Home > Bank of America > Net charge- offs to loans
Bank of America, Net charge- offs to loans
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3229% | 260 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0436% | 266 |
| Percentage Net Loans Charged-off:Construction & development | -0.0568% | 4,513 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3084% | 84 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0165% | 4,117 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1724% | 4,545 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0018% | 449 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1318% | 738 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2585% | 475 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3563% | 186 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0535% | 2,083 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3104% | 256 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0160% | 320 |
| Percentage Net Loans Charged-off:Construction & development | -0.0805% | 4,607 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1505% | 95 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0132% | 4,145 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1554% | 4,623 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0037% | 303 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1593% | 460 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1220% | 522 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1518% | 182 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0093% | 1,795 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2133% | 384 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0127% | 670 |
| Percentage Net Loans Charged-off:Construction & development | -0.0204% | 4,416 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0907% | 225 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0116% | 3,888 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2680% | 4,635 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0200% | 457 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0766% | 934 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7827% | 688 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5500% | 223 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0105% | 2,542 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1949% | 337 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0100% | 593 |
| Percentage Net Loans Charged-off:Construction & development | -0.0135% | 4,419 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0406% | 221 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0050% | 3,640 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2808% | 4,666 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0292% | 333 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0519% | 819 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7545% | 651 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4992% | 219 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0187% | 2,265 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1901% | 341 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0175% | 432 |
| Percentage Net Loans Charged-off:Construction & development | -0.0208% | 4,071 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0102% | 237 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0067% | 462 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3297% | 3,505 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0486% | 241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0470% | 706 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7482% | 648 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5008% | 207 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0118% | 2,060 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1598% | 369 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0175% | 4,092 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0202% | 153 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0634% | 4,382 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3588% | 3,515 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0263% | 4,157 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0353% | 525 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7277% | 656 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4624% | 190 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0096% | 1,716 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2412% | 386 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0345% | 4,260 |
| Percentage Net Loans Charged-off:Construction & development | -0.0196% | 4,074 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0424% | 476 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0590% | 4,312 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3113% | 3,551 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0229% | 3,997 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1260% | 852 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1234% | 369 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2343% | 142 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0052% | 2,434 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2740% | 298 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0335% | 4,302 |
| Percentage Net Loans Charged-off:Construction & development | -0.0388% | 4,204 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0568% | 386 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0586% | 4,385 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3187% | 3,605 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0205% | 4,050 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1517% | 660 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2774% | 304 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5311% | 128 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0106% | 2,164 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3104% | 277 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0257% | 4,268 |
| Percentage Net Loans Charged-off:Construction & development | -0.0394% | 4,245 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0790% | 310 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0540% | 4,416 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2874% | 3,613 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0191% | 4,096 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1311% | 631 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5380% | 241 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9644% | 114 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0707% | 1,618 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3600% | 236 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0286% | 4,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0547% | 234 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0576% | 4,502 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3605% | 3,638 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0114% | 4,038 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1628% | 467 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7997% | 240 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3480% | 110 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1721% | 1,172 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4204% | 401 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0545% | 953 |
| Percentage Net Loans Charged-off:Construction & development | 0.0859% | 212 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2398% | 358 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0385% | 4,465 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1616% | 3,650 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0188% | 4,254 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3500% | 846 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5571% | 365 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7170% | 197 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1589% | 2,114 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4351% | 364 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0437% | 869 |
| Percentage Net Loans Charged-off:Construction & development | 0.1161% | 160 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2095% | 300 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0343% | 4,466 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1286% | 3,654 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0190% | 4,290 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3341% | 771 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6841% | 311 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9308% | 181 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1469% | 2,046 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4505% | 351 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0198% | 1,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.1992% | 91 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0512% | 442 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0340% | 4,484 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1000% | 3,636 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0232% | 4,396 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3385% | 721 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8355% | 327 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1431% | 188 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1753% | 1,901 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4439% | 328 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0045% | 3,947 |
