Home > Bank First, N.A. > Income and Expense

Bank First, N.A., Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$55,048,000318
Total interest expense$18,359,000346
Net interest income$36,689,000303
Provision for loan and lease losses$400,000676
Total noninterest income$6,198,000420
Gross Fiduciary activities income$0918
Service charges on deposit accounts$549,000528
Trading account gains and fees$0116
Additional Noninterest Income$5,649,000324
Total noninterest expense$20,022,000402
Salaries and employee benefits$10,434,000415
Premises and equipment expense$1,593,000458
Additional noninterest expense$5,649,000324
Pre-tax net operating income$22,465,000236
Securities gains (losses)$-6,0004,039
Applicable income taxes$3,972,000270
Income before extraordinary items$18,487,000224
Extraordinary gains, net$047
Net income$18,487,000227
Minority interest net income$065
Net income of bank and minority interests.$18,487,000224
Net charge-offs$801,000326
Cash dividends$13,000,000160
Sale, conversion, retirement of capital stock, net$0467
Net operating income$18,491,920230
2024-12-31 (YTD Data)Rank
Total interest income$206,405,000328
Total interest expense$67,979,000394
Net interest income$138,426,000290
Provision for loan and lease losses$-800,0004,431
Total noninterest income$20,234,000487
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$2,151,000529
Trading account gains and fees$0138
Additional Noninterest Income$18,083,000388
Total noninterest expense$77,107,000401
Salaries and employee benefits$38,729,000424
Premises and equipment expense$5,968,000476
Additional noninterest expense$18,083,000388
Pre-tax net operating income$82,353,000233
Securities gains (losses)$-37,0003,809
Applicable income taxes$14,714,000265
Income before extraordinary items$67,602,000226
Extraordinary gains, net$053
Net income$67,602,000230
Minority interest net income$090
Net income of bank and minority interests.$67,602,000227
Net charge-offs$-442,0004,456
Cash dividends$84,561,000133
Sale, conversion, retirement of capital stock, net$0564
Net operating income$67,632,340231
2024-09-30 (YTD Data)Rank
Total interest income$152,651,000323
Total interest expense$49,942,000397
Net interest income$102,709,000288
Provision for loan and lease losses$200,0001,718
Total noninterest income$15,594,000469
Gross Fiduciary activities income$0972
Service charges on deposit accounts$1,606,000530
Trading account gains and fees$0139
Additional Noninterest Income$13,988,000379
Total noninterest expense$58,194,000394
Salaries and employee benefits$29,382,000420
Premises and equipment expense$4,520,000473
Additional noninterest expense$13,988,000379
Pre-tax net operating income$59,909,000238
Securities gains (losses)$-44,0004,044
Applicable income taxes$10,285,000275
Income before extraordinary items$49,580,000225
Extraordinary gains, net$051
Net income$49,580,000232
Minority interest net income$082
Net income of bank and minority interests.$49,580,000227
Net charge-offs$-503,0004,497
Cash dividends$69,561,000119
Sale, conversion, retirement of capital stock, net$0527
Net operating income$49,616,520232
2024-06-30 (YTD Data)Rank
Total interest income$98,619,000327
Total interest expense$31,949,000402
Net interest income$66,670,000295
Provision for loan and lease losses$200,0001,368
Total noninterest income$10,772,000456
Gross Fiduciary activities income$0962
Service charges on deposit accounts$1,050,000527
Trading account gains and fees$0145
Additional Noninterest Income$9,722,000359
Total noninterest expense$38,658,000398
Salaries and employee benefits$19,804,000421
Premises and equipment expense$4,652,000327
Additional noninterest expense$9,722,000359
Pre-tax net operating income$38,584,000247
Securities gains (losses)$-56,0004,129
Applicable income taxes$5,981,000304
Income before extraordinary items$32,547,000228
Extraordinary gains, net$052
Net income$32,547,000232
Minority interest net income$084
Net income of bank and minority interests.$32,547,000230
Net charge-offs$-809,0004,538
Cash dividends$51,000,000104
Sale, conversion, retirement of capital stock, net$0496
Net operating income$32,594,040232
2024-03-31 (YTD Data)Rank
Total interest income$49,272,000331
Total interest expense$15,762,000402
Net interest income$33,510,000300
Provision for loan and lease losses$200,000837
Total noninterest income$4,420,000514
Gross Fiduciary activities income$0895
Service charges on deposit accounts$490,000558
Trading account gains and fees$0121
Additional Noninterest Income$3,930,000405
Total noninterest expense$19,756,000390
Salaries and employee benefits$10,339,000401
Premises and equipment expense$2,475,000310
Additional noninterest expense$3,930,000405
Pre-tax net operating income$17,974,000264
Securities gains (losses)$-33,0004,219
Applicable income taxes$2,006,000403
Income before extraordinary items$15,935,000244
Extraordinary gains, net$051
Net income$15,935,000245
Minority interest net income$072
Net income of bank and minority interests.$15,935,000244
Net charge-offs$-569,0004,569
Cash dividends$36,000,00076
Sale, conversion, retirement of capital stock, net$0434
Net operating income$15,964,370244
2023-12-31 (YTD Data)Rank
Total interest income$182,483,000320
Total interest expense$45,382,000415
Net interest income$137,101,000290
Provision for loan and lease losses$4,682,000339
Total noninterest income$55,942,000228
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,017,000551
Trading account gains and fees$0123
Additional Noninterest Income$53,925,000165
Total noninterest expense$75,768,000392
Salaries and employee benefits$38,213,000416
Premises and equipment expense$9,204,000321
Additional noninterest expense$53,925,000165
Pre-tax net operating income$112,593,000196
Securities gains (losses)$-7,849,0004,518
Applicable income taxes$25,900,000182
Income before extraordinary items$78,844,000205
Extraordinary gains, net$054
Net income$78,844,000208
Minority interest net income$088
Net income of bank and minority interests.$78,844,000207
Net charge-offs$-131,0004,391
Cash dividends$68,573,000132
Sale, conversion, retirement of capital stock, net$0540
Net operating income$85,044,710204
2023-09-30 (YTD Data)Rank
Total interest income$133,820,000322
Total interest expense$31,412,000419
Net interest income$102,408,000293
Provision for loan and lease losses$4,182,000296
Total noninterest income$15,154,000454
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,475,000562
Trading account gains and fees$0125
Additional Noninterest Income$13,679,000356
Total noninterest expense$56,914,000387
Salaries and employee benefits$28,416,000423
Premises and equipment expense$7,046,000318
Additional noninterest expense$13,679,000356
Pre-tax net operating income$56,466,000266
Securities gains (losses)$-52,0003,837
Applicable income taxes$14,156,000226
Income before extraordinary items$42,258,000272
Extraordinary gains, net$052
Net income$42,258,000274
Minority interest net income$081
Net income of bank and minority interests.$42,258,000273
Net charge-offs$-126,0004,406
Cash dividends$43,855,000153
Sale, conversion, retirement of capital stock, net$0507
Net operating income$42,299,080278
2023-06-30 (YTD Data)Rank
Total interest income$86,832,000315
Total interest expense$19,165,000409
Net interest income$67,667,000291
Provision for loan and lease losses$4,182,000231
Total noninterest income$9,985,000448
Gross Fiduciary activities income$0931
Service charges on deposit accounts$894,000610
Trading account gains and fees$0112
Additional Noninterest Income$9,091,000345
Total noninterest expense$37,932,000377
Salaries and employee benefits$18,761,000419
Premises and equipment expense$4,632,000311
Additional noninterest expense$9,091,000345
Pre-tax net operating income$35,538,000278
Securities gains (losses)$-59,0004,116
Applicable income taxes$8,949,000238
Income before extraordinary items$26,530,000289
Extraordinary gains, net$051
Net income$26,530,000294
Minority interest net income$081
Net income of bank and minority interests.$26,530,000289
Net charge-offs$-131,0004,488
Cash dividends$23,855,000174
Sale, conversion, retirement of capital stock, net$0486
Net operating income$26,576,610290
2023-03-31 (YTD Data)Rank
Total interest income$40,902,000332
Total interest expense$8,159,000421
Net interest income$32,743,000308
Provision for loan and lease losses$4,182,000156
Total noninterest income$5,897,000400
Gross Fiduciary activities income$0913
Service charges on deposit accounts$445,000620
Trading account gains and fees$097
Additional Noninterest Income$5,452,000301
Total noninterest expense$19,111,000382
Salaries and employee benefits$9,455,000426
Premises and equipment expense$2,299,000324
Additional noninterest expense$5,452,000301
Pre-tax net operating income$15,347,000322
Securities gains (losses)$-70,0004,307
Applicable income taxes$3,841,000273
Income before extraordinary items$11,436,000337
Extraordinary gains, net$04
Net income$11,436,000338
Minority interest net income$048
Net income of bank and minority interests.$11,436,000338
Net charge-offs$-38,0004,375
Cash dividends$10,000,000173
Sale, conversion, retirement of capital stock, net$0430
Net operating income$11,491,300341
2022-12-31 (YTD Data)Rank
Total interest income$116,534,000363
Total interest expense$11,402,000406
Net interest income$105,132,000348
Provision for loan and lease losses$2,200,000487
Total noninterest income$19,851,000476
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,858,000613
Trading account gains and fees$0116
Additional Noninterest Income$17,993,000380
Total noninterest expense$59,941,000468
Salaries and employee benefits$31,493,000484
Premises and equipment expense$7,928,000358
Additional noninterest expense$17,993,000380
Pre-tax net operating income$62,842,000324
Securities gains (losses)$-14,0003,506
Applicable income taxes$15,289,000291
Income before extraordinary items$47,539,000335
Extraordinary gains, net$05
Net income$47,539,000335
Minority interest net income$063
Net income of bank and minority interests.$47,539,000335
Net charge-offs$-165,0004,398
Cash dividends$22,281,000274
Sale, conversion, retirement of capital stock, net$0568
Net operating income$47,550,060345
2022-09-30 (YTD Data)Rank
Total interest income$80,780,000365
Total interest expense$6,636,000370
Net interest income$74,144,000357
Provision for loan and lease losses$1,700,000440
Total noninterest income$15,962,000459
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,414,000604
Trading account gains and fees$0111
Additional Noninterest Income$14,548,000378
Total noninterest expense$43,155,000478
Salaries and employee benefits$23,778,000481
Premises and equipment expense$5,303,000407
Additional noninterest expense$14,548,000378
Pre-tax net operating income$45,251,000331
Securities gains (losses)$-12,0003,821
Applicable income taxes$11,144,000300
Income before extraordinary items$34,095,000343
Extraordinary gains, net$04
Net income$34,095,000343
Minority interest net income$057
Net income of bank and minority interests.$34,095,000343
Net charge-offs$-1,030,0004,693
Cash dividends$16,861,000250
Sale, conversion, retirement of capital stock, net$0519
Net operating income$34,104,480349
2022-06-30 (YTD Data)Rank
Total interest income$50,042,000370
Total interest expense$3,886,000321
Net interest income$46,156,000374
Provision for loan and lease losses$1,700,000292
Total noninterest income$10,798,000446
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,209,000483
Trading account gains and fees$0108
Additional Noninterest Income$9,589,000383
Total noninterest expense$25,090,000531
Salaries and employee benefits$13,414,000563
Premises and equipment expense$3,468,000405
Additional noninterest expense$8,208,000506
Pre-tax net operating income$30,164,000324
Securities gains (losses)$-13,0003,992
Applicable income taxes$7,408,000291
Income before extraordinary items$22,743,000329
Extraordinary gains, net$04
Net income$22,743,000329
Minority interest net income$060
Net income of bank and minority interests.$22,743,000329
Net charge-offs$-683,0004,706
Cash dividends$16,500,000194
Sale, conversion, retirement of capital stock, net$0494
Net operating income$22,753,270337
2022-03-31 (YTD Data)Rank
Total interest income$24,220,000371
Total interest expense$1,750,000329
