4 family - Percent of loans charged-off, net1.6118%762
Percentage Net Loans Charged-off: Commercial and industrial0.1893%3,491
Percentage Net Loans Charged-off: Loans to individuals0.7500%2,111
Percentage Net Loans Charged-off: Credit card loans0.0000%959
Percentage Net Loans Charged-off: Other loans to individual0.6913%1,980
Percentage Net Loans Charged-off: All other loans and lease0.0304%1,568
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%114
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2898%1,199
Percentage Net Loans Charged-off: Total real estate loans1.9579%620
Percentage Net Loans Charged-off:Construction & development2.6412%1,348
Percentage Net Loans Charged-off: Commercial real estate0.9261%1,116
Percentage Net Loans Charged-off: Multi-family residential0.7201%568
Percentage Net Loans Charged-off: 1-4 family residential2.0648%496
Percentage Net Loans Charged-off: Home equity loans3.2343%247
All other 1-4 family - Percent of loans charged-off, net1.6078%697
Percentage Net Loans Charged-off: Commercial and industrial0.1901%3,086
Percentage Net Loans Charged-off: Loans to individuals0.7007%2,039
Percentage Net Loans Charged-off: Credit card loans0.0000%902
Percentage Net Loans Charged-off: Other loans to individual0.6338%1,920
Percentage Net Loans Charged-off: All other loans and lease-0.0169%5,957
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%102
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2898%1,201
Percentage Net Loans Charged-off: Total real estate loans1.9519%652
Percentage Net Loans Charged-off:Construction & development2.7125%1,207
Percentage Net Loans Charged-off: Commercial real estate0.5682%1,422
Percentage Net Loans Charged-off: Multi-family residential0.9220%441
Percentage Net Loans Charged-off: 1-4 family residential2.0924%506
Percentage Net Loans Charged-off: Home equity loans3.2789%270
All other 1-4 family - Percent of loans charged-off, net1.6208%716
Percentage Net Loans Charged-off: Commercial and industrial0.1684%2,789
Percentage Net Loans Charged-off: Loans to individuals0.7044%1,936
Percentage Net Loans Charged-off: Credit card loans0.0000%808
Percentage Net Loans Charged-off: Other loans to individual0.6188%1,810
Percentage Net Loans Charged-off: All other loans and lease-0.0220%6,011
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2667%1,093
Percentage Net Loans Charged-off: Total real estate loans1.9009%606
Percentage Net Loans Charged-off:Construction & development3.4082%775
Percentage Net Loans Charged-off: Commercial real estate0.7218%936
Percentage Net Loans Charged-off: Multi-family residential0.6097%319
Percentage Net Loans Charged-off: 1-4 family residential1.9719%521
Percentage Net Loans Charged-off: Home equity loans3.0380%257
All other 1-4 family - Percent of loans charged-off, net1.5383%644
Percentage Net Loans Charged-off: Commercial and industrial0.0878%2,190
Percentage Net Loans Charged-off: Loans to individuals0.8373%1,558
Percentage Net Loans Charged-off: Credit card loans0.0000%649
Percentage Net Loans Charged-off: Other loans to individual0.6946%1,445
Percentage Net Loans Charged-off: All other loans and lease0.0390%921
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%61
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7990%1,170
Percentage Net Loans Charged-off: Total real estate loans2.4796%698
Percentage Net Loans Charged-off:Construction & development4.2367%1,413
Percentage Net Loans Charged-off: Commercial real estate1.3419%984
Percentage Net Loans Charged-off: Multi-family residential0.7494%774
Percentage Net Loans Charged-off: 1-4 family residential2.5371%460
Percentage Net Loans Charged-off: Home equity loans4.2696%202
All other 1-4 family - Percent of loans charged-off, net1.7493%791
Percentage Net Loans Charged-off: Commercial and industrial0.6901%2,989
Percentage Net Loans Charged-off: Loans to individuals1.0437%2,081
Percentage Net Loans Charged-off: Credit card loans0.0000%1,060
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2069%1,381
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%165
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.9183%994
Percentage Net Loans Charged-off: Total real estate loans2.6364%584
Percentage Net Loans Charged-off:Construction & development4.4438%1,231
Percentage Net Loans Charged-off: Commercial real estate1.4614%813
Percentage Net Loans Charged-off: Multi-family residential0.7400%632
Percentage Net Loans Charged-off: 1-4 family residential2.6994%389
Percentage Net Loans Charged-off: Home equity loans4.5971%177
All other 1-4 family - Percent of loans charged-off, net1.8183%688
Percentage Net Loans Charged-off: Commercial and industrial0.7878%2,503
Percentage Net Loans Charged-off: Loans to individuals1.0439%1,913
Percentage Net Loans Charged-off: Credit card loans0.0000%993
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1884%1,287