| Percentage Net Loans Charged-off:Construction & development | 0.0450% | 93 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0064% | 400 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0192% | 4,340 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1041% | 3,654 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0052% | 4,009 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2966% | 601 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9326% | 372 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2507% | 173 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2097% | 1,720 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3816% | 516 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1095% | 4,933 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0482% | 766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1592% | 4,949 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5448% | 3,830 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0829% | 4,827 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2092% | 1,426 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8653% | 365 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0844% | 208 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2686% | 2,084 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3776% | 443 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1525% | 5,048 |
| Percentage Net Loans Charged-off:Construction & development | 0.0162% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0313% | 664 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2092% | 5,050 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6967% | 3,884 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1089% | 4,957 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2376% | 1,090 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8891% | 344 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1176% | 189 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2887% | 1,875 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3984% | 420 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0887% | 5,006 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0477% | 472 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1289% | 5,017 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5972% | 3,905 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0284% | 4,620 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2282% | 973 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9010% | 339 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1689% | 189 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2493% | 1,825 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4237% | 358 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0025% | 1,197 |
| Percentage Net Loans Charged-off:Construction & development | 0.0493% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0340% | 329 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0065% | 4,232 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1518% | 118 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0418% | 4,823 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2165% | 697 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8903% | 368 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1106% | 190 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2905% | 1,571 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4008% | 463 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,343 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0153% | 954 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0037% | 4,229 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0450% | 437 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0157% | 4,564 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1816% | 1,371 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7754% | 389 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9631% | 212 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2541% | 2,139 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4047% | 401 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0061% | 1,791 |
| Percentage Net Loans Charged-off:Construction & development | -0.0150% | 4,403 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0205% | 714 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0038% | 1,713 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0644% | 329 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0115% | 4,469 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1827% | 1,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7839% | 363 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9977% | 196 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2452% | 1,976 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4087% | 379 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0166% | 1,300 |
| Percentage Net Loans Charged-off:Construction & development | -0.0446% | 4,597 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0137% | 597 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0203% | 1,244 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1307% | 220 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0082% | 4,410 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1719% | 1,002 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8037% | 345 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0296% | 189 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2620% | 1,806 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3924% | 397 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0209% | 961 |
| Percentage Net Loans Charged-off:Construction & development | 0.0444% | 124 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0276% | 5,064 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0309% | 875 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2259% | 131 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0205% | 4,759 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1269% | 790 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7735% | 420 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9542% | 187 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3085% | 1,569 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4386% | 556 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0386% | 1,692 |
| Percentage Net Loans Charged-off:Construction & development | 0.1103% | 330 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0257% | 1,068 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0174% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0408% | 1,654 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3219% | 183 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0434% | 5,114 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3375% | 1,212 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6380% | 460 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8102% | 222 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2539% | 2,376 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4049% | 524 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0491% | 1,302 |
| Percentage Net Loans Charged-off:Construction & development | 0.0295% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0273% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0230% | 109 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0568% | 1,316 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3897% | 145 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0454% | 5,144 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2193% | 1,178 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6255% | 461 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8306% | 214 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2203% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4096% | 498 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0670% | 1,013 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0273% | 674 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0341% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0813% | 1,002 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3432% | 148 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 4,414 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2047% | 1,026 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6393% | 440 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9161% | 210 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1565% | 2,319 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4157% | 442 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0917% | 700 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0069% | 4,966 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1230% | 676 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3686% | 137 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0440% | 949 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1722% | 765 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6650% | 462 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8713% | 220 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2667% | 1,750 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4260% | 609 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1506% | 900 |
