Home > Armed Forces Bank > Net charge- offs to loans
Armed Forces Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3222% | 340 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 3,666 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0070% | 4,159 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0021% | 724 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0069% | 4,246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0029% | 650 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9147% | 4,561 |
| Percentage Net Loans Charged-off: Loans to individuals | 12.3625% | 75 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0229% | 273 |
| Percentage Net Loans Charged-off: Other loans to individual | 13.0240% | 23 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2857% | 299 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 3,627 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0067% | 4,184 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0029% | 586 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0094% | 4,305 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0040% | 512 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2205% | 4,593 |
| Percentage Net Loans Charged-off: Loans to individuals | 12.5869% | 33 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3138% | 194 |
| Percentage Net Loans Charged-off: Other loans to individual | 13.2424% | 34 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2289% | 356 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0047% | 3,810 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0056% | 4,223 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0046% | 3,808 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0144% | 4,362 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0037% | 3,764 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.7882% | 4,632 |
| Percentage Net Loans Charged-off: Loans to individuals | 13.6746% | 28 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7154% | 252 |
| Percentage Net Loans Charged-off: Other loans to individual | 14.4357% | 63 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0156% | 4,014 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0055% | 3,932 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0080% | 4,324 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 3,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 3,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.4628% | 4,675 |
| Percentage Net Loans Charged-off: Loans to individuals | 15.2285% | 26 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5180% | 4,658 |
| Percentage Net Loans Charged-off: Other loans to individual | 16.2304% | 20 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6269% | 112 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0068% | 3,688 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0091% | 4,146 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 3,593 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0098% | 4,320 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0033% | 3,620 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0008% | 3,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 13.7946% | 29 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9600% | 109 |
| Percentage Net Loans Charged-off: Other loans to individual | 14.5527% | 22 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6365% | 98 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0072% | 3,695 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0098% | 4,201 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0032% | 3,542 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0035% | 3,622 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 13.6730% | 25 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6343% | 118 |
| Percentage Net Loans Charged-off: Other loans to individual | 14.4658% | 22 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6734% | 90 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0062% | 3,587 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0081% | 4,099 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0035% | 3,471 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0038% | 3,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | 14.4137% | 26 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4896% | 127 |
| Percentage Net Loans Charged-off: Other loans to individual | 15.3001% | 22 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7617% | 91 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0072% | 3,775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0093% | 4,254 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0039% | 3,623 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0043% | 3,695 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 16.2443% | 26 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0106% | 64 |
| Percentage Net Loans Charged-off: Other loans to individual | 17.1863% | 21 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2856% | 311 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0119% | 3,874 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0047% | 4,063 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0416% | 4,199 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0466% | 4,247 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6856% | 48 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7527% | 348 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.3899% | 38 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1984% | 427 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0144% | 3,974 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0045% | 4,133 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0568% | 4,372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0641% | 4,420 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9603% | 103 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6210% | 356 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3716% | 83 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1217% | 639 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0188% | 4,144 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 4,215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0796% | 4,521 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0895% | 4,549 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2337% | 318 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9320% | 295 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3057% | 257 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1368% | 549 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0312% | 4,410 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 4,223 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1456% | 4,686 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1628% | 4,706 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7115% | 149 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8433% | 208 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0189% | 120 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1019% | 1,454 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0245% | 4,468 |
| Percentage Net Loans Charged-off:Construction & development | -0.4660% | 4,532 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0108% | 4,419 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0170% | 1,190 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2184% | 126 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0050% | 3,939 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0008% | 3,728 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0167% | 115 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8456% | 186 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.6326% | 87 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0834% | 1,476 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0308% | 4,554 |
| Percentage Net Loans Charged-off:Construction & development | -0.6057% | 4,572 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0134% | 4,470 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0257% | 911 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2958% | 97 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 3,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,840 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1929% | 109 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2309% | 156 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.7116% | 78 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0807% | 1,440 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0440% | 4,684 |
| Percentage Net Loans Charged-off:Construction & development | -0.8226% | 4,584 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0179% | 4,578 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0384% | 701 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4333% | 74 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0058% | 4,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5466% | 111 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8314% | 145 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.9351% | 88 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1349% | 919 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0072% | 957 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 4,396 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0446% | 566 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4842% | 57 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0038% | 3,957 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2403% | 133 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6110% | 113 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.0363% | 126 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4510% | 417 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1368% | 4,973 |
| Percentage Net Loans Charged-off:Construction & development | -1.8709% | 4,726 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0316% | 4,675 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0130% | 4,283 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1230% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0268% | 4,534 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2249% | 227 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8740% | 144 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4467% | 558 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.0155% | 65 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2452% | 5,136 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1818% | 5,072 |
| Percentage Net Loans Charged-off:Construction & development | -2.5687% | 4,800 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0403% | 4,787 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0161% | 4,385 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1645% | 175 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0342% | 4,651 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0969% | 4,991 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7831% | 140 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9945% | 429 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.5521% | 66 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4525% | 5,217 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2761% | 5,167 |
| Percentage Net Loans Charged-off:Construction & development | -4.2113% | 4,832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0596% | 4,949 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0228% | 4,523 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2461% | 111 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0502% | 4,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.6620% | 5,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7445% | 135 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0854% | 275 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.7995% | 82 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.8371% | 5,298 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3058% | 5,232 |
| Percentage Net Loans Charged-off:Construction & development | -4.0713% | 4,865 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0765% | 5,083 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0676% | 4,942 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0744% | 4,980 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.0823% | 5,136 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1921% | 124 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7531% | 147 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.4679% | 102 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5663% | 305 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5915% | 93 |
| Percentage Net Loans Charged-off:Construction & development | 7.8294% | 11 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0112% | 4,619 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0834% | 4,318 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0881% | 5,043 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6543% | 4,001 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0440% | 4,854 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1348% | 4,697 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5399% | 92 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3083% | 269 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.0976% | 48 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1248% | 1,267 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0346% | 4,801 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 4,470 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0785% | 4,356 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1162% | 5,150 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9260% | 4,047 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0572% | 4,961 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0069% | 3,922 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3640% | 106 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4434% | 240 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.7464% | 65 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1269% | 1,164 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0174% | 4,554 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 4,551 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0668% | 4,377 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0462% | 4,925 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0494% | 4,959 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0051% | 3,869 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7149% | 131 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7090% | 216 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.4588% | 80 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1398% | 976 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0139% | 4,580 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 4,650 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0799% | 4,433 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0351% | 4,915 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0375% | 4,978 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0050% | 3,894 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2753% | 124 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8942% | 194 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.3299% | 73 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1580% | 1,543 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0647% | 5,195 |
| Percentage Net Loans Charged-off:Construction & development | -0.5459% | 5,066 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0294% | 4,448 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 4,432 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0825% | 465 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0084% | 4,652 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0095% | 2,335 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.3266% | 97 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3642% | 425 |
| Percentage Net Loans Charged-off: Other loans to individual | 8.4506% | 36 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1457% | 1,373 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0889% | 5,329 |
| Percentage Net Loans Charged-off:Construction & development | -0.7415% | 5,136 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0257% | 4,474 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0073% | 4,600 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0078% | 4,646 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0129% | 1,936 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.1563% | 93 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2382% | 412 |
| Percentage Net Loans Charged-off: Other loans to individual | 8.2386% | 41 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1790% | 1,105 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0232% | 4,905 |
| Percentage Net Loans Charged-off:Construction & development | -0.1549% | 4,936 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0141% | 4,495 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0093% | 4,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0100% | 4,696 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0308% | 1,542 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3095% | 120 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4449% | 370 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.5854% | 53 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1547% | 1,037 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0357% | 5,185 |
| Percentage Net Loans Charged-off:Construction & development | -0.2599% | 5,100 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0243% | 4,556 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0061% | 4,568 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0066% | 4,627 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0020% | 3,937 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4970% | 128 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4722% | 330 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.9638% | 60 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6445% | 5,847 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.4506% | 5,839 |
| Percentage Net Loans Charged-off:Construction & development | -9.2162% | 5,457 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 4,721 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0491% | 4,629 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3239% | 5,712 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0530% | 4,115 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3454% | 5,713 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0596% | 4,826 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1815% | 118 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3309% | 426 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.9006% | 55 |
| Percentage Net Loans Charged-off: All other loans and lease | 18.5039% | 86 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.7755% | 5,912 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.7391% | 5,904 |
| Percentage Net Loans Charged-off:Construction & development | -10.0692% | 5,501 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 4,761 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0484% | 4,657 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4343% | 5,798 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0702% | 4,175 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4637% | 5,795 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0156% | 4,354 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6998% | 131 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4093% | 392 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.9562% | 59 |
| Percentage Net Loans Charged-off: All other loans and lease | 17.1666% | 91 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.3853% | 6,002 |
| Percentage Net Loans Charged-off: Total real estate loans | -2.7842% | 5,984 |
| Percentage Net Loans Charged-off:Construction & development | -15.6961% | 5,541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 4,913 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0542% | 4,692 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6655% | 5,900 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0861% | 4,236 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7117% | 5,899 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0238% | 4,435 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5840% | 235 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8811% | 469 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.2984% | 101 |
| Percentage Net Loans Charged-off: All other loans and lease | 14.0039% | 88 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.7260% | 6,024 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.6623% | 6,033 |
| Percentage Net Loans Charged-off:Construction & development | -6.5322% | 5,531 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0043% | 5,043 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0361% | 4,718 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.3804% | 5,994 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -1.4915% | 5,993 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1029% | 202 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3369% | 356 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.9013% | 91 |
| Percentage Net Loans Charged-off: All other loans and lease | 13.9162% | 69 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.2715% | 6,133 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.1889% | 6,102 |
| Percentage Net Loans Charged-off:Construction & development | -8.4770% | 5,679 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0922% | 1,064 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3780% | 4,882 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0188% | 2,780 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2664% | 435 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0063% | 5,184 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0004% | 4,301 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4152% | 504 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8866% | 551 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1598% | 243 |
| Percentage Net Loans Charged-off: All other loans and lease | -39.9671% | 5,636 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3401% | 6,108 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.4756% | 6,186 |
| Percentage Net Loans Charged-off:Construction & development | -10.8311% | 5,743 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1450% | 755 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4532% | 4,930 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0163% | 2,570 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3414% | 340 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0180% | 5,389 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9070% | 811 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8738% | 483 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9573% | 683 |
| Percentage Net Loans Charged-off: All other loans and lease | 33.1104% | 42 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0650% | 2,451 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6525% | 6,199 |
| Percentage Net Loans Charged-off:Construction & development | -4.9962% | 5,732 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1276% | 711 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0293% | 4,833 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0133% | 5,341 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0160% | 4,213 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0130% | 5,349 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,760 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2316% | 2,114 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3731% | 537 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,908 |
| Percentage Net Loans Charged-off: All other loans and lease | 30.0171% | 42 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0298% | 5,246 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6881% | 6,245 |
| Percentage Net Loans Charged-off:Construction & development | -5.3777% | 5,754 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2137% | 414 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0286% | 4,890 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0206% | 5,439 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0234% | 5,506 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5338% | 482 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1542% | 353 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2215% | 294 |
| Percentage Net Loans Charged-off: All other loans and lease | 27.4177% | 47 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6358% | 6,420 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.1103% | 6,416 |
| Percentage Net Loans Charged-off:Construction & development | -6.0830% | 5,933 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0352% | 5,756 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0283% | 4,980 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1379% | 2,034 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0079% | 4,364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1601% | 1,804 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.6867% | 6,155 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1424% | 5,774 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2557% | 734 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8575% | 6,188 |
| Percentage Net Loans Charged-off: All other loans and lease | 34.7276% | 40 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4183% | 6,434 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.2834% | 6,496 |
| Percentage Net Loans Charged-off:Construction & development | -6.6180% | 5,979 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0418% | 5,855 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0280% | 5,028 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1085% | 2,096 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0107% | 4,395 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1271% | 1,876 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6325% | 6,041 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6387% | 6,203 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0453% | 1,184 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.7015% | 6,327 |
| Percentage Net Loans Charged-off: All other loans and lease | 30.1831% | 38 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1211% | 2,463 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1952% | 6,352 |
| Percentage Net Loans Charged-off:Construction & development | -0.4742% | 5,690 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2363% | 6,279 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0326% | 5,063 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1466% | 1,722 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0164% | 4,445 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1735% | 1,513 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8573% | 6,148 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.5234% | 6,408 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8761% | 1,240 |
| Percentage Net Loans Charged-off: Other loans to individual | -2.7041% | 6,421 |
| Percentage Net Loans Charged-off: All other loans and lease | 26.3697% | 37 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0185% | 3,215 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0318% | 5,878 |
| Percentage Net Loans Charged-off:Construction & development | -0.1330% | 5,566 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 5,576 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0331% | 5,104 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1139% | 1,511 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0334% | 4,533 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1396% | 1,338 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2834% | 6,269 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.6571% | 6,457 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8028% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | -3.2566% | 6,489 |
| Percentage Net Loans Charged-off: All other loans and lease | 24.6651% | 48 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8100% | 224 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1457% | 126 |
| Percentage Net Loans Charged-off:Construction & development | -1.4726% | 6,038 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7461% | 303 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.7619% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3810% | 1,414 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8820% | 439 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2709% | 1,791 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.2308% | 6,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3074% | 403 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6228% | 183 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2888% | 2,640 |
| Percentage Net Loans Charged-off: All other loans and lease | 36.7391% | 44 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2653% | 150 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6151% | 86 |
| Percentage Net Loans Charged-off:Construction & development | -1.7835% | 6,113 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7104% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.5433% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5927% | 907 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1125% | 361 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4719% | 1,089 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.0575% | 6,523 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1432% | 263 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0053% | 100 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3980% | 1,998 |
| Percentage Net Loans Charged-off: All other loans and lease | 33.4485% | 44 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0221% | 97 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.4482% | 68 |
| Percentage Net Loans Charged-off:Construction & development | 0.7031% | 818 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3998% | 6,650 |
| Percentage Net Loans Charged-off: Multi-family residential | 12.8588% | 25 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5264% | 1,026 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9064% | 427 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4405% | 1,175 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5085% | 6,514 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6805% | 226 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1507% | 75 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2157% | 2,459 |
| Percentage Net Loans Charged-off: All other loans and lease | 31.2300% | 46 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3476% | 185 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1650% | 187 |
| Percentage Net Loans Charged-off:Construction & development | 2.5654% | 357 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.9269% | 6,780 |
| Percentage Net Loans Charged-off: Multi-family residential | 22.4697% | 11 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6202% | 837 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1024% | 170 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2801% | 1,374 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3412% | 6,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.1520% | 125 |
| Percentage Net Loans Charged-off: Credit card loans | 9.5654% | 50 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6851% | 551 |
| Percentage Net Loans Charged-off: All other loans and lease | 32.5681% | 42 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9864% | 170 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4515% | 230 |
| Percentage Net Loans Charged-off:Construction & development | 4.0703% | 668 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8613% | 439 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.8065% | 5,585 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8397% | 1,089 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1034% | 296 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5620% | 1,559 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0657% | 1,363 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3843% | 231 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6554% | 95 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6721% | 407 |
| Percentage Net Loans Charged-off: All other loans and lease | 44.3580% | 53 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.0202% | 86 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.6433% | 103 |
| Percentage Net Loans Charged-off:Construction & development | 7.5678% | 363 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8793% | 406 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.0638% | 5,615 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0882% | 809 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8203% | 209 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7132% | 1,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6777% | 898 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.9621% | 196 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9877% | 119 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.2682% | 223 |
| Percentage Net Loans Charged-off: All other loans and lease | 40.5259% | 53 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8612% | 213 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5957% | 240 |
| Percentage Net Loans Charged-off:Construction & development | 3.9450% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6325% | 283 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.5710% | 5,630 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0775% | 820 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0713% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8642% | 1,029 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2350% | 2,153 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5880% | 236 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5219% | 139 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.0229% | 257 |
| Percentage Net Loans Charged-off: All other loans and lease | 40.2777% | 44 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.6545% | 112 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.5478% | 102 |
| Percentage Net Loans Charged-off:Construction & development | 7.4931% | 324 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.4850% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6232% | 276 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7094% | 476 |
| Percentage Net Loans Charged-off: Home equity loans | 3.2313% | 175 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3822% | 606 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8230% | 509 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.2451% | 165 |
| Percentage Net Loans Charged-off: Credit card loans | 9.4979% | 74 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.5030% | 214 |
| Percentage Net Loans Charged-off: All other loans and lease | 24.3235% | 64 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 7.1538% | 26 |
| Percentage Net Loans Charged-off: Total real estate loans | 7.0285% | 36 |
| Percentage Net Loans Charged-off:Construction & development | 12.6522% | 314 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.2478% | 270 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1704% | 902 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9671% | 1,285 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2687% | 707 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9021% | 1,343 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.5862% | 485 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.4607% | 95 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2040% | 356 |
| Percentage Net Loans Charged-off: Other loans to individual | 12.1564% | 72 |
| Percentage Net Loans Charged-off: All other loans and lease | 28.4082% | 72 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 7.2278% | 30 |
| Percentage Net Loans Charged-off: Total real estate loans | 7.3067% | 38 |
| Percentage Net Loans Charged-off:Construction & development | 10.2508% | 401 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.9401% | 60 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3278% | 2,538 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1470% | 5,346 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4303% | 2,103 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8057% | 560 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.1562% | 97 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9190% | 374 |
| Percentage Net Loans Charged-off: Other loans to individual | 11.5420% | 76 |
| Percentage Net Loans Charged-off: All other loans and lease | 26.5670% | 71 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.5306% | 160 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.6372% | 151 |
| Percentage Net Loans Charged-off:Construction & development | 3.1055% | 1,112 |
| Percentage Net Loans Charged-off: Commercial real estate | 8.6956% | 53 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1931% | 2,922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2340% | 2,585 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1139% | 1,490 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.7765% | 113 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3991% | 418 |
| Percentage Net Loans Charged-off: Other loans to individual | 10.9080% | 78 |
| Percentage Net Loans Charged-off: All other loans and lease | 20.5089% | 82 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2654% | 317 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2065% | 292 |
| Percentage Net Loans Charged-off:Construction & development | 3.4854% | 768 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.3349% | 197 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0779% | 7,153 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0944% | 7,163 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8028% | 1,379 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.0559% | 125 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5655% | 385 |
| Percentage Net Loans Charged-off: Other loans to individual | 10.7865% | 91 |
| Percentage Net Loans Charged-off: All other loans and lease | 18.0979% | 87 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.4344% | 141 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.6117% | 352 |
| Percentage Net Loans Charged-off:Construction & development | 7.9400% | 786 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6813% | 794 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0433% | 687 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4633% | 2,395 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1741% | 1,662 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5279% | 2,149 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.7062% | 265 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2636% | 947 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4941% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 34.9676% | 84 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 89.5878% | 26 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 10.0610% | 23 |
| Percentage Net Loans Charged-off: Total real estate loans | 10.1590% | 16 |
| Percentage Net Loans Charged-off:Construction & development | 15.8253% | 255 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9188% | 1,231 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2258% | 7,556 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2783% | 7,559 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.5349% | 269 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.5488% | 251 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8602% | 412 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 18.3801% | 114 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 8.9211% | 46 |
| Percentage Net Loans Charged-off: Total real estate loans | 9.7301% | 35 |
