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AuburnBank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$34,435,0001,253
Total interest expense$8,046,0001,491
Net interest income$26,389,0001,151
Provision for loan and lease losses$135,0002,257
Total noninterest income$3,257,0001,554
Gross Fiduciary activities income$0981
Service charges on deposit accounts$603,0001,464
Trading account gains and feesNANA
Additional Noninterest Income$2,654,0001,372
Total noninterest expense$22,366,0001,102
Salaries and employee benefits$12,101,0001,149
Premises and equipment expense$2,953,000882
Additional noninterest expense$2,654,0001,372
Pre-tax net operating income$7,145,0001,512
Securities gains (losses)$-6,295,0004,500
Applicable income taxes$-747,0004,533
Income before extraordinary items$1,597,0003,008
Extraordinary gains, net$054
Net income$1,597,0003,041
Minority interest net income$088
Net income of bank and minority interests.$1,597,0003,010
Net charge-offs$46,0001,843
Cash dividends$3,776,000998
Sale, conversion, retirement of capital stock, net$0540
Net operating income$7,892,0001,249
2023-09-30 (YTD Data)Rank
Total interest income$25,313,0001,251
Total interest expense$5,003,0001,585
Net interest income$20,310,0001,136
Provision for loan and lease losses$-191,0004,430
Total noninterest income$2,409,0001,567
Gross Fiduciary activities income$0950
Service charges on deposit accounts$456,0001,452
Trading account gains and feesNANA
Additional Noninterest Income$1,953,0001,377
Total noninterest expense$16,620,0001,105
Salaries and employee benefits$8,809,0001,185
Premises and equipment expense$2,341,000833
Additional noninterest expense$1,953,0001,377
Pre-tax net operating income$6,290,0001,393
Securities gains (losses)$0849
Applicable income taxes$760,0001,468
Income before extraordinary items$5,530,0001,326
Extraordinary gains, net$052
Net income$5,530,0001,336
Minority interest net income$081
Net income of bank and minority interests.$5,530,0001,326
Net charge-offs$-127,0004,408
Cash dividends$2,833,000925
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,530,0001,349
2023-06-30 (YTD Data)Rank
Total interest income$16,654,0001,238
Total interest expense$2,631,0001,701
Net interest income$14,023,0001,119
Provision for loan and lease losses$-296,0004,518
Total noninterest income$1,557,0001,521
Gross Fiduciary activities income$0931
Service charges on deposit accounts$308,0001,433
Trading account gains and feesNANA
Additional Noninterest Income$1,249,0001,333
Total noninterest expense$11,307,0001,080
Salaries and employee benefits$5,965,0001,156
Premises and equipment expense$1,586,000809
Additional noninterest expense$1,249,0001,332
Pre-tax net operating income$4,569,0001,287
Securities gains (losses)$0938
Applicable income taxes$571,0001,397
Income before extraordinary items$3,998,0001,250
Extraordinary gains, net$051
Net income$3,998,0001,261
Minority interest net income$081
Net income of bank and minority interests.$3,998,0001,250
Net charge-offs$-141,0004,499
Cash dividends$1,890,000934
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,998,0001,264
2023-03-31 (YTD Data)Rank
Total interest income$8,244,0001,229
Total interest expense$1,127,0001,700
Net interest income$7,117,0001,102
Provision for loan and lease losses$66,0001,531
Total noninterest income$783,0001,512
Gross Fiduciary activities income$0913
Service charges on deposit accounts$154,0001,450
Trading account gains and feesNANA
Additional Noninterest Income$629,0001,318
Total noninterest expense$5,562,0001,119
Salaries and employee benefits$2,927,0001,201
Premises and equipment expense$799,000837
Additional noninterest expense$629,0001,318
Pre-tax net operating income$2,272,0001,325
Securities gains (losses)$0950
Applicable income taxes$272,0001,468
Income before extraordinary items$2,000,0001,281
Extraordinary gains, net$04
Net income$2,000,0001,280
Minority interest net income$048
Net income of bank and minority interests.$2,000,0001,281
Net charge-offs$3,0001,707
Cash dividends$945,000866
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,000,0001,303
2022-12-31 (YTD Data)Rank
Total interest income$29,592,0001,165
Total interest expense$2,379,0001,413
Net interest income$27,213,0001,123
Provision for loan and lease losses$1,000,000814
Total noninterest income$6,650,000992
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$598,0001,506
Trading account gains and feesNANA
Additional Noninterest Income$6,052,000776
Total noninterest expense$19,777,0001,196
Salaries and employee benefits$10,738,0001,257
Premises and equipment expense$2,740,000935
Additional noninterest expense$6,052,000776
Pre-tax net operating income$13,086,0001,053
Securities gains (losses)$12,000413
Applicable income taxes$2,551,000922
Income before extraordinary items$10,547,0001,065
Extraordinary gains, net$05
Net income$10,547,0001,064
Minority interest net income$063
Net income of bank and minority interests.$10,547,0001,065
Net charge-offs$174,000985
Cash dividends$3,719,000984
Sale, conversion, retirement of capital stock, net$0568
Net operating income$10,537,2801,089
2022-09-30 (YTD Data)Rank
Total interest income$21,402,0001,153
Total interest expense$1,676,0001,191
Net interest income$19,726,0001,133
Provision for loan and lease losses$02,835
Total noninterest income$2,630,0001,507
Gross Fiduciary activities income$0968
Service charges on deposit accounts$446,0001,524
Trading account gains and feesNANA
Additional Noninterest Income$2,184,0001,312
Total noninterest expense$15,374,0001,163
Salaries and employee benefits$8,901,0001,150
Premises and equipment expense$1,955,000967
Additional noninterest expense$2,184,0001,312
Pre-tax net operating income$6,982,0001,326
Securities gains (losses)$44,000256
Applicable income taxes$1,061,0001,304
Income before extraordinary items$5,965,0001,296
Extraordinary gains, net$04
Net income$5,965,0001,295
Minority interest net income$057
Net income of bank and minority interests.$5,965,0001,296
Net charge-offs$-27,0003,901
Cash dividends$2,791,000893
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,927,6001,326
2022-06-30 (YTD Data)Rank
Total interest income$13,609,0001,150
Total interest expense$1,147,0001,004
Net interest income$12,462,0001,152
Provision for loan and lease losses$-250,0004,540
Total noninterest income$1,863,0001,438
Gross Fiduciary activities income$0925
Service charges on deposit accounts$288,0001,539
Trading account gains and feesNANA
Additional Noninterest Income$1,575,0001,275
Total noninterest expense$10,015,0001,173
Salaries and employee benefits$5,926,0001,141
Premises and equipment expense$1,161,0001,057
Additional noninterest expense$2,928,0001,178
Pre-tax net operating income$4,560,0001,280
Securities gains (losses)$0687
Applicable income taxes$623,0001,325
Income before extraordinary items$3,937,0001,248
Extraordinary gains, net$04
Net income$3,937,0001,248
Minority interest net income$060
Net income of bank and minority interests.$3,937,0001,248
Net charge-offs$-27,0003,978
Cash dividends$1,862,000889
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,937,0001,270
2022-03-31 (YTD Data)Rank
Total interest income$6,672,0001,139
Total interest expense$589,000946
Net interest income$6,083,0001,146
Provision for loan and lease losses$-250,0004,576
Total noninterest income$835,0001,544
Gross Fiduciary activities income$0892
Service charges on deposit accounts$142,0001,546
Trading account gains and feesNANA
Additional Noninterest Income$693,0001,381
Total noninterest expense$4,815,0001,204
Salaries and employee benefits$2,951,0001,152
Premises and equipment expense$393,0001,497
Additional noninterest expense$1,471,0001,158
Pre-tax net operating income$2,353,0001,208
Securities gains (losses)$0623
Applicable income taxes$256,0001,432
Income before extraordinary items$2,097,0001,161
Extraordinary gains, net$04
Net income$2,097,0001,161
Minority interest net income$050
Net income of bank and minority interests.$2,097,0001,161
Net charge-offs$31,000827
Cash dividends$932,000816
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,097,0001,171
2021-12-31 (YTD Data)Rank
Total interest income$26,552,0001,172
Total interest expense$2,517,0001,073
Net interest income$24,035,0001,165
Provision for loan and lease losses$-600,0004,463
Total noninterest income$4,023,0001,514
Gross Fiduciary activities income$0994
Service charges on deposit accounts$566,0001,473
Trading account gains and feesNANA
Additional Noninterest Income$3,457,0001,369
Total noninterest expense$19,704,0001,177
Salaries and employee benefits$11,710,0001,147
Premises and equipment expense$2,191,0001,123
Additional noninterest expense$5,803,0001,165
Pre-tax net operating income$8,954,0001,376
Securities gains (losses)$15,0001,611
Applicable income taxes$1,324,0001,415
Income before extraordinary items$7,645,0001,389
Extraordinary gains, net$010
Net income$7,645,0001,389
Minority interest net income$074
Net income of bank and minority interests.$7,645,0001,389
Net charge-offs$79,0001,441
Cash dividends$3,682,0001,011
Sale, conversion, retirement of capital stock, net$0582
Net operating income$7,632,2501,367
2021-09-30 (YTD Data)Rank
Total interest income$19,895,0001,191
Total interest expense$1,912,0001,119
Net interest income$17,983,0001,192
Provision for loan and lease losses$-600,0004,568
Total noninterest income$3,081,0001,531
Gross Fiduciary activities income$0957
Service charges on deposit accounts$419,0001,475
Trading account gains and feesNANA
Additional Noninterest Income$2,662,0001,401
Total noninterest expense$14,674,0001,191
Salaries and employee benefits$8,641,0001,165
Premises and equipment expense$1,826,0001,021
Additional noninterest expense$4,207,0001,195
Pre-tax net operating income$6,990,0001,390
Securities gains (losses)$15,0001,526
Applicable income taxes$1,231,0001,301
Income before extraordinary items$5,774,0001,456
Extraordinary gains, net$08
Net income$5,774,0001,455
Minority interest net income$069
Net income of bank and minority interests.$5,774,0001,456
Net charge-offs$-101,0004,468
Cash dividends$2,767,000919
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,761,7001,432
2021-06-30 (YTD Data)Rank
Total interest income$13,212,0001,195
Total interest expense$1,288,0001,165
Net interest income$11,924,0001,192
Provision for loan and lease losses$-600,0004,631
Total noninterest income$2,233,0001,436
Gross Fiduciary activities income$0951
Service charges on deposit accounts$270,0001,464
Trading account gains and feesNANA
Additional Noninterest Income$1,963,0001,310
Total noninterest expense$9,844,0001,174
Salaries and employee benefits$5,748,0001,166
Premises and equipment expense$1,229,0001,016
Additional noninterest expense$2,867,0001,167
Pre-tax net operating income$4,913,0001,332
Securities gains (losses)$01,818
Applicable income taxes$875,0001,253
Income before extraordinary items$4,038,0001,388
Extraordinary gains, net$06
Net income$4,038,0001,388
Minority interest net income$067
Net income of bank and minority interests.$4,038,0001,388
Net charge-offs$-89,0004,558
Cash dividends$1,849,000920
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,038,0001,358
2021-03-31 (YTD Data)Rank
Total interest income$6,615,0001,200
Total interest expense$671,0001,179
Net interest income$5,944,0001,191
Provision for loan and lease losses$02,741
Total noninterest income$1,146,0001,406
Gross Fiduciary activities income$0922
Service charges on deposit accounts$132,0001,476
Trading account gains and feesNANA
Additional Noninterest Income$1,014,0001,264
Total noninterest expense$4,826,0001,164
Salaries and employee benefits$2,851,0001,162
Premises and equipment expense$616,0001,015
Additional noninterest expense$1,359,0001,204
Pre-tax net operating income$2,264,0001,393
Securities gains (losses)$01,392
Applicable income taxes$394,0001,323
Income before extraordinary items$1,870,0001,463
Extraordinary gains, net$03
Net income$1,870,0001,463
Minority interest net income$055
Net income of bank and minority interests.$1,870,0001,463
Net charge-offs$-64,0004,669
Cash dividends$927,000803
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,870,0001,426
2020-12-31 (YTD Data)Rank
Total interest income$28,256,0001,120
Total interest expense$3,855,0001,204
Net interest income$24,401,0001,096
Provision for loan and lease losses$1,100,0001,505
Total noninterest income$5,125,0001,252
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$585,0001,447
Trading account gains and feesNANA
Additional Noninterest Income$4,540,0001,095
Total noninterest expense$20,078,0001,117
Salaries and employee benefits$11,316,0001,126
Premises and equipment expense$3,226,000799
Additional noninterest expense$5,536,0001,166
Pre-tax net operating income$8,348,0001,218
Securities gains (losses)$103,0001,369
Applicable income taxes$1,495,0001,141
Income before extraordinary items$6,956,0001,266
Extraordinary gains, net$04
Net income$6,956,0001,267
Minority interest net income$072
Net income of bank and minority interests.$6,956,0001,267
Net charge-offs$-132,0004,803
Cash dividends$3,638,000969
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,871,5401,241
2020-09-30 (YTD Data)Rank
Total interest income$21,204,0001,116
Total interest expense$3,011,0001,232
Net interest income$18,193,0001,088
Provision for loan and lease losses$1,100,0001,279
Total noninterest income$3,762,0001,235
Gross Fiduciary activities income$0981
Service charges on deposit accounts$437,0001,450
Trading account gains and feesNANA
Additional Noninterest Income$3,325,0001,076
Total noninterest expense$14,891,0001,111
Salaries and employee benefits$8,230,0001,149
Premises and equipment expense$2,508,000759
Additional noninterest expense$4,153,0001,152
Pre-tax net operating income$5,964,0001,216
Securities gains (losses)$103,0001,202
Applicable income taxes$1,068,0001,141
Income before extraordinary items$4,999,0001,274
Extraordinary gains, net$04
Net income$4,999,0001,274
Minority interest net income$065
Net income of bank and minority interests.$4,999,0001,274
Net charge-offs$-89,0004,791
Cash dividends$2,728,000865
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,914,5401,253
2020-06-30 (YTD Data)Rank
Total interest income$14,338,0001,113
Total interest expense$2,025,0001,304
Net interest income$12,313,0001,073
Provision for loan and lease losses$850,0001,190
Total noninterest income$2,423,0001,195
Gross Fiduciary activities income$0970
Service charges on deposit accounts$298,0001,433
Trading account gains and feesNANA
Additional Noninterest Income$2,125,0001,038
Total noninterest expense$10,091,0001,094
Salaries and employee benefits$5,428,0001,143
Premises and equipment expense$1,894,000678
Additional noninterest expense$2,769,0001,145
Pre-tax net operating income$3,795,0001,209
Securities gains (losses)$87,0001,052
Applicable income taxes$692,0001,093
Income before extraordinary items$3,190,0001,245
Extraordinary gains, net$04
Net income$3,190,0001,245
Minority interest net income$065
Net income of bank and minority interests.$3,190,0001,245
Net charge-offs$-72,0004,830
Cash dividends$1,819,000868
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,118,6601,234
2020-03-31 (YTD Data)Rank
Total interest income$7,266,0001,099
Total interest expense$1,043,0001,387
Net interest income$6,223,0001,053
Provision for loan and lease losses$400,0001,004
Total noninterest income$1,141,0001,185
Gross Fiduciary activities income$0941
Service charges on deposit accounts$172,0001,478
Trading account gains and feesNANA
Additional Noninterest Income$969,000995
Total noninterest expense$4,981,0001,107
Salaries and employee benefits$2,831,0001,118
Premises and equipment expense$775,000826
Additional noninterest expense$1,375,0001,167
Pre-tax net operating income$1,983,0001,049
Securities gains (losses)$6,0001,418
Applicable income taxes$353,000960
Income before extraordinary items$1,636,0001,105
Extraordinary gains, net$04
Net income$1,636,0001,104
Minority interest net income$056
Net income of bank and minority interests.$1,636,0001,105
Net charge-offs$-81,0004,937
Cash dividends$909,000878
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,631,0801,085
2019-12-31 (YTD Data)Rank
Total interest income$30,318,0001,079
Total interest expense$4,184,0001,436
Net interest income$26,134,0001,010
Provision for loan and lease losses$-250,0005,053
Total noninterest income$5,439,0001,067
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$717,0001,462
Trading account gains and feesNANA
Additional Noninterest Income$4,722,000865
Total noninterest expense$19,723,0001,100
Salaries and employee benefits$11,931,0001,042
Premises and equipment expense$2,133,0001,115
Additional noninterest expense$5,659,0001,135
Pre-tax net operating income$12,100,000896
Securities gains (losses)$-123,0005,094
Applicable income taxes$2,343,000815
Income before extraordinary items$9,634,000961
Extraordinary gains, net$011
Net income$9,634,000962
Minority interest net income$076
Net income of bank and minority interests.$9,634,000962
Net charge-offs$154,0001,903
Cash dividends$8,574,000532
Sale, conversion, retirement of capital stock, net$0626
Net operating income$9,732,400943
2019-09-30 (YTD Data)Rank
Total interest income$22,940,0001,074
Total interest expense$3,106,0001,448
Net interest income$19,834,0001,003
Provision for loan and lease losses$03,836
Total noninterest income$2,903,0001,329
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$538,0001,463
Trading account gains and feesNANA
Additional Noninterest Income$2,365,0001,152
Total noninterest expense$14,019,0001,142
Salaries and employee benefits$8,631,0001,082
Premises and equipment expense$1,200,0001,440
Additional noninterest expense$4,188,0001,144
Pre-tax net operating income$8,718,000952
Securities gains (losses)$57,0001,016
Applicable income taxes$1,703,000855
Income before extraordinary items$7,072,000999
Extraordinary gains, net$011
Net income$7,072,0001,000
Minority interest net income$072
Net income of bank and minority interests.$7,072,0001,000
Net charge-offs$-17,0004,563
Cash dividends$5,683,000554
Sale, conversion, retirement of capital stock, net$0590
Net operating income$7,025,830984
2019-06-30 (YTD Data)Rank
Total interest income$15,283,0001,066
Total interest expense$2,029,0001,442
Net interest income$13,254,000996
Provision for loan and lease losses$03,685
Total noninterest income$1,967,0001,294
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$360,0001,444
Trading account gains and feesNANA
Additional Noninterest Income$1,607,0001,110
Total noninterest expense$9,192,0001,154
Salaries and employee benefits$5,737,0001,077
Premises and equipment expense$798,0001,443
Additional noninterest expense$2,657,0001,191
Pre-tax net operating income$6,029,000899
Securities gains (losses)$13,0001,155
Applicable income taxes$1,176,000817
Income before extraordinary items$4,866,000946
Extraordinary gains, net$011
Net income$4,866,000946
Minority interest net income$069
Net income of bank and minority interests.$4,866,000946
Net charge-offs$-61,0004,961
Cash dividends$4,791,000460
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,855,470930
2019-03-31 (YTD Data)Rank
Total interest income$7,657,0001,057
Total interest expense$1,023,0001,414
Net interest income$6,634,0001,000
Provision for loan and lease losses$03,406
Total noninterest income$1,115,0001,151
Gross Fiduciary activities income$0972
Service charges on deposit accounts$184,0001,419
Trading account gains and feesNANA
Additional Noninterest Income$931,000941
Total noninterest expense$4,581,0001,155
Salaries and employee benefits$2,938,0001,052
Premises and equipment expense$400,0001,453
Additional noninterest expense$1,243,0001,253
Pre-tax net operating income$3,168,000846
Securities gains (losses)$5,000841
Applicable income taxes$627,000756
Income before extraordinary items$2,546,000902
Extraordinary gains, net$05
Net income$2,546,000900
Minority interest net income$052
Net income of bank and minority interests.$2,546,000901
Net charge-offs$-18,0004,842
Cash dividends$3,898,000324
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,542,000886
2018-12-31 (YTD Data)Rank
Total interest income$29,314,0001,030
Total interest expense$3,625,0001,228
Net interest income$25,689,0001,014
Provision for loan and lease losses$04,082
Total noninterest income$3,185,0001,478
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$749,0001,452
Trading account gains and feesNANA
Additional Noninterest Income$2,436,0001,311
Total noninterest expense$17,714,0001,170
Salaries and employee benefits$10,653,0001,120
Premises and equipment expense$1,530,0001,472
Additional noninterest expense$5,531,0001,150
Pre-tax net operating income$11,160,000958
Securities gains (losses)$01,125
Applicable income taxes$2,215,000819
Income before extraordinary items$8,945,0001,008
Extraordinary gains, net$06
Net income$8,945,0001,007
Minority interest net income$072
Net income of bank and minority interests.$8,945,0001,007
Net charge-offs$-33,0004,794
Cash dividends$6,533,000583
Sale, conversion, retirement of capital stock, net$0671
Net operating income$8,945,0001,010
2018-09-30 (YTD Data)Rank
Total interest income$21,766,0001,026
Total interest expense$2,647,0001,198
Net interest income$19,119,0001,015
Provision for loan and lease losses$03,948
Total noninterest income$2,381,0001,494
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$553,0001,477
Trading account gains and feesNANA
Additional Noninterest Income$1,828,0001,331
Total noninterest expense$13,334,0001,169
Salaries and employee benefits$7,959,0001,127
Premises and equipment expense$1,117,0001,525
Additional noninterest expense$4,258,0001,123
Pre-tax net operating income$8,166,000982
Securities gains (losses)$01,118
Applicable income taxes$1,621,000843
Income before extraordinary items$6,545,0001,030
Extraordinary gains, net$05
Net income$6,545,0001,029
Minority interest net income$066
Net income of bank and minority interests.$6,545,0001,029
Net charge-offs$-28,0004,764
Cash dividends$5,658,000490
Sale, conversion, retirement of capital stock, net$0633
Net operating income$6,545,0001,026
2018-06-30 (YTD Data)Rank
Total interest income$14,404,0001,030
Total interest expense$1,723,0001,156
Net interest income$12,681,0001,015
Provision for loan and lease losses$03,782
Total noninterest income$1,628,0001,476
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$361,0001,497
Trading account gains and feesNANA
Additional Noninterest Income$1,267,0001,303
Total noninterest expense$8,620,0001,197
Salaries and employee benefits$5,286,0001,138
Premises and equipment expense$763,0001,501
Additional noninterest expense$2,571,0001,211
Pre-tax net operating income$5,689,000937
Securities gains (losses)$0961
Applicable income taxes$1,131,000803
Income before extraordinary items$4,558,000988
Extraordinary gains, net$06
Net income$4,558,000987
Minority interest net income$065
Net income of bank and minority interests.$4,558,000987
Net charge-offs$7,0002,719
Cash dividends$4,783,000412
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,558,000979
2018-03-31 (YTD Data)Rank
Total interest income$7,205,0001,026
Total interest expense$876,0001,082
Net interest income$6,329,0001,015
Provision for loan and lease losses$03,508
Total noninterest income$824,0001,459
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$179,0001,517
Trading account gains and feesNANA
Additional Noninterest Income$645,0001,275
Total noninterest expense$4,362,0001,187
Salaries and employee benefits$2,668,0001,135
Premises and equipment expense$386,0001,501
Additional noninterest expense$1,308,0001,192
Pre-tax net operating income$2,791,000918
Securities gains (losses)$0735
Applicable income taxes$551,000802
Income before extraordinary items$2,240,000977
Extraordinary gains, net$07
Net income$2,240,000976
Minority interest net income$052
Net income of bank and minority interests.$2,240,000977
Net charge-offs$25,0001,552
Cash dividends$909,000784
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,240,000967
2017-12-31 (YTD Data)Rank
Total interest income$28,181,0001,020
Total interest expense$3,470,000946
Net interest income$24,711,0001,016
Provision for loan and lease losses$-300,0005,466
Total noninterest income$3,281,0001,485
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$746,0001,496
Trading account gains and feesNANA
Additional Noninterest Income$2,535,0001,313
Total noninterest expense$16,651,0001,216
Salaries and employee benefits$10,009,0001,157
Premises and equipment expense$1,535,0001,488
Additional noninterest expense$5,107,0001,226
Pre-tax net operating income$11,641,000873
Securities gains (losses)$51,000892
Applicable income taxes$3,696,000822
Income before extraordinary items$7,996,000910
Extraordinary gains, net$09
Net income$7,996,000910
Minority interest net income$076
Net income of bank and minority interests.$7,996,000910
Net charge-offs$-414,0005,549
Cash dividends$3,471,000920
Sale, conversion, retirement of capital stock, net$0711
Net operating income$7,961,320896
2017-09-30 (YTD Data)Rank
Total interest income$20,999,0001,024
Total interest expense$2,613,000924
Net interest income$18,386,0001,023
Provision for loan and lease losses$100,0002,645
Total noninterest income$2,482,0001,484
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$563,0001,505
Trading account gains and feesNANA
Additional Noninterest Income$1,919,0001,317
Total noninterest expense$12,274,0001,238
Salaries and employee benefits$7,288,0001,191
Premises and equipment expense$1,166,0001,478
Additional noninterest expense$3,820,0001,220
Pre-tax net operating income$8,494,000904
Securities gains (losses)$51,000871
Applicable income taxes$2,412,000807
Income before extraordinary items$6,133,000967
Extraordinary gains, net$09
Net income$6,133,000967
Minority interest net income$071
Net income of bank and minority interests.$6,133,000967
Net charge-offs$73,0002,169
Cash dividends$2,600,000856
Sale, conversion, retirement of capital stock, net$0677
Net operating income$6,096,280959
2017-06-30 (YTD Data)Rank
Total interest income$13,803,0001,026
Total interest expense$1,737,000909
Net interest income$12,066,0001,030
Provision for loan and lease losses$100,0002,230
Total noninterest income$1,601,0001,518
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$372,0001,499
Trading account gains and feesNANA
Additional Noninterest Income$1,229,0001,351
Total noninterest expense$8,074,0001,256
Salaries and employee benefits$4,772,0001,213
Premises and equipment expense$764,0001,512
Additional noninterest expense$2,538,0001,224
Pre-tax net operating income$5,493,000915
Securities gains (losses)$2,0001,641
Applicable income taxes$1,531,000814
Income before extraordinary items$3,964,000979
Extraordinary gains, net$011
Net income$3,964,000980
Minority interest net income$071
Net income of bank and minority interests.$3,964,000979
Net charge-offs$-222,0005,605
Cash dividends$1,728,000861
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,962,560968
2017-03-31 (YTD Data)Rank
Total interest income$6,793,0001,032
Total interest expense$869,000879
Net interest income$5,924,0001,042
Provision for loan and lease losses$03,537
Total noninterest income$808,0001,501
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$189,0001,476
Trading account gains and feesNANA
Additional Noninterest Income$619,0001,335
Total noninterest expense$4,090,0001,254
Salaries and employee benefits$2,380,0001,228
Premises and equipment expense$397,0001,466
Additional noninterest expense$1,313,0001,194
Pre-tax net operating income$2,642,000916
Securities gains (losses)$2,000951
Applicable income taxes$727,000828
Income before extraordinary items$1,917,000982
Extraordinary gains, net$08
Net income$1,917,000983
Minority interest net income$055
Net income of bank and minority interests.$1,917,000982
Net charge-offs$55,0001,262
Cash dividends$859,000829
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,915,540967
2016-12-31 (YTD Data)Rank
Total interest income$26,875,0001,007
Total interest expense$3,856,000763
Net interest income$23,019,0001,037
Provision for loan and lease losses$-485,0005,737
Total noninterest income$3,933,0001,364
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$773,0001,479
Trading account gains and fees$0170
Additional Noninterest Income$3,160,0001,168
Total noninterest expense$16,462,0001,222
Salaries and employee benefits$9,824,0001,167
Premises and equipment expense$1,539,0001,485
Additional noninterest expense$5,099,0001,238
Pre-tax net operating income$10,975,000860
Securities gains (losses)$-221,0005,846
Applicable income taxes$2,944,000791
Income before extraordinary items$7,810,000957
Extraordinary gains, net$05
Net income$7,810,000956
Minority interest net income$082
Net income of bank and minority interests.$7,810,000956
Net charge-offs$-839,0005,846
Cash dividends$6,709,000525
Sale, conversion, retirement of capital stock, net$0759
Net operating income$7,971,330909
2016-09-30 (YTD Data)Rank
Total interest income$20,169,0001,010
Total interest expense$2,942,000748
Net interest income$17,227,0001,044
Provision for loan and lease losses$-600,0005,873
Total noninterest income$2,950,0001,357
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$588,0001,463
Trading account gains and fees$0169
Additional Noninterest Income$2,362,0001,173
Total noninterest expense$12,300,0001,234
Salaries and employee benefits$7,321,0001,173
Premises and equipment expense$1,155,0001,485
Additional noninterest expense$3,824,0001,243
Pre-tax net operating income$8,477,000833
Securities gains (losses)$148,000988
Applicable income taxes$2,371,000780
Income before extraordinary items$6,254,000892
Extraordinary gains, net$05
Net income$6,254,000891
Minority interest net income$071
Net income of bank and minority interests.$6,254,000892
Net charge-offs$-889,0005,916
Cash dividends$2,652,000841
Sale, conversion, retirement of capital stock, net$0719
Net operating income$6,145,960878
2016-06-30 (YTD Data)Rank
Total interest income$13,499,0001,007
Total interest expense$1,955,000740
Net interest income$11,544,0001,043
Provision for loan and lease losses$-600,0005,985
Total noninterest income$1,820,0001,414
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$391,0001,459
Trading account gains and fees$0157
Additional Noninterest Income$1,429,0001,229
Total noninterest expense$8,098,0001,244
Salaries and employee benefits$4,850,0001,180
Premises and equipment expense$751,0001,519
Additional noninterest expense$2,497,0001,271
Pre-tax net operating income$5,866,000803
Securities gains (losses)$02,835
Applicable income taxes$1,613,000751
Income before extraordinary items$4,253,000865
Extraordinary gains, net$016
Net income$4,253,000864
Minority interest net income$071
Net income of bank and minority interests.$4,253,000864
Net charge-offs$-839,0006,013
Cash dividends$1,767,000855
Sale, conversion, retirement of capital stock, net$0705
Net operating income$4,253,000841
2016-03-31 (YTD Data)Rank
Total interest income$6,754,0001,008
Total interest expense$986,000735
Net interest income$5,768,0001,040
Provision for loan and lease losses$-600,0006,084
Total noninterest income$811,0001,503
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$198,0001,433
Trading account gains and fees$0142
Additional Noninterest Income$613,0001,328
Total noninterest expense$4,076,0001,247
Salaries and employee benefits$2,405,0001,203
Premises and equipment expense$376,0001,535
Additional noninterest expense$1,295,0001,229
Pre-tax net operating income$3,103,000741
Securities gains (losses)$02,077
Applicable income taxes$853,000707
Income before extraordinary items$2,250,000813
Extraordinary gains, net$012
Net income$2,250,000811
Minority interest net income$062
Net income of bank and minority interests.$2,250,000813
Net charge-offs$-1,085,0006,103
Cash dividends$881,000827
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,250,000787
2015-12-31 (YTD Data)Rank
Total interest income$27,212,000959
Total interest expense$4,199,000667
Net interest income$23,013,0001,004
Provision for loan and lease losses$200,0002,306
Total noninterest income$4,406,0001,219
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$823,0001,440
Trading account gains and fees$0159
Additional Noninterest Income$3,583,0001,030
Total noninterest expense$16,261,0001,224
Salaries and employee benefits$9,288,0001,203
Premises and equipment expense$1,611,0001,436
Additional noninterest expense$5,362,0001,199
Pre-tax net operating income$10,958,000814
Securities gains (losses)$16,0002,359
Applicable income taxes$2,900,000768
Income before extraordinary items$8,074,000883
Extraordinary gains, net$023
Net income$8,074,000883
Minority interest net income$081
Net income of bank and minority interests.$8,074,000883
Net charge-offs$747,000852
Cash dividends$3,450,000886
Sale, conversion, retirement of capital stock, net$0804
Net operating income$8,062,160866
2015-09-30 (YTD Data)Rank
Total interest income$20,397,000967
Total interest expense$3,200,000661
Net interest income$17,197,0001,014
Provision for loan and lease losses$200,0001,947
Total noninterest income$3,436,0001,199
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$624,0001,440
Trading account gains and fees$0153
Additional Noninterest Income$2,812,0001,016
Total noninterest expense$12,133,0001,239
Salaries and employee benefits$6,809,0001,234
Premises and equipment expense$1,173,0001,485
Additional noninterest expense$4,151,0001,165
Pre-tax net operating income$8,300,000815
Securities gains (losses)$14,0002,190
Applicable income taxes$2,228,000773
Income before extraordinary items$6,086,000887
Extraordinary gains, net$021
Net income$6,086,000887
Minority interest net income$078
Net income of bank and minority interests.$6,086,000887
Net charge-offs$-91,0005,781
Cash dividends$2,588,000804
Sale, conversion, retirement of capital stock, net$0773
Net operating income$6,075,780862
2015-06-30 (YTD Data)Rank
Total interest income$13,637,000952
Total interest expense$2,178,000647
Net interest income$11,459,0001,008
Provision for loan and lease losses$04,069
Total noninterest income$2,418,0001,172
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$415,0001,427
Trading account gains and fees$0157
Additional Noninterest Income$2,003,000965
Total noninterest expense$8,261,0001,223
Salaries and employee benefits$4,555,0001,225
Premises and equipment expense$752,0001,555
Additional noninterest expense$2,954,0001,100
Pre-tax net operating income$5,616,000805
Securities gains (losses)$3,0002,361
Applicable income taxes$1,487,000777
Income before extraordinary items$4,132,000872
Extraordinary gains, net$022
Net income$4,132,000872
Minority interest net income$075
Net income of bank and minority interests.$4,132,000872
Net charge-offs$-50,0005,754
Cash dividends$1,725,000805
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,129,780851
2015-03-31 (YTD Data)Rank
Total interest income$6,742,000958
Total interest expense$1,154,000606
Net interest income$5,588,0001,027
Provision for loan and lease losses$03,703
Total noninterest income$1,293,0001,070
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$206,0001,410
Trading account gains and fees$0152
Additional Noninterest Income$1,087,000874
Total noninterest expense$4,288,0001,188
Salaries and employee benefits$2,266,0001,236
Premises and equipment expense$374,0001,581
Additional noninterest expense$1,648,000974
Pre-tax net operating income$2,593,000835
Securities gains (losses)$3,0001,758
Applicable income taxes$686,000814
Income before extraordinary items$1,910,000905
Extraordinary gains, net$013
Net income$1,910,000905
Minority interest net income$064
Net income of bank and minority interests.$1,910,000905
Net charge-offs$114,0001,027
Cash dividends$863,000759
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,907,780873
2014-12-31 (YTD Data)Rank
Total interest income$26,881,000945
Total interest expense$5,129,000553
Net interest income$21,752,0001,037
Provision for loan and lease losses$50,0003,764
Total noninterest income$4,988,0001,106
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$872,0001,467
Trading account gains and fees$0180
Additional Noninterest Income$4,116,000886
Total noninterest expense$15,633,0001,269
Salaries and employee benefits$8,934,0001,216
Premises and equipment expense$1,494,0001,577
Additional noninterest expense$5,205,0001,250
Pre-tax net operating income$11,057,000755
Securities gains (losses)$-530,0006,454
Applicable income taxes$2,898,000743
Income before extraordinary items$7,629,000869
Extraordinary gains, net$017
Net income$7,629,000868
Minority interest net income$084
Net income of bank and minority interests.$7,629,000868
Net charge-offs$482,0001,504
Cash dividends$3,377,000841
Sale, conversion, retirement of capital stock, net$0862
Net operating income$8,010,600809
2014-09-30 (YTD Data)Rank
Total interest income$20,077,000955
Total interest expense$3,884,000558
Net interest income$16,193,0001,055
Provision for loan and lease losses$-100,0006,199
Total noninterest income$3,695,0001,119
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$660,0001,463
Trading account gains and fees$0174
Additional Noninterest Income$3,035,000892
Total noninterest expense$11,634,0001,286
Salaries and employee benefits$6,695,0001,205
Premises and equipment expense$1,087,0001,626
Additional noninterest expense$3,852,0001,264
Pre-tax net operating income$8,354,000756
Securities gains (losses)$-530,0006,540
Applicable income taxes$2,108,000768
Income before extraordinary items$5,716,000870
Extraordinary gains, net$015
Net income$5,716,000869
Minority interest net income$081
Net income of bank and minority interests.$5,716,000869
Net charge-offs$414,0001,318
Cash dividends$2,533,000774
Sale, conversion, retirement of capital stock, net$0819
Net operating income$6,102,900803
2014-06-30 (YTD Data)Rank
Total interest income$13,282,000952
Total interest expense$2,611,000556
Net interest income$10,671,0001,053
Provision for loan and lease losses$-400,0006,475
Total noninterest income$2,229,0001,178
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$432,0001,468
Trading account gains and fees$0172
Additional Noninterest Income$1,797,000973
Total noninterest expense$7,817,0001,275
Salaries and employee benefits$4,497,0001,205
Premises and equipment expense$724,0001,632
Additional noninterest expense$2,596,0001,247
Pre-tax net operating income$5,483,000744
Securities gains (losses)$-295,0006,604
Applicable income taxes$1,388,000750
Income before extraordinary items$3,800,000857
Extraordinary gains, net$020
Net income$3,800,000857
Minority interest net income$080
Net income of bank and minority interests.$3,800,000857
Net charge-offs$140,0001,900
Cash dividends$1,689,000751
Sale, conversion, retirement of capital stock, net$0794
Net operating income$4,015,350793
2014-03-31 (YTD Data)Rank
Total interest income$6,645,000956
Total interest expense$1,306,000562
Net interest income$5,339,0001,056
Provision for loan and lease losses$-400,0006,613
Total noninterest income$1,112,0001,147
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$213,0001,470
Trading account gains and fees$0147
Additional Noninterest Income$899,000924
Total noninterest expense$3,993,0001,265
Salaries and employee benefits$2,278,0001,209
Premises and equipment expense$367,0001,641
Additional noninterest expense$1,348,0001,184
Pre-tax net operating income$2,858,000703
Securities gains (losses)$-307,0006,691
Applicable income taxes$676,000737
Income before extraordinary items$1,875,000834
Extraordinary gains, net$016
Net income$1,875,000836
Minority interest net income$066
Net income of bank and minority interests.$1,875,000835
Net charge-offs$157,0001,096
Cash dividends$844,000704
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,102,180731
2013-12-31 (YTD Data)Rank
Total interest income$27,522,000921
Total interest expense$6,299,000498
Net interest income$21,223,0001,035
Provision for loan and lease losses$400,0002,105
Total noninterest income$5,705,0001,028
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$930,0001,452
Trading account gains and fees$0184
Additional Noninterest Income$4,775,000837
Total noninterest expense$18,517,0001,106
Salaries and employee benefits$8,780,0001,226
Premises and equipment expense$1,506,0001,572
Additional noninterest expense$8,231,000829
Pre-tax net operating income$8,011,000957
Securities gains (losses)$651,000350
Applicable income taxes$2,015,000898
Income before extraordinary items$6,647,000941
Extraordinary gains, net$029
Net income$6,647,000943
Minority interest net income$090
Net income of bank and minority interests.$6,647,000943
Net charge-offs$1,855,000794
Cash dividends$3,304,000804
Sale, conversion, retirement of capital stock, net$0924
Net operating income$6,145,730985
2013-09-30 (YTD Data)Rank
Total interest income$20,740,000916
Total interest expense$4,871,000496
Net interest income$15,869,0001,038
Provision for loan and lease losses$400,0001,764
Total noninterest income$4,569,0001,006
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$707,0001,448
Trading account gains and fees$0180
Additional Noninterest Income$3,862,000803
Total noninterest expense$13,338,0001,152
Salaries and employee benefits$6,497,0001,238
Premises and equipment expense$1,101,0001,614
Additional noninterest expense$5,740,000882
Pre-tax net operating income$6,700,000880
Securities gains (losses)$679,000310
Applicable income taxes$1,838,000794
Income before extraordinary items$5,541,000859
Extraordinary gains, net$025
Net income$5,541,000860
Minority interest net income$084
Net income of bank and minority interests.$5,541,000861
Net charge-offs$1,177,000899
Cash dividends$2,478,000739
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,031,750907
2013-06-30 (YTD Data)Rank
Total interest income$13,872,000905
Total interest expense$3,344,000491
Net interest income$10,528,0001,037
Provision for loan and lease losses$400,0001,362
Total noninterest income$3,169,000975
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$483,0001,382
Trading account gains and fees$0157
Additional Noninterest Income$2,686,000798
Total noninterest expense$9,081,0001,122
Salaries and employee benefits$4,360,0001,227
Premises and equipment expense$725,0001,637
Additional noninterest expense$3,996,000844
Pre-tax net operating income$4,216,000900
Securities gains (losses)$679,000280
Applicable income taxes$1,188,000814
Income before extraordinary items$3,707,000834
Extraordinary gains, net$022
Net income$3,707,000834
Minority interest net income$082
Net income of bank and minority interests.$3,707,000836
Net charge-offs$666,0001,031
Cash dividends$1,652,000733
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,190,960925
2013-03-31 (YTD Data)Rank
Total interest income$6,988,000904
Total interest expense$1,774,000481
Net interest income$5,214,0001,048
Provision for loan and lease losses$400,000791
Total noninterest income$1,589,000984
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$249,0001,335
Trading account gains and fees$0148
Additional Noninterest Income$1,340,000803
Total noninterest expense$4,336,0001,181
Salaries and employee benefits$2,248,0001,207
Premises and equipment expense$359,0001,683
Additional noninterest expense$1,729,000973
Pre-tax net operating income$2,067,000904
Securities gains (losses)$161,000541
Applicable income taxes$495,000925
Income before extraordinary items$1,733,000880
Extraordinary gains, net$010
Net income$1,733,000881
Minority interest net income$076
Net income of bank and minority interests.$1,733,000882
Net charge-offs$354,000950
Cash dividends$826,000647
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,607,420906
2012-12-31 (YTD Data)Rank
Total interest income$29,150,000897
Total interest expense$7,934,000530
Net interest income$21,216,0001,039
Provision for loan and lease losses$3,815,000628
Total noninterest income$9,813,000696
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,111,0001,284
Trading account gains and fees$0166
Additional Noninterest Income$8,702,000543
Total noninterest expense$19,446,0001,026
Salaries and employee benefits$8,683,0001,213
Premises and equipment expense$1,448,0001,622
Additional noninterest expense$9,315,000753
Pre-tax net operating income$7,768,000913
Securities gains (losses)$679,000745
Applicable income taxes$1,464,0001,118
Income before extraordinary items$6,983,000849
Extraordinary gains, net$029
Net income$6,983,000848
Minority interest net income$093
Net income of bank and minority interests.$6,983,000849
Net charge-offs$4,010,000687
Cash dividends$3,231,000822
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,419,430874
2012-09-30 (YTD Data)Rank
Total interest income$21,875,000916
Total interest expense$6,067,000553
Net interest income$15,808,0001,050
Provision for loan and lease losses$2,750,000667
Total noninterest income$8,029,000649
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$838,0001,282
Trading account gains and fees$0157
Additional Noninterest Income$7,191,000497
Total noninterest expense$15,329,000983
Salaries and employee benefits$6,550,0001,200
Premises and equipment expense$1,108,0001,611
Additional noninterest expense$7,671,000686
Pre-tax net operating income$5,758,000946
Securities gains (losses)$608,000651
Applicable income taxes$1,089,0001,155
Income before extraordinary items$5,277,000864
Extraordinary gains, net$020
Net income$5,277,000863
Minority interest net income$086
Net income of bank and minority interests.$5,277,000864
Net charge-offs$3,623,000582
Cash dividends$2,424,000661
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,772,360907
2012-06-30 (YTD Data)Rank
Total interest income$14,645,000913
Total interest expense$4,173,000557
Net interest income$10,472,0001,061
Provision for loan and lease losses$1,200,000942
Total noninterest income$6,278,000563
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$570,0001,243
Trading account gains and fees$0153
Additional Noninterest Income$5,708,000428
Total noninterest expense$11,628,000852
Salaries and employee benefits$4,344,0001,205
Premises and equipment expense$730,0001,631
Additional noninterest expense$6,554,000565
Pre-tax net operating income$3,922,000926
Securities gains (losses)$430,000647
Applicable income taxes$732,0001,135
Income before extraordinary items$3,620,000836
Extraordinary gains, net$019
Net income$3,620,000835
Minority interest net income$084
Net income of bank and minority interests.$3,620,000836
Net charge-offs$1,615,000811
Cash dividends$1,615,000636
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,263,100877
2012-03-31 (YTD Data)Rank
Total interest income$7,261,000933
Total interest expense$2,188,000538
Net interest income$5,073,0001,097
Provision for loan and lease losses$600,000917
Total noninterest income$4,645,000421
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$291,0001,209
Trading account gains and fees$0148
Additional Noninterest Income$4,354,000313
Total noninterest expense$7,506,000677
Salaries and employee benefits$2,140,0001,220
Premises and equipment expense$364,0001,639
Additional noninterest expense$5,002,000379
Pre-tax net operating income$1,612,0001,090
Securities gains (losses)$179,000650
Applicable income taxes$269,0001,399
Income before extraordinary items$1,522,000979
Extraordinary gains, net$019
Net income$1,522,000981
Minority interest net income$078
Net income of bank and minority interests.$1,522,000980
Net charge-offs$22,0003,626
Cash dividends$808,000563
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,369,8501,017
2011-12-31 (YTD Data)Rank
Total interest income$30,765,000906
Total interest expense$11,244,000500
Net interest income$19,521,0001,141
Provision for loan and lease losses$2,450,0001,357
Total noninterest income$4,528,0001,125
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,167,0001,264
Trading account gains and fees$0146
Additional Noninterest Income$3,361,000958
Total noninterest expense$16,545,0001,191
Salaries and employee benefits$8,160,0001,220
Premises and equipment expense$1,446,0001,713
Additional noninterest expense$6,939,0001,014
Pre-tax net operating income$5,054,0001,175
Securities gains (losses)$878,000501
Applicable income taxes$88,0003,445
Income before extraordinary items$5,844,000856
Extraordinary gains, net$029
Net income$5,844,000856
Minority interest net income$096
Net income of bank and minority interests.$5,844,000856
Net charge-offs$3,208,0001,141
Cash dividends$3,158,000634
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,974,780969
2011-09-30 (YTD Data)Rank
Total interest income$23,535,000904
Total interest expense$8,598,000510
Net interest income$14,937,0001,122
Provision for loan and lease losses$1,800,0001,333
Total noninterest income$3,307,0001,157
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$882,0001,255
Trading account gains and fees$0145
Additional Noninterest Income$2,425,000974
Total noninterest expense$12,262,0001,201
Salaries and employee benefits$6,085,0001,221
Premises and equipment expense$1,045,0001,798
Additional noninterest expense$5,132,0001,028
Pre-tax net operating income$4,182,0001,099
Securities gains (losses)$563,000589
Applicable income taxes$120,0003,072
Income before extraordinary items$4,625,000828
Extraordinary gains, net$021
Net income$4,625,000827
Minority interest net income$087
Net income of bank and minority interests.$4,625,000828
Net charge-offs$3,136,000913
Cash dividends$2,369,000556
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,078,890896
2011-06-30 (YTD Data)Rank
Total interest income$15,858,000903
Total interest expense$5,842,000528
Net interest income$10,016,0001,116
Provision for loan and lease losses$1,200,0001,329
Total noninterest income$2,094,0001,189
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$581,0001,247
Trading account gains and fees$0153
Additional Noninterest Income$1,513,0001,010
Total noninterest expense$7,899,0001,263
Salaries and employee benefits$3,937,0001,265
Premises and equipment expense$678,0001,870
Additional noninterest expense$3,284,0001,087
Pre-tax net operating income$3,011,0001,008
Securities gains (losses)$348,000489
Applicable income taxes$178,0002,346
Income before extraordinary items$3,181,000787
Extraordinary gains, net$015
Net income$3,181,000785
Minority interest net income$089
Net income of bank and minority interests.$3,181,000787
Net charge-offs$1,130,0001,368
Cash dividends$1,579,000532
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,850,400847
2011-03-31 (YTD Data)Rank
Total interest income$7,843,000926
Total interest expense$2,961,000544
Net interest income$4,882,0001,145
Provision for loan and lease losses$600,0001,247
Total noninterest income$1,158,0001,096
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$291,0001,215
Trading account gains and fees$0158
Additional Noninterest Income$867,000910
Total noninterest expense$3,601,0001,383
Salaries and employee benefits$1,928,0001,304
Premises and equipment expense$345,0001,869
Additional noninterest expense$1,328,0001,320
Pre-tax net operating income$1,839,000825
Securities gains (losses)$-46,0007,327
Applicable income taxes$176,0001,634
Income before extraordinary items$1,617,000780
Extraordinary gains, net$09
Net income$1,617,000779
Minority interest net income$086
Net income of bank and minority interests.$1,617,000780
Net charge-offs$421,0001,478
Cash dividends$790,000493
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,658,400749
2010-12-31 (YTD Data)Rank
Total interest income$33,503,000915
Total interest expense$14,337,000550
Net interest income$19,166,0001,171
Provision for loan and lease losses$3,580,0001,436
Total noninterest income$5,884,000951
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,280,0001,172
Trading account gains and fees$0175
Additional Noninterest Income$4,604,000791
Total noninterest expense$16,352,0001,229
Salaries and employee benefits$7,942,0001,244
Premises and equipment expense$1,435,0001,785
Additional noninterest expense$6,975,0001,060
Pre-tax net operating income$5,118,0001,011
Securities gains (losses)$1,423,000358
Applicable income taxes$863,0001,364
Income before extraordinary items$5,678,000769
Extraordinary gains, net$029
Net income$5,678,000769
Minority interest net income$0111
Net income of bank and minority interests.$5,678,000770
Net charge-offs$2,400,0001,677
Cash dividends$3,085,000533
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$4,439,990944
2010-09-30 (YTD Data)Rank
Total interest income$25,509,000907
Total interest expense$11,056,000554
Net interest income$14,453,0001,174
Provision for loan and lease losses$2,930,0001,284
Total noninterest income$4,342,000940
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$976,0001,199
Trading account gains and fees$0165
Additional Noninterest Income$3,366,000760
Total noninterest expense$12,718,0001,184
Salaries and employee benefits$5,888,0001,252
Premises and equipment expense$1,083,0001,791
Additional noninterest expense$5,747,000925
Pre-tax net operating income$3,147,0001,257
Securities gains (losses)$2,610,000169
Applicable income taxes$1,047,000962
Income before extraordinary items$4,710,000736
Extraordinary gains, net$023
Net income$4,710,000735
Minority interest net income$0110
Net income of bank and minority interests.$4,710,000736
Net charge-offs$2,245,0001,399
Cash dividends$2,314,000472
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,569,8001,252
2010-06-30 (YTD Data)Rank
Total interest income$17,134,000907
Total interest expense$7,482,000564
Net interest income$9,652,0001,173
Provision for loan and lease losses$2,200,0001,193
Total noninterest income$2,599,0001,008
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$648,0001,207
Trading account gains and fees$0152
Additional Noninterest Income$1,951,000816
Total noninterest expense$8,367,0001,191
Salaries and employee benefits$3,839,0001,281
Premises and equipment expense$728,0001,796
Additional noninterest expense$3,800,000937
Pre-tax net operating income$1,684,0001,540
Securities gains (losses)$2,481,000110
Applicable income taxes$774,000864
Income before extraordinary items$3,391,000666
Extraordinary gains, net$019
Net income$3,391,000666
Minority interest net income$0105
Net income of bank and minority interests.$3,391,000666
Net charge-offs$2,115,0001,088
Cash dividends$1,543,000441
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,381,3901,506
2010-03-31 (YTD Data)Rank
Total interest income$8,666,000911
Total interest expense$3,769,000600
Net interest income$4,897,0001,156
Provision for loan and lease losses$1,450,000914
Total noninterest income$1,256,0001,010
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$314,0001,238
Trading account gains and fees$0175
Additional Noninterest Income$942,000832
Total noninterest expense$3,623,0001,392
Salaries and employee benefits$1,902,0001,317
Premises and equipment expense$370,0001,827
Additional noninterest expense$1,351,0001,314
Pre-tax net operating income$1,080,0001,213
Securities gains (losses)$1,049,000128
Applicable income taxes$442,000784
Income before extraordinary items$1,687,000664
Extraordinary gains, net$016
Net income$1,687,000666
Minority interest net income$091
Net income of bank and minority interests.$1,687,000668
Net charge-offs$1,399,000825
Cash dividends$771,000437
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$858,2901,240
2009-12-31 (YTD Data)Rank
Total interest income$36,870,000918
Total interest expense$17,780,000646
Net interest income$19,090,0001,161
Provision for loan and lease losses$5,250,0001,384
Total noninterest income$6,818,000859
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,243,0001,388
Trading account gains and fees$0211
Additional Noninterest Income$5,575,000658
Total noninterest expense$14,511,0001,406
Salaries and employee benefits$7,814,0001,254
Premises and equipment expense$1,475,0001,838
Additional noninterest expense$5,222,0001,426
Pre-tax net operating income$6,147,000704
Securities gains (losses)$-3,704,0007,868
Applicable income taxes$-242,0006,813
Income before extraordinary items$2,685,0001,237
Extraordinary gains, net$034
Net income$2,685,0001,237
Minority interest net income$0115
Net income of bank and minority interests.$2,685,0001,236
Net charge-offs$3,153,0001,550
Cash dividends$3,014,000570
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$6,389,000541
2009-09-30 (YTD Data)Rank
Total interest income$27,733,000932
Total interest expense$13,819,000662
Net interest income$13,914,0001,197
Provision for loan and lease losses$2,350,0001,728
Total noninterest income$5,373,000824
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$922,0001,412
Trading account gains and fees$0212
Additional Noninterest Income$4,451,000641
Total noninterest expense$10,807,0001,412
Salaries and employee benefits$5,878,0001,277
Premises and equipment expense$1,112,0001,837
Additional noninterest expense$3,817,0001,418
Pre-tax net operating income$6,130,000562
Securities gains (losses)$-3,071,0007,974
Applicable income taxes$665,0001,132
Income before extraordinary items$2,394,0001,134
Extraordinary gains, net$027
Net income$2,394,0001,132
Minority interest net income$0118
Net income of bank and minority interests.$2,394,0001,134
Net charge-offs$1,290,0001,930
Cash dividends$2,261,000562
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,789,380555
2009-06-30 (YTD Data)Rank
Total interest income$18,533,000946
Total interest expense$9,361,000694
Net interest income$9,172,0001,215
Provision for loan and lease losses$1,250,0001,805
Total noninterest income$4,061,000762
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$605,0001,408
Trading account gains and fees$0193
Additional Noninterest Income$3,456,000576
Total noninterest expense$7,451,0001,393
Salaries and employee benefits$4,021,0001,268
Premises and equipment expense$754,0001,831
Additional noninterest expense$2,676,0001,388
Pre-tax net operating income$4,532,000489
Securities gains (losses)$-2,882,0008,085
Applicable income taxes$366,0001,351
Income before extraordinary items$1,284,0001,457
Extraordinary gains, net$021
Net income$1,284,0001,455
Minority interest net income$0112
Net income of bank and minority interests.$1,284,0001,456
Net charge-offs$1,002,0001,626
Cash dividends$1,507,000584
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,531,960477
2009-03-31 (YTD Data)Rank
Total interest income$9,283,000957
Total interest expense$4,692,000713
Net interest income$4,591,0001,205
Provision for loan and lease losses$550,0001,693
Total noninterest income$2,050,000731
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$303,0001,361
Trading account gains and fees$0171
Additional Noninterest Income$1,747,000556
Total noninterest expense$3,577,0001,390
Salaries and employee benefits$2,049,0001,255
Premises and equipment expense$357,0001,965
Additional noninterest expense$1,171,0001,390
Pre-tax net operating income$2,514,000466
Securities gains (losses)$-2,123,0008,178
Applicable income taxes$107,0002,118
Income before extraordinary items$284,0003,230
Extraordinary gains, net$015
Net income$284,0003,230
Minority interest net income$0102
Net income of bank and minority interests.$284,0003,230
Net charge-offs$416,0001,506
Cash dividends$754,000602
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,833,790501
2008-12-31 (YTD Data)Rank
Total interest income$39,377,000946
Total interest expense$20,094,000777
Net interest income$19,283,0001,148
Provision for loan and lease losses$870,0002,914
Total noninterest income$5,108,0001,034
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,252,0001,435
Trading account gains and fees$0154
Additional Noninterest Income$3,856,000789
Total noninterest expense$13,078,0001,492
Salaries and employee benefits$7,270,0001,406
Premises and equipment expense$1,352,0002,023
Additional noninterest expense$4,456,0001,392
Pre-tax net operating income$10,443,000515
Securities gains (losses)$-1,168,0007,776
Applicable income taxes$2,237,000615
Income before extraordinary items$7,038,000560
Extraordinary gains, net$039
Net income$7,038,000560
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$578,0002,603
Cash dividends$3,136,000871
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$7,925,680523
2008-09-30 (YTD Data)Rank
Total interest income$29,728,000968
Total interest expense$15,183,000814
Net interest income$14,545,0001,160
Provision for loan and lease losses$620,0002,436
Total noninterest income$4,206,0001,002
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$934,0001,450
Trading account gains and fees$0148
Additional Noninterest Income$3,272,000780
Total noninterest expense$10,091,0001,437
Salaries and employee benefits$5,521,0001,406
Premises and equipment expense$1,010,0002,027
Additional noninterest expense$3,560,0001,284
Pre-tax net operating income$8,040,000618
Securities gains (losses)$95,0001,000
Applicable income taxes$2,139,000617
Income before extraordinary items$5,996,000607
Extraordinary gains, net$031
Net income$5,996,000606
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$500,0001,956
Cash dividends$2,368,000891
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,925,700651
2008-06-30 (YTD Data)Rank
Total interest income$19,921,000977
Total interest expense$10,302,000826
Net interest income$9,619,0001,154
Provision for loan and lease losses$240,0002,857
Total noninterest income$1,979,0001,340
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$608,0001,458
Trading account gains and fees$0149
Additional Noninterest Income$1,371,0001,124
Total noninterest expense$6,203,0001,563
Salaries and employee benefits$3,570,0001,478
Premises and equipment expense$652,0002,073
Additional noninterest expense$1,981,0001,481
Pre-tax net operating income$5,155,000680
Securities gains (losses)$95,0001,008
Applicable income taxes$1,367,000719
Income before extraordinary items$3,883,000710
Extraordinary gains, net$021
Net income$3,883,000709
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$296,0001,824
Cash dividends$1,593,000941
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,812,700704
2008-03-31 (YTD Data)Rank
Total interest income$10,042,000995
Total interest expense$5,286,000857
Net interest income$4,756,0001,150
Provision for loan and lease losses$60,0003,470
Total noninterest income$1,015,0001,321
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$311,0001,405
Trading account gains and fees$0158
Additional Noninterest Income$704,0001,113
Total noninterest expense$3,135,0001,532
Salaries and employee benefits$1,851,0001,423
Premises and equipment expense$316,0002,157
Additional noninterest expense$968,0001,490
Pre-tax net operating income$2,576,000731
Securities gains (losses)$43,0001,162
Applicable income taxes$685,000804
Income before extraordinary items$1,934,000781
Extraordinary gains, net$015
Net income$1,934,000782
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0001,882
Cash dividends$815,000897
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,902,180758
2007-12-31 (YTD Data)Rank
Total interest income$39,150,0001,079
Total interest expense$21,359,000929
Net interest income$17,791,0001,260
Provision for loan and lease losses$23,0006,276
Total noninterest income$4,029,0001,296
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,302,0001,371
Trading account gains and fees$0178
Additional Noninterest Income$2,727,0001,086
Total noninterest expense$12,277,0001,504
Salaries and employee benefits$7,134,0001,426
Premises and equipment expense$1,306,0002,003
Additional noninterest expense$3,837,0001,448
Pre-tax net operating income$9,520,000892
Securities gains (losses)$254,000395
Applicable income taxes$2,464,000938
Income before extraordinary items$7,310,000878
Extraordinary gains, net$039
Net income$7,310,000876
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-39,0008,236
Cash dividends$4,754,000784
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$7,119,500895
2007-09-30 (YTD Data)Rank
Total interest income$29,221,0001,088
Total interest expense$15,952,000929
Net interest income$13,269,0001,269
Provision for loan and lease losses$23,0005,748
Total noninterest income$3,097,0001,268
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$969,0001,363
Trading account gains and fees$0184
Additional Noninterest Income$2,128,0001,054
Total noninterest expense$9,051,0001,506
Salaries and employee benefits$5,398,0001,407
Premises and equipment expense$975,0001,988
Additional noninterest expense$2,678,0001,509
Pre-tax net operating income$7,292,000946
Securities gains (losses)$29,000745
Applicable income taxes$1,892,0001,007
Income before extraordinary items$5,429,000961
Extraordinary gains, net$033
Net income$5,429,000959
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,741
Cash dividends$3,007,000855
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$5,407,540950
2007-06-30 (YTD Data)Rank
Total interest income$19,185,0001,116
Total interest expense$10,476,000953
Net interest income$8,709,0001,313
Provision for loan and lease losses$23,0005,257
Total noninterest income$2,109,0001,272
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$644,0001,374
Trading account gains and fees$0168
Additional Noninterest Income$1,465,0001,066
Total noninterest expense$5,960,0001,540
Salaries and employee benefits$3,555,0001,449
Premises and equipment expense$632,0002,055
Additional noninterest expense$1,773,0001,531
Pre-tax net operating income$4,835,000991
Securities gains (losses)$24,000670
Applicable income taxes$1,258,0001,065
Income before extraordinary items$3,601,0001,008
Extraordinary gains, net$029
Net income$3,601,0001,007
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-37,0008,203
Cash dividends$2,210,000808
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,583,240994
2007-03-31 (YTD Data)Rank
Total interest income$9,400,0001,137
Total interest expense$5,206,000946
Net interest income$4,194,0001,352
Provision for loan and lease losses$3,0005,535
Total noninterest income$1,074,0001,232
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$328,0001,313
Trading account gains and fees$0195
Additional Noninterest Income$746,0001,035
Total noninterest expense$2,885,0001,593
Salaries and employee benefits$1,733,0001,496
Premises and equipment expense$305,0002,143
Additional noninterest expense$847,0001,578
Pre-tax net operating income$2,380,000989
Securities gains (losses)$11,000674
Applicable income taxes$616,0001,092
Income before extraordinary items$1,775,000990
Extraordinary gains, net$022
Net income$1,775,000989
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-75,0008,464
Cash dividends$1,409,000619
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,766,860980
2006-12-31 (YTD Data)Rank
Total interest income$34,766,0001,136
Total interest expense$19,084,000873
Net interest income$15,682,0001,452
Provision for loan and lease losses$330,0002,609
Total noninterest income$3,980,0001,301
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,387,0001,280
Trading account gains and fees$0130
Additional Noninterest Income$2,593,0001,106
Total noninterest expense$9,835,0001,811
Salaries and employee benefits$5,409,0001,808
Premises and equipment expense$1,201,0002,075
Additional noninterest expense$3,225,0001,627
Pre-tax net operating income$9,497,0001,029
Securities gains (losses)$10,0001,097
Applicable income taxes$2,546,0001,081
Income before extraordinary items$6,961,0001,070
Extraordinary gains, net$051
Net income$6,961,0001,070
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0002,798
Cash dividends$6,934,000536
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$6,953,7001,059
2006-09-30 (YTD Data)Rank
Total interest income$25,875,0001,149
Total interest expense$14,003,000873
Net interest income$11,872,0001,454
Provision for loan and lease losses$295,0002,188
Total noninterest income$3,015,0001,306
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,048,0001,276
Trading account gains and fees$0126
Additional Noninterest Income$1,967,0001,111
Total noninterest expense$7,347,0001,813
Salaries and employee benefits$4,051,0001,814
Premises and equipment expense$911,0002,067
Additional noninterest expense$2,385,0001,654
Pre-tax net operating income$7,245,0001,057
Securities gains (losses)$6,000998
Applicable income taxes$1,927,0001,122
Income before extraordinary items$5,324,0001,087
Extraordinary gains, net$045
Net income$5,324,0001,086
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0002,324
Cash dividends$4,680,000552
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$5,319,6201,077
2006-06-30 (YTD Data)Rank
Total interest income$16,931,0001,146
Total interest expense$9,081,000854
Net interest income$7,850,0001,469
Provision for loan and lease losses$210,0002,022
Total noninterest income$1,996,0001,312
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$692,0001,280
Trading account gains and fees$0126
Additional Noninterest Income$1,304,0001,111
Total noninterest expense$4,863,0001,832
Salaries and employee benefits$2,689,0001,828
Premises and equipment expense$607,0002,066
Additional noninterest expense$1,567,0001,688
Pre-tax net operating income$4,773,0001,066
Securities gains (losses)$43,000476
Applicable income taxes$1,247,0001,159
Income before extraordinary items$3,569,0001,072
Extraordinary gains, net$039
Net income$3,569,0001,073
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0002,198
Cash dividends$1,930,000863
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,537,1801,072
2006-03-31 (YTD Data)Rank
Total interest income$8,171,0001,163
Total interest expense$4,317,000856
Net interest income$3,854,0001,490
Provision for loan and lease losses$105,0001,911
Total noninterest income$1,028,0001,254
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$343,0001,255
Trading account gains and fees$0115
Additional Noninterest Income$685,0001,057
Total noninterest expense$2,493,0001,780
Salaries and employee benefits$1,403,0001,746
Premises and equipment expense$304,0002,070
Additional noninterest expense$786,0001,661
Pre-tax net operating income$2,284,0001,090
Securities gains (losses)$32,000405
Applicable income taxes$586,0001,225
Income before extraordinary items$1,730,0001,088
Extraordinary gains, net$021
Net income$1,730,0001,087
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0002,212
Cash dividends$1,186,000659
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,706,0001,085
2005-12-31 (YTD Data)Rank
Total interest income$30,294,0001,086
Total interest expense$14,901,000763
Net interest income$15,393,0001,411
Provision for loan and lease losses$485,0001,941
Total noninterest income$5,855,000963
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,497,0001,186
Trading account gains and fees$0138
Additional Noninterest Income$4,358,000748
Total noninterest expense$11,619,0001,483
Salaries and employee benefits$5,291,0001,758
Premises and equipment expense$1,247,0001,928
Additional noninterest expense$5,081,0001,021
Pre-tax net operating income$9,144,0001,056
Securities gains (losses)$11,0001,453
Applicable income taxes$2,391,0001,181
Income before extraordinary items$6,764,0001,065
Extraordinary gains, net$046
Net income$6,764,0001,065
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0003,391
Cash dividends$3,199,000980
Sale, conversion, retirement of capital stock, net$0934
Net operating income$6,755,8601,046
2005-09-30 (YTD Data)Rank
Total interest income$22,254,0001,072
Total interest expense$10,761,000745
Net interest income$11,493,0001,399
Provision for loan and lease losses$420,0001,646
Total noninterest income$4,867,000875
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,131,0001,170
Trading account gains and fees$0126
Additional Noninterest Income$3,736,000687
Total noninterest expense$9,257,0001,375
Salaries and employee benefits$3,975,0001,744
Premises and equipment expense$958,0001,879
Additional noninterest expense$4,324,000878
Pre-tax net operating income$6,683,0001,083
Securities gains (losses)$11,0001,448
Applicable income taxes$1,722,0001,232
Income before extraordinary items$4,972,0001,078
Extraordinary gains, net$035
Net income$4,972,0001,078
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0003,163
Cash dividends$2,527,000863
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,963,8601,064
2005-06-30 (YTD Data)Rank
Total interest income$14,507,0001,068
Total interest expense$6,867,000734
Net interest income$7,640,0001,391
Provision for loan and lease losses$300,0001,505
Total noninterest income$3,159,000883
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$747,0001,148
Trading account gains and fees$0116
Additional Noninterest Income$2,412,000705
Total noninterest expense$6,150,0001,379
Salaries and employee benefits$2,642,0001,743
Premises and equipment expense$641,0001,864
Additional noninterest expense$2,867,000879
Pre-tax net operating income$4,349,0001,085
Securities gains (losses)$7,0001,472
Applicable income taxes$1,093,0001,271
Income before extraordinary items$3,263,0001,068
Extraordinary gains, net$030
Net income$3,263,0001,068
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0007,937
Cash dividends$1,315,0001,043
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,257,7501,053
2005-03-31 (YTD Data)Rank
Total interest income$7,116,0001,066
Total interest expense$3,271,000732
Net interest income$3,845,0001,377
Provision for loan and lease losses$150,0001,379
Total noninterest income$1,620,000852
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$358,0001,154
Trading account gains and fees$0115
Additional Noninterest Income$1,262,000667
Total noninterest expense$3,184,0001,340
Salaries and employee benefits$1,384,0001,662
Premises and equipment expense$324,0001,852
Additional noninterest expense$1,476,000843
Pre-tax net operating income$2,131,0001,085
Securities gains (losses)$13,000933
Applicable income taxes$512,0001,328
Income before extraordinary items$1,632,0001,062
Extraordinary gains, net$024
Net income$1,632,0001,062
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-119,0008,817
Cash dividends$655,000961
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,622,1201,040
2004-12-31 (YTD Data)Rank
Total interest income$27,447,0001,027
Total interest expense$12,231,000662
Net interest income$15,216,0001,333
Provision for loan and lease losses$600,0001,645
Total noninterest income$5,828,000946
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,490,0001,195
Trading account gains and fees$0138
Additional Noninterest Income$4,338,000742
Total noninterest expense$12,016,0001,365
Salaries and employee benefits$5,289,0001,665
Premises and equipment expense$1,408,0001,655
Additional noninterest expense$5,319,000942
Pre-tax net operating income$8,428,0001,040
Securities gains (losses)$948,000295
Applicable income taxes$2,547,0001,031
Income before extraordinary items$6,829,000969
Extraordinary gains, net$034
Net income$6,829,000970
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,457,000582
Cash dividends$2,238,0001,234
Sale, conversion, retirement of capital stock, net$0872
Net operating income$6,136,9601,034
2004-09-30 (YTD Data)Rank
Total interest income$20,474,0001,022
Total interest expense$9,122,000658
Net interest income$11,352,0001,321
Provision for loan and lease losses$450,0001,575
Total noninterest income$4,381,000953
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,109,0001,213
Trading account gains and fees$0134
Additional Noninterest Income$3,272,000750
Total noninterest expense$8,765,0001,397
Salaries and employee benefits$3,831,0001,722
Premises and equipment expense$1,060,0001,646
Additional noninterest expense$3,874,000964
Pre-tax net operating income$6,518,0001,015
Securities gains (losses)$32,0001,992
Applicable income taxes$1,754,0001,133
Income before extraordinary items$4,796,0001,033
Extraordinary gains, net$026
Net income$4,796,0001,034
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$297,0001,449
Cash dividends$1,671,0001,154
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,772,6401,003
2004-06-30 (YTD Data)Rank
Total interest income$13,558,0001,011
Total interest expense$6,052,000649
Net interest income$7,506,0001,323
Provision for loan and lease losses$300,0001,523
Total noninterest income$2,876,000960
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$729,0001,209
Trading account gains and fees$0130
Additional Noninterest Income$2,147,000748
Total noninterest expense$5,791,0001,398
Salaries and employee benefits$2,534,0001,734
Premises and equipment expense$708,0001,630
Additional noninterest expense$2,549,000972
Pre-tax net operating income$4,291,0001,017
Securities gains (losses)$18,0002,100
Applicable income taxes$1,162,0001,140
Income before extraordinary items$3,147,0001,049
Extraordinary gains, net$021
Net income$3,147,0001,050
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$160,0001,604
Cash dividends$1,115,0001,141
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,133,8601,009
2004-03-31 (YTD Data)Rank
Total interest income$6,831,0001,012
Total interest expense$3,075,000659
Net interest income$3,756,0001,320
Provision for loan and lease losses$150,0001,414
Total noninterest income$1,513,000903
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$361,0001,177
Trading account gains and fees$0121
Additional Noninterest Income$1,152,000716
Total noninterest expense$2,971,0001,384
Salaries and employee benefits$1,305,0001,703
Premises and equipment expense$350,0001,676
Additional noninterest expense$1,316,000944
Pre-tax net operating income$2,148,0001,002
Securities gains (losses)$2,0002,612
Applicable income taxes$570,0001,181
Income before extraordinary items$1,580,0001,043
Extraordinary gains, net$016
Net income$1,580,0001,043
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0001,678
Cash dividends$485,0001,268
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,578,540979
2003-12-31 (YTD Data)Rank
Total interest income$25,071,0001,140
Total interest expense$11,367,000779
Net interest income$13,704,0001,418
Provision for loan and lease losses$675,0001,666
Total noninterest income$5,745,0001,017
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,497,0001,152
Trading account gains and fees$0160
Additional Noninterest Income$4,248,000861
Total noninterest expense$12,001,0001,341
Salaries and employee benefits$4,696,0001,833
Premises and equipment expense$1,426,0001,600
Additional noninterest expense$5,879,000865
Pre-tax net operating income$6,773,0001,234
Securities gains (losses)$995,000483
Applicable income taxes$2,311,0001,143
Income before extraordinary items$5,457,0001,176
Extraordinary gains, net$054
Net income$5,457,0001,177
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,466,000692
Cash dividends$1,869,0001,466
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,760,5001,272
2003-09-30 (YTD Data)Rank
Total interest income$18,636,0001,167
Total interest expense$8,496,000823
Net interest income$10,140,0001,449
Provision for loan and lease losses$525,0001,587
Total noninterest income$4,543,000999
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,109,0001,182
Trading account gains and fees$0153
Additional Noninterest Income$3,434,000836
Total noninterest expense$9,271,0001,323
Salaries and employee benefits$3,380,0001,912
Premises and equipment expense$1,080,0001,586
Additional noninterest expense$4,811,000804
Pre-tax net operating income$4,887,0001,319
Securities gains (losses)$819,000506
Applicable income taxes$1,707,0001,205
Income before extraordinary items$3,999,0001,232
Extraordinary gains, net$040
Net income$3,999,0001,232
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$818,000797
Cash dividends$1,403,0001,346
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,425,7001,360
2003-06-30 (YTD Data)Rank
Total interest income$12,631,0001,161
Total interest expense$5,781,000834
Net interest income$6,850,0001,426
Provision for loan and lease losses$400,0001,388
Total noninterest income$3,031,000994
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$735,0001,165
Trading account gains and fees$0150
Additional Noninterest Income$2,296,000837
Total noninterest expense$6,428,0001,270
Salaries and employee benefits$2,294,0001,867
Premises and equipment expense$715,0001,607
Additional noninterest expense$3,419,000760
Pre-tax net operating income$3,053,0001,398
Securities gains (losses)$750,000449
Applicable income taxes$1,126,0001,241
Income before extraordinary items$2,677,0001,237
Extraordinary gains, net$030
Net income$2,677,0001,237
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$601,000752
Cash dividends$935,0001,386
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,152,0001,421
2003-03-31 (YTD Data)Rank
Total interest income$6,444,0001,141
Total interest expense$2,962,000839
Net interest income$3,482,0001,407
Provision for loan and lease losses$225,0001,208
Total noninterest income$1,527,000956
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$363,0001,138
Trading account gains and fees$0134
Additional Noninterest Income$1,164,000803
Total noninterest expense$2,909,0001,377
Salaries and employee benefits$1,181,0001,804
Premises and equipment expense$356,0001,617
Additional noninterest expense$1,372,000910
Pre-tax net operating income$1,875,0001,152
Securities gains (losses)$16,0002,005
Applicable income taxes$549,0001,265
Income before extraordinary items$1,342,0001,227
Extraordinary gains, net$021
Net income$1,342,0001,226
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$494,000505
Cash dividends$467,0001,297
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,330,6401,162
2002-12-31 (YTD Data)Rank
Total interest income$27,926,0001,104
Total interest expense$13,172,000864
Net interest income$14,754,0001,310
Provision for loan and lease losses$1,680,000856
Total noninterest income$4,740,0001,106
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,398,0001,154
Trading account gains and fees$0153
Additional Noninterest Income$3,342,000931
Total noninterest expense$11,141,0001,385
Salaries and employee benefits$4,626,0001,731
Premises and equipment expense$1,409,0001,579
Additional noninterest expense$5,106,000978
Pre-tax net operating income$6,673,0001,263
Securities gains (losses)$493,000664
Applicable income taxes$2,099,0001,238
Income before extraordinary items$5,067,0001,239
Extraordinary gains, net$070
Net income$5,067,0001,239
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,916,000583
Cash dividends$1,713,0001,491
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,716,9701,280
2001-12-31 (YTD Data)Rank
Total interest income$30,076,0001,129
Total interest expense$16,023,0001,012
Net interest income$14,053,0001,266
Provision for loan and lease losses$3,555,000462
Total noninterest income$4,167,0001,146
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,474,0001,008
Trading account gains and fees$0177
Additional Noninterest Income$2,693,0001,019
Total noninterest expense$9,810,0001,501
Salaries and employee benefits$4,207,0001,785
Premises and equipment expense$1,277,0001,691
Additional noninterest expense$4,326,0001,103
Pre-tax net operating income$4,855,0001,485
Securities gains (losses)$-22,0009,382
Applicable income taxes$1,322,0001,672
Income before extraordinary items$3,511,0001,525
Extraordinary gains, net$142,00056
Net income$3,653,0001,476
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,849,000606
Cash dividends$1,849,0001,425
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,527,0601,458
2000-12-31 (YTD Data)Rank
Total interest income$30,590,0001,153
Total interest expense$17,629,0001,005
Net interest income$12,961,0001,356
Provision for loan and lease losses$2,543,000518
Total noninterest income$3,408,0001,204
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,397,000962
Trading account gains and fees$0180
Additional Noninterest Income$2,011,0001,127
Total noninterest expense$9,063,0001,548
Salaries and employee benefits$3,604,0001,985
Premises and equipment expense$1,288,0001,613
Additional noninterest expense$4,171,0001,116
Pre-tax net operating income$4,763,0001,554
Securities gains (losses)$59,000682
Applicable income taxes$1,631,0001,399
Income before extraordinary items$3,191,0001,646
Extraordinary gains, net$038
Net income$3,191,0001,646
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,763,000394
Cash dividends$1,660,0001,544
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,152,0601,658
1999-12-31 (YTD Data)Rank
Total interest income$25,638,0001,271
Total interest expense$13,335,0001,142
Net interest income$12,303,0001,419
Provision for loan and lease losses$2,506,000464
Total noninterest income$2,695,0001,483
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,164,0001,140
Trading account gains and fees$0173
Additional Noninterest Income$1,531,0001,381
Total noninterest expense$8,014,0001,718
Salaries and employee benefits$3,536,0001,984
Premises and equipment expense$1,272,0001,609
Additional noninterest expense$3,206,0001,437
Pre-tax net operating income$4,478,0001,680
Securities gains (losses)$03,155
Applicable income taxes$1,568,0001,534
Income before extraordinary items$2,910,0001,833
Extraordinary gains, net$035
Net income$2,910,0001,834
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,539,000529
Cash dividends$855,0002,555
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,910,0001,798
1998-12-31 (YTD Data)Rank
Total interest income$21,801,0001,485
Total interest expense$11,169,0001,383
Net interest income$10,632,0001,596
Provision for loan and lease losses$891,0001,081
Total noninterest income$2,204,0001,694
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$978,0001,277
Trading account gains and fees$0224
Additional Noninterest Income$1,226,0001,606
Total noninterest expense$6,638,0001,968
Salaries and employee benefits$2,907,0002,318
Premises and equipment expense$1,167,0001,693
Additional noninterest expense$2,564,0001,672
Pre-tax net operating income$5,307,0001,408
Securities gains (losses)$14,0002,712
Applicable income taxes$1,869,0001,347
Income before extraordinary items$3,452,0001,530
Extraordinary gains, net$032
Net income$3,452,0001,530
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$208,0002,376
Cash dividends$385,0004,099
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,442,9001,471
1997-12-31 (YTD Data)Rank
Total interest income$19,896,0001,654
Total interest expense$10,352,0001,500
Net interest income$9,544,0001,826
Provision for loan and lease losses$285,0002,727
Total noninterest income$1,923,0001,827
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$865,0001,492
Trading account gains and fees$0239
Additional Noninterest Income$1,058,0001,682
Total noninterest expense$6,131,0002,102
Salaries and employee benefits$2,767,0002,399
Premises and equipment expense$1,123,0001,757
Additional noninterest expense$2,241,0001,897
Pre-tax net operating income$5,051,0001,537
Securities gains (losses)$-60,00010,679
Applicable income taxes$1,864,0001,406
Income before extraordinary items$3,127,0001,708
Extraordinary gains, net$044
Net income$3,127,0001,709
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$254,0002,186
Cash dividends$697,0002,817
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,165,4001,650
1996-12-31 (YTD Data)Rank
Total interest income$17,746,0001,907
Total interest expense$9,696,0001,641
Net interest income$8,050,0002,241
Provision for loan and lease losses$80,0005,594
Total noninterest income$1,855,0001,962
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$801,0001,663
Trading account gains and fees$0262
Additional Noninterest Income$1,054,0001,754
Total noninterest expense$5,721,0002,402
Salaries and employee benefits$2,584,0002,591
Premises and equipment expense$960,0002,090
Additional noninterest expense$2,177,0002,272
Pre-tax net operating income$4,104,0001,749
Securities gains (losses)$26,0001,793
Applicable income taxes$1,494,0001,604
Income before extraordinary items$2,636,0001,878
Extraordinary gains, net$053
Net income$2,636,0001,879
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0009,914
Cash dividends$265,0004,823
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,619,3601,851
1995-12-31 (YTD Data)Rank
Total interest income$16,293,0002,062
Total interest expense$8,863,0001,791
Net interest income$7,430,0002,425
Provision for loan and lease losses$08,958
Total noninterest income$2,003,0001,831
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$735,0001,846
Trading account gains and fees$0522
Additional Noninterest Income$1,268,0001,540
Total noninterest expense$6,155,0002,209
Salaries and employee benefits$2,642,0002,531
Premises and equipment expense$837,0002,381
Additional noninterest expense$2,676,0001,868
Pre-tax net operating income$3,278,0002,249
Securities gains (losses)$37,0001,505
Applicable income taxes$1,119,0002,159
Income before extraordinary items$2,196,0002,303
Extraordinary gains, net$065
Net income$2,196,0002,301
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0005,662
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$2,000795
Net operating income$2,171,5802,301
1994-12-31 (YTD Data)Rank
Total interest income$13,621,0002,247
Total interest expense$6,135,0002,038
Net interest income$7,486,0002,421
Provision for loan and lease losses$172,0003,335
Total noninterest income$1,781,0001,999
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$805,0001,675
Trading account gains and fees$0475
Additional Noninterest Income$976,0001,864
Total noninterest expense$5,935,0002,370
Salaries and employee benefits$2,501,0002,663
Premises and equipment expense$697,0002,841
Additional noninterest expense$2,737,0001,981
Pre-tax net operating income$3,160,0002,241
Securities gains (losses)$-52,00011,060
Applicable income taxes$1,098,0002,054
Income before extraordinary items$2,010,0002,422
Extraordinary gains, net$0249
Net income$2,010,0002,422
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$336,0001,775
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,043,8002,400
1993-12-31 (YTD Data)Rank
Total interest income$12,816,0002,409
Total interest expense$5,750,0002,257
Net interest income$7,066,0002,538
Provision for loan and lease losses$222,0003,681
Total noninterest income$1,883,0002,057
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$847,0001,619
Trading account gains and fees$0532
Additional Noninterest Income$1,036,0001,985
Total noninterest expense$5,340,0002,682
Salaries and employee benefits$2,215,0002,965
Premises and equipment expense$739,0002,736
Additional noninterest expense$2,386,0002,341
Pre-tax net operating income$3,387,0002,013
Securities gains (losses)$1,0007,052
Applicable income taxes$1,112,0002,053
Income before extraordinary items$2,276,0002,199
Extraordinary gains, net$83,0001,747
Net income$2,359,0002,204
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-532,00013,235
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,275,3302,065
1992-12-31 (YTD Data)Rank
Total interest income$12,787,0002,752
Total interest expense$6,526,0002,580
Net interest income$6,261,0002,910
Provision for loan and lease losses$622,0002,571
Total noninterest income$1,525,0002,362
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$807,0001,682
Trading account gains and fees$0504
Additional Noninterest Income$718,0002,484
Total noninterest expense$5,072,0002,822
Salaries and employee benefits$2,330,0002,787
Premises and equipment expense$666,0003,060
Additional noninterest expense$2,076,0002,706
Pre-tax net operating income$2,092,0002,974
Securities gains (losses)$34,0004,785
Applicable income taxes$657,0003,167
Income before extraordinary items$1,469,0003,137
Extraordinary gains, net$01,422
Net income$1,469,0003,169
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$141,0005,042
Cash dividends$250,0004,445
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,445,5402,953

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.