Bank Iowa, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $91,303,000 | 586 |
| Total interest expense | $34,537,000 | 512 |
| Net interest income | $56,766,000 | 610 |
| Provision for loan and lease losses | $600,000 | 1,141 |
| Total noninterest income | $9,863,000 | 746 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $2,616,000 | 449 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $7,247,000 | 691 |
| Total noninterest expense | $43,729,000 | 643 |
| Salaries and employee benefits | $28,915,000 | 544 |
| Premises and equipment expense | $3,840,000 | 700 |
| Additional noninterest expense | $7,247,000 | 691 |
| Pre-tax net operating income | $22,300,000 | 623 |
| Securities gains (losses) | $-706,000 | 4,246 |
| Applicable income taxes | $1,039,000 | 1,415 |
| Income before extraordinary items | $20,555,000 | 573 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $20,555,000 | 580 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $20,555,000 | 576 |
| Net charge-offs | $-870,000 | 4,565 |
| Cash dividends | $10,250,000 | 480 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $21,225,700 | 573 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $66,155,000 | 593 |
| Total interest expense | $23,665,000 | 517 |
| Net interest income | $42,490,000 | 612 |
| Provision for loan and lease losses | $450,000 | 1,058 |
| Total noninterest income | $7,410,000 | 749 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $1,978,000 | 441 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $5,432,000 | 698 |
| Total noninterest expense | $32,231,000 | 654 |
| Salaries and employee benefits | $21,287,000 | 556 |
| Premises and equipment expense | $2,899,000 | 697 |
| Additional noninterest expense | $5,432,000 | 698 |
| Pre-tax net operating income | $17,219,000 | 636 |
| Securities gains (losses) | $40,000 | 296 |
| Applicable income taxes | $873,000 | 1,374 |
| Income before extraordinary items | $16,386,000 | 564 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $16,386,000 | 568 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $16,386,000 | 564 |
| Net charge-offs | $-893,000 | 4,594 |
| Cash dividends | $9,000,000 | 397 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $16,348,000 | 569 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $42,360,000 | 582 |
| Total interest expense | $13,778,000 | 525 |
| Net interest income | $28,582,000 | 614 |
| Provision for loan and lease losses | $300,000 | 1,014 |
| Total noninterest income | $4,762,000 | 759 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $1,307,000 | 430 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $3,455,000 | 685 |
| Total noninterest expense | $21,134,000 | 645 |
| Salaries and employee benefits | $14,120,000 | 549 |
| Premises and equipment expense | $1,935,000 | 691 |
| Additional noninterest expense | $3,455,000 | 685 |
| Pre-tax net operating income | $11,910,000 | 604 |
| Securities gains (losses) | $32,000 | 351 |
| Applicable income taxes | $629,000 | 1,331 |
| Income before extraordinary items | $11,313,000 | 552 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $11,313,000 | 561 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $11,313,000 | 551 |
| Net charge-offs | $-767,000 | 4,623 |
| Cash dividends | $7,000,000 | 349 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $11,282,600 | 553 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $20,142,000 | 603 |
| Total interest expense | $5,903,000 | 530 |
| Net interest income | $14,239,000 | 626 |
| Provision for loan and lease losses | $150,000 | 1,007 |
| Total noninterest income | $2,215,000 | 776 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $658,000 | 441 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $1,557,000 | 722 |
| Total noninterest expense | $10,382,000 | 660 |
| Salaries and employee benefits | $7,055,000 | 568 |
| Premises and equipment expense | $995,000 | 698 |
| Additional noninterest expense | $1,557,000 | 722 |
| Pre-tax net operating income | $5,922,000 | 631 |
| Securities gains (losses) | $21,000 | 427 |
| Applicable income taxes | $274,000 | 1,465 |
| Income before extraordinary items | $5,669,000 | 568 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,669,000 | 567 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $5,669,000 | 567 |
| Net charge-offs | $-328,000 | 4,629 |
| Cash dividends | $4,000,000 | 298 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $5,649,050 | 572 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $66,319,000 | 587 |
| Total interest expense | $7,270,000 | 590 |
| Net interest income | $59,049,000 | 585 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $8,861,000 | 825 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $2,561,000 | 473 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $6,300,000 | 758 |
| Total noninterest expense | $42,001,000 | 641 |
| Salaries and employee benefits | $28,050,000 | 546 |
| Premises and equipment expense | $3,797,000 | 698 |
| Additional noninterest expense | $6,300,000 | 758 |
| Pre-tax net operating income | $25,909,000 | 627 |
| Securities gains (losses) | $76,000 | 190 |
| Applicable income taxes | $1,972,000 | 1,090 |
| Income before extraordinary items | $24,013,000 | 566 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $24,013,000 | 567 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $24,013,000 | 567 |
| Net charge-offs | $-28,000 | 3,926 |
| Cash dividends | $11,500,000 | 424 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $23,943,080 | 575 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $46,706,000 | 586 |
| Total interest expense | $3,097,000 | 718 |
| Net interest income | $43,609,000 | 577 |
| Provision for loan and lease losses | $450,000 | 1,008 |
| Total noninterest income | $6,803,000 | 820 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $1,885,000 | 478 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $4,918,000 | 764 |
| Total noninterest expense | $30,780,000 | 643 |
| Salaries and employee benefits | $20,691,000 | 548 |
| Premises and equipment expense | $2,817,000 | 704 |
| Additional noninterest expense | $4,918,000 | 764 |
| Pre-tax net operating income | $19,182,000 | 635 |
| Securities gains (losses) | $69,000 | 189 |
| Applicable income taxes | $946,000 | 1,380 |
| Income before extraordinary items | $18,305,000 | 549 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $18,305,000 | 548 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $18,305,000 | 549 |
| Net charge-offs | $152,000 | 780 |
| Cash dividends | $9,250,000 | 385 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $18,239,450 | 564 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $29,881,000 | 581 |
| Total interest expense | $1,456,000 | 784 |
| Net interest income | $28,425,000 | 566 |
| Provision for loan and lease losses | $300,000 | 908 |
| Total noninterest income | $4,592,000 | 806 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $1,184,000 | 493 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $3,408,000 | 755 |
| Total noninterest expense | $20,052,000 | 653 |
| Salaries and employee benefits | $13,624,000 | 554 |
| Premises and equipment expense | $1,844,000 | 706 |
| Additional noninterest expense | $4,584,000 | 827 |
| Pre-tax net operating income | $12,665,000 | 606 |
| Securities gains (losses) | $79,000 | 162 |
| Applicable income taxes | $626,000 | 1,323 |
| Income before extraordinary items | $12,118,000 | 527 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $12,118,000 | 526 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $12,118,000 | 527 |
| Net charge-offs | $144,000 | 618 |
| Cash dividends | $7,500,000 | 332 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $12,042,950 | 537 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $14,366,000 | 588 |
| Total interest expense | $662,000 | 826 |
| Net interest income | $13,704,000 | 576 |
| Provision for loan and lease losses | $150,000 | 763 |
| Total noninterest income | $2,368,000 | 793 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $578,000 | 500 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $1,790,000 | 746 |
| Total noninterest expense | $10,071,000 | 655 |
| Salaries and employee benefits | $6,872,000 | 548 |
| Premises and equipment expense | $960,000 | 689 |
| Additional noninterest expense | $2,239,000 | 836 |
| Pre-tax net operating income | $5,851,000 | 605 |
| Securities gains (losses) | $3,000 | 496 |
| Applicable income taxes | $288,000 | 1,340 |
| Income before extraordinary items | $5,566,000 | 545 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,566,000 | 545 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $5,566,000 | 545 |
| Net charge-offs | $-53,000 | 4,418 |
| Cash dividends | $3,500,000 | 320 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $5,563,150 | 550 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $62,356,000 | 554 |
| Total interest expense | $3,536,000 | 772 |
| Net interest income | $58,820,000 | 542 |
| Provision for loan and lease losses | $2,850,000 | 208 |
| Total noninterest income | $10,712,000 | 797 |
| Gross Fiduciary activities income | $1,000 | 958 |
| Service charges on deposit accounts | $2,052,000 | 528 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $8,659,000 | 734 |
| Total noninterest expense | $40,913,000 | 640 |
| Salaries and employee benefits | $27,417,000 | 535 |
| Premises and equipment expense | $3,669,000 | 719 |
| Additional noninterest expense | $9,827,000 | 795 |
| Pre-tax net operating income | $25,769,000 | 614 |
| Securities gains (losses) | $57,000 | 1,070 |
| Applicable income taxes | $1,269,000 | 1,447 |
| Income before extraordinary items | $24,557,000 | 556 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $24,557,000 | 556 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $24,557,000 | 557 |
| Net charge-offs | $1,009,000 | 415 |
| Cash dividends | $9,500,000 | 502 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $24,502,850 | 549 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $47,294,000 | 554 |
| Total interest expense | $2,814,000 | 768 |
| Net interest income | $44,480,000 | 544 |
| Provision for loan and lease losses | $2,550,000 | 157 |
| Total noninterest income | $8,322,000 | 797 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $1,487,000 | 541 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $6,835,000 | 741 |
| Total noninterest expense | $30,621,000 | 648 |
| Salaries and employee benefits | $20,630,000 | 534 |
| Premises and equipment expense | $2,756,000 | 733 |
| Additional noninterest expense | $7,235,000 | 801 |
| Pre-tax net operating income | $19,631,000 | 627 |
| Securities gains (losses) | $46,000 | 1,083 |
| Applicable income taxes | $967,000 | 1,483 |
| Income before extraordinary items | $18,710,000 | 559 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $18,710,000 | 558 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $18,710,000 | 559 |
| Net charge-offs | $996,000 | 337 |
| Cash dividends | $7,500,000 | 465 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $18,666,300 | 559 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $29,858,000 | 582 |
| Total interest expense | $2,045,000 | 731 |
| Net interest income | $27,813,000 | 566 |
| Provision for loan and lease losses | $1,500,000 | 193 |
| Total noninterest income | $5,415,000 | 812 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $918,000 | 562 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $4,497,000 | 744 |
| Total noninterest expense | $20,367,000 | 643 |
| Salaries and employee benefits | $13,758,000 | 532 |
| Premises and equipment expense | $1,834,000 | 726 |
| Additional noninterest expense | $4,775,000 | 799 |
| Pre-tax net operating income | $11,361,000 | 687 |
| Securities gains (losses) | $36,000 | 997 |
| Applicable income taxes | $559,000 | 1,585 |
| Income before extraordinary items | $10,838,000 | 624 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $10,838,000 | 624 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $10,838,000 | 624 |
| Net charge-offs | $48,000 | 1,165 |
| Cash dividends | $5,500,000 | 421 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $10,803,800 | 615 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $14,490,000 | 596 |
| Total interest expense | $1,110,000 | 712 |
| Net interest income | $13,380,000 | 584 |
| Provision for loan and lease losses | $1,200,000 | 152 |
| Total noninterest income | $2,910,000 | 768 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $465,000 | 549 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $2,445,000 | 712 |
| Total noninterest expense | $10,192,000 | 632 |
| Salaries and employee benefits | $7,015,000 | 526 |
| Premises and equipment expense | $920,000 | 734 |
| Additional noninterest expense | $2,257,000 | 816 |
| Pre-tax net operating income | $4,898,000 | 784 |
| Securities gains (losses) | $38,000 | 728 |
| Applicable income taxes | $241,000 | 1,667 |
| Income before extraordinary items | $4,695,000 | 704 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $4,695,000 | 704 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $4,695,000 | 704 |
| Net charge-offs | $4,000 | 1,577 |
| Cash dividends | $2,750,000 | 371 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $4,658,900 | 695 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $57,078,000 | 595 |
| Total interest expense | $8,710,000 | 560 |
| Net interest income | $48,368,000 | 607 |
| Provision for loan and lease losses | $5,500,000 | 527 |
| Total noninterest income | $12,906,000 | 682 |
| Gross Fiduciary activities income | $68,000 | 753 |
| Service charges on deposit accounts | $1,849,000 | 560 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $10,989,000 | 603 |
| Total noninterest expense | $40,305,000 | 628 |
| Salaries and employee benefits | $26,237,000 | 542 |
| Premises and equipment expense | $3,512,000 | 742 |
| Additional noninterest expense | $10,556,000 | 708 |
| Pre-tax net operating income | $15,469,000 | 723 |
| Securities gains (losses) | $1,375,000 | 291 |
| Applicable income taxes | $820,000 | 1,588 |
| Income before extraordinary items | $16,024,000 | 630 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $16,024,000 | 629 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $16,024,000 | 630 |
| Net charge-offs | $2,772,000 | 333 |
| Cash dividends | $9,932,000 | 466 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $14,717,750 | 644 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $42,556,000 | 604 |
| Total interest expense | $7,256,000 | 546 |
| Net interest income | $35,300,000 | 616 |
| Provision for loan and lease losses | $4,300,000 | 554 |
| Total noninterest income | $9,301,000 | 675 |
| Gross Fiduciary activities income | $68,000 | 724 |
| Service charges on deposit accounts | $1,336,000 | 571 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $7,897,000 | 596 |
| Total noninterest expense | $29,805,000 | 616 |
| Salaries and employee benefits | $19,336,000 | 542 |
| Premises and equipment expense | $2,523,000 | 754 |
| Additional noninterest expense | $7,946,000 | 692 |
| Pre-tax net operating income | $10,496,000 | 762 |
| Securities gains (losses) | $1,204,000 | 263 |
| Applicable income taxes | $570,000 | 1,636 |
| Income before extraordinary items | $11,130,000 | 632 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $11,130,000 | 631 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $11,130,000 | 632 |
| Net charge-offs | $362,000 | 927 |
| Cash dividends | $7,167,000 | 456 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $9,986,200 | 684 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $28,713,000 | 602 |
| Total interest expense | $5,445,000 | 540 |
| Net interest income | $23,268,000 | 622 |
| Provision for loan and lease losses | $3,100,000 | 542 |
| Total noninterest income | $6,077,000 | 644 |
| Gross Fiduciary activities income | $68,000 | 695 |
| Service charges on deposit accounts | $886,000 | 574 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $5,123,000 | 561 |
| Total noninterest expense | $19,888,000 | 610 |
| Salaries and employee benefits | $12,714,000 | 534 |
| Premises and equipment expense | $1,625,000 | 783 |
| Additional noninterest expense | $5,549,000 | 645 |
| Pre-tax net operating income | $6,357,000 | 758 |
| Securities gains (losses) | $935,000 | 236 |
| Applicable income taxes | $353,000 | 1,625 |
| Income before extraordinary items | $6,939,000 | 627 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,939,000 | 627 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $6,939,000 | 627 |
| Net charge-offs | $385,000 | 702 |
| Cash dividends | $4,667,000 | 460 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $6,050,750 | 688 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $14,468,000 | 600 |
| Total interest expense | $3,034,000 | 542 |
| Net interest income | $11,434,000 | 618 |
| Provision for loan and lease losses | $1,600,000 | 454 |
| Total noninterest income | $1,997,000 | 813 |
| Gross Fiduciary activities income | $68,000 | 643 |
| Service charges on deposit accounts | $544,000 | 558 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $1,385,000 | 778 |
| Total noninterest expense | $9,318,000 | 653 |
| Salaries and employee benefits | $6,260,000 | 547 |
| Premises and equipment expense | $819,000 | 784 |
| Additional noninterest expense | $2,239,000 | 788 |
| Pre-tax net operating income | $2,513,000 | 877 |
| Securities gains (losses) | $61,000 | 779 |
| Applicable income taxes | $123,000 | 1,773 |
| Income before extraordinary items | $2,451,000 | 783 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,451,000 | 783 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $2,451,000 | 783 |
| Net charge-offs | $435,000 | 409 |
| Cash dividends | $2,500,000 | 453 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $2,393,050 | 787 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $55,565,000 | 621 |
| Total interest expense | $13,279,000 | 531 |
| Net interest income | $42,286,000 | 655 |
| Provision for loan and lease losses | $1,000,000 | 898 |
| Total noninterest income | $7,865,000 | 825 |
| Gross Fiduciary activities income | $68,000 | 767 |
| Service charges on deposit accounts | $2,218,000 | 566 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $5,579,000 | 769 |
| Total noninterest expense | $35,981,000 | 656 |
| Salaries and employee benefits | $23,947,000 | 552 |
| Premises and equipment expense | $3,033,000 | 844 |
| Additional noninterest expense | $9,001,000 | 770 |
| Pre-tax net operating income | $13,170,000 | 835 |
| Securities gains (losses) | $202,000 | 633 |
| Applicable income taxes | $648,000 | 1,772 |
| Income before extraordinary items | $12,724,000 | 763 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $12,724,000 | 764 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $12,724,000 | 764 |
| Net charge-offs | $312,000 | 1,338 |
| Cash dividends | $5,000,000 | 787 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $12,532,100 | 758 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $41,314,000 | 631 |
| Total interest expense | $9,904,000 | 542 |
| Net interest income | $31,410,000 | 663 |
| Provision for loan and lease losses | $450,000 | 1,249 |
| Total noninterest income | $5,767,000 | 841 |
| Gross Fiduciary activities income | $68,000 | 747 |
| Service charges on deposit accounts | $1,633,000 | 572 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $4,066,000 | 777 |
| Total noninterest expense | $26,448,000 | 672 |
| Salaries and employee benefits | $17,607,000 | 560 |
| Premises and equipment expense | $2,151,000 | 890 |
| Additional noninterest expense | $6,690,000 | 775 |
| Pre-tax net operating income | $10,279,000 | 829 |
| Securities gains (losses) | $-11,000 | 4,907 |
| Applicable income taxes | $498,000 | 1,799 |
| Income before extraordinary items | $9,770,000 | 752 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $9,770,000 | 754 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $9,770,000 | 753 |
| Net charge-offs | $-22,000 | 4,634 |
| Cash dividends | $5,000,000 | 606 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $9,780,450 | 738 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $27,066,000 | 644 |
| Total interest expense | $6,294,000 | 556 |
| Net interest income | $20,772,000 | 668 |
| Provision for loan and lease losses | $300,000 | 1,195 |
| Total noninterest income | $3,238,000 | 928 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $1,028,000 | 600 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $2,210,000 | 860 |
| Total noninterest expense | $17,218,000 | 684 |
| Salaries and employee benefits | $11,488,000 | 568 |
| Premises and equipment expense | $1,397,000 | 906 |
| Additional noninterest expense | $4,333,000 | 798 |
| Pre-tax net operating income | $6,492,000 | 834 |
| Securities gains (losses) | $3,000 | 1,472 |
| Applicable income taxes | $315,000 | 1,811 |
| Income before extraordinary items | $6,180,000 | 767 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $6,180,000 | 768 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $6,180,000 | 767 |
| Net charge-offs | $-24,000 | 4,734 |
| Cash dividends | $4,000,000 | 522 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $6,177,150 | 754 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $13,161,000 | 656 |
| Total interest expense | $2,899,000 | 590 |
| Net interest income | $10,262,000 | 675 |
| Provision for loan and lease losses | $150,000 | 1,133 |
| Total noninterest income | $1,505,000 | 945 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $487,000 | 628 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,018,000 | 895 |
| Total noninterest expense | $8,220,000 | 702 |
| Salaries and employee benefits | $5,630,000 | 579 |
| Premises and equipment expense | $681,000 | 922 |
| Additional noninterest expense | $1,909,000 | 873 |
| Pre-tax net operating income | $3,397,000 | 792 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $165,000 | 1,752 |
| Income before extraordinary items | $3,232,000 | 729 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,232,000 | 729 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $3,232,000 | 728 |
| Net charge-offs | $4,000 | 2,286 |
| Cash dividends | $2,000,000 | 496 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $3,232,000 | 721 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $50,971,000 | 631 |
| Total interest expense | $9,320,000 | 559 |
| Net interest income | $41,651,000 | 657 |
| Provision for loan and lease losses | $600,000 | 1,277 |
| Total noninterest income | $6,420,000 | 932 |
| Gross Fiduciary activities income | $2,000 | 1,038 |
| Service charges on deposit accounts | $2,132,000 | 600 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,286,000 | 874 |
| Total noninterest expense | $33,047,000 | 693 |
| Salaries and employee benefits | $21,849,000 | 574 |
| Premises and equipment expense | $2,621,000 | 942 |
| Additional noninterest expense | $8,577,000 | 803 |
| Pre-tax net operating income | $14,425,000 | 769 |
| Securities gains (losses) | $57,000 | 399 |
| Applicable income taxes | $702,000 | 1,686 |
| Income before extraordinary items | $13,780,000 | 692 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $13,780,000 | 690 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $13,780,000 | 691 |
| Net charge-offs | $76,000 | 2,344 |
| Cash dividends | $10,000,000 | 415 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $13,725,850 | 697 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $37,802,000 | 630 |
| Total interest expense | $6,662,000 | 542 |
| Net interest income | $31,140,000 | 660 |
| Provision for loan and lease losses | $450,000 | 1,204 |
| Total noninterest income | $4,724,000 | 951 |
| Gross Fiduciary activities income | $2,000 | 991 |
| Service charges on deposit accounts | $1,582,000 | 602 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,140,000 | 900 |
| Total noninterest expense | $25,171,000 | 674 |
| Salaries and employee benefits | $16,438,000 | 569 |
| Premises and equipment expense | $1,968,000 | 936 |
| Additional noninterest expense | $6,765,000 | 757 |
| Pre-tax net operating income | $10,243,000 | 807 |
| Securities gains (losses) | $57,000 | 390 |
| Applicable income taxes | $499,000 | 1,781 |
| Income before extraordinary items | $9,801,000 | 724 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $9,801,000 | 723 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $9,801,000 | 723 |
| Net charge-offs | $83,000 | 1,868 |
| Cash dividends | $9,000,000 | 337 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $9,746,850 | 725 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $24,916,000 | 631 |
| Total interest expense | $4,176,000 | 530 |
| Net interest income | $20,740,000 | 659 |
| Provision for loan and lease losses | $300,000 | 1,165 |
| Total noninterest income | $3,165,000 | 946 |
| Gross Fiduciary activities income | $2,000 | 976 |
| Service charges on deposit accounts | $1,052,000 | 602 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,111,000 | 901 |
| Total noninterest expense | $16,649,000 | 677 |
| Salaries and employee benefits | $10,880,000 | 574 |
| Premises and equipment expense | $1,290,000 | 945 |
| Additional noninterest expense | $4,479,000 | 758 |
| Pre-tax net operating income | $6,955,000 | 784 |
| Securities gains (losses) | $-16,000 | 5,070 |
| Applicable income taxes | $336,000 | 1,764 |
| Income before extraordinary items | $6,603,000 | 719 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $6,603,000 | 718 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $6,603,000 | 718 |
| Net charge-offs | $24,000 | 2,148 |
| Cash dividends | $8,000,000 | 270 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $6,618,200 | 718 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $12,170,000 | 634 |
| Total interest expense | $1,981,000 | 525 |
| Net interest income | $10,189,000 | 660 |
| Provision for loan and lease losses | $150,000 | 1,106 |
| Total noninterest income | $1,589,000 | 931 |
| Gross Fiduciary activities income | $2,000 | 930 |
| Service charges on deposit accounts | $518,000 | 610 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $1,069,000 | 888 |
| Total noninterest expense | $8,280,000 | 685 |
| Salaries and employee benefits | $5,440,000 | 588 |
| Premises and equipment expense | $665,000 | 938 |
| Additional noninterest expense | $2,175,000 | 763 |
| Pre-tax net operating income | $3,347,000 | 776 |
| Securities gains (losses) | $-16,000 | 5,283 |
| Applicable income taxes | $162,000 | 1,767 |
| Income before extraordinary items | $3,169,000 | 725 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $3,169,000 | 725 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $3,169,000 | 725 |
| Net charge-offs | $29,000 | 1,473 |
| Cash dividends | $2,000,000 | 411 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $3,184,200 | 719 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $45,438,000 | 635 |
| Total interest expense | $6,282,000 | 552 |
| Net interest income | $39,156,000 | 655 |
| Provision for loan and lease losses | $600,000 | 1,276 |
| Total noninterest income | $6,010,000 | 980 |
| Gross Fiduciary activities income | $101,000 | 784 |
| Service charges on deposit accounts | $2,089,000 | 607 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $3,820,000 | 979 |
| Total noninterest expense | $30,384,000 | 723 |
| Salaries and employee benefits | $19,885,000 | 606 |
| Premises and equipment expense | $2,551,000 | 947 |
| Additional noninterest expense | $7,948,000 | 836 |
| Pre-tax net operating income | $14,182,000 | 724 |
| Securities gains (losses) | $44,000 | 951 |
| Applicable income taxes | $667,000 | 2,205 |
| Income before extraordinary items | $13,559,000 | 570 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $13,559,000 | 570 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $13,559,000 | 570 |
| Net charge-offs | $168,000 | 1,976 |
| Cash dividends | $7,000,000 | 497 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $13,517,200 | 568 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $33,400,000 | 645 |
| Total interest expense | $4,460,000 | 573 |
| Net interest income | $28,940,000 | 659 |
| Provision for loan and lease losses | $450,000 | 1,230 |
| Total noninterest income | $4,504,000 | 991 |
| Gross Fiduciary activities income | $93,000 | 757 |
| Service charges on deposit accounts | $1,532,000 | 623 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,879,000 | 1,001 |
| Total noninterest expense | $22,515,000 | 732 |
| Salaries and employee benefits | $14,691,000 | 620 |
| Premises and equipment expense | $1,900,000 | 961 |
| Additional noninterest expense | $5,924,000 | 832 |
| Pre-tax net operating income | $10,479,000 | 731 |
| Securities gains (losses) | $28,000 | 1,157 |
| Applicable income taxes | $476,000 | 2,118 |
| Income before extraordinary items | $10,031,000 | 621 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $10,031,000 | 621 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $10,031,000 | 621 |
| Net charge-offs | $135,000 | 1,693 |
| Cash dividends | $6,000,000 | 427 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $10,004,400 | 613 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $21,747,000 | 651 |
| Total interest expense | $2,800,000 | 589 |
| Net interest income | $18,947,000 | 662 |
| Provision for loan and lease losses | $300,000 | 1,177 |
| Total noninterest income | $2,927,000 | 1,018 |
| Gross Fiduciary activities income | $71,000 | 756 |
| Service charges on deposit accounts | $1,023,000 | 611 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $1,833,000 | 1,040 |
| Total noninterest expense | $15,008,000 | 730 |
| Salaries and employee benefits | $9,816,000 | 618 |
| Premises and equipment expense | $1,266,000 | 959 |
| Additional noninterest expense | $3,926,000 | 838 |
| Pre-tax net operating income | $6,566,000 | 762 |
| Securities gains (losses) | $6,000 | 1,397 |
| Applicable income taxes | $317,000 | 2,099 |
| Income before extraordinary items | $6,255,000 | 652 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $6,255,000 | 652 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $6,255,000 | 652 |
| Net charge-offs | $163,000 | 1,188 |
| Cash dividends | $5,000,000 | 353 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $6,249,300 | 637 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $10,492,000 | 671 |
| Total interest expense | $1,315,000 | 599 |
| Net interest income | $9,177,000 | 688 |
| Provision for loan and lease losses | $150,000 | 1,115 |
| Total noninterest income | $1,413,000 | 1,037 |
| Gross Fiduciary activities income | $34,000 | 765 |
| Service charges on deposit accounts | $495,000 | 634 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $884,000 | 1,042 |
| Total noninterest expense | $7,310,000 | 755 |
| Salaries and employee benefits | $4,873,000 | 635 |
| Premises and equipment expense | $621,000 | 980 |
| Additional noninterest expense | $1,816,000 | 894 |
| Pre-tax net operating income | $3,130,000 | 774 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $159,000 | 2,062 |
| Income before extraordinary items | $2,971,000 | 667 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,971,000 | 667 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,971,000 | 667 |
| Net charge-offs | $2,000 | 2,694 |
| Cash dividends | $2,000,000 | 391 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $2,971,000 | 655 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $41,521,000 | 655 |
| Total interest expense | $5,778,000 | 511 |
| Net interest income | $35,743,000 | 677 |
| Provision for loan and lease losses | $600,000 | 1,295 |
| Total noninterest income | $6,010,000 | 1,012 |
| Gross Fiduciary activities income | $89,000 | 816 |
| Service charges on deposit accounts | $2,067,000 | 626 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $3,854,000 | 1,008 |
| Total noninterest expense | $27,909,000 | 771 |
| Salaries and employee benefits | $18,281,000 | 642 |
| Premises and equipment expense | $2,638,000 | 923 |
| Additional noninterest expense | $6,990,000 | 940 |
| Pre-tax net operating income | $13,244,000 | 721 |
| Securities gains (losses) | $97,000 | 1,369 |
| Applicable income taxes | $658,000 | 2,021 |
| Income before extraordinary items | $12,683,000 | 619 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $12,683,000 | 618 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $12,683,000 | 618 |
| Net charge-offs | $346,000 | 1,403 |
| Cash dividends | $5,500,000 | 614 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $12,590,850 | 604 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $31,047,000 | 649 |
| Total interest expense | $4,386,000 | 508 |
| Net interest income | $26,661,000 | 674 |
| Provision for loan and lease losses | $450,000 | 1,227 |
| Total noninterest income | $4,554,000 | 994 |
| Gross Fiduciary activities income | $76,000 | 805 |
| Service charges on deposit accounts | $1,557,000 | 625 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $2,921,000 | 1,008 |
| Total noninterest expense | $20,912,000 | 772 |
| Salaries and employee benefits | $13,592,000 | 648 |
| Premises and equipment expense | $2,069,000 | 890 |
| Additional noninterest expense | $5,251,000 | 939 |
| Pre-tax net operating income | $9,853,000 | 719 |
| Securities gains (losses) | $93,000 | 1,319 |
| Applicable income taxes | $486,000 | 2,078 |
| Income before extraordinary items | $9,460,000 | 624 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $9,460,000 | 624 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $9,460,000 | 624 |
| Net charge-offs | $242,000 | 1,320 |
| Cash dividends | $4,500,000 | 546 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $9,371,650 | 608 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $20,658,000 | 652 |
| Total interest expense | $2,894,000 | 510 |
| Net interest income | $17,764,000 | 668 |
| Provision for loan and lease losses | $300,000 | 1,234 |
| Total noninterest income | $2,936,000 | 1,009 |
| Gross Fiduciary activities income | $70,000 | 773 |
| Service charges on deposit accounts | $1,004,000 | 635 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,862,000 | 1,022 |
| Total noninterest expense | $13,828,000 | 770 |
| Salaries and employee benefits | $9,042,000 | 653 |
| Premises and equipment expense | $1,376,000 | 892 |
| Additional noninterest expense | $3,410,000 | 965 |
| Pre-tax net operating income | $6,572,000 | 709 |
| Securities gains (losses) | $92,000 | 1,017 |
| Applicable income taxes | $312,000 | 2,104 |
| Income before extraordinary items | $6,352,000 | 604 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $6,352,000 | 602 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $6,352,000 | 603 |
| Net charge-offs | $243,000 | 1,002 |
| Cash dividends | $3,500,000 | 506 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $6,264,600 | 597 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $10,250,000 | 654 |
| Total interest expense | $1,429,000 | 512 |
| Net interest income | $8,821,000 | 675 |
| Provision for loan and lease losses | $150,000 | 1,146 |
| Total noninterest income | $1,473,000 | 973 |
| Gross Fiduciary activities income | $45,000 | 755 |
| Service charges on deposit accounts | $493,000 | 640 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $935,000 | 983 |
| Total noninterest expense | $6,822,000 | 774 |
| Salaries and employee benefits | $4,451,000 | 669 |
| Premises and equipment expense | $703,000 | 886 |
| Additional noninterest expense | $1,668,000 | 983 |
| Pre-tax net operating income | $3,322,000 | 698 |
| Securities gains (losses) | $17,000 | 1,296 |
| Applicable income taxes | $156,000 | 2,064 |
| Income before extraordinary items | $3,183,000 | 577 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $3,183,000 | 576 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $3,183,000 | 577 |
| Net charge-offs | $-7,000 | 5,019 |
| Cash dividends | $2,000,000 | 420 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $3,166,850 | 565 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $40,480,000 | 634 |
| Total interest expense | $5,805,000 | 472 |
| Net interest income | $34,675,000 | 656 |
| Provision for loan and lease losses | $1,800,000 | 494 |
| Total noninterest income | $4,996,000 | 1,122 |
| Gross Fiduciary activities income | $118,000 | 807 |
| Service charges on deposit accounts | $1,981,000 | 666 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,897,000 | 1,186 |
| Total noninterest expense | $26,848,000 | 775 |
| Salaries and employee benefits | $16,895,000 | 672 |
| Premises and equipment expense | $2,998,000 | 829 |
| Additional noninterest expense | $6,955,000 | 948 |
| Pre-tax net operating income | $11,023,000 | 808 |
| Securities gains (losses) | $90,000 | 1,234 |
| Applicable income taxes | $541,000 | 2,160 |
| Income before extraordinary items | $10,572,000 | 689 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $10,572,000 | 688 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $10,572,000 | 689 |
| Net charge-offs | $1,486,000 | 501 |
| Cash dividends | $9,000,000 | 411 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $10,486,500 | 686 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $30,375,000 | 634 |
| Total interest expense | $4,331,000 | 472 |
| Net interest income | $26,044,000 | 661 |
| Provision for loan and lease losses | $1,350,000 | 456 |
| Total noninterest income | $4,054,000 | 1,084 |
| Gross Fiduciary activities income | $100,000 | 791 |
| Service charges on deposit accounts | $1,458,000 | 674 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,496,000 | 1,104 |
| Total noninterest expense | $19,984,000 | 780 |
| Salaries and employee benefits | $12,726,000 | 678 |
| Premises and equipment expense | $2,137,000 | 876 |
| Additional noninterest expense | $5,121,000 | 961 |
| Pre-tax net operating income | $8,764,000 | 779 |
| Securities gains (losses) | $86,000 | 1,121 |
| Applicable income taxes | $453,000 | 2,091 |
| Income before extraordinary items | $8,397,000 | 661 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $8,397,000 | 659 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $8,397,000 | 661 |
| Net charge-offs | $648,000 | 720 |
| Cash dividends | $7,500,000 | 347 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $8,315,300 | 650 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $20,321,000 | 632 |
| Total interest expense | $2,850,000 | 477 |
| Net interest income | $17,471,000 | 655 |
| Provision for loan and lease losses | $900,000 | 466 |
| Total noninterest income | $2,733,000 | 1,072 |
| Gross Fiduciary activities income | $70,000 | 801 |
| Service charges on deposit accounts | $933,000 | 689 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,730,000 | 1,080 |
| Total noninterest expense | $13,010,000 | 799 |
| Salaries and employee benefits | $8,377,000 | 689 |
| Premises and equipment expense | $1,404,000 | 883 |
| Additional noninterest expense | $3,229,000 | 1,019 |
| Pre-tax net operating income | $6,294,000 | 735 |
| Securities gains (losses) | $68,000 | 1,059 |
| Applicable income taxes | $296,000 | 2,137 |