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%143
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.1555%835
Percentage Net Loans Charged-off: Total real estate loans2.9887%484
Percentage Net Loans Charged-off:Construction & development5.1028%990
Percentage Net Loans Charged-off: Commercial real estate1.3891%760
Percentage Net Loans Charged-off: Multi-family residential1.0165%468
Percentage Net Loans Charged-off: 1-4 family residential3.0870%335
Percentage Net Loans Charged-off: Home equity loans5.1339%159
All other 1-4 family - Percent of loans charged-off, net2.1301%559
Percentage Net Loans Charged-off: Commercial and industrial0.8455%2,170
Percentage Net Loans Charged-off: Loans to individuals1.0613%1,810
Percentage Net Loans Charged-off: Credit card loans0.0000%903
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1761%1,135
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.3814%705
Percentage Net Loans Charged-off: Total real estate loans3.2789%418
Percentage Net Loans Charged-off:Construction & development5.5296%729
Percentage Net Loans Charged-off: Commercial real estate1.1233%710
Percentage Net Loans Charged-off: Multi-family residential0.4591%354
Percentage Net Loans Charged-off: 1-4 family residential3.4587%282
Percentage Net Loans Charged-off: Home equity loans5.8412%133
All other 1-4 family - Percent of loans charged-off, net2.3418%477
Percentage Net Loans Charged-off: Commercial and industrial0.9691%1,580
Percentage Net Loans Charged-off: Loans to individuals1.2408%1,539
Percentage Net Loans Charged-off: Credit card loans0.0000%753
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1506%945
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.2982%1,014
Percentage Net Loans Charged-off: Total real estate loans2.7470%706
Percentage Net Loans Charged-off:Construction & development6.3478%993
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,404
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential2.8753%413
Percentage Net Loans Charged-off: Home equity loans4.5775%215
All other 1-4 family - Percent of loans charged-off, net2.0713%634
Percentage Net Loans Charged-off: Commercial and industrial1.7622%2,067
Percentage Net Loans Charged-off: Loans to individuals1.3641%2,086
Percentage Net Loans Charged-off: Credit card loans0.0000%1,179
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3560%868
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.3455%793
Percentage Net Loans Charged-off: Total real estate loans2.9240%512
Percentage Net Loans Charged-off:Construction & development6.2005%808
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,820
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential3.1101%319
Percentage Net Loans Charged-off: Home equity loans4.7588%180
All other 1-4 family - Percent of loans charged-off, net2.3108%456
Percentage Net Loans Charged-off: Commercial and industrial1.6791%1,754
Percentage Net Loans Charged-off: Loans to individuals1.3695%1,880
Percentage Net Loans Charged-off: Credit card loans0.0000%1,103
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.0829%813
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.1892%835
Percentage Net Loans Charged-off: Total real estate loans2.7073%510
Percentage Net Loans Charged-off:Construction & development5.3164%793
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential2.9174%321
Percentage Net Loans Charged-off: Home equity loans4.3943%179
All other 1-4 family - Percent of loans charged-off, net2.2022%461
Percentage Net Loans Charged-off: Commercial and industrial1.4478%1,619
Percentage Net Loans Charged-off: Loans to individuals1.6372%1,471
Percentage Net Loans Charged-off: Credit card loans0.0000%1,008
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9997%755
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0828%694
Percentage Net Loans Charged-off: Total real estate loans2.8259%398
Percentage Net Loans Charged-off:Construction & development4.2795%637
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential3.2933%229
Percentage Net Loans Charged-off: Home equity loans4.4263%142
All other 1-4 family - Percent of loans charged-off, net2.6241%290
Percentage Net Loans Charged-off: Commercial and industrial1.0784%1,382
Percentage Net Loans Charged-off: Loans to individuals1.8392%1,255
Percentage Net Loans Charged-off: Credit card loans0.0000%800
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6500%699
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0120%1,219
Percentage Net Loans Charged-off: Total real estate loans1.2666%736
Percentage Net Loans Charged-off:Construction & development2.4501%964
Percentage Net Loans Charged-off: Commercial real estate0.0239%2,173
Percentage Net Loans Charged-off: Multi-family residential0.0199%531
Percentage Net Loans Charged-off: 1-4 family residential1.4157%421
Percentage Net Loans Charged-off: Home equity loans2.4822%216
All other 1-4 family - Percent of loans charged-off, net0.9195%642
Percentage Net Loans Charged-off: Commercial and industrial0.6072%2,458
Percentage Net Loans Charged-off: Loans to individuals1.1442%1,978
Percentage Net Loans Charged-off: Credit card loans0.0000%1,198
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4984%1,037
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8431%1,030
Percentage Net Loans Charged-off: Total real estate loans1.0907%587
Percentage Net Loans Charged-off:Construction & development1.9521%727
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential1.2398%362
Percentage Net Loans Charged-off: Home equity loans2.3195%177
All other 1-4 family - Percent of loans charged-off, net0.7629%581
Percentage Net Loans Charged-off: Commercial and industrial0.4196%2,213
Percentage Net Loans Charged-off: Loans to individuals0.8722%2,154
Percentage Net Loans Charged-off: Credit card loans0.0000%1,100
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4403%925
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7159%988
Percentage Net Loans Charged-off: Total real estate loans0.9188%551
Percentage Net Loans Charged-off:Construction & development1.4627%616
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential1.0598%367
Percentage Net Loans Charged-off: Home equity loans2.1189%171
All other 1-4 family - Percent of loans charged-off, net0.6149%610
Percentage Net Loans Charged-off: Commercial and industrial0.3355%1,959
Percentage Net Loans Charged-off: Loans to individuals0.7575%2,183
Percentage Net Loans Charged-off: Credit card loans0.0000%966
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4109%849
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5600%939
Percentage Net Loans Charged-off: Total real estate loans0.6453%525
Percentage Net Loans Charged-off:Construction & development1.4800%367
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.7068%449
Percentage Net Loans Charged-off: Home equity loans1.5179%164
All other 1-4 family - Percent of loans charged-off, net0.3878%682
Percentage Net Loans Charged-off: Commercial and industrial0.2652%1,517
Percentage Net Loans Charged-off: Loans to individuals0.8824%1,698
Percentage Net Loans Charged-off: Credit card loans0.0000%761
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4435%648
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1984%2,656
Percentage Net Loans Charged-off: Total real estate loans0.0915%2,222
Percentage Net Loans Charged-off:Construction & development0.1543%1,082
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.1046%1,851
Percentage Net Loans Charged-off: Home equity loans0.2745%478
All other 1-4 family - Percent of loans charged-off, net0.0466%2,350
Percentage Net Loans Charged-off: Commercial and industrial0.2303%2,630
Percentage Net Loans Charged-off: Loans to individuals0.7400%2,246
Percentage Net Loans Charged-off: Credit card loans0.7408%1,004
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3125%1,045
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1497%2,470
Percentage Net Loans Charged-off: Total real estate loans0.0493%2,104
Percentage Net Loans Charged-off:Construction & development0.1392%680
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0524%1,860
Percentage Net Loans Charged-off: Home equity loans0.1446%474
All other 1-4 family - Percent of loans charged-off, net0.0220%2,115
Percentage Net Loans Charged-off: Commercial and industrial0.1944%2,239
Percentage Net Loans Charged-off: Loans to individuals0.6463%2,179
Percentage Net Loans Charged-off: Credit card loans0.8815%863
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2427%974
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1318%2,350
Percentage Net Loans Charged-off: Total real estate loans0.0308%1,967
Percentage Net Loans Charged-off:Construction & development0.0010%767
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0389%1,632
Percentage Net Loans Charged-off: Home equity loans0.1081%405
All other 1-4 family - Percent of loans charged-off, net0.0168%1,760
Percentage Net Loans Charged-off: Commercial and industrial0.2126%1,801
Percentage Net Loans Charged-off: Loans to individuals0.6053%2,106
Percentage Net Loans Charged-off: Credit card loans1.0423%728
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1959%944
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1346%1,852
Percentage Net Loans Charged-off: Total real estate loans0.0244%1,489
Percentage Net Loans Charged-off:Construction & development0.0409%369
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0286%1,245
Percentage Net Loans Charged-off: Home equity loans0.0851%308
All other 1-4 family - Percent of loans charged-off, net0.0103%1,262
Percentage Net Loans Charged-off: Commercial and industrial0.2014%1,285
Percentage Net Loans Charged-off: Loans to individuals0.7404%1,653
Percentage Net Loans Charged-off: Credit card loans1.4863%576
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1787%733
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1044%3,163
Percentage Net Loans Charged-off: Total real estate loans0.0235%2,605
Percentage Net Loans Charged-off:Construction & development0.0150%736
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0319%2,239
Percentage Net Loans Charged-off: Home equity loans0.0728%517
All other 1-4 family - Percent of loans charged-off, net0.0181%2,338
Percentage Net Loans Charged-off: Commercial and industrial0.1022%2,920
Percentage Net Loans Charged-off: Loans to individuals0.6452%2,336
Percentage Net Loans Charged-off: Credit card loans3.8274%267
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1384%1,169
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0927%2,849
Percentage Net Loans Charged-off: Total real estate loans0.0209%2,228
Percentage Net Loans Charged-off:Construction & development0.0131%554
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0296%1,899
Percentage Net Loans Charged-off: Home equity loans0.0626%417
All other 1-4 family - Percent of loans charged-off, net0.0185%1,949
Percentage Net Loans Charged-off: Commercial and industrial0.0924%2,457
Percentage Net Loans Charged-off: Loans to individuals0.6241%2,125
Percentage Net Loans Charged-off: Credit card loans4.3374%223
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0886%1,141
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0812%2,780
Percentage Net Loans Charged-off: Total real estate loans0.0221%1,882
Percentage Net Loans Charged-off:Construction & development-0.0012%7,649
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0327%1,572
Percentage Net Loans Charged-off: Home equity loans0.0597%332
All other 1-4 family - Percent of loans charged-off, net0.0237%1,571
Percentage Net Loans Charged-off: Commercial and industrial0.0614%2,238
Percentage Net Loans Charged-off: Loans to individuals0.6590%1,902
Percentage Net Loans Charged-off: Credit card loans2.8986%371
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0285%1,140
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1007%2,097
Percentage Net Loans Charged-off: Total real estate loans0.0190%1,334
Percentage Net Loans Charged-off:Construction & development-0.0106%7,669
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0297%1,100
Percentage Net Loans Charged-off: Home equity loans0.0524%259
All other 1-4 family - Percent of loans charged-off, net0.0219%1,075
Percentage Net Loans Charged-off: Commercial and industrial0.1100%1,374
Percentage Net Loans Charged-off: Loans to individuals0.8199%1,501
Percentage Net Loans Charged-off: Credit card loans2.6808%412
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0166%886
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1520%2,840
Percentage Net Loans Charged-off: Total real estate loans0.0222%2,656
Percentage Net Loans Charged-off:Construction & development-0.0026%7,687
Percentage Net Loans Charged-off: Commercial real estate-0.0009%7,889
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0271%2,426
Percentage Net Loans Charged-off: Home equity loans0.0515%518
All other 1-4 family - Percent of loans charged-off, net0.0192%2,436
Percentage Net Loans Charged-off: Commercial and industrial0.0028%4,055
Percentage Net Loans Charged-off: Loans to individuals0.7905%2,405
Percentage Net Loans Charged-off: Credit card loans0.3243%1,404
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4608%847
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0080%1,350
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1437%2,522
Percentage Net Loans Charged-off: Total real estate loans0.0240%2,232
Percentage Net Loans Charged-off:Construction & development0.0162%469
Percentage Net Loans Charged-off: Commercial real estate-0.0012%7,906
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0294%2,035
Percentage Net Loans Charged-off: Home equity loans0.0564%413
All other 1-4 family - Percent of loans charged-off, net0.0209%2,050
Percentage Net Loans Charged-off: Commercial and industrial-0.0577%7,294
Percentage Net Loans Charged-off: Loans to individuals0.7154%2,328
Percentage Net Loans Charged-off: Credit card loans0.2099%1,297
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5115%709
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0107%1,305
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0849%3,157
Percentage Net Loans Charged-off: Total real estate loans0.0233%1,935
Percentage Net Loans Charged-off:Construction & development0.0064%406
Percentage Net Loans Charged-off: Commercial real estate-0.0015%7,961
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0306%1,710
Percentage Net Loans Charged-off: Home equity loans0.0535%352
All other 1-4 family - Percent of loans charged-off, net0.0234%1,687
Percentage Net Loans Charged-off: Commercial and industrial-0.0934%7,404
Percentage Net Loans Charged-off: Loans to individuals0.7032%2,193