| Percentage Net Loans Charged-off:Construction & development | 0.0966% | 404 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0264% | 5,155 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0162% | 4,579 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2016% | 776 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5565% | 147 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0761% | 1,516 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2025% | 1,538 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5968% | 499 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5260% | 245 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4382% | 1,850 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0160% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4370% | 492 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1730% | 687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0853% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0399% | 5,295 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2343% | 617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6025% | 131 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1017% | 1,164 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2164% | 1,220 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5821% | 445 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5012% | 235 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4190% | 1,635 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0187% | 1,293 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4584% | 490 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2115% | 584 |
| Percentage Net Loans Charged-off:Construction & development | 0.0841% | 283 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0035% | 933 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2753% | 541 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6339% | 137 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1434% | 881 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2267% | 1,066 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6036% | 442 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5579% | 219 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3920% | 1,605 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0200% | 1,106 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4809% | 462 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2338% | 459 |
| Percentage Net Loans Charged-off:Construction & development | 0.2897% | 147 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0491% | 5,546 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3096% | 457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5840% | 136 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2070% | 590 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2676% | 740 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6417% | 480 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5802% | 220 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4316% | 1,351 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0027% | 5,054 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4951% | 541 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3180% | 571 |
| Percentage Net Loans Charged-off:Construction & development | 0.3448% | 414 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0280% | 1,397 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3841% | 544 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7580% | 178 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2455% | 896 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1827% | 1,619 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5905% | 425 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5224% | 242 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3946% | 1,768 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0061% | 1,415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4872% | 497 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3210% | 541 |
| Percentage Net Loans Charged-off:Construction & development | 0.4040% | 359 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0166% | 1,264 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0242% | 4,786 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3846% | 495 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6867% | 196 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2729% | 744 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1334% | 1,481 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5925% | 402 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5470% | 222 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3770% | 1,667 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0073% | 1,268 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5185% | 478 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3947% | 444 |
| Percentage Net Loans Charged-off:Construction & development | 0.2130% | 364 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0467% | 942 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1484% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4709% | 432 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7353% | 200 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3747% | 562 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1067% | 1,344 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6340% | 410 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6177% | 206 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3640% | 1,575 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0047% | 1,125 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5535% | 447 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4294% | 393 |
| Percentage Net Loans Charged-off:Construction & development | 0.3417% | 240 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0599% | 599 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0736% | 98 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5072% | 406 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7717% | 162 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4116% | 489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1196% | 886 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7002% | 431 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6694% | 210 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4349% | 1,303 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0162% | 873 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4964% | 830 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1832% | 1,590 |
| Percentage Net Loans Charged-off:Construction & development | -0.4136% | 5,559 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0254% | 5,694 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0167% | 390 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2407% | 1,402 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0810% | 203 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0470% | 5,955 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1941% | 1,839 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8513% | 441 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8478% | 226 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5200% | 1,636 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0072% | 5,298 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1779% | 2,028 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2297% | 1,222 |
| Percentage Net Loans Charged-off:Construction & development | -0.4369% | 5,632 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0477% | 5,885 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0219% | 329 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3015% | 1,089 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0091% | 218 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0621% | 2,402 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0929% | 1,895 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4552% | 1,791 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4553% | 1,645 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0098% | 5,383 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1964% | 1,847 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2786% | 1,076 |
| Percentage Net Loans Charged-off:Construction & development | -0.8564% | 5,787 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0582% | 5,991 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0322% | 252 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3769% | 889 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1277% | 179 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1263% | 1,767 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0714% | 1,716 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4586% | 1,610 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4587% | 1,481 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0129% | 5,444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2516% | 1,319 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3731% | 758 |
| Percentage Net Loans Charged-off:Construction & development | -0.9809% | 5,842 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0501% | 6,094 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4960% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2523% | 141 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2453% | 1,007 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0688% | 1,162 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5422% | 1,391 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5423% | 1,279 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0064% | 5,445 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4412% | 1,505 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7025% | 767 |