| Income before extraordinary items | $6,066,000 | 613 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $6,066,000 | 611 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $6,066,000 | 613 |
| Net charge-offs | $623,000 | 529 |
| Cash dividends | $6,000,000 | 300 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $6,001,400 | 604 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $10,055,000 | 630 |
| Total interest expense | $1,408,000 | 485 |
| Net interest income | $8,647,000 | 653 |
| Provision for loan and lease losses | $450,000 | 443 |
| Total noninterest income | $1,334,000 | 1,050 |
| Gross Fiduciary activities income | $36,000 | 804 |
| Service charges on deposit accounts | $451,000 | 703 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $847,000 | 1,050 |
| Total noninterest expense | $6,498,000 | 807 |
| Salaries and employee benefits | $4,135,000 | 708 |
| Premises and equipment expense | $741,000 | 850 |
| Additional noninterest expense | $1,622,000 | 995 |
| Pre-tax net operating income | $3,033,000 | 739 |
| Securities gains (losses) | $67,000 | 732 |
| Applicable income taxes | $143,000 | 2,137 |
| Income before extraordinary items | $2,957,000 | 609 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $2,957,000 | 606 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $2,957,000 | 609 |
| Net charge-offs | $-22,000 | 5,709 |
| Cash dividends | $1,000,000 | 643 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $2,893,350 | 602 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $40,729,000 | 608 |
| Total interest expense | $5,905,000 | 471 |
| Net interest income | $34,824,000 | 632 |
| Provision for loan and lease losses | $2,784,000 | 358 |
| Total noninterest income | $4,811,000 | 1,131 |
| Gross Fiduciary activities income | $108,000 | 843 |
| Service charges on deposit accounts | $2,260,000 | 606 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,443,000 | 1,268 |
| Total noninterest expense | $25,922,000 | 783 |
| Salaries and employee benefits | $16,251,000 | 679 |
| Premises and equipment expense | $2,918,000 | 845 |
| Additional noninterest expense | $6,753,000 | 968 |
| Pre-tax net operating income | $10,929,000 | 764 |
| Securities gains (losses) | $24,000 | 2,223 |
| Applicable income taxes | $555,000 | 2,100 |
| Income before extraordinary items | $10,398,000 | 658 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $10,398,000 | 657 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $10,398,000 | 658 |
| Net charge-offs | $1,084,000 | 828 |
| Cash dividends | $6,300,000 | 497 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $10,375,200 | 643 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $30,390,000 | 609 |
| Total interest expense | $4,439,000 | 469 |
| Net interest income | $25,951,000 | 632 |
| Provision for loan and lease losses | $1,491,000 | 459 |
| Total noninterest income | $3,610,000 | 1,134 |
| Gross Fiduciary activities income | $88,000 | 832 |
| Service charges on deposit accounts | $1,698,000 | 602 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,824,000 | 1,269 |
| Total noninterest expense | $19,390,000 | 779 |
| Salaries and employee benefits | $12,249,000 | 679 |
| Premises and equipment expense | $2,184,000 | 851 |
| Additional noninterest expense | $4,957,000 | 987 |
| Pre-tax net operating income | $8,680,000 | 734 |
| Securities gains (losses) | $19,000 | 2,046 |
| Applicable income taxes | $417,000 | 2,148 |
| Income before extraordinary items | $8,282,000 | 615 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $8,282,000 | 611 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $8,282,000 | 613 |
| Net charge-offs | $182,000 | 2,100 |
| Cash dividends | $4,300,000 | 504 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $8,263,950 | 611 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $20,165,000 | 608 |
| Total interest expense | $2,970,000 | 472 |
| Net interest income | $17,195,000 | 634 |
| Provision for loan and lease losses | $948,000 | 469 |
| Total noninterest income | $2,183,000 | 1,204 |
| Gross Fiduciary activities income | $78,000 | 809 |
| Service charges on deposit accounts | $1,094,000 | 609 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,011,000 | 1,436 |
| Total noninterest expense | $13,059,000 | 778 |
| Salaries and employee benefits | $8,200,000 | 672 |
| Premises and equipment expense | $1,455,000 | 847 |
| Additional noninterest expense | $3,404,000 | 950 |
| Pre-tax net operating income | $5,371,000 | 760 |
| Securities gains (losses) | $19,000 | 1,669 |
| Applicable income taxes | $278,000 | 2,101 |
| Income before extraordinary items | $5,112,000 | 638 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $5,112,000 | 636 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $5,112,000 | 638 |
| Net charge-offs | $301,000 | 1,253 |
| Cash dividends | $3,000,000 | 466 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $5,093,950 | 628 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $9,927,000 | 627 |
| Total interest expense | $1,489,000 | 476 |
| Net interest income | $8,438,000 | 651 |
| Provision for loan and lease losses | $474,000 | 472 |
| Total noninterest income | $1,105,000 | 1,151 |
| Gross Fiduciary activities income | $54,000 | 765 |
| Service charges on deposit accounts | $530,000 | 624 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $521,000 | 1,377 |
| Total noninterest expense | $6,458,000 | 789 |
| Salaries and employee benefits | $4,104,000 | 677 |
| Premises and equipment expense | $719,000 | 877 |
| Additional noninterest expense | $1,635,000 | 984 |
| Pre-tax net operating income | $2,611,000 | 766 |
| Securities gains (losses) | $16,000 | 1,027 |
| Applicable income taxes | $139,000 | 2,071 |
| Income before extraordinary items | $2,488,000 | 636 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,488,000 | 636 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,488,000 | 637 |
| Net charge-offs | $60,000 | 1,724 |
| Cash dividends | $1,500,000 | 415 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $2,472,800 | 633 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $40,318,000 | 611 |
| Total interest expense | $6,855,000 | 458 |
| Net interest income | $33,463,000 | 642 |
| Provision for loan and lease losses | $1,535,000 | 770 |
| Total noninterest income | $5,927,000 | 1,001 |
| Gross Fiduciary activities income | $94,000 | 874 |
| Service charges on deposit accounts | $2,322,000 | 594 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,511,000 | 1,043 |
| Total noninterest expense | $25,812,000 | 785 |
| Salaries and employee benefits | $16,256,000 | 667 |
| Premises and equipment expense | $2,901,000 | 839 |
| Additional noninterest expense | $6,655,000 | 1,017 |
| Pre-tax net operating income | $12,043,000 | 651 |
| Securities gains (losses) | $144,000 | 1,093 |
| Applicable income taxes | $589,000 | 1,983 |
| Income before extraordinary items | $11,598,000 | 570 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $11,598,000 | 568 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $11,598,000 | 570 |
| Net charge-offs | $1,289,000 | 1,047 |
| Cash dividends | $7,456,000 | 410 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $11,461,200 | 562 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $30,155,000 | 611 |
| Total interest expense | $5,264,000 | 460 |
| Net interest income | $24,891,000 | 640 |
| Provision for loan and lease losses | $1,126,000 | 805 |
| Total noninterest income | $4,658,000 | 986 |
| Gross Fiduciary activities income | $75,000 | 859 |
| Service charges on deposit accounts | $1,744,000 | 587 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,839,000 | 1,007 |
| Total noninterest expense | $19,135,000 | 795 |
| Salaries and employee benefits | $12,068,000 | 677 |
| Premises and equipment expense | $2,109,000 | 868 |
| Additional noninterest expense | $4,958,000 | 1,027 |
| Pre-tax net operating income | $9,288,000 | 650 |
| Securities gains (losses) | $128,000 | 1,061 |
| Applicable income taxes | $450,000 | 2,018 |
| Income before extraordinary items | $8,966,000 | 570 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $8,966,000 | 572 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $8,966,000 | 572 |
| Net charge-offs | $1,219,000 | 871 |
| Cash dividends | $5,956,000 | 364 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $8,844,400 | 563 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $19,994,000 | 608 |
| Total interest expense | $3,597,000 | 460 |
| Net interest income | $16,397,000 | 642 |
| Provision for loan and lease losses | $746,000 | 846 |
| Total noninterest income | $3,406,000 | 923 |
| Gross Fiduciary activities income | $57,000 | 852 |
| Service charges on deposit accounts | $1,092,000 | 615 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,257,000 | 899 |
| Total noninterest expense | $12,808,000 | 798 |
| Salaries and employee benefits | $7,999,000 | 689 |
| Premises and equipment expense | $1,412,000 | 863 |
| Additional noninterest expense | $3,397,000 | 988 |
| Pre-tax net operating income | $6,249,000 | 625 |
| Securities gains (losses) | $135,000 | 940 |
| Applicable income taxes | $285,000 | 2,072 |
| Income before extraordinary items | $6,099,000 | 560 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $6,099,000 | 559 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $6,099,000 | 562 |
| Net charge-offs | $298,000 | 1,699 |
| Cash dividends | $4,660,000 | 320 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $5,969,400 | 549 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $9,942,000 | 623 |
| Total interest expense | $1,844,000 | 461 |
| Net interest income | $8,098,000 | 659 |
| Provision for loan and lease losses | $399,000 | 816 |
| Total noninterest income | $1,691,000 | 934 |
| Gross Fiduciary activities income | $7,000 | 997 |
| Service charges on deposit accounts | $520,000 | 639 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,164,000 | 882 |
| Total noninterest expense | $6,428,000 | 802 |
| Salaries and employee benefits | $3,999,000 | 698 |
| Premises and equipment expense | $712,000 | 877 |
| Additional noninterest expense | $1,717,000 | 978 |
| Pre-tax net operating income | $2,962,000 | 645 |
| Securities gains (losses) | $132,000 | 595 |
| Applicable income taxes | $143,000 | 2,037 |
| Income before extraordinary items | $2,951,000 | 555 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,951,000 | 552 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,951,000 | 556 |
| Net charge-offs | $66,000 | 2,216 |
| Cash dividends | $2,554,000 | 246 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $2,825,600 | 552 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $41,597,000 | 623 |
| Total interest expense | $8,853,000 | 471 |
| Net interest income | $32,744,000 | 657 |
| Provision for loan and lease losses | $2,740,000 | 830 |
| Total noninterest income | $3,921,000 | 1,356 |
| Gross Fiduciary activities income | $85,000 | 907 |
| Service charges on deposit accounts | $2,336,000 | 608 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,500,000 | 1,849 |
| Total noninterest expense | $23,409,000 | 861 |
| Salaries and employee benefits | $14,172,000 | 736 |
| Premises and equipment expense | $2,853,000 | 843 |
| Additional noninterest expense | $6,384,000 | 1,080 |
| Pre-tax net operating income | $10,516,000 | 682 |
| Securities gains (losses) | $198,000 | 1,708 |
| Applicable income taxes | $515,000 | 2,157 |
| Income before extraordinary items | $10,199,000 | 604 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $10,199,000 | 603 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $10,199,000 | 604 |
| Net charge-offs | $2,233,000 | 1,068 |
| Cash dividends | $7,128,000 | 412 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $10,010,900 | 595 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $31,217,000 | 632 |
| Total interest expense | $6,866,000 | 477 |
| Net interest income | $24,351,000 | 666 |
| Provision for loan and lease losses | $1,594,000 | 1,032 |
| Total noninterest income | $3,929,000 | 1,103 |
| Gross Fiduciary activities income | $55,000 | 921 |
| Service charges on deposit accounts | $1,739,000 | 615 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,135,000 | 1,209 |
| Total noninterest expense | $17,531,000 | 850 |
| Salaries and employee benefits | $10,632,000 | 734 |
| Premises and equipment expense | $2,051,000 | 886 |
| Additional noninterest expense | $4,848,000 | 1,064 |
| Pre-tax net operating income | $9,155,000 | 621 |
| Securities gains (losses) | $179,000 | 1,515 |
| Applicable income taxes | $447,000 | 2,059 |
| Income before extraordinary items | $8,887,000 | 560 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $8,887,000 | 559 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $8,887,000 | 560 |
| Net charge-offs | $2,109,000 | 897 |
| Cash dividends | $6,048,000 | 307 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $8,716,950 | 540 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $20,896,000 | 639 |
| Total interest expense | $4,620,000 | 492 |
| Net interest income | $16,276,000 | 663 |