Percentage Net Loans Charged-off: Credit card loans0.0554%1,185
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1783%842
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0173%1,256
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1343%2,078
Percentage Net Loans Charged-off: Total real estate loans0.0131%1,576
Percentage Net Loans Charged-off:Construction & development-0.0105%7,739
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0183%1,360
Percentage Net Loans Charged-off: Home equity loans0.0455%268
All other 1-4 family - Percent of loans charged-off, net0.0119%1,293
Percentage Net Loans Charged-off: Commercial and industrial0.0021%1,971
Percentage Net Loans Charged-off: Loans to individuals0.8420%1,776
Percentage Net Loans Charged-off: Credit card loans0.0000%922
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2980%567
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1868%2,902
Percentage Net Loans Charged-off: Total real estate loans0.0206%3,034
Percentage Net Loans Charged-off:Construction & development-0.0229%7,880
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0283%2,559
Percentage Net Loans Charged-off: Home equity loans0.0563%488
All other 1-4 family - Percent of loans charged-off, net0.0226%2,541
Percentage Net Loans Charged-off: Commercial and industrial0.4551%2,241
Percentage Net Loans Charged-off: Loans to individuals0.8422%2,468
Percentage Net Loans Charged-off: Credit card loans0.0000%1,629
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0816%1,367
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2130%2,209
Percentage Net Loans Charged-off: Total real estate loans0.0222%2,547
Percentage Net Loans Charged-off:Construction & development-0.0465%7,912
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0331%2,084
Percentage Net Loans Charged-off: Home equity loans0.0588%403
All other 1-4 family - Percent of loans charged-off, net0.0280%2,059
Percentage Net Loans Charged-off: Commercial and industrial0.5852%1,626
Percentage Net Loans Charged-off: Loans to individuals0.8442%2,259
Percentage Net Loans Charged-off: Credit card loans0.0000%1,504
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0929%1,154
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2671%1,739
Percentage Net Loans Charged-off: Total real estate loans0.0230%2,180
Percentage Net Loans Charged-off:Construction & development-0.0888%7,907
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0376%1,727
Percentage Net Loans Charged-off: Home equity loans0.0648%326
All other 1-4 family - Percent of loans charged-off, net0.0325%1,685
Percentage Net Loans Charged-off: Commercial and industrial0.8755%1,163
Percentage Net Loans Charged-off: Loans to individuals0.8699%2,145
Percentage Net Loans Charged-off: Credit card loans0.0000%1,362
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0832%1,030
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3018%1,431
Percentage Net Loans Charged-off: Total real estate loans0.0246%1,594
Percentage Net Loans Charged-off:Construction & development-0.0786%7,892
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0383%1,282
Percentage Net Loans Charged-off: Home equity loans0.0603%241
All other 1-4 family - Percent of loans charged-off, net0.0343%1,224
Percentage Net Loans Charged-off: Commercial and industrial0.9444%858
Percentage Net Loans Charged-off: Loans to individuals1.0408%1,738
Percentage Net Loans Charged-off: Credit card loans0.0000%1,093
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1059%756
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4427%1,677
Percentage Net Loans Charged-off: Total real estate loans0.0493%2,548
Percentage Net Loans Charged-off:Construction & development0.3833%362
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0342%2,626
Percentage Net Loans Charged-off: Home equity loans0.0480%500
All other 1-4 family - Percent of loans charged-off, net0.0317%2,563
Percentage Net Loans Charged-off: Commercial and industrial1.2320%1,443
Percentage Net Loans Charged-off: Loans to individuals1.0861%2,135
Percentage Net Loans Charged-off: Credit card loans0.0000%1,842
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3792%1,090
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4879%1,311
Percentage Net Loans Charged-off: Total real estate loans0.0525%2,113
Percentage Net Loans Charged-off:Construction & development0.4128%282
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0366%2,146
Percentage Net Loans Charged-off: Home equity loans0.0805%347
All other 1-4 family - Percent of loans charged-off, net0.0285%2,202
Percentage Net Loans Charged-off: Commercial and industrial1.3464%1,116
Percentage Net Loans Charged-off: Loans to individuals1.0832%1,982
Percentage Net Loans Charged-off: Credit card loans0.0000%1,741
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4824%900
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5194%1,188
Percentage Net Loans Charged-off: Total real estate loans0.0512%1,844
Percentage Net Loans Charged-off:Construction & development0.3697%258
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0383%1,795
Percentage Net Loans Charged-off: Home equity loans0.1144%268
All other 1-4 family - Percent of loans charged-off, net0.0237%1,905
Percentage Net Loans Charged-off: Commercial and industrial1.3944%1,014
Percentage Net Loans Charged-off: Loans to individuals1.1571%1,748
Percentage Net Loans Charged-off: Credit card loans0.0000%1,566
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4900%794
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6005%916
Percentage Net Loans Charged-off: Total real estate loans0.0425%1,497
Percentage Net Loans Charged-off:Construction & development0.3512%179
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0272%1,395
Percentage Net Loans Charged-off: Home equity loans0.1215%182
All other 1-4 family - Percent of loans charged-off, net0.0073%1,478
Percentage Net Loans Charged-off: Commercial and industrial1.4069%790
Percentage Net Loans Charged-off: Loans to individuals1.4004%1,390
Percentage Net Loans Charged-off: Credit card loans0.0000%1,250
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8055%497
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8006%950
Percentage Net Loans Charged-off: Total real estate loans0.0738%2,155
Percentage Net Loans Charged-off:Construction & development0.2506%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0773%1,947
Percentage Net Loans Charged-off: Home equity loans0.1193%393
All other 1-4 family - Percent of loans charged-off, net0.0664%2,017
Percentage Net Loans Charged-off: Commercial and industrial2.0661%1,029
Percentage Net Loans Charged-off: Loans to individuals1.3154%1,677
Percentage Net Loans Charged-off: Credit card loans126.3736%10
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4553%1,070
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9802%719
Percentage Net Loans Charged-off: Total real estate loans0.5006%368
Percentage Net Loans Charged-off:Construction & development0.2444%438
Percentage Net Loans Charged-off: Commercial real estate0.0071%1,394
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.6816%275
Percentage Net Loans Charged-off: Home equity loans0.1003%416
All other 1-4 family - Percent of loans charged-off, net0.8195%212
Percentage Net Loans Charged-off: Commercial and industrial1.7860%1,102
Percentage Net Loans Charged-off: Loans to individuals1.7189%1,028
Percentage Net Loans Charged-off: Credit card loans7.8626%216
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2864%1,215
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5324%1,215
Percentage Net Loans Charged-off: Total real estate loans0.0840%292
Percentage Net Loans Charged-off:Construction & development0.0619%169
Percentage Net Loans Charged-off: Commercial real estate0.0953%176
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0891%277
Percentage Net Loans Charged-off: Home equity loans0.1125%203
All other 1-4 family - Percent of loans charged-off, net0.0850%280
Percentage Net Loans Charged-off: Commercial and industrial1.0401%238
Percentage Net Loans Charged-off: Loans to individuals1.8652%192
Percentage Net Loans Charged-off: Credit card loans1.3318%686
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1193%284
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4108%1,713
Percentage Net Loans Charged-off: Total real estate loans0.1473%188
Percentage Net Loans Charged-off:Construction & development0.0976%127
Percentage Net Loans Charged-off: Commercial real estate0.0600%249
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.1824%163
Percentage Net Loans Charged-off: Home equity loans0.0805%247
All other 1-4 family - Percent of loans charged-off, net0.2021%145
Percentage Net Loans Charged-off: Commercial and industrial0.6108%316
Percentage Net Loans Charged-off: Loans to individuals1.3669%299
Percentage Net Loans Charged-off: Credit card loans1.5961%645
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1006%315
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0129%471
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5564%1,295
Percentage Net Loans Charged-off: Total real estate loans0.0346%566
Percentage Net Loans Charged-off:Construction & development-0.0548%1,307
Percentage Net Loans Charged-off: Commercial real estate-0.0093%1,164
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0525%479
Percentage Net Loans Charged-off: Home equity loans0.1262%200
All other 1-4 family - Percent of loans charged-off, net0.0317%557
Percentage Net Loans Charged-off: Commercial and industrial0.5119%339
Percentage Net Loans Charged-off: Loans to individuals1.4769%302
Percentage Net Loans Charged-off: Credit card loans0.8009%860
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9635%80
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1779%4,111
Percentage Net Loans Charged-off: Total real estate loans0.0891%374
Percentage Net Loans Charged-off:Construction & development-0.5639%1,359
Percentage Net Loans Charged-off: Commercial real estate0.1254%249
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.1161%289
Percentage Net Loans Charged-off: Home equity loans0.4342%89
All other 1-4 family - Percent of loans charged-off, net0.0471%517
Percentage Net Loans Charged-off: Commercial and industrial0.2042%579
Percentage Net Loans Charged-off: Loans to individuals1.6565%300
Percentage Net Loans Charged-off: Credit card loans0.6285%915
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2418%1,266
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%31
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2801%3,158
Percentage Net Loans Charged-off: Total real estate loans0.2672%191
Percentage Net Loans Charged-off:Construction & development3.8602%28
Percentage Net Loans Charged-off: Commercial real estate0.1664%303
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.2152%192
Percentage Net Loans Charged-off: Home equity loans0.8553%41
All other 1-4 family - Percent of loans charged-off, net0.1062%347
Percentage Net Loans Charged-off: Commercial and industrial0.0427%802
Percentage Net Loans Charged-off: Loans to individuals1.7467%265
Percentage Net Loans Charged-off: Credit card loans0.2485%1,022
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1675%274
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1470%4,680
Percentage Net Loans Charged-off: Total real estate loans0.1768%351
Percentage Net Loans Charged-off:Construction & development-1.6671%1,451
Percentage Net Loans Charged-off: Commercial real estate0.3467%296
Percentage Net Loans Charged-off: Multi-family residential0.4329%158
Percentage Net Loans Charged-off: 1-4 family residential0.2578%172
Percentage Net Loans Charged-off: Home equity loans0.9534%33
All other 1-4 family - Percent of loans charged-off, net0.1370%289
Percentage Net Loans Charged-off: Commercial and industrial0.1322%598
Percentage Net Loans Charged-off: Loans to individuals1.4107%236
Percentage Net Loans Charged-off: Credit card loans0.2563%989
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2573%1,285
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3544%2,578
Percentage Net Loans Charged-off: Total real estate loans0.2571%343
Percentage Net Loans Charged-off:Construction & development0.1235%274
Percentage Net Loans Charged-off: Commercial real estate0.3411%338
Percentage Net Loans Charged-off: Multi-family residential2.3070%82
Percentage Net Loans Charged-off: 1-4 family residential0.2308%237
Percentage Net Loans Charged-off: Home equity loans0.8231%32
All other 1-4 family - Percent of loans charged-off, net0.1199%369
Percentage Net Loans Charged-off: Commercial and industrial-0.1274%1,139
Percentage Net Loans Charged-off: Loans to individuals4.3703%29
Percentage Net Loans Charged-off: Credit card loans6.0915%46
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.7351%1,258
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%53
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8678%1,527
Percentage Net Loans Charged-off: Total real estate loans0.6701%263
Percentage Net Loans Charged-off:Construction & development5.6976%91
Percentage Net Loans Charged-off: Commercial real estate0.2370%558
Percentage Net Loans Charged-off: Multi-family residential0.3463%251
Percentage Net Loans Charged-off: 1-4 family residential0.2579%270
Percentage Net Loans Charged-off: Home equity loans1.1614%40
All other 1-4 family - Percent of loans charged-off, net0.0741%559
Percentage Net Loans Charged-off: Commercial and industrial0.4496%576
Percentage Net Loans Charged-off: Loans to individuals4.1903%56
Percentage Net Loans Charged-off: Credit card loans5.2108%98
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.3213%1,230
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1088%86
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2602%1,526
Percentage Net Loans Charged-off: Total real estate loans1.1585%217
Percentage Net Loans Charged-off:Construction & development7.4516%107
Percentage Net Loans Charged-off: Commercial real estate0.4724%590
Percentage Net Loans Charged-off: Multi-family residential0.7651%261
Percentage Net Loans Charged-off: 1-4 family residential0.1021%590
Percentage Net Loans Charged-off: Home equity loans0.1393%289
All other 1-4 family - Percent of loans charged-off, net0.0949%598
Percentage Net Loans Charged-off: Commercial and industrial0.5632%766
Percentage Net Loans Charged-off: Loans to individuals4.4097%66
Percentage Net Loans Charged-off: Credit card loans5.5580%139
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.3558%1,239
Percentage Net Loans Charged-off:Coml. RE not secured by RE5.7517%51