| Percentage Net Loans Charged-off:Construction & development | 0.4011% | 1,158 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3266% | 1,374 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0764% | 523 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7756% | 679 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7187% | 194 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4677% | 1,160 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1195% | 2,478 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5673% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 806 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5674% | 1,767 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0195% | 5,575 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4795% | 1,336 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7647% | 663 |
| Percentage Net Loans Charged-off:Construction & development | 0.6631% | 895 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3857% | 1,110 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1322% | 404 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8300% | 628 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8345% | 201 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5025% | 1,024 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1362% | 2,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5503% | 1,750 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5504% | 1,633 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0173% | 5,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5534% | 1,192 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8930% | 607 |
| Percentage Net Loans Charged-off:Construction & development | 1.0158% | 702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4564% | 939 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2085% | 308 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9597% | 550 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1582% | 186 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5690% | 922 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1378% | 1,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5720% | 1,632 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5720% | 1,515 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0308% | 5,684 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6421% | 950 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0640% | 487 |
| Percentage Net Loans Charged-off:Construction & development | 1.1728% | 533 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6788% | 591 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0864% | 253 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1316% | 468 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4877% | 142 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6547% | 777 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1189% | 1,410 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6387% | 1,399 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6387% | 1,270 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0347% | 5,734 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0920% | 969 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7073% | 441 |
| Percentage Net Loans Charged-off:Construction & development | 1.2787% | 1,351 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6799% | 1,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0844% | 770 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8741% | 377 |
| Percentage Net Loans Charged-off: Home equity loans | 3.2782% | 179 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3524% | 622 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2693% | 2,590 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7508% | 1,758 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7509% | 1,622 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0106% | 5,825 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1488% | 875 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7913% | 403 |
| Percentage Net Loans Charged-off:Construction & development | 1.1773% | 1,305 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7569% | 1,047 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0707% | 684 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9665% | 363 |
| Percentage Net Loans Charged-off: Home equity loans | 3.4585% | 169 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4081% | 590 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2936% | 2,239 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6593% | 1,797 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6594% | 1,654 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0144% | 5,893 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0519% | 1,044 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6125% | 554 |
| Percentage Net Loans Charged-off:Construction & development | 0.9232% | 1,317 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8851% | 858 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0076% | 583 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7527% | 442 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7393% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3808% | 615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2783% | 2,076 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6369% | 1,762 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6369% | 1,625 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0077% | 1,249 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0988% | 939 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7041% | 507 |
| Percentage Net Loans Charged-off:Construction & development | 0.8458% | 1,012 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0228% | 659 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2438% | 5,618 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8528% | 424 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7321% | 219 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5210% | 550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2356% | 1,562 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6888% | 1,496 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6888% | 1,362 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0575% | 6,067 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2668% | 1,309 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9221% | 695 |
| Percentage Net Loans Charged-off:Construction & development | 2.6154% | 1,515 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9319% | 1,330 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7643% | 670 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0235% | 536 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0826% | 281 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6118% | 762 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1893% | 3,491 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7500% | 2,111 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 959 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6913% | 1,980 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0304% | 1,568 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2898% | 1,199 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9579% | 620 |
| Percentage Net Loans Charged-off:Construction & development | 2.6412% | 1,348 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9261% | 1,116 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7201% | 568 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0648% | 496 |
| Percentage Net Loans Charged-off: Home equity loans | 3.2343% | 247 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6078% | 697 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1901% | 3,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7007% | 2,039 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6338% | 1,920 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0169% | 5,957 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2898% | 1,201 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9519% | 652 |
| Percentage Net Loans Charged-off:Construction & development | 2.7125% | 1,207 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5682% | 1,422 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9220% | 441 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0924% | 506 |
| Percentage Net Loans Charged-off: Home equity loans | 3.2789% | 270 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6208% | 716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1684% | 2,789 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7044% | 1,936 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6188% | 1,810 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0220% | 6,011 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2667% | 1,093 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9009% | 606 |
| Percentage Net Loans Charged-off:Construction & development | 3.4082% | 775 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7218% | 936 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6097% | 319 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9719% | 521 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0380% | 257 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5383% | 644 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0878% | 2,190 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8373% | 1,558 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6946% | 1,445 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0390% | 921 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7990% | 1,170 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4796% | 698 |
| Percentage Net Loans Charged-off:Construction & development | 4.2367% | 1,413 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3419% | 984 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7494% | 774 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5371% | 460 |
| Percentage Net Loans Charged-off: Home equity loans | 4.2696% | 202 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7493% | 791 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6901% | 2,989 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0437% | 2,081 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2069% | 1,381 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9183% | 994 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6364% | 584 |
| Percentage Net Loans Charged-off:Construction & development | 4.4438% | 1,231 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4614% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7400% | 632 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6994% | 389 |
| Percentage Net Loans Charged-off: Home equity loans | 4.5971% | 177 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8183% | 688 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7878% | 2,503 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0439% | 1,913 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1884% | 1,287 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1555% | 835 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9887% | 484 |
| Percentage Net Loans Charged-off:Construction & development | 5.1028% | 990 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3891% | 760 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0165% | 468 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0870% | 335 |
| Percentage Net Loans Charged-off: Home equity loans | 5.1339% | 159 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1301% | 559 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8455% | 2,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0613% | 1,810 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1761% | 1,135 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3814% | 705 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2789% | 418 |
| Percentage Net Loans Charged-off:Construction & development | 5.5296% | 729 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1233% | 710 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4591% | 354 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.4587% | 282 |
| Percentage Net Loans Charged-off: Home equity loans | 5.8412% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3418% | 477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9691% | 1,580 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2408% | 1,539 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1506% | 945 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2982% | 1,014 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7470% | 706 |
| Percentage Net Loans Charged-off:Construction & development | 6.3478% | 993 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8753% | 413 |
| Percentage Net Loans Charged-off: Home equity loans | 4.5775% | 215 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0713% | 634 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7622% | 2,067 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3641% | 2,086 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3560% | 868 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3455% | 793 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9240% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 6.2005% | 808 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.1101% | 319 |
| Percentage Net Loans Charged-off: Home equity loans | 4.7588% | 180 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3108% | 456 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6791% | 1,754 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3695% | 1,880 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0829% | 813 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1892% | 835 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7073% | 510 |
| Percentage Net Loans Charged-off:Construction & development | 5.3164% | 793 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9174% | 321 |
| Percentage Net Loans Charged-off: Home equity loans | 4.3943% | 179 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2022% | 461 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4478% | 1,619 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6372% | 1,471 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9997% | 755 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0828% | 694 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8259% | 398 |
| Percentage Net Loans Charged-off:Construction & development | 4.2795% | 637 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.2933% | 229 |
| Percentage Net Loans Charged-off: Home equity loans | 4.4263% | 142 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6241% | 290 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0784% | 1,382 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8392% | 1,255 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6500% | 699 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0120% | 1,219 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2666% | 736 |
| Percentage Net Loans Charged-off:Construction & development | 2.4501% | 964 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0239% | 2,173 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0199% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4157% | 421 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4822% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9195% | 642 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6072% | 2,458 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1442% | 1,978 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4984% | 1,037 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8431% | 1,030 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0907% | 587 |
| Percentage Net Loans Charged-off:Construction & development | 1.9521% | 727 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2398% | 362 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3195% | 177 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7629% | 581 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4196% | 2,213 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8722% | 2,154 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4403% | 925 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7159% | 988 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9188% | 551 |
| Percentage Net Loans Charged-off:Construction & development | 1.4627% | 616 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0598% | 367 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1189% | 171 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6149% | 610 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3355% | 1,959 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7575% | 2,183 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4109% | 849 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5600% | 939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6453% | 525 |
| Percentage Net Loans Charged-off:Construction & development | 1.4800% | 367 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7068% | 449 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5179% | 164 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3878% | 682 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2652% | 1,517 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8824% | 1,698 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4435% | 648 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1984% | 2,656 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0915% | 2,222 |
| Percentage Net Loans Charged-off:Construction & development | 0.1543% | 1,082 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1046% | 1,851 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2745% | 478 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0466% | 2,350 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2303% | 2,630 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7400% | 2,246 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7408% | 1,004 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3125% | 1,045 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1497% | 2,470 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0493% | 2,104 |
| Percentage Net Loans Charged-off:Construction & development | 0.1392% | 680 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0524% | 1,860 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1446% | 474 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0220% | 2,115 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1944% | 2,239 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6463% | 2,179 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8815% | 863 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2427% | 974 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1318% | 2,350 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0308% | 1,967 |
| Percentage Net Loans Charged-off:Construction & development | 0.0010% | 767 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0389% | 1,632 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1081% | 405 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0168% | 1,760 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2126% | 1,801 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6053% | 2,106 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0423% | 728 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1959% | 944 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1346% | 1,852 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0244% | 1,489 |