| Percentage Net Loans Charged-off:Construction & development | 14.9540% | 293 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3398% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3324% | 7,631 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4088% | 7,622 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1910% | 7,024 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2173% | 312 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1893% | 467 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 15.9192% | 120 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 14.5733% | 23 |
| Percentage Net Loans Charged-off: Total real estate loans | 16.3794% | 12 |
| Percentage Net Loans Charged-off:Construction & development | 25.3416% | 130 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6584% | 7,740 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | -0.8068% | 7,733 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1864% | 7,005 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.6583% | 249 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2725% | 384 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 15.8421% | 106 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 11.3100% | 26 |
| Percentage Net Loans Charged-off: Total real estate loans | 12.7832% | 20 |
| Percentage Net Loans Charged-off:Construction & development | 19.8085% | 216 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6843% | 633 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2691% | 2,908 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3274% | 2,524 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2742% | 4,289 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.2914% | 287 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8863% | 419 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 16.0169% | 177 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 12.1705% | 29 |
| Percentage Net Loans Charged-off: Total real estate loans | 14.0185% | 17 |
| Percentage Net Loans Charged-off:Construction & development | 21.8002% | 155 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8654% | 442 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3575% | 2,186 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4346% | 1,865 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2800% | 3,647 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.1964% | 275 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1730% | 375 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 13.2364% | 181 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 12.2407% | 37 |
| Percentage Net Loans Charged-off: Total real estate loans | 14.3973% | 22 |
| Percentage Net Loans Charged-off:Construction & development | 22.7885% | 141 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1880% | 299 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.7348% | 242 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9341% | 389 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.5267% | 186 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.8438% | 166 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.6669% | 103 |
| Percentage Net Loans Charged-off:Construction & development | 10.8381% | 292 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6127% | 307 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1390% | 419 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.5120% | 199 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 9.5091% | 15 |
| Percentage Net Loans Charged-off: Total real estate loans | 10.9521% | 7 |
| Percentage Net Loans Charged-off:Construction & development | 15.8088% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7897% | 154 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0912% | 2,951 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4661% | 733 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.5396% | 233 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8508% | 542 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.8970% | 184 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.1876% | 58 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.7246% | 32 |
| Percentage Net Loans Charged-off:Construction & development | 8.6313% | 160 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1237% | 2,165 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6203% | 493 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.0817% | 213 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5913% | 517 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.4437% | 171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.5375% | 32 |
| Percentage Net Loans Charged-off: Total real estate loans | 7.2627% | 15 |
| Percentage Net Loans Charged-off:Construction & development | 10.8686% | 104 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1887% | 1,491 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9355% | 321 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.9712% | 216 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1142% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.9797% | 164 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7308% | 293 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5975% | 214 |
| Percentage Net Loans Charged-off:Construction & development | 2.3229% | 277 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.8028% | 170 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4476% | 454 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 11.7107% | 117 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2087% | 2,548 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6708% | 145 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2598% | 252 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 33.8635% | 55 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0723% | 3,679 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4958% | 8,379 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -3.2850% | 8,271 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0779% | 159 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7156% | 288 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 31.5576% | 58 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2246% | 8,324 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.7894% | 8,441 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -5.5757% | 8,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3337% | 230 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8656% | 260 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 40.4714% | 41 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.9273% | 8,522 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.5432% | 8,503 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -9.5597% | 8,346 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2722% | 477 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1485% | 629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 40.4669% | 33 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5498% | 645 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0226% | 7,088 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7653% | 120 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2754% | 235 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 47.6747% | 41 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4809% | 629 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0003% | 2,893 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0046% | 2,347 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0226% | 504 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0291% | 7,002 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3369% | 140 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6957% | 269 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 42.5170% | 38 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4069% | 762 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0453% | 7,040 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9652% | 183 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3476% | 318 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 34.4962% | 42 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4007% | 701 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0148% | 6,697 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0551% | 217 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6715% | 298 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 32.9996% | 43 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7325% | 488 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0339% | 7,307 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4865% | 108 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1117% | 259 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 24.9302% | 51 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7087% | 453 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0381% | 7,181 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7666% | 143 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8259% | 365 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 20.8475% | 47 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4776% | 783 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0148% | 6,844 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7708% | 214 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0370% | 488 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.1939% | 92 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5291% | 658 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0174% | 6,877 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7734% | 252 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1830% | 319 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 12.1734% | 64 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8922% | 512 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0219% | 4,123 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7125% | 268 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4971% | 294 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 19.9378% | 61 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8045% | 526 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0354% | 3,381 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2289% | 319 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2068% | 300 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 15.9744% | 62 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7348% | 614 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0144% | 6,936 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3482% | 333 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5965% | 226 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 14.8458% | 63 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6957% | 658 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0100% | 6,927 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7122% | 1,055 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6626% | 513 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 17.0128% | 45 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5785% | 305 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 8,039 |
| Percentage Net Loans Charged-off:Construction & development | -0.0187% | 7,982 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1935% | 3,679 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3966% | 629 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0981% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 22.0024% | 61 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6938% | 243 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 7,954 |
| Percentage Net Loans Charged-off:Construction & development | -0.0126% | 7,958 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2904% | 2,782 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6861% | 487 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7219% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 19.8986% | 71 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4171% | 322 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 8,026 |
| Percentage Net Loans Charged-off:Construction & development | -0.0200% | 7,946 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4596% | 2,040 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2483% | 662 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0526% | 589 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 16.6234% | 73 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4331% | 332 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0065% | 8,258 |
| Percentage Net Loans Charged-off:Construction & development | -0.0437% | 7,937 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4645% | 674 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8307% | 467 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 19.4251% | 65 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5376% | 174 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0388% | 63 |
| Percentage Net Loans Charged-off:Construction & development | -0.0122% | 8,046 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.4545% | 32 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9720% | 902 |
| Percentage Net Loans Charged-off: Credit card loans | 7.2264% | 265 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 19.2740% | 64 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4125% | 436 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0054% | 8,458 |
| Percentage Net Loans Charged-off:Construction & development | -0.0245% | 8,207 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5926% | 1,160 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6046% | 373 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 45.0497% | 29 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0044% | 216 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0211% | 1,429 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0120% | 1,323 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0365% | 1,375 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0141% | 1,413 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0144% | 1,413 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5106% | 251 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6609% | 235 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 68.4689% | 3 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9948% | 208 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0121% | 1,341 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0495% | 1,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0517% | 1,466 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.7801% | 10 |
| Percentage Net Loans Charged-off: Credit card loans | 68.3885% | 6 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5680% | 348 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1724% | 10 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1691% | 7 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0713% | 1,432 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0786% | 1,429 |
| Percentage Net Loans Charged-off: Commercial and industrial | -7.2498% | 1,419 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.0481% | 58 |
| Percentage Net Loans Charged-off: Credit card loans | 47.6332% | 8 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2343% | 3,400 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0343% | 616 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0681% | 321 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1014% | 1,441 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1076% | 1,438 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3658% | 55 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8001% | 666 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7485% | 513 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0413% | 7,272 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0106% | 10,116 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0682% | 6,479 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2119% | 5,219 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2257% | 6,937 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |