Bank 1st, Income and Expense
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,867,000 | 5,908 |
| Total interest expense | $352,000 | 5,367 |
| Net interest income | $1,515,000 | 5,943 |
| Provision for loan and lease losses | $264,000 | 3,158 |
| Total noninterest income | $-17,000 | 6,975 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $21,000 | 6,638 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-38,000 | 6,811 |
| Total noninterest expense | $1,754,000 | 5,363 |
| Salaries and employee benefits | $600,000 | 6,125 |
| Premises and equipment expense | $124,000 | 6,062 |
| Additional noninterest expense | $1,030,000 | 4,033 |
| Pre-tax net operating income | $-520,000 | 6,696 |
| Securities gains (losses) | $160,000 | 1,614 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-360,000 | 6,706 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-360,000 | 6,704 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-360,000 | 6,704 |
| Net charge-offs | $512,000 | 2,150 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-520,000 | 6,706 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,279,000 | 5,913 |
| Total interest expense | $250,000 | 5,336 |
| Net interest income | $1,029,000 | 5,954 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $-1,000 | 7,009 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $14,000 | 6,684 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-15,000 | 6,858 |
| Total noninterest expense | $1,177,000 | 5,383 |
| Salaries and employee benefits | $413,000 | 6,121 |
| Premises and equipment expense | $84,000 | 6,067 |
| Additional noninterest expense | $680,000 | 4,068 |
| Pre-tax net operating income | $-149,000 | 6,581 |
| Securities gains (losses) | $160,000 | 1,273 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $11,000 | 6,416 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $11,000 | 6,416 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $11,000 | 6,416 |
| Net charge-offs | $-2,000 | 6,263 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-149,000 | 6,595 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $657,000 | 5,915 |
| Total interest expense | $133,000 | 5,330 |
| Net interest income | $524,000 | 5,959 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $-15,000 | 7,139 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $6,000 | 6,762 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-21,000 | 7,022 |
| Total noninterest expense | $592,000 | 5,405 |
| Salaries and employee benefits | $213,000 | 6,112 |
| Premises and equipment expense | $43,000 | 6,083 |
| Additional noninterest expense | $336,000 | 4,091 |
| Pre-tax net operating income | $-83,000 | 6,690 |
| Securities gains (losses) | $46,000 | 1,265 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-37,000 | 6,675 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-37,000 | 6,675 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-37,000 | 6,675 |
| Net charge-offs | $-1,000 | 5,761 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-83,000 | 6,713 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,954,000 | 5,790 |
| Total interest expense | $692,000 | 5,219 |
| Net interest income | $2,262,000 | 5,857 |
| Provision for loan and lease losses | $48,000 | 5,888 |
| Total noninterest income | $143,000 | 6,095 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $29,000 | 6,628 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $114,000 | 5,182 |
| Total noninterest expense | $2,723,000 | 5,129 |
| Salaries and employee benefits | $911,000 | 6,037 |
| Premises and equipment expense | $191,000 | 6,078 |
| Additional noninterest expense | $1,621,000 | 3,664 |
| Pre-tax net operating income | $-366,000 | 6,335 |
| Securities gains (losses) | $86,000 | 2,181 |
| Applicable income taxes | $-57,000 | 6,752 |
| Income before extraordinary items | $-223,000 | 6,347 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-223,000 | 6,350 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-223,000 | 6,350 |
| Net charge-offs | $352,000 | 3,605 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-291,800 | 6,329 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,272,000 | 5,796 |
| Total interest expense | $537,000 | 5,267 |
| Net interest income | $1,735,000 | 5,854 |
| Provision for loan and lease losses | $48,000 | 5,564 |
| Total noninterest income | $150,000 | 5,832 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $22,000 | 6,669 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $128,000 | 4,770 |
| Total noninterest expense | $2,024,000 | 5,162 |
| Salaries and employee benefits | $693,000 | 6,027 |
| Premises and equipment expense | $145,000 | 6,101 |
| Additional noninterest expense | $1,186,000 | 3,722 |
| Pre-tax net operating income | $-187,000 | 6,378 |
| Securities gains (losses) | $86,000 | 1,911 |
| Applicable income taxes | $-57,000 | 6,943 |
| Income before extraordinary items | $-44,000 | 6,341 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-44,000 | 6,344 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-44,000 | 6,344 |
| Net charge-offs | $224,000 | 3,586 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-99,040 | 6,329 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,531,000 | 5,827 |
| Total interest expense | $363,000 | 5,344 |
| Net interest income | $1,168,000 | 5,872 |
| Provision for loan and lease losses | $38,000 | 5,321 |
| Total noninterest income | $135,000 | 5,478 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $14,000 | 6,716 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $121,000 | 4,286 |
| Total noninterest expense | $1,386,000 | 5,143 |
| Salaries and employee benefits | $474,000 | 6,033 |
| Premises and equipment expense | $97,000 | 6,147 |
| Additional noninterest expense | $815,000 | 3,695 |
| Pre-tax net operating income | $-121,000 | 6,463 |
| Securities gains (losses) | $22,000 | 2,052 |
| Applicable income taxes | $-57,000 | 7,053 |
| Income before extraordinary items | $-42,000 | 6,405 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-42,000 | 6,404 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-42,000 | 6,405 |
| Net charge-offs | $205,000 | 3,094 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-56,080 | 6,381 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $756,000 | 5,890 |
| Total interest expense | $191,000 | 5,344 |
| Net interest income | $565,000 | 5,946 |
| Provision for loan and lease losses | $15,000 | 5,117 |
| Total noninterest income | $130,000 | 4,440 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $7,000 | 6,714 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $123,000 | 3,225 |
| Total noninterest expense | $707,000 | 5,135 |
| Salaries and employee benefits | $241,000 | 6,045 |
| Premises and equipment expense | $49,000 | 6,164 |
| Additional noninterest expense | $417,000 | 3,632 |
| Pre-tax net operating income | $-27,000 | 6,496 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-27,000 | 6,520 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-27,000 | 6,520 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-27,000 | 6,520 |
| Net charge-offs | $95,000 | 2,783 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-27,000 | 6,508 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,459,000 | 5,747 |
| Total interest expense | $1,114,000 | 4,986 |
| Net interest income | $2,345,000 | 5,904 |
| Provision for loan and lease losses | $232,000 | 5,186 |
| Total noninterest income | $36,000 | 7,118 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $30,000 | 6,517 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $6,000 | 6,854 |
| Total noninterest expense | $2,939,000 | 5,072 |
| Salaries and employee benefits | $971,000 | 6,084 |
| Premises and equipment expense | $183,000 | 6,349 |
| Additional noninterest expense | $1,785,000 | 3,555 |
| Pre-tax net operating income | $-790,000 | 6,388 |
| Securities gains (losses) | $166,000 | 1,744 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-624,000 | 6,428 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-624,000 | 6,429 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-624,000 | 6,429 |
| Net charge-offs | $1,014,000 | 2,664 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-790,000 | 6,457 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,646,000 | 5,800 |
| Total interest expense | $879,000 | 5,030 |
| Net interest income | $1,767,000 | 5,986 |
| Provision for loan and lease losses | $211,000 | 4,817 |
| Total noninterest income | $106,000 | 6,479 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $24,000 | 6,584 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $82,000 | 5,456 |
| Total noninterest expense | $2,269,000 | 5,023 |
| Salaries and employee benefits | $727,000 | 6,137 |
| Premises and equipment expense | $136,000 | 6,448 |
| Additional noninterest expense | $1,406,000 | 3,409 |
| Pre-tax net operating income | $-607,000 | 6,604 |
| Securities gains (losses) | $151,000 | 1,594 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-456,000 | 6,646 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-456,000 | 6,646 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-456,000 | 6,646 |
| Net charge-offs | $797,000 | 2,470 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-607,000 | 6,674 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,784,000 | 5,815 |
| Total interest expense | $626,000 | 4,971 |
| Net interest income | $1,158,000 | 6,044 |
| Provision for loan and lease losses | $206,000 | 4,173 |
| Total noninterest income | $85,000 | 6,306 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $16,000 | 6,614 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $69,000 | 5,176 |
| Total noninterest expense | $1,621,000 | 4,826 |
| Salaries and employee benefits | $491,000 | 6,152 |
| Premises and equipment expense | $92,000 | 6,458 |
| Additional noninterest expense | $1,038,000 | 3,095 |
| Pre-tax net operating income | $-584,000 | 6,805 |
| Securities gains (losses) | $41,000 | 2,004 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-543,000 | 6,893 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-543,000 | 6,893 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-543,000 | 6,893 |
| Net charge-offs | $301,000 | 3,041 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-584,000 | 6,874 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $919,000 | 5,816 |
| Total interest expense | $332,000 | 4,954 |
| Net interest income | $587,000 | 6,055 |
| Provision for loan and lease losses | $-55,000 | 7,875 |
| Total noninterest income | $37,000 | 6,501 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $8,000 | 6,669 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $29,000 | 5,481 |
| Total noninterest expense | $779,000 | 5,001 |
| Salaries and employee benefits | $245,000 | 6,235 |
| Premises and equipment expense | $47,000 | 6,501 |
| Additional noninterest expense | $487,000 | 3,258 |
| Pre-tax net operating income | $-100,000 | 6,651 |
| Securities gains (losses) | $30,000 | 1,362 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-70,000 | 6,676 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-70,000 | 6,677 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-70,000 | 6,676 |
| Net charge-offs | $496,000 | 1,584 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-100,000 | 6,695 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,316,000 | 5,524 |
| Total interest expense | $2,129,000 | 4,278 |
| Net interest income | $2,187,000 | 6,176 |
| Provision for loan and lease losses | $2,105,000 | 2,416 |
| Total noninterest income | $153,000 | 6,562 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $38,000 | 6,680 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $115,000 | 5,477 |
| Total noninterest expense | $2,731,000 | 5,441 |
| Salaries and employee benefits | $1,131,000 | 5,982 |
| Premises and equipment expense | $189,000 | 6,573 |
| Additional noninterest expense | $1,411,000 | 4,249 |
| Pre-tax net operating income | $-2,496,000 | 6,771 |
| Securities gains (losses) | $230,000 | 1,448 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-2,266,000 | 6,824 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,266,000 | 6,821 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,266,000 | 6,822 |
| Net charge-offs | $1,881,000 | 2,105 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-2,496,000 | 6,890 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,302,000 | 5,543 |
| Total interest expense | $1,693,000 | 4,272 |
| Net interest income | $1,609,000 | 6,217 |
| Provision for loan and lease losses | $3,125,000 | 1,446 |
| Total noninterest income | $88,000 | 6,960 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $29,000 | 6,705 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $59,000 | 6,062 |
| Total noninterest expense | $2,020,000 | 5,493 |
| Salaries and employee benefits | $878,000 | 5,920 |
| Premises and equipment expense | $144,000 | 6,597 |
| Additional noninterest expense | $998,000 | 4,397 |
| Pre-tax net operating income | $-3,448,000 | 7,356 |
| Securities gains (losses) | $111,000 | 1,751 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-3,337,000 | 7,422 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-3,337,000 | 7,422 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-3,337,000 | 7,422 |
| Net charge-offs | $3,190,000 | 1,141 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-3,448,000 | 7,434 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,300,000 | 5,482 |
| Total interest expense | $1,181,000 | 4,292 |
| Net interest income | $1,119,000 | 6,130 |
| Provision for loan and lease losses | $3,249,000 | 1,030 |
| Total noninterest income | $48,000 | 7,191 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $20,000 | 6,708 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $28,000 | 6,469 |
| Total noninterest expense | $1,348,000 | 5,542 |
| Salaries and employee benefits | $600,000 | 5,919 |
| Premises and equipment expense | $97,000 | 6,636 |
| Additional noninterest expense | $651,000 | 4,484 |
| Pre-tax net operating income | $-3,430,000 | 7,608 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-3,430,000 | 7,672 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,430,000 | 7,671 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-3,430,000 | 7,671 |
| Net charge-offs | $3,156,000 | 829 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-3,430,000 | 7,682 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,179,000 | 5,460 |
| Total interest expense | $607,000 | 4,330 |
| Net interest income | $572,000 | 6,086 |
| Provision for loan and lease losses | $455,000 | 1,868 |
| Total noninterest income | $21,000 | 7,376 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $10,000 | 6,707 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $11,000 | 6,794 |
| Total noninterest expense | $598,000 | 5,829 |
| Salaries and employee benefits | $309,000 | 5,899 |
| Premises and equipment expense | $51,000 | 6,589 |
| Additional noninterest expense | $238,000 | 5,087 |
| Pre-tax net operating income | $-460,000 | 7,274 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-460,000 | 7,403 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-460,000 | 7,404 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-460,000 | 7,404 |
| Net charge-offs | $69,000 | 3,245 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-460,000 | 7,373 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,502,000 | 5,184 |
| Total interest expense | $2,306,000 | 4,953 |
| Net interest income | $3,196,000 | 5,239 |
| Provision for loan and lease losses | $1,784,000 | 1,938 |
| Total noninterest income | $128,000 | 7,041 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $53,000 | 6,581 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $75,000 | 6,290 |
| Total noninterest expense | $2,798,000 | 5,336 |
| Salaries and employee benefits | $1,590,000 | 5,150 |
| Premises and equipment expense | $269,000 | 6,074 |
| Additional noninterest expense | $939,000 | 5,014 |
| Pre-tax net operating income | $-1,258,000 | 7,128 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-1,258,000 | 7,116 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,258,000 | 7,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $709,000 | 2,344 |
| Cash dividends | $39,000 | 5,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,258,000 | 7,228 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,239,000 | 5,186 |
| Total interest expense | $1,767,000 | 5,025 |
| Net interest income | $2,472,000 | 5,182 |
| Provision for loan and lease losses | $326,000 | 3,411 |
| Total noninterest income | $103,000 | 7,089 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $37,000 | 6,695 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $66,000 | 6,225 |
| Total noninterest expense | $2,091,000 | 5,335 |
| Salaries and employee benefits | $1,218,000 | 5,112 |
| Premises and equipment expense | $197,000 | 6,142 |
| Additional noninterest expense | $676,000 | 5,062 |
| Pre-tax net operating income | $158,000 | 6,203 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $158,000 | 5,902 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $158,000 | 5,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,307 |
| Cash dividends | $39,000 | 4,757 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $158,000 | 6,074 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,826,000 | 5,255 |
| Total interest expense | $1,192,000 | 5,148 |
| Net interest income | $1,634,000 | 5,219 |
| Provision for loan and lease losses | $12,000 | 6,231 |
| Total noninterest income | $72,000 | 7,101 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $23,000 | 6,769 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $49,000 | 6,161 |
| Total noninterest expense | $1,434,000 | 5,267 |
| Salaries and employee benefits | $827,000 | 5,114 |
| Premises and equipment expense | $131,000 | 6,187 |
| Additional noninterest expense | $476,000 | 4,894 |
| Pre-tax net operating income | $260,000 | 5,450 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $260,000 | 5,223 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $260,000 | 5,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 3,825 |
| Cash dividends | $39,000 | 4,530 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $260,000 | 5,150 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,412,000 | 5,364 |
| Total interest expense | $583,000 | 5,367 |
| Net interest income | $829,000 | 5,200 |
| Provision for loan and lease losses | $5,000 | 5,755 |
| Total noninterest income | $33,000 | 7,206 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $12,000 | 6,732 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $21,000 | 6,395 |
| Total noninterest expense | $745,000 | 5,159 |
| Salaries and employee benefits | $432,000 | 5,003 |
| Premises and equipment expense | $68,000 | 6,121 |
| Additional noninterest expense | $245,000 | 4,756 |
| Pre-tax net operating income | $112,000 | 5,875 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $112,000 | 5,680 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $112,000 | 5,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,097 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $112,000 | 5,577 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,441,000 | 4,981 |
| Total interest expense | $2,733,000 | 5,035 |
| Net interest income | $3,708,000 | 4,845 |
| Provision for loan and lease losses | $187,000 | 3,973 |
| Total noninterest income | $146,000 | 7,169 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $72,000 | 6,409 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $74,000 | 6,637 |
| Total noninterest expense | $2,830,000 | 5,185 |
| Salaries and employee benefits | $1,502,000 | 5,299 |
| Premises and equipment expense | $291,000 | 5,852 |
| Additional noninterest expense | $1,037,000 | 4,545 |
| Pre-tax net operating income | $837,000 | 5,092 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $837,000 | 4,685 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $837,000 | 4,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,621 |
| Cash dividends | $498,000 | 3,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $837,000 | 4,680 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,902,000 | 4,959 |
| Total interest expense | $2,076,000 | 5,010 |
| Net interest income | $2,826,000 | 4,819 |
| Provision for loan and lease losses | $151,000 | 3,458 |
| Total noninterest income | $99,000 | 7,332 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $58,000 | 6,367 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $41,000 | 7,030 |
| Total noninterest expense | $2,105,000 | 5,196 |
| Salaries and employee benefits | $1,109,000 | 5,328 |
| Premises and equipment expense | $222,000 | 5,815 |
| Additional noninterest expense | $774,000 | 4,477 |
| Pre-tax net operating income | $669,000 | 5,214 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $669,000 | 4,791 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $669,000 | 4,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $498,000 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $669,000 | 4,779 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,229,000 | 5,018 |
| Total interest expense | $1,359,000 | 5,073 |
| Net interest income | $1,870,000 | 4,873 |
| Provision for loan and lease losses | $4,000 | 6,049 |
| Total noninterest income | $69,000 | 7,314 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $43,000 | 6,285 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $26,000 | 7,121 |
| Total noninterest expense | $1,382,000 | 5,281 |
| Salaries and employee benefits | $747,000 | 5,345 |
| Premises and equipment expense | $149,000 | 5,826 |
| Additional noninterest expense | $486,000 | 4,665 |
| Pre-tax net operating income | $553,000 | 4,848 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $553,000 | 4,332 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $553,000 | 4,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $231,000 | 3,468 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $553,000 | 4,326 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,584,000 | 5,062 |
| Total interest expense | $674,000 | 5,074 |
| Net interest income | $910,000 | 4,960 |
| Provision for loan and lease losses | $-7,000 | 8,422 |
| Total noninterest income | $33,000 | 7,359 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $22,000 | 6,225 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $11,000 | 7,311 |
| Total noninterest expense | $694,000 | 5,283 |
| Salaries and employee benefits | $373,000 | 5,386 |
| Premises and equipment expense | $76,000 | 5,812 |
| Additional noninterest expense | $245,000 | 4,603 |
| Pre-tax net operating income | $256,000 | 4,996 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $256,000 | 4,501 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $256,000 | 4,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $256,000 | 4,488 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,732,000 | 5,164 |
| Total interest expense | $2,033,000 | 5,358 |
| Net interest income | $3,699,000 | 4,879 |
| Provision for loan and lease losses | $124,000 | 4,346 |
| Total noninterest income | $161,000 | 7,222 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $106,000 | 6,077 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $55,000 | 7,154 |
| Total noninterest expense | $2,589,000 | 5,372 |
| Salaries and employee benefits | $1,357,000 | 5,506 |
| Premises and equipment expense | $301,000 | 5,738 |
| Additional noninterest expense | $931,000 | 4,750 |
| Pre-tax net operating income | $1,147,000 | 4,881 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $517,000 | 3,108 |
| Income before extraordinary items | $630,000 | 5,715 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $630,000 | 5,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 3,479 |
| Cash dividends | $518,000 | 3,653 |
| Sale, conversion, retirement of capital stock, net | $-239,000 | 8,619 |
| Net operating income | $630,000 | 5,704 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,194,000 | 5,221 |
| Total interest expense | $1,428,000 | 5,472 |
| Net interest income | $2,766,000 | 4,929 |
| Provision for loan and lease losses | $124,000 | 3,788 |
| Total noninterest income | $111,000 | 7,381 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $79,000 | 6,163 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $32,000 | 7,453 |
| Total noninterest expense | $1,847,000 | 5,506 |
| Salaries and employee benefits | $942,000 | 5,733 |
| Premises and equipment expense | $225,000 | 5,773 |
| Additional noninterest expense | $680,000 | 4,812 |
| Pre-tax net operating income | $906,000 | 4,944 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $366,000 | 3,307 |
| Income before extraordinary items | $540,000 | 5,600 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $540,000 | 5,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 2,646 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $540,000 | 5,592 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,666,000 | 5,341 |
| Total interest expense | $881,000 | 5,566 |
| Net interest income | $1,785,000 | 5,055 |
| Provision for loan and lease losses | $95,000 | 3,398 |
| Total noninterest income | $82,000 | 7,294 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $58,000 | 6,028 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $24,000 | 7,365 |
| Total noninterest expense | $1,236,000 | 5,513 |
| Salaries and employee benefits | $629,000 | 5,751 |
| Premises and equipment expense | $151,000 | 5,755 |
| Additional noninterest expense | $456,000 | 4,775 |
| Pre-tax net operating income | $536,000 | 5,253 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $366,000 | 2,754 |
| Income before extraordinary items | $170,000 | 7,002 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $170,000 | 7,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 1,846 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $170,000 | 7,008 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,258,000 | 5,452 |
| Total interest expense | $415,000 | 5,593 |
| Net interest income | $843,000 | 5,251 |
| Provision for loan and lease losses | $124,000 | 1,710 |
| Total noninterest income | $51,000 | 6,914 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $29,000 | 5,974 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $22,000 | 6,566 |
| Total noninterest expense | $652,000 | 5,347 |
| Salaries and employee benefits | $327,000 | 5,669 |
| Premises and equipment expense | $75,000 | 5,803 |
| Additional noninterest expense | $250,000 | 4,475 |
| Pre-tax net operating income | $118,000 | 6,823 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $366,000 | 1,767 |
| Income before extraordinary items | $-248,000 | 8,609 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-248,000 | 8,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 1,351 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-248,000 | 8,601 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,855,000 | 5,930 |
| Total interest expense | $1,079,000 | 6,099 |
| Net interest income | $2,776,000 | 5,744 |
| Provision for loan and lease losses | $77,000 | 5,168 |
| Total noninterest income | $182,000 | 7,209 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $104,000 | 6,233 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $78,000 | 6,787 |
| Total noninterest expense | $2,711,000 | 5,104 |
| Salaries and employee benefits | $1,474,000 | 5,106 |
| Premises and equipment expense | $300,000 | 5,730 |
| Additional noninterest expense | $937,000 | 4,640 |
| Pre-tax net operating income | $170,000 | 7,780 |
| Securities gains (losses) | $-218,000 | 8,599 |
| Applicable income taxes | $-17,000 | 8,488 |
| Income before extraordinary items | $-31,000 | 8,315 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-31,000 | 8,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $288,000 | 1,784 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $-195,000 | 8,780 |
| Net operating income | $110,700 | 7,909 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,711,000 | 6,088 |
| Total interest expense | $717,000 | 6,296 |
| Net interest income | $1,994,000 | 5,895 |
| Provision for loan and lease losses | $34,000 | 5,724 |
| Total noninterest income | $123,000 | 7,389 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $77,000 | 6,297 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $46,000 | 7,164 |
| Total noninterest expense | $2,104,000 | 4,973 |
| Salaries and employee benefits | $1,101,000 | 5,092 |
| Premises and equipment expense | $223,000 | 5,763 |
| Additional noninterest expense | $780,000 | 4,256 |
| Pre-tax net operating income | $-21,000 | 8,359 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-21,000 | 8,377 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-21,000 | 8,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $-195,000 | 8,823 |
| Net operating income | $-21,000 | 8,352 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,723,000 | 6,167 |
| Total interest expense | $436,000 | 6,398 |
| Net interest income | $1,287,000 | 5,976 |
| Provision for loan and lease losses | $51,000 | 4,505 |
| Total noninterest income | $83,000 | 7,352 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $52,000 | 6,240 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $31,000 | 7,144 |
| Total noninterest expense | $1,426,000 | 4,900 |
| Salaries and employee benefits | $750,000 | 5,020 |
| Premises and equipment expense | $145,000 | 5,799 |
| Additional noninterest expense | $531,000 | 4,167 |
| Pre-tax net operating income | $-107,000 | 8,494 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-107,000 | 8,520 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-107,000 | 8,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $-195,000 | 8,844 |
| Net operating income | $-107,000 | 8,495 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $880,000 | 6,104 |
| Total interest expense | $222,000 | 6,271 |
| Net interest income | $658,000 | 5,929 |
| Provision for loan and lease losses | $26,000 | 4,356 |
| Total noninterest income | $47,000 | 7,174 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $26,000 | 6,203 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $21,000 | 6,763 |
| Total noninterest expense | $723,000 | 4,880 |
| Salaries and employee benefits | $395,000 | 4,882 |
| Premises and equipment expense | $73,000 | 5,831 |
| Additional noninterest expense | $255,000 | 4,301 |
| Pre-tax net operating income | $-44,000 | 8,564 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $418,000 | 1,565 |
| Income before extraordinary items | $-462,000 | 8,857 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-462,000 | 8,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 2,412 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $-184,000 | 8,916 |
| Net operating income | $-462,000 | 8,843 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,830,000 | 5,687 |
| Total interest expense | $986,000 | 5,701 |
| Net interest income | $2,844,000 | 5,585 |
| Provision for loan and lease losses | $14,000 | 6,903 |
| Total noninterest income | $727,000 | 4,300 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $122,000 | 6,146 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $605,000 | 2,977 |
| Total noninterest expense | $3,132,000 | 4,529 |
| Salaries and employee benefits | $1,729,000 | 4,464 |
| Premises and equipment expense | $337,000 | 5,342 |
| Additional noninterest expense | $1,066,000 | 4,126 |
| Pre-tax net operating income | $425,000 | 6,962 |
| Securities gains (losses) | $3,000 | 3,369 |
| Applicable income taxes | $150,000 | 5,101 |
| Income before extraordinary items | $278,000 | 7,321 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $278,000 | 7,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $293,000 | 2,025 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $-138,000 | 8,901 |
| Net operating income | $276,050 | 7,282 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,910,000 | 5,640 |
| Total interest expense | $775,000 | 5,533 |
| Net interest income | $2,135,000 | 5,577 |
| Provision for loan and lease losses | $35,000 | 5,873 |
| Total noninterest income | $720,000 | 3,663 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $95,000 | 6,138 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $625,000 | 2,444 |
| Total noninterest expense | $2,388,000 | 4,447 |
| Salaries and employee benefits | $1,332,000 | 4,341 |
| Premises and equipment expense | $262,000 | 5,190 |
| Additional noninterest expense | $794,000 | 4,115 |
| Pre-tax net operating income | $432,000 | 6,605 |
| Securities gains (losses) | $2,000 | 3,384 |
| Applicable income taxes | $166,000 | 4,712 |
| Income before extraordinary items | $268,000 | 7,103 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $268,000 | 7,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $292,000 | 1,466 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $-79,000 | 8,971 |
| Net operating income | $266,720 | 7,051 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,964,000 | 5,603 |
| Total interest expense | $548,000 | 5,391 |
| Net interest income | $1,416,000 | 5,587 |
| Provision for loan and lease losses | $20,000 | 5,844 |
| Total noninterest income | $510,000 | 3,527 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $69,000 | 5,999 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $441,000 | 2,374 |
| Total noninterest expense | $1,660,000 | 4,339 |
| Salaries and employee benefits | $963,000 | 4,099 |
| Premises and equipment expense | $172,000 | 5,274 |
| Additional noninterest expense | $525,000 | 4,158 |
| Pre-tax net operating income | $246,000 | 6,850 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $98,000 | 4,866 |
| Income before extraordinary items | $148,000 | 7,342 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $148,000 | 7,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,897 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $-79,000 | 9,039 |
| Net operating income | $148,000 | 7,279 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $988,000 | 5,611 |
| Total interest expense | $302,000 | 5,143 |
| Net interest income | $686,000 | 5,699 |
| Provision for loan and lease losses | $5,000 | 6,071 |
| Total noninterest income | $287,000 | 3,207 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $41,000 | 5,626 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $246,000 | 2,155 |
| Total noninterest expense | $861,000 | 4,239 |
| Salaries and employee benefits | $499,000 | 4,011 |
| Premises and equipment expense | $85,000 | 5,341 |
| Additional noninterest expense | $277,000 | 3,998 |
| Pre-tax net operating income | $107,000 | 7,030 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $48,000 | 4,889 |
| Income before extraordinary items | $59,000 | 7,597 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $59,000 | 7,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,590 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $59,000 | 7,525 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,964,000 | 4,919 |
| Total interest expense | $1,448,000 | 4,977 |
| Net interest income | $3,516,000 | 4,780 |
| Provision for loan and lease losses | $646,000 | 1,750 |
| Total noninterest income | $1,509,000 | 2,834 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $118,000 | 6,306 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,391,000 | 1,919 |
| Total noninterest expense | $3,658,000 | 3,963 |
| Salaries and employee benefits | $2,108,000 | 3,764 |
| Premises and equipment expense | $347,000 | 5,198 |
| Additional noninterest expense | $1,203,000 | 3,713 |
| Pre-tax net operating income | $721,000 | 5,935 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $242,000 | 4,631 |
| Income before extraordinary items | $479,000 | 6,435 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $479,000 | 6,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $886,000 | 1,017 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $1,626,000 | 362 |
| Net operating income | $479,000 | 6,274 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,704,000 | 5,000 |
| Total interest expense | $1,108,000 | 5,057 |
| Net interest income | $2,596,000 | 4,836 |
| Provision for loan and lease losses | $306,000 | 2,477 |
| Total noninterest income | $1,224,000 | 2,738 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $86,000 | 6,393 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,138,000 | 1,875 |
| Total noninterest expense | $2,696,000 | 4,007 |
| Salaries and employee benefits | $1,539,000 | 3,832 |
| Premises and equipment expense | $259,000 | 5,208 |
| Additional noninterest expense | $898,000 | 3,718 |
| Pre-tax net operating income | $818,000 | 5,066 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $294,000 | 3,949 |
| Income before extraordinary items | $524,000 | 5,722 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $524,000 | 5,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 2,351 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $748,000 | 339 |
| Net operating income | $524,000 | 5,547 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,630,000 | 4,816 |
| Total interest expense | $753,000 | 5,119 |
| Net interest income | $1,877,000 | 4,580 |
| Provision for loan and lease losses | $286,000 | 1,931 |
| Total noninterest income | $926,000 | 2,477 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $54,000 | 6,457 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $872,000 | 1,677 |
| Total noninterest expense | $1,801,000 | 4,000 |
| Salaries and employee benefits | $1,011,000 | 3,874 |
| Premises and equipment expense | $159,000 | 5,464 |
| Additional noninterest expense | $631,000 | 3,563 |
| Pre-tax net operating income | $716,000 | 4,365 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $258,000 | 3,496 |
| Income before extraordinary items | $458,000 | 5,032 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $458,000 | 5,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $420,000 | 955 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $748,000 | 232 |
| Net operating income | $458,000 | 4,828 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,102,000 | 5,437 |
| Total interest expense | $393,000 | 5,084 |
| Net interest income | $709,000 | 5,514 |
| Provision for loan and lease losses | $33,000 | 4,367 |
| Total noninterest income | $471,000 | 2,396 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $24,000 | 6,593 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $447,000 | 1,600 |
| Total noninterest expense | $882,000 | 4,054 |
| Salaries and employee benefits | $481,000 | 4,024 |
| Premises and equipment expense | $78,000 | 5,518 |
| Additional noninterest expense | $323,000 | 3,421 |
| Pre-tax net operating income | $265,000 | 5,122 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $95,000 | 4,029 |
| Income before extraordinary items | $170,000 | 5,721 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $170,000 | 5,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,155 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $170,000 | 5,523 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,852,000 | 5,283 |
| Total interest expense | $1,853,000 | 5,068 |
| Net interest income | $2,999,000 | 5,282 |
| Provision for loan and lease losses | $1,347,000 | 1,026 |
| Total noninterest income | $1,348,000 | 2,832 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $99,000 | 6,594 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,249,000 | 1,888 |
| Total noninterest expense | $3,259,000 | 4,180 |
| Salaries and employee benefits | $1,802,000 | 4,085 |
| Premises and equipment expense | $358,000 | 5,020 |
| Additional noninterest expense | $1,099,000 | 3,885 |
| Pre-tax net operating income | $-259,000 | 8,862 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-259,000 | 8,940 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-259,000 | 8,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $501,000 | 1,657 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $1,521,000 | 325 |
| Net operating income | $-259,000 | 8,885 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,107,000 | 5,543 |
| Total interest expense | $2,402,000 | 5,519 |
| Net interest income | $2,705,000 | 5,444 |
| Provision for loan and lease losses | $792,000 | 1,518 |
| Total noninterest income | $953,000 | 3,456 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $97,000 | 6,631 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $856,000 | 2,284 |
| Total noninterest expense | $2,973,000 | 4,357 |
| Salaries and employee benefits | $1,694,000 | 4,113 |
| Premises and equipment expense | $359,000 | 4,943 |
| Additional noninterest expense | $920,000 | 4,333 |
| Pre-tax net operating income | $-107,000 | 8,870 |
| Securities gains (losses) | $50,000 | 2,347 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-57,000 | 8,909 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-57,000 | 8,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $628,000 | 1,321 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-107,000 | 8,909 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,743,000 | 6,689 |
| Total interest expense | $1,784,000 | 6,618 |
| Net interest income | $1,959,000 | 6,620 |
| Provision for loan and lease losses | $248,000 | 3,268 |
| Total noninterest income | $309,000 | 6,225 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 6,811 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $221,000 | 4,561 |
| Total noninterest expense | $1,935,000 | 5,791 |
| Salaries and employee benefits | $1,052,000 | 5,725 |
| Premises and equipment expense | $280,000 | 5,651 |
| Additional noninterest expense | $603,000 | 5,770 |
| Pre-tax net operating income | $85,000 | 8,853 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-500,000 | 9,793 |
| Income before extraordinary items | $585,000 | 5,914 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $585,000 | 5,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,007 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $647,000 | 507 |
| Net operating income | $585,000 | 5,925 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,924,000 | 8,586 |
| Total interest expense | $787,000 | 8,713 |
| Net interest income | $1,140,000 | 8,319 |
| Provision for loan and lease losses | $324,000 | 2,500 |
| Total noninterest income | $241,000 | 7,040 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 8,049 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $200,000 | 4,940 |
| Total noninterest expense | $1,308,000 | 7,278 |
| Salaries and employee benefits | $720,000 | 7,137 |
| Premises and equipment expense | $218,000 | 6,530 |
| Additional noninterest expense | $370,000 | 7,541 |
| Pre-tax net operating income | $-251,000 | 9,675 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-251,000 | 9,724 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-251,000 | 9,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 3,925 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $1,065,000 | 498 |
| Net operating income | $-251,000 | 9,702 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $877,000 | 9,968 |
| Total interest expense | $442,000 | 9,817 |
| Net interest income | $435,000 | 10,031 |
| Provision for loan and lease losses | $92,000 | 5,281 |
| Total noninterest income | $44,000 | 9,925 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $15,000 | 8,798 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 9,064 |
| Total noninterest expense | $1,093,000 | 7,844 |
| Salaries and employee benefits | $532,000 | 8,156 |
| Premises and equipment expense | $228,000 | 6,289 |
| Additional noninterest expense | $333,000 | 7,812 |
| Pre-tax net operating income | $-706,000 | 10,268 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-706,000 | 10,304 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-706,000 | 10,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,603 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-706,000 | 10,281 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $52,000 | 10,902 |
| Total interest expense | $11,000 | 10,869 |
| Net interest income | $41,000 | 10,897 |
| Provision for loan and lease losses | $10,000 | 8,395 |
| Total noninterest income | $1,000 | 10,868 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 10,828 |
| Total noninterest expense | $434,000 | 10,379 |
| Salaries and employee benefits | $207,000 | 10,503 |
| Premises and equipment expense | $52,000 | 10,154 |
| Additional noninterest expense | $175,000 | 9,721 |
| Pre-tax net operating income | $-402,000 | 10,700 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-402,000 | 10,726 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-402,000 | 10,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $3,291,000 | 293 |
| Net operating income | $-402,000 | 10,706 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.