Home > Bank Forward > Net charge- offs to loans
Bank Forward, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0006% | 3,569 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,113 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0390% | 4,044 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0466% | 2,595 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0466% | 2,463 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0009% | 3,472 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 925 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0485% | 4,077 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0580% | 2,311 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0580% | 2,240 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0021% | 3,541 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0732% | 4,206 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0642% | 2,064 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0642% | 2,019 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0080% | 3,777 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1522% | 4,377 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0163% | 1,866 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0163% | 1,784 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0085% | 3,756 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 3,096 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 3,501 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 3,580 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1345% | 4,270 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1078% | 2,097 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1078% | 2,015 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0107% | 3,735 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,072 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0032% | 3,541 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0036% | 3,631 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1725% | 4,343 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1686% | 1,658 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1686% | 1,580 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0132% | 3,700 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 2,991 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 3,422 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0028% | 3,503 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1525% | 4,139 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1109% | 1,724 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1109% | 1,644 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0184% | 3,869 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2280% | 4,306 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1859% | 1,325 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1859% | 1,243 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0061% | 3,597 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0055% | 3,582 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0293% | 4,067 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0328% | 4,132 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0579% | 3,980 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1049% | 1,955 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1049% | 1,858 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0056% | 3,465 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0068% | 3,701 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0355% | 4,211 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0397% | 4,277 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0555% | 4,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1523% | 1,564 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1523% | 1,452 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0078% | 3,581 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0100% | 3,927 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0512% | 4,397 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0573% | 4,441 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0495% | 4,047 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1489% | 1,447 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1489% | 1,331 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0091% | 3,633 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0185% | 4,257 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0907% | 4,604 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1015% | 4,627 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0452% | 4,112 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2181% | 1,188 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2181% | 1,079 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0194% | 4,418 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0180% | 4,361 |
| Percentage Net Loans Charged-off:Construction & development | -0.0875% | 4,398 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0273% | 4,362 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0313% | 4,436 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0742% | 4,351 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0492% | 2,774 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0492% | 2,661 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0203% | 4,430 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0237% | 4,468 |
| Percentage Net Loans Charged-off:Construction & development | -0.1291% | 4,467 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0328% | 4,457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0378% | 4,508 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0508% | 4,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0262% | 2,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0262% | 2,622 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0261% | 4,492 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0347% | 4,616 |
| Percentage Net Loans Charged-off:Construction & development | -0.2006% | 4,522 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0441% | 4,568 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0511% | 4,604 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0577% | 4,289 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0595% | 2,435 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0595% | 2,327 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0127% | 4,161 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0235% | 4,525 |
| Percentage Net Loans Charged-off:Construction & development | -0.0227% | 4,369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0845% | 4,755 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0986% | 4,785 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0438% | 4,147 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1604% | 1,948 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1604% | 1,845 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0314% | 2,763 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0201% | 4,504 |
| Percentage Net Loans Charged-off:Construction & development | -0.0232% | 4,331 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0714% | 4,802 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2535% | 151 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1320% | 4,916 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3780% | 1,058 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0325% | 3,219 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0325% | 3,118 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0360% | 2,362 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0259% | 4,626 |
| Percentage Net Loans Charged-off:Construction & development | -0.0282% | 4,419 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0932% | 4,935 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3377% | 107 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1753% | 5,030 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4531% | 771 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0147% | 3,101 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0147% | 2,992 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0512% | 1,914 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0564% | 4,901 |
| Percentage Net Loans Charged-off:Construction & development | -0.0260% | 4,468 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2163% | 5,092 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2580% | 5,102 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7418% | 514 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0113% | 2,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0113% | 2,688 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1124% | 1,062 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1049% | 5,100 |
| Percentage Net Loans Charged-off:Construction & development | -0.0179% | 4,515 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4151% | 5,207 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4973% | 5,211 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5523% | 252 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0162% | 4,634 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1219% | 5,148 |
| Percentage Net Loans Charged-off:Construction & development | -2.7335% | 4,952 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1786% | 456 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0970% | 3,841 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2309% | 351 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0125% | 4,058 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6424% | 422 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6424% | 370 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1105% | 5,191 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1963% | 5,271 |
| Percentage Net Loans Charged-off:Construction & development | -3.9142% | 5,010 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1057% | 677 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1298% | 3,909 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1496% | 494 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0146% | 4,050 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0263% | 3,061 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0263% | 2,955 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1907% | 5,320 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3248% | 5,374 |
| Percentage Net Loans Charged-off:Construction & development | -6.6047% | 5,054 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0470% | 970 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1974% | 3,978 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0915% | 665 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0139% | 4,019 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0404% | 4,572 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0404% | 4,529 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2157% | 5,392 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3648% | 5,461 |
| Percentage Net Loans Charged-off:Construction & development | -8.4223% | 5,088 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1537% | 419 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0364% | 3,845 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1875% | 340 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0102% | 3,972 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0830% | 2,247 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0830% | 2,121 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0278% | 5,043 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0134% | 2,230 |
| Percentage Net Loans Charged-off:Construction & development | -0.2290% | 4,924 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6086% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0098% | 2,205 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0480% | 3,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0196% | 1,927 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5014% | 5,249 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0074% | 4,831 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0074% | 4,764 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0566% | 5,202 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0172% | 4,757 |
| Percentage Net Loans Charged-off:Construction & development | -0.2785% | 5,006 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0056% | 1,984 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0523% | 3,964 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0154% | 1,759 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6192% | 5,324 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,384 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,260 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0597% | 5,248 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0301% | 5,008 |
| Percentage Net Loans Charged-off:Construction & development | -0.3846% | 5,077 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0113% | 4,676 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0606% | 3,999 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0033% | 4,484 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3965% | 5,275 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0757% | 2,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0757% | 2,658 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0029% | 4,060 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0064% | 4,475 |
| Percentage Net Loans Charged-off:Construction & development | -0.0690% | 4,920 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0057% | 4,551 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0407% | 4,018 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0120% | 4,090 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0615% | 2,421 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0615% | 2,278 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,281 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0065% | 4,681 |
| Percentage Net Loans Charged-off:Construction & development | -0.0879% | 4,892 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0708% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0487% | 5,349 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0551% | 4,118 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0477% | 5,359 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0813% | 4,937 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3686% | 2,172 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3686% | 2,038 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0031% | 4,922 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0019% | 4,491 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0060% | 2,455 |
| Percentage Net Loans Charged-off:Construction & development | -0.0939% | 4,938 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0963% | 679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0191% | 5,081 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0602% | 4,143 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0131% | 4,995 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1071% | 5,026 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1600% | 2,647 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1600% | 2,493 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0041% | 4,951 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0153% | 4,845 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0133% | 4,863 |
| Percentage Net Loans Charged-off:Construction & development | -0.0851% | 4,990 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0232% | 5,166 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0701% | 4,197 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0166% | 5,088 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1189% | 5,098 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0902% | 2,734 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0902% | 2,586 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0232% | 4,936 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0101% | 4,794 |
| Percentage Net Loans Charged-off:Construction & development | -0.0838% | 5,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0117% | 4,967 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0474% | 4,152 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0067% | 4,877 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2236% | 5,412 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0916% | 2,284 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0916% | 2,132 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2163% | 1,363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3689% | 473 |
| Percentage Net Loans Charged-off:Construction & development | 4.7165% | 70 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0042% | 5,018 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0014% | 3,054 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0598% | 4,277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0098% | 2,794 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0316% | 2,254 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0237% | 3,651 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0237% | 3,504 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0017% | 5,001 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3023% | 884 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4910% | 309 |
| Percentage Net Loans Charged-off:Construction & development | 6.3281% | 53 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0055% | 5,133 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0211% | 5,426 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0642% | 4,320 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0152% | 5,344 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1681% | 1,374 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0636% | 3,139 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0636% | 3,000 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0011% | 5,060 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4635% | 547 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7987% | 162 |
| Percentage Net Loans Charged-off:Construction & development | 9.6512% | 30 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0082% | 5,294 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0259% | 5,519 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0738% | 4,388 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0195% | 5,451 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0410% | 4,734 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0814% | 2,750 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0814% | 2,628 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5913% | 416 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0213% | 125 |