| Percentage Net Loans Charged-off:Construction & development | 0.0409% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0286% | 1,245 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0851% | 308 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0103% | 1,262 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2014% | 1,285 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7404% | 1,653 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4863% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1787% | 733 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1044% | 3,163 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0235% | 2,605 |
| Percentage Net Loans Charged-off:Construction & development | 0.0150% | 736 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0319% | 2,239 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0728% | 517 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0181% | 2,338 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1022% | 2,920 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6452% | 2,336 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8274% | 267 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1384% | 1,169 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0927% | 2,849 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0209% | 2,228 |
| Percentage Net Loans Charged-off:Construction & development | 0.0131% | 554 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0296% | 1,899 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0626% | 417 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0185% | 1,949 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0924% | 2,457 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6241% | 2,125 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3374% | 223 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0886% | 1,141 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0812% | 2,780 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0221% | 1,882 |
| Percentage Net Loans Charged-off:Construction & development | -0.0012% | 7,649 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0327% | 1,572 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0597% | 332 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0237% | 1,571 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0614% | 2,238 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6590% | 1,902 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8986% | 371 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0285% | 1,140 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1007% | 2,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0190% | 1,334 |
| Percentage Net Loans Charged-off:Construction & development | -0.0106% | 7,669 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0297% | 1,100 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0524% | 259 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0219% | 1,075 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1100% | 1,374 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8199% | 1,501 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6808% | 412 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0166% | 886 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1520% | 2,840 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0222% | 2,656 |
| Percentage Net Loans Charged-off:Construction & development | -0.0026% | 7,687 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 7,889 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0271% | 2,426 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0515% | 518 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0192% | 2,436 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0028% | 4,055 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7905% | 2,405 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3243% | 1,404 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4608% | 847 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0080% | 1,350 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1437% | 2,522 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0240% | 2,232 |
| Percentage Net Loans Charged-off:Construction & development | 0.0162% | 469 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 7,906 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0294% | 2,035 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0564% | 413 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0209% | 2,050 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0577% | 7,294 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7154% | 2,328 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2099% | 1,297 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5115% | 709 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0107% | 1,305 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0849% | 3,157 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0233% | 1,935 |
| Percentage Net Loans Charged-off:Construction & development | 0.0064% | 406 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 7,961 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0306% | 1,710 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0535% | 352 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0234% | 1,687 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0934% | 7,404 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7032% | 2,193 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0554% | 1,185 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1783% | 842 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0173% | 1,256 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1343% | 2,078 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0131% | 1,576 |
| Percentage Net Loans Charged-off:Construction & development | -0.0105% | 7,739 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0183% | 1,360 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0455% | 268 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0119% | 1,293 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0021% | 1,971 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8420% | 1,776 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2980% | 567 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1868% | 2,902 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0206% | 3,034 |
| Percentage Net Loans Charged-off:Construction & development | -0.0229% | 7,880 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0283% | 2,559 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0563% | 488 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0226% | 2,541 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4551% | 2,241 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8422% | 2,468 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0816% | 1,367 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2130% | 2,209 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0222% | 2,547 |
| Percentage Net Loans Charged-off:Construction & development | -0.0465% | 7,912 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0331% | 2,084 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0588% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0280% | 2,059 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5852% | 1,626 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8442% | 2,259 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0929% | 1,154 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2671% | 1,739 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0230% | 2,180 |
| Percentage Net Loans Charged-off:Construction & development | -0.0888% | 7,907 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0376% | 1,727 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0648% | 326 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0325% | 1,685 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8755% | 1,163 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8699% | 2,145 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0832% | 1,030 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3018% | 1,431 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0246% | 1,594 |
| Percentage Net Loans Charged-off:Construction & development | -0.0786% | 7,892 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0383% | 1,282 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0603% | 241 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0343% | 1,224 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9444% | 858 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0408% | 1,738 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1059% | 756 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4427% | 1,677 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0493% | 2,548 |
| Percentage Net Loans Charged-off:Construction & development | 0.3833% | 362 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0342% | 2,626 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0480% | 500 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0317% | 2,563 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2320% | 1,443 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0861% | 2,135 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3792% | 1,090 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4879% | 1,311 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0525% | 2,113 |
| Percentage Net Loans Charged-off:Construction & development | 0.4128% | 282 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0366% | 2,146 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0805% | 347 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0285% | 2,202 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3464% | 1,116 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0832% | 1,982 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4824% | 900 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5194% | 1,188 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0512% | 1,844 |
| Percentage Net Loans Charged-off:Construction & development | 0.3697% | 258 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0383% | 1,795 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1144% | 268 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0237% | 1,905 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3944% | 1,014 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1571% | 1,748 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4900% | 794 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6005% | 916 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0425% | 1,497 |
| Percentage Net Loans Charged-off:Construction & development | 0.3512% | 179 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0272% | 1,395 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1215% | 182 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0073% | 1,478 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4069% | 790 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4004% | 1,390 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8055% | 497 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8006% | 950 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0738% | 2,155 |
| Percentage Net Loans Charged-off:Construction & development | 0.2506% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0773% | 1,947 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1193% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0664% | 2,017 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0661% | 1,029 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3154% | 1,677 |
| Percentage Net Loans Charged-off: Credit card loans | 126.3736% | 10 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4553% | 1,070 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9802% | 719 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5006% | 368 |
| Percentage Net Loans Charged-off:Construction & development | 0.2444% | 438 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0071% | 1,394 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6816% | 275 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1003% | 416 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8195% | 212 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7860% | 1,102 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7189% | 1,028 |
| Percentage Net Loans Charged-off: Credit card loans | 7.8626% | 216 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2864% | 1,215 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5324% | 1,215 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0840% | 292 |
| Percentage Net Loans Charged-off:Construction & development | 0.0619% | 169 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0953% | 176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0891% | 277 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1125% | 203 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0850% | 280 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0401% | 238 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8652% | 192 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3318% | 686 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1193% | 284 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4108% | 1,713 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1473% | 188 |
| Percentage Net Loans Charged-off:Construction & development | 0.0976% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0600% | 249 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1824% | 163 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0805% | 247 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2021% | 145 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6108% | 316 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3669% | 299 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5961% | 645 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1006% | 315 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0129% | 471 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5564% | 1,295 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0346% | 566 |
| Percentage Net Loans Charged-off:Construction & development | -0.0548% | 1,307 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0093% | 1,164 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0525% | 479 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1262% | 200 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0317% | 557 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5119% | 339 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4769% | 302 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8009% | 860 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9635% | 80 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1779% | 4,111 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0891% | 374 |
| Percentage Net Loans Charged-off:Construction & development | -0.5639% | 1,359 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1254% | 249 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1161% | 289 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4342% | 89 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0471% | 517 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2042% | 579 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6565% | 300 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6285% | 915 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2418% | 1,266 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2801% | 3,158 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2672% | 191 |
| Percentage Net Loans Charged-off:Construction & development | 3.8602% | 28 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1664% | 303 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2152% | 192 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8553% | 41 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1062% | 347 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0427% | 802 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7467% | 265 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2485% | 1,022 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1675% | 274 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1470% | 4,680 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1768% | 351 |
| Percentage Net Loans Charged-off:Construction & development | -1.6671% | 1,451 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3467% | 296 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4329% | 158 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2578% | 172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9534% | 33 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1370% | 289 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1322% | 598 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4107% | 236 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2563% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2573% | 1,285 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3544% | 2,578 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2571% | 343 |
| Percentage Net Loans Charged-off:Construction & development | 0.1235% | 274 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3411% | 338 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3070% | 82 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2308% | 237 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8231% | 32 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1199% | 369 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1274% | 1,139 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3703% | 29 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0915% | 46 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7351% | 1,258 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8678% | 1,527 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6701% | 263 |
| Percentage Net Loans Charged-off:Construction & development | 5.6976% | 91 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2370% | 558 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3463% | 251 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2579% | 270 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1614% | 40 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0741% | 559 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4496% | 576 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1903% | 56 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2108% | 98 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3213% | 1,230 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1088% | 86 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2602% | 1,526 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1585% | 217 |
| Percentage Net Loans Charged-off:Construction & development | 7.4516% | 107 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4724% | 590 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7651% | 261 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1021% | 590 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1393% | 289 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0949% | 598 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5632% | 766 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4097% | 66 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5580% | 139 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3558% | 1,239 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 5.7517% | 51 |