| 2023-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1112% | 848 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0593% | 353 |
| Percentage Net Loans Charged-off:Construction & development | 0.0048% | 215 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1062% | 247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0042% | 679 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0010% | 245 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0049% | 617 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2002% | 920 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7460% | 884 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2781% | 352 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6337% | 886 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1247% | 653 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0702% | 244 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1278% | 177 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0078% | 505 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0014% | 203 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0092% | 443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2235% | 677 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9614% | 619 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0868% | 214 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7417% | 729 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1157% | 619 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1060% | 146 |
| Percentage Net Loans Charged-off:Construction & development | 0.0003% | 126 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1931% | 115 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0125% | 365 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0021% | 159 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0146% | 320 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0587% | 916 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1858% | 501 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0797% | 211 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0274% | 572 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1849% | 391 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2082% | 75 |
| Percentage Net Loans Charged-off:Construction & development | 0.0005% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3883% | 59 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0029% | 345 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0043% | 94 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0026% | 313 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0811% | 578 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4803% | 982 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9091% | 279 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4184% | 982 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0453% | 1,233 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0055% | 837 |
| Percentage Net Loans Charged-off:Construction & development | -0.0014% | 4,251 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0001% | 504 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0331% | 382 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0399% | 343 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1672% | 696 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5203% | 977 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2331% | 158 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4321% | 1,054 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0601% | 884 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 3,169 |
| Percentage Net Loans Charged-off:Construction & development | -0.0042% | 4,355 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0005% | 370 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0040% | 3,581 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0048% | 3,685 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2561% | 445 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6292% | 778 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2308% | 148 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5466% | 790 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0736% | 724 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0007% | 676 |
| Percentage Net Loans Charged-off:Construction & development | -0.0041% | 3,975 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0031% | 269 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3253% | 316 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4639% | 925 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5033% | 205 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4096% | 946 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1707% | 349 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0006% | 517 |
| Percentage Net Loans Charged-off:Construction & development | 0.0035% | 58 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 4,027 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0017% | 377 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0020% | 342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7655% | 150 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9570% | 522 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5152% | 184 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9275% | 484 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0316% | 1,607 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0092% | 1,068 |
| Percentage Net Loans Charged-off:Construction & development | 0.0059% | 207 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0038% | 699 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0279% | 570 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0131% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0308% | 548 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0563% | 1,116 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7823% | 548 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0140% | 304 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7696% | 499 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0279% | 1,493 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0112% | 924 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0055% | 585 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0381% | 458 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0161% | 183 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0424% | 431 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0506% | 960 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4990% | 762 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6845% | 846 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5628% | 610 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0622% | 995 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0147% | 794 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0085% | 481 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0465% | 395 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0551% | 362 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1619% | 570 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6177% | 613 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6856% | 839 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6879% | 484 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0175% | 1,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0062% | 669 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0321% | 4,572 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0952% | 221 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1127% | 200 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0286% | 705 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3468% | 956 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3396% | 804 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3837% | 816 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0611% | 1,903 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0343% | 1,165 |
| Percentage Net Loans Charged-off:Construction & development | 0.0051% | 327 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0268% | 826 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0815% | 593 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0139% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0959% | 495 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0915% | 1,489 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7393% | 851 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5948% | 483 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7454% | 769 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0605% | 1,737 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0261% | 1,090 |
| Percentage Net Loans Charged-off:Construction & development | 0.0009% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 4,260 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1073% | 418 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0714% | 220 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1152% | 388 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0962% | 1,260 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9501% | 642 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4211% | 473 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9700% | 558 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0203% | 2,319 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0033% | 1,396 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 4,241 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0127% | 971 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0157% | 878 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0541% | 1,274 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0515% | 2,465 |
| Percentage Net Loans Charged-off: Credit card loans | -1.2014% | 897 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0859% | 2,205 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0395% | 1,644 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0077% | 951 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 4,330 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0312% | 632 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0396% | 543 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1594% | 750 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0175% | 2,268 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0176% | 2,180 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1042% | 1,687 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0171% | 1,673 |
| Percentage Net Loans Charged-off:Construction & development | 0.0009% | 396 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0082% | 1,008 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0528% | 994 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1661% | 196 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0210% | 1,340 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4311% | 973 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0993% | 2,905 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 608 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0994% | 2,784 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1276% | 1,239 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0065% | 1,699 |
| Percentage Net Loans Charged-off:Construction & development | 0.0012% | 299 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0024% | 854 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0202% | 1,217 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0109% | 380 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0229% | 1,110 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5766% | 670 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0514% | 2,942 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 568 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0514% | 2,825 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1957% | 848 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0105% | 1,368 |
| Percentage Net Loans Charged-off:Construction & development | 0.0018% | 228 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0037% | 676 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0327% | 917 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0165% | 303 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0373% | 809 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8860% | 447 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0396% | 2,709 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0396% | 2,593 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0090% | 2,374 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0062% | 1,115 |
| Percentage Net Loans Charged-off:Construction & development | 0.0038% | 147 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0075% | 411 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0044% | 956 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0336% | 184 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0037% | 4,161 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0182% | 1,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1990% | 1,886 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1990% | 1,781 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0052% | 4,360 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 4,187 |
| Percentage Net Loans Charged-off:Construction & development | -0.1627% | 4,712 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0031% | 4,434 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1247% | 642 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0098% | 548 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1590% | 525 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0101% | 4,019 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2635% | 2,214 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2635% | 2,105 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0065% | 4,284 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0068% | 4,211 |
| Percentage Net Loans Charged-off:Construction & development | -0.2234% | 4,797 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0044% | 4,524 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1779% | 424 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0135% | 444 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2288% | 327 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0125% | 4,022 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2865% | 1,955 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2865% | 1,834 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0076% | 4,219 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0129% | 4,438 |
| Percentage Net Loans Charged-off:Construction & development | -0.3430% | 4,889 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2564% | 274 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0204% | 361 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3327% | 205 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0100% | 3,959 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4401% | 1,451 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4401% | 1,341 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.1506% | 5,316 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2094% | 5,401 |
| Percentage Net Loans Charged-off:Construction & development | -0.9511% | 5,023 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0042% | 1,087 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0483% | 230 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0115% | 4,569 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0079% | 3,934 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5156% | 1,303 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5156% | 1,195 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4080% | 616 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1208% | 857 |
| Percentage Net Loans Charged-off:Construction & development | 0.0009% | 516 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1872% | 524 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0968% | 1,099 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1435% | 346 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0746% | 1,236 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2872% | 515 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4046% | 1,989 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4046% | 1,855 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1270% | 1,515 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1503% | 593 |
| Percentage Net Loans Charged-off:Construction & development | 0.0012% | 418 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2539% | 330 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0676% | 1,204 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1969% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0058% | 1,887 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0993% | 1,512 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5133% | 1,560 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5133% | 1,412 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1524% | 1,240 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2166% | 409 |
| Percentage Net Loans Charged-off:Construction & development | 0.0019% | 332 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4037% | 211 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0090% | 1,695 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0092% | 3,783 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0179% | 1,494 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0213% | 1,598 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7236% | 1,126 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7236% | 1,006 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1605% | 1,011 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2311% | 328 |
| Percentage Net Loans Charged-off:Construction & development | 0.0080% | 210 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4155% | 140 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0278% | 1,118 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0093% | 3,878 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0464% | 931 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0357% | 4,422 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4422% | 550 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4422% | 478 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0379% | 3,267 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0524% | 5,339 |
| Percentage Net Loans Charged-off:Construction & development | 0.4708% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2641% | 5,631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0181% | 2,409 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0345% | 4,048 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0417% | 1,924 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3147% | 1,288 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4249% | 5,590 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4249% | 5,551 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0247% | 5,085 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0703% | 2,310 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0230% | 2,021 |
| Percentage Net Loans Charged-off:Construction & development | 0.6181% | 168 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1990% | 5,633 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0714% | 1,439 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1030% | 481 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0576% | 1,515 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2385% | 1,176 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5171% | 5,638 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5171% | 5,601 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0190% | 5,096 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1739% | 1,301 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1293% | 860 |
| Percentage Net Loans Charged-off:Construction & development | -0.0136% | 4,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2398% | 396 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0069% | 2,020 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1682% | 348 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0609% | 5,495 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3733% | 864 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7875% | 5,746 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7875% | 5,703 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0174% | 5,120 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3586% | 621 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2483% | 438 |
| Percentage Net Loans Charged-off:Construction & development | -0.0238% | 4,883 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3346% | 244 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3338% | 434 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4758% | 164 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2743% | 483 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8217% | 441 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.6151% | 5,884 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.6151% | 5,841 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0126% | 5,132 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0868% | 2,585 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0323% | 2,566 |
| Percentage Net Loans Charged-off:Construction & development | 0.0798% | 614 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0115% | 1,542 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0650% | 2,150 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1891% | 527 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0129% | 2,736 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2837% | 1,341 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1144% | 5,468 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1144% | 5,406 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3676% | 5,506 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0181% | 5,171 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0201% | 2,564 |
| Percentage Net Loans Charged-off:Construction & development | -0.0553% | 5,003 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0165% | 1,266 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1335% | 1,348 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2270% | 435 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0946% | 1,608 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0488% | 4,810 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0584% | 5,234 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0584% | 5,165 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4963% | 5,586 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0375% | 5,422 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0167% | 2,409 |
| Percentage Net Loans Charged-off:Construction & development | -0.0808% | 5,125 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0333% | 1,004 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0787% | 1,693 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4069% | 307 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0421% | 5,681 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0702% | 4,968 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0914% | 5,250 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0914% | 5,193 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7421% | 5,652 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0302% | 5,256 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0045% | 4,809 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0377% | 5,641 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0961% | 4,471 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0234% | 5,509 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0842% | 942 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.3594% | 5,715 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0205% | 4,436 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0444% | 3,082 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3885% | 877 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1047% | 4,590 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4780% | 705 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0032% | 4,599 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0860% | 5,626 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0860% | 5,557 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1124% | 5,621 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0219% | 4,078 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0485% | 2,725 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4302% | 761 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1272% | 4,656 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5244% | 583 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0035% | 4,528 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1164% | 5,650 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1163% | 5,583 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1249% | 5,693 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0415% | 3,402 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0763% | 2,245 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7102% | 457 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1262% | 4,669 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8446% | 378 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0053% | 4,517 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1740% | 5,740 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1740% | 5,680 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0098% | 5,421 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0950% | 2,213 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1545% | 1,374 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4702% | 177 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0845% | 4,643 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7240% | 154 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0086% | 1,312 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0651% | 5,327 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0651% | 5,258 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1218% | 3,595 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1185% | 2,999 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3300% | 6,502 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6762% | 215 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3907% | 114 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0673% | 4,774 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7867% | 98 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1189% | 2,480 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1905% | 6,152 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1905% | 6,095 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2560% | 858 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1116% | 3,426 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0749% | 3,162 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4509% | 6,602 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1260% | 156 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3932% | 124 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0606% | 4,791 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7867% | 99 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1675% | 2,042 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2854% | 6,223 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2854% | 6,170 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3486% | 716 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2806% | 2,080 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2631% | 1,797 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2212% | 6,579 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.0967% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3328% | 169 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0448% | 4,743 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7308% | 135 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2756% | 1,563 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4487% | 6,342 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4487% | 6,279 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7151% | 474 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8471% | 712 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8824% | 599 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.9650% | 53 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.5549% | 49 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0891% | 4,821 |
| All other 1-4 family - Percent of loans charged-off, net | 6.5247% | 42 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7000% | 813 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4690% | 6,320 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4690% | 6,264 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5538% | 290 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8438% | 1,368 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0842% | 900 |
| Percentage Net Loans Charged-off:Construction & development | 0.2048% | 2,082 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6482% | 515 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1866% | 3,090 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3972% | 468 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0388% | 6,646 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3697% | 2,338 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1771% | 3,553 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1771% | 3,384 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0746% | 6,064 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0208% | 1,423 |
| 2012-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.0915% | 940 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3804% | 617 |
| Percentage Net Loans Charged-off:Construction & development | 0.2790% | 1,856 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1240% | 341 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0484% | 6,749 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0555% | 5,063 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0471% | 6,715 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5015% | 1,862 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3707% | 2,526 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3704% | 2,363 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0096% | 1,447 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0317% | 1,411 |
| 2012-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.0949% | 994 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2288% | 783 |
| Percentage Net Loans Charged-off:Construction & development | 0.4267% | 1,557 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8292% | 438 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0732% | 6,825 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0826% | 5,098 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0714% | 6,793 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8858% | 1,331 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2067% | 2,943 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2067% | 2,760 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0710% | 1,055 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0499% | 1,383 |
| 2012-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8441% | 1,214 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6421% | 1,344 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0156% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1292% | 6,923 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0825% | 5,118 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1379% | 6,910 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4800% | 790 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2802% | 2,296 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2802% | 2,121 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3514% | 563 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.2501% | 1,332 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3257% | 1,185 |
| Percentage Net Loans Charged-off:Construction & development | 2.3550% | 1,592 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3436% | 929 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5440% | 2,113 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6071% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3600% | 2,575 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8101% | 2,226 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3100% | 3,490 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3035% | 3,261 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1604% | 307 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.3248% | 69 |
| 2011-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.4351% | 1,026 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4955% | 918 |
| Percentage Net Loans Charged-off:Construction & development | 1.9800% | 1,527 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7693% | 587 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4381% | 2,206 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5116% | 1,904 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0571% | 1,699 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5376% | 2,441 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5224% | 2,197 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1295% | 286 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.0625% | 52 |
| 2011-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.8319% | 752 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7884% | 745 |
| Percentage Net Loans Charged-off:Construction & development | 0.9445% | 1,701 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6074% | 376 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6768% | 1,592 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7914% | 1,347 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6434% | 1,181 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0851% | 6,335 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0814% | 6,323 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.5151% | 209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.3758% | 39 |
| 2011-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.3116% | 1,052 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0635% | 1,145 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4773% | 585 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2054% | 455 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5813% | 370 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3561% | 1,071 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1651% | 6,388 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1547% | 6,408 |
| Percentage Net Loans Charged-off: All other loans and lease | 6.6219% | 163 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 8.3959% | 22 |
| 2010-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7510% | 2,763 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7505% | 2,336 |
| Percentage Net Loans Charged-off:Construction & development | 0.5112% | 2,834 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9117% | 1,383 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3524% | 1,040 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1429% | 788 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3924% | 1,010 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8796% | 2,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0334% | 5,268 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0817% | 1,530 |
| 2010-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.9284% | 2,139 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8380% | 1,989 |
| Percentage Net Loans Charged-off:Construction & development | 0.3902% | 2,661 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2341% | 951 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0973% | 1,146 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4800% | 602 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0229% | 1,214 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3553% | 1,882 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,046 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.0146% | 1,838 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2963% | 1,284 |
| Percentage Net Loans Charged-off:Construction & development | 0.3607% | 2,351 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3071% | 465 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7114% | 1,520 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2450% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4166% | 1,994 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3432% | 2,910 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,626 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7471% | 2,013 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8014% | 1,585 |
| Percentage Net Loans Charged-off:Construction & development | 0.6688% | 1,618 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8803% | 825 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4126% | 774 |
| Percentage Net Loans Charged-off: Home equity loans | 4.5167% | 176 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8252% | 1,113 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7054% | 1,785 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5335% | 3,648 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3928% | 3,265 |
| Percentage Net Loans Charged-off:Construction & development | 0.3300% | 3,081 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1561% | 2,611 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6187% | 826 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9333% | 687 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0119% | 2,839 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8296% | 1,485 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5921% | 2,903 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4427% | 2,606 |
| Percentage Net Loans Charged-off:Construction & development | 0.3452% | 2,651 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0768% | 2,421 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1677% | 480 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5902% | 395 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1523% | 2,186 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6034% | 3,401 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6557% | 2,395 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3772% | 2,448 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0588% | 1,980 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7636% | 347 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 3.2931% | 275 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6432% | 1,496 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0103% | 2,295 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.2881% | 1,091 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7518% | 1,261 |
| Percentage Net Loans Charged-off:Construction & development | 0.3788% | 1,540 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.3514% | 164 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 5.1526% | 139 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2045% | 685 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1933% | 4,255 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2510% | 2,575 |
| Percentage Net Loans Charged-off:Construction & development | 0.5922% | 1,912 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,903 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2700% | 2,756 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3458% | 1,528 |
| Percentage Net Loans Charged-off:Construction & development | 0.8186% | 1,191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,434 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0000% | 5,998 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,890 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0000% | 5,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0006% | 6,583 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0030% | 3,930 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0010% | 6,039 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0045% | 3,258 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,220 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0016% | 5,457 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0081% | 2,686 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0039% | 4,370 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0200% | 1,788 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0000% | 6,377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0000% | 5,858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0000% | 5,361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0000% | 4,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