Net interest income$22,470,000375
Provision for loan and lease losses$1,200,000181
Total noninterest income$5,237,000471
Gross Fiduciary activities income$0892
Service charges on deposit accounts$606,000484
Trading account gains and fees$0103
Additional Noninterest Income$4,631,000403
Total noninterest expense$12,396,000538
Salaries and employee benefits$6,855,000549
Premises and equipment expense$1,632,000430
Additional noninterest expense$3,909,000525
Pre-tax net operating income$14,111,000325
Securities gains (losses)$-4,0004,101
Applicable income taxes$3,550,000287
Income before extraordinary items$10,557,000343
Extraordinary gains, net$04
Net income$10,557,000344
Minority interest net income$050
Net income of bank and minority interests.$10,557,000344
Net charge-offs$-234,0004,684
Cash dividends$7,500,000204
Sale, conversion, retirement of capital stock, net$0453
Net operating income$10,560,160348
2021-12-31 (YTD Data)Rank
Total interest income$98,385,000368
Total interest expense$7,574,000368
Net interest income$90,811,000368
Provision for loan and lease losses$3,100,000187
Total noninterest income$23,541,000469
Gross Fiduciary activities income$0994
Service charges on deposit accounts$2,397,000470
Trading account gains and fees$0132
Additional Noninterest Income$21,144,000402
Total noninterest expense$49,077,000543
Salaries and employee benefits$27,123,000544
Premises and equipment expense$6,515,000428
Additional noninterest expense$15,439,000539
Pre-tax net operating income$62,175,000327
Securities gains (losses)$-3,0004,291
Applicable income taxes$15,124,000295
Income before extraordinary items$47,048,000354
Extraordinary gains, net$010
Net income$47,048,000354
Minority interest net income$074
Net income of bank and minority interests.$47,048,000354
Net charge-offs$443,000683
Cash dividends$22,361,000273
Sale, conversion, retirement of capital stock, net$0582
Net operating income$47,050,370350
2021-09-30 (YTD Data)Rank
Total interest income$73,343,000374
Total interest expense$5,946,000372
Net interest income$67,397,000369
Provision for loan and lease losses$2,500,000160
Total noninterest income$18,022,000465
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,782,000476
Trading account gains and fees$0132
Additional Noninterest Income$16,240,000409
Total noninterest expense$36,025,000553
Salaries and employee benefits$20,176,000545
Premises and equipment expense$4,987,000426
Additional noninterest expense$10,862,000567
Pre-tax net operating income$46,894,000329
Securities gains (losses)$-3,0004,477
Applicable income taxes$11,417,000303
Income before extraordinary items$35,474,000356
Extraordinary gains, net$08
Net income$35,474,000355
Minority interest net income$069
Net income of bank and minority interests.$35,474,000356
Net charge-offs$-79,0004,379
Cash dividends$14,861,000285
Sale, conversion, retirement of capital stock, net$0543
Net operating income$35,476,370346
2021-06-30 (YTD Data)Rank
Total interest income$48,446,000374
Total interest expense$4,169,000369
Net interest income$44,277,000372
Provision for loan and lease losses$1,850,000165
Total noninterest income$12,990,000445
Gross Fiduciary activities income$0951
Service charges on deposit accounts$1,177,000465
Trading account gains and fees$0133
Additional Noninterest Income$11,813,000390
Total noninterest expense$23,934,000551
Salaries and employee benefits$13,543,000542
Premises and equipment expense$3,262,000433
Additional noninterest expense$7,129,000556
Pre-tax net operating income$31,483,000325
Securities gains (losses)$01,818
Applicable income taxes$7,633,000301
Income before extraordinary items$23,850,000343
Extraordinary gains, net$06
Net income$23,850,000342
Minority interest net income$067
Net income of bank and minority interests.$23,850,000343
Net charge-offs$-39,0004,293
Cash dividends$7,700,000331
Sale, conversion, retirement of capital stock, net$0517
Net operating income$23,850,000334
2021-03-31 (YTD Data)Rank
Total interest income$24,442,000366
Total interest expense$2,171,000371
Net interest income$22,271,000369
Provision for loan and lease losses$900,000204
Total noninterest income$6,343,000456
Gross Fiduciary activities income$0922
Service charges on deposit accounts$577,000468
Trading account gains and fees$0127
Additional Noninterest Income$5,766,000405
Total noninterest expense$12,044,000542
Salaries and employee benefits$6,788,000544
Premises and equipment expense$1,728,000411
Additional noninterest expense$3,528,000536
Pre-tax net operating income$15,670,000326
Securities gains (losses)$01,392
Applicable income taxes$3,805,000305
Income before extraordinary items$11,865,000349
Extraordinary gains, net$03
Net income$11,865,000347
Minority interest net income$055
Net income of bank and minority interests.$11,865,000349
Net charge-offs$27,0001,045
Cash dividends$600,0001,054
Sale, conversion, retirement of capital stock, net$0482
Net operating income$11,865,000342
2020-12-31 (YTD Data)Rank
Total interest income$100,700,000353
Total interest expense$13,075,000389
Net interest income$87,625,000354
Provision for loan and lease losses$7,125,000450
Total noninterest income$20,360,000491
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$2,031,000517
Trading account gains and fees$0133
Additional Noninterest Income$18,329,000429
Total noninterest expense$50,545,000507
Salaries and employee benefits$26,191,000543
Premises and equipment expense$6,508,000425
Additional noninterest expense$17,846,000450
Pre-tax net operating income$50,315,000291
Securities gains (losses)$3,233,000150
Applicable income taxes$12,831,000248
Income before extraordinary items$40,717,000296
Extraordinary gains, net$04
Net income$40,717,000293
Minority interest net income$072
Net income of bank and minority interests.$40,717,000296
Net charge-offs$863,000712
Cash dividends$21,406,000270
Sale, conversion, retirement of capital stock, net$0566
Net operating income$38,162,930304
2020-09-30 (YTD Data)Rank
Total interest income$73,606,000368
Total interest expense$10,588,000388
Net interest income$63,018,000357
Provision for loan and lease losses$5,475,000471
Total noninterest income$13,600,000503
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,398,000547
Trading account gains and fees$0125
Additional Noninterest Income$12,202,000449
Total noninterest expense$36,874,000508
Salaries and employee benefits$18,874,000551
Premises and equipment expense$4,731,000429
Additional noninterest expense$13,269,000441
Pre-tax net operating income$34,269,000292
Securities gains (losses)$3,233,000127
Applicable income taxes$8,645,000249
Income before extraordinary items$28,857,000284
Extraordinary gains, net$04
Net income$28,857,000281
Minority interest net income$065
Net income of bank and minority interests.$28,857,000284
Net charge-offs$553,000705
Cash dividends$18,979,000238
Sale, conversion, retirement of capital stock, net$0532
Net operating income$26,302,930301
2020-06-30 (YTD Data)Rank
Total interest income$47,677,000382
Total interest expense$7,807,000395
Net interest income$39,870,000377
Provision for loan and lease losses$4,125,000455
Total noninterest income$8,445,000513
Gross Fiduciary activities income$0970
Service charges on deposit accounts$823,000616
Trading account gains and fees$0123
Additional Noninterest Income$7,622,000429
Total noninterest expense$24,954,000491
Salaries and employee benefits$12,548,000545
Premises and equipment expense$3,101,000436
Additional noninterest expense$9,305,000420
Pre-tax net operating income$19,236,000293
Securities gains (losses)$3,233,00092
Applicable income taxes$4,963,000250
Income before extraordinary items$17,506,000275
Extraordinary gains, net$04
Net income$17,506,000274
Minority interest net income$065
Net income of bank and minority interests.$17,506,000275
Net charge-offs$-550,0005,041
Cash dividends$18,579,000184
Sale, conversion, retirement of capital stock, net$0504
Net operating income$14,951,930301
2020-03-31 (YTD Data)Rank
Total interest income$23,296,000388
Total interest expense$4,419,000405
Net interest income$18,877,000382
Provision for loan and lease losses$975,000629
Total noninterest income$3,891,000509
Gross Fiduciary activities income$0941
Service charges on deposit accounts$396,000751
Trading account gains and fees$0106
Additional Noninterest Income$3,495,000417
Total noninterest expense$11,434,000534
Salaries and employee benefits$6,237,000551
Premises and equipment expense$1,694,000403
Additional noninterest expense$3,503,000529
Pre-tax net operating income$10,359,000252
Securities gains (losses)$01,705
Applicable income taxes$1,976,000262
Income before extraordinary items$8,383,000259
Extraordinary gains, net$04
Net income$8,383,000259
Minority interest net income$056
Net income of bank and minority interests.$8,383,000259
Net charge-offs$-596,0005,095
Cash dividends$547,0001,210
Sale, conversion, retirement of capital stock, net$0482
Net operating income$8,383,000258
2019-12-31 (YTD Data)Rank
Total interest income$89,164,000402
Total interest expense$18,653,000410
Net interest income$70,511,000403
Provision for loan and lease losses$5,250,000257
Total noninterest income$11,837,000619
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,400,000854
Trading account gains and fees$0135
Additional Noninterest Income$10,437,000507
Total noninterest expense$41,861,000561
Salaries and employee benefits$22,217,000590
Premises and equipment expense$5,537,000479
Additional noninterest expense$14,107,000512
Pre-tax net operating income$35,237,000396
Securities gains (losses)$634,000306
Applicable income taxes$8,026,000366
Income before extraordinary items$27,845,000410
Extraordinary gains, net$011
Net income$27,845,000410
Minority interest net income$076
Net income of bank and minority interests.$27,845,000410
Net charge-offs$6,102,000186
Cash dividends$16,335,000340
Sale, conversion, retirement of capital stock, net$0626
Net operating income$27,344,140407
2019-09-30 (YTD Data)Rank
Total interest income$65,369,000412
Total interest expense$13,902,000422
Net interest income$51,467,000422
Provision for loan and lease losses$4,125,000235
Total noninterest income$9,271,000597
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$985,000903
Trading account gains and fees$0129
Additional Noninterest Income$8,286,000491
Total noninterest expense$30,920,000568
Salaries and employee benefits$16,473,000605
Premises and equipment expense$3,934,000507
Additional noninterest expense$10,513,000516
Pre-tax net operating income$25,693,000413
Securities gains (losses)$22,0001,385
Applicable income taxes$5,672,000383
Income before extraordinary items$20,043,000431
Extraordinary gains, net$011
Net income$20,043,000430
Minority interest net income$072
Net income of bank and minority interests.$20,043,000431
Net charge-offs$6,242,000153
Cash dividends$14,700,000287
Sale, conversion, retirement of capital stock, net$0590
Net operating income$20,025,620426
2019-06-30 (YTD Data)Rank
Total interest income$39,881,000454
Total interest expense$8,966,000432
Net interest income$30,915,000461
Provision for loan and lease losses$1,125,000442
Total noninterest income$6,118,000596
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$625,000932
Trading account gains and fees$0131
Additional Noninterest Income$5,493,000487
Total noninterest expense$19,219,000608
Salaries and employee benefits$10,378,000634
Premises and equipment expense$2,474,000539
Additional noninterest expense$6,367,000564
Pre-tax net operating income$16,689,000408
Securities gains (losses)$23,000995
Applicable income taxes$3,789,000375
Income before extraordinary items$12,923,000432
Extraordinary gains, net$011
Net income$12,923,000431
Minority interest net income$069
Net income of bank and minority interests.$12,923,000432
Net charge-offs$1,203,000312
Cash dividends$4,650,000464
Sale, conversion, retirement of capital stock, net$0573
Net operating income$12,904,830426
2019-03-31 (YTD Data)Rank
Total interest income$19,721,000454
Total interest expense$4,352,000436
Net interest income$15,369,000461
Provision for loan and lease losses$625,000397
Total noninterest income$3,270,000560
Gross Fiduciary activities income$0972
Service charges on deposit accounts$313,000923
Trading account gains and fees$0126
Additional Noninterest Income$2,957,000444
Total noninterest expense$9,337,000626
Salaries and employee benefits$5,158,000636
Premises and equipment expense$1,203,000547
Additional noninterest expense$2,976,000582
Pre-tax net operating income$8,677,000388
Securities gains (losses)$01,087
Applicable income taxes$2,019,000359
Income before extraordinary items$6,658,000412
Extraordinary gains, net$05
Net income$6,658,000412
Minority interest net income$052
Net income of bank and minority interests.$6,658,000412
Net charge-offs$660,000285
Cash dividends$3,550,000335
Sale, conversion, retirement of capital stock, net$0529
Net operating income$6,658,000408
2018-12-31 (YTD Data)Rank
Total interest income$77,944,000423
Total interest expense$14,064,000396
Net interest income$63,880,000437
Provision for loan and lease losses$2,935,000376
Total noninterest income$11,206,000627
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,401,000874
Trading account gains and fees$0126
Additional Noninterest Income$9,805,000509
Total noninterest expense$38,757,000583
Salaries and employee benefits$20,944,000602
Premises and equipment expense$4,984,000516
Additional noninterest expense$12,829,000547
Pre-tax net operating income$33,394,000410
Securities gains (losses)$-30,0004,714
Applicable income taxes$7,074,000379
Income before extraordinary items$26,290,000417
Extraordinary gains, net$06
Net income$26,290,000416
Minority interest net income$072
Net income of bank and minority interests.$26,290,000416
Net charge-offs$2,299,000331
Cash dividends$22,275,000247
Sale, conversion, retirement of capital stock, net$0671
Net operating income$26,313,700413
2018-09-30 (YTD Data)Rank
Total interest income$58,192,000417
Total interest expense$9,984,000389
Net interest income$48,208,000432
Provision for loan and lease losses$2,185,000370
Total noninterest income$8,573,000625
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,043,000874
Trading account gains and fees$0138
Additional Noninterest Income$7,530,000509
Total noninterest expense$28,908,000582
Salaries and employee benefits$15,557,000605
Premises and equipment expense$3,804,000514
Additional noninterest expense$9,547,000544
Pre-tax net operating income$25,688,000404
Securities gains (losses)$-30,0005,018
Applicable income taxes$5,515,000379
Income before extraordinary items$20,143,000414
Extraordinary gains, net$05
Net income$20,143,000413
Minority interest net income$066
Net income of bank and minority interests.$20,143,000413
Net charge-offs$2,237,000259
Cash dividends$16,950,000229
Sale, conversion, retirement of capital stock, net$0633
Net operating income$20,166,700413
2018-06-30 (YTD Data)Rank
Total interest income$38,682,000414
Total interest expense$6,194,000390
Net interest income$32,488,000417
Provision for loan and lease losses$1,385,000372
Total noninterest income$6,298,000591
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$685,000883
Trading account gains and fees$0130
Additional Noninterest Income$5,613,000468
Total noninterest expense$19,582,000565
Salaries and employee benefits$10,497,000600
Premises and equipment expense$2,605,000508
Additional noninterest expense$6,480,000533
Pre-tax net operating income$17,819,000386
Securities gains (losses)$-50,0005,257
Applicable income taxes$3,815,000364
Income before extraordinary items$13,954,000394
Extraordinary gains, net$06
Net income$13,954,000393
Minority interest net income$065
Net income of bank and minority interests.$13,954,000394
Net charge-offs$-50,0005,019
Cash dividends$13,450,000194
Sale, conversion, retirement of capital stock, net$0620
Net operating income$13,993,500390
2018-03-31 (YTD Data)Rank
Total interest income$19,309,000412
Total interest expense$2,804,000403
Net interest income$16,505,000414
Provision for loan and lease losses$485,000489
Total noninterest income$3,233,000567
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$367,000831
Trading account gains and fees$0123
Additional Noninterest Income$2,866,000453
Total noninterest expense$9,710,000575
Salaries and employee benefits$5,195,000610
Premises and equipment expense$1,342,000494
Additional noninterest expense$3,173,000538
Pre-tax net operating income$9,543,000359
Securities gains (losses)$3,000584
Applicable income taxes$2,277,000322
Income before extraordinary items$7,269,000379
Extraordinary gains, net$07
Net income$7,269,000379
Minority interest net income$052
Net income of bank and minority interests.$7,269,000379
Net charge-offs$-16,0004,917
Cash dividends$7,600,000162
Sale, conversion, retirement of capital stock, net$0580
Net operating income$7,266,630377
2017-12-31 (YTD Data)Rank
Total interest income$53,471,000537
Total interest expense$7,685,000459
Net interest income$45,786,000546
Provision for loan and lease losses$1,055,000848
Total noninterest income$9,899,000688
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,244,000977
Trading account gains and fees$0151
Additional Noninterest Income$8,655,000568
Total noninterest expense$29,789,000740
Salaries and employee benefits$16,131,000765
Premises and equipment expense$3,948,000623
Additional noninterest expense$9,710,000695
Pre-tax net operating income$24,841,000461
Securities gains (losses)$-32,0005,239
Applicable income taxes$9,089,000439
Income before extraordinary items$15,720,000501
Extraordinary gains, net$09
Net income$15,720,000499
Minority interest net income$076
Net income of bank and minority interests.$15,720,000501
Net charge-offs$171,0001,961
Cash dividends$19,480,000240
Sale, conversion, retirement of capital stock, net$0711
Net operating income$15,740,480496
2017-09-30 (YTD Data)Rank
Total interest income$36,041,000585
Total interest expense$5,433,000477
Net interest income$30,608,000614
Provision for loan and lease losses$635,000990
Total noninterest income$8,002,000668
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$925,000988
Trading account gains and fees$0145
Additional Noninterest Income$7,077,000540
Total noninterest expense$19,591,000839
Salaries and employee benefits$10,576,000865
Premises and equipment expense$2,744,000694
Additional noninterest expense$6,271,000787
Pre-tax net operating income$18,384,000477
Securities gains (losses)$-9,0005,385
Applicable income taxes$6,086,000427
Income before extraordinary items$12,289,000521
Extraordinary gains, net$09
Net income$12,289,000519
Minority interest net income$071
Net income of bank and minority interests.$12,289,000521
Net charge-offs$120,0001,781
Cash dividends$5,660,000456
Sale, conversion, retirement of capital stock, net$0677
Net operating income$12,295,030517
2017-06-30 (YTD Data)Rank
Total interest income$23,415,000595
Total interest expense$3,437,000489
Net interest income$19,978,000622
Provision for loan and lease losses$380,0001,016
Total noninterest income$5,739,000632
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$616,000976
Trading account gains and fees$0139
Additional Noninterest Income$5,123,000513
Total noninterest expense$12,732,000854
Salaries and employee benefits$7,108,000860
Premises and equipment expense$1,685,000751
Additional noninterest expense$3,939,000834
Pre-tax net operating income$12,605,000457
Securities gains (losses)$-9,0005,476
Applicable income taxes$4,217,000407
Income before extraordinary items$8,379,000503
Extraordinary gains, net$011
Net income$8,379,000500
Minority interest net income$071
Net income of bank and minority interests.$8,379,000503
Net charge-offs$44,0002,083
Cash dividends$3,685,000462
Sale, conversion, retirement of capital stock, net$0659
Net operating income$8,385,030497
2017-03-31 (YTD Data)Rank
Total interest income$11,463,000600
Total interest expense$1,620,000497
Net interest income$9,843,000630
Provision for loan and lease losses$210,000907
Total noninterest income$2,761,000634
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$293,0001,024
Trading account gains and fees$0142
Additional Noninterest Income$2,468,000515
Total noninterest expense$6,236,000876
Salaries and employee benefits$3,634,000848
Premises and equipment expense$819,000781
Additional noninterest expense$1,783,000907
Pre-tax net operating income$6,158,000456
Securities gains (losses)$-9,0005,640
Applicable income taxes$2,075,000406
Income before extraordinary items$4,074,000509
Extraordinary gains, net$08
Net income$4,074,000509
Minority interest net income$055
Net income of bank and minority interests.$4,074,000509
Net charge-offs$33,0001,595
Cash dividends$1,500,000511
Sale, conversion, retirement of capital stock, net$0632
Net operating income$4,079,940496
2016-12-31 (YTD Data)Rank
Total interest income$44,727,000604
Total interest expense$5,929,000503
Net interest income$38,798,000618
Provision for loan and lease losses$320,0001,930
Total noninterest income$9,237,000733
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,091,0001,118
Trading account gains and fees$0170
Additional Noninterest Income$8,146,000595
Total noninterest expense$24,284,000880
Salaries and employee benefits$12,894,000928
Premises and equipment expense$3,260,000762
Additional noninterest expense$8,130,000818
Pre-tax net operating income$23,431,000449
Securities gains (losses)$-225,0005,848
Applicable income taxes$7,936,000393
Income before extraordinary items$15,270,000513
Extraordinary gains, net$05
Net income$15,270,000512
Minority interest net income$082
Net income of bank and minority interests.$15,270,000512
Net charge-offs$-397,0005,766
Cash dividends$6,350,000543
Sale, conversion, retirement of capital stock, net$0759
Net operating income$15,418,500502
2016-09-30 (YTD Data)Rank
Total interest income$33,018,000611
Total interest expense$4,461,000497
Net interest income$28,557,000627
Provision for loan and lease losses$320,0001,556
Total noninterest income$7,307,000710
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,128,000833
Trading account gains and fees$0169
Additional Noninterest Income$6,179,000594
Total noninterest expense$17,954,000887
Salaries and employee benefits$9,625,000928
Premises and equipment expense$2,462,000757
Additional noninterest expense$5,867,000845
Pre-tax net operating income$17,590,000448
Securities gains (losses)$15,0002,436
Applicable income taxes$5,955,000406
Income before extraordinary items$11,650,000506
Extraordinary gains, net$05
Net income$11,650,000504
Minority interest net income$071
Net income of bank and minority interests.$11,650,000506
Net charge-offs$-441,0005,849
Cash dividends$4,600,000534
Sale, conversion, retirement of capital stock, net$0719
Net operating income$11,640,100497
2016-06-30 (YTD Data)Rank
Total interest income$21,791,000619
Total interest expense$2,977,000499
Net interest income$18,814,000632
Provision for loan and lease losses$220,0001,534
Total noninterest income$4,993,000682
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$754,000819
Trading account gains and fees$0157
Additional Noninterest Income$4,239,000575
Total noninterest expense$11,869,000901
Salaries and employee benefits$6,378,000940
Premises and equipment expense$1,655,000752
Additional noninterest expense$3,836,000855
Pre-tax net operating income$11,718,000444
Securities gains (losses)$15,0002,089
Applicable income taxes$3,976,000404
Income before extraordinary items$7,757,000507
Extraordinary gains, net$016
Net income$7,757,000504
Minority interest net income$071
Net income of bank and minority interests.$7,757,000506
Net charge-offs$-312,0005,919
Cash dividends$3,800,000474
Sale, conversion, retirement of capital stock, net$0705
Net operating income$7,747,100495
2016-03-31 (YTD Data)Rank
Total interest income$10,783,000625
Total interest expense$1,465,000501
Net interest income$9,318,000643
Provision for loan and lease losses$220,000907
Total noninterest income$2,723,000626
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$370,000831
Trading account gains and fees$0142
Additional Noninterest Income$2,353,000510
Total noninterest expense$5,935,000892
Salaries and employee benefits$3,416,000864
Premises and equipment expense$826,000762
Additional noninterest expense$1,693,000970
Pre-tax net operating income$5,886,000425
Securities gains (losses)$15,0001,354
Applicable income taxes$2,004,000388
Income before extraordinary items$3,897,000481
Extraordinary gains, net$012
Net income$3,897,000479
Minority interest net income$062
Net income of bank and minority interests.$3,897,000481
Net charge-offs$43,0001,533
Cash dividends$1,800,000471
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,887,100473
2015-12-31 (YTD Data)Rank
Total interest income$40,631,000630
Total interest expense$5,061,000541
Net interest income$35,570,000640
Provision for loan and lease losses$1,008,000817
Total noninterest income$7,892,000808
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,421,000900
Trading account gains and fees$0159
Additional Noninterest Income$6,471,000672
Total noninterest expense$21,862,000944
Salaries and employee benefits$11,853,000955
Premises and equipment expense$3,293,000743
Additional noninterest expense$6,716,000983
Pre-tax net operating income$20,592,000477
Securities gains (losses)$03,216
Applicable income taxes$6,928,000421
Income before extraordinary items$13,664,000539
Extraordinary gains, net$023
Net income$13,664,000539
Minority interest net income$081
Net income of bank and minority interests.$13,664,000540
Net charge-offs$255,0001,757
Cash dividends$3,500,000877
Sale, conversion, retirement of capital stock, net$0804
Net operating income$13,664,000534
2015-09-30 (YTD Data)Rank
Total interest income$30,160,000641
Total interest expense$3,747,000557
Net interest income$26,413,000647
Provision for loan and lease losses$730,000767
Total noninterest income$6,227,000791
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,049,000914
Trading account gains and fees$0153
Additional Noninterest Income$5,178,000645
Total noninterest expense$16,107,000967
Salaries and employee benefits$8,858,000963
Premises and equipment expense$2,503,000752
Additional noninterest expense$4,746,0001,041
Pre-tax net operating income$15,803,000481
Securities gains (losses)$03,031
Applicable income taxes$5,335,000434
Income before extraordinary items$10,468,000539
Extraordinary gains, net$021
Net income$10,468,000538
Minority interest net income$078
Net income of bank and minority interests.$10,468,000539
Net charge-offs$243,0001,374
Cash dividends$3,000,000705
Sale, conversion, retirement of capital stock, net$0773
Net operating income$10,468,000527
2015-06-30 (YTD Data)Rank
Total interest income$19,903,000649
Total interest expense$2,449,000564
Net interest income$17,454,000656
Provision for loan and lease losses$530,000720
Total noninterest income$4,362,000762
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$677,000930
Trading account gains and fees$0157
Additional Noninterest Income$3,685,000634
Total noninterest expense$10,775,000967
Salaries and employee benefits$5,850,000972
Premises and equipment expense$1,682,000751
Additional noninterest expense$3,243,0001,015
Pre-tax net operating income$10,511,000481
Securities gains (losses)$02,636
Applicable income taxes$3,548,000435
Income before extraordinary items$6,963,000546
Extraordinary gains, net$022
Net income$6,963,000544
Minority interest net income$075
Net income of bank and minority interests.$6,963,000546
Net charge-offs$244,0001,061
Cash dividends$2,000,000690
Sale, conversion, retirement of capital stock, net$0751
Net operating income$6,963,000534
2015-03-31 (YTD Data)Rank
Total interest income$9,845,000647
Total interest expense$1,208,000576
Net interest income$8,637,000654
Provision for loan and lease losses$330,000580
Total noninterest income$2,517,000659
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$218,0001,342
Trading account gains and fees$0152
Additional Noninterest Income$2,299,000518
Total noninterest expense$5,553,000937
Salaries and employee benefits$3,148,000905
Premises and equipment expense$898,000707
Additional noninterest expense$1,507,0001,067
Pre-tax net operating income$5,271,000463
Securities gains (losses)$02,027
Applicable income taxes$1,769,000422
Income before extraordinary items$3,502,000526
Extraordinary gains, net$013
Net income$3,502,000526
Minority interest net income$064
Net income of bank and minority interests.$3,502,000526
Net charge-offs$272,000585
Cash dividends$2,000,000355
Sale, conversion, retirement of capital stock, net$0697
Net operating income$3,502,000514
2014-12-31 (YTD Data)Rank
Total interest income$39,709,000626
Total interest expense$4,729,000604
Net interest income$34,980,000627
Provision for loan and lease losses$2,030,000459
Total noninterest income$7,237,000838
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$919,0001,401
Trading account gains and fees$0180
Additional Noninterest Income$6,318,000638
Total noninterest expense$21,697,000933
Salaries and employee benefits$11,135,000977
Premises and equipment expense$3,617,000685
Additional noninterest expense$6,945,000930
Pre-tax net operating income$18,490,000487
Securities gains (losses)$513,000385
Applicable income taxes$6,307,000425
Income before extraordinary items$12,696,000535
Extraordinary gains, net$017
Net income$12,696,000533
Minority interest net income$084
Net income of bank and minority interests.$12,696,000535
Net charge-offs$1,527,000638
Cash dividends$6,700,000469
Sale, conversion, retirement of capital stock, net$0862
Net operating income$12,352,290545
2014-09-30 (YTD Data)Rank
Total interest income$29,690,000632
Total interest expense$3,520,000622
Net interest income$26,170,000624
Provision for loan and lease losses$1,160,000580
Total noninterest income$4,895,000906
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$681,0001,426
Trading account gains and fees$0174
Additional Noninterest Income$4,214,000699
Total noninterest expense$16,137,000934
Salaries and employee benefits$8,561,000952
Premises and equipment expense$2,782,000660
Additional noninterest expense$4,794,0001,026
Pre-tax net operating income$13,768,000496
Securities gains (losses)$458,000337
Applicable income taxes$4,656,000428
Income before extraordinary items$9,570,000533
Extraordinary gains, net$015
Net income$9,570,000530
Minority interest net income$081
Net income of bank and minority interests.$9,570,000533
Net charge-offs$783,000819
Cash dividends$4,200,000515
Sale, conversion, retirement of capital stock, net$0819
Net operating income$9,263,140540
2014-06-30 (YTD Data)Rank
Total interest income$19,590,000631
Total interest expense$2,322,000629
Net interest income$17,268,000632
Provision for loan and lease losses$770,000585
Total noninterest income$3,543,000836
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$447,0001,429
Trading account gains and fees$0172
Additional Noninterest Income$3,096,000639
Total noninterest expense$10,779,000927
Salaries and employee benefits$5,672,000959
Premises and equipment expense$1,864,000663
Additional noninterest expense$3,243,0001,001
Pre-tax net operating income$9,262,000479
Securities gains (losses)$02,580
Applicable income taxes$2,849,000448
Income before extraordinary items$6,413,000512
Extraordinary gains, net$020
Net income$6,413,000511
Minority interest net income$080
Net income of bank and minority interests.$6,413,000512
Net charge-offs$573,000781
Cash dividends$1,200,0001,001
Sale, conversion, retirement of capital stock, net$0794
Net operating income$6,413,000508
2014-03-31 (YTD Data)Rank
Total interest income$9,725,000638
Total interest expense$1,148,000648
Net interest income$8,577,000636
Provision for loan and lease losses$200,000985
Total noninterest income$1,858,000775
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$217,0001,441
Trading account gains and fees$0147
Additional Noninterest Income$1,641,000585
Total noninterest expense$5,620,000896
Salaries and employee benefits$3,157,000881
Premises and equipment expense$901,000711
Additional noninterest expense$1,562,0001,032
Pre-tax net operating income$4,615,000475
Securities gains (losses)$01,715
Applicable income taxes$1,408,000442
Income before extraordinary items$3,207,000498
Extraordinary gains, net$016
Net income$3,207,000498
Minority interest net income$066
Net income of bank and minority interests.$3,207,000499
Net charge-offs$242,000831
Cash dividends$1,200,000517
Sale, conversion, retirement of capital stock, net$0747
Net operating income$3,207,000492
2013-12-31 (YTD Data)Rank
Total interest income$38,986,000635
Total interest expense$4,773,000702
Net interest income$34,213,000622
Provision for loan and lease losses$1,475,000804
Total noninterest income$7,158,000876
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$846,0001,571
Trading account gains and fees$0184
Additional Noninterest Income$6,312,000676
Total noninterest expense$21,673,000938
Salaries and employee benefits$11,584,000927
Premises and equipment expense$3,257,000745
Additional noninterest expense$6,832,000995
Pre-tax net operating income$18,223,000471
Securities gains (losses)$-906,0006,734
Applicable income taxes$5,258,000443
Income before extraordinary items$12,059,000546
Extraordinary gains, net$029
Net income$12,059,000545
Minority interest net income$090
Net income of bank and minority interests.$12,059,000547
Net charge-offs$670,0001,689
Cash dividends$4,106,000671
Sale, conversion, retirement of capital stock, net$0924
Net operating income$12,693,200522
2013-09-30 (YTD Data)Rank
Total interest income$29,063,000632
Total interest expense$3,578,000720
Net interest income$25,485,000625
Provision for loan and lease losses$1,225,000761
Total noninterest income$5,723,000845
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$634,0001,581
Trading account gains and fees$0180
Additional Noninterest Income$5,089,000661
Total noninterest expense$16,345,000938
Salaries and employee benefits$8,644,000934
Premises and equipment expense$2,455,000743
Additional noninterest expense$5,246,000965
Pre-tax net operating income$13,638,000479
Securities gains (losses)$-340,0006,813
Applicable income taxes$4,115,000440
Income before extraordinary items$9,183,000560
Extraordinary gains, net$025
Net income$9,183,000562
Minority interest net income$084
Net income of bank and minority interests.$9,183,000562
Net charge-offs$458,0001,676
Cash dividends$3,830,000525
Sale, conversion, retirement of capital stock, net$0868
Net operating income$9,417,600537
2013-06-30 (YTD Data)Rank
Total interest income$19,107,000642
Total interest expense$2,390,000748
Net interest income$16,717,000628
Provision for loan and lease losses$775,000817
Total noninterest income$4,101,000798
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$418,0001,568
Trading account gains and fees$0157
Additional Noninterest Income$3,683,000621
Total noninterest expense$10,499,000962
Salaries and employee benefits$5,718,000942
Premises and equipment expense$1,636,000747
Additional noninterest expense$3,145,0001,071
Pre-tax net operating income$9,544,000456
Securities gains (losses)$-340,0006,894
Applicable income taxes$2,893,000425
Income before extraordinary items$6,311,000542
Extraordinary gains, net$022
Net income$6,311,000542
Minority interest net income$082
Net income of bank and minority interests.$6,311,000544
Net charge-offs$365,0001,511
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$6,545,600504
2013-03-31 (YTD Data)Rank
Total interest income$9,386,000664
Total interest expense$1,230,000755
Net interest income$8,156,000651
Provision for loan and lease losses$350,000887
Total noninterest income$2,227,000751
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$207,0001,580
Trading account gains and fees$0148
Additional Noninterest Income$2,020,000578
Total noninterest expense$5,521,000927
Salaries and employee benefits$3,095,000885
Premises and equipment expense$853,000731
Additional noninterest expense$1,573,0001,066
Pre-tax net operating income$4,512,000474
Securities gains (losses)$01,966
Applicable income taxes$1,420,000438
Income before extraordinary items$3,092,000533
Extraordinary gains, net$010
Net income$3,092,000531
Minority interest net income$076
Net income of bank and minority interests.$3,092,000534
Net charge-offs$232,0001,240
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$3,092,000516
2012-12-31 (YTD Data)Rank
Total interest income$38,157,000685
Total interest expense$5,679,000788
Net interest income$32,478,000663
Provision for loan and lease losses$2,900,000791
Total noninterest income$7,932,000804
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$810,0001,676
Trading account gains and fees$0166
Additional Noninterest Income$7,122,000615
Total noninterest expense$22,280,000910
Salaries and employee benefits$11,580,000897
Premises and equipment expense$3,215,000747
Additional noninterest expense$7,485,000930
Pre-tax net operating income$15,230,000522
Securities gains (losses)$03,810
Applicable income taxes$4,360,000471
Income before extraordinary items$10,870,000585
Extraordinary gains, net$029
Net income$10,870,000583
Minority interest net income$093
Net income of bank and minority interests.$10,870,000585
Net charge-offs$2,430,000998
Cash dividends$7,895,000380
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$10,870,000566
2012-09-30 (YTD Data)Rank
Total interest income$28,667,000694
Total interest expense$4,361,000802
Net interest income$24,306,000667
Provision for loan and lease losses$1,700,000985
Total noninterest income$6,294,000774
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$607,0001,699
Trading account gains and fees$0157
Additional Noninterest Income$5,687,000592
Total noninterest expense$16,762,000900
Salaries and employee benefits$8,663,000908
Premises and equipment expense$2,416,000757
Additional noninterest expense$5,683,000917
Pre-tax net operating income$12,138,000508
Securities gains (losses)$03,575
Applicable income taxes$3,601,000457
Income before extraordinary items$8,537,000577
Extraordinary gains, net$020
Net income$8,537,000576
Minority interest net income$086
Net income of bank and minority interests.$8,537,000577
Net charge-offs$1,302,0001,240
Cash dividends$2,724,000602
Sale, conversion, retirement of capital stock, net$0952
Net operating income$8,537,000553
2012-06-30 (YTD Data)Rank
Total interest income$19,118,000707
Total interest expense$2,966,000819
Net interest income$16,152,000672
Provision for loan and lease losses$1,300,000886
Total noninterest income$4,169,000772
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$398,0001,705
Trading account gains and fees$0153
Additional Noninterest Income$3,771,000582
Total noninterest expense$10,061,000993
Salaries and employee benefits$5,625,000931
Premises and equipment expense$1,652,000735
Additional noninterest expense$2,784,0001,225
Pre-tax net operating income$8,960,000456
Securities gains (losses)$03,178
Applicable income taxes$2,709,000424
Income before extraordinary items$6,251,000523
Extraordinary gains, net$019
Net income$6,251,000523
Minority interest net income$084
Net income of bank and minority interests.$6,251,000523
Net charge-offs$825,0001,305
Cash dividends$1,697,000622
Sale, conversion, retirement of capital stock, net$0928
Net operating income$6,251,000503
2012-03-31 (YTD Data)Rank
Total interest income$9,513,000713
Total interest expense$1,546,000810
Net interest income$7,967,000678
Provision for loan and lease losses$450,0001,139
Total noninterest income$2,333,000703
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$198,0001,711
Trading account gains and fees$0148
Additional Noninterest Income$2,135,000524
Total noninterest expense$4,983,0001,000
Salaries and employee benefits$2,941,000883
Premises and equipment expense$734,000828
Additional noninterest expense$1,308,0001,277
Pre-tax net operating income$4,867,000421
Securities gains (losses)$02,210
Applicable income taxes$1,542,000375
Income before extraordinary items$3,325,000482
Extraordinary gains, net$019
Net income$3,325,000483
Minority interest net income$078
Net income of bank and minority interests.$3,325,000483
Net charge-offs$124,0002,271
Cash dividends$702,000657
Sale, conversion, retirement of capital stock, net$0861
Net operating income$3,325,000470
2011-12-31 (YTD Data)Rank
Total interest income$37,741,000749
Total interest expense$7,152,000833
Net interest income$30,589,000704
Provision for loan and lease losses$2,110,0001,514
Total noninterest income$5,365,000978
Gross Fiduciary activities income$691,000497
Service charges on deposit accounts$420,0002,928
Trading account gains and fees$0146
Additional Noninterest Income$4,254,000801
Total noninterest expense$21,870,000893
Salaries and employee benefits$11,754,000837
Premises and equipment expense$2,818,000891
Additional noninterest expense$7,298,000967
Pre-tax net operating income$11,974,000533
Securities gains (losses)$725,000591
Applicable income taxes$3,364,000541
Income before extraordinary items$9,335,000569
Extraordinary gains, net$029
Net income$9,335,000570
Minority interest net income$096
Net income of bank and minority interests.$9,335,000570
Net charge-offs$976,0002,388
Cash dividends$5,578,000385
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$8,798,500575
2011-09-30 (YTD Data)Rank
Total interest income$28,226,000768
Total interest expense$5,499,000856
Net interest income$22,727,000728
Provision for loan and lease losses$1,860,0001,298
Total noninterest income$3,776,0001,043
Gross Fiduciary activities income$581,000453
Service charges on deposit accounts$316,0002,929
Trading account gains and fees$0145
Additional Noninterest Income$2,879,000858
Total noninterest expense$16,191,000917
Salaries and employee benefits$9,011,000827
Premises and equipment expense$2,054,000924
Additional noninterest expense$5,126,0001,029
Pre-tax net operating income$8,452,000575
Securities gains (losses)$725,000469
Applicable income taxes$2,506,000532
Income before extraordinary items$6,671,000613
Extraordinary gains, net$021
Net income$6,671,000609
Minority interest net income$087
Net income of bank and minority interests.$6,671,000613
Net charge-offs$752,0002,209
Cash dividends$4,086,000349
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$6,141,750622
2011-06-30 (YTD Data)Rank
Total interest income$18,661,000787
Total interest expense$3,720,000875
Net interest income$14,941,000743
Provision for loan and lease losses$1,360,0001,219
Total noninterest income$3,256,000862
Gross Fiduciary activities income$407,000445
Service charges on deposit accounts$208,0002,930
Trading account gains and fees$0153
Additional Noninterest Income$2,641,000687
Total noninterest expense$10,811,000930
Salaries and employee benefits$5,757,000865
Premises and equipment expense$1,382,000930
Additional noninterest expense$3,672,000991
Pre-tax net operating income$6,026,000545
Securities gains (losses)$130,000958
Applicable income taxes$1,767,000503
Income before extraordinary items$4,389,000602
Extraordinary gains, net$015
Net income$4,389,000600
Minority interest net income$089
Net income of bank and minority interests.$4,389,000602
Net charge-offs$115,0003,699
Cash dividends$2,844,000328
Sale, conversion, retirement of capital stock, net$0986
Net operating income$4,296,700590
2011-03-31 (YTD Data)Rank
Total interest income$9,199,000800
Total interest expense$1,871,000908
Net interest income$7,328,000760
Provision for loan and lease losses$794,0001,031
Total noninterest income$2,088,000710
Gross Fiduciary activities income$134,000556
Service charges on deposit accounts$119,0002,627
Trading account gains and fees$0158
Additional Noninterest Income$1,835,000544
Total noninterest expense$5,203,000966
Salaries and employee benefits$2,776,000905
Premises and equipment expense$716,000923
Additional noninterest expense$1,711,0001,039
Pre-tax net operating income$3,419,000492
Securities gains (losses)$01,772
Applicable income taxes$952,000472
Income before extraordinary items$2,467,000540
Extraordinary gains, net$09
Net income$2,467,000539
Minority interest net income$086
Net income of bank and minority interests.$2,467,000540
Net charge-offs$125,0002,526
Cash dividends$1,602,000257
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,467,000526
2010-12-31 (YTD Data)Rank
Total interest income$38,132,000800
Total interest expense$9,378,000882
Net interest income$28,754,000767
Provision for loan and lease losses$6,617,000917
Total noninterest income$7,435,000797
Gross Fiduciary activities income$591,000519
Service charges on deposit accounts$399,0003,083
Trading account gains and fees$0175
Additional Noninterest Income$6,445,000613
Total noninterest expense$21,024,000949
Salaries and employee benefits$10,495,000933
Premises and equipment expense$2,595,000994
Additional noninterest expense$7,934,000932
Pre-tax net operating income$8,548,000629
Securities gains (losses)$1,311,000389
Applicable income taxes$2,358,000641
Income before extraordinary items$7,501,000596
Extraordinary gains, net$029
Net income$7,501,000594
Minority interest net income$0111
Net income of bank and minority interests.$7,501,000596
Net charge-offs$5,929,000891
Cash dividends$5,515,000305
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$6,504,640663
2010-09-30 (YTD Data)Rank
Total interest income$28,866,000797
Total interest expense$7,385,000868
Net interest income$21,481,000767
Provision for loan and lease losses$4,983,000885
Total noninterest income$5,574,000777
Gross Fiduciary activities income$459,000511
Service charges on deposit accounts$308,0003,106
Trading account gains and fees$0165
Additional Noninterest Income$4,807,000584
Total noninterest expense$15,366,000959
Salaries and employee benefits$7,587,000959
Premises and equipment expense$1,941,0001,011
Additional noninterest expense$5,838,000912
Pre-tax net operating income$6,706,000636
Securities gains (losses)$1,096,000379
Applicable income taxes$1,934,000603
Income before extraordinary items$5,868,000586
Extraordinary gains, net$023
Net income$5,868,000585
Minority interest net income$0110
Net income of bank and minority interests.$5,868,000586
Net charge-offs$1,465,0001,799
Cash dividends$4,318,000260
Sale, conversion, retirement of capital stock, net$693,000331
Net operating income$5,046,000662
2010-06-30 (YTD Data)Rank
Total interest income$19,301,000799
Total interest expense$5,197,000848
Net interest income$14,104,000780
Provision for loan and lease losses$3,457,000851
Total noninterest income$3,456,000800
Gross Fiduciary activities income$327,000498
Service charges on deposit accounts$205,0003,113
Trading account gains and fees$0152
Additional Noninterest Income$2,924,000606
Total noninterest expense$9,711,0001,013
Salaries and employee benefits$5,041,000961
Premises and equipment expense$1,302,0001,016
Additional noninterest expense$3,368,0001,048
Pre-tax net operating income$4,392,000635
Securities gains (losses)$168,0001,055
Applicable income taxes$1,035,000701
Income before extraordinary items$3,525,000641
Extraordinary gains, net$019
Net income$3,525,000642
Minority interest net income$0105
Net income of bank and minority interests.$3,525,000642
Net charge-offs$1,321,0001,483
Cash dividends$2,464,000290
Sale, conversion, retirement of capital stock, net$693,000235
Net operating income$3,395,640639
2010-03-31 (YTD Data)Rank
Total interest income$9,555,000825
Total interest expense$2,749,000845
Net interest income$6,806,000808
Provision for loan and lease losses$1,440,000921
Total noninterest income$2,258,000647
Gross Fiduciary activities income$120,000570
Service charges on deposit accounts$104,0003,074
Trading account gains and fees$0175
Additional Noninterest Income$2,034,000478
Total noninterest expense$4,726,0001,053
Salaries and employee benefits$2,354,0001,044
Premises and equipment expense$661,0001,028
Additional noninterest expense$1,711,0001,023
Pre-tax net operating income$2,898,000467
Securities gains (losses)$02,284
Applicable income taxes$730,000493
Income before extraordinary items$2,168,000512
Extraordinary gains, net$016
Net income$2,168,000514
Minority interest net income$091
Net income of bank and minority interests.$2,168,000514
Net charge-offs$1,214,000907
Cash dividends$1,106,000297
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,168,000494
2009-12-31 (YTD Data)Rank
Total interest income$38,360,000878
Total interest expense$13,014,000908
Net interest income$25,346,000855
Provision for loan and lease losses$3,770,0001,716
Total noninterest income$12,009,000572
Gross Fiduciary activities income$537,000531
Service charges on deposit accounts$390,0003,379
Trading account gains and fees$0211
Additional Noninterest Income$11,082,000420
Total noninterest expense$26,428,000797
Salaries and employee benefits$15,421,000613
Premises and equipment expense$2,977,000905
Additional noninterest expense$8,030,000980
Pre-tax net operating income$7,157,000605
Securities gains (losses)$1,734,000313
Applicable income taxes$2,121,000536
Income before extraordinary items$6,770,000501
Extraordinary gains, net$034
Net income$6,770,000501
Minority interest net income$0115
Net income of bank and minority interests.$6,770,000503
Net charge-offs$2,838,0001,666
Cash dividends$3,470,000504
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$5,452,160616
2009-09-30 (YTD Data)Rank
Total interest income$28,771,000896
Total interest expense$9,990,000935
Net interest income$18,781,000872
Provision for loan and lease losses$2,180,0001,804
Total noninterest income$8,705,000585
Gross Fiduciary activities income$373,000548
Service charges on deposit accounts$285,0003,433
Trading account gains and fees$0212
Additional Noninterest Income$8,047,000429
Total noninterest expense$19,479,000804
Salaries and employee benefits$11,321,000652
Premises and equipment expense$2,255,000910
Additional noninterest expense$5,903,000958
Pre-tax net operating income$5,827,000588
Securities gains (losses)$1,336,000295
Applicable income taxes$1,775,000518
Income before extraordinary items$5,388,000490
Extraordinary gains, net$027
Net income$5,388,000489
Minority interest net income$0118
Net income of bank and minority interests.$5,388,000491
Net charge-offs$1,128,0002,071
Cash dividends$2,363,000537
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,386,000612
2009-06-30 (YTD Data)Rank
Total interest income$19,153,000918
Total interest expense$6,915,000947
Net interest income$12,238,000891
Provision for loan and lease losses$1,680,0001,564
Total noninterest income$5,742,000601
Gross Fiduciary activities income$250,000550
Service charges on deposit accounts$185,0003,461
Trading account gains and fees$0193
Additional Noninterest Income$5,307,000436
Total noninterest expense$13,281,000802
Salaries and employee benefits$7,764,000637
Premises and equipment expense$1,561,000899
Additional noninterest expense$3,956,000971
Pre-tax net operating income$3,019,000774
Securities gains (losses)$1,254,000234
Applicable income taxes$976,000629
Income before extraordinary items$3,297,000535
Extraordinary gains, net$021
Net income$3,297,000534
Minority interest net income$0112
Net income of bank and minority interests.$3,297,000535
Net charge-offs$979,0001,654
Cash dividends$1,661,000537
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,331,420771
2009-03-31 (YTD Data)Rank
Total interest income$9,556,000933
Total interest expense$3,619,000938
Net interest income$5,937,000910
Provision for loan and lease losses$977,0001,207
Total noninterest income$2,661,000597
Gross Fiduciary activities income$115,000568
Service charges on deposit accounts$82,0003,654
Trading account gains and fees$0171
Additional Noninterest Income$2,464,000436
Total noninterest expense$6,489,000773
Salaries and employee benefits$3,767,000665
Premises and equipment expense$828,000861
Additional noninterest expense$1,894,000870
Pre-tax net operating income$1,132,0001,128
Securities gains (losses)$541,000307
Applicable income taxes$281,0001,115
Income before extraordinary items$1,392,000740
Extraordinary gains, net$015
Net income$1,392,000740
Minority interest net income$0102
Net income of bank and minority interests.$1,392,000742
Net charge-offs$319,0001,720
Cash dividends$746,000615
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$942,9701,081
2008-12-31 (YTD Data)Rank
Total interest income$40,360,000925
Total interest expense$17,558,000909
Net interest income$22,802,000938
Provision for loan and lease losses$6,334,000848
Total noninterest income$12,643,000495
Gross Fiduciary activities income$593,000534
Service charges on deposit accounts$374,0003,589
Trading account gains and fees$0154
Additional Noninterest Income$11,676,000352
Total noninterest expense$24,245,000819
Salaries and employee benefits$14,874,000656
Premises and equipment expense$2,839,000976
Additional noninterest expense$6,532,000981
Pre-tax net operating income$4,866,0001,127
Securities gains (losses)$1,083,000201
Applicable income taxes$-262,0007,291
Income before extraordinary items$6,211,000651
Extraordinary gains, net$039
Net income$6,211,000651
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,403,000647
Cash dividends$3,645,000761
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$5,128,000850
2008-09-30 (YTD Data)Rank
Total interest income$30,561,000946
Total interest expense$13,371,000928
Net interest income$17,190,000947
Provision for loan and lease losses$3,500,000819
Total noninterest income$9,875,000510
Gross Fiduciary activities income$475,000523
Service charges on deposit accounts$272,0003,676
Trading account gains and fees$0148
Additional Noninterest Income$9,128,000366
Total noninterest expense$17,439,000836
Salaries and employee benefits$10,536,000715
Premises and equipment expense$2,178,000954
Additional noninterest expense$4,725,000969
Pre-tax net operating income$6,126,000828
Securities gains (losses)$245,000536
Applicable income taxes$451,0002,027
Income before extraordinary items$5,920,000617
Extraordinary gains, net$031
Net income$5,920,000616
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,940,000842
Cash dividends$2,943,000730
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,692,150676
2008-06-30 (YTD Data)Rank
Total interest income$20,556,000951
Total interest expense$9,121,000937
Net interest income$11,435,000944
Provision for loan and lease losses$1,600,000907
Total noninterest income$6,470,000529
Gross Fiduciary activities income$310,000536
Service charges on deposit accounts$197,0003,523
Trading account gains and fees$0149
Additional Noninterest Income$5,963,000389
Total noninterest expense$11,558,000842
Salaries and employee benefits$7,077,000716
Premises and equipment expense$1,464,000933
Additional noninterest expense$3,017,000986
Pre-tax net operating income$4,747,000738
Securities gains (losses)$247,000526
Applicable income taxes$567,0001,458
Income before extraordinary items$4,427,000621
Extraordinary gains, net$021
Net income$4,427,000620
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$754,0001,012
Cash dividends$2,133,000745
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$4,207,170629
2008-03-31 (YTD Data)Rank
Total interest income$10,542,000954
Total interest expense$4,820,000951
Net interest income$5,722,000931
Provision for loan and lease losses$450,0001,056
Total noninterest income$3,668,000496
Gross Fiduciary activities income$147,000567
Service charges on deposit accounts$100,0003,452
Trading account gains and fees$0158
Additional Noninterest Income$3,421,000351
Total noninterest expense$5,839,000818
Salaries and employee benefits$3,493,000730
Premises and equipment expense$706,000979
Additional noninterest expense$1,640,000875
Pre-tax net operating income$3,101,000631
Securities gains (losses)$181,000482
Applicable income taxes$701,000778
Income before extraordinary items$2,581,000583
Extraordinary gains, net$015
Net income$2,581,000584
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$261,0001,070
Cash dividends$1,125,000664
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,438,010594
2007-12-31 (YTD Data)Rank
Total interest income$42,741,000988
Total interest expense$21,656,000910
Net interest income$21,085,0001,049
Provision for loan and lease losses$1,900,000877
Total noninterest income$10,263,000602
Gross Fiduciary activities income$695,000513
Service charges on deposit accounts$345,0003,810
Trading account gains and fees$0178
Additional Noninterest Income$9,223,000431
Total noninterest expense$20,003,000941
Salaries and employee benefits$12,390,000796
Premises and equipment expense$2,075,0001,277
Additional noninterest expense$5,538,0001,027
Pre-tax net operating income$9,445,000898
Securities gains (losses)$230,000418
Applicable income taxes$2,292,0001,011
Income before extraordinary items$7,383,000871
Extraordinary gains, net$039
Net income$7,383,000869
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,470,000766
Cash dividends$2,808,0001,256
Sale, conversion, retirement of capital stock, net$-63,0008,438
Net operating income$7,208,200883
2007-09-30 (YTD Data)Rank
Total interest income$31,817,0001,001
Total interest expense$16,241,000909
Net interest income$15,576,0001,071
Provision for loan and lease losses$1,325,000709
Total noninterest income$8,048,000586
Gross Fiduciary activities income$505,000524
Service charges on deposit accounts$263,0003,783
Trading account gains and fees$0184
Additional Noninterest Income$7,280,000425
Total noninterest expense$14,152,000980
Salaries and employee benefits$8,616,000864
Premises and equipment expense$1,611,0001,224
Additional noninterest expense$3,925,0001,047
Pre-tax net operating income$8,147,000857
Securities gains (losses)$142,000425
Applicable income taxes$1,920,000994
Income before extraordinary items$6,369,000820
Extraordinary gains, net$033
Net income$6,369,000818
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,172,000580
Cash dividends$1,656,0001,399
Sale, conversion, retirement of capital stock, net$-63,0008,478
Net operating income$6,259,660820
2007-06-30 (YTD Data)Rank
Total interest income$20,832,0001,032
Total interest expense$10,623,000937
Net interest income$10,209,0001,107
Provision for loan and lease losses$1,100,000543
Total noninterest income$6,122,000551
Gross Fiduciary activities income$351,000525
Service charges on deposit accounts$182,0003,700
Trading account gains and fees$0168
Additional Noninterest Income$5,589,000405
Total noninterest expense$9,550,000984
Salaries and employee benefits$5,892,000858
Premises and equipment expense$1,075,0001,246
Additional noninterest expense$2,583,0001,075
Pre-tax net operating income$5,681,000847
Securities gains (losses)$154,000350
Applicable income taxes$1,352,000998
Income before extraordinary items$4,483,000811
Extraordinary gains, net$029
Net income$4,483,000810
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,056,000437
Cash dividends$1,080,0001,437
Sale, conversion, retirement of capital stock, net$-63,0008,551
Net operating income$4,364,420830
2007-03-31 (YTD Data)Rank
Total interest income$10,327,0001,032
Total interest expense$5,276,000928
Net interest income$5,051,0001,103
Provision for loan and lease losses$300,000788
Total noninterest income$1,930,000779
Gross Fiduciary activities income$157,000554
Service charges on deposit accounts$124,0002,997
Trading account gains and fees$0195
Additional Noninterest Income$1,649,000569
Total noninterest expense$4,608,0001,022
Salaries and employee benefits$2,730,000934
Premises and equipment expense$571,0001,186
Additional noninterest expense$1,307,0001,048
Pre-tax net operating income$2,073,0001,130
Securities gains (losses)$154,000249
Applicable income taxes$380,0001,578
Income before extraordinary items$1,847,000952
Extraordinary gains, net$022
Net income$1,847,000951
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$616,000359
Cash dividends$540,0001,313
Sale, conversion, retirement of capital stock, net$-63,0008,602
Net operating income$1,719,1801,008
2006-12-31 (YTD Data)Rank
Total interest income$39,838,000989
Total interest expense$19,260,000864
Net interest income$20,578,0001,081
Provision for loan and lease losses$2,000,000563
Total noninterest income$8,350,000708
Gross Fiduciary activities income$638,000531
Service charges on deposit accounts$309,0004,072
Trading account gains and fees$0130
Additional Noninterest Income$7,403,000505
Total noninterest expense$18,314,000977
Salaries and employee benefits$11,222,000865
Premises and equipment expense$2,099,0001,224
Additional noninterest expense$4,993,0001,064
Pre-tax net operating income$8,614,0001,149
Securities gains (losses)$78,000587
Applicable income taxes$1,812,0001,437
Income before extraordinary items$6,880,0001,081
Extraordinary gains, net$051
Net income$6,880,0001,081
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,710,000446
Cash dividends$2,079,0001,481
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$6,818,3801,083
2006-09-30 (YTD Data)Rank
Total interest income$29,196,0001,008
Total interest expense$13,899,000878
Net interest income$15,297,0001,109
Provision for loan and lease losses$1,700,000471
Total noninterest income$6,238,000733
Gross Fiduciary activities income$472,000531
Service charges on deposit accounts$216,0004,252
Trading account gains and fees$0126
Additional Noninterest Income$5,550,000519
Total noninterest expense$13,268,0001,022
Salaries and employee benefits$7,890,000922
Premises and equipment expense$1,660,0001,163
Additional noninterest expense$3,718,0001,091
Pre-tax net operating income$6,567,0001,167
Securities gains (losses)$78,000479
Applicable income taxes$1,416,0001,451
Income before extraordinary items$5,229,0001,104
Extraordinary gains, net$045
Net income$5,229,0001,103
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,313,000372
Cash dividends$1,539,0001,408
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$5,167,3801,105
2006-06-30 (YTD Data)Rank
Total interest income$18,947,0001,012
Total interest expense$8,844,000874
Net interest income$10,103,0001,117
Provision for loan and lease losses$1,200,000421
Total noninterest income$4,366,000699
Gross Fiduciary activities income$312,000535
Service charges on deposit accounts$133,0004,381
Trading account gains and fees$0126
Additional Noninterest Income$3,921,000503
Total noninterest expense$9,004,0001,002
Salaries and employee benefits$5,363,000914
Premises and equipment expense$1,094,0001,178
Additional noninterest expense$2,547,0001,063
Pre-tax net operating income$4,265,0001,187
Securities gains (losses)$-21,0008,094
Applicable income taxes$927,0001,484
Income before extraordinary items$3,317,0001,158
Extraordinary gains, net$039
Net income$3,317,0001,159
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$936,000359
Cash dividends$999,0001,468
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,333,3801,140
2006-03-31 (YTD Data)Rank
Total interest income$9,304,0001,004
Total interest expense$4,354,000850
Net interest income$4,950,0001,138
Provision for loan and lease losses$450,000528
Total noninterest income$2,567,000605
Gross Fiduciary activities income$124,000605
Service charges on deposit accounts$64,0004,410
Trading account gains and fees$0115
Additional Noninterest Income$2,379,000438
Total noninterest expense$4,199,0001,079
Salaries and employee benefits$2,498,000988
Premises and equipment expense$531,0001,217
Additional noninterest expense$1,170,0001,140
Pre-tax net operating income$2,868,000886
Securities gains (losses)$-49,0008,567
Applicable income taxes$688,0001,068
Income before extraordinary items$2,131,000891
Extraordinary gains, net$021
Net income$2,131,000890
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$287,000478
Cash dividends$504,0001,310
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,168,240860
2005-12-31 (YTD Data)Rank
Total interest income$33,601,000981
Total interest expense$12,916,000875
Net interest income$20,685,0001,039
Provision for loan and lease losses$2,200,000490
Total noninterest income$6,342,000890
Gross Fiduciary activities income$518,000576
Service charges on deposit accounts$300,0004,189
Trading account gains and fees$0138
Additional Noninterest Income$5,524,000633
Total noninterest expense$15,959,0001,067
Salaries and employee benefits$10,010,000912
Premises and equipment expense$1,829,0001,347
Additional noninterest expense$4,120,0001,261
Pre-tax net operating income$8,868,0001,088
Securities gains (losses)$02,296
Applicable income taxes$1,862,0001,442
Income before extraordinary items$7,006,0001,040
Extraordinary gains, net$046
Net income$7,006,0001,040
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,043,000287
Cash dividends$6,174,000548
Sale, conversion, retirement of capital stock, net$0934
Net operating income$7,006,0001,017
2005-09-30 (YTD Data)Rank
Total interest income$24,564,000978
Total interest expense$8,985,000885
Net interest income$15,579,0001,011
Provision for loan and lease losses$1,800,000415
Total noninterest income$4,584,000918
Gross Fiduciary activities income$397,000560
Service charges on deposit accounts$224,0004,218
Trading account gains and fees$0126
Additional Noninterest Income$3,963,000656
Total noninterest expense$11,527,0001,101
Salaries and employee benefits$6,965,000982
Premises and equipment expense$1,446,0001,262
Additional noninterest expense$3,116,0001,228
Pre-tax net operating income$6,836,0001,057
Securities gains (losses)$02,317
Applicable income taxes$1,469,0001,406
Income before extraordinary items$5,367,0001,006
Extraordinary gains, net$035
Net income$5,367,0001,006
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,878,000243
Cash dividends$6,170,000407
Sale, conversion, retirement of capital stock, net$0769
Net operating income$5,367,000990
2005-06-30 (YTD Data)Rank
Total interest income$16,004,000974
Total interest expense$5,590,000885
Net interest income$10,414,0001,001
Provision for loan and lease losses$250,0001,767
Total noninterest income$3,213,000871
Gross Fiduciary activities income$286,000553
Service charges on deposit accounts$145,0004,231
Trading account gains and fees$0116
Additional Noninterest Income$2,782,000623
Total noninterest expense$7,477,0001,124
Salaries and employee benefits$4,380,0001,035
Premises and equipment expense$993,0001,215
Additional noninterest expense$2,104,0001,188
Pre-tax net operating income$5,900,000809
Securities gains (losses)$02,146
Applicable income taxes$1,433,000997
Income before extraordinary items$4,467,000795
Extraordinary gains, net$030
Net income$4,467,000795
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$370,000760
Cash dividends$2,700,000556
Sale, conversion, retirement of capital stock, net$0643
Net operating income$4,467,000773
2005-03-31 (YTD Data)Rank
Total interest income$7,753,000983
Total interest expense$2,619,000899
Net interest income$5,134,0001,007
Provision for loan and lease losses$100,0002,031
Total noninterest income$1,591,000865
Gross Fiduciary activities income$140,000566
Service charges on deposit accounts$66,0004,389
Trading account gains and fees$0115
Additional Noninterest Income$1,385,000622
Total noninterest expense$3,667,0001,139
Salaries and employee benefits$2,146,0001,053
Premises and equipment expense$493,0001,225
Additional noninterest expense$1,028,0001,209
Pre-tax net operating income$2,958,000804
Securities gains (losses)$01,685
Applicable income taxes$731,000971
Income before extraordinary items$2,227,000788
Extraordinary gains, net$024
Net income$2,227,000789
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0001,526
Cash dividends$2,700,000287
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,227,000768
2004-12-31 (YTD Data)Rank
Total interest income$28,536,000992
Total interest expense$8,770,000930
Net interest income$19,766,0001,003
Provision for loan and lease losses$450,0002,142
Total noninterest income$5,901,000931
Gross Fiduciary activities income$567,000527
Service charges on deposit accounts$277,0004,499
Trading account gains and fees$0138
Additional Noninterest Income$5,057,000667
Total noninterest expense$14,931,0001,086
Salaries and employee benefits$8,925,000958
Premises and equipment expense$1,759,0001,317
Additional noninterest expense$4,247,0001,160
Pre-tax net operating income$10,286,000853
Securities gains (losses)$42,0001,872
Applicable income taxes$2,414,0001,080
Income before extraordinary items$7,914,000832
Extraordinary gains, net$034
Net income$7,914,000833
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$625,0001,117
Cash dividends$1,755,0001,516
Sale, conversion, retirement of capital stock, net$0872
Net operating income$7,881,660803
2004-09-30 (YTD Data)Rank
Total interest income$21,009,000994
Total interest expense$6,414,000929
Net interest income$14,595,0001,015
Provision for loan and lease losses$350,0002,001
Total noninterest income$4,663,000906
Gross Fiduciary activities income$451,000507
Service charges on deposit accounts$208,0004,536
Trading account gains and fees$0134
Additional Noninterest Income$4,004,000661
Total noninterest expense$11,018,0001,094
Salaries and employee benefits$6,505,000986
Premises and equipment expense$1,347,0001,277
Additional noninterest expense$3,166,0001,154
Pre-tax net operating income$7,890,000847
Securities gains (losses)$03,710
Applicable income taxes$1,875,0001,073
Income before extraordinary items$6,015,000835
Extraordinary gains, net$026
Net income$6,015,000836
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$599,000824
Cash dividends$1,215,0001,482
Sale, conversion, retirement of capital stock, net$0738
Net operating income$6,015,000799
2004-06-30 (YTD Data)Rank
Total interest income$13,636,0001,009
Total interest expense$4,178,000940
Net interest income$9,458,0001,037
Provision for loan and lease losses$200,0002,196
Total noninterest income$3,083,000897
Gross Fiduciary activities income$314,000494
Service charges on deposit accounts$136,0004,574
Trading account gains and fees$0130
Additional Noninterest Income$2,633,000667
Total noninterest expense$7,229,0001,116
Salaries and employee benefits$4,302,000997
Premises and equipment expense$894,0001,288
Additional noninterest expense$2,033,0001,189
Pre-tax net operating income$5,112,000852
Securities gains (losses)$03,413
Applicable income taxes$1,112,0001,176
Income before extraordinary items$4,000,000816
Extraordinary gains, net$021
Net income$4,000,000816
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$544,000652
Cash dividends$765,0001,581
Sale, conversion, retirement of capital stock, net$0638
Net operating income$4,000,000783
2004-03-31 (YTD Data)Rank
Total interest income$6,768,0001,023
Total interest expense$2,085,000965
Net interest income$4,683,0001,056
Provision for loan and lease losses$100,0002,105
Total noninterest income$1,941,000730
Gross Fiduciary activities income$157,000501
Service charges on deposit accounts$66,0004,552
Trading account gains and fees$0121
Additional Noninterest Income$1,718,000536
Total noninterest expense$3,747,0001,087
Salaries and employee benefits$2,212,000975
Premises and equipment expense$466,0001,242
Additional noninterest expense$1,069,0001,131
Pre-tax net operating income$2,777,000786
Securities gains (losses)$1,0002,756
Applicable income taxes$637,0001,071
Income before extraordinary items$2,141,000778
Extraordinary gains, net$016
Net income$2,141,000778
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0002,952
Cash dividends$405,0001,419
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,140,230726
2003-12-31 (YTD Data)Rank
Total interest income$27,651,0001,015
Total interest expense$9,654,000924
Net interest income$17,997,0001,066
Provision for loan and lease losses$1,250,000943
Total noninterest income$7,428,000825
Gross Fiduciary activities income$533,000546
Service charges on deposit accounts$281,0004,473
Trading account gains and fees$0160
Additional Noninterest Income$6,614,000608
Total noninterest expense$14,489,0001,115
Salaries and employee benefits$8,363,0001,014
Premises and equipment expense$1,820,0001,239
Additional noninterest expense$4,306,0001,173
Pre-tax net operating income$9,686,000880
Securities gains (losses)$04,500
Applicable income taxes$2,071,0001,254
Income before extraordinary items$7,615,000853
Extraordinary gains, net$054
Net income$7,615,000855
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$635,0001,326
Cash dividends$1,350,0001,881
Sale, conversion, retirement of capital stock, net$0868
Net operating income$7,615,000792
2003-09-30 (YTD Data)Rank
Total interest income$20,859,0001,032
Total interest expense$7,494,000929
Net interest income$13,365,0001,093
Provision for loan and lease losses$950,000937
Total noninterest income$5,979,000807
Gross Fiduciary activities income$396,000552
Service charges on deposit accounts$206,0004,540
Trading account gains and fees$0153
Additional Noninterest Income$5,377,000602
Total noninterest expense$10,814,0001,130
Salaries and employee benefits$6,283,0001,030
Premises and equipment expense$1,432,0001,195
Additional noninterest expense$3,099,0001,221
Pre-tax net operating income$7,580,000883
Securities gains (losses)$04,204
Applicable income taxes$1,688,0001,216
Income before extraordinary items$5,892,000859
Extraordinary gains, net$040
Net income$5,892,000860
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$318,0001,649
Cash dividends$990,0001,774
Sale, conversion, retirement of capital stock, net$0722
Net operating income$5,892,000797
2003-06-30 (YTD Data)Rank
Total interest income$14,147,0001,026
Total interest expense$5,200,000920
Net interest income$8,947,0001,091
Provision for loan and lease losses$650,000922
Total noninterest income$3,758,000829
Gross Fiduciary activities income$281,000535
Service charges on deposit accounts$134,0004,563
Trading account gains and fees$0150
Additional Noninterest Income$3,343,000627
Total noninterest expense$7,094,0001,148
Salaries and employee benefits$4,138,0001,038
Premises and equipment expense$958,0001,192
Additional noninterest expense$1,998,0001,245
Pre-tax net operating income$4,961,000891
Securities gains (losses)$03,782
Applicable income taxes$1,100,0001,266
Income before extraordinary items$3,861,000882
Extraordinary gains, net$030
Net income$3,861,000883
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$175,0001,802
Cash dividends$720,0001,683
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,861,000807
2003-03-31 (YTD Data)Rank
Total interest income$7,243,0001,008
Total interest expense$2,668,000919
Net interest income$4,575,0001,067
Provision for loan and lease losses$200,0001,357
Total noninterest income$1,776,000851
Gross Fiduciary activities income$134,000557
Service charges on deposit accounts$65,0004,539
Trading account gains and fees$0134
Additional Noninterest Income$1,577,000641
Total noninterest expense$3,706,0001,081
Salaries and employee benefits$2,171,000991
Premises and equipment expense$504,0001,149
Additional noninterest expense$1,031,0001,188
Pre-tax net operating income$2,445,000912
Securities gains (losses)$02,891
Applicable income taxes$554,0001,255
Income before extraordinary items$1,891,000889
Extraordinary gains, net$021
Net income$1,891,000888
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$153,0001,114
Cash dividends$360,0001,565
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,891,000817
2002-12-31 (YTD Data)Rank
Total interest income$31,213,000974
Total interest expense$11,945,000938
Net interest income$19,268,0001,008
Provision for loan and lease losses$1,950,000752
Total noninterest income$6,154,000882
Gross Fiduciary activities income$548,000546
Service charges on deposit accounts$254,0004,650
Trading account gains and fees$0153
Additional Noninterest Income$5,352,000657
Total noninterest expense$14,564,0001,066
Salaries and employee benefits$8,139,000994
Premises and equipment expense$2,011,0001,102
Additional noninterest expense$4,414,0001,122
Pre-tax net operating income$8,908,000956
Securities gains (losses)$04,537
Applicable income taxes$1,829,0001,392
Income before extraordinary items$7,079,000883
Extraordinary gains, net$070
Net income$7,079,000881
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,303,000766
Cash dividends$1,350,0001,782
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,079,000855
2001-12-31 (YTD Data)Rank
Total interest income$35,645,000956
Total interest expense$17,936,000916
Net interest income$17,709,0001,026
Provision for loan and lease losses$3,000,000509
Total noninterest income$4,982,0001,000
Gross Fiduciary activities income$497,000595
Service charges on deposit accounts$272,0004,420
Trading account gains and fees$0177
Additional Noninterest Income$4,213,000743
Total noninterest expense$13,377,0001,104
Salaries and employee benefits$7,304,0001,019
Premises and equipment expense$1,845,0001,149
Additional noninterest expense$4,228,0001,132
Pre-tax net operating income$6,314,0001,184
Securities gains (losses)$04,612
Applicable income taxes$917,0002,214
Income before extraordinary items$5,397,0001,015
Extraordinary gains, net$0105
Net income$5,397,0001,016
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,087,000357
Cash dividends$900,0002,429
Sale, conversion, retirement of capital stock, net$0922
Net operating income$5,397,000976
2000-12-31 (YTD Data)Rank
Total interest income$35,154,0001,009
Total interest expense$18,995,000941
Net interest income$16,159,0001,098
Provision for loan and lease losses$1,065,0001,009
Total noninterest income$2,391,0001,647
Gross Fiduciary activities income$511,000593
Service charges on deposit accounts$291,0004,144
Trading account gains and fees$0180
Additional Noninterest Income$1,589,0001,328
Total noninterest expense$11,429,0001,217
Salaries and employee benefits$5,990,0001,181
Premises and equipment expense$1,654,0001,228
Additional noninterest expense$3,785,0001,206
Pre-tax net operating income$6,056,0001,225
Securities gains (losses)$01,956
Applicable income taxes$895,0002,325
Income before extraordinary items$5,161,0001,042
Extraordinary gains, net$038
Net income$5,161,0001,042
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$941,000783
Cash dividends$720,0002,857
Sale, conversion, retirement of capital stock, net$0969
Net operating income$5,161,0001,035
1999-12-31 (YTD Data)Rank
Total interest income$27,260,0001,199
Total interest expense$13,617,0001,118
Net interest income$13,643,0001,280
Provision for loan and lease losses$851,0001,122
Total noninterest income$2,195,0001,734
Gross Fiduciary activities income$499,000640
Service charges on deposit accounts$303,0003,958
Trading account gains and fees$0173
Additional Noninterest Income$1,393,0001,457
Total noninterest expense$8,863,0001,562
Salaries and employee benefits$4,743,0001,450
Premises and equipment expense$1,177,0001,740
Additional noninterest expense$2,943,0001,534
Pre-tax net operating income$6,124,0001,252
Securities gains (losses)$03,155
Applicable income taxes$1,074,0002,104
Income before extraordinary items$5,050,0001,084
Extraordinary gains, net$035
Net income$5,050,0001,083
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$849,000798
Cash dividends$720,0002,853
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$5,050,0001,062
1998-12-31 (YTD Data)Rank
Total interest income$26,876,0001,206
Total interest expense$14,175,0001,101
Net interest income$12,701,0001,338
Provision for loan and lease losses$800,0001,176
Total noninterest income$1,963,0001,863
Gross Fiduciary activities income$484,000648
Service charges on deposit accounts$288,0004,046
Trading account gains and fees$0224
Additional Noninterest Income$1,191,0001,635
Total noninterest expense$8,049,0001,643
Salaries and employee benefits$4,055,0001,646
Premises and equipment expense$1,210,0001,625
Additional noninterest expense$2,784,0001,550
Pre-tax net operating income$5,815,0001,290
Securities gains (losses)$04,449
Applicable income taxes$1,225,0001,958
Income before extraordinary items$4,590,0001,168
Extraordinary gains, net$032
Net income$4,590,0001,168
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$284,0001,940
Cash dividends$720,0002,796
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$4,590,0001,131
1997-12-31 (YTD Data)Rank
Total interest income$25,289,0001,319
Total interest expense$13,152,0001,216
Net interest income$12,137,0001,430
Provision for loan and lease losses$600,0001,510
Total noninterest income$1,442,0002,278
Gross Fiduciary activities income$445,000688
Service charges on deposit accounts$239,0004,804
Trading account gains and fees$0239
Additional Noninterest Income$758,0002,099
Total noninterest expense$7,412,0001,755
Salaries and employee benefits$3,860,0001,700
Premises and equipment expense$1,159,0001,686
Additional noninterest expense$2,393,0001,771
Pre-tax net operating income$5,567,0001,398
Securities gains (losses)$1,0003,559
Applicable income taxes$1,418,0001,784
Income before extraordinary items$4,150,0001,308
Extraordinary gains, net$044
Net income$4,150,0001,309
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0004,456
Cash dividends$720,0002,736
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$4,149,2501,273
1996-12-31 (YTD Data)Rank
Total interest income$21,311,0001,575
Total interest expense$10,610,0001,514
Net interest income$10,701,0001,653
Provision for loan and lease losses$430,0001,967
Total noninterest income$1,270,0002,584
Gross Fiduciary activities income$423,000756
Service charges on deposit accounts$226,0005,152
Trading account gains and fees$0262
Additional Noninterest Income$621,0002,513
Total noninterest expense$6,638,0002,086
Salaries and employee benefits$3,452,0001,906
Premises and equipment expense$1,064,0001,894
Additional noninterest expense$2,122,0002,322
Pre-tax net operating income$4,903,0001,473
Securities gains (losses)$1,0003,760
Applicable income taxes$1,310,0001,836
Income before extraordinary items$3,594,0001,380
Extraordinary gains, net$053
Net income$3,594,0001,382
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$169,0002,960
Cash dividends$720,0002,688
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,593,2701,345
1995-12-31 (YTD Data)Rank
Total interest income$19,274,0001,768
Total interest expense$9,553,0001,666
Net interest income$9,721,0001,834
Provision for loan and lease losses$105,0004,483
Total noninterest income$1,137,0002,820
Gross Fiduciary activities income$476,000753
Service charges on deposit accounts$216,0005,414
Trading account gains and fees$0522
Additional Noninterest Income$445,0003,096
Total noninterest expense$6,607,0002,084
Salaries and employee benefits$3,233,0002,052
Premises and equipment expense$1,035,0001,963
Additional noninterest expense$2,339,0002,119
Pre-tax net operating income$4,146,0001,779
Securities gains (losses)$03,831
Applicable income taxes$1,030,0002,315
Income before extraordinary items$3,116,0001,636
Extraordinary gains, net$065
Net income$3,116,0001,635
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0003,739
Cash dividends$900,0002,217
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,116,0001,613
1994-12-31 (YTD Data)Rank
Total interest income$14,943,0002,072
Total interest expense$6,480,0001,928
Net interest income$8,463,0002,130
Provision for loan and lease losses$129,0003,913
Total noninterest income$1,022,0003,068
Gross Fiduciary activities income$434,000783
Service charges on deposit accounts$183,0006,215
Trading account gains and fees$0475
Additional Noninterest Income$405,0003,377
Total noninterest expense$5,834,0002,406
Salaries and employee benefits$2,947,0002,269
Premises and equipment expense$772,0002,606
Additional noninterest expense$2,115,0002,467
Pre-tax net operating income$3,522,0002,029
Securities gains (losses)$03,600
Applicable income taxes$814,0002,724
Income before extraordinary items$2,708,0001,798
Extraordinary gains, net$0249
Net income$2,708,0001,797
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0004,525
Cash dividends$420,0003,586
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,708,0001,806
1993-12-31 (YTD Data)Rank
Total interest income$13,602,0002,285
Total interest expense$6,229,0002,086
Net interest income$7,373,0002,432
Provision for loan and lease losses$200,0003,901
Total noninterest income$1,051,0003,222
Gross Fiduciary activities income$427,000818
Service charges on deposit accounts$219,0005,619
Trading account gains and fees$0532
Additional Noninterest Income$405,0003,720
Total noninterest expense$5,095,0002,806
Salaries and employee benefits$2,490,0002,657
Premises and equipment expense$664,0003,022
Additional noninterest expense$1,941,0002,805
Pre-tax net operating income$3,129,0002,178
Securities gains (losses)$264,0001,416
Applicable income taxes$818,0002,711
Income before extraordinary items$2,575,0001,943
Extraordinary gains, net$03,149
Net income$2,575,0002,011
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0006,011
Cash dividends$480,0003,215
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,374,3601,980
1992-12-31 (YTD Data)Rank
Total interest income$14,005,0002,508
Total interest expense$7,149,0002,353
Net interest income$6,856,0002,649
Provision for loan and lease losses$350,0003,771
Total noninterest income$1,013,0003,283
Gross Fiduciary activities income$401,000842
Service charges on deposit accounts$206,0005,877
Trading account gains and fees$0504
Additional Noninterest Income$406,0003,672
Total noninterest expense$4,651,0003,073
Salaries and employee benefits$2,196,0002,943
Premises and equipment expense$534,0003,755
Additional noninterest expense$1,921,0002,896
Pre-tax net operating income$2,868,0002,165
Securities gains (losses)$08,369
Applicable income taxes$760,0002,736
Income before extraordinary items$2,108,0002,177
Extraordinary gains, net$01,422
Net income$2,108,0002,203
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$217,0004,024
Cash dividends$480,0002,906
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,108,0002,002

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.