| Provision for loan and lease losses | $1,084,000 | 1,029 |
| Total noninterest income | $2,349,000 | 1,180 |
| Gross Fiduciary activities income | $54,000 | 880 |
| Service charges on deposit accounts | $1,129,000 | 629 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,166,000 | 1,369 |
| Total noninterest expense | $11,760,000 | 839 |
| Salaries and employee benefits | $7,118,000 | 729 |
| Premises and equipment expense | $1,359,000 | 893 |
| Additional noninterest expense | $3,283,000 | 1,049 |
| Pre-tax net operating income | $5,781,000 | 641 |
| Securities gains (losses) | $7,000 | 2,812 |
| Applicable income taxes | $280,000 | 2,129 |
| Income before extraordinary items | $5,508,000 | 583 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $5,508,000 | 582 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,508,000 | 583 |
| Net charge-offs | $1,897,000 | 722 |
| Cash dividends | $3,888,000 | 318 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $5,501,350 | 566 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $10,529,000 | 636 |
| Total interest expense | $2,375,000 | 490 |
| Net interest income | $8,154,000 | 659 |
| Provision for loan and lease losses | $471,000 | 1,110 |
| Total noninterest income | $1,553,000 | 955 |
| Gross Fiduciary activities income | $15,000 | 947 |
| Service charges on deposit accounts | $553,000 | 648 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $985,000 | 910 |
| Total noninterest expense | $5,990,000 | 821 |
| Salaries and employee benefits | $3,680,000 | 704 |
| Premises and equipment expense | $673,000 | 902 |
| Additional noninterest expense | $1,637,000 | 1,045 |
| Pre-tax net operating income | $3,246,000 | 589 |
| Securities gains (losses) | $6,000 | 1,875 |
| Applicable income taxes | $153,000 | 2,002 |
| Income before extraordinary items | $3,099,000 | 517 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,099,000 | 518 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,099,000 | 518 |
| Net charge-offs | $187,000 | 1,909 |
| Cash dividends | $3,348,000 | 171 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $3,093,300 | 502 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $44,401,000 | 615 |
| Total interest expense | $11,160,000 | 509 |
| Net interest income | $33,241,000 | 642 |
| Provision for loan and lease losses | $4,892,000 | 799 |
| Total noninterest income | $5,488,000 | 963 |
| Gross Fiduciary activities income | $77,000 | 870 |
| Service charges on deposit accounts | $2,383,000 | 617 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $3,028,000 | 1,032 |
| Total noninterest expense | $23,820,000 | 832 |
| Salaries and employee benefits | $13,725,000 | 718 |
| Premises and equipment expense | $2,986,000 | 838 |
| Additional noninterest expense | $7,109,000 | 992 |
| Pre-tax net operating income | $10,017,000 | 627 |
| Securities gains (losses) | $783,000 | 553 |
| Applicable income taxes | $521,000 | 1,988 |
| Income before extraordinary items | $10,279,000 | 523 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $10,279,000 | 523 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $10,279,000 | 524 |
| Net charge-offs | $4,099,000 | 947 |
| Cash dividends | $7,108,000 | 304 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $9,535,150 | 548 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $33,523,000 | 623 |
| Total interest expense | $8,562,000 | 513 |
| Net interest income | $24,961,000 | 648 |
| Provision for loan and lease losses | $4,120,000 | 722 |
| Total noninterest income | $4,099,000 | 971 |
| Gross Fiduciary activities income | $69,000 | 837 |
| Service charges on deposit accounts | $1,776,000 | 624 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,254,000 | 1,033 |
| Total noninterest expense | $18,134,000 | 820 |
| Salaries and employee benefits | $10,198,000 | 725 |
| Premises and equipment expense | $2,253,000 | 847 |
| Additional noninterest expense | $5,683,000 | 930 |
| Pre-tax net operating income | $6,806,000 | 698 |
| Securities gains (losses) | $771,000 | 444 |
| Applicable income taxes | $368,000 | 2,031 |
| Income before extraordinary items | $7,209,000 | 573 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,209,000 | 572 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $7,209,000 | 573 |
| Net charge-offs | $3,324,000 | 877 |
| Cash dividends | $6,028,000 | 242 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $6,476,550 | 599 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $22,589,000 | 635 |
| Total interest expense | $5,801,000 | 530 |
| Net interest income | $16,788,000 | 647 |
| Provision for loan and lease losses | $3,387,000 | 615 |
| Total noninterest income | $2,465,000 | 1,055 |
| Gross Fiduciary activities income | $62,000 | 814 |
| Service charges on deposit accounts | $1,209,000 | 609 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,194,000 | 1,187 |
| Total noninterest expense | $11,943,000 | 838 |
| Salaries and employee benefits | $6,710,000 | 739 |
| Premises and equipment expense | $1,559,000 | 822 |
| Additional noninterest expense | $3,674,000 | 990 |
| Pre-tax net operating income | $3,923,000 | 786 |
| Securities gains (losses) | $771,000 | 250 |
| Applicable income taxes | $223,000 | 2,108 |
| Income before extraordinary items | $4,471,000 | 590 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,471,000 | 586 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $4,471,000 | 590 |
| Net charge-offs | $626,000 | 1,908 |
| Cash dividends | $4,678,000 | 203 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $3,738,550 | 667 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $11,336,000 | 640 |
| Total interest expense | $2,945,000 | 546 |
| Net interest income | $8,391,000 | 655 |
| Provision for loan and lease losses | $931,000 | 906 |
| Total noninterest income | $1,205,000 | 1,068 |
| Gross Fiduciary activities income | $57,000 | 714 |
| Service charges on deposit accounts | $551,000 | 653 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $597,000 | 1,187 |
| Total noninterest expense | $5,924,000 | 847 |
| Salaries and employee benefits | $3,311,000 | 756 |
| Premises and equipment expense | $789,000 | 834 |
| Additional noninterest expense | $1,824,000 | 976 |
| Pre-tax net operating income | $2,741,000 | 599 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $138,000 | 1,866 |
| Income before extraordinary items | $2,603,000 | 521 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,603,000 | 520 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,603,000 | 521 |
| Net charge-offs | $403,000 | 1,520 |
| Cash dividends | $1,978,000 | 218 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $2,603,000 | 504 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,711,000 | 4,980 |
| Total interest expense | $778,000 | 5,768 |
| Net interest income | $3,933,000 | 4,629 |
| Provision for loan and lease losses | $297,000 | 4,887 |
| Total noninterest income | $747,000 | 3,793 |
| Gross Fiduciary activities income | $24,000 | 1,042 |
| Service charges on deposit accounts | $351,000 | 3,328 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $372,000 | 3,631 |
| Total noninterest expense | $2,457,000 | 5,545 |
| Salaries and employee benefits | $1,507,000 | 5,048 |
| Premises and equipment expense | $256,000 | 5,759 |
| Additional noninterest expense | $694,000 | 5,914 |
| Pre-tax net operating income | $1,926,000 | 2,309 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $94,000 | 3,272 |
| Income before extraordinary items | $1,832,000 | 2,172 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,832,000 | 2,174 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,832,000 | 2,175 |
| Net charge-offs | $242,000 | 4,560 |
| Cash dividends | $1,549,000 | 1,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,832,000 | 2,093 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,506,000 | 5,090 |
| Total interest expense | $590,000 | 5,890 |
| Net interest income | $2,916,000 | 4,722 |
| Provision for loan and lease losses | $282,000 | 4,401 |
| Total noninterest income | $538,000 | 3,924 |
| Gross Fiduciary activities income | $23,000 | 1,006 |
| Service charges on deposit accounts | $264,000 | 3,400 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $251,000 | 3,836 |
| Total noninterest expense | $1,854,000 | 5,563 |
| Salaries and employee benefits | $1,163,000 | 5,005 |
| Premises and equipment expense | $185,000 | 5,891 |
| Additional noninterest expense | $506,000 | 6,013 |
| Pre-tax net operating income | $1,318,000 | 2,609 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $64,000 | 3,418 |
| Income before extraordinary items | $1,254,000 | 2,469 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,254,000 | 2,466 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,254,000 | 2,470 |
| Net charge-offs | $12,000 | 6,207 |
| Cash dividends | $1,307,000 | 840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,254,000 | 2,341 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,357,000 | 5,111 |
| Total interest expense | $395,000 | 5,994 |
| Net interest income | $1,962,000 | 4,711 |
| Provision for loan and lease losses | $54,000 | 5,798 |
| Total noninterest income | $355,000 | 3,893 |
| Gross Fiduciary activities income | $24,000 | 965 |
| Service charges on deposit accounts | $168,000 | 3,485 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $163,000 | 3,845 |
| Total noninterest expense | $1,262,000 | 5,532 |
| Salaries and employee benefits | $790,000 | 4,970 |
| Premises and equipment expense | $124,000 | 5,899 |
| Additional noninterest expense | $348,000 | 5,965 |
| Pre-tax net operating income | $1,001,000 | 2,367 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $49,000 | 3,292 |
| Income before extraordinary items | $952,000 | 2,199 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $952,000 | 2,198 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $952,000 | 2,201 |
| Net charge-offs | $-2,000 | 7,211 |
| Cash dividends | $1,004,000 | 701 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $952,000 | 2,122 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,187,000 | 5,173 |
| Total interest expense | $196,000 | 6,124 |
| Net interest income | $991,000 | 4,714 |
| Provision for loan and lease losses | $27,000 | 5,545 |
| Total noninterest income | $164,000 | 4,080 |
| Gross Fiduciary activities income | $2,000 | 1,137 |
| Service charges on deposit accounts | $81,000 | 3,563 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $81,000 | 3,888 |
| Total noninterest expense | $647,000 | 5,535 |
| Salaries and employee benefits | $415,000 | 4,896 |
| Premises and equipment expense | $64,000 | 5,914 |
| Additional noninterest expense | $168,000 | 6,091 |
| Pre-tax net operating income | $481,000 | 2,479 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $23,000 | 3,365 |
| Income before extraordinary items | $458,000 | 2,292 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $458,000 | 2,291 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $458,000 | 2,292 |
| Net charge-offs | $-2,000 | 7,007 |
| Cash dividends | $459,000 | 742 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $458,000 | 2,212 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,017,000 | 5,119 |
| Total interest expense | $1,029,000 | 5,971 |
| Net interest income | $3,988,000 | 4,582 |
| Provision for loan and lease losses | $216,000 | 5,696 |
| Total noninterest income | $858,000 | 3,623 |
| Gross Fiduciary activities income | $27,000 | 1,047 |
| Service charges on deposit accounts | $373,000 | 3,459 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $458,000 | 3,350 |
| Total noninterest expense | $2,681,000 | 5,491 |
| Salaries and employee benefits | $1,576,000 | 5,053 |
| Premises and equipment expense | $275,000 | 5,838 |
| Additional noninterest expense | $830,000 | 5,738 |
| Pre-tax net operating income | $1,949,000 | 1,950 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $94,000 | 2,911 |
| Income before extraordinary items | $1,855,000 | 1,798 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,855,000 | 1,795 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,855,000 | 1,797 |
| Net charge-offs | $58,000 | 6,117 |
| Cash dividends | $1,534,000 | 1,169 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,855,000 | 1,761 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,799,000 | 5,156 |
| Total interest expense | $816,000 | 5,986 |
| Net interest income | $2,983,000 | 4,604 |
| Provision for loan and lease losses | $160,000 | 5,436 |
| Total noninterest income | $678,000 | 3,599 |
| Gross Fiduciary activities income | $26,000 | 990 |
| Service charges on deposit accounts | $278,000 | 3,470 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $374,000 | 3,300 |
| Total noninterest expense | $2,038,000 | 5,460 |
| Salaries and employee benefits | $1,188,000 | 5,073 |
| Premises and equipment expense | $235,000 | 5,602 |
| Additional noninterest expense | $615,000 | 5,758 |
| Pre-tax net operating income | $1,463,000 | 2,090 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $71,000 | 3,114 |