| Percentage Net Loans Charged-off:Construction & development | 11.3200% | 27 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0058% | 5,130 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0505% | 4,384 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0617% | 4,962 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0332% | 5,012 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0332% | 4,952 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0384% | 5,851 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0053% | 3,815 |
| Percentage Net Loans Charged-off:Construction & development | -0.0343% | 5,088 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0339% | 5,748 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0543% | 2,881 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3908% | 4,722 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1067% | 2,233 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4501% | 5,898 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1804% | 2,965 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1804% | 2,807 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0018% | 5,242 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0648% | 3,277 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0095% | 3,395 |
| Percentage Net Loans Charged-off:Construction & development | -0.0448% | 5,183 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0396% | 5,843 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0769% | 2,382 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5158% | 4,781 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1452% | 1,745 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5300% | 1,019 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1205% | 3,026 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1205% | 2,877 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0467% | 5,842 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0170% | 2,977 |
| Percentage Net Loans Charged-off:Construction & development | -0.0664% | 5,319 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0599% | 6,001 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1253% | 1,849 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7220% | 4,829 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2229% | 1,308 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5457% | 6,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0495% | 3,132 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0495% | 2,987 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0321% | 5,598 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0143% | 5,570 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0475% | 6,051 |
| Percentage Net Loans Charged-off: Home equity loans | -1.4950% | 4,877 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1122% | 1,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2192% | 5,751 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4541% | 6,717 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0128% | 4,306 |
| Percentage Net Loans Charged-off:Construction & development | -0.8252% | 5,947 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2433% | 1,564 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1821% | 2,350 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6222% | 213 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0169% | 3,740 |
| Percentage Net Loans Charged-off: Commercial and industrial | -4.0585% | 6,506 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0250% | 4,124 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0250% | 3,985 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0869% | 1,153 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6967% | 6,808 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1962% | 6,624 |
| Percentage Net Loans Charged-off:Construction & development | -2.8881% | 6,167 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3395% | 1,201 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2441% | 1,855 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1647% | 169 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0227% | 3,364 |
| Percentage Net Loans Charged-off: Commercial and industrial | -5.0402% | 6,578 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0223% | 3,799 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0223% | 3,654 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1181% | 979 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6157% | 6,841 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0523% | 3,182 |
| Percentage Net Loans Charged-off:Construction & development | -1.4116% | 6,120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5158% | 872 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3684% | 1,394 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1826% | 118 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0343% | 2,894 |
| Percentage Net Loans Charged-off: Commercial and industrial | -5.1427% | 6,623 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1014% | 3,101 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1014% | 2,954 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6127% | 6,879 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1950% | 6,685 |
| Percentage Net Loans Charged-off:Construction & development | -2.3507% | 6,182 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0408% | 1,300 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3343% | 1,314 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0932% | 115 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.8867% | 6,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0345% | 2,767 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0345% | 2,618 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5876% | 1,969 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2832% | 699 |
| Percentage Net Loans Charged-off:Construction & development | 7.7539% | 339 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3581% | 1,838 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1858% | 3,094 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0819% | 616 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0596% | 3,838 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.4879% | 6,710 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0524% | 6,074 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0262% | 5,911 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0023% | 5,742 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2944% | 2,965 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8074% | 1,246 |
| Percentage Net Loans Charged-off:Construction & development | 5.0705% | 535 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0483% | 2,606 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1973% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3819% | 460 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0242% | 3,854 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.6217% | 6,801 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0582% | 6,039 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0233% | 5,802 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0032% | 5,793 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5060% | 2,064 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1530% | 839 |
| Percentage Net Loans Charged-off:Construction & development | 7.8288% | 357 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0711% | 2,140 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0602% | 3,371 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0695% | 3,154 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.7667% | 6,833 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0523% | 5,862 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,588 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0051% | 5,821 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9594% | 1,081 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0872% | 386 |
| Percentage Net Loans Charged-off:Construction & development | 16.1103% | 147 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0208% | 6,619 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1194% | 2,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1387% | 2,257 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.1337% | 6,943 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0348% | 5,657 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0348% | 2,814 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1520% | 1,472 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7117% | 845 |
| Percentage Net Loans Charged-off:Construction & development | 8.5205% | 553 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4124% | 2,161 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4935% | 2,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1520% | 1,702 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5507% | 2,029 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4830% | 2,789 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0257% | 4,888 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0383% | 6,369 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0054% | 1,701 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1787% | 1,335 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6890% | 794 |
| Percentage Net Loans Charged-off:Construction & development | 7.8269% | 559 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5517% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4561% | 2,140 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0495% | 1,626 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5254% | 1,869 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7235% | 2,084 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0913% | 4,194 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0100% | 6,132 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0075% | 1,536 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1410% | 1,372 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5963% | 865 |
| Percentage Net Loans Charged-off:Construction & development | 6.3478% | 670 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8131% | 1,156 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6583% | 1,622 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0735% | 1,370 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7589% | 1,401 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8170% | 1,769 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0172% | 6,102 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,954 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0174% | 1,302 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5720% | 434 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.7180% | 237 |
| Percentage Net Loans Charged-off:Construction & development | 15.5447% | 208 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3457% | 647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2355% | 815 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1453% | 932 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4247% | 686 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1531% | 1,173 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0684% | 3,239 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0532% | 3,109 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7205% | 2,854 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1988% | 1,613 |
| Percentage Net Loans Charged-off:Construction & development | 4.3104% | 1,394 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0227% | 1,268 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0118% | 4,931 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0142% | 4,732 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5021% | 7,171 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3084% | 4,087 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0191% | 6,330 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5659% | 3,055 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7754% | 2,103 |
| Percentage Net Loans Charged-off:Construction & development | 3.6040% | 1,426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0175% | 7,284 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0157% | 4,507 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0190% | 4,284 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3759% | 3,196 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3067% | 3,781 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0259% | 6,388 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1894% | 4,473 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1278% | 3,947 |
| Percentage Net Loans Charged-off:Construction & development | 0.6363% | 2,185 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0227% | 7,327 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0052% | 7,216 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0063% | 7,212 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7310% | 2,314 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3120% | 3,493 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0394% | 6,418 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0573% | 4,837 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0047% | 4,069 |
| Percentage Net Loans Charged-off:Construction & development | 0.0441% | 1,984 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0111% | 7,369 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0052% | 7,202 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0063% | 7,221 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0434% | 2,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8197% | 1,093 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6919% | 1,488 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1045% | 1,787 |
| Percentage Net Loans Charged-off:Construction & development | 3.8202% | 1,505 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4078% | 1,926 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3557% | 2,537 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2269% | 735 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1653% | 3,294 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.3707% | 528 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2431% | 5,021 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4060% | 1,131 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0079% | 6,601 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6270% | 2,803 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0068% | 1,565 |
| Percentage Net Loans Charged-off:Construction & development | 3.8935% | 1,195 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0103% | 7,624 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2817% | 2,461 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5463% | 523 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2064% | 7,438 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2368% | 4,722 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2598% | 1,088 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0106% | 6,607 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3188% | 3,593 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5666% | 1,988 |
| Percentage Net Loans Charged-off:Construction & development | 1.7478% | 1,502 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0134% | 7,709 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4308% | 1,744 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3099% | 316 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3106% | 7,528 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1193% | 4,754 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2633% | 996 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0162% | 6,652 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0706% | 4,485 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2744% | 2,156 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0145% | 7,742 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8787% | 832 |
| Percentage Net Loans Charged-off: Home equity loans | 4.5907% | 135 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6340% | 7,655 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0339% | 6,919 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0329% | 6,712 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1519% | 4,684 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2575% | 2,535 |
| Percentage Net Loans Charged-off:Construction & development | 0.7874% | 1,735 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0552% | 1,962 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1023% | 2,842 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1262% | 2,497 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0244% | 7,246 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2177% | 4,940 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3382% | 1,153 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0671% | 6,948 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,534 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0362% | 3,742 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1618% | 1,041 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0893% | 7,374 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2572% | 4,203 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5473% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0904% | 6,986 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0058% | 7,387 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0569% | 2,835 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2523% | 661 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1126% | 7,404 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0679% | 4,672 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5565% | 880 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1336% | 7,053 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0766% | 7,933 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2042% | 7,574 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0346% | 6,921 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5626% | 718 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2193% | 7,112 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2726% | 2,011 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0787% | 2,398 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3279% | 614 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1724% | 1,028 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0357% | 5,550 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6043% | 1,048 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0773% | 1,447 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2999% | 1,334 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0184% | 2,741 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0749% | 788 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6568% | 623 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0119% | 5,196 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6297% | 937 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0024% | 6,775 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4616% | 778 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0282% | 2,010 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1123% | 519 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6172% | 384 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0183% | 4,636 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9607% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0037% | 6,806 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9303% | 348 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.6839% | 148 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1050% | 640 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0076% | 6,848 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2460% | 1,656 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0178% | 2,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1690% | 613 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0839% | 8,295 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0970% | 8,277 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5009% | 683 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,719 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0733% | 1,925 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0972% | 7,201 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0674% | 8,203 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0360% | 1,862 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2323% | 408 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1041% | 8,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1204% | 8,334 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2727% | 7,829 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0689% | 7,429 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1011% | 1,133 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1893% | 7,353 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1536% | 8,420 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0412% | 8,190 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1586% | 8,418 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1833% | 8,397 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3839% | 7,899 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1526% | 7,543 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3092% | 1,880 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2804% | 7,392 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3285% | 8,525 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8916% | 8,114 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1920% | 7,336 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3231% | 1,848 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7157% | 7,455 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0119% | 7,939 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0103% | 7,936 |
| Percentage Net Loans Charged-off:Construction & development | -0.0377% | 7,791 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0080% | 7,033 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1801% | 5,191 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9015% | 1,216 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0615% | 7,187 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0234% | 7,891 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0140% | 7,958 |
| Percentage Net Loans Charged-off:Construction & development | -0.0529% | 7,802 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0318% | 7,116 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0507% | 5,520 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8776% | 1,076 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0547% | 7,184 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0512% | 7,995 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0482% | 8,282 |
| Percentage Net Loans Charged-off:Construction & development | -0.1875% | 7,834 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0331% | 7,052 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,174 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8181% | 998 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0848% | 7,236 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0876% | 8,111 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0981% | 8,508 |
| Percentage Net Loans Charged-off:Construction & development | -0.4071% | 7,855 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0338% | 7,042 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1515% | 3,772 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3265% | 537 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1643% | 7,379 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0772% | 4,640 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2941% | 2,748 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1479% | 5,730 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0276% | 1,329 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0022% | 7,024 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0278% | 5,324 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0752% | 3,154 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1500% | 5,263 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0487% | 1,225 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0030% | 7,008 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0354% | 4,753 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1261% | 2,463 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0710% | 5,329 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7715% | 934 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0205% | 4,429 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0084% | 2,127 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2606% | 3,717 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9024% | 487 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0948% | 4,874 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 7,937 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0055% | 8,246 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0062% | 8,261 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3211% | 3,177 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0083% | 8,297 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3771% | 1,765 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1296% | 1,470 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0347% | 5,743 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 7,931 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0079% | 8,289 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0089% | 8,321 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1360% | 3,391 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0114% | 8,142 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5165% | 1,633 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0438% | 1,475 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0086% | 6,178 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 7,997 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0130% | 8,387 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0149% | 8,429 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0178% | 5,980 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7648% | 1,415 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0314% | 1,340 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,539 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0052% | 8,208 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0289% | 8,613 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0335% | 8,656 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0375% | 7,754 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3806% | 1,224 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0191% | 969 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2401% | 3,253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2068% | 1,042 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0308% | 8,729 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0361% | 8,752 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1062% | 4,228 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1465% | 6,326 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7698% | 1,744 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3858% | 1,142 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0993% | 5,116 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0781% | 1,938 |
| Percentage Net Loans Charged-off:Construction & development | 0.2627% | 430 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0622% | 9,101 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0720% | 9,126 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0225% | 4,649 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 7,235 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5642% | 1,917 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1879% | 1,366 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0177% | 6,822 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4124% | 1,708 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1396% | 4,373 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1102% | 5,290 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0141% | 10,069 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1637% | 4,435 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2853% | 12,087 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0391% | 8,593 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2738% | 6,296 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |