Home > New York Banks > Albany Banks > Ballston Spa National Bank Albany > Ballston Spa National Bank, GUILDERLAND BRANCH
Ballston Spa National Bank, GUILDERLAND BRANCH
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| Name: | Ballston Spa National Bank |
| Concentration: | Commercial Lending Specialization |
| Established: | 01/01/1838 |
| FDIC Insurance: | 01/01/1934 |
| Holden By: | BALLSTON SPA BCORP INC |
| Charter Class: | Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) |
| # of Branches: | 13, view all, view on map |
| Website: | https://ww.bsnb.com |
| Total Assets: | $858,420,000 |
| Total Deposits: | $703,418,000 |
| Total Equity Capital: | $67,399,000 |
| Total Domestic Office Deposits: | $703,418,000 |
| Net Income: | $2,402,000 |
| Quarterly Net Income: | $1,203,000 |
| Return on Assets: | 1% |
| Quarterly Return on Assets: | 1% |
| Return on Equity: | 7% |
| Quarterly Return on Equity: | 7% |
| More... | |
Client Review
1 client review of Ballston Spa National Bank scored 1 out of 5.
Awful Bank, Avoid at ALL Cost
Overall Rating
Interest Rate and Cost
Office Environment & Staff
Waiting Time
Other Services
by LizHuts, Oct. 14, 2011
Don't bother with this bank, they're too small to be included in the new government regulations around fees, so they will hit you hard for any little over draft. I finally dropped them when i wracked up 130$ in overdraft fees for a 10$ transaction that was billed to the wrong bank account.
* this reviewer has be with this bank for 3 - 10 years
* this reviewer had 1 - 2 banks before.
* this review was made on Ballston Spa National Bank, Greenfield Center Branch at Greenfield Center, NY
Was this review helpful to you? Yes, No Report Abuse
Overall Rating Interest Rate and Cost Office Environment & Staff Waiting Time Other Servicesby LizHuts, Oct. 14, 2011
Don't bother with this bank, they're too small to be included in the new government regulations around fees, so they will hit you hard for any little over draft. I finally dropped them when i wracked up 130$ in overdraft fees for a 10$ transaction that was billed to the wrong bank account.
* this reviewer has be with this bank for 3 - 10 years
* this reviewer had 1 - 2 banks before.
* this review was made on Ballston Spa National Bank, Greenfield Center Branch at Greenfield Center, NY
Was this review helpful to you? Yes, No Report Abuse
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