Home > AmTrade International Bank of Georgia > Income and Expense
AmTrade International Bank of Georgia, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,215,000 | 4,329 |
| Total interest expense | $3,996,000 | 3,793 |
| Net interest income | $3,219,000 | 4,824 |
| Provision for loan and lease losses | $-459,000 | 9,577 |
| Total noninterest income | $5,413,000 | 924 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $587,000 | 2,479 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $4,826,000 | 678 |
| Total noninterest expense | $11,332,000 | 1,283 |
| Salaries and employee benefits | $4,895,000 | 1,541 |
| Premises and equipment expense | $923,000 | 2,312 |
| Additional noninterest expense | $5,514,000 | 885 |
| Pre-tax net operating income | $-2,241,000 | 9,501 |
| Securities gains (losses) | $417,000 | 687 |
| Applicable income taxes | $-742,000 | 9,530 |
| Income before extraordinary items | $-1,082,000 | 9,436 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-1,082,000 | 9,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,500 |
| Cash dividends | $1,535,000 | 1,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-1,348,880 | 9,446 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,035,000 | 4,114 |
| Total interest expense | $2,881,000 | 5,074 |
| Net interest income | $5,154,000 | 3,375 |
| Provision for loan and lease losses | $-625,000 | 9,881 |
| Total noninterest income | $14,288,000 | 461 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $242,000 | 4,605 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $14,046,000 | 360 |
| Total noninterest expense | $13,293,000 | 1,051 |
| Salaries and employee benefits | $5,856,000 | 1,212 |
| Premises and equipment expense | $1,107,000 | 1,881 |
| Additional noninterest expense | $6,330,000 | 793 |
| Pre-tax net operating income | $6,774,000 | 1,115 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $3,393,000 | 749 |
| Income before extraordinary items | $3,381,000 | 1,567 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,381,000 | 1,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,018,000 | 741 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,381,000 | 1,558 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,424,000 | 3,725 |
| Total interest expense | $3,612,000 | 3,937 |
| Net interest income | $4,812,000 | 3,572 |
| Provision for loan and lease losses | $5,074,000 | 300 |
| Total noninterest income | $3,208,000 | 1,282 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $356,000 | 3,526 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,852,000 | 923 |
| Total noninterest expense | $9,542,000 | 1,448 |
| Salaries and employee benefits | $3,945,000 | 1,750 |
| Premises and equipment expense | $1,053,000 | 1,944 |
| Additional noninterest expense | $4,544,000 | 1,039 |
| Pre-tax net operating income | $-6,596,000 | 10,214 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-2,351,000 | 10,199 |
| Income before extraordinary items | $-4,245,000 | 10,193 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-4,245,000 | 10,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,358,000 | 340 |
| Cash dividends | $320,000 | 4,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-4,245,000 | 10,189 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,742,000 | 3,314 |
| Total interest expense | $4,832,000 | 3,102 |
| Net interest income | $4,910,000 | 3,462 |
| Provision for loan and lease losses | $665,000 | 1,374 |
| Total noninterest income | $3,040,000 | 1,331 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $28,000 | 8,551 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $3,012,000 | 899 |
| Total noninterest expense | $6,133,000 | 2,132 |
| Salaries and employee benefits | $3,249,000 | 2,086 |
| Premises and equipment expense | $827,000 | 2,359 |
| Additional noninterest expense | $2,057,000 | 2,071 |
| Pre-tax net operating income | $1,152,000 | 5,007 |
| Securities gains (losses) | $93,000 | 1,322 |
| Applicable income taxes | $381,000 | 4,551 |
| Income before extraordinary items | $864,000 | 4,947 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $864,000 | 4,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,828 |
| Cash dividends | $640,000 | 3,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $799,830 | 5,106 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,427,000 | 3,431 |
| Total interest expense | $4,653,000 | 3,193 |
| Net interest income | $4,774,000 | 3,639 |
| Provision for loan and lease losses | $72,000 | 5,860 |
| Total noninterest income | $2,650,000 | 1,417 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $2,000 | 9,432 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,648,000 | 918 |
| Total noninterest expense | $5,329,000 | 2,419 |
| Salaries and employee benefits | $2,879,000 | 2,296 |
| Premises and equipment expense | $648,000 | 2,947 |
| Additional noninterest expense | $1,802,000 | 2,306 |
| Pre-tax net operating income | $2,023,000 | 3,497 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $610,000 | 3,617 |
| Income before extraordinary items | $1,412,000 | 3,543 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,412,000 | 3,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $2,469,000 | 1,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,412,700 | 3,468 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,218,000 | 3,533 |
| Total interest expense | $4,789,000 | 3,114 |
| Net interest income | $4,429,000 | 3,942 |
| Provision for loan and lease losses | $72,000 | 5,782 |
| Total noninterest income | $2,260,000 | 1,662 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $2,000 | 9,861 |
| Trading account gains and fees | $25,000 | 219 |
| Additional Noninterest Income | $2,233,000 | 1,066 |
| Total noninterest expense | $4,710,000 | 2,900 |
| Salaries and employee benefits | $2,322,000 | 2,881 |
| Premises and equipment expense | $742,000 | 2,631 |
| Additional noninterest expense | $1,646,000 | 2,893 |
| Pre-tax net operating income | $1,907,000 | 3,531 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $667,000 | 3,291 |
| Income before extraordinary items | $1,240,000 | 3,771 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,240,000 | 3,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $421,000 | 3,764 |
| Sale, conversion, retirement of capital stock, net | $-108,000 | 11,355 |
| Net operating income | $1,240,000 | 3,721 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,225,000 | 3,539 |
| Total interest expense | $5,296,000 | 2,878 |
| Net interest income | $3,929,000 | 4,385 |
| Provision for loan and lease losses | $24,000 | 7,406 |
| Total noninterest income | $2,019,000 | 1,819 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,000 | 10,307 |
| Trading account gains and fees | $36,000 | 347 |
| Additional Noninterest Income | $1,982,000 | 1,135 |
| Total noninterest expense | $4,498,000 | 2,987 |
| Salaries and employee benefits | $2,125,000 | 3,119 |
| Premises and equipment expense | $781,000 | 2,539 |
| Additional noninterest expense | $1,592,000 | 2,942 |
| Pre-tax net operating income | $1,426,000 | 4,631 |
| Securities gains (losses) | $7,000 | 2,620 |
| Applicable income taxes | $301,000 | 5,979 |
| Income before extraordinary items | $1,132,000 | 4,144 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,132,000 | 4,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $517,000 | 1,353 |
| Cash dividends | $541,000 | 3,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,126,470 | 4,151 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,695,000 | 4,403 |
| Total interest expense | $3,408,000 | 3,530 |
| Net interest income | $3,287,000 | 5,215 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $2,024,000 | 1,824 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,000 | 10,846 |
| Trading account gains and fees | $54,000 | 275 |
| Additional Noninterest Income | $1,969,000 | 1,143 |
| Total noninterest expense | $4,199,000 | 3,273 |
| Salaries and employee benefits | $1,975,000 | 3,329 |
| Premises and equipment expense | $761,000 | 2,642 |
| Additional noninterest expense | $1,463,000 | 3,388 |
| Pre-tax net operating income | $1,112,000 | 5,529 |
| Securities gains (losses) | $-9,000 | 9,765 |
| Applicable income taxes | $14,000 | 11,286 |
| Income before extraordinary items | $1,089,000 | 4,219 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,089,000 | 4,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $1,551,000 | 1,364 |
| Sale, conversion, retirement of capital stock, net | $1,765,000 | 325 |
| Net operating income | $1,097,910 | 4,238 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,744,000 | 6,039 |
| Total interest expense | $1,551,000 | 7,051 |
| Net interest income | $3,193,000 | 5,368 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $1,275,000 | 2,778 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $0 | 11,351 |
| Trading account gains and fees | $39,000 | 344 |
| Additional Noninterest Income | $1,236,000 | 1,779 |
| Total noninterest expense | $3,241,000 | 4,210 |
| Salaries and employee benefits | $1,521,000 | 4,223 |
| Premises and equipment expense | $586,000 | 3,404 |
| Additional noninterest expense | $1,134,000 | 4,418 |
| Pre-tax net operating income | $1,227,000 | 5,106 |
| Securities gains (losses) | $-1,000 | 12,247 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $1,226,000 | 3,934 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,226,000 | 4,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,227,000 | 3,723 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.