| Income before extraordinary items | $1,392,000 | 1,906 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,392,000 | 1,905 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,392,000 | 1,906 |
| Net charge-offs | $29,000 | 6,056 |
| Cash dividends | $1,534,000 | 831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,392,000 | 1,866 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,536,000 | 5,193 |
| Total interest expense | $574,000 | 6,011 |
| Net interest income | $1,962,000 | 4,643 |
| Provision for loan and lease losses | $112,000 | 5,194 |
| Total noninterest income | $460,000 | 3,585 |
| Gross Fiduciary activities income | $11,000 | 1,061 |
| Service charges on deposit accounts | $185,000 | 3,461 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $264,000 | 3,207 |
| Total noninterest expense | $1,380,000 | 5,459 |
| Salaries and employee benefits | $809,000 | 5,064 |
| Premises and equipment expense | $159,000 | 5,612 |
| Additional noninterest expense | $412,000 | 5,749 |
| Pre-tax net operating income | $930,000 | 2,245 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $45,000 | 3,229 |
| Income before extraordinary items | $885,000 | 2,054 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $885,000 | 2,051 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $885,000 | 2,053 |
| Net charge-offs | $33,000 | 5,273 |
| Cash dividends | $896,000 | 1,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $885,000 | 1,989 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,282,000 | 5,201 |
| Total interest expense | $298,000 | 6,029 |
| Net interest income | $984,000 | 4,628 |
| Provision for loan and lease losses | $34,000 | 5,341 |
| Total noninterest income | $226,000 | 3,582 |
| Gross Fiduciary activities income | $3,000 | 1,122 |
| Service charges on deposit accounts | $90,000 | 3,462 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $133,000 | 3,173 |
| Total noninterest expense | $660,000 | 5,551 |
| Salaries and employee benefits | $422,000 | 4,979 |
| Premises and equipment expense | $75,000 | 5,786 |
| Additional noninterest expense | $163,000 | 6,106 |
| Pre-tax net operating income | $516,000 | 2,321 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $25,000 | 3,414 |
| Income before extraordinary items | $491,000 | 2,168 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $491,000 | 2,167 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $491,000 | 2,169 |
| Net charge-offs | $-21,000 | 8,005 |
| Cash dividends | $453,000 | 970 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $491,000 | 2,026 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,459,000 | 5,213 |
| Total interest expense | $1,652,000 | 5,764 |
| Net interest income | $3,807,000 | 4,726 |
| Provision for loan and lease losses | $37,000 | 6,758 |
| Total noninterest income | $873,000 | 3,688 |
| Gross Fiduciary activities income | $27,000 | 1,072 |
| Service charges on deposit accounts | $408,000 | 3,421 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $438,000 | 3,427 |
| Total noninterest expense | $2,449,000 | 5,700 |
| Salaries and employee benefits | $1,521,000 | 5,297 |
| Premises and equipment expense | $299,000 | 5,808 |
| Additional noninterest expense | $629,000 | 6,114 |
| Pre-tax net operating income | $2,194,000 | 2,294 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $107,000 | 3,337 |
| Income before extraordinary items | $2,087,000 | 1,911 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,087,000 | 1,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 4,602 |
| Cash dividends | $2,020,000 | 1,326 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,087,000 | 2,032 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,113,000 | 5,271 |
| Total interest expense | $1,295,000 | 5,779 |
| Net interest income | $2,818,000 | 4,807 |
| Provision for loan and lease losses | $22,000 | 6,451 |
| Total noninterest income | $648,000 | 3,804 |
| Gross Fiduciary activities income | $10,000 | 1,153 |
| Service charges on deposit accounts | $299,000 | 3,492 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $339,000 | 3,469 |
| Total noninterest expense | $1,800,000 | 5,755 |
| Salaries and employee benefits | $1,129,000 | 5,339 |
| Premises and equipment expense | $217,000 | 5,892 |
| Additional noninterest expense | $454,000 | 6,164 |
| Pre-tax net operating income | $1,644,000 | 2,656 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $80,000 | 3,785 |
| Income before extraordinary items | $1,564,000 | 2,248 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,564,000 | 2,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,023 |
| Cash dividends | $2,020,000 | 1,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,564,000 | 2,360 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,758,000 | 5,332 |
| Total interest expense | $926,000 | 5,757 |
| Net interest income | $1,832,000 | 4,887 |
| Provision for loan and lease losses | $22,000 | 5,910 |
| Total noninterest income | $422,000 | 3,907 |
| Gross Fiduciary activities income | $10,000 | 1,114 |
| Service charges on deposit accounts | $196,000 | 3,530 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $216,000 | 3,615 |
| Total noninterest expense | $1,193,000 | 5,808 |
| Salaries and employee benefits | $767,000 | 5,343 |
| Premises and equipment expense | $145,000 | 5,915 |
| Additional noninterest expense | $281,000 | 6,347 |
| Pre-tax net operating income | $1,039,000 | 2,879 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $51,000 | 4,046 |
| Income before extraordinary items | $988,000 | 2,597 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $988,000 | 2,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,817 |
| Cash dividends | $1,463,000 | 1,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $988,000 | 2,550 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,422,000 | 5,347 |
| Total interest expense | $507,000 | 5,720 |
| Net interest income | $915,000 | 4,896 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $230,000 | 3,701 |
| Gross Fiduciary activities income | $2,000 | 1,203 |
| Service charges on deposit accounts | $94,000 | 3,574 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $134,000 | 3,238 |
| Total noninterest expense | $626,000 | 5,692 |
| Salaries and employee benefits | $401,000 | 5,223 |
| Premises and equipment expense | $77,000 | 5,819 |
| Additional noninterest expense | $148,000 | 6,209 |
| Pre-tax net operating income | $519,000 | 3,001 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $25,000 | 4,203 |
| Income before extraordinary items | $494,000 | 2,719 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $494,000 | 2,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,531 |
| Cash dividends | $810,000 | 899 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $494,000 | 2,647 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,984,000 | 5,237 |
| Total interest expense | $2,261,000 | 5,543 |
| Net interest income | $3,723,000 | 4,834 |
| Provision for loan and lease losses | $15,000 | 6,431 |
| Total noninterest income | $807,000 | 3,991 |
| Gross Fiduciary activities income | $15,000 | 1,198 |
| Service charges on deposit accounts | $429,000 | 3,388 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $363,000 | 3,918 |
| Total noninterest expense | $2,300,000 | 5,835 |
| Salaries and employee benefits | $1,443,000 | 5,435 |
| Premises and equipment expense | $323,000 | 5,604 |
| Additional noninterest expense | $534,000 | 6,422 |
| Pre-tax net operating income | $2,215,000 | 3,110 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $108,000 | 4,421 |
| Income before extraordinary items | $2,107,000 | 2,708 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,107,000 | 2,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,000 |
| Cash dividends | $1,528,000 | 1,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,107,000 | 2,693 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,464,000 | 5,273 |
| Total interest expense | $1,686,000 | 5,564 |
| Net interest income | $2,778,000 | 4,871 |
| Provision for loan and lease losses | $15,000 | 5,999 |
| Total noninterest income | $593,000 | 4,044 |
| Gross Fiduciary activities income | $13,000 | 1,145 |
| Service charges on deposit accounts | $320,000 | 3,411 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $260,000 | 4,017 |
| Total noninterest expense | $1,703,000 | 5,850 |
| Salaries and employee benefits | $1,066,000 | 5,447 |
| Premises and equipment expense | $244,000 | 5,570 |
| Additional noninterest expense | $393,000 | 6,451 |
| Pre-tax net operating income | $1,653,000 | 3,257 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $81,000 | 4,606 |
| Income before extraordinary items | $1,572,000 | 2,869 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,572,000 | 2,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 7,944 |
| Cash dividends | $1,528,000 | 1,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,572,000 | 2,856 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,973,000 | 5,293 |
| Total interest expense | $1,113,000 | 5,599 |
| Net interest income | $1,860,000 | 4,889 |
| Provision for loan and lease losses | $15,000 | 5,502 |
| Total noninterest income | $393,000 | 4,073 |
| Gross Fiduciary activities income | $13,000 | 1,102 |
| Service charges on deposit accounts | $207,000 | 3,442 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $173,000 | 4,066 |
| Total noninterest expense | $1,167,000 | 5,811 |
| Salaries and employee benefits | $726,000 | 5,436 |
| Premises and equipment expense | $166,000 | 5,569 |
| Additional noninterest expense | $275,000 | 6,349 |
| Pre-tax net operating income | $1,071,000 | 3,369 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $52,000 | 4,731 |
| Income before extraordinary items | $1,019,000 | 3,003 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,019,000 | 3,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 7,963 |
| Cash dividends | $729,000 | 1,933 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,019,000 | 2,986 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,468,000 | 5,334 |
| Total interest expense | $542,000 | 5,657 |
| Net interest income | $926,000 | 4,917 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $184,000 | 4,205 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $94,000 | 3,579 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $90,000 | 3,960 |
| Total noninterest expense | $579,000 | 5,852 |
| Salaries and employee benefits | $379,000 | 5,335 |
| Premises and equipment expense | $79,000 | 5,713 |
| Additional noninterest expense | $121,000 | 6,672 |
| Pre-tax net operating income | $516,000 | 3,457 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $25,000 | 4,759 |
| Income before extraordinary items | $491,000 | 3,068 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $491,000 | 3,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $432,000 | 1,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $491,000 | 3,051 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,560,000 | 5,248 |
| Total interest expense | $1,796,000 | 5,695 |
| Net interest income | $3,764,000 | 4,841 |
| Provision for loan and lease losses | $17,000 | 6,393 |
| Total noninterest income | $640,000 | 4,572 |
| Gross Fiduciary activities income | $14,000 | 1,231 |
| Service charges on deposit accounts | $370,000 | 3,697 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $256,000 | 4,607 |
| Total noninterest expense | $2,214,000 | 5,856 |
| Salaries and employee benefits | $1,391,000 | 5,428 |
| Premises and equipment expense | $326,000 | 5,520 |
| Additional noninterest expense | $497,000 | 6,554 |
| Pre-tax net operating income | $2,173,000 | 3,460 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $111,000 | 4,887 |
| Income before extraordinary items | $2,062,000 | 3,035 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,062,000 | 3,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 3,616 |
| Cash dividends | $2,327,000 | 1,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,062,000 | 3,024 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,070,000 | 5,318 |
| Total interest expense | $1,256,000 | 5,810 |
| Net interest income | $2,814,000 | 4,878 |
| Provision for loan and lease losses | $13,000 | 6,263 |
| Total noninterest income | $465,000 | 4,680 |
| Gross Fiduciary activities income | $11,000 | 1,194 |
| Service charges on deposit accounts | $271,000 | 3,778 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $183,000 | 4,714 |
| Total noninterest expense | $1,659,000 | 5,844 |
| Salaries and employee benefits | $1,056,000 | 5,379 |
| Premises and equipment expense | $236,000 | 5,646 |
| Additional noninterest expense | $367,000 | 6,582 |
| Pre-tax net operating income | $1,607,000 | 3,630 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $83,000 | 5,101 |
| Income before extraordinary items | $1,524,000 | 3,171 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,524,000 | 3,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,725 |
| Cash dividends | $2,327,000 | 1,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,524,000 | 3,166 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,697,000 | 5,301 |
| Total interest expense | $783,000 | 5,862 |
| Net interest income | $1,914,000 | 4,847 |
| Provision for loan and lease losses | $9,000 | 6,053 |
| Total noninterest income | $306,000 | 4,686 |
| Gross Fiduciary activities income | $11,000 | 1,149 |
| Service charges on deposit accounts | $171,000 | 3,862 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $124,000 | 4,681 |
| Total noninterest expense | $1,105,000 | 5,873 |
| Salaries and employee benefits | $711,000 | 5,369 |
| Premises and equipment expense | $148,000 | 5,813 |
| Additional noninterest expense | $246,000 | 6,602 |
| Pre-tax net operating income | $1,106,000 | 3,552 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $59,000 | 5,090 |
| Income before extraordinary items | $1,047,000 | 3,107 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,047,000 | 3,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,967 |
| Cash dividends | $1,015,000 | 1,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,047,000 | 3,094 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,323,000 | 5,311 |
| Total interest expense | $373,000 | 5,872 |
| Net interest income | $950,000 | 4,864 |
| Provision for loan and lease losses | $4,000 | 5,752 |
| Total noninterest income | $142,000 | 4,809 |
| Gross Fiduciary activities income | $2,000 | 1,247 |
| Service charges on deposit accounts | $77,000 | 4,007 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $63,000 | 4,642 |
| Total noninterest expense | $555,000 | 5,865 |
| Salaries and employee benefits | $373,000 | 5,229 |
| Premises and equipment expense | $70,000 | 5,955 |
| Additional noninterest expense | $112,000 | 6,815 |
| Pre-tax net operating income | $533,000 | 3,593 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $31,000 | 4,987 |
| Income before extraordinary items | $502,000 | 3,150 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $502,000 | 3,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 2,493 |
| Cash dividends | $486,000 | 1,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $502,000 | 3,127 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,112,000 | 5,090 |
| Total interest expense | $1,229,000 | 5,755 |
| Net interest income | $3,883,000 | 4,712 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $589,000 | 4,829 |
| Gross Fiduciary activities income | $16,000 | 1,229 |
| Service charges on deposit accounts | $305,000 | 4,139 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $268,000 | 4,584 |
| Total noninterest expense | $2,134,000 | 5,883 |
| Salaries and employee benefits | $1,335,000 | 5,444 |
| Premises and equipment expense | $303,000 | 5,706 |
| Additional noninterest expense | $496,000 | 6,604 |
| Pre-tax net operating income | $2,338,000 | 3,300 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $108,000 | 5,317 |
| Income before extraordinary items | $2,230,000 | 2,814 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,230,000 | 2,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,213 |
| Cash dividends | $2,112,000 | 1,389 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,230,000 | 2,778 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,772,000 | 5,103 |
| Total interest expense | $868,000 | 5,806 |
| Net interest income | $2,904,000 | 4,739 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $440,000 | 4,871 |
| Gross Fiduciary activities income | $14,000 | 1,172 |
| Service charges on deposit accounts | $222,000 | 4,239 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $204,000 | 4,575 |
| Total noninterest expense | $1,598,000 | 5,858 |
| Salaries and employee benefits | $1,000,000 | 5,420 |
| Premises and equipment expense | $218,000 | 5,820 |
| Additional noninterest expense | $380,000 | 6,506 |
| Pre-tax net operating income | $1,746,000 | 3,376 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $79,000 | 5,452 |
| Income before extraordinary items | $1,667,000 | 2,880 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,667,000 | 2,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,740 |
| Cash dividends | $1,571,000 | 1,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,667,000 | 2,840 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,509,000 | 5,049 |
| Total interest expense | $553,000 | 5,784 |
| Net interest income | $1,956,000 | 4,696 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $296,000 | 4,826 |
| Gross Fiduciary activities income | $9,000 | 1,180 |
| Service charges on deposit accounts | $142,000 | 4,277 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $145,000 | 4,399 |
| Total noninterest expense | $1,068,000 | 5,842 |
| Salaries and employee benefits | $674,000 | 5,365 |
| Premises and equipment expense | $142,000 | 5,866 |
| Additional noninterest expense | $252,000 | 6,506 |
| Pre-tax net operating income | $1,184,000 | 3,283 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $52,000 | 5,486 |
| Income before extraordinary items | $1,132,000 | 2,798 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,132,000 | 2,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,892 |
| Cash dividends | $767,000 | 1,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,132,000 | 2,755 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,213,000 | 5,138 |
| Total interest expense | $265,000 | 5,815 |
| Net interest income | $948,000 | 4,799 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $139,000 | 4,902 |
| Gross Fiduciary activities income | $1,000 | 1,320 |
| Service charges on deposit accounts | $68,000 | 4,325 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $70,000 | 4,462 |
| Total noninterest expense | $542,000 | 5,821 |
| Salaries and employee benefits | $353,000 | 5,264 |
| Premises and equipment expense | $73,000 | 5,831 |
| Additional noninterest expense | $116,000 | 6,761 |
| Pre-tax net operating income | $545,000 | 3,450 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $27,000 | 5,406 |
| Income before extraordinary items | $518,000 | 2,972 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $518,000 | 2,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $362,000 | 1,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $518,000 | 2,927 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,738,000 | 5,026 |
| Total interest expense | $1,078,000 | 5,446 |
| Net interest income | $3,660,000 | 4,769 |
| Provision for loan and lease losses | $11,000 | 7,005 |
| Total noninterest income | $559,000 | 4,993 |
| Gross Fiduciary activities income | $34,000 | 1,120 |
| Service charges on deposit accounts | $324,000 | 4,141 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $201,000 | 5,101 |
| Total noninterest expense | $2,126,000 | 5,818 |
| Salaries and employee benefits | $1,300,000 | 5,433 |
| Premises and equipment expense | $333,000 | 5,380 |
| Additional noninterest expense | $493,000 | 6,582 |
| Pre-tax net operating income | $2,082,000 | 3,406 |
| Securities gains (losses) | $22,000 | 2,338 |
| Applicable income taxes | $106,000 | 5,453 |
| Income before extraordinary items | $1,998,000 | 2,923 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,998,000 | 2,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,286 |
| Cash dividends | $1,901,000 | 1,432 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,977,100 | 2,888 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,525,000 | 5,036 |
| Total interest expense | $815,000 | 5,400 |
| Net interest income | $2,710,000 | 4,787 |
| Provision for loan and lease losses | $11,000 | 6,669 |
| Total noninterest income | $401,000 | 5,122 |
| Gross Fiduciary activities income | $11,000 | 1,227 |
| Service charges on deposit accounts | $248,000 | 4,122 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $142,000 | 5,231 |
| Total noninterest expense | $1,597,000 | 5,776 |
| Salaries and employee benefits | $974,000 | 5,407 |
| Premises and equipment expense | $249,000 | 5,358 |
| Additional noninterest expense | $374,000 | 6,516 |
| Pre-tax net operating income | $1,503,000 | 3,574 |
| Securities gains (losses) | $2,000 | 3,384 |
| Applicable income taxes | $77,000 | 5,628 |
| Income before extraordinary items | $1,428,000 | 3,085 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,428,000 | 3,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,165 |
| Cash dividends | $1,901,000 | 1,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,426,100 | 3,016 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,370,000 | 5,020 |
| Total interest expense | $552,000 | 5,367 |
| Net interest income | $1,818,000 | 4,784 |
| Provision for loan and lease losses | $11,000 | 6,344 |
| Total noninterest income | $264,000 | 5,146 |
| Gross Fiduciary activities income | $11,000 | 1,171 |
| Service charges on deposit accounts | $163,000 | 4,145 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $90,000 | 5,371 |
| Total noninterest expense | $1,077,000 | 5,764 |
| Salaries and employee benefits | $662,000 | 5,379 |
| Premises and equipment expense | $160,000 | 5,480 |
| Additional noninterest expense | $255,000 | 6,470 |
| Pre-tax net operating income | $994,000 | 3,552 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $52,000 | 5,605 |
| Income before extraordinary items | $942,000 | 3,083 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $942,000 | 3,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,107 |
| Cash dividends | $1,253,000 | 1,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $942,000 | 3,005 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,214,000 | 4,963 |
| Total interest expense | $281,000 | 5,372 |
| Net interest income | $933,000 | 4,703 |
| Provision for loan and lease losses | $11,000 | 5,558 |
| Total noninterest income | $126,000 | 5,200 |
| Gross Fiduciary activities income | $1,000 | 1,344 |
| Service charges on deposit accounts | $74,000 | 4,298 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $51,000 | 5,085 |
| Total noninterest expense | $559,000 | 5,672 |
| Salaries and employee benefits | $348,000 | 5,209 |
| Premises and equipment expense | $77,000 | 5,626 |
| Additional noninterest expense | $134,000 | 6,328 |
| Pre-tax net operating income | $489,000 | 3,584 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $27,000 | 5,505 |
| Income before extraordinary items | $462,000 | 3,130 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $462,000 | 3,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $756,000 | 842 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $462,000 | 3,014 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,774,000 | 5,051 |
| Total interest expense | $1,356,000 | 5,200 |
| Net interest income | $3,418,000 | 4,875 |
| Provision for loan and lease losses | $60,000 | 5,969 |
| Total noninterest income | $526,000 | 5,301 |
| Gross Fiduciary activities income | $40,000 | 1,117 |
| Service charges on deposit accounts | $329,000 | 4,095 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $157,000 | 5,745 |
| Total noninterest expense | $2,103,000 | 5,824 |
| Salaries and employee benefits | $1,253,000 | 5,488 |
| Premises and equipment expense | $334,000 | 5,327 |
| Additional noninterest expense | $516,000 | 6,456 |
| Pre-tax net operating income | $1,781,000 | 3,666 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $89,000 | 5,838 |
| Income before extraordinary items | $1,692,000 | 3,248 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,692,000 | 3,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,313 |
| Cash dividends | $1,193,000 | 2,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,692,000 | 3,112 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,594,000 | 5,099 |
| Total interest expense | $1,055,000 | 5,222 |
| Net interest income | $2,539,000 | 4,917 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $376,000 | 5,473 |
| Gross Fiduciary activities income | $12,000 | 1,259 |
| Service charges on deposit accounts | $250,000 | 4,093 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $114,000 | 5,828 |
| Total noninterest expense | $1,573,000 | 5,818 |
| Salaries and employee benefits | $947,000 | 5,430 |
| Premises and equipment expense | $250,000 | 5,331 |
| Additional noninterest expense | $376,000 | 6,528 |
| Pre-tax net operating income | $1,297,000 | 3,854 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $65,000 | 5,991 |
| Income before extraordinary items | $1,232,000 | 3,423 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,232,000 | 3,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 4,747 |
| Cash dividends | $1,193,000 | 1,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,232,000 | 3,260 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,454,000 | 5,050 |
| Total interest expense | $733,000 | 5,196 |
| Net interest income | $1,721,000 | 4,858 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $250,000 | 5,463 |
| Gross Fiduciary activities income | $10,000 | 1,227 |
| Service charges on deposit accounts | $166,000 | 4,063 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $74,000 | 5,881 |
| Total noninterest expense | $1,038,000 | 5,872 |
| Salaries and employee benefits | $640,000 | 5,410 |
| Premises and equipment expense | $162,000 | 5,400 |
| Additional noninterest expense | $236,000 | 6,692 |
| Pre-tax net operating income | $903,000 | 3,750 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $45,000 | 6,001 |
| Income before extraordinary items | $858,000 | 3,329 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $858,000 | 3,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,965 |
| Cash dividends | $783,000 | 1,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $858,000 | 3,154 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,239,000 | 5,049 |
| Total interest expense | $374,000 | 5,236 |
| Net interest income | $865,000 | 4,823 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $125,000 | 5,350 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $80,000 | 4,080 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $45,000 | 5,466 |
| Total noninterest expense | $513,000 | 5,919 |
| Salaries and employee benefits | $330,000 | 5,297 |
| Premises and equipment expense | $70,000 | 5,840 |
| Additional noninterest expense | $113,000 | 6,807 |
| Pre-tax net operating income | $462,000 | 3,685 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $23,000 | 5,966 |
| Income before extraordinary items | $439,000 | 3,237 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $439,000 | 3,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 2,802 |
| Cash dividends | $454,000 | 1,319 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $439,000 | 3,076 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,231,000 | 5,021 |
| Total interest expense | $1,816,000 | 5,122 |
| Net interest income | $3,415,000 | 4,834 |
| Provision for loan and lease losses | $39,000 | 6,973 |
| Total noninterest income | $491,000 | 5,273 |
| Gross Fiduciary activities income | $47,000 | 1,119 |
| Service charges on deposit accounts | $325,000 | 4,052 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $119,000 | 6,078 |
| Total noninterest expense | $2,142,000 | 5,621 |
| Salaries and employee benefits | $1,372,000 | 5,012 |
| Premises and equipment expense | $292,000 | 5,673 |
| Additional noninterest expense | $478,000 | 6,633 |
| Pre-tax net operating income | $1,725,000 | 3,759 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $86,000 | 6,105 |
| Income before extraordinary items | $1,639,000 | 3,270 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,639,000 | 3,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,791 |
| Cash dividends | $1,469,000 | 1,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,639,000 | 3,174 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,942,000 | 4,999 |
| Total interest expense | $2,722,000 | 5,087 |
| Net interest income | $3,220,000 | 4,822 |
| Provision for loan and lease losses | $24,000 | 7,420 |
| Total noninterest income | $528,000 | 4,920 |
| Gross Fiduciary activities income | $43,000 | 1,162 |
| Service charges on deposit accounts | $355,000 | 3,717 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $130,000 | 5,824 |
| Total noninterest expense | $1,956,000 | 5,817 |
| Salaries and employee benefits | $1,255,000 | 5,153 |
| Premises and equipment expense | $260,000 | 5,966 |
| Additional noninterest expense | $441,000 | 6,845 |
| Pre-tax net operating income | $1,768,000 | 3,477 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $84,000 | 6,208 |
| Income before extraordinary items | $1,684,000 | 2,947 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,684,000 | 2,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,555 |
| Cash dividends | $1,631,000 | 1,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,684,000 | 2,853 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,049,000 | 5,050 |
| Total interest expense | $2,963,000 | 4,966 |
| Net interest income | $3,086,000 | 5,050 |
| Provision for loan and lease losses | $24,000 | 7,446 |
| Total noninterest income | $502,000 | 4,910 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $357,000 | 3,537 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $145,000 | 5,553 |
| Total noninterest expense | $1,855,000 | 5,956 |
| Salaries and employee benefits | $1,203,000 | 5,218 |
| Premises and equipment expense | $249,000 | 6,065 |
| Additional noninterest expense | $403,000 | 7,122 |
| Pre-tax net operating income | $1,709,000 | 3,694 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $74,000 | 6,870 |
| Income before extraordinary items | $1,635,000 | 3,029 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,635,000 | 3,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 9,196 |
| Cash dividends | $1,188,000 | 2,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,635,000 | 3,023 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,783,000 | 5,071 |
| Total interest expense | $2,817,000 | 4,831 |
| Net interest income | $2,966,000 | 5,208 |
| Provision for loan and lease losses | $67,000 | 5,994 |
| Total noninterest income | $522,000 | 4,828 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $346,000 | 3,598 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $176,000 | 5,232 |
| Total noninterest expense | $1,997,000 | 5,687 |
| Salaries and employee benefits | $1,257,000 | 4,995 |
| Premises and equipment expense | $280,000 | 5,681 |
| Additional noninterest expense | $460,000 | 6,819 |
| Pre-tax net operating income | $1,424,000 | 4,238 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $300,000 | 4,828 |
| Income before extraordinary items | $1,124,000 | 4,067 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,124,000 | 4,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,444 |
| Cash dividends | $823,000 | 2,612 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,124,000 | 4,034 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,616,000 | 5,226 |
| Total interest expense | $2,750,000 | 5,025 |
| Net interest income | $2,866,000 | 5,309 |
| Provision for loan and lease losses | $24,000 | 7,567 |
| Total noninterest income | $493,000 | 4,977 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $323,000 | 3,709 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $170,000 | 5,365 |
| Total noninterest expense | $1,878,000 | 5,828 |
| Salaries and employee benefits | $1,196,000 | 5,080 |
| Premises and equipment expense | $276,000 | 5,627 |
| Additional noninterest expense | $406,000 | 7,169 |
| Pre-tax net operating income | $1,457,000 | 4,268 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $304,000 | 5,131 |
| Income before extraordinary items | $1,153,000 | 4,059 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,153,000 | 4,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,302 |
| Cash dividends | $1,867,000 | 1,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,153,000 | 3,964 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,434,000 | 5,458 |
| Total interest expense | $2,516,000 | 5,383 |
| Net interest income | $2,918,000 | 5,420 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $522,000 | 4,856 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $358,000 | 3,538 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $164,000 | 5,461 |
| Total noninterest expense | $1,841,000 | 5,989 |
| Salaries and employee benefits | $1,193,000 | 5,124 |
| Premises and equipment expense | $250,000 | 6,057 |
| Additional noninterest expense | $398,000 | 7,370 |
| Pre-tax net operating income | $1,599,000 | 4,241 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $389,000 | 4,959 |
| Income before extraordinary items | $1,210,000 | 4,021 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,210,000 | 4,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 10,246 |
| Cash dividends | $599,000 | 3,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,210,000 | 3,956 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,368,000 | 5,628 |
| Total interest expense | $2,511,000 | 5,497 |
| Net interest income | $2,857,000 | 5,648 |
| Provision for loan and lease losses | $16,000 | 8,168 |
| Total noninterest income | $522,000 | 5,023 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $373,000 | 3,545 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 5,991 |
| Total noninterest expense | $1,732,000 | 6,538 |
| Salaries and employee benefits | $1,147,000 | 5,409 |
| Premises and equipment expense | $251,000 | 6,239 |
| Additional noninterest expense | $334,000 | 8,528 |
| Pre-tax net operating income | $1,631,000 | 4,065 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $421,000 | 4,725 |
| Income before extraordinary items | $1,210,000 | 3,855 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,210,000 | 3,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 10,470 |
| Cash dividends | $788,000 | 2,546 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,210,000 | 3,798 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,215,000 | 5,814 |
| Total interest expense | $2,505,000 | 5,559 |
| Net interest income | $2,710,000 | 5,951 |
| Provision for loan and lease losses | $53,000 | 6,095 |
| Total noninterest income | $429,000 | 5,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $316,000 | 4,115 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 6,838 |
| Total noninterest expense | $1,756,000 | 6,579 |
| Salaries and employee benefits | $1,123,000 | 5,513 |
| Premises and equipment expense | $244,000 | 6,448 |
| Additional noninterest expense | $389,000 | 8,297 |
| Pre-tax net operating income | $1,330,000 | 4,876 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $322,000 | 5,754 |
| Income before extraordinary items | $1,008,000 | 4,584 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,008,000 | 4,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,876 |
| Cash dividends | $2,068,000 | 1,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,008,000 | 4,561 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,941,000 | 5,721 |
| Total interest expense | $1,984,000 | 5,649 |
| Net interest income | $2,957,000 | 5,666 |
| Provision for loan and lease losses | $25,000 | 7,401 |
| Total noninterest income | $425,000 | 5,904 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $302,000 | 4,339 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 6,852 |
| Total noninterest expense | $1,793,000 | 6,703 |
| Salaries and employee benefits | $1,089,000 | 5,684 |
| Premises and equipment expense | $237,000 | 6,745 |
| Additional noninterest expense | $467,000 | 8,184 |
| Pre-tax net operating income | $1,564,000 | 4,257 |
| Securities gains (losses) | $22,000 | 1,687 |
| Applicable income taxes | $434,000 | 4,494 |
| Income before extraordinary items | $1,152,000 | 4,010 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,152,000 | 4,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,238 |
| Cash dividends | $1,586,000 | 1,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,135,940 | 4,103 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,295,000 | 5,499 |
| Total interest expense | $2,102,000 | 5,602 |
| Net interest income | $3,193,000 | 5,368 |
| Provision for loan and lease losses | $10,000 | 9,731 |
| Total noninterest income | $406,000 | 6,407 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $271,000 | 4,811 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 6,905 |
| Total noninterest expense | $1,832,000 | 6,801 |
| Salaries and employee benefits | $1,086,000 | 5,712 |
| Premises and equipment expense | $246,000 | 6,763 |
| Additional noninterest expense | $500,000 | 8,208 |
| Pre-tax net operating income | $1,757,000 | 3,777 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $511,000 | 4,105 |
| Income before extraordinary items | $1,247,000 | 3,870 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,247,000 | 3,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-61,000 | 12,756 |
| Cash dividends | $778,000 | 2,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,246,290 | 3,660 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,733,000 | 5,708 |
| Total interest expense | $2,776,000 | 5,505 |
| Net interest income | $2,957,000 | 5,783 |
| Provision for loan and lease losses | $51,000 | 8,987 |
| Total noninterest income | $335,000 | 7,288 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $231,000 | 5,417 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 7,922 |
| Total noninterest expense | $1,737,000 | 7,159 |
| Salaries and employee benefits | $998,000 | 6,036 |
| Premises and equipment expense | $218,000 | 7,441 |
| Additional noninterest expense | $521,000 | 8,266 |
| Pre-tax net operating income | $1,504,000 | 4,040 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $432,000 | 4,518 |
| Income before extraordinary items | $1,074,000 | 4,218 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,074,000 | 4,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 7,548 |
| Cash dividends | $730,000 | 2,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,072,580 | 3,920 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.