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Anstaff Bank, Income and Expense

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2025-03-31 (YTD Data)		Rank
Total interest income	$14,515,000	929
Total interest expense	$5,827,000	865
Net interest income	$8,688,000	988
Provision for loan and lease losses	$0	2,775
Total noninterest income	$1,349,000	1,097
Gross Fiduciary activities income	$0	918
Service charges on deposit accounts	$447,000	638
Trading account gains and fees	NA	NA
Additional Noninterest Income	$902,000	1,030
Total noninterest expense	$5,900,000	1,112
Salaries and employee benefits	$3,364,000	1,120
Premises and equipment expense	$583,000	1,117
Additional noninterest expense	$902,000	1,030
Pre-tax net operating income	$4,137,000	827
Securities gains (losses)	$-20,000	4,176
Applicable income taxes	$0	3,151
Income before extraordinary items	$4,117,000	724
Extraordinary gains, net	$0	47
Net income	$4,117,000	737
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,117,000	724
Net charge-offs	$-66,000	4,341
Cash dividends	$1,600,000	647
Sale, conversion, retirement of capital stock, net	$0	467
Net operating income	$4,137,000	716
2024-12-31 (YTD Data)		Rank
Total interest income	$54,163,000	972
Total interest expense	$24,362,000	889
Net interest income	$29,801,000	1,071
Provision for loan and lease losses	$750,000	1,092
Total noninterest income	$6,130,000	1,035
Gross Fiduciary activities income	$0	1,000
Service charges on deposit accounts	$1,721,000	663
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,409,000	948
Total noninterest expense	$23,067,000	1,116
Salaries and employee benefits	$12,845,000	1,123
Premises and equipment expense	$2,252,000	1,109
Additional noninterest expense	$4,409,000	948
Pre-tax net operating income	$12,114,000	998
Securities gains (losses)	$0	940
Applicable income taxes	$0	3,278
Income before extraordinary items	$12,114,000	862
Extraordinary gains, net	$0	53
Net income	$12,114,000	870
Minority interest net income	$0	90
Net income of bank and minority interests.	$12,114,000	862
Net charge-offs	$398,000	1,036
Cash dividends	$5,560,000	790
Sale, conversion, retirement of capital stock, net	$0	564
Net operating income	$12,114,000	865
2024-09-30 (YTD Data)		Rank
Total interest income	$39,531,000	992
Total interest expense	$18,039,000	901
Net interest income	$21,492,000	1,084
Provision for loan and lease losses	$0	3,100
Total noninterest income	$4,382,000	1,063
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$1,281,000	664
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,101,000	978
Total noninterest expense	$17,479,000	1,089
Salaries and employee benefits	$9,936,000	1,089
Premises and equipment expense	$1,692,000	1,101
Additional noninterest expense	$3,101,000	978
Pre-tax net operating income	$8,395,000	1,053
Securities gains (losses)	$0	930
Applicable income taxes	$0	3,278
Income before extraordinary items	$8,395,000	917
Extraordinary gains, net	$0	51
Net income	$8,395,000	930
Minority interest net income	$0	82
Net income of bank and minority interests.	$8,395,000	919
Net charge-offs	$324,000	880
Cash dividends	$2,900,000	943
Sale, conversion, retirement of capital stock, net	$0	527
Net operating income	$8,395,000	914
2024-06-30 (YTD Data)		Rank
Total interest income	$25,675,000	997
Total interest expense	$11,824,000	900
Net interest income	$13,851,000	1,113
Provision for loan and lease losses	$0	2,935
Total noninterest income	$2,926,000	1,060
Gross Fiduciary activities income	$0	962
Service charges on deposit accounts	$825,000	672
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,101,000	979
Total noninterest expense	$11,669,000	1,092
Salaries and employee benefits	$6,642,000	1,093
Premises and equipment expense	$1,127,000	1,111
Additional noninterest expense	$2,101,000	979
Pre-tax net operating income	$5,108,000	1,113
Securities gains (losses)	$0	628
Applicable income taxes	$0	3,283
Income before extraordinary items	$5,108,000	991
Extraordinary gains, net	$0	52
Net income	$5,108,000	1,006
Minority interest net income	$0	84
Net income of bank and minority interests.	$5,108,000	993
Net charge-offs	$209,000	793
Cash dividends	$1,900,000	960
Sale, conversion, retirement of capital stock, net	$0	496
Net operating income	$5,108,000	987
2024-03-31 (YTD Data)		Rank
Total interest income	$12,679,000	1,009
Total interest expense	$5,804,000	899
Net interest income	$6,875,000	1,124
Provision for loan and lease losses	$0	2,578
Total noninterest income	$1,386,000	1,105
Gross Fiduciary activities income	$0	895
Service charges on deposit accounts	$406,000	676
Trading account gains and fees	NA	NA
Additional Noninterest Income	$980,000	1,006
Total noninterest expense	$5,857,000	1,094
Salaries and employee benefits	$3,351,000	1,092
Premises and equipment expense	$575,000	1,107
Additional noninterest expense	$980,000	1,006
Pre-tax net operating income	$2,404,000	1,144
Securities gains (losses)	$0	689
Applicable income taxes	$0	3,183
Income before extraordinary items	$2,404,000	1,021
Extraordinary gains, net	$0	51
Net income	$2,404,000	1,032
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,404,000	1,021
Net charge-offs	$185,000	543
Cash dividends	$1,100,000	777
Sale, conversion, retirement of capital stock, net	$0	434
Net operating income	$2,404,000	1,017
2023-12-31 (YTD Data)		Rank
Total interest income	$44,703,000	1,028
Total interest expense	$15,934,000	932
Net interest income	$28,769,000	1,084
Provision for loan and lease losses	$850,000	923
Total noninterest income	$6,768,000	974
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,674,000	660
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,094,000	874
Total noninterest expense	$23,102,000	1,085
Salaries and employee benefits	$13,125,000	1,077
Premises and equipment expense	$2,276,000	1,093
Additional noninterest expense	$5,094,000	874
Pre-tax net operating income	$11,585,000	1,044
Securities gains (losses)	$0	988
Applicable income taxes	$0	3,369
Income before extraordinary items	$11,585,000	891
Extraordinary gains, net	$0	54
Net income	$11,585,000	905
Minority interest net income	$0	88
Net income of bank and minority interests.	$11,585,000	894
Net charge-offs	$378,000	868
Cash dividends	$6,045,000	692
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$11,585,000	907
2023-09-30 (YTD Data)		Rank
Total interest income	$32,396,000	1,033
Total interest expense	$10,455,000	963
Net interest income	$21,941,000	1,076
Provision for loan and lease losses	$0	3,085
Total noninterest income	$3,873,000	1,172
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$1,264,000	655
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,609,000	1,142
Total noninterest expense	$17,242,000	1,080
Salaries and employee benefits	$10,104,000	1,059
Premises and equipment expense	$1,707,000	1,085
Additional noninterest expense	$2,609,000	1,142
Pre-tax net operating income	$8,572,000	1,091
Securities gains (losses)	$0	849
Applicable income taxes	$0	3,407
Income before extraordinary items	$8,572,000	940
Extraordinary gains, net	$0	52
Net income	$8,572,000	945
Minority interest net income	$0	81
Net income of bank and minority interests.	$8,572,000	940
Net charge-offs	$163,000	970
Cash dividends	$5,045,000	595
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$8,572,000	953
2023-06-30 (YTD Data)		Rank
Total interest income	$20,631,000	1,043
Total interest expense	$5,977,000	983
Net interest income	$14,654,000	1,075
Provision for loan and lease losses	$0	2,940
Total noninterest income	$2,485,000	1,143
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$828,000	661
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,657,000	1,115
Total noninterest expense	$11,320,000	1,078
Salaries and employee benefits	$6,716,000	1,049
Premises and equipment expense	$1,140,000	1,078
Additional noninterest expense	$1,657,000	1,114
Pre-tax net operating income	$5,819,000	1,069
Securities gains (losses)	$0	938
Applicable income taxes	$0	3,436
Income before extraordinary items	$5,819,000	947
Extraordinary gains, net	$0	51
Net income	$5,819,000	958
Minority interest net income	$0	81
Net income of bank and minority interests.	$5,819,000	947
Net charge-offs	$55,000	1,144
Cash dividends	$2,745,000	687
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$5,819,000	954
2023-03-31 (YTD Data)		Rank
Total interest income	$9,912,000	1,068
Total interest expense	$2,594,000	986
Net interest income	$7,318,000	1,079
Provision for loan and lease losses	$0	2,612
Total noninterest income	$1,210,000	1,159
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$414,000	668
Trading account gains and fees	NA	NA
Additional Noninterest Income	$796,000	1,137
Total noninterest expense	$5,526,000	1,123
Salaries and employee benefits	$3,363,000	1,067
Premises and equipment expense	$583,000	1,082
Additional noninterest expense	$796,000	1,137
Pre-tax net operating income	$3,002,000	1,078
Securities gains (losses)	$0	950
Applicable income taxes	$0	3,388
Income before extraordinary items	$3,002,000	939
Extraordinary gains, net	$0	4
Net income	$3,002,000	938
Minority interest net income	$0	48
Net income of bank and minority interests.	$3,002,000	938
Net charge-offs	$24,000	1,045
Cash dividends	$1,000,000	804
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$3,002,000	955
2022-12-31 (YTD Data)		Rank
Total interest income	$37,547,000	940
Total interest expense	$4,531,000	848
Net interest income	$33,016,000	941
Provision for loan and lease losses	$950,000	847
Total noninterest income	$4,724,000	1,240
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$1,454,000	763
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,270,000	1,186
Total noninterest expense	$21,035,000	1,143
Salaries and employee benefits	$12,404,000	1,113
Premises and equipment expense	$2,220,000	1,107
Additional noninterest expense	$3,270,000	1,186
Pre-tax net operating income	$15,755,000	910
Securities gains (losses)	$-273,000	4,182
Applicable income taxes	$-7,000	4,546
Income before extraordinary items	$15,489,000	772
Extraordinary gains, net	$0	5
Net income	$15,489,000	773
Minority interest net income	$0	63
Net income of bank and minority interests.	$15,489,000	773
Net charge-offs	$8,000	2,207
Cash dividends	$6,640,000	624
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$15,762,000	780
2022-09-30 (YTD Data)		Rank
Total interest income	$27,290,000	936
Total interest expense	$2,753,000	784
Net interest income	$24,537,000	937
Provision for loan and lease losses	$450,000	1,008
Total noninterest income	$3,584,000	1,247
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$1,062,000	780
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,522,000	1,197
Total noninterest expense	$15,733,000	1,144
Salaries and employee benefits	$9,373,000	1,103
Premises and equipment expense	$1,672,000	1,090
Additional noninterest expense	$2,522,000	1,197
Pre-tax net operating income	$11,938,000	892
Securities gains (losses)	$0	740
Applicable income taxes	$-7,000	4,596
Income before extraordinary items	$11,945,000	763
Extraordinary gains, net	$0	4
Net income	$11,945,000	763
Minority interest net income	$0	57
Net income of bank and minority interests.	$11,945,000	763
Net charge-offs	$-9,000	3,567
Cash dividends	$4,625,000	614
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$11,945,000	774
2022-06-30 (YTD Data)		Rank
Total interest income	$18,001,000	906
Total interest expense	$1,673,000	698
Net interest income	$16,328,000	917
Provision for loan and lease losses	$300,000	908
Total noninterest income	$2,323,000	1,257
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$679,000	802
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,644,000	1,237
Total noninterest expense	$10,233,000	1,150
Salaries and employee benefits	$6,161,000	1,111
Premises and equipment expense	$1,092,000	1,105
Additional noninterest expense	$2,980,000	1,158
Pre-tax net operating income	$8,118,000	838
Securities gains (losses)	$0	687
Applicable income taxes	$-7,000	4,608
Income before extraordinary items	$8,125,000	708
Extraordinary gains, net	$0	4
Net income	$8,125,000	708
Minority interest net income	$0	60
Net income of bank and minority interests.	$8,125,000	708
Net charge-offs	$-71,000	4,298
Cash dividends	$2,325,000	747
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$8,125,000	720
2022-03-31 (YTD Data)		Rank
Total interest income	$9,233,000	863
Total interest expense	$815,000	678
Net interest income	$8,418,000	881
Provision for loan and lease losses	$150,000	763
Total noninterest income	$1,130,000	1,280
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$325,000	825
Trading account gains and fees	NA	NA
Additional Noninterest Income	$805,000	1,245
Total noninterest expense	$5,072,000	1,157
Salaries and employee benefits	$3,047,000	1,124
Premises and equipment expense	$547,000	1,106
Additional noninterest expense	$1,478,000	1,155
Pre-tax net operating income	$4,326,000	771
Securities gains (losses)	$0	623
Applicable income taxes	$0	3,450
Income before extraordinary items	$4,326,000	655
Extraordinary gains, net	$0	4
Net income	$4,326,000	655
Minority interest net income	$0	50
Net income of bank and minority interests.	$4,326,000	655
Net charge-offs	$-101,000	4,556
Cash dividends	$1,150,000	711
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$4,326,000	661
2021-12-31 (YTD Data)		Rank
Total interest income	$32,987,000	971
Total interest expense	$3,878,000	694
Net interest income	$29,109,000	1,001
Provision for loan and lease losses	$600,000	874
Total noninterest income	$4,713,000	1,359
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$1,096,000	910
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,617,000	1,337
Total noninterest expense	$20,254,000	1,154
Salaries and employee benefits	$12,144,000	1,113
Premises and equipment expense	$2,124,000	1,152
Additional noninterest expense	$5,986,000	1,139
Pre-tax net operating income	$12,968,000	1,055
Securities gains (losses)	$47,000	1,152
Applicable income taxes	$0	3,710
Income before extraordinary items	$13,015,000	928
Extraordinary gains, net	$0	10
Net income	$13,015,000	928
Minority interest net income	$0	74
Net income of bank and minority interests.	$13,015,000	928
Net charge-offs	$511,000	628
Cash dividends	$4,625,000	845
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$12,968,000	916
2021-09-30 (YTD Data)		Rank
Total interest income	$24,445,000	1,001
Total interest expense	$2,981,000	720
Net interest income	$21,464,000	1,024
Provision for loan and lease losses	$450,000	883
Total noninterest income	$3,557,000	1,384
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$770,000	948
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,787,000	1,358
Total noninterest expense	$14,977,000	1,175
Salaries and employee benefits	$9,048,000	1,129
Premises and equipment expense	$1,571,000	1,181
Additional noninterest expense	$4,358,000	1,167
Pre-tax net operating income	$9,594,000	1,113
Securities gains (losses)	$51,000	1,044
Applicable income taxes	$0	3,719
Income before extraordinary items	$9,645,000	981
Extraordinary gains, net	$0	8
Net income	$9,645,000	981
Minority interest net income	$0	69
Net income of bank and minority interests.	$9,645,000	981
Net charge-offs	$368,000	590
Cash dividends	$3,125,000	825
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$9,594,000	968
2021-06-30 (YTD Data)		Rank
Total interest income	$16,171,000	992
Total interest expense	$2,056,000	727
Net interest income	$14,115,000	1,024
Provision for loan and lease losses	$300,000	865
Total noninterest income	$2,340,000	1,395
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$473,000	980
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,867,000	1,344
Total noninterest expense	$9,864,000	1,172
Salaries and employee benefits	$5,944,000	1,129
Premises and equipment expense	$1,028,000	1,188
Additional noninterest expense	$2,892,000	1,158
Pre-tax net operating income	$6,291,000	1,109
Securities gains (losses)	$18,000	1,217
Applicable income taxes	$0	3,702
Income before extraordinary items	$6,309,000	986
Extraordinary gains, net	$0	6
Net income	$6,309,000	986
Minority interest net income	$0	67
Net income of bank and minority interests.	$6,309,000	986
Net charge-offs	$7,000	1,839
Cash dividends	$2,000,000	837
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$6,291,000	967
2021-03-31 (YTD Data)		Rank
Total interest income	$8,096,000	979
Total interest expense	$1,057,000	756
Net interest income	$7,039,000	1,014
Provision for loan and lease losses	$150,000	937
Total noninterest income	$1,103,000	1,436
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$237,000	958
Trading account gains and fees	NA	NA
Additional Noninterest Income	$866,000	1,396
Total noninterest expense	$4,922,000	1,154
Salaries and employee benefits	$2,862,000	1,157
Premises and equipment expense	$521,000	1,180
Additional noninterest expense	$1,539,000	1,094
Pre-tax net operating income	$3,070,000	1,125
Securities gains (losses)	$15,000	950
Applicable income taxes	$0	3,613
Income before extraordinary items	$3,085,000	993
Extraordinary gains, net	$0	3
Net income	$3,085,000	993
Minority interest net income	$0	55
Net income of bank and minority interests.	$3,085,000	993
Net charge-offs	$-2,000	3,357
Cash dividends	$800,000	881
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$3,070,000	972
2020-12-31 (YTD Data)		Rank
Total interest income	$33,044,000	974
Total interest expense	$6,502,000	732
Net interest income	$26,542,000	1,015
Provision for loan and lease losses	$1,500,000	1,247
Total noninterest income	$4,402,000	1,367
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$1,020,000	934
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,382,000	1,348
Total noninterest expense	$18,789,000	1,164
Salaries and employee benefits	$11,541,000	1,109
Premises and equipment expense	$2,086,000	1,134
Additional noninterest expense	$5,162,000	1,238
Pre-tax net operating income	$10,655,000	1,015
Securities gains (losses)	$116,000	1,309
Applicable income taxes	$13,000	3,464
Income before extraordinary items	$10,758,000	894
Extraordinary gains, net	$0	4
Net income	$10,758,000	894
Minority interest net income	$0	72
Net income of bank and minority interests.	$10,758,000	894
Net charge-offs	$73,000	2,187
Cash dividends	$5,230,000	728
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$10,642,000	866
2020-09-30 (YTD Data)		Rank
Total interest income	$24,648,000	989
Total interest expense	$5,205,000	741
Net interest income	$19,443,000	1,028
Provision for loan and lease losses	$1,050,000	1,316
Total noninterest income	$3,226,000	1,358
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$761,000	931
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,465,000	1,328
Total noninterest expense	$13,908,000	1,161
Salaries and employee benefits	$8,543,000	1,101
Premises and equipment expense	$1,571,000	1,125
Additional noninterest expense	$3,794,000	1,239
Pre-tax net operating income	$7,711,000	1,004
Securities gains (losses)	$116,000	1,142
Applicable income taxes	$11,000	3,451
Income before extraordinary items	$7,816,000	881
Extraordinary gains, net	$0	4
Net income	$7,816,000	881
Minority interest net income	$0	65
Net income of bank and minority interests.	$7,816,000	881
Net charge-offs	$47,000	2,087
Cash dividends	$2,530,000	910
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$7,700,000	862
2020-06-30 (YTD Data)		Rank
Total interest income	$16,508,000	997
Total interest expense	$3,646,000	774
Net interest income	$12,862,000	1,041
Provision for loan and lease losses	$700,000	1,333
Total noninterest income	$2,054,000	1,336
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$517,000	924
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,537,000	1,296
Total noninterest expense	$9,100,000	1,161
Salaries and employee benefits	$5,640,000	1,106
Premises and equipment expense	$1,046,000	1,126
Additional noninterest expense	$2,414,000	1,286
Pre-tax net operating income	$5,116,000	936
Securities gains (losses)	$116,000	930
Applicable income taxes	$8,000	3,409
Income before extraordinary items	$5,224,000	821
Extraordinary gains, net	$0	4
Net income	$5,224,000	821
Minority interest net income	$0	65
Net income of bank and minority interests.	$5,224,000	821
Net charge-offs	$35,000	1,923
Cash dividends	$1,050,000	1,269
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$5,108,000	797
2020-03-31 (YTD Data)		Rank
Total interest income	$8,257,000	998
Total interest expense	$1,859,000	847
Net interest income	$6,398,000	1,032
Provision for loan and lease losses	$550,000	839
Total noninterest income	$818,000	1,456
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$303,000	933
Trading account gains and fees	NA	NA
Additional Noninterest Income	$515,000	1,491
Total noninterest expense	$4,529,000	1,185
Salaries and employee benefits	$2,795,000	1,133
Premises and equipment expense	$513,000	1,169
Additional noninterest expense	$1,221,000	1,292
Pre-tax net operating income	$2,137,000	989
Securities gains (losses)	$33,000	983
Applicable income taxes	$10,000	3,135
Income before extraordinary items	$2,160,000	870
Extraordinary gains, net	$0	4
Net income	$2,160,000	869
Minority interest net income	$0	56
Net income of bank and minority interests.	$2,160,000	870
Net charge-offs	$20,000	1,597
Cash dividends	$420,000	1,414
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,127,000	872
2019-12-31 (YTD Data)		Rank
Total interest income	$30,794,000	1,063
Total interest expense	$6,712,000	965
Net interest income	$24,082,000	1,079
Provision for loan and lease losses	$972,000	923
Total noninterest income	$3,406,000	1,452
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$1,293,000	912
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,113,000	1,485
Total noninterest expense	$17,535,000	1,190
Salaries and employee benefits	$10,803,000	1,134
Premises and equipment expense	$1,711,000	1,333
Additional noninterest expense	$5,021,000	1,240
Pre-tax net operating income	$8,981,000	1,139
Securities gains (losses)	$45,000	1,280
Applicable income taxes	$13,000	3,631
Income before extraordinary items	$9,013,000	1,014
Extraordinary gains, net	$0	11
Net income	$9,013,000	1,015
Minority interest net income	$0	76
Net income of bank and minority interests.	$9,013,000	1,015
Net charge-offs	$211,000	1,636
Cash dividends	$2,990,000	1,204
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$8,968,000	997
2019-09-30 (YTD Data)		Rank
Total interest income	$22,655,000	1,082
Total interest expense	$4,813,000	1,011
Net interest income	$17,842,000	1,098
Provision for loan and lease losses	$339,000	1,505
Total noninterest income	$2,573,000	1,456
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$970,000	913
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,603,000	1,475
Total noninterest expense	$12,885,000	1,223
Salaries and employee benefits	$8,017,000	1,143
Premises and equipment expense	$1,229,000	1,402
Additional noninterest expense	$3,639,000	1,279
Pre-tax net operating income	$7,191,000	1,110
Securities gains (losses)	$40,000	1,152
Applicable income taxes	$14,000	3,612
Income before extraordinary items	$7,217,000	974
Extraordinary gains, net	$0	11
Net income	$7,217,000	975
Minority interest net income	$0	72
Net income of bank and minority interests.	$7,217,000	975
Net charge-offs	$178,000	1,382
Cash dividends	$2,665,000	961
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$7,177,000	961
2019-06-30 (YTD Data)		Rank
Total interest income	$14,718,000	1,097
Total interest expense	$2,999,000	1,047
Net interest income	$11,719,000	1,108
Provision for loan and lease losses	$238,000	1,432
Total noninterest income	$1,694,000	1,431
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$647,000	901
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,047,000	1,451
Total noninterest expense	$8,445,000	1,245
Salaries and employee benefits	$5,326,000	1,148
Premises and equipment expense	$779,000	1,473
Additional noninterest expense	$2,340,000	1,336
Pre-tax net operating income	$4,730,000	1,096
Securities gains (losses)	$-6,000	4,859
Applicable income taxes	$9,000	3,643
Income before extraordinary items	$4,715,000	968
Extraordinary gains, net	$0	11
Net income	$4,715,000	968
Minority interest net income	$0	69
Net income of bank and minority interests.	$4,715,000	968
Net charge-offs	$114,000	1,332
Cash dividends	$1,780,000	967
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$4,721,000	946
2019-03-31 (YTD Data)		Rank
Total interest income	$7,218,000	1,108
Total interest expense	$1,415,000	1,077
Net interest income	$5,803,000	1,121
Provision for loan and lease losses	$137,000	1,266
Total noninterest income	$793,000	1,441
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$317,000	909
Trading account gains and fees	NA	NA
Additional Noninterest Income	$476,000	1,499
Total noninterest expense	$4,159,000	1,250
Salaries and employee benefits	$2,644,000	1,154
Premises and equipment expense	$377,000	1,532
Additional noninterest expense	$1,138,000	1,357
Pre-tax net operating income	$2,300,000	1,099
Securities gains (losses)	$0	1,087
Applicable income taxes	$9,000	3,424
Income before extraordinary items	$2,291,000	970
Extraordinary gains, net	$0	5
Net income	$2,291,000	969
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,291,000	969
Net charge-offs	$89,000	938
Cash dividends	$950,000	878
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$2,291,000	953
2018-12-31 (YTD Data)		Rank
Total interest income	$27,001,000	1,100
Total interest expense	$4,705,000	976
Net interest income	$22,296,000	1,132
Provision for loan and lease losses	$989,000	893
Total noninterest income	$3,448,000	1,407
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$1,414,000	870
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,034,000	1,481
Total noninterest expense	$16,366,000	1,246
Salaries and employee benefits	$10,140,000	1,161
Premises and equipment expense	$1,449,000	1,545
Additional noninterest expense	$4,777,000	1,295
Pre-tax net operating income	$8,389,000	1,188
Securities gains (losses)	$-18,000	4,565
Applicable income taxes	$0	3,978
Income before extraordinary items	$8,371,000	1,066
Extraordinary gains, net	$0	6
Net income	$8,371,000	1,065
Minority interest net income	$0	72
Net income of bank and minority interests.	$8,371,000	1,065
Net charge-offs	$296,000	1,344
Cash dividends	$4,220,000	834
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$8,389,000	1,065
2018-09-30 (YTD Data)		Rank
Total interest income	$19,673,000	1,113
Total interest expense	$3,311,000	964
Net interest income	$16,362,000	1,145
Provision for loan and lease losses	$557,000	1,042
Total noninterest income	$2,562,000	1,424
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$1,041,000	875
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,521,000	1,505
Total noninterest expense	$12,200,000	1,252
Salaries and employee benefits	$7,663,000	1,153
Premises and equipment expense	$1,055,000	1,601
Additional noninterest expense	$3,482,000	1,329
Pre-tax net operating income	$6,167,000	1,212
Securities gains (losses)	$-18,000	4,905
Applicable income taxes	$0	4,032
Income before extraordinary items	$6,149,000	1,078
Extraordinary gains, net	$0	5
Net income	$6,149,000	1,077
Minority interest net income	$0	66
Net income of bank and minority interests.	$6,149,000	1,077
Net charge-offs	$201,000	1,244
Cash dividends	$2,220,000	987
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$6,167,000	1,070
2018-06-30 (YTD Data)		Rank
Total interest income	$12,811,000	1,133
Total interest expense	$2,082,000	955
Net interest income	$10,729,000	1,158
Provision for loan and lease losses	$128,000	1,955
Total noninterest income	$1,667,000	1,448
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$670,000	899
Trading account gains and fees	NA	NA
Additional Noninterest Income	$997,000	1,522
Total noninterest expense	$8,039,000	1,257
Salaries and employee benefits	$5,118,000	1,163
Premises and equipment expense	$696,000	1,628
Additional noninterest expense	$2,225,000	1,379
Pre-tax net operating income	$4,229,000	1,161
Securities gains (losses)	$-18,000	5,093
Applicable income taxes	$0	4,018
Income before extraordinary items	$4,211,000	1,042
Extraordinary gains, net	$0	6
Net income	$4,211,000	1,041
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,211,000	1,041
Net charge-offs	$167,000	1,019
Cash dividends	$1,495,000	971
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$4,229,000	1,032
2018-03-31 (YTD Data)		Rank
Total interest income	$6,219,000	1,158
Total interest expense	$1,016,000	945
Net interest income	$5,203,000	1,188
Provision for loan and lease losses	$66,000	1,834
Total noninterest income	$817,000	1,467
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$319,000	937
Trading account gains and fees	NA	NA
Additional Noninterest Income	$498,000	1,487
Total noninterest expense	$3,858,000	1,319
Salaries and employee benefits	$2,460,000	1,192
Premises and equipment expense	$342,000	1,675
Additional noninterest expense	$1,056,000	1,431
Pre-tax net operating income	$2,096,000	1,152
Securities gains (losses)	$-18,000	5,298
Applicable income taxes	$0	3,948
Income before extraordinary items	$2,078,000	1,035
Extraordinary gains, net	$0	7
Net income	$2,078,000	1,034
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,078,000	1,035
Net charge-offs	$83,000	947
Cash dividends	$775,000	878
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$2,096,000	1,022
2017-12-31 (YTD Data)		Rank
Total interest income	$23,951,000	1,155
Total interest expense	$3,278,000	993
Net interest income	$20,673,000	1,175
Provision for loan and lease losses	$1,202,000	774
Total noninterest income	$2,783,000	1,671
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$1,266,000	957
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,517,000	1,804
Total noninterest expense	$15,140,000	1,312
Salaries and employee benefits	$9,199,000	1,236
Premises and equipment expense	$1,313,000	1,719
Additional noninterest expense	$4,628,000	1,326
Pre-tax net operating income	$7,114,000	1,294
Securities gains (losses)	$-12,000	5,089
Applicable income taxes	$0	4,135
Income before extraordinary items	$7,102,000	1,006
Extraordinary gains, net	$0	9
Net income	$7,102,000	1,006
Minority interest net income	$0	76
Net income of bank and minority interests.	$7,102,000	1,006
Net charge-offs	$291,000	1,511
Cash dividends	$4,580,000	727
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$7,114,000	991
2017-09-30 (YTD Data)		Rank
Total interest income	$17,752,000	1,168
Total interest expense	$2,363,000	1,016
Net interest income	$15,389,000	1,189
Provision for loan and lease losses	$587,000	1,035
Total noninterest income	$2,054,000	1,694
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$935,000	974
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,119,000	1,846
Total noninterest expense	$11,352,000	1,308
Salaries and employee benefits	$6,921,000	1,242
Premises and equipment expense	$980,000	1,728
Additional noninterest expense	$3,451,000	1,327
Pre-tax net operating income	$5,504,000	1,281
Securities gains (losses)	$-8,000	5,370
Applicable income taxes	$0	4,172
Income before extraordinary items	$5,496,000	1,076
Extraordinary gains, net	$0	9
Net income	$5,496,000	1,075
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,496,000	1,076
Net charge-offs	$255,000	1,223
Cash dividends	$2,480,000	895
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$5,504,000	1,058
2017-06-30 (YTD Data)		Rank
Total interest income	$11,656,000	1,178
Total interest expense	$1,509,000	1,030
Net interest income	$10,147,000	1,195
Provision for loan and lease losses	$532,000	819
Total noninterest income	$1,421,000	1,652
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$610,000	985
Trading account gains and fees	NA	NA
Additional Noninterest Income	$811,000	1,763
Total noninterest expense	$7,481,000	1,326
Salaries and employee benefits	$4,577,000	1,253
Premises and equipment expense	$635,000	1,772
Additional noninterest expense	$2,269,000	1,342
Pre-tax net operating income	$3,555,000	1,303
Securities gains (losses)	$0	1,906
Applicable income taxes	$0	4,189
Income before extraordinary items	$3,555,000	1,095
Extraordinary gains, net	$0	11
Net income	$3,555,000	1,095
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,555,000	1,095
Net charge-offs	$241,000	944
Cash dividends	$1,380,000	1,023
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$3,555,000	1,080
2017-03-31 (YTD Data)		Rank
Total interest income	$5,740,000	1,182
Total interest expense	$721,000	1,048
Net interest income	$5,019,000	1,190
Provision for loan and lease losses	$115,000	1,362
Total noninterest income	$690,000	1,673
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$296,000	1,009
Trading account gains and fees	NA	NA
Additional Noninterest Income	$394,000	1,768
Total noninterest expense	$3,894,000	1,301
Salaries and employee benefits	$2,435,000	1,203
Premises and equipment expense	$319,000	1,793
Additional noninterest expense	$1,140,000	1,336
Pre-tax net operating income	$1,700,000	1,327
Securities gains (losses)	$0	1,153
Applicable income taxes	$0	4,086
Income before extraordinary items	$1,700,000	1,100
Extraordinary gains, net	$0	8
Net income	$1,700,000	1,099
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,700,000	1,100
Net charge-offs	$129,000	784
Cash dividends	$650,000	1,001
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,700,000	1,077
2016-12-31 (YTD Data)		Rank
Total interest income	$16,115,000	1,569
Total interest expense	$2,073,000	1,375
Net interest income	$14,042,000	1,599
Provision for loan and lease losses	$400,000	1,679
Total noninterest income	$2,329,000	1,934
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$1,014,000	1,200
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,315,000	2,060
Total noninterest expense	$10,613,000	1,799
Salaries and employee benefits	$6,409,000	1,679
Premises and equipment expense	$935,000	2,250
Additional noninterest expense	$3,269,000	1,827
Pre-tax net operating income	$5,358,000	1,535
Securities gains (losses)	$203,000	870
Applicable income taxes	$0	4,278
Income before extraordinary items	$5,561,000	1,269
Extraordinary gains, net	$0	5
Net income	$5,561,000	1,268
Minority interest net income	$0	82
Net income of bank and minority interests.	$5,561,000	1,268
Net charge-offs	$3,000	4,102
Cash dividends	$3,770,000	867
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$5,358,000	1,279
2016-09-30 (YTD Data)		Rank
Total interest income	$11,977,000	1,586
Total interest expense	$1,542,000	1,380
Net interest income	$10,435,000	1,609
Provision for loan and lease losses	$0	4,186
Total noninterest income	$1,743,000	1,933
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$737,000	1,220
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,006,000	2,041
Total noninterest expense	$7,911,000	1,809
Salaries and employee benefits	$4,779,000	1,690
Premises and equipment expense	$681,000	2,299
Additional noninterest expense	$2,451,000	1,825
Pre-tax net operating income	$4,267,000	1,476
Securities gains (losses)	$58,000	1,652
Applicable income taxes	$0	4,325
Income before extraordinary items	$4,325,000	1,256
Extraordinary gains, net	$0	5
Net income	$4,325,000	1,256
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,325,000	1,256
Net charge-offs	$-17,000	5,049
Cash dividends	$1,970,000	1,054
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$4,267,000	1,229
2016-06-30 (YTD Data)		Rank
Total interest income	$7,858,000	1,620
Total interest expense	$1,029,000	1,381
Net interest income	$6,829,000	1,646
Provision for loan and lease losses	$0	4,017
Total noninterest income	$1,141,000	1,937
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$478,000	1,230
Trading account gains and fees	$0	157
Additional Noninterest Income	$663,000	2,019
Total noninterest expense	$5,186,000	1,845
Salaries and employee benefits	$3,168,000	1,700
Premises and equipment expense	$448,000	2,327
Additional noninterest expense	$1,570,000	1,898
Pre-tax net operating income	$2,784,000	1,495
Securities gains (losses)	$55,000	1,357
Applicable income taxes	$0	4,338
Income before extraordinary items	$2,839,000	1,262
Extraordinary gains, net	$0	16
Net income	$2,839,000	1,262
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,839,000	1,262
Net charge-offs	$27,000	2,572
Cash dividends	$1,400,000	1,018
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$2,784,000	1,239
2016-03-31 (YTD Data)		Rank
Total interest income	$3,936,000	1,613
Total interest expense	$507,000	1,404
Net interest income	$3,429,000	1,646
Provision for loan and lease losses	$0	3,656
Total noninterest income	$537,000	1,983
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$235,000	1,246
Trading account gains and fees	$0	142
Additional Noninterest Income	$302,000	2,083
Total noninterest expense	$2,536,000	1,878
Salaries and employee benefits	$1,572,000	1,726
Premises and equipment expense	$230,000	2,296
Additional noninterest expense	$734,000	1,984
Pre-tax net operating income	$1,430,000	1,442
Securities gains (losses)	$25,000	1,142
Applicable income taxes	$0	4,259
Income before extraordinary items	$1,455,000	1,213
Extraordinary gains, net	$0	12
Net income	$1,455,000	1,213
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,455,000	1,214
Net charge-offs	$33,000	1,702
Cash dividends	$650,000	1,012
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,430,000	1,193
2015-12-31 (YTD Data)		Rank
Total interest income	$15,471,000	1,601
Total interest expense	$2,100,000	1,320
Net interest income	$13,371,000	1,642
Provision for loan and lease losses	$440,000	1,494
Total noninterest income	$2,140,000	2,024
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$955,000	1,272
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,185,000	2,160
Total noninterest expense	$10,164,000	1,868
Salaries and employee benefits	$6,070,000	1,734
Premises and equipment expense	$945,000	2,265
Additional noninterest expense	$3,149,000	1,918
Pre-tax net operating income	$4,907,000	1,597
Securities gains (losses)	$128,000	1,016
Applicable income taxes	$0	4,402
Income before extraordinary items	$5,035,000	1,348
Extraordinary gains, net	$0	23
Net income	$5,035,000	1,348
Minority interest net income	$0	81
Net income of bank and minority interests.	$5,035,000	1,348
Net charge-offs	$133,000	2,387
Cash dividends	$12,170,000	323
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$4,907,000	1,355
2015-09-30 (YTD Data)		Rank
Total interest income	$11,253,000	1,676
Total interest expense	$1,584,000	1,324
Net interest income	$9,669,000	1,710
Provision for loan and lease losses	$140,000	2,325
Total noninterest income	$1,631,000	2,015
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$689,000	1,320
Trading account gains and fees	$0	153
Additional Noninterest Income	$942,000	2,106
Total noninterest expense	$7,641,000	1,857
Salaries and employee benefits	$4,624,000	1,715
Premises and equipment expense	$706,000	2,300
Additional noninterest expense	$2,311,000	1,943
Pre-tax net operating income	$3,519,000	1,680
Securities gains (losses)	$63,000	1,321
Applicable income taxes	$0	4,489
Income before extraordinary items	$3,582,000	1,413
Extraordinary gains, net	$0	21
Net income	$3,582,000	1,414
Minority interest net income	$0	78
Net income of bank and minority interests.	$3,582,000	1,414
Net charge-offs	$110,000	2,067
Cash dividends	$2,070,000	952
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$3,519,000	1,409
2015-06-30 (YTD Data)		Rank
Total interest income	$7,447,000	1,691
Total interest expense	$1,051,000	1,337
Net interest income	$6,396,000	1,725
Provision for loan and lease losses	$140,000	1,885
Total noninterest income	$1,040,000	2,087
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$434,000	1,372
Trading account gains and fees	$0	157
Additional Noninterest Income	$606,000	2,163
Total noninterest expense	$5,023,000	1,896
Salaries and employee benefits	$3,079,000	1,724
Premises and equipment expense	$465,000	2,339
Additional noninterest expense	$1,479,000	2,019
Pre-tax net operating income	$2,273,000	1,707
Securities gains (losses)	$53,000	1,197
Applicable income taxes	$0	4,497
Income before extraordinary items	$2,326,000	1,438
Extraordinary gains, net	$0	22
Net income	$2,326,000	1,438
Minority interest net income	$0	75
Net income of bank and minority interests.	$2,326,000	1,439
Net charge-offs	$5,000	3,478
Cash dividends	$1,070,000	1,160
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$2,273,000	1,419
2015-03-31 (YTD Data)		Rank
Total interest income	$3,661,000	1,710
Total interest expense	$516,000	1,359
Net interest income	$3,145,000	1,746
Provision for loan and lease losses	$0	3,703
Total noninterest income	$485,000	2,138
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$204,000	1,422
Trading account gains and fees	$0	152
Additional Noninterest Income	$281,000	2,207
Total noninterest expense	$2,508,000	1,891
Salaries and employee benefits	$1,525,000	1,746
Premises and equipment expense	$239,000	2,324
Additional noninterest expense	$744,000	1,994
Pre-tax net operating income	$1,122,000	1,679
Securities gains (losses)	$3,000	1,758
Applicable income taxes	$0	4,400
Income before extraordinary items	$1,125,000	1,439
Extraordinary gains, net	$0	13
Net income	$1,125,000	1,441
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,125,000	1,441
Net charge-offs	$2,000	2,999
Cash dividends	$550,000	1,036
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$1,122,000	1,400
2014-12-31 (YTD Data)		Rank
Total interest income	$15,045,000	1,669
Total interest expense	$2,124,000	1,377
Net interest income	$12,921,000	1,699
Provision for loan and lease losses	$0	4,603
Total noninterest income	$2,020,000	2,090
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$911,000	1,408
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,109,000	2,181
Total noninterest expense	$9,766,000	1,937
Salaries and employee benefits	$5,690,000	1,809
Premises and equipment expense	$925,000	2,389
Additional noninterest expense	$3,151,000	1,951
Pre-tax net operating income	$5,175,000	1,471
Securities gains (losses)	$-5,000	5,949
Applicable income taxes	$0	4,531
Income before extraordinary items	$5,170,000	1,264
Extraordinary gains, net	$0	17
Net income	$5,170,000	1,262
Minority interest net income	$0	84
Net income of bank and minority interests.	$5,170,000	1,263
Net charge-offs	$94,000	3,240
Cash dividends	$2,700,000	1,009
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$5,175,000	1,232
2014-09-30 (YTD Data)		Rank
Total interest income	$11,323,000	1,663
Total interest expense	$1,579,000	1,409
Net interest income	$9,744,000	1,702
Provision for loan and lease losses	$0	4,401
Total noninterest income	$1,549,000	2,062
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$677,000	1,437
Trading account gains and fees	$0	174
Additional Noninterest Income	$872,000	2,121
Total noninterest expense	$7,341,000	1,939
Salaries and employee benefits	$4,322,000	1,793
Premises and equipment expense	$681,000	2,451
Additional noninterest expense	$2,338,000	1,968
Pre-tax net operating income	$3,952,000	1,470
Securities gains (losses)	$-1,000	5,909
Applicable income taxes	$0	4,583
Income before extraordinary items	$3,951,000	1,229
Extraordinary gains, net	$0	15
Net income	$3,951,000	1,226
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,951,000	1,228
Net charge-offs	$105,000	2,639
Cash dividends	$2,300,000	828
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$3,952,000	1,215
2014-06-30 (YTD Data)		Rank
Total interest income	$7,562,000	1,647
Total interest expense	$1,046,000	1,428
Net interest income	$6,516,000	1,692
Provision for loan and lease losses	$0	4,196
Total noninterest income	$1,012,000	2,083
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$443,000	1,443
Trading account gains and fees	$0	172
Additional Noninterest Income	$569,000	2,138
Total noninterest expense	$4,786,000	1,979
Salaries and employee benefits	$2,886,000	1,782
Premises and equipment expense	$438,000	2,532
Additional noninterest expense	$1,462,000	2,065
Pre-tax net operating income	$2,742,000	1,384
Securities gains (losses)	$0	2,580
Applicable income taxes	$0	4,568
Income before extraordinary items	$2,742,000	1,166
Extraordinary gains, net	$0	20
Net income	$2,742,000	1,166
Minority interest net income	$0	80
Net income of bank and minority interests.	$2,742,000	1,167
Net charge-offs	$82,000	2,376
Cash dividends	$1,200,000	1,001
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$2,742,000	1,139
2014-03-31 (YTD Data)		Rank
Total interest income	$3,726,000	1,670
Total interest expense	$512,000	1,480
Net interest income	$3,214,000	1,698
Provision for loan and lease losses	$0	3,817
Total noninterest income	$517,000	1,988
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$222,000	1,416
Trading account gains and fees	$0	147
Additional Noninterest Income	$295,000	2,027
Total noninterest expense	$2,376,000	2,002
Salaries and employee benefits	$1,437,000	1,804
Premises and equipment expense	$220,000	2,565
Additional noninterest expense	$719,000	2,097
Pre-tax net operating income	$1,355,000	1,375
Securities gains (losses)	$0	1,715
Applicable income taxes	$0	4,445
Income before extraordinary items	$1,355,000	1,139
Extraordinary gains, net	$0	16
Net income	$1,355,000	1,140
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,355,000	1,140
Net charge-offs	$1,000	3,492
Cash dividends	$600,000	900
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,355,000	1,120
2013-12-31 (YTD Data)		Rank
Total interest income	$15,142,000	1,645
Total interest expense	$2,075,000	1,647
Net interest income	$13,067,000	1,651
Provision for loan and lease losses	$270,000	2,582
Total noninterest income	$2,083,000	2,107
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$999,000	1,362
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,084,000	2,270
Total noninterest expense	$9,266,000	2,036
Salaries and employee benefits	$5,346,000	1,902
Premises and equipment expense	$847,000	2,589
Additional noninterest expense	$3,073,000	2,037
Pre-tax net operating income	$5,614,000	1,306
Securities gains (losses)	$-96,000	6,545
Applicable income taxes	$0	4,631
Income before extraordinary items	$5,518,000	1,126
Extraordinary gains, net	$0	29
Net income	$5,518,000	1,128
Minority interest net income	$0	90
Net income of bank and minority interests.	$5,518,000	1,129
Net charge-offs	$73,000	4,051
Cash dividends	$3,650,000	750
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$5,614,000	1,075
2013-09-30 (YTD Data)		Rank
Total interest income	$11,391,000	1,653
Total interest expense	$1,536,000	1,710
Net interest income	$9,855,000	1,650
Provision for loan and lease losses	$0	4,941
Total noninterest income	$1,598,000	2,122
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$742,000	1,381
Trading account gains and fees	$0	180
Additional Noninterest Income	$856,000	2,260
Total noninterest expense	$6,948,000	2,039
Salaries and employee benefits	$4,053,000	1,899
Premises and equipment expense	$611,000	2,692
Additional noninterest expense	$2,284,000	2,052
Pre-tax net operating income	$4,505,000	1,251
Securities gains (losses)	$24,000	2,127
Applicable income taxes	$0	4,713
Income before extraordinary items	$4,529,000	1,038
Extraordinary gains, net	$0	25
Net income	$4,529,000	1,041
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,529,000	1,041
Net charge-offs	$51,000	3,838
Cash dividends	$3,300,000	586
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$4,505,000	1,015
2013-06-30 (YTD Data)		Rank
Total interest income	$7,620,000	1,647
Total interest expense	$1,023,000	1,745
Net interest income	$6,597,000	1,632
Provision for loan and lease losses	$0	4,788
Total noninterest income	$1,084,000	2,115
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$476,000	1,402
Trading account gains and fees	$0	157
Additional Noninterest Income	$608,000	2,213
Total noninterest expense	$4,544,000	2,078
Salaries and employee benefits	$2,652,000	1,940
Premises and equipment expense	$378,000	2,838
Additional noninterest expense	$1,514,000	2,046
Pre-tax net operating income	$3,137,000	1,184
Securities gains (losses)	$24,000	1,918
Applicable income taxes	$0	4,679
Income before extraordinary items	$3,161,000	968
Extraordinary gains, net	$0	22
Net income	$3,161,000	970
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,161,000	971
Net charge-offs	$-26,000	6,391
Cash dividends	$2,300,000	559
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$3,137,000	936
2013-03-31 (YTD Data)		Rank
Total interest income	$3,725,000	1,691
Total interest expense	$523,000	1,756
Net interest income	$3,202,000	1,692
Provision for loan and lease losses	$0	4,409
Total noninterest income	$522,000	2,173
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$237,000	1,397
Trading account gains and fees	$0	148
Additional Noninterest Income	$285,000	2,295
Total noninterest expense	$2,268,000	2,100
Salaries and employee benefits	$1,321,000	1,967
Premises and equipment expense	$187,000	2,885
Additional noninterest expense	$760,000	2,056
Pre-tax net operating income	$1,456,000	1,251
Securities gains (losses)	$24,000	1,202
Applicable income taxes	$0	4,602
Income before extraordinary items	$1,480,000	1,033
Extraordinary gains, net	$0	10
Net income	$1,480,000	1,032
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,480,000	1,035
Net charge-offs	$-9,000	6,154
Cash dividends	$600,000	809
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$1,456,000	997
2012-12-31 (YTD Data)		Rank
Total interest income	$15,579,000	1,704
Total interest expense	$2,442,000	1,790
Net interest income	$13,137,000	1,688
Provision for loan and lease losses	$0	5,905
Total noninterest income	$2,234,000	2,028
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$929,000	1,507
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,305,000	2,018
Total noninterest expense	$9,436,000	2,027
Salaries and employee benefits	$5,322,000	1,895
Premises and equipment expense	$765,000	2,836
Additional noninterest expense	$3,349,000	1,957
Pre-tax net operating income	$5,935,000	1,191
Securities gains (losses)	$10,000	3,374
Applicable income taxes	$0	4,751
Income before extraordinary items	$5,945,000	1,013
Extraordinary gains, net	$0	29
Net income	$5,945,000	1,013
Minority interest net income	$0	93
Net income of bank and minority interests.	$5,945,000	1,013
Net charge-offs	$366,000	3,050
Cash dividends	$3,075,000	847
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$5,935,000	965
2012-09-30 (YTD Data)		Rank
Total interest income	$11,567,000	1,747
Total interest expense	$1,878,000	1,813
Net interest income	$9,689,000	1,728
Provision for loan and lease losses	$0	5,790
Total noninterest income	$1,713,000	1,994
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$683,000	1,543
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,030,000	1,956
Total noninterest expense	$6,972,000	2,062
Salaries and employee benefits	$3,901,000	1,936
Premises and equipment expense	$565,000	2,901
Additional noninterest expense	$2,506,000	1,965
Pre-tax net operating income	$4,430,000	1,215
Securities gains (losses)	$0	3,575
Applicable income taxes	$0	4,802
Income before extraordinary items	$4,430,000	1,035
Extraordinary gains, net	$0	20
Net income	$4,430,000	1,035
Minority interest net income	$0	86
Net income of bank and minority interests.	$4,430,000	1,035
Net charge-offs	$253,000	3,037
Cash dividends	$2,450,000	657
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$4,430,000	978
2012-06-30 (YTD Data)		Rank
Total interest income	$7,749,000	1,745
Total interest expense	$1,291,000	1,818
Net interest income	$6,458,000	1,725
Provision for loan and lease losses	$0	5,619
Total noninterest income	$1,142,000	1,963
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$447,000	1,561
Trading account gains and fees	$0	153
Additional Noninterest Income	$695,000	1,923
Total noninterest expense	$4,653,000	2,061
Salaries and employee benefits	$2,586,000	1,942
Premises and equipment expense	$365,000	2,975
Additional noninterest expense	$1,702,000	1,940
Pre-tax net operating income	$2,947,000	1,207
Securities gains (losses)	$0	3,178
Applicable income taxes	$0	4,770
Income before extraordinary items	$2,947,000	1,032
Extraordinary gains, net	$0	19
Net income	$2,947,000	1,032
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,947,000	1,032
Net charge-offs	$234,000	2,578
Cash dividends	$1,350,000	757
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$2,947,000	971
2012-03-31 (YTD Data)		Rank
Total interest income	$3,820,000	1,783
Total interest expense	$663,000	1,842
Net interest income	$3,157,000	1,772
Provision for loan and lease losses	$0	5,254
Total noninterest income	$591,000	1,929
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$225,000	1,541
Trading account gains and fees	$0	148
Additional Noninterest Income	$366,000	1,868
Total noninterest expense	$2,330,000	2,058
Salaries and employee benefits	$1,305,000	1,927
Premises and equipment expense	$183,000	2,991
Additional noninterest expense	$842,000	1,948
Pre-tax net operating income	$1,418,000	1,239
Securities gains (losses)	$0	2,210
Applicable income taxes	$0	4,704
Income before extraordinary items	$1,418,000	1,055
Extraordinary gains, net	$0	19
Net income	$1,418,000	1,056
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,418,000	1,056
Net charge-offs	$130,000	2,220
Cash dividends	$750,000	607
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,418,000	989
2011-12-31 (YTD Data)		Rank
Total interest income	$16,061,000	1,753
Total interest expense	$3,139,000	1,880
Net interest income	$12,922,000	1,736
Provision for loan and lease losses	$411,000	3,701
Total noninterest income	$1,945,000	2,045
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$973,000	1,512
Trading account gains and fees	$0	146
Additional Noninterest Income	$972,000	2,178
Total noninterest expense	$9,250,000	2,065
Salaries and employee benefits	$5,057,000	1,920
Premises and equipment expense	$833,000	2,822
Additional noninterest expense	$3,360,000	1,996
Pre-tax net operating income	$5,206,000	1,139
Securities gains (losses)	$-8,000	6,856
Applicable income taxes	$1,000	4,639
Income before extraordinary items	$5,197,000	966
Extraordinary gains, net	$0	29
Net income	$5,197,000	965
Minority interest net income	$0	96
Net income of bank and minority interests.	$5,197,000	966
Net charge-offs	$348,000	3,623
Cash dividends	$3,700,000	559
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$5,205,000	932
2011-09-30 (YTD Data)		Rank
Total interest income	$12,113,000	1,761
Total interest expense	$2,426,000	1,906
Net interest income	$9,687,000	1,735
Provision for loan and lease losses	$405,000	3,191
Total noninterest income	$1,446,000	2,059
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$723,000	1,529
Trading account gains and fees	$0	145
Additional Noninterest Income	$723,000	2,178
Total noninterest expense	$7,054,000	2,045
Salaries and employee benefits	$3,837,000	1,907
Premises and equipment expense	$625,000	2,842
Additional noninterest expense	$2,592,000	1,951
Pre-tax net operating income	$3,674,000	1,251
Securities gains (losses)	$-8,000	6,987
Applicable income taxes	$1,000	4,642
Income before extraordinary items	$3,665,000	1,055
Extraordinary gains, net	$0	21
Net income	$3,665,000	1,055
Minority interest net income	$0	87
Net income of bank and minority interests.	$3,665,000	1,055
Net charge-offs	$344,000	3,095
Cash dividends	$2,900,000	469
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$3,673,000	1,001
2011-06-30 (YTD Data)		Rank
Total interest income	$8,122,000	1,771
Total interest expense	$1,671,000	1,918
Net interest income	$6,451,000	1,742
Provision for loan and lease losses	$0	6,217
Total noninterest income	$900,000	2,147
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$458,000	1,572
Trading account gains and fees	$0	153
Additional Noninterest Income	$442,000	2,288
Total noninterest expense	$4,607,000	2,093
Salaries and employee benefits	$2,528,000	1,928
Premises and equipment expense	$419,000	2,843
Additional noninterest expense	$1,660,000	2,053
Pre-tax net operating income	$2,744,000	1,087
Securities gains (losses)	$0	2,914
Applicable income taxes	$1,000	4,573
Income before extraordinary items	$2,743,000	900
Extraordinary gains, net	$0	15
Net income	$2,743,000	899
Minority interest net income	$0	89
Net income of bank and minority interests.	$2,743,000	900
Net charge-offs	$158,000	3,344
Cash dividends	$1,800,000	466
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$2,743,000	872
2011-03-31 (YTD Data)		Rank
Total interest income	$4,026,000	1,789
Total interest expense	$862,000	1,920
Net interest income	$3,164,000	1,766
Provision for loan and lease losses	$0	5,840
Total noninterest income	$463,000	2,129
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$229,000	1,549
Trading account gains and fees	$0	158
Additional Noninterest Income	$234,000	2,246
Total noninterest expense	$2,370,000	2,045
Salaries and employee benefits	$1,257,000	1,953
Premises and equipment expense	$209,000	2,881
Additional noninterest expense	$904,000	1,871
Pre-tax net operating income	$1,257,000	1,169
Securities gains (losses)	$0	1,772
Applicable income taxes	$1,000	4,403
Income before extraordinary items	$1,256,000	961
Extraordinary gains, net	$0	9
Net income	$1,256,000	961
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,256,000	961
Net charge-offs	$147,000	2,379
Cash dividends	$1,250,000	313
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$1,256,000	939
2010-12-31 (YTD Data)		Rank
Total interest income	$17,105,000	1,767
Total interest expense	$4,171,000	1,919
Net interest income	$12,934,000	1,709
Provision for loan and lease losses	$50,000	6,473
Total noninterest income	$1,368,000	2,678
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,032,000	1,473
Trading account gains and fees	$0	175
Additional Noninterest Income	$336,000	3,795
Total noninterest expense	$9,030,000	2,149
Salaries and employee benefits	$5,019,000	1,937
Premises and equipment expense	$852,000	2,830
Additional noninterest expense	$3,159,000	2,197
Pre-tax net operating income	$5,222,000	993
Securities gains (losses)	$82,000	2,327
Applicable income taxes	$0	4,655
Income before extraordinary items	$5,304,000	835
Extraordinary gains, net	$0	29
Net income	$5,304,000	835
Minority interest net income	$0	111
Net income of bank and minority interests.	$5,304,000	836
Net charge-offs	$427,000	3,859
Cash dividends	$3,885,000	429
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$5,222,000	811
2010-09-30 (YTD Data)		Rank
Total interest income	$12,825,000	1,800
Total interest expense	$3,204,000	1,949
Net interest income	$9,621,000	1,746
Provision for loan and lease losses	$61,000	6,100
Total noninterest income	$1,029,000	2,677
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$777,000	1,517
Trading account gains and fees	$0	165
Additional Noninterest Income	$252,000	3,827
Total noninterest expense	$6,699,000	2,162
Salaries and employee benefits	$3,758,000	1,925
Premises and equipment expense	$641,000	2,877
Additional noninterest expense	$2,300,000	2,226
Pre-tax net operating income	$3,890,000	1,049
Securities gains (losses)	$82,000	2,089
Applicable income taxes	$0	4,726
Income before extraordinary items	$3,972,000	874
Extraordinary gains, net	$0	23
Net income	$3,972,000	875
Minority interest net income	$0	110
Net income of bank and minority interests.	$3,972,000	875
Net charge-offs	$330,000	3,605
Cash dividends	$3,060,000	359
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$3,890,000	852
2010-06-30 (YTD Data)		Rank
Total interest income	$8,562,000	1,826
Total interest expense	$2,179,000	1,995
Net interest income	$6,383,000	1,750
Provision for loan and lease losses	$61,000	5,586
Total noninterest income	$612,000	2,838
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$499,000	1,571
Trading account gains and fees	$0	152
Additional Noninterest Income	$113,000	4,429
Total noninterest expense	$4,483,000	2,160
Salaries and employee benefits	$2,504,000	1,943
Premises and equipment expense	$420,000	2,934
Additional noninterest expense	$1,559,000	2,185
Pre-tax net operating income	$2,451,000	1,088
Securities gains (losses)	$82,000	1,559
Applicable income taxes	$0	4,691
Income before extraordinary items	$2,533,000	887
Extraordinary gains, net	$0	19
Net income	$2,533,000	887
Minority interest net income	$0	105
Net income of bank and minority interests.	$2,533,000	888
Net charge-offs	$210,000	3,482
Cash dividends	$1,885,000	382
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$2,451,000	881
2010-03-31 (YTD Data)		Rank
Total interest income	$4,376,000	1,824
Total interest expense	$1,095,000	2,080
Net interest income	$3,281,000	1,735
Provision for loan and lease losses	$3,000	6,435
Total noninterest income	$201,000	3,630
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$248,000	1,576
Trading account gains and fees	$0	175
Additional Noninterest Income	$-47,000	7,670
Total noninterest expense	$2,236,000	2,189
Salaries and employee benefits	$1,248,000	1,982
Premises and equipment expense	$215,000	2,948
Additional noninterest expense	$773,000	2,196
Pre-tax net operating income	$1,243,000	1,063
Securities gains (losses)	$82,000	875
Applicable income taxes	$0	4,611
Income before extraordinary items	$1,325,000	827
Extraordinary gains, net	$0	16
Net income	$1,325,000	831
Minority interest net income	$0	91
Net income of bank and minority interests.	$1,325,000	831
Net charge-offs	$198,000	2,452
Cash dividends	$1,230,000	271
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$1,243,000	854
2009-12-31 (YTD Data)		Rank
Total interest income	$18,243,000	1,860
Total interest expense	$5,833,000	1,964
Net interest income	$12,410,000	1,792
Provision for loan and lease losses	$342,000	5,095
Total noninterest income	$944,000	3,455
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$1,039,000	1,620
Trading account gains and fees	$0	211
Additional Noninterest Income	$-95,000	7,587
Total noninterest expense	$8,552,000	2,315
Salaries and employee benefits	$4,923,000	2,001
Premises and equipment expense	$916,000	2,775
Additional noninterest expense	$2,713,000	2,562
Pre-tax net operating income	$4,460,000	935
Securities gains (losses)	$34,000	2,821
Applicable income taxes	$0	4,388
Income before extraordinary items	$4,494,000	762
Extraordinary gains, net	$0	34
Net income	$4,494,000	759
Minority interest net income	$0	115
Net income of bank and minority interests.	$4,494,000	762
Net charge-offs	$382,000	4,164
Cash dividends	$2,525,000	712
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$4,460,000	759
2009-09-30 (YTD Data)		Rank
Total interest income	$13,740,000	1,887
Total interest expense	$4,638,000	1,950
Net interest income	$9,102,000	1,831
Provision for loan and lease losses	$198,000	5,179
Total noninterest income	$962,000	2,890
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$758,000	1,667
Trading account gains and fees	$0	212
Additional Noninterest Income	$204,000	4,252
Total noninterest expense	$6,194,000	2,386
Salaries and employee benefits	$3,493,000	2,127
Premises and equipment expense	$693,000	2,787
Additional noninterest expense	$2,008,000	2,564
Pre-tax net operating income	$3,672,000	913
Securities gains (losses)	$-1,000	7,086
Applicable income taxes	$0	4,592
Income before extraordinary items	$3,671,000	739
Extraordinary gains, net	$0	27
Net income	$3,671,000	737
Minority interest net income	$0	118
Net income of bank and minority interests.	$3,671,000	740
Net charge-offs	$249,000	3,980
Cash dividends	$1,425,000	913
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$3,672,000	726
2009-06-30 (YTD Data)		Rank
Total interest income	$9,258,000	1,907
Total interest expense	$3,262,000	1,947
Net interest income	$5,996,000	1,846
Provision for loan and lease losses	$198,000	4,349
Total noninterest income	$526,000	3,299
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$487,000	1,713
Trading account gains and fees	$0	193
Additional Noninterest Income	$39,000	6,109
Total noninterest expense	$4,090,000	2,443
Salaries and employee benefits	$2,325,000	2,168
Premises and equipment expense	$445,000	2,922
Additional noninterest expense	$1,320,000	2,611
Pre-tax net operating income	$2,234,000	1,016
Securities gains (losses)	$-1,000	7,343
Applicable income taxes	$0	4,657
Income before extraordinary items	$2,233,000	839
Extraordinary gains, net	$0	21
Net income	$2,233,000	839
Minority interest net income	$0	112
Net income of bank and minority interests.	$2,233,000	839
Net charge-offs	$254,000	3,140
Cash dividends	$1,225,000	736
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$2,234,000	811
2009-03-31 (YTD Data)		Rank
Total interest income	$4,626,000	1,929
Total interest expense	$1,697,000	1,949
Net interest income	$2,929,000	1,884
Provision for loan and lease losses	$0	6,744
Total noninterest income	$154,000	4,329
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$234,000	1,722
Trading account gains and fees	$0	171
Additional Noninterest Income	$-80,000	8,110
Total noninterest expense	$2,017,000	2,410
Salaries and employee benefits	$1,168,000	2,184
Premises and equipment expense	$230,000	2,880
Additional noninterest expense	$619,000	2,500
Pre-tax net operating income	$1,066,000	1,207
Securities gains (losses)	$0	2,434
Applicable income taxes	$0	4,835
Income before extraordinary items	$1,066,000	1,016
Extraordinary gains, net	$0	15
Net income	$1,066,000	1,016
Minority interest net income	$0	102
Net income of bank and minority interests.	$1,066,000	1,018
Net charge-offs	$25,000	4,167
Cash dividends	$1,225,000	358
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,066,000	947
2008-12-31 (YTD Data)		Rank
Total interest income	$20,863,000	1,835
Total interest expense	$8,803,000	1,814
Net interest income	$12,060,000	1,849
Provision for loan and lease losses	$2,739,000	1,484
Total noninterest income	$2,288,000	1,936
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$1,105,000	1,610
Trading account gains and fees	$0	154
Additional Noninterest Income	$1,183,000	1,897
Total noninterest expense	$7,988,000	2,375
Salaries and employee benefits	$4,787,000	2,121
Premises and equipment expense	$754,000	3,334
Additional noninterest expense	$2,447,000	2,392
Pre-tax net operating income	$3,621,000	1,512
Securities gains (losses)	$2,000	2,962
Applicable income taxes	$0	4,979
Income before extraordinary items	$3,623,000	1,145
Extraordinary gains, net	$0	39
Net income	$3,623,000	1,145
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,026,000	1,276
Cash dividends	$3,080,000	894
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$3,621,000	1,220
2008-09-30 (YTD Data)		Rank
Total interest income	$15,990,000	1,837
Total interest expense	$6,908,000	1,823
Net interest income	$9,082,000	1,862
Provision for loan and lease losses	$2,189,000	1,116
Total noninterest income	$1,322,000	2,409
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$837,000	1,606
Trading account gains and fees	$0	148
Additional Noninterest Income	$485,000	2,871
Total noninterest expense	$6,180,000	2,317
Salaries and employee benefits	$3,711,000	2,070
Premises and equipment expense	$595,000	3,214
Additional noninterest expense	$1,874,000	2,276
Pre-tax net operating income	$2,035,000	2,282
Securities gains (losses)	$2,000	2,845
Applicable income taxes	$0	5,372
Income before extraordinary items	$2,037,000	1,752
Extraordinary gains, net	$0	31
Net income	$2,037,000	1,751
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,502,000	1,013
Cash dividends	$2,790,000	760
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,035,000	1,850
2008-06-30 (YTD Data)		Rank
Total interest income	$10,926,000	1,831
Total interest expense	$4,896,000	1,803
Net interest income	$6,030,000	1,863
Provision for loan and lease losses	$1,291,000	1,045
Total noninterest income	$915,000	2,386
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$557,000	1,581
Trading account gains and fees	$0	149
Additional Noninterest Income	$358,000	2,747
Total noninterest expense	$4,008,000	2,370
Salaries and employee benefits	$2,423,000	2,140
Premises and equipment expense	$389,000	3,283
Additional noninterest expense	$1,196,000	2,350
Pre-tax net operating income	$1,646,000	2,020
Securities gains (losses)	$0	3,233
Applicable income taxes	$0	5,627
Income before extraordinary items	$1,646,000	1,645
Extraordinary gains, net	$0	21
Net income	$1,646,000	1,645
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$437,000	1,441
Cash dividends	$2,240,000	722
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,646,000	1,621
2008-03-31 (YTD Data)		Rank
Total interest income	$5,686,000	1,801
Total interest expense	$2,641,000	1,784
Net interest income	$3,045,000	1,839
Provision for loan and lease losses	$1,291,000	535
Total noninterest income	$440,000	2,436
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$272,000	1,599
Trading account gains and fees	$0	158
Additional Noninterest Income	$168,000	2,844
Total noninterest expense	$2,010,000	2,357
Salaries and employee benefits	$1,187,000	2,221
Premises and equipment expense	$200,000	3,228
Additional noninterest expense	$623,000	2,248
Pre-tax net operating income	$184,000	5,098
Securities gains (losses)	$0	2,688
Applicable income taxes	$0	5,622
Income before extraordinary items	$184,000	4,827
Extraordinary gains, net	$0	15
Net income	$184,000	4,832
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$471,000	740
Cash dividends	$1,750,000	481
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$184,000	4,712
2007-12-31 (YTD Data)		Rank
Total interest income	$23,751,000	1,791
Total interest expense	$11,025,000	1,812
Net interest income	$12,726,000	1,771
Provision for loan and lease losses	$340,000	2,967
Total noninterest income	$1,795,000	2,390
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$1,159,000	1,550
Trading account gains and fees	$0	178
Additional Noninterest Income	$636,000	2,913
Total noninterest expense	$8,011,000	2,289
Salaries and employee benefits	$4,762,000	2,124
Premises and equipment expense	$806,000	3,061
Additional noninterest expense	$2,443,000	2,217
Pre-tax net operating income	$6,170,000	1,359
Securities gains (losses)	$0	2,146
Applicable income taxes	$61,000	4,814
Income before extraordinary items	$6,109,000	1,065
Extraordinary gains, net	$0	39
Net income	$6,109,000	1,063
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$954,000	1,063
Cash dividends	$6,250,000	612
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$6,109,000	1,047
2007-09-30 (YTD Data)		Rank
Total interest income	$17,908,000	1,791
Total interest expense	$8,111,000	1,828
Net interest income	$9,797,000	1,733
Provision for loan and lease losses	$200,000	2,996
Total noninterest income	$1,345,000	2,389
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$841,000	1,567
Trading account gains and fees	$0	184
Additional Noninterest Income	$504,000	2,826
Total noninterest expense	$6,186,000	2,195
Salaries and employee benefits	$3,654,000	2,068
Premises and equipment expense	$626,000	2,967
Additional noninterest expense	$1,906,000	2,097
Pre-tax net operating income	$4,756,000	1,422
Securities gains (losses)	$0	1,655
Applicable income taxes	$29,000	5,278
Income before extraordinary items	$4,727,000	1,112
Extraordinary gains, net	$0	33
Net income	$4,727,000	1,109
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$106,000	2,749
Cash dividends	$5,500,000	520
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$4,727,000	1,089
2007-06-30 (YTD Data)		Rank
Total interest income	$11,752,000	1,836
Total interest expense	$5,256,000	1,881
Net interest income	$6,496,000	1,768
Provision for loan and lease losses	$200,000	2,152
Total noninterest income	$913,000	2,370
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$579,000	1,519
Trading account gains and fees	$0	168
Additional Noninterest Income	$334,000	2,848
Total noninterest expense	$4,111,000	2,227
Salaries and employee benefits	$2,439,000	2,099
Premises and equipment expense	$415,000	3,009
Additional noninterest expense	$1,257,000	2,133
Pre-tax net operating income	$3,098,000	1,497
Securities gains (losses)	$0	1,444
Applicable income taxes	$15,000	5,484
Income before extraordinary items	$3,083,000	1,157
Extraordinary gains, net	$0	29
Net income	$3,083,000	1,156
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$175,000	1,467
Cash dividends	$2,950,000	660
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$3,083,000	1,138
2007-03-31 (YTD Data)		Rank
Total interest income	$5,960,000	1,812
Total interest expense	$2,587,000	1,895
Net interest income	$3,373,000	1,711
Provision for loan and lease losses	$100,000	2,001
Total noninterest income	$443,000	2,385
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$290,000	1,483
Trading account gains and fees	$0	195
Additional Noninterest Income	$153,000	2,982
Total noninterest expense	$2,043,000	2,255
Salaries and employee benefits	$1,210,000	2,117
Premises and equipment expense	$220,000	2,880
Additional noninterest expense	$613,000	2,148
Pre-tax net operating income	$1,673,000	1,395
Securities gains (losses)	$0	1,187
Applicable income taxes	$6,000	5,609
Income before extraordinary items	$1,667,000	1,059
Extraordinary gains, net	$0	22
Net income	$1,667,000	1,058
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$73,000	1,426
Cash dividends	$2,050,000	440
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$1,667,000	1,043
2006-12-31 (YTD Data)		Rank
Total interest income	$22,169,000	1,824
Total interest expense	$8,728,000	1,894
Net interest income	$13,441,000	1,708
Provision for loan and lease losses	$575,000	1,694
Total noninterest income	$1,875,000	2,335
Gross Fiduciary activities income	$2,000	1,427
Service charges on deposit accounts	$1,233,000	1,462
Trading account gains and fees	$0	130
Additional Noninterest Income	$640,000	2,898
Total noninterest expense	$7,870,000	2,241
Salaries and employee benefits	$4,681,000	2,084
Premises and equipment expense	$764,000	3,110
Additional noninterest expense	$2,425,000	2,161
Pre-tax net operating income	$6,871,000	1,429
Securities gains (losses)	$0	1,687
Applicable income taxes	$35,000	5,669
Income before extraordinary items	$6,836,000	1,090
Extraordinary gains, net	$0	51
Net income	$6,836,000	1,090
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$538,000	1,113
Cash dividends	$4,705,000	753
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$6,836,000	1,076
2006-09-30 (YTD Data)		Rank
Total interest income	$16,409,000	1,837
Total interest expense	$6,286,000	1,911
Net interest income	$10,123,000	1,717
Provision for loan and lease losses	$275,000	2,295
Total noninterest income	$1,492,000	2,234
Gross Fiduciary activities income	$1,000	1,409
Service charges on deposit accounts	$934,000	1,439
Trading account gains and fees	$0	126
Additional Noninterest Income	$557,000	2,695
Total noninterest expense	$5,717,000	2,307
Salaries and employee benefits	$3,266,000	2,247
Premises and equipment expense	$617,000	2,928
Additional noninterest expense	$1,834,000	2,129
Pre-tax net operating income	$5,623,000	1,362
Securities gains (losses)	$0	1,388
Applicable income taxes	$20,000	5,961
Income before extraordinary items	$5,603,000	1,037
Extraordinary gains, net	$0	45
Net income	$5,603,000	1,036
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	4,856
Cash dividends	$3,550,000	717
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$5,603,000	1,019
2006-06-30 (YTD Data)		Rank
Total interest income	$10,663,000	1,851
Total interest expense	$3,959,000	1,929
Net interest income	$6,704,000	1,728
Provision for loan and lease losses	$225,000	1,918
Total noninterest income	$998,000	2,231
Gross Fiduciary activities income	$1,000	1,376
Service charges on deposit accounts	$633,000	1,401
Trading account gains and fees	$0	126
Additional Noninterest Income	$364,000	2,693
Total noninterest expense	$3,766,000	2,344
Salaries and employee benefits	$2,162,000	2,272
Premises and equipment expense	$398,000	3,013
Additional noninterest expense	$1,206,000	2,164
Pre-tax net operating income	$3,711,000	1,364
Securities gains (losses)	$0	1,185
Applicable income taxes	$5,000	6,332
Income before extraordinary items	$3,706,000	1,036
Extraordinary gains, net	$0	39
Net income	$3,706,000	1,037
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	3,253
Cash dividends	$2,500,000	671
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$3,706,000	1,018
2006-03-31 (YTD Data)		Rank
Total interest income	$5,240,000	1,835
Total interest expense	$1,866,000	1,939
Net interest income	$3,374,000	1,711
Provision for loan and lease losses	$75,000	2,394
Total noninterest income	$444,000	2,372
Gross Fiduciary activities income	$1,000	1,305
Service charges on deposit accounts	$294,000	1,453
Trading account gains and fees	$0	115
Additional Noninterest Income	$149,000	2,973
Total noninterest expense	$1,881,000	2,362
Salaries and employee benefits	$1,094,000	2,250
Premises and equipment expense	$198,000	3,049
Additional noninterest expense	$589,000	2,195
Pre-tax net operating income	$1,862,000	1,326
Securities gains (losses)	$0	955
Applicable income taxes	$0	6,588
Income before extraordinary items	$1,862,000	1,028
Extraordinary gains, net	$0	21
Net income	$1,862,000	1,027
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	3,205
Cash dividends	$950,000	797
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$1,862,000	1,010
2005-12-31 (YTD Data)		Rank
Total interest income	$18,973,000	1,780
Total interest expense	$5,959,000	1,892
Net interest income	$13,014,000	1,683
Provision for loan and lease losses	$650,000	1,533
Total noninterest income	$1,824,000	2,355
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$1,263,000	1,388
Trading account gains and fees	$0	138
Additional Noninterest Income	$561,000	3,177
Total noninterest expense	$7,401,000	2,264
Salaries and employee benefits	$4,214,000	2,177
Premises and equipment expense	$747,000	3,078
Additional noninterest expense	$2,440,000	2,055
Pre-tax net operating income	$6,787,000	1,414
Securities gains (losses)	$-51,000	8,192
Applicable income taxes	$0	6,964
Income before extraordinary items	$6,736,000	1,073
Extraordinary gains, net	$0	46
Net income	$6,736,000	1,073
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$239,000	2,044
Cash dividends	$5,325,000	624
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$6,787,000	1,042
2005-09-30 (YTD Data)		Rank
Total interest income	$13,920,000	1,763
Total interest expense	$4,228,000	1,889
Net interest income	$9,692,000	1,672
Provision for loan and lease losses	$375,000	1,807
Total noninterest income	$1,422,000	2,298
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$927,000	1,399
Trading account gains and fees	$0	126
Additional Noninterest Income	$495,000	2,905
Total noninterest expense	$5,370,000	2,306
Salaries and employee benefits	$2,985,000	2,275
Premises and equipment expense	$570,000	3,010
Additional noninterest expense	$1,815,000	2,056
Pre-tax net operating income	$5,369,000	1,339
Securities gains (losses)	$-51,000	8,486
Applicable income taxes	$0	6,976
Income before extraordinary items	$5,318,000	1,013
Extraordinary gains, net	$0	35
Net income	$5,318,000	1,013
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$63,000	3,163
Cash dividends	$2,450,000	895
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$5,369,000	988
2005-06-30 (YTD Data)		Rank
Total interest income	$9,073,000	1,759
Total interest expense	$2,681,000	1,866
Net interest income	$6,392,000	1,682
Provision for loan and lease losses	$200,000	2,158
Total noninterest income	$923,000	2,313
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$621,000	1,364
Trading account gains and fees	$0	116
Additional Noninterest Income	$302,000	3,041
Total noninterest expense	$3,542,000	2,324
Salaries and employee benefits	$1,972,000	2,290
Premises and equipment expense	$375,000	3,019
Additional noninterest expense	$1,195,000	2,059
Pre-tax net operating income	$3,573,000	1,314
Securities gains (losses)	$-51,000	8,598
Applicable income taxes	$0	6,961
Income before extraordinary items	$3,522,000	988
Extraordinary gains, net	$0	30
Net income	$3,522,000	988
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-42,000	8,426
Cash dividends	$1,600,000	885
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$3,573,000	955
2005-03-31 (YTD Data)		Rank
Total interest income	$4,457,000	1,750
Total interest expense	$1,273,000	1,864
Net interest income	$3,184,000	1,676
Provision for loan and lease losses	$60,000	2,830
Total noninterest income	$401,000	2,485
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$293,000	1,403
Trading account gains and fees	$0	115
Additional Noninterest Income	$108,000	3,584
Total noninterest expense	$1,753,000	2,355
Salaries and employee benefits	$976,000	2,327
Premises and equipment expense	$192,000	2,982
Additional noninterest expense	$585,000	2,096
Pre-tax net operating income	$1,772,000	1,297
Securities gains (losses)	$0	1,685
Applicable income taxes	$0	6,892
Income before extraordinary items	$1,772,000	979
Extraordinary gains, net	$0	24
Net income	$1,772,000	980
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-49,000	8,634
Cash dividends	$800,000	797
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$1,772,000	959
2004-12-31 (YTD Data)		Rank
Total interest income	$16,259,000	1,761
Total interest expense	$4,638,000	1,754
Net interest income	$11,621,000	1,741
Provision for loan and lease losses	$360,000	2,548
Total noninterest income	$1,572,000	2,604
Gross Fiduciary activities income	$2,000	1,487
Service charges on deposit accounts	$1,015,000	1,736
Trading account gains and fees	$0	138
Additional Noninterest Income	$555,000	3,114
Total noninterest expense	$7,346,000	2,169
Salaries and employee benefits	$3,962,000	2,198
Premises and equipment expense	$761,000	2,916
Additional noninterest expense	$2,623,000	1,852
Pre-tax net operating income	$5,487,000	1,553
Securities gains (losses)	$-84,000	8,694
Applicable income taxes	$712,000	2,734
Income before extraordinary items	$4,691,000	1,371
Extraordinary gains, net	$0	34
Net income	$4,691,000	1,372
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$353,000	1,757
Cash dividends	$4,150,000	738
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$4,764,080	1,316
2004-09-30 (YTD Data)		Rank
Total interest income	$11,914,000	1,778
Total interest expense	$3,469,000	1,733
Net interest income	$8,445,000	1,776
Provision for loan and lease losses	$200,000	2,980
Total noninterest income	$1,132,000	2,678
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$712,000	1,859
Trading account gains and fees	$0	134
Additional Noninterest Income	$420,000	3,110
Total noninterest expense	$5,257,000	2,261
Salaries and employee benefits	$2,766,000	2,338
Premises and equipment expense	$578,000	2,888
Additional noninterest expense	$1,913,000	1,873
Pre-tax net operating income	$4,120,000	1,562
Securities gains (losses)	$-117,000	8,903
Applicable income taxes	$551,000	2,732
Income before extraordinary items	$3,452,000	1,426
Extraordinary gains, net	$0	26
Net income	$3,452,000	1,427
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$293,000	1,462
Cash dividends	$1,000,000	1,702
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$3,552,620	1,336
2004-06-30 (YTD Data)		Rank
Total interest income	$7,824,000	1,794
Total interest expense	$2,302,000	1,725
Net interest income	$5,522,000	1,801
Provision for loan and lease losses	$60,000	4,267
Total noninterest income	$683,000	2,888
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$442,000	1,951
Trading account gains and fees	$0	130
Additional Noninterest Income	$241,000	3,393
Total noninterest expense	$3,395,000	2,337
Salaries and employee benefits	$1,835,000	2,351
Premises and equipment expense	$386,000	2,870
Additional noninterest expense	$1,174,000	2,053
Pre-tax net operating income	$2,750,000	1,533
Securities gains (losses)	$19,000	2,067
Applicable income taxes	$365,000	2,728
Income before extraordinary items	$2,404,000	1,351
Extraordinary gains, net	$0	21
Net income	$2,404,000	1,352
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$92,000	2,262
Cash dividends	$1,000,000	1,241
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$2,387,470	1,310
2004-03-31 (YTD Data)		Rank
Total interest income	$3,904,000	1,807
Total interest expense	$1,141,000	1,764
Net interest income	$2,763,000	1,797
Provision for loan and lease losses	$30,000	4,060
Total noninterest income	$294,000	3,156
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$189,000	2,194
Trading account gains and fees	$0	121
Additional Noninterest Income	$105,000	3,606
Total noninterest expense	$1,682,000	2,364
Salaries and employee benefits	$912,000	2,378
Premises and equipment expense	$188,000	2,975
Additional noninterest expense	$582,000	2,029
Pre-tax net operating income	$1,345,000	1,540
Securities gains (losses)	$0	2,934
Applicable income taxes	$180,000	2,752
Income before extraordinary items	$1,165,000	1,374
Extraordinary gains, net	$0	16
Net income	$1,165,000	1,374
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	3,014
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$1,165,000	1,306
2003-12-31 (YTD Data)		Rank
Total interest income	$14,023,000	2,025
Total interest expense	$4,700,000	1,911
Net interest income	$9,323,000	2,097
Provision for loan and lease losses	$420,000	2,478
Total noninterest income	$1,244,000	3,222
Gross Fiduciary activities income	$2,000	1,536
Service charges on deposit accounts	$750,000	2,237
Trading account gains and fees	$0	160
Additional Noninterest Income	$492,000	3,605
Total noninterest expense	$6,208,000	2,521
Salaries and employee benefits	$3,417,000	2,470
Premises and equipment expense	$671,000	3,204
Additional noninterest expense	$2,120,000	2,282
Pre-tax net operating income	$3,939,000	1,998
Securities gains (losses)	$0	4,500
Applicable income taxes	$1,170,000	1,963
Income before extraordinary items	$2,769,000	2,192
Extraordinary gains, net	$0	54
Net income	$2,769,000	2,193
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$198,000	2,892
Cash dividends	$1,010,000	2,279
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,769,000	2,088
2003-09-30 (YTD Data)		Rank
Total interest income	$10,222,000	2,119
Total interest expense	$3,566,000	1,954
Net interest income	$6,656,000	2,193
Provision for loan and lease losses	$390,000	2,061
Total noninterest income	$890,000	3,406
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$546,000	2,298
Trading account gains and fees	$0	153
Additional Noninterest Income	$344,000	3,808
Total noninterest expense	$4,249,000	2,743
Salaries and employee benefits	$2,366,000	2,669
Premises and equipment expense	$462,000	3,445
Additional noninterest expense	$1,421,000	2,512
Pre-tax net operating income	$2,907,000	2,095
Securities gains (losses)	$0	4,204
Applicable income taxes	$879,000	2,061
Income before extraordinary items	$2,028,000	2,300
Extraordinary gains, net	$0	40
Net income	$2,028,000	2,299
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$53,000	4,181
Cash dividends	$10,000	5,438
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$2,028,000	2,187
2003-06-30 (YTD Data)		Rank
Total interest income	$6,782,000	2,143
Total interest expense	$2,464,000	1,957
Net interest income	$4,318,000	2,253
Provision for loan and lease losses	$60,000	4,687
Total noninterest income	$584,000	3,406
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$360,000	2,287
Trading account gains and fees	$0	150
Additional Noninterest Income	$224,000	3,822
Total noninterest expense	$2,763,000	2,796
Salaries and employee benefits	$1,561,000	2,687
Premises and equipment expense	$305,000	3,435
Additional noninterest expense	$897,000	2,624
Pre-tax net operating income	$2,079,000	1,973
Securities gains (losses)	$0	3,782
Applicable income taxes	$629,000	1,973
Income before extraordinary items	$1,450,000	2,171
Extraordinary gains, net	$0	30
Net income	$1,450,000	2,169
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$46,000	3,533
Cash dividends	$10,000	5,124
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,450,000	2,053
2003-03-31 (YTD Data)		Rank
Total interest income	$3,375,000	2,176
Total interest expense	$1,249,000	1,974
Net interest income	$2,126,000	2,288
Provision for loan and lease losses	$30,000	4,429
Total noninterest income	$256,000	3,580
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$172,000	2,313
Trading account gains and fees	$0	134
Additional Noninterest Income	$84,000	4,247
Total noninterest expense	$1,358,000	2,827
Salaries and employee benefits	$774,000	2,687
Premises and equipment expense	$154,000	3,411
Additional noninterest expense	$430,000	2,682
Pre-tax net operating income	$994,000	2,054
Securities gains (losses)	$0	2,891
Applicable income taxes	$292,000	2,097
Income before extraordinary items	$702,000	2,187
Extraordinary gains, net	$0	21
Net income	$702,000	2,185
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	2,925
Cash dividends	$10,000	3,831
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$702,000	2,074
2002-12-31 (YTD Data)		Rank
Total interest income	$14,525,000	2,109
Total interest expense	$5,833,000	1,946
Net interest income	$8,692,000	2,228
Provision for loan and lease losses	$320,000	3,297
Total noninterest income	$1,121,000	3,214
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$733,000	2,172
Trading account gains and fees	$0	153
Additional Noninterest Income	$388,000	3,764
Total noninterest expense	$5,356,000	2,747
Salaries and employee benefits	$3,048,000	2,587
Premises and equipment expense	$530,000	3,776
Additional noninterest expense	$1,778,000	2,566
Pre-tax net operating income	$4,137,000	1,933
Securities gains (losses)	$0	4,537
Applicable income taxes	$1,225,000	1,921
Income before extraordinary items	$2,912,000	2,059
Extraordinary gains, net	$0	70
Net income	$2,912,000	2,058
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$73,000	4,694
Cash dividends	$410,000	3,778
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,912,000	1,987
2001-12-31 (YTD Data)		Rank
Total interest income	$16,720,000	2,053
Total interest expense	$8,707,000	1,860
Net interest income	$8,013,000	2,240
Provision for loan and lease losses	$420,000	2,511
Total noninterest income	$1,138,000	3,045
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$742,000	2,041
Trading account gains and fees	$0	177
Additional Noninterest Income	$396,000	3,552
Total noninterest expense	$4,997,000	2,822
Salaries and employee benefits	$2,780,000	2,682
Premises and equipment expense	$518,000	3,760
Additional noninterest expense	$1,699,000	2,595
Pre-tax net operating income	$3,734,000	1,879
Securities gains (losses)	$0	4,612
Applicable income taxes	$1,109,000	1,928
Income before extraordinary items	$2,625,000	1,997
Extraordinary gains, net	$0	105
Net income	$2,625,000	2,000
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$150,000	3,371
Cash dividends	$785,000	2,672
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$2,625,000	1,916
2000-12-31 (YTD Data)		Rank
Total interest income	$15,983,000	2,197
Total interest expense	$8,677,000	1,989
Net interest income	$7,306,000	2,426
Provision for loan and lease losses	$320,000	2,708
Total noninterest income	$896,000	3,401
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$623,000	2,208
Trading account gains and fees	$0	180
Additional Noninterest Income	$273,000	4,120
Total noninterest expense	$4,719,000	2,870
Salaries and employee benefits	$2,571,000	2,761
Premises and equipment expense	$511,000	3,726
Additional noninterest expense	$1,637,000	2,604
Pre-tax net operating income	$3,163,000	2,288
Securities gains (losses)	$-17,000	8,651
Applicable income taxes	$885,000	2,344
Income before extraordinary items	$2,261,000	2,280
Extraordinary gains, net	$0	38
Net income	$2,261,000	2,280
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$89,000	3,771
Cash dividends	$424,000	3,839
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$2,273,240	2,279
1999-12-31 (YTD Data)		Rank
Total interest income	$13,362,000	2,447
Total interest expense	$6,624,000	2,224
Net interest income	$6,738,000	2,601
Provision for loan and lease losses	$170,000	3,962
Total noninterest income	$823,000	3,547
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$550,000	2,420
Trading account gains and fees	$0	173
Additional Noninterest Income	$273,000	4,237
Total noninterest expense	$4,427,000	3,030
Salaries and employee benefits	$2,341,000	2,990
Premises and equipment expense	$476,000	3,941
Additional noninterest expense	$1,610,000	2,680
Pre-tax net operating income	$2,964,000	2,438
Securities gains (losses)	$-21,000	9,563
Applicable income taxes	$786,000	2,679
Income before extraordinary items	$2,157,000	2,413
Extraordinary gains, net	$0	35
Net income	$2,157,000	2,413
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-41,000	9,843
Cash dividends	$399,000	3,992
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$2,172,330	2,371
1998-12-31 (YTD Data)		Rank
Total interest income	$11,712,000	2,760
Total interest expense	$6,000,000	2,518
Net interest income	$5,712,000	3,015
Provision for loan and lease losses	$190,000	3,612
Total noninterest income	$830,000	3,522
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$548,000	2,351
Trading account gains and fees	$0	224
Additional Noninterest Income	$282,000	4,156
Total noninterest expense	$3,971,000	3,210
Salaries and employee benefits	$2,081,000	3,207
Premises and equipment expense	$458,000	3,944
Additional noninterest expense	$1,432,000	2,889
Pre-tax net operating income	$2,381,000	2,908
Securities gains (losses)	$-12,000	10,213
Applicable income taxes	$641,000	3,237
Income before extraordinary items	$1,728,000	2,890
Extraordinary gains, net	$0	32
Net income	$1,728,000	2,891
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$65,000	4,414
Cash dividends	$457,000	3,724
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,736,760	2,792
1997-12-31 (YTD Data)		Rank
Total interest income	$10,324,000	3,141
Total interest expense	$5,037,000	2,957
Net interest income	$5,287,000	3,296
Provision for loan and lease losses	$0	8,829
Total noninterest income	$705,000	3,953
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$497,000	2,638
Trading account gains and fees	$0	239
Additional Noninterest Income	$208,000	4,862
Total noninterest expense	$3,491,000	3,617
Salaries and employee benefits	$1,825,000	3,585
Premises and equipment expense	$358,000	4,814
Additional noninterest expense	$1,308,000	3,098
Pre-tax net operating income	$2,501,000	2,914
Securities gains (losses)	$-12,000	10,127
Applicable income taxes	$697,000	3,246
Income before extraordinary items	$1,792,000	2,839
Extraordinary gains, net	$0	44
Net income	$1,792,000	2,838
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-315,000	10,855
Cash dividends	$375,000	4,099
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,800,640	2,783
1996-12-31 (YTD Data)		Rank
Total interest income	$9,423,000	3,455
Total interest expense	$4,686,000	3,187
Net interest income	$4,737,000	3,725
Provision for loan and lease losses	$250,000	2,928
Total noninterest income	$708,000	4,076
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$506,000	2,694
Trading account gains and fees	$0	262
Additional Noninterest Income	$202,000	5,130
Total noninterest expense	$3,128,000	4,178
Salaries and employee benefits	$1,643,000	3,972
Premises and equipment expense	$299,000	5,615
Additional noninterest expense	$1,186,000	3,819
Pre-tax net operating income	$2,067,000	3,332
Securities gains (losses)	$-2,000	9,485
Applicable income taxes	$516,000	4,051
Income before extraordinary items	$1,549,000	3,101
Extraordinary gains, net	$0	53
Net income	$1,549,000	3,103
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	6,429
Cash dividends	$375,000	4,050
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,550,500	3,061
1995-12-31 (YTD Data)		Rank
Total interest income	$8,681,000	3,738
Total interest expense	$4,326,000	3,446
Net interest income	$4,355,000	4,019
Provision for loan and lease losses	$145,000	3,721
Total noninterest income	$669,000	4,231
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$462,000	2,939
Trading account gains and fees	$0	522
Additional Noninterest Income	$207,000	5,033
Total noninterest expense	$3,144,000	4,113
Salaries and employee benefits	$1,532,000	4,209
Premises and equipment expense	$338,000	5,158
Additional noninterest expense	$1,274,000	3,565
Pre-tax net operating income	$1,735,000	3,967
Securities gains (losses)	$14,000	2,143
Applicable income taxes	$411,000	4,855
Income before extraordinary items	$1,338,000	3,578
Extraordinary gains, net	$0	65
Net income	$1,338,000	3,575
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$244,000	2,214
Cash dividends	$375,000	4,026
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,327,220	3,588
1994-12-31 (YTD Data)		Rank
Total interest income	$7,103,000	4,169
Total interest expense	$3,066,000	3,886
Net interest income	$4,037,000	4,336
Provision for loan and lease losses	$0	9,146
Total noninterest income	$554,000	4,932
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$411,000	3,304
Trading account gains and fees	$0	475
Additional Noninterest Income	$143,000	6,348
Total noninterest expense	$2,960,000	4,470
Salaries and employee benefits	$1,417,000	4,508
Premises and equipment expense	$268,000	6,210
Additional noninterest expense	$1,275,000	3,843
Pre-tax net operating income	$1,631,000	4,100
Securities gains (losses)	$7,000	2,440
Applicable income taxes	$386,000	4,887
Income before extraordinary items	$1,252,000	3,706
Extraordinary gains, net	$0	249
Net income	$1,252,000	3,714
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-115,000	12,273
Cash dividends	$375,000	3,898
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,246,680	3,753
1993-12-31 (YTD Data)		Rank
Total interest income	$6,877,000	4,380
Total interest expense	$2,902,000	4,240
Net interest income	$3,975,000	4,429
Provision for loan and lease losses	$0	10,371
Total noninterest income	$388,000	6,621
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$300,000	4,426
Trading account gains and fees	NA	NA
Additional Noninterest Income	$88,000	8,318
Total noninterest expense	$2,374,000	5,514
Salaries and employee benefits	$1,266,000	4,996
Premises and equipment expense	$242,000	6,848
Additional noninterest expense	$866,000	5,546
Pre-tax net operating income	$1,989,000	3,331
Securities gains (losses)	$21,000	4,601
Applicable income taxes	$510,000	4,116
Income before extraordinary items	$1,500,000	3,249
Extraordinary gains, net	$29,000	2,505
Net income	$1,529,000	3,283
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	9,554
Cash dividends	$375,000	3,834
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,484,250	3,101
1992-12-31 (YTD Data)		Rank
Total interest income	$7,381,000	4,610
Total interest expense	$3,590,000	4,457
Net interest income	$3,791,000	4,670
Provision for loan and lease losses	$100,000	7,236
Total noninterest income	$374,000	6,796
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$293,000	4,528
Trading account gains and fees	NA	NA
Additional Noninterest Income	$81,000	8,805
Total noninterest expense	$2,189,000	5,945
Salaries and employee benefits	$1,117,000	5,509
Premises and equipment expense	$256,000	6,669
Additional noninterest expense	$816,000	5,967
Pre-tax net operating income	$1,876,000	3,302
Securities gains (losses)	$30,000	4,989
Applicable income taxes	$458,000	4,298
Income before extraordinary items	$1,448,000	3,184
Extraordinary gains, net	$0	1,422
Net income	$1,448,000	3,217
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-42,000	13,414
Cash dividends	$375,000	3,474
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,425,200	2,993

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.