Home > Bank First, N.A. > Net charge- offs to loans
Bank First, N.A., Net charge- offs to loans
| 2025-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0906% | 886 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1082% | 277 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 138 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2610% | 141 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 52 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0004% | 3,589 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 116 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0005% | 3,696 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,032 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1984% | 4,450 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0157% | 1,918 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 57 |
| 2024-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0129% | 4,079 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0205% | 4,162 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 310 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0514% | 4,339 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 113 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0034% | 745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 250 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0038% | 717 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0054% | 1,937 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2636% | 1,843 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4818% | 455 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2462% | 1,849 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 78 |
| 2024-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0197% | 4,153 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0273% | 4,275 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0688% | 4,405 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 87 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0052% | 565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0057% | 539 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0072% | 1,572 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1358% | 2,126 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6068% | 421 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0978% | 2,232 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2024-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0478% | 4,319 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0614% | 4,410 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 186 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1446% | 4,480 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 3,534 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 165 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 3,642 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0071% | 1,331 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1573% | 1,876 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8466% | 372 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1034% | 1,992 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2024-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0676% | 4,393 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0874% | 4,475 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2055% | 4,531 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 32 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 3,644 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 111 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 3,722 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0144% | 898 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2170% | 1,545 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1346% | 284 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1497% | 1,611 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 60 |
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0040% | 3,786 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0066% | 3,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0056% | 4,124 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0125% | 4,000 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0325% | 4,346 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0107% | 3,983 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0014% | 3,619 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1372% | 2,189 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1476% | 2,028 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0052% | 3,760 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0088% | 3,969 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0075% | 4,202 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0166% | 4,085 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0446% | 4,413 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0141% | 4,074 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0015% | 3,562 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1463% | 1,941 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1574% | 1,828 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0082% | 3,853 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0134% | 4,136 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0115% | 4,320 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0251% | 4,238 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0688% | 4,477 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0212% | 4,170 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0014% | 3,572 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1896% | 1,609 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2038% | 1,548 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0049% | 3,626 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0067% | 3,979 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0061% | 4,300 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0130% | 4,140 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1464% | 4,619 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 3,771 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0009% | 3,562 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0430% | 1,821 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0461% | 1,733 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0065% | 3,687 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0160% | 625 |
| Percentage Net Loans Charged-off:Construction & development | -0.0892% | 4,566 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0627% | 259 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0040% | 702 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0185% | 4,376 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0056% | 637 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1286% | 4,258 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0079% | 2,635 |
| Percentage Net Loans Charged-off: Credit card loans | -1.1671% | 4,713 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1086% | 2,009 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0560% | 4,337 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0370% | 4,337 |
| Percentage Net Loans Charged-off:Construction & development | -0.1243% | 4,630 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0583% | 4,493 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0071% | 530 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0076% | 506 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1734% | 4,346 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0810% | 4,267 |
| Percentage Net Loans Charged-off: Credit card loans | -1.5500% | 4,749 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0522% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0590% | 4,301 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0206% | 4,027 |
| Percentage Net Loans Charged-off:Construction & development | -0.2060% | 4,283 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 3,869 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0118% | 412 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0126% | 398 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2759% | 4,296 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2083% | 4,271 |
| Percentage Net Loans Charged-off: Credit card loans | -2.2482% | 823 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0411% | 4,192 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0498% | 4,414 |
| Percentage Net Loans Charged-off:Construction & development | -0.4278% | 4,327 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 4,055 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0014% | 3,487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0015% | 3,559 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0025% | 3,280 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0123% | 3,835 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0135% | 3,802 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0200% | 1,875 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0027% | 1,251 |
| Percentage Net Loans Charged-off:Construction & development | -0.1073% | 4,257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0239% | 4,295 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0025% | 3,886 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0195% | 669 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0025% | 3,137 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0211% | 630 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0485% | 1,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6786% | 636 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0362% | 783 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7465% | 524 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0048% | 3,422 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0080% | 3,754 |
| Percentage Net Loans Charged-off:Construction & development | -0.0330% | 4,187 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0568% | 4,513 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0035% | 3,934 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 3,465 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0033% | 3,202 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0028% | 3,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0035% | 1,251 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0630% | 1,986 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0494% | 799 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0734% | 1,818 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0035% | 3,327 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 3,502 |
| Percentage Net Loans Charged-off:Construction & development | -0.0475% | 4,278 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0065% | 495 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0058% | 3,954 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 3,525 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 3,600 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0133% | 3,613 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0575% | 1,781 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0760% | 797 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0698% | 1,621 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0049% | 1,738 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0048% | 695 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0131% | 297 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 3,688 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0031% | 3,742 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0019% | 3,425 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1193% | 1,397 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1301% | 1,257 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0431% | 2,196 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0219% | 4,426 |
| Percentage Net Loans Charged-off:Construction & development | 0.0239% | 280 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0710% | 4,688 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0052% | 3,979 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0046% | 1,429 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0052% | 1,351 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2691% | 995 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3854% | 1,487 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1668% | 244 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2332% | 1,813 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0377% | 2,091 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0104% | 4,204 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0476% | 4,663 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0073% | 3,999 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0070% | 1,184 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0078% | 1,101 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2087% | 966 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1883% | 1,998 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 526 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2041% | 1,819 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0587% | 4,723 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0772% | 4,793 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0100% | 4,496 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0115% | 4,029 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0098% | 1,008 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0111% | 927 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0039% | 1,563 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,624 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,525 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1360% | 4,884 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1697% | 4,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 4,329 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0295% | 4,484 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0334% | 4,540 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0139% | 2,273 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0151% | 2,185 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3945% | 495 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3937% | 169 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7662% | 144 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0021% | 109 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0367% | 1,203 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0409% | 1,091 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2187% | 1,400 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3370% | 1,980 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 608 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3653% | 1,786 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5552% | 301 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5603% | 91 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1006% | 85 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0030% | 83 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0151% | 4,371 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0168% | 4,414 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2970% | 987 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4384% | 1,597 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 568 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4747% | 1,401 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1687% | 956 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1085% | 525 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2679% | 250 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0602% | 4,849 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0662% | 4,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4556% | 679 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0727% | 2,571 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0787% | 2,427 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1846% | 754 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0225% | 888 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0986% | 247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0749% | 4,973 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0822% | 4,995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8757% | 355 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1768% | 1,950 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1910% | 1,800 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1617% | 1,191 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2027% | 361 |
| Percentage Net Loans Charged-off:Construction & development | 0.1254% | 233 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4382% | 230 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0254% | 4,683 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0279% | 4,731 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0105% | 2,122 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1821% | 2,529 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1916% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2100% | 809 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2687% | 226 |
| Percentage Net Loans Charged-off:Construction & development | 0.1638% | 163 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5755% | 132 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0360% | 4,814 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0396% | 4,854 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0145% | 1,807 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0657% | 2,883 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0689% | 2,758 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0071% | 4,202 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0122% | 4,417 |
| Percentage Net Loans Charged-off:Construction & development | 0.2463% | 119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0075% | 4,667 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0574% | 4,998 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0059% | 384 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0638% | 5,025 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0008% | 3,810 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0914% | 2,561 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0957% | 2,424 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0046% | 3,976 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0118% | 4,509 |
| Percentage Net Loans Charged-off:Construction & development | 0.4929% | 56 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0075% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1309% | 5,274 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1436% | 5,293 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1797% | 1,987 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1886% | 1,845 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0151% | 3,586 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0139% | 2,217 |
| Percentage Net Loans Charged-off:Construction & development | 0.0248% | 437 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0002% | 1,314 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0335% | 1,779 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0031% | 3,699 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0377% | 1,643 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0009% | 4,113 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1741% | 2,844 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9715% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1345% | 2,888 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0150% | 3,220 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0152% | 1,908 |
| Percentage Net Loans Charged-off:Construction & development | 0.0354% | 334 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0003% | 1,032 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0345% | 1,583 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0042% | 3,728 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0392% | 1,466 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0006% | 3,981 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1303% | 2,810 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3507% | 399 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0707% | 2,953 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0084% | 3,157 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0057% | 1,871 |
| Percentage Net Loans Charged-off:Construction & development | 0.0556% | 247 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0005% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0048% | 1,767 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0054% | 1,655 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0029% | 3,954 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1696% | 2,421 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1180% | 279 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0741% | 2,664 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0127% | 2,556 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0071% | 1,430 |
| Percentage Net Loans Charged-off:Construction & development | 0.1121% | 150 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0010% | 536 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 4,458 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0031% | 4,530 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0060% | 3,983 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3129% | 1,768 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5083% | 95 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0744% | 2,235 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0399% | 5,337 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0101% | 2,651 |
| Percentage Net Loans Charged-off:Construction & development | -0.0152% | 4,571 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0307% | 2,187 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1079% | 4,208 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0484% | 1,843 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2375% | 5,285 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1057% | 3,214 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0906% | 713 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1064% | 3,060 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0595% | 5,419 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0056% | 2,465 |
| Percentage Net Loans Charged-off:Construction & development | -0.0203% | 4,675 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0195% | 2,099 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1431% | 4,259 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0407% | 1,711 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3067% | 5,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0975% | 2,938 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1228% | 659 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0964% | 2,789 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0640% | 5,461 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0279% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.1080% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0555% | 1,491 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0131% | 3,992 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0645% | 1,366 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3966% | 5,503 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0790% | 2,791 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0824% | 2,627 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0179% | 2,574 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0248% | 1,420 |
| Percentage Net Loans Charged-off:Construction & development | 0.2352% | 157 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0247% | 1,376 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0133% | 4,021 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0297% | 1,259 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0163% | 4,836 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0170% | 4,767 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0280% | 3,662 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0331% | 2,547 |
| Percentage Net Loans Charged-off:Construction & development | -0.0559% | 4,919 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0267% | 1,407 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0603% | 2,201 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0142% | 4,141 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0701% | 2,018 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0070% | 4,386 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2197% | 2,594 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2279% | 2,412 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0361% | 3,187 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0470% | 2,106 |
| Percentage Net Loans Charged-off:Construction & development | -0.0804% | 5,065 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0380% | 1,121 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0847% | 1,743 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0145% | 4,165 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0978% | 1,581 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0081% | 4,333 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1612% | 2,613 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1671% | 2,445 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0550% | 2,623 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0727% | 1,671 |
| Percentage Net Loans Charged-off:Construction & development | -0.1253% | 5,200 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0575% | 891 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1324% | 1,302 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0148% | 4,206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1517% | 1,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0132% | 4,393 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2358% | 2,096 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2440% | 1,948 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1238% | 1,522 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1733% | 850 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1380% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2731% | 686 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0152% | 4,248 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3101% | 617 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0133% | 4,424 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1344% | 2,189 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1381% | 2,051 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1784% | 2,244 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2092% | 1,436 |
| Percentage Net Loans Charged-off:Construction & development | 1.0522% | 410 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0829% | 1,637 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3124% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0179% | 4,410 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3505% | 975 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0937% | 2,213 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2798% | 2,496 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3695% | 122 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1920% | 2,749 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1226% | 2,588 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1665% | 1,582 |
| Percentage Net Loans Charged-off:Construction & development | -0.0952% | 5,326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0681% | 1,439 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3820% | 870 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0186% | 4,438 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4273% | 735 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0066% | 4,573 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2180% | 2,564 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8608% | 81 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0963% | 2,999 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1359% | 2,308 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1862% | 1,435 |
| Percentage Net Loans Charged-off:Construction & development | 0.1502% | 672 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0261% | 1,422 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4686% | 730 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0194% | 4,455 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5219% | 658 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0070% | 4,538 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2143% | 2,358 |
| Percentage Net Loans Charged-off: Credit card loans | 7.4336% | 57 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0275% | 3,094 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1164% | 2,025 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1503% | 1,389 |
| Percentage Net Loans Charged-off:Construction & development | 0.3002% | 427 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3831% | 793 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0208% | 4,477 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4248% | 719 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0100% | 1,311 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3115% | 1,859 |
| Percentage Net Loans Charged-off: Credit card loans | 13.3450% | 34 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0376% | 5,198 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0856% | 4,016 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1022% | 3,128 |
| Percentage Net Loans Charged-off:Construction & development | -0.2270% | 5,709 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0101% | 2,611 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3037% | 1,691 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0420% | 4,732 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3403% | 1,498 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0319% | 2,902 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3318% | 2,615 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6681% | 268 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2353% | 2,844 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0073% | 5,465 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0790% | 3,821 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1110% | 2,814 |
| Percentage Net Loans Charged-off:Construction & development | -0.3036% | 5,826 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0078% | 2,307 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3431% | 1,459 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0491% | 4,762 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3848% | 1,301 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0108% | 4,932 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2176% | 2,827 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3534% | 195 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0684% | 3,416 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0094% | 5,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0958% | 3,403 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1312% | 2,487 |
| Percentage Net Loans Charged-off:Construction & development | -0.4709% | 5,937 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0264% | 6,217 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4740% | 1,144 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0212% | 4,669 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5272% | 1,001 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0044% | 4,812 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1490% | 2,867 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6015% | 188 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0174% | 5,373 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0480% | 1,066 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1238% | 2,683 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1716% | 1,898 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0312% | 1,328 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4252% | 1,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0427% | 744 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4664% | 1,007 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1678% | 2,389 |
| Percentage Net Loans Charged-off: Credit card loans | 7.2333% | 77 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1759% | 5,806 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3424% | 2,922 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2026% | 3,250 |
| Percentage Net Loans Charged-off:Construction & development | 0.4895% | 1,797 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1078% | 2,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3176% | 2,397 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4621% | 1,061 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3000% | 2,340 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0617% | 3,303 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.3603% | 66 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4248% | 177 |
| Percentage Net Loans Charged-off: Other loans to individual | 11.7478% | 63 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2465% | 3,245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2075% | 3,032 |
| Percentage Net Loans Charged-off:Construction & development | 0.3433% | 1,797 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0684% | 2,517 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4190% | 1,963 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5416% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4037% | 1,907 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0273% | 3,150 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.7602% | 169 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0137% | 118 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.7456% | 166 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2367% | 3,151 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1596% | 3,142 |
| Percentage Net Loans Charged-off:Construction & development | 0.5092% | 1,509 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0537% | 2,215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2832% | 2,279 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2938% | 1,013 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2818% | 2,176 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0415% | 2,699 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.9472% | 141 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7875% | 236 |
| Percentage Net Loans Charged-off: Other loans to individual | 7.1327% | 133 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0719% | 3,778 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1381% | 2,783 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1078% | 1,438 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2333% | 2,075 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2634% | 1,860 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.5828% | 7,002 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.6773% | 6,963 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1541% | 4,907 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2203% | 3,809 |
| Percentage Net Loans Charged-off:Construction & development | 0.1272% | 2,755 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0427% | 3,364 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5578% | 2,075 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3249% | 1,445 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5891% | 1,954 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0379% | 6,264 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0423% | 4,813 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 959 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0415% | 4,654 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0791% | 1,398 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1611% | 4,492 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2372% | 3,402 |
| Percentage Net Loans Charged-off:Construction & development | 0.1671% | 2,433 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0421% | 2,926 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6012% | 1,782 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4391% | 1,158 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6231% | 1,687 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0654% | 6,305 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0112% | 6,207 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0108% | 6,135 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0992% | 1,202 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0376% | 5,324 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1065% | 3,893 |
| Percentage Net Loans Charged-off:Construction & development | 0.2672% | 2,064 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0255% | 2,535 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2177% | 2,816 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2470% | 2,542 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1822% | 6,606 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0838% | 6,331 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0785% | 6,308 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0147% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0830% | 4,121 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1465% | 2,978 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0116% | 1,864 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4170% | 1,714 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4737% | 1,504 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1393% | 6,503 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1989% | 2,853 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1764% | 2,644 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0146% | 977 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0363% | 2,127 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1115% | 1,733 |
| Percentage Net Loans Charged-off:Construction & development | 10.5136% | 532 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1341% | 3,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5402% | 2,175 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1444% | 1,708 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5900% | 2,015 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0028% | 2,537 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3622% | 3,881 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5800% | 272 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2715% | 1,281 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3452% | 3,930 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2780% | 3,490 |
| Percentage Net Loans Charged-off:Construction & development | 1.0304% | 2,256 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0258% | 3,057 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5568% | 1,953 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2003% | 1,444 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6005% | 1,812 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6239% | 2,717 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2215% | 4,139 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2740% | 367 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3779% | 1,072 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4690% | 3,131 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3820% | 2,808 |
| Percentage Net Loans Charged-off:Construction & development | 1.5484% | 1,774 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0431% | 2,472 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7217% | 1,507 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1425% | 1,276 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7906% | 1,366 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9489% | 2,065 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3161% | 3,485 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1106% | 257 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8722% | 1,809 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6787% | 1,766 |
| Percentage Net Loans Charged-off:Construction & development | 2.9175% | 1,051 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0873% | 1,655 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1989% | 893 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2945% | 814 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3031% | 819 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9912% | 1,071 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1807% | 3,425 |
| Percentage Net Loans Charged-off: Credit card loans | 8.2963% | 184 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5343% | 3,646 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4170% | 3,158 |
| Percentage Net Loans Charged-off:Construction & development | 0.9355% | 2,607 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1551% | 2,617 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7245% | 1,651 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4180% | 1,320 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7542% | 1,523 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0791% | 2,758 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9379% | 2,833 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6049% | 449 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2854% | 4,245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1683% | 3,799 |
| Percentage Net Loans Charged-off:Construction & development | -0.0069% | 7,312 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0257% | 7,687 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5245% | 1,720 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5732% | 1,558 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8912% | 2,507 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0982% | 7,421 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5821% | 526 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3766% | 3,312 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2129% | 3,076 |
| Percentage Net Loans Charged-off:Construction & development | -0.0354% | 7,350 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1076% | 1,810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4640% | 1,654 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5054% | 1,478 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0506% | 1,930 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8027% | 2,705 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3439% | 362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2470% | 3,170 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0375% | 3,389 |
| Percentage Net Loans Charged-off:Construction & development | 0.0682% | 1,771 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0853% | 2,300 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0928% | 2,067 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1405% | 1,339 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1597% | 3,839 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7337% | 375 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1191% | 1,080 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2500% | 744 |
| Percentage Net Loans Charged-off:Construction & development | 3.8270% | 669 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3774% | 1,031 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6074% | 337 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6123% | 365 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3893% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6301% | 352 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5199% | 2,664 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8959% | 589 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2886% | 638 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5443% | 1,553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6105% | 1,001 |
| Percentage Net Loans Charged-off:Construction & development | 2.1381% | 693 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8375% | 196 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8700% | 539 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3645% | 650 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9093% | 471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2839% | 2,578 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1400% | 1,640 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1087% | 609 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3230% | 2,017 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2581% | 1,471 |
| Percentage Net Loans Charged-off:Construction & development | 1.0432% | 742 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3737% | 101 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2644% | 1,226 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2839% | 1,088 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4050% | 1,798 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4192% | 1,184 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0385% | 779 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2264% | 2,001 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1841% | 1,300 |
| Percentage Net Loans Charged-off:Construction & development | 0.5447% | 607 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.8390% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1667% | 1,148 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1783% | 1,011 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1215% | 1,802 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9272% | 780 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0901% | 492 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3366% | 1,628 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0679% | 2,559 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1854% | 1,310 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1973% | 1,199 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1977% | 1,006 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0055% | 1,597 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9151% | 148 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.6751% | 49 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3614% | 1,106 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0945% | 1,557 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2596% | 753 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2759% | 694 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2087% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1086% | 1,215 |
| Percentage Net Loans Charged-off: Credit card loans | 6.9693% | 116 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.9704% | 28 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4946% | 722 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1480% | 935 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4061% | 463 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4315% | 410 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7571% | 529 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6343% | 2,007 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3221% | 658 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.6068% | 19 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5866% | 546 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0312% | 8,044 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0850% | 8,196 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0903% | 8,159 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8091% | 301 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1581% | 1,104 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4341% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.2323% | 14 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4136% | 934 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2549% | 568 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6733% | 218 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7217% | 209 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0065% | 1,012 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3605% | 3,564 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4171% | 312 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4250% | 726 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2225% | 502 |
| Percentage Net Loans Charged-off:Construction & development | 0.0899% | 375 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5525% | 242 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5936% | 219 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1462% | 700 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4093% | 2,919 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3633% | 469 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4590% | 665 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0879% | 1,057 |
| Percentage Net Loans Charged-off:Construction & development | 0.1389% | 238 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1817% | 715 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1956% | 656 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6949% | 500 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5188% | 2,294 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7679% | 824 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2828% | 972 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0686% | 893 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1779% | 555 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1917% | 517 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9163% | 619 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6321% | 1,869 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0276% | 674 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7634% | 455 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0219% | 2,669 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0550% | 1,940 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0593% | 1,804 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6883% | 419 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3945% | 1,182 |
| Percentage Net Loans Charged-off: Credit card loans | 25.9115% | 24 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9662% | 299 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0140% | 2,509 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0349% | 1,951 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0377% | 1,808 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4065% | 287 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5757% | 877 |
| Percentage Net Loans Charged-off: Credit card loans | 32.4966% | 15 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1873% | 1,925 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0265% | 1,863 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0653% | 1,359 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0705% | 1,256 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2296% | 1,914 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2703% | 513 |
| Percentage Net Loans Charged-off: Credit card loans | 47.5271% | 9 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0639% | 2,983 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0461% | 1,189 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1115% | 849 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1204% | 787 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0237% | 6,952 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9646% | 1,557 |
| Percentage Net Loans Charged-off: Credit card loans | 29.9213% | 25 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1651% | 3,168 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0337% | 2,683 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0762% | 1,848 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0812% | 1,742 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4021% | 2,387 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7054% | 2,967 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6645% | 746 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2121% | 2,218 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0474% | 1,990 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1066% | 1,310 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1134% | 1,238 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5576% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6398% | 2,867 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6855% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2906% | 1,619 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0792% | 1,421 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1786% | 859 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1895% | 786 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8548% | 1,178 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2408% | 4,392 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9385% | 664 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0204% | 4,430 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0228% | 8,331 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0514% | 8,515 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0544% | 8,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1022% | 1,834 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1537% | 4,162 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7358% | 503 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1784% | 3,628 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1249% | 1,600 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0633% | 1,230 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2211% | 1,039 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2322% | 1,007 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1903% | 3,690 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7736% | 3,086 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8523% | 634 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1204% | 3,951 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0738% | 1,809 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1657% | 1,083 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1738% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1476% | 3,329 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5567% | 3,595 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1100% | 408 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1005% | 3,965 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0397% | 2,019 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0906% | 1,334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0949% | 1,292 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1526% | 2,855 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5798% | 3,261 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3048% | 303 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1776% | 2,520 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0763% | 1,227 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1665% | 788 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1740% | 758 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3105% | 1,676 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8165% | 2,334 |
| Percentage Net Loans Charged-off: Credit card loans | 8.7912% | 205 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3876% | 2,148 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1070% | 1,745 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2235% | 970 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2317% | 946 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1930% | 1,651 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7225% | 3,292 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7059% | 553 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2345% | 530 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0045% | 3,779 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0170% | 2,772 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0175% | 2,621 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.1127% | 339 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6917% | 3,299 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0291% | 1,259 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3971% | 1,103 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2991% | 2,260 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0358% | 519 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1303% | 142 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 1,301 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0457% | 1,344 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8230% | 295 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0112% | 403 |
| Percentage Net Loans Charged-off: Credit card loans | 10.9213% | 56 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3423% | 2,040 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 1,262 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0122% | 835 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0125% | 785 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0238% | 211 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5247% | 782 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9347% | 352 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1236% | 4,646 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0056% | 884 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0267% | 635 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0272% | 580 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3791% | 437 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1883% | 1,142 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7311% | 666 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0566% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0334% | 7,258 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0007% | 989 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0038% | 942 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0039% | 888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0472% | 795 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3437% | 1,027 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1311% | 641 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0897% | 5,990 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0600% | 6,666 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0481% | 7,079 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0423% | 8,504 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1935% | 7,357